Home > Patriot Bank of Georgia > Income and Expense
Patriot Bank of Georgia, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,358,000 | 4,820 |
| Total interest expense | $1,433,000 | 2,193 |
| Net interest income | $925,000 | 6,306 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $391,000 | 3,599 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $24,000 | 6,404 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $367,000 | 2,565 |
| Total noninterest expense | $2,658,000 | 3,421 |
| Salaries and employee benefits | $750,000 | 4,991 |
| Premises and equipment expense | $197,000 | 4,684 |
| Additional noninterest expense | $1,711,000 | 1,998 |
| Pre-tax net operating income | $-1,342,000 | 7,060 |
| Securities gains (losses) | $3,000 | 2,636 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,339,000 | 7,105 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,339,000 | 7,106 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,339,000 | 7,106 |
| Net charge-offs | $557,000 | 2,040 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 677 |
| Net operating income | $-1,342,000 | 7,093 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,260,000 | 4,659 |
| Total interest expense | $738,000 | 2,206 |
| Net interest income | $522,000 | 6,096 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $449,000 | 2,174 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $10,000 | 6,519 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $439,000 | 1,476 |
| Total noninterest expense | $1,302,000 | 3,466 |
| Salaries and employee benefits | $361,000 | 5,146 |
| Premises and equipment expense | $119,000 | 4,293 |
| Additional noninterest expense | $822,000 | 2,051 |
| Pre-tax net operating income | $-331,000 | 6,969 |
| Securities gains (losses) | $6,000 | 1,415 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-325,000 | 7,008 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-325,000 | 7,008 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-325,000 | 7,008 |
| Net charge-offs | $102,000 | 2,713 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 613 |
| Net operating income | $-331,000 | 7,004 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,370,000 | 4,143 |
| Total interest expense | $3,822,000 | 2,080 |
| Net interest income | $2,548,000 | 5,729 |
| Provision for loan and lease losses | $4,107,000 | 1,314 |
| Total noninterest income | $-316,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $57,000 | 6,125 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-373,000 | 7,367 |
| Total noninterest expense | $4,146,000 | 4,119 |
| Salaries and employee benefits | $1,648,000 | 4,787 |
| Premises and equipment expense | $487,000 | 4,251 |
| Additional noninterest expense | $2,011,000 | 3,244 |
| Pre-tax net operating income | $-6,021,000 | 7,185 |
| Securities gains (losses) | $70,000 | 2,439 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-5,951,000 | 7,236 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,951,000 | 7,236 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,951,000 | 7,236 |
| Net charge-offs | $4,158,000 | 1,178 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 842 |
| Net operating income | $-6,021,000 | 7,221 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,122,000 | 4,053 |
| Total interest expense | $3,016,000 | 2,065 |
| Net interest income | $2,106,000 | 5,589 |
| Provision for loan and lease losses | $2,552,000 | 1,410 |
| Total noninterest income | $-234,000 | 7,578 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $45,000 | 6,161 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-279,000 | 7,501 |
| Total noninterest expense | $2,971,000 | 4,268 |
| Salaries and employee benefits | $1,266,000 | 4,756 |
| Premises and equipment expense | $280,000 | 5,001 |
| Additional noninterest expense | $1,425,000 | 3,375 |
| Pre-tax net operating income | $-3,651,000 | 7,272 |
| Securities gains (losses) | $50,000 | 2,404 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-3,601,000 | 7,332 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,601,000 | 7,332 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,601,000 | 7,332 |
| Net charge-offs | $3,102,000 | 1,115 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 772 |
| Net operating income | $-3,651,000 | 7,323 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,683,000 | 3,875 |
| Total interest expense | $2,065,000 | 2,093 |
| Net interest income | $1,618,000 | 5,227 |
| Provision for loan and lease losses | $872,000 | 2,095 |
| Total noninterest income | $-289,000 | 7,700 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $30,000 | 6,195 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-319,000 | 7,651 |
| Total noninterest expense | $1,817,000 | 4,515 |
| Salaries and employee benefits | $849,000 | 4,759 |
| Premises and equipment expense | $186,000 | 5,040 |
| Additional noninterest expense | $782,000 | 3,845 |
| Pre-tax net operating income | $-1,360,000 | 7,131 |
| Securities gains (losses) | $15,000 | 2,470 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,345,000 | 7,201 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,345,000 | 7,199 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,345,000 | 7,201 |
| Net charge-offs | $1,222,000 | 1,540 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 659 |
| Net operating income | $-1,360,000 | 7,194 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 3,698 |
| Total interest expense | $1,051,000 | 2,170 |
| Net interest income | $959,000 | 4,794 |
| Provision for loan and lease losses | $104,000 | 3,910 |
| Total noninterest income | $33,000 | 6,632 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $12,000 | 6,416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $21,000 | 5,888 |
| Total noninterest expense | $876,000 | 4,667 |
| Salaries and employee benefits | $441,000 | 4,711 |
| Premises and equipment expense | $90,000 | 5,191 |
| Additional noninterest expense | $345,000 | 4,200 |
| Pre-tax net operating income | $12,000 | 6,119 |
| Securities gains (losses) | $-2,000 | 7,398 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $10,000 | 6,254 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $10,000 | 6,256 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $10,000 | 6,256 |
| Net charge-offs | $182,000 | 2,535 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 592 |
| Net operating income | $12,000 | 6,116 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,861,000 | 3,868 |
| Total interest expense | $5,095,000 | 2,214 |
| Net interest income | $2,766,000 | 5,589 |
| Provision for loan and lease losses | $2,386,000 | 2,254 |
| Total noninterest income | $286,000 | 5,677 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $43,000 | 6,590 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $243,000 | 4,316 |
| Total noninterest expense | $4,778,000 | 3,823 |
| Salaries and employee benefits | $1,887,000 | 4,549 |
| Premises and equipment expense | $382,000 | 5,111 |
| Additional noninterest expense | $2,509,000 | 2,726 |
| Pre-tax net operating income | $-4,112,000 | 7,075 |
| Securities gains (losses) | $128,000 | 1,919 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-3,984,000 | 7,155 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,984,000 | 7,155 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,984,000 | 7,154 |
| Net charge-offs | $1,879,000 | 2,106 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $203,000 | 711 |
| Net operating income | $-4,112,000 | 7,170 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,829,000 | 3,950 |
| Total interest expense | $3,899,000 | 2,267 |
| Net interest income | $1,930,000 | 5,794 |
| Provision for loan and lease losses | $1,729,000 | 2,071 |
| Total noninterest income | $176,000 | 6,106 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $29,000 | 6,705 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $147,000 | 4,809 |
| Total noninterest expense | $3,594,000 | 3,820 |
| Salaries and employee benefits | $1,427,000 | 4,541 |
| Premises and equipment expense | $291,000 | 5,109 |
| Additional noninterest expense | $1,876,000 | 2,708 |
| Pre-tax net operating income | $-3,217,000 | 7,327 |
| Securities gains (losses) | $119,000 | 1,691 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-3,098,000 | 7,392 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,098,000 | 7,392 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,098,000 | 7,392 |
| Net charge-offs | $1,664,000 | 1,679 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $175,000 | 615 |
| Net operating income | $-3,217,000 | 7,403 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,855,000 | 4,008 |
| Total interest expense | $2,593,000 | 2,361 |
| Net interest income | $1,262,000 | 5,855 |
| Provision for loan and lease losses | $1,129,000 | 1,931 |
| Total noninterest income | $-48,000 | 8,012 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $15,000 | 6,873 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-63,000 | 7,926 |
| Total noninterest expense | $2,663,000 | 3,543 |
| Salaries and employee benefits | $1,011,000 | 4,402 |
| Premises and equipment expense | $198,000 | 5,101 |
| Additional noninterest expense | $1,454,000 | 2,404 |
| Pre-tax net operating income | $-2,578,000 | 7,504 |
| Securities gains (losses) | $106,000 | 1,455 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-2,472,000 | 7,570 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,472,000 | 7,569 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,472,000 | 7,569 |
| Net charge-offs | $839,000 | 1,787 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $147,000 | 529 |
| Net operating income | $-2,578,000 | 7,595 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,983,000 | 3,970 |
| Total interest expense | $1,297,000 | 2,450 |
| Net interest income | $686,000 | 5,651 |
| Provision for loan and lease losses | $329,000 | 2,198 |
| Total noninterest income | $76,000 | 5,675 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $7,000 | 6,895 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $69,000 | 4,257 |
| Total noninterest expense | $789,000 | 4,991 |
| Salaries and employee benefits | $488,000 | 4,549 |
| Premises and equipment expense | $88,000 | 5,427 |
| Additional noninterest expense | $213,000 | 5,431 |
| Pre-tax net operating income | $-356,000 | 7,145 |
| Securities gains (losses) | $61,000 | 1,212 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-295,000 | 7,192 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-295,000 | 7,192 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-295,000 | 7,193 |
| Net charge-offs | $230,000 | 2,032 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 412 |
| Net operating income | $-356,000 | 7,240 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,982,000 | 3,805 |
| Total interest expense | $5,554,000 | 2,698 |
| Net interest income | $3,428,000 | 5,040 |
| Provision for loan and lease losses | $2,536,000 | 1,549 |
| Total noninterest income | $-1,058,000 | 8,252 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $25,000 | 6,977 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-1,083,000 | 8,251 |
| Total noninterest expense | $3,344,000 | 4,778 |
| Salaries and employee benefits | $2,069,000 | 4,340 |
| Premises and equipment expense | $351,000 | 5,416 |
| Additional noninterest expense | $924,000 | 5,070 |
| Pre-tax net operating income | $-3,510,000 | 7,677 |
| Securities gains (losses) | $126,000 | 967 |
| Applicable income taxes | $-98,000 | 7,068 |
| Income before extraordinary items | $-3,286,000 | 7,651 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,286,000 | 7,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,288,000 | 1,702 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $227,000 | 739 |
| Net operating income | $-3,408,220 | 7,741 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,039,000 | 3,754 |
| Total interest expense | $4,182,000 | 2,797 |
| Net interest income | $2,857,000 | 4,763 |
| Provision for loan and lease losses | $942,000 | 1,896 |
| Total noninterest income | $169,000 | 6,422 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $17,000 | 7,062 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $152,000 | 4,925 |
| Total noninterest expense | $2,532,000 | 4,726 |
| Salaries and employee benefits | $1,649,000 | 4,180 |
| Premises and equipment expense | $268,000 | 5,403 |
| Additional noninterest expense | $615,000 | 5,351 |
| Pre-tax net operating income | $-448,000 | 7,228 |
| Securities gains (losses) | $126,000 | 832 |
| Applicable income taxes | $-65,000 | 7,475 |
| Income before extraordinary items | $-257,000 | 6,973 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-257,000 | 6,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 2,716 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $263,000 | 512 |
| Net operating income | $-357,800 | 7,218 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,881,000 | 3,702 |
| Total interest expense | $2,818,000 | 2,872 |
| Net interest income | $2,063,000 | 4,507 |
| Provision for loan and lease losses | $364,000 | 2,270 |
| Total noninterest income | $115,000 | 6,444 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $104,000 | 4,986 |
| Total noninterest expense | $1,692,000 | 4,762 |
| Salaries and employee benefits | $1,117,000 | 4,165 |
| Premises and equipment expense | $182,000 | 5,392 |
| Additional noninterest expense | $393,000 | 5,467 |
| Pre-tax net operating income | $122,000 | 6,283 |
| Securities gains (losses) | $51,000 | 1,432 |
| Applicable income taxes | $80,000 | 3,665 |
| Income before extraordinary items | $93,000 | 6,398 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $93,000 | 6,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,802 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $173,000 | 441 |
| Net operating income | $60,360 | 6,563 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,544,000 | 3,680 |
| Total interest expense | $1,447,000 | 2,977 |
| Net interest income | $1,097,000 | 4,328 |
| Provision for loan and lease losses | $184,000 | 1,915 |
| Total noninterest income | $55,000 | 6,514 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $6,000 | 7,087 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $49,000 | 5,091 |
| Total noninterest expense | $836,000 | 4,801 |
| Salaries and employee benefits | $533,000 | 4,328 |
| Premises and equipment expense | $92,000 | 5,397 |
| Additional noninterest expense | $211,000 | 5,213 |
| Pre-tax net operating income | $132,000 | 5,635 |
| Securities gains (losses) | $10,000 | 1,965 |
| Applicable income taxes | $55,000 | 3,465 |
| Income before extraordinary items | $87,000 | 6,014 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $87,000 | 6,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 350 |
| Net operating income | $80,600 | 6,023 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,540,000 | 4,187 |
| Total interest expense | $4,393,000 | 3,776 |
| Net interest income | $4,147,000 | 4,512 |
| Provision for loan and lease losses | $814,000 | 1,659 |
| Total noninterest income | $233,000 | 6,519 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $9,000 | 7,324 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $224,000 | 4,832 |
| Total noninterest expense | $2,795,000 | 5,228 |
| Salaries and employee benefits | $1,938,000 | 4,489 |
| Premises and equipment expense | $216,000 | 6,567 |
| Additional noninterest expense | $641,000 | 5,959 |
| Pre-tax net operating income | $771,000 | 5,244 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $98,000 | 4,498 |
| Income before extraordinary items | $673,000 | 5,135 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $673,000 | 5,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $310,000 | 638 |
| Net operating income | $673,000 | 5,118 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,910,000 | 4,417 |
| Total interest expense | $3,032,000 | 3,986 |
| Net interest income | $2,878,000 | 4,771 |
| Provision for loan and lease losses | $528,000 | 1,495 |
| Total noninterest income | $205,000 | 6,253 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $5,000 | 7,394 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $200,000 | 4,484 |
| Total noninterest expense | $2,081,000 | 5,231 |
| Salaries and employee benefits | $1,488,000 | 4,400 |
| Premises and equipment expense | $145,000 | 6,797 |
| Additional noninterest expense | $448,000 | 6,119 |
| Pre-tax net operating income | $474,000 | 5,871 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $474,000 | 5,483 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $474,000 | 5,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $293,000 | 509 |
| Net operating income | $474,000 | 5,470 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,580,000 | 4,698 |
| Total interest expense | $1,802,000 | 4,285 |
| Net interest income | $1,778,000 | 5,035 |
| Provision for loan and lease losses | $302,000 | 1,524 |
| Total noninterest income | $148,000 | 6,162 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $3,000 | 7,446 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $145,000 | 4,376 |
| Total noninterest expense | $1,330,000 | 5,399 |
| Salaries and employee benefits | $972,000 | 4,501 |
| Premises and equipment expense | $81,000 | 7,134 |
| Additional noninterest expense | $277,000 | 6,329 |
| Pre-tax net operating income | $294,000 | 6,076 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $294,000 | 5,697 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $294,000 | 5,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $196,000 | 452 |
| Net operating income | $294,000 | 5,681 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 5,091 |
| Total interest expense | $746,000 | 4,794 |
| Net interest income | $824,000 | 5,286 |
| Provision for loan and lease losses | $170,000 | 1,311 |
| Total noninterest income | $77,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $2,000 | 7,430 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $75,000 | 4,329 |
| Total noninterest expense | $615,000 | 5,676 |
| Salaries and employee benefits | $465,000 | 4,677 |
| Premises and equipment expense | $43,000 | 7,057 |
| Additional noninterest expense | $107,000 | 6,972 |
| Pre-tax net operating income | $116,000 | 6,467 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $116,000 | 6,142 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $116,000 | 6,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 382 |
| Net operating income | $116,000 | 6,126 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,149,000 | 7,419 |
| Total interest expense | $820,000 | 7,289 |
| Net interest income | $1,329,000 | 7,404 |
| Provision for loan and lease losses | $482,000 | 1,960 |
| Total noninterest income | $39,000 | 8,297 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,000 | 7,596 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $38,000 | 7,516 |
| Total noninterest expense | $1,077,000 | 7,586 |
| Salaries and employee benefits | $818,000 | 6,914 |
| Premises and equipment expense | $68,000 | 8,169 |
| Additional noninterest expense | $191,000 | 8,166 |
| Pre-tax net operating income | $-191,000 | 8,114 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-191,000 | 8,140 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-191,000 | 8,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $15,887,000 | 125 |
| Net operating income | $-191,000 | 8,132 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $885,000 | 8,211 |
| Total interest expense | $308,000 | 8,114 |
| Net interest income | $577,000 | 8,199 |
| Provision for loan and lease losses | $300,000 | 2,139 |
| Total noninterest income | $11,000 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,185 |
| Total noninterest expense | $514,000 | 8,209 |
| Salaries and employee benefits | $395,000 | 7,795 |
| Premises and equipment expense | $32,000 | 8,477 |
| Additional noninterest expense | $87,000 | 8,550 |
| Pre-tax net operating income | $-226,000 | 8,318 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-226,000 | 8,335 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-226,000 | 8,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $15,799,000 | 91 |
| Net operating income | $-226,000 | 8,331 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.