Home > Patriot Bank Minnesota > Income and Expense
Patriot Bank Minnesota, Income and Expense
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,811,000 | 4,666 |
| Total interest expense | $1,760,000 | 3,058 |
| Net interest income | $3,051,000 | 5,216 |
| Provision for loan and lease losses | $3,833,000 | 980 |
| Total noninterest income | $-1,040,000 | 7,250 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $106,000 | 5,428 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,146,000 | 7,214 |
| Total noninterest expense | $4,037,000 | 4,089 |
| Salaries and employee benefits | $1,546,000 | 4,884 |
| Premises and equipment expense | $604,000 | 3,560 |
| Additional noninterest expense | $1,887,000 | 3,297 |
| Pre-tax net operating income | $-5,859,000 | 7,104 |
| Securities gains (losses) | $160,000 | 1,648 |
| Applicable income taxes | $5,000 | 4,437 |
| Income before extraordinary items | $-5,704,000 | 7,101 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,704,000 | 7,099 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-5,704,000 | 7,100 |
| Net charge-offs | $4,063,000 | 953 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-5,864,000 | 7,097 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,818,000 | 4,581 |
| Total interest expense | $1,355,000 | 3,106 |
| Net interest income | $2,463,000 | 5,090 |
| Provision for loan and lease losses | $3,500,000 | 818 |
| Total noninterest income | $-1,076,000 | 7,361 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $78,000 | 5,490 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,154,000 | 7,333 |
| Total noninterest expense | $3,085,000 | 4,039 |
| Salaries and employee benefits | $1,149,000 | 4,902 |
| Premises and equipment expense | $456,000 | 3,583 |
| Additional noninterest expense | $1,480,000 | 3,191 |
| Pre-tax net operating income | $-5,198,000 | 7,242 |
| Securities gains (losses) | $160,000 | 1,375 |
| Applicable income taxes | $4,000 | 4,473 |
| Income before extraordinary items | $-5,042,000 | 7,246 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,042,000 | 7,244 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-5,042,000 | 7,245 |
| Net charge-offs | $4,044,000 | 745 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-5,202,000 | 7,249 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,667,000 | 4,480 |
| Total interest expense | $917,000 | 3,166 |
| Net interest income | $1,750,000 | 4,948 |
| Provision for loan and lease losses | $3,093,000 | 657 |
| Total noninterest income | $137,000 | 5,459 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $52,000 | 5,486 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $85,000 | 4,794 |
| Total noninterest expense | $2,814,000 | 3,263 |
| Salaries and employee benefits | $764,000 | 4,945 |
| Premises and equipment expense | $303,000 | 3,619 |
| Additional noninterest expense | $1,747,000 | 1,951 |
| Pre-tax net operating income | $-4,020,000 | 7,327 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $2,000 | 4,487 |
| Income before extraordinary items | $-4,022,000 | 7,336 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,022,000 | 7,336 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-4,022,000 | 7,336 |
| Net charge-offs | $4,015,000 | 556 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-4,022,000 | 7,335 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,330,000 | 4,512 |
| Total interest expense | $470,000 | 3,203 |
| Net interest income | $860,000 | 4,987 |
| Provision for loan and lease losses | $358,000 | 1,765 |
| Total noninterest income | $71,000 | 5,459 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $25,000 | 5,503 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $46,000 | 4,790 |
| Total noninterest expense | $1,222,000 | 3,648 |
| Salaries and employee benefits | $377,000 | 5,012 |
| Premises and equipment expense | $154,000 | 3,623 |
| Additional noninterest expense | $691,000 | 2,406 |
| Pre-tax net operating income | $-649,000 | 7,151 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $-650,000 | 7,191 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-650,000 | 7,192 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-650,000 | 7,192 |
| Net charge-offs | $-5,000 | 6,778 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-650,000 | 7,182 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,282,000 | 4,182 |
| Total interest expense | $2,671,000 | 2,841 |
| Net interest income | $3,611,000 | 4,866 |
| Provision for loan and lease losses | $3,208,000 | 1,552 |
| Total noninterest income | $195,000 | 5,989 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $103,000 | 5,442 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $92,000 | 5,538 |
| Total noninterest expense | $6,336,000 | 2,977 |
| Salaries and employee benefits | $1,665,000 | 4,759 |
| Premises and equipment expense | $736,000 | 3,161 |
| Additional noninterest expense | $3,935,000 | 1,836 |
| Pre-tax net operating income | $-5,738,000 | 7,161 |
| Securities gains (losses) | $9,000 | 3,335 |
| Applicable income taxes | $1,579,000 | 874 |
| Income before extraordinary items | $-7,308,000 | 7,292 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,308,000 | 7,292 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-7,308,000 | 7,292 |
| Net charge-offs | $2,892,000 | 1,496 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-7,317,000 | 7,279 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,816,000 | 4,208 |
| Total interest expense | $2,069,000 | 2,881 |
| Net interest income | $2,747,000 | 4,887 |
| Provision for loan and lease losses | $2,249,000 | 1,536 |
| Total noninterest income | $144,000 | 6,124 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $76,000 | 5,556 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $68,000 | 5,676 |
| Total noninterest expense | $3,565,000 | 3,770 |
| Salaries and employee benefits | $1,243,000 | 4,808 |
| Premises and equipment expense | $550,000 | 3,229 |
| Additional noninterest expense | $1,772,000 | 2,755 |
| Pre-tax net operating income | $-2,923,000 | 7,191 |
| Securities gains (losses) | $8,000 | 3,163 |
| Applicable income taxes | $-986,000 | 7,493 |
| Income before extraordinary items | $-1,929,000 | 7,125 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,929,000 | 7,123 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,929,000 | 7,125 |
| Net charge-offs | $1,714,000 | 1,660 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,934,280 | 7,097 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,314,000 | 4,165 |
| Total interest expense | $1,404,000 | 2,939 |
| Net interest income | $1,910,000 | 4,784 |
| Provision for loan and lease losses | $1,133,000 | 1,813 |
| Total noninterest income | $70,000 | 6,526 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $49,000 | 5,620 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $21,000 | 6,429 |
| Total noninterest expense | $2,066,000 | 4,137 |
| Salaries and employee benefits | $844,000 | 4,780 |
| Premises and equipment expense | $361,000 | 3,282 |
| Additional noninterest expense | $861,000 | 3,607 |
| Pre-tax net operating income | $-1,219,000 | 7,091 |
| Securities gains (losses) | $8,000 | 2,663 |
| Applicable income taxes | $-532,000 | 7,490 |
| Income before extraordinary items | $-679,000 | 6,954 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-679,000 | 6,954 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-679,000 | 6,954 |
| Net charge-offs | $1,305,000 | 1,491 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-684,120 | 6,924 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,654,000 | 4,231 |
| Total interest expense | $711,000 | 3,026 |
| Net interest income | $943,000 | 4,839 |
| Provision for loan and lease losses | $702,000 | 1,465 |
| Total noninterest income | $-14,000 | 7,715 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $25,000 | 5,612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-39,000 | 7,657 |
| Total noninterest expense | $971,000 | 4,369 |
| Salaries and employee benefits | $419,000 | 4,858 |
| Premises and equipment expense | $178,000 | 3,414 |
| Additional noninterest expense | $374,000 | 3,971 |
| Pre-tax net operating income | $-744,000 | 7,311 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-353,000 | 7,661 |
| Income before extraordinary items | $-391,000 | 7,171 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-391,000 | 7,173 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-391,000 | 7,172 |
| Net charge-offs | $384,000 | 1,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-391,000 | 7,148 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,240,000 | 4,090 |
| Total interest expense | $3,524,000 | 3,035 |
| Net interest income | $3,716,000 | 4,792 |
| Provision for loan and lease losses | $4,523,000 | 1,532 |
| Total noninterest income | $335,000 | 5,434 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $135,000 | 5,315 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $200,000 | 4,635 |
| Total noninterest expense | $5,116,000 | 3,617 |
| Salaries and employee benefits | $1,855,000 | 4,596 |
| Premises and equipment expense | $771,000 | 3,223 |
| Additional noninterest expense | $2,490,000 | 2,742 |
| Pre-tax net operating income | $-5,588,000 | 7,232 |
| Securities gains (losses) | $3,000 | 3,532 |
| Applicable income taxes | $-2,396,000 | 7,564 |
| Income before extraordinary items | $-3,189,000 | 7,030 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,189,000 | 7,028 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,189,000 | 7,029 |
| Net charge-offs | $1,607,000 | 2,291 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,190,920 | 7,030 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,464,000 | 4,129 |
| Total interest expense | $2,706,000 | 3,097 |
| Net interest income | $2,758,000 | 4,831 |
| Provision for loan and lease losses | $1,316,000 | 2,388 |
| Total noninterest income | $279,000 | 5,330 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $103,000 | 5,320 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $176,000 | 4,496 |
| Total noninterest expense | $3,811,000 | 3,636 |
| Salaries and employee benefits | $1,429,000 | 4,531 |
| Premises and equipment expense | $589,000 | 3,208 |
| Additional noninterest expense | $1,793,000 | 2,814 |
| Pre-tax net operating income | $-2,090,000 | 7,070 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $-892,000 | 7,520 |
| Income before extraordinary items | $-1,196,000 | 6,850 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,196,000 | 6,852 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,196,000 | 6,852 |
| Net charge-offs | $782,000 | 2,503 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,197,280 | 6,837 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,643,000 | 4,159 |
| Total interest expense | $1,845,000 | 3,161 |
| Net interest income | $1,798,000 | 4,885 |
| Provision for loan and lease losses | $816,000 | 2,311 |
| Total noninterest income | $158,000 | 5,636 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $68,000 | 5,343 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $90,000 | 4,981 |
| Total noninterest expense | $2,248,000 | 4,031 |
| Salaries and employee benefits | $976,000 | 4,507 |
| Premises and equipment expense | $398,000 | 3,194 |
| Additional noninterest expense | $874,000 | 3,636 |
| Pre-tax net operating income | $-1,108,000 | 7,068 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $-472,000 | 7,561 |
| Income before extraordinary items | $-634,000 | 6,889 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-634,000 | 6,889 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-634,000 | 6,889 |
| Net charge-offs | $637,000 | 2,077 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-635,280 | 6,877 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 4,119 |
| Total interest expense | $934,000 | 3,238 |
| Net interest income | $948,000 | 4,734 |
| Provision for loan and lease losses | $544,000 | 1,709 |
| Total noninterest income | $80,000 | 5,580 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $35,000 | 5,255 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $45,000 | 5,014 |
| Total noninterest expense | $1,090,000 | 4,048 |
| Salaries and employee benefits | $498,000 | 4,475 |
| Premises and equipment expense | $207,000 | 3,135 |
| Additional noninterest expense | $385,000 | 3,688 |
| Pre-tax net operating income | $-606,000 | 7,419 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-259,000 | 7,764 |
| Income before extraordinary items | $-347,000 | 7,271 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-347,000 | 7,272 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-347,000 | 7,272 |
| Net charge-offs | $712,000 | 1,144 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-347,000 | 7,228 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,172,000 | 4,082 |
| Total interest expense | $3,756,000 | 3,672 |
| Net interest income | $4,416,000 | 4,273 |
| Provision for loan and lease losses | $1,001,000 | 2,703 |
| Total noninterest income | $682,000 | 4,193 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $221,000 | 4,602 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $461,000 | 3,326 |
| Total noninterest expense | $3,546,000 | 4,596 |
| Salaries and employee benefits | $1,929,000 | 4,582 |
| Premises and equipment expense | $733,000 | 3,395 |
| Additional noninterest expense | $884,000 | 5,190 |
| Pre-tax net operating income | $551,000 | 4,720 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $203,000 | 2,795 |
| Income before extraordinary items | $348,000 | 4,928 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $348,000 | 4,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $727,000 | 2,318 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $348,000 | 5,091 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,203,000 | 4,114 |
| Total interest expense | $2,833,000 | 3,763 |
| Net interest income | $3,370,000 | 4,254 |
| Provision for loan and lease losses | $438,000 | 2,951 |
| Total noninterest income | $572,000 | 4,057 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $166,000 | 4,628 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $406,000 | 3,158 |
| Total noninterest expense | $2,601,000 | 4,659 |
| Salaries and employee benefits | $1,476,000 | 4,542 |
| Premises and equipment expense | $536,000 | 3,477 |
| Additional noninterest expense | $589,000 | 5,468 |
| Pre-tax net operating income | $903,000 | 3,863 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $390,000 | 2,185 |
| Income before extraordinary items | $513,000 | 4,401 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $513,000 | 4,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,252 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $513,000 | 4,543 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,184,000 | 4,126 |
| Total interest expense | $1,905,000 | 3,862 |
| Net interest income | $2,279,000 | 4,230 |
| Provision for loan and lease losses | $227,000 | 2,947 |
| Total noninterest income | $466,000 | 3,679 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $108,000 | 4,701 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $358,000 | 2,747 |
| Total noninterest expense | $1,715,000 | 4,717 |
| Salaries and employee benefits | $977,000 | 4,601 |
| Premises and equipment expense | $360,000 | 3,485 |
| Additional noninterest expense | $378,000 | 5,571 |
| Pre-tax net operating income | $803,000 | 3,423 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $346,000 | 2,032 |
| Income before extraordinary items | $457,000 | 4,206 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $457,000 | 4,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,454 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $457,000 | 4,149 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,143,000 | 4,135 |
| Total interest expense | $973,000 | 3,974 |
| Net interest income | $1,170,000 | 4,174 |
| Provision for loan and lease losses | $146,000 | 2,224 |
| Total noninterest income | $366,000 | 2,767 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $50,000 | 4,810 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $316,000 | 1,912 |
| Total noninterest expense | $851,000 | 4,748 |
| Salaries and employee benefits | $498,000 | 4,564 |
| Premises and equipment expense | $176,000 | 3,552 |
| Additional noninterest expense | $177,000 | 5,710 |
| Pre-tax net operating income | $539,000 | 2,923 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $231,000 | 1,776 |
| Income before extraordinary items | $308,000 | 3,746 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $308,000 | 3,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,095 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $308,000 | 3,661 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,925,000 | 4,059 |
| Total interest expense | $4,083,000 | 3,962 |
| Net interest income | $4,842,000 | 4,097 |
| Provision for loan and lease losses | $-1,782,000 | 8,523 |
| Total noninterest income | $383,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $189,000 | 5,016 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $194,000 | 5,123 |
| Total noninterest expense | $3,539,000 | 4,479 |
| Salaries and employee benefits | $1,936,000 | 4,495 |
| Premises and equipment expense | $726,000 | 3,343 |
| Additional noninterest expense | $877,000 | 5,035 |
| Pre-tax net operating income | $3,468,000 | 2,215 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,413,000 | 1,472 |
| Income before extraordinary items | $2,055,000 | 2,757 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,055,000 | 2,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $810,000 | 1,197 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,055,000 | 2,736 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,680,000 | 4,083 |
| Total interest expense | $3,040,000 | 3,979 |
| Net interest income | $3,640,000 | 4,098 |
| Provision for loan and lease losses | $-1,813,000 | 8,548 |
| Total noninterest income | $282,000 | 5,663 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $137,000 | 5,103 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $145,000 | 5,158 |
| Total noninterest expense | $2,564,000 | 4,575 |
| Salaries and employee benefits | $1,426,000 | 4,533 |
| Premises and equipment expense | $504,000 | 3,530 |
| Additional noninterest expense | $634,000 | 5,119 |
| Pre-tax net operating income | $3,171,000 | 2,008 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,283,000 | 1,376 |
| Income before extraordinary items | $1,888,000 | 2,493 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,888,000 | 2,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $809,000 | 759 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,888,000 | 2,469 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,374,000 | 4,152 |
| Total interest expense | $1,977,000 | 4,053 |
| Net interest income | $2,397,000 | 4,169 |
| Provision for loan and lease losses | $311,000 | 1,499 |
| Total noninterest income | $179,000 | 5,794 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $85,000 | 5,242 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $94,000 | 5,231 |
| Total noninterest expense | $1,682,000 | 4,641 |
| Salaries and employee benefits | $947,000 | 4,590 |
| Premises and equipment expense | $325,000 | 3,644 |
| Additional noninterest expense | $410,000 | 5,220 |
| Pre-tax net operating income | $583,000 | 4,733 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $257,000 | 2,928 |
| Income before extraordinary items | $326,000 | 5,479 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $326,000 | 5,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 1,011 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $326,000 | 5,469 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 4,171 |
| Total interest expense | $971,000 | 4,086 |
| Net interest income | $1,191,000 | 4,188 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $70,000 | 6,240 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $40,000 | 5,312 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $30,000 | 5,964 |
| Total noninterest expense | $767,000 | 4,931 |
| Salaries and employee benefits | $464,000 | 4,686 |
| Premises and equipment expense | $152,000 | 3,834 |
| Additional noninterest expense | $151,000 | 6,100 |
| Pre-tax net operating income | $474,000 | 3,646 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $203,000 | 2,380 |
| Income before extraordinary items | $271,000 | 4,379 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $271,000 | 4,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,557 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $271,000 | 4,364 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,457,000 | 4,049 |
| Total interest expense | $3,688,000 | 3,783 |
| Net interest income | $4,769,000 | 4,156 |
| Provision for loan and lease losses | $2,859,000 | 390 |
| Total noninterest income | $347,000 | 5,895 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $238,000 | 4,614 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $109,000 | 6,186 |
| Total noninterest expense | $2,843,000 | 5,062 |
| Salaries and employee benefits | $1,641,000 | 4,904 |
| Premises and equipment expense | $599,000 | 3,771 |
| Additional noninterest expense | $603,000 | 6,046 |
| Pre-tax net operating income | $-586,000 | 8,300 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-298,000 | 8,513 |
| Income before extraordinary items | $-288,000 | 8,190 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-288,000 | 8,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,238 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $2,650,000 | 380 |
| Net operating income | $-288,000 | 8,190 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,278,000 | 4,046 |
| Total interest expense | $2,722,000 | 3,752 |
| Net interest income | $3,556,000 | 4,196 |
| Provision for loan and lease losses | $2,839,000 | 298 |
| Total noninterest income | $259,000 | 5,931 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $180,000 | 4,637 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $79,000 | 6,242 |
| Total noninterest expense | $2,079,000 | 5,137 |
| Salaries and employee benefits | $1,220,000 | 4,911 |
| Premises and equipment expense | $449,000 | 3,783 |
| Additional noninterest expense | $410,000 | 6,323 |
| Pre-tax net operating income | $-1,103,000 | 8,606 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-474,000 | 8,685 |
| Income before extraordinary items | $-629,000 | 8,512 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-629,000 | 8,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,313 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-629,000 | 8,505 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,004,000 | 4,126 |
| Total interest expense | $1,725,000 | 3,767 |
| Net interest income | $2,279,000 | 4,325 |
| Provision for loan and lease losses | $111,000 | 3,180 |
| Total noninterest income | $164,000 | 6,069 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $110,000 | 4,799 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $54,000 | 6,262 |
| Total noninterest expense | $1,425,000 | 5,065 |
| Salaries and employee benefits | $849,000 | 4,812 |
| Premises and equipment expense | $295,000 | 3,818 |
| Additional noninterest expense | $281,000 | 6,269 |
| Pre-tax net operating income | $907,000 | 4,028 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $355,000 | 2,806 |
| Income before extraordinary items | $552,000 | 4,642 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $552,000 | 4,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,609 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $552,000 | 4,635 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,896,000 | 4,236 |
| Total interest expense | $807,000 | 3,794 |
| Net interest income | $1,089,000 | 4,459 |
| Provision for loan and lease losses | $69,000 | 2,655 |
| Total noninterest income | $83,000 | 5,997 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $54,000 | 4,773 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,131 |
| Total noninterest expense | $724,000 | 5,023 |
| Salaries and employee benefits | $431,000 | 4,781 |
| Premises and equipment expense | $149,000 | 3,811 |
| Additional noninterest expense | $144,000 | 6,179 |
| Pre-tax net operating income | $379,000 | 4,395 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $163,000 | 2,913 |
| Income before extraordinary items | $216,000 | 5,165 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $216,000 | 5,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,390 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $216,000 | 5,159 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,720,000 | 4,265 |
| Total interest expense | $2,552,000 | 3,760 |
| Net interest income | $4,168,000 | 4,494 |
| Provision for loan and lease losses | $413,000 | 2,229 |
| Total noninterest income | $327,000 | 6,156 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $227,000 | 4,785 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $100,000 | 6,402 |
| Total noninterest expense | $2,754,000 | 5,062 |
| Salaries and employee benefits | $1,609,000 | 4,831 |
| Premises and equipment expense | $620,000 | 3,556 |
| Additional noninterest expense | $525,000 | 6,436 |
| Pre-tax net operating income | $1,328,000 | 4,670 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $545,000 | 3,228 |
| Income before extraordinary items | $783,000 | 5,388 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $783,000 | 5,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 1,507 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $3,200,000 | 349 |
| Net operating income | $783,000 | 5,366 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,818,000 | 4,372 |
| Total interest expense | $1,806,000 | 3,788 |
| Net interest income | $3,012,000 | 4,626 |
| Provision for loan and lease losses | $298,000 | 2,221 |
| Total noninterest income | $241,000 | 6,214 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $164,000 | 4,892 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $77,000 | 6,377 |
| Total noninterest expense | $2,012,000 | 5,125 |
| Salaries and employee benefits | $1,191,000 | 4,849 |
| Premises and equipment expense | $456,000 | 3,615 |
| Additional noninterest expense | $365,000 | 6,622 |
| Pre-tax net operating income | $943,000 | 4,921 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $396,000 | 3,343 |
| Income before extraordinary items | $547,000 | 5,684 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $547,000 | 5,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 1,236 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 376 |
| Net operating income | $547,000 | 5,641 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,093,000 | 4,421 |
| Total interest expense | $1,119,000 | 3,814 |
| Net interest income | $1,974,000 | 4,660 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $151,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $99,000 | 5,055 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $52,000 | 6,337 |
| Total noninterest expense | $1,312,000 | 5,184 |
| Salaries and employee benefits | $803,000 | 4,795 |
| Premises and equipment expense | $303,000 | 3,595 |
| Additional noninterest expense | $206,000 | 7,021 |
| Pre-tax net operating income | $777,000 | 4,345 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $337,000 | 2,894 |
| Income before extraordinary items | $440,000 | 5,210 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $440,000 | 5,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 286 |
| Net operating income | $440,000 | 5,156 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 4,535 |
| Total interest expense | $527,000 | 3,890 |
| Net interest income | $952,000 | 4,779 |
| Provision for loan and lease losses | $16,000 | 4,844 |
| Total noninterest income | $63,000 | 6,658 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $35,000 | 5,695 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,283 |
| Total noninterest expense | $656,000 | 5,220 |
| Salaries and employee benefits | $411,000 | 4,739 |
| Premises and equipment expense | $148,000 | 3,685 |
| Additional noninterest expense | $97,000 | 7,205 |
| Pre-tax net operating income | $343,000 | 4,649 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $150,000 | 3,095 |
| Income before extraordinary items | $193,000 | 5,506 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $193,000 | 5,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $193,000 | 5,473 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,261,000 | 4,678 |
| Total interest expense | $1,610,000 | 4,316 |
| Net interest income | $3,651,000 | 4,779 |
| Provision for loan and lease losses | $156,000 | 4,170 |
| Total noninterest income | $273,000 | 6,591 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $166,000 | 5,602 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $107,000 | 6,304 |
| Total noninterest expense | $2,465,000 | 5,361 |
| Salaries and employee benefits | $1,430,000 | 5,111 |
| Premises and equipment expense | $633,000 | 3,385 |
| Additional noninterest expense | $402,000 | 7,111 |
| Pre-tax net operating income | $1,303,000 | 4,587 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $525,000 | 3,270 |
| Income before extraordinary items | $778,000 | 5,321 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $778,000 | 5,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,912 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $778,000 | 5,252 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,799,000 | 4,791 |
| Total interest expense | $1,143,000 | 4,433 |
| Net interest income | $2,656,000 | 4,847 |
| Provision for loan and lease losses | $156,000 | 3,462 |
| Total noninterest income | $203,000 | 6,647 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $123,000 | 5,662 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $80,000 | 6,308 |
| Total noninterest expense | $1,829,000 | 5,361 |
| Salaries and employee benefits | $1,035,000 | 5,201 |
| Premises and equipment expense | $475,000 | 3,398 |
| Additional noninterest expense | $319,000 | 6,952 |
| Pre-tax net operating income | $874,000 | 4,965 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $376,000 | 3,416 |
| Income before extraordinary items | $498,000 | 5,817 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $498,000 | 5,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,041 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $498,000 | 5,752 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,475,000 | 4,874 |
| Total interest expense | $739,000 | 4,523 |
| Net interest income | $1,736,000 | 4,916 |
| Provision for loan and lease losses | $81,000 | 3,895 |
| Total noninterest income | $135,000 | 6,682 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $81,000 | 5,696 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $54,000 | 6,302 |
| Total noninterest expense | $1,178,000 | 5,503 |
| Salaries and employee benefits | $672,000 | 5,329 |
| Premises and equipment expense | $311,000 | 3,442 |
| Additional noninterest expense | $195,000 | 7,187 |
| Pre-tax net operating income | $612,000 | 4,776 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $263,000 | 3,306 |
| Income before extraordinary items | $349,000 | 5,684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $349,000 | 5,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,302 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $349,000 | 5,597 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,216,000 | 4,959 |
| Total interest expense | $367,000 | 4,573 |
| Net interest income | $849,000 | 4,997 |
| Provision for loan and lease losses | $57,000 | 3,144 |
| Total noninterest income | $69,000 | 6,593 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $41,000 | 5,626 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $28,000 | 6,237 |
| Total noninterest expense | $576,000 | 5,588 |
| Salaries and employee benefits | $336,000 | 5,335 |
| Premises and equipment expense | $148,000 | 3,623 |
| Additional noninterest expense | $92,000 | 7,332 |
| Pre-tax net operating income | $285,000 | 4,928 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $122,000 | 3,464 |
| Income before extraordinary items | $163,000 | 5,812 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $163,000 | 5,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,164 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $163,000 | 5,689 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,660,000 | 5,132 |
| Total interest expense | $1,424,000 | 5,033 |
| Net interest income | $3,236,000 | 5,064 |
| Provision for loan and lease losses | $54,000 | 6,186 |
| Total noninterest income | $245,000 | 6,986 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $133,000 | 6,105 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $112,000 | 6,340 |
| Total noninterest expense | $2,303,000 | 5,518 |
| Salaries and employee benefits | $1,205,000 | 5,626 |
| Premises and equipment expense | $674,000 | 3,188 |
| Additional noninterest expense | $424,000 | 7,016 |
| Pre-tax net operating income | $1,124,000 | 4,852 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $457,000 | 3,542 |
| Income before extraordinary items | $667,000 | 5,712 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $667,000 | 5,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 414 |
| Net operating income | $667,000 | 5,543 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,418,000 | 5,257 |
| Total interest expense | $1,076,000 | 5,154 |
| Net interest income | $2,342,000 | 5,205 |
| Provision for loan and lease losses | $35,000 | 6,280 |
| Total noninterest income | $176,000 | 7,116 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $92,000 | 6,274 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $84,000 | 6,382 |
| Total noninterest expense | $1,690,000 | 5,559 |
| Salaries and employee benefits | $891,000 | 5,628 |
| Premises and equipment expense | $492,000 | 3,263 |
| Additional noninterest expense | $307,000 | 7,076 |
| Pre-tax net operating income | $793,000 | 5,158 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $344,000 | 3,673 |
| Income before extraordinary items | $449,000 | 6,100 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $449,000 | 6,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $449,000 | 5,933 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,251,000 | 5,331 |
| Total interest expense | $732,000 | 5,200 |
| Net interest income | $1,519,000 | 5,287 |
| Provision for loan and lease losses | $25,000 | 6,080 |
| Total noninterest income | $113,000 | 7,172 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $58,000 | 6,356 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $55,000 | 6,401 |
| Total noninterest expense | $1,098,000 | 5,660 |
| Salaries and employee benefits | $586,000 | 5,692 |
| Premises and equipment expense | $318,000 | 3,326 |
| Additional noninterest expense | $194,000 | 7,219 |
| Pre-tax net operating income | $509,000 | 5,269 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $219,000 | 3,788 |
| Income before extraordinary items | $290,000 | 6,174 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $290,000 | 6,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $290,000 | 5,972 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 5,358 |
| Total interest expense | $369,000 | 5,280 |
| Net interest income | $758,000 | 5,287 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $54,000 | 7,230 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $30,000 | 6,255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $543,000 | 5,687 |
| Salaries and employee benefits | $292,000 | 5,706 |
| Premises and equipment expense | $158,000 | 3,343 |
| Additional noninterest expense | $93,000 | 7,327 |
| Pre-tax net operating income | $244,000 | 5,348 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $105,000 | 3,848 |
| Income before extraordinary items | $139,000 | 6,191 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $139,000 | 6,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $139,000 | 6,015 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,320,000 | 5,668 |
| Total interest expense | $1,586,000 | 5,549 |
| Net interest income | $2,734,000 | 5,608 |
| Provision for loan and lease losses | $123,000 | 5,298 |
| Total noninterest income | $176,000 | 7,556 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $100,000 | 6,579 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $76,000 | 6,960 |
| Total noninterest expense | $2,109,000 | 5,690 |
| Salaries and employee benefits | $1,093,000 | 5,829 |
| Premises and equipment expense | $640,000 | 3,224 |
| Additional noninterest expense | $376,000 | 7,309 |
| Pre-tax net operating income | $678,000 | 6,160 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $273,000 | 4,602 |
| Income before extraordinary items | $405,000 | 6,817 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $405,000 | 6,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,261 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 372 |
| Net operating income | $405,000 | 6,690 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,934,000 | 6,413 |
| Total interest expense | $1,974,000 | 6,136 |
| Net interest income | $1,960,000 | 6,492 |
| Provision for loan and lease losses | $150,000 | 4,756 |
| Total noninterest income | $132,000 | 8,067 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $82,000 | 6,939 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $50,000 | 7,689 |
| Total noninterest expense | $1,754,000 | 6,230 |
| Salaries and employee benefits | $950,000 | 6,167 |
| Premises and equipment expense | $486,000 | 3,980 |
| Additional noninterest expense | $318,000 | 7,721 |
| Pre-tax net operating income | $188,000 | 7,938 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $61,000 | 6,524 |
| Income before extraordinary items | $127,000 | 8,180 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $127,000 | 8,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 621 |
| Net operating income | $127,000 | 8,067 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,902,000 | 7,510 |
| Total interest expense | $1,531,000 | 7,089 |
| Net interest income | $1,371,000 | 7,706 |
| Provision for loan and lease losses | $53,000 | 6,459 |
| Total noninterest income | $63,000 | 9,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 7,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 8,628 |
| Total noninterest expense | $1,221,000 | 7,446 |
| Salaries and employee benefits | $667,000 | 7,346 |
| Premises and equipment expense | $296,000 | 5,466 |
| Additional noninterest expense | $258,000 | 8,277 |
| Pre-tax net operating income | $158,000 | 8,561 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $51,000 | 7,210 |
| Income before extraordinary items | $108,000 | 8,654 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $108,000 | 8,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 443 |
| Net operating income | $107,320 | 8,645 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,367,000 | 9,234 |
| Total interest expense | $596,000 | 9,217 |
| Net interest income | $771,000 | 9,125 |
| Provision for loan and lease losses | $137,000 | 4,478 |
| Total noninterest income | $28,000 | 9,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 8,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,676 |
| Total noninterest expense | $805,000 | 8,714 |
| Salaries and employee benefits | $421,000 | 8,778 |
| Premises and equipment expense | $208,000 | 6,677 |
| Additional noninterest expense | $176,000 | 9,268 |
| Pre-tax net operating income | $-143,000 | 9,572 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-42,000 | 9,802 |
| Income before extraordinary items | $-101,000 | 9,576 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-101,000 | 9,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-101,000 | 9,555 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $190,000 | 10,361 |
| Total interest expense | $75,000 | 10,318 |
| Net interest income | $115,000 | 10,372 |
| Provision for loan and lease losses | $49,000 | 6,673 |
| Total noninterest income | $4,000 | 10,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 9,010 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 10,319 |
| Total noninterest expense | $436,000 | 9,959 |
| Salaries and employee benefits | $196,000 | 10,124 |
| Premises and equipment expense | $101,000 | 8,682 |
| Additional noninterest expense | $139,000 | 9,764 |
| Pre-tax net operating income | $-366,000 | 10,114 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-109,000 | 10,236 |
| Income before extraordinary items | $-257,000 | 10,083 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-257,000 | 10,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 275 |
| Net operating income | $-257,000 | 10,055 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.