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Patriot Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$19,483,000	1,927
Total interest expense	$6,813,000	1,674
Net interest income	$12,670,000	2,039
Provision for loan and lease losses	$275,000	1,738
Total noninterest income	$4,070,000	1,343
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$347,000	2,035
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,723,000	1,087
Total noninterest expense	$15,652,000	1,475
Salaries and employee benefits	$8,629,000	1,506
Premises and equipment expense	$2,099,000	1,168
Additional noninterest expense	$3,723,000	1,087
Pre-tax net operating income	$813,000	3,705
Securities gains (losses)	$21,000	646
Applicable income taxes	$53,000	3,010
Income before extraordinary items	$781,000	3,646
Extraordinary gains, net	$0	54
Net income	$781,000	3,683
Minority interest net income	$0	88
Net income of bank and minority interests.	$781,000	3,647
Net charge-offs	$-33,000	4,108
Cash dividends	$500,000	2,730
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$761,260	3,686
2023-09-30 (YTD Data)		Rank
Total interest income	$14,407,000	1,912
Total interest expense	$4,941,000	1,596
Net interest income	$9,466,000	2,062
Provision for loan and lease losses	$275,000	1,411
Total noninterest income	$3,289,000	1,282
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$280,000	1,973
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,009,000	1,031
Total noninterest expense	$11,861,000	1,451
Salaries and employee benefits	$6,526,000	1,497
Premises and equipment expense	$1,584,000	1,167
Additional noninterest expense	$3,009,000	1,031
Pre-tax net operating income	$619,000	3,786
Securities gains (losses)	$21,000	442
Applicable income taxes	$35,000	3,098
Income before extraordinary items	$605,000	3,705
Extraordinary gains, net	$0	52
Net income	$605,000	3,738
Minority interest net income	$0	81
Net income of bank and minority interests.	$605,000	3,705
Net charge-offs	$-32,000	4,119
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$585,050	3,753
2023-06-30 (YTD Data)		Rank
Total interest income	$9,512,000	1,907
Total interest expense	$3,044,000	1,548
Net interest income	$6,468,000	2,050
Provision for loan and lease losses	$275,000	1,121
Total noninterest income	$2,177,000	1,233
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$193,000	1,921
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,984,000	976
Total noninterest expense	$7,722,000	1,466
Salaries and employee benefits	$4,269,000	1,514
Premises and equipment expense	$1,039,000	1,177
Additional noninterest expense	$1,984,000	975
Pre-tax net operating income	$648,000	3,502
Securities gains (losses)	$27,000	384
Applicable income taxes	$78,000	2,661
Income before extraordinary items	$597,000	3,430
Extraordinary gains, net	$0	51
Net income	$597,000	3,463
Minority interest net income	$0	81
Net income of bank and minority interests.	$597,000	3,429
Net charge-offs	$-31,000	4,214
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$573,240	3,480
2023-03-31 (YTD Data)		Rank
Total interest income	$4,554,000	1,943
Total interest expense	$1,399,000	1,499
Net interest income	$3,155,000	2,093
Provision for loan and lease losses	$150,000	1,007
Total noninterest income	$1,066,000	1,253
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$88,000	2,054
Trading account gains and fees	NA	NA
Additional Noninterest Income	$978,000	982
Total noninterest expense	$3,707,000	1,532
Salaries and employee benefits	$2,098,000	1,568
Premises and equipment expense	$524,000	1,201
Additional noninterest expense	$978,000	982
Pre-tax net operating income	$364,000	3,459
Securities gains (losses)	$26,000	384
Applicable income taxes	$49,000	2,563
Income before extraordinary items	$341,000	3,349
Extraordinary gains, net	$0	4
Net income	$341,000	3,347
Minority interest net income	$0	48
Net income of bank and minority interests.	$341,000	3,349
Net charge-offs	$6,000	1,532
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$318,380	3,452
2022-12-31 (YTD Data)		Rank
Total interest income	$15,098,000	1,949
Total interest expense	$2,161,000	1,515
Net interest income	$12,937,000	2,003
Provision for loan and lease losses	$500,000	1,219
Total noninterest income	$6,002,000	1,057
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$407,000	1,933
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,595,000	828
Total noninterest expense	$15,111,000	1,468
Salaries and employee benefits	$8,600,000	1,482
Premises and equipment expense	$1,781,000	1,345
Additional noninterest expense	$5,595,000	828
Pre-tax net operating income	$3,328,000	2,527
Securities gains (losses)	$-98,000	3,898
Applicable income taxes	$390,000	2,219
Income before extraordinary items	$2,840,000	2,525
Extraordinary gains, net	$0	5
Net income	$2,840,000	2,521
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,840,000	2,524
Net charge-offs	$-89,000	4,250
Cash dividends	$1,750,000	1,632
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,926,240	2,523
2022-09-30 (YTD Data)		Rank
Total interest income	$10,836,000	1,957
Total interest expense	$1,081,000	1,670
Net interest income	$9,755,000	1,969
Provision for loan and lease losses	$350,000	1,158
Total noninterest income	$4,990,000	1,010
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$292,000	1,994
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,698,000	781
Total noninterest expense	$11,472,000	1,452
Salaries and employee benefits	$6,682,000	1,433
Premises and equipment expense	$1,312,000	1,372
Additional noninterest expense	$4,698,000	781
Pre-tax net operating income	$2,923,000	2,320
Securities gains (losses)	$0	740
Applicable income taxes	$362,000	2,056
Income before extraordinary items	$2,561,000	2,274
Extraordinary gains, net	$0	4
Net income	$2,561,000	2,273
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,561,000	2,273
Net charge-offs	$4,000	2,057
Cash dividends	$750,000	1,886
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,561,000	2,313
2022-06-30 (YTD Data)		Rank
Total interest income	$6,913,000	1,965
Total interest expense	$598,000	1,737
Net interest income	$6,315,000	1,967
Provision for loan and lease losses	$200,000	1,133
Total noninterest income	$3,502,000	958
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$190,000	2,018
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,312,000	767
Total noninterest expense	$7,758,000	1,421
Salaries and employee benefits	$4,567,000	1,407
Premises and equipment expense	$838,000	1,406
Additional noninterest expense	$2,353,000	1,427
Pre-tax net operating income	$1,859,000	2,303
Securities gains (losses)	$0	687
Applicable income taxes	$217,000	2,057
Income before extraordinary items	$1,642,000	2,226
Extraordinary gains, net	$0	4
Net income	$1,642,000	2,227
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,642,000	2,226
Net charge-offs	$27,000	1,209
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,642,000	2,264
2022-03-31 (YTD Data)		Rank
Total interest income	$3,327,000	1,970
Total interest expense	$283,000	1,754
Net interest income	$3,044,000	1,967
Provision for loan and lease losses	$100,000	968
Total noninterest income	$1,595,000	1,027
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$95,000	2,004
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,500,000	831
Total noninterest expense	$3,794,000	1,442
Salaries and employee benefits	$2,234,000	1,436
Premises and equipment expense	$430,000	1,379
Additional noninterest expense	$1,130,000	1,444
Pre-tax net operating income	$745,000	2,486
Securities gains (losses)	$0	623
Applicable income taxes	$57,000	2,429
Income before extraordinary items	$688,000	2,379
Extraordinary gains, net	$0	4
Net income	$688,000	2,377
Minority interest net income	$0	50
Net income of bank and minority interests.	$688,000	2,379
Net charge-offs	$-3,000	3,434
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$688,000	2,402
2021-12-31 (YTD Data)		Rank
Total interest income	$14,352,000	1,936
Total interest expense	$1,243,000	1,905
Net interest income	$13,109,000	1,917
Provision for loan and lease losses	$425,000	1,167
Total noninterest income	$11,330,000	764
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$342,000	2,039
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,988,000	631
Total noninterest expense	$16,001,000	1,375
Salaries and employee benefits	$9,904,000	1,300
Premises and equipment expense	$1,603,000	1,442
Additional noninterest expense	$4,494,000	1,448
Pre-tax net operating income	$8,013,000	1,484
Securities gains (losses)	$618,000	310
Applicable income taxes	$1,591,000	1,266
Income before extraordinary items	$7,040,000	1,497
Extraordinary gains, net	$0	10
Net income	$7,040,000	1,496
Minority interest net income	$0	74
Net income of bank and minority interests.	$7,040,000	1,497
Net charge-offs	$70,000	1,504
Cash dividends	$3,000,000	1,157
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$6,533,240	1,551
2021-09-30 (YTD Data)		Rank
Total interest income	$10,880,000	1,951
Total interest expense	$960,000	1,950
Net interest income	$9,920,000	1,936
Provision for loan and lease losses	$275,000	1,220
Total noninterest income	$9,087,000	744
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$245,000	2,096
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,842,000	614
Total noninterest expense	$12,234,000	1,372
Salaries and employee benefits	$7,532,000	1,302
Premises and equipment expense	$1,202,000	1,469
Additional noninterest expense	$3,500,000	1,403
Pre-tax net operating income	$6,498,000	1,460
Securities gains (losses)	$198,000	564
Applicable income taxes	$1,293,000	1,270
Income before extraordinary items	$5,403,000	1,531
Extraordinary gains, net	$0	8
Net income	$5,403,000	1,531
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,403,000	1,531
Net charge-offs	$-13,000	3,747
Cash dividends	$1,500,000	1,383
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$5,242,620	1,527
2021-06-30 (YTD Data)		Rank
Total interest income	$7,456,000	1,908
Total interest expense	$679,000	1,934
Net interest income	$6,777,000	1,875
Provision for loan and lease losses	$125,000	1,507
Total noninterest income	$6,260,000	734
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$155,000	2,103
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,105,000	612
Total noninterest expense	$8,059,000	1,376
Salaries and employee benefits	$4,936,000	1,312
Premises and equipment expense	$796,000	1,478
Additional noninterest expense	$2,327,000	1,400
Pre-tax net operating income	$4,853,000	1,342
Securities gains (losses)	$168,000	510
Applicable income taxes	$1,010,000	1,138
Income before extraordinary items	$4,011,000	1,399
Extraordinary gains, net	$0	6
Net income	$4,011,000	1,399
Minority interest net income	$0	67
Net income of bank and minority interests.	$4,011,000	1,399
Net charge-offs	$-8,000	3,728
Cash dividends	$1,000,000	1,368
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,876,600	1,403
2021-03-31 (YTD Data)		Rank
Total interest income	$3,883,000	1,837
Total interest expense	$347,000	1,976
Net interest income	$3,536,000	1,807
Provision for loan and lease losses	$75,000	1,426
Total noninterest income	$3,302,000	705
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$84,000	2,012
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,218,000	599
Total noninterest expense	$4,043,000	1,357
Salaries and employee benefits	$2,577,000	1,259
Premises and equipment expense	$384,000	1,528
Additional noninterest expense	$1,082,000	1,451
Pre-tax net operating income	$2,720,000	1,231
Securities gains (losses)	$36,000	744
Applicable income taxes	$570,000	1,055
Income before extraordinary items	$2,186,000	1,303
Extraordinary gains, net	$0	3
Net income	$2,186,000	1,303
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,186,000	1,303
Net charge-offs	$-5,000	3,772
Cash dividends	$500,000	1,175
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,157,560	1,284
2020-12-31 (YTD Data)		Rank
Total interest income	$14,736,000	1,920
Total interest expense	$2,302,000	1,803
Net interest income	$12,434,000	1,894
Provision for loan and lease losses	$595,000	2,078
Total noninterest income	$13,042,000	679
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$384,000	1,944
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,658,000	555
Total noninterest expense	$14,733,000	1,430
Salaries and employee benefits	$9,597,000	1,300
Premises and equipment expense	$1,410,000	1,591
Additional noninterest expense	$3,726,000	1,624
Pre-tax net operating income	$10,148,000	1,053
Securities gains (losses)	$330,000	784
Applicable income taxes	$2,139,000	904
Income before extraordinary items	$8,339,000	1,113
Extraordinary gains, net	$0	4
Net income	$8,339,000	1,112
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,339,000	1,113
Net charge-offs	$116,000	1,904
Cash dividends	$3,500,000	993
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$8,075,000	1,103
2020-09-30 (YTD Data)		Rank
Total interest income	$11,190,000	1,908
Total interest expense	$1,902,000	1,763
Net interest income	$9,288,000	1,896
Provision for loan and lease losses	$220,000	2,688
Total noninterest income	$9,104,000	681
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$292,000	1,926
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,812,000	556
Total noninterest expense	$10,743,000	1,441
Salaries and employee benefits	$7,067,000	1,302
Premises and equipment expense	$1,053,000	1,593
Additional noninterest expense	$2,623,000	1,680
Pre-tax net operating income	$7,429,000	1,030
Securities gains (losses)	$197,000	897
Applicable income taxes	$1,545,000	879
Income before extraordinary items	$6,081,000	1,098
Extraordinary gains, net	$0	4
Net income	$6,081,000	1,098
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,081,000	1,098
Net charge-offs	$111,000	1,601
Cash dividends	$1,500,000	1,324
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$5,923,400	1,079
2020-06-30 (YTD Data)		Rank
Total interest income	$7,666,000	1,895
Total interest expense	$1,451,000	1,687
Net interest income	$6,215,000	1,901
Provision for loan and lease losses	$145,000	2,710
Total noninterest income	$4,649,000	772
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$208,000	1,858
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,441,000	622
Total noninterest expense	$6,647,000	1,529
Salaries and employee benefits	$4,337,000	1,394
Premises and equipment expense	$665,000	1,662
Additional noninterest expense	$1,645,000	1,754
Pre-tax net operating income	$4,072,000	1,153
Securities gains (losses)	$136,000	862
Applicable income taxes	$805,000	981
Income before extraordinary items	$3,403,000	1,191
Extraordinary gains, net	$0	4
Net income	$3,403,000	1,191
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,403,000	1,191
Net charge-offs	$40,000	1,845
Cash dividends	$1,000,000	1,313
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,292,840	1,186
2020-03-31 (YTD Data)		Rank
Total interest income	$3,321,000	2,092
Total interest expense	$866,000	1,595
Net interest income	$2,455,000	2,253
Provision for loan and lease losses	$45,000	2,611
Total noninterest income	$1,701,000	903
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$141,000	1,703
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,560,000	715
Total noninterest expense	$3,078,000	1,655
Salaries and employee benefits	$1,944,000	1,536
Premises and equipment expense	$334,000	1,675
Additional noninterest expense	$800,000	1,825
Pre-tax net operating income	$1,033,000	1,790
Securities gains (losses)	$72,000	718
Applicable income taxes	$146,000	1,654
Income before extraordinary items	$959,000	1,725
Extraordinary gains, net	$0	4
Net income	$959,000	1,726
Minority interest net income	$0	56
Net income of bank and minority interests.	$959,000	1,726
Net charge-offs	$-7,000	4,334
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$896,360	1,791
2019-12-31 (YTD Data)		Rank
Total interest income	$13,107,000	2,137
Total interest expense	$3,421,000	1,656
Net interest income	$9,686,000	2,293
Provision for loan and lease losses	$240,000	2,172
Total noninterest income	$6,155,000	980
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$535,000	1,826
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,620,000	763
Total noninterest expense	$11,121,000	1,756
Salaries and employee benefits	$6,408,000	1,748
Premises and equipment expense	$1,301,000	1,690
Additional noninterest expense	$3,412,000	1,705
Pre-tax net operating income	$4,480,000	1,903
Securities gains (losses)	$219,000	604
Applicable income taxes	$647,000	1,775
Income before extraordinary items	$4,052,000	1,866
Extraordinary gains, net	$0	11
Net income	$4,052,000	1,868
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,052,000	1,868
Net charge-offs	$159,000	1,878
Cash dividends	$2,000,000	1,567
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,863,660	1,898
2019-09-30 (YTD Data)		Rank
Total interest income	$9,731,000	2,174
Total interest expense	$2,513,000	1,690
Net interest income	$7,218,000	2,333
Provision for loan and lease losses	$140,000	2,312
Total noninterest income	$4,415,000	994
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$418,000	1,776
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,997,000	789
Total noninterest expense	$8,006,000	1,821
Salaries and employee benefits	$4,630,000	1,809
Premises and equipment expense	$964,000	1,720
Additional noninterest expense	$2,412,000	1,800
Pre-tax net operating income	$3,487,000	1,913
Securities gains (losses)	$90,000	830
Applicable income taxes	$452,000	1,892
Income before extraordinary items	$3,125,000	1,881
Extraordinary gains, net	$0	11
Net income	$3,125,000	1,880
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,125,000	1,882
Net charge-offs	$-44,000	4,792
Cash dividends	$650,000	2,242
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,046,700	1,884
2019-06-30 (YTD Data)		Rank
Total interest income	$6,348,000	2,208
Total interest expense	$1,605,000	1,711
Net interest income	$4,743,000	2,371
Provision for loan and lease losses	$105,000	2,161
Total noninterest income	$2,611,000	1,056
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$283,000	1,738
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,328,000	838
Total noninterest expense	$5,001,000	1,937
Salaries and employee benefits	$2,968,000	1,867
Premises and equipment expense	$630,000	1,761
Additional noninterest expense	$1,403,000	2,053
Pre-tax net operating income	$2,248,000	1,939
Securities gains (losses)	$90,000	569
Applicable income taxes	$356,000	1,714
Income before extraordinary items	$1,982,000	1,934
Extraordinary gains, net	$0	11
Net income	$1,982,000	1,932
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,982,000	1,934
Net charge-offs	$-4,000	4,200
Cash dividends	$650,000	1,831
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,905,500	1,959
2019-03-31 (YTD Data)		Rank
Total interest income	$3,145,000	2,228
Total interest expense	$766,000	1,723
Net interest income	$2,379,000	2,367
Provision for loan and lease losses	$53,000	2,017
Total noninterest income	$1,001,000	1,234
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$144,000	1,696
Trading account gains and fees	NA	NA
Additional Noninterest Income	$857,000	1,003
Total noninterest expense	$2,380,000	2,009
Salaries and employee benefits	$1,390,000	1,980
Premises and equipment expense	$305,000	1,813
Additional noninterest expense	$685,000	2,070
Pre-tax net operating income	$947,000	2,125
Securities gains (losses)	$51,000	386
Applicable income taxes	$137,000	1,905
Income before extraordinary items	$861,000	2,090
Extraordinary gains, net	$0	5
Net income	$861,000	2,089
Minority interest net income	$0	52
Net income of bank and minority interests.	$861,000	2,089
Net charge-offs	$1,000	2,582
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$817,140	2,155
2018-12-31 (YTD Data)		Rank
Total interest income	$11,775,000	2,243
Total interest expense	$2,092,000	1,883
Net interest income	$9,683,000	2,301
Provision for loan and lease losses	$210,000	2,312
Total noninterest income	$4,243,000	1,221
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$530,000	1,892
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,713,000	975
Total noninterest expense	$9,609,000	1,960
Salaries and employee benefits	$5,558,000	1,928
Premises and equipment expense	$1,237,000	1,771
Additional noninterest expense	$2,814,000	2,031
Pre-tax net operating income	$4,107,000	2,070
Securities gains (losses)	$0	1,125
Applicable income taxes	$627,000	1,789
Income before extraordinary items	$3,480,000	2,093
Extraordinary gains, net	$0	6
Net income	$3,480,000	2,091
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,480,000	2,092
Net charge-offs	$108,000	2,094
Cash dividends	$1,500,000	1,725
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,480,000	2,092
2018-09-30 (YTD Data)		Rank
Total interest income	$8,638,000	2,270
Total interest expense	$1,379,000	1,971
Net interest income	$7,259,000	2,318
Provision for loan and lease losses	$158,000	2,219
Total noninterest income	$3,197,000	1,216
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$393,000	1,927
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,804,000	977
Total noninterest expense	$7,198,000	1,966
Salaries and employee benefits	$4,200,000	1,908
Premises and equipment expense	$912,000	1,808
Additional noninterest expense	$2,086,000	2,045
Pre-tax net operating income	$3,100,000	2,081
Securities gains (losses)	$0	1,118
Applicable income taxes	$469,000	1,845
Income before extraordinary items	$2,631,000	2,094
Extraordinary gains, net	$0	5
Net income	$2,631,000	2,092
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,631,000	2,093
Net charge-offs	$107,000	1,688
Cash dividends	$500,000	2,346
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,631,000	2,094
2018-06-30 (YTD Data)		Rank
Total interest income	$5,670,000	2,280
Total interest expense	$793,000	2,099
Net interest income	$4,877,000	2,298
Provision for loan and lease losses	$105,000	2,147
Total noninterest income	$2,175,000	1,195
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$257,000	1,943
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,918,000	963
Total noninterest expense	$4,735,000	2,000
Salaries and employee benefits	$2,784,000	1,927
Premises and equipment expense	$592,000	1,848
Additional noninterest expense	$1,359,000	2,104
Pre-tax net operating income	$2,212,000	1,951
Securities gains (losses)	$0	961
Applicable income taxes	$352,000	1,726
Income before extraordinary items	$1,860,000	1,989
Extraordinary gains, net	$0	6
Net income	$1,860,000	1,987
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,860,000	1,988
Net charge-offs	$113,000	1,249
Cash dividends	$500,000	1,981
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,860,000	1,978
2018-03-31 (YTD Data)		Rank
Total interest income	$2,820,000	2,280
Total interest expense	$349,000	2,214
Net interest income	$2,471,000	2,267
Provision for loan and lease losses	$52,000	2,042
Total noninterest income	$958,000	1,301
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$142,000	1,823
Trading account gains and fees	NA	NA
Additional Noninterest Income	$816,000	1,067
Total noninterest expense	$2,330,000	2,041
Salaries and employee benefits	$1,372,000	1,974
Premises and equipment expense	$300,000	1,869
Additional noninterest expense	$658,000	2,136
Pre-tax net operating income	$1,047,000	1,976
Securities gains (losses)	$0	735
Applicable income taxes	$162,000	1,767
Income before extraordinary items	$885,000	2,017
Extraordinary gains, net	$0	7
Net income	$885,000	2,016
Minority interest net income	$0	52
Net income of bank and minority interests.	$885,000	2,017
Net charge-offs	$191,000	595
Cash dividends	$29,000	2,663
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$885,000	2,005
2017-12-31 (YTD Data)		Rank
Total interest income	$10,299,000	2,394
Total interest expense	$1,237,000	2,199
Net interest income	$9,062,000	2,386
Provision for loan and lease losses	$150,000	2,647
Total noninterest income	$4,572,000	1,184
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$558,000	1,878
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,014,000	944
Total noninterest expense	$9,048,000	2,069
Salaries and employee benefits	$5,329,000	1,998
Premises and equipment expense	$1,160,000	1,894
Additional noninterest expense	$2,559,000	2,229
Pre-tax net operating income	$4,436,000	1,886
Securities gains (losses)	$39,000	1,002
Applicable income taxes	$1,679,000	1,435
Income before extraordinary items	$2,796,000	2,168
Extraordinary gains, net	$0	9
Net income	$2,796,000	2,166
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,796,000	2,168
Net charge-offs	$313,000	1,449
Cash dividends	$1,300,000	1,872
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,771,040	2,162
2017-09-30 (YTD Data)		Rank
Total interest income	$7,595,000	2,431
Total interest expense	$881,000	2,255
Net interest income	$6,714,000	2,422
Provision for loan and lease losses	$98,000	2,690
Total noninterest income	$3,223,000	1,252
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$412,000	1,910
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,811,000	1,019
Total noninterest expense	$6,809,000	2,066
Salaries and employee benefits	$4,086,000	1,967
Premises and equipment expense	$856,000	1,927
Additional noninterest expense	$1,867,000	2,261
Pre-tax net operating income	$3,030,000	2,054
Securities gains (losses)	$12,000	1,539
Applicable income taxes	$654,000	1,841
Income before extraordinary items	$2,388,000	2,100
Extraordinary gains, net	$0	9
Net income	$2,388,000	2,101
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,388,000	2,101
Net charge-offs	$274,000	1,181
Cash dividends	$300,000	2,852
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,378,520	2,083
2017-06-30 (YTD Data)		Rank
Total interest income	$4,980,000	2,441
Total interest expense	$538,000	2,359
Net interest income	$4,442,000	2,428
Provision for loan and lease losses	$45,000	2,934
Total noninterest income	$2,013,000	1,297
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$273,000	1,908
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,740,000	1,081
Total noninterest expense	$4,408,000	2,122
Salaries and employee benefits	$2,623,000	2,041
Premises and equipment expense	$565,000	1,948
Additional noninterest expense	$1,220,000	2,292
Pre-tax net operating income	$2,002,000	2,026
Securities gains (losses)	$2,000	1,641
Applicable income taxes	$438,000	1,820
Income before extraordinary items	$1,566,000	2,083
Extraordinary gains, net	$0	11
Net income	$1,566,000	2,083
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,566,000	2,083
Net charge-offs	$279,000	868
Cash dividends	$300,000	2,486
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,564,440	2,050
2017-03-31 (YTD Data)		Rank
Total interest income	$2,477,000	2,443
Total interest expense	$256,000	2,416
Net interest income	$2,221,000	2,426
Provision for loan and lease losses	$22,000	2,759
Total noninterest income	$755,000	1,586
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$132,000	1,953
Trading account gains and fees	NA	NA
Additional Noninterest Income	$623,000	1,325
Total noninterest expense	$2,118,000	2,213
Salaries and employee benefits	$1,238,000	2,150
Premises and equipment expense	$287,000	1,946
Additional noninterest expense	$593,000	2,343
Pre-tax net operating income	$836,000	2,223
Securities gains (losses)	$0	1,153
Applicable income taxes	$163,000	2,041
Income before extraordinary items	$673,000	2,259
Extraordinary gains, net	$0	8
Net income	$673,000	2,259
Minority interest net income	$0	55
Net income of bank and minority interests.	$673,000	2,260
Net charge-offs	$40,000	1,464
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$673,000	2,229
2016-12-31 (YTD Data)		Rank
Total interest income	$9,768,000	2,445
Total interest expense	$1,030,000	2,374
Net interest income	$8,738,000	2,444
Provision for loan and lease losses	$90,000	3,218
Total noninterest income	$4,960,000	1,155
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$596,000	1,808
Trading account gains and fees	$0	170
Additional Noninterest Income	$4,364,000	932
Total noninterest expense	$9,037,000	2,088
Salaries and employee benefits	$5,410,000	1,965
Premises and equipment expense	$1,149,000	1,933
Additional noninterest expense	$2,478,000	2,326
Pre-tax net operating income	$4,571,000	1,737
Securities gains (losses)	$9,000	2,705
Applicable income taxes	$1,170,000	1,502
Income before extraordinary items	$3,410,000	1,889
Extraordinary gains, net	$0	5
Net income	$3,410,000	1,888
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,410,000	1,888
Net charge-offs	$356,000	1,376
Cash dividends	$1,825,000	1,522
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,403,340	1,848
2016-09-30 (YTD Data)		Rank
Total interest income	$7,269,000	2,468
Total interest expense	$784,000	2,344
Net interest income	$6,485,000	2,468
Provision for loan and lease losses	$68,000	3,107
Total noninterest income	$3,882,000	1,122
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$454,000	1,795
Trading account gains and fees	$0	169
Additional Noninterest Income	$3,428,000	896
Total noninterest expense	$6,728,000	2,081
Salaries and employee benefits	$4,009,000	1,982
Premises and equipment expense	$855,000	1,939
Additional noninterest expense	$1,864,000	2,318
Pre-tax net operating income	$3,571,000	1,707
Securities gains (losses)	$8,000	2,659
Applicable income taxes	$942,000	1,470
Income before extraordinary items	$2,637,000	1,871
Extraordinary gains, net	$0	5
Net income	$2,637,000	1,871
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,637,000	1,871
Net charge-offs	$151,000	1,684
Cash dividends	$525,000	2,324
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,631,080	1,823
2016-06-30 (YTD Data)		Rank
Total interest income	$4,775,000	2,501
Total interest expense	$530,000	2,330
Net interest income	$4,245,000	2,509
Provision for loan and lease losses	$45,000	3,014
Total noninterest income	$2,213,000	1,227
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$309,000	1,761
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,904,000	1,002
Total noninterest expense	$4,294,000	2,174
Salaries and employee benefits	$2,481,000	2,104
Premises and equipment expense	$562,000	1,955
Additional noninterest expense	$1,251,000	2,320
Pre-tax net operating income	$2,119,000	1,847
Securities gains (losses)	$0	2,835
Applicable income taxes	$528,000	1,611
Income before extraordinary items	$1,591,000	2,013
Extraordinary gains, net	$0	16
Net income	$1,591,000	2,013
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,591,000	2,013
Net charge-offs	$219,000	1,062
Cash dividends	$525,000	1,913
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,591,000	1,951
2016-03-31 (YTD Data)		Rank
Total interest income	$2,332,000	2,561
Total interest expense	$278,000	2,264
Net interest income	$2,054,000	2,576
Provision for loan and lease losses	$22,000	2,836
Total noninterest income	$848,000	1,461
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$145,000	1,845
Trading account gains and fees	$0	142
Additional Noninterest Income	$703,000	1,204
Total noninterest expense	$2,020,000	2,282
Salaries and employee benefits	$1,126,000	2,277
Premises and equipment expense	$283,000	1,961
Additional noninterest expense	$611,000	2,351
Pre-tax net operating income	$860,000	2,160
Securities gains (losses)	$0	2,077
Applicable income taxes	$188,000	1,904
Income before extraordinary items	$672,000	2,268
Extraordinary gains, net	$0	12
Net income	$672,000	2,268
Minority interest net income	$0	62
Net income of bank and minority interests.	$672,000	2,268
Net charge-offs	$226,000	604
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$672,000	2,211
2015-12-31 (YTD Data)		Rank
Total interest income	$9,374,000	2,503
Total interest expense	$1,123,000	2,224
Net interest income	$8,251,000	2,530
Provision for loan and lease losses	$175,000	2,493
Total noninterest income	$3,822,000	1,342
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$630,000	1,782
Trading account gains and fees	$0	159
Additional Noninterest Income	$3,192,000	1,120
Total noninterest expense	$8,311,000	2,220
Salaries and employee benefits	$4,775,000	2,134
Premises and equipment expense	$1,145,000	1,956
Additional noninterest expense	$2,391,000	2,430
Pre-tax net operating income	$3,587,000	2,031
Securities gains (losses)	$0	3,216
Applicable income taxes	$810,000	1,793
Income before extraordinary items	$2,777,000	2,170
Extraordinary gains, net	$0	23
Net income	$2,777,000	2,170
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,777,000	2,171
Net charge-offs	$201,000	1,982
Cash dividends	$1,525,000	1,623
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,777,000	2,130
2015-09-30 (YTD Data)		Rank
Total interest income	$7,030,000	2,520
Total interest expense	$849,000	2,237
Net interest income	$6,181,000	2,540
Provision for loan and lease losses	$175,000	2,122
Total noninterest income	$3,049,000	1,314
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$470,000	1,799
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,579,000	1,082
Total noninterest expense	$6,249,000	2,217
Salaries and employee benefits	$3,619,000	2,122
Premises and equipment expense	$862,000	1,983
Additional noninterest expense	$1,768,000	2,450
Pre-tax net operating income	$2,806,000	2,010
Securities gains (losses)	$0	3,031
Applicable income taxes	$648,000	1,777
Income before extraordinary items	$2,158,000	2,141
Extraordinary gains, net	$0	21
Net income	$2,158,000	2,142
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,158,000	2,142
Net charge-offs	$87,000	2,303
Cash dividends	$525,000	2,254
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,158,000	2,094
2015-06-30 (YTD Data)		Rank
Total interest income	$4,692,000	2,519
Total interest expense	$573,000	2,224
Net interest income	$4,119,000	2,543
Provision for loan and lease losses	$150,000	1,756
Total noninterest income	$1,990,000	1,334
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$307,000	1,807
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,683,000	1,098
Total noninterest expense	$4,166,000	2,228
Salaries and employee benefits	$2,410,000	2,141
Premises and equipment expense	$565,000	2,012
Additional noninterest expense	$1,191,000	2,447
Pre-tax net operating income	$1,793,000	2,060
Securities gains (losses)	$0	2,636
Applicable income taxes	$402,000	1,845
Income before extraordinary items	$1,391,000	2,183
Extraordinary gains, net	$0	22
Net income	$1,391,000	2,186
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,391,000	2,186
Net charge-offs	$-41,000	5,700
Cash dividends	$525,000	1,862
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,391,000	2,128
2015-03-31 (YTD Data)		Rank
Total interest income	$2,335,000	2,538
Total interest expense	$284,000	2,257
Net interest income	$2,051,000	2,546
Provision for loan and lease losses	$75,000	1,675
Total noninterest income	$816,000	1,489
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$150,000	1,824
Trading account gains and fees	$0	152
Additional Noninterest Income	$666,000	1,233
Total noninterest expense	$1,997,000	2,311
Salaries and employee benefits	$1,146,000	2,248
Premises and equipment expense	$286,000	2,020
Additional noninterest expense	$565,000	2,547
Pre-tax net operating income	$795,000	2,225
Securities gains (losses)	$0	2,027
Applicable income taxes	$162,000	2,026
Income before extraordinary items	$633,000	2,304
Extraordinary gains, net	$0	13
Net income	$633,000	2,305
Minority interest net income	$0	64
Net income of bank and minority interests.	$633,000	2,305
Net charge-offs	$-26,000	5,770
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$633,000	2,238
2014-12-31 (YTD Data)		Rank
Total interest income	$9,482,000	2,527
Total interest expense	$1,145,000	2,342
Net interest income	$8,337,000	2,526
Provision for loan and lease losses	$600,000	1,269
Total noninterest income	$4,973,000	1,109
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$699,000	1,747
Trading account gains and fees	$0	180
Additional Noninterest Income	$4,274,000	861
Total noninterest expense	$9,315,000	2,022
Salaries and employee benefits	$5,303,000	1,936
Premises and equipment expense	$1,153,000	1,992
Additional noninterest expense	$2,859,000	2,119
Pre-tax net operating income	$3,395,000	2,079
Securities gains (losses)	$0	3,259
Applicable income taxes	$751,000	1,823
Income before extraordinary items	$2,644,000	2,214
Extraordinary gains, net	$0	17
Net income	$2,644,000	2,213
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,644,000	2,213
Net charge-offs	$621,000	1,266
Cash dividends	$1,200,000	1,801
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,644,000	2,165
2014-09-30 (YTD Data)		Rank
Total interest income	$7,074,000	2,554
Total interest expense	$868,000	2,369
Net interest income	$6,206,000	2,563
Provision for loan and lease losses	$450,000	1,237
Total noninterest income	$4,211,000	1,008
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$527,000	1,753
Trading account gains and fees	$0	174
Additional Noninterest Income	$3,684,000	767
Total noninterest expense	$7,157,000	1,982
Salaries and employee benefits	$4,117,000	1,875
Premises and equipment expense	$849,000	2,037
Additional noninterest expense	$2,191,000	2,078
Pre-tax net operating income	$2,810,000	1,963
Securities gains (losses)	$0	2,980
Applicable income taxes	$666,000	1,705
Income before extraordinary items	$2,144,000	2,106
Extraordinary gains, net	$0	15
Net income	$2,144,000	2,104
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,144,000	2,104
Net charge-offs	$363,000	1,427
Cash dividends	$100,000	3,430
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,144,000	2,063
2014-06-30 (YTD Data)		Rank
Total interest income	$4,666,000	2,576
Total interest expense	$580,000	2,386
Net interest income	$4,086,000	2,585
Provision for loan and lease losses	$300,000	1,222
Total noninterest income	$2,583,000	1,063
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$337,000	1,793
Trading account gains and fees	$0	172
Additional Noninterest Income	$2,246,000	805
Total noninterest expense	$4,649,000	2,043
Salaries and employee benefits	$2,612,000	1,977
Premises and equipment expense	$565,000	2,055
Additional noninterest expense	$1,472,000	2,054
Pre-tax net operating income	$1,720,000	2,039
Securities gains (losses)	$0	2,580
Applicable income taxes	$391,000	1,785
Income before extraordinary items	$1,329,000	2,180
Extraordinary gains, net	$0	20
Net income	$1,329,000	2,184
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,329,000	2,183
Net charge-offs	$70,000	2,501
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,329,000	2,133
2014-03-31 (YTD Data)		Rank
Total interest income	$2,276,000	2,623
Total interest expense	$288,000	2,431
Net interest income	$1,988,000	2,641
Provision for loan and lease losses	$150,000	1,189
Total noninterest income	$1,059,000	1,194
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$167,000	1,787
Trading account gains and fees	$0	147
Additional Noninterest Income	$892,000	931
Total noninterest expense	$2,254,000	2,107
Salaries and employee benefits	$1,219,000	2,122
Premises and equipment expense	$284,000	2,094
Additional noninterest expense	$751,000	2,007
Pre-tax net operating income	$643,000	2,462
Securities gains (losses)	$0	1,715
Applicable income taxes	$119,000	2,202
Income before extraordinary items	$524,000	2,486
Extraordinary gains, net	$0	16
Net income	$524,000	2,489
Minority interest net income	$0	66
Net income of bank and minority interests.	$524,000	2,489
Net charge-offs	$7,000	2,989
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$524,000	2,444
2013-12-31 (YTD Data)		Rank
Total interest income	$9,445,000	2,552
Total interest expense	$1,263,000	2,478
Net interest income	$8,182,000	2,548
Provision for loan and lease losses	$700,000	1,469
Total noninterest income	$5,286,000	1,083
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$760,000	1,721
Trading account gains and fees	$0	184
Additional Noninterest Income	$4,526,000	869
Total noninterest expense	$9,642,000	1,964
Salaries and employee benefits	$5,692,000	1,794
Premises and equipment expense	$1,147,000	1,992
Additional noninterest expense	$2,803,000	2,230
Pre-tax net operating income	$3,126,000	2,106
Securities gains (losses)	$96,000	1,352
Applicable income taxes	$757,000	1,735
Income before extraordinary items	$2,465,000	2,213
Extraordinary gains, net	$0	29
Net income	$2,465,000	2,217
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,465,000	2,216
Net charge-offs	$856,000	1,420
Cash dividends	$1,000,000	1,914
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,391,080	2,226
2013-09-30 (YTD Data)		Rank
Total interest income	$7,124,000	2,561
Total interest expense	$975,000	2,487
Net interest income	$6,149,000	2,559
Provision for loan and lease losses	$550,000	1,414
Total noninterest income	$4,333,000	1,042
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$566,000	1,735
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,767,000	822
Total noninterest expense	$7,516,000	1,899
Salaries and employee benefits	$4,507,000	1,712
Premises and equipment expense	$854,000	2,024
Additional noninterest expense	$2,155,000	2,154
Pre-tax net operating income	$2,416,000	2,125
Securities gains (losses)	$97,000	1,240
Applicable income taxes	$603,000	1,730
Income before extraordinary items	$1,910,000	2,212
Extraordinary gains, net	$0	25
Net income	$1,910,000	2,218
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,910,000	2,218
Net charge-offs	$787,000	1,190
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,836,280	2,221
2013-06-30 (YTD Data)		Rank
Total interest income	$4,790,000	2,534
Total interest expense	$673,000	2,474
Net interest income	$4,117,000	2,542
Provision for loan and lease losses	$400,000	1,362
Total noninterest income	$3,057,000	1,001
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$376,000	1,708
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,681,000	799
Total noninterest expense	$5,024,000	1,896
Salaries and employee benefits	$3,020,000	1,709
Premises and equipment expense	$557,000	2,056
Additional noninterest expense	$1,447,000	2,145
Pre-tax net operating income	$1,750,000	1,935
Securities gains (losses)	$97,000	1,135
Applicable income taxes	$470,000	1,582
Income before extraordinary items	$1,377,000	2,068
Extraordinary gains, net	$0	22
Net income	$1,377,000	2,078
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,377,000	2,075
Net charge-offs	$184,000	2,182
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,304,250	2,071
2013-03-31 (YTD Data)		Rank
Total interest income	$2,374,000	2,573
Total interest expense	$342,000	2,503
Net interest income	$2,032,000	2,581
Provision for loan and lease losses	$150,000	1,610
Total noninterest income	$1,215,000	1,169
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$190,000	1,677
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,025,000	979
Total noninterest expense	$2,451,000	1,949
Salaries and employee benefits	$1,417,000	1,843
Premises and equipment expense	$288,000	2,035
Additional noninterest expense	$746,000	2,087
Pre-tax net operating income	$646,000	2,419
Securities gains (losses)	$97,000	697
Applicable income taxes	$174,000	1,839
Income before extraordinary items	$569,000	2,341
Extraordinary gains, net	$0	10
Net income	$569,000	2,343
Minority interest net income	$0	76
Net income of bank and minority interests.	$569,000	2,343
Net charge-offs	$147,000	1,599
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$494,310	2,534
2012-12-31 (YTD Data)		Rank
Total interest income	$9,801,000	2,612
Total interest expense	$1,630,000	2,550
Net interest income	$8,171,000	2,624
Provision for loan and lease losses	$675,000	2,309
Total noninterest income	$6,649,000	927
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$780,000	1,730
Trading account gains and fees	$0	166
Additional Noninterest Income	$5,869,000	728
Total noninterest expense	$10,589,000	1,815
Salaries and employee benefits	$5,907,000	1,709
Premises and equipment expense	$1,226,000	1,908
Additional noninterest expense	$3,456,000	1,900
Pre-tax net operating income	$3,556,000	1,799
Securities gains (losses)	$201,000	1,692
Applicable income taxes	$1,079,000	1,397
Income before extraordinary items	$2,678,000	2,052
Extraordinary gains, net	$0	29
Net income	$2,678,000	2,050
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,678,000	2,053
Net charge-offs	$601,000	2,412
Cash dividends	$989,000	1,979
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,535,290	2,017
2012-09-30 (YTD Data)		Rank
Total interest income	$7,450,000	2,634
Total interest expense	$1,265,000	2,584
Net interest income	$6,185,000	2,644
Provision for loan and lease losses	$675,000	1,891
Total noninterest income	$4,902,000	931
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$553,000	1,831
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,349,000	711
Total noninterest expense	$7,500,000	1,915
Salaries and employee benefits	$4,417,000	1,701
Premises and equipment expense	$921,000	1,932
Additional noninterest expense	$2,162,000	2,243
Pre-tax net operating income	$2,912,000	1,738
Securities gains (losses)	$201,000	1,435
Applicable income taxes	$923,000	1,309
Income before extraordinary items	$2,190,000	1,945
Extraordinary gains, net	$0	20
Net income	$2,190,000	1,944
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,190,000	1,946
Net charge-offs	$519,000	2,134
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,049,300	1,945
2012-06-30 (YTD Data)		Rank
Total interest income	$4,963,000	2,648
Total interest expense	$867,000	2,619
Net interest income	$4,096,000	2,662
Provision for loan and lease losses	$450,000	1,913
Total noninterest income	$3,062,000	972
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$358,000	1,869
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,704,000	750
Total noninterest expense	$4,854,000	1,975
Salaries and employee benefits	$2,783,000	1,799
Premises and equipment expense	$611,000	1,932
Additional noninterest expense	$1,460,000	2,214
Pre-tax net operating income	$1,854,000	1,787
Securities gains (losses)	$162,000	1,261
Applicable income taxes	$602,000	1,315
Income before extraordinary items	$1,414,000	1,984
Extraordinary gains, net	$0	19
Net income	$1,414,000	1,982
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,414,000	1,984
Net charge-offs	$425,000	1,937
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,300,600	2,018
2012-03-31 (YTD Data)		Rank
Total interest income	$2,457,000	2,694
Total interest expense	$448,000	2,622
Net interest income	$2,009,000	2,716
Provision for loan and lease losses	$225,000	1,839
Total noninterest income	$1,335,000	1,062
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$159,000	2,036
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,176,000	807
Total noninterest expense	$2,278,000	2,106
Salaries and employee benefits	$1,334,000	1,881
Premises and equipment expense	$300,000	1,976
Additional noninterest expense	$644,000	2,487
Pre-tax net operating income	$841,000	1,949
Securities gains (losses)	$31,000	1,432
Applicable income taxes	$256,000	1,463
Income before extraordinary items	$616,000	2,206
Extraordinary gains, net	$0	19
Net income	$616,000	2,208
Minority interest net income	$0	78
Net income of bank and minority interests.	$616,000	2,209
Net charge-offs	$133,000	2,197
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$593,990	2,164
2011-12-31 (YTD Data)		Rank
Total interest income	$9,771,000	2,806
Total interest expense	$2,035,000	2,750
Net interest income	$7,736,000	2,824
Provision for loan and lease losses	$900,000	2,561
Total noninterest income	$4,553,000	1,121
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$703,000	1,982
Trading account gains and fees	$0	146
Additional Noninterest Income	$3,850,000	867
Total noninterest expense	$8,413,000	2,263
Salaries and employee benefits	$4,836,000	2,001
Premises and equipment expense	$1,055,000	2,307
Additional noninterest expense	$2,522,000	2,573
Pre-tax net operating income	$2,976,000	1,848
Securities gains (losses)	$31,000	2,879
Applicable income taxes	$913,000	1,435
Income before extraordinary items	$2,094,000	2,172
Extraordinary gains, net	$0	29
Net income	$2,094,000	2,172
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,094,000	2,172
Net charge-offs	$960,000	2,407
Cash dividends	$800,000	1,869
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,072,300	2,125
2011-09-30 (YTD Data)		Rank
Total interest income	$7,273,000	2,865
Total interest expense	$1,562,000	2,791
Net interest income	$5,711,000	2,870
Provision for loan and lease losses	$675,000	2,485
Total noninterest income	$3,482,000	1,115
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$528,000	1,986
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,954,000	841
Total noninterest expense	$6,160,000	2,325
Salaries and employee benefits	$3,544,000	2,035
Premises and equipment expense	$782,000	2,354
Additional noninterest expense	$1,834,000	2,646
Pre-tax net operating income	$2,358,000	1,826
Securities gains (losses)	$31,000	2,625
Applicable income taxes	$743,000	1,363
Income before extraordinary items	$1,646,000	2,154
Extraordinary gains, net	$0	21
Net income	$1,646,000	2,154
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,646,000	2,155
Net charge-offs	$801,000	2,135
Cash dividends	$100,000	3,124
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,624,610	2,083
2011-06-30 (YTD Data)		Rank
Total interest income	$4,767,000	2,931
Total interest expense	$1,076,000	2,798
Net interest income	$3,691,000	2,943
Provision for loan and lease losses	$450,000	2,433
Total noninterest income	$1,966,000	1,245
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$337,000	2,039
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,629,000	958
Total noninterest expense	$3,982,000	2,417
Salaries and employee benefits	$2,219,000	2,197
Premises and equipment expense	$519,000	2,375
Additional noninterest expense	$1,244,000	2,659
Pre-tax net operating income	$1,225,000	2,194
Securities gains (losses)	$31,000	1,870
Applicable income taxes	$374,000	1,591
Income before extraordinary items	$882,000	2,503
Extraordinary gains, net	$0	15
Net income	$882,000	2,503
Minority interest net income	$0	89
Net income of bank and minority interests.	$882,000	2,503
Net charge-offs	$447,000	2,261
Cash dividends	$100,000	2,767
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$860,300	2,467
2011-03-31 (YTD Data)		Rank
Total interest income	$2,325,000	3,015
Total interest expense	$559,000	2,794
Net interest income	$1,766,000	3,050
Provision for loan and lease losses	$225,000	2,264
Total noninterest income	$825,000	1,391
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$164,000	2,066
Trading account gains and fees	$0	158
Additional Noninterest Income	$661,000	1,103
Total noninterest expense	$1,931,000	2,488
Salaries and employee benefits	$1,053,000	2,324
Premises and equipment expense	$261,000	2,397
Additional noninterest expense	$617,000	2,671
Pre-tax net operating income	$435,000	2,805
Securities gains (losses)	$0	1,772
Applicable income taxes	$120,000	1,997
Income before extraordinary items	$315,000	3,126
Extraordinary gains, net	$0	9
Net income	$315,000	3,123
Minority interest net income	$0	86
Net income of bank and minority interests.	$315,000	3,126
Net charge-offs	$266,000	1,856
Cash dividends	$100,000	1,891
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$315,000	3,064
2010-12-31 (YTD Data)		Rank
Total interest income	$10,108,000	2,935
Total interest expense	$2,579,000	2,919
Net interest income	$7,529,000	2,887
Provision for loan and lease losses	$1,200,000	2,771
Total noninterest income	$5,281,000	1,048
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$702,000	2,036
Trading account gains and fees	$0	175
Additional Noninterest Income	$4,579,000	793
Total noninterest expense	$8,723,000	2,224
Salaries and employee benefits	$5,142,000	1,891
Premises and equipment expense	$1,118,000	2,258
Additional noninterest expense	$2,463,000	2,722
Pre-tax net operating income	$2,887,000	1,673
Securities gains (losses)	$0	3,793
Applicable income taxes	$948,000	1,275
Income before extraordinary items	$1,939,000	2,081
Extraordinary gains, net	$0	29
Net income	$1,939,000	2,082
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,939,000	2,083
Net charge-offs	$670,000	3,234
Cash dividends	$1,100,000	1,370
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,939,000	2,000
2010-09-30 (YTD Data)		Rank
Total interest income	$7,517,000	3,016
Total interest expense	$1,962,000	3,003
Net interest income	$5,555,000	2,970
Provision for loan and lease losses	$900,000	2,663
Total noninterest income	$3,969,000	1,007
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$540,000	2,057
Trading account gains and fees	$0	165
Additional Noninterest Income	$3,429,000	750
Total noninterest expense	$6,332,000	2,290
Salaries and employee benefits	$3,657,000	1,990
Premises and equipment expense	$849,000	2,268
Additional noninterest expense	$1,826,000	2,695
Pre-tax net operating income	$2,292,000	1,710
Securities gains (losses)	$0	3,651
Applicable income taxes	$768,000	1,243
Income before extraordinary items	$1,524,000	2,112
Extraordinary gains, net	$0	23
Net income	$1,524,000	2,114
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,524,000	2,115
Net charge-offs	$513,000	3,044
Cash dividends	$500,000	1,751
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,524,000	2,017
2010-06-30 (YTD Data)		Rank
Total interest income	$4,979,000	3,054
Total interest expense	$1,336,000	3,058
Net interest income	$3,643,000	3,021
Provision for loan and lease losses	$600,000	2,565
Total noninterest income	$2,434,000	1,066
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$359,000	2,055
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,075,000	784
Total noninterest expense	$4,066,000	2,385
Salaries and employee benefits	$2,325,000	2,091
Premises and equipment expense	$574,000	2,250
Additional noninterest expense	$1,167,000	2,780
Pre-tax net operating income	$1,411,000	1,799
Securities gains (losses)	$0	3,184
Applicable income taxes	$473,000	1,269
Income before extraordinary items	$938,000	2,232
Extraordinary gains, net	$0	19
Net income	$938,000	2,231
Minority interest net income	$0	105
Net income of bank and minority interests.	$938,000	2,234
Net charge-offs	$306,000	3,019
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$938,000	2,157
2010-03-31 (YTD Data)		Rank
Total interest income	$2,429,000	3,170
Total interest expense	$689,000	3,099
Net interest income	$1,740,000	3,149
Provision for loan and lease losses	$300,000	2,372
Total noninterest income	$1,073,000	1,153
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$167,000	2,159
Trading account gains and fees	$0	175
Additional Noninterest Income	$906,000	863
Total noninterest expense	$1,909,000	2,562
Salaries and employee benefits	$1,066,000	2,312
Premises and equipment expense	$290,000	2,268
Additional noninterest expense	$553,000	2,907
Pre-tax net operating income	$604,000	2,090
Securities gains (losses)	$0	2,284
Applicable income taxes	$199,000	1,436
Income before extraordinary items	$405,000	2,531
Extraordinary gains, net	$0	16
Net income	$405,000	2,529
Minority interest net income	$0	91
Net income of bank and minority interests.	$405,000	2,531
Net charge-offs	$151,000	2,715
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$405,000	2,438
2009-12-31 (YTD Data)		Rank
Total interest income	$9,929,000	3,252
Total interest expense	$3,225,000	3,244
Net interest income	$6,704,000	3,155
Provision for loan and lease losses	$1,200,000	3,210
Total noninterest income	$2,621,000	1,767
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$687,000	2,293
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,934,000	1,407
Total noninterest expense	$6,705,000	2,900
Salaries and employee benefits	$3,192,000	3,015
Premises and equipment expense	$1,033,000	2,506
Additional noninterest expense	$2,480,000	2,754
Pre-tax net operating income	$1,420,000	2,438
Securities gains (losses)	$122,000	1,964
Applicable income taxes	$463,000	1,614
Income before extraordinary items	$1,079,000	2,652
Extraordinary gains, net	$0	34
Net income	$1,079,000	2,650
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,079,000	2,651
Net charge-offs	$762,000	3,241
Cash dividends	$200,000	3,638
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$993,600	2,735
2009-09-30 (YTD Data)		Rank
Total interest income	$7,408,000	3,312
Total interest expense	$2,499,000	3,293
Net interest income	$4,909,000	3,239
Provision for loan and lease losses	$754,000	3,182
Total noninterest income	$1,972,000	1,797
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$513,000	2,307
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,459,000	1,423
Total noninterest expense	$5,001,000	2,916
Salaries and employee benefits	$2,422,000	3,013
Premises and equipment expense	$756,000	2,589
Additional noninterest expense	$1,823,000	2,782
Pre-tax net operating income	$1,126,000	2,532
Securities gains (losses)	$31,000	2,538
Applicable income taxes	$373,000	1,708
Income before extraordinary items	$784,000	2,896
Extraordinary gains, net	$0	27
Net income	$784,000	2,894
Minority interest net income	$0	118
Net income of bank and minority interests.	$784,000	2,897
Net charge-offs	$430,000	3,251
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$762,920	2,886
2009-06-30 (YTD Data)		Rank
Total interest income	$4,881,000	3,368
Total interest expense	$1,742,000	3,308
Net interest income	$3,139,000	3,327
Provision for loan and lease losses	$375,000	3,368
Total noninterest income	$1,175,000	1,951
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$320,000	2,410
Trading account gains and fees	$0	193
Additional Noninterest Income	$855,000	1,565
Total noninterest expense	$3,298,000	2,970
Salaries and employee benefits	$1,612,000	3,060
Premises and equipment expense	$489,000	2,689
Additional noninterest expense	$1,197,000	2,835
Pre-tax net operating income	$641,000	2,908
Securities gains (losses)	$31,000	2,151
Applicable income taxes	$211,000	1,899
Income before extraordinary items	$461,000	3,253
Extraordinary gains, net	$0	21
Net income	$461,000	3,248
Minority interest net income	$0	112
Net income of bank and minority interests.	$461,000	3,251
Net charge-offs	$336,000	2,799
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$439,610	3,216
2009-03-31 (YTD Data)		Rank
Total interest income	$2,426,000	3,417
Total interest expense	$918,000	3,286
Net interest income	$1,508,000	3,436
Provision for loan and lease losses	$225,000	2,683
Total noninterest income	$530,000	2,044
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$142,000	2,582
Trading account gains and fees	$0	171
Additional Noninterest Income	$388,000	1,648
Total noninterest expense	$1,563,000	3,030
Salaries and employee benefits	$774,000	3,188
Premises and equipment expense	$246,000	2,701
Additional noninterest expense	$543,000	2,808
Pre-tax net operating income	$250,000	3,641
Securities gains (losses)	$10,000	1,902
Applicable income taxes	$77,000	2,438
Income before extraordinary items	$183,000	4,014
Extraordinary gains, net	$0	15
Net income	$183,000	4,016
Minority interest net income	$0	102
Net income of bank and minority interests.	$183,000	4,016
Net charge-offs	$204,000	2,114
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$176,000	3,925
2008-12-31 (YTD Data)		Rank
Total interest income	$10,823,000	3,326
Total interest expense	$4,837,000	3,045
Net interest income	$5,986,000	3,487
Provision for loan and lease losses	$611,000	3,468
Total noninterest income	$2,074,000	2,086
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$630,000	2,558
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,444,000	1,638
Total noninterest expense	$5,730,000	3,210
Salaries and employee benefits	$2,974,000	3,276
Premises and equipment expense	$930,000	2,798
Additional noninterest expense	$1,826,000	3,106
Pre-tax net operating income	$1,719,000	2,781
Securities gains (losses)	$14,000	2,367
Applicable income taxes	$587,000	1,694
Income before extraordinary items	$1,146,000	3,016
Extraordinary gains, net	$0	39
Net income	$1,146,000	3,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$483,000	2,842
Cash dividends	$100,000	4,953
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,136,760	3,184
2008-09-30 (YTD Data)		Rank
Total interest income	$8,301,000	3,319
Total interest expense	$3,739,000	3,072
Net interest income	$4,562,000	3,470
Provision for loan and lease losses	$405,000	3,058
Total noninterest income	$1,677,000	2,042
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$470,000	2,576
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,207,000	1,594
Total noninterest expense	$4,320,000	3,171
Salaries and employee benefits	$2,298,000	3,218
Premises and equipment expense	$694,000	2,824
Additional noninterest expense	$1,328,000	3,082
Pre-tax net operating income	$1,514,000	2,827
Securities gains (losses)	$14,000	2,218
Applicable income taxes	$535,000	1,816
Income before extraordinary items	$993,000	3,119
Extraordinary gains, net	$0	31
Net income	$993,000	3,115
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$263,000	2,716
Cash dividends	$100,000	4,390
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$983,900	3,282
2008-06-30 (YTD Data)		Rank
Total interest income	$5,630,000	3,328
Total interest expense	$2,540,000	3,146
Net interest income	$3,090,000	3,407
Provision for loan and lease losses	$200,000	3,141
Total noninterest income	$1,240,000	1,887
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$306,000	2,606
Trading account gains and fees	$0	149
Additional Noninterest Income	$934,000	1,472
Total noninterest expense	$2,914,000	3,146
Salaries and employee benefits	$1,590,000	3,163
Premises and equipment expense	$460,000	2,849
Additional noninterest expense	$864,000	3,120
Pre-tax net operating income	$1,216,000	2,564
Securities gains (losses)	$14,000	2,273
Applicable income taxes	$439,000	1,752
Income before extraordinary items	$791,000	3,079
Extraordinary gains, net	$0	21
Net income	$791,000	3,081
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$168,000	2,410
Cash dividends	$100,000	4,065
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$782,040	3,039
2008-03-31 (YTD Data)		Rank
Total interest income	$2,851,000	3,372
Total interest expense	$1,329,000	3,190
Net interest income	$1,522,000	3,448
Provision for loan and lease losses	$90,000	2,858
Total noninterest income	$578,000	2,017
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$156,000	2,535
Trading account gains and fees	$0	158
Additional Noninterest Income	$422,000	1,577
Total noninterest expense	$1,428,000	3,213
Salaries and employee benefits	$779,000	3,233
Premises and equipment expense	$225,000	2,923
Additional noninterest expense	$424,000	3,134
Pre-tax net operating income	$582,000	2,774
Securities gains (losses)	$14,000	1,798
Applicable income taxes	$212,000	1,891
Income before extraordinary items	$384,000	3,277
Extraordinary gains, net	$0	15
Net income	$384,000	3,279
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	2,318
Cash dividends	$100,000	2,880
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$375,040	3,230
2007-12-31 (YTD Data)		Rank
Total interest income	$11,523,000	3,393
Total interest expense	$5,187,000	3,375
Net interest income	$6,336,000	3,371
Provision for loan and lease losses	$403,000	2,684
Total noninterest income	$2,205,000	2,075
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$446,000	3,307
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,759,000	1,489
Total noninterest expense	$5,387,000	3,250
Salaries and employee benefits	$2,848,000	3,361
Premises and equipment expense	$735,000	3,313
Additional noninterest expense	$1,804,000	2,922
Pre-tax net operating income	$2,751,000	2,619
Securities gains (losses)	$10,000	1,349
Applicable income taxes	$995,000	1,872
Income before extraordinary items	$1,766,000	3,079
Extraordinary gains, net	$0	39
Net income	$1,766,000	3,078
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$431,000	1,862
Cash dividends	$250,000	4,633
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,759,600	3,084
2007-09-30 (YTD Data)		Rank
Total interest income	$8,521,000	3,441
Total interest expense	$3,761,000	3,458
Net interest income	$4,760,000	3,369
Provision for loan and lease losses	$248,000	2,630
Total noninterest income	$1,702,000	2,030
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$292,000	3,567
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,410,000	1,438
Total noninterest expense	$3,903,000	3,308
Salaries and employee benefits	$2,115,000	3,378
Premises and equipment expense	$500,000	3,545
Additional noninterest expense	$1,288,000	3,000
Pre-tax net operating income	$2,311,000	2,565
Securities gains (losses)	$7,000	1,103
Applicable income taxes	$842,000	1,836
Income before extraordinary items	$1,476,000	3,006
Extraordinary gains, net	$0	33
Net income	$1,476,000	3,005
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$327,000	1,453
Cash dividends	$250,000	3,844
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,471,520	2,995
2007-06-30 (YTD Data)		Rank
Total interest income	$5,567,000	3,509
Total interest expense	$2,419,000	3,546
Net interest income	$3,148,000	3,415
Provision for loan and lease losses	$165,000	2,459
Total noninterest income	$1,157,000	2,015
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$188,000	3,640
Trading account gains and fees	$0	168
Additional Noninterest Income	$969,000	1,433
Total noninterest expense	$2,520,000	3,416
Salaries and employee benefits	$1,382,000	3,454
Premises and equipment expense	$329,000	3,603
Additional noninterest expense	$809,000	3,161
Pre-tax net operating income	$1,620,000	2,548
Securities gains (losses)	$7,000	933
Applicable income taxes	$595,000	1,852
Income before extraordinary items	$1,032,000	2,972
Extraordinary gains, net	$0	29
Net income	$1,032,000	2,971
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$160,000	1,546
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,027,520	2,968
2007-03-31 (YTD Data)		Rank
Total interest income	$2,757,000	3,519
Total interest expense	$1,184,000	3,565
Net interest income	$1,573,000	3,420
Provision for loan and lease losses	$83,000	2,314
Total noninterest income	$573,000	2,023
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$86,000	3,759
Trading account gains and fees	$0	195
Additional Noninterest Income	$487,000	1,386
Total noninterest expense	$1,212,000	3,544
Salaries and employee benefits	$653,000	3,644
Premises and equipment expense	$168,000	3,579
Additional noninterest expense	$391,000	3,229
Pre-tax net operating income	$851,000	2,456
Securities gains (losses)	$0	1,187
Applicable income taxes	$311,000	1,813
Income before extraordinary items	$540,000	2,850
Extraordinary gains, net	$0	22
Net income	$540,000	2,851
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	1,667
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$540,000	2,841
2006-12-31 (YTD Data)		Rank
Total interest income	$9,672,000	3,678
Total interest expense	$3,785,000	3,724
Net interest income	$5,887,000	3,569
Provision for loan and lease losses	$352,000	2,513
Total noninterest income	$2,077,000	2,163
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$324,000	3,966
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,753,000	1,484
Total noninterest expense	$4,330,000	3,742
Salaries and employee benefits	$2,394,000	3,725
Premises and equipment expense	$526,000	4,131
Additional noninterest expense	$1,410,000	3,461
Pre-tax net operating income	$3,282,000	2,617
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,194,000	1,960
Income before extraordinary items	$2,088,000	3,003
Extraordinary gains, net	$0	51
Net income	$2,088,000	3,003
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	4,017
Cash dividends	$525,000	3,624
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,088,000	2,999
2006-09-30 (YTD Data)		Rank
Total interest income	$6,960,000	3,757
Total interest expense	$2,631,000	3,834
Net interest income	$4,329,000	3,646
Provision for loan and lease losses	$270,000	2,327
Total noninterest income	$1,497,000	2,227
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$235,000	4,053
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,262,000	1,530
Total noninterest expense	$3,134,000	3,851
Salaries and employee benefits	$1,749,000	3,805
Premises and equipment expense	$367,000	4,337
Additional noninterest expense	$1,018,000	3,562
Pre-tax net operating income	$2,422,000	2,731
Securities gains (losses)	$0	1,388
Applicable income taxes	$880,000	2,052
Income before extraordinary items	$1,542,000	3,146
Extraordinary gains, net	$0	45
Net income	$1,542,000	3,147
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	3,286
Cash dividends	$525,000	2,851
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,542,000	3,137
2006-06-30 (YTD Data)		Rank
Total interest income	$4,405,000	3,858
Total interest expense	$1,618,000	3,926
Net interest income	$2,787,000	3,748
Provision for loan and lease losses	$180,000	2,262
Total noninterest income	$947,000	2,304
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$150,000	4,140
Trading account gains and fees	$0	126
Additional Noninterest Income	$797,000	1,604
Total noninterest expense	$2,007,000	3,997
Salaries and employee benefits	$1,122,000	3,939
Premises and equipment expense	$234,000	4,456
Additional noninterest expense	$651,000	3,666
Pre-tax net operating income	$1,547,000	2,827
Securities gains (losses)	$0	1,185
Applicable income taxes	$560,000	2,145
Income before extraordinary items	$987,000	3,246
Extraordinary gains, net	$0	39
Net income	$987,000	3,248
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	2,960
Cash dividends	$525,000	2,288
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$987,000	3,239
2006-03-31 (YTD Data)		Rank
Total interest income	$2,087,000	3,949
Total interest expense	$750,000	3,994
Net interest income	$1,337,000	3,858
Provision for loan and lease losses	$90,000	2,132
Total noninterest income	$428,000	2,443
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$73,000	4,136
Trading account gains and fees	$0	115
Additional Noninterest Income	$355,000	1,706
Total noninterest expense	$955,000	4,141
Salaries and employee benefits	$526,000	4,145
Premises and equipment expense	$121,000	4,385
Additional noninterest expense	$308,000	3,822
Pre-tax net operating income	$720,000	2,921
Securities gains (losses)	$0	955
Applicable income taxes	$259,000	2,213
Income before extraordinary items	$461,000	3,358
Extraordinary gains, net	$0	21
Net income	$461,000	3,357
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	2,550
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$461,000	3,337
2005-12-31 (YTD Data)		Rank
Total interest income	$6,980,000	4,154
Total interest expense	$2,171,000	4,198
Net interest income	$4,809,000	4,069
Provision for loan and lease losses	$571,000	1,709
Total noninterest income	$2,082,000	2,153
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$330,000	3,972
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,752,000	1,485
Total noninterest expense	$3,537,000	4,253
Salaries and employee benefits	$1,954,000	4,187
Premises and equipment expense	$427,000	4,653
Additional noninterest expense	$1,156,000	3,966
Pre-tax net operating income	$2,783,000	2,938
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,013,000	2,246
Income before extraordinary items	$1,770,000	3,403
Extraordinary gains, net	$0	46
Net income	$1,770,000	3,405
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	3,406
Cash dividends	$600,000	3,308
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,770,000	3,369
2005-09-30 (YTD Data)		Rank
Total interest income	$4,960,000	4,272
Total interest expense	$1,476,000	4,344
Net interest income	$3,484,000	4,164
Provision for loan and lease losses	$413,000	1,674
Total noninterest income	$1,601,000	2,105
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$245,000	4,012
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,356,000	1,460
Total noninterest expense	$2,587,000	4,305
Salaries and employee benefits	$1,421,000	4,264
Premises and equipment expense	$324,000	4,593
Additional noninterest expense	$842,000	4,024
Pre-tax net operating income	$2,085,000	2,958
Securities gains (losses)	$0	2,317
Applicable income taxes	$757,000	2,288
Income before extraordinary items	$1,328,000	3,433
Extraordinary gains, net	$0	35
Net income	$1,328,000	3,435
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	2,732
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,328,000	3,394
2005-06-30 (YTD Data)		Rank
Total interest income	$3,154,000	4,349
Total interest expense	$906,000	4,431
Net interest income	$2,248,000	4,244
Provision for loan and lease losses	$275,000	1,648
Total noninterest income	$992,000	2,188
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$160,000	3,998
Trading account gains and fees	$0	116
Additional Noninterest Income	$832,000	1,536
Total noninterest expense	$1,677,000	4,383
Salaries and employee benefits	$924,000	4,324
Premises and equipment expense	$212,000	4,614
Additional noninterest expense	$541,000	4,108
Pre-tax net operating income	$1,288,000	3,090
Securities gains (losses)	$0	2,146
Applicable income taxes	$466,000	2,362
Income before extraordinary items	$822,000	3,582
Extraordinary gains, net	$0	30
Net income	$822,000	3,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	2,327
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$822,000	3,530
2005-03-31 (YTD Data)		Rank
Total interest income	$1,487,000	4,523
Total interest expense	$418,000	4,536
Net interest income	$1,069,000	4,411
Provision for loan and lease losses	$161,000	1,324
Total noninterest income	$455,000	2,286
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$74,000	4,114
Trading account gains and fees	$0	115
Additional Noninterest Income	$381,000	1,606
Total noninterest expense	$770,000	4,673
Salaries and employee benefits	$429,000	4,601
Premises and equipment expense	$105,000	4,711
Additional noninterest expense	$236,000	4,552
Pre-tax net operating income	$593,000	3,252
Securities gains (losses)	$0	1,685
Applicable income taxes	$212,000	2,502
Income before extraordinary items	$381,000	3,737
Extraordinary gains, net	$0	24
Net income	$381,000	3,739
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,394
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$381,000	3,698
2004-12-31 (YTD Data)		Rank
Total interest income	$4,593,000	5,110
Total interest expense	$1,230,000	5,050
Net interest income	$3,363,000	5,038
Provision for loan and lease losses	$400,000	2,359
Total noninterest income	$1,632,000	2,521
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$264,000	4,621
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,368,000	1,744
Total noninterest expense	$2,919,000	4,754
Salaries and employee benefits	$1,521,000	4,895
Premises and equipment expense	$372,000	5,003
Additional noninterest expense	$1,026,000	4,244
Pre-tax net operating income	$1,676,000	3,965
Securities gains (losses)	$0	3,819
Applicable income taxes	$588,000	3,063
Income before extraordinary items	$1,088,000	4,469
Extraordinary gains, net	$0	34
Net income	$1,088,000	4,469
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	5,894
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,088,000	4,396
2004-09-30 (YTD Data)		Rank
Total interest income	$3,222,000	5,307
Total interest expense	$875,000	5,168
Net interest income	$2,347,000	5,276
Provision for loan and lease losses	$259,000	2,532
Total noninterest income	$1,277,000	2,468
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$190,000	4,760
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,087,000	1,671
Total noninterest expense	$2,101,000	4,841
Salaries and employee benefits	$1,084,000	5,025
Premises and equipment expense	$294,000	4,811
Additional noninterest expense	$723,000	4,409
Pre-tax net operating income	$1,264,000	4,021
Securities gains (losses)	$0	3,710
Applicable income taxes	$439,000	3,136
Income before extraordinary items	$825,000	4,539
Extraordinary gains, net	$0	26
Net income	$825,000	4,540
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,550
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$825,000	4,458
2004-06-30 (YTD Data)		Rank
Total interest income	$1,967,000	5,598
Total interest expense	$573,000	5,248
Net interest income	$1,394,000	5,643
Provision for loan and lease losses	$129,000	3,003
Total noninterest income	$772,000	2,647
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$115,000	4,961
Trading account gains and fees	$0	130
Additional Noninterest Income	$657,000	1,802
Total noninterest expense	$1,301,000	5,140
Salaries and employee benefits	$655,000	5,420
Premises and equipment expense	$195,000	4,840
Additional noninterest expense	$451,000	4,672
Pre-tax net operating income	$736,000	4,335
Securities gains (losses)	$0	3,413
Applicable income taxes	$254,000	3,365
Income before extraordinary items	$482,000	4,822
Extraordinary gains, net	$0	21
Net income	$482,000	4,823
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,897
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$482,000	4,733
2004-03-31 (YTD Data)		Rank
Total interest income	$903,000	5,909
Total interest expense	$296,000	5,202
Net interest income	$607,000	6,121
Provision for loan and lease losses	$53,000	3,225
Total noninterest income	$345,000	2,811
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$48,000	5,292
Trading account gains and fees	$0	121
Additional Noninterest Income	$297,000	1,899
Total noninterest expense	$552,000	5,712
Salaries and employee benefits	$266,000	6,129
Premises and equipment expense	$98,000	4,857
Additional noninterest expense	$188,000	5,294
Pre-tax net operating income	$347,000	4,460
Securities gains (losses)	$0	2,934
Applicable income taxes	$119,000	3,502
Income before extraordinary items	$228,000	5,000
Extraordinary gains, net	$0	16
Net income	$228,000	4,999
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$228,000	4,871
2003-12-31 (YTD Data)		Rank
Total interest income	$2,811,000	6,732
Total interest expense	$1,024,000	6,045
Net interest income	$1,787,000	6,917
Provision for loan and lease losses	$247,000	3,575
Total noninterest income	$1,270,000	3,180
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$134,000	6,090
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,136,000	2,195
Total noninterest expense	$1,770,000	6,404
Salaries and employee benefits	$924,000	6,520
Premises and equipment expense	$200,000	6,773
Additional noninterest expense	$646,000	5,747
Pre-tax net operating income	$1,040,000	5,070
Securities gains (losses)	$0	4,500
Applicable income taxes	$377,000	3,901
Income before extraordinary items	$663,000	5,726
Extraordinary gains, net	$0	54
Net income	$663,000	5,728
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,027
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$663,000	5,557
2003-09-30 (YTD Data)		Rank
Total interest income	$2,825,000	5,902
Total interest expense	$715,000	6,408
Net interest income	$2,110,000	5,547
Provision for loan and lease losses	$197,000	3,369
Total noninterest income	$135,000	7,572
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$88,000	6,353
Trading account gains and fees	$0	153
Additional Noninterest Income	$47,000	7,300
Total noninterest expense	$1,210,000	6,675
Salaries and employee benefits	$645,000	6,729
Premises and equipment expense	$124,000	7,212
Additional noninterest expense	$441,000	6,046
Pre-tax net operating income	$838,000	5,005
Securities gains (losses)	$0	4,204
Applicable income taxes	$317,000	3,811
Income before extraordinary items	$521,000	5,748
Extraordinary gains, net	$0	40
Net income	$521,000	5,749
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	6,480
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$521,000	5,571
2003-06-30 (YTD Data)		Rank
Total interest income	$1,728,000	6,194
Total interest expense	$436,000	6,758
Net interest income	$1,292,000	5,823
Provision for loan and lease losses	$128,000	3,363
Total noninterest income	$63,000	8,086
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$50,000	6,585
Trading account gains and fees	$0	150
Additional Noninterest Income	$13,000	8,275
Total noninterest expense	$681,000	7,173
Salaries and employee benefits	$366,000	7,173
Premises and equipment expense	$54,000	7,986
Additional noninterest expense	$261,000	6,402
Pre-tax net operating income	$546,000	5,098
Securities gains (losses)	$0	3,782
Applicable income taxes	$209,000	3,872
Income before extraordinary items	$337,000	5,824
Extraordinary gains, net	$0	30
Net income	$337,000	5,823
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,879
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$337,000	5,612
2003-03-31 (YTD Data)		Rank
Total interest income	$729,000	6,786
Total interest expense	$202,000	7,045
Net interest income	$527,000	6,485
Provision for loan and lease losses	$28,000	4,838
Total noninterest income	$24,000	8,411
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$19,000	6,970
Trading account gains and fees	$0	134
Additional Noninterest Income	$5,000	8,460
Total noninterest expense	$301,000	7,503
Salaries and employee benefits	$162,000	7,520
Premises and equipment expense	$27,000	8,005
Additional noninterest expense	$112,000	6,838
Pre-tax net operating income	$222,000	5,581
Securities gains (losses)	$0	2,891
Applicable income taxes	$84,000	4,263
Income before extraordinary items	$138,000	6,211
Extraordinary gains, net	$0	21
Net income	$138,000	6,210
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,250
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$138,000	6,036
2002-12-31 (YTD Data)		Rank
Total interest income	$665,000	9,077
Total interest expense	$179,000	9,097
Net interest income	$486,000	9,016
Provision for loan and lease losses	$29,000	7,260
Total noninterest income	$21,000	9,168
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$18,000	7,998
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,000	9,127
Total noninterest expense	$392,000	9,150
Salaries and employee benefits	$155,000	9,223
Premises and equipment expense	$22,000	9,219
Additional noninterest expense	$215,000	8,448
Pre-tax net operating income	$86,000	8,354
Securities gains (losses)	$0	4,537
Applicable income taxes	$19,000	7,067
Income before extraordinary items	$67,000	8,479
Extraordinary gains, net	$0	70
Net income	$67,000	8,479
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$6,468,000	112
Net operating income	$67,000	8,389

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.