Home > Patriot Bank > Net charge- offs to loans
Patriot Bank, Net charge- offs to loans
| 2025-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1674% | 4,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0089% | 132 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 3,863 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0030% | 4,318 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,032 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.7958% | 4,482 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | -5.7958% | 4,482 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 57 |
| 2024-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4555% | 326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2017% | 235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4416% | 153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0734% | 237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1718% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0640% | 426 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9138% | 111 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9138% | 135 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 78 |
| 2024-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3362% | 388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2661% | 167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5807% | 102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0947% | 147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1702% | 60 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5480% | 531 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7359% | 421 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7359% | 409 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2024-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1861% | 575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0484% | 400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1403% | 96 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1700% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8260% | 375 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0351% | 350 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0351% | 341 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0017% | 2,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0127% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,936 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0136% | 4,049 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0405% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0022% | 502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0307% | 4,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0533% | 4,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0064% | 1,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2535% | 1,779 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2535% | 1,652 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0175% | 4,092 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0534% | 95 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 385 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0408% | 4,359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0701% | 4,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0091% | 1,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3401% | 1,348 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3401% | 1,275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0253% | 4,189 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 3,864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0786% | 60 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0619% | 4,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1066% | 4,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0129% | 1,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6166% | 861 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6166% | 830 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0097% | 1,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0225% | 713 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3003% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3003% | 1,170 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0364% | 4,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 970 |
| Percentage Net Loans Charged-off:Construction & development | -0.0025% | 4,275 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 3,981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0231% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4336% | 4,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3103% | 1,374 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3103% | 1,301 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0022% | 2,195 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,172 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 4,343 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 3,982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0445% | 3,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3088% | 1,250 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3088% | 1,183 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 1,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0231% | 389 |
| Percentage Net Loans Charged-off:Construction & development | -0.0047% | 3,983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 3,960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0742% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2061% | 44 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0417% | 3,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3154% | 1,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3154% | 1,094 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0050% | 3,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0533% | 3,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0576% | 1,679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0576% | 1,590 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0295% | 1,650 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 3,999 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 3,535 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0187% | 3,249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0412% | 3,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0715% | 2,145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0715% | 2,041 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0073% | 3,556 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,401 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0063% | 3,219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0422% | 3,911 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0182% | 3,774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0182% | 3,728 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0067% | 3,522 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0386% | 3,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0267% | 1,916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0267% | 1,809 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0083% | 3,600 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 3,757 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0204% | 3,425 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0335% | 4,012 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0603% | 3,877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0603% | 3,837 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0532% | 2,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0459% | 1,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.1424% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 1,041 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 821 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0054% | 3,309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0655% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0918% | 1,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1553% | 2,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1553% | 2,128 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0693% | 1,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0554% | 792 |
| Percentage Net Loans Charged-off:Construction & development | 0.1917% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0485% | 690 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0074% | 3,357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0665% | 571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1531% | 1,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2021% | 1,952 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2021% | 1,826 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 1,941 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 3,911 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 4,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 3,833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 3,928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3118% | 744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3226% | 1,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3226% | 1,488 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0153% | 4,226 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 3,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0122% | 4,568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 727 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1417% | 4,494 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1288% | 4,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1288% | 4,426 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0942% | 1,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1167% | 653 |
| Percentage Net Loans Charged-off:Construction & development | -0.0750% | 4,479 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3991% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0988% | 4,871 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0650% | 3,665 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1128% | 4,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1270% | 4,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1320% | 2,730 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1320% | 2,605 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0352% | 4,748 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0410% | 4,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 4,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1048% | 4,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1471% | 5,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1114% | 4,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1935% | 2,309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1935% | 2,175 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0049% | 4,120 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 4,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 4,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 4,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 4,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1205% | 4,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1997% | 2,103 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1997% | 1,990 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 2,659 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 4,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 4,716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 4,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0119% | 4,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1239% | 4,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4278% | 1,423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4278% | 1,310 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0706% | 2,106 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 4,331 |
| Percentage Net Loans Charged-off:Construction & development | -0.0936% | 4,610 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1417% | 493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1302% | 5,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1787% | 5,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6719% | 668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2842% | 2,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2842% | 2,016 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0941% | 1,553 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 4,418 |
| Percentage Net Loans Charged-off:Construction & development | -0.1938% | 4,776 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1901% | 308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1568% | 5,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2128% | 5,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8984% | 472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3148% | 1,872 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3148% | 1,758 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1524% | 1,013 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 4,271 |
| Percentage Net Loans Charged-off:Construction & development | -0.3227% | 4,885 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2946% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2172% | 5,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2955% | 5,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3614% | 300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3297% | 1,721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3297% | 1,615 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5273% | 282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2467% | 217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6278% | 84 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 4,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 4,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7001% | 133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6240% | 1,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6240% | 1,061 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2387% | 1,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2769% | 363 |
| Percentage Net Loans Charged-off:Construction & development | -0.0551% | 4,679 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5842% | 233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1732% | 683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2363% | 495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1674% | 1,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0574% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0574% | 3,262 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2861% | 753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3312% | 244 |
| Percentage Net Loans Charged-off:Construction & development | -0.0744% | 4,779 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8285% | 130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1242% | 830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1707% | 638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2443% | 1,114 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0198% | 4,803 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0198% | 4,738 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4419% | 455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5024% | 149 |
| Percentage Net Loans Charged-off:Construction & development | -0.1328% | 4,906 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2840% | 78 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1845% | 569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2520% | 433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3962% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0307% | 2,999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0307% | 2,857 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1278% | 1,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1464% | 486 |
| Percentage Net Loans Charged-off:Construction & development | -0.1639% | 5,034 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3634% | 291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4925% | 222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1102% | 859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2753% | 1,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3766% | 328 |
| Percentage Net Loans Charged-off:Construction & development | 0.7062% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5775% | 205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7595% | 155 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1466% | 5,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1055% | 3,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1055% | 3,066 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0196% | 5,067 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1553% | 1,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2129% | 540 |
| Percentage Net Loans Charged-off:Construction & development | 1.5897% | 79 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0474% | 5,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0622% | 5,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1292% | 5,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1770% | 2,562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1770% | 2,407 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0259% | 5,124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3437% | 684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3946% | 295 |
| Percentage Net Loans Charged-off:Construction & development | 2.6559% | 56 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0216% | 5,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0288% | 5,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1953% | 1,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2749% | 2,068 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2749% | 1,919 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0388% | 5,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7338% | 286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8113% | 122 |
| Percentage Net Loans Charged-off:Construction & development | 5.0901% | 22 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0460% | 5,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0628% | 5,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5537% | 525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6314% | 1,184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6314% | 1,060 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1584% | 1,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1616% | 1,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0527% | 657 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2771% | 624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1646% | 1,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1357% | 619 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1751% | 1,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1881% | 1,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1360% | 2,988 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1360% | 2,832 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0907% | 2,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0842% | 1,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0708% | 558 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3297% | 470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0477% | 5,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1797% | 496 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1300% | 5,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1502% | 1,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0898% | 2,996 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0900% | 2,849 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0643% | 5,637 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0862% | 5,782 |
| Percentage Net Loans Charged-off:Construction & development | -0.0119% | 4,839 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1892% | 6,018 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2693% | 4,538 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1600% | 5,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0569% | 4,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2369% | 2,093 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2369% | 1,966 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0809% | 5,754 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0754% | 5,816 |
| Percentage Net Loans Charged-off:Construction & development | -0.0232% | 5,038 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1642% | 6,047 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6340% | 4,625 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 1,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3346% | 5,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5491% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5491% | 1,115 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4684% | 892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2212% | 1,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.1211% | 904 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4278% | 785 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0721% | 4,545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5994% | 532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7988% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8561% | 1,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8561% | 1,007 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3606% | 1,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0291% | 3,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.2233% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 5,756 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0846% | 4,598 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 3,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3537% | 310 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1276% | 5,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1276% | 5,613 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1045% | 2,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 3,009 |
| Percentage Net Loans Charged-off:Construction & development | -0.0231% | 5,181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0392% | 2,518 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0622% | 4,575 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0733% | 2,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6976% | 806 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2799% | 5,931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2799% | 5,882 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0212% | 3,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0503% | 1,974 |
| Percentage Net Loans Charged-off:Construction & development | -0.0233% | 5,275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1133% | 1,512 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0600% | 4,593 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1773% | 1,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4935% | 6,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4935% | 6,078 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6088% | 1,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6933% | 784 |
| Percentage Net Loans Charged-off:Construction & development | 0.4676% | 1,116 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0249% | 6,079 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2970% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0342% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3678% | 1,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1430% | 2,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1691% | 976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1691% | 882 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7337% | 811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8458% | 575 |
| Percentage Net Loans Charged-off:Construction & development | 0.5127% | 973 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 5,903 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5905% | 230 |
| Percentage Net Loans Charged-off: Home equity loans | 5.3811% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3275% | 1,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1322% | 2,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3407% | 745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3405% | 669 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2534% | 2,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2315% | 1,971 |
| Percentage Net Loans Charged-off:Construction & development | 0.7596% | 793 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1917% | 2,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3076% | 766 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1536% | 2,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1984% | 1,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2964% | 785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2964% | 700 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4058% | 1,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4000% | 1,213 |
| Percentage Net Loans Charged-off:Construction & development | 1.5523% | 476 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2345% | 1,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6160% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1126% | 1,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7262% | 354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7262% | 321 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4079% | 2,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5332% | 1,860 |
| Percentage Net Loans Charged-off:Construction & development | 1.3287% | 1,324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5755% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5879% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2676% | 2,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0159% | 5,563 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2884% | 6,532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2884% | 6,484 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4702% | 2,220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6150% | 1,594 |
| Percentage Net Loans Charged-off:Construction & development | 1.5818% | 1,140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6442% | 1,395 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6682% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3329% | 2,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0070% | 5,416 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3245% | 6,577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3245% | 6,523 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5797% | 1,869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7475% | 1,334 |
| Percentage Net Loans Charged-off:Construction & development | 1.9850% | 975 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7592% | 1,185 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5656% | 399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5090% | 1,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1701% | 6,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1701% | 6,182 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3661% | 2,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4800% | 1,636 |
| Percentage Net Loans Charged-off:Construction & development | 1.9745% | 748 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2030% | 2,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2676% | 1,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2549% | 6,267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2549% | 6,197 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6648% | 2,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7174% | 2,134 |
| Percentage Net Loans Charged-off:Construction & development | 1.0314% | 2,123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1501% | 2,911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9428% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4997% | 1,235 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0873% | 1,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2709% | 3,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0576% | 773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9124% | 715 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7422% | 2,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8471% | 1,700 |
| Percentage Net Loans Charged-off:Construction & development | 1.3413% | 1,749 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2016% | 2,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0244% | 1,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2918% | 1,311 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2671% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0062% | 5,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5690% | 569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3413% | 534 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6272% | 2,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7948% | 1,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.2043% | 2,114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3063% | 1,818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4775% | 776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4919% | 991 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8150% | 627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5363% | 2,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4749% | 2,170 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7490% | 1,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9342% | 1,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.1895% | 1,548 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9306% | 532 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0645% | 5,317 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5942% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9659% | 1,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8191% | 1,262 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4484% | 3,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5342% | 2,881 |
| Percentage Net Loans Charged-off:Construction & development | 0.1727% | 3,160 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1683% | 2,927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9204% | 1,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1309% | 1,737 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1378% | 1,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0961% | 4,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6559% | 2,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4544% | 3,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5688% | 2,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.2276% | 2,794 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2330% | 2,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9273% | 1,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1753% | 1,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0057% | 6,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5316% | 3,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4197% | 3,317 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5482% | 2,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.3289% | 2,377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0473% | 2,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9155% | 1,260 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0329% | 5,551 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1932% | 1,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 6,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1120% | 4,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4201% | 2,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5398% | 1,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.4161% | 1,724 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8750% | 1,124 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0654% | 5,619 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1666% | 876 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0167% | 6,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3684% | 2,908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5134% | 3,726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5837% | 2,679 |
| Percentage Net Loans Charged-off:Construction & development | 1.0033% | 2,574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2261% | 2,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4790% | 2,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1811% | 1,635 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5737% | 1,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2287% | 4,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7644% | 3,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3827% | 3,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3894% | 2,782 |
| Percentage Net Loans Charged-off:Construction & development | 0.3935% | 2,600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2632% | 1,771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4605% | 1,879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2704% | 1,270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5207% | 1,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3053% | 3,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7827% | 2,944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4474% | 3,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4311% | 2,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.1172% | 2,493 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3877% | 1,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6837% | 1,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4145% | 917 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7691% | 1,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4713% | 2,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8475% | 2,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5468% | 2,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5307% | 1,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0337% | 1,815 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7554% | 530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8099% | 891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8544% | 472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7952% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7603% | 1,607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1790% | 3,776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3234% | 3,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3739% | 2,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.6198% | 1,886 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2325% | 1,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2896% | 1,795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0852% | 1,226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3557% | 1,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1214% | 3,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3323% | 4,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2341% | 3,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2158% | 2,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.1665% | 1,851 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3074% | 774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2243% | 1,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2961% | 1,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3016% | 2,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4138% | 3,529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2254% | 2,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2451% | 1,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4531% | 487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3385% | 1,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4436% | 809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0832% | 2,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5109% | 2,841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1590% | 2,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1870% | 1,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8963% | 190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0341% | 6,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4686% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3272% | 1,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2393% | 1,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.1619% | 1,063 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4391% | 615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7491% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3407% | 772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5309% | 1,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6102% | 888 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3385% | 1,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2684% | 667 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0116% | 1,094 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6457% | 295 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0223% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5259% | 367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4628% | 1,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5448% | 812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2535% | 1,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1737% | 829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0173% | 780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4156% | 450 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0628% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2075% | 718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8399% | 892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6592% | 1,937 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1731% | 1,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1281% | 763 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3165% | 456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4201% | 349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7679% | 709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0463% | 4,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0261% | 2,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0635% | 1,807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1181% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0423% | 1,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1582% | 2,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2622% | 4,107 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0560% | 3,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0357% | 1,873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0864% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1579% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0580% | 1,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2187% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1911% | 4,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0614% | 3,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0548% | 1,363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1321% | 885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2382% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0891% | 1,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3330% | 3,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0616% | 2,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0593% | 949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1475% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4780% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2565% | 2,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1028% | 3,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 3,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 2,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0297% | 582 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0455% | 1,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6574% | 2,868 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1288% | 2,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 2,856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0122% | 2,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0407% | 454 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5762% | 660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6425% | 2,564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1581% | 2,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 2,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0188% | 1,864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0635% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1655% | 494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4577% | 3,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0367% | 3,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7621% | 1,926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 6,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5421% | 3,623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0194% | 5,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4898% | 3,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0313% | 4,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7913% | 2,330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0103% | 6,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3170% | 5,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0148% | 6,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4717% | 3,966 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0240% | 5,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7759% | 2,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4082% | 3,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |