Home > Patriot Bank > Assets and Liabilities
Patriot Bank, Assets and Liabilities
| 2006-09-30 | Rank | |
| # of Employees: | 120 | 1,451 |
| Assets and Liabilities | ||
| Total Assets: | $243,001,000 | 2,589 |
| Cash and due from depository institutions | $22,626,000 | 1,451 |
| Interest-bearing balances | $12,465,000 | 435 |
| Securities | $55,791,000 | 2,130 |
| Federal funds sold & reverse repurchase agreements | $5,600,000 | 2,261 |
| Net loans & leases | $149,139,000 | 2,793 |
| Loan loss allowance | $1,843,000 | 2,658 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,302,000 | 1,897 |
| Other real estate owned | $0 | 1,451 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,543,000 | 3,813 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $243,001,000 | 2,589 |
| Total liabilities | $221,898,000 | 2,552 |
| Total deposits | $220,605,000 | 2,338 |
| Interest-bearing deposits | $147,603,000 | 2,852 |
| Deposits held in domestic offices | $220,605,000 | 2,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $558,000 | 5,357 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $735,000 | 4,614 |
| Total equity capital | $21,103,000 | 3,017 |
| Total bank equity capital | $21,103,000 | 3,017 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,371,000 | 1,738 |
| Surplus | $14,021,000 | 1,856 |
| Undivided profits | $4,711,000 | 4,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,178,000 | 1,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,466,000 | 2,844 |
| Earning assets | $222,995,000 | 2,599 |
| Long-term assets (5+ years) | $41,547,000 | 2,098 |
| Average Assets, year-to-date | $249,312,750 | 2,483 |
| Average Assets, quarterly | $245,337,500 | 2,555 |
| Volatile liabilities | $24,176,000 | 4,256 |
| Insider loans | $100,000 | 7,104 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $25,345,000 | 2,919 |
| Tier 1 (core) risk-based capital | $21,103,000 | 2,901 |
| Tier 2 risk-based capital | $1,843,000 | 2,539 |
| Total risk weighted assets | $159,361,000 | 2,754 |
| Total unused commitments | $25,345,000 | 2,920 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 123 | 1,421 |
| Assets and Liabilities | ||
| Total Assets: | $247,674,000 | 2,547 |
| Cash and due from depository institutions | $26,711,000 | 1,421 |
| Interest-bearing balances | $12,169,000 | 452 |
| Securities | $53,785,000 | 2,178 |
| Federal funds sold & reverse repurchase agreements | $3,780,000 | 2,672 |
| Net loans & leases | $153,656,000 | 2,699 |
| Loan loss allowance | $1,830,000 | 2,653 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,355,000 | 1,835 |
| Other real estate owned | $0 | 1,421 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,387,000 | 3,893 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $247,674,000 | 2,547 |
| Total liabilities | $226,969,000 | 2,504 |
| Total deposits | $226,408,000 | 2,258 |
| Interest-bearing deposits | $147,009,000 | 2,846 |
| Deposits held in domestic offices | $226,408,000 | 2,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $27,000 | 5,741 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $534,000 | 5,073 |
| Total equity capital | $20,705,000 | 2,962 |
| Total bank equity capital | $20,705,000 | 2,962 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,371,000 | 1,733 |
| Surplus | $14,021,000 | 1,820 |
| Undivided profits | $4,313,000 | 4,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,175,000 | 1,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,396,000 | 2,683 |
| Earning assets | $223,390,000 | 2,570 |
| Long-term assets (5+ years) | $51,122,000 | 1,788 |
| Average Assets, year-to-date | $251,416,670 | 2,476 |
| Average Assets, quarterly | $250,295,500 | 2,508 |
| Volatile liabilities | $22,016,000 | 4,418 |
| Insider loans | $100,000 | 7,134 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $3,952,000 | 6,512 |
| Tier 1 (core) risk-based capital | $20,705,000 | 2,896 |
| Tier 2 risk-based capital | $1,830,000 | 2,524 |
| Total risk weighted assets | $160,980,000 | 2,698 |
| Total unused commitments | $3,952,000 | 6,512 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 127 | 1,363 |
| Assets and Liabilities | ||
| Total Assets: | $252,917,000 | 2,467 |
| Cash and due from depository institutions | $23,289,000 | 1,363 |
| Interest-bearing balances | $13,852,000 | 436 |
| Securities | $54,781,000 | 2,166 |
| Federal funds sold & reverse repurchase agreements | $10,400,000 | 1,438 |
| Net loans & leases | $154,664,000 | 2,634 |
| Loan loss allowance | $1,819,000 | 2,622 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,421,000 | 1,779 |
| Other real estate owned | $0 | 1,363 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,362,000 | 3,812 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $252,918,000 | 2,467 |
| Total liabilities | $232,502,000 | 2,430 |
| Total deposits | $231,984,000 | 2,195 |
| Interest-bearing deposits | $151,076,000 | 2,763 |
| Deposits held in domestic offices | $231,984,000 | 2,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $56,000 | 5,613 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $462,000 | 5,365 |
| Total equity capital | $20,416,000 | 2,970 |
| Total bank equity capital | $20,416,000 | 2,970 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,371,000 | 1,721 |
| Surplus | $14,021,000 | 1,759 |
| Undivided profits | $4,024,000 | 5,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,175,000 | 1,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,386,000 | 2,546 |
| Earning assets | $233,697,000 | 2,450 |
| Long-term assets (5+ years) | $54,494,000 | 1,681 |
| Average Assets, year-to-date | $253,288,000 | 2,457 |
| Average Assets, quarterly | $253,288,000 | 2,457 |
| Volatile liabilities | $21,005,000 | 4,383 |
| Insider loans | $100,000 | 7,138 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $1,532,000 | 7,653 |
| Tier 1 (core) risk-based capital | $20,416,000 | 2,898 |
| Tier 2 risk-based capital | $1,819,000 | 2,498 |
| Total risk weighted assets | $159,214,000 | 2,673 |
| Total unused commitments | $1,532,000 | 7,655 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 124 | 1,402 |
| Assets and Liabilities | ||
| Total Assets: | $253,659,000 | 2,458 |
| Cash and due from depository institutions | $27,969,000 | 1,402 |
| Interest-bearing balances | $15,733,000 | 348 |
| Securities | $56,777,000 | 2,122 |
| Federal funds sold & reverse repurchase agreements | $775,000 | 5,082 |
| Net loans & leases | $158,223,000 | 2,566 |
| Loan loss allowance | $1,807,000 | 2,585 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,458,000 | 1,733 |
| Other real estate owned | $0 | 1,402 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,457,000 | 3,734 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $253,659,000 | 2,458 |
| Total liabilities | $233,608,000 | 2,404 |
| Total deposits | $232,975,000 | 2,164 |
| Interest-bearing deposits | $152,556,000 | 2,713 |
| Deposits held in domestic offices | $232,975,000 | 2,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $325,000 | 5,505 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $308,000 | 6,256 |
| Total equity capital | $20,051,000 | 2,994 |
| Total bank equity capital | $20,051,000 | 2,994 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,371,000 | 1,711 |
| Surplus | $14,021,000 | 1,721 |
| Undivided profits | $3,659,000 | 5,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,175,000 | 1,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,372,000 | 2,601 |
| Earning assets | $231,508,000 | 2,460 |
| Long-term assets (5+ years) | $54,694,000 | 1,669 |
| Average Assets, year-to-date | $253,145,400 | 2,351 |
| Average Assets, quarterly | $256,924,000 | 2,403 |
| Volatile liabilities | $18,967,000 | 4,589 |
| Insider loans | $100,000 | 7,161 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $2,114,000 | 7,266 |
| Tier 1 (core) risk-based capital | $20,051,000 | 2,907 |
| Tier 2 risk-based capital | $1,807,000 | 2,474 |
| Total risk weighted assets | $161,541,000 | 2,608 |
| Total unused commitments | $2,114,000 | 7,268 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 119 | 1,438 |
| Assets and Liabilities | ||
| Total Assets: | $260,189,000 | 2,349 |
| Cash and due from depository institutions | $26,879,000 | 1,438 |
| Interest-bearing balances | $16,228,000 | 349 |
| Securities | $52,773,000 | 2,218 |
| Federal funds sold & reverse repurchase agreements | $24,500,000 | 542 |
| Net loans & leases | $146,434,000 | 2,712 |
| Loan loss allowance | $1,801,000 | 2,588 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,538,000 | 1,683 |
| Other real estate owned | $0 | 1,438 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,065,000 | 3,976 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $260,189,000 | 2,349 |
| Total liabilities | $240,402,000 | 2,287 |
| Total deposits | $239,151,000 | 2,068 |
| Interest-bearing deposits | $156,734,000 | 2,602 |
| Deposits held in domestic offices | $239,151,000 | 2,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $627,000 | 5,395 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $624,000 | 4,576 |
| Total equity capital | $19,787,000 | 3,001 |
| Total bank equity capital | $19,787,000 | 3,001 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,371,000 | 1,683 |
| Surplus | $14,021,000 | 1,673 |
| Undivided profits | $3,395,000 | 5,522 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,175,000 | 1,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,249,000 | 2,809 |
| Earning assets | $239,935,000 | 2,335 |
| Long-term assets (5+ years) | $52,677,000 | 1,702 |
| Average Assets, year-to-date | $253,017,000 | 2,335 |
| Average Assets, quarterly | $259,576,000 | 2,326 |
| Volatile liabilities | $18,438,000 | 4,606 |
| Insider loans | $100,000 | 7,197 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $2,643,000 | 6,964 |
| Tier 1 (core) risk-based capital | $19,787,000 | 2,905 |
| Tier 2 risk-based capital | $1,801,000 | 2,455 |
| Total risk weighted assets | $155,286,000 | 2,654 |
| Total unused commitments | $2,643,000 | 6,966 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 125 | 1,374 |
| Assets and Liabilities | ||
| Total Assets: | $258,963,000 | 2,315 |
| Cash and due from depository institutions | $27,909,000 | 1,374 |
| Interest-bearing balances | $16,624,000 | 341 |
| Securities | $53,068,000 | 2,249 |
| Federal funds sold & reverse repurchase agreements | $23,800,000 | 524 |
| Net loans & leases | $144,407,000 | 2,673 |
| Loan loss allowance | $1,790,000 | 2,570 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,627,000 | 1,617 |
| Other real estate owned | $0 | 1,374 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,152,000 | 3,779 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $258,963,000 | 2,315 |
| Total liabilities | $239,503,000 | 2,245 |
| Total deposits | $238,757,000 | 2,027 |
| Interest-bearing deposits | $157,489,000 | 2,547 |
| Deposits held in domestic offices | $238,757,000 | 2,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $278,000 | 5,539 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $468,000 | 5,034 |
| Total equity capital | $19,460,000 | 3,002 |
| Total bank equity capital | $19,460,000 | 3,002 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,371,000 | 1,665 |
| Surplus | $14,021,000 | 1,635 |
| Undivided profits | $3,068,000 | 5,680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,175,000 | 1,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,275,000 | 2,495 |
| Earning assets | $237,899,000 | 2,306 |
| Long-term assets (5+ years) | $38,559,000 | 2,144 |
| Average Assets, year-to-date | $250,626,330 | 2,331 |
| Average Assets, quarterly | $254,118,500 | 2,326 |
| Volatile liabilities | $15,927,000 | 4,834 |
| Insider loans | $100,000 | 7,198 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $3,231,000 | 6,734 |
| Tier 1 (core) risk-based capital | $19,460,000 | 2,892 |
| Tier 2 risk-based capital | $1,790,000 | 2,436 |
| Total risk weighted assets | $154,927,000 | 2,591 |
| Total unused commitments | $3,231,000 | 6,734 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 116 | 1,463 |
| Assets and Liabilities | ||
| Total Assets: | $249,274,000 | 2,368 |
| Cash and due from depository institutions | $28,101,000 | 1,463 |
| Interest-bearing balances | $19,100,000 | 298 |
| Securities | $56,582,000 | 2,161 |
| Federal funds sold & reverse repurchase agreements | $10,500,000 | 1,185 |
| Net loans & leases | $144,437,000 | 2,638 |
| Loan loss allowance | $1,670,000 | 2,712 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,633,000 | 1,580 |
| Other real estate owned | $0 | 1,463 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,021,000 | 3,837 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $249,274,000 | 2,368 |
| Total liabilities | $230,185,000 | 2,319 |
| Total deposits | $229,444,000 | 2,087 |
| Interest-bearing deposits | $151,389,000 | 2,652 |
| Deposits held in domestic offices | $229,444,000 | 2,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $387,000 | 5,357 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $354,000 | 5,629 |
| Total equity capital | $19,089,000 | 2,965 |
| Total bank equity capital | $19,089,000 | 2,965 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,371,000 | 1,665 |
| Surplus | $14,021,000 | 1,597 |
| Undivided profits | $2,697,000 | 5,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,297,000 | 624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,297,000 | 2,350 |
| Earning assets | $230,619,000 | 2,348 |
| Long-term assets (5+ years) | $40,574,000 | 2,118 |
| Average Assets, year-to-date | $246,458,000 | 2,382 |
| Average Assets, quarterly | $246,458,000 | 2,382 |
| Volatile liabilities | $13,774,000 | 5,087 |
| Insider loans | $100,000 | 7,223 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $1,436,000 | 7,749 |
| Tier 1 (core) risk-based capital | $19,089,000 | 2,887 |
| Tier 2 risk-based capital | $1,670,000 | 2,549 |
| Total risk weighted assets | $152,129,000 | 2,613 |
| Total unused commitments | $1,436,000 | 7,753 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 120 | 1,424 |
| Assets and Liabilities | ||
| Total Assets: | $243,642,000 | 2,401 |
| Cash and due from depository institutions | $28,199,000 | 1,424 |
| Interest-bearing balances | $19,497,000 | 288 |
| Securities | $41,778,000 | 2,798 |
| Federal funds sold & reverse repurchase agreements | $24,470,000 | 475 |
| Net loans & leases | $139,686,000 | 2,682 |
| Loan loss allowance | $1,692,000 | 2,656 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,657,000 | 1,549 |
| Other real estate owned | $0 | 1,424 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,852,000 | 3,921 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $243,642,000 | 2,401 |
| Total liabilities | $224,903,000 | 2,344 |
| Total deposits | $224,060,000 | 2,096 |
| Interest-bearing deposits | $151,563,000 | 2,623 |
| Deposits held in domestic offices | $224,060,000 | 2,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $410,000 | 5,387 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $433,000 | 5,100 |
| Total equity capital | $18,739,000 | 3,021 |
| Total bank equity capital | $18,739,000 | 3,021 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,371,000 | 1,648 |
| Surplus | $14,021,000 | 1,576 |
| Undivided profits | $2,347,000 | 6,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,297,000 | 646 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $969,000 | 3,124 |
| Earning assets | $225,431,000 | 2,393 |
| Long-term assets (5+ years) | $36,715,000 | 2,329 |
| Average Assets, year-to-date | $236,571,400 | 2,363 |
| Average Assets, quarterly | $242,180,000 | 2,390 |
| Volatile liabilities | $12,172,000 | 5,357 |
| Insider loans | $100,000 | 7,258 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $9,960,000 | 4,455 |
| Tier 1 (core) risk-based capital | $18,739,000 | 2,894 |
| Tier 2 risk-based capital | $1,692,000 | 2,517 |
| Total risk weighted assets | $148,375,000 | 2,642 |
| Total unused commitments | $9,960,000 | 4,455 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 117 | 1,469 |
| Assets and Liabilities | ||
| Total Assets: | $240,718,000 | 2,402 |
| Cash and due from depository institutions | $27,862,000 | 1,469 |
| Interest-bearing balances | $17,617,000 | 332 |
| Securities | $52,499,000 | 2,307 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 871 |
| Net loans & leases | $138,030,000 | 2,683 |
| Loan loss allowance | $1,774,000 | 2,551 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,151,000 | 1,643 |
| Other real estate owned | $0 | 1,469 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,176,000 | 3,630 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $240,718,000 | 2,402 |
| Total liabilities | $222,426,000 | 2,339 |
| Total deposits | $221,486,000 | 2,091 |
| Interest-bearing deposits | $148,711,000 | 2,638 |
| Deposits held in domestic offices | $221,486,000 | 2,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $348,000 | 5,450 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $592,000 | 4,469 |
| Total equity capital | $18,292,000 | 3,073 |
| Total bank equity capital | $18,292,000 | 3,073 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,371,000 | 1,640 |
| Surplus | $14,021,000 | 1,550 |
| Undivided profits | $1,900,000 | 6,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,176,000 | 1,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,370,000 | 2,267 |
| Earning assets | $221,146,000 | 2,404 |
| Long-term assets (5+ years) | $36,208,000 | 2,395 |
| Average Assets, year-to-date | $234,803,750 | 2,372 |
| Average Assets, quarterly | $239,938,000 | 2,377 |
| Volatile liabilities | $10,482,000 | 5,712 |
| Insider loans | $100,000 | 7,272 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $7,349,000 | 5,050 |
| Tier 1 (core) risk-based capital | $18,292,000 | 2,934 |
| Tier 2 risk-based capital | $1,774,000 | 2,396 |
| Total risk weighted assets | $146,220,000 | 2,642 |
| Total unused commitments | $7,349,000 | 5,056 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 122 | 1,421 |
| Assets and Liabilities | ||
| Total Assets: | $239,158,000 | 2,376 |
| Cash and due from depository institutions | $30,449,000 | 1,421 |
| Interest-bearing balances | $19,102,000 | 316 |
| Securities | $68,144,000 | 1,840 |
| Federal funds sold & reverse repurchase agreements | $10,800,000 | 1,006 |
| Net loans & leases | $120,351,000 | 2,943 |
| Loan loss allowance | $1,770,000 | 2,538 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,248,000 | 1,599 |
| Other real estate owned | $0 | 1,421 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,166,000 | 3,633 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $239,158,000 | 2,376 |
| Total liabilities | $221,349,000 | 2,323 |
| Total deposits | $220,568,000 | 2,072 |
| Interest-bearing deposits | $146,754,000 | 2,638 |
| Deposits held in domestic offices | $220,568,000 | 2,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $364,000 | 5,432 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $417,000 | 5,042 |
| Total equity capital | $17,809,000 | 3,030 |
| Total bank equity capital | $17,809,000 | 3,030 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,371,000 | 1,639 |
| Surplus | $14,021,000 | 1,494 |
| Undivided profits | $1,417,000 | 6,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,165,000 | 584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,319,000 | 2,207 |
| Earning assets | $218,397,000 | 2,393 |
| Long-term assets (5+ years) | $33,156,000 | 2,635 |
| Average Assets, year-to-date | $232,832,330 | 2,385 |
| Average Assets, quarterly | $236,716,500 | 2,373 |
| Volatile liabilities | $10,075,000 | 5,782 |
| Insider loans | $100,000 | 7,314 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $11,456,000 | 4,132 |
| Tier 1 (core) risk-based capital | $17,809,000 | 2,952 |
| Tier 2 risk-based capital | $1,672,000 | 2,487 |
| Total risk weighted assets | $133,683,000 | 2,811 |
| Total unused commitments | $11,456,000 | 4,132 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 117 | 1,477 |
| Assets and Liabilities | ||
| Total Assets: | $234,275,000 | 2,402 |
| Cash and due from depository institutions | $28,678,000 | 1,477 |
| Interest-bearing balances | $16,332,000 | 442 |
| Securities | $54,363,000 | 2,277 |
| Federal funds sold & reverse repurchase agreements | $27,920,000 | 490 |
| Net loans & leases | $114,681,000 | 3,003 |
| Loan loss allowance | $1,757,000 | 2,535 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,677,000 | 1,751 |
| Other real estate owned | $0 | 1,477 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,956,000 | 3,644 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $234,275,000 | 2,402 |
| Total liabilities | $216,813,000 | 2,337 |
| Total deposits | $216,099,000 | 2,099 |
| Interest-bearing deposits | $146,136,000 | 2,644 |
| Deposits held in domestic offices | $216,099,000 | 2,094 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $248,000 | 5,405 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $466,000 | 5,072 |
| Total equity capital | $17,462,000 | 3,139 |
| Total bank equity capital | $17,462,000 | 3,139 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,371,000 | 1,634 |
| Surplus | $14,021,000 | 1,474 |
| Undivided profits | $1,070,000 | 7,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,997,000 | 1,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,215,000 | 2,354 |
| Earning assets | $213,296,000 | 2,421 |
| Long-term assets (5+ years) | $34,086,000 | 2,514 |
| Average Assets, year-to-date | $229,669,500 | 2,417 |
| Average Assets, quarterly | $229,669,500 | 2,417 |
| Volatile liabilities | $10,097,000 | 5,671 |
| Insider loans | $100,000 | 7,323 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $7,244,000 | 5,103 |
| Tier 1 (core) risk-based capital | $17,462,000 | 2,955 |
| Tier 2 risk-based capital | $1,580,000 | 2,573 |
| Total risk weighted assets | $126,239,000 | 2,887 |
| Total unused commitments | $7,244,000 | 5,111 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 103 | 1,678 |
| Assets and Liabilities | ||
| Total Assets: | $225,064,000 | 2,489 |
| Cash and due from depository institutions | $23,214,000 | 1,678 |
| Interest-bearing balances | $13,956,000 | 454 |
| Securities | $63,899,000 | 2,015 |
| Federal funds sold & reverse repurchase agreements | $15,660,000 | 724 |
| Net loans & leases | $113,692,000 | 3,014 |
| Loan loss allowance | $1,747,000 | 2,532 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,534,000 | 1,789 |
| Other real estate owned | $0 | 1,678 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,065,000 | 3,578 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,064,000 | 2,489 |
| Total liabilities | $207,903,000 | 2,427 |
| Total deposits | $207,491,000 | 2,182 |
| Interest-bearing deposits | $143,779,000 | 2,657 |
| Deposits held in domestic offices | $207,491,000 | 2,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $185,000 | 5,455 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $227,000 | 6,748 |
| Total equity capital | $17,161,000 | 3,117 |
| Total bank equity capital | $17,161,000 | 3,117 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,371,000 | 1,643 |
| Surplus | $14,021,000 | 1,438 |
| Undivided profits | $769,000 | 7,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,178,000 | 1,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,396,000 | 2,124 |
| Earning assets | $207,207,000 | 2,475 |
| Long-term assets (5+ years) | $35,742,000 | 2,460 |
| Average Assets, year-to-date | $219,903,200 | 2,466 |
| Average Assets, quarterly | $226,520,500 | 2,452 |
| Volatile liabilities | $10,197,000 | 5,656 |
| Insider loans | $100,000 | 7,371 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $1,118,000 | 7,994 |
| Tier 1 (core) risk-based capital | $17,161,000 | 2,962 |
| Tier 2 risk-based capital | $1,560,000 | 2,588 |
| Total risk weighted assets | $124,629,000 | 2,928 |
| Total unused commitments | $1,118,000 | 7,997 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 103 | 1,701 |
| Assets and Liabilities | ||
| Total Assets: | $227,977,000 | 2,469 |
| Cash and due from depository institutions | $27,883,000 | 1,701 |
| Interest-bearing balances | $15,244,000 | 506 |
| Securities | $49,556,000 | 2,464 |
| Federal funds sold & reverse repurchase agreements | $37,565,000 | 392 |
| Net loans & leases | $104,417,000 | 3,218 |
| Loan loss allowance | $1,737,000 | 2,545 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,525,000 | 1,782 |
| Other real estate owned | $0 | 1,701 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,031,000 | 3,620 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,977,000 | 2,469 |
| Total liabilities | $211,190,000 | 2,398 |
| Total deposits | $210,413,000 | 2,165 |
| Interest-bearing deposits | $142,165,000 | 2,685 |
| Deposits held in domestic offices | $210,413,000 | 2,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $175,000 | 5,435 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $602,000 | 4,519 |
| Total equity capital | $16,787,000 | 3,179 |
| Total bank equity capital | $16,787,000 | 3,179 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,156,000 | 1,748 |
| Surplus | $11,235,000 | 1,720 |
| Undivided profits | $3,396,000 | 5,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,311,000 | 1,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,241,000 | 2,527 |
| Earning assets | $206,782,000 | 2,490 |
| Long-term assets (5+ years) | $23,422,000 | 3,284 |
| Average Assets, year-to-date | $218,613,000 | 2,495 |
| Average Assets, quarterly | $224,970,500 | 2,484 |
| Volatile liabilities | $10,444,000 | 5,602 |
| Insider loans | $100,000 | 7,431 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $3,873,000 | 6,257 |
| Tier 1 (core) risk-based capital | $16,787,000 | 3,027 |
| Tier 2 risk-based capital | $1,552,000 | 2,582 |
| Total risk weighted assets | $124,002,000 | 2,928 |
| Total unused commitments | $3,873,000 | 6,265 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 107 | 1,645 |
| Assets and Liabilities | ||
| Total Assets: | $221,964,000 | 2,506 |
| Cash and due from depository institutions | $29,178,000 | 1,645 |
| Interest-bearing balances | $13,957,000 | 595 |
| Securities | $45,159,000 | 2,603 |
| Federal funds sold & reverse repurchase agreements | $43,500,000 | 365 |
| Net loans & leases | $96,668,000 | 3,407 |
| Loan loss allowance | $1,725,000 | 2,506 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,883,000 | 1,971 |
| Other real estate owned | $0 | 1,645 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,576,000 | 3,913 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $221,964,000 | 2,506 |
| Total liabilities | $205,796,000 | 2,430 |
| Total deposits | $204,479,000 | 2,196 |
| Interest-bearing deposits | $139,522,000 | 2,719 |
| Deposits held in domestic offices | $204,479,000 | 2,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $835,000 | 5,028 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $482,000 | 5,192 |
| Total equity capital | $16,168,000 | 3,278 |
| Total bank equity capital | $16,168,000 | 3,278 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,156,000 | 1,746 |
| Surplus | $11,235,000 | 1,685 |
| Undivided profits | $2,777,000 | 6,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,291,000 | 1,430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,257,000 | 2,389 |
| Earning assets | $199,284,000 | 2,545 |
| Long-term assets (5+ years) | $24,184,000 | 3,074 |
| Average Assets, year-to-date | $215,491,670 | 2,510 |
| Average Assets, quarterly | $219,020,500 | 2,508 |
| Volatile liabilities | $10,679,000 | 5,524 |
| Insider loans | $100,000 | 7,491 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $1,503,000 | 7,749 |
| Tier 1 (core) risk-based capital | $16,168,000 | 3,081 |
| Tier 2 risk-based capital | $1,466,000 | 2,658 |
| Total risk weighted assets | $116,956,000 | 3,024 |
| Total unused commitments | $1,503,000 | 7,762 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 106 | 1,631 |
| Assets and Liabilities | ||
| Total Assets: | $216,077,000 | 2,523 |
| Cash and due from depository institutions | $25,626,000 | 1,631 |
| Interest-bearing balances | $12,670,000 | 672 |
| Securities | $52,581,000 | 2,280 |
| Federal funds sold & reverse repurchase agreements | $41,275,000 | 384 |
| Net loans & leases | $88,740,000 | 3,579 |
| Loan loss allowance | $930,000 | 4,089 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,909,000 | 1,914 |
| Other real estate owned | $0 | 1,631 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,946,000 | 3,526 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $216,077,000 | 2,523 |
| Total liabilities | $199,394,000 | 2,464 |
| Total deposits | $198,925,000 | 2,225 |
| Interest-bearing deposits | $136,095,000 | 2,788 |
| Deposits held in domestic offices | $198,925,000 | 2,220 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $155,000 | 5,386 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $314,000 | 6,420 |
| Total equity capital | $16,683,000 | 3,143 |
| Total bank equity capital | $16,683,000 | 3,143 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,156,000 | 1,756 |
| Surplus | $11,235,000 | 1,654 |
| Undivided profits | $3,292,000 | 5,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,494,000 | 2,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,380,000 | 2,200 |
| Earning assets | $195,266,000 | 2,563 |
| Long-term assets (5+ years) | $16,851,000 | 3,756 |
| Average Assets, year-to-date | $212,255,500 | 2,542 |
| Average Assets, quarterly | $212,255,500 | 2,542 |
| Volatile liabilities | $9,109,000 | 5,928 |
| Insider loans | $100,000 | 7,513 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $1,454,000 | 7,801 |
| Tier 1 (core) risk-based capital | $16,683,000 | 2,960 |
| Tier 2 risk-based capital | $930,000 | 3,778 |
| Total risk weighted assets | $113,600,000 | 3,059 |
| Total unused commitments | $1,454,000 | 7,814 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 105 | 1,641 |
| Assets and Liabilities | ||
| Total Assets: | $208,434,000 | 2,571 |
| Cash and due from depository institutions | $23,899,000 | 1,641 |
| Interest-bearing balances | $11,383,000 | 694 |
| Securities | $58,891,000 | 2,033 |
| Federal funds sold & reverse repurchase agreements | $29,610,000 | 476 |
| Net loans & leases | $89,813,000 | 3,538 |
| Loan loss allowance | $930,000 | 4,014 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,339,000 | 2,755 |
| Other real estate owned | $0 | 1,641 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,882,000 | 3,586 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,434,000 | 2,571 |
| Total liabilities | $192,070,000 | 2,515 |
| Total deposits | $190,441,000 | 2,291 |
| Interest-bearing deposits | $130,810,000 | 2,820 |
| Deposits held in domestic offices | $190,441,000 | 2,287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $1,352,000 | 4,679 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $277,000 | 6,821 |
| Total equity capital | $16,364,000 | 3,152 |
| Total bank equity capital | $16,364,000 | 3,152 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,156,000 | 1,749 |
| Surplus | $11,235,000 | 1,616 |
| Undivided profits | $2,973,000 | 5,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 7,908 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,287,000 | 2,498 |
| Earning assets | $189,697,000 | 2,584 |
| Long-term assets (5+ years) | $16,645,000 | 3,737 |
| Average Assets, year-to-date | $203,915,400 | 2,514 |
| Average Assets, quarterly | $207,003,000 | 2,559 |
| Volatile liabilities | $10,327,000 | 5,592 |
| Insider loans | $100,000 | 7,530 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $2,463,000 | 6,923 |
| Tier 1 (core) risk-based capital | $16,364,000 | 2,947 |
| Tier 2 risk-based capital | $930,000 | 3,731 |
| Total risk weighted assets | $111,545,000 | 3,061 |
| Total unused commitments | $2,463,000 | 6,926 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 104 | 1,629 |
| Assets and Liabilities | ||
| Total Assets: | $198,632,000 | 2,563 |
| Cash and due from depository institutions | $20,499,000 | 1,629 |
| Interest-bearing balances | $10,593,000 | 659 |
| Securities | $58,326,000 | 1,922 |
| Federal funds sold & reverse repurchase agreements | $20,100,000 | 688 |
| Net loans & leases | $93,850,000 | 3,294 |
| Loan loss allowance | $881,000 | 3,967 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,464,000 | 2,604 |
| Other real estate owned | $0 | 1,629 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,393,000 | 4,022 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $198,632,000 | 2,563 |
| Total liabilities | $183,808,000 | 2,507 |
| Total deposits | $182,877,000 | 2,265 |
| Interest-bearing deposits | $127,448,000 | 2,753 |
| Deposits held in domestic offices | $182,877,000 | 2,260 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $630,000 | 4,920 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $301,000 | 6,885 |
| Total equity capital | $14,824,000 | 3,240 |
| Total bank equity capital | $14,824,000 | 3,240 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,961,000 | 1,979 |
| Surplus | $8,702,000 | 1,959 |
| Undivided profits | $4,161,000 | 4,919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,300,000 | 2,658 |
| Earning assets | $182,869,000 | 2,545 |
| Long-term assets (5+ years) | $32,269,000 | 2,367 |
| Average Assets, year-to-date | $185,156,400 | 2,613 |
| Average Assets, quarterly | $196,770,500 | 2,560 |
| Volatile liabilities | $10,729,000 | 5,423 |
| Insider loans | $100,000 | 7,687 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,566,000 | 3,812 |
| Tier 1 (core) risk-based capital | $14,824,000 | 3,097 |
| Tier 2 risk-based capital | $881,000 | 3,725 |
| Total risk weighted assets | $104,740,000 | 3,094 |
| Total unused commitments | $10,566,000 | 3,823 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 102 | 1,625 |
| Assets and Liabilities | ||
| Total Assets: | $165,299,000 | 2,891 |
| Cash and due from depository institutions | $21,948,000 | 1,625 |
| Interest-bearing balances | $10,795,000 | 426 |
| Securities | $40,716,000 | 2,654 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $96,980,000 | 3,137 |
| Loan loss allowance | $832,000 | 4,031 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,613,000 | 2,436 |
| Other real estate owned | $0 | 1,625 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,042,000 | 3,883 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,299,000 | 2,891 |
| Total liabilities | $151,923,000 | 2,833 |
| Total deposits | $150,762,000 | 2,604 |
| Interest-bearing deposits | $102,807,000 | 3,223 |
| Deposits held in domestic offices | $150,762,000 | 2,598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $250,000 | 3,439 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $661,000 | 4,867 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $250,000 | 7,784 |
| Total equity capital | $13,376,000 | 3,419 |
| Total bank equity capital | $13,376,000 | 3,419 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,784,000 | 2,113 |
| Surplus | $6,400,000 | 2,458 |
| Undivided profits | $5,192,000 | 4,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 8,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $475,000 | 5,293 |
| Earning assets | $148,491,000 | 2,954 |
| Long-term assets (5+ years) | $22,190,000 | 2,951 |
| Average Assets, year-to-date | $155,849,200 | 2,917 |
| Average Assets, quarterly | $165,601,000 | 2,848 |
| Volatile liabilities | $8,453,000 | 6,089 |
| Insider loans | $100,000 | 7,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,336,000 | 7,053 |
| Tier 1 (core) risk-based capital | $13,376,000 | 3,310 |
| Tier 2 risk-based capital | $832,000 | 3,792 |
| Total risk weighted assets | $101,305,300 | 3,055 |
| Total unused commitments | $2,336,000 | 7,060 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 73 | 2,401 |
| Assets and Liabilities | ||
| Total Assets: | $139,713,000 | 3,298 |
| Cash and due from depository institutions | $13,615,000 | 2,401 |
| Interest-bearing balances | $5,241,000 | 782 |
| Securities | $38,601,000 | 2,895 |
| Federal funds sold & reverse repurchase agreements | $3,090,000 | 2,812 |
| Net loans & leases | $77,877,000 | 3,647 |
| Loan loss allowance | $775,000 | 4,202 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,914,000 | 1,733 |
| Other real estate owned | $0 | 2,401 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,616,000 | 4,616 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,713,000 | 3,298 |
| Total liabilities | $127,809,000 | 3,266 |
| Total deposits | $127,073,000 | 2,990 |
| Interest-bearing deposits | $88,410,000 | 3,636 |
| Deposits held in domestic offices | $127,073,000 | 2,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $526,000 | 4,958 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $210,000 | 7,947 |
| Total equity capital | $11,904,000 | 3,665 |
| Total bank equity capital | $11,904,000 | 3,665 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,623,000 | 2,258 |
| Surplus | $4,306,000 | 3,373 |
| Undivided profits | $5,975,000 | 3,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $467,000 | 3,821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $389,000 | 5,503 |
| Earning assets | $124,809,000 | 3,360 |
| Long-term assets (5+ years) | $13,871,000 | 4,125 |
| Average Assets, year-to-date | $135,592,200 | 3,267 |
| Average Assets, quarterly | $138,244,000 | 3,303 |
| Volatile liabilities | $7,472,000 | 6,262 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,688,000 | 4,717 |
| Tier 1 (core) risk-based capital | $11,904,000 | 3,649 |
| Tier 2 risk-based capital | $775,000 | 3,916 |
| Total risk weighted assets | $83,572,300 | 3,491 |
| Total unused commitments | $6,688,000 | 4,722 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 68 | 2,610 |
| Assets and Liabilities | ||
| Total Assets: | $130,520,000 | 3,440 |
| Cash and due from depository institutions | $11,651,000 | 2,610 |
| Interest-bearing balances | $4,649,000 | 1,296 |
| Securities | $32,551,000 | 3,394 |
| Federal funds sold & reverse repurchase agreements | $7,578,000 | 2,276 |
| Net loans & leases | $73,557,000 | 3,631 |
| Loan loss allowance | $730,000 | 4,318 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,561,000 | 2,273 |
| Other real estate owned | $74,000 | 2,610 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,548,000 | 4,344 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,520,000 | 3,440 |
| Total liabilities | $120,520,000 | 3,354 |
| Total deposits | $120,010,000 | 3,144 |
| Interest-bearing deposits | $85,362,000 | 3,722 |
| Deposits held in domestic offices | $120,010,000 | 3,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $297,000 | 4,437 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $213,000 | 8,458 |
| Total equity capital | $10,000,000 | 4,337 |
| Total bank equity capital | $10,000,000 | 4,337 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,623,000 | 2,224 |
| Surplus | $4,306,000 | 3,226 |
| Undivided profits | $4,071,000 | 5,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $650,000 | 3,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $395,000 | 5,536 |
| Earning assets | $118,335,000 | 3,502 |
| Long-term assets (5+ years) | $14,340,000 | 3,876 |
| Average Assets, year-to-date | $120,482,000 | 3,529 |
| Average Assets, quarterly | $126,611,000 | 3,483 |
| Volatile liabilities | $7,585,000 | 5,822 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,393,000 | 4,731 |
| Tier 1 (core) risk-based capital | $10,000,000 | 4,168 |
| Tier 2 risk-based capital | $730,000 | 3,939 |
| Total risk weighted assets | $74,463,700 | 3,656 |
| Total unused commitments | $6,393,000 | 4,737 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 59 | 3,069 |
| Assets and Liabilities | ||
| Total Assets: | $112,942,000 | 3,886 |
| Cash and due from depository institutions | $8,158,000 | 3,069 |
| Interest-bearing balances | $296,000 | 3,630 |
| Securities | $26,062,000 | 4,074 |
| Federal funds sold & reverse repurchase agreements | $2,680,000 | 4,258 |
| Net loans & leases | $71,745,000 | 3,743 |
| Loan loss allowance | $709,000 | 4,458 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,915,000 | 2,709 |
| Other real estate owned | $0 | 3,069 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,382,000 | 4,781 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,942,000 | 3,886 |
| Total liabilities | $104,649,000 | 3,759 |
| Total deposits | $103,860,000 | 3,557 |
| Interest-bearing deposits | $75,874,000 | 4,151 |
| Deposits held in domestic offices | $103,860,000 | 3,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $642,000 | 3,870 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $147,000 | 9,653 |
| Total equity capital | $8,293,000 | 5,062 |
| Total bank equity capital | $8,293,000 | 5,062 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,623,000 | 2,237 |
| Surplus | $4,306,000 | 3,159 |
| Undivided profits | $2,364,000 | 6,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $509,000 | 4,008 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $430,000 | 5,366 |
| Earning assets | $100,783,000 | 3,998 |
| Long-term assets (5+ years) | $6,306,000 | 5,448 |
| Average Assets, year-to-date | $112,474,000 | 3,717 |
| Average Assets, quarterly | $113,192,000 | 3,827 |
| Volatile liabilities | $6,272,000 | 6,463 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,497,000 | 6,114 |
| Tier 1 (core) risk-based capital | $8,293,000 | 4,915 |
| Tier 2 risk-based capital | $709,000 | 3,943 |
| Total risk weighted assets | $70,388,800 | 3,810 |
| Total unused commitments | $3,497,000 | 6,123 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 59 | 3,205 |
| Assets and Liabilities | ||
| Total Assets: | $106,397,000 | 4,189 |
| Cash and due from depository institutions | $9,594,000 | 3,205 |
| Interest-bearing balances | $98,000 | 4,954 |
| Securities | $24,420,000 | 4,586 |
| Federal funds sold & reverse repurchase agreements | $8,200,000 | 1,575 |
| Net loans & leases | $61,180,000 | 4,297 |
| Loan loss allowance | $630,000 | 5,026 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,087,000 | 3,666 |
| Other real estate owned | $0 | 3,205 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $916,000 | 6,608 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,397,000 | 4,189 |
| Total liabilities | $99,693,000 | 4,024 |
| Total deposits | $99,212,000 | 3,802 |
| Interest-bearing deposits | $74,120,000 | 4,365 |
| Deposits held in domestic offices | $99,212,000 | 3,790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $432,000 | 4,055 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $49,000 | 11,210 |
| Total equity capital | $6,704,000 | 5,995 |
| Total bank equity capital | $6,704,000 | 5,995 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,623,000 | 2,375 |
| Surplus | $4,308,000 | 3,238 |
| Undivided profits | $773,000 | 9,299 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 10,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $356,000 | 6,168 |
| Earning assets | $93,898,000 | 4,340 |
| Long-term assets (5+ years) | $413,000 | 9,413 |
| Average Assets, year-to-date | $101,307,000 | 4,208 |
| Average Assets, quarterly | $101,307,000 | 4,308 |
| Volatile liabilities | $6,123,000 | 6,457 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,608,000 | 7,937 |
| Tier 1 (core) risk-based capital | $6,704,000 | 5,880 |
| Tier 2 risk-based capital | $630,000 | 4,407 |
| Total risk weighted assets | $59,115,900 | 4,431 |
| Total unused commitments | $1,608,000 | 7,948 |
| Derivatives | $0 | 549 |