Home > Patriot Bank > Income and Expense
Patriot Bank, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,529,000 | 1,711 |
| Total interest expense | $1,867,000 | 1,269 |
| Net interest income | $9,662,000 | 1,797 |
| Provision for loan and lease losses | $440,000 | 1,288 |
| Total noninterest income | $329,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $77,000 | 4,335 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $252,000 | 3,701 |
| Total noninterest expense | $3,710,000 | 3,126 |
| Salaries and employee benefits | $2,344,000 | 2,928 |
| Premises and equipment expense | $323,000 | 3,556 |
| Additional noninterest expense | $1,043,000 | 3,390 |
| Pre-tax net operating income | $5,841,000 | 1,228 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $5,841,000 | 1,020 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,841,000 | 1,019 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,841,000 | 1,020 |
| Net charge-offs | $211,000 | 1,362 |
| Cash dividends | $2,214,000 | 966 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $5,841,000 | 1,009 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,454,000 | 1,758 |
| Total interest expense | $1,113,000 | 1,365 |
| Net interest income | $6,341,000 | 1,813 |
| Provision for loan and lease losses | $415,000 | 962 |
| Total noninterest income | $212,000 | 4,199 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $48,000 | 4,438 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $164,000 | 3,745 |
| Total noninterest expense | $2,434,000 | 3,176 |
| Salaries and employee benefits | $1,592,000 | 2,914 |
| Premises and equipment expense | $232,000 | 3,458 |
| Additional noninterest expense | $610,000 | 3,660 |
| Pre-tax net operating income | $3,704,000 | 1,262 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $3,704,000 | 1,049 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,704,000 | 1,049 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,704,000 | 1,049 |
| Net charge-offs | $211,000 | 1,030 |
| Cash dividends | $2,214,000 | 698 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,704,000 | 1,035 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,529,000 | 1,843 |
| Total interest expense | $498,000 | 1,466 |
| Net interest income | $3,031,000 | 1,873 |
| Provision for loan and lease losses | $215,000 | 893 |
| Total noninterest income | $94,000 | 4,347 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $21,000 | 4,596 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $73,000 | 3,899 |
| Total noninterest expense | $1,269,000 | 3,142 |
| Salaries and employee benefits | $823,000 | 2,886 |
| Premises and equipment expense | $117,000 | 3,483 |
| Additional noninterest expense | $329,000 | 3,526 |
| Pre-tax net operating income | $1,641,000 | 1,354 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $1,641,000 | 1,144 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,641,000 | 1,143 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,641,000 | 1,144 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,641,000 | 1,125 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,482,000 | 2,005 |
| Total interest expense | $1,647,000 | 1,669 |
| Net interest income | $10,835,000 | 2,037 |
| Provision for loan and lease losses | $1,035,000 | 870 |
| Total noninterest income | $668,000 | 3,656 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $101,000 | 4,494 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $567,000 | 3,079 |
| Total noninterest expense | $4,484,000 | 3,426 |
| Salaries and employee benefits | $2,830,000 | 3,139 |
| Premises and equipment expense | $444,000 | 3,593 |
| Additional noninterest expense | $1,210,000 | 3,796 |
| Pre-tax net operating income | $5,984,000 | 1,400 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $5,984,000 | 1,203 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,984,000 | 1,202 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,984,000 | 1,202 |
| Net charge-offs | $37,000 | 3,342 |
| Cash dividends | $1,273,000 | 1,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $5,984,000 | 1,173 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,904,000 | 2,093 |
| Total interest expense | $1,172,000 | 1,753 |
| Net interest income | $7,732,000 | 2,126 |
| Provision for loan and lease losses | $780,000 | 835 |
| Total noninterest income | $556,000 | 3,511 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $79,000 | 4,480 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $477,000 | 2,956 |
| Total noninterest expense | $3,295,000 | 3,457 |
| Salaries and employee benefits | $2,125,000 | 3,141 |
| Premises and equipment expense | $324,000 | 3,671 |
| Additional noninterest expense | $846,000 | 3,984 |
| Pre-tax net operating income | $4,213,000 | 1,492 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $4,213,000 | 1,278 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,213,000 | 1,279 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,213,000 | 1,278 |
| Net charge-offs | $50,000 | 2,587 |
| Cash dividends | $1,274,000 | 1,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $4,213,000 | 1,243 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,651,000 | 2,186 |
| Total interest expense | $740,000 | 1,835 |
| Net interest income | $4,911,000 | 2,220 |
| Provision for loan and lease losses | $495,000 | 869 |
| Total noninterest income | $437,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $54,000 | 4,468 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $383,000 | 2,714 |
| Total noninterest expense | $2,188,000 | 3,493 |
| Salaries and employee benefits | $1,417,000 | 3,162 |
| Premises and equipment expense | $209,000 | 3,742 |
| Additional noninterest expense | $562,000 | 4,016 |
| Pre-tax net operating income | $2,665,000 | 1,552 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $2,665,000 | 1,334 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,665,000 | 1,334 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,665,000 | 1,334 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $1,274,000 | 1,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,665,000 | 1,286 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,670,000 | 2,279 |
| Total interest expense | $345,000 | 1,930 |
| Net interest income | $2,325,000 | 2,326 |
| Provision for loan and lease losses | $290,000 | 732 |
| Total noninterest income | $78,000 | 4,675 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $29,000 | 4,379 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $49,000 | 4,421 |
| Total noninterest expense | $1,097,000 | 3,492 |
| Salaries and employee benefits | $707,000 | 3,183 |
| Premises and equipment expense | $103,000 | 3,806 |
| Additional noninterest expense | $287,000 | 3,973 |
| Pre-tax net operating income | $1,016,000 | 1,900 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,016,000 | 1,593 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,016,000 | 1,594 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,016,000 | 1,594 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,016,000 | 1,555 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,102,000 | 2,572 |
| Total interest expense | $995,000 | 2,427 |
| Net interest income | $8,107,000 | 2,573 |
| Provision for loan and lease losses | $850,000 | 929 |
| Total noninterest income | $436,000 | 4,366 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $69,000 | 5,122 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $367,000 | 3,704 |
| Total noninterest expense | $4,055,000 | 3,684 |
| Salaries and employee benefits | $2,537,000 | 3,386 |
| Premises and equipment expense | $427,000 | 3,787 |
| Additional noninterest expense | $1,091,000 | 4,115 |
| Pre-tax net operating income | $3,638,000 | 2,011 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $3,638,000 | 1,736 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,638,000 | 1,736 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,638,000 | 1,737 |
| Net charge-offs | $-15,000 | 5,278 |
| Cash dividends | $711,000 | 2,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,638,000 | 1,698 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,665,000 | 2,643 |
| Total interest expense | $720,000 | 2,517 |
| Net interest income | $5,945,000 | 2,638 |
| Provision for loan and lease losses | $610,000 | 880 |
| Total noninterest income | $354,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $47,000 | 5,263 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $307,000 | 3,568 |
| Total noninterest expense | $2,980,000 | 3,760 |
| Salaries and employee benefits | $1,823,000 | 3,492 |
| Premises and equipment expense | $334,000 | 3,748 |
| Additional noninterest expense | $823,000 | 4,125 |
| Pre-tax net operating income | $2,709,000 | 2,067 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,709,000 | 1,782 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,709,000 | 1,783 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,709,000 | 1,784 |
| Net charge-offs | $-15,000 | 5,271 |
| Cash dividends | $711,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,709,000 | 1,743 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,197,000 | 2,766 |
| Total interest expense | $452,000 | 2,640 |
| Net interest income | $3,745,000 | 2,749 |
| Provision for loan and lease losses | $425,000 | 888 |
| Total noninterest income | $178,000 | 4,676 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $34,000 | 5,212 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $144,000 | 4,081 |
| Total noninterest expense | $1,901,000 | 3,867 |
| Salaries and employee benefits | $1,134,000 | 3,684 |
| Premises and equipment expense | $211,000 | 3,873 |
| Additional noninterest expense | $556,000 | 4,134 |
| Pre-tax net operating income | $1,597,000 | 2,235 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,597,000 | 1,941 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,597,000 | 1,943 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,597,000 | 1,943 |
| Net charge-offs | $-15,000 | 5,380 |
| Cash dividends | $711,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,597,000 | 1,897 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,887,000 | 2,967 |
| Total interest expense | $210,000 | 2,797 |
| Net interest income | $1,677,000 | 2,972 |
| Provision for loan and lease losses | $160,000 | 1,026 |
| Total noninterest income | $70,000 | 4,944 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $15,000 | 5,349 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $55,000 | 4,404 |
| Total noninterest expense | $902,000 | 4,037 |
| Salaries and employee benefits | $555,000 | 3,764 |
| Premises and equipment expense | $103,000 | 3,965 |
| Additional noninterest expense | $244,000 | 4,410 |
| Pre-tax net operating income | $685,000 | 2,453 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $685,000 | 2,187 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $685,000 | 2,188 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $685,000 | 2,188 |
| Net charge-offs | $-15,000 | 5,573 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $685,000 | 2,118 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,252,000 | 3,432 |
| Total interest expense | $840,000 | 2,928 |
| Net interest income | $5,412,000 | 3,472 |
| Provision for loan and lease losses | $555,000 | 1,360 |
| Total noninterest income | $404,000 | 4,614 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $70,000 | 5,391 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $334,000 | 3,873 |
| Total noninterest expense | $3,230,000 | 4,311 |
| Salaries and employee benefits | $1,906,000 | 4,086 |
| Premises and equipment expense | $418,000 | 3,992 |
| Additional noninterest expense | $906,000 | 4,661 |
| Pre-tax net operating income | $2,031,000 | 2,951 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,031,000 | 2,681 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,031,000 | 2,679 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,031,000 | 2,681 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,031,000 | 2,631 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,527,000 | 3,546 |
| Total interest expense | $631,000 | 2,989 |
| Net interest income | $3,896,000 | 3,587 |
| Provision for loan and lease losses | $410,000 | 1,352 |
| Total noninterest income | $320,000 | 4,563 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $56,000 | 5,396 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $264,000 | 3,822 |
| Total noninterest expense | $2,382,000 | 4,369 |
| Salaries and employee benefits | $1,424,000 | 4,109 |
| Premises and equipment expense | $318,000 | 4,018 |
| Additional noninterest expense | $640,000 | 4,801 |
| Pre-tax net operating income | $1,424,000 | 3,132 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,424,000 | 2,825 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,424,000 | 2,825 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,424,000 | 2,825 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,424,000 | 2,780 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,913,000 | 3,625 |
| Total interest expense | $423,000 | 3,009 |
| Net interest income | $2,490,000 | 3,677 |
| Provision for loan and lease losses | $280,000 | 1,354 |
| Total noninterest income | $239,000 | 4,394 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $36,000 | 5,452 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $203,000 | 3,599 |
| Total noninterest expense | $1,571,000 | 4,432 |
| Salaries and employee benefits | $947,000 | 4,141 |
| Premises and equipment expense | $202,000 | 4,161 |
| Additional noninterest expense | $422,000 | 4,844 |
| Pre-tax net operating income | $878,000 | 3,200 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $878,000 | 2,903 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $878,000 | 2,909 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $878,000 | 2,909 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $878,000 | 2,846 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 3,775 |
| Total interest expense | $213,000 | 3,024 |
| Net interest income | $1,158,000 | 3,887 |
| Provision for loan and lease losses | $130,000 | 1,393 |
| Total noninterest income | $175,000 | 3,699 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $18,000 | 5,462 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $157,000 | 2,907 |
| Total noninterest expense | $784,000 | 4,468 |
| Salaries and employee benefits | $481,000 | 4,145 |
| Premises and equipment expense | $98,000 | 4,253 |
| Additional noninterest expense | $205,000 | 4,949 |
| Pre-tax net operating income | $419,000 | 3,225 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $419,000 | 2,903 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $419,000 | 2,906 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $419,000 | 2,906 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $419,000 | 2,866 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,955,000 | 4,099 |
| Total interest expense | $715,000 | 3,700 |
| Net interest income | $4,240,000 | 4,134 |
| Provision for loan and lease losses | $433,000 | 2,012 |
| Total noninterest income | $412,000 | 4,710 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $66,000 | 5,731 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $346,000 | 3,892 |
| Total noninterest expense | $2,958,000 | 4,643 |
| Salaries and employee benefits | $1,797,000 | 4,319 |
| Premises and equipment expense | $362,000 | 4,455 |
| Additional noninterest expense | $799,000 | 5,079 |
| Pre-tax net operating income | $1,261,000 | 3,686 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,261,000 | 3,453 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,261,000 | 3,454 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,261,000 | 3,456 |
| Net charge-offs | $161,000 | 3,261 |
| Cash dividends | $850,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,261,000 | 3,412 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,640,000 | 4,189 |
| Total interest expense | $521,000 | 3,847 |
| Net interest income | $3,119,000 | 4,212 |
| Provision for loan and lease losses | $353,000 | 1,911 |
| Total noninterest income | $389,000 | 4,422 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $48,000 | 5,819 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $341,000 | 3,552 |
| Total noninterest expense | $2,221,000 | 4,660 |
| Salaries and employee benefits | $1,345,000 | 4,344 |
| Premises and equipment expense | $265,000 | 4,533 |
| Additional noninterest expense | $611,000 | 5,039 |
| Pre-tax net operating income | $934,000 | 3,795 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $934,000 | 3,554 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $934,000 | 3,556 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $934,000 | 3,558 |
| Net charge-offs | $-39,000 | 6,408 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $934,000 | 3,470 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,381,000 | 4,257 |
| Total interest expense | $352,000 | 3,887 |
| Net interest income | $2,029,000 | 4,279 |
| Provision for loan and lease losses | $265,000 | 1,808 |
| Total noninterest income | $208,000 | 4,780 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $30,000 | 5,892 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $178,000 | 3,970 |
| Total noninterest expense | $1,480,000 | 4,689 |
| Salaries and employee benefits | $885,000 | 4,404 |
| Premises and equipment expense | $170,000 | 4,623 |
| Additional noninterest expense | $425,000 | 4,969 |
| Pre-tax net operating income | $492,000 | 4,166 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $492,000 | 3,968 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $492,000 | 3,970 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $492,000 | 3,971 |
| Net charge-offs | $-39,000 | 6,489 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $492,000 | 3,871 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,103,000 | 4,478 |
| Total interest expense | $179,000 | 3,932 |
| Net interest income | $924,000 | 4,525 |
| Provision for loan and lease losses | $105,000 | 1,985 |
| Total noninterest income | $95,000 | 4,929 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $15,000 | 5,892 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $80,000 | 4,092 |
| Total noninterest expense | $704,000 | 4,845 |
| Salaries and employee benefits | $420,000 | 4,562 |
| Premises and equipment expense | $74,000 | 4,957 |
| Additional noninterest expense | $210,000 | 5,050 |
| Pre-tax net operating income | $210,000 | 4,399 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $210,000 | 4,186 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $210,000 | 4,188 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $210,000 | 4,188 |
| Net charge-offs | $-39,000 | 6,645 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $210,000 | 4,087 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,360,000 | 4,652 |
| Total interest expense | $854,000 | 3,970 |
| Net interest income | $3,506,000 | 4,743 |
| Provision for loan and lease losses | $304,000 | 3,337 |
| Total noninterest income | $90,000 | 6,356 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $60,000 | 6,058 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $30,000 | 6,119 |
| Total noninterest expense | $2,366,000 | 5,298 |
| Salaries and employee benefits | $1,439,000 | 4,940 |
| Premises and equipment expense | $268,000 | 5,199 |
| Additional noninterest expense | $659,000 | 5,650 |
| Pre-tax net operating income | $926,000 | 4,121 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $926,000 | 4,039 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $926,000 | 4,039 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $926,000 | 4,041 |
| Net charge-offs | $178,000 | 3,879 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $926,000 | 3,860 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,211,000 | 4,776 |
| Total interest expense | $655,000 | 4,049 |
| Net interest income | $2,556,000 | 4,895 |
| Provision for loan and lease losses | $289,000 | 3,028 |
| Total noninterest income | $431,000 | 4,295 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $43,000 | 6,181 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $388,000 | 3,311 |
| Total noninterest expense | $1,836,000 | 5,261 |
| Salaries and employee benefits | $1,082,000 | 4,979 |
| Premises and equipment expense | $281,000 | 4,511 |
| Additional noninterest expense | $473,000 | 5,779 |
| Pre-tax net operating income | $862,000 | 3,909 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $862,000 | 3,731 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $862,000 | 3,731 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $862,000 | 3,733 |
| Net charge-offs | $10,000 | 5,305 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $862,000 | 3,565 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 4,885 |
| Total interest expense | $452,000 | 4,066 |
| Net interest income | $1,639,000 | 5,015 |
| Provision for loan and lease losses | $199,000 | 3,015 |
| Total noninterest income | $345,000 | 3,937 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $32,000 | 6,095 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $313,000 | 3,013 |
| Total noninterest expense | $1,184,000 | 5,364 |
| Salaries and employee benefits | $728,000 | 4,979 |
| Premises and equipment expense | $133,000 | 5,279 |
| Additional noninterest expense | $323,000 | 5,778 |
| Pre-tax net operating income | $601,000 | 3,792 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $601,000 | 3,652 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $601,000 | 3,653 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $601,000 | 3,654 |
| Net charge-offs | $10,000 | 4,928 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $601,000 | 3,459 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,005,000 | 5,024 |
| Total interest expense | $217,000 | 4,258 |
| Net interest income | $788,000 | 5,123 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $263,000 | 3,160 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $20,000 | 5,813 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $243,000 | 2,381 |
| Total noninterest expense | $591,000 | 5,412 |
| Salaries and employee benefits | $361,000 | 5,032 |
| Premises and equipment expense | $66,000 | 5,331 |
| Additional noninterest expense | $164,000 | 5,780 |
| Pre-tax net operating income | $360,000 | 3,496 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $360,000 | 3,291 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $360,000 | 3,295 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $360,000 | 3,295 |
| Net charge-offs | $10,000 | 4,036 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $360,000 | 3,116 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,130,000 | 5,671 |
| Total interest expense | $643,000 | 5,369 |
| Net interest income | $2,487,000 | 5,657 |
| Provision for loan and lease losses | $180,000 | 4,726 |
| Total noninterest income | $147,000 | 6,071 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $76,000 | 5,877 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $71,000 | 5,630 |
| Total noninterest expense | $2,079,000 | 5,741 |
| Salaries and employee benefits | $1,207,000 | 5,502 |
| Premises and equipment expense | $260,000 | 5,531 |
| Additional noninterest expense | $612,000 | 5,954 |
| Pre-tax net operating income | $375,000 | 5,037 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $375,000 | 5,008 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $375,000 | 5,010 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $375,000 | 5,010 |
| Net charge-offs | $131,000 | 4,737 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 323 |
| Net operating income | $375,000 | 4,885 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,255,000 | 5,814 |
| Total interest expense | $468,000 | 5,559 |
| Net interest income | $1,787,000 | 5,799 |
| Provision for loan and lease losses | $135,000 | 4,615 |
| Total noninterest income | $102,000 | 6,258 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $59,000 | 5,864 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $43,000 | 5,927 |
| Total noninterest expense | $1,521,000 | 5,825 |
| Salaries and employee benefits | $877,000 | 5,577 |
| Premises and equipment expense | $202,000 | 5,495 |
| Additional noninterest expense | $442,000 | 6,061 |
| Pre-tax net operating income | $233,000 | 5,344 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $233,000 | 5,363 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $233,000 | 5,363 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $233,000 | 5,363 |
| Net charge-offs | $24,000 | 5,453 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $233,000 | 5,227 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,463,000 | 5,921 |
| Total interest expense | $313,000 | 5,663 |
| Net interest income | $1,150,000 | 5,903 |
| Provision for loan and lease losses | $90,000 | 4,488 |
| Total noninterest income | $74,000 | 6,221 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $38,000 | 5,893 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 5,786 |
| Total noninterest expense | $1,010,000 | 5,891 |
| Salaries and employee benefits | $562,000 | 5,715 |
| Premises and equipment expense | $134,000 | 5,548 |
| Additional noninterest expense | $314,000 | 6,033 |
| Pre-tax net operating income | $124,000 | 5,558 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $124,000 | 5,532 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $124,000 | 5,531 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $124,000 | 5,532 |
| Net charge-offs | $24,000 | 4,955 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $124,000 | 5,439 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $732,000 | 5,955 |
| Total interest expense | $158,000 | 5,748 |
| Net interest income | $574,000 | 5,921 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $51,000 | 5,918 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $19,000 | 5,858 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $32,000 | 5,306 |
| Total noninterest expense | $501,000 | 5,939 |
| Salaries and employee benefits | $261,000 | 5,895 |
| Premises and equipment expense | $67,000 | 5,600 |
| Additional noninterest expense | $173,000 | 5,866 |
| Pre-tax net operating income | $49,000 | 5,776 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $49,000 | 5,727 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $49,000 | 5,726 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $49,000 | 5,727 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $49,000 | 5,685 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,380,000 | 6,455 |
| Total interest expense | $787,000 | 5,737 |
| Net interest income | $1,593,000 | 6,640 |
| Provision for loan and lease losses | $690,000 | 3,616 |
| Total noninterest income | $258,000 | 5,622 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $123,000 | 5,223 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $135,000 | 5,093 |
| Total noninterest expense | $2,093,000 | 5,922 |
| Salaries and employee benefits | $1,223,000 | 5,630 |
| Premises and equipment expense | $250,000 | 5,807 |
| Additional noninterest expense | $620,000 | 6,152 |
| Pre-tax net operating income | $-932,000 | 6,447 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-932,000 | 6,562 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-932,000 | 6,563 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-932,000 | 6,563 |
| Net charge-offs | $10,000 | 6,564 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,450,000 | 323 |
| Net operating income | $-932,000 | 6,523 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 6,607 |
| Total interest expense | $605,000 | 5,844 |
| Net interest income | $1,128,000 | 6,803 |
| Provision for loan and lease losses | $690,000 | 3,053 |
| Total noninterest income | $204,000 | 5,652 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $91,000 | 5,306 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $113,000 | 5,044 |
| Total noninterest expense | $1,595,000 | 5,928 |
| Salaries and employee benefits | $952,000 | 5,558 |
| Premises and equipment expense | $183,000 | 5,911 |
| Additional noninterest expense | $460,000 | 6,219 |
| Pre-tax net operating income | $-953,000 | 6,772 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-953,000 | 6,882 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-953,000 | 6,882 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-953,000 | 6,882 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,450,000 | 253 |
| Net operating income | $-953,000 | 6,836 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 6,686 |
| Total interest expense | $406,000 | 5,921 |
| Net interest income | $732,000 | 6,881 |
| Provision for loan and lease losses | $690,000 | 2,399 |
| Total noninterest income | $173,000 | 5,267 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $63,000 | 5,279 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $110,000 | 4,486 |
| Total noninterest expense | $1,094,000 | 5,894 |
| Salaries and employee benefits | $656,000 | 5,508 |
| Premises and equipment expense | $116,000 | 6,027 |
| Additional noninterest expense | $322,000 | 6,144 |
| Pre-tax net operating income | $-879,000 | 6,947 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-879,000 | 7,041 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-879,000 | 7,041 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-879,000 | 7,041 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $1,450,000 | 178 |
| Net operating income | $-879,000 | 7,006 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $559,000 | 6,789 |
| Total interest expense | $204,000 | 6,036 |
| Net interest income | $355,000 | 6,990 |
| Provision for loan and lease losses | $418,000 | 2,022 |
| Total noninterest income | $101,000 | 5,028 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $33,000 | 5,208 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $68,000 | 4,171 |
| Total noninterest expense | $538,000 | 6,009 |
| Salaries and employee benefits | $321,000 | 5,627 |
| Premises and equipment expense | $53,000 | 6,291 |
| Additional noninterest expense | $164,000 | 6,154 |
| Pre-tax net operating income | $-500,000 | 7,183 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-500,000 | 7,259 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-500,000 | 7,260 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-500,000 | 7,260 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 137 |
| Net operating income | $-500,000 | 7,244 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $452,000 | 7,929 |
| Total interest expense | $193,000 | 7,786 |
| Net interest income | $259,000 | 7,943 |
| Provision for loan and lease losses | $281,000 | 5,364 |
| Total noninterest income | $102,000 | 6,967 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $20,000 | 6,892 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $82,000 | 5,886 |
| Total noninterest expense | $525,000 | 7,859 |
| Salaries and employee benefits | $278,000 | 7,847 |
| Premises and equipment expense | $36,000 | 7,871 |
| Additional noninterest expense | $211,000 | 7,725 |
| Pre-tax net operating income | $-445,000 | 5,949 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-445,000 | 6,044 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-445,000 | 6,042 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-445,000 | 6,043 |
| Net charge-offs | $195,000 | 5,044 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-445,000 | 6,040 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 6,739 |
| Total interest expense | $1,144,000 | 5,256 |
| Net interest income | $748,000 | 7,507 |
| Provision for loan and lease losses | $106,000 | 5,909 |
| Total noninterest income | $260,000 | 5,447 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $178,000 | 4,343 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $82,000 | 5,640 |
| Total noninterest expense | $1,100,000 | 6,872 |
| Salaries and employee benefits | $386,000 | 7,442 |
| Premises and equipment expense | $139,000 | 6,650 |
| Additional noninterest expense | $575,000 | 5,922 |
| Pre-tax net operating income | $-198,000 | 6,018 |
| Securities gains (losses) | $12,000 | 2,919 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-186,000 | 6,101 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-186,000 | 6,102 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-186,000 | 6,101 |
| Net charge-offs | $194,000 | 4,287 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-198,000 | 6,089 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,272,000 | 6,796 |
| Total interest expense | $823,000 | 5,213 |
| Net interest income | $449,000 | 7,656 |
| Provision for loan and lease losses | $106,000 | 5,245 |
| Total noninterest income | $154,000 | 5,673 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $124,000 | 4,244 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $30,000 | 6,402 |
| Total noninterest expense | $648,000 | 7,134 |
| Salaries and employee benefits | $255,000 | 7,537 |
| Premises and equipment expense | $97,000 | 6,636 |
| Additional noninterest expense | $296,000 | 6,517 |
| Pre-tax net operating income | $-151,000 | 6,190 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-151,000 | 6,287 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-151,000 | 6,286 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-151,000 | 6,286 |
| Net charge-offs | $35,000 | 5,223 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-151,000 | 6,257 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $645,000 | 6,819 |
| Total interest expense | $429,000 | 5,217 |
| Net interest income | $216,000 | 7,726 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $35,000 | 6,851 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $39,000 | 5,065 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-4,000 | 7,964 |
| Total noninterest expense | $309,000 | 7,221 |
| Salaries and employee benefits | $143,000 | 7,441 |
| Premises and equipment expense | $48,000 | 6,693 |
| Additional noninterest expense | $118,000 | 6,804 |
| Pre-tax net operating income | $-133,000 | 6,742 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-133,000 | 6,888 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-133,000 | 6,889 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-133,000 | 6,889 |
| Net charge-offs | $36,000 | 3,846 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-133,000 | 6,810 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,133,000 | 6,537 |
| Total interest expense | $2,007,000 | 5,288 |
| Net interest income | $1,126,000 | 7,443 |
| Provision for loan and lease losses | $2,520,000 | 1,555 |
| Total noninterest income | $157,000 | 6,835 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $258,000 | 4,296 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-101,000 | 8,130 |
| Total noninterest expense | $1,364,000 | 7,055 |
| Salaries and employee benefits | $556,000 | 7,528 |
| Premises and equipment expense | $238,000 | 6,346 |
| Additional noninterest expense | $570,000 | 6,350 |
| Pre-tax net operating income | $-2,601,000 | 7,512 |
| Securities gains (losses) | $-2,000 | 6,877 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,603,000 | 7,535 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,603,000 | 7,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,402,000 | 1,152 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,601,000 | 7,611 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,438,000 | 6,520 |
| Total interest expense | $1,570,000 | 5,313 |
| Net interest income | $868,000 | 7,485 |
| Provision for loan and lease losses | $1,170,000 | 1,682 |
| Total noninterest income | $223,000 | 5,903 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $194,000 | 4,316 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 7,145 |
| Total noninterest expense | $954,000 | 7,190 |
| Salaries and employee benefits | $413,000 | 7,571 |
| Premises and equipment expense | $186,000 | 6,284 |
| Additional noninterest expense | $355,000 | 6,730 |
| Pre-tax net operating income | $-1,033,000 | 7,549 |
| Securities gains (losses) | $-2,000 | 7,202 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,035,000 | 7,518 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,035,000 | 7,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $457,000 | 2,052 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,033,000 | 7,634 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,656,000 | 6,548 |
| Total interest expense | $1,103,000 | 5,340 |
| Net interest income | $553,000 | 7,567 |
| Provision for loan and lease losses | $790,000 | 1,432 |
| Total noninterest income | $159,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $138,000 | 4,197 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $21,000 | 7,150 |
| Total noninterest expense | $627,000 | 7,268 |
| Salaries and employee benefits | $272,000 | 7,647 |
| Premises and equipment expense | $124,000 | 6,316 |
| Additional noninterest expense | $231,000 | 6,792 |
| Pre-tax net operating income | $-705,000 | 7,745 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-705,000 | 7,839 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-705,000 | 7,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,674 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-705,000 | 7,817 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $867,000 | 6,541 |
| Total interest expense | $572,000 | 5,421 |
| Net interest income | $295,000 | 7,526 |
| Provision for loan and lease losses | $65,000 | 3,393 |
| Total noninterest income | $77,000 | 5,937 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $67,000 | 4,239 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 7,226 |
| Total noninterest expense | $297,000 | 7,394 |
| Salaries and employee benefits | $133,000 | 7,715 |
| Premises and equipment expense | $61,000 | 6,379 |
| Additional noninterest expense | $103,000 | 7,019 |
| Pre-tax net operating income | $10,000 | 7,055 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $10,000 | 7,142 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $10,000 | 7,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,452 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $10,000 | 7,056 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,272,000 | 6,090 |
| Total interest expense | $2,375,000 | 5,401 |
| Net interest income | $1,897,000 | 6,629 |
| Provision for loan and lease losses | $450,000 | 2,497 |
| Total noninterest income | $35,000 | 8,156 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $161,000 | 5,307 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-126,000 | 8,501 |
| Total noninterest expense | $1,083,000 | 7,538 |
| Salaries and employee benefits | $534,000 | 7,713 |
| Premises and equipment expense | $225,000 | 6,484 |
| Additional noninterest expense | $324,000 | 7,424 |
| Pre-tax net operating income | $399,000 | 6,278 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $352,000 | 3,178 |
| Income before extraordinary items | $47,000 | 7,332 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $47,000 | 7,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $445,000 | 1,825 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $47,000 | 7,301 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,205,000 | 6,123 |
| Total interest expense | $1,797,000 | 5,392 |
| Net interest income | $1,408,000 | 6,699 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $140,000 | 6,870 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $119,000 | 5,348 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $21,000 | 7,635 |
| Total noninterest expense | $811,000 | 7,516 |
| Salaries and employee benefits | $401,000 | 7,694 |
| Premises and equipment expense | $167,000 | 6,519 |
| Additional noninterest expense | $243,000 | 7,414 |
| Pre-tax net operating income | $557,000 | 5,577 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $281,000 | 3,289 |
| Income before extraordinary items | $276,000 | 6,444 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $276,000 | 6,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,581 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $276,000 | 6,435 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,134,000 | 6,160 |
| Total interest expense | $1,195,000 | 5,389 |
| Net interest income | $939,000 | 6,720 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $91,000 | 6,962 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $76,000 | 5,437 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $15,000 | 7,629 |
| Total noninterest expense | $535,000 | 7,583 |
| Salaries and employee benefits | $267,000 | 7,746 |
| Premises and equipment expense | $109,000 | 6,588 |
| Additional noninterest expense | $159,000 | 7,475 |
| Pre-tax net operating income | $375,000 | 5,640 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $161,000 | 3,546 |
| Income before extraordinary items | $214,000 | 6,272 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $214,000 | 6,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,722 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $214,000 | 6,263 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 6,219 |
| Total interest expense | $582,000 | 5,461 |
| Net interest income | $460,000 | 6,798 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $45,000 | 6,978 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $39,000 | 5,359 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $6,000 | 7,790 |
| Total noninterest expense | $269,000 | 7,628 |
| Salaries and employee benefits | $135,000 | 7,774 |
| Premises and equipment expense | $54,000 | 6,638 |
| Additional noninterest expense | $80,000 | 7,484 |
| Pre-tax net operating income | $176,000 | 5,757 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $50,000 | 4,122 |
| Income before extraordinary items | $126,000 | 5,995 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $126,000 | 5,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $126,000 | 5,979 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,098,000 | 6,703 |
| Total interest expense | $1,598,000 | 5,962 |
| Net interest income | $1,500,000 | 7,175 |
| Provision for loan and lease losses | $240,000 | 3,157 |
| Total noninterest income | $135,000 | 7,430 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $110,000 | 6,016 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,832 |
| Total noninterest expense | $967,000 | 7,769 |
| Salaries and employee benefits | $536,000 | 7,769 |
| Premises and equipment expense | $182,000 | 6,902 |
| Additional noninterest expense | $249,000 | 7,861 |
| Pre-tax net operating income | $428,000 | 6,702 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $139,000 | 4,690 |
| Income before extraordinary items | $289,000 | 6,956 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $289,000 | 6,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,923 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $289,000 | 6,951 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,190,000 | 6,875 |
| Total interest expense | $1,107,000 | 6,106 |
| Net interest income | $1,083,000 | 7,322 |
| Provision for loan and lease losses | $180,000 | 3,038 |
| Total noninterest income | $95,000 | 7,583 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $75,000 | 6,229 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,827 |
| Total noninterest expense | $710,000 | 7,794 |
| Salaries and employee benefits | $408,000 | 7,750 |
| Premises and equipment expense | $117,000 | 7,214 |
| Additional noninterest expense | $185,000 | 7,890 |
| Pre-tax net operating income | $288,000 | 7,053 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $288,000 | 6,782 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $288,000 | 6,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,490 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $288,000 | 6,781 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,375,000 | 7,011 |
| Total interest expense | $685,000 | 6,177 |
| Net interest income | $690,000 | 7,450 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $63,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $45,000 | 6,387 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,655 |
| Total noninterest expense | $456,000 | 7,880 |
| Salaries and employee benefits | $276,000 | 7,764 |
| Premises and equipment expense | $66,000 | 7,495 |
| Additional noninterest expense | $114,000 | 8,013 |
| Pre-tax net operating income | $177,000 | 7,224 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $177,000 | 6,939 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $177,000 | 6,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,763 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $177,000 | 6,943 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $620,000 | 7,200 |
| Total interest expense | $308,000 | 6,333 |
| Net interest income | $312,000 | 7,645 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $31,000 | 7,631 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,000 | 7,527 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,187 |
| Total noninterest expense | $229,000 | 7,885 |
| Salaries and employee benefits | $140,000 | 7,759 |
| Premises and equipment expense | $35,000 | 7,427 |
| Additional noninterest expense | $54,000 | 8,079 |
| Pre-tax net operating income | $54,000 | 7,643 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $54,000 | 7,470 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $54,000 | 7,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,493 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $54,000 | 7,476 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 7,852 |
| Total interest expense | $685,000 | 7,077 |
| Net interest income | $864,000 | 8,136 |
| Provision for loan and lease losses | $502,000 | 1,889 |
| Total noninterest income | $396,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $27,000 | 7,382 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $369,000 | 3,914 |
| Total noninterest expense | $1,325,000 | 7,176 |
| Salaries and employee benefits | $871,000 | 6,714 |
| Premises and equipment expense | $129,000 | 7,543 |
| Additional noninterest expense | $325,000 | 7,501 |
| Pre-tax net operating income | $-567,000 | 8,519 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $-246,000 | 8,701 |
| Income before extraordinary items | $-316,000 | 8,472 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-316,000 | 8,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $545,000 | 1,093 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-319,200 | 8,455 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 7,909 |
| Total interest expense | $454,000 | 7,263 |
| Net interest income | $673,000 | 8,140 |
| Provision for loan and lease losses | $396,000 | 1,740 |
| Total noninterest income | $364,000 | 5,332 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 7,408 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $342,000 | 3,567 |
| Total noninterest expense | $1,036,000 | 7,088 |
| Salaries and employee benefits | $688,000 | 6,591 |
| Premises and equipment expense | $92,000 | 7,600 |
| Additional noninterest expense | $256,000 | 7,400 |
| Pre-tax net operating income | $-395,000 | 8,568 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $-138,000 | 8,736 |
| Income before extraordinary items | $-256,000 | 8,545 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-256,000 | 8,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 841 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-256,650 | 8,517 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $748,000 | 7,923 |
| Total interest expense | $293,000 | 7,235 |
| Net interest income | $455,000 | 8,147 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $249,000 | 5,228 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $11,000 | 7,506 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $238,000 | 3,454 |
| Total noninterest expense | $683,000 | 7,129 |
| Salaries and employee benefits | $445,000 | 6,667 |
| Premises and equipment expense | $60,000 | 7,621 |
| Additional noninterest expense | $178,000 | 7,317 |
| Pre-tax net operating income | $-29,000 | 8,410 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $-6,000 | 8,611 |
| Income before extraordinary items | $-22,000 | 8,428 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-22,000 | 8,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 1,854 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-22,790 | 8,398 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $380,000 | 7,940 |
| Total interest expense | $144,000 | 7,245 |
| Net interest income | $236,000 | 8,158 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $136,000 | 4,970 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $6,000 | 7,541 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $130,000 | 3,252 |
| Total noninterest expense | $351,000 | 7,101 |
| Salaries and employee benefits | $230,000 | 6,621 |
| Premises and equipment expense | $30,000 | 7,706 |
| Additional noninterest expense | $91,000 | 7,336 |
| Pre-tax net operating income | $-9,000 | 8,472 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $-2,000 | 8,643 |
| Income before extraordinary items | $-6,000 | 8,477 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-6,000 | 8,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 1,128 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-6,750 | 8,459 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,600,000 | 7,782 |
| Total interest expense | $588,000 | 6,989 |
| Net interest income | $1,012,000 | 7,997 |
| Provision for loan and lease losses | $223,000 | 3,521 |
| Total noninterest income | $577,000 | 4,916 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $20,000 | 7,660 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $557,000 | 3,107 |
| Total noninterest expense | $1,416,000 | 7,036 |
| Salaries and employee benefits | $902,000 | 6,600 |
| Premises and equipment expense | $130,000 | 7,584 |
| Additional noninterest expense | $384,000 | 7,218 |
| Pre-tax net operating income | $-50,000 | 8,447 |
| Securities gains (losses) | $4,000 | 3,277 |
| Applicable income taxes | $-5,000 | 8,547 |
| Income before extraordinary items | $-41,000 | 8,488 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-41,000 | 8,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,342 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-44,560 | 8,458 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,192,000 | 7,826 |
| Total interest expense | $438,000 | 7,007 |
| Net interest income | $754,000 | 8,042 |
| Provision for loan and lease losses | $186,000 | 3,114 |
| Total noninterest income | $446,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $14,000 | 7,719 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $432,000 | 3,064 |
| Total noninterest expense | $1,076,000 | 6,974 |
| Salaries and employee benefits | $702,000 | 6,451 |
| Premises and equipment expense | $100,000 | 7,531 |
| Additional noninterest expense | $274,000 | 7,293 |
| Pre-tax net operating income | $-62,000 | 8,566 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $-11,000 | 8,732 |
| Income before extraordinary items | $-49,000 | 8,579 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-49,000 | 8,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,684 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-50,640 | 8,551 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $794,000 | 7,883 |
| Total interest expense | $292,000 | 7,029 |
| Net interest income | $502,000 | 8,097 |
| Provision for loan and lease losses | $168,000 | 2,528 |
| Total noninterest income | $262,000 | 5,165 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $7,000 | 7,820 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $255,000 | 3,288 |
| Total noninterest expense | $690,000 | 7,135 |
| Salaries and employee benefits | $443,000 | 6,664 |
| Premises and equipment expense | $64,000 | 7,627 |
| Additional noninterest expense | $183,000 | 7,336 |
| Pre-tax net operating income | $-94,000 | 8,686 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-21,000 | 8,838 |
| Income before extraordinary items | $-73,000 | 8,690 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-73,000 | 8,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,904 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-73,000 | 8,658 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $410,000 | 7,863 |
| Total interest expense | $146,000 | 7,091 |
| Net interest income | $264,000 | 8,056 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $109,000 | 5,576 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,000 | 7,856 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $106,000 | 3,585 |
| Total noninterest expense | $333,000 | 7,253 |
| Salaries and employee benefits | $219,000 | 6,733 |
| Premises and equipment expense | $31,000 | 7,720 |
| Additional noninterest expense | $83,000 | 7,555 |
| Pre-tax net operating income | $15,000 | 8,377 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $13,000 | 8,421 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $13,000 | 8,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $13,000 | 8,355 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,585,000 | 7,984 |
| Total interest expense | $675,000 | 7,128 |
| Net interest income | $910,000 | 8,244 |
| Provision for loan and lease losses | $296,000 | 3,234 |
| Total noninterest income | $632,000 | 4,829 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $14,000 | 7,894 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $618,000 | 3,195 |
| Total noninterest expense | $1,426,000 | 7,024 |
| Salaries and employee benefits | $907,000 | 6,570 |
| Premises and equipment expense | $131,000 | 7,650 |
| Additional noninterest expense | $388,000 | 7,231 |
| Pre-tax net operating income | $-180,000 | 8,675 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $-67,000 | 8,893 |
| Income before extraordinary items | $-108,000 | 8,726 |
| Extraordinary gains, net | $173,000 | 22 |
| Net income | $65,000 | 8,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $459,000 | 1,719 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-111,200 | 8,655 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,179,000 | 8,090 |
| Total interest expense | $519,000 | 7,219 |
| Net interest income | $660,000 | 8,365 |
| Provision for loan and lease losses | $266,000 | 2,756 |
| Total noninterest income | $546,000 | 4,482 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $10,000 | 7,963 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $536,000 | 3,008 |
| Total noninterest expense | $1,051,000 | 7,075 |
| Salaries and employee benefits | $703,000 | 6,452 |
| Premises and equipment expense | $102,000 | 7,588 |
| Additional noninterest expense | $246,000 | 7,595 |
| Pre-tax net operating income | $-111,000 | 8,761 |
| Securities gains (losses) | $5,000 | 3,620 |
| Applicable income taxes | $-27,000 | 8,977 |
| Income before extraordinary items | $-79,000 | 8,820 |
| Extraordinary gains, net | $-13,000 | 9,214 |
| Net income | $-92,000 | 8,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $489,000 | 1,183 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-82,750 | 8,753 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $807,000 | 8,109 |
| Total interest expense | $352,000 | 7,309 |
| Net interest income | $455,000 | 8,357 |
| Provision for loan and lease losses | $63,000 | 4,642 |
| Total noninterest income | $360,000 | 4,509 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $7,000 | 7,984 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $353,000 | 3,000 |
| Total noninterest expense | $678,000 | 7,178 |
| Salaries and employee benefits | $462,000 | 6,527 |
| Premises and equipment expense | $66,000 | 7,663 |
| Additional noninterest expense | $150,000 | 7,776 |
| Pre-tax net operating income | $74,000 | 8,206 |
| Securities gains (losses) | $5,000 | 3,210 |
| Applicable income taxes | $15,000 | 6,772 |
| Income before extraordinary items | $64,000 | 8,295 |
| Extraordinary gains, net | $-13,000 | 9,252 |
| Net income | $51,000 | 8,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,977 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $59,950 | 8,211 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $397,000 | 8,188 |
| Total interest expense | $176,000 | 7,410 |
| Net interest income | $221,000 | 8,433 |
| Provision for loan and lease losses | $43,000 | 4,044 |
| Total noninterest income | $58,000 | 7,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $58,000 | 4,989 |
| Total noninterest expense | $317,000 | 7,383 |
| Salaries and employee benefits | $226,000 | 6,605 |
| Premises and equipment expense | $42,000 | 7,220 |
| Additional noninterest expense | $49,000 | 8,519 |
| Pre-tax net operating income | $-81,000 | 8,943 |
| Securities gains (losses) | $120,000 | 902 |
| Applicable income taxes | $6,000 | 6,816 |
| Income before extraordinary items | $33,000 | 8,219 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $33,000 | 8,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,852 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-69,000 | 8,907 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 8,289 |
| Total interest expense | $788,000 | 7,552 |
| Net interest income | $791,000 | 8,601 |
| Provision for loan and lease losses | $21,000 | 7,483 |
| Total noninterest income | $194,000 | 7,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $194,000 | 5,100 |
| Total noninterest expense | $1,195,000 | 7,476 |
| Salaries and employee benefits | $839,000 | 6,744 |
| Premises and equipment expense | $182,000 | 7,003 |
| Additional noninterest expense | $174,000 | 8,724 |
| Pre-tax net operating income | $-231,000 | 8,846 |
| Securities gains (losses) | $234,000 | 1,069 |
| Applicable income taxes | $1,000 | 7,615 |
| Income before extraordinary items | $2,000 | 8,716 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,000 | 8,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,115 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-154,780 | 8,820 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,979,000 | 8,234 |
| Total interest expense | $1,085,000 | 7,839 |
| Net interest income | $894,000 | 8,485 |
| Provision for loan and lease losses | $55,000 | 6,550 |
| Total noninterest income | $283,000 | 6,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $283,000 | 4,244 |
| Total noninterest expense | $1,186,000 | 7,493 |
| Salaries and employee benefits | $791,000 | 6,818 |
| Premises and equipment expense | $179,000 | 7,080 |
| Additional noninterest expense | $216,000 | 8,535 |
| Pre-tax net operating income | $-64,000 | 8,831 |
| Securities gains (losses) | $221,000 | 1,121 |
| Applicable income taxes | $49,000 | 6,731 |
| Income before extraordinary items | $108,000 | 8,280 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $108,000 | 8,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,011 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 614 |
| Net operating income | $-44,490 | 8,819 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 8,199 |
| Total interest expense | $1,274,000 | 7,634 |
| Net interest income | $950,000 | 8,589 |
| Provision for loan and lease losses | $92,000 | 5,481 |
| Total noninterest income | $270,000 | 6,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $270,000 | 4,145 |
| Total noninterest expense | $1,037,000 | 7,909 |
| Salaries and employee benefits | $666,000 | 7,351 |
| Premises and equipment expense | $186,000 | 6,980 |
| Additional noninterest expense | $185,000 | 8,926 |
| Pre-tax net operating income | $91,000 | 8,829 |
| Securities gains (losses) | $72,000 | 634 |
| Applicable income taxes | $53,000 | 7,189 |
| Income before extraordinary items | $110,000 | 8,641 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $110,000 | 8,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,753 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $61,760 | 8,906 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,226,000 | 8,219 |
| Total interest expense | $1,219,000 | 7,596 |
| Net interest income | $1,007,000 | 8,615 |
| Provision for loan and lease losses | $173,000 | 3,934 |
| Total noninterest income | $622,000 | 4,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $622,000 | 2,573 |
| Total noninterest expense | $1,501,000 | 6,779 |
| Salaries and employee benefits | $901,000 | 6,311 |
| Premises and equipment expense | $150,000 | 7,666 |
| Additional noninterest expense | $450,000 | 6,899 |
| Pre-tax net operating income | $-45,000 | 9,481 |
| Securities gains (losses) | $191,000 | 552 |
| Applicable income taxes | $-52,000 | 9,842 |
| Income before extraordinary items | $198,000 | 8,325 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $198,000 | 8,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,758 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $7,000 | 9,393 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,966,000 | 8,723 |
| Total interest expense | $1,059,000 | 8,263 |
| Net interest income | $907,000 | 9,003 |
| Provision for loan and lease losses | $121,000 | 4,603 |
| Total noninterest income | $550,000 | 4,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $550,000 | 2,811 |
| Total noninterest expense | $1,519,000 | 6,634 |
| Salaries and employee benefits | $924,000 | 6,094 |
| Premises and equipment expense | $170,000 | 7,238 |
| Additional noninterest expense | $425,000 | 7,015 |
| Pre-tax net operating income | $-183,000 | 9,983 |
| Securities gains (losses) | $345,000 | 689 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $162,000 | 8,893 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $162,000 | 8,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,985 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-183,000 | 9,999 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,455,000 | 9,732 |
| Total interest expense | $828,000 | 9,176 |
| Net interest income | $627,000 | 10,126 |
| Provision for loan and lease losses | $85,000 | 5,536 |
| Total noninterest income | $427,000 | 5,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $427,000 | 3,151 |
| Total noninterest expense | $1,240,000 | 7,531 |
| Salaries and employee benefits | $757,000 | 6,986 |
| Premises and equipment expense | $190,000 | 7,020 |
| Additional noninterest expense | $293,000 | 8,390 |
| Pre-tax net operating income | $-271,000 | 10,613 |
| Securities gains (losses) | $244,000 | 625 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-27,000 | 10,436 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-27,000 | 10,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 536 |
| Net operating income | $-271,000 | 10,630 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $594,000 | 11,194 |
| Total interest expense | $350,000 | 10,985 |
| Net interest income | $244,000 | 11,293 |
| Provision for loan and lease losses | $65,000 | 5,977 |
| Total noninterest income | $318,000 | 6,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $318,000 | 3,939 |
| Total noninterest expense | $1,026,000 | 8,577 |
| Salaries and employee benefits | $620,000 | 8,005 |
| Premises and equipment expense | $134,000 | 8,428 |
| Additional noninterest expense | $272,000 | 9,172 |
| Pre-tax net operating income | $-529,000 | 11,247 |
| Securities gains (losses) | $151,000 | 797 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-378,000 | 11,225 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-378,000 | 11,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-529,000 | 11,248 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,000 | 11,965 |
| Total interest expense | $0 | 11,954 |
| Net interest income | $5,000 | 11,962 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $0 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $0 | 11,920 |
| Total noninterest expense | $51,000 | 11,964 |
| Salaries and employee benefits | $33,000 | 11,955 |
| Premises and equipment expense | $9,000 | 11,907 |
| Additional noninterest expense | $9,000 | 11,966 |
| Pre-tax net operating income | $-46,000 | 11,556 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-46,000 | 11,560 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-46,000 | 11,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-46,000 | 11,540 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.