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Patriot Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$12,548,000	1,059
Total interest expense	$7,897,000	680
Net interest income	$4,651,000	1,639
Provision for loan and lease losses	$733,000	470
Total noninterest income	$2,728,000	703
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$418,000	687
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,310,000	564
Total noninterest expense	$8,481,000	845
Salaries and employee benefits	$4,351,000	904
Premises and equipment expense	$748,000	916
Additional noninterest expense	$2,310,000	564
Pre-tax net operating income	$-1,835,000	4,454
Securities gains (losses)	$0	665
Applicable income taxes	$0	3,151
Income before extraordinary items	$-1,835,000	4,432
Extraordinary gains, net	$0	47
Net income	$-1,835,000	4,431
Minority interest net income	$0	65
Net income of bank and minority interests.	$-1,835,000	4,432
Net charge-offs	$1,332,000	259
Cash dividends	$0	2,364
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$-1,835,000	4,440
2024-12-31 (YTD Data)		Rank
Total interest income	$52,362,000	1,010
Total interest expense	$29,531,000	756
Net interest income	$22,831,000	1,317
Provision for loan and lease losses	$12,455,000	191
Total noninterest income	$8,696,000	836
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$536,000	1,586
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,160,000	660
Total noninterest expense	$31,893,000	872
Salaries and employee benefits	$17,761,000	871
Premises and equipment expense	$3,208,000	829
Additional noninterest expense	$8,160,000	660
Pre-tax net operating income	$-12,821,000	4,499
Securities gains (losses)	$-334,000	4,185
Applicable income taxes	$24,549,000	188
Income before extraordinary items	$-37,704,000	4,486
Extraordinary gains, net	$0	53
Net income	$-37,704,000	4,486
Minority interest net income	$0	90
Net income of bank and minority interests.	$-37,704,000	4,486
Net charge-offs	$21,164,000	128
Cash dividends	$0	3,434
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$-37,370,000	4,488
2024-09-30 (YTD Data)		Rank
Total interest income	$40,032,000	979
Total interest expense	$22,518,000	749
Net interest income	$17,514,000	1,293
Provision for loan and lease losses	$4,776,000	295
Total noninterest income	$6,449,000	832
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$398,000	1,589
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,051,000	649
Total noninterest expense	$23,497,000	868
Salaries and employee benefits	$13,401,000	859
Premises and equipment expense	$2,480,000	801
Additional noninterest expense	$6,051,000	649
Pre-tax net operating income	$-4,310,000	4,512
Securities gains (losses)	$-24,000	3,954
Applicable income taxes	$24,362,000	153
Income before extraordinary items	$-28,696,000	4,519
Extraordinary gains, net	$0	51
Net income	$-28,696,000	4,519
Minority interest net income	$0	82
Net income of bank and minority interests.	$-28,696,000	4,519
Net charge-offs	$5,811,000	231
Cash dividends	$0	3,076
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$-28,672,000	4,522
2024-06-30 (YTD Data)		Rank
Total interest income	$27,219,000	954
Total interest expense	$15,402,000	728
Net interest income	$11,817,000	1,275
Provision for loan and lease losses	$3,750,000	253
Total noninterest income	$4,334,000	831
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$320,000	1,404
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,014,000	649
Total noninterest expense	$15,157,000	899
Salaries and employee benefits	$8,734,000	878
Premises and equipment expense	$1,679,000	795
Additional noninterest expense	$4,014,000	649
Pre-tax net operating income	$-2,756,000	4,530
Securities gains (losses)	$-24,000	3,969
Applicable income taxes	$-480,000	4,503
Income before extraordinary items	$-2,300,000	4,505
Extraordinary gains, net	$0	52
Net income	$-2,300,000	4,506
Minority interest net income	$0	84
Net income of bank and minority interests.	$-2,300,000	4,507
Net charge-offs	$4,722,000	199
Cash dividends	$0	2,949
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$-2,280,080	4,511
2024-03-31 (YTD Data)		Rank
Total interest income	$14,001,000	923
Total interest expense	$7,901,000	718
Net interest income	$6,100,000	1,240
Provision for loan and lease losses	$658,000	428
Total noninterest income	$2,271,000	804
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$81,000	2,093
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,190,000	611
Total noninterest expense	$7,199,000	945
Salaries and employee benefits	$4,142,000	924
Premises and equipment expense	$817,000	838
Additional noninterest expense	$2,190,000	611
Pre-tax net operating income	$514,000	2,780
Securities gains (losses)	$-24,000	4,171
Applicable income taxes	$254,000	1,364
Income before extraordinary items	$236,000	3,379
Extraordinary gains, net	$0	51
Net income	$236,000	3,416
Minority interest net income	$0	72
Net income of bank and minority interests.	$236,000	3,380
Net charge-offs	$2,801,000	169
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$254,960	3,325
2023-12-31 (YTD Data)		Rank
Total interest income	$58,957,000	811
Total interest expense	$27,817,000	625
Net interest income	$31,140,000	1,009
Provision for loan and lease losses	$7,429,000	255
Total noninterest income	$6,005,000	1,047
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$284,000	2,258
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,721,000	806
Total noninterest expense	$32,605,000	827
Salaries and employee benefits	$17,543,000	853
Premises and equipment expense	$3,410,000	775
Additional noninterest expense	$5,721,000	806
Pre-tax net operating income	$-2,889,000	4,553
Securities gains (losses)	$0	988
Applicable income taxes	$-717,000	4,530
Income before extraordinary items	$-2,172,000	4,516
Extraordinary gains, net	$0	54
Net income	$-2,172,000	4,515
Minority interest net income	$0	88
Net income of bank and minority interests.	$-2,172,000	4,516
Net charge-offs	$17,289,000	121
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$-2,172,000	4,529
2023-09-30 (YTD Data)		Rank
Total interest income	$44,025,000	802
Total interest expense	$19,837,000	611
Net interest income	$24,188,000	977
Provision for loan and lease losses	$8,233,000	202
Total noninterest income	$2,833,000	1,415
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$211,000	2,280
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,622,000	1,138
Total noninterest expense	$23,680,000	861
Salaries and employee benefits	$13,720,000	836
Premises and equipment expense	$2,593,000	771
Additional noninterest expense	$2,622,000	1,138
Pre-tax net operating income	$-4,892,000	4,575
Securities gains (losses)	$0	849
Applicable income taxes	$-1,278,000	4,594
Income before extraordinary items	$-3,614,000	4,584
Extraordinary gains, net	$0	52
Net income	$-3,614,000	4,583
Minority interest net income	$0	81
Net income of bank and minority interests.	$-3,614,000	4,584
Net charge-offs	$7,238,000	159
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$-3,614,000	4,588
2023-06-30 (YTD Data)		Rank
Total interest income	$28,955,000	789
Total interest expense	$11,990,000	594
Net interest income	$16,965,000	945
Provision for loan and lease losses	$2,566,000	309
Total noninterest income	$1,663,000	1,459
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$141,000	2,267
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,522,000	1,177
Total noninterest expense	$15,601,000	851
Salaries and employee benefits	$8,900,000	842
Premises and equipment expense	$1,723,000	761
Additional noninterest expense	$1,522,000	1,176
Pre-tax net operating income	$461,000	3,759
Securities gains (losses)	$0	938
Applicable income taxes	$126,000	2,425
Income before extraordinary items	$335,000	3,867
Extraordinary gains, net	$0	51
Net income	$335,000	3,905
Minority interest net income	$0	81
Net income of bank and minority interests.	$335,000	3,866
Net charge-offs	$4,008,000	156
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$335,000	3,888
2023-03-31 (YTD Data)		Rank
Total interest income	$13,645,000	820
Total interest expense	$5,017,000	609
Net interest income	$8,628,000	938
Provision for loan and lease losses	$1,336,000	295
Total noninterest income	$835,000	1,445
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$68,000	2,327
Trading account gains and fees	NA	NA
Additional Noninterest Income	$767,000	1,159
Total noninterest expense	$7,561,000	876
Salaries and employee benefits	$4,252,000	894
Premises and equipment expense	$885,000	771
Additional noninterest expense	$767,000	1,159
Pre-tax net operating income	$566,000	2,961
Securities gains (losses)	$0	950
Applicable income taxes	$152,000	1,859
Income before extraordinary items	$414,000	3,137
Extraordinary gains, net	$0	4
Net income	$414,000	3,136
Minority interest net income	$0	48
Net income of bank and minority interests.	$414,000	3,137
Net charge-offs	$1,618,000	165
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$414,000	3,162
2022-12-31 (YTD Data)		Rank
Total interest income	$44,012,000	829
Total interest expense	$8,821,000	504
Net interest income	$35,191,000	892
Provision for loan and lease losses	$1,885,000	542
Total noninterest income	$3,605,000	1,453
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$256,000	2,451
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,349,000	1,172
Total noninterest expense	$27,136,000	943
Salaries and employee benefits	$15,507,000	926
Premises and equipment expense	$3,428,000	752
Additional noninterest expense	$3,349,000	1,172
Pre-tax net operating income	$9,775,000	1,293
Securities gains (losses)	$0	691
Applicable income taxes	$2,174,000	1,011
Income before extraordinary items	$7,601,000	1,360
Extraordinary gains, net	$0	5
Net income	$7,601,000	1,360
Minority interest net income	$0	63
Net income of bank and minority interests.	$7,601,000	1,360
Net charge-offs	$1,480,000	332
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$7,601,000	1,378
2022-09-30 (YTD Data)		Rank
Total interest income	$30,046,000	861
Total interest expense	$4,959,000	462
Net interest income	$25,087,000	922
Provision for loan and lease losses	$475,000	993
Total noninterest income	$2,267,000	1,646
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$191,000	2,470
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,076,000	1,345
Total noninterest expense	$20,082,000	944
Salaries and employee benefits	$11,449,000	937
Premises and equipment expense	$2,579,000	756
Additional noninterest expense	$2,076,000	1,345
Pre-tax net operating income	$6,797,000	1,343
Securities gains (losses)	$0	740
Applicable income taxes	$1,351,000	1,152
Income before extraordinary items	$5,446,000	1,401
Extraordinary gains, net	$0	4
Net income	$5,446,000	1,400
Minority interest net income	$0	57
Net income of bank and minority interests.	$5,446,000	1,401
Net charge-offs	$428,000	484
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$5,446,000	1,433
2022-06-30 (YTD Data)		Rank
Total interest income	$18,007,000	905
Total interest expense	$2,656,000	454
Net interest income	$15,351,000	972
Provision for loan and lease losses	$275,000	992
Total noninterest income	$1,612,000	1,572
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$124,000	2,490
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,488,000	1,322
Total noninterest expense	$12,890,000	967
Salaries and employee benefits	$7,120,000	990
Premises and equipment expense	$1,717,000	749
Additional noninterest expense	$4,053,000	920
Pre-tax net operating income	$3,798,000	1,468
Securities gains (losses)	$0	687
Applicable income taxes	$1,049,000	984
Income before extraordinary items	$2,749,000	1,610
Extraordinary gains, net	$0	4
Net income	$2,749,000	1,609
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,749,000	1,610
Net charge-offs	$251,000	483
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,749,000	1,648
2022-03-31 (YTD Data)		Rank
Total interest income	$8,320,000	944
Total interest expense	$1,150,000	488
Net interest income	$7,170,000	999
Provision for loan and lease losses	$0	2,285
Total noninterest income	$814,000	1,560
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$64,000	2,432
Trading account gains and fees	NA	NA
Additional Noninterest Income	$750,000	1,309
Total noninterest expense	$6,408,000	963
Salaries and employee benefits	$3,365,000	1,047
Premises and equipment expense	$836,000	778
Additional noninterest expense	$2,207,000	846
Pre-tax net operating income	$1,576,000	1,591
Securities gains (losses)	$0	623
Applicable income taxes	$441,000	1,047
Income before extraordinary items	$1,135,000	1,762
Extraordinary gains, net	$0	4
Net income	$1,135,000	1,762
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,135,000	1,762
Net charge-offs	$168,000	397
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,135,000	1,782
2021-12-31 (YTD Data)		Rank
Total interest income	$32,352,000	987
Total interest expense	$5,245,000	519
Net interest income	$27,107,000	1,060
Provision for loan and lease losses	$-500,000	4,425
Total noninterest income	$4,423,000	1,420
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$251,000	2,384
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,172,000	1,216
Total noninterest expense	$24,998,000	983
Salaries and employee benefits	$11,102,000	1,196
Premises and equipment expense	$3,430,000	764
Additional noninterest expense	$10,466,000	746
Pre-tax net operating income	$7,032,000	1,635
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,247,000	1,455
Income before extraordinary items	$5,785,000	1,703
Extraordinary gains, net	$0	10
Net income	$5,785,000	1,702
Minority interest net income	$0	74
Net income of bank and minority interests.	$5,785,000	1,703
Net charge-offs	$179,000	1,077
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$5,785,000	1,673
2021-09-30 (YTD Data)		Rank
Total interest income	$23,838,000	1,018
Total interest expense	$4,098,000	523
Net interest income	$19,740,000	1,100
Provision for loan and lease losses	$-300,000	4,489
Total noninterest income	$2,118,000	1,918
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$190,000	2,386
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,928,000	1,713
Total noninterest expense	$16,283,000	1,107
Salaries and employee benefits	$7,513,000	1,306
Premises and equipment expense	$2,531,000	787
Additional noninterest expense	$6,239,000	904
Pre-tax net operating income	$5,875,000	1,576
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,584,000	1,109
Income before extraordinary items	$4,291,000	1,787
Extraordinary gains, net	$0	8
Net income	$4,291,000	1,786
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,291,000	1,787
Net charge-offs	$204,000	787
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,291,000	1,760
2021-06-30 (YTD Data)		Rank
Total interest income	$15,878,000	1,012
Total interest expense	$2,890,000	518
Net interest income	$12,988,000	1,106
Provision for loan and lease losses	$0	2,862
Total noninterest income	$1,102,000	2,136
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$129,000	2,322
Trading account gains and fees	NA	NA
Additional Noninterest Income	$973,000	1,943
Total noninterest expense	$10,602,000	1,117
Salaries and employee benefits	$4,670,000	1,360
Premises and equipment expense	$1,698,000	786
Additional noninterest expense	$4,234,000	882
Pre-tax net operating income	$3,488,000	1,679
Securities gains (losses)	$93,000	686
Applicable income taxes	$975,000	1,161
Income before extraordinary items	$2,606,000	1,881
Extraordinary gains, net	$0	6
Net income	$2,606,000	1,880
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,606,000	1,881
Net charge-offs	$222,000	615
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,532,530	1,888
2021-03-31 (YTD Data)		Rank
Total interest income	$8,111,000	977
Total interest expense	$1,523,000	524
Net interest income	$6,588,000	1,084
Provision for loan and lease losses	$0	2,741
Total noninterest income	$442,000	2,372
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$65,000	2,303
Trading account gains and fees	NA	NA
Additional Noninterest Income	$377,000	2,213
Total noninterest expense	$5,361,000	1,101
Salaries and employee benefits	$2,243,000	1,410
Premises and equipment expense	$920,000	734
Additional noninterest expense	$2,198,000	837
Pre-tax net operating income	$1,669,000	1,726
Securities gains (losses)	$0	1,392
Applicable income taxes	$454,000	1,208
Income before extraordinary items	$1,215,000	1,977
Extraordinary gains, net	$0	3
Net income	$1,215,000	1,977
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,215,000	1,977
Net charge-offs	$158,000	494
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,215,000	1,944
2020-12-31 (YTD Data)		Rank
Total interest income	$37,903,000	878
Total interest expense	$11,844,000	433
Net interest income	$26,059,000	1,029
Provision for loan and lease losses	$2,170,000	991
Total noninterest income	$1,991,000	2,127
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$321,000	2,155
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,670,000	1,975
Total noninterest expense	$27,904,000	864
Salaries and employee benefits	$14,356,000	940
Premises and equipment expense	$3,307,000	779
Additional noninterest expense	$10,241,000	724
Pre-tax net operating income	$-2,024,000	4,942
Securities gains (losses)	$0	2,675
Applicable income taxes	$-1,765,000	4,975
Income before extraordinary items	$-259,000	4,850
Extraordinary gains, net	$0	4
Net income	$-259,000	4,851
Minority interest net income	$0	72
Net income of bank and minority interests.	$-259,000	4,850
Net charge-offs	$1,701,000	463
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$-259,000	4,830
2020-09-30 (YTD Data)		Rank
Total interest income	$29,357,000	861
Total interest expense	$9,998,000	420
Net interest income	$19,359,000	1,033
Provision for loan and lease losses	$1,799,000	948
Total noninterest income	$1,514,000	2,078
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$253,000	2,094
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,261,000	1,917
Total noninterest expense	$20,757,000	860
Salaries and employee benefits	$10,973,000	905
Premises and equipment expense	$2,681,000	717
Additional noninterest expense	$7,103,000	758
Pre-tax net operating income	$-1,683,000	4,965
Securities gains (losses)	$0	2,494
Applicable income taxes	$-420,000	4,976
Income before extraordinary items	$-1,263,000	4,951
Extraordinary gains, net	$0	4
Net income	$-1,263,000	4,951
Minority interest net income	$0	65
Net income of bank and minority interests.	$-1,263,000	4,951
Net charge-offs	$743,000	595
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$-1,263,000	4,950
2020-06-30 (YTD Data)		Rank
Total interest income	$20,325,000	833
Total interest expense	$7,337,000	421
Net interest income	$12,988,000	1,031
Provision for loan and lease losses	$1,714,000	782
Total noninterest income	$810,000	2,240
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$180,000	2,041
Trading account gains and fees	NA	NA
Additional Noninterest Income	$630,000	2,130
Total noninterest expense	$14,181,000	833
Salaries and employee benefits	$7,502,000	882
Premises and equipment expense	$1,869,000	690
Additional noninterest expense	$4,810,000	746
Pre-tax net operating income	$-2,097,000	5,009
Securities gains (losses)	$0	2,249
Applicable income taxes	$-535,000	4,995
Income before extraordinary items	$-1,562,000	4,989
Extraordinary gains, net	$0	4
Net income	$-1,562,000	4,989
Minority interest net income	$0	65
Net income of bank and minority interests.	$-1,562,000	4,989
Net charge-offs	$680,000	499
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$-1,562,000	4,994
2020-03-31 (YTD Data)		Rank
Total interest income	$10,722,000	785
Total interest expense	$3,902,000	443
Net interest income	$6,820,000	973
Provision for loan and lease losses	$804,000	681
Total noninterest income	$421,000	2,128
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$113,000	1,995
Trading account gains and fees	NA	NA
Additional Noninterest Income	$308,000	1,981
Total noninterest expense	$7,329,000	817
Salaries and employee benefits	$3,849,000	864
Premises and equipment expense	$949,000	675
Additional noninterest expense	$2,531,000	714
Pre-tax net operating income	$-892,000	5,022
Securities gains (losses)	$0	1,705
Applicable income taxes	$-224,000	4,992
Income before extraordinary items	$-668,000	4,981
Extraordinary gains, net	$0	4
Net income	$-668,000	4,982
Minority interest net income	$0	56
Net income of bank and minority interests.	$-668,000	4,981
Net charge-offs	$3,000	2,231
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$-668,000	5,008
2019-12-31 (YTD Data)		Rank
Total interest income	$43,644,000	775
Total interest expense	$16,185,000	458
Net interest income	$27,459,000	968
Provision for loan and lease losses	$3,680,000	318
Total noninterest income	$2,483,000	1,754
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$492,000	1,949
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,991,000	1,542
Total noninterest expense	$26,441,000	869
Salaries and employee benefits	$13,579,000	943
Premises and equipment expense	$3,521,000	719
Additional noninterest expense	$9,341,000	749
Pre-tax net operating income	$-179,000	5,025
Securities gains (losses)	$0	2,379
Applicable income taxes	$-48,000	5,059
Income before extraordinary items	$-131,000	5,025
Extraordinary gains, net	$0	11
Net income	$-131,000	5,027
Minority interest net income	$0	76
Net income of bank and minority interests.	$-131,000	5,027
Net charge-offs	$2,466,000	353
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$-131,000	5,019
2019-09-30 (YTD Data)		Rank
Total interest income	$32,692,000	785
Total interest expense	$11,939,000	469
Net interest income	$20,753,000	970
Provision for loan and lease losses	$3,202,000	286
Total noninterest income	$2,074,000	1,641
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$366,000	1,959
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,708,000	1,417
Total noninterest expense	$19,694,000	868
Salaries and employee benefits	$10,186,000	936
Premises and equipment expense	$2,598,000	735
Additional noninterest expense	$6,910,000	759
Pre-tax net operating income	$-69,000	5,096
Securities gains (losses)	$0	2,167
Applicable income taxes	$-18,000	5,140
Income before extraordinary items	$-51,000	5,095
Extraordinary gains, net	$0	11
Net income	$-51,000	5,095
Minority interest net income	$0	72
Net income of bank and minority interests.	$-51,000	5,095
Net charge-offs	$2,406,000	272
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$-51,000	5,088
2019-06-30 (YTD Data)		Rank
Total interest income	$21,594,000	791
Total interest expense	$7,676,000	473
Net interest income	$13,918,000	963
Provision for loan and lease losses	$3,102,000	215
Total noninterest income	$1,651,000	1,453
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$243,000	1,942
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,408,000	1,215
Total noninterest expense	$13,135,000	863
Salaries and employee benefits	$6,737,000	941
Premises and equipment expense	$1,661,000	771
Additional noninterest expense	$4,737,000	746
Pre-tax net operating income	$-668,000	5,245
Securities gains (losses)	$0	1,702
Applicable income taxes	$-173,000	5,259
Income before extraordinary items	$-495,000	5,228
Extraordinary gains, net	$0	11
Net income	$-495,000	5,227
Minority interest net income	$0	69
Net income of bank and minority interests.	$-495,000	5,227
Net charge-offs	$2,253,000	217
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$-495,000	5,223
2019-03-31 (YTD Data)		Rank
Total interest income	$10,571,000	801
Total interest expense	$3,710,000	473
Net interest income	$6,861,000	977
Provision for loan and lease losses	$165,000	1,082
Total noninterest income	$823,000	1,409
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$127,000	1,877
Trading account gains and fees	NA	NA
Additional Noninterest Income	$696,000	1,168
Total noninterest expense	$6,465,000	871
Salaries and employee benefits	$3,158,000	991
Premises and equipment expense	$917,000	708
Additional noninterest expense	$2,390,000	728
Pre-tax net operating income	$1,054,000	1,992
Securities gains (losses)	$0	1,087
Applicable income taxes	$168,000	1,738
Income before extraordinary items	$886,000	2,049
Extraordinary gains, net	$0	5
Net income	$886,000	2,048
Minority interest net income	$0	52
Net income of bank and minority interests.	$886,000	2,048
Net charge-offs	$-49,000	5,066
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$886,000	2,033
2018-12-31 (YTD Data)		Rank
Total interest income	$40,375,000	782
Total interest expense	$10,696,000	485
Net interest income	$29,679,000	895
Provision for loan and lease losses	$1,303,000	713
Total noninterest income	$1,628,000	2,242
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$524,000	1,913
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,104,000	2,135
Total noninterest expense	$23,922,000	920
Salaries and employee benefits	$12,045,000	1,003
Premises and equipment expense	$3,177,000	786
Additional noninterest expense	$8,700,000	791
Pre-tax net operating income	$6,082,000	1,493
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,030,000	1,368
Income before extraordinary items	$5,052,000	1,565
Extraordinary gains, net	$0	6
Net income	$5,052,000	1,563
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,052,000	1,564
Net charge-offs	$-10,000	4,523
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$5,052,000	1,559
2018-09-30 (YTD Data)		Rank
Total interest income	$29,447,000	790
Total interest expense	$7,380,000	488
Net interest income	$22,067,000	891
Provision for loan and lease losses	$285,000	1,622
Total noninterest income	$1,062,000	2,419
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$392,000	1,932
Trading account gains and fees	NA	NA
Additional Noninterest Income	$670,000	2,392
Total noninterest expense	$17,568,000	931
Salaries and employee benefits	$8,671,000	1,041
Premises and equipment expense	$2,360,000	794
Additional noninterest expense	$6,537,000	783
Pre-tax net operating income	$5,276,000	1,355
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,000,000	1,165
Income before extraordinary items	$4,276,000	1,420
Extraordinary gains, net	$0	5
Net income	$4,276,000	1,419
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,276,000	1,419
Net charge-offs	$-23,000	4,700
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,276,000	1,407
2018-06-30 (YTD Data)		Rank
Total interest income	$19,202,000	788
Total interest expense	$4,430,000	508
Net interest income	$14,772,000	887
Provision for loan and lease losses	$235,000	1,394
Total noninterest income	$708,000	2,416
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$266,000	1,898
Trading account gains and fees	NA	NA
Additional Noninterest Income	$442,000	2,398
Total noninterest expense	$11,596,000	938
Salaries and employee benefits	$5,705,000	1,059
Premises and equipment expense	$1,530,000	820
Additional noninterest expense	$4,361,000	776
Pre-tax net operating income	$3,649,000	1,304
Securities gains (losses)	$0	961
Applicable income taxes	$724,000	1,095
Income before extraordinary items	$2,925,000	1,379
Extraordinary gains, net	$0	6
Net income	$2,925,000	1,378
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,925,000	1,378
Net charge-offs	$7,000	2,719
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,925,000	1,370
2018-03-31 (YTD Data)		Rank
Total interest income	$9,312,000	806
Total interest expense	$1,921,000	548
Net interest income	$7,391,000	883
Provision for loan and lease losses	$185,000	1,005
Total noninterest income	$323,000	2,519
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$134,000	1,905
Trading account gains and fees	NA	NA
Additional Noninterest Income	$189,000	2,561
Total noninterest expense	$5,724,000	960
Salaries and employee benefits	$2,761,000	1,094
Premises and equipment expense	$741,000	855
Additional noninterest expense	$2,222,000	749
Pre-tax net operating income	$1,805,000	1,288
Securities gains (losses)	$0	735
Applicable income taxes	$344,000	1,109
Income before extraordinary items	$1,461,000	1,354
Extraordinary gains, net	$0	7
Net income	$1,461,000	1,354
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,461,000	1,354
Net charge-offs	$-3,000	4,242
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,461,000	1,348
2017-12-31 (YTD Data)		Rank
Total interest income	$32,850,000	876
Total interest expense	$5,682,000	608
Net interest income	$27,168,000	925
Provision for loan and lease losses	$-857,000	5,583
Total noninterest income	$1,444,000	2,453
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$590,000	1,805
Trading account gains and fees	NA	NA
Additional Noninterest Income	$854,000	2,481
Total noninterest expense	$20,965,000	1,017
Salaries and employee benefits	$11,018,000	1,077
Premises and equipment expense	$3,133,000	799
Additional noninterest expense	$6,814,000	958
Pre-tax net operating income	$8,504,000	1,126
Securities gains (losses)	$0	2,243
Applicable income taxes	$2,875,000	988
Income before extraordinary items	$5,629,000	1,232
Extraordinary gains, net	$0	9
Net income	$5,629,000	1,232
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,629,000	1,232
Net charge-offs	$-2,478,000	5,651
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$5,629,000	1,214
2017-09-30 (YTD Data)		Rank
Total interest income	$23,836,000	901
Total interest expense	$3,990,000	634
Net interest income	$19,846,000	948
Provision for loan and lease losses	$-944,000	5,668
Total noninterest income	$1,012,000	2,553
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$444,000	1,812
Trading account gains and fees	NA	NA
Additional Noninterest Income	$568,000	2,660
Total noninterest expense	$14,778,000	1,073
Salaries and employee benefits	$7,792,000	1,130
Premises and equipment expense	$2,378,000	789
Additional noninterest expense	$4,608,000	1,051
Pre-tax net operating income	$7,024,000	1,064
Securities gains (losses)	$0	2,274
Applicable income taxes	$2,373,000	817
Income before extraordinary items	$4,651,000	1,225
Extraordinary gains, net	$0	9
Net income	$4,651,000	1,226
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,651,000	1,225
Net charge-offs	$-2,491,000	5,722
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$4,651,000	1,205
2017-06-30 (YTD Data)		Rank
Total interest income	$14,869,000	956
Total interest expense	$2,397,000	669
Net interest income	$12,472,000	1,008
Provision for loan and lease losses	$-1,489,000	5,754
Total noninterest income	$627,000	2,660
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$295,000	1,790
Trading account gains and fees	NA	NA
Additional Noninterest Income	$332,000	2,818
Total noninterest expense	$9,608,000	1,100
Salaries and employee benefits	$5,065,000	1,164
Premises and equipment expense	$1,582,000	789
Additional noninterest expense	$2,961,000	1,099
Pre-tax net operating income	$4,980,000	999
Securities gains (losses)	$0	1,906
Applicable income taxes	$1,715,000	746
Income before extraordinary items	$3,265,000	1,165
Extraordinary gains, net	$0	11
Net income	$3,265,000	1,165
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,265,000	1,165
Net charge-offs	$-2,758,000	5,777
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$3,265,000	1,147
2017-03-31 (YTD Data)		Rank
Total interest income	$6,923,000	1,008
Total interest expense	$1,076,000	713
Net interest income	$5,847,000	1,059
Provision for loan and lease losses	$-1,749,000	5,838
Total noninterest income	$277,000	2,813
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$149,000	1,765
Trading account gains and fees	NA	NA
Additional Noninterest Income	$128,000	3,139
Total noninterest expense	$4,641,000	1,141
Salaries and employee benefits	$2,513,000	1,180
Premises and equipment expense	$775,000	817
Additional noninterest expense	$1,353,000	1,170
Pre-tax net operating income	$3,232,000	753
Securities gains (losses)	$0	1,153
Applicable income taxes	$1,136,000	600
Income before extraordinary items	$2,096,000	901
Extraordinary gains, net	$0	8
Net income	$2,096,000	901
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,096,000	901
Net charge-offs	$-2,771,000	5,853
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$2,096,000	888
2016-12-31 (YTD Data)		Rank
Total interest income	$25,408,000	1,058
Total interest expense	$2,649,000	1,087
Net interest income	$22,759,000	1,044
Provision for loan and lease losses	$2,464,000	445
Total noninterest income	$1,556,000	2,441
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$600,000	1,801
Trading account gains and fees	$0	170
Additional Noninterest Income	$956,000	2,443
Total noninterest expense	$18,190,000	1,143
Salaries and employee benefits	$9,519,000	1,201
Premises and equipment expense	$3,108,000	805
Additional noninterest expense	$5,563,000	1,156
Pre-tax net operating income	$3,661,000	2,056
Securities gains (losses)	$0	3,212
Applicable income taxes	$1,230,000	1,450
Income before extraordinary items	$2,431,000	2,451
Extraordinary gains, net	$0	5
Net income	$2,431,000	2,450
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,431,000	2,451
Net charge-offs	$3,030,000	296
Cash dividends	$889,000	2,357
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,431,000	2,398
2016-09-30 (YTD Data)		Rank
Total interest income	$18,574,000	1,088
Total interest expense	$1,801,000	1,195
Net interest income	$16,773,000	1,065
Provision for loan and lease losses	$2,314,000	364
Total noninterest income	$1,187,000	2,418
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$451,000	1,806
Trading account gains and fees	$0	169
Additional Noninterest Income	$736,000	2,434
Total noninterest expense	$13,815,000	1,133
Salaries and employee benefits	$7,331,000	1,171
Premises and equipment expense	$2,312,000	812
Additional noninterest expense	$4,172,000	1,170
Pre-tax net operating income	$1,831,000	2,768
Securities gains (losses)	$0	3,160
Applicable income taxes	$570,000	1,933
Income before extraordinary items	$1,261,000	3,111
Extraordinary gains, net	$0	5
Net income	$1,261,000	3,111
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,261,000	3,111
Net charge-offs	$227,000	1,363
Cash dividends	$889,000	1,791
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,261,000	3,051
2016-06-30 (YTD Data)		Rank
Total interest income	$12,142,000	1,102
Total interest expense	$1,170,000	1,229
Net interest income	$10,972,000	1,082
Provision for loan and lease losses	$0	4,017
Total noninterest income	$775,000	2,429
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$301,000	1,795
Trading account gains and fees	$0	157
Additional Noninterest Income	$474,000	2,455
Total noninterest expense	$9,191,000	1,131
Salaries and employee benefits	$4,931,000	1,167
Premises and equipment expense	$1,530,000	820
Additional noninterest expense	$2,730,000	1,188
Pre-tax net operating income	$2,556,000	1,603
Securities gains (losses)	$0	2,835
Applicable income taxes	$815,000	1,234
Income before extraordinary items	$1,741,000	1,867
Extraordinary gains, net	$0	16
Net income	$1,741,000	1,866
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,741,000	1,866
Net charge-offs	$-9,000	4,932
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,741,000	1,817
2016-03-31 (YTD Data)		Rank
Total interest income	$6,109,000	1,093
Total interest expense	$602,000	1,180
Net interest income	$5,507,000	1,077
Provision for loan and lease losses	$0	3,656
Total noninterest income	$409,000	2,335
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$151,000	1,791
Trading account gains and fees	$0	142
Additional Noninterest Income	$258,000	2,296
Total noninterest expense	$4,609,000	1,129
Salaries and employee benefits	$2,451,000	1,179
Premises and equipment expense	$779,000	810
Additional noninterest expense	$1,379,000	1,165
Pre-tax net operating income	$1,307,000	1,549
Securities gains (losses)	$0	2,077
Applicable income taxes	$417,000	1,208
Income before extraordinary items	$890,000	1,796
Extraordinary gains, net	$0	12
Net income	$890,000	1,797
Minority interest net income	$0	62
Net income of bank and minority interests.	$890,000	1,797
Net charge-offs	$-6,000	4,951
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$890,000	1,754
2015-12-31 (YTD Data)		Rank
Total interest income	$23,741,000	1,085
Total interest expense	$2,396,000	1,162
Net interest income	$21,345,000	1,070
Provision for loan and lease losses	$250,000	2,084
Total noninterest income	$1,780,000	2,261
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$612,000	1,818
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,168,000	2,179
Total noninterest expense	$18,332,000	1,110
Salaries and employee benefits	$8,853,000	1,241
Premises and equipment expense	$3,460,000	709
Additional noninterest expense	$6,019,000	1,082
Pre-tax net operating income	$4,543,000	1,707
Securities gains (losses)	$0	3,216
Applicable income taxes	$1,447,000	1,266
Income before extraordinary items	$3,096,000	2,001
Extraordinary gains, net	$0	23
Net income	$3,096,000	2,002
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,096,000	2,003
Net charge-offs	$-68,000	5,650
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,096,000	1,954
2015-09-30 (YTD Data)		Rank
Total interest income	$17,977,000	1,086
Total interest expense	$1,789,000	1,184
Net interest income	$16,188,000	1,066
Provision for loan and lease losses	$250,000	1,694
Total noninterest income	$1,207,000	2,417
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$469,000	1,802
Trading account gains and fees	$0	153
Additional Noninterest Income	$738,000	2,416
Total noninterest expense	$13,858,000	1,101
Salaries and employee benefits	$6,693,000	1,247
Premises and equipment expense	$2,677,000	704
Additional noninterest expense	$4,488,000	1,088
Pre-tax net operating income	$3,287,000	1,775
Securities gains (losses)	$0	3,031
Applicable income taxes	$1,073,000	1,305
Income before extraordinary items	$2,214,000	2,098
Extraordinary gains, net	$0	21
Net income	$2,214,000	2,099
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,214,000	2,099
Net charge-offs	$-66,000	5,701
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,214,000	2,045
2015-06-30 (YTD Data)		Rank
Total interest income	$11,868,000	1,094
Total interest expense	$1,198,000	1,178
Net interest income	$10,670,000	1,079
Provision for loan and lease losses	$250,000	1,275
Total noninterest income	$845,000	2,353
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$321,000	1,755
Trading account gains and fees	$0	157
Additional Noninterest Income	$524,000	2,364
Total noninterest expense	$9,236,000	1,107
Salaries and employee benefits	$4,537,000	1,231
Premises and equipment expense	$1,863,000	687
Additional noninterest expense	$2,836,000	1,142
Pre-tax net operating income	$2,029,000	1,881
Securities gains (losses)	$0	2,636
Applicable income taxes	$653,000	1,383
Income before extraordinary items	$1,376,000	2,194
Extraordinary gains, net	$0	22
Net income	$1,376,000	2,197
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,376,000	2,197
Net charge-offs	$-34,000	5,635
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,376,000	2,143
2015-03-31 (YTD Data)		Rank
Total interest income	$5,748,000	1,117
Total interest expense	$600,000	1,175
Net interest income	$5,148,000	1,107
Provision for loan and lease losses	$250,000	741
Total noninterest income	$394,000	2,417
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$174,000	1,636
Trading account gains and fees	$0	152
Additional Noninterest Income	$220,000	2,503
Total noninterest expense	$4,606,000	1,112
Salaries and employee benefits	$2,244,000	1,253
Premises and equipment expense	$954,000	675
Additional noninterest expense	$1,408,000	1,131
Pre-tax net operating income	$686,000	2,451
Securities gains (losses)	$0	2,027
Applicable income taxes	$201,000	1,818
Income before extraordinary items	$485,000	2,777
Extraordinary gains, net	$0	13
Net income	$485,000	2,780
Minority interest net income	$0	64
Net income of bank and minority interests.	$485,000	2,780
Net charge-offs	$-19,000	5,660
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$485,000	2,704
2014-12-31 (YTD Data)		Rank
Total interest income	$20,367,000	1,242
Total interest expense	$2,545,000	1,152
Net interest income	$17,822,000	1,254
Provision for loan and lease losses	$0	4,603
Total noninterest income	$1,832,000	2,241
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$897,000	1,430
Trading account gains and fees	$0	180
Additional Noninterest Income	$935,000	2,413
Total noninterest expense	$17,903,000	1,124
Salaries and employee benefits	$8,191,000	1,298
Premises and equipment expense	$3,554,000	695
Additional noninterest expense	$6,158,000	1,080
Pre-tax net operating income	$1,751,000	3,214
Securities gains (losses)	$0	3,259
Applicable income taxes	$-15,132,000	6,494
Income before extraordinary items	$16,883,000	431
Extraordinary gains, net	$0	17
Net income	$16,883,000	430
Minority interest net income	$0	84
Net income of bank and minority interests.	$16,883,000	431
Net charge-offs	$757,000	1,110
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$16,883,000	425
2014-09-30 (YTD Data)		Rank
Total interest income	$14,713,000	1,296
Total interest expense	$1,930,000	1,154
Net interest income	$12,783,000	1,311
Provision for loan and lease losses	$0	4,401
Total noninterest income	$1,803,000	1,855
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$702,000	1,393
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,101,000	1,823
Total noninterest expense	$12,889,000	1,177
Salaries and employee benefits	$6,183,000	1,293
Premises and equipment expense	$2,625,000	706
Additional noninterest expense	$4,081,000	1,202
Pre-tax net operating income	$1,697,000	2,809
Securities gains (losses)	$0	2,980
Applicable income taxes	$-16,812,000	6,581
Income before extraordinary items	$18,509,000	308
Extraordinary gains, net	$0	15
Net income	$18,509,000	308
Minority interest net income	$0	81
Net income of bank and minority interests.	$18,509,000	308
Net charge-offs	$768,000	831
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$18,509,000	302
2014-06-30 (YTD Data)		Rank
Total interest income	$9,735,000	1,300
Total interest expense	$1,309,000	1,141
Net interest income	$8,426,000	1,321
Provision for loan and lease losses	$0	4,196
Total noninterest income	$1,216,000	1,826
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$452,000	1,413
Trading account gains and fees	$0	172
Additional Noninterest Income	$764,000	1,753
Total noninterest expense	$8,304,000	1,213
Salaries and employee benefits	$3,868,000	1,366
Premises and equipment expense	$1,786,000	698
Additional noninterest expense	$2,650,000	1,218
Pre-tax net operating income	$1,338,000	2,448
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$1,338,000	2,168
Extraordinary gains, net	$0	20
Net income	$1,338,000	2,172
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,338,000	2,171
Net charge-offs	$467,000	922
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,338,000	2,122
2014-03-31 (YTD Data)		Rank
Total interest income	$4,879,000	1,294
Total interest expense	$670,000	1,123
Net interest income	$4,209,000	1,316
Provision for loan and lease losses	$0	3,817
Total noninterest income	$593,000	1,816
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$219,000	1,426
Trading account gains and fees	$0	147
Additional Noninterest Income	$374,000	1,737
Total noninterest expense	$4,183,000	1,215
Salaries and employee benefits	$1,935,000	1,383
Premises and equipment expense	$921,000	693
Additional noninterest expense	$1,327,000	1,209
Pre-tax net operating income	$619,000	2,522
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$619,000	2,225
Extraordinary gains, net	$0	16
Net income	$619,000	2,227
Minority interest net income	$0	66
Net income of bank and minority interests.	$619,000	2,227
Net charge-offs	$200,000	949
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$619,000	2,186
2013-12-31 (YTD Data)		Rank
Total interest income	$21,654,000	1,185
Total interest expense	$4,570,000	733
Net interest income	$17,084,000	1,285
Provision for loan and lease losses	$970,000	1,130
Total noninterest income	$2,426,000	1,887
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$744,000	1,747
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,682,000	1,716
Total noninterest expense	$25,489,000	798
Salaries and employee benefits	$9,636,000	1,132
Premises and equipment expense	$3,908,000	630
Additional noninterest expense	$11,945,000	578
Pre-tax net operating income	$-6,949,000	6,780
Securities gains (losses)	$0	3,182
Applicable income taxes	$-21,000	6,344
Income before extraordinary items	$-6,928,000	6,772
Extraordinary gains, net	$0	29
Net income	$-6,928,000	6,773
Minority interest net income	$0	90
Net income of bank and minority interests.	$-6,928,000	6,773
Net charge-offs	$1,306,000	1,037
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$-6,928,000	6,770
2013-09-30 (YTD Data)		Rank
Total interest income	$16,425,000	1,173
Total interest expense	$3,772,000	694
Net interest income	$12,653,000	1,292
Provision for loan and lease losses	$970,000	908
Total noninterest income	$1,965,000	1,809
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$559,000	1,747
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,406,000	1,627
Total noninterest expense	$21,411,000	711
Salaries and employee benefits	$7,708,000	1,051
Premises and equipment expense	$2,955,000	632
Additional noninterest expense	$10,748,000	492
Pre-tax net operating income	$-7,763,000	6,878
Securities gains (losses)	$0	3,040
Applicable income taxes	$-21,000	6,569
Income before extraordinary items	$-7,742,000	6,871
Extraordinary gains, net	$0	25
Net income	$-7,742,000	6,872
Minority interest net income	$0	84
Net income of bank and minority interests.	$-7,742,000	6,872
Net charge-offs	$770,000	1,216
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-7,742,000	6,871
2013-06-30 (YTD Data)		Rank
Total interest income	$10,811,000	1,179
Total interest expense	$2,762,000	618
Net interest income	$8,049,000	1,342
Provision for loan and lease losses	$-30,000	6,607
Total noninterest income	$1,453,000	1,680
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$383,000	1,679
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,070,000	1,508
Total noninterest expense	$15,070,000	685
Salaries and employee benefits	$5,601,000	958
Premises and equipment expense	$1,940,000	640
Additional noninterest expense	$7,529,000	475
Pre-tax net operating income	$-5,538,000	6,921
Securities gains (losses)	$0	2,791
Applicable income taxes	$-21,000	6,635
Income before extraordinary items	$-5,517,000	6,920
Extraordinary gains, net	$0	22
Net income	$-5,517,000	6,920
Minority interest net income	$0	82
Net income of bank and minority interests.	$-5,517,000	6,920
Net charge-offs	$663,000	1,035
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$-5,517,000	6,916
2013-03-31 (YTD Data)		Rank
Total interest income	$5,501,000	1,173
Total interest expense	$1,556,000	556
Net interest income	$3,945,000	1,365
Provision for loan and lease losses	$-30,000	6,777
Total noninterest income	$688,000	1,753
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$172,000	1,831
Trading account gains and fees	$0	148
Additional Noninterest Income	$516,000	1,538
Total noninterest expense	$6,491,000	792
Salaries and employee benefits	$3,003,000	913
Premises and equipment expense	$1,038,000	607
Additional noninterest expense	$2,450,000	703
Pre-tax net operating income	$-1,828,000	6,973
Securities gains (losses)	$0	1,966
Applicable income taxes	$-21,000	6,799
Income before extraordinary items	$-1,807,000	6,976
Extraordinary gains, net	$0	10
Net income	$-1,807,000	6,977
Minority interest net income	$0	76
Net income of bank and minority interests.	$-1,807,000	6,977
Net charge-offs	$269,000	1,143
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-1,807,000	6,971
2012-12-31 (YTD Data)		Rank
Total interest income	$25,217,000	1,054
Total interest expense	$7,120,000	600
Net interest income	$18,097,000	1,224
Provision for loan and lease losses	$-2,379,000	7,055
Total noninterest income	$2,536,000	1,852
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$857,000	1,603
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,679,000	1,724
Total noninterest expense	$23,459,000	857
Salaries and employee benefits	$10,411,000	1,010
Premises and equipment expense	$4,424,000	547
Additional noninterest expense	$8,624,000	818
Pre-tax net operating income	$-447,000	6,479
Securities gains (losses)	$910,000	583
Applicable income taxes	$0	4,751
Income before extraordinary items	$463,000	5,029
Extraordinary gains, net	$0	29
Net income	$463,000	5,025
Minority interest net income	$0	93
Net income of bank and minority interests.	$463,000	5,026
Net charge-offs	$990,000	1,826
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-447,000	6,501
2012-09-30 (YTD Data)		Rank
Total interest income	$19,480,000	1,037
Total interest expense	$5,479,000	610
Net interest income	$14,001,000	1,194
Provision for loan and lease losses	$-2,559,000	7,157
Total noninterest income	$1,940,000	1,825
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$671,000	1,569
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,269,000	1,720
Total noninterest expense	$17,693,000	844
Salaries and employee benefits	$8,105,000	961
Premises and equipment expense	$3,384,000	537
Additional noninterest expense	$6,204,000	845
Pre-tax net operating income	$807,000	4,015
Securities gains (losses)	$916,000	442
Applicable income taxes	$0	4,802
Income before extraordinary items	$1,723,000	2,391
Extraordinary gains, net	$0	20
Net income	$1,723,000	2,392
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,723,000	2,392
Net charge-offs	$134,000	3,700
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$807,000	3,682
2012-06-30 (YTD Data)		Rank
Total interest income	$13,497,000	996
Total interest expense	$3,803,000	605
Net interest income	$9,694,000	1,149
Provision for loan and lease losses	$-2,559,000	7,223
Total noninterest income	$1,401,000	1,709
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$456,000	1,532
Trading account gains and fees	$0	153
Additional Noninterest Income	$945,000	1,572
Total noninterest expense	$12,204,000	813
Salaries and employee benefits	$5,535,000	944
Premises and equipment expense	$2,258,000	537
Additional noninterest expense	$4,411,000	791
Pre-tax net operating income	$1,450,000	2,188
Securities gains (losses)	$-8,000	6,929
Applicable income taxes	$0	4,770
Income before extraordinary items	$1,442,000	1,954
Extraordinary gains, net	$0	19
Net income	$1,442,000	1,952
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,442,000	1,954
Net charge-offs	$152,000	3,026
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,450,000	1,842
2012-03-31 (YTD Data)		Rank
Total interest income	$7,186,000	945
Total interest expense	$1,951,000	611
Net interest income	$5,235,000	1,057
Provision for loan and lease losses	$-845,000	7,282
Total noninterest income	$947,000	1,382
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$229,000	1,511
Trading account gains and fees	$0	148
Additional Noninterest Income	$718,000	1,154
Total noninterest expense	$6,276,000	796
Salaries and employee benefits	$2,844,000	918
Premises and equipment expense	$1,123,000	542
Additional noninterest expense	$2,309,000	747
Pre-tax net operating income	$751,000	2,122
Securities gains (losses)	$-8,000	7,032
Applicable income taxes	$0	4,704
Income before extraordinary items	$743,000	1,917
Extraordinary gains, net	$0	19
Net income	$743,000	1,918
Minority interest net income	$0	78
Net income of bank and minority interests.	$743,000	1,919
Net charge-offs	$79,000	2,655
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$751,000	1,790
2011-12-31 (YTD Data)		Rank
Total interest income	$28,332,000	982
Total interest expense	$8,225,000	702
Net interest income	$20,107,000	1,108
Provision for loan and lease losses	$7,464,000	558
Total noninterest income	$1,859,000	2,122
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$965,000	1,522
Trading account gains and fees	$0	146
Additional Noninterest Income	$894,000	2,298
Total noninterest expense	$30,465,000	653
Salaries and employee benefits	$12,395,000	799
Premises and equipment expense	$6,491,000	401
Additional noninterest expense	$11,579,000	631
Pre-tax net operating income	$-15,963,000	7,278
Securities gains (losses)	$1,109,000	399
Applicable income taxes	$0	4,719
Income before extraordinary items	$-14,854,000	7,266
Extraordinary gains, net	$0	29
Net income	$-14,854,000	7,266
Minority interest net income	$0	96
Net income of bank and minority interests.	$-14,854,000	7,266
Net charge-offs	$13,453,000	347
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-15,963,000	7,271
2011-09-30 (YTD Data)		Rank
Total interest income	$21,443,000	987
Total interest expense	$6,305,000	719
Net interest income	$15,138,000	1,107
Provision for loan and lease losses	$8,464,000	366
Total noninterest income	$1,101,000	2,476
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$736,000	1,508
Trading account gains and fees	$0	145
Additional Noninterest Income	$365,000	3,179
Total noninterest expense	$24,079,000	627
Salaries and employee benefits	$9,971,000	745
Premises and equipment expense	$5,344,000	369
Additional noninterest expense	$8,764,000	619
Pre-tax net operating income	$-16,304,000	7,383
Securities gains (losses)	$780,000	437
Applicable income taxes	$0	4,740
Income before extraordinary items	$-15,524,000	7,381
Extraordinary gains, net	$0	21
Net income	$-15,524,000	7,381
Minority interest net income	$0	87
Net income of bank and minority interests.	$-15,524,000	7,381
Net charge-offs	$12,681,000	294
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-16,304,000	7,379
2011-06-30 (YTD Data)		Rank
Total interest income	$14,533,000	982
Total interest expense	$4,414,000	719
Net interest income	$10,119,000	1,100
Provision for loan and lease losses	$8,464,000	270
Total noninterest income	$599,000	2,806
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$529,000	1,383
Trading account gains and fees	$0	153
Additional Noninterest Income	$70,000	5,079
Total noninterest expense	$18,135,000	562
Salaries and employee benefits	$7,120,000	697
Premises and equipment expense	$4,306,000	314
Additional noninterest expense	$6,709,000	545
Pre-tax net operating income	$-15,881,000	7,471
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$-15,881,000	7,469
Extraordinary gains, net	$0	15
Net income	$-15,881,000	7,469
Minority interest net income	$0	89
Net income of bank and minority interests.	$-15,881,000	7,469
Net charge-offs	$12,438,000	231
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-15,881,000	7,467
2011-03-31 (YTD Data)		Rank
Total interest income	$7,367,000	983
Total interest expense	$2,361,000	697
Net interest income	$5,006,000	1,112
Provision for loan and lease losses	$6,981,000	188
Total noninterest income	$359,000	2,519
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$281,000	1,266
Trading account gains and fees	$0	158
Additional Noninterest Income	$78,000	3,953
Total noninterest expense	$7,230,000	699
Salaries and employee benefits	$3,203,000	794
Premises and equipment expense	$1,355,000	492
Additional noninterest expense	$2,672,000	679
Pre-tax net operating income	$-8,846,000	7,543
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$-8,846,000	7,534
Extraordinary gains, net	$0	9
Net income	$-8,846,000	7,534
Minority interest net income	$0	86
Net income of bank and minority interests.	$-8,846,000	7,534
Net charge-offs	$10,147,000	156
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-8,846,000	7,534
2010-12-31 (YTD Data)		Rank
Total interest income	$35,609,000	852
Total interest expense	$13,186,000	600
Net interest income	$22,423,000	983
Provision for loan and lease losses	$7,714,000	830
Total noninterest income	$1,105,000	3,053
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,174,000	1,280
Trading account gains and fees	$0	175
Additional Noninterest Income	$-69,000	7,147
Total noninterest expense	$30,387,000	665
Salaries and employee benefits	$12,854,000	755
Premises and equipment expense	$5,555,000	466
Additional noninterest expense	$11,978,000	639
Pre-tax net operating income	$-14,573,000	7,447
Securities gains (losses)	$0	3,793
Applicable income taxes	$225,000	2,627
Income before extraordinary items	$-14,798,000	7,467
Extraordinary gains, net	$0	29
Net income	$-14,798,000	7,467
Minority interest net income	$0	111
Net income of bank and minority interests.	$-14,798,000	7,467
Net charge-offs	$8,134,000	709
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-14,798,000	7,463
2010-09-30 (YTD Data)		Rank
Total interest income	$27,567,000	829
Total interest expense	$10,332,000	598
Net interest income	$17,235,000	960
Provision for loan and lease losses	$6,264,000	734
Total noninterest income	$601,000	3,683
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$851,000	1,384
Trading account gains and fees	$0	165
Additional Noninterest Income	$-250,000	7,483
Total noninterest expense	$22,430,000	667
Salaries and employee benefits	$9,706,000	740
Premises and equipment expense	$4,207,000	463
Additional noninterest expense	$8,517,000	640
Pre-tax net operating income	$-10,858,000	7,568
Securities gains (losses)	$0	3,651
Applicable income taxes	$225,000	2,433
Income before extraordinary items	$-11,083,000	7,596
Extraordinary gains, net	$0	23
Net income	$-11,083,000	7,596
Minority interest net income	$0	110
Net income of bank and minority interests.	$-11,083,000	7,596
Net charge-offs	$4,908,000	791
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-11,083,000	7,589
2010-06-30 (YTD Data)		Rank
Total interest income	$19,098,000	810
Total interest expense	$7,062,000	602
Net interest income	$12,036,000	917
Provision for loan and lease losses	$1,239,000	1,713
Total noninterest income	$243,000	4,687
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$528,000	1,494
Trading account gains and fees	$0	152
Additional Noninterest Income	$-285,000	7,645
Total noninterest expense	$15,191,000	658
Salaries and employee benefits	$6,532,000	735
Premises and equipment expense	$2,836,000	460
Additional noninterest expense	$5,823,000	621
Pre-tax net operating income	$-4,151,000	7,504
Securities gains (losses)	$0	3,184
Applicable income taxes	$225,000	2,018
Income before extraordinary items	$-4,376,000	7,547
Extraordinary gains, net	$0	19
Net income	$-4,376,000	7,547
Minority interest net income	$0	105
Net income of bank and minority interests.	$-4,376,000	7,547
Net charge-offs	$3,044,000	824
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-4,376,000	7,544
2010-03-31 (YTD Data)		Rank
Total interest income	$9,691,000	813
Total interest expense	$3,612,000	632
Net interest income	$6,079,000	919
Provision for loan and lease losses	$727,000	1,443
Total noninterest income	$-216,000	7,844
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$253,000	1,543
Trading account gains and fees	$0	175
Additional Noninterest Income	$-469,000	7,864
Total noninterest expense	$7,966,000	634
Salaries and employee benefits	$3,357,000	727
Premises and equipment expense	$1,538,000	441
Additional noninterest expense	$3,071,000	594
Pre-tax net operating income	$-2,830,000	7,680
Securities gains (losses)	$0	2,284
Applicable income taxes	$225,000	1,320
Income before extraordinary items	$-3,055,000	7,718
Extraordinary gains, net	$0	16
Net income	$-3,055,000	7,719
Minority interest net income	$0	91
Net income of bank and minority interests.	$-3,055,000	7,719
Net charge-offs	$1,459,000	805
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-3,055,000	7,711
2009-12-31 (YTD Data)		Rank
Total interest income	$42,968,000	775
Total interest expense	$24,028,000	464
Net interest income	$18,940,000	1,174
Provision for loan and lease losses	$13,089,000	682
Total noninterest income	$2,539,000	1,811
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,025,000	1,647
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,514,000	1,645
Total noninterest expense	$30,145,000	695
Salaries and employee benefits	$11,898,000	816
Premises and equipment expense	$6,457,000	415
Additional noninterest expense	$11,790,000	688
Pre-tax net operating income	$-21,755,000	7,730
Securities gains (losses)	$451,000	944
Applicable income taxes	$2,214,000	521
Income before extraordinary items	$-23,518,000	7,769
Extraordinary gains, net	$0	34
Net income	$-23,518,000	7,768
Minority interest net income	$0	115
Net income of bank and minority interests.	$-23,518,000	7,768
Net charge-offs	$13,542,000	536
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$56,000	1,037
Net operating income	$-23,969,000	7,781
2009-09-30 (YTD Data)		Rank
Total interest income	$33,342,000	763
Total interest expense	$19,150,000	472
Net interest income	$14,192,000	1,170
Provision for loan and lease losses	$9,009,000	678
Total noninterest income	$1,873,000	1,870
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$752,000	1,683
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,121,000	1,685
Total noninterest expense	$21,265,000	744
Salaries and employee benefits	$8,854,000	845
Premises and equipment expense	$4,373,000	470
Additional noninterest expense	$8,038,000	714
Pre-tax net operating income	$-14,209,000	7,816
Securities gains (losses)	$434,000	780
Applicable income taxes	$5,611,000	209
Income before extraordinary items	$-19,386,000	7,891
Extraordinary gains, net	$0	27
Net income	$-19,386,000	7,890
Minority interest net income	$0	118
Net income of bank and minority interests.	$-19,386,000	7,891
Net charge-offs	$7,604,000	615
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$56,000	897
Net operating income	$-19,820,000	7,896
2009-06-30 (YTD Data)		Rank
Total interest income	$23,358,000	746
Total interest expense	$13,244,000	488
Net interest income	$10,114,000	1,085
Provision for loan and lease losses	$7,556,000	555
Total noninterest income	$1,255,000	1,856
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$494,000	1,688
Trading account gains and fees	$0	193
Additional Noninterest Income	$761,000	1,716
Total noninterest expense	$13,737,000	771
Salaries and employee benefits	$5,899,000	860
Premises and equipment expense	$2,812,000	494
Additional noninterest expense	$5,026,000	773
Pre-tax net operating income	$-9,924,000	7,916
Securities gains (losses)	$434,000	574
Applicable income taxes	$-3,954,000	8,007
Income before extraordinary items	$-5,536,000	7,829
Extraordinary gains, net	$0	21
Net income	$-5,536,000	7,828
Minority interest net income	$0	112
Net income of bank and minority interests.	$-5,536,000	7,828
Net charge-offs	$7,238,000	463
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$56,000	767
Net operating income	$-5,813,760	7,851
2009-03-31 (YTD Data)		Rank
Total interest income	$12,359,000	699
Total interest expense	$6,738,000	494
Net interest income	$5,621,000	957
Provision for loan and lease losses	$1,600,000	869
Total noninterest income	$589,000	1,904
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$245,000	1,646
Trading account gains and fees	$0	171
Additional Noninterest Income	$344,000	1,782
Total noninterest expense	$6,298,000	804
Salaries and employee benefits	$2,974,000	853
Premises and equipment expense	$1,405,000	497
Additional noninterest expense	$1,919,000	860
Pre-tax net operating income	$-1,688,000	7,777
Securities gains (losses)	$434,000	385
Applicable income taxes	$-258,000	7,763
Income before extraordinary items	$-996,000	7,703
Extraordinary gains, net	$0	15
Net income	$-996,000	7,705
Minority interest net income	$0	102
Net income of bank and minority interests.	$-996,000	7,704
Net charge-offs	$1,216,000	859
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-1,338,860	7,791
2008-12-31 (YTD Data)		Rank
Total interest income	$55,750,000	670
Total interest expense	$28,003,000	564
Net interest income	$27,747,000	781
Provision for loan and lease losses	$11,290,000	541
Total noninterest income	$3,018,000	1,562
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$991,000	1,773
Trading account gains and fees	$0	154
Additional Noninterest Income	$2,027,000	1,290
Total noninterest expense	$25,917,000	771
Salaries and employee benefits	$12,004,000	828
Premises and equipment expense	$5,527,000	495
Additional noninterest expense	$8,386,000	790
Pre-tax net operating income	$-6,442,000	7,879
Securities gains (losses)	$-3,167,000	8,008
Applicable income taxes	$-3,064,000	8,021
Income before extraordinary items	$-6,545,000	7,893
Extraordinary gains, net	$0	39
Net income	$-6,545,000	7,893
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$715,000	2,336
Cash dividends	$921,000	2,446
Sale, conversion, retirement of capital stock, net	$50,000	1,127
Net operating income	$-4,391,440	7,827
2008-09-30 (YTD Data)		Rank
Total interest income	$42,295,000	683
Total interest expense	$21,517,000	579
Net interest income	$20,778,000	796
Provision for loan and lease losses	$4,545,000	682
Total noninterest income	$2,261,000	1,619
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$750,000	1,773
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,511,000	1,360
Total noninterest expense	$18,565,000	789
Salaries and employee benefits	$9,628,000	791
Premises and equipment expense	$4,015,000	518
Additional noninterest expense	$4,922,000	926
Pre-tax net operating income	$-71,000	6,870
Securities gains (losses)	$-1,050,000	7,944
Applicable income taxes	$-183,000	7,639
Income before extraordinary items	$-938,000	7,472
Extraordinary gains, net	$0	31
Net income	$-938,000	7,470
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$715,000	1,594
Cash dividends	$691,000	2,309
Sale, conversion, retirement of capital stock, net	$50,000	951
Net operating income	$-56,000	6,887
2008-06-30 (YTD Data)		Rank
Total interest income	$28,823,000	674
Total interest expense	$15,270,000	562
Net interest income	$13,553,000	806
Provision for loan and lease losses	$1,545,000	933
Total noninterest income	$1,515,000	1,632
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$505,000	1,745
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,010,000	1,383
Total noninterest expense	$12,578,000	776
Salaries and employee benefits	$6,643,000	777
Premises and equipment expense	$2,603,000	531
Additional noninterest expense	$3,332,000	892
Pre-tax net operating income	$945,000	3,065
Securities gains (losses)	$0	3,233
Applicable income taxes	$105,000	3,404
Income before extraordinary items	$840,000	2,951
Extraordinary gains, net	$0	21
Net income	$840,000	2,953
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$460,000	2,408
Sale, conversion, retirement of capital stock, net	$50,000	773
Net operating income	$840,000	2,905
2008-03-31 (YTD Data)		Rank
Total interest income	$14,299,000	699
Total interest expense	$7,991,000	585
Net interest income	$6,308,000	857
Provision for loan and lease losses	$477,000	1,027
Total noninterest income	$754,000	1,638
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$251,000	1,724
Trading account gains and fees	$0	158
Additional Noninterest Income	$503,000	1,410
Total noninterest expense	$6,215,000	771
Salaries and employee benefits	$3,305,000	779
Premises and equipment expense	$1,297,000	533
Additional noninterest expense	$1,613,000	889
Pre-tax net operating income	$370,000	3,714
Securities gains (losses)	$0	2,688
Applicable income taxes	$52,000	3,521
Income before extraordinary items	$318,000	3,665
Extraordinary gains, net	$0	15
Net income	$318,000	3,669
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$230,000	2,172
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$318,000	3,580
2007-12-31 (YTD Data)		Rank
Total interest income	$51,862,000	809
Total interest expense	$27,076,000	725
Net interest income	$24,786,000	892
Provision for loan and lease losses	$75,000	5,254
Total noninterest income	$2,332,000	1,986
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$839,000	2,054
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,493,000	1,678
Total noninterest expense	$22,113,000	838
Salaries and employee benefits	$11,787,000	841
Premises and equipment expense	$4,399,000	602
Additional noninterest expense	$5,927,000	953
Pre-tax net operating income	$4,930,000	1,663
Securities gains (losses)	$5,000	1,575
Applicable income taxes	$1,537,000	1,398
Income before extraordinary items	$3,398,000	1,837
Extraordinary gains, net	$0	39
Net income	$3,398,000	1,836
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,136
Cash dividends	$897,000	2,818
Sale, conversion, retirement of capital stock, net	$50,000	1,064
Net operating income	$3,394,550	1,828
2007-09-30 (YTD Data)		Rank
Total interest income	$37,856,000	829
Total interest expense	$19,603,000	746
Net interest income	$18,253,000	906
Provision for loan and lease losses	$0	6,528
Total noninterest income	$1,658,000	2,062
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$589,000	2,151
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,069,000	1,743
Total noninterest expense	$16,446,000	834
Salaries and employee benefits	$9,146,000	810
Premises and equipment expense	$3,050,000	651
Additional noninterest expense	$4,250,000	967
Pre-tax net operating income	$3,465,000	1,866
Securities gains (losses)	$5,000	1,185
Applicable income taxes	$1,137,000	1,502
Income before extraordinary items	$2,333,000	2,104
Extraordinary gains, net	$0	33
Net income	$2,333,000	2,102
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	4,157
Cash dividends	$667,000	2,540
Sale, conversion, retirement of capital stock, net	$50,000	892
Net operating income	$2,329,650	2,088
2007-06-30 (YTD Data)		Rank
Total interest income	$24,559,000	858
Total interest expense	$12,712,000	775
Net interest income	$11,847,000	949
Provision for loan and lease losses	$0	6,209
Total noninterest income	$1,106,000	2,080
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$375,000	2,226
Trading account gains and fees	$0	168
Additional Noninterest Income	$731,000	1,713
Total noninterest expense	$10,881,000	857
Salaries and employee benefits	$6,156,000	818
Premises and equipment expense	$1,933,000	706
Additional noninterest expense	$2,792,000	1,002
Pre-tax net operating income	$2,072,000	2,092
Securities gains (losses)	$5,000	1,010
Applicable income taxes	$667,000	1,722
Income before extraordinary items	$1,410,000	2,314
Extraordinary gains, net	$0	29
Net income	$1,410,000	2,313
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	3,311
Cash dividends	$460,000	2,548
Sale, conversion, retirement of capital stock, net	$50,000	737
Net operating income	$1,406,600	2,302
2007-03-31 (YTD Data)		Rank
Total interest income	$11,565,000	910
Total interest expense	$5,792,000	846
Net interest income	$5,773,000	968
Provision for loan and lease losses	$0	5,779
Total noninterest income	$585,000	1,993
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$181,000	2,242
Trading account gains and fees	$0	195
Additional Noninterest Income	$404,000	1,579
Total noninterest expense	$5,336,000	867
Salaries and employee benefits	$3,078,000	822
Premises and equipment expense	$935,000	730
Additional noninterest expense	$1,323,000	1,036
Pre-tax net operating income	$1,022,000	2,128
Securities gains (losses)	$0	1,187
Applicable income taxes	$327,000	1,756
Income before extraordinary items	$695,000	2,344
Extraordinary gains, net	$0	22
Net income	$695,000	2,343
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$230,000	2,263
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$695,000	2,325
2006-12-31 (YTD Data)		Rank
Total interest income	$38,010,000	1,034
Total interest expense	$17,397,000	964
Net interest income	$20,613,000	1,078
Provision for loan and lease losses	$1,040,000	1,010
Total noninterest income	$2,378,000	1,957
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$645,000	2,540
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,733,000	1,499
Total noninterest expense	$17,566,000	1,022
Salaries and employee benefits	$10,421,000	927
Premises and equipment expense	$2,797,000	905
Additional noninterest expense	$4,348,000	1,228
Pre-tax net operating income	$4,385,000	2,090
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,267,000	1,892
Income before extraordinary items	$3,118,000	2,208
Extraordinary gains, net	$0	51
Net income	$3,118,000	2,208
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,587
Cash dividends	$1,183,000	2,299
Sale, conversion, retirement of capital stock, net	$29,625,000	40
Net operating income	$3,118,000	2,203
2006-09-30 (YTD Data)		Rank
Total interest income	$27,049,000	1,097
Total interest expense	$11,938,000	1,017
Net interest income	$15,111,000	1,118
Provision for loan and lease losses	$1,040,000	729
Total noninterest income	$1,844,000	1,914
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$455,000	2,661
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,389,000	1,441
Total noninterest expense	$12,901,000	1,052
Salaries and employee benefits	$7,670,000	946
Premises and equipment expense	$2,030,000	931
Additional noninterest expense	$3,201,000	1,253
Pre-tax net operating income	$3,014,000	2,322
Securities gains (losses)	$0	1,388
Applicable income taxes	$916,000	1,995
Income before extraordinary items	$2,098,000	2,471
Extraordinary gains, net	$0	45
Net income	$2,098,000	2,472
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,298
Cash dividends	$953,000	1,997
Sale, conversion, retirement of capital stock, net	$29,625,000	28
Net operating income	$2,098,000	2,452
2006-06-30 (YTD Data)		Rank
Total interest income	$17,193,000	1,127
Total interest expense	$7,294,000	1,047
Net interest income	$9,899,000	1,139
Provision for loan and lease losses	$924,000	556
Total noninterest income	$1,212,000	1,933
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$288,000	2,747
Trading account gains and fees	$0	126
Additional Noninterest Income	$924,000	1,438
Total noninterest expense	$8,419,000	1,074
Salaries and employee benefits	$4,887,000	1,004
Premises and equipment expense	$1,336,000	947
Additional noninterest expense	$2,196,000	1,227
Pre-tax net operating income	$1,768,000	2,545
Securities gains (losses)	$0	1,185
Applicable income taxes	$526,000	2,235
Income before extraordinary items	$1,242,000	2,717
Extraordinary gains, net	$0	39
Net income	$1,242,000	2,719
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,137
Cash dividends	$522,000	2,299
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,242,000	2,704
2006-03-31 (YTD Data)		Rank
Total interest income	$8,040,000	1,188
Total interest expense	$3,274,000	1,113
Net interest income	$4,766,000	1,183
Provision for loan and lease losses	$573,000	430
Total noninterest income	$630,000	1,849
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$145,000	2,667
Trading account gains and fees	$0	115
Additional Noninterest Income	$485,000	1,368
Total noninterest expense	$4,031,000	1,120
Salaries and employee benefits	$2,299,000	1,066
Premises and equipment expense	$646,000	977
Additional noninterest expense	$1,086,000	1,224
Pre-tax net operating income	$792,000	2,729
Securities gains (losses)	$0	955
Applicable income taxes	$231,000	2,397
Income before extraordinary items	$561,000	2,887
Extraordinary gains, net	$0	21
Net income	$561,000	2,886
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$232,000	2,240
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$561,000	2,871
2005-12-31 (YTD Data)		Rank
Total interest income	$25,149,000	1,324
Total interest expense	$9,742,000	1,157
Net interest income	$15,407,000	1,410
Provision for loan and lease losses	$1,110,000	954
Total noninterest income	$3,229,000	1,513
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$562,000	2,804
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,667,000	1,108
Total noninterest expense	$14,605,000	1,191
Salaries and employee benefits	$8,950,000	1,038
Premises and equipment expense	$2,083,000	1,182
Additional noninterest expense	$3,572,000	1,437
Pre-tax net operating income	$2,921,000	2,822
Securities gains (losses)	$0	2,296
Applicable income taxes	$957,000	2,320
Income before extraordinary items	$1,964,000	3,132
Extraordinary gains, net	$0	46
Net income	$1,964,000	3,134
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	6,206
Cash dividends	$733,000	2,993
Sale, conversion, retirement of capital stock, net	$10,992,000	171
Net operating income	$1,964,000	3,096
2005-09-30 (YTD Data)		Rank
Total interest income	$17,843,000	1,368
Total interest expense	$6,848,000	1,158
Net interest income	$10,995,000	1,476
Provision for loan and lease losses	$710,000	1,055
Total noninterest income	$2,517,000	1,477
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$428,000	2,764
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,089,000	1,085
Total noninterest expense	$10,855,000	1,191
Salaries and employee benefits	$6,635,000	1,028
Premises and equipment expense	$1,524,000	1,195
Additional noninterest expense	$2,696,000	1,411
Pre-tax net operating income	$1,947,000	3,116
Securities gains (losses)	$0	2,317
Applicable income taxes	$625,000	2,571
Income before extraordinary items	$1,322,000	3,452
Extraordinary gains, net	$0	35
Net income	$1,322,000	3,453
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$501,000	2,771
Sale, conversion, retirement of capital stock, net	$10,970,000	120
Net operating income	$1,322,000	3,407
2005-06-30 (YTD Data)		Rank
Total interest income	$11,404,000	1,383
Total interest expense	$4,252,000	1,169
Net interest income	$7,152,000	1,488
Provision for loan and lease losses	$360,000	1,295
Total noninterest income	$1,532,000	1,566
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$284,000	2,724
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,248,000	1,143
Total noninterest expense	$6,993,000	1,214
Salaries and employee benefits	$4,250,000	1,071
Premises and equipment expense	$985,000	1,222
Additional noninterest expense	$1,758,000	1,421
Pre-tax net operating income	$1,331,000	3,013
Securities gains (losses)	$0	2,146
Applicable income taxes	$434,000	2,476
Income before extraordinary items	$897,000	3,369
Extraordinary gains, net	$0	30
Net income	$897,000	3,370
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$316,000	2,862
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$897,000	3,312
2005-03-31 (YTD Data)		Rank
Total interest income	$5,594,000	1,383
Total interest expense	$2,064,000	1,141
Net interest income	$3,530,000	1,504
Provision for loan and lease losses	$260,000	895
Total noninterest income	$711,000	1,625
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$128,000	2,879
Trading account gains and fees	$0	115
Additional Noninterest Income	$583,000	1,193
Total noninterest expense	$3,376,000	1,253
Salaries and employee benefits	$2,042,000	1,116
Premises and equipment expense	$493,000	1,225
Additional noninterest expense	$841,000	1,481
Pre-tax net operating income	$605,000	3,201
Securities gains (losses)	$0	1,685
Applicable income taxes	$195,000	2,641
Income before extraordinary items	$410,000	3,560
Extraordinary gains, net	$0	24
Net income	$410,000	3,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$143,000	2,631
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$410,000	3,521
2004-12-31 (YTD Data)		Rank
Total interest income	$18,678,000	1,547
Total interest expense	$6,628,000	1,238
Net interest income	$12,050,000	1,685
Provision for loan and lease losses	$556,000	1,792
Total noninterest income	$2,702,000	1,752
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$465,000	3,304
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,237,000	1,225
Total noninterest expense	$12,226,000	1,342
Salaries and employee benefits	$7,520,000	1,147
Premises and equipment expense	$1,708,000	1,357
Additional noninterest expense	$2,998,000	1,630
Pre-tax net operating income	$1,970,000	3,539
Securities gains (losses)	$0	3,819
Applicable income taxes	$633,000	2,932
Income before extraordinary items	$1,337,000	3,915
Extraordinary gains, net	$0	34
Net income	$1,337,000	3,917
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	6,214
Cash dividends	$346,000	4,146
Sale, conversion, retirement of capital stock, net	$19,000	792
Net operating income	$1,337,000	3,855
2004-09-30 (YTD Data)		Rank
Total interest income	$13,474,000	1,584
Total interest expense	$4,741,000	1,273
Net interest income	$8,733,000	1,727
Provision for loan and lease losses	$455,000	1,563
Total noninterest income	$2,143,000	1,683
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$329,000	3,451
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,814,000	1,168
Total noninterest expense	$8,969,000	1,369
Salaries and employee benefits	$5,490,000	1,185
Premises and equipment expense	$1,234,000	1,403
Additional noninterest expense	$2,245,000	1,605
Pre-tax net operating income	$1,452,000	3,649
Securities gains (losses)	$0	3,710
Applicable income taxes	$470,000	3,011
Income before extraordinary items	$982,000	4,050
Extraordinary gains, net	$0	26
Net income	$982,000	4,050
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,626
Cash dividends	$203,000	3,952
Sale, conversion, retirement of capital stock, net	$19,000	665
Net operating income	$982,000	3,984
2004-06-30 (YTD Data)		Rank
Total interest income	$8,619,000	1,636
Total interest expense	$3,078,000	1,281
Net interest income	$5,541,000	1,797
Provision for loan and lease losses	$220,000	2,035
Total noninterest income	$1,528,000	1,565
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$215,000	3,478
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,313,000	1,100
Total noninterest expense	$5,921,000	1,375
Salaries and employee benefits	$3,648,000	1,194
Premises and equipment expense	$760,000	1,524
Additional noninterest expense	$1,513,000	1,595
Pre-tax net operating income	$928,000	3,713
Securities gains (losses)	$0	3,413
Applicable income taxes	$301,000	3,080
Income before extraordinary items	$627,000	4,124
Extraordinary gains, net	$0	21
Net income	$627,000	4,125
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$203,000	3,410
Sale, conversion, retirement of capital stock, net	$19,000	561
Net operating income	$627,000	4,042
2004-03-31 (YTD Data)		Rank
Total interest income	$4,308,000	1,639
Total interest expense	$1,552,000	1,284
Net interest income	$2,756,000	1,802
Provision for loan and lease losses	$160,000	1,360
Total noninterest income	$751,000	1,570
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$101,000	3,555
Trading account gains and fees	$0	121
Additional Noninterest Income	$650,000	1,067
Total noninterest expense	$2,916,000	1,406
Salaries and employee benefits	$1,788,000	1,239
Premises and equipment expense	$381,000	1,545
Additional noninterest expense	$747,000	1,598
Pre-tax net operating income	$431,000	3,887
Securities gains (losses)	$0	2,934
Applicable income taxes	$139,000	3,223
Income before extraordinary items	$292,000	4,334
Extraordinary gains, net	$0	16
Net income	$292,000	4,333
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$119,000	2,724
Sale, conversion, retirement of capital stock, net	$19,000	382
Net operating income	$292,000	4,210
2003-12-31 (YTD Data)		Rank
Total interest income	$15,215,000	1,859
Total interest expense	$5,318,000	1,693
Net interest income	$9,897,000	1,982
Provision for loan and lease losses	$563,000	1,975
Total noninterest income	$4,506,000	1,220
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$378,000	3,771
Trading account gains and fees	$0	160
Additional Noninterest Income	$4,128,000	875
Total noninterest expense	$11,630,000	1,379
Salaries and employee benefits	$7,539,000	1,119
Premises and equipment expense	$1,311,000	1,734
Additional noninterest expense	$2,780,000	1,747
Pre-tax net operating income	$2,210,000	3,156
Securities gains (losses)	$308,000	1,030
Applicable income taxes	$877,000	2,367
Income before extraordinary items	$1,641,000	3,324
Extraordinary gains, net	$0	54
Net income	$1,641,000	3,325
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,310
Cash dividends	$60,000	5,832
Sale, conversion, retirement of capital stock, net	$51,000	725
Net operating income	$1,440,800	3,499
2003-09-30 (YTD Data)		Rank
Total interest income	$10,976,000	1,968
Total interest expense	$3,844,000	1,813
Net interest income	$7,132,000	2,068
Provision for loan and lease losses	$466,000	1,762
Total noninterest income	$3,624,000	1,180
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$264,000	3,948
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,360,000	851
Total noninterest expense	$8,705,000	1,393
Salaries and employee benefits	$5,666,000	1,118
Premises and equipment expense	$950,000	1,808
Additional noninterest expense	$2,089,000	1,730
Pre-tax net operating income	$1,585,000	3,404
Securities gains (losses)	$308,000	943
Applicable income taxes	$658,000	2,491
Income before extraordinary items	$1,235,000	3,413
Extraordinary gains, net	$0	40
Net income	$1,235,000	3,412
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,822
Cash dividends	$60,000	5,017
Sale, conversion, retirement of capital stock, net	$6,000	678
Net operating income	$1,034,800	3,748
2003-06-30 (YTD Data)		Rank
Total interest income	$7,003,000	2,081
Total interest expense	$2,436,000	1,973
Net interest income	$4,567,000	2,137
Provision for loan and lease losses	$255,000	2,092
Total noninterest income	$2,513,000	1,147
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$158,000	4,168
Trading account gains and fees	$0	150
Additional Noninterest Income	$2,355,000	816
Total noninterest expense	$5,848,000	1,384
Salaries and employee benefits	$3,820,000	1,114
Premises and equipment expense	$599,000	1,904
Additional noninterest expense	$1,429,000	1,688
Pre-tax net operating income	$977,000	3,581
Securities gains (losses)	$308,000	793
Applicable income taxes	$460,000	2,441
Income before extraordinary items	$825,000	3,429
Extraordinary gains, net	$0	30
Net income	$825,000	3,429
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,334
Cash dividends	$60,000	4,634
Sale, conversion, retirement of capital stock, net	$1,000	584
Net operating income	$627,880	3,967
2003-03-31 (YTD Data)		Rank
Total interest income	$3,433,000	2,141
Total interest expense	$1,151,000	2,126
Net interest income	$2,282,000	2,142
Provision for loan and lease losses	$165,000	1,575
Total noninterest income	$1,217,000	1,152
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$70,000	4,383
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,147,000	811
Total noninterest expense	$2,848,000	1,412
Salaries and employee benefits	$1,880,000	1,123
Premises and equipment expense	$270,000	2,112
Additional noninterest expense	$698,000	1,687
Pre-tax net operating income	$486,000	3,573
Securities gains (losses)	$125,000	878
Applicable income taxes	$233,000	2,441
Income before extraordinary items	$378,000	3,615
Extraordinary gains, net	$0	21
Net income	$378,000	3,613
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,250
Cash dividends	$60,000	3,294
Sale, conversion, retirement of capital stock, net	$1,000	413
Net operating income	$298,000	4,067
2002-12-31 (YTD Data)		Rank
Total interest income	$12,605,000	2,457
Total interest expense	$4,765,000	2,344
Net interest income	$7,840,000	2,451
Provision for loan and lease losses	$468,000	2,512
Total noninterest income	$4,139,000	1,219
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$312,000	4,142
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,827,000	843
Total noninterest expense	$9,782,000	1,571
Salaries and employee benefits	$6,430,000	1,260
Premises and equipment expense	$1,004,000	2,176
Additional noninterest expense	$2,348,000	1,975
Pre-tax net operating income	$1,729,000	3,755
Securities gains (losses)	$-26,000	9,020
Applicable income taxes	$621,000	3,062
Income before extraordinary items	$1,082,000	4,374
Extraordinary gains, net	$0	70
Net income	$1,082,000	4,374
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	8,821
Cash dividends	$228,000	4,739
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,098,640	4,218
2001-12-31 (YTD Data)		Rank
Total interest income	$13,723,000	2,491
Total interest expense	$6,867,000	2,327
Net interest income	$6,856,000	2,612
Provision for loan and lease losses	$250,000	3,605
Total noninterest income	$3,628,000	1,273
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$264,000	4,497
Trading account gains and fees	$0	177
Additional Noninterest Income	$3,364,000	869
Total noninterest expense	$8,547,000	1,700
Salaries and employee benefits	$5,336,000	1,415
Premises and equipment expense	$935,000	2,281
Additional noninterest expense	$2,276,000	1,975
Pre-tax net operating income	$1,687,000	3,574
Securities gains (losses)	$-118,000	9,510
Applicable income taxes	$564,000	3,086
Income before extraordinary items	$1,005,000	4,282
Extraordinary gains, net	$0	105
Net income	$1,005,000	4,283
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,648
Cash dividends	$194,000	5,070
Sale, conversion, retirement of capital stock, net	$1,000	905
Net operating income	$1,080,520	3,946
2000-12-31 (YTD Data)		Rank
Total interest income	$14,693,000	2,378
Total interest expense	$8,017,000	2,141
Net interest income	$6,676,000	2,664
Provision for loan and lease losses	$326,000	2,684
Total noninterest income	$2,685,000	1,490
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$211,000	4,954
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,474,000	979
Total noninterest expense	$7,595,000	1,833
Salaries and employee benefits	$4,275,000	1,671
Premises and equipment expense	$734,000	2,761
Additional noninterest expense	$2,586,000	1,717
Pre-tax net operating income	$1,440,000	4,179
Securities gains (losses)	$0	1,956
Applicable income taxes	$575,000	3,200
Income before extraordinary items	$865,000	4,805
Extraordinary gains, net	$0	38
Net income	$865,000	4,803
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	5,073
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$1,904,000	376
Net operating income	$865,000	4,807
1999-12-31 (YTD Data)		Rank
Total interest income	$9,731,000	3,294
Total interest expense	$4,737,000	3,076
Net interest income	$4,994,000	3,456
Provision for loan and lease losses	$553,000	1,623
Total noninterest income	$1,216,000	2,670
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$135,000	6,084
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,081,000	1,764
Total noninterest expense	$5,246,000	2,577
Salaries and employee benefits	$2,699,000	2,608
Premises and equipment expense	$517,000	3,657
Additional noninterest expense	$2,030,000	2,155
Pre-tax net operating income	$411,000	7,547
Securities gains (losses)	$4,000	2,267
Applicable income taxes	$67,000	7,383
Income before extraordinary items	$348,000	7,298
Extraordinary gains, net	$0	35
Net income	$348,000	7,300
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	9,636
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$1,089,000	493
Net operating income	$344,640	7,295
1998-12-31 (YTD Data)		Rank
Total interest income	$6,765,000	4,514
Total interest expense	$3,075,000	4,631
Net interest income	$3,690,000	4,395
Provision for loan and lease losses	$104,000	5,028
Total noninterest income	$348,000	6,026
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$152,000	5,903
Trading account gains and fees	NA	NA
Additional Noninterest Income	$196,000	5,014
Total noninterest expense	$3,421,000	3,683
Salaries and employee benefits	$1,581,000	4,081
Premises and equipment expense	$470,000	3,872
Additional noninterest expense	$1,370,000	3,003
Pre-tax net operating income	$513,000	7,299
Securities gains (losses)	$27,000	2,200
Applicable income taxes	$-86,000	10,203
Income before extraordinary items	$626,000	5,933
Extraordinary gains, net	$0	32
Net income	$626,000	5,932
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	4,450
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$5,980,000	197
Net operating income	$599,000	5,953
1997-12-31 (YTD Data)		Rank
Total interest income	$5,130,000	5,686
Total interest expense	$2,348,000	5,653
Net interest income	$2,782,000	5,608
Provision for loan and lease losses	$248,000	2,967
Total noninterest income	$269,000	7,009
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$141,000	6,332
Trading account gains and fees	NA	NA
Additional Noninterest Income	$128,000	6,110
Total noninterest expense	$2,707,000	4,468
Salaries and employee benefits	$1,267,000	4,872
Premises and equipment expense	$349,000	4,913
Additional noninterest expense	$1,091,000	3,616
Pre-tax net operating income	$96,000	10,085
Securities gains (losses)	$0	3,944
Applicable income taxes	$-214,000	10,802
Income before extraordinary items	$310,000	8,308
Extraordinary gains, net	$0	44
Net income	$310,000	8,309
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,353
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$64,000	819
Net operating income	$310,000	8,263
1996-12-31 (YTD Data)		Rank
Total interest income	$3,940,000	6,923
Total interest expense	$1,723,000	7,024
Net interest income	$2,217,000	6,732
Provision for loan and lease losses	$192,000	3,515
Total noninterest income	$282,000	7,167
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$168,000	6,156
Trading account gains and fees	NA	NA
Additional Noninterest Income	$114,000	6,754
Total noninterest expense	$2,078,000	5,772
Salaries and employee benefits	$1,003,000	5,976
Premises and equipment expense	$195,000	7,111
Additional noninterest expense	$880,000	4,839
Pre-tax net operating income	$229,000	9,607
Securities gains (losses)	$0	4,148
Applicable income taxes	$-71,000	11,129
Income before extraordinary items	$300,000	8,425
Extraordinary gains, net	$0	53
Net income	$300,000	8,422
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$300,000	8,369
1995-12-31 (YTD Data)		Rank
Total interest income	$2,630,000	8,749
Total interest expense	$1,327,000	8,197
Net interest income	$1,303,000	9,062
Provision for loan and lease losses	$255,000	2,517
Total noninterest income	$116,000	9,937
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$93,000	7,962
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,000	10,706
Total noninterest expense	$1,899,000	6,230
Salaries and employee benefits	$830,000	6,950
Premises and equipment expense	$189,000	7,403
Additional noninterest expense	$880,000	4,871
Pre-tax net operating income	$-735,000	11,844
Securities gains (losses)	$0	3,831
Applicable income taxes	$1,000	11,102
Income before extraordinary items	$-736,000	11,840
Extraordinary gains, net	$0	65
Net income	$-736,000	11,838
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,571
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$-736,000	11,829
1994-12-31 (YTD Data)		Rank
Total interest income	$246,000	12,545
Total interest expense	$148,000	12,445
Net interest income	$98,000	12,568
Provision for loan and lease losses	$81,000	5,013
Total noninterest income	$11,000	12,464
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$9,000	10,745
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,000	12,485
Total noninterest expense	$1,512,000	7,561
Salaries and employee benefits	$728,000	7,686
Premises and equipment expense	$201,000	7,402
Additional noninterest expense	$583,000	7,157
Pre-tax net operating income	$-1,484,000	12,494
Securities gains (losses)	$0	3,600
Applicable income taxes	$1,000	11,577
Income before extraordinary items	$-1,485,000	12,467
Extraordinary gains, net	$0	249
Net income	$-1,485,000	12,463
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$6,997,000	134
Net operating income	$-1,485,000	12,470

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.