Home > Patriot Bank > Income and Expense
Patriot Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $37,170,000 | 514 |
| Total interest expense | $7,354,000 | 286 |
| Net interest income | $29,816,000 | 576 |
| Provision for loan and lease losses | $-393,000 | 6,051 |
| Total noninterest income | $8,500,000 | 630 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $521,000 | 1,666 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,979,000 | 485 |
| Total noninterest expense | $29,254,000 | 542 |
| Salaries and employee benefits | $15,133,000 | 570 |
| Premises and equipment expense | $3,172,000 | 585 |
| Additional noninterest expense | $10,949,000 | 474 |
| Pre-tax net operating income | $9,455,000 | 730 |
| Securities gains (losses) | $973,000 | 187 |
| Applicable income taxes | $3,398,000 | 585 |
| Income before extraordinary items | $7,030,000 | 786 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,030,000 | 785 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $7,030,000 | 786 |
| Net charge-offs | $-206,000 | 5,972 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $6,378,090 | 824 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $24,052,000 | 530 |
| Total interest expense | $4,984,000 | 284 |
| Net interest income | $19,068,000 | 601 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $5,588,000 | 640 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $355,000 | 1,618 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,233,000 | 489 |
| Total noninterest expense | $18,979,000 | 556 |
| Salaries and employee benefits | $9,894,000 | 571 |
| Premises and equipment expense | $2,148,000 | 588 |
| Additional noninterest expense | $6,937,000 | 499 |
| Pre-tax net operating income | $5,677,000 | 799 |
| Securities gains (losses) | $541,000 | 236 |
| Applicable income taxes | $2,015,000 | 633 |
| Income before extraordinary items | $4,203,000 | 859 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,203,000 | 859 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $4,203,000 | 859 |
| Net charge-offs | $293,000 | 922 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,835,120 | 897 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $11,898,000 | 530 |
| Total interest expense | $2,590,000 | 273 |
| Net interest income | $9,308,000 | 611 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $2,907,000 | 604 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $180,000 | 1,582 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,727,000 | 456 |
| Total noninterest expense | $9,688,000 | 549 |
| Salaries and employee benefits | $4,913,000 | 582 |
| Premises and equipment expense | $1,088,000 | 585 |
| Additional noninterest expense | $3,687,000 | 458 |
| Pre-tax net operating income | $2,527,000 | 856 |
| Securities gains (losses) | $541,000 | 156 |
| Applicable income taxes | $998,000 | 630 |
| Income before extraordinary items | $2,070,000 | 846 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $2,070,000 | 845 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $2,070,000 | 846 |
| Net charge-offs | $428,000 | 406 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,707,530 | 973 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $48,825,000 | 506 |
| Total interest expense | $10,409,000 | 275 |
| Net interest income | $38,416,000 | 580 |
| Provision for loan and lease losses | $-1,250,000 | 6,378 |
| Total noninterest income | $15,614,000 | 465 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $703,000 | 1,740 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $14,911,000 | 336 |
| Total noninterest expense | $42,344,000 | 496 |
| Salaries and employee benefits | $21,977,000 | 508 |
| Premises and equipment expense | $4,607,000 | 539 |
| Additional noninterest expense | $15,760,000 | 443 |
| Pre-tax net operating income | $12,936,000 | 656 |
| Securities gains (losses) | $1,447,000 | 142 |
| Applicable income taxes | $4,879,000 | 507 |
| Income before extraordinary items | $9,504,000 | 716 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $9,504,000 | 716 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $9,504,000 | 716 |
| Net charge-offs | $1,941,000 | 528 |
| Cash dividends | $2,000,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,548,980 | 774 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $36,096,000 | 515 |
| Total interest expense | $7,637,000 | 277 |
| Net interest income | $28,459,000 | 586 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $12,471,000 | 439 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $517,000 | 1,777 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $11,954,000 | 315 |
| Total noninterest expense | $32,049,000 | 489 |
| Salaries and employee benefits | $16,877,000 | 495 |
| Premises and equipment expense | $3,480,000 | 535 |
| Additional noninterest expense | $11,692,000 | 447 |
| Pre-tax net operating income | $8,881,000 | 714 |
| Securities gains (losses) | $984,000 | 154 |
| Applicable income taxes | $3,338,000 | 547 |
| Income before extraordinary items | $6,527,000 | 769 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,527,000 | 768 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,527,000 | 768 |
| Net charge-offs | $1,652,000 | 453 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $5,877,560 | 829 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $23,655,000 | 525 |
| Total interest expense | $4,988,000 | 280 |
| Net interest income | $18,667,000 | 588 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $7,209,000 | 493 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $346,000 | 1,758 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $6,863,000 | 346 |
| Total noninterest expense | $20,486,000 | 509 |
| Salaries and employee benefits | $10,924,000 | 506 |
| Premises and equipment expense | $2,297,000 | 543 |
| Additional noninterest expense | $7,265,000 | 473 |
| Pre-tax net operating income | $5,390,000 | 758 |
| Securities gains (losses) | $766,000 | 155 |
| Applicable income taxes | $2,090,000 | 560 |
| Income before extraordinary items | $4,066,000 | 800 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,066,000 | 800 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,066,000 | 800 |
| Net charge-offs | $1,569,000 | 352 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $3,560,440 | 888 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $11,646,000 | 532 |
| Total interest expense | $2,561,000 | 276 |
| Net interest income | $9,085,000 | 607 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $2,521,000 | 613 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $193,000 | 1,598 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $2,328,000 | 447 |
| Total noninterest expense | $9,091,000 | 562 |
| Salaries and employee benefits | $4,947,000 | 549 |
| Premises and equipment expense | $1,126,000 | 566 |
| Additional noninterest expense | $3,018,000 | 554 |
| Pre-tax net operating income | $2,515,000 | 788 |
| Securities gains (losses) | $544,000 | 124 |
| Applicable income taxes | $1,038,000 | 542 |
| Income before extraordinary items | $2,021,000 | 773 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,021,000 | 774 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,021,000 | 774 |
| Net charge-offs | $1,479,000 | 214 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,661,960 | 925 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $46,244,000 | 533 |
| Total interest expense | $12,349,000 | 254 |
| Net interest income | $33,895,000 | 626 |
| Provision for loan and lease losses | $350,000 | 2,264 |
| Total noninterest income | $28,892,000 | 300 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $635,000 | 1,970 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $28,257,000 | 223 |
| Total noninterest expense | $50,935,000 | 432 |
| Salaries and employee benefits | $29,333,000 | 390 |
| Premises and equipment expense | $4,855,000 | 506 |
| Additional noninterest expense | $16,747,000 | 429 |
| Pre-tax net operating income | $11,502,000 | 687 |
| Securities gains (losses) | $645,000 | 357 |
| Applicable income taxes | $4,123,000 | 520 |
| Income before extraordinary items | $8,024,000 | 785 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,024,000 | 785 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $8,024,000 | 786 |
| Net charge-offs | $1,272,000 | 1,057 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $7,598,300 | 817 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $34,500,000 | 536 |
| Total interest expense | $9,454,000 | 250 |
| Net interest income | $25,046,000 | 635 |
| Provision for loan and lease losses | $350,000 | 1,917 |
| Total noninterest income | $24,877,000 | 283 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $459,000 | 2,032 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $24,418,000 | 209 |
| Total noninterest expense | $40,927,000 | 403 |
| Salaries and employee benefits | $23,365,000 | 376 |
| Premises and equipment expense | $3,661,000 | 505 |
| Additional noninterest expense | $13,901,000 | 403 |
| Pre-tax net operating income | $8,646,000 | 698 |
| Securities gains (losses) | $466,000 | 435 |
| Applicable income taxes | $3,096,000 | 537 |
| Income before extraordinary items | $6,016,000 | 799 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $6,016,000 | 801 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,016,000 | 801 |
| Net charge-offs | $2,514,000 | 505 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,708,440 | 815 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $23,026,000 | 530 |
| Total interest expense | $6,397,000 | 256 |
| Net interest income | $16,629,000 | 632 |
| Provision for loan and lease losses | $250,000 | 1,852 |
| Total noninterest income | $16,082,000 | 296 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $265,000 | 2,263 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $15,817,000 | 222 |
| Total noninterest expense | $27,908,000 | 394 |
| Salaries and employee benefits | $15,950,000 | 361 |
| Premises and equipment expense | $2,397,000 | 514 |
| Additional noninterest expense | $9,561,000 | 389 |
| Pre-tax net operating income | $4,553,000 | 843 |
| Securities gains (losses) | $466,000 | 392 |
| Applicable income taxes | $1,701,000 | 608 |
| Income before extraordinary items | $3,318,000 | 928 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,318,000 | 930 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,318,000 | 931 |
| Net charge-offs | $2,000,000 | 446 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,010,440 | 985 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $11,554,000 | 539 |
| Total interest expense | $3,256,000 | 255 |
| Net interest income | $8,298,000 | 637 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $7,779,000 | 298 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $129,000 | 2,293 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,650,000 | 221 |
| Total noninterest expense | $13,768,000 | 405 |
| Salaries and employee benefits | $7,620,000 | 383 |
| Premises and equipment expense | $1,072,000 | 582 |
| Additional noninterest expense | $5,076,000 | 371 |
| Pre-tax net operating income | $2,309,000 | 808 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $781,000 | 649 |
| Income before extraordinary items | $1,528,000 | 994 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,528,000 | 994 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,528,000 | 996 |
| Net charge-offs | $374,000 | 914 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,528,000 | 943 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $47,675,000 | 548 |
| Total interest expense | $13,979,000 | 289 |
| Net interest income | $33,696,000 | 641 |
| Provision for loan and lease losses | $1,828,000 | 1,149 |
| Total noninterest income | $28,277,000 | 336 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $558,000 | 2,279 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $27,719,000 | 249 |
| Total noninterest expense | $55,109,000 | 400 |
| Salaries and employee benefits | $28,701,000 | 387 |
| Premises and equipment expense | $4,251,000 | 565 |
| Additional noninterest expense | $22,157,000 | 364 |
| Pre-tax net operating income | $5,036,000 | 1,365 |
| Securities gains (losses) | $1,930,000 | 279 |
| Applicable income taxes | $2,358,000 | 759 |
| Income before extraordinary items | $4,608,000 | 1,279 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,608,000 | 1,280 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,608,000 | 1,280 |
| Net charge-offs | $2,589,000 | 948 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,334,200 | 1,609 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $36,032,000 | 550 |
| Total interest expense | $10,579,000 | 304 |
| Net interest income | $25,453,000 | 633 |
| Provision for loan and lease losses | $1,828,000 | 914 |
| Total noninterest income | $21,693,000 | 328 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $425,000 | 2,276 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $21,268,000 | 248 |
| Total noninterest expense | $41,033,000 | 399 |
| Salaries and employee benefits | $21,293,000 | 389 |
| Premises and equipment expense | $3,204,000 | 565 |
| Additional noninterest expense | $16,536,000 | 359 |
| Pre-tax net operating income | $4,285,000 | 1,253 |
| Securities gains (losses) | $1,126,000 | 357 |
| Applicable income taxes | $1,831,000 | 766 |
| Income before extraordinary items | $3,580,000 | 1,259 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,580,000 | 1,261 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,580,000 | 1,260 |
| Net charge-offs | $2,879,000 | 690 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,836,840 | 1,476 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $24,159,000 | 554 |
| Total interest expense | $7,097,000 | 312 |
| Net interest income | $17,062,000 | 630 |
| Provision for loan and lease losses | $1,828,000 | 683 |
| Total noninterest income | $13,389,000 | 334 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $292,000 | 2,209 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,097,000 | 255 |
| Total noninterest expense | $25,644,000 | 423 |
| Salaries and employee benefits | $13,327,000 | 408 |
| Premises and equipment expense | $2,143,000 | 563 |
| Additional noninterest expense | $10,174,000 | 383 |
| Pre-tax net operating income | $2,979,000 | 1,194 |
| Securities gains (losses) | $818,000 | 341 |
| Applicable income taxes | $1,278,000 | 728 |
| Income before extraordinary items | $2,519,000 | 1,193 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,519,000 | 1,192 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,519,000 | 1,192 |
| Net charge-offs | $3,021,000 | 514 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,979,120 | 1,410 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $11,965,000 | 559 |
| Total interest expense | $3,587,000 | 316 |
| Net interest income | $8,378,000 | 641 |
| Provision for loan and lease losses | $500,000 | 1,039 |
| Total noninterest income | $5,431,000 | 381 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $143,000 | 2,221 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,288,000 | 280 |
| Total noninterest expense | $12,163,000 | 436 |
| Salaries and employee benefits | $6,060,000 | 435 |
| Premises and equipment expense | $1,076,000 | 562 |
| Additional noninterest expense | $5,027,000 | 377 |
| Pre-tax net operating income | $1,146,000 | 1,501 |
| Securities gains (losses) | $426,000 | 318 |
| Applicable income taxes | $529,000 | 840 |
| Income before extraordinary items | $1,043,000 | 1,397 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,043,000 | 1,398 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,043,000 | 1,398 |
| Net charge-offs | $491,000 | 1,111 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $761,840 | 1,768 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $53,499,000 | 506 |
| Total interest expense | $16,599,000 | 333 |
| Net interest income | $36,900,000 | 587 |
| Provision for loan and lease losses | $12,398,000 | 356 |
| Total noninterest income | $17,120,000 | 418 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $704,000 | 1,980 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $16,416,000 | 306 |
| Total noninterest expense | $40,789,000 | 504 |
| Salaries and employee benefits | $20,109,000 | 489 |
| Premises and equipment expense | $3,693,000 | 669 |
| Additional noninterest expense | $16,987,000 | 453 |
| Pre-tax net operating income | $833,000 | 4,028 |
| Securities gains (losses) | $1,139,000 | 389 |
| Applicable income taxes | $653,000 | 1,754 |
| Income before extraordinary items | $1,319,000 | 3,015 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,319,000 | 3,018 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,319,000 | 3,017 |
| Net charge-offs | $17,108,000 | 289 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $555,870 | 4,386 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $40,495,000 | 508 |
| Total interest expense | $12,723,000 | 341 |
| Net interest income | $27,772,000 | 584 |
| Provision for loan and lease losses | $5,178,000 | 598 |
| Total noninterest income | $11,689,000 | 448 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $553,000 | 1,912 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $11,136,000 | 330 |
| Total noninterest expense | $29,556,000 | 517 |
| Salaries and employee benefits | $14,512,000 | 508 |
| Premises and equipment expense | $2,709,000 | 700 |
| Additional noninterest expense | $12,335,000 | 456 |
| Pre-tax net operating income | $4,727,000 | 983 |
| Securities gains (losses) | $985,000 | 364 |
| Applicable income taxes | $1,935,000 | 636 |
| Income before extraordinary items | $3,777,000 | 1,026 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,777,000 | 1,025 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,777,000 | 1,026 |
| Net charge-offs | $6,383,000 | 513 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,126,900 | 1,169 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $27,184,000 | 510 |
| Total interest expense | $8,586,000 | 357 |
| Net interest income | $18,598,000 | 589 |
| Provision for loan and lease losses | $1,298,000 | 1,276 |
| Total noninterest income | $7,007,000 | 486 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $388,000 | 1,809 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,619,000 | 351 |
| Total noninterest expense | $18,640,000 | 552 |
| Salaries and employee benefits | $9,156,000 | 535 |
| Premises and equipment expense | $1,753,000 | 726 |
| Additional noninterest expense | $7,731,000 | 491 |
| Pre-tax net operating income | $5,667,000 | 562 |
| Securities gains (losses) | $426,000 | 411 |
| Applicable income taxes | $2,065,000 | 451 |
| Income before extraordinary items | $4,028,000 | 647 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,028,000 | 645 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $4,028,000 | 647 |
| Net charge-offs | $3,250,000 | 645 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $3,746,840 | 666 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $13,780,000 | 507 |
| Total interest expense | $4,279,000 | 365 |
| Net interest income | $9,501,000 | 577 |
| Provision for loan and lease losses | $23,000 | 4,913 |
| Total noninterest income | $2,964,000 | 554 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $203,000 | 1,725 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,761,000 | 403 |
| Total noninterest expense | $9,037,000 | 562 |
| Salaries and employee benefits | $4,454,000 | 555 |
| Premises and equipment expense | $851,000 | 759 |
| Additional noninterest expense | $3,732,000 | 506 |
| Pre-tax net operating income | $3,405,000 | 494 |
| Securities gains (losses) | $312,000 | 244 |
| Applicable income taxes | $1,263,000 | 392 |
| Income before extraordinary items | $2,454,000 | 542 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,454,000 | 541 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,454,000 | 542 |
| Net charge-offs | $854,000 | 952 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $2,248,080 | 569 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $56,419,000 | 528 |
| Total interest expense | $21,203,000 | 360 |
| Net interest income | $35,216,000 | 615 |
| Provision for loan and lease losses | $18,431,000 | 400 |
| Total noninterest income | $17,139,000 | 440 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,018,000 | 1,487 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,121,000 | 325 |
| Total noninterest expense | $41,865,000 | 505 |
| Salaries and employee benefits | $20,753,000 | 473 |
| Premises and equipment expense | $3,317,000 | 771 |
| Additional noninterest expense | $17,795,000 | 449 |
| Pre-tax net operating income | $-7,941,000 | 7,283 |
| Securities gains (losses) | $2,094,000 | 255 |
| Applicable income taxes | $-1,993,000 | 7,454 |
| Income before extraordinary items | $-3,854,000 | 7,087 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,854,000 | 7,087 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-3,854,000 | 7,088 |
| Net charge-offs | $6,710,000 | 817 |
| Cash dividends | $2,000,000 | 811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-5,236,040 | 7,169 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $42,996,000 | 518 |
| Total interest expense | $16,387,000 | 365 |
| Net interest income | $26,609,000 | 607 |
| Provision for loan and lease losses | $18,415,000 | 294 |
| Total noninterest income | $13,035,000 | 419 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $794,000 | 1,476 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $12,241,000 | 310 |
| Total noninterest expense | $31,202,000 | 492 |
| Salaries and employee benefits | $16,030,000 | 455 |
| Premises and equipment expense | $2,532,000 | 759 |
| Additional noninterest expense | $12,640,000 | 449 |
| Pre-tax net operating income | $-9,973,000 | 7,555 |
| Securities gains (losses) | $2,094,000 | 207 |
| Applicable income taxes | $-2,653,000 | 7,632 |
| Income before extraordinary items | $-5,226,000 | 7,436 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-5,226,000 | 7,436 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-5,226,000 | 7,436 |
| Net charge-offs | $6,683,000 | 643 |
| Cash dividends | $2,000,000 | 529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-6,608,040 | 7,477 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $29,097,000 | 514 |
| Total interest expense | $11,329,000 | 367 |
| Net interest income | $17,768,000 | 607 |
| Provision for loan and lease losses | $5,553,000 | 590 |
| Total noninterest income | $8,923,000 | 407 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $544,000 | 1,447 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $8,379,000 | 297 |
| Total noninterest expense | $20,451,000 | 498 |
| Salaries and employee benefits | $10,904,000 | 438 |
| Premises and equipment expense | $1,680,000 | 783 |
| Additional noninterest expense | $7,867,000 | 477 |
| Pre-tax net operating income | $687,000 | 3,069 |
| Securities gains (losses) | $831,000 | 309 |
| Applicable income taxes | $518,000 | 1,185 |
| Income before extraordinary items | $1,000,000 | 2,121 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,000,000 | 2,120 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,000,000 | 2,123 |
| Net charge-offs | $1,568,000 | 1,331 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $451,540 | 3,473 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $14,514,000 | 531 |
| Total interest expense | $5,837,000 | 382 |
| Net interest income | $8,677,000 | 629 |
| Provision for loan and lease losses | $4,564,000 | 407 |
| Total noninterest income | $3,470,000 | 478 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $290,000 | 1,354 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,180,000 | 353 |
| Total noninterest expense | $9,610,000 | 534 |
| Salaries and employee benefits | $4,930,000 | 494 |
| Premises and equipment expense | $835,000 | 805 |
| Additional noninterest expense | $3,845,000 | 479 |
| Pre-tax net operating income | $-2,027,000 | 7,600 |
| Securities gains (losses) | $831,000 | 152 |
| Applicable income taxes | $-407,000 | 7,681 |
| Income before extraordinary items | $-789,000 | 7,409 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-789,000 | 7,409 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-789,000 | 7,410 |
| Net charge-offs | $901,000 | 1,116 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,337,460 | 7,541 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $52,956,000 | 616 |
| Total interest expense | $23,753,000 | 470 |
| Net interest income | $29,203,000 | 734 |
| Provision for loan and lease losses | $5,903,000 | 1,258 |
| Total noninterest income | $15,320,000 | 465 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $951,000 | 1,762 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $14,369,000 | 347 |
| Total noninterest expense | $34,088,000 | 611 |
| Salaries and employee benefits | $17,625,000 | 544 |
| Premises and equipment expense | $3,531,000 | 765 |
| Additional noninterest expense | $12,932,000 | 625 |
| Pre-tax net operating income | $4,532,000 | 919 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,425,000 | 734 |
| Income before extraordinary items | $3,107,000 | 1,085 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,107,000 | 1,083 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,107,000 | 1,084 |
| Net charge-offs | $4,058,000 | 1,328 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,107,000 | 1,084 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $38,500,000 | 651 |
| Total interest expense | $18,035,000 | 502 |
| Net interest income | $20,465,000 | 786 |
| Provision for loan and lease losses | $2,958,000 | 1,495 |
| Total noninterest income | $11,736,000 | 469 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $855,000 | 1,497 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $10,881,000 | 350 |
| Total noninterest expense | $24,832,000 | 630 |
| Salaries and employee benefits | $12,915,000 | 569 |
| Premises and equipment expense | $2,633,000 | 782 |
| Additional noninterest expense | $9,284,000 | 621 |
| Pre-tax net operating income | $4,411,000 | 773 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,501,000 | 596 |
| Income before extraordinary items | $2,910,000 | 929 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,910,000 | 930 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,910,000 | 930 |
| Net charge-offs | $1,464,000 | 1,797 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,910,000 | 919 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $24,682,000 | 693 |
| Total interest expense | $12,056,000 | 529 |
| Net interest income | $12,626,000 | 869 |
| Provision for loan and lease losses | $1,018,000 | 2,045 |
| Total noninterest income | $7,784,000 | 475 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $556,000 | 1,504 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $7,228,000 | 351 |
| Total noninterest expense | $16,055,000 | 666 |
| Salaries and employee benefits | $8,457,000 | 587 |
| Premises and equipment expense | $1,737,000 | 807 |
| Additional noninterest expense | $5,861,000 | 661 |
| Pre-tax net operating income | $3,337,000 | 694 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,135,000 | 543 |
| Income before extraordinary items | $2,202,000 | 860 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,202,000 | 860 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,202,000 | 860 |
| Net charge-offs | $408,000 | 2,588 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,202,000 | 830 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $11,823,000 | 739 |
| Total interest expense | $5,929,000 | 556 |
| Net interest income | $5,894,000 | 917 |
| Provision for loan and lease losses | $353,000 | 2,117 |
| Total noninterest income | $3,083,000 | 533 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $266,000 | 1,528 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,817,000 | 389 |
| Total noninterest expense | $7,061,000 | 710 |
| Salaries and employee benefits | $3,860,000 | 647 |
| Premises and equipment expense | $848,000 | 843 |
| Additional noninterest expense | $2,353,000 | 722 |
| Pre-tax net operating income | $1,563,000 | 816 |
| Securities gains (losses) | $183,000 | 704 |
| Applicable income taxes | $594,000 | 558 |
| Income before extraordinary items | $1,152,000 | 924 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,152,000 | 924 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,152,000 | 926 |
| Net charge-offs | $6,000 | 5,032 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,031,220 | 976 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $51,478,000 | 721 |
| Total interest expense | $26,964,000 | 580 |
| Net interest income | $24,514,000 | 875 |
| Provision for loan and lease losses | $6,199,000 | 861 |
| Total noninterest income | $6,793,000 | 826 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,070,000 | 1,664 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $5,723,000 | 578 |
| Total noninterest expense | $25,179,000 | 788 |
| Salaries and employee benefits | $14,517,000 | 677 |
| Premises and equipment expense | $2,940,000 | 938 |
| Additional noninterest expense | $7,722,000 | 849 |
| Pre-tax net operating income | $-71,000 | 6,426 |
| Securities gains (losses) | $918,000 | 237 |
| Applicable income taxes | $282,000 | 2,474 |
| Income before extraordinary items | $565,000 | 4,263 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $565,000 | 4,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,263,000 | 1,196 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-50,060 | 6,452 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $38,912,000 | 738 |
| Total interest expense | $20,648,000 | 607 |
| Net interest income | $18,264,000 | 890 |
| Provision for loan and lease losses | $4,569,000 | 680 |
| Total noninterest income | $5,849,000 | 763 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $792,000 | 1,685 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,057,000 | 552 |
| Total noninterest expense | $18,699,000 | 782 |
| Salaries and employee benefits | $11,018,000 | 684 |
| Premises and equipment expense | $2,115,000 | 982 |
| Additional noninterest expense | $5,566,000 | 836 |
| Pre-tax net operating income | $845,000 | 3,997 |
| Securities gains (losses) | $672,000 | 250 |
| Applicable income taxes | $477,000 | 1,957 |
| Income before extraordinary items | $1,040,000 | 3,019 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,040,000 | 3,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,013,000 | 1,293 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $576,320 | 4,354 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $25,362,000 | 767 |
| Total interest expense | $13,984,000 | 613 |
| Net interest income | $11,378,000 | 948 |
| Provision for loan and lease losses | $1,252,000 | 1,063 |
| Total noninterest income | $3,862,000 | 781 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $522,000 | 1,692 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,340,000 | 577 |
| Total noninterest expense | $11,965,000 | 809 |
| Salaries and employee benefits | $7,249,000 | 694 |
| Premises and equipment expense | $1,392,000 | 995 |
| Additional noninterest expense | $3,324,000 | 898 |
| Pre-tax net operating income | $2,023,000 | 1,677 |
| Securities gains (losses) | $462,000 | 341 |
| Applicable income taxes | $806,000 | 1,108 |
| Income before extraordinary items | $1,679,000 | 1,618 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,679,000 | 1,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 1,950 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,364,840 | 1,918 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $13,242,000 | 758 |
| Total interest expense | $7,638,000 | 610 |
| Net interest income | $5,604,000 | 956 |
| Provision for loan and lease losses | $632,000 | 869 |
| Total noninterest income | $1,964,000 | 765 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $248,000 | 1,737 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,716,000 | 562 |
| Total noninterest expense | $6,021,000 | 797 |
| Salaries and employee benefits | $3,620,000 | 698 |
| Premises and equipment expense | $665,000 | 1,047 |
| Additional noninterest expense | $1,736,000 | 830 |
| Pre-tax net operating income | $915,000 | 1,945 |
| Securities gains (losses) | $462,000 | 258 |
| Applicable income taxes | $434,000 | 1,128 |
| Income before extraordinary items | $943,000 | 1,586 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $943,000 | 1,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 1,565 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $628,840 | 2,148 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $51,336,000 | 821 |
| Total interest expense | $29,016,000 | 678 |
| Net interest income | $22,320,000 | 993 |
| Provision for loan and lease losses | $1,909,000 | 873 |
| Total noninterest income | $5,722,000 | 985 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $791,000 | 2,154 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,931,000 | 686 |
| Total noninterest expense | $19,571,000 | 961 |
| Salaries and employee benefits | $11,806,000 | 840 |
| Premises and equipment expense | $2,019,000 | 1,316 |
| Additional noninterest expense | $5,746,000 | 990 |
| Pre-tax net operating income | $6,562,000 | 1,291 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $2,388,000 | 970 |
| Income before extraordinary items | $4,173,000 | 1,521 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,173,000 | 1,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $611,000 | 1,468 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,173,640 | 1,509 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $37,026,000 | 845 |
| Total interest expense | $20,746,000 | 708 |
| Net interest income | $16,280,000 | 1,020 |
| Provision for loan and lease losses | $1,295,000 | 724 |
| Total noninterest income | $4,220,000 | 1,002 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $510,000 | 2,407 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,710,000 | 695 |
| Total noninterest expense | $13,637,000 | 1,021 |
| Salaries and employee benefits | $7,954,000 | 932 |
| Premises and equipment expense | $1,433,000 | 1,371 |
| Additional noninterest expense | $4,250,000 | 967 |
| Pre-tax net operating income | $5,568,000 | 1,228 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $1,955,000 | 977 |
| Income before extraordinary items | $3,612,000 | 1,412 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,612,000 | 1,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 1,453 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,612,650 | 1,398 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $22,944,000 | 929 |
| Total interest expense | $12,636,000 | 783 |
| Net interest income | $10,308,000 | 1,098 |
| Provision for loan and lease losses | $785,000 | 711 |
| Total noninterest income | $2,744,000 | 1,038 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $328,000 | 2,475 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,416,000 | 723 |
| Total noninterest expense | $8,617,000 | 1,092 |
| Salaries and employee benefits | $5,078,000 | 997 |
| Premises and equipment expense | $907,000 | 1,472 |
| Additional noninterest expense | $2,632,000 | 1,056 |
| Pre-tax net operating income | $3,650,000 | 1,296 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $1,291,000 | 1,038 |
| Income before extraordinary items | $2,358,000 | 1,488 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,358,000 | 1,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 1,113 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,358,650 | 1,467 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,587,000 | 1,002 |
| Total interest expense | $5,804,000 | 842 |
| Net interest income | $4,783,000 | 1,177 |
| Provision for loan and lease losses | $205,000 | 1,140 |
| Total noninterest income | $1,496,000 | 953 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $167,000 | 2,392 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,329,000 | 662 |
| Total noninterest expense | $4,220,000 | 1,111 |
| Salaries and employee benefits | $2,497,000 | 1,020 |
| Premises and equipment expense | $402,000 | 1,661 |
| Additional noninterest expense | $1,321,000 | 1,038 |
| Pre-tax net operating income | $1,854,000 | 1,259 |
| Securities gains (losses) | $-1,000 | 7,986 |
| Applicable income taxes | $648,000 | 1,040 |
| Income before extraordinary items | $1,205,000 | 1,441 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,205,000 | 1,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,557 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,205,650 | 1,429 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $25,018,000 | 1,615 |
| Total interest expense | $12,036,000 | 1,396 |
| Net interest income | $12,982,000 | 1,775 |
| Provision for loan and lease losses | $1,119,000 | 946 |
| Total noninterest income | $2,668,000 | 1,788 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $315,000 | 4,024 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,353,000 | 1,194 |
| Total noninterest expense | $10,654,000 | 1,675 |
| Salaries and employee benefits | $6,707,000 | 1,476 |
| Premises and equipment expense | $979,000 | 2,524 |
| Additional noninterest expense | $2,968,000 | 1,777 |
| Pre-tax net operating income | $3,877,000 | 2,309 |
| Securities gains (losses) | $-3,000 | 6,969 |
| Applicable income taxes | $1,311,000 | 1,853 |
| Income before extraordinary items | $2,563,000 | 2,562 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,563,000 | 2,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $604,000 | 1,010 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 935 |
| Net operating income | $2,564,980 | 2,541 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,578,000 | 1,816 |
| Total interest expense | $7,536,000 | 1,632 |
| Net interest income | $9,042,000 | 1,942 |
| Provision for loan and lease losses | $949,000 | 790 |
| Total noninterest income | $503,000 | 4,459 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $227,000 | 4,144 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $276,000 | 3,890 |
| Total noninterest expense | $5,863,000 | 2,251 |
| Salaries and employee benefits | $3,702,000 | 1,962 |
| Premises and equipment expense | $623,000 | 2,910 |
| Additional noninterest expense | $1,538,000 | 2,491 |
| Pre-tax net operating income | $2,733,000 | 2,487 |
| Securities gains (losses) | $-3,000 | 7,275 |
| Applicable income taxes | $849,000 | 2,114 |
| Income before extraordinary items | $1,881,000 | 2,709 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,881,000 | 2,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,827 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,883,070 | 2,688 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,305,000 | 2,070 |
| Total interest expense | $3,986,000 | 1,914 |
| Net interest income | $5,319,000 | 2,192 |
| Provision for loan and lease losses | $623,000 | 789 |
| Total noninterest income | $382,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $150,000 | 4,140 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $232,000 | 3,458 |
| Total noninterest expense | $3,465,000 | 2,550 |
| Salaries and employee benefits | $2,325,000 | 2,112 |
| Premises and equipment expense | $388,000 | 3,083 |
| Additional noninterest expense | $752,000 | 3,292 |
| Pre-tax net operating income | $1,613,000 | 2,730 |
| Securities gains (losses) | $-2,000 | 7,528 |
| Applicable income taxes | $337,000 | 2,881 |
| Income before extraordinary items | $1,274,000 | 2,654 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,274,000 | 2,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,784 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,275,580 | 2,641 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,890,000 | 2,383 |
| Total interest expense | $1,599,000 | 2,202 |
| Net interest income | $2,291,000 | 2,488 |
| Provision for loan and lease losses | $234,000 | 997 |
| Total noninterest income | $231,000 | 3,656 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $70,000 | 4,229 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $161,000 | 2,841 |
| Total noninterest expense | $1,436,000 | 2,993 |
| Salaries and employee benefits | $991,000 | 2,461 |
| Premises and equipment expense | $133,000 | 4,114 |
| Additional noninterest expense | $312,000 | 3,792 |
| Pre-tax net operating income | $852,000 | 2,583 |
| Securities gains (losses) | $-2,000 | 7,972 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $850,000 | 2,075 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $850,000 | 2,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,367 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $852,000 | 2,052 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,449,000 | 4,881 |
| Total interest expense | $1,912,000 | 4,564 |
| Net interest income | $3,537,000 | 4,986 |
| Provision for loan and lease losses | $840,000 | 1,209 |
| Total noninterest income | $244,000 | 6,717 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $81,000 | 6,572 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $163,000 | 5,582 |
| Total noninterest expense | $5,168,000 | 3,148 |
| Salaries and employee benefits | $3,526,000 | 2,587 |
| Premises and equipment expense | $271,000 | 5,995 |
| Additional noninterest expense | $1,371,000 | 3,475 |
| Pre-tax net operating income | $-2,227,000 | 8,771 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-416,000 | 8,750 |
| Income before extraordinary items | $-1,811,000 | 8,763 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,811,000 | 8,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 1,788 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $955,000 | 492 |
| Net operating income | $-1,811,000 | 8,750 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,868,000 | 5,931 |
| Total interest expense | $853,000 | 5,849 |
| Net interest income | $2,015,000 | 5,870 |
| Provision for loan and lease losses | $490,000 | 1,429 |
| Total noninterest income | $214,000 | 6,458 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $56,000 | 6,708 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $158,000 | 5,100 |
| Total noninterest expense | $2,581,000 | 4,314 |
| Salaries and employee benefits | $1,668,000 | 3,791 |
| Premises and equipment expense | $110,000 | 7,324 |
| Additional noninterest expense | $803,000 | 4,172 |
| Pre-tax net operating income | $-842,000 | 8,692 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-842,000 | 8,721 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-842,000 | 8,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-842,000 | 8,699 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,111,000 | 7,231 |
| Total interest expense | $247,000 | 7,542 |
| Net interest income | $864,000 | 7,020 |
| Provision for loan and lease losses | $265,000 | 1,699 |
| Total noninterest income | $36,000 | 8,267 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $27,000 | 7,065 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $9,000 | 8,213 |
| Total noninterest expense | $1,523,000 | 4,681 |
| Salaries and employee benefits | $1,002,000 | 4,075 |
| Premises and equipment expense | $45,000 | 7,975 |
| Additional noninterest expense | $476,000 | 4,539 |
| Pre-tax net operating income | $-888,000 | 8,764 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-888,000 | 8,787 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-888,000 | 8,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-888,000 | 8,765 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $253,000 | 8,437 |
| Total interest expense | $61,000 | 8,369 |
| Net interest income | $192,000 | 8,404 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $17,000 | 8,358 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $11,000 | 7,233 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $821,000 | 4,473 |
| Salaries and employee benefits | $478,000 | 4,242 |
| Premises and equipment expense | $7,000 | 8,751 |
| Additional noninterest expense | $336,000 | 3,475 |
| Pre-tax net operating income | $-612,000 | 8,870 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-612,000 | 8,884 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-612,000 | 8,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-612,000 | 8,872 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $698,000 | 8,644 |
| Total interest expense | $304,000 | 8,083 |
| Net interest income | $394,000 | 8,736 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $90,000 | 8,196 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $71,000 | 6,934 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $19,000 | 8,248 |
| Total noninterest expense | $502,000 | 8,668 |
| Salaries and employee benefits | $325,000 | 8,534 |
| Premises and equipment expense | $43,000 | 8,686 |
| Additional noninterest expense | $134,000 | 8,669 |
| Pre-tax net operating income | $-18,000 | 8,414 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-18,000 | 8,463 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-18,000 | 8,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,177 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-18,000 | 8,426 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $524,000 | 8,698 |
| Total interest expense | $229,000 | 8,102 |
| Net interest income | $295,000 | 8,786 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $69,000 | 8,229 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $53,000 | 6,988 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 8,210 |
| Total noninterest expense | $369,000 | 8,693 |
| Salaries and employee benefits | $237,000 | 8,577 |
| Premises and equipment expense | $26,000 | 8,792 |
| Additional noninterest expense | $106,000 | 8,652 |
| Pre-tax net operating income | $-5,000 | 8,482 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-5,000 | 8,514 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-5,000 | 8,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,006 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-5,000 | 8,471 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $341,000 | 8,761 |
| Total interest expense | $152,000 | 8,181 |
| Net interest income | $189,000 | 8,863 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $51,000 | 8,163 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $36,000 | 6,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,015 |
| Total noninterest expense | $244,000 | 8,755 |
| Salaries and employee benefits | $157,000 | 8,631 |
| Premises and equipment expense | $21,000 | 8,751 |
| Additional noninterest expense | $66,000 | 8,757 |
| Pre-tax net operating income | $-4,000 | 8,538 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-4,000 | 8,588 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,000 | 8,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-4,000 | 8,538 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $170,000 | 8,804 |
| Total interest expense | $76,000 | 8,251 |
| Net interest income | $94,000 | 8,909 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $30,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $121,000 | 8,807 |
| Salaries and employee benefits | $79,000 | 8,667 |
| Premises and equipment expense | $10,000 | 8,791 |
| Additional noninterest expense | $32,000 | 8,814 |
| Pre-tax net operating income | $3,000 | 8,508 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $3,000 | 8,552 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,000 | 8,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,873 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,000 | 8,497 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $757,000 | 8,781 |
| Total interest expense | $323,000 | 8,384 |
| Net interest income | $434,000 | 8,871 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $97,000 | 8,329 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $76,000 | 6,964 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $21,000 | 8,405 |
| Total noninterest expense | $514,000 | 8,818 |
| Salaries and employee benefits | $329,000 | 8,664 |
| Premises and equipment expense | $46,000 | 8,828 |
| Additional noninterest expense | $139,000 | 8,814 |
| Pre-tax net operating income | $17,000 | 8,479 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $17,000 | 8,578 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $17,000 | 8,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,519 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $17,000 | 8,489 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $581,000 | 8,854 |
| Total interest expense | $249,000 | 8,475 |
| Net interest income | $332,000 | 8,943 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $77,000 | 8,333 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $57,000 | 7,032 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,256 |
| Total noninterest expense | $376,000 | 8,871 |
| Salaries and employee benefits | $242,000 | 8,698 |
| Premises and equipment expense | $34,000 | 8,874 |
| Additional noninterest expense | $100,000 | 8,895 |
| Pre-tax net operating income | $33,000 | 8,523 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $33,000 | 8,606 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $33,000 | 8,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,399 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $33,000 | 8,497 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $392,000 | 8,891 |
| Total interest expense | $170,000 | 8,535 |
| Net interest income | $222,000 | 8,974 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $55,000 | 8,246 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $37,000 | 7,065 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $18,000 | 7,952 |
| Total noninterest expense | $249,000 | 8,892 |
| Salaries and employee benefits | $161,000 | 8,726 |
| Premises and equipment expense | $19,000 | 8,962 |
| Additional noninterest expense | $69,000 | 8,882 |
| Pre-tax net operating income | $28,000 | 8,511 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $28,000 | 8,599 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $28,000 | 8,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,344 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $28,000 | 8,476 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $207,000 | 8,916 |
| Total interest expense | $87,000 | 8,596 |
| Net interest income | $120,000 | 8,992 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $33,000 | 8,028 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $17,000 | 7,137 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $122,000 | 8,954 |
| Salaries and employee benefits | $79,000 | 8,788 |
| Premises and equipment expense | $12,000 | 8,854 |
| Additional noninterest expense | $31,000 | 8,995 |
| Pre-tax net operating income | $31,000 | 8,305 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $31,000 | 8,259 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $31,000 | 8,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,212 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $31,000 | 8,128 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $857,000 | 8,955 |
| Total interest expense | $421,000 | 8,598 |
| Net interest income | $436,000 | 9,065 |
| Provision for loan and lease losses | $10,000 | 7,810 |
| Total noninterest income | $123,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $62,000 | 7,312 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 7,318 |
| Total noninterest expense | $523,000 | 8,948 |
| Salaries and employee benefits | $326,000 | 8,798 |
| Premises and equipment expense | $61,000 | 8,739 |
| Additional noninterest expense | $136,000 | 8,973 |
| Pre-tax net operating income | $26,000 | 8,552 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $26,000 | 8,644 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $26,000 | 8,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,007 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $26,000 | 8,561 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,166,000 | 9,015 |
| Total interest expense | $715,000 | 8,593 |
| Net interest income | $451,000 | 9,259 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $107,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $68,000 | 7,211 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $39,000 | 8,049 |
| Total noninterest expense | $530,000 | 9,118 |
| Salaries and employee benefits | $326,000 | 8,956 |
| Premises and equipment expense | $67,000 | 8,842 |
| Additional noninterest expense | $137,000 | 9,148 |
| Pre-tax net operating income | $28,000 | 8,621 |
| Securities gains (losses) | $10,000 | 3,593 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $38,000 | 8,659 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $38,000 | 8,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,336 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $28,000 | 8,610 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 9,098 |
| Total interest expense | $795,000 | 8,662 |
| Net interest income | $553,000 | 9,361 |
| Provision for loan and lease losses | $75,000 | 5,850 |
| Total noninterest income | $147,000 | 7,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 7,312 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 6,842 |
| Total noninterest expense | $519,000 | 9,343 |
| Salaries and employee benefits | $301,000 | 9,253 |
| Premises and equipment expense | $62,000 | 9,133 |
| Additional noninterest expense | $156,000 | 9,189 |
| Pre-tax net operating income | $106,000 | 8,778 |
| Securities gains (losses) | $-34,000 | 9,005 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $72,000 | 8,873 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $72,000 | 8,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,647 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $106,000 | 8,654 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,347,000 | 9,254 |
| Total interest expense | $808,000 | 8,658 |
| Net interest income | $539,000 | 9,620 |
| Provision for loan and lease losses | $23,000 | 7,570 |
| Total noninterest income | $84,000 | 9,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 9,823 |
| Total noninterest expense | $503,000 | 9,618 |
| Salaries and employee benefits | $292,000 | 9,505 |
| Premises and equipment expense | $68,000 | 9,271 |
| Additional noninterest expense | $143,000 | 9,577 |
| Pre-tax net operating income | $97,000 | 9,089 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $97,000 | 8,991 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $97,000 | 8,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,882 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $97,000 | 8,959 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 9,668 |
| Total interest expense | $767,000 | 9,016 |
| Net interest income | $423,000 | 10,051 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $67,000 | 9,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 7,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,056 |
| Total noninterest expense | $481,000 | 9,843 |
| Salaries and employee benefits | $286,000 | 9,684 |
| Premises and equipment expense | $66,000 | 9,435 |
| Additional noninterest expense | $129,000 | 9,873 |
| Pre-tax net operating income | $9,000 | 9,756 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $9,000 | 9,801 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $9,000 | 9,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,413 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $9,000 | 9,749 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 9,915 |
| Total interest expense | $759,000 | 9,375 |
| Net interest income | $553,000 | 10,281 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $61,000 | 10,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 8,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,520 |
| Total noninterest expense | $484,000 | 10,180 |
| Salaries and employee benefits | $287,000 | 10,042 |
| Premises and equipment expense | $62,000 | 9,902 |
| Additional noninterest expense | $135,000 | 10,175 |
| Pre-tax net operating income | $130,000 | 9,948 |
| Securities gains (losses) | $8,000 | 2,485 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $138,000 | 9,698 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $138,000 | 9,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,017 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $130,000 | 9,722 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 10,396 |
| Total interest expense | $768,000 | 9,746 |
| Net interest income | $524,000 | 10,839 |
| Provision for loan and lease losses | $6,000 | 8,753 |
| Total noninterest income | $76,000 | 10,350 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,919 |
| Total noninterest expense | $500,000 | 10,590 |
| Salaries and employee benefits | $303,000 | 10,325 |
| Premises and equipment expense | $63,000 | 10,274 |
| Additional noninterest expense | $134,000 | 10,750 |
| Pre-tax net operating income | $94,000 | 10,397 |
| Securities gains (losses) | $-7,000 | 10,114 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $87,000 | 10,340 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $87,000 | 10,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $94,000 | 10,222 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,268,000 | 10,885 |
| Total interest expense | $733,000 | 10,183 |
| Net interest income | $535,000 | 11,316 |
| Provision for loan and lease losses | $2,000 | 8,854 |
| Total noninterest income | $81,000 | 10,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 8,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,008 |
| Total noninterest expense | $513,000 | 10,966 |
| Salaries and employee benefits | $300,000 | 10,748 |
| Premises and equipment expense | $64,000 | 10,656 |
| Additional noninterest expense | $149,000 | 11,062 |
| Pre-tax net operating income | $101,000 | 11,082 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $98,000 | 10,948 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $98,000 | 10,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $101,000 | 10,897 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,140,000 | 11,458 |
| Total interest expense | $561,000 | 10,796 |
| Net interest income | $579,000 | 11,776 |
| Provision for loan and lease losses | $2,000 | 9,032 |
| Total noninterest income | $64,000 | 11,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 9,835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,564 |
| Total noninterest expense | $1,069,000 | 9,088 |
| Salaries and employee benefits | $318,000 | 11,043 |
| Premises and equipment expense | $62,000 | 11,231 |
| Additional noninterest expense | $689,000 | 6,399 |
| Pre-tax net operating income | $-428,000 | 12,361 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-425,000 | 12,331 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-425,000 | 12,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-428,000 | 12,344 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,206,000 | 11,880 |
| Total interest expense | $582,000 | 11,245 |
| Net interest income | $624,000 | 12,139 |
| Provision for loan and lease losses | $5,000 | 10,098 |
| Total noninterest income | $41,000 | 12,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 10,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,819 |
| Total noninterest expense | $604,000 | 11,632 |
| Salaries and employee benefits | $357,000 | 11,073 |
| Premises and equipment expense | $59,000 | 11,888 |
| Additional noninterest expense | $188,000 | 11,892 |
| Pre-tax net operating income | $56,000 | 12,146 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $56,000 | 12,209 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $56,000 | 12,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $56,000 | 12,058 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,484,000 | 12,008 |
| Total interest expense | $768,000 | 11,471 |
| Net interest income | $716,000 | 12,254 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $45,000 | 13,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 10,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 13,290 |
| Total noninterest expense | $606,000 | 12,028 |
| Salaries and employee benefits | $337,000 | 11,580 |
| Premises and equipment expense | $57,000 | 12,412 |
| Additional noninterest expense | $212,000 | 12,073 |
| Pre-tax net operating income | $155,000 | 11,482 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $155,000 | 11,205 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $155,000 | 11,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 8,917 |
| Cash dividends | $61,000 | 7,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $155,000 | 10,861 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.