Home > Patriot Bank > Income and Expense
Patriot Bank, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $858,000 | 5,944 |
| Total interest expense | $97,000 | 5,660 |
| Net interest income | $761,000 | 5,944 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $304,000 | 4,013 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $59,000 | 4,810 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $245,000 | 3,327 |
| Total noninterest expense | $1,028,000 | 5,285 |
| Salaries and employee benefits | $623,000 | 5,071 |
| Premises and equipment expense | $193,000 | 4,252 |
| Additional noninterest expense | $212,000 | 5,924 |
| Pre-tax net operating income | $37,000 | 6,045 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $4,000 | 4,298 |
| Income before extraordinary items | $33,000 | 6,081 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $33,000 | 6,081 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $33,000 | 6,083 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $33,000 | 6,054 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $434,000 | 5,991 |
| Total interest expense | $49,000 | 5,717 |
| Net interest income | $385,000 | 5,985 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $96,000 | 4,697 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $27,000 | 4,957 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $69,000 | 4,116 |
| Total noninterest expense | $499,000 | 5,408 |
| Salaries and employee benefits | $312,000 | 5,139 |
| Premises and equipment expense | $85,000 | 4,593 |
| Additional noninterest expense | $102,000 | 6,027 |
| Pre-tax net operating income | $-18,000 | 6,283 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-2,000 | 6,379 |
| Income before extraordinary items | $-16,000 | 6,283 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-16,000 | 6,284 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-16,000 | 6,284 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-16,000 | 6,273 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,105,000 | 5,809 |
| Total interest expense | $226,000 | 5,771 |
| Net interest income | $1,879,000 | 5,768 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $243,000 | 5,396 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $126,000 | 4,868 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $117,000 | 5,228 |
| Total noninterest expense | $2,185,000 | 5,308 |
| Salaries and employee benefits | $1,322,000 | 5,064 |
| Premises and equipment expense | $383,000 | 4,325 |
| Additional noninterest expense | $480,000 | 5,901 |
| Pre-tax net operating income | $-63,000 | 6,265 |
| Securities gains (losses) | $150,000 | 1,064 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $86,000 | 6,030 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $86,000 | 6,030 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $86,000 | 6,032 |
| Net charge-offs | $-120,000 | 6,552 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-62,500 | 6,283 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 5,992 |
| Total interest expense | $176,000 | 5,829 |
| Net interest income | $1,255,000 | 5,967 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $364,000 | 4,515 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $96,000 | 4,890 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $268,000 | 3,913 |
| Total noninterest expense | $1,674,000 | 5,291 |
| Salaries and employee benefits | $1,022,000 | 5,015 |
| Premises and equipment expense | $280,000 | 4,412 |
| Additional noninterest expense | $372,000 | 5,895 |
| Pre-tax net operating income | $-55,000 | 6,364 |
| Securities gains (losses) | $150,000 | 967 |
| Applicable income taxes | $3,000 | 4,538 |
| Income before extraordinary items | $92,000 | 6,055 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $92,000 | 6,058 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $92,000 | 6,057 |
| Net charge-offs | $14,000 | 4,586 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-53,500 | 6,374 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $954,000 | 6,033 |
| Total interest expense | $120,000 | 5,864 |
| Net interest income | $834,000 | 5,999 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $248,000 | 4,547 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $62,000 | 4,925 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $186,000 | 3,901 |
| Total noninterest expense | $1,131,000 | 5,279 |
| Salaries and employee benefits | $678,000 | 5,053 |
| Premises and equipment expense | $188,000 | 4,409 |
| Additional noninterest expense | $265,000 | 5,801 |
| Pre-tax net operating income | $-49,000 | 6,402 |
| Securities gains (losses) | $139,000 | 922 |
| Applicable income taxes | $3,000 | 4,453 |
| Income before extraordinary items | $87,000 | 5,926 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $87,000 | 5,927 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $87,000 | 5,928 |
| Net charge-offs | $15,000 | 4,144 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-47,830 | 6,413 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $477,000 | 6,074 |
| Total interest expense | $64,000 | 5,857 |
| Net interest income | $413,000 | 6,058 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $123,000 | 4,517 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $30,000 | 4,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $93,000 | 3,865 |
| Total noninterest expense | $573,000 | 5,302 |
| Salaries and employee benefits | $349,000 | 5,021 |
| Premises and equipment expense | $97,000 | 4,369 |
| Additional noninterest expense | $127,000 | 5,937 |
| Pre-tax net operating income | $-37,000 | 6,500 |
| Securities gains (losses) | $139,000 | 583 |
| Applicable income taxes | $5,000 | 4,175 |
| Income before extraordinary items | $97,000 | 5,283 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $97,000 | 5,285 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $97,000 | 5,285 |
| Net charge-offs | $15,000 | 3,259 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-35,050 | 6,503 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 6,127 |
| Total interest expense | $328,000 | 5,860 |
| Net interest income | $1,685,000 | 6,127 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $84,000 | 6,404 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $119,000 | 5,174 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-35,000 | 6,655 |
| Total noninterest expense | $2,368,000 | 5,294 |
| Salaries and employee benefits | $1,336,000 | 5,153 |
| Premises and equipment expense | $390,000 | 4,362 |
| Additional noninterest expense | $642,000 | 5,694 |
| Pre-tax net operating income | $-599,000 | 6,538 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-26,000 | 6,595 |
| Income before extraordinary items | $-573,000 | 6,606 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-573,000 | 6,600 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-573,000 | 6,602 |
| Net charge-offs | $50,000 | 4,920 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-573,000 | 6,555 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,529,000 | 6,220 |
| Total interest expense | $253,000 | 5,951 |
| Net interest income | $1,276,000 | 6,219 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $325,000 | 4,746 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $91,000 | 5,210 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $234,000 | 4,031 |
| Total noninterest expense | $1,799,000 | 5,307 |
| Salaries and employee benefits | $1,012,000 | 5,134 |
| Premises and equipment expense | $290,000 | 4,434 |
| Additional noninterest expense | $497,000 | 5,685 |
| Pre-tax net operating income | $-198,000 | 6,518 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-14,000 | 6,774 |
| Income before extraordinary items | $-184,000 | 6,606 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-184,000 | 6,604 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-184,000 | 6,604 |
| Net charge-offs | $51,000 | 4,492 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-184,000 | 6,522 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,035,000 | 6,245 |
| Total interest expense | $175,000 | 5,989 |
| Net interest income | $860,000 | 6,248 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $262,000 | 4,480 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $58,000 | 5,291 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $204,000 | 3,646 |
| Total noninterest expense | $1,195,000 | 5,343 |
| Salaries and employee benefits | $682,000 | 5,146 |
| Premises and equipment expense | $189,000 | 4,501 |
| Additional noninterest expense | $324,000 | 5,773 |
| Pre-tax net operating income | $-73,000 | 6,485 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-7,000 | 6,816 |
| Income before extraordinary items | $-66,000 | 6,595 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-66,000 | 6,595 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-66,000 | 6,595 |
| Net charge-offs | $52,000 | 4,001 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-66,000 | 6,500 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $528,000 | 6,271 |
| Total interest expense | $89,000 | 6,060 |
| Net interest income | $439,000 | 6,261 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $76,000 | 5,330 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $29,000 | 5,280 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $47,000 | 4,806 |
| Total noninterest expense | $623,000 | 5,277 |
| Salaries and employee benefits | $354,000 | 5,093 |
| Premises and equipment expense | $93,000 | 4,555 |
| Additional noninterest expense | $176,000 | 5,632 |
| Pre-tax net operating income | $-108,000 | 6,745 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-6,000 | 6,946 |
| Income before extraordinary items | $-102,000 | 6,810 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-102,000 | 6,811 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-102,000 | 6,811 |
| Net charge-offs | $49,000 | 3,033 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-102,000 | 6,748 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,423,000 | 6,155 |
| Total interest expense | $428,000 | 6,109 |
| Net interest income | $1,995,000 | 6,088 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $-250,000 | 7,132 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $124,000 | 5,210 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-374,000 | 7,049 |
| Total noninterest expense | $2,593,000 | 5,257 |
| Salaries and employee benefits | $1,357,000 | 5,213 |
| Premises and equipment expense | $387,000 | 4,641 |
| Additional noninterest expense | $849,000 | 5,287 |
| Pre-tax net operating income | $-848,000 | 6,538 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-46,000 | 6,725 |
| Income before extraordinary items | $-802,000 | 6,585 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-802,000 | 6,586 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-802,000 | 6,585 |
| Net charge-offs | $190,000 | 4,347 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-802,000 | 6,560 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,846,000 | 6,186 |
| Total interest expense | $326,000 | 6,185 |
| Net interest income | $1,520,000 | 6,101 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $-228,000 | 7,243 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $87,000 | 5,339 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-315,000 | 7,182 |
| Total noninterest expense | $1,954,000 | 5,246 |
| Salaries and employee benefits | $1,021,000 | 5,216 |
| Premises and equipment expense | $293,000 | 4,671 |
| Additional noninterest expense | $640,000 | 5,295 |
| Pre-tax net operating income | $-662,000 | 6,678 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-35,000 | 6,889 |
| Income before extraordinary items | $-627,000 | 6,736 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-627,000 | 6,737 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-627,000 | 6,737 |
| Net charge-offs | $-33,000 | 7,193 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-627,000 | 6,699 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 6,199 |
| Total interest expense | $220,000 | 6,285 |
| Net interest income | $1,042,000 | 6,086 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $-230,000 | 7,359 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $55,000 | 5,408 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-285,000 | 7,315 |
| Total noninterest expense | $1,339,000 | 5,237 |
| Salaries and employee benefits | $685,000 | 5,243 |
| Premises and equipment expense | $195,000 | 4,721 |
| Additional noninterest expense | $459,000 | 5,214 |
| Pre-tax net operating income | $-527,000 | 6,796 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-28,000 | 6,966 |
| Income before extraordinary items | $-499,000 | 6,846 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-499,000 | 6,845 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-499,000 | 6,846 |
| Net charge-offs | $-35,000 | 7,265 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-499,000 | 6,833 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $642,000 | 6,198 |
| Total interest expense | $119,000 | 6,247 |
| Net interest income | $523,000 | 6,092 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $-354,000 | 7,501 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $25,000 | 5,503 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-379,000 | 7,490 |
| Total noninterest expense | $709,000 | 5,121 |
| Salaries and employee benefits | $353,000 | 5,205 |
| Premises and equipment expense | $102,000 | 4,658 |
| Additional noninterest expense | $254,000 | 4,968 |
| Pre-tax net operating income | $-540,000 | 7,104 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-28,000 | 7,118 |
| Income before extraordinary items | $-512,000 | 7,130 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-512,000 | 7,131 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-512,000 | 7,131 |
| Net charge-offs | $-30,000 | 7,272 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-512,000 | 7,124 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,037,000 | 6,011 |
| Total interest expense | $709,000 | 5,947 |
| Net interest income | $2,328,000 | 5,927 |
| Provision for loan and lease losses | $1,381,000 | 2,572 |
| Total noninterest income | $739,000 | 3,821 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $130,000 | 5,146 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $609,000 | 2,888 |
| Total noninterest expense | $3,119,000 | 4,924 |
| Salaries and employee benefits | $1,449,000 | 5,138 |
| Premises and equipment expense | $423,000 | 4,615 |
| Additional noninterest expense | $1,247,000 | 4,511 |
| Pre-tax net operating income | $-1,433,000 | 6,633 |
| Securities gains (losses) | $68,000 | 2,455 |
| Applicable income taxes | $-71,000 | 6,778 |
| Income before extraordinary items | $-1,294,000 | 6,688 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,294,000 | 6,688 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,294,000 | 6,689 |
| Net charge-offs | $2,031,000 | 1,842 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,358,600 | 6,683 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,341,000 | 6,059 |
| Total interest expense | $562,000 | 5,986 |
| Net interest income | $1,779,000 | 5,970 |
| Provision for loan and lease losses | $1,381,000 | 2,098 |
| Total noninterest income | $701,000 | 3,379 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $100,000 | 5,178 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $601,000 | 2,477 |
| Total noninterest expense | $2,386,000 | 4,863 |
| Salaries and employee benefits | $1,112,000 | 5,127 |
| Premises and equipment expense | $324,000 | 4,634 |
| Additional noninterest expense | $950,000 | 4,454 |
| Pre-tax net operating income | $-1,287,000 | 6,880 |
| Securities gains (losses) | $68,000 | 2,245 |
| Applicable income taxes | $-61,000 | 7,003 |
| Income before extraordinary items | $-1,158,000 | 6,952 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,158,000 | 6,950 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,158,000 | 6,952 |
| Net charge-offs | $2,033,000 | 1,492 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,222,600 | 6,925 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,616,000 | 6,043 |
| Total interest expense | $399,000 | 5,968 |
| Net interest income | $1,217,000 | 5,932 |
| Provision for loan and lease losses | $1,381,000 | 1,605 |
| Total noninterest income | $751,000 | 2,464 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $64,000 | 5,249 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $687,000 | 1,705 |
| Total noninterest expense | $1,558,000 | 4,950 |
| Salaries and employee benefits | $761,000 | 5,071 |
| Premises and equipment expense | $220,000 | 4,614 |
| Additional noninterest expense | $577,000 | 4,689 |
| Pre-tax net operating income | $-971,000 | 7,000 |
| Securities gains (losses) | $68,000 | 1,686 |
| Applicable income taxes | $-46,000 | 7,064 |
| Income before extraordinary items | $-857,000 | 7,028 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-857,000 | 7,028 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-857,000 | 7,028 |
| Net charge-offs | $2,072,000 | 1,100 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-921,600 | 7,032 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $847,000 | 5,991 |
| Total interest expense | $215,000 | 5,934 |
| Net interest income | $632,000 | 5,884 |
| Provision for loan and lease losses | $858,000 | 1,303 |
| Total noninterest income | $869,000 | 1,374 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $31,000 | 5,310 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $838,000 | 909 |
| Total noninterest expense | $797,000 | 4,935 |
| Salaries and employee benefits | $406,000 | 4,957 |
| Premises and equipment expense | $116,000 | 4,561 |
| Additional noninterest expense | $275,000 | 4,839 |
| Pre-tax net operating income | $-154,000 | 6,763 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-5,000 | 7,067 |
| Income before extraordinary items | $-149,000 | 6,852 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-149,000 | 6,853 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-149,000 | 6,852 |
| Net charge-offs | $1,200,000 | 913 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-149,000 | 6,809 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,178,000 | 5,038 |
| Total interest expense | $1,587,000 | 5,036 |
| Net interest income | $3,591,000 | 4,904 |
| Provision for loan and lease losses | $1,371,000 | 3,017 |
| Total noninterest income | $861,000 | 3,619 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $244,000 | 4,276 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $617,000 | 2,857 |
| Total noninterest expense | $3,727,000 | 4,540 |
| Salaries and employee benefits | $2,145,000 | 4,141 |
| Premises and equipment expense | $523,000 | 4,250 |
| Additional noninterest expense | $1,059,000 | 5,088 |
| Pre-tax net operating income | $-646,000 | 6,074 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-34,000 | 6,381 |
| Income before extraordinary items | $-612,000 | 6,142 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-612,000 | 6,142 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-612,000 | 6,142 |
| Net charge-offs | $970,000 | 2,894 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-612,000 | 6,140 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,985,000 | 5,024 |
| Total interest expense | $1,251,000 | 5,043 |
| Net interest income | $2,734,000 | 4,859 |
| Provision for loan and lease losses | $1,313,000 | 2,390 |
| Total noninterest income | $155,000 | 6,284 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $180,000 | 4,318 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-25,000 | 7,713 |
| Total noninterest expense | $2,728,000 | 4,614 |
| Salaries and employee benefits | $1,661,000 | 4,083 |
| Premises and equipment expense | $395,000 | 4,291 |
| Additional noninterest expense | $672,000 | 5,530 |
| Pre-tax net operating income | $-1,152,000 | 6,727 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-60,000 | 6,841 |
| Income before extraordinary items | $-1,092,000 | 6,795 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,092,000 | 6,794 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,092,000 | 6,796 |
| Net charge-offs | $976,000 | 2,225 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,092,000 | 6,790 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,679,000 | 5,034 |
| Total interest expense | $889,000 | 5,019 |
| Net interest income | $1,790,000 | 4,895 |
| Provision for loan and lease losses | $882,000 | 2,227 |
| Total noninterest income | $-53,000 | 8,018 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $116,000 | 4,355 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-169,000 | 8,003 |
| Total noninterest expense | $1,844,000 | 4,613 |
| Salaries and employee benefits | $1,151,000 | 3,994 |
| Premises and equipment expense | $261,000 | 4,340 |
| Additional noninterest expense | $432,000 | 5,626 |
| Pre-tax net operating income | $-989,000 | 7,021 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-51,000 | 7,012 |
| Income before extraordinary items | $-938,000 | 7,123 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-938,000 | 7,122 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-938,000 | 7,123 |
| Net charge-offs | $834,000 | 1,791 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-938,000 | 7,103 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 5,080 |
| Total interest expense | $425,000 | 5,234 |
| Net interest income | $908,000 | 4,855 |
| Provision for loan and lease losses | $733,000 | 1,427 |
| Total noninterest income | $198,000 | 3,834 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $55,000 | 4,417 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $143,000 | 3,046 |
| Total noninterest expense | $915,000 | 4,562 |
| Salaries and employee benefits | $584,000 | 3,994 |
| Premises and equipment expense | $132,000 | 4,337 |
| Additional noninterest expense | $199,000 | 5,613 |
| Pre-tax net operating income | $-542,000 | 7,366 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-28,000 | 7,320 |
| Income before extraordinary items | $-514,000 | 7,460 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-514,000 | 7,460 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-514,000 | 7,461 |
| Net charge-offs | $597,000 | 1,254 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-514,000 | 7,432 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,697,000 | 5,084 |
| Total interest expense | $2,271,000 | 4,999 |
| Net interest income | $3,426,000 | 5,045 |
| Provision for loan and lease losses | $2,114,000 | 1,729 |
| Total noninterest income | $951,000 | 3,516 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $323,000 | 3,880 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $628,000 | 2,823 |
| Total noninterest expense | $3,478,000 | 4,663 |
| Salaries and employee benefits | $2,148,000 | 4,223 |
| Premises and equipment expense | $579,000 | 4,049 |
| Additional noninterest expense | $751,000 | 5,636 |
| Pre-tax net operating income | $-1,215,000 | 7,108 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $2,000 | 4,800 |
| Income before extraordinary items | $-1,217,000 | 7,100 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,217,000 | 7,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,605,000 | 1,488 |
| Cash dividends | $725,000 | 2,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,217,000 | 7,211 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,408,000 | 5,061 |
| Total interest expense | $1,771,000 | 5,014 |
| Net interest income | $2,637,000 | 5,002 |
| Provision for loan and lease losses | $467,000 | 2,826 |
| Total noninterest income | $696,000 | 3,646 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $244,000 | 3,909 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $452,000 | 2,974 |
| Total noninterest expense | $2,618,000 | 4,638 |
| Salaries and employee benefits | $1,618,000 | 4,225 |
| Premises and equipment expense | $433,000 | 4,051 |
| Additional noninterest expense | $567,000 | 5,574 |
| Pre-tax net operating income | $248,000 | 5,848 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $79,000 | 3,795 |
| Income before extraordinary items | $169,000 | 5,852 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $169,000 | 5,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,728 |
| Cash dividends | $725,000 | 2,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $169,000 | 6,025 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,942,000 | 5,127 |
| Total interest expense | $1,216,000 | 5,075 |
| Net interest income | $1,726,000 | 5,062 |
| Provision for loan and lease losses | $211,000 | 3,061 |
| Total noninterest income | $457,000 | 3,718 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $168,000 | 3,837 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $289,000 | 3,097 |
| Total noninterest expense | $1,693,000 | 4,758 |
| Salaries and employee benefits | $1,054,000 | 4,353 |
| Premises and equipment expense | $293,000 | 4,032 |
| Additional noninterest expense | $346,000 | 5,802 |
| Pre-tax net operating income | $279,000 | 5,378 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $82,000 | 3,645 |
| Income before extraordinary items | $197,000 | 5,627 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $197,000 | 5,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,590 |
| Cash dividends | $430,000 | 2,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $197,000 | 5,565 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 5,186 |
| Total interest expense | $633,000 | 5,138 |
| Net interest income | $859,000 | 5,084 |
| Provision for loan and lease losses | $11,000 | 5,386 |
| Total noninterest income | $240,000 | 3,609 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $89,000 | 3,686 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $151,000 | 3,028 |
| Total noninterest expense | $876,000 | 4,670 |
| Salaries and employee benefits | $520,000 | 4,411 |
| Premises and equipment expense | $149,000 | 4,002 |
| Additional noninterest expense | $207,000 | 5,273 |
| Pre-tax net operating income | $212,000 | 4,856 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $79,000 | 3,067 |
| Income before extraordinary items | $133,000 | 5,410 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $133,000 | 5,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,496 |
| Cash dividends | $430,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $133,000 | 5,308 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,046,000 | 5,210 |
| Total interest expense | $2,584,000 | 5,168 |
| Net interest income | $3,462,000 | 5,070 |
| Provision for loan and lease losses | $225,000 | 3,682 |
| Total noninterest income | $910,000 | 3,726 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $335,000 | 3,866 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $575,000 | 3,073 |
| Total noninterest expense | $3,362,000 | 4,656 |
| Salaries and employee benefits | $2,132,000 | 4,183 |
| Premises and equipment expense | $562,000 | 4,029 |
| Additional noninterest expense | $668,000 | 5,859 |
| Pre-tax net operating income | $785,000 | 5,208 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $36,000 | 5,115 |
| Income before extraordinary items | $749,000 | 4,922 |
| Extraordinary gains, net | $107,000 | 23 |
| Net income | $856,000 | 4,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,156 |
| Cash dividends | $560,000 | 3,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $749,000 | 4,899 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,512,000 | 5,237 |
| Total interest expense | $1,933,000 | 5,189 |
| Net interest income | $2,579,000 | 5,112 |
| Provision for loan and lease losses | $216,000 | 2,885 |
| Total noninterest income | $708,000 | 3,660 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $257,000 | 3,821 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $451,000 | 3,013 |
| Total noninterest expense | $2,510,000 | 4,649 |
| Salaries and employee benefits | $1,590,000 | 4,197 |
| Premises and equipment expense | $415,000 | 4,055 |
| Additional noninterest expense | $505,000 | 5,795 |
| Pre-tax net operating income | $561,000 | 5,561 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $26,000 | 5,340 |
| Income before extraordinary items | $535,000 | 5,244 |
| Extraordinary gains, net | $107,000 | 16 |
| Net income | $642,000 | 4,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,163 |
| Cash dividends | $500,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $535,000 | 5,227 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,009,000 | 5,253 |
| Total interest expense | $1,292,000 | 5,202 |
| Net interest income | $1,717,000 | 5,141 |
| Provision for loan and lease losses | $195,000 | 2,206 |
| Total noninterest income | $463,000 | 3,713 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $172,000 | 3,812 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $291,000 | 3,067 |
| Total noninterest expense | $1,658,000 | 4,686 |
| Salaries and employee benefits | $1,058,000 | 4,240 |
| Premises and equipment expense | $273,000 | 4,124 |
| Additional noninterest expense | $327,000 | 5,870 |
| Pre-tax net operating income | $327,000 | 5,885 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $15,000 | 5,484 |
| Income before extraordinary items | $312,000 | 5,571 |
| Extraordinary gains, net | $107,000 | 15 |
| Net income | $419,000 | 4,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,930 |
| Cash dividends | $280,000 | 3,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $312,000 | 5,551 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,463,000 | 5,343 |
| Total interest expense | $636,000 | 5,226 |
| Net interest income | $827,000 | 5,270 |
| Provision for loan and lease losses | $41,000 | 3,408 |
| Total noninterest income | $269,000 | 3,360 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $79,000 | 3,930 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $190,000 | 2,624 |
| Total noninterest expense | $855,000 | 4,593 |
| Salaries and employee benefits | $526,000 | 4,270 |
| Premises and equipment expense | $140,000 | 4,053 |
| Additional noninterest expense | $189,000 | 5,451 |
| Pre-tax net operating income | $200,000 | 5,516 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $9,000 | 5,389 |
| Income before extraordinary items | $191,000 | 5,175 |
| Extraordinary gains, net | $107,000 | 12 |
| Net income | $298,000 | 4,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $220,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $191,000 | 5,159 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,636,000 | 5,204 |
| Total interest expense | $2,052,000 | 5,330 |
| Net interest income | $3,584,000 | 4,974 |
| Provision for loan and lease losses | $79,000 | 5,043 |
| Total noninterest income | $940,000 | 3,690 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $335,000 | 3,903 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $605,000 | 2,998 |
| Total noninterest expense | $3,459,000 | 4,440 |
| Salaries and employee benefits | $2,228,000 | 3,942 |
| Premises and equipment expense | $565,000 | 3,941 |
| Additional noninterest expense | $666,000 | 5,783 |
| Pre-tax net operating income | $986,000 | 5,233 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $298,000 | 3,820 |
| Income before extraordinary items | $688,000 | 5,552 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $688,000 | 5,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,001 |
| Cash dividends | $400,000 | 4,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $688,000 | 5,538 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,129,000 | 5,271 |
| Total interest expense | $1,476,000 | 5,382 |
| Net interest income | $2,653,000 | 5,060 |
| Provision for loan and lease losses | $63,000 | 4,799 |
| Total noninterest income | $673,000 | 3,796 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $229,000 | 4,125 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $444,000 | 3,046 |
| Total noninterest expense | $2,520,000 | 4,510 |
| Salaries and employee benefits | $1,621,000 | 4,019 |
| Premises and equipment expense | $427,000 | 3,927 |
| Additional noninterest expense | $472,000 | 5,930 |
| Pre-tax net operating income | $743,000 | 5,380 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $224,000 | 3,988 |
| Income before extraordinary items | $519,000 | 5,674 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $519,000 | 5,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,313 |
| Cash dividends | $400,000 | 3,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $519,000 | 5,669 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 5,370 |
| Total interest expense | $917,000 | 5,453 |
| Net interest income | $1,718,000 | 5,179 |
| Provision for loan and lease losses | $28,000 | 5,259 |
| Total noninterest income | $446,000 | 3,791 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $151,000 | 4,126 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $295,000 | 3,060 |
| Total noninterest expense | $1,708,000 | 4,482 |
| Salaries and employee benefits | $1,088,000 | 4,015 |
| Premises and equipment expense | $288,000 | 3,888 |
| Additional noninterest expense | $332,000 | 5,772 |
| Pre-tax net operating income | $428,000 | 5,749 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $122,000 | 4,283 |
| Income before extraordinary items | $306,000 | 5,971 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $306,000 | 5,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,712 |
| Cash dividends | $230,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $306,000 | 5,969 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 5,427 |
| Total interest expense | $426,000 | 5,531 |
| Net interest income | $839,000 | 5,259 |
| Provision for loan and lease losses | $13,000 | 5,083 |
| Total noninterest income | $226,000 | 3,701 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $77,000 | 4,007 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $149,000 | 2,973 |
| Total noninterest expense | $827,000 | 4,589 |
| Salaries and employee benefits | $540,000 | 4,063 |
| Premises and equipment expense | $139,000 | 4,008 |
| Additional noninterest expense | $148,000 | 6,100 |
| Pre-tax net operating income | $225,000 | 5,581 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $64,000 | 4,174 |
| Income before extraordinary items | $161,000 | 5,796 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $161,000 | 5,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,805 |
| Cash dividends | $230,000 | 2,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $161,000 | 5,792 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,612,000 | 5,412 |
| Total interest expense | $1,403,000 | 5,407 |
| Net interest income | $3,209,000 | 5,282 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $801,000 | 4,043 |
| Gross Fiduciary activities income | $3,000 | 1,412 |
| Service charges on deposit accounts | $265,000 | 4,451 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $533,000 | 3,253 |
| Total noninterest expense | $3,182,000 | 4,584 |
| Salaries and employee benefits | $2,030,000 | 4,084 |
| Premises and equipment expense | $517,000 | 4,078 |
| Additional noninterest expense | $635,000 | 5,874 |
| Pre-tax net operating income | $828,000 | 5,797 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $224,000 | 4,513 |
| Income before extraordinary items | $604,000 | 5,986 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $604,000 | 5,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,392 |
| Cash dividends | $440,000 | 3,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $604,000 | 5,953 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,383,000 | 5,445 |
| Total interest expense | $993,000 | 5,451 |
| Net interest income | $2,390,000 | 5,319 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $582,000 | 4,135 |
| Gross Fiduciary activities income | $1,000 | 1,428 |
| Service charges on deposit accounts | $191,000 | 4,565 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $390,000 | 3,325 |
| Total noninterest expense | $2,333,000 | 4,644 |
| Salaries and employee benefits | $1,509,000 | 4,072 |
| Premises and equipment expense | $352,000 | 4,350 |
| Additional noninterest expense | $472,000 | 5,882 |
| Pre-tax net operating income | $639,000 | 5,846 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $180,000 | 4,564 |
| Income before extraordinary items | $459,000 | 6,084 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $459,000 | 6,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,432 |
| Cash dividends | $440,000 | 3,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $459,000 | 6,059 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,169,000 | 5,496 |
| Total interest expense | $583,000 | 5,632 |
| Net interest income | $1,586,000 | 5,316 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $430,000 | 3,870 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $120,000 | 4,652 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $309,000 | 3,008 |
| Total noninterest expense | $1,631,000 | 4,477 |
| Salaries and employee benefits | $1,084,000 | 3,847 |
| Premises and equipment expense | $214,000 | 4,590 |
| Additional noninterest expense | $333,000 | 5,686 |
| Pre-tax net operating income | $385,000 | 6,075 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $92,000 | 4,915 |
| Income before extraordinary items | $293,000 | 6,172 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $293,000 | 6,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,010 |
| Cash dividends | $330,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $293,000 | 6,120 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,032,000 | 5,637 |
| Total interest expense | $262,000 | 5,847 |
| Net interest income | $770,000 | 5,452 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $235,000 | 3,609 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $70,000 | 4,265 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $164,000 | 2,813 |
| Total noninterest expense | $810,000 | 4,527 |
| Salaries and employee benefits | $541,000 | 3,853 |
| Premises and equipment expense | $102,000 | 4,794 |
| Additional noninterest expense | $167,000 | 5,653 |
| Pre-tax net operating income | $195,000 | 6,017 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $61,000 | 4,498 |
| Income before extraordinary items | $134,000 | 6,335 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $134,000 | 6,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $330,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $134,000 | 6,291 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,985,000 | 5,568 |
| Total interest expense | $918,000 | 5,896 |
| Net interest income | $3,067,000 | 5,346 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $712,000 | 4,345 |
| Gross Fiduciary activities income | $2,000 | 1,487 |
| Service charges on deposit accounts | $220,000 | 5,027 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $490,000 | 3,345 |
| Total noninterest expense | $2,950,000 | 4,711 |
| Salaries and employee benefits | $1,905,000 | 4,164 |
| Premises and equipment expense | $295,000 | 5,717 |
| Additional noninterest expense | $750,000 | 5,310 |
| Pre-tax net operating income | $829,000 | 5,706 |
| Securities gains (losses) | $-28,000 | 8,472 |
| Applicable income taxes | $197,000 | 4,770 |
| Income before extraordinary items | $604,000 | 5,935 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $604,000 | 5,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,009 |
| Cash dividends | $580,000 | 3,302 |
| Sale, conversion, retirement of capital stock, net | $2,809,000 | 302 |
| Net operating income | $625,000 | 5,790 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,983,000 | 5,572 |
| Total interest expense | $674,000 | 5,931 |
| Net interest income | $2,309,000 | 5,331 |
| Provision for loan and lease losses | $40,000 | 5,698 |
| Total noninterest income | $490,000 | 4,606 |
| Gross Fiduciary activities income | $1,000 | 1,478 |
| Service charges on deposit accounts | $167,000 | 5,045 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $322,000 | 3,605 |
| Total noninterest expense | $2,072,000 | 4,909 |
| Salaries and employee benefits | $1,362,000 | 4,286 |
| Premises and equipment expense | $150,000 | 6,731 |
| Additional noninterest expense | $560,000 | 5,280 |
| Pre-tax net operating income | $687,000 | 5,565 |
| Securities gains (losses) | $-33,000 | 8,747 |
| Applicable income taxes | $173,000 | 4,659 |
| Income before extraordinary items | $481,000 | 5,901 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $481,000 | 5,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,278 |
| Cash dividends | $580,000 | 2,471 |
| Sale, conversion, retirement of capital stock, net | $2,809,000 | 220 |
| Net operating income | $505,420 | 5,715 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,984,000 | 5,576 |
| Total interest expense | $459,000 | 5,894 |
| Net interest income | $1,525,000 | 5,352 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $353,000 | 4,404 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $106,000 | 5,146 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $247,000 | 3,343 |
| Total noninterest expense | $1,439,000 | 4,786 |
| Salaries and employee benefits | $896,000 | 4,335 |
| Premises and equipment expense | $109,000 | 6,576 |
| Additional noninterest expense | $434,000 | 4,801 |
| Pre-tax net operating income | $409,000 | 5,800 |
| Securities gains (losses) | $-41,000 | 8,889 |
| Applicable income taxes | $105,000 | 4,774 |
| Income before extraordinary items | $263,000 | 6,331 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $263,000 | 6,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,183 |
| Cash dividends | $275,000 | 3,017 |
| Sale, conversion, retirement of capital stock, net | $2,809,000 | 150 |
| Net operating income | $292,110 | 6,017 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,066,000 | 5,371 |
| Total interest expense | $245,000 | 5,768 |
| Net interest income | $821,000 | 5,119 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $157,000 | 4,665 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $51,000 | 5,172 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $106,000 | 3,585 |
| Total noninterest expense | $766,000 | 4,615 |
| Salaries and employee benefits | $456,000 | 4,303 |
| Premises and equipment expense | $67,000 | 6,015 |
| Additional noninterest expense | $243,000 | 4,416 |
| Pre-tax net operating income | $207,000 | 5,748 |
| Securities gains (losses) | $-1,000 | 8,686 |
| Applicable income taxes | $53,000 | 4,770 |
| Income before extraordinary items | $153,000 | 5,971 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $153,000 | 5,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $275,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $2,809,000 | 76 |
| Net operating income | $153,740 | 5,841 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,442,000 | 7,102 |
| Total interest expense | $691,000 | 7,072 |
| Net interest income | $1,751,000 | 6,984 |
| Provision for loan and lease losses | $58,000 | 6,110 |
| Total noninterest income | $388,000 | 6,030 |
| Gross Fiduciary activities income | $3,000 | 1,497 |
| Service charges on deposit accounts | $101,000 | 6,541 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $284,000 | 4,614 |
| Total noninterest expense | $1,421,000 | 7,031 |
| Salaries and employee benefits | $851,000 | 6,745 |
| Premises and equipment expense | $99,000 | 8,079 |
| Additional noninterest expense | $471,000 | 6,724 |
| Pre-tax net operating income | $660,000 | 6,133 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $197,000 | 4,950 |
| Income before extraordinary items | $468,000 | 6,483 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $468,000 | 6,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,544 |
| Cash dividends | $295,000 | 4,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $464,500 | 6,341 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,871,000 | 7,132 |
| Total interest expense | $552,000 | 7,068 |
| Net interest income | $1,319,000 | 7,014 |
| Provision for loan and lease losses | $31,000 | 6,364 |
| Total noninterest income | $275,000 | 6,197 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $75,000 | 6,610 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $199,000 | 4,806 |
| Total noninterest expense | $1,014,000 | 7,172 |
| Salaries and employee benefits | $586,000 | 6,983 |
| Premises and equipment expense | $87,000 | 7,866 |
| Additional noninterest expense | $341,000 | 6,793 |
| Pre-tax net operating income | $549,000 | 6,080 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $176,000 | 4,855 |
| Income before extraordinary items | $373,000 | 6,513 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $373,000 | 6,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,062 |
| Cash dividends | $295,000 | 3,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $373,000 | 6,339 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,233,000 | 7,211 |
| Total interest expense | $390,000 | 7,035 |
| Net interest income | $843,000 | 7,137 |
| Provision for loan and lease losses | $5,000 | 7,119 |
| Total noninterest income | $189,000 | 6,125 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $46,000 | 6,735 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $142,000 | 4,662 |
| Total noninterest expense | $714,000 | 7,038 |
| Salaries and employee benefits | $381,000 | 7,072 |
| Premises and equipment expense | $87,000 | 7,105 |
| Additional noninterest expense | $246,000 | 6,577 |
| Pre-tax net operating income | $313,000 | 6,423 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $99,000 | 5,149 |
| Income before extraordinary items | $214,000 | 6,847 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $214,000 | 6,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,250 |
| Cash dividends | $105,000 | 4,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $214,000 | 6,645 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $632,000 | 7,181 |
| Total interest expense | $204,000 | 7,023 |
| Net interest income | $428,000 | 7,095 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $112,000 | 5,626 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 6,745 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $90,000 | 4,120 |
| Total noninterest expense | $336,000 | 7,229 |
| Salaries and employee benefits | $185,000 | 7,164 |
| Premises and equipment expense | $37,000 | 7,479 |
| Additional noninterest expense | $114,000 | 6,780 |
| Pre-tax net operating income | $204,000 | 5,794 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $74,000 | 4,503 |
| Income before extraordinary items | $130,000 | 6,366 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $130,000 | 6,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $105,000 | 2,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $130,000 | 6,189 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,850,000 | 7,003 |
| Total interest expense | $1,195,000 | 6,439 |
| Net interest income | $1,655,000 | 7,185 |
| Provision for loan and lease losses | $121,000 | 5,320 |
| Total noninterest income | $356,000 | 6,055 |
| Gross Fiduciary activities income | $3,000 | 1,565 |
| Service charges on deposit accounts | $94,000 | 6,675 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $259,000 | 4,560 |
| Total noninterest expense | $1,296,000 | 7,255 |
| Salaries and employee benefits | $745,000 | 7,103 |
| Premises and equipment expense | $125,000 | 7,815 |
| Additional noninterest expense | $426,000 | 6,967 |
| Pre-tax net operating income | $594,000 | 6,442 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $184,000 | 5,228 |
| Income before extraordinary items | $410,000 | 6,794 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $410,000 | 6,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 2,311 |
| Cash dividends | $380,000 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $410,000 | 6,665 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,371,000 | 6,874 |
| Total interest expense | $1,771,000 | 6,466 |
| Net interest income | $1,600,000 | 7,158 |
| Provision for loan and lease losses | $422,000 | 2,501 |
| Total noninterest income | $332,000 | 6,151 |
| Gross Fiduciary activities income | $2,000 | 1,637 |
| Service charges on deposit accounts | $107,000 | 6,451 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $223,000 | 4,713 |
| Total noninterest expense | $1,169,000 | 7,529 |
| Salaries and employee benefits | $659,000 | 7,388 |
| Premises and equipment expense | $134,000 | 7,784 |
| Additional noninterest expense | $376,000 | 7,320 |
| Pre-tax net operating income | $341,000 | 7,236 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $91,000 | 6,115 |
| Income before extraordinary items | $250,000 | 7,436 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $250,000 | 7,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 2,289 |
| Cash dividends | $230,000 | 4,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $250,000 | 7,321 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,362,000 | 7,039 |
| Total interest expense | $1,769,000 | 6,661 |
| Net interest income | $1,593,000 | 7,311 |
| Provision for loan and lease losses | $225,000 | 3,486 |
| Total noninterest income | $348,000 | 5,900 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 6,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,482 |
| Total noninterest expense | $1,174,000 | 7,566 |
| Salaries and employee benefits | $676,000 | 7,310 |
| Premises and equipment expense | $127,000 | 7,974 |
| Additional noninterest expense | $371,000 | 7,400 |
| Pre-tax net operating income | $542,000 | 6,809 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $167,000 | 5,746 |
| Income before extraordinary items | $375,000 | 7,010 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $375,000 | 7,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,393 |
| Cash dividends | $350,000 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $375,000 | 7,009 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,144,000 | 7,205 |
| Total interest expense | $1,597,000 | 6,733 |
| Net interest income | $1,547,000 | 7,494 |
| Provision for loan and lease losses | $225,000 | 3,305 |
| Total noninterest income | $309,000 | 6,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 6,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 4,897 |
| Total noninterest expense | $1,141,000 | 7,721 |
| Salaries and employee benefits | $646,000 | 7,504 |
| Premises and equipment expense | $115,000 | 8,338 |
| Additional noninterest expense | $380,000 | 7,441 |
| Pre-tax net operating income | $490,000 | 7,180 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $147,000 | 6,313 |
| Income before extraordinary items | $343,000 | 7,334 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $343,000 | 7,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,829 |
| Cash dividends | $232,000 | 4,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $343,000 | 7,305 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,051,000 | 7,472 |
| Total interest expense | $1,642,000 | 6,894 |
| Net interest income | $1,409,000 | 7,887 |
| Provision for loan and lease losses | $25,000 | 7,503 |
| Total noninterest income | $304,000 | 6,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 6,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 4,897 |
| Total noninterest expense | $1,173,000 | 7,615 |
| Salaries and employee benefits | $670,000 | 7,371 |
| Premises and equipment expense | $110,000 | 8,488 |
| Additional noninterest expense | $393,000 | 7,272 |
| Pre-tax net operating income | $515,000 | 7,290 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $151,000 | 6,818 |
| Income before extraordinary items | $364,000 | 7,451 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $364,000 | 7,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,973 |
| Cash dividends | $160,000 | 5,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $364,000 | 7,372 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,735,000 | 8,086 |
| Total interest expense | $1,389,000 | 7,609 |
| Net interest income | $1,346,000 | 8,370 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $272,000 | 6,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 5,480 |
| Total noninterest expense | $1,043,000 | 8,198 |
| Salaries and employee benefits | $592,000 | 7,970 |
| Premises and equipment expense | $95,000 | 9,079 |
| Additional noninterest expense | $356,000 | 7,746 |
| Pre-tax net operating income | $515,000 | 7,840 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $144,000 | 7,697 |
| Income before extraordinary items | $371,000 | 7,842 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $371,000 | 7,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,139 |
| Cash dividends | $125,000 | 6,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $371,000 | 7,789 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,383,000 | 8,848 |
| Total interest expense | $1,102,000 | 8,692 |
| Net interest income | $1,281,000 | 8,815 |
| Provision for loan and lease losses | $9,000 | 8,632 |
| Total noninterest income | $212,000 | 8,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,594 |
| Total noninterest expense | $884,000 | 9,112 |
| Salaries and employee benefits | $524,000 | 8,685 |
| Premises and equipment expense | $53,000 | 10,553 |
| Additional noninterest expense | $307,000 | 8,805 |
| Pre-tax net operating income | $600,000 | 7,420 |
| Securities gains (losses) | $-12,000 | 10,370 |
| Applicable income taxes | $199,000 | 7,154 |
| Income before extraordinary items | $389,000 | 7,718 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $389,000 | 7,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $396,920 | 7,583 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,058,000 | 9,622 |
| Total interest expense | $973,000 | 9,349 |
| Net interest income | $1,085,000 | 9,664 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $120,000 | 9,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 8,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,762 |
| Total noninterest expense | $726,000 | 10,083 |
| Salaries and employee benefits | $451,000 | 9,530 |
| Premises and equipment expense | $74,000 | 10,376 |
| Additional noninterest expense | $201,000 | 10,399 |
| Pre-tax net operating income | $479,000 | 8,560 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $144,000 | 8,373 |
| Income before extraordinary items | $335,000 | 8,610 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $335,000 | 8,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,724 |
| Cash dividends | $325,000 | 4,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $335,000 | 8,582 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 9,979 |
| Total interest expense | $799,000 | 9,613 |
| Net interest income | $1,106,000 | 10,041 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $106,000 | 10,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,859 |
| Total noninterest expense | $777,000 | 10,346 |
| Salaries and employee benefits | $483,000 | 9,546 |
| Premises and equipment expense | $67,000 | 11,063 |
| Additional noninterest expense | $227,000 | 10,811 |
| Pre-tax net operating income | $435,000 | 9,095 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $125,000 | 8,819 |
| Income before extraordinary items | $304,000 | 9,098 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $304,000 | 9,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $210,000 | 5,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $308,260 | 9,128 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 10,250 |
| Total interest expense | $826,000 | 9,898 |
| Net interest income | $1,141,000 | 10,258 |
| Provision for loan and lease losses | $94,000 | 5,936 |
| Total noninterest income | $110,000 | 11,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 9,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,170 |
| Total noninterest expense | $715,000 | 11,094 |
| Salaries and employee benefits | $481,000 | 9,856 |
| Premises and equipment expense | $62,000 | 11,775 |
| Additional noninterest expense | $172,000 | 12,128 |
| Pre-tax net operating income | $442,000 | 9,083 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $131,000 | 9,063 |
| Income before extraordinary items | $313,000 | 9,328 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $313,000 | 9,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,582 |
| Cash dividends | $2,147,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $-87,000 | 13,191 |
| Net operating income | $311,600 | 9,087 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,216,000 | 10,441 |
| Total interest expense | $1,049,000 | 10,184 |
| Net interest income | $1,167,000 | 10,441 |
| Provision for loan and lease losses | $148,000 | 6,150 |
| Total noninterest income | $121,000 | 11,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,488 |
| Total noninterest expense | $674,000 | 11,656 |
| Salaries and employee benefits | $423,000 | 10,602 |
| Premises and equipment expense | $43,000 | 12,949 |
| Additional noninterest expense | $208,000 | 12,136 |
| Pre-tax net operating income | $466,000 | 8,668 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $125,000 | 9,233 |
| Income before extraordinary items | $347,000 | 8,757 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $347,000 | 8,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 5,719 |
| Cash dividends | $64,000 | 7,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $342,560 | 8,434 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.