Home > Patrick Henry National Bank > Income and Expense
Patrick Henry National Bank, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,155,000 | 1,955 |
| Total interest expense | $7,621,000 | 1,613 |
| Net interest income | $7,534,000 | 2,297 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $873,000 | 3,205 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $526,000 | 2,376 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $347,000 | 3,457 |
| Total noninterest expense | $6,178,000 | 2,151 |
| Salaries and employee benefits | $3,252,000 | 2,255 |
| Premises and equipment expense | $832,000 | 2,238 |
| Additional noninterest expense | $2,094,000 | 1,861 |
| Pre-tax net operating income | $2,094,000 | 3,015 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $390,000 | 3,213 |
| Income before extraordinary items | $1,704,000 | 2,916 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,704,000 | 2,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,812 |
| Cash dividends | $925,000 | 2,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,704,000 | 2,909 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,895,000 | 1,957 |
| Total interest expense | $4,891,000 | 1,596 |
| Net interest income | $5,004,000 | 2,327 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $550,000 | 3,307 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $323,000 | 2,517 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $227,000 | 3,494 |
| Total noninterest expense | $4,064,000 | 2,178 |
| Salaries and employee benefits | $2,140,000 | 2,288 |
| Premises and equipment expense | $549,000 | 2,263 |
| Additional noninterest expense | $1,375,000 | 1,895 |
| Pre-tax net operating income | $1,400,000 | 3,021 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $270,000 | 3,182 |
| Income before extraordinary items | $1,130,000 | 2,924 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,130,000 | 2,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,609 |
| Cash dividends | $617,000 | 2,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,130,000 | 2,913 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,875,000 | 1,954 |
| Total interest expense | $2,303,000 | 1,606 |
| Net interest income | $2,572,000 | 2,261 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $295,000 | 3,124 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $140,000 | 2,745 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $155,000 | 2,918 |
| Total noninterest expense | $2,008,000 | 2,206 |
| Salaries and employee benefits | $1,063,000 | 2,315 |
| Premises and equipment expense | $273,000 | 2,285 |
| Additional noninterest expense | $672,000 | 1,945 |
| Pre-tax net operating income | $814,000 | 2,670 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $175,000 | 2,803 |
| Income before extraordinary items | $639,000 | 2,619 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $639,000 | 2,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $308,000 | 1,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $639,000 | 2,598 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,769,000 | 1,892 |
| Total interest expense | $8,307,000 | 1,368 |
| Net interest income | $9,462,000 | 2,335 |
| Provision for loan and lease losses | $240,000 | 3,239 |
| Total noninterest income | $1,270,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $825,000 | 2,058 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $445,000 | 3,584 |
| Total noninterest expense | $8,023,000 | 2,078 |
| Salaries and employee benefits | $4,397,000 | 2,098 |
| Premises and equipment expense | $1,087,000 | 2,206 |
| Additional noninterest expense | $2,539,000 | 1,988 |
| Pre-tax net operating income | $2,469,000 | 3,187 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $542,000 | 3,237 |
| Income before extraordinary items | $1,927,000 | 3,181 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,927,000 | 3,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,519 |
| Cash dividends | $1,232,000 | 2,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,927,000 | 3,151 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,161,000 | 1,870 |
| Total interest expense | $6,078,000 | 1,312 |
| Net interest income | $7,083,000 | 2,319 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $889,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $589,000 | 2,139 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $300,000 | 3,791 |
| Total noninterest expense | $5,860,000 | 2,115 |
| Salaries and employee benefits | $3,237,000 | 2,114 |
| Premises and equipment expense | $799,000 | 2,232 |
| Additional noninterest expense | $1,824,000 | 2,048 |
| Pre-tax net operating income | $1,932,000 | 3,134 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $440,000 | 3,157 |
| Income before extraordinary items | $1,492,000 | 3,143 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,492,000 | 3,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,073 |
| Cash dividends | $924,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,492,000 | 3,100 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,704,000 | 1,831 |
| Total interest expense | $3,906,000 | 1,289 |
| Net interest income | $4,798,000 | 2,259 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $595,000 | 3,118 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $501,000 | 1,683 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $94,000 | 5,308 |
| Total noninterest expense | $3,889,000 | 2,104 |
| Salaries and employee benefits | $2,150,000 | 2,104 |
| Premises and equipment expense | $525,000 | 2,241 |
| Additional noninterest expense | $1,214,000 | 2,029 |
| Pre-tax net operating income | $1,384,000 | 2,923 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $330,000 | 2,933 |
| Income before extraordinary items | $1,054,000 | 2,967 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,054,000 | 2,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,372 |
| Cash dividends | $617,000 | 1,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,054,000 | 2,928 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,279,000 | 1,831 |
| Total interest expense | $1,874,000 | 1,267 |
| Net interest income | $2,405,000 | 2,243 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $305,000 | 3,018 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $262,000 | 1,548 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,506 |
| Total noninterest expense | $1,942,000 | 2,126 |
| Salaries and employee benefits | $1,075,000 | 2,124 |
| Premises and equipment expense | $262,000 | 2,255 |
| Additional noninterest expense | $605,000 | 2,025 |
| Pre-tax net operating income | $708,000 | 2,836 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $170,000 | 2,867 |
| Income before extraordinary items | $538,000 | 2,871 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $538,000 | 2,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 1,655 |
| Cash dividends | $308,000 | 1,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $538,000 | 2,824 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,974,000 | 1,686 |
| Total interest expense | $7,614,000 | 1,061 |
| Net interest income | $9,360,000 | 2,177 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $1,492,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,202,000 | 1,465 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $290,000 | 4,327 |
| Total noninterest expense | $7,704,000 | 2,070 |
| Salaries and employee benefits | $4,352,000 | 2,001 |
| Premises and equipment expense | $1,012,000 | 2,262 |
| Additional noninterest expense | $2,340,000 | 2,087 |
| Pre-tax net operating income | $2,908,000 | 2,658 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $806,000 | 2,522 |
| Income before extraordinary items | $2,102,000 | 2,796 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,102,000 | 2,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,109 |
| Cash dividends | $1,231,000 | 2,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,102,000 | 2,737 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,770,000 | 1,670 |
| Total interest expense | $5,695,000 | 1,043 |
| Net interest income | $7,075,000 | 2,133 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $1,032,000 | 2,858 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $719,000 | 1,842 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $313,000 | 3,652 |
| Total noninterest expense | $5,609,000 | 2,125 |
| Salaries and employee benefits | $3,201,000 | 2,033 |
| Premises and equipment expense | $695,000 | 2,434 |
| Additional noninterest expense | $1,713,000 | 2,111 |
| Pre-tax net operating income | $2,363,000 | 2,509 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $665,000 | 2,401 |
| Income before extraordinary items | $1,698,000 | 2,673 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,698,000 | 2,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,270 |
| Cash dividends | $923,000 | 1,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,698,000 | 2,615 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,389,000 | 1,674 |
| Total interest expense | $3,784,000 | 1,034 |
| Net interest income | $4,605,000 | 2,173 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $694,000 | 2,849 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $461,000 | 1,888 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $233,000 | 3,446 |
| Total noninterest expense | $3,707,000 | 2,149 |
| Salaries and employee benefits | $2,111,000 | 2,071 |
| Premises and equipment expense | $462,000 | 2,441 |
| Additional noninterest expense | $1,134,000 | 2,131 |
| Pre-tax net operating income | $1,502,000 | 2,584 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $435,000 | 2,425 |
| Income before extraordinary items | $1,067,000 | 2,782 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,067,000 | 2,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,177 |
| Cash dividends | $616,000 | 1,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,067,000 | 2,706 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,130,000 | 1,705 |
| Total interest expense | $1,865,000 | 1,062 |
| Net interest income | $2,265,000 | 2,211 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $358,000 | 2,748 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $208,000 | 1,999 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $150,000 | 2,948 |
| Total noninterest expense | $1,832,000 | 2,181 |
| Salaries and employee benefits | $1,031,000 | 2,133 |
| Premises and equipment expense | $233,000 | 2,452 |
| Additional noninterest expense | $568,000 | 2,085 |
| Pre-tax net operating income | $746,000 | 2,576 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $210,000 | 2,492 |
| Income before extraordinary items | $536,000 | 2,773 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $536,000 | 2,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $308,000 | 1,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $536,000 | 2,677 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $18,258,000 | 1,575 |
| Total interest expense | $8,440,000 | 1,062 |
| Net interest income | $9,818,000 | 1,994 |
| Provision for loan and lease losses | $1,327,000 | 899 |
| Total noninterest income | $1,374,000 | 3,016 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $972,000 | 1,775 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $402,000 | 3,966 |
| Total noninterest expense | $6,919,000 | 2,276 |
| Salaries and employee benefits | $3,806,000 | 2,237 |
| Premises and equipment expense | $886,000 | 2,524 |
| Additional noninterest expense | $2,227,000 | 2,168 |
| Pre-tax net operating income | $2,946,000 | 2,547 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $896,000 | 2,330 |
| Income before extraordinary items | $2,050,000 | 2,812 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,050,000 | 2,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,499 |
| Cash dividends | $1,149,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $-9,000 | 9,062 |
| Net operating income | $2,050,000 | 2,679 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,879,000 | 1,577 |
| Total interest expense | $6,472,000 | 1,079 |
| Net interest income | $7,407,000 | 1,987 |
| Provision for loan and lease losses | $1,282,000 | 730 |
| Total noninterest income | $988,000 | 3,167 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $678,000 | 1,908 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $310,000 | 3,980 |
| Total noninterest expense | $5,030,000 | 2,346 |
| Salaries and employee benefits | $2,683,000 | 2,366 |
| Premises and equipment expense | $674,000 | 2,507 |
| Additional noninterest expense | $1,673,000 | 2,150 |
| Pre-tax net operating income | $2,083,000 | 2,761 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $615,000 | 2,626 |
| Income before extraordinary items | $1,468,000 | 3,017 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,468,000 | 3,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,808 |
| Cash dividends | $840,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,468,000 | 2,868 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,419,000 | 1,563 |
| Total interest expense | $4,392,000 | 1,096 |
| Net interest income | $5,027,000 | 1,944 |
| Provision for loan and lease losses | $1,199,000 | 572 |
| Total noninterest income | $661,000 | 3,128 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $433,000 | 1,950 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $228,000 | 3,791 |
| Total noninterest expense | $3,323,000 | 2,362 |
| Salaries and employee benefits | $1,770,000 | 2,387 |
| Premises and equipment expense | $449,000 | 2,486 |
| Additional noninterest expense | $1,104,000 | 2,165 |
| Pre-tax net operating income | $1,166,000 | 3,148 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $710,000 | 1,799 |
| Income before extraordinary items | $456,000 | 5,050 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $456,000 | 5,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,542 |
| Cash dividends | $560,000 | 1,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $456,000 | 4,843 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,810,000 | 1,546 |
| Total interest expense | $2,211,000 | 1,113 |
| Net interest income | $2,599,000 | 1,878 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $341,000 | 2,960 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $193,000 | 2,078 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $148,000 | 3,237 |
| Total noninterest expense | $1,657,000 | 2,340 |
| Salaries and employee benefits | $877,000 | 2,405 |
| Premises and equipment expense | $224,000 | 2,493 |
| Additional noninterest expense | $556,000 | 2,119 |
| Pre-tax net operating income | $1,238,000 | 1,695 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $385,000 | 1,680 |
| Income before extraordinary items | $853,000 | 1,851 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $853,000 | 1,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $280,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $853,000 | 1,739 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,171,000 | 1,527 |
| Total interest expense | $10,247,000 | 1,089 |
| Net interest income | $9,924,000 | 1,955 |
| Provision for loan and lease losses | $180,000 | 4,547 |
| Total noninterest income | $1,372,000 | 2,799 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $981,000 | 1,646 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $391,000 | 3,746 |
| Total noninterest expense | $6,643,000 | 2,244 |
| Salaries and employee benefits | $3,603,000 | 2,224 |
| Premises and equipment expense | $828,000 | 2,606 |
| Additional noninterest expense | $2,212,000 | 2,093 |
| Pre-tax net operating income | $4,473,000 | 1,810 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,409,000 | 1,734 |
| Income before extraordinary items | $3,064,000 | 1,952 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,064,000 | 1,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,793 |
| Cash dividends | $1,069,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $-7,000 | 9,206 |
| Net operating income | $3,064,000 | 1,891 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,881,000 | 1,545 |
| Total interest expense | $12,676,000 | 1,289 |
| Net interest income | $9,205,000 | 1,937 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $1,234,000 | 2,874 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $923,000 | 1,633 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $311,000 | 4,037 |
| Total noninterest expense | $6,219,000 | 2,294 |
| Salaries and employee benefits | $3,436,000 | 2,177 |
| Premises and equipment expense | $812,000 | 2,592 |
| Additional noninterest expense | $1,971,000 | 2,276 |
| Pre-tax net operating income | $4,040,000 | 1,765 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,234,000 | 1,772 |
| Income before extraordinary items | $2,806,000 | 1,877 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,806,000 | 1,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,627 |
| Cash dividends | $972,000 | 2,318 |
| Sale, conversion, retirement of capital stock, net | $-8,000 | 9,443 |
| Net operating income | $2,806,000 | 1,802 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,555,000 | 1,683 |
| Total interest expense | $12,151,000 | 1,416 |
| Net interest income | $8,404,000 | 2,112 |
| Provision for loan and lease losses | $150,000 | 4,393 |
| Total noninterest income | $1,004,000 | 3,121 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $642,000 | 2,156 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $362,000 | 3,563 |
| Total noninterest expense | $5,505,000 | 2,483 |
| Salaries and employee benefits | $2,987,000 | 2,398 |
| Premises and equipment expense | $603,000 | 3,264 |
| Additional noninterest expense | $1,915,000 | 2,259 |
| Pre-tax net operating income | $3,753,000 | 1,952 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,136,000 | 1,904 |
| Income before extraordinary items | $2,617,000 | 1,991 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,617,000 | 1,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,989 |
| Cash dividends | $884,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $-9,000 | 9,737 |
| Net operating income | $2,617,000 | 1,999 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,028,000 | 1,805 |
| Total interest expense | $10,612,000 | 1,407 |
| Net interest income | $7,416,000 | 2,377 |
| Provision for loan and lease losses | $108,000 | 5,075 |
| Total noninterest income | $978,000 | 3,137 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $638,000 | 2,084 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $340,000 | 3,745 |
| Total noninterest expense | $4,715,000 | 2,867 |
| Salaries and employee benefits | $2,515,000 | 2,791 |
| Premises and equipment expense | $484,000 | 3,878 |
| Additional noninterest expense | $1,716,000 | 2,521 |
| Pre-tax net operating income | $3,571,000 | 2,044 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,106,000 | 2,056 |
| Income before extraordinary items | $2,465,000 | 2,119 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,465,000 | 2,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,328 |
| Cash dividends | $842,000 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,465,000 | 2,089 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,968,000 | 1,802 |
| Total interest expense | $11,146,000 | 1,387 |
| Net interest income | $6,822,000 | 2,483 |
| Provision for loan and lease losses | $72,000 | 5,801 |
| Total noninterest income | $784,000 | 3,676 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $525,000 | 2,445 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $259,000 | 4,339 |
| Total noninterest expense | $4,147,000 | 3,124 |
| Salaries and employee benefits | $2,126,000 | 3,155 |
| Premises and equipment expense | $292,000 | 5,468 |
| Additional noninterest expense | $1,729,000 | 2,401 |
| Pre-tax net operating income | $3,387,000 | 2,126 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,076,000 | 2,178 |
| Income before extraordinary items | $2,311,000 | 2,248 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,311,000 | 2,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,076 |
| Cash dividends | $843,000 | 2,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,311,000 | 2,176 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,796,000 | 1,959 |
| Total interest expense | $10,174,000 | 1,524 |
| Net interest income | $6,622,000 | 2,625 |
| Provision for loan and lease losses | $150,000 | 4,117 |
| Total noninterest income | $649,000 | 4,193 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $404,000 | 3,199 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $245,000 | 4,421 |
| Total noninterest expense | $3,663,000 | 3,455 |
| Salaries and employee benefits | $1,861,000 | 3,526 |
| Premises and equipment expense | $206,000 | 6,745 |
| Additional noninterest expense | $1,596,000 | 2,575 |
| Pre-tax net operating income | $3,458,000 | 2,179 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,130,000 | 2,203 |
| Income before extraordinary items | $2,328,000 | 2,259 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,328,000 | 2,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,337 |
| Cash dividends | $842,000 | 2,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,328,000 | 2,198 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,141,000 | 1,660 |
| Total interest expense | $11,384,000 | 1,424 |
| Net interest income | $8,757,000 | 2,048 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $837,000 | 3,579 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $506,000 | 2,694 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $331,000 | 3,831 |
| Total noninterest expense | $4,516,000 | 3,002 |
| Salaries and employee benefits | $2,290,000 | 2,922 |
| Premises and equipment expense | $301,000 | 5,587 |
| Additional noninterest expense | $1,925,000 | 2,551 |
| Pre-tax net operating income | $4,898,000 | 1,476 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,596,000 | 1,512 |
| Income before extraordinary items | $3,302,000 | 1,496 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,302,000 | 1,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,890 |
| Cash dividends | $1,359,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,302,000 | 1,463 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $23,526,000 | 1,462 |
| Total interest expense | $12,956,000 | 1,288 |
| Net interest income | $10,570,000 | 1,694 |
| Provision for loan and lease losses | $300,000 | 2,267 |
| Total noninterest income | $1,106,000 | 2,879 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $621,000 | 2,179 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $485,000 | 2,937 |
| Total noninterest expense | $5,780,000 | 2,354 |
| Salaries and employee benefits | $2,729,000 | 2,442 |
| Premises and equipment expense | $430,000 | 4,264 |
| Additional noninterest expense | $2,621,000 | 1,905 |
| Pre-tax net operating income | $5,596,000 | 1,367 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,825,000 | 1,376 |
| Income before extraordinary items | $3,771,000 | 1,372 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,771,000 | 1,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,742 |
| Cash dividends | $1,507,000 | 1,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,771,000 | 1,356 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,254,000 | 1,690 |
| Total interest expense | $9,498,000 | 1,373 |
| Net interest income | $8,756,000 | 2,058 |
| Provision for loan and lease losses | $510,000 | 1,513 |
| Total noninterest income | $1,017,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $587,000 | 2,318 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $430,000 | 3,256 |
| Total noninterest expense | $5,645,000 | 2,484 |
| Salaries and employee benefits | $2,557,000 | 2,601 |
| Premises and equipment expense | $437,000 | 4,265 |
| Additional noninterest expense | $2,651,000 | 2,038 |
| Pre-tax net operating income | $3,618,000 | 1,974 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,144,000 | 1,974 |
| Income before extraordinary items | $2,474,000 | 1,976 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,474,000 | 1,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,158 |
| Cash dividends | $1,392,000 | 1,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,474,000 | 1,980 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,500,000 | 2,030 |
| Total interest expense | $8,475,000 | 1,573 |
| Net interest income | $7,025,000 | 2,567 |
| Provision for loan and lease losses | $356,000 | 2,678 |
| Total noninterest income | $1,153,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $582,000 | 2,359 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $571,000 | 2,982 |
| Total noninterest expense | $4,869,000 | 2,921 |
| Salaries and employee benefits | $2,135,000 | 3,070 |
| Premises and equipment expense | $297,000 | 5,898 |
| Additional noninterest expense | $2,437,000 | 2,292 |
| Pre-tax net operating income | $2,953,000 | 2,319 |
| Securities gains (losses) | $58,000 | 3,190 |
| Applicable income taxes | $968,000 | 2,337 |
| Income before extraordinary items | $2,043,000 | 2,455 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,043,000 | 2,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 2,727 |
| Cash dividends | $1,393,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,003,560 | 2,362 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,568,000 | 2,143 |
| Total interest expense | $9,663,000 | 1,770 |
| Net interest income | $6,905,000 | 2,633 |
| Provision for loan and lease losses | $690,000 | 2,399 |
| Total noninterest income | $1,062,000 | 3,154 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $620,000 | 2,197 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $442,000 | 3,479 |
| Total noninterest expense | $4,858,000 | 2,947 |
| Salaries and employee benefits | $2,051,000 | 3,153 |
| Premises and equipment expense | $263,000 | 6,563 |
| Additional noninterest expense | $2,544,000 | 2,288 |
| Pre-tax net operating income | $2,419,000 | 2,576 |
| Securities gains (losses) | $1,878,000 | 429 |
| Applicable income taxes | $1,342,000 | 1,588 |
| Income before extraordinary items | $2,955,000 | 1,561 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,955,000 | 1,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 4,906 |
| Cash dividends | $1,393,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,659,180 | 2,566 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.