Home > Patrick Henry National Bank > Assets and Liabilities
Patrick Henry National Bank, Assets and Liabilities
| 2006-09-30 | Rank | |
| # of Employees: | 154 | 1,128 |
| Assets and Liabilities | ||
| Total Assets: | $396,279,000 | 1,669 |
| Cash and due from depository institutions | $30,670,000 | 1,128 |
| Interest-bearing balances | $18,801,000 | 294 |
| Securities | $87,175,000 | 1,402 |
| Federal funds sold & reverse repurchase agreements | $25,000,000 | 534 |
| Net loans & leases | $240,552,000 | 1,877 |
| Loan loss allowance | $2,578,000 | 2,001 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,731,000 | 2,487 |
| Other real estate owned | $2,780,000 | 1,128 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,371,000 | 2,862 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $396,279,000 | 1,669 |
| Total liabilities | $371,650,000 | 1,598 |
| Total deposits | $369,385,000 | 1,388 |
| Interest-bearing deposits | $309,610,000 | 1,443 |
| Deposits held in domestic offices | $369,385,000 | 1,383 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,541,000 | 4,856 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $724,000 | 4,657 |
| Total equity capital | $24,629,000 | 2,650 |
| Total bank equity capital | $24,629,000 | 2,650 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,500,000 | 1,267 |
| Surplus | $13,879,000 | 1,880 |
| Undivided profits | $7,250,000 | 3,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,998,000 | 1,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,041,000 | 2,046 |
| Earning assets | $371,528,000 | 1,633 |
| Long-term assets (5+ years) | $89,581,000 | 1,182 |
| Average Assets, year-to-date | $392,234,750 | 1,642 |
| Average Assets, quarterly | $392,625,500 | 1,669 |
| Volatile liabilities | $47,357,000 | 2,734 |
| Insider loans | $22,455,000 | 246 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $2,782,000 | 6,933 |
| Tier 1 (core) risk-based capital | $24,629,000 | 2,539 |
| Tier 2 risk-based capital | $2,578,000 | 1,934 |
| Total risk weighted assets | $239,118,000 | 1,967 |
| Total unused commitments | $2,782,000 | 6,934 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 149 | 1,166 |
| Assets and Liabilities | ||
| Total Assets: | $388,972,000 | 1,689 |
| Cash and due from depository institutions | $33,484,000 | 1,166 |
| Interest-bearing balances | $19,495,000 | 278 |
| Securities | $84,167,000 | 1,438 |
| Federal funds sold & reverse repurchase agreements | $24,180,000 | 500 |
| Net loans & leases | $234,545,000 | 1,892 |
| Loan loss allowance | $2,545,000 | 2,004 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,808,000 | 2,421 |
| Other real estate owned | $2,713,000 | 1,166 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $5,075,000 | 2,944 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $388,972,000 | 1,689 |
| Total liabilities | $364,609,000 | 1,619 |
| Total deposits | $363,375,000 | 1,405 |
| Interest-bearing deposits | $302,966,000 | 1,460 |
| Deposits held in domestic offices | $363,375,000 | 1,401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $627,000 | 5,302 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $607,000 | 4,768 |
| Total equity capital | $24,363,000 | 2,578 |
| Total bank equity capital | $24,363,000 | 2,578 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,500,000 | 1,256 |
| Surplus | $13,879,000 | 1,845 |
| Undivided profits | $6,984,000 | 3,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,032,000 | 885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,001,000 | 1,846 |
| Earning assets | $362,387,000 | 1,659 |
| Long-term assets (5+ years) | $94,484,000 | 1,107 |
| Average Assets, year-to-date | $390,886,670 | 1,650 |
| Average Assets, quarterly | $387,568,500 | 1,678 |
| Volatile liabilities | $44,738,000 | 2,810 |
| Insider loans | $22,231,000 | 243 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $3,544,000 | 6,682 |
| Tier 1 (core) risk-based capital | $24,363,000 | 2,510 |
| Tier 2 risk-based capital | $2,545,000 | 1,936 |
| Total risk weighted assets | $233,731,000 | 1,982 |
| Total unused commitments | $3,544,000 | 6,683 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 151 | 1,123 |
| Assets and Liabilities | ||
| Total Assets: | $386,165,000 | 1,669 |
| Cash and due from depository institutions | $33,192,000 | 1,123 |
| Interest-bearing balances | $21,475,000 | 278 |
| Securities | $88,160,000 | 1,404 |
| Federal funds sold & reverse repurchase agreements | $25,400,000 | 543 |
| Net loans & leases | $227,552,000 | 1,904 |
| Loan loss allowance | $2,517,000 | 1,999 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,872,000 | 2,324 |
| Other real estate owned | $2,231,000 | 1,123 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,758,000 | 3,015 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $386,165,000 | 1,669 |
| Total liabilities | $361,984,000 | 1,593 |
| Total deposits | $360,651,000 | 1,396 |
| Interest-bearing deposits | $295,202,000 | 1,464 |
| Deposits held in domestic offices | $360,651,000 | 1,393 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $620,000 | 5,211 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $713,000 | 4,327 |
| Total equity capital | $24,181,000 | 2,566 |
| Total bank equity capital | $24,181,000 | 2,566 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,500,000 | 1,244 |
| Surplus | $13,879,000 | 1,786 |
| Undivided profits | $6,802,000 | 3,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,565,000 | 744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,969,000 | 1,782 |
| Earning assets | $362,587,000 | 1,623 |
| Long-term assets (5+ years) | $87,484,000 | 1,169 |
| Average Assets, year-to-date | $391,844,000 | 1,630 |
| Average Assets, quarterly | $391,844,000 | 1,630 |
| Volatile liabilities | $40,179,000 | 2,904 |
| Insider loans | $22,073,000 | 239 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $3,794,000 | 6,557 |
| Tier 1 (core) risk-based capital | $24,181,000 | 2,491 |
| Tier 2 risk-based capital | $2,517,000 | 1,914 |
| Total risk weighted assets | $231,465,000 | 1,944 |
| Total unused commitments | $3,794,000 | 6,557 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 158 | 1,057 |
| Assets and Liabilities | ||
| Total Assets: | $397,523,000 | 1,597 |
| Cash and due from depository institutions | $36,058,000 | 1,057 |
| Interest-bearing balances | $22,465,000 | 231 |
| Securities | $93,652,000 | 1,327 |
| Federal funds sold & reverse repurchase agreements | $26,600,000 | 485 |
| Net loans & leases | $229,260,000 | 1,866 |
| Loan loss allowance | $2,473,000 | 2,001 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,899,000 | 2,284 |
| Other real estate owned | $2,265,000 | 1,057 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,789,000 | 2,987 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $397,523,000 | 1,597 |
| Total liabilities | $373,673,000 | 1,511 |
| Total deposits | $371,886,000 | 1,327 |
| Interest-bearing deposits | $301,428,000 | 1,396 |
| Deposits held in domestic offices | $371,886,000 | 1,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $948,000 | 5,193 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $839,000 | 3,891 |
| Total equity capital | $23,850,000 | 2,557 |
| Total bank equity capital | $23,850,000 | 2,557 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,500,000 | 1,231 |
| Surplus | $13,879,000 | 1,750 |
| Undivided profits | $6,471,000 | 4,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,602,000 | 731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,014,000 | 1,734 |
| Earning assets | $371,977,000 | 1,556 |
| Long-term assets (5+ years) | $84,942,000 | 1,164 |
| Average Assets, year-to-date | $384,092,200 | 1,582 |
| Average Assets, quarterly | $391,903,500 | 1,598 |
| Volatile liabilities | $41,077,000 | 2,831 |
| Insider loans | $21,792,000 | 235 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $5,582,000 | 5,860 |
| Tier 1 (core) risk-based capital | $23,850,000 | 2,473 |
| Tier 2 risk-based capital | $2,473,000 | 1,921 |
| Total risk weighted assets | $234,676,000 | 1,880 |
| Total unused commitments | $5,582,000 | 5,860 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 156 | 1,056 |
| Assets and Liabilities | ||
| Total Assets: | $386,284,000 | 1,614 |
| Cash and due from depository institutions | $36,283,000 | 1,056 |
| Interest-bearing balances | $23,257,000 | 230 |
| Securities | $87,646,000 | 1,403 |
| Federal funds sold & reverse repurchase agreements | $34,500,000 | 377 |
| Net loans & leases | $216,223,000 | 1,925 |
| Loan loss allowance | $2,599,000 | 1,890 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,964,000 | 2,223 |
| Other real estate owned | $2,228,000 | 1,056 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,440,000 | 3,092 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $386,284,000 | 1,614 |
| Total liabilities | $362,561,000 | 1,537 |
| Total deposits | $360,716,000 | 1,327 |
| Interest-bearing deposits | $301,359,000 | 1,363 |
| Deposits held in domestic offices | $360,716,000 | 1,323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,060,000 | 5,137 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $785,000 | 4,029 |
| Total equity capital | $23,723,000 | 2,556 |
| Total bank equity capital | $23,723,000 | 2,556 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,500,000 | 1,201 |
| Surplus | $13,879,000 | 1,695 |
| Undivided profits | $6,344,000 | 4,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,533,000 | 756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,863,000 | 1,815 |
| Earning assets | $361,626,000 | 1,563 |
| Long-term assets (5+ years) | $74,935,000 | 1,274 |
| Average Assets, year-to-date | $380,734,500 | 1,582 |
| Average Assets, quarterly | $382,757,500 | 1,616 |
| Volatile liabilities | $40,588,000 | 2,752 |
| Insider loans | $21,792,000 | 229 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $0 | 8,613 |
| Tier 1 (core) risk-based capital | $23,723,000 | 2,465 |
| Tier 2 risk-based capital | $2,599,000 | 1,807 |
| Total risk weighted assets | $224,001,000 | 1,918 |
| Total unused commitments | $0 | 8,613 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 156 | 1,057 |
| Assets and Liabilities | ||
| Total Assets: | $379,231,000 | 1,617 |
| Cash and due from depository institutions | $35,048,000 | 1,057 |
| Interest-bearing balances | $23,752,000 | 219 |
| Securities | $88,088,000 | 1,401 |
| Federal funds sold & reverse repurchase agreements | $33,300,000 | 369 |
| Net loans & leases | $209,859,000 | 1,938 |
| Loan loss allowance | $2,560,000 | 1,887 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,022,000 | 2,152 |
| Other real estate owned | $2,257,000 | 1,057 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,657,000 | 2,487 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $379,231,000 | 1,617 |
| Total liabilities | $355,639,000 | 1,544 |
| Total deposits | $354,145,000 | 1,324 |
| Interest-bearing deposits | $293,464,000 | 1,367 |
| Deposits held in domestic offices | $354,145,000 | 1,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $733,000 | 5,273 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $761,000 | 3,863 |
| Total equity capital | $23,592,000 | 2,507 |
| Total bank equity capital | $23,592,000 | 2,507 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,500,000 | 1,182 |
| Surplus | $13,879,000 | 1,659 |
| Undivided profits | $6,213,000 | 4,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,009,000 | 860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,840,000 | 1,667 |
| Earning assets | $354,999,000 | 1,578 |
| Long-term assets (5+ years) | $48,017,000 | 1,833 |
| Average Assets, year-to-date | $378,884,670 | 1,576 |
| Average Assets, quarterly | $378,217,000 | 1,600 |
| Volatile liabilities | $36,775,000 | 2,843 |
| Insider loans | $4,538,000 | 1,403 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $1,658,000 | 7,536 |
| Tier 1 (core) risk-based capital | $23,592,000 | 2,410 |
| Tier 2 risk-based capital | $2,560,000 | 1,796 |
| Total risk weighted assets | $221,634,000 | 1,899 |
| Total unused commitments | $1,658,000 | 7,538 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 157 | 1,031 |
| Assets and Liabilities | ||
| Total Assets: | $377,203,000 | 1,604 |
| Cash and due from depository institutions | $34,340,000 | 1,031 |
| Interest-bearing balances | $24,841,000 | 218 |
| Securities | $93,618,000 | 1,349 |
| Federal funds sold & reverse repurchase agreements | $32,300,000 | 367 |
| Net loans & leases | $204,603,000 | 1,926 |
| Loan loss allowance | $2,411,000 | 1,973 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,020,000 | 2,120 |
| Other real estate owned | $2,285,000 | 1,031 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,037,000 | 2,692 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $377,203,000 | 1,604 |
| Total liabilities | $353,818,000 | 1,531 |
| Total deposits | $352,539,000 | 1,319 |
| Interest-bearing deposits | $291,214,000 | 1,359 |
| Deposits held in domestic offices | $352,539,000 | 1,316 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $856,000 | 5,094 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $423,000 | 5,179 |
| Total equity capital | $23,385,000 | 2,464 |
| Total bank equity capital | $23,385,000 | 2,464 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,500,000 | 1,174 |
| Surplus | $13,879,000 | 1,620 |
| Undivided profits | $6,006,000 | 4,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,747,000 | 578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,928,000 | 1,521 |
| Earning assets | $355,362,000 | 1,558 |
| Long-term assets (5+ years) | $48,530,000 | 1,875 |
| Average Assets, year-to-date | $378,711,500 | 1,584 |
| Average Assets, quarterly | $378,711,500 | 1,584 |
| Volatile liabilities | $32,279,000 | 3,036 |
| Insider loans | $21,397,000 | 212 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $2,074,000 | 7,357 |
| Tier 1 (core) risk-based capital | $23,385,000 | 2,390 |
| Tier 2 risk-based capital | $2,411,000 | 1,886 |
| Total risk weighted assets | $215,959,000 | 1,900 |
| Total unused commitments | $2,074,000 | 7,361 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 150 | 1,104 |
| Assets and Liabilities | ||
| Total Assets: | $380,220,000 | 1,574 |
| Cash and due from depository institutions | $35,703,000 | 1,104 |
| Interest-bearing balances | $24,941,000 | 213 |
| Securities | $72,011,000 | 1,735 |
| Federal funds sold & reverse repurchase agreements | $58,955,000 | 218 |
| Net loans & leases | $201,869,000 | 1,932 |
| Loan loss allowance | $2,404,000 | 1,964 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,104,000 | 2,068 |
| Other real estate owned | $2,335,000 | 1,104 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,243,000 | 2,999 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $380,220,000 | 1,574 |
| Total liabilities | $357,065,000 | 1,500 |
| Total deposits | $355,503,000 | 1,286 |
| Interest-bearing deposits | $292,975,000 | 1,348 |
| Deposits held in domestic offices | $355,503,000 | 1,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $973,000 | 5,110 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $589,000 | 4,347 |
| Total equity capital | $23,155,000 | 2,493 |
| Total bank equity capital | $23,155,000 | 2,493 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,500,000 | 1,154 |
| Surplus | $13,879,000 | 1,600 |
| Undivided profits | $5,776,000 | 4,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,224,000 | 534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,460,000 | 2,045 |
| Earning assets | $357,776,000 | 1,522 |
| Long-term assets (5+ years) | $45,267,000 | 1,997 |
| Average Assets, year-to-date | $382,224,200 | 1,476 |
| Average Assets, quarterly | $382,956,500 | 1,540 |
| Volatile liabilities | $32,920,000 | 2,953 |
| Insider loans | $21,165,000 | 213 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $6,023,000 | 5,514 |
| Tier 1 (core) risk-based capital | $23,155,000 | 2,386 |
| Tier 2 risk-based capital | $2,404,000 | 1,877 |
| Total risk weighted assets | $217,830,000 | 1,875 |
| Total unused commitments | $6,023,000 | 5,516 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 156 | 1,047 |
| Assets and Liabilities | ||
| Total Assets: | $385,693,000 | 1,524 |
| Cash and due from depository institutions | $31,603,000 | 1,047 |
| Interest-bearing balances | $21,576,000 | 264 |
| Securities | $88,302,000 | 1,449 |
| Federal funds sold & reverse repurchase agreements | $47,495,000 | 257 |
| Net loans & leases | $208,189,000 | 1,831 |
| Loan loss allowance | $2,427,000 | 1,927 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,667,000 | 2,206 |
| Other real estate owned | $1,104,000 | 1,047 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,333,000 | 2,918 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $385,693,000 | 1,524 |
| Total liabilities | $362,634,000 | 1,449 |
| Total deposits | $361,146,000 | 1,236 |
| Interest-bearing deposits | $300,530,000 | 1,279 |
| Deposits held in domestic offices | $361,146,000 | 1,232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $822,000 | 5,196 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $666,000 | 4,176 |
| Total equity capital | $23,059,000 | 2,485 |
| Total bank equity capital | $23,059,000 | 2,485 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,500,000 | 1,138 |
| Surplus | $13,879,000 | 1,570 |
| Undivided profits | $5,680,000 | 4,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,586,000 | 458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,246,000 | 1,260 |
| Earning assets | $365,562,000 | 1,468 |
| Long-term assets (5+ years) | $47,189,000 | 1,971 |
| Average Assets, year-to-date | $382,725,250 | 1,472 |
| Average Assets, quarterly | $386,436,000 | 1,493 |
| Volatile liabilities | $34,118,000 | 2,824 |
| Insider loans | $21,165,000 | 222 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $583,000 | 8,319 |
| Tier 1 (core) risk-based capital | $23,059,000 | 2,364 |
| Tier 2 risk-based capital | $2,427,000 | 1,833 |
| Total risk weighted assets | $221,722,000 | 1,820 |
| Total unused commitments | $583,000 | 8,322 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 154 | 1,081 |
| Assets and Liabilities | ||
| Total Assets: | $387,179,000 | 1,480 |
| Cash and due from depository institutions | $38,050,000 | 1,081 |
| Interest-bearing balances | $21,973,000 | 257 |
| Securities | $117,160,000 | 1,114 |
| Federal funds sold & reverse repurchase agreements | $19,600,000 | 537 |
| Net loans & leases | $202,428,000 | 1,846 |
| Loan loss allowance | $2,432,000 | 1,907 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,603,000 | 2,190 |
| Other real estate owned | $1,081,000 | 1,081 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,257,000 | 2,940 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $387,179,000 | 1,480 |
| Total liabilities | $364,444,000 | 1,429 |
| Total deposits | $363,065,000 | 1,208 |
| Interest-bearing deposits | $305,070,000 | 1,243 |
| Deposits held in domestic offices | $363,065,000 | 1,204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $852,000 | 5,171 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $527,000 | 4,413 |
| Total equity capital | $22,735,000 | 2,418 |
| Total bank equity capital | $22,735,000 | 2,418 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,500,000 | 1,132 |
| Surplus | $13,879,000 | 1,514 |
| Undivided profits | $5,356,000 | 4,344 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,030,000 | 396 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,153,000 | 1,242 |
| Earning assets | $361,161,000 | 1,452 |
| Long-term assets (5+ years) | $49,807,000 | 1,925 |
| Average Assets, year-to-date | $381,736,000 | 1,466 |
| Average Assets, quarterly | $383,959,000 | 1,479 |
| Volatile liabilities | $33,299,000 | 2,804 |
| Insider loans | $20,925,000 | 214 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $1,024,000 | 8,105 |
| Tier 1 (core) risk-based capital | $22,735,000 | 2,352 |
| Tier 2 risk-based capital | $2,432,000 | 1,807 |
| Total risk weighted assets | $217,478,000 | 1,806 |
| Total unused commitments | $1,024,000 | 8,109 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 154 | 1,064 |
| Assets and Liabilities | ||
| Total Assets: | $380,739,000 | 1,483 |
| Cash and due from depository institutions | $30,177,000 | 1,064 |
| Interest-bearing balances | $17,916,000 | 402 |
| Securities | $97,468,000 | 1,350 |
| Federal funds sold & reverse repurchase agreements | $64,730,000 | 229 |
| Net loans & leases | $179,509,000 | 2,000 |
| Loan loss allowance | $2,474,000 | 1,861 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,605,000 | 2,161 |
| Other real estate owned | $339,000 | 1,064 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,911,000 | 2,981 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $380,739,000 | 1,483 |
| Total liabilities | $358,227,000 | 1,418 |
| Total deposits | $356,945,000 | 1,219 |
| Interest-bearing deposits | $297,863,000 | 1,267 |
| Deposits held in domestic offices | $356,945,000 | 1,217 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $739,000 | 5,043 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $543,000 | 4,669 |
| Total equity capital | $22,512,000 | 2,500 |
| Total bank equity capital | $22,512,000 | 2,500 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,500,000 | 1,121 |
| Surplus | $13,879,000 | 1,492 |
| Undivided profits | $5,133,000 | 4,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,629,000 | 838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,974,000 | 1,352 |
| Earning assets | $359,623,000 | 1,445 |
| Long-term assets (5+ years) | $40,980,000 | 2,205 |
| Average Assets, year-to-date | $379,014,500 | 1,482 |
| Average Assets, quarterly | $379,014,500 | 1,482 |
| Volatile liabilities | $30,329,000 | 2,923 |
| Insider loans | $20,790,000 | 204 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $5,308,000 | 5,773 |
| Tier 1 (core) risk-based capital | $22,512,000 | 2,333 |
| Tier 2 risk-based capital | $2,474,000 | 1,748 |
| Total risk weighted assets | $204,557,000 | 1,862 |
| Total unused commitments | $5,308,000 | 5,779 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 139 | 1,225 |
| Assets and Liabilities | ||
| Total Assets: | $377,290,000 | 1,507 |
| Cash and due from depository institutions | $29,231,000 | 1,225 |
| Interest-bearing balances | $14,847,000 | 427 |
| Securities | $112,938,000 | 1,199 |
| Federal funds sold & reverse repurchase agreements | $47,860,000 | 259 |
| Net loans & leases | $178,350,000 | 1,998 |
| Loan loss allowance | $2,441,000 | 1,863 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,368,000 | 2,258 |
| Other real estate owned | $399,000 | 1,225 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,144,000 | 2,879 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $377,290,000 | 1,507 |
| Total liabilities | $355,006,000 | 1,444 |
| Total deposits | $353,643,000 | 1,222 |
| Interest-bearing deposits | $297,102,000 | 1,267 |
| Deposits held in domestic offices | $353,643,000 | 1,221 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $790,000 | 5,051 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $573,000 | 4,386 |
| Total equity capital | $22,284,000 | 2,460 |
| Total bank equity capital | $22,284,000 | 2,460 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,500,000 | 1,127 |
| Surplus | $13,879,000 | 1,455 |
| Undivided profits | $4,905,000 | 4,667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,924,000 | 1,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,127,000 | 1,282 |
| Earning assets | $353,995,000 | 1,463 |
| Long-term assets (5+ years) | $42,940,000 | 2,148 |
| Average Assets, year-to-date | $374,873,400 | 1,458 |
| Average Assets, quarterly | $384,521,000 | 1,462 |
| Volatile liabilities | $34,509,000 | 2,640 |
| Insider loans | $20,594,000 | 209 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $5,071,000 | 5,717 |
| Tier 1 (core) risk-based capital | $22,284,000 | 2,337 |
| Tier 2 risk-based capital | $2,441,000 | 1,750 |
| Total risk weighted assets | $204,321,000 | 1,850 |
| Total unused commitments | $5,071,000 | 5,720 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 137 | 1,254 |
| Assets and Liabilities | ||
| Total Assets: | $391,752,000 | 1,445 |
| Cash and due from depository institutions | $31,895,000 | 1,254 |
| Interest-bearing balances | $16,333,000 | 467 |
| Securities | $85,119,000 | 1,552 |
| Federal funds sold & reverse repurchase agreements | $83,300,000 | 194 |
| Net loans & leases | $182,865,000 | 1,946 |
| Loan loss allowance | $2,404,000 | 1,899 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,078,000 | 2,396 |
| Other real estate owned | $381,000 | 1,254 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,114,000 | 2,906 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $391,752,000 | 1,445 |
| Total liabilities | $369,732,000 | 1,368 |
| Total deposits | $368,492,000 | 1,170 |
| Interest-bearing deposits | $301,445,000 | 1,269 |
| Deposits held in domestic offices | $368,492,000 | 1,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $654,000 | 5,089 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $586,000 | 4,591 |
| Total equity capital | $22,020,000 | 2,503 |
| Total bank equity capital | $22,020,000 | 2,503 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,183,000 | 1,220 |
| Surplus | $10,641,000 | 1,806 |
| Undivided profits | $8,196,000 | 3,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,915,000 | 1,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,961,000 | 1,512 |
| Earning assets | $367,617,000 | 1,412 |
| Long-term assets (5+ years) | $39,634,000 | 2,275 |
| Average Assets, year-to-date | $374,269,250 | 1,474 |
| Average Assets, quarterly | $385,290,000 | 1,465 |
| Volatile liabilities | $35,078,000 | 2,562 |
| Insider loans | $20,368,000 | 211 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,214,000 | 5,305 |
| Tier 1 (core) risk-based capital | $22,020,000 | 2,370 |
| Tier 2 risk-based capital | $2,404,000 | 1,770 |
| Total risk weighted assets | $210,896,000 | 1,790 |
| Total unused commitments | $6,214,000 | 5,311 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 135 | 1,276 |
| Assets and Liabilities | ||
| Total Assets: | $378,828,000 | 1,474 |
| Cash and due from depository institutions | $29,112,000 | 1,276 |
| Interest-bearing balances | $13,571,000 | 614 |
| Securities | $74,979,000 | 1,675 |
| Federal funds sold & reverse repurchase agreements | $86,600,000 | 201 |
| Net loans & leases | $179,779,000 | 1,940 |
| Loan loss allowance | $2,356,000 | 1,904 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,975,000 | 2,427 |
| Other real estate owned | $381,000 | 1,276 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,002,000 | 2,851 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $378,828,000 | 1,474 |
| Total liabilities | $357,540,000 | 1,399 |
| Total deposits | $355,770,000 | 1,212 |
| Interest-bearing deposits | $301,468,000 | 1,248 |
| Deposits held in domestic offices | $355,770,000 | 1,211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,227,000 | 4,737 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $543,000 | 4,861 |
| Total equity capital | $21,288,000 | 2,558 |
| Total bank equity capital | $21,288,000 | 2,558 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,183,000 | 1,206 |
| Surplus | $10,641,000 | 1,772 |
| Undivided profits | $7,464,000 | 3,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,937,000 | 1,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,127,000 | 1,305 |
| Earning assets | $354,929,000 | 1,438 |
| Long-term assets (5+ years) | $39,412,000 | 2,142 |
| Average Assets, year-to-date | $368,441,670 | 1,476 |
| Average Assets, quarterly | $374,749,500 | 1,464 |
| Volatile liabilities | $35,536,000 | 2,483 |
| Insider loans | $19,839,000 | 218 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $2,177,000 | 7,254 |
| Tier 1 (core) risk-based capital | $21,288,000 | 2,394 |
| Tier 2 risk-based capital | $2,356,000 | 1,771 |
| Total risk weighted assets | $205,472,000 | 1,795 |
| Total unused commitments | $2,177,000 | 7,265 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 130 | 1,309 |
| Assets and Liabilities | ||
| Total Assets: | $370,671,000 | 1,467 |
| Cash and due from depository institutions | $30,490,000 | 1,309 |
| Interest-bearing balances | $14,848,000 | 569 |
| Securities | $87,978,000 | 1,430 |
| Federal funds sold & reverse repurchase agreements | $63,900,000 | 263 |
| Net loans & leases | $180,471,000 | 1,900 |
| Loan loss allowance | $1,295,000 | 3,163 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,570,000 | 2,621 |
| Other real estate owned | $455,000 | 1,309 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,807,000 | 2,913 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $370,671,000 | 1,467 |
| Total liabilities | $348,706,000 | 1,403 |
| Total deposits | $347,219,000 | 1,233 |
| Interest-bearing deposits | $291,240,000 | 1,283 |
| Deposits held in domestic offices | $347,219,000 | 1,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $697,000 | 4,995 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $790,000 | 3,925 |
| Total equity capital | $21,965,000 | 2,427 |
| Total bank equity capital | $21,965,000 | 2,427 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,183,000 | 1,204 |
| Surplus | $10,641,000 | 1,739 |
| Undivided profits | $8,141,000 | 3,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 7,895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,323,000 | 1,206 |
| Earning assets | $347,197,000 | 1,438 |
| Long-term assets (5+ years) | $41,562,000 | 2,011 |
| Average Assets, year-to-date | $363,248,500 | 1,484 |
| Average Assets, quarterly | $363,248,500 | 1,484 |
| Volatile liabilities | $34,597,000 | 2,516 |
| Insider loans | $19,495,000 | 212 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,285,000 | 7,152 |
| Tier 1 (core) risk-based capital | $21,965,000 | 2,280 |
| Tier 2 risk-based capital | $1,295,000 | 2,901 |
| Total risk weighted assets | $202,707,000 | 1,789 |
| Total unused commitments | $2,285,000 | 7,167 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 129 | 1,316 |
| Assets and Liabilities | ||
| Total Assets: | $355,826,000 | 1,507 |
| Cash and due from depository institutions | $28,710,000 | 1,316 |
| Interest-bearing balances | $13,957,000 | 550 |
| Securities | $97,845,000 | 1,269 |
| Federal funds sold & reverse repurchase agreements | $45,710,000 | 318 |
| Net loans & leases | $175,952,000 | 1,932 |
| Loan loss allowance | $1,254,000 | 3,157 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,251,000 | 2,810 |
| Other real estate owned | $613,000 | 1,316 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,745,000 | 2,907 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $355,826,000 | 1,507 |
| Total liabilities | $334,434,000 | 1,451 |
| Total deposits | $329,541,000 | 1,274 |
| Interest-bearing deposits | $277,006,000 | 1,324 |
| Deposits held in domestic offices | $329,541,000 | 1,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $4,291,000 | 3,488 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $602,000 | 4,695 |
| Total equity capital | $21,392,000 | 2,470 |
| Total bank equity capital | $21,392,000 | 2,470 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,183,000 | 1,191 |
| Surplus | $10,641,000 | 1,699 |
| Undivided profits | $7,568,000 | 3,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $244,000 | 5,553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,392,000 | 1,215 |
| Earning assets | $333,464,000 | 1,474 |
| Long-term assets (5+ years) | $38,471,000 | 2,091 |
| Average Assets, year-to-date | $350,140,400 | 1,455 |
| Average Assets, quarterly | $356,026,000 | 1,490 |
| Volatile liabilities | $36,423,000 | 2,395 |
| Insider loans | $19,035,000 | 204 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $2,257,000 | 7,062 |
| Tier 1 (core) risk-based capital | $21,392,000 | 2,315 |
| Tier 2 risk-based capital | $1,254,000 | 2,931 |
| Total risk weighted assets | $197,121,000 | 1,812 |
| Total unused commitments | $2,257,000 | 7,066 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 130 | 1,266 |
| Assets and Liabilities | ||
| Total Assets: | $338,732,000 | 1,499 |
| Cash and due from depository institutions | $24,431,000 | 1,266 |
| Interest-bearing balances | $12,672,000 | 536 |
| Securities | $105,450,000 | 1,075 |
| Federal funds sold & reverse repurchase agreements | $25,587,000 | 555 |
| Net loans & leases | $176,188,000 | 1,866 |
| Loan loss allowance | $1,201,000 | 3,114 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,146,000 | 2,838 |
| Other real estate owned | $114,000 | 1,266 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,816,000 | 2,792 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $338,732,000 | 1,499 |
| Total liabilities | $319,328,000 | 1,427 |
| Total deposits | $317,733,000 | 1,240 |
| Interest-bearing deposits | $270,976,000 | 1,281 |
| Deposits held in domestic offices | $317,733,000 | 1,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $762,000 | 4,838 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $833,000 | 3,933 |
| Total equity capital | $19,404,000 | 2,526 |
| Total bank equity capital | $19,404,000 | 2,526 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,894,000 | 1,354 |
| Surplus | $7,696,000 | 2,173 |
| Undivided profits | $8,814,000 | 3,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $473,000 | 4,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,451,000 | 1,297 |
| Earning assets | $319,897,000 | 1,447 |
| Long-term assets (5+ years) | $53,240,000 | 1,629 |
| Average Assets, year-to-date | $320,489,000 | 1,500 |
| Average Assets, quarterly | $337,580,000 | 1,479 |
| Volatile liabilities | $38,517,000 | 2,207 |
| Insider loans | $17,404,000 | 219 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $1,392,000 | 7,854 |
| Tier 1 (core) risk-based capital | $19,404,000 | 2,413 |
| Tier 2 risk-based capital | $1,201,000 | 2,898 |
| Total risk weighted assets | $186,499,000 | 1,814 |
| Total unused commitments | $1,392,000 | 7,862 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 121 | 1,368 |
| Assets and Liabilities | ||
| Total Assets: | $300,445,000 | 1,589 |
| Cash and due from depository institutions | $31,549,000 | 1,368 |
| Interest-bearing balances | $12,578,000 | 343 |
| Securities | $90,942,000 | 1,225 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $171,774,000 | 1,847 |
| Loan loss allowance | $1,150,000 | 3,088 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,564,000 | 3,333 |
| Other real estate owned | $74,000 | 1,368 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,542,000 | 2,470 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $300,445,000 | 1,589 |
| Total liabilities | $282,867,000 | 1,528 |
| Total deposits | $280,677,000 | 1,351 |
| Interest-bearing deposits | $236,321,000 | 1,394 |
| Deposits held in domestic offices | $280,677,000 | 1,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $150,000 | 3,565 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,097,000 | 4,482 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $943,000 | 3,758 |
| Total equity capital | $17,578,000 | 2,671 |
| Total bank equity capital | $17,578,000 | 2,671 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,631,000 | 1,462 |
| Surplus | $5,019,000 | 2,996 |
| Undivided profits | $9,928,000 | 2,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $184,000 | 5,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $892,000 | 3,080 |
| Earning assets | $275,294,000 | 1,598 |
| Long-term assets (5+ years) | $40,312,000 | 1,913 |
| Average Assets, year-to-date | $296,714,200 | 1,536 |
| Average Assets, quarterly | $300,789,000 | 1,567 |
| Volatile liabilities | $29,862,000 | 2,681 |
| Insider loans | $15,996,000 | 243 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,791,000 | 6,663 |
| Tier 1 (core) risk-based capital | $17,578,000 | 2,554 |
| Tier 2 risk-based capital | $1,150,000 | 2,896 |
| Total risk weighted assets | $175,392,300 | 1,838 |
| Total unused commitments | $2,791,000 | 6,670 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 108 | 1,580 |
| Assets and Liabilities | ||
| Total Assets: | $287,750,000 | 1,642 |
| Cash and due from depository institutions | $22,012,000 | 1,580 |
| Interest-bearing balances | $10,392,000 | 376 |
| Securities | $87,944,000 | 1,306 |
| Federal funds sold & reverse repurchase agreements | $36,250,000 | 315 |
| Net loans & leases | $134,582,000 | 2,247 |
| Loan loss allowance | $1,140,000 | 3,051 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,955,000 | 2,188 |
| Other real estate owned | $230,000 | 1,580 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,777,000 | 3,031 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $287,750,000 | 1,642 |
| Total liabilities | $271,896,000 | 1,562 |
| Total deposits | $268,732,000 | 1,398 |
| Interest-bearing deposits | $226,502,000 | 1,432 |
| Deposits held in domestic offices | $268,732,000 | 1,394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,344,000 | 3,766 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $820,000 | 3,781 |
| Total equity capital | $15,854,000 | 2,806 |
| Total bank equity capital | $15,854,000 | 2,806 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,393,000 | 1,658 |
| Surplus | $2,586,000 | 4,739 |
| Undivided profits | $10,875,000 | 2,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $211,000 | 5,565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $613,000 | 3,816 |
| Earning assets | $269,168,000 | 1,602 |
| Long-term assets (5+ years) | $31,018,000 | 2,492 |
| Average Assets, year-to-date | $269,474,600 | 1,683 |
| Average Assets, quarterly | $280,583,000 | 1,667 |
| Volatile liabilities | $37,911,000 | 2,096 |
| Insider loans | $11,841,000 | 339 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $14,779,000 | 2,910 |
| Tier 1 (core) risk-based capital | $15,854,000 | 2,782 |
| Tier 2 risk-based capital | $1,140,000 | 2,793 |
| Total risk weighted assets | $145,207,400 | 2,106 |
| Total unused commitments | $14,779,000 | 2,916 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 79 | 2,211 |
| Assets and Liabilities | ||
| Total Assets: | $262,113,000 | 1,774 |
| Cash and due from depository institutions | $12,689,000 | 2,211 |
| Interest-bearing balances | $4,649,000 | 1,296 |
| Securities | $72,470,000 | 1,630 |
| Federal funds sold & reverse repurchase agreements | $42,125,000 | 394 |
| Net loans & leases | $128,071,000 | 2,190 |
| Loan loss allowance | $1,147,000 | 2,963 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,705,000 | 2,202 |
| Other real estate owned | $234,000 | 2,211 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,819,000 | 2,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $262,113,000 | 1,774 |
| Total liabilities | $247,882,000 | 1,671 |
| Total deposits | $246,864,000 | 1,506 |
| Interest-bearing deposits | $203,094,000 | 1,577 |
| Deposits held in domestic offices | $246,864,000 | 1,501 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $297,000 | 4,437 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $721,000 | 4,506 |
| Total equity capital | $14,231,000 | 3,142 |
| Total bank equity capital | $14,231,000 | 3,142 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,393,000 | 1,602 |
| Surplus | $2,586,000 | 4,628 |
| Undivided profits | $9,252,000 | 2,763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,565,000 | 1,619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $734,000 | 3,160 |
| Earning assets | $247,315,000 | 1,720 |
| Long-term assets (5+ years) | $28,031,000 | 2,491 |
| Average Assets, year-to-date | $257,154,000 | 1,692 |
| Average Assets, quarterly | $259,016,500 | 1,756 |
| Volatile liabilities | $29,140,000 | 2,201 |
| Insider loans | $11,841,000 | 328 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,743,000 | 4,603 |
| Tier 1 (core) risk-based capital | $14,231,000 | 3,002 |
| Tier 2 risk-based capital | $1,147,000 | 2,696 |
| Total risk weighted assets | $129,832,200 | 2,201 |
| Total unused commitments | $6,743,000 | 4,610 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 89 | 1,990 |
| Assets and Liabilities | ||
| Total Assets: | $254,095,000 | 1,800 |
| Cash and due from depository institutions | $9,367,000 | 1,990 |
| Interest-bearing balances | $395,000 | 3,361 |
| Securities | $49,077,000 | 2,329 |
| Federal funds sold & reverse repurchase agreements | $72,335,000 | 217 |
| Net loans & leases | $117,554,000 | 2,367 |
| Loan loss allowance | $1,154,000 | 2,957 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,198,000 | 2,477 |
| Other real estate owned | $347,000 | 1,990 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,217,000 | 3,187 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $254,095,000 | 1,800 |
| Total liabilities | $241,332,000 | 1,696 |
| Total deposits | $237,118,000 | 1,564 |
| Interest-bearing deposits | $205,676,000 | 1,568 |
| Deposits held in domestic offices | $237,118,000 | 1,555 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,458,000 | 2,331 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $756,000 | 4,440 |
| Total equity capital | $12,763,000 | 3,467 |
| Total bank equity capital | $12,763,000 | 3,467 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,393,000 | 1,585 |
| Surplus | $2,586,000 | 4,610 |
| Undivided profits | $7,784,000 | 3,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $114,000 | 7,465 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $746,000 | 3,130 |
| Earning assets | $239,361,000 | 1,751 |
| Long-term assets (5+ years) | $13,586,000 | 3,598 |
| Average Assets, year-to-date | $229,783,000 | 1,887 |
| Average Assets, quarterly | $247,816,500 | 1,818 |
| Volatile liabilities | $36,209,000 | 1,820 |
| Insider loans | $11,841,000 | 337 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,156,000 | 8,535 |
| Tier 1 (core) risk-based capital | $12,763,000 | 3,313 |
| Tier 2 risk-based capital | $1,154,000 | 2,564 |
| Total risk weighted assets | $127,289,900 | 2,182 |
| Total unused commitments | $1,156,000 | 8,544 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 72 | 2,622 |
| Assets and Liabilities | ||
| Total Assets: | $203,487,000 | 2,295 |
| Cash and due from depository institutions | $8,645,000 | 2,622 |
| Interest-bearing balances | $494,000 | 3,118 |
| Securities | $47,720,000 | 2,554 |
| Federal funds sold & reverse repurchase agreements | $27,160,000 | 490 |
| Net loans & leases | $114,925,000 | 2,450 |
| Loan loss allowance | $1,131,000 | 3,154 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,305,000 | 3,350 |
| Other real estate owned | $501,000 | 2,622 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,231,000 | 3,272 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,487,000 | 2,295 |
| Total liabilities | $192,210,000 | 2,176 |
| Total deposits | $189,583,000 | 2,037 |
| Interest-bearing deposits | $164,409,000 | 2,036 |
| Deposits held in domestic offices | $189,583,000 | 2,026 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,971,000 | 2,775 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $656,000 | 4,906 |
| Total equity capital | $11,277,000 | 3,892 |
| Total bank equity capital | $11,277,000 | 3,892 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,393,000 | 1,653 |
| Surplus | $2,586,000 | 4,679 |
| Undivided profits | $6,298,000 | 3,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $870,000 | 2,985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $784,000 | 2,906 |
| Earning assets | $190,299,000 | 2,256 |
| Long-term assets (5+ years) | $4,875,000 | 5,937 |
| Average Assets, year-to-date | $284,478,400 | 1,578 |
| Average Assets, quarterly | $200,434,000 | 2,321 |
| Volatile liabilities | $23,249,000 | 2,585 |
| Insider loans | $11,841,000 | 369 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,482,000 | 5,386 |
| Tier 1 (core) risk-based capital | $11,277,000 | 3,789 |
| Tier 2 risk-based capital | $1,131,000 | 2,643 |
| Total risk weighted assets | $117,924,200 | 2,395 |
| Total unused commitments | $4,482,000 | 5,396 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 124 | 1,557 |
| Assets and Liabilities | ||
| Total Assets: | $330,631,000 | 1,427 |
| Cash and due from depository institutions | $10,603,000 | 1,557 |
| Interest-bearing balances | $692,000 | 2,946 |
| Securities | $97,129,000 | 1,284 |
| Federal funds sold & reverse repurchase agreements | $19,650,000 | 725 |
| Net loans & leases | $195,407,000 | 1,481 |
| Loan loss allowance | $1,992,000 | 1,953 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,355,000 | 2,298 |
| Other real estate owned | $342,000 | 1,557 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,145,000 | 1,898 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $330,631,000 | 1,427 |
| Total liabilities | $312,301,000 | 1,390 |
| Total deposits | $310,497,000 | 1,269 |
| Interest-bearing deposits | $272,699,000 | 1,255 |
| Deposits held in domestic offices | $310,497,000 | 1,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $661,000 | 3,260 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,143,000 | 3,246 |
| Total equity capital | $18,330,000 | 2,430 |
| Total bank equity capital | $18,330,000 | 2,430 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,393,000 | 1,693 |
| Surplus | $11,582,000 | 1,410 |
| Undivided profits | $4,355,000 | 4,977 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $75,000 | 8,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,124,000 | 2,050 |
| Earning assets | $312,878,000 | 1,394 |
| Long-term assets (5+ years) | $9,621,000 | 4,125 |
| Average Assets, year-to-date | $313,616,000 | 1,451 |
| Average Assets, quarterly | $327,666,500 | 1,427 |
| Volatile liabilities | $31,174,000 | 1,801 |
| Insider loans | $15,225,000 | 318 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $234,000 | 10,652 |
| Tier 1 (core) risk-based capital | $18,330,000 | 2,329 |
| Tier 2 risk-based capital | $1,992,000 | 1,610 |
| Total risk weighted assets | $199,627,700 | 1,434 |
| Total unused commitments | $234,000 | 10,657 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 129 | 1,532 |
| Assets and Liabilities | ||
| Total Assets: | $292,135,000 | 1,582 |
| Cash and due from depository institutions | $13,914,000 | 1,532 |
| Interest-bearing balances | $2,169,000 | 1,490 |
| Securities | $84,642,000 | 1,520 |
| Federal funds sold & reverse repurchase agreements | $8,485,000 | 1,100 |
| Net loans & leases | $178,514,000 | 1,578 |
| Loan loss allowance | $1,754,000 | 2,205 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,173,000 | 2,333 |
| Other real estate owned | $363,000 | 1,532 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,044,000 | 2,629 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $292,135,000 | 1,582 |
| Total liabilities | $276,069,000 | 1,524 |
| Total deposits | $273,860,000 | 1,389 |
| Interest-bearing deposits | $237,889,000 | 1,381 |
| Deposits held in domestic offices | $273,860,000 | 1,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,014,000 | 3,108 |
| Subordinated debt | $400,000 | 326 |
| All other liabilities | $795,000 | 3,630 |
| Total equity capital | $16,066,000 | 2,550 |
| Total bank equity capital | $16,066,000 | 2,550 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,176,000 | 1,882 |
| Surplus | $8,501,000 | 1,768 |
| Undivided profits | $5,389,000 | 3,953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $283,000 | 5,803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $726,000 | 2,804 |
| Earning assets | $273,810,000 | 1,541 |
| Long-term assets (5+ years) | $9,956,000 | 4,131 |
| Average Assets, year-to-date | $280,590,800 | 1,603 |
| Average Assets, quarterly | $287,004,000 | 1,601 |
| Volatile liabilities | $21,023,000 | 2,444 |
| Insider loans | $16,976,000 | 283 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $11,797,000 | 2,796 |
| Tier 1 (core) risk-based capital | $16,066,000 | 2,578 |
| Tier 2 risk-based capital | $1,754,000 | 1,772 |
| Total risk weighted assets | $186,332,800 | 1,500 |
| Total unused commitments | $11,797,000 | 2,807 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 126 | 1,655 |
| Assets and Liabilities | ||
| Total Assets: | $272,465,000 | 1,709 |
| Cash and due from depository institutions | $16,356,000 | 1,655 |
| Interest-bearing balances | $6,100,000 | 1,008 |
| Securities | $77,572,000 | 1,801 |
| Federal funds sold & reverse repurchase agreements | $40,935,000 | 354 |
| Net loans & leases | $130,831,000 | 2,075 |
| Loan loss allowance | $1,324,000 | 2,918 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,225,000 | 2,274 |
| Other real estate owned | $144,000 | 1,655 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,402,000 | 2,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $272,465,000 | 1,709 |
| Total liabilities | $257,481,000 | 1,660 |
| Total deposits | $252,972,000 | 1,573 |
| Interest-bearing deposits | $218,644,000 | 1,571 |
| Deposits held in domestic offices | $252,972,000 | 1,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,554,000 | 1,969 |
| Subordinated debt | $1,200,000 | 273 |
| All other liabilities | $755,000 | 3,904 |
| Total equity capital | $14,984,000 | 2,694 |
| Total bank equity capital | $14,984,000 | 2,694 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,176,000 | 1,911 |
| Surplus | $8,501,000 | 1,681 |
| Undivided profits | $4,307,000 | 4,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $523,000 | 4,781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $586,000 | 3,132 |
| Earning assets | $255,438,000 | 1,678 |
| Long-term assets (5+ years) | $6,317,000 | 5,738 |
| Average Assets, year-to-date | $244,248,400 | 1,839 |
| Average Assets, quarterly | $256,163,500 | 1,789 |
| Volatile liabilities | $20,128,000 | 2,389 |
| Insider loans | $5,212,000 | 797 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $14,984,000 | 2,636 |
| Tier 2 risk-based capital | $1,564,000 | 1,961 |
| Total risk weighted assets | $140,213,700 | 1,931 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 108 | 1,999 |
| Assets and Liabilities | ||
| Total Assets: | $233,815,000 | 2,030 |
| Cash and due from depository institutions | $11,433,000 | 1,999 |
| Interest-bearing balances | $3,651,000 | 1,853 |
| Securities | $85,402,000 | 1,571 |
| Federal funds sold & reverse repurchase agreements | $8,480,000 | 1,952 |
| Net loans & leases | $123,528,000 | 2,234 |
| Loan loss allowance | $1,220,000 | 3,180 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,604,000 | 2,815 |
| Other real estate owned | $281,000 | 1,999 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,087,000 | 3,451 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $233,815,000 | 2,030 |
| Total liabilities | $219,481,000 | 1,992 |
| Total deposits | $214,289,000 | 1,924 |
| Interest-bearing deposits | $187,532,000 | 1,920 |
| Deposits held in domestic offices | $214,289,000 | 1,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,602,000 | 1,763 |
| Subordinated debt | $1,600,000 | 269 |
| All other liabilities | $990,000 | 3,315 |
| Total equity capital | $14,334,000 | 2,693 |
| Total bank equity capital | $14,334,000 | 2,693 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,176,000 | 1,975 |
| Surplus | $8,501,000 | 1,625 |
| Undivided profits | $3,657,000 | 5,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $586,000 | 5,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $506,000 | 4,033 |
| Earning assets | $221,061,000 | 1,958 |
| Long-term assets (5+ years) | $5,175,000 | 6,403 |
| Average Assets, year-to-date | $223,659,200 | 2,078 |
| Average Assets, quarterly | $231,874,500 | 2,033 |
| Volatile liabilities | $17,568,000 | 2,633 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $14,334,000 | 2,635 |
| Tier 2 risk-based capital | $1,700,000 | 1,861 |
| Total risk weighted assets | $124,091,700 | 2,215 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |