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Pathway Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$14,936,000	2,294
Total interest expense	$5,954,000	1,828
Net interest income	$8,982,000	2,524
Provision for loan and lease losses	$120,000	2,323
Total noninterest income	$1,836,000	2,108
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$150,000	2,992
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,686,000	1,765
Total noninterest expense	$6,528,000	2,658
Salaries and employee benefits	$3,686,000	2,647
Premises and equipment expense	$810,000	2,290
Additional noninterest expense	$1,686,000	1,765
Pre-tax net operating income	$4,170,000	2,129
Securities gains (losses)	$0	988
Applicable income taxes	$945,000	1,472
Income before extraordinary items	$3,225,000	2,241
Extraordinary gains, net	$0	54
Net income	$3,225,000	2,265
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,225,000	2,244
Net charge-offs	$70,000	1,673
Cash dividends	$225,000	3,130
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,225,000	2,265
2023-09-30 (YTD Data)		Rank
Total interest income	$10,584,000	2,341
Total interest expense	$3,435,000	2,005
Net interest income	$7,149,000	2,468
Provision for loan and lease losses	$90,000	2,173
Total noninterest income	$1,330,000	2,137
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$119,000	2,949
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,211,000	1,807
Total noninterest expense	$4,796,000	2,679
Salaries and employee benefits	$2,776,000	2,637
Premises and equipment expense	$509,000	2,534
Additional noninterest expense	$1,211,000	1,807
Pre-tax net operating income	$3,593,000	2,021
Securities gains (losses)	$0	849
Applicable income taxes	$795,000	1,438
Income before extraordinary items	$2,798,000	2,133
Extraordinary gains, net	$0	52
Net income	$2,798,000	2,154
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,798,000	2,135
Net charge-offs	$-2,000	3,495
Cash dividends	$225,000	2,686
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,798,000	2,156
2023-06-30 (YTD Data)		Rank
Total interest income	$6,794,000	2,364
Total interest expense	$2,012,000	2,024
Net interest income	$4,782,000	2,487
Provision for loan and lease losses	$60,000	2,092
Total noninterest income	$823,000	2,162
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$79,000	2,942
Trading account gains and fees	NA	NA
Additional Noninterest Income	$744,000	1,821
Total noninterest expense	$2,970,000	2,780
Salaries and employee benefits	$1,733,000	2,725
Premises and equipment expense	$313,000	2,640
Additional noninterest expense	$744,000	1,819
Pre-tax net operating income	$2,575,000	1,926
Securities gains (losses)	$0	938
Applicable income taxes	$478,000	1,523
Income before extraordinary items	$2,097,000	2,008
Extraordinary gains, net	$0	51
Net income	$2,097,000	2,032
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,097,000	2,008
Net charge-offs	$18,000	1,582
Cash dividends	$225,000	2,469
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,097,000	2,017
2023-03-31 (YTD Data)		Rank
Total interest income	$3,230,000	2,424
Total interest expense	$919,000	1,930
Net interest income	$2,311,000	2,538
Provision for loan and lease losses	$30,000	1,903
Total noninterest income	$361,000	2,289
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$37,000	3,030
Trading account gains and fees	NA	NA
Additional Noninterest Income	$324,000	1,929
Total noninterest expense	$1,452,000	2,851
Salaries and employee benefits	$841,000	2,809
Premises and equipment expense	$154,000	2,712
Additional noninterest expense	$324,000	1,929
Pre-tax net operating income	$1,190,000	2,083
Securities gains (losses)	$0	950
Applicable income taxes	$236,000	1,567
Income before extraordinary items	$954,000	2,158
Extraordinary gains, net	$0	4
Net income	$954,000	2,158
Minority interest net income	$0	48
Net income of bank and minority interests.	$954,000	2,158
Net charge-offs	$-2,000	3,519
Cash dividends	$225,000	1,743
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$954,000	2,178
2022-12-31 (YTD Data)		Rank
Total interest income	$9,898,000	2,534
Total interest expense	$1,504,000	1,908
Net interest income	$8,394,000	2,609
Provision for loan and lease losses	$120,000	2,097
Total noninterest income	$1,512,000	2,340
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$153,000	3,037
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,359,000	2,008
Total noninterest expense	$5,669,000	2,836
Salaries and employee benefits	$3,525,000	2,696
Premises and equipment expense	$501,000	2,987
Additional noninterest expense	$1,359,000	2,008
Pre-tax net operating income	$4,117,000	2,271
Securities gains (losses)	$-407,000	4,281
Applicable income taxes	$825,000	1,693
Income before extraordinary items	$2,885,000	2,511
Extraordinary gains, net	$0	5
Net income	$2,885,000	2,508
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,885,000	2,510
Net charge-offs	$-197,000	4,432
Cash dividends	$500,000	2,687
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,206,530	2,402
2022-06-30 (YTD Data)		Rank
Total interest income	$4,476,000	2,589
Total interest expense	$561,000	1,813
Net interest income	$3,915,000	2,659
Provision for loan and lease losses	$60,000	1,769
Total noninterest income	$786,000	2,323
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$74,000	3,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$712,000	2,044
Total noninterest expense	$2,656,000	2,926
Salaries and employee benefits	$1,663,000	2,783
Premises and equipment expense	$191,000	3,390
Additional noninterest expense	$802,000	2,984
Pre-tax net operating income	$1,985,000	2,207
Securities gains (losses)	$-43,000	4,220
Applicable income taxes	$431,000	1,586
Income before extraordinary items	$1,511,000	2,331
Extraordinary gains, net	$0	4
Net income	$1,511,000	2,331
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,511,000	2,331
Net charge-offs	$-179,000	4,521
Cash dividends	$500,000	1,877
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,544,970	2,340
2022-03-31 (YTD Data)		Rank
Total interest income	$2,019,000	2,700
Total interest expense	$250,000	1,915
Net interest income	$1,769,000	2,772
Provision for loan and lease losses	$30,000	1,548
Total noninterest income	$345,000	2,433
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$29,000	3,331
Trading account gains and fees	NA	NA
Additional Noninterest Income	$316,000	2,131
Total noninterest expense	$1,294,000	2,963
Salaries and employee benefits	$805,000	2,834
Premises and equipment expense	$72,000	3,758
Additional noninterest expense	$417,000	2,894
Pre-tax net operating income	$790,000	2,397
Securities gains (losses)	$-43,000	4,424
Applicable income taxes	$305,000	1,294
Income before extraordinary items	$442,000	2,874
Extraordinary gains, net	$0	4
Net income	$442,000	2,872
Minority interest net income	$0	50
Net income of bank and minority interests.	$442,000	2,874
Net charge-offs	$-3,000	3,434
Cash dividends	$500,000	1,160
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$475,970	2,831
2021-12-31 (YTD Data)		Rank
Total interest income	$7,301,000	2,942
Total interest expense	$1,133,000	2,040
Net interest income	$6,168,000	3,040
Provision for loan and lease losses	$120,000	2,036
Total noninterest income	$2,460,000	2,015
Gross Fiduciary activities income	$3,000	928
Service charges on deposit accounts	$120,000	3,255
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,337,000	1,760
Total noninterest expense	$5,415,000	2,880
Salaries and employee benefits	$3,641,000	2,648
Premises and equipment expense	$335,000	3,587
Additional noninterest expense	$1,439,000	3,165
Pre-tax net operating income	$3,093,000	2,657
Securities gains (losses)	$1,000	2,004
Applicable income taxes	$682,000	1,887
Income before extraordinary items	$2,412,000	2,791
Extraordinary gains, net	$0	10
Net income	$2,412,000	2,792
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,412,000	2,792
Net charge-offs	$-163,000	4,492
Cash dividends	$320,000	3,070
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,411,210	2,774
2021-09-30 (YTD Data)		Rank
Total interest income	$5,345,000	3,026
Total interest expense	$865,000	2,095
Net interest income	$4,480,000	3,132
Provision for loan and lease losses	$90,000	2,005
Total noninterest income	$2,079,000	1,937
Gross Fiduciary activities income	$2,000	906
Service charges on deposit accounts	$90,000	3,273
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,987,000	1,682
Total noninterest expense	$4,087,000	2,894
Salaries and employee benefits	$2,790,000	2,624
Premises and equipment expense	$237,000	3,714
Additional noninterest expense	$1,060,000	3,220
Pre-tax net operating income	$2,382,000	2,727
Securities gains (losses)	$0	2,015
Applicable income taxes	$562,000	1,900
Income before extraordinary items	$1,820,000	2,899
Extraordinary gains, net	$0	8
Net income	$1,820,000	2,899
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,820,000	2,899
Net charge-offs	$-155,000	4,587
Cash dividends	$195,000	2,862
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,820,000	2,883
2021-06-30 (YTD Data)		Rank
Total interest income	$3,690,000	2,987
Total interest expense	$586,000	2,132
Net interest income	$3,104,000	3,076
Provision for loan and lease losses	$60,000	1,979
Total noninterest income	$1,677,000	1,689
Gross Fiduciary activities income	$1,000	917
Service charges on deposit accounts	$55,000	3,321
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,621,000	1,447
Total noninterest expense	$2,719,000	2,892
Salaries and employee benefits	$1,848,000	2,634
Premises and equipment expense	$182,000	3,540
Additional noninterest expense	$689,000	3,233
Pre-tax net operating income	$2,002,000	2,399
Securities gains (losses)	$0	1,818
Applicable income taxes	$440,000	1,770
Income before extraordinary items	$1,562,000	2,565
Extraordinary gains, net	$0	6
Net income	$1,562,000	2,564
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,562,000	2,565
Net charge-offs	$-96,000	4,579
Cash dividends	$3,585,000	548
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,562,000	2,533
2021-03-31 (YTD Data)		Rank
Total interest income	$2,082,000	2,790
Total interest expense	$297,000	2,201
Net interest income	$1,785,000	2,848
Provision for loan and lease losses	$30,000	1,982
Total noninterest income	$863,000	1,667
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$29,000	3,251
Trading account gains and fees	NA	NA
Additional Noninterest Income	$834,000	1,432
Total noninterest expense	$1,225,000	3,047
Salaries and employee benefits	$847,000	2,751
Premises and equipment expense	$66,000	3,943
Additional noninterest expense	$312,000	3,361
Pre-tax net operating income	$1,393,000	1,955
Securities gains (losses)	$0	1,392
Applicable income taxes	$297,000	1,515
Income before extraordinary items	$1,096,000	2,096
Extraordinary gains, net	$0	3
Net income	$1,096,000	2,097
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,096,000	2,096
Net charge-offs	$-92,000	4,747
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,096,000	2,064
2020-12-31 (YTD Data)		Rank
Total interest income	$7,742,000	2,930
Total interest expense	$1,532,000	2,348
Net interest income	$6,210,000	3,005
Provision for loan and lease losses	$180,000	3,128
Total noninterest income	$1,814,000	2,232
Gross Fiduciary activities income	$3,000	957
Service charges on deposit accounts	$129,000	3,285
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,682,000	1,971
Total noninterest expense	$5,187,000	2,937
Salaries and employee benefits	$3,370,000	2,749
Premises and equipment expense	$381,000	3,486
Additional noninterest expense	$1,436,000	3,118
Pre-tax net operating income	$2,657,000	2,591
Securities gains (losses)	$0	2,675
Applicable income taxes	$540,000	1,889
Income before extraordinary items	$2,117,000	2,756
Extraordinary gains, net	$0	4
Net income	$2,117,000	2,754
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,117,000	2,756
Net charge-offs	$-130,000	4,801
Cash dividends	$1,800,000	1,621
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,117,000	2,711
2020-09-30 (YTD Data)		Rank
Total interest income	$6,050,000	2,888
Total interest expense	$1,182,000	2,403
Net interest income	$4,868,000	2,946
Provision for loan and lease losses	$90,000	3,370
Total noninterest income	$1,471,000	2,111
Gross Fiduciary activities income	$2,000	929
Service charges on deposit accounts	$97,000	3,296
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,372,000	1,836
Total noninterest expense	$3,889,000	2,926
Salaries and employee benefits	$2,543,000	2,732
Premises and equipment expense	$290,000	3,463
Additional noninterest expense	$1,056,000	3,142
Pre-tax net operating income	$2,360,000	2,360
Securities gains (losses)	$0	2,494
Applicable income taxes	$538,000	1,684
Income before extraordinary items	$1,822,000	2,578
Extraordinary gains, net	$0	4
Net income	$1,822,000	2,578
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,822,000	2,578
Net charge-offs	$-75,000	4,758
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,822,000	2,532
2020-06-30 (YTD Data)		Rank
Total interest income	$4,216,000	2,843
Total interest expense	$798,000	2,499
Net interest income	$3,418,000	2,878
Provision for loan and lease losses	$0	4,134
Total noninterest income	$1,110,000	1,909
Gross Fiduciary activities income	$1,000	937
Service charges on deposit accounts	$64,000	3,331
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,045,000	1,629
Total noninterest expense	$2,617,000	2,913
Salaries and employee benefits	$1,715,000	2,718
Premises and equipment expense	$205,000	3,365
Additional noninterest expense	$697,000	3,155
Pre-tax net operating income	$1,911,000	2,065
Securities gains (losses)	$0	2,249
Applicable income taxes	$445,000	1,437
Income before extraordinary items	$1,466,000	2,270
Extraordinary gains, net	$0	4
Net income	$1,466,000	2,269
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,466,000	2,270
Net charge-offs	$-68,000	4,816
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,466,000	2,230
2020-03-31 (YTD Data)		Rank
Total interest income	$2,312,000	2,686
Total interest expense	$403,000	2,606
Net interest income	$1,909,000	2,676
Provision for loan and lease losses	$0	3,711
Total noninterest income	$332,000	2,390
Gross Fiduciary activities income	$1,000	904
Service charges on deposit accounts	$37,000	3,417
Trading account gains and fees	NA	NA
Additional Noninterest Income	$294,000	2,024
Total noninterest expense	$1,267,000	3,000
Salaries and employee benefits	$843,000	2,759
Premises and equipment expense	$69,000	3,972
Additional noninterest expense	$355,000	3,153
Pre-tax net operating income	$974,000	1,862
Securities gains (losses)	$0	1,705
Applicable income taxes	$227,000	1,291
Income before extraordinary items	$747,000	2,074
Extraordinary gains, net	$0	4
Net income	$747,000	2,073
Minority interest net income	$0	56
Net income of bank and minority interests.	$747,000	2,074
Net charge-offs	$-45,000	4,842
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$747,000	2,039
2019-12-31 (YTD Data)		Rank
Total interest income	$7,734,000	3,016
Total interest expense	$2,023,000	2,318
Net interest income	$5,711,000	3,191
Provision for loan and lease losses	$0	3,973
Total noninterest income	$1,402,000	2,384
Gross Fiduciary activities income	$7,000	944
Service charges on deposit accounts	$179,000	3,299
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,216,000	2,028
Total noninterest expense	$5,772,000	2,761
Salaries and employee benefits	$3,911,000	2,485
Premises and equipment expense	$320,000	3,809
Additional noninterest expense	$1,541,000	3,035
Pre-tax net operating income	$1,341,000	3,537
Securities gains (losses)	$-4,000	4,673
Applicable income taxes	$289,000	2,385
Income before extraordinary items	$1,048,000	3,707
Extraordinary gains, net	$0	11
Net income	$1,048,000	3,707
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,048,000	3,708
Net charge-offs	$-104,000	4,905
Cash dividends	$500,000	2,974
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,051,160	3,680
2019-09-30 (YTD Data)		Rank
Total interest income	$5,830,000	3,039
Total interest expense	$1,546,000	2,303
Net interest income	$4,284,000	3,233
Provision for loan and lease losses	$0	3,836
Total noninterest income	$1,061,000	2,382
Gross Fiduciary activities income	$6,000	919
Service charges on deposit accounts	$134,000	3,331
Trading account gains and fees	NA	NA
Additional Noninterest Income	$921,000	2,020
Total noninterest expense	$4,330,000	2,772
Salaries and employee benefits	$2,967,000	2,466
Premises and equipment expense	$261,000	3,733
Additional noninterest expense	$1,102,000	3,145
Pre-tax net operating income	$1,015,000	3,605
Securities gains (losses)	$-4,000	4,776
Applicable income taxes	$223,000	2,440
Income before extraordinary items	$788,000	3,808
Extraordinary gains, net	$0	11
Net income	$788,000	3,807
Minority interest net income	$0	72
Net income of bank and minority interests.	$788,000	3,808
Net charge-offs	$-125,000	5,009
Cash dividends	$436,000	2,618
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$791,160	3,774
2019-06-30 (YTD Data)		Rank
Total interest income	$3,843,000	3,066
Total interest expense	$1,051,000	2,268
Net interest income	$2,792,000	3,291
Provision for loan and lease losses	$0	3,685
Total noninterest income	$744,000	2,275
Gross Fiduciary activities income	$5,000	905
Service charges on deposit accounts	$91,000	3,316
Trading account gains and fees	NA	NA
Additional Noninterest Income	$648,000	1,931
Total noninterest expense	$2,955,000	2,761
Salaries and employee benefits	$2,101,000	2,389
Premises and equipment expense	$177,000	3,723
Additional noninterest expense	$677,000	3,332
Pre-tax net operating income	$581,000	3,802
Securities gains (losses)	$-3,000	4,772
Applicable income taxes	$123,000	2,537
Income before extraordinary items	$455,000	3,964
Extraordinary gains, net	$0	11
Net income	$455,000	3,962
Minority interest net income	$0	69
Net income of bank and minority interests.	$455,000	3,963
Net charge-offs	$-57,000	4,943
Cash dividends	$250,000	2,705
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$457,370	3,942
2019-03-31 (YTD Data)		Rank
Total interest income	$1,892,000	3,111
Total interest expense	$510,000	2,271
Net interest income	$1,382,000	3,337
Provision for loan and lease losses	$0	3,406
Total noninterest income	$405,000	2,153
Gross Fiduciary activities income	$4,000	868
Service charges on deposit accounts	$47,000	3,275
Trading account gains and fees	NA	NA
Additional Noninterest Income	$354,000	1,790
Total noninterest expense	$1,281,000	3,025
Salaries and employee benefits	$902,000	2,672
Premises and equipment expense	$65,000	4,211
Additional noninterest expense	$314,000	3,470
Pre-tax net operating income	$506,000	3,059
Securities gains (losses)	$-3,000	4,951
Applicable income taxes	$114,000	2,050
Income before extraordinary items	$389,000	3,263
Extraordinary gains, net	$0	5
Net income	$389,000	3,261
Minority interest net income	$0	52
Net income of bank and minority interests.	$389,000	3,262
Net charge-offs	$-13,000	4,755
Cash dividends	$170,000	2,135
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$391,370	3,246
2018-12-31 (YTD Data)		Rank
Total interest income	$7,095,000	3,140
Total interest expense	$1,518,000	2,315
Net interest income	$5,577,000	3,290
Provision for loan and lease losses	$0	4,082
Total noninterest income	$1,507,000	2,331
Gross Fiduciary activities income	$38,000	857
Service charges on deposit accounts	$222,000	3,180
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,247,000	2,004
Total noninterest expense	$5,042,000	3,041
Salaries and employee benefits	$3,217,000	2,833
Premises and equipment expense	$312,000	3,965
Additional noninterest expense	$1,513,000	3,152
Pre-tax net operating income	$2,042,000	3,112
Securities gains (losses)	$0	1,125
Applicable income taxes	$238,000	2,570
Income before extraordinary items	$1,804,000	3,093
Extraordinary gains, net	$0	6
Net income	$1,804,000	3,092
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,804,000	3,092
Net charge-offs	$254,000	1,450
Cash dividends	$632,000	2,735
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,804,000	3,088
2018-09-30 (YTD Data)		Rank
Total interest income	$5,262,000	3,172
Total interest expense	$1,086,000	2,322
Net interest income	$4,176,000	3,319
Provision for loan and lease losses	$0	3,948
Total noninterest income	$1,168,000	2,302
Gross Fiduciary activities income	$34,000	821
Service charges on deposit accounts	$162,000	3,236
Trading account gains and fees	NA	NA
Additional Noninterest Income	$972,000	1,970
Total noninterest expense	$3,727,000	3,071
Salaries and employee benefits	$2,328,000	2,905
Premises and equipment expense	$257,000	3,835
Additional noninterest expense	$1,142,000	3,143
Pre-tax net operating income	$1,617,000	3,071
Securities gains (losses)	$0	1,118
Applicable income taxes	$263,000	2,323
Income before extraordinary items	$1,354,000	3,141
Extraordinary gains, net	$0	5
Net income	$1,354,000	3,139
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,354,000	3,140
Net charge-offs	$-81,000	5,062
Cash dividends	$525,000	2,314
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,354,000	3,132
2018-06-30 (YTD Data)		Rank
Total interest income	$3,457,000	3,185
Total interest expense	$680,000	2,334
Net interest income	$2,777,000	3,325
Provision for loan and lease losses	$0	3,782
Total noninterest income	$798,000	2,270
Gross Fiduciary activities income	$13,000	870
Service charges on deposit accounts	$105,000	3,270
Trading account gains and fees	NA	NA
Additional Noninterest Income	$680,000	1,911
Total noninterest expense	$2,425,000	3,147
Salaries and employee benefits	$1,526,000	2,953
Premises and equipment expense	$180,000	3,779
Additional noninterest expense	$719,000	3,265
Pre-tax net operating income	$1,150,000	2,944
Securities gains (losses)	$0	961
Applicable income taxes	$162,000	2,379
Income before extraordinary items	$988,000	2,981
Extraordinary gains, net	$0	6
Net income	$988,000	2,980
Minority interest net income	$0	65
Net income of bank and minority interests.	$988,000	2,980
Net charge-offs	$7,000	2,719
Cash dividends	$416,000	2,174
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$988,000	2,973
2018-03-31 (YTD Data)		Rank
Total interest income	$1,675,000	3,242
Total interest expense	$314,000	2,388
Net interest income	$1,361,000	3,369
Provision for loan and lease losses	$0	3,508
Total noninterest income	$413,000	2,214
Gross Fiduciary activities income	$12,000	824
Service charges on deposit accounts	$50,000	3,351
Trading account gains and fees	NA	NA
Additional Noninterest Income	$351,000	1,838
Total noninterest expense	$1,233,000	3,136
Salaries and employee benefits	$802,000	2,902
Premises and equipment expense	$72,000	4,191
Additional noninterest expense	$359,000	3,295
Pre-tax net operating income	$541,000	2,990
Securities gains (losses)	$0	735
Applicable income taxes	$120,000	2,005
Income before extraordinary items	$421,000	3,171
Extraordinary gains, net	$0	7
Net income	$421,000	3,171
Minority interest net income	$0	52
Net income of bank and minority interests.	$421,000	3,171
Net charge-offs	$-23,000	5,025
Cash dividends	$310,000	1,564
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$421,000	3,172
2017-12-31 (YTD Data)		Rank
Total interest income	$6,508,000	3,255
Total interest expense	$1,055,000	2,466
Net interest income	$5,453,000	3,363
Provision for loan and lease losses	$-140,000	5,397
Total noninterest income	$1,477,000	2,419
Gross Fiduciary activities income	$69,000	818
Service charges on deposit accounts	$206,000	3,415
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,202,000	2,063
Total noninterest expense	$4,695,000	3,227
Salaries and employee benefits	$3,038,000	2,949
Premises and equipment expense	$343,000	3,942
Additional noninterest expense	$1,314,000	3,476
Pre-tax net operating income	$2,375,000	2,830
Securities gains (losses)	$-67,000	5,353
Applicable income taxes	$1,016,000	1,858
Income before extraordinary items	$1,292,000	3,379
Extraordinary gains, net	$0	9
Net income	$1,292,000	3,377
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,292,000	3,379
Net charge-offs	$-187,000	5,424
Cash dividends	$461,000	3,046
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,334,880	3,304
2017-09-30 (YTD Data)		Rank
Total interest income	$4,955,000	3,251
Total interest expense	$736,000	2,565
Net interest income	$4,219,000	3,323
Provision for loan and lease losses	$0	4,088
Total noninterest income	$1,138,000	2,404
Gross Fiduciary activities income	$66,000	797
Service charges on deposit accounts	$154,000	3,437
Trading account gains and fees	NA	NA
Additional Noninterest Income	$918,000	2,081
Total noninterest expense	$3,474,000	3,273
Salaries and employee benefits	$2,211,000	3,043
Premises and equipment expense	$281,000	3,798
Additional noninterest expense	$982,000	3,494
Pre-tax net operating income	$1,883,000	2,806
Securities gains (losses)	$-2,000	5,199
Applicable income taxes	$660,000	1,835
Income before extraordinary items	$1,221,000	3,181
Extraordinary gains, net	$0	9
Net income	$1,221,000	3,180
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,221,000	3,181
Net charge-offs	$120,000	1,781
Cash dividends	$379,000	2,680
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,222,300	3,158
2017-06-30 (YTD Data)		Rank
Total interest income	$3,304,000	3,252
Total interest expense	$440,000	2,703
Net interest income	$2,864,000	3,286
Provision for loan and lease losses	$0	3,871
Total noninterest income	$784,000	2,381
Gross Fiduciary activities income	$65,000	765
Service charges on deposit accounts	$106,000	3,401
Trading account gains and fees	NA	NA
Additional Noninterest Income	$613,000	2,088
Total noninterest expense	$2,282,000	3,324
Salaries and employee benefits	$1,446,000	3,091
Premises and equipment expense	$197,000	3,733
Additional noninterest expense	$639,000	3,566
Pre-tax net operating income	$1,366,000	2,639
Securities gains (losses)	$-2,000	5,321
Applicable income taxes	$474,000	1,749
Income before extraordinary items	$890,000	3,000
Extraordinary gains, net	$0	11
Net income	$890,000	2,999
Minority interest net income	$0	71
Net income of bank and minority interests.	$890,000	3,000
Net charge-offs	$-161,000	5,536
Cash dividends	$302,000	2,484
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$891,300	2,976
2017-03-31 (YTD Data)		Rank
Total interest income	$1,671,000	3,230
Total interest expense	$199,000	2,853
Net interest income	$1,472,000	3,236
Provision for loan and lease losses	$0	3,537
Total noninterest income	$347,000	2,526
Gross Fiduciary activities income	$4,000	935
Service charges on deposit accounts	$55,000	3,369
Trading account gains and fees	NA	NA
Additional Noninterest Income	$288,000	2,143
Total noninterest expense	$1,153,000	3,324
Salaries and employee benefits	$754,000	3,048
Premises and equipment expense	$79,000	4,162
Additional noninterest expense	$320,000	3,583
Pre-tax net operating income	$666,000	2,619
Securities gains (losses)	$0	1,153
Applicable income taxes	$234,000	1,719
Income before extraordinary items	$432,000	2,998
Extraordinary gains, net	$0	8
Net income	$432,000	2,998
Minority interest net income	$0	55
Net income of bank and minority interests.	$432,000	2,998
Net charge-offs	$-47,000	5,456
Cash dividends	$220,000	1,894
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$432,000	2,976
2016-12-31 (YTD Data)		Rank
Total interest income	$5,515,000	3,608
Total interest expense	$635,000	3,219
Net interest income	$4,880,000	3,619
Provision for loan and lease losses	$40,000	3,765
Total noninterest income	$1,294,000	2,668
Gross Fiduciary activities income	$8,000	1,032
Service charges on deposit accounts	$218,000	3,476
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,068,000	2,325
Total noninterest expense	$4,724,000	3,298
Salaries and employee benefits	$2,904,000	3,088
Premises and equipment expense	$366,000	3,936
Additional noninterest expense	$1,454,000	3,411
Pre-tax net operating income	$1,410,000	3,596
Securities gains (losses)	$-14,000	5,669
Applicable income taxes	$470,000	2,307
Income before extraordinary items	$926,000	3,980
Extraordinary gains, net	$0	5
Net income	$926,000	3,978
Minority interest net income	$0	82
Net income of bank and minority interests.	$926,000	3,979
Net charge-offs	$-524,000	5,803
Cash dividends	$501,000	2,956
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$935,240	3,906
2016-09-30 (YTD Data)		Rank
Total interest income	$4,075,000	3,660
Total interest expense	$459,000	3,301
Net interest income	$3,616,000	3,663
Provision for loan and lease losses	$0	4,186
Total noninterest income	$965,000	2,674
Gross Fiduciary activities income	$5,000	1,019
Service charges on deposit accounts	$164,000	3,477
Trading account gains and fees	$0	169
Additional Noninterest Income	$796,000	2,325
Total noninterest expense	$3,420,000	3,389
Salaries and employee benefits	$2,169,000	3,094
Premises and equipment expense	$294,000	3,828
Additional noninterest expense	$957,000	3,699
Pre-tax net operating income	$1,161,000	3,520
Securities gains (losses)	$3,000	2,908
Applicable income taxes	$395,000	2,251
Income before extraordinary items	$769,000	3,904
Extraordinary gains, net	$0	5
Net income	$769,000	3,902
Minority interest net income	$0	71
Net income of bank and minority interests.	$769,000	3,904
Net charge-offs	$-191,000	5,717
Cash dividends	$418,000	2,591
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$767,020	3,843
2016-06-30 (YTD Data)		Rank
Total interest income	$2,640,000	3,732
Total interest expense	$303,000	3,331
Net interest income	$2,337,000	3,744
Provision for loan and lease losses	$0	4,017
Total noninterest income	$623,000	2,704
Gross Fiduciary activities income	$4,000	1,014
Service charges on deposit accounts	$107,000	3,511
Trading account gains and fees	$0	157
Additional Noninterest Income	$512,000	2,341
Total noninterest expense	$2,250,000	3,431
Salaries and employee benefits	$1,400,000	3,186
Premises and equipment expense	$206,000	3,766
Additional noninterest expense	$644,000	3,710
Pre-tax net operating income	$710,000	3,628
Securities gains (losses)	$-8,000	5,884
Applicable income taxes	$235,000	2,360
Income before extraordinary items	$467,000	4,060
Extraordinary gains, net	$0	16
Net income	$467,000	4,057
Minority interest net income	$0	71
Net income of bank and minority interests.	$467,000	4,059
Net charge-offs	$46,000	2,204
Cash dividends	$316,000	2,466
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$472,360	3,975
2016-03-31 (YTD Data)		Rank
Total interest income	$1,297,000	3,778
Total interest expense	$151,000	3,363
Net interest income	$1,146,000	3,796
Provision for loan and lease losses	$0	3,656
Total noninterest income	$297,000	2,741
Gross Fiduciary activities income	$2,000	992
Service charges on deposit accounts	$56,000	3,440
Trading account gains and fees	$0	142
Additional Noninterest Income	$239,000	2,396
Total noninterest expense	$1,172,000	3,353
Salaries and employee benefits	$747,000	3,079
Premises and equipment expense	$83,000	4,217
Additional noninterest expense	$342,000	3,592
Pre-tax net operating income	$271,000	4,016
Securities gains (losses)	$1,000	1,958
Applicable income taxes	$86,000	2,572
Income before extraordinary items	$186,000	4,341
Extraordinary gains, net	$0	12
Net income	$186,000	4,338
Minority interest net income	$0	62
Net income of bank and minority interests.	$186,000	4,340
Net charge-offs	$-27,000	5,563
Cash dividends	$186,000	2,006
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$185,320	4,299
2015-12-31 (YTD Data)		Rank
Total interest income	$5,029,000	3,834
Total interest expense	$508,000	3,697
Net interest income	$4,521,000	3,803
Provision for loan and lease losses	$0	4,380
Total noninterest income	$1,156,000	2,850
Gross Fiduciary activities income	$7,000	1,067
Service charges on deposit accounts	$248,000	3,365
Trading account gains and fees	$0	159
Additional Noninterest Income	$901,000	2,513
Total noninterest expense	$4,314,000	3,547
Salaries and employee benefits	$2,692,000	3,245
Premises and equipment expense	$394,000	3,936
Additional noninterest expense	$1,228,000	3,872
Pre-tax net operating income	$1,363,000	3,647
Securities gains (losses)	$5,000	2,832
Applicable income taxes	$455,000	2,306
Income before extraordinary items	$913,000	4,059
Extraordinary gains, net	$0	23
Net income	$913,000	4,059
Minority interest net income	$0	81
Net income of bank and minority interests.	$913,000	4,060
Net charge-offs	$-16,000	5,291
Cash dividends	$1,434,000	1,703
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$909,650	4,019
2015-09-30 (YTD Data)		Rank
Total interest income	$3,757,000	3,872
Total interest expense	$377,000	3,762
Net interest income	$3,380,000	3,849
Provision for loan and lease losses	$0	4,232
Total noninterest income	$864,000	2,869
Gross Fiduciary activities income	$6,000	1,038
Service charges on deposit accounts	$182,000	3,417
Trading account gains and fees	$0	153
Additional Noninterest Income	$676,000	2,520
Total noninterest expense	$3,335,000	3,508
Salaries and employee benefits	$2,044,000	3,248
Premises and equipment expense	$319,000	3,844
Additional noninterest expense	$972,000	3,762
Pre-tax net operating income	$909,000	3,893
Securities gains (losses)	$0	3,031
Applicable income taxes	$299,000	2,487
Income before extraordinary items	$610,000	4,308
Extraordinary gains, net	$0	21
Net income	$610,000	4,310
Minority interest net income	$0	78
Net income of bank and minority interests.	$610,000	4,311
Net charge-offs	$31,000	3,098
Cash dividends	$1,304,000	1,335
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$610,000	4,255
2015-06-30 (YTD Data)		Rank
Total interest income	$2,489,000	3,907
Total interest expense	$255,000	3,772
Net interest income	$2,234,000	3,886
Provision for loan and lease losses	$0	4,069
Total noninterest income	$552,000	2,931
Gross Fiduciary activities income	$4,000	1,048
Service charges on deposit accounts	$116,000	3,467
Trading account gains and fees	$0	157
Additional Noninterest Income	$432,000	2,585
Total noninterest expense	$2,214,000	3,545
Salaries and employee benefits	$1,360,000	3,279
Premises and equipment expense	$211,000	3,873
Additional noninterest expense	$643,000	3,808
Pre-tax net operating income	$572,000	3,971
Securities gains (losses)	$0	2,636
Applicable income taxes	$188,000	2,539
Income before extraordinary items	$384,000	4,351
Extraordinary gains, net	$0	22
Net income	$384,000	4,354
Minority interest net income	$0	75
Net income of bank and minority interests.	$384,000	4,354
Net charge-offs	$-63,000	5,811
Cash dividends	$1,167,000	1,094
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$384,000	4,289
2015-03-31 (YTD Data)		Rank
Total interest income	$1,224,000	3,960
Total interest expense	$130,000	3,760
Net interest income	$1,094,000	3,944
Provision for loan and lease losses	$0	3,703
Total noninterest income	$254,000	3,013
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$53,000	3,605
Trading account gains and fees	$0	152
Additional Noninterest Income	$201,000	2,625
Total noninterest expense	$1,162,000	3,462
Salaries and employee benefits	$754,000	3,094
Premises and equipment expense	$89,000	4,259
Additional noninterest expense	$319,000	3,817
Pre-tax net operating income	$186,000	4,538
Securities gains (losses)	$0	2,027
Applicable income taxes	$57,000	2,897
Income before extraordinary items	$129,000	4,859
Extraordinary gains, net	$0	13
Net income	$129,000	4,861
Minority interest net income	$0	64
Net income of bank and minority interests.	$129,000	4,863
Net charge-offs	$-42,000	5,905
Cash dividends	$1,032,000	630
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$129,000	4,796
2014-12-31 (YTD Data)		Rank
Total interest income	$5,185,000	3,883
Total interest expense	$582,000	3,700
Net interest income	$4,603,000	3,857
Provision for loan and lease losses	$40,000	3,914
Total noninterest income	$1,255,000	2,774
Gross Fiduciary activities income	$4,000	1,133
Service charges on deposit accounts	$243,000	3,592
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,008,000	2,318
Total noninterest expense	$4,679,000	3,467
Salaries and employee benefits	$2,944,000	3,117
Premises and equipment expense	$411,000	4,037
Additional noninterest expense	$1,324,000	3,830
Pre-tax net operating income	$1,139,000	3,939
Securities gains (losses)	$3,000	2,996
Applicable income taxes	$362,000	2,485
Income before extraordinary items	$780,000	4,339
Extraordinary gains, net	$0	17
Net income	$780,000	4,338
Minority interest net income	$0	84
Net income of bank and minority interests.	$780,000	4,339
Net charge-offs	$-14,000	5,722
Cash dividends	$605,000	2,618
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$777,960	4,291
2014-09-30 (YTD Data)		Rank
Total interest income	$3,899,000	3,907
Total interest expense	$444,000	3,721
Net interest income	$3,455,000	3,886
Provision for loan and lease losses	$40,000	3,578
Total noninterest income	$951,000	2,772
Gross Fiduciary activities income	$3,000	1,105
Service charges on deposit accounts	$177,000	3,687
Trading account gains and fees	$0	174
Additional Noninterest Income	$771,000	2,311
Total noninterest expense	$3,514,000	3,481
Salaries and employee benefits	$2,236,000	3,112
Premises and equipment expense	$317,000	4,027
Additional noninterest expense	$961,000	3,934
Pre-tax net operating income	$852,000	4,028
Securities gains (losses)	$0	2,980
Applicable income taxes	$268,000	2,559
Income before extraordinary items	$584,000	4,389
Extraordinary gains, net	$0	15
Net income	$584,000	4,390
Minority interest net income	$0	81
Net income of bank and minority interests.	$584,000	4,391
Net charge-offs	$109,000	2,602
Cash dividends	$461,000	2,295
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$584,000	4,346
2014-06-30 (YTD Data)		Rank
Total interest income	$2,628,000	3,883
Total interest expense	$302,000	3,719
Net interest income	$2,326,000	3,861
Provision for loan and lease losses	$40,000	3,175
Total noninterest income	$633,000	2,751
Gross Fiduciary activities income	$2,000	1,095
Service charges on deposit accounts	$113,000	3,738
Trading account gains and fees	$0	172
Additional Noninterest Income	$518,000	2,268
Total noninterest expense	$2,329,000	3,501
Salaries and employee benefits	$1,483,000	3,143
Premises and equipment expense	$216,000	4,023
Additional noninterest expense	$630,000	3,983
Pre-tax net operating income	$590,000	3,899
Securities gains (losses)	$0	2,580
Applicable income taxes	$186,000	2,484
Income before extraordinary items	$404,000	4,302
Extraordinary gains, net	$0	20
Net income	$404,000	4,306
Minority interest net income	$0	80
Net income of bank and minority interests.	$404,000	4,307
Net charge-offs	$93,000	2,250
Cash dividends	$312,000	2,286
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$404,000	4,249
2014-03-31 (YTD Data)		Rank
Total interest income	$1,320,000	3,885
Total interest expense	$155,000	3,705
Net interest income	$1,165,000	3,872
Provision for loan and lease losses	$30,000	2,577
Total noninterest income	$343,000	2,613
Gross Fiduciary activities income	$1,000	1,081
Service charges on deposit accounts	$55,000	3,769
Trading account gains and fees	$0	147
Additional Noninterest Income	$287,000	2,054
Total noninterest expense	$1,229,000	3,421
Salaries and employee benefits	$800,000	2,996
Premises and equipment expense	$79,000	4,719
Additional noninterest expense	$350,000	3,728
Pre-tax net operating income	$249,000	4,110
Securities gains (losses)	$0	1,715
Applicable income taxes	$76,000	2,599
Income before extraordinary items	$173,000	4,475
Extraordinary gains, net	$0	16
Net income	$173,000	4,478
Minority interest net income	$0	66
Net income of bank and minority interests.	$173,000	4,478
Net charge-offs	$54,000	1,813
Cash dividends	$163,000	1,913
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$173,000	4,422
2013-12-31 (YTD Data)		Rank
Total interest income	$5,327,000	3,908
Total interest expense	$734,000	3,635
Net interest income	$4,593,000	3,918
Provision for loan and lease losses	$120,000	3,475
Total noninterest income	$1,292,000	2,805
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$258,000	3,649
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,034,000	2,337
Total noninterest expense	$4,584,000	3,608
Salaries and employee benefits	$2,843,000	3,221
Premises and equipment expense	$423,000	4,081
Additional noninterest expense	$1,318,000	3,970
Pre-tax net operating income	$1,181,000	3,806
Securities gains (losses)	$12,000	2,573
Applicable income taxes	$372,000	2,431
Income before extraordinary items	$821,000	4,233
Extraordinary gains, net	$0	29
Net income	$821,000	4,235
Minority interest net income	$0	90
Net income of bank and minority interests.	$821,000	4,236
Net charge-offs	$126,000	3,507
Cash dividends	$675,000	2,409
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$812,720	4,190
2013-09-30 (YTD Data)		Rank
Total interest income	$3,967,000	3,967
Total interest expense	$564,000	3,674
Net interest income	$3,403,000	3,975
Provision for loan and lease losses	$90,000	3,447
Total noninterest income	$1,009,000	2,804
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$194,000	3,667
Trading account gains and fees	$0	180
Additional Noninterest Income	$815,000	2,326
Total noninterest expense	$3,533,000	3,563
Salaries and employee benefits	$2,170,000	3,206
Premises and equipment expense	$339,000	4,003
Additional noninterest expense	$1,024,000	3,891
Pre-tax net operating income	$789,000	4,079
Securities gains (losses)	$12,000	2,447
Applicable income taxes	$244,000	2,610
Income before extraordinary items	$557,000	4,430
Extraordinary gains, net	$0	25
Net income	$557,000	4,433
Minority interest net income	$0	84
Net income of bank and minority interests.	$557,000	4,434
Net charge-offs	$60,000	3,716
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$548,600	4,384
2013-06-30 (YTD Data)		Rank
Total interest income	$2,614,000	4,007
Total interest expense	$387,000	3,665
Net interest income	$2,227,000	4,020
Provision for loan and lease losses	$60,000	3,384
Total noninterest income	$676,000	2,825
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$122,000	3,753
Trading account gains and fees	$0	157
Additional Noninterest Income	$554,000	2,335
Total noninterest expense	$2,317,000	3,619
Salaries and employee benefits	$1,432,000	3,251
Premises and equipment expense	$223,000	4,062
Additional noninterest expense	$662,000	3,971
Pre-tax net operating income	$526,000	4,058
Securities gains (losses)	$12,000	2,226
Applicable income taxes	$164,000	2,606
Income before extraordinary items	$374,000	4,435
Extraordinary gains, net	$0	22
Net income	$374,000	4,437
Minority interest net income	$0	82
Net income of bank and minority interests.	$374,000	4,438
Net charge-offs	$65,000	3,136
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$365,600	4,368
2013-03-31 (YTD Data)		Rank
Total interest income	$1,318,000	4,020
Total interest expense	$199,000	3,684
Net interest income	$1,119,000	4,018
Provision for loan and lease losses	$30,000	3,174
Total noninterest income	$332,000	2,855
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$58,000	3,830
Trading account gains and fees	$0	148
Additional Noninterest Income	$274,000	2,342
Total noninterest expense	$1,188,000	3,587
Salaries and employee benefits	$772,000	3,124
Premises and equipment expense	$85,000	4,659
Additional noninterest expense	$331,000	3,986
Pre-tax net operating income	$233,000	4,236
Securities gains (losses)	$12,000	1,440
Applicable income taxes	$73,000	2,694
Income before extraordinary items	$172,000	4,530
Extraordinary gains, net	$0	10
Net income	$172,000	4,531
Minority interest net income	$0	76
Net income of bank and minority interests.	$172,000	4,532
Net charge-offs	$-14,000	6,319
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$163,600	4,501
2012-12-31 (YTD Data)		Rank
Total interest income	$5,769,000	3,936
Total interest expense	$1,076,000	3,453
Net interest income	$4,693,000	3,973
Provision for loan and lease losses	$300,000	3,343
Total noninterest income	$1,345,000	2,783
Gross Fiduciary activities income	$1,000	1,273
Service charges on deposit accounts	$289,000	3,555
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,055,000	2,303
Total noninterest expense	$4,836,000	3,552
Salaries and employee benefits	$2,914,000	3,191
Premises and equipment expense	$391,000	4,356
Additional noninterest expense	$1,531,000	3,740
Pre-tax net operating income	$902,000	4,168
Securities gains (losses)	$53,000	2,698
Applicable income taxes	$277,000	2,730
Income before extraordinary items	$678,000	4,524
Extraordinary gains, net	$0	29
Net income	$678,000	4,521
Minority interest net income	$0	93
Net income of bank and minority interests.	$678,000	4,523
Net charge-offs	$642,000	2,324
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$640,370	4,426
2012-09-30 (YTD Data)		Rank
Total interest income	$4,364,000	3,984
Total interest expense	$853,000	3,427
Net interest income	$3,511,000	4,034
Provision for loan and lease losses	$225,000	3,327
Total noninterest income	$1,038,000	2,744
Gross Fiduciary activities income	$1,000	1,226
Service charges on deposit accounts	$218,000	3,581
Trading account gains and fees	$0	157
Additional Noninterest Income	$819,000	2,244
Total noninterest expense	$3,752,000	3,491
Salaries and employee benefits	$2,255,000	3,141
Premises and equipment expense	$321,000	4,218
Additional noninterest expense	$1,176,000	3,711
Pre-tax net operating income	$572,000	4,535
Securities gains (losses)	$53,000	2,416
Applicable income taxes	$173,000	2,966
Income before extraordinary items	$452,000	4,788
Extraordinary gains, net	$0	20
Net income	$452,000	4,788
Minority interest net income	$0	86
Net income of bank and minority interests.	$452,000	4,788
Net charge-offs	$183,000	3,393
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$413,840	4,755
2012-06-30 (YTD Data)		Rank
Total interest income	$2,932,000	3,990
Total interest expense	$611,000	3,362
Net interest income	$2,321,000	4,073
Provision for loan and lease losses	$150,000	3,329
Total noninterest income	$703,000	2,677
Gross Fiduciary activities income	$1,000	1,200
Service charges on deposit accounts	$144,000	3,597
Trading account gains and fees	$0	153
Additional Noninterest Income	$558,000	2,193
Total noninterest expense	$2,477,000	3,528
Salaries and employee benefits	$1,473,000	3,192
Premises and equipment expense	$198,000	4,392
Additional noninterest expense	$806,000	3,644
Pre-tax net operating income	$397,000	4,457
Securities gains (losses)	$53,000	2,024
Applicable income taxes	$111,000	2,980
Income before extraordinary items	$339,000	4,630
Extraordinary gains, net	$0	19
Net income	$339,000	4,632
Minority interest net income	$0	84
Net income of bank and minority interests.	$339,000	4,632
Net charge-offs	$105,000	3,358
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$299,250	4,632
2012-03-31 (YTD Data)		Rank
Total interest income	$1,474,000	4,007
Total interest expense	$327,000	3,317
Net interest income	$1,147,000	4,137
Provision for loan and lease losses	$75,000	3,178
Total noninterest income	$293,000	2,978
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$69,000	3,673
Trading account gains and fees	$0	148
Additional Noninterest Income	$224,000	2,500
Total noninterest expense	$1,259,000	3,514
Salaries and employee benefits	$782,000	3,079
Premises and equipment expense	$84,000	4,824
Additional noninterest expense	$393,000	3,677
Pre-tax net operating income	$106,000	5,331
Securities gains (losses)	$0	2,210
Applicable income taxes	$18,000	3,720
Income before extraordinary items	$88,000	5,520
Extraordinary gains, net	$0	19
Net income	$88,000	5,520
Minority interest net income	$0	78
Net income of bank and minority interests.	$88,000	5,520
Net charge-offs	$75,000	2,700
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$88,000	5,360
2011-12-31 (YTD Data)		Rank
Total interest income	$6,479,000	3,866
Total interest expense	$1,763,000	3,053
Net interest income	$4,716,000	4,063
Provision for loan and lease losses	$928,000	2,526
Total noninterest income	$1,720,000	2,236
Gross Fiduciary activities income	$11,000	1,086
Service charges on deposit accounts	$353,000	3,287
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,356,000	1,753
Total noninterest expense	$5,105,000	3,479
Salaries and employee benefits	$2,967,000	3,142
Premises and equipment expense	$409,000	4,508
Additional noninterest expense	$1,729,000	3,523
Pre-tax net operating income	$403,000	4,968
Securities gains (losses)	$50,000	2,589
Applicable income taxes	$58,000	3,685
Income before extraordinary items	$395,000	4,958
Extraordinary gains, net	$0	29
Net income	$395,000	4,960
Minority interest net income	$0	96
Net income of bank and minority interests.	$395,000	4,959
Net charge-offs	$236,000	4,096
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$351,500	4,966
2011-09-30 (YTD Data)		Rank
Total interest income	$4,896,000	3,886
Total interest expense	$1,375,000	3,075
Net interest income	$3,521,000	4,095
Provision for loan and lease losses	$928,000	2,053
Total noninterest income	$1,354,000	2,160
Gross Fiduciary activities income	$10,000	1,039
Service charges on deposit accounts	$270,000	3,234
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,074,000	1,685
Total noninterest expense	$3,865,000	3,461
Salaries and employee benefits	$2,276,000	3,097
Premises and equipment expense	$324,000	4,444
Additional noninterest expense	$1,265,000	3,559
Pre-tax net operating income	$82,000	5,883
Securities gains (losses)	$50,000	2,333
Applicable income taxes	$-41,000	6,908
Income before extraordinary items	$173,000	5,611
Extraordinary gains, net	$0	21
Net income	$173,000	5,612
Minority interest net income	$0	87
Net income of bank and minority interests.	$173,000	5,612
Net charge-offs	$294,000	3,272
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$123,000	5,672
2011-06-30 (YTD Data)		Rank
Total interest income	$3,323,000	3,872
Total interest expense	$948,000	3,081
Net interest income	$2,375,000	4,073
Provision for loan and lease losses	$928,000	1,559
Total noninterest income	$788,000	2,338
Gross Fiduciary activities income	$10,000	1,015
Service charges on deposit accounts	$172,000	3,320
Trading account gains and fees	$0	153
Additional Noninterest Income	$606,000	1,856
Total noninterest expense	$2,539,000	3,546
Salaries and employee benefits	$1,518,000	3,120
Premises and equipment expense	$214,000	4,511
Additional noninterest expense	$807,000	3,723
Pre-tax net operating income	$-304,000	6,657
Securities gains (losses)	$0	2,914
Applicable income taxes	$-163,000	7,187
Income before extraordinary items	$-141,000	6,562
Extraordinary gains, net	$0	15
Net income	$-141,000	6,562
Minority interest net income	$0	89
Net income of bank and minority interests.	$-141,000	6,562
Net charge-offs	$373,000	2,435
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-141,000	6,524
2011-03-31 (YTD Data)		Rank
Total interest income	$1,637,000	3,941
Total interest expense	$493,000	3,077
Net interest income	$1,144,000	4,188
Provision for loan and lease losses	$578,000	1,314
Total noninterest income	$252,000	3,143
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$74,000	3,590
Trading account gains and fees	$0	158
Additional Noninterest Income	$178,000	2,635
Total noninterest expense	$1,190,000	3,713
Salaries and employee benefits	$691,000	3,358
Premises and equipment expense	$93,000	4,891
Additional noninterest expense	$406,000	3,692
Pre-tax net operating income	$-372,000	7,009
Securities gains (losses)	$0	1,772
Applicable income taxes	$-161,000	7,351
Income before extraordinary items	$-211,000	6,899
Extraordinary gains, net	$0	9
Net income	$-211,000	6,899
Minority interest net income	$0	86
Net income of bank and minority interests.	$-211,000	6,899
Net charge-offs	$466,000	1,391
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-211,000	6,891
2010-12-31 (YTD Data)		Rank
Total interest income	$7,074,000	3,877
Total interest expense	$2,580,000	2,917
Net interest income	$4,494,000	4,248
Provision for loan and lease losses	$640,000	3,744
Total noninterest income	$1,067,000	3,131
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$299,000	3,642
Trading account gains and fees	$0	175
Additional Noninterest Income	$768,000	2,553
Total noninterest expense	$5,037,000	3,593
Salaries and employee benefits	$2,769,000	3,319
Premises and equipment expense	$472,000	4,341
Additional noninterest expense	$1,796,000	3,536
Pre-tax net operating income	$-116,000	5,953
Securities gains (losses)	$118,000	2,025
Applicable income taxes	$-108,000	6,842
Income before extraordinary items	$110,000	5,566
Extraordinary gains, net	$0	29
Net income	$110,000	5,567
Minority interest net income	$0	111
Net income of bank and minority interests.	$110,000	5,568
Net charge-offs	$1,729,000	2,026
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-8,000	5,850
2010-09-30 (YTD Data)		Rank
Total interest income	$5,246,000	3,985
Total interest expense	$2,021,000	2,928
Net interest income	$3,225,000	4,417
Provision for loan and lease losses	$440,000	3,761
Total noninterest income	$753,000	3,264
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$214,000	3,799
Trading account gains and fees	$0	165
Additional Noninterest Income	$539,000	2,640
Total noninterest expense	$3,781,000	3,589
Salaries and employee benefits	$1,999,000	3,439
Premises and equipment expense	$371,000	4,265
Additional noninterest expense	$1,411,000	3,404
Pre-tax net operating income	$-243,000	6,343
Securities gains (losses)	$110,000	1,858
Applicable income taxes	$-130,000	7,121
Income before extraordinary items	$-3,000	6,136
Extraordinary gains, net	$0	23
Net income	$-3,000	6,137
Minority interest net income	$0	110
Net income of bank and minority interests.	$-3,000	6,137
Net charge-offs	$581,000	2,872
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-73,400	6,164
2010-06-30 (YTD Data)		Rank
Total interest income	$3,544,000	3,988
Total interest expense	$1,390,000	2,960
Net interest income	$2,154,000	4,413
Provision for loan and lease losses	$10,000	6,617
Total noninterest income	$511,000	3,182
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$141,000	3,819
Trading account gains and fees	$0	152
Additional Noninterest Income	$370,000	2,519
Total noninterest expense	$2,593,000	3,521
Salaries and employee benefits	$1,355,000	3,418
Premises and equipment expense	$247,000	4,299
Additional noninterest expense	$991,000	3,231
Pre-tax net operating income	$62,000	5,730
Securities gains (losses)	$0	3,184
Applicable income taxes	$-34,000	7,024
Income before extraordinary items	$96,000	5,564
Extraordinary gains, net	$0	19
Net income	$96,000	5,567
Minority interest net income	$0	105
Net income of bank and minority interests.	$96,000	5,566
Net charge-offs	$303,000	3,034
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$96,000	5,442
2010-03-31 (YTD Data)		Rank
Total interest income	$1,847,000	3,932
Total interest expense	$714,000	3,015
Net interest income	$1,133,000	4,308
Provision for loan and lease losses	$0	6,552
Total noninterest income	$211,000	3,532
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$61,000	4,097
Trading account gains and fees	$0	175
Additional Noninterest Income	$150,000	2,840
Total noninterest expense	$1,240,000	3,675
Salaries and employee benefits	$618,000	3,733
Premises and equipment expense	$108,000	4,747
Additional noninterest expense	$514,000	3,104
Pre-tax net operating income	$104,000	4,997
Securities gains (losses)	$0	2,284
Applicable income taxes	$9,000	3,859
Income before extraordinary items	$95,000	5,046
Extraordinary gains, net	$0	16
Net income	$95,000	5,047
Minority interest net income	$0	91
Net income of bank and minority interests.	$95,000	5,046
Net charge-offs	$-334,000	7,910
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$95,000	4,928
2009-12-31 (YTD Data)		Rank
Total interest income	$8,034,000	3,807
Total interest expense	$3,605,000	2,976
Net interest income	$4,429,000	4,275
Provision for loan and lease losses	$6,121,000	1,221
Total noninterest income	$968,000	3,406
Gross Fiduciary activities income	$8,000	1,205
Service charges on deposit accounts	$329,000	3,706
Trading account gains and fees	$0	211
Additional Noninterest Income	$631,000	2,830
Total noninterest expense	$4,480,000	4,021
Salaries and employee benefits	$2,559,000	3,623
Premises and equipment expense	$461,000	4,608
Additional noninterest expense	$1,460,000	4,157
Pre-tax net operating income	$-5,204,000	7,195
Securities gains (losses)	$150,000	1,792
Applicable income taxes	$-1,852,000	7,495
Income before extraordinary items	$-3,202,000	7,033
Extraordinary gains, net	$0	34
Net income	$-3,202,000	7,031
Minority interest net income	$0	115
Net income of bank and minority interests.	$-3,202,000	7,032
Net charge-offs	$4,999,000	1,143
Cash dividends	$293,000	3,261
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-3,298,000	7,042
2009-09-30 (YTD Data)		Rank
Total interest income	$6,035,000	3,847
Total interest expense	$2,819,000	3,001
Net interest income	$3,216,000	4,382
Provision for loan and lease losses	$6,121,000	910
Total noninterest income	$787,000	3,295
Gross Fiduciary activities income	$8,000	1,151
Service charges on deposit accounts	$252,000	3,681
Trading account gains and fees	$0	212
Additional Noninterest Income	$527,000	2,722
Total noninterest expense	$3,298,000	4,079
Salaries and employee benefits	$1,882,000	3,714
Premises and equipment expense	$358,000	4,549
Additional noninterest expense	$1,058,000	4,232
Pre-tax net operating income	$-5,416,000	7,529
Securities gains (losses)	$150,000	1,510
Applicable income taxes	$-1,929,000	7,707
Income before extraordinary items	$-3,337,000	7,422
Extraordinary gains, net	$0	27
Net income	$-3,337,000	7,422
Minority interest net income	$0	118
Net income of bank and minority interests.	$-3,337,000	7,422
Net charge-offs	$4,864,000	831
Cash dividends	$293,000	2,682
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-3,433,000	7,430
2009-06-30 (YTD Data)		Rank
Total interest income	$4,232,000	3,751
Total interest expense	$1,957,000	3,016
Net interest income	$2,275,000	4,186
Provision for loan and lease losses	$2,426,000	1,247
Total noninterest income	$476,000	3,513
Gross Fiduciary activities income	$8,000	1,104
Service charges on deposit accounts	$170,000	3,632
Trading account gains and fees	$0	193
Additional Noninterest Income	$298,000	3,018
Total noninterest expense	$2,211,000	4,079
Salaries and employee benefits	$1,260,000	3,746
Premises and equipment expense	$235,000	4,627
Additional noninterest expense	$716,000	4,207
Pre-tax net operating income	$-1,886,000	7,357
Securities gains (losses)	$88,000	1,580
Applicable income taxes	$-726,000	7,676
Income before extraordinary items	$-1,072,000	7,172
Extraordinary gains, net	$0	21
Net income	$-1,072,000	7,172
Minority interest net income	$0	112
Net income of bank and minority interests.	$-1,072,000	7,173
Net charge-offs	$386,000	2,649
Cash dividends	$170,000	2,846
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-1,128,320	7,184
2009-03-31 (YTD Data)		Rank
Total interest income	$2,191,000	3,691
Total interest expense	$1,004,000	3,037
Net interest income	$1,187,000	4,067
Provision for loan and lease losses	$2,426,000	652
Total noninterest income	$236,000	3,493
Gross Fiduciary activities income	$7,000	1,026
Service charges on deposit accounts	$92,000	3,418
Trading account gains and fees	$0	171
Additional Noninterest Income	$137,000	3,115
Total noninterest expense	$996,000	4,313
Salaries and employee benefits	$591,000	3,958
Premises and equipment expense	$103,000	5,042
Additional noninterest expense	$302,000	4,389
Pre-tax net operating income	$-1,999,000	7,827
Securities gains (losses)	$0	2,434
Applicable income taxes	$-765,000	7,951
Income before extraordinary items	$-1,234,000	7,767
Extraordinary gains, net	$0	15
Net income	$-1,234,000	7,770
Minority interest net income	$0	102
Net income of bank and minority interests.	$-1,234,000	7,769
Net charge-offs	$446,000	1,441
Cash dividends	$59,000	2,588
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-1,234,000	7,762
2008-12-31 (YTD Data)		Rank
Total interest income	$9,245,000	3,738
Total interest expense	$4,628,000	3,177
Net interest income	$4,617,000	4,164
Provision for loan and lease losses	$1,300,000	2,331
Total noninterest income	$1,055,000	3,290
Gross Fiduciary activities income	$1,000	1,385
Service charges on deposit accounts	$312,000	3,949
Trading account gains and fees	$0	154
Additional Noninterest Income	$742,000	2,548
Total noninterest expense	$3,947,000	4,276
Salaries and employee benefits	$2,369,000	3,932
Premises and equipment expense	$434,000	4,861
Additional noninterest expense	$1,144,000	4,435
Pre-tax net operating income	$425,000	5,078
Securities gains (losses)	$82,000	1,277
Applicable income taxes	$106,000	3,345
Income before extraordinary items	$401,000	4,753
Extraordinary gains, net	$0	39
Net income	$401,000	4,753
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,225,000	1,745
Cash dividends	$337,000	3,937
Sale, conversion, retirement of capital stock, net	$1,000,000	428
Net operating income	$336,220	5,133
2008-09-30 (YTD Data)		Rank
Total interest income	$6,998,000	3,766
Total interest expense	$3,519,000	3,235
Net interest income	$3,479,000	4,180
Provision for loan and lease losses	$0	6,991
Total noninterest income	$652,000	3,785
Gross Fiduciary activities income	$1,000	1,339
Service charges on deposit accounts	$204,000	4,212
Trading account gains and fees	$0	148
Additional Noninterest Income	$447,000	2,995
Total noninterest expense	$2,862,000	4,367
Salaries and employee benefits	$1,704,000	4,078
Premises and equipment expense	$340,000	4,739
Additional noninterest expense	$818,000	4,505
Pre-tax net operating income	$1,269,000	3,205
Securities gains (losses)	$82,000	1,091
Applicable income taxes	$389,000	2,191
Income before extraordinary items	$962,000	3,183
Extraordinary gains, net	$0	31
Net income	$962,000	3,180
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-202,000	8,328
Cash dividends	$255,000	3,605
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$903,780	3,444
2008-06-30 (YTD Data)		Rank
Total interest income	$4,536,000	3,896
Total interest expense	$2,353,000	3,335
Net interest income	$2,183,000	4,337
Provision for loan and lease losses	$0	6,671
Total noninterest income	$323,000	4,471
Gross Fiduciary activities income	$1,000	1,327
Service charges on deposit accounts	$108,000	4,701
Trading account gains and fees	$0	149
Additional Noninterest Income	$214,000	3,629
Total noninterest expense	$1,857,000	4,476
Salaries and employee benefits	$1,134,000	4,122
Premises and equipment expense	$223,000	4,831
Additional noninterest expense	$500,000	4,724
Pre-tax net operating income	$649,000	3,844
Securities gains (losses)	$72,000	1,184
Applicable income taxes	$190,000	2,752
Income before extraordinary items	$531,000	3,899
Extraordinary gains, net	$0	21
Net income	$531,000	3,899
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-70,000	8,312
Cash dividends	$164,000	3,642
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$477,720	4,052
2008-03-31 (YTD Data)		Rank
Total interest income	$2,179,000	4,097
Total interest expense	$1,189,000	3,480
Net interest income	$990,000	4,659
Provision for loan and lease losses	$0	6,080
Total noninterest income	$119,000	5,106
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$31,000	5,641
Trading account gains and fees	$0	158
Additional Noninterest Income	$88,000	4,007
Total noninterest expense	$889,000	4,605
Salaries and employee benefits	$535,000	4,311
Premises and equipment expense	$94,000	5,338
Additional noninterest expense	$260,000	4,564
Pre-tax net operating income	$220,000	4,778
Securities gains (losses)	$48,000	1,107
Applicable income taxes	$59,000	3,384
Income before extraordinary items	$209,000	4,565
Extraordinary gains, net	$0	15
Net income	$209,000	4,568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-89,000	8,402
Cash dividends	$81,000	3,092
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$171,560	4,886
2007-12-31 (YTD Data)		Rank
Total interest income	$7,883,000	4,404
Total interest expense	$4,109,000	3,946
Net interest income	$3,774,000	4,794
Provision for loan and lease losses	$300,000	3,174
Total noninterest income	$589,000	4,676
Gross Fiduciary activities income	$3,000	1,373
Service charges on deposit accounts	$120,000	5,764
Trading account gains and fees	$0	178
Additional Noninterest Income	$466,000	3,439
Total noninterest expense	$3,254,000	4,756
Salaries and employee benefits	$2,077,000	4,275
Premises and equipment expense	$313,000	5,679
Additional noninterest expense	$864,000	5,082
Pre-tax net operating income	$809,000	5,159
Securities gains (losses)	$-8,000	7,514
Applicable income taxes	$139,000	4,197
Income before extraordinary items	$662,000	5,163
Extraordinary gains, net	$0	39
Net income	$662,000	5,165
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,808
Cash dividends	$436,000	3,929
Sale, conversion, retirement of capital stock, net	$400,000	582
Net operating income	$668,640	5,134
2007-09-30 (YTD Data)		Rank
Total interest income	$5,758,000	4,507
Total interest expense	$2,950,000	4,064
Net interest income	$2,808,000	4,845
Provision for loan and lease losses	$200,000	2,996
Total noninterest income	$372,000	5,071
Gross Fiduciary activities income	$1,000	1,384
Service charges on deposit accounts	$83,000	5,921
Trading account gains and fees	$0	184
Additional Noninterest Income	$288,000	3,817
Total noninterest expense	$2,272,000	4,946
Salaries and employee benefits	$1,451,000	4,486
Premises and equipment expense	$223,000	5,808
Additional noninterest expense	$598,000	5,306
Pre-tax net operating income	$708,000	5,092
Securities gains (losses)	$-8,000	7,721
Applicable income taxes	$162,000	3,967
Income before extraordinary items	$538,000	5,236
Extraordinary gains, net	$0	33
Net income	$538,000	5,237
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	3,106
Cash dividends	$354,000	3,420
Sale, conversion, retirement of capital stock, net	$400,000	447
Net operating income	$544,160	5,200
2007-06-30 (YTD Data)		Rank
Total interest income	$3,690,000	4,621
Total interest expense	$1,875,000	4,186
Net interest income	$1,815,000	4,969
Provision for loan and lease losses	$150,000	2,579
Total noninterest income	$219,000	5,397
Gross Fiduciary activities income	$1,000	1,345
Service charges on deposit accounts	$55,000	5,947
Trading account gains and fees	$0	168
Additional Noninterest Income	$163,000	4,172
Total noninterest expense	$1,476,000	5,059
Salaries and employee benefits	$959,000	4,546
Premises and equipment expense	$146,000	5,893
Additional noninterest expense	$371,000	5,520
Pre-tax net operating income	$408,000	5,473
Securities gains (losses)	$-8,000	7,953
Applicable income taxes	$86,000	4,276
Income before extraordinary items	$314,000	5,560
Extraordinary gains, net	$0	29
Net income	$314,000	5,560
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	1,995
Cash dividends	$323,000	3,036
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$320,240	5,502
2007-03-31 (YTD Data)		Rank
Total interest income	$1,770,000	4,733
Total interest expense	$884,000	4,318
Net interest income	$886,000	5,050
Provision for loan and lease losses	$75,000	2,404
Total noninterest income	$109,000	5,358
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$25,000	6,052
Trading account gains and fees	$0	195
Additional Noninterest Income	$84,000	4,109
Total noninterest expense	$708,000	5,218
Salaries and employee benefits	$475,000	4,603
Premises and equipment expense	$64,000	6,249
Additional noninterest expense	$169,000	5,774
Pre-tax net operating income	$212,000	5,384
Securities gains (losses)	$0	1,187
Applicable income taxes	$47,000	4,199
Income before extraordinary items	$165,000	5,460
Extraordinary gains, net	$0	22
Net income	$165,000	5,460
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,238
Cash dividends	$242,000	2,227
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$165,000	5,444
2006-12-31 (YTD Data)		Rank
Total interest income	$5,922,000	5,065
Total interest expense	$2,660,000	4,651
Net interest income	$3,262,000	5,279
Provision for loan and lease losses	$0	6,850
Total noninterest income	$464,000	5,296
Gross Fiduciary activities income	$5,000	1,355
Service charges on deposit accounts	$113,000	5,980
Trading account gains and fees	$0	130
Additional Noninterest Income	$346,000	4,017
Total noninterest expense	$2,803,000	5,121
Salaries and employee benefits	$1,864,000	4,508
Premises and equipment expense	$240,000	6,311
Additional noninterest expense	$699,000	5,653
Pre-tax net operating income	$923,000	5,370
Securities gains (losses)	$0	1,687
Applicable income taxes	$164,000	4,507
Income before extraordinary items	$759,000	5,328
Extraordinary gains, net	$0	51
Net income	$759,000	5,330
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$317,000	1,602
Cash dividends	$740,000	3,107
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$759,000	5,320
2006-09-30 (YTD Data)		Rank
Total interest income	$4,245,000	5,184
Total interest expense	$1,842,000	4,780
Net interest income	$2,403,000	5,368
Provision for loan and lease losses	$0	6,685
Total noninterest income	$307,000	5,580
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$86,000	6,025
Trading account gains and fees	$0	126
Additional Noninterest Income	$221,000	4,323
Total noninterest expense	$1,984,000	5,291
Salaries and employee benefits	$1,267,000	4,800
Premises and equipment expense	$180,000	6,340
Additional noninterest expense	$537,000	5,555
Pre-tax net operating income	$726,000	5,430
Securities gains (losses)	$0	1,388
Applicable income taxes	$161,000	4,403
Income before extraordinary items	$565,000	5,505
Extraordinary gains, net	$0	45
Net income	$565,000	5,506
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$363,000	1,012
Cash dividends	$740,000	2,370
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$565,000	5,505
2006-06-30 (YTD Data)		Rank
Total interest income	$2,686,000	5,317
Total interest expense	$1,126,000	4,913
Net interest income	$1,560,000	5,477
Provision for loan and lease losses	$0	6,419
Total noninterest income	$181,000	5,843
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$60,000	5,971
Trading account gains and fees	$0	126
Additional Noninterest Income	$121,000	4,728
Total noninterest expense	$1,314,000	5,321
Salaries and employee benefits	$855,000	4,785
Premises and equipment expense	$120,000	6,349
Additional noninterest expense	$339,000	5,705
Pre-tax net operating income	$427,000	5,752
Securities gains (losses)	$0	1,185
Applicable income taxes	$84,000	4,734
Income before extraordinary items	$343,000	5,726
Extraordinary gains, net	$0	39
Net income	$343,000	5,727
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$230,000	998
Cash dividends	$740,000	1,828
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$343,000	5,725
2006-03-31 (YTD Data)		Rank
Total interest income	$1,266,000	5,424
Total interest expense	$518,000	5,010
Net interest income	$748,000	5,604
Provision for loan and lease losses	$0	6,013
Total noninterest income	$63,000	6,543
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$27,000	6,103
Trading account gains and fees	$0	115
Additional Noninterest Income	$36,000	5,743
Total noninterest expense	$615,000	5,541
Salaries and employee benefits	$429,000	4,790
Premises and equipment expense	$48,000	6,838
Additional noninterest expense	$138,000	6,297
Pre-tax net operating income	$196,000	5,883
Securities gains (losses)	$0	955
Applicable income taxes	$32,000	4,955
Income before extraordinary items	$164,000	5,759
Extraordinary gains, net	$0	21
Net income	$164,000	5,760
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-65,000	8,561
Cash dividends	$740,000	992
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$164,000	5,762
2005-12-31 (YTD Data)		Rank
Total interest income	$4,129,000	5,725
Total interest expense	$1,427,000	5,361
Net interest income	$2,702,000	5,828
Provision for loan and lease losses	$188,000	3,693
Total noninterest income	$222,000	6,892
Gross Fiduciary activities income	$11,000	1,287
Service charges on deposit accounts	$65,000	6,834
Trading account gains and fees	$0	138
Additional Noninterest Income	$146,000	5,778
Total noninterest expense	$1,869,000	6,323
Salaries and employee benefits	$1,295,000	5,539
Premises and equipment expense	$136,000	7,451
Additional noninterest expense	$438,000	6,888
Pre-tax net operating income	$867,000	5,711
Securities gains (losses)	$2,000	1,993
Applicable income taxes	$232,000	4,465
Income before extraordinary items	$637,000	5,866
Extraordinary gains, net	$0	46
Net income	$637,000	5,870
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	3,288
Cash dividends	$2,667,000	1,144
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$635,540	5,845
2005-09-30 (YTD Data)		Rank
Total interest income	$2,928,000	5,873
Total interest expense	$1,002,000	5,423
Net interest income	$1,926,000	6,000
Provision for loan and lease losses	$188,000	3,061
Total noninterest income	$161,000	6,971
Gross Fiduciary activities income	$9,000	1,231
Service charges on deposit accounts	$41,000	7,060
Trading account gains and fees	$0	126
Additional Noninterest Income	$111,000	5,769
Total noninterest expense	$1,277,000	6,558
Salaries and employee benefits	$854,000	5,917
Premises and equipment expense	$86,000	7,702
Additional noninterest expense	$337,000	6,819
Pre-tax net operating income	$622,000	5,915
Securities gains (losses)	$2,000	2,008
Applicable income taxes	$136,000	4,918
Income before extraordinary items	$488,000	5,961
Extraordinary gains, net	$0	35
Net income	$488,000	5,966
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$158,000	1,961
Cash dividends	$2,667,000	829
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$486,440	5,934
2005-06-30 (YTD Data)		Rank
Total interest income	$1,876,000	5,930
Total interest expense	$634,000	5,418
Net interest income	$1,242,000	6,077
Provision for loan and lease losses	$188,000	2,255
Total noninterest income	$21,000	8,532
Gross Fiduciary activities income	$9,000	1,180
Service charges on deposit accounts	$24,000	7,158
Trading account gains and fees	$0	116
Additional Noninterest Income	$-12,000	8,841
Total noninterest expense	$792,000	6,756
Salaries and employee benefits	$524,000	6,196
Premises and equipment expense	$76,000	7,248
Additional noninterest expense	$192,000	7,170
Pre-tax net operating income	$283,000	6,690
Securities gains (losses)	$2,000	1,855
Applicable income taxes	$35,000	5,780
Income before extraordinary items	$250,000	6,513
Extraordinary gains, net	$0	30
Net income	$250,000	6,515
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$151,000	1,466
Cash dividends	$2,667,000	563
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$248,240	6,478
2005-03-31 (YTD Data)		Rank
Total interest income	$920,000	5,977
Total interest expense	$294,000	5,537
Net interest income	$626,000	6,097
Provision for loan and lease losses	$188,000	1,182
Total noninterest income	$31,000	7,764
Gross Fiduciary activities income	$9,000	1,075
Service charges on deposit accounts	$13,000	7,104
Trading account gains and fees	$0	115
Additional Noninterest Income	$9,000	7,829
Total noninterest expense	$348,000	7,112
Salaries and employee benefits	$235,000	6,549
Premises and equipment expense	$20,000	8,171
Additional noninterest expense	$93,000	7,297
Pre-tax net operating income	$121,000	6,938
Securities gains (losses)	$0	1,685
Applicable income taxes	$48,000	4,803
Income before extraordinary items	$73,000	7,368
Extraordinary gains, net	$0	24
Net income	$73,000	7,367
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,985
Cash dividends	$2,209,000	330
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$73,000	7,335
2004-12-31 (YTD Data)		Rank
Total interest income	$3,840,000	5,684
Total interest expense	$1,118,000	5,335
Net interest income	$2,722,000	5,729
Provision for loan and lease losses	$800,000	1,283
Total noninterest income	$82,000	8,278
Gross Fiduciary activities income	$3,000	1,452
Service charges on deposit accounts	$64,000	7,054
Trading account gains and fees	$0	138
Additional Noninterest Income	$15,000	8,368
Total noninterest expense	$1,321,000	7,226
Salaries and employee benefits	$880,000	6,683
Premises and equipment expense	$42,000	8,699
Additional noninterest expense	$399,000	7,129
Pre-tax net operating income	$683,000	6,148
Securities gains (losses)	$0	3,819
Applicable income taxes	$129,000	5,264
Income before extraordinary items	$554,000	6,135
Extraordinary gains, net	$0	34
Net income	$554,000	6,140
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$662,000	1,070
Cash dividends	$35,000	5,946
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$554,000	6,066
2004-09-30 (YTD Data)		Rank
Total interest income	$2,838,000	5,717
Total interest expense	$835,000	5,323
Net interest income	$2,003,000	5,792
Provision for loan and lease losses	$563,000	1,301
Total noninterest income	$55,000	8,421
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$48,000	7,102
Trading account gains and fees	$0	134
Additional Noninterest Income	$7,000	8,603
Total noninterest expense	$944,000	7,304
Salaries and employee benefits	$644,000	6,716
Premises and equipment expense	$53,000	8,354
Additional noninterest expense	$247,000	7,523
Pre-tax net operating income	$551,000	6,097
Securities gains (losses)	$0	3,710
Applicable income taxes	$117,000	5,164
Income before extraordinary items	$434,000	6,134
Extraordinary gains, net	$0	26
Net income	$434,000	6,133
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-101,000	8,812
Cash dividends	$26,000	5,180
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$434,000	6,062
2004-06-30 (YTD Data)		Rank
Total interest income	$1,891,000	5,732
Total interest expense	$560,000	5,322
Net interest income	$1,331,000	5,788
Provision for loan and lease losses	$375,000	1,294
Total noninterest income	$36,000	8,481
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$31,000	7,155
Trading account gains and fees	$0	130
Additional Noninterest Income	$5,000	8,618
Total noninterest expense	$631,000	7,348
Salaries and employee benefits	$425,000	6,790
Premises and equipment expense	$40,000	8,252
Additional noninterest expense	$166,000	7,538
Pre-tax net operating income	$361,000	6,115
Securities gains (losses)	$0	3,413
Applicable income taxes	$76,000	5,175
Income before extraordinary items	$285,000	6,143
Extraordinary gains, net	$0	21
Net income	$285,000	6,144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-98,000	8,879
Cash dividends	$18,000	4,973
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$285,000	6,073
2004-03-31 (YTD Data)		Rank
Total interest income	$933,000	5,811
Total interest expense	$284,000	5,339
Net interest income	$649,000	5,876
Provision for loan and lease losses	$188,000	1,215
Total noninterest income	$18,000	8,495
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$15,000	7,174
Trading account gains and fees	$0	121
Additional Noninterest Income	$3,000	8,561
Total noninterest expense	$315,000	7,393
Salaries and employee benefits	$213,000	6,818
Premises and equipment expense	$16,000	8,479
Additional noninterest expense	$86,000	7,481
Pre-tax net operating income	$164,000	6,261
Securities gains (losses)	$0	2,934
Applicable income taxes	$32,000	5,327
Income before extraordinary items	$132,000	6,306
Extraordinary gains, net	$0	16
Net income	$132,000	6,305
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-246,000	9,058
Cash dividends	$9,000	3,799
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$132,000	6,193
2003-12-31 (YTD Data)		Rank
Total interest income	$3,786,000	5,820
Total interest expense	$1,354,000	5,203
Net interest income	$2,432,000	6,002
Provision for loan and lease losses	$1,100,000	1,081
Total noninterest income	$31,000	8,933
Gross Fiduciary activities income	$2,000	1,536
Service charges on deposit accounts	$69,000	7,102
Trading account gains and fees	$0	160
Additional Noninterest Income	$-40,000	9,146
Total noninterest expense	$1,023,000	7,829
Salaries and employee benefits	$705,000	7,282
Premises and equipment expense	$47,000	8,809
Additional noninterest expense	$271,000	7,954
Pre-tax net operating income	$340,000	7,276
Securities gains (losses)	$0	4,500
Applicable income taxes	$10,000	7,040
Income before extraordinary items	$330,000	7,131
Extraordinary gains, net	$0	54
Net income	$330,000	7,132
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$848,000	1,041
Cash dividends	$35,000	6,035
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$330,000	6,987
2003-09-30 (YTD Data)		Rank
Total interest income	$2,854,000	5,875
Total interest expense	$1,052,000	5,226
Net interest income	$1,802,000	6,052
Provision for loan and lease losses	$798,000	1,090
Total noninterest income	$8,000	9,122
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$50,000	7,213
Trading account gains and fees	$0	153
Additional Noninterest Income	$-42,000	9,217
Total noninterest expense	$803,000	7,729
Salaries and employee benefits	$556,000	7,105
Premises and equipment expense	$54,000	8,492
Additional noninterest expense	$193,000	8,049
Pre-tax net operating income	$209,000	7,675
Securities gains (losses)	$0	4,204
Applicable income taxes	$-10,000	8,918
Income before extraordinary items	$219,000	7,469
Extraordinary gains, net	$0	40
Net income	$219,000	7,472
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$252,000	1,919
Cash dividends	$26,000	5,301
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$219,000	7,310
2003-06-30 (YTD Data)		Rank
Total interest income	$1,940,000	5,853
Total interest expense	$722,000	5,247
Net interest income	$1,218,000	6,020
Provision for loan and lease losses	$375,000	1,474
Total noninterest income	$-8,000	9,250
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$37,000	7,065
Trading account gains and fees	$0	150
Additional Noninterest Income	$-45,000	9,248
Total noninterest expense	$534,000	7,752
Salaries and employee benefits	$369,000	7,149
Premises and equipment expense	$40,000	8,386
Additional noninterest expense	$125,000	8,110
Pre-tax net operating income	$301,000	6,489
Securities gains (losses)	$0	3,782
Applicable income taxes	$51,000	5,889
Income before extraordinary items	$250,000	6,521
Extraordinary gains, net	$0	30
Net income	$250,000	6,521
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	2,460
Cash dividends	$26,000	4,983
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$250,000	6,318
2003-03-31 (YTD Data)		Rank
Total interest income	$993,000	5,798
Total interest expense	$370,000	5,271
Net interest income	$623,000	5,933
Provision for loan and lease losses	$188,000	1,444
Total noninterest income	$-28,000	9,298
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$19,000	6,970
Trading account gains and fees	$0	134
Additional Noninterest Income	$-47,000	9,306
Total noninterest expense	$278,000	7,690
Salaries and employee benefits	$186,000	7,150
Premises and equipment expense	$18,000	8,517
Additional noninterest expense	$74,000	7,829
Pre-tax net operating income	$129,000	6,771
Securities gains (losses)	$0	2,891
Applicable income taxes	$18,000	6,161
Income before extraordinary items	$111,000	6,699
Extraordinary gains, net	$0	21
Net income	$111,000	6,700
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-283,000	9,287
Cash dividends	$9,000	3,860
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$111,000	6,530
2002-12-31 (YTD Data)		Rank
Total interest income	$4,692,000	5,388
Total interest expense	$1,857,000	5,057
Net interest income	$2,835,000	5,477
Provision for loan and lease losses	$950,000	1,410
Total noninterest income	$118,000	8,183
Gross Fiduciary activities income	$2,000	1,605
Service charges on deposit accounts	$81,000	6,921
Trading account gains and fees	$0	153
Additional Noninterest Income	$35,000	8,031
Total noninterest expense	$1,129,000	7,647
Salaries and employee benefits	$814,000	6,836
Premises and equipment expense	$46,000	8,965
Additional noninterest expense	$269,000	8,037
Pre-tax net operating income	$874,000	5,554
Securities gains (losses)	$0	4,537
Applicable income taxes	$197,000	5,143
Income before extraordinary items	$677,000	5,639
Extraordinary gains, net	$0	70
Net income	$677,000	5,638
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$912,000	1,055
Cash dividends	$35,000	6,093
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$677,000	5,502
2001-12-31 (YTD Data)		Rank
Total interest income	$5,318,000	5,412
Total interest expense	$2,727,000	5,080
Net interest income	$2,591,000	5,592
Provision for loan and lease losses	$800,000	1,496
Total noninterest income	$95,000	8,590
Gross Fiduciary activities income	$4,000	1,566
Service charges on deposit accounts	$70,000	7,167
Trading account gains and fees	$0	177
Additional Noninterest Income	$21,000	8,695
Total noninterest expense	$1,068,000	7,785
Salaries and employee benefits	$757,000	6,950
Premises and equipment expense	$60,000	8,978
Additional noninterest expense	$251,000	8,212
Pre-tax net operating income	$818,000	5,434
Securities gains (losses)	$0	4,612
Applicable income taxes	$198,000	5,048
Income before extraordinary items	$620,000	5,524
Extraordinary gains, net	$0	105
Net income	$620,000	5,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$750,000	1,151
Cash dividends	$35,000	6,288
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$620,000	5,396
2000-12-31 (YTD Data)		Rank
Total interest income	$5,324,000	5,505
Total interest expense	$2,569,000	5,456
Net interest income	$2,755,000	5,461
Provision for loan and lease losses	$720,000	1,376
Total noninterest income	$91,000	8,728
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$68,000	7,238
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,000	8,843
Total noninterest expense	$988,000	8,063
Salaries and employee benefits	$707,000	7,169
Premises and equipment expense	$21,000	9,762
Additional noninterest expense	$260,000	8,259
Pre-tax net operating income	$1,138,000	4,883
Securities gains (losses)	$0	1,956
Applicable income taxes	$317,000	4,472
Income before extraordinary items	$821,000	4,971
Extraordinary gains, net	$0	38
Net income	$821,000	4,970
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$668,000	1,007
Cash dividends	$35,000	6,546
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$821,000	4,965
1999-12-31 (YTD Data)		Rank
Total interest income	$4,970,000	5,605
Total interest expense	$2,439,000	5,272
Net interest income	$2,531,000	5,756
Provision for loan and lease losses	$755,000	1,242
Total noninterest income	$93,000	8,937
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$70,000	7,352
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,000	9,132
Total noninterest expense	$977,000	8,197
Salaries and employee benefits	$689,000	7,300
Premises and equipment expense	$43,000	9,778
Additional noninterest expense	$245,000	8,606
Pre-tax net operating income	$892,000	5,625
Securities gains (losses)	$0	3,155
Applicable income taxes	$240,000	5,308
Income before extraordinary items	$652,000	5,659
Extraordinary gains, net	$0	35
Net income	$652,000	5,656
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$742,000	890
Cash dividends	$35,000	6,780
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$652,000	5,633
1998-12-31 (YTD Data)		Rank
Total interest income	$4,986,000	5,687
Total interest expense	$2,604,000	5,213
Net interest income	$2,382,000	6,010
Provision for loan and lease losses	$720,000	1,275
Total noninterest income	$103,000	8,980
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$85,000	7,159
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,000	9,566
Total noninterest expense	$958,000	8,253
Salaries and employee benefits	$696,000	7,207
Premises and equipment expense	$40,000	10,020
Additional noninterest expense	$222,000	8,878
Pre-tax net operating income	$807,000	6,069
Securities gains (losses)	$0	4,449
Applicable income taxes	$226,000	5,875
Income before extraordinary items	$581,000	6,154
Extraordinary gains, net	$0	32
Net income	$581,000	6,154
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$614,000	1,068
Cash dividends	$35,000	7,072
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$581,000	6,045
1997-12-31 (YTD Data)		Rank
Total interest income	$4,767,000	5,983
Total interest expense	$2,480,000	5,446
Net interest income	$2,287,000	6,385
Provision for loan and lease losses	$550,000	1,649
Total noninterest income	$106,000	9,300
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$87,000	7,487
Trading account gains and fees	NA	NA
Additional Noninterest Income	$19,000	9,900
Total noninterest expense	$920,000	8,607
Salaries and employee benefits	$663,000	7,532
Premises and equipment expense	$52,000	10,154
Additional noninterest expense	$205,000	9,347
Pre-tax net operating income	$923,000	6,072
Securities gains (losses)	$0	3,944
Applicable income taxes	$270,000	6,027
Income before extraordinary items	$653,000	6,102
Extraordinary gains, net	$0	44
Net income	$653,000	6,103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$520,000	1,295
Cash dividends	$35,000	7,413
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$653,000	6,056
1996-12-31 (YTD Data)		Rank
Total interest income	$4,679,000	6,223
Total interest expense	$2,425,000	5,633
Net interest income	$2,254,000	6,651
Provision for loan and lease losses	$750,000	1,257
Total noninterest income	$113,000	9,655
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$97,000	7,562
Trading account gains and fees	NA	NA
Additional Noninterest Income	$16,000	10,642
Total noninterest expense	$920,000	9,003
Salaries and employee benefits	$658,000	7,796
Premises and equipment expense	$43,000	10,829
Additional noninterest expense	$219,000	9,712
Pre-tax net operating income	$697,000	6,948
Securities gains (losses)	$0	4,148
Applicable income taxes	$190,000	7,281
Income before extraordinary items	$507,000	6,854
Extraordinary gains, net	$0	53
Net income	$507,000	6,857
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$621,000	1,218
Cash dividends	$35,000	7,786
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$507,000	6,792
1995-12-31 (YTD Data)		Rank
Total interest income	$4,550,000	6,410
Total interest expense	$2,205,000	6,073
Net interest income	$2,345,000	6,587
Provision for loan and lease losses	$885,000	1,049
Total noninterest income	$125,000	9,756
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$101,000	7,760
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,000	10,650
Total noninterest expense	$941,000	9,200
Salaries and employee benefits	$637,000	8,135
Premises and equipment expense	$52,000	11,019
Additional noninterest expense	$252,000	9,795
Pre-tax net operating income	$644,000	7,626
Securities gains (losses)	$0	3,831
Applicable income taxes	$171,000	7,907
Income before extraordinary items	$473,000	7,458
Extraordinary gains, net	$0	65
Net income	$473,000	7,458
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$550,000	1,299
Cash dividends	$35,000	8,101
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$473,000	7,424
1994-12-31 (YTD Data)		Rank
Total interest income	$4,012,000	6,684
Total interest expense	$1,706,000	6,318
Net interest income	$2,306,000	6,856
Provision for loan and lease losses	$447,000	1,684
Total noninterest income	$155,000	9,612
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$101,000	8,062
Trading account gains and fees	NA	NA
Additional Noninterest Income	$54,000	9,402
Total noninterest expense	$1,032,000	9,238
Salaries and employee benefits	$694,000	7,928
Premises and equipment expense	$45,000	11,810
Additional noninterest expense	$293,000	10,041
Pre-tax net operating income	$982,000	6,039
Securities gains (losses)	$0	3,600
Applicable income taxes	$285,000	6,056
Income before extraordinary items	$697,000	5,932
Extraordinary gains, net	$0	249
Net income	$697,000	5,948
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$447,000	1,475
Cash dividends	$35,000	8,283
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$697,000	5,994
1993-12-31 (YTD Data)		Rank
Total interest income	$3,916,000	6,963
Total interest expense	$1,713,000	6,584
Net interest income	$2,203,000	7,180
Provision for loan and lease losses	$367,000	2,604
Total noninterest income	$108,000	11,132
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$80,000	9,003
Trading account gains and fees	NA	NA
Additional Noninterest Income	$28,000	11,437
Total noninterest expense	$1,033,000	9,589
Salaries and employee benefits	$668,000	8,241
Premises and equipment expense	$63,000	11,742
Additional noninterest expense	$302,000	10,426
Pre-tax net operating income	$911,000	6,300
Securities gains (losses)	$0	7,477
Applicable income taxes	$268,000	6,519
Income before extraordinary items	$643,000	6,473
Extraordinary gains, net	$0	3,149
Net income	$643,000	6,639
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$367,000	2,175
Cash dividends	$33,000	8,371
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$643,000	6,229
1992-12-31 (YTD Data)		Rank
Total interest income	$4,214,000	7,224
Total interest expense	$2,037,000	7,036
Net interest income	$2,177,000	7,301
Provision for loan and lease losses	$294,000	4,205
Total noninterest income	$81,000	12,253
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$63,000	9,807
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,000	12,735
Total noninterest expense	$996,000	10,001
Salaries and employee benefits	$663,000	8,279
Premises and equipment expense	$51,000	12,648
Additional noninterest expense	$282,000	11,101
Pre-tax net operating income	$968,000	5,762
Securities gains (losses)	$1,000	7,986
Applicable income taxes	$265,000	6,436
Income before extraordinary items	$704,000	5,891
Extraordinary gains, net	$0	1,422
Net income	$704,000	5,961
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$294,000	3,374
Cash dividends	$28,000	8,296
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$703,270	5,554

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.