Home > PathFinder Bank > Assets and Liabilities
PathFinder Bank, Assets and Liabilities
| 2016-03-31 | Rank | |
| # of Employees: | 127 | 1,135 |
| Assets and Liabilities | ||
| Total Assets: | $664,638,000 | 1,073 |
| Cash and due from depository institutions | $24,349,000 | 1,135 |
| Interest-bearing balances | $10,666,000 | 2,779 |
| Securities | $169,110,000 | 871 |
| Federal funds sold & reverse repurchase agreements | $1,150,000 | 1,653 |
| Net loans & leases | $428,348,000 | 1,126 |
| Loan loss allowance | $5,851,000 | 1,072 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $14,913,000 | 806 |
| Other real estate owned | $659,000 | 1,135 |
| Goodwill and other intangibles | $4,795,000 | 782 |
| All other assets | $21,314,000 | 983 |
| Life insurance assets | $10,695,000 | 876 |
| Total liabilities and capital | $664,638,000 | 1,073 |
| Total liabilities | $598,844,000 | 1,061 |
| Total deposits | $548,293,000 | 1,077 |
| Interest-bearing deposits | $469,906,000 | 1,023 |
| Deposits held in domestic offices | $548,293,000 | 1,077 |
| % insured | 75.69% | 4,593 |
| Federal funds purchased & repurchase agreements | $0 | 1,758 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $46,000,000 | 657 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $4,551,000 | 1,122 |
| Total equity capital | $65,794,000 | 1,203 |
| Total bank equity capital | $65,378,000 | 1,211 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $150,000 | 4,211 |
| Surplus | $30,333,000 | 1,033 |
| Undivided profits | $34,895,000 | 1,241 |
| Noncontrolling interests in consolidated subsidiaries | $416,000 | 65 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000,000 | 979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $284,000 | 506 |
| Income earned, not collected on loans | $2,238,000 | 1,134 |
| Earning assets | $609,274,000 | 1,080 |
| Long-term assets (5+ years) | $273,465,000 | 876 |
| Average Assets, year-to-date | $643,584,500 | 1,102 |
| Average Assets, quarterly | $643,584,500 | 1,102 |
| Volatile liabilities | $39,253,000 | 1,221 |
| Insider loans | $13,604,000 | 431 |
| FHLB advances | $46,000,000 | 618 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $57,213,000 | 1,433 |
| Tier 1 (core) risk-based capital | $62,852,000 | 1,200 |
| Tier 2 risk-based capital | $5,351,000 | 1,053 |
| Total risk weighted assets | $422,435,000 | 1,194 |
| Total unused commitments | $57,213,000 | 1,433 |
| Derivatives | $0 | 1,433 |
| 2015-12-31 | Rank | |
| # of Employees: | 124 | 1,160 |
| Assets and Liabilities | ||
| Total Assets: | $622,531,000 | 1,127 |
| Cash and due from depository institutions | $13,796,000 | 1,160 |
| Interest-bearing balances | $4,171,000 | 4,121 |
| Securities | $142,593,000 | 1,011 |
| Federal funds sold & reverse repurchase agreements | $1,249,000 | 1,517 |
| Net loans & leases | $424,752,000 | 1,126 |
| Loan loss allowance | $5,706,000 | 1,087 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $14,834,000 | 807 |
| Other real estate owned | $517,000 | 1,160 |
| Goodwill and other intangibles | $4,802,000 | 786 |
| All other assets | $19,988,000 | 1,023 |
| Life insurance assets | $10,615,000 | 872 |
| Total liabilities and capital | $622,531,000 | 1,127 |
| Total liabilities | $558,011,000 | 1,117 |
| Total deposits | $512,211,000 | 1,131 |
| Interest-bearing deposits | $429,313,000 | 1,082 |
| Deposits held in domestic offices | $512,211,000 | 1,131 |
| % insured | 75.87% | 4,590 |
| Federal funds purchased & repurchase agreements | $0 | 1,962 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $41,300,000 | 737 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $4,500,000 | 1,110 |
| Total equity capital | $64,520,000 | 1,203 |
| Total bank equity capital | $64,097,000 | 1,213 |
| Perpetual preferred stock | $0 | 135 |
| Common stock | $150,000 | 4,257 |
| Surplus | $30,333,000 | 1,030 |
| Undivided profits | $33,614,000 | 1,247 |
| Noncontrolling interests in consolidated subsidiaries | $423,000 | 66 |
| Memoranda | ||
| Noncurrent loans and leases | $5,317,000 | 927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $118,000 | 656 |
| Income earned, not collected on loans | $2,053,000 | 1,300 |
| Earning assets | $572,765,000 | 1,129 |
| Long-term assets (5+ years) | $270,399,000 | 881 |
| Average Assets, year-to-date | $599,169,000 | 1,132 |
| Average Assets, quarterly | $614,490,500 | 1,131 |
| Volatile liabilities | $35,213,000 | 1,343 |
| Insider loans | $13,899,000 | 423 |
| FHLB advances | $41,300,000 | 700 |
| Loans and leases held for sale | $0 | 1,840 |
| Unused loan commitments | $64,107,000 | 1,300 |
| Tier 1 (core) risk-based capital | $62,038,000 | 1,201 |
| Tier 2 risk-based capital | $5,248,000 | 1,071 |
| Total risk weighted assets | $414,842,000 | 1,200 |
| Total unused commitments | $64,107,000 | 1,300 |
| Derivatives | $0 | 1,420 |
| 2015-09-30 | Rank | |
| # of Employees: | 124 | 1,176 |
| Assets and Liabilities | ||
| Total Assets: | $606,450,000 | 1,147 |
| Cash and due from depository institutions | $16,024,000 | 1,176 |
| Interest-bearing balances | $6,459,000 | 3,402 |
| Securities | $140,868,000 | 1,026 |
| Federal funds sold & reverse repurchase agreements | $1,149,000 | 1,502 |
| Net loans & leases | $409,083,000 | 1,151 |
| Loan loss allowance | $5,732,000 | 1,104 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $14,092,000 | 841 |
| Other real estate owned | $472,000 | 1,176 |
| Goodwill and other intangibles | $4,810,000 | 778 |
| All other assets | $19,952,000 | 1,035 |
| Life insurance assets | $10,621,000 | 858 |
| Total liabilities and capital | $606,450,000 | 1,147 |
| Total liabilities | $542,301,000 | 1,140 |
| Total deposits | $508,590,000 | 1,134 |
| Interest-bearing deposits | $431,096,000 | 1,071 |
| Deposits held in domestic offices | $508,590,000 | 1,134 |
| % insured | 87.35% | 2,283 |
| Federal funds purchased & repurchase agreements | $0 | 2,046 |
| Trading liabilities | $0 | 169 |
| Other borrowed funds | $29,225,000 | 915 |
| Subordinated debt | $0 | 120 |
| All other liabilities | $4,486,000 | 1,172 |
| Total equity capital | $64,149,000 | 1,216 |
| Total bank equity capital | $63,736,000 | 1,224 |
| Perpetual preferred stock | $0 | 149 |
| Common stock | $150,000 | 4,320 |
| Surplus | $30,333,000 | 1,032 |
| Undivided profits | $33,253,000 | 1,272 |
| Noncontrolling interests in consolidated subsidiaries | $413,000 | 69 |
| Memoranda | ||
| Noncurrent loans and leases | $5,248,000 | 971 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 892 |
| Income earned, not collected on loans | $2,082,000 | 1,305 |
| Earning assets | $557,559,000 | 1,154 |
| Long-term assets (5+ years) | $253,701,000 | 924 |
| Average Assets, year-to-date | $593,328,500 | 1,155 |
| Average Assets, quarterly | $603,160,500 | 1,148 |
| Volatile liabilities | $50,400,000 | 977 |
| Insider loans | $11,397,000 | 525 |
| FHLB advances | $29,225,000 | 873 |
| Loans and leases held for sale | $0 | 1,915 |
| Unused loan commitments | $80,226,000 | 1,133 |
| Tier 1 (core) risk-based capital | $61,060,000 | 1,225 |
| Tier 2 risk-based capital | $5,129,000 | 1,083 |
| Total risk weighted assets | $396,293,000 | 1,223 |
| Total unused commitments | $80,226,000 | 1,133 |
| Derivatives | $0 | 1,421 |
| 2015-06-30 | Rank | |
| # of Employees: | 124 | 1,186 |
| Assets and Liabilities | ||
| Total Assets: | $599,871,000 | 1,160 |
| Cash and due from depository institutions | $17,210,000 | 1,186 |
| Interest-bearing balances | $10,026,000 | 2,617 |
| Securities | $145,892,000 | 1,016 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,585 |
| Net loans & leases | $397,531,000 | 1,179 |
| Loan loss allowance | $5,900,000 | 1,072 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $13,238,000 | 895 |
| Other real estate owned | $361,000 | 1,186 |
| Goodwill and other intangibles | $4,817,000 | 773 |
| All other assets | $20,822,000 | 999 |
| Life insurance assets | $10,506,000 | 868 |
| Total liabilities and capital | $599,871,000 | 1,160 |
| Total liabilities | $537,026,000 | 1,157 |
| Total deposits | $470,914,000 | 1,221 |
| Interest-bearing deposits | $399,308,000 | 1,162 |
| Deposits held in domestic offices | $470,914,000 | 1,220 |
| % insured | 79.85% | 4,190 |
| Federal funds purchased & repurchase agreements | $0 | 2,081 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $62,000,000 | 536 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $4,112,000 | 1,200 |
| Total equity capital | $62,845,000 | 1,227 |
| Total bank equity capital | $62,442,000 | 1,236 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $150,000 | 4,369 |
| Surplus | $30,333,000 | 1,047 |
| Undivided profits | $31,959,000 | 1,290 |
| Noncontrolling interests in consolidated subsidiaries | $403,000 | 70 |
| Memoranda | ||
| Noncurrent loans and leases | $6,279,000 | 870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 915 |
| Income earned, not collected on loans | $1,966,000 | 1,300 |
| Earning assets | $553,449,000 | 1,162 |
| Long-term assets (5+ years) | $250,303,000 | 944 |
| Average Assets, year-to-date | $588,954,670 | 1,166 |
| Average Assets, quarterly | $603,115,000 | 1,153 |
| Volatile liabilities | $82,397,000 | 668 |
| Insider loans | $11,391,000 | 538 |
| FHLB advances | $62,000,000 | 503 |
| Loans and leases held for sale | $0 | 1,968 |
| Unused loan commitments | $83,687,000 | 1,082 |
| Tier 1 (core) risk-based capital | $60,115,000 | 1,241 |
| Tier 2 risk-based capital | $5,054,000 | 1,093 |
| Total risk weighted assets | $389,021,000 | 1,250 |
| Total unused commitments | $83,687,000 | 1,082 |
| Derivatives | $0 | 1,433 |
| 2015-03-31 | Rank | |
| # of Employees: | 124 | 1,179 |
| Assets and Liabilities | ||
| Total Assets: | $606,359,000 | 1,151 |
| Cash and due from depository institutions | $22,864,000 | 1,179 |
| Interest-bearing balances | $14,897,000 | 2,321 |
| Securities | $159,533,000 | 944 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,825 |
| Net loans & leases | $385,171,000 | 1,190 |
| Loan loss allowance | $5,462,000 | 1,173 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $13,299,000 | 881 |
| Other real estate owned | $465,000 | 1,179 |
| Goodwill and other intangibles | $4,824,000 | 763 |
| All other assets | $20,203,000 | 1,018 |
| Life insurance assets | $10,441,000 | 864 |
| Total liabilities and capital | $606,359,000 | 1,151 |
| Total liabilities | $543,741,000 | 1,135 |
| Total deposits | $495,997,000 | 1,159 |
| Interest-bearing deposits | $412,359,000 | 1,129 |
| Deposits held in domestic offices | $495,997,000 | 1,158 |
| % insured | 88.62% | 2,148 |
| Federal funds purchased & repurchase agreements | $0 | 1,864 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $43,000,000 | 651 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $4,744,000 | 1,078 |
| Total equity capital | $62,618,000 | 1,236 |
| Total bank equity capital | $62,196,000 | 1,246 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $150,000 | 4,421 |
| Surplus | $30,333,000 | 1,052 |
| Undivided profits | $31,713,000 | 1,302 |
| Noncontrolling interests in consolidated subsidiaries | $422,000 | 73 |
| Memoranda | ||
| Noncurrent loans and leases | $6,067,000 | 957 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $56,000 | 812 |
| Income earned, not collected on loans | $2,064,000 | 1,181 |
| Earning assets | $559,601,000 | 1,146 |
| Long-term assets (5+ years) | $241,148,000 | 972 |
| Average Assets, year-to-date | $583,496,500 | 1,182 |
| Average Assets, quarterly | $583,496,500 | 1,182 |
| Volatile liabilities | $59,879,000 | 818 |
| Insider loans | $8,378,000 | 759 |
| FHLB advances | $43,000,000 | 608 |
| Loans and leases held for sale | $0 | 1,949 |
| Unused loan commitments | $56,683,000 | 1,405 |
| Tier 1 (core) risk-based capital | $59,357,000 | 1,242 |
| Tier 2 risk-based capital | $5,192,000 | 1,060 |
| Total risk weighted assets | $400,721,000 | 1,211 |
| Total unused commitments | $56,683,000 | 1,405 |
| Derivatives | $0 | 1,438 |
| 2014-12-31 | Rank | |
| # of Employees: | 122 | 1,200 |
| Assets and Liabilities | ||
| Total Assets: | $560,634,000 | 1,234 |
| Cash and due from depository institutions | $11,167,000 | 1,200 |
| Interest-bearing balances | $4,332,000 | 4,099 |
| Securities | $128,583,000 | 1,153 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,666 |
| Net loans & leases | $382,209,000 | 1,193 |
| Loan loss allowance | $5,349,000 | 1,204 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $13,200,000 | 888 |
| Other real estate owned | $261,000 | 1,200 |
| Goodwill and other intangibles | $4,607,000 | 787 |
| All other assets | $20,607,000 | 1,014 |
| Life insurance assets | $10,356,000 | 863 |
| Total liabilities and capital | $560,634,000 | 1,234 |
| Total liabilities | $498,912,000 | 1,224 |
| Total deposits | $428,584,000 | 1,327 |
| Interest-bearing deposits | $360,139,000 | 1,249 |
| Deposits held in domestic offices | $428,584,000 | 1,326 |
| % insured | 84.65% | 3,250 |
| Federal funds purchased & repurchase agreements | $0 | 2,134 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $66,100,000 | 499 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $4,228,000 | 1,162 |
| Total equity capital | $61,722,000 | 1,238 |
| Total bank equity capital | $61,308,000 | 1,251 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $150,000 | 4,499 |
| Surplus | $30,333,000 | 1,063 |
| Undivided profits | $30,825,000 | 1,309 |
| Noncontrolling interests in consolidated subsidiaries | $414,000 | 77 |
| Memoranda | ||
| Noncurrent loans and leases | $6,256,000 | 948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $56,000 | 809 |
| Income earned, not collected on loans | $1,849,000 | 1,387 |
| Earning assets | $515,124,000 | 1,237 |
| Long-term assets (5+ years) | $238,408,000 | 973 |
| Average Assets, year-to-date | $540,754,800 | 1,236 |
| Average Assets, quarterly | $564,796,500 | 1,210 |
| Volatile liabilities | $83,346,000 | 642 |
| Insider loans | $6,243,000 | 1,011 |
| FHLB advances | $66,100,000 | 464 |
| Loans and leases held for sale | $0 | 1,855 |
| Unused loan commitments | $56,425,000 | 1,361 |
| Tier 1 (core) risk-based capital | $58,842,000 | 1,236 |
| Tier 2 risk-based capital | $4,989,000 | 1,098 |
| Total risk weighted assets | $384,425,000 | 1,214 |
| Total unused commitments | $56,425,000 | 1,361 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 117 | 1,258 |
| Assets and Liabilities | ||
| Total Assets: | $568,959,000 | 1,208 |
| Cash and due from depository institutions | $25,513,000 | 1,258 |
| Interest-bearing balances | $17,849,000 | 1,747 |
| Securities | $136,254,000 | 1,105 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $369,106,000 | 1,216 |
| Loan loss allowance | $5,171,000 | 1,273 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $12,945,000 | 900 |
| Other real estate owned | $439,000 | 1,258 |
| Goodwill and other intangibles | $4,614,000 | 782 |
| All other assets | $20,088,000 | 1,039 |
| Life insurance assets | $10,238,000 | 864 |
| Total liabilities and capital | $568,959,000 | 1,208 |
| Total liabilities | $519,730,000 | 1,171 |
| Total deposits | $484,213,000 | 1,170 |
| Interest-bearing deposits | $390,118,000 | 1,178 |
| Deposits held in domestic offices | $484,213,000 | 1,168 |
| % insured | 78.56% | 4,730 |
| Federal funds purchased & repurchase agreements | $0 | 2,181 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $30,771,000 | 845 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $4,746,000 | 1,066 |
| Total equity capital | $49,229,000 | 1,523 |
| Total bank equity capital | $48,823,000 | 1,535 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $150,000 | 4,561 |
| Surplus | $17,933,000 | 1,614 |
| Undivided profits | $30,740,000 | 1,303 |
| Noncontrolling interests in consolidated subsidiaries | $406,000 | 78 |
| Memoranda | ||
| Noncurrent loans and leases | $7,442,000 | 854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $596,000 | 376 |
| Income earned, not collected on loans | $1,865,000 | 1,441 |
| Earning assets | $523,209,000 | 1,200 |
| Long-term assets (5+ years) | $251,324,000 | 924 |
| Average Assets, year-to-date | $535,785,000 | 1,254 |
| Average Assets, quarterly | $556,613,000 | 1,224 |
| Volatile liabilities | $33,030,000 | 1,386 |
| Insider loans | $8,807,000 | 726 |
| FHLB advances | $30,000,000 | 813 |
| Loans and leases held for sale | $0 | 1,914 |
| Unused loan commitments | $53,125,000 | 1,440 |
| Tier 1 (core) risk-based capital | $45,554,000 | 1,555 |
| Tier 2 risk-based capital | $4,926,000 | 1,103 |
| Total risk weighted assets | $378,653,000 | 1,228 |
| Total unused commitments | $53,125,000 | 1,440 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 115 | 1,282 |
| Assets and Liabilities | ||
| Total Assets: | $544,267,000 | 1,245 |
| Cash and due from depository institutions | $10,486,000 | 1,282 |
| Interest-bearing balances | $3,951,000 | 4,263 |
| Securities | $141,526,000 | 1,073 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $353,630,000 | 1,245 |
| Loan loss allowance | $5,166,000 | 1,284 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $12,295,000 | 953 |
| Other real estate owned | $770,000 | 1,282 |
| Goodwill and other intangibles | $4,621,000 | 771 |
| All other assets | $20,939,000 | 995 |
| Life insurance assets | $10,175,000 | 852 |
| Total liabilities and capital | $544,267,000 | 1,245 |
| Total liabilities | $495,829,000 | 1,212 |
| Total deposits | $449,777,000 | 1,247 |
| Interest-bearing deposits | $392,551,000 | 1,168 |
| Deposits held in domestic offices | $449,777,000 | 1,246 |
| % insured | 82.14% | 4,160 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $41,798,000 | 686 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $4,254,000 | 1,129 |
| Total equity capital | $48,438,000 | 1,527 |
| Total bank equity capital | $48,043,000 | 1,537 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $150,000 | 4,608 |
| Surplus | $17,933,000 | 1,620 |
| Undivided profits | $29,960,000 | 1,314 |
| Noncontrolling interests in consolidated subsidiaries | $395,000 | 80 |
| Memoranda | ||
| Noncurrent loans and leases | $6,449,000 | 1,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $91,000 | 793 |
| Income earned, not collected on loans | $1,775,000 | 1,418 |
| Earning assets | $499,107,000 | 1,250 |
| Long-term assets (5+ years) | $242,209,000 | 947 |
| Average Assets, year-to-date | $524,727,000 | 1,280 |
| Average Assets, quarterly | $535,220,500 | 1,255 |
| Volatile liabilities | $58,778,000 | 831 |
| Insider loans | $8,465,000 | 739 |
| FHLB advances | $41,000,000 | 652 |
| Loans and leases held for sale | $0 | 1,950 |
| Unused loan commitments | $47,609,000 | 1,517 |
| Tier 1 (core) risk-based capital | $44,752,000 | 1,562 |
| Tier 2 risk-based capital | $4,768,000 | 1,130 |
| Total risk weighted assets | $365,764,000 | 1,250 |
| Total unused commitments | $47,609,000 | 1,517 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 113 | 1,312 |
| Assets and Liabilities | ||
| Total Assets: | $526,174,000 | 1,292 |
| Cash and due from depository institutions | $19,234,000 | 1,312 |
| Interest-bearing balances | $12,068,000 | 2,689 |
| Securities | $126,285,000 | 1,194 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $343,163,000 | 1,267 |
| Loan loss allowance | $4,999,000 | 1,345 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $11,832,000 | 1,003 |
| Other real estate owned | $699,000 | 1,312 |
| Goodwill and other intangibles | $4,627,000 | 775 |
| All other assets | $20,334,000 | 1,025 |
| Life insurance assets | $10,108,000 | 846 |
| Total liabilities and capital | $526,175,000 | 1,292 |
| Total liabilities | $478,678,000 | 1,261 |
| Total deposits | $440,541,000 | 1,282 |
| Interest-bearing deposits | $383,420,000 | 1,208 |
| Deposits held in domestic offices | $440,541,000 | 1,281 |
| % insured | 82.02% | 4,253 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $33,826,000 | 740 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $4,311,000 | 1,097 |
| Total equity capital | $47,497,000 | 1,532 |
| Total bank equity capital | $47,109,000 | 1,541 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $150,000 | 4,651 |
| Surplus | $17,933,000 | 1,633 |
| Undivided profits | $29,026,000 | 1,315 |
| Noncontrolling interests in consolidated subsidiaries | $388,000 | 81 |
| Memoranda | ||
| Noncurrent loans and leases | $6,983,000 | 1,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $119,000 | 742 |
| Income earned, not collected on loans | $2,601,000 | 913 |
| Earning assets | $481,516,000 | 1,293 |
| Long-term assets (5+ years) | $230,830,000 | 992 |
| Average Assets, year-to-date | $514,957,000 | 1,312 |
| Average Assets, quarterly | $514,957,000 | 1,312 |
| Volatile liabilities | $41,019,000 | 1,071 |
| Insider loans | $8,543,000 | 724 |
| FHLB advances | $33,000,000 | 712 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $36,489,000 | 1,847 |
| Tier 1 (core) risk-based capital | $44,011,000 | 1,582 |
| Tier 2 risk-based capital | $4,571,000 | 1,170 |
| Total risk weighted assets | $351,250,000 | 1,291 |
| Total unused commitments | $36,489,000 | 1,847 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 112 | 1,332 |
| Assets and Liabilities | ||
| Total Assets: | $503,740,000 | 1,340 |
| Cash and due from depository institutions | $16,859,000 | 1,332 |
| Interest-bearing balances | $10,339,000 | 2,723 |
| Securities | $114,917,000 | 1,302 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $336,611,000 | 1,283 |
| Loan loss allowance | $5,041,000 | 1,345 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $11,644,000 | 1,014 |
| Other real estate owned | $619,000 | 1,332 |
| Goodwill and other intangibles | $4,634,000 | 764 |
| All other assets | $18,456,000 | 1,135 |
| Life insurance assets | $8,268,000 | 990 |
| Total liabilities and capital | $503,739,000 | 1,340 |
| Total liabilities | $457,041,000 | 1,314 |
| Total deposits | $411,813,000 | 1,359 |
| Interest-bearing deposits | $362,767,000 | 1,247 |
| Deposits held in domestic offices | $411,813,000 | 1,358 |
| % insured | 85.56% | 3,405 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $40,853,000 | 674 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $4,375,000 | 1,089 |
| Total equity capital | $46,698,000 | 1,523 |
| Total bank equity capital | $46,339,000 | 1,528 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $150,000 | 4,704 |
| Surplus | $17,933,000 | 1,639 |
| Undivided profits | $28,256,000 | 1,309 |
| Noncontrolling interests in consolidated subsidiaries | $359,000 | 84 |
| Memoranda | ||
| Noncurrent loans and leases | $5,351,000 | 1,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $274,000 | 562 |
| Income earned, not collected on loans | $1,715,000 | 1,544 |
| Earning assets | $461,867,000 | 1,338 |
| Long-term assets (5+ years) | $224,475,000 | 999 |
| Average Assets, year-to-date | $494,271,800 | 1,343 |
| Average Assets, quarterly | $497,428,000 | 1,354 |
| Volatile liabilities | $47,761,000 | 940 |
| Insider loans | $8,127,000 | 745 |
| FHLB advances | $40,000,000 | 636 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $36,437,000 | 1,799 |
| Tier 1 (core) risk-based capital | $43,454,000 | 1,589 |
| Tier 2 risk-based capital | $4,408,000 | 1,219 |
| Total risk weighted assets | $338,827,000 | 1,331 |
| Total unused commitments | $36,437,000 | 1,799 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 111 | 1,363 |
| Assets and Liabilities | ||
| Total Assets: | $491,116,000 | 1,375 |
| Cash and due from depository institutions | $12,036,000 | 1,363 |
| Interest-bearing balances | $4,958,000 | 4,048 |
| Securities | $114,810,000 | 1,311 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $333,009,000 | 1,288 |
| Loan loss allowance | $5,085,000 | 1,373 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $10,182,000 | 1,168 |
| Other real estate owned | $301,000 | 1,363 |
| Goodwill and other intangibles | $3,924,000 | 831 |
| All other assets | $16,854,000 | 1,202 |
| Life insurance assets | $8,216,000 | 967 |
| Total liabilities and capital | $491,116,000 | 1,375 |
| Total liabilities | $446,748,000 | 1,344 |
| Total deposits | $402,488,000 | 1,390 |
| Interest-bearing deposits | $352,281,000 | 1,287 |
| Deposits held in domestic offices | $402,488,000 | 1,389 |
| % insured | 84.57% | 3,915 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $40,881,000 | 649 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $3,379,000 | 1,404 |
| Total equity capital | $44,368,000 | 1,603 |
| Total bank equity capital | $44,368,000 | 1,601 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $150,000 | 4,760 |
| Surplus | $17,933,000 | 1,654 |
| Undivided profits | $26,285,000 | 1,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $5,886,000 | 1,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $344,000 | 519 |
| Income earned, not collected on loans | $1,806,000 | 1,516 |
| Earning assets | $452,777,000 | 1,364 |
| Long-term assets (5+ years) | $227,090,000 | 970 |
| Average Assets, year-to-date | $491,904,750 | 1,359 |
| Average Assets, quarterly | $492,603,000 | 1,361 |
| Volatile liabilities | $42,850,000 | 1,049 |
| Insider loans | $8,449,000 | 720 |
| FHLB advances | $40,000,000 | 610 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $41,461,000 | 1,625 |
| Tier 1 (core) risk-based capital | $43,561,000 | 1,581 |
| Tier 2 risk-based capital | $4,449,000 | 1,207 |
| Total risk weighted assets | $338,960,000 | 1,325 |
| Total unused commitments | $41,461,000 | 1,625 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 112 | 1,335 |
| Assets and Liabilities | ||
| Total Assets: | $494,090,000 | 1,348 |
| Cash and due from depository institutions | $11,314,000 | 1,335 |
| Interest-bearing balances | $4,133,000 | 4,470 |
| Securities | $118,682,000 | 1,269 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $332,746,000 | 1,275 |
| Loan loss allowance | $4,864,000 | 1,441 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $10,179,000 | 1,158 |
| Other real estate owned | $429,000 | 1,335 |
| Goodwill and other intangibles | $3,918,000 | 839 |
| All other assets | $16,822,000 | 1,191 |
| Life insurance assets | $8,156,000 | 956 |
| Total liabilities and capital | $494,090,000 | 1,348 |
| Total liabilities | $450,372,000 | 1,319 |
| Total deposits | $402,366,000 | 1,379 |
| Interest-bearing deposits | $352,498,000 | 1,280 |
| Deposits held in domestic offices | $402,366,000 | 1,378 |
| % insured | 85.81% | 3,704 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $44,769,000 | 602 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $3,237,000 | 1,393 |
| Total equity capital | $43,718,000 | 1,612 |
| Total bank equity capital | $43,718,000 | 1,611 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $150,000 | 4,800 |
| Surplus | $17,933,000 | 1,656 |
| Undivided profits | $25,635,000 | 1,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $5,800,000 | 1,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $146,000 | 740 |
| Income earned, not collected on loans | $1,800,000 | 1,450 |
| Earning assets | $455,561,000 | 1,339 |
| Long-term assets (5+ years) | $229,419,000 | 940 |
| Average Assets, year-to-date | $492,167,670 | 1,356 |
| Average Assets, quarterly | $499,560,000 | 1,338 |
| Volatile liabilities | $47,400,000 | 939 |
| Insider loans | $8,444,000 | 720 |
| FHLB advances | $43,860,000 | 569 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $40,550,000 | 1,634 |
| Tier 1 (core) risk-based capital | $43,002,000 | 1,578 |
| Tier 2 risk-based capital | $4,369,000 | 1,213 |
| Total risk weighted assets | $331,523,000 | 1,339 |
| Total unused commitments | $40,550,000 | 1,634 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 111 | 1,340 |
| Assets and Liabilities | ||
| Total Assets: | $505,030,000 | 1,336 |
| Cash and due from depository institutions | $15,003,000 | 1,340 |
| Interest-bearing balances | $9,035,000 | 3,619 |
| Securities | $125,320,000 | 1,232 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $334,268,000 | 1,243 |
| Loan loss allowance | $4,686,000 | 1,515 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $10,168,000 | 1,165 |
| Other real estate owned | $373,000 | 1,340 |
| Goodwill and other intangibles | $3,841,000 | 839 |
| All other assets | $16,057,000 | 1,210 |
| Life insurance assets | $8,105,000 | 955 |
| Total liabilities and capital | $505,030,000 | 1,336 |
| Total liabilities | $460,452,000 | 1,301 |
| Total deposits | $430,527,000 | 1,313 |
| Interest-bearing deposits | $379,841,000 | 1,226 |
| Deposits held in domestic offices | $430,527,000 | 1,311 |
| % insured | 84.66% | 4,071 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,102 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $20,936,000 | 991 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $3,989,000 | 1,213 |
| Total equity capital | $44,578,000 | 1,616 |
| Total bank equity capital | $44,578,000 | 1,615 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $150,000 | 4,855 |
| Surplus | $17,933,000 | 1,668 |
| Undivided profits | $26,495,000 | 1,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $5,983,000 | 1,526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $466,000 | 458 |
| Income earned, not collected on loans | $1,912,000 | 1,350 |
| Earning assets | $468,623,000 | 1,323 |
| Long-term assets (5+ years) | $240,439,000 | 881 |
| Average Assets, year-to-date | $491,206,500 | 1,376 |
| Average Assets, quarterly | $491,206,500 | 1,376 |
| Volatile liabilities | $27,650,000 | 1,503 |
| Insider loans | $6,392,000 | 979 |
| FHLB advances | $20,000,000 | 965 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $43,624,000 | 1,535 |
| Tier 1 (core) risk-based capital | $42,139,000 | 1,599 |
| Tier 2 risk-based capital | $4,334,000 | 1,227 |
| Total risk weighted assets | $330,115,000 | 1,335 |
| Total unused commitments | $43,624,000 | 1,535 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 110 | 1,350 |
| Assets and Liabilities | ||
| Total Assets: | $477,383,000 | 1,404 |
| Cash and due from depository institutions | $10,468,000 | 1,350 |
| Interest-bearing balances | $4,029,000 | 4,642 |
| Securities | $107,690,000 | 1,380 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $329,257,000 | 1,272 |
| Loan loss allowance | $4,501,000 | 1,572 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $10,109,000 | 1,163 |
| Other real estate owned | $426,000 | 1,350 |
| Goodwill and other intangibles | $3,842,000 | 839 |
| All other assets | $15,591,000 | 1,249 |
| Life insurance assets | $8,046,000 | 949 |
| Total liabilities and capital | $477,383,000 | 1,404 |
| Total liabilities | $433,177,000 | 1,380 |
| Total deposits | $393,814,000 | 1,414 |
| Interest-bearing deposits | $348,685,000 | 1,312 |
| Deposits held in domestic offices | $393,814,000 | 1,414 |
| % insured | 88.53% | 3,904 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,167 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $29,964,000 | 828 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $4,399,000 | 1,181 |
| Total equity capital | $44,206,000 | 1,613 |
| Total bank equity capital | $44,206,000 | 1,612 |
| Perpetual preferred stock | $10,400,000 | 54 |
| Common stock | $150,000 | 4,902 |
| Surplus | $7,533,000 | 3,041 |
| Undivided profits | $26,123,000 | 1,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $5,548,000 | 1,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $204,000 | 650 |
| Income earned, not collected on loans | $1,717,000 | 1,570 |
| Earning assets | $440,976,000 | 1,395 |
| Long-term assets (5+ years) | $221,754,000 | 920 |
| Average Assets, year-to-date | $468,525,000 | 1,408 |
| Average Assets, quarterly | $479,041,000 | 1,393 |
| Volatile liabilities | $35,128,000 | 1,258 |
| Insider loans | $6,162,000 | 1,013 |
| FHLB advances | $29,000,000 | 780 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $44,161,000 | 1,457 |
| Tier 1 (core) risk-based capital | $41,574,000 | 1,594 |
| Tier 2 risk-based capital | $4,189,000 | 1,260 |
| Total risk weighted assets | $322,594,000 | 1,370 |
| Total unused commitments | $44,161,000 | 1,457 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 111 | 1,341 |
| Assets and Liabilities | ||
| Total Assets: | $480,699,000 | 1,404 |
| Cash and due from depository institutions | $15,875,000 | 1,341 |
| Interest-bearing balances | $8,069,000 | 3,436 |
| Securities | $113,645,000 | 1,341 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $319,727,000 | 1,311 |
| Loan loss allowance | $4,433,000 | 1,643 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $10,197,000 | 1,154 |
| Other real estate owned | $429,000 | 1,341 |
| Goodwill and other intangibles | $3,842,000 | 834 |
| All other assets | $16,984,000 | 1,180 |
| Life insurance assets | $8,137,000 | 926 |
| Total liabilities and capital | $480,699,000 | 1,404 |
| Total liabilities | $435,250,000 | 1,376 |
| Total deposits | $395,369,000 | 1,409 |
| Interest-bearing deposits | $350,772,000 | 1,313 |
| Deposits held in domestic offices | $395,369,000 | 1,408 |
| % insured | 88.43% | 4,158 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,177 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $29,991,000 | 842 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $4,890,000 | 1,122 |
| Total equity capital | $45,449,000 | 1,596 |
| Total bank equity capital | $45,449,000 | 1,595 |
| Perpetual preferred stock | $10,400,000 | 55 |
| Common stock | $150,000 | 4,980 |
| Surplus | $7,533,000 | 3,061 |
| Undivided profits | $27,366,000 | 1,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,623,000 | 2,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $154,000 | 754 |
| Income earned, not collected on loans | $1,921,000 | 1,522 |
| Earning assets | $441,441,000 | 1,399 |
| Long-term assets (5+ years) | $223,819,000 | 892 |
| Average Assets, year-to-date | $466,310,500 | 1,433 |
| Average Assets, quarterly | $477,374,000 | 1,413 |
| Volatile liabilities | $33,633,000 | 1,343 |
| Insider loans | $6,888,000 | 891 |
| FHLB advances | $29,000,000 | 795 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $37,725,000 | 1,645 |
| Tier 1 (core) risk-based capital | $41,993,000 | 1,589 |
| Tier 2 risk-based capital | $4,173,000 | 1,271 |
| Total risk weighted assets | $319,431,000 | 1,381 |
| Total unused commitments | $37,725,000 | 1,645 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 111 | 1,334 |
| Assets and Liabilities | ||
| Total Assets: | $474,049,000 | 1,423 |
| Cash and due from depository institutions | $11,928,000 | 1,334 |
| Interest-bearing balances | $5,835,000 | 3,995 |
| Securities | $123,031,000 | 1,247 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $308,375,000 | 1,353 |
| Loan loss allowance | $4,213,000 | 1,745 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $10,342,000 | 1,127 |
| Other real estate owned | $419,000 | 1,334 |
| Goodwill and other intangibles | $3,843,000 | 830 |
| All other assets | $16,111,000 | 1,216 |
| Life insurance assets | $8,090,000 | 916 |
| Total liabilities and capital | $474,050,000 | 1,423 |
| Total liabilities | $429,925,000 | 1,400 |
| Total deposits | $400,861,000 | 1,388 |
| Interest-bearing deposits | $360,003,000 | 1,292 |
| Deposits held in domestic offices | $400,861,000 | 1,388 |
| % insured | 89.48% | 3,884 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,191 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $20,018,000 | 1,149 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $4,046,000 | 1,247 |
| Total equity capital | $44,125,000 | 1,615 |
| Total bank equity capital | $44,125,000 | 1,614 |
| Perpetual preferred stock | $10,400,000 | 55 |
| Common stock | $150,000 | 5,031 |
| Surplus | $7,533,000 | 3,070 |
| Undivided profits | $26,042,000 | 1,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $4,335,000 | 2,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $201,000 | 689 |
| Income earned, not collected on loans | $1,791,000 | 1,519 |
| Earning assets | $437,241,000 | 1,414 |
| Long-term assets (5+ years) | $229,922,000 | 858 |
| Average Assets, year-to-date | $461,514,330 | 1,443 |
| Average Assets, quarterly | $470,944,500 | 1,431 |
| Volatile liabilities | $27,902,000 | 1,563 |
| Insider loans | $6,899,000 | 910 |
| FHLB advances | $19,000,000 | 1,138 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $43,224,000 | 1,464 |
| Tier 1 (core) risk-based capital | $41,267,000 | 1,590 |
| Tier 2 risk-based capital | $4,032,000 | 1,321 |
| Total risk weighted assets | $311,006,000 | 1,413 |
| Total unused commitments | $43,224,000 | 1,464 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 112 | 1,311 |
| Assets and Liabilities | ||
| Total Assets: | $467,840,000 | 1,442 |
| Cash and due from depository institutions | $10,919,000 | 1,311 |
| Interest-bearing balances | $4,097,000 | 4,741 |
| Securities | $126,811,000 | 1,222 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $299,902,000 | 1,381 |
| Loan loss allowance | $4,112,000 | 1,802 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $10,541,000 | 1,112 |
| Other real estate owned | $556,000 | 1,311 |
| Goodwill and other intangibles | $3,845,000 | 831 |
| All other assets | $15,266,000 | 1,289 |
| Life insurance assets | $8,032,000 | 910 |
| Total liabilities and capital | $467,840,000 | 1,442 |
| Total liabilities | $425,930,000 | 1,422 |
| Total deposits | $396,637,000 | 1,402 |
| Interest-bearing deposits | $355,523,000 | 1,320 |
| Deposits held in domestic offices | $396,637,000 | 1,401 |
| % insured | 89.24% | 4,032 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,198 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $20,046,000 | 1,161 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $4,247,000 | 1,183 |
| Total equity capital | $41,910,000 | 1,676 |
| Total bank equity capital | $41,910,000 | 1,675 |
| Perpetual preferred stock | $10,400,000 | 58 |
| Common stock | $150,000 | 5,078 |
| Surplus | $7,533,000 | 3,090 |
| Undivided profits | $23,827,000 | 1,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $4,813,000 | 2,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $256,000 | 628 |
| Income earned, not collected on loans | $1,970,000 | 1,355 |
| Earning assets | $430,810,000 | 1,434 |
| Long-term assets (5+ years) | $226,061,000 | 869 |
| Average Assets, year-to-date | $455,247,000 | 1,466 |
| Average Assets, quarterly | $455,247,000 | 1,466 |
| Volatile liabilities | $23,880,000 | 1,800 |
| Insider loans | $4,032,000 | 1,555 |
| FHLB advances | $19,000,000 | 1,162 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $36,425,000 | 1,659 |
| Tier 1 (core) risk-based capital | $40,501,000 | 1,598 |
| Tier 2 risk-based capital | $3,912,000 | 1,352 |
| Total risk weighted assets | $302,127,000 | 1,439 |
| Total unused commitments | $36,425,000 | 1,659 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 110 | 1,342 |
| Assets and Liabilities | ||
| Total Assets: | $442,654,000 | 1,497 |
| Cash and due from depository institutions | $12,021,000 | 1,342 |
| Interest-bearing balances | $5,036,000 | 4,102 |
| Securities | $99,670,000 | 1,461 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $300,790,000 | 1,397 |
| Loan loss allowance | $3,980,000 | 1,858 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $10,697,000 | 1,093 |
| Other real estate owned | $536,000 | 1,342 |
| Goodwill and other intangibles | $3,848,000 | 839 |
| All other assets | $15,092,000 | 1,334 |
| Life insurance assets | $7,939,000 | 899 |
| Total liabilities and capital | $442,655,000 | 1,497 |
| Total liabilities | $401,442,000 | 1,480 |
| Total deposits | $368,663,000 | 1,490 |
| Interest-bearing deposits | $330,154,000 | 1,403 |
| Deposits held in domestic offices | $368,663,000 | 1,489 |
| % insured | 89.27% | 4,050 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,230 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $21,074,000 | 1,204 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $6,705,000 | 815 |
| Total equity capital | $41,213,000 | 1,697 |
| Total bank equity capital | $41,213,000 | 1,696 |
| Perpetual preferred stock | $10,400,000 | 55 |
| Common stock | $150,000 | 5,104 |
| Surplus | $7,533,000 | 3,115 |
| Undivided profits | $23,130,000 | 1,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $4,731,000 | 2,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $438,000 | 499 |
| Income earned, not collected on loans | $1,685,000 | 1,715 |
| Earning assets | $405,496,000 | 1,496 |
| Long-term assets (5+ years) | $193,530,000 | 836 |
| Average Assets, year-to-date | $420,010,000 | 1,550 |
| Average Assets, quarterly | $431,279,000 | 1,535 |
| Volatile liabilities | $23,209,000 | 1,989 |
| Insider loans | $4,123,000 | 1,556 |
| FHLB advances | $20,000,000 | 1,161 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $24,071,000 | 2,244 |
| Tier 1 (core) risk-based capital | $39,917,000 | 1,610 |
| Tier 2 risk-based capital | $3,753,000 | 1,395 |
| Total risk weighted assets | $292,325,000 | 1,484 |
| Total unused commitments | $24,071,000 | 2,246 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 110 | 1,349 |
| Assets and Liabilities | ||
| Total Assets: | $419,904,000 | 1,579 |
| Cash and due from depository institutions | $15,578,000 | 1,349 |
| Interest-bearing balances | $8,724,000 | 3,279 |
| Securities | $85,279,000 | 1,623 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $290,309,000 | 1,449 |
| Loan loss allowance | $4,003,000 | 1,873 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $10,659,000 | 1,091 |
| Other real estate owned | $562,000 | 1,349 |
| Goodwill and other intangibles | $3,855,000 | 842 |
| All other assets | $13,662,000 | 1,444 |
| Life insurance assets | $7,878,000 | 899 |
| Total liabilities and capital | $419,905,000 | 1,579 |
| Total liabilities | $377,420,000 | 1,571 |
| Total deposits | $345,490,000 | 1,582 |
| Interest-bearing deposits | $306,284,000 | 1,516 |
| Deposits held in domestic offices | $345,490,000 | 1,579 |
| % insured | 88.38% | 4,494 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,246 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $23,101,000 | 1,163 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $3,829,000 | 1,290 |
| Total equity capital | $42,485,000 | 1,653 |
| Total bank equity capital | $42,485,000 | 1,651 |
| Perpetual preferred stock | $10,400,000 | 59 |
| Common stock | $150,000 | 5,162 |
| Surplus | $7,533,000 | 3,134 |
| Undivided profits | $24,402,000 | 1,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $4,285,000 | 2,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $341,000 | 571 |
| Income earned, not collected on loans | $1,619,000 | 1,864 |
| Earning assets | $384,312,000 | 1,572 |
| Long-term assets (5+ years) | $198,395,000 | 782 |
| Average Assets, year-to-date | $414,349,000 | 1,577 |
| Average Assets, quarterly | $419,017,500 | 1,568 |
| Volatile liabilities | $26,774,000 | 1,812 |
| Insider loans | $4,845,000 | 1,350 |
| FHLB advances | $22,000,000 | 1,108 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $26,693,000 | 2,059 |
| Tier 1 (core) risk-based capital | $39,414,000 | 1,655 |
| Tier 2 risk-based capital | $3,468,000 | 1,505 |
| Total risk weighted assets | $270,971,000 | 1,609 |
| Total unused commitments | $26,693,000 | 2,064 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 115 | 1,295 |
| Assets and Liabilities | ||
| Total Assets: | $418,131,000 | 1,576 |
| Cash and due from depository institutions | $12,593,000 | 1,295 |
| Interest-bearing balances | $2,047,000 | 5,079 |
| Securities | $89,598,000 | 1,555 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $285,500,000 | 1,483 |
| Loan loss allowance | $4,006,000 | 1,879 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $10,532,000 | 1,105 |
| Other real estate owned | $945,000 | 1,295 |
| Goodwill and other intangibles | $3,862,000 | 860 |
| All other assets | $15,101,000 | 1,364 |
| Life insurance assets | $7,832,000 | 892 |
| Total liabilities and capital | $418,131,000 | 1,576 |
| Total liabilities | $381,455,000 | 1,553 |
| Total deposits | $345,444,000 | 1,573 |
| Interest-bearing deposits | $306,806,000 | 1,522 |
| Deposits held in domestic offices | $345,444,000 | 1,572 |
| % insured | 91.81% | 3,349 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,249 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $27,106,000 | 1,054 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $3,905,000 | 1,214 |
| Total equity capital | $36,676,000 | 1,874 |
| Total bank equity capital | $36,676,000 | 1,872 |
| Perpetual preferred stock | $5,500,000 | 85 |
| Common stock | $150,000 | 5,223 |
| Surplus | $7,533,000 | 3,148 |
| Undivided profits | $23,493,000 | 1,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $4,062,000 | 2,471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $408,000 | 529 |
| Income earned, not collected on loans | $1,640,000 | 1,785 |
| Earning assets | $377,145,000 | 1,598 |
| Long-term assets (5+ years) | $194,480,000 | 787 |
| Average Assets, year-to-date | $412,497,330 | 1,596 |
| Average Assets, quarterly | $415,062,000 | 1,590 |
| Volatile liabilities | $28,518,000 | 1,739 |
| Insider loans | $4,657,000 | 1,421 |
| FHLB advances | $22,000,000 | 1,157 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $26,821,000 | 2,055 |
| Tier 1 (core) risk-based capital | $33,554,000 | 1,890 |
| Tier 2 risk-based capital | $3,457,000 | 1,537 |
| Total risk weighted assets | $267,945,000 | 1,642 |
| Total unused commitments | $26,821,000 | 2,057 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 105 | 1,424 |
| Assets and Liabilities | ||
| Total Assets: | $411,993,000 | 1,609 |
| Cash and due from depository institutions | $11,919,000 | 1,424 |
| Interest-bearing balances | $2,539,000 | 4,916 |
| Securities | $88,540,000 | 1,562 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $282,828,000 | 1,507 |
| Loan loss allowance | $3,767,000 | 2,001 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $10,206,000 | 1,153 |
| Other real estate owned | $617,000 | 1,424 |
| Goodwill and other intangibles | $3,868,000 | 871 |
| All other assets | $14,015,000 | 1,459 |
| Life insurance assets | $6,977,000 | 980 |
| Total liabilities and capital | $411,993,000 | 1,609 |
| Total liabilities | $376,798,000 | 1,586 |
| Total deposits | $342,178,000 | 1,606 |
| Interest-bearing deposits | $308,061,000 | 1,534 |
| Deposits held in domestic offices | $342,178,000 | 1,604 |
| % insured | 84.93% | 5,573 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,263 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $26,000,000 | 1,107 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $3,620,000 | 1,261 |
| Total equity capital | $35,195,000 | 1,911 |
| Total bank equity capital | $35,195,000 | 1,910 |
| Perpetual preferred stock | $5,500,000 | 86 |
| Common stock | $150,000 | 5,275 |
| Surplus | $7,533,000 | 3,161 |
| Undivided profits | $22,012,000 | 1,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $5,970,000 | 1,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $411,000 | 515 |
| Income earned, not collected on loans | $1,751,000 | 1,673 |
| Earning assets | $373,907,000 | 1,623 |
| Long-term assets (5+ years) | $196,372,000 | 753 |
| Average Assets, year-to-date | $409,680,500 | 1,614 |
| Average Assets, quarterly | $409,680,500 | 1,614 |
| Volatile liabilities | $30,899,000 | 1,668 |
| Insider loans | $5,787,000 | 1,165 |
| FHLB advances | $26,000,000 | 1,030 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $24,679,000 | 2,231 |
| Tier 1 (core) risk-based capital | $32,915,000 | 1,928 |
| Tier 2 risk-based capital | $3,382,000 | 1,582 |
| Total risk weighted assets | $263,366,000 | 1,686 |
| Total unused commitments | $24,679,000 | 2,232 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 105 | 1,438 |
| Assets and Liabilities | ||
| Total Assets: | $407,368,000 | 1,626 |
| Cash and due from depository institutions | $13,567,000 | 1,438 |
| Interest-bearing balances | $7,196,000 | 3,325 |
| Securities | $84,612,000 | 1,560 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 4,252 |
| Net loans & leases | $281,658,000 | 1,551 |
| Loan loss allowance | $3,648,000 | 2,055 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $9,432,000 | 1,271 |
| Other real estate owned | $375,000 | 1,438 |
| Goodwill and other intangibles | $3,875,000 | 875 |
| All other assets | $13,848,000 | 1,500 |
| Life insurance assets | $6,916,000 | 973 |
| Total liabilities and capital | $407,368,000 | 1,626 |
| Total liabilities | $372,960,000 | 1,603 |
| Total deposits | $328,091,000 | 1,663 |
| Interest-bearing deposits | $296,662,000 | 1,595 |
| Deposits held in domestic offices | $328,091,000 | 1,661 |
| % insured | 91.29% | 3,552 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,311 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $36,000,000 | 925 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $3,869,000 | 1,215 |
| Total equity capital | $34,408,000 | 1,947 |
| Total bank equity capital | $34,408,000 | 1,945 |
| Perpetual preferred stock | $5,500,000 | 88 |
| Common stock | $150,000 | 5,344 |
| Surplus | $7,533,000 | 3,180 |
| Undivided profits | $21,225,000 | 1,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $5,923,000 | 1,999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $301,000 | 667 |
| Income earned, not collected on loans | $1,708,000 | 1,783 |
| Earning assets | $373,467,000 | 1,617 |
| Long-term assets (5+ years) | $186,296,000 | 776 |
| Average Assets, year-to-date | $393,190,800 | 1,675 |
| Average Assets, quarterly | $406,409,000 | 1,631 |
| Volatile liabilities | $81,393,000 | 1,661 |
| Insider loans | $5,872,000 | 1,174 |
| FHLB advances | $36,000,000 | 854 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $25,289,000 | 2,167 |
| Tier 1 (core) risk-based capital | $32,440,000 | 1,951 |
| Tier 2 risk-based capital | $3,397,000 | 1,587 |
| Total risk weighted assets | $264,960,000 | 1,698 |
| Total unused commitments | $25,289,000 | 2,168 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 102 | 1,496 |
| Assets and Liabilities | ||
| Total Assets: | $405,450,000 | 1,660 |
| Cash and due from depository institutions | $13,205,000 | 1,496 |
| Interest-bearing balances | $2,405,000 | 4,755 |
| Securities | $83,441,000 | 1,547 |
| Federal funds sold & reverse repurchase agreements | $7,176,000 | 1,098 |
| Net loans & leases | $274,857,000 | 1,615 |
| Loan loss allowance | $3,582,000 | 2,089 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,831,000 | 1,551 |
| Other real estate owned | $355,000 | 1,496 |
| Goodwill and other intangibles | $3,879,000 | 869 |
| All other assets | $14,706,000 | 1,450 |
| Life insurance assets | $7,168,000 | 938 |
| Total liabilities and capital | $405,449,000 | 1,660 |
| Total liabilities | $370,260,000 | 1,645 |
| Total deposits | $330,579,000 | 1,670 |
| Interest-bearing deposits | $299,892,000 | 1,606 |
| Deposits held in domestic offices | $330,579,000 | 1,668 |
| % insured | 90.53% | 3,345 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,315 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $30,000,000 | 1,133 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $4,681,000 | 1,135 |
| Total equity capital | $35,189,000 | 1,956 |
| Total bank equity capital | $35,189,000 | 1,955 |
| Perpetual preferred stock | $5,500,000 | 85 |
| Common stock | $150,000 | 5,433 |
| Surplus | $7,533,000 | 3,181 |
| Undivided profits | $22,006,000 | 1,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $5,273,000 | 2,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $354,000 | 618 |
| Income earned, not collected on loans | $1,663,000 | 1,958 |
| Earning assets | $367,879,000 | 1,676 |
| Long-term assets (5+ years) | $184,690,000 | 768 |
| Average Assets, year-to-date | $389,646,500 | 1,718 |
| Average Assets, quarterly | $400,829,000 | 1,681 |
| Volatile liabilities | $77,811,000 | 1,768 |
| Insider loans | $6,153,000 | 1,164 |
| FHLB advances | $30,000,000 | 1,051 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $30,096,000 | 1,917 |
| Tier 1 (core) risk-based capital | $31,706,000 | 2,003 |
| Tier 2 risk-based capital | $3,340,000 | 1,648 |
| Total risk weighted assets | $262,754,000 | 1,741 |
| Total unused commitments | $30,096,000 | 1,919 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 103 | 1,501 |
| Assets and Liabilities | ||
| Total Assets: | $396,208,000 | 1,712 |
| Cash and due from depository institutions | $9,179,000 | 1,501 |
| Interest-bearing balances | $239,000 | 6,248 |
| Securities | $93,115,000 | 1,425 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $266,831,000 | 1,685 |
| Loan loss allowance | $3,455,000 | 2,145 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,665,000 | 1,621 |
| Other real estate owned | $59,000 | 1,501 |
| Goodwill and other intangibles | $3,886,000 | 880 |
| All other assets | $15,473,000 | 1,413 |
| Life insurance assets | $7,096,000 | 944 |
| Total liabilities and capital | $396,208,000 | 1,712 |
| Total liabilities | $361,153,000 | 1,694 |
| Total deposits | $316,734,000 | 1,749 |
| Interest-bearing deposits | $286,174,000 | 1,687 |
| Deposits held in domestic offices | $316,734,000 | 1,747 |
| % insured | 86.17% | 4,892 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,319 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $35,236,000 | 1,049 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,183,000 | 1,197 |
| Total equity capital | $35,055,000 | 1,943 |
| Total bank equity capital | $35,055,000 | 1,942 |
| Perpetual preferred stock | $5,500,000 | 83 |
| Common stock | $150,000 | 5,484 |
| Surplus | $7,533,000 | 3,191 |
| Undivided profits | $21,872,000 | 1,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $4,993,000 | 2,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $256,000 | 722 |
| Income earned, not collected on loans | $1,663,000 | 1,878 |
| Earning assets | $360,185,000 | 1,711 |
| Long-term assets (5+ years) | $171,852,000 | 799 |
| Average Assets, year-to-date | $384,378,670 | 1,747 |
| Average Assets, quarterly | $391,180,000 | 1,729 |
| Volatile liabilities | $66,812,000 | 2,079 |
| Insider loans | $6,345,000 | 1,155 |
| FHLB advances | $28,000,000 | 1,188 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $32,725,000 | 1,825 |
| Tier 1 (core) risk-based capital | $31,623,000 | 1,995 |
| Tier 2 risk-based capital | $3,206,000 | 1,729 |
| Total risk weighted assets | $256,234,000 | 1,811 |
| Total unused commitments | $32,725,000 | 1,827 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 104 | 1,493 |
| Assets and Liabilities | ||
| Total Assets: | $386,152,000 | 1,789 |
| Cash and due from depository institutions | $21,302,000 | 1,493 |
| Interest-bearing balances | $13,466,000 | 2,184 |
| Securities | $79,475,000 | 1,628 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $258,936,000 | 1,772 |
| Loan loss allowance | $3,280,000 | 2,267 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,631,000 | 1,650 |
| Other real estate owned | $141,000 | 1,493 |
| Goodwill and other intangibles | $3,893,000 | 890 |
| All other assets | $14,774,000 | 1,507 |
| Life insurance assets | $7,040,000 | 946 |
| Total liabilities and capital | $386,152,000 | 1,789 |
| Total liabilities | $352,255,000 | 1,777 |
| Total deposits | $315,774,000 | 1,794 |
| Interest-bearing deposits | $286,719,000 | 1,726 |
| Deposits held in domestic offices | $315,774,000 | 1,791 |
| % insured | 82.63% | 5,795 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,366 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $28,000,000 | 1,327 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,481,000 | 1,377 |
| Total equity capital | $33,897,000 | 2,007 |
| Total bank equity capital | $33,897,000 | 2,005 |
| Perpetual preferred stock | $5,500,000 | 81 |
| Common stock | $150,000 | 5,565 |
| Surplus | $7,533,000 | 3,233 |
| Undivided profits | $20,714,000 | 1,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $3,975,000 | 2,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,588,000 | 2,042 |
| Earning assets | $351,877,000 | 1,792 |
| Long-term assets (5+ years) | $162,019,000 | 860 |
| Average Assets, year-to-date | $378,464,000 | 1,813 |
| Average Assets, quarterly | $378,464,000 | 1,813 |
| Volatile liabilities | $62,398,000 | 2,264 |
| Insider loans | $6,816,000 | 1,096 |
| FHLB advances | $28,000,000 | 1,253 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $29,683,000 | 2,049 |
| Tier 1 (core) risk-based capital | $31,076,000 | 2,043 |
| Tier 2 risk-based capital | $3,154,000 | 1,797 |
| Total risk weighted assets | $247,615,000 | 1,916 |
| Total unused commitments | $29,683,000 | 2,053 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 99 | 1,590 |
| Assets and Liabilities | ||
| Total Assets: | $370,776,000 | 1,862 |
| Cash and due from depository institutions | $14,546,000 | 1,590 |
| Interest-bearing balances | $6,126,000 | 2,999 |
| Securities | $69,947,000 | 1,794 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $259,390,000 | 1,807 |
| Loan loss allowance | $3,077,000 | 2,358 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $7,173,000 | 1,797 |
| Other real estate owned | $181,000 | 1,590 |
| Goodwill and other intangibles | $3,902,000 | 893 |
| All other assets | $15,637,000 | 1,480 |
| Life insurance assets | $6,956,000 | 955 |
| Total liabilities and capital | $370,776,000 | 1,862 |
| Total liabilities | $337,956,000 | 1,859 |
| Total deposits | $298,772,000 | 1,891 |
| Interest-bearing deposits | $271,428,000 | 1,822 |
| Deposits held in domestic offices | $298,772,000 | 1,889 |
| % insured | 88.87% | 4,128 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,424 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $31,000,000 | 1,346 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,184,000 | 1,487 |
| Total equity capital | $32,820,000 | 2,038 |
| Total bank equity capital | $32,820,000 | 2,036 |
| Perpetual preferred stock | $5,500,000 | 75 |
| Common stock | $150,000 | 5,621 |
| Surplus | $7,533,000 | 3,253 |
| Undivided profits | $19,637,000 | 1,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $2,314,000 | 3,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,482,000 | 2,293 |
| Earning assets | $335,463,000 | 1,871 |
| Long-term assets (5+ years) | $151,503,000 | 925 |
| Average Assets, year-to-date | $359,743,000 | 1,888 |
| Average Assets, quarterly | $370,232,000 | 1,865 |
| Volatile liabilities | $70,421,000 | 2,058 |
| Insider loans | $6,484,000 | 1,192 |
| FHLB advances | $31,000,000 | 1,261 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $25,217,000 | 2,331 |
| Tier 1 (core) risk-based capital | $30,399,000 | 2,087 |
| Tier 2 risk-based capital | $3,006,000 | 1,883 |
| Total risk weighted assets | $239,538,000 | 2,021 |
| Total unused commitments | $25,217,000 | 2,333 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 98 | 1,630 |
| Assets and Liabilities | ||
| Total Assets: | $369,688,000 | 1,877 |
| Cash and due from depository institutions | $24,304,000 | 1,630 |
| Interest-bearing balances | $12,488,000 | 1,763 |
| Securities | $62,878,000 | 1,971 |
| Federal funds sold & reverse repurchase agreements | $6,000 | 4,874 |
| Net loans & leases | $251,467,000 | 1,888 |
| Loan loss allowance | $2,960,000 | 2,348 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $7,237,000 | 1,797 |
| Other real estate owned | $417,000 | 1,630 |
| Goodwill and other intangibles | $3,908,000 | 941 |
| All other assets | $19,471,000 | 1,086 |
| Life insurance assets | $6,899,000 | 955 |
| Total liabilities and capital | $369,688,000 | 1,877 |
| Total liabilities | $337,844,000 | 1,858 |
| Total deposits | $300,238,000 | 1,867 |
| Interest-bearing deposits | $273,417,000 | 1,801 |
| Deposits held in domestic offices | $300,238,000 | 1,865 |
| % insured | 83.58% | 5,820 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,471 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $29,000,000 | 1,465 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,606,000 | 1,470 |
| Total equity capital | $31,844,000 | 2,168 |
| Total bank equity capital | $31,844,000 | 2,168 |
| Perpetual preferred stock | $5,500,000 | 71 |
| Common stock | $150,000 | 5,687 |
| Surplus | $7,533,000 | 3,251 |
| Undivided profits | $18,661,000 | 1,802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $2,458,000 | 3,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,465,000 | 2,487 |
| Earning assets | $326,839,000 | 1,952 |
| Long-term assets (5+ years) | $153,174,000 | 914 |
| Average Assets, year-to-date | $356,984,750 | 1,920 |
| Average Assets, quarterly | $358,203,500 | 1,926 |
| Volatile liabilities | $56,610,000 | 2,477 |
| Insider loans | $6,580,000 | 1,182 |
| FHLB advances | $29,000,000 | 1,374 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $34,332,000 | 1,932 |
| Tier 1 (core) risk-based capital | $29,381,000 | 2,195 |
| Tier 2 risk-based capital | $2,960,000 | 1,922 |
| Total risk weighted assets | $239,089,000 | 2,036 |
| Total unused commitments | $34,332,000 | 1,934 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 101 | 1,628 |
| Assets and Liabilities | ||
| Total Assets: | $346,719,000 | 2,016 |
| Cash and due from depository institutions | $8,225,000 | 1,628 |
| Interest-bearing balances | $1,289,000 | 4,472 |
| Securities | $64,574,000 | 1,895 |
| Federal funds sold & reverse repurchase agreements | $6,000 | 5,138 |
| Net loans & leases | $247,417,000 | 1,942 |
| Loan loss allowance | $2,772,000 | 2,378 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,308,000 | 1,798 |
| Other real estate owned | $251,000 | 1,628 |
| Goodwill and other intangibles | $3,895,000 | 957 |
| All other assets | $15,043,000 | 1,381 |
| Life insurance assets | $6,844,000 | 962 |
| Total liabilities and capital | $346,719,000 | 2,016 |
| Total liabilities | $322,066,000 | 1,963 |
| Total deposits | $281,943,000 | 1,989 |
| Interest-bearing deposits | $255,848,000 | 1,897 |
| Deposits held in domestic offices | $281,943,000 | 1,987 |
| % insured | 74.09% | 5,237 |
| Federal funds purchased & repurchase agreements | $7,400,000 | 1,266 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $29,000,000 | 1,539 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,723,000 | 1,476 |
| Total equity capital | $24,653,000 | 2,678 |
| Total bank equity capital | $24,653,000 | 2,678 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $150,000 | 5,761 |
| Surplus | $7,533,000 | 3,264 |
| Undivided profits | $16,970,000 | 1,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $2,578,000 | 3,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,518,000 | 2,295 |
| Earning assets | $313,286,000 | 2,037 |
| Long-term assets (5+ years) | $149,076,000 | 927 |
| Average Assets, year-to-date | $352,750,330 | 1,962 |
| Average Assets, quarterly | $354,100,500 | 1,966 |
| Volatile liabilities | $59,123,000 | 2,393 |
| Insider loans | $6,685,000 | 1,182 |
| FHLB advances | $29,000,000 | 1,444 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $30,992,000 | 2,171 |
| Tier 1 (core) risk-based capital | $22,919,000 | 2,774 |
| Tier 2 risk-based capital | $2,772,000 | 2,030 |
| Total risk weighted assets | $225,711,000 | 2,185 |
| Total unused commitments | $30,992,000 | 2,174 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 97 | 1,704 |
| Assets and Liabilities | ||
| Total Assets: | $361,482,000 | 1,943 |
| Cash and due from depository institutions | $16,693,000 | 1,704 |
| Interest-bearing balances | $8,004,000 | 1,890 |
| Securities | $74,068,000 | 1,664 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $244,607,000 | 1,970 |
| Loan loss allowance | $2,553,000 | 2,462 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,314,000 | 1,806 |
| Other real estate owned | $380,000 | 1,704 |
| Goodwill and other intangibles | $3,895,000 | 969 |
| All other assets | $14,525,000 | 1,416 |
| Life insurance assets | $6,787,000 | 970 |
| Total liabilities and capital | $361,482,000 | 1,943 |
| Total liabilities | $336,513,000 | 1,890 |
| Total deposits | $293,564,000 | 1,918 |
| Interest-bearing deposits | $266,928,000 | 1,840 |
| Deposits held in domestic offices | $293,564,000 | 1,915 |
| % insured | 70.87% | 5,933 |
| Federal funds purchased & repurchase agreements | $7,400,000 | 1,291 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $30,000,000 | 1,536 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $5,549,000 | 1,063 |
| Total equity capital | $24,969,000 | 2,679 |
| Total bank equity capital | $24,969,000 | 2,676 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $150,000 | 5,795 |
| Surplus | $7,533,000 | 3,245 |
| Undivided profits | $17,286,000 | 1,933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,200,000 | 3,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,152,000 | 3,023 |
| Earning assets | $326,679,000 | 1,957 |
| Long-term assets (5+ years) | $147,322,000 | 927 |
| Average Assets, year-to-date | $355,766,000 | 1,950 |
| Average Assets, quarterly | $355,766,000 | 1,950 |
| Volatile liabilities | $59,247,000 | 2,391 |
| Insider loans | $6,761,000 | 1,170 |
| FHLB advances | $30,000,000 | 1,441 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $28,026,000 | 2,405 |
| Tier 1 (core) risk-based capital | $23,482,000 | 2,709 |
| Tier 2 risk-based capital | $2,553,000 | 2,154 |
| Total risk weighted assets | $231,183,000 | 2,142 |
| Total unused commitments | $28,026,000 | 2,410 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 98 | 1,695 |
| Assets and Liabilities | ||
| Total Assets: | $350,050,000 | 1,972 |
| Cash and due from depository institutions | $7,646,000 | 1,695 |
| Interest-bearing balances | $310,000 | 4,727 |
| Securities | $71,647,000 | 1,692 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $246,563,000 | 1,970 |
| Loan loss allowance | $2,473,000 | 2,471 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,450,000 | 1,761 |
| Other real estate owned | $335,000 | 1,695 |
| Goodwill and other intangibles | $3,856,000 | 997 |
| All other assets | $12,553,000 | 1,587 |
| Life insurance assets | $6,731,000 | 972 |
| Total liabilities and capital | $350,050,000 | 1,972 |
| Total liabilities | $325,448,000 | 1,924 |
| Total deposits | $270,041,000 | 2,015 |
| Interest-bearing deposits | $243,567,000 | 1,931 |
| Deposits held in domestic offices | $270,041,000 | 2,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,400,000 | 1,419 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $44,575,000 | 1,284 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,432,000 | 1,540 |
| Total equity capital | $24,602,000 | 2,683 |
| Total bank equity capital | $24,602,000 | 2,683 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $150,000 | 5,831 |
| Surplus | $7,533,000 | 3,233 |
| Undivided profits | $16,919,000 | 1,947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,322,000 | 3,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,162,000 | 3,187 |
| Earning assets | $318,520,000 | 1,990 |
| Long-term assets (5+ years) | $146,685,000 | 913 |
| Average Assets, year-to-date | $341,138,200 | 1,951 |
| Average Assets, quarterly | $351,351,000 | 1,955 |
| Volatile liabilities | $68,705,000 | 2,110 |
| Insider loans | $6,756,000 | 1,178 |
| FHLB advances | $31,000,000 | 1,555 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $29,130,000 | 2,392 |
| Tier 1 (core) risk-based capital | $23,152,000 | 2,722 |
| Tier 2 risk-based capital | $2,473,000 | 2,178 |
| Total risk weighted assets | $236,804,000 | 2,098 |
| Total unused commitments | $29,130,000 | 2,393 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 100 | 1,682 |
| Assets and Liabilities | ||
| Total Assets: | $352,652,000 | 1,949 |
| Cash and due from depository institutions | $11,662,000 | 1,682 |
| Interest-bearing balances | $722,000 | 3,321 |
| Securities | $74,554,000 | 1,589 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $240,144,000 | 2,017 |
| Loan loss allowance | $2,242,000 | 2,494 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,484,000 | 1,746 |
| Other real estate owned | $254,000 | 1,682 |
| Goodwill and other intangibles | $3,859,000 | 1,040 |
| All other assets | $14,695,000 | 1,376 |
| Life insurance assets | $6,617,000 | 978 |
| Total liabilities and capital | $352,653,000 | 1,949 |
| Total liabilities | $327,164,000 | 1,897 |
| Total deposits | $266,754,000 | 2,004 |
| Interest-bearing deposits | $239,494,000 | 1,939 |
| Deposits held in domestic offices | $266,754,000 | 2,000 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,400,000 | 1,474 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $49,755,000 | 1,196 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,255,000 | 1,585 |
| Total equity capital | $25,489,000 | 2,628 |
| Total bank equity capital | $25,489,000 | 2,628 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $150,000 | 5,884 |
| Surplus | $7,533,000 | 3,225 |
| Undivided profits | $17,806,000 | 1,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,758,000 | 2,468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,113,000 | 3,505 |
| Earning assets | $315,420,000 | 1,988 |
| Long-term assets (5+ years) | $147,337,000 | 899 |
| Average Assets, year-to-date | $338,910,250 | 1,971 |
| Average Assets, quarterly | $349,246,000 | 1,935 |
| Volatile liabilities | $69,582,000 | 2,025 |
| Insider loans | $6,747,000 | 1,176 |
| FHLB advances | $33,000,000 | 1,507 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $26,563,000 | 2,690 |
| Tier 1 (core) risk-based capital | $23,197,000 | 2,750 |
| Tier 2 risk-based capital | $2,242,000 | 2,301 |
| Total risk weighted assets | $232,474,000 | 2,146 |
| Total unused commitments | $26,563,000 | 2,692 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 100 | 1,714 |
| Assets and Liabilities | ||
| Total Assets: | $345,840,000 | 1,957 |
| Cash and due from depository institutions | $10,664,000 | 1,714 |
| Interest-bearing balances | $725,000 | 3,204 |
| Securities | $78,597,000 | 1,526 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $230,173,000 | 2,072 |
| Loan loss allowance | $1,987,000 | 2,672 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,543,000 | 1,714 |
| Other real estate owned | $656,000 | 1,714 |
| Goodwill and other intangibles | $3,866,000 | 1,054 |
| All other assets | $14,341,000 | 1,374 |
| Life insurance assets | $6,560,000 | 985 |
| Total liabilities and capital | $345,840,000 | 1,957 |
| Total liabilities | $320,204,000 | 1,914 |
| Total deposits | $268,553,000 | 1,983 |
| Interest-bearing deposits | $239,554,000 | 1,937 |
| Deposits held in domestic offices | $268,553,000 | 1,979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,400,000 | 1,526 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $40,970,000 | 1,338 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,281,000 | 1,582 |
| Total equity capital | $25,636,000 | 2,629 |
| Total bank equity capital | $25,636,000 | 2,629 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $150,000 | 5,934 |
| Surplus | $7,533,000 | 3,207 |
| Undivided profits | $17,953,000 | 1,899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,906,000 | 2,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,579,000 | 2,454 |
| Earning assets | $309,495,000 | 2,016 |
| Long-term assets (5+ years) | $142,170,000 | 917 |
| Average Assets, year-to-date | $334,329,670 | 1,999 |
| Average Assets, quarterly | $341,309,000 | 1,974 |
| Volatile liabilities | $63,406,000 | 2,202 |
| Insider loans | $5,972,000 | 1,340 |
| FHLB advances | $39,000,000 | 1,307 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $28,788,000 | 2,608 |
| Tier 1 (core) risk-based capital | $23,333,000 | 2,745 |
| Tier 2 risk-based capital | $1,987,000 | 2,502 |
| Total risk weighted assets | $226,810,000 | 2,165 |
| Total unused commitments | $28,788,000 | 2,609 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 100 | 1,700 |
| Assets and Liabilities | ||
| Total Assets: | $336,778,000 | 2,010 |
| Cash and due from depository institutions | $15,022,000 | 1,700 |
| Interest-bearing balances | $3,881,000 | 1,668 |
| Securities | $75,652,000 | 1,571 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $220,744,000 | 2,120 |
| Loan loss allowance | $1,850,000 | 2,752 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,641,000 | 1,672 |
| Other real estate owned | $815,000 | 1,700 |
| Goodwill and other intangibles | $3,875,000 | 1,059 |
| All other assets | $13,029,000 | 1,438 |
| Life insurance assets | $6,504,000 | 984 |
| Total liabilities and capital | $336,778,000 | 2,010 |
| Total liabilities | $310,481,000 | 1,950 |
| Total deposits | $272,975,000 | 1,961 |
| Interest-bearing deposits | $247,146,000 | 1,879 |
| Deposits held in domestic offices | $272,975,000 | 1,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,400,000 | 2,124 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $31,910,000 | 1,481 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,196,000 | 1,722 |
| Total equity capital | $26,297,000 | 2,644 |
| Total bank equity capital | $26,297,000 | 2,644 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $150,000 | 5,956 |
| Surplus | $7,533,000 | 3,182 |
| Undivided profits | $18,614,000 | 1,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,136,000 | 2,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,631,000 | 2,406 |
| Earning assets | $300,277,000 | 2,074 |
| Long-term assets (5+ years) | $132,984,000 | 936 |
| Average Assets, year-to-date | $328,574,500 | 2,032 |
| Average Assets, quarterly | $328,574,500 | 2,032 |
| Volatile liabilities | $55,594,000 | 2,411 |
| Insider loans | $4,936,000 | 1,581 |
| FHLB advances | $31,910,000 | 1,407 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $27,910,000 | 2,727 |
| Tier 1 (core) risk-based capital | $22,958,000 | 2,780 |
| Tier 2 risk-based capital | $1,850,000 | 2,606 |
| Total risk weighted assets | $214,980,000 | 2,243 |
| Total unused commitments | $27,910,000 | 2,730 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 104 | 1,648 |
| Assets and Liabilities | ||
| Total Assets: | $320,371,000 | 2,085 |
| Cash and due from depository institutions | $10,190,000 | 1,648 |
| Interest-bearing balances | $707,000 | 2,857 |
| Securities | $64,530,000 | 1,810 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $220,215,000 | 2,131 |
| Loan loss allowance | $1,703,000 | 2,876 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,808,000 | 1,643 |
| Other real estate owned | $865,000 | 1,648 |
| Goodwill and other intangibles | $3,883,000 | 1,056 |
| All other assets | $12,880,000 | 1,441 |
| Life insurance assets | $6,437,000 | 983 |
| Total liabilities and capital | $320,371,000 | 2,085 |
| Total liabilities | $293,784,000 | 2,043 |
| Total deposits | $252,148,000 | 2,087 |
| Interest-bearing deposits | $229,087,000 | 1,977 |
| Deposits held in domestic offices | $252,148,000 | 2,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,400,000 | 2,269 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $36,010,000 | 1,274 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,226,000 | 1,687 |
| Total equity capital | $26,587,000 | 2,579 |
| Total bank equity capital | $26,587,000 | 2,579 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $150,000 | 5,995 |
| Surplus | $7,533,000 | 3,160 |
| Undivided profits | $18,904,000 | 1,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,590,000 | 2,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,178,000 | 3,479 |
| Earning assets | $285,452,000 | 2,132 |
| Long-term assets (5+ years) | $121,035,000 | 980 |
| Average Assets, year-to-date | $311,459,600 | 2,070 |
| Average Assets, quarterly | $317,101,500 | 2,090 |
| Volatile liabilities | $60,746,000 | 2,224 |
| Insider loans | $4,710,000 | 1,618 |
| FHLB advances | $26,610,000 | 1,485 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $26,781,000 | 2,792 |
| Tier 1 (core) risk-based capital | $23,744,000 | 2,697 |
| Tier 2 risk-based capital | $1,703,000 | 2,752 |
| Total risk weighted assets | $208,095,000 | 2,295 |
| Total unused commitments | $26,781,000 | 2,793 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 97 | 1,763 |
| Assets and Liabilities | ||
| Total Assets: | $313,832,000 | 2,102 |
| Cash and due from depository institutions | $10,783,000 | 1,763 |
| Interest-bearing balances | $715,000 | 2,700 |
| Securities | $65,129,000 | 1,801 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $213,414,000 | 2,151 |
| Loan loss allowance | $1,645,000 | 2,932 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,606,000 | 1,649 |
| Other real estate owned | $310,000 | 1,763 |
| Goodwill and other intangibles | $3,908,000 | 1,029 |
| All other assets | $12,682,000 | 1,449 |
| Life insurance assets | $6,381,000 | 961 |
| Total liabilities and capital | $313,832,000 | 2,102 |
| Total liabilities | $288,170,000 | 2,039 |
| Total deposits | $257,083,000 | 2,043 |
| Interest-bearing deposits | $235,917,000 | 1,932 |
| Deposits held in domestic offices | $257,083,000 | 2,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,400,000 | 2,215 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $25,610,000 | 1,496 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,077,000 | 1,757 |
| Total equity capital | $25,662,000 | 2,639 |
| Total bank equity capital | $25,662,000 | 2,639 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $150,000 | 6,006 |
| Surplus | $7,533,000 | 3,106 |
| Undivided profits | $17,979,000 | 1,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,038,000 | 1,972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,174,000 | 3,710 |
| Earning assets | $279,258,000 | 2,157 |
| Long-term assets (5+ years) | $118,917,000 | 974 |
| Average Assets, year-to-date | $309,231,750 | 2,080 |
| Average Assets, quarterly | $309,057,500 | 2,114 |
| Volatile liabilities | $46,234,000 | 2,741 |
| Insider loans | $5,022,000 | 1,472 |
| FHLB advances | $22,610,000 | 1,544 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $33,630,000 | 2,413 |
| Tier 1 (core) risk-based capital | $23,372,000 | 2,728 |
| Tier 2 risk-based capital | $1,645,000 | 2,823 |
| Total risk weighted assets | $203,615,000 | 2,293 |
| Total unused commitments | $33,630,000 | 2,413 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 100 | 1,747 |
| Assets and Liabilities | ||
| Total Assets: | $304,283,000 | 2,173 |
| Cash and due from depository institutions | $7,365,000 | 1,747 |
| Interest-bearing balances | $386,000 | 3,332 |
| Securities | $69,138,000 | 1,689 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $203,412,000 | 2,245 |
| Loan loss allowance | $1,561,000 | 3,061 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,585,000 | 1,656 |
| Other real estate owned | $449,000 | 1,747 |
| Goodwill and other intangibles | $3,975,000 | 1,023 |
| All other assets | $12,359,000 | 1,484 |
| Life insurance assets | $6,324,000 | 963 |
| Total liabilities and capital | $304,283,000 | 2,173 |
| Total liabilities | $279,255,000 | 2,121 |
| Total deposits | $255,935,000 | 2,073 |
| Interest-bearing deposits | $232,847,000 | 1,983 |
| Deposits held in domestic offices | $255,935,000 | 2,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,400,000 | 2,168 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $18,010,000 | 1,798 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,910,000 | 1,770 |
| Total equity capital | $25,028,000 | 2,677 |
| Total bank equity capital | $25,028,000 | 2,677 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $150,000 | 6,042 |
| Surplus | $7,533,000 | 3,095 |
| Undivided profits | $17,345,000 | 1,991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,266,000 | 2,496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,149,000 | 3,526 |
| Earning assets | $272,936,000 | 2,211 |
| Long-term assets (5+ years) | $114,430,000 | 987 |
| Average Assets, year-to-date | $307,698,330 | 2,110 |
| Average Assets, quarterly | $310,711,500 | 2,112 |
| Volatile liabilities | $42,847,000 | 2,876 |
| Insider loans | $4,465,000 | 1,656 |
| FHLB advances | $17,610,000 | 1,726 |
| Loans and leases held for sale | $600,000 | 1,192 |
| Unused loan commitments | $34,354,000 | 2,410 |
| Tier 1 (core) risk-based capital | $22,985,000 | 2,778 |
| Tier 2 risk-based capital | $1,561,000 | 2,944 |
| Total risk weighted assets | $194,874,000 | 2,376 |
| Total unused commitments | $34,354,000 | 2,410 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 96 | 1,804 |
| Assets and Liabilities | ||
| Total Assets: | $317,140,000 | 2,075 |
| Cash and due from depository institutions | $16,287,000 | 1,804 |
| Interest-bearing balances | $10,224,000 | 634 |
| Securities | $73,845,000 | 1,605 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $202,646,000 | 2,216 |
| Loan loss allowance | $1,481,000 | 3,195 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,543,000 | 1,621 |
| Other real estate owned | $366,000 | 1,804 |
| Goodwill and other intangibles | $4,025,000 | 1,001 |
| All other assets | $12,428,000 | 1,422 |
| Life insurance assets | $6,268,000 | 953 |
| Total liabilities and capital | $317,140,000 | 2,075 |
| Total liabilities | $292,161,000 | 2,015 |
| Total deposits | $267,259,000 | 1,991 |
| Interest-bearing deposits | $243,411,000 | 1,893 |
| Deposits held in domestic offices | $267,259,000 | 1,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,400,000 | 1,996 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $19,610,000 | 1,675 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,892,000 | 1,823 |
| Total equity capital | $24,979,000 | 2,687 |
| Total bank equity capital | $24,979,000 | 2,687 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $150,000 | 6,064 |
| Surplus | $7,533,000 | 3,046 |
| Undivided profits | $17,296,000 | 2,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,349,000 | 2,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,196,000 | 3,292 |
| Earning assets | $286,715,000 | 2,106 |
| Long-term assets (5+ years) | $116,618,000 | 952 |
| Average Assets, year-to-date | $309,406,000 | 2,099 |
| Average Assets, quarterly | $309,406,000 | 2,099 |
| Volatile liabilities | $46,200,000 | 2,636 |
| Insider loans | $4,873,000 | 1,471 |
| FHLB advances | $19,610,000 | 1,587 |
| Loans and leases held for sale | $2,322,000 | 633 |
| Unused loan commitments | $37,516,000 | 2,238 |
| Tier 1 (core) risk-based capital | $22,493,000 | 2,810 |
| Tier 2 risk-based capital | $1,481,000 | 3,050 |
| Total risk weighted assets | $194,909,000 | 2,351 |
| Total unused commitments | $37,516,000 | 2,238 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 96 | 1,803 |
| Assets and Liabilities | ||
| Total Assets: | $301,672,000 | 2,151 |
| Cash and due from depository institutions | $13,704,000 | 1,803 |
| Interest-bearing balances | $6,907,000 | 841 |
| Securities | $62,145,000 | 1,903 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $201,139,000 | 2,220 |
| Loan loss allowance | $1,496,000 | 3,147 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,596,000 | 1,588 |
| Other real estate owned | $471,000 | 1,803 |
| Goodwill and other intangibles | $4,087,000 | 981 |
| All other assets | $12,530,000 | 1,416 |
| Life insurance assets | $6,212,000 | 937 |
| Total liabilities and capital | $301,672,000 | 2,151 |
| Total liabilities | $276,101,000 | 2,112 |
| Total deposits | $246,578,000 | 2,145 |
| Interest-bearing deposits | $224,349,000 | 2,012 |
| Deposits held in domestic offices | $246,578,000 | 2,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,400,000 | 2,118 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $23,960,000 | 1,517 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,163,000 | 1,655 |
| Total equity capital | $25,571,000 | 2,582 |
| Total bank equity capital | $25,571,000 | 2,582 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $150,000 | 6,092 |
| Surplus | $7,575,000 | 2,984 |
| Undivided profits | $17,846,000 | 1,944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,279,000 | 2,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,216,000 | 3,365 |
| Earning assets | $270,191,000 | 2,208 |
| Long-term assets (5+ years) | $120,581,000 | 909 |
| Average Assets, year-to-date | $299,365,200 | 2,083 |
| Average Assets, quarterly | $299,971,500 | 2,152 |
| Volatile liabilities | $46,525,000 | 2,797 |
| Insider loans | $5,033,000 | 1,427 |
| FHLB advances | $23,960,000 | 1,437 |
| Loans and leases held for sale | $2,282,000 | 626 |
| Unused loan commitments | $26,591,000 | 2,806 |
| Tier 1 (core) risk-based capital | $23,180,000 | 2,691 |
| Tier 2 risk-based capital | $1,496,000 | 3,007 |
| Total risk weighted assets | $191,208,000 | 2,370 |
| Total unused commitments | $26,591,000 | 2,806 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 97 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $298,271,000 | 2,169 |
| Cash and due from depository institutions | $8,735,000 | 1,794 |
| Interest-bearing balances | $561,000 | 2,968 |
| Securities | $68,562,000 | 1,756 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $195,207,000 | 2,270 |
| Loan loss allowance | $1,631,000 | 2,939 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,602,000 | 1,550 |
| Other real estate owned | $497,000 | 1,794 |
| Goodwill and other intangibles | $4,147,000 | 975 |
| All other assets | $13,521,000 | 1,341 |
| Life insurance assets | $6,136,000 | 916 |
| Total liabilities and capital | $298,271,000 | 2,169 |
| Total liabilities | $272,376,000 | 2,119 |
| Total deposits | $238,859,000 | 2,164 |
| Interest-bearing deposits | $215,835,000 | 2,052 |
| Deposits held in domestic offices | $238,859,000 | 2,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,400,000 | 2,258 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $28,260,000 | 1,428 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,857,000 | 1,796 |
| Total equity capital | $25,895,000 | 2,527 |
| Total bank equity capital | $25,895,000 | 2,527 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $150,000 | 6,140 |
| Surplus | $7,533,000 | 2,966 |
| Undivided profits | $18,212,000 | 1,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,347,000 | 2,050 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,178,000 | 3,453 |
| Earning assets | $264,330,000 | 2,234 |
| Long-term assets (5+ years) | $127,250,000 | 864 |
| Average Assets, year-to-date | $298,788,500 | 2,092 |
| Average Assets, quarterly | $297,724,500 | 2,144 |
| Volatile liabilities | $44,673,000 | 2,857 |
| Insider loans | $5,138,000 | 1,384 |
| FHLB advances | $28,260,000 | 1,343 |
| Loans and leases held for sale | $2,201,000 | 632 |
| Unused loan commitments | $33,175,000 | 2,441 |
| Tier 1 (core) risk-based capital | $22,738,000 | 2,710 |
| Tier 2 risk-based capital | $1,631,000 | 2,807 |
| Total risk weighted assets | $187,706,000 | 2,393 |
| Total unused commitments | $33,175,000 | 2,442 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 103 | 1,701 |
| Assets and Liabilities | ||
| Total Assets: | $297,178,000 | 2,154 |
| Cash and due from depository institutions | $7,643,000 | 1,701 |
| Interest-bearing balances | $565,000 | 2,979 |
| Securities | $71,819,000 | 1,672 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $190,673,000 | 2,288 |
| Loan loss allowance | $1,664,000 | 2,857 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,721,000 | 1,510 |
| Other real estate owned | $887,000 | 1,701 |
| Goodwill and other intangibles | $4,224,000 | 950 |
| All other assets | $14,211,000 | 1,271 |
| Life insurance assets | $6,086,000 | 903 |
| Total liabilities and capital | $297,178,000 | 2,154 |
| Total liabilities | $272,428,000 | 2,097 |
| Total deposits | $233,367,000 | 2,200 |
| Interest-bearing deposits | $212,755,000 | 2,054 |
| Deposits held in domestic offices | $233,367,000 | 2,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,400,000 | 2,019 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $32,860,000 | 1,280 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,801,000 | 1,680 |
| Total equity capital | $24,750,000 | 2,545 |
| Total bank equity capital | $24,750,000 | 2,545 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $150,000 | 6,157 |
| Surplus | $7,533,000 | 2,907 |
| Undivided profits | $17,067,000 | 1,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,418,000 | 1,851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,105,000 | 3,320 |
| Earning assets | $263,057,000 | 2,224 |
| Long-term assets (5+ years) | $125,867,000 | 853 |
| Average Assets, year-to-date | $298,961,000 | 2,086 |
| Average Assets, quarterly | $300,555,000 | 2,099 |
| Volatile liabilities | $47,929,000 | 2,665 |
| Insider loans | $4,863,000 | 1,433 |
| FHLB advances | $32,860,000 | 1,196 |
| Loans and leases held for sale | $2,212,000 | 647 |
| Unused loan commitments | $26,347,000 | 2,857 |
| Tier 1 (core) risk-based capital | $22,173,000 | 2,717 |
| Tier 2 risk-based capital | $1,664,000 | 2,730 |
| Total risk weighted assets | $184,160,000 | 2,402 |
| Total unused commitments | $26,347,000 | 2,858 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 104 | 1,671 |
| Assets and Liabilities | ||
| Total Assets: | $303,932,000 | 2,078 |
| Cash and due from depository institutions | $7,508,000 | 1,671 |
| Interest-bearing balances | $676,000 | 2,929 |
| Securities | $79,007,000 | 1,550 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $189,243,000 | 2,244 |
| Loan loss allowance | $1,694,000 | 2,783 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,952,000 | 1,419 |
| Other real estate owned | $887,000 | 1,671 |
| Goodwill and other intangibles | $4,306,000 | 915 |
| All other assets | $15,029,000 | 1,173 |
| Life insurance assets | $6,036,000 | 884 |
| Total liabilities and capital | $303,932,000 | 2,078 |
| Total liabilities | $279,103,000 | 2,036 |
| Total deposits | $239,020,000 | 2,135 |
| Interest-bearing deposits | $217,962,000 | 1,989 |
| Deposits held in domestic offices | $239,020,000 | 2,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,400,000 | 1,871 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $34,060,000 | 1,199 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,623,000 | 1,769 |
| Total equity capital | $24,829,000 | 2,496 |
| Total bank equity capital | $24,829,000 | 2,496 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $150,000 | 6,169 |
| Surplus | $7,533,000 | 2,838 |
| Undivided profits | $17,146,000 | 1,919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,426,000 | 1,770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,113,000 | 3,112 |
| Earning assets | $268,926,000 | 2,149 |
| Long-term assets (5+ years) | $129,534,000 | 818 |
| Average Assets, year-to-date | $299,852,500 | 2,080 |
| Average Assets, quarterly | $299,852,500 | 2,080 |
| Volatile liabilities | $42,436,000 | 2,802 |
| Insider loans | $5,722,000 | 1,193 |
| FHLB advances | $34,060,000 | 1,124 |
| Loans and leases held for sale | $2,221,000 | 555 |
| Unused loan commitments | $18,156,000 | 3,516 |
| Tier 1 (core) risk-based capital | $21,803,000 | 2,713 |
| Tier 2 risk-based capital | $1,694,000 | 2,645 |
| Total risk weighted assets | $185,796,000 | 2,339 |
| Total unused commitments | $18,156,000 | 3,518 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 105 | 1,646 |
| Assets and Liabilities | ||
| Total Assets: | $295,773,000 | 2,103 |
| Cash and due from depository institutions | $7,882,000 | 1,646 |
| Interest-bearing balances | $901,000 | 2,758 |
| Securities | $73,736,000 | 1,650 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $187,275,000 | 2,237 |
| Loan loss allowance | $1,680,000 | 2,758 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $8,020,000 | 1,396 |
| Other real estate owned | $743,000 | 1,646 |
| Goodwill and other intangibles | $4,391,000 | 888 |
| All other assets | $13,726,000 | 1,260 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $295,773,000 | 2,103 |
| Total liabilities | $271,243,000 | 2,056 |
| Total deposits | $237,118,000 | 2,126 |
| Interest-bearing deposits | $215,310,000 | 1,968 |
| Deposits held in domestic offices | $237,118,000 | 2,120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,400,000 | 1,928 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $27,960,000 | 1,402 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,765,000 | 1,643 |
| Total equity capital | $24,530,000 | 2,495 |
| Total bank equity capital | $24,530,000 | 2,495 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $150,000 | 6,191 |
| Surplus | $7,533,000 | 2,798 |
| Undivided profits | $16,847,000 | 1,946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,680,000 | 1,511 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,116,000 | 3,145 |
| Earning assets | $261,912,000 | 2,178 |
| Long-term assets (5+ years) | $142,374,000 | 733 |
| Average Assets, year-to-date | $303,782,600 | 1,959 |
| Average Assets, quarterly | $299,492,000 | 2,052 |
| Volatile liabilities | $31,434,000 | 3,372 |
| Insider loans | $5,898,000 | 1,140 |
| FHLB advances | $27,960,000 | 1,307 |
| Loans and leases held for sale | $5,304,000 | 346 |
| Unused loan commitments | $18,731,000 | 3,437 |
| Tier 1 (core) risk-based capital | $21,278,000 | 2,740 |
| Tier 2 risk-based capital | $1,680,000 | 2,622 |
| Total risk weighted assets | $182,686,000 | 2,346 |
| Total unused commitments | $18,731,000 | 3,438 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 110 | 1,566 |
| Assets and Liabilities | ||
| Total Assets: | $303,211,000 | 2,013 |
| Cash and due from depository institutions | $7,993,000 | 1,566 |
| Interest-bearing balances | $1,656,000 | 2,184 |
| Securities | $83,720,000 | 1,459 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $183,130,000 | 2,241 |
| Loan loss allowance | $1,801,000 | 2,588 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $8,011,000 | 1,359 |
| Other real estate owned | $935,000 | 1,566 |
| Goodwill and other intangibles | $4,477,000 | 849 |
| All other assets | $14,945,000 | 1,141 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $303,212,000 | 2,013 |
| Total liabilities | $277,213,000 | 1,977 |
| Total deposits | $242,207,000 | 2,043 |
| Interest-bearing deposits | $220,825,000 | 1,871 |
| Deposits held in domestic offices | $242,207,000 | 2,036 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,400,000 | 1,926 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $28,960,000 | 1,373 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,646,000 | 1,657 |
| Total equity capital | $25,999,000 | 2,354 |
| Total bank equity capital | $25,999,000 | 2,354 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $150,000 | 6,217 |
| Surplus | $7,533,000 | 2,738 |
| Undivided profits | $18,316,000 | 1,848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,641,000 | 1,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,083,000 | 3,198 |
| Earning assets | $268,506,000 | 2,083 |
| Long-term assets (5+ years) | $142,619,000 | 716 |
| Average Assets, year-to-date | $305,785,000 | 1,929 |
| Average Assets, quarterly | $306,738,000 | 1,972 |
| Volatile liabilities | $29,778,000 | 3,413 |
| Insider loans | $5,778,000 | 1,120 |
| FHLB advances | $28,960,000 | 1,281 |
| Loans and leases held for sale | $4,308,000 | 442 |
| Unused loan commitments | $25,649,000 | 2,794 |
| Tier 1 (core) risk-based capital | $22,121,000 | 2,624 |
| Tier 2 risk-based capital | $1,801,000 | 2,455 |
| Total risk weighted assets | $183,924,000 | 2,296 |
| Total unused commitments | $25,649,000 | 2,795 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 113 | 1,529 |
| Assets and Liabilities | ||
| Total Assets: | $310,265,000 | 1,937 |
| Cash and due from depository institutions | $10,230,000 | 1,529 |
| Interest-bearing balances | $2,870,000 | 1,618 |
| Securities | $86,635,000 | 1,422 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $185,554,000 | 2,168 |
| Loan loss allowance | $1,879,000 | 2,471 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,025,000 | 1,327 |
| Other real estate owned | $878,000 | 1,529 |
| Goodwill and other intangibles | $4,509,000 | 840 |
| All other assets | $14,434,000 | 1,148 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $310,265,000 | 1,937 |
| Total liabilities | $284,443,000 | 1,892 |
| Total deposits | $238,790,000 | 2,025 |
| Interest-bearing deposits | $218,222,000 | 1,865 |
| Deposits held in domestic offices | $238,790,000 | 2,020 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,400,000 | 1,950 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $39,874,000 | 1,103 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,379,000 | 1,717 |
| Total equity capital | $25,822,000 | 2,323 |
| Total bank equity capital | $25,822,000 | 2,323 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $150,000 | 6,218 |
| Surplus | $7,533,000 | 2,688 |
| Undivided profits | $18,139,000 | 1,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,029,000 | 1,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,046,000 | 3,035 |
| Earning assets | $275,059,000 | 1,998 |
| Long-term assets (5+ years) | $145,675,000 | 696 |
| Average Assets, year-to-date | $306,643,000 | 1,901 |
| Average Assets, quarterly | $309,199,500 | 1,912 |
| Volatile liabilities | $43,702,000 | 2,515 |
| Insider loans | $4,364,000 | 1,466 |
| FHLB advances | $34,960,000 | 1,127 |
| Loans and leases held for sale | $8,032,000 | 318 |
| Unused loan commitments | $24,300,000 | 2,811 |
| Tier 1 (core) risk-based capital | $21,775,000 | 2,587 |
| Tier 2 risk-based capital | $1,879,000 | 2,352 |
| Total risk weighted assets | $179,960,000 | 2,290 |
| Total unused commitments | $24,300,000 | 2,812 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 107 | 1,598 |
| Assets and Liabilities | ||
| Total Assets: | $308,134,000 | 1,915 |
| Cash and due from depository institutions | $7,385,000 | 1,598 |
| Interest-bearing balances | $1,043,000 | 2,672 |
| Securities | $89,065,000 | 1,410 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $184,512,000 | 2,139 |
| Loan loss allowance | $1,878,000 | 2,449 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,701,000 | 1,360 |
| Other real estate owned | $850,000 | 1,598 |
| Goodwill and other intangibles | $4,582,000 | 824 |
| All other assets | $14,039,000 | 1,159 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $308,134,000 | 1,915 |
| Total liabilities | $283,097,000 | 1,875 |
| Total deposits | $246,310,000 | 1,931 |
| Interest-bearing deposits | $227,456,000 | 1,776 |
| Deposits held in domestic offices | $246,310,000 | 1,926 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,400,000 | 1,656 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $29,988,000 | 1,303 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,399,000 | 1,677 |
| Total equity capital | $25,037,000 | 2,319 |
| Total bank equity capital | $25,037,000 | 2,319 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $150,000 | 6,266 |
| Surplus | $7,533,000 | 2,638 |
| Undivided profits | $17,354,000 | 1,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,762,000 | 1,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,036,000 | 2,963 |
| Earning assets | $274,620,000 | 1,961 |
| Long-term assets (5+ years) | $144,400,000 | 717 |
| Average Assets, year-to-date | $304,832,000 | 1,917 |
| Average Assets, quarterly | $304,832,000 | 1,917 |
| Volatile liabilities | $46,605,000 | 2,298 |
| Insider loans | $4,213,000 | 1,469 |
| FHLB advances | $29,960,000 | 1,213 |
| Loans and leases held for sale | $5,989,000 | 345 |
| Unused loan commitments | $19,285,000 | 3,222 |
| Tier 1 (core) risk-based capital | $21,444,000 | 2,594 |
| Tier 2 risk-based capital | $1,878,000 | 2,325 |
| Total risk weighted assets | $184,110,000 | 2,212 |
| Total unused commitments | $19,285,000 | 3,225 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 107 | 1,597 |
| Assets and Liabilities | ||
| Total Assets: | $301,530,000 | 1,947 |
| Cash and due from depository institutions | $14,260,000 | 1,597 |
| Interest-bearing balances | $10,395,000 | 553 |
| Securities | $74,313,000 | 1,683 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $186,740,000 | 2,093 |
| Loan loss allowance | $1,827,000 | 2,499 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,581,000 | 1,355 |
| Other real estate owned | $573,000 | 1,597 |
| Goodwill and other intangibles | $4,666,000 | 805 |
| All other assets | $13,397,000 | 1,175 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $301,530,000 | 1,947 |
| Total liabilities | $275,904,000 | 1,910 |
| Total deposits | $238,253,000 | 1,967 |
| Interest-bearing deposits | $217,597,000 | 1,827 |
| Deposits held in domestic offices | $238,253,000 | 1,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,400,000 | 1,892 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $32,001,000 | 1,250 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,250,000 | 1,751 |
| Total equity capital | $25,626,000 | 2,281 |
| Total bank equity capital | $25,626,000 | 2,281 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $150,000 | 6,292 |
| Surplus | $7,533,000 | 2,594 |
| Undivided profits | $17,943,000 | 1,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,848,000 | 1,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,013,000 | 2,997 |
| Earning assets | $271,448,000 | 1,985 |
| Long-term assets (5+ years) | $135,422,000 | 779 |
| Average Assets, year-to-date | $296,469,800 | 1,897 |
| Average Assets, quarterly | $302,051,500 | 1,925 |
| Volatile liabilities | $27,691,000 | 3,315 |
| Insider loans | $5,081,000 | 1,206 |
| FHLB advances | $31,960,000 | 1,162 |
| Loans and leases held for sale | $6,296,000 | 325 |
| Unused loan commitments | $17,141,000 | 3,317 |
| Tier 1 (core) risk-based capital | $21,147,000 | 2,591 |
| Tier 2 risk-based capital | $1,827,000 | 2,364 |
| Total risk weighted assets | $180,199,000 | 2,227 |
| Total unused commitments | $17,141,000 | 3,319 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 106 | 1,615 |
| Assets and Liabilities | ||
| Total Assets: | $302,573,000 | 1,928 |
| Cash and due from depository institutions | $16,391,000 | 1,615 |
| Interest-bearing balances | $13,335,000 | 448 |
| Securities | $74,231,000 | 1,685 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $186,826,000 | 2,054 |
| Loan loss allowance | $1,887,000 | 2,421 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,196,000 | 1,395 |
| Other real estate owned | $247,000 | 1,615 |
| Goodwill and other intangibles | $4,747,000 | 775 |
| All other assets | $12,935,000 | 1,185 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $302,573,000 | 1,928 |
| Total liabilities | $276,962,000 | 1,889 |
| Total deposits | $238,792,000 | 1,938 |
| Interest-bearing deposits | $219,235,000 | 1,775 |
| Deposits held in domestic offices | $238,792,000 | 1,932 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,400,000 | 1,931 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $32,015,000 | 1,252 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,755,000 | 1,487 |
| Total equity capital | $25,611,000 | 2,260 |
| Total bank equity capital | $25,611,000 | 2,260 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $150,000 | 6,334 |
| Surplus | $7,533,000 | 2,562 |
| Undivided profits | $17,928,000 | 1,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,952,000 | 956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,051,000 | 2,980 |
| Earning assets | $274,392,000 | 1,936 |
| Long-term assets (5+ years) | $140,378,000 | 755 |
| Average Assets, year-to-date | $295,204,750 | 1,912 |
| Average Assets, quarterly | $300,844,500 | 1,926 |
| Volatile liabilities | $24,764,000 | 3,539 |
| Insider loans | $4,650,000 | 1,256 |
| FHLB advances | $31,960,000 | 1,161 |
| Loans and leases held for sale | $6,006,000 | 332 |
| Unused loan commitments | $19,967,000 | 3,012 |
| Tier 1 (core) risk-based capital | $20,745,000 | 2,612 |
| Tier 2 risk-based capital | $1,887,000 | 2,293 |
| Total risk weighted assets | $177,211,000 | 2,228 |
| Total unused commitments | $19,967,000 | 3,015 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 110 | 1,564 |
| Assets and Liabilities | ||
| Total Assets: | $299,116,000 | 1,927 |
| Cash and due from depository institutions | $14,438,000 | 1,564 |
| Interest-bearing balances | $12,342,000 | 504 |
| Securities | $74,070,000 | 1,720 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $184,663,000 | 2,001 |
| Loan loss allowance | $1,835,000 | 2,463 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,239,000 | 1,364 |
| Other real estate owned | $304,000 | 1,564 |
| Goodwill and other intangibles | $4,813,000 | 749 |
| All other assets | $13,589,000 | 1,137 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $299,116,000 | 1,927 |
| Total liabilities | $274,670,000 | 1,897 |
| Total deposits | $235,698,000 | 1,950 |
| Interest-bearing deposits | $215,782,000 | 1,789 |
| Deposits held in domestic offices | $235,698,000 | 1,943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,400,000 | 1,955 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $33,029,000 | 1,226 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,543,000 | 1,464 |
| Total equity capital | $24,446,000 | 2,264 |
| Total bank equity capital | $24,446,000 | 2,264 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $150,000 | 6,379 |
| Surplus | $7,533,000 | 2,522 |
| Undivided profits | $16,763,000 | 1,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,014,000 | 939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,017,000 | 2,902 |
| Earning assets | $271,075,000 | 1,930 |
| Long-term assets (5+ years) | $138,638,000 | 790 |
| Average Assets, year-to-date | $292,748,670 | 1,917 |
| Average Assets, quarterly | $300,369,500 | 1,897 |
| Volatile liabilities | $23,363,000 | 3,593 |
| Insider loans | $4,895,000 | 1,153 |
| FHLB advances | $32,960,000 | 1,136 |
| Loans and leases held for sale | $5,442,000 | 351 |
| Unused loan commitments | $23,155,000 | 2,719 |
| Tier 1 (core) risk-based capital | $20,429,000 | 2,598 |
| Tier 2 risk-based capital | $1,835,000 | 2,312 |
| Total risk weighted assets | $175,306,000 | 2,188 |
| Total unused commitments | $23,155,000 | 2,722 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 103 | 1,660 |
| Assets and Liabilities | ||
| Total Assets: | $301,623,000 | 1,880 |
| Cash and due from depository institutions | $16,337,000 | 1,660 |
| Interest-bearing balances | $9,676,000 | 762 |
| Securities | $74,410,000 | 1,724 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $186,808,000 | 1,932 |
| Loan loss allowance | $1,775,000 | 2,503 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,583,000 | 1,486 |
| Other real estate owned | $263,000 | 1,660 |
| Goodwill and other intangibles | $4,887,000 | 725 |
| All other assets | $12,335,000 | 1,184 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $301,623,000 | 1,880 |
| Total liabilities | $276,102,000 | 1,842 |
| Total deposits | $232,465,000 | 1,949 |
| Interest-bearing deposits | $214,505,000 | 1,810 |
| Deposits held in domestic offices | $232,465,000 | 1,943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,400,000 | 1,774 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $37,643,000 | 1,039 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,594,000 | 1,599 |
| Total equity capital | $25,521,000 | 2,219 |
| Total bank equity capital | $25,521,000 | 2,219 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $150,000 | 6,396 |
| Surplus | $7,533,000 | 2,494 |
| Undivided profits | $17,838,000 | 1,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,957,000 | 1,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,069,000 | 2,707 |
| Earning assets | $270,894,000 | 1,914 |
| Long-term assets (5+ years) | $139,340,000 | 771 |
| Average Assets, year-to-date | $289,565,000 | 1,937 |
| Average Assets, quarterly | $289,565,000 | 1,937 |
| Volatile liabilities | $26,818,000 | 3,168 |
| Insider loans | $3,967,000 | 1,421 |
| FHLB advances | $37,560,000 | 951 |
| Loans and leases held for sale | $5,680,000 | 374 |
| Unused loan commitments | $18,658,000 | 3,088 |
| Tier 1 (core) risk-based capital | $19,994,000 | 2,624 |
| Tier 2 risk-based capital | $1,775,000 | 2,333 |
| Total risk weighted assets | $174,263,000 | 2,151 |
| Total unused commitments | $18,658,000 | 3,094 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 104 | 1,667 |
| Assets and Liabilities | ||
| Total Assets: | $277,507,000 | 2,018 |
| Cash and due from depository institutions | $8,675,000 | 1,667 |
| Interest-bearing balances | $6,192,000 | 992 |
| Securities | $56,161,000 | 2,251 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $188,912,000 | 1,902 |
| Loan loss allowance | $1,715,000 | 2,569 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,650,000 | 1,459 |
| Other real estate owned | $202,000 | 1,667 |
| Goodwill and other intangibles | $4,947,000 | 721 |
| All other assets | $11,960,000 | 1,232 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $277,507,000 | 2,018 |
| Total liabilities | $252,578,000 | 1,999 |
| Total deposits | $209,077,000 | 2,162 |
| Interest-bearing deposits | $191,707,000 | 1,999 |
| Deposits held in domestic offices | $209,077,000 | 2,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,400,000 | 1,880 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $37,657,000 | 1,065 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,444,000 | 1,603 |
| Total equity capital | $24,929,000 | 2,229 |
| Total bank equity capital | $24,929,000 | 2,229 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $150,000 | 6,447 |
| Surplus | $7,533,000 | 2,465 |
| Undivided profits | $17,246,000 | 1,866 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,992,000 | 1,013 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $146,000 | 707 |
| Income earned, not collected on loans | $1,035,000 | 2,903 |
| Earning assets | $251,265,000 | 2,049 |
| Long-term assets (5+ years) | $125,259,000 | 862 |
| Average Assets, year-to-date | $282,031,400 | 1,913 |
| Average Assets, quarterly | $282,267,500 | 1,969 |
| Volatile liabilities | $25,618,000 | 3,297 |
| Insider loans | $4,912,000 | 1,118 |
| FHLB advances | $37,560,000 | 968 |
| Loans and leases held for sale | $3,520,000 | 469 |
| Unused loan commitments | $18,717,000 | 2,969 |
| Tier 1 (core) risk-based capital | $19,567,000 | 2,640 |
| Tier 2 risk-based capital | $1,715,000 | 2,374 |
| Total risk weighted assets | $170,321,000 | 2,176 |
| Total unused commitments | $18,717,000 | 2,971 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 104 | 1,690 |
| Assets and Liabilities | ||
| Total Assets: | $287,028,000 | 1,962 |
| Cash and due from depository institutions | $8,580,000 | 1,690 |
| Interest-bearing balances | $3,833,000 | 1,643 |
| Securities | $58,119,000 | 2,163 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $193,984,000 | 1,843 |
| Loan loss allowance | $1,706,000 | 2,579 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,449,000 | 1,489 |
| Other real estate owned | $362,000 | 1,690 |
| Goodwill and other intangibles | $4,970,000 | 714 |
| All other assets | $14,564,000 | 1,022 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $287,028,000 | 1,962 |
| Total liabilities | $261,167,000 | 1,940 |
| Total deposits | $213,327,000 | 2,133 |
| Interest-bearing deposits | $192,950,000 | 2,020 |
| Deposits held in domestic offices | $213,327,000 | 2,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,400,000 | 1,807 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $41,771,000 | 962 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,669,000 | 1,559 |
| Total equity capital | $25,861,000 | 2,127 |
| Total bank equity capital | $25,861,000 | 2,127 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $150,000 | 6,487 |
| Surplus | $7,533,000 | 2,428 |
| Undivided profits | $18,178,000 | 1,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,387,000 | 1,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $146,000 | 762 |
| Income earned, not collected on loans | $1,016,000 | 3,091 |
| Earning assets | $255,936,000 | 2,007 |
| Long-term assets (5+ years) | $128,338,000 | 861 |
| Average Assets, year-to-date | $283,162,500 | 1,931 |
| Average Assets, quarterly | $284,848,000 | 1,962 |
| Volatile liabilities | $30,181,000 | 2,873 |
| Insider loans | $5,341,000 | 1,003 |
| FHLB advances | $41,660,000 | 868 |
| Loans and leases held for sale | $4,195,000 | 588 |
| Unused loan commitments | $24,261,000 | 2,503 |
| Tier 1 (core) risk-based capital | $20,414,000 | 2,524 |
| Tier 2 risk-based capital | $1,706,000 | 2,377 |
| Total risk weighted assets | $178,078,000 | 2,087 |
| Total unused commitments | $24,261,000 | 2,506 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 104 | 1,678 |
| Assets and Liabilities | ||
| Total Assets: | $282,668,000 | 1,967 |
| Cash and due from depository institutions | $7,159,000 | 1,678 |
| Interest-bearing balances | $1,397,000 | 2,867 |
| Securities | $62,937,000 | 1,971 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $188,382,000 | 1,841 |
| Loan loss allowance | $1,582,000 | 2,724 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,125,000 | 1,553 |
| Other real estate owned | $1,582,000 | 1,678 |
| Goodwill and other intangibles | $4,992,000 | 682 |
| All other assets | $11,491,000 | 1,212 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $282,668,000 | 1,967 |
| Total liabilities | $256,583,000 | 1,950 |
| Total deposits | $205,630,000 | 2,181 |
| Interest-bearing deposits | $187,504,000 | 2,039 |
| Deposits held in domestic offices | $205,630,000 | 2,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,400,000 | 1,745 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $44,885,000 | 907 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,668,000 | 1,621 |
| Total equity capital | $26,085,000 | 2,110 |
| Total bank equity capital | $26,085,000 | 2,110 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $150,000 | 6,508 |
| Surplus | $7,533,000 | 2,389 |
| Undivided profits | $18,402,000 | 1,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,252,000 | 2,416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $146,000 | 811 |
| Income earned, not collected on loans | $977,000 | 3,070 |
| Earning assets | $252,716,000 | 2,012 |
| Long-term assets (5+ years) | $131,202,000 | 807 |
| Average Assets, year-to-date | $281,874,000 | 1,932 |
| Average Assets, quarterly | $282,369,500 | 1,949 |
| Volatile liabilities | $36,532,000 | 2,430 |
| Insider loans | $4,792,000 | 1,112 |
| FHLB advances | $44,760,000 | 816 |
| Loans and leases held for sale | $5,645,000 | 656 |
| Unused loan commitments | $29,691,000 | 2,138 |
| Tier 1 (core) risk-based capital | $20,076,000 | 2,513 |
| Tier 2 risk-based capital | $1,582,000 | 2,511 |
| Total risk weighted assets | $172,406,000 | 2,107 |
| Total unused commitments | $29,691,000 | 2,148 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 97 | 1,767 |
| Assets and Liabilities | ||
| Total Assets: | $282,071,000 | 1,935 |
| Cash and due from depository institutions | $15,354,000 | 1,767 |
| Interest-bearing balances | $6,542,000 | 1,223 |
| Securities | $57,591,000 | 2,087 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $184,133,000 | 1,859 |
| Loan loss allowance | $1,515,000 | 2,798 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,656,000 | 1,670 |
| Other real estate owned | $1,459,000 | 1,767 |
| Goodwill and other intangibles | $5,051,000 | 676 |
| All other assets | $12,827,000 | 1,091 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $282,071,000 | 1,935 |
| Total liabilities | $256,986,000 | 1,919 |
| Total deposits | $212,573,000 | 2,085 |
| Interest-bearing deposits | $195,599,000 | 1,955 |
| Deposits held in domestic offices | $212,573,000 | 2,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,400,000 | 1,656 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $38,599,000 | 975 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,414,000 | 1,785 |
| Total equity capital | $25,085,000 | 2,137 |
| Total bank equity capital | $25,085,000 | 2,137 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $150,000 | 6,538 |
| Surplus | $7,533,000 | 2,359 |
| Undivided profits | $17,402,000 | 1,830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,590,000 | 1,968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $979,000 | 3,105 |
| Earning assets | $248,266,000 | 2,017 |
| Long-term assets (5+ years) | $128,249,000 | 793 |
| Average Assets, year-to-date | $281,477,000 | 1,922 |
| Average Assets, quarterly | $281,477,000 | 1,922 |
| Volatile liabilities | $31,382,000 | 2,711 |
| Insider loans | $7,437,000 | 678 |
| FHLB advances | $38,460,000 | 885 |
| Loans and leases held for sale | $3,238,000 | 801 |
| Unused loan commitments | $23,832,000 | 2,398 |
| Tier 1 (core) risk-based capital | $19,191,000 | 2,581 |
| Tier 2 risk-based capital | $1,515,000 | 2,551 |
| Total risk weighted assets | $174,335,000 | 2,049 |
| Total unused commitments | $23,832,000 | 2,406 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 96 | 1,771 |
| Assets and Liabilities | ||
| Total Assets: | $280,883,000 | 1,918 |
| Cash and due from depository institutions | $13,685,000 | 1,771 |
| Interest-bearing balances | $6,773,000 | 1,120 |
| Securities | $58,219,000 | 2,047 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $182,892,000 | 1,870 |
| Loan loss allowance | $1,481,000 | 2,785 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,622,000 | 1,663 |
| Other real estate owned | $1,336,000 | 1,771 |
| Goodwill and other intangibles | $4,537,000 | 709 |
| All other assets | $14,592,000 | 950 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $280,883,000 | 1,918 |
| Total liabilities | $256,338,000 | 1,892 |
| Total deposits | $210,546,000 | 2,058 |
| Interest-bearing deposits | $193,839,000 | 1,917 |
| Deposits held in domestic offices | $210,546,000 | 2,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,400,000 | 1,720 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $39,612,000 | 951 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,780,000 | 1,573 |
| Total equity capital | $24,545,000 | 2,161 |
| Total bank equity capital | $24,545,000 | 2,161 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $150,000 | 6,561 |
| Surplus | $7,460,000 | 2,357 |
| Undivided profits | $16,935,000 | 1,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,691,000 | 1,790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $92,000 | 909 |
| Income earned, not collected on loans | $994,000 | 3,230 |
| Earning assets | $247,884,000 | 1,980 |
| Long-term assets (5+ years) | $126,409,000 | 790 |
| Average Assets, year-to-date | $257,902,400 | 1,974 |
| Average Assets, quarterly | $269,230,000 | 1,977 |
| Volatile liabilities | $27,009,000 | 3,031 |
| Insider loans | $5,288,000 | 967 |
| FHLB advances | $39,460,000 | 856 |
| Loans and leases held for sale | $3,616,000 | 807 |
| Unused loan commitments | $15,302,000 | 3,130 |
| Tier 1 (core) risk-based capital | $19,476,000 | 2,509 |
| Tier 2 risk-based capital | $1,481,000 | 2,559 |
| Total risk weighted assets | $177,075,000 | 1,981 |
| Total unused commitments | $15,302,000 | 3,135 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 94 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $244,467,000 | 2,082 |
| Cash and due from depository institutions | $7,578,000 | 1,794 |
| Interest-bearing balances | $2,003,000 | 2,271 |
| Securities | $49,360,000 | 2,223 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $167,830,000 | 1,954 |
| Loan loss allowance | $1,679,000 | 2,342 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,929,000 | 1,823 |
| Other real estate owned | $633,000 | 1,794 |
| Goodwill and other intangibles | $2,474,000 | 937 |
| All other assets | $11,663,000 | 1,074 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $244,467,000 | 2,082 |
| Total liabilities | $223,290,000 | 2,036 |
| Total deposits | $170,619,000 | 2,409 |
| Interest-bearing deposits | $156,726,000 | 2,257 |
| Deposits held in domestic offices | $170,619,000 | 2,403 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,581,000 | 1,758 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $46,068,000 | 808 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,022,000 | 1,453 |
| Total equity capital | $21,177,000 | 2,327 |
| Total bank equity capital | $21,177,000 | 2,327 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $150,000 | 6,721 |
| Surplus | $5,533,000 | 2,863 |
| Undivided profits | $15,494,000 | 1,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,440,000 | 1,259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $172,000 | 693 |
| Income earned, not collected on loans | $996,000 | 3,473 |
| Earning assets | $219,193,000 | 2,124 |
| Long-term assets (5+ years) | $97,003,000 | 979 |
| Average Assets, year-to-date | $236,983,400 | 2,057 |
| Average Assets, quarterly | $241,163,500 | 2,087 |
| Volatile liabilities | $31,345,000 | 2,637 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $45,860,000 | 719 |
| Loans and leases held for sale | $5,459,000 | 552 |
| Unused loan commitments | $33,245,000 | 1,721 |
| Tier 1 (core) risk-based capital | $18,741,000 | 2,494 |
| Tier 2 risk-based capital | $1,784,000 | 2,055 |
| Total risk weighted assets | $165,583,000 | 2,023 |
| Total unused commitments | $33,245,000 | 1,727 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 83 | 2,039 |
| Assets and Liabilities | ||
| Total Assets: | $233,765,000 | 2,082 |
| Cash and due from depository institutions | $4,777,000 | 2,039 |
| Interest-bearing balances | $182,000 | 4,023 |
| Securities | $62,947,000 | 1,746 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $149,707,000 | 2,123 |
| Loan loss allowance | $1,274,000 | 2,821 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,611,000 | 1,889 |
| Other real estate owned | $885,000 | 2,039 |
| Goodwill and other intangibles | $2,700,000 | 885 |
| All other assets | $8,138,000 | 1,198 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $233,765,000 | 2,082 |
| Total liabilities | $214,291,000 | 2,043 |
| Total deposits | $164,385,000 | 2,406 |
| Interest-bearing deposits | $153,405,000 | 2,210 |
| Deposits held in domestic offices | $164,385,000 | 2,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,435,000 | 1,383 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $41,058,000 | 831 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,413,000 | 1,768 |
| Total equity capital | $19,472,000 | 2,396 |
| Total bank equity capital | $19,472,000 | 2,396 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $150,000 | 6,941 |
| Surplus | $5,533,000 | 2,779 |
| Undivided profits | $13,789,000 | 1,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,796,000 | 1,385 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,069,000 | 2,536 |
| Earning assets | $212,836,000 | 2,109 |
| Long-term assets (5+ years) | $95,368,000 | 955 |
| Average Assets, year-to-date | $224,360,800 | 2,066 |
| Average Assets, quarterly | $231,929,000 | 2,068 |
| Volatile liabilities | $46,849,000 | 1,861 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $757,000 | 814 |
| Unused loan commitments | $13,964,000 | 3,036 |
| Tier 1 (core) risk-based capital | $16,778,800 | 2,676 |
| Tier 2 risk-based capital | $1,617,350 | 2,157 |
| Total risk weighted assets | $153,359,900 | 2,090 |
| Total unused commitments | $13,964,000 | 3,037 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 84 | 2,056 |
| Assets and Liabilities | ||
| Total Assets: | $219,174,000 | 2,146 |
| Cash and due from depository institutions | $4,482,000 | 2,056 |
| Interest-bearing balances | $44,000 | 5,535 |
| Securities | $65,564,000 | 1,740 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $131,402,000 | 2,295 |
| Loan loss allowance | $1,150,000 | 3,024 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,871,000 | 1,750 |
| Other real estate owned | $641,000 | 2,056 |
| Goodwill and other intangibles | $3,051,000 | 852 |
| All other assets | $9,163,000 | 1,075 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,174,000 | 2,146 |
| Total liabilities | $200,992,000 | 2,109 |
| Total deposits | $155,799,000 | 2,459 |
| Interest-bearing deposits | $144,893,000 | 2,271 |
| Deposits held in domestic offices | $155,799,000 | 2,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,155,000 | 1,189 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $33,043,000 | 981 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,995,000 | 1,879 |
| Total equity capital | $18,182,000 | 2,416 |
| Total bank equity capital | $18,182,000 | 2,416 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $150,000 | 7,188 |
| Surplus | $5,533,000 | 2,737 |
| Undivided profits | $12,499,000 | 1,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,554,000 | 931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $875,000 | 2,642 |
| Earning assets | $197,010,000 | 2,185 |
| Long-term assets (5+ years) | $86,742,000 | 1,087 |
| Average Assets, year-to-date | $214,335,600 | 2,101 |
| Average Assets, quarterly | $221,439,000 | 2,096 |
| Volatile liabilities | $37,299,000 | 2,123 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $270,000 | 1,116 |
| Unused loan commitments | $8,966,000 | 3,989 |
| Tier 1 (core) risk-based capital | $16,097,200 | 2,736 |
| Tier 2 risk-based capital | $1,395,700 | 2,323 |
| Total risk weighted assets | $137,318,200 | 2,232 |
| Total unused commitments | $8,966,000 | 3,993 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 72 | 2,441 |
| Assets and Liabilities | ||
| Total Assets: | $206,082,000 | 2,231 |
| Cash and due from depository institutions | $4,709,000 | 2,441 |
| Interest-bearing balances | $198,000 | 4,347 |
| Securities | $52,739,000 | 2,203 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 6,045 |
| Net loans & leases | $128,845,000 | 2,172 |
| Loan loss allowance | $939,000 | 3,521 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,111,000 | 1,966 |
| Other real estate owned | $742,000 | 2,441 |
| Goodwill and other intangibles | $3,344,000 | 757 |
| All other assets | $9,792,000 | 899 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,082,000 | 2,231 |
| Total liabilities | $183,910,000 | 2,241 |
| Total deposits | $163,026,000 | 2,333 |
| Interest-bearing deposits | $153,348,000 | 2,107 |
| Deposits held in domestic offices | $163,026,000 | 2,326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $19,065,000 | 1,088 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,819,000 | 2,160 |
| Total equity capital | $22,172,000 | 2,033 |
| Total bank equity capital | $22,172,000 | 2,033 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $150,000 | 7,336 |
| Surplus | $5,533,000 | 2,595 |
| Undivided profits | $16,488,000 | 1,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,032,000 | 1,267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $785,000 | 2,942 |
| Earning assets | $183,582,000 | 2,306 |
| Long-term assets (5+ years) | $73,578,000 | 1,153 |
| Average Assets, year-to-date | $198,601,600 | 2,183 |
| Average Assets, quarterly | $199,963,000 | 2,252 |
| Volatile liabilities | $27,382,000 | 2,328 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,100,000 | 1,018 |
| Unused loan commitments | $7,890,000 | 4,199 |
| Tier 1 (core) risk-based capital | $17,864,500 | 2,393 |
| Tier 2 risk-based capital | $1,218,000 | 2,536 |
| Total risk weighted assets | $130,287,300 | 2,187 |
| Total unused commitments | $7,890,000 | 4,204 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 75 | 2,386 |
| Assets and Liabilities | ||
| Total Assets: | $196,836,000 | 2,306 |
| Cash and due from depository institutions | $4,467,000 | 2,386 |
| Interest-bearing balances | $88,000 | 5,024 |
| Securities | $56,806,000 | 2,041 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $121,528,000 | 2,297 |
| Loan loss allowance | $828,000 | 3,934 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,720,000 | 2,112 |
| Other real estate owned | $767,000 | 2,386 |
| Goodwill and other intangibles | $3,605,000 | 691 |
| All other assets | $5,943,000 | 1,306 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,836,000 | 2,306 |
| Total liabilities | $176,123,000 | 2,316 |
| Total deposits | $152,781,000 | 2,456 |
| Interest-bearing deposits | $144,862,000 | 2,224 |
| Deposits held in domestic offices | $152,781,000 | 2,448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $18,672,000 | 998 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,670,000 | 1,054 |
| Total equity capital | $20,713,000 | 2,154 |
| Total bank equity capital | $20,713,000 | 2,154 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $150,000 | 7,662 |
| Surplus | $5,533,000 | 2,545 |
| Undivided profits | $15,030,000 | 1,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,538,000 | 1,721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $862,000 | 2,660 |
| Earning assets | $178,422,000 | 2,331 |
| Long-term assets (5+ years) | $80,450,000 | 931 |
| Average Assets, year-to-date | $192,304,200 | 2,240 |
| Average Assets, quarterly | $194,999,500 | 2,289 |
| Volatile liabilities | $27,127,000 | 2,318 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $14,009,000 | 2,732 |
| Tier 1 (core) risk-based capital | $16,365,000 | 2,606 |
| Tier 2 risk-based capital | $828,000 | 3,462 |
| Total risk weighted assets | $118,574,500 | 2,348 |
| Total unused commitments | $14,009,000 | 2,737 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 67 | 2,837 |
| Assets and Liabilities | ||
| Total Assets: | $190,292,000 | 2,446 |
| Cash and due from depository institutions | $7,187,000 | 2,837 |
| Interest-bearing balances | $1,825,000 | 1,743 |
| Securities | $59,486,000 | 2,034 |
| Federal funds sold & reverse repurchase agreements | $1,550,000 | 5,498 |
| Net loans & leases | $108,731,000 | 2,577 |
| Loan loss allowance | $907,000 | 3,830 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,387,000 | 2,334 |
| Other real estate owned | $700,000 | 2,837 |
| Goodwill and other intangibles | $3,921,000 | 619 |
| All other assets | $5,330,000 | 1,503 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,292,000 | 2,446 |
| Total liabilities | $168,902,000 | 2,476 |
| Total deposits | $159,423,000 | 2,425 |
| Interest-bearing deposits | $151,779,000 | 2,198 |
| Deposits held in domestic offices | $159,423,000 | 2,417 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,706,000 | 1,311 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $486,000 | 3,980 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,287,000 | 2,901 |
| Total equity capital | $21,390,000 | 2,095 |
| Total bank equity capital | $21,390,000 | 2,095 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,439,000 | 2,667 |
| Surplus | $3,751,000 | 3,617 |
| Undivided profits | $16,200,000 | 1,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,653,000 | 1,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $756,000 | 3,006 |
| Earning assets | $171,592,000 | 2,479 |
| Long-term assets (5+ years) | $72,051,000 | 956 |
| Average Assets, year-to-date | $184,357,600 | 2,434 |
| Average Assets, quarterly | $187,857,000 | 2,450 |
| Volatile liabilities | $18,922,000 | 3,030 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,392,000 | 4,458 |
| Tier 1 (core) risk-based capital | $17,056,000 | 2,548 |
| Tier 2 risk-based capital | $907,000 | 3,270 |
| Total risk weighted assets | $112,601,200 | 2,492 |
| Total unused commitments | $6,392,000 | 4,472 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 72 | 2,701 |
| Assets and Liabilities | ||
| Total Assets: | $181,164,000 | 2,565 |
| Cash and due from depository institutions | $6,290,000 | 2,701 |
| Interest-bearing balances | $393,000 | 3,579 |
| Securities | $52,859,000 | 2,376 |
| Federal funds sold & reverse repurchase agreements | $9,207,000 | 1,577 |
| Net loans & leases | $100,169,000 | 2,700 |
| Loan loss allowance | $346,000 | 7,543 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,823,000 | 2,685 |
| Other real estate owned | $586,000 | 2,701 |
| Goodwill and other intangibles | $4,236,000 | 567 |
| All other assets | $4,994,000 | 1,621 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $181,164,000 | 2,565 |
| Total liabilities | $160,413,000 | 2,608 |
| Total deposits | $158,618,000 | 2,461 |
| Interest-bearing deposits | $151,399,000 | 2,240 |
| Deposits held in domestic offices | $158,618,000 | 2,451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $425,000 | 3,559 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,370,000 | 2,836 |
| Total equity capital | $20,751,000 | 2,146 |
| Total bank equity capital | $20,751,000 | 2,146 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,917,000 | 2,169 |
| Surplus | $3,748,000 | 3,650 |
| Undivided profits | $15,086,000 | 1,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,160,000 | 1,432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $688,000 | 3,442 |
| Earning assets | $162,628,000 | 2,612 |
| Long-term assets (5+ years) | $47,417,000 | 1,241 |
| Average Assets, year-to-date | $175,463,000 | 2,549 |
| Average Assets, quarterly | $178,692,000 | 2,567 |
| Volatile liabilities | $8,983,000 | 4,888 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,455,000 | 4,746 |
| Tier 1 (core) risk-based capital | $15,893,000 | 2,696 |
| Tier 2 risk-based capital | $346,000 | 6,754 |
| Total risk weighted assets | $109,705,900 | 2,477 |
| Total unused commitments | $5,455,000 | 4,761 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 72 | 2,785 |
| Assets and Liabilities | ||
| Total Assets: | $170,710,000 | 2,690 |
| Cash and due from depository institutions | $5,751,000 | 2,785 |
| Interest-bearing balances | $446,000 | 3,485 |
| Securities | $51,136,000 | 2,571 |
| Federal funds sold & reverse repurchase agreements | $11,584,000 | 819 |
| Net loans & leases | $89,697,000 | 2,894 |
| Loan loss allowance | $315,000 | 8,187 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,011,000 | 3,640 |
| Other real estate owned | $611,000 | 2,785 |
| Goodwill and other intangibles | $4,552,000 | 495 |
| All other assets | $5,368,000 | 1,596 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,710,000 | 2,690 |
| Total liabilities | $156,720,000 | 2,660 |
| Total deposits | $156,183,000 | 2,456 |
| Interest-bearing deposits | $150,095,000 | 2,223 |
| Deposits held in domestic offices | $156,183,000 | 2,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $537,000 | 4,971 |
| Total equity capital | $13,990,000 | 2,909 |
| Total bank equity capital | $13,990,000 | 2,909 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $2,977,000 | 4,213 |
| Undivided profits | $11,013,000 | 2,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,139,000 | 2,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $620,000 | 3,349 |
| Earning assets | $152,863,000 | 2,717 |
| Long-term assets (5+ years) | $31,542,000 | 1,764 |
| Average Assets, year-to-date | $155,936,400 | 2,831 |
| Average Assets, quarterly | $170,927,000 | 2,657 |
| Volatile liabilities | $6,728,000 | 5,691 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,619,000 | 4,142 |
| Tier 1 (core) risk-based capital | $9,547,000 | 4,312 |
| Tier 2 risk-based capital | $315,000 | 7,290 |
| Total risk weighted assets | $109,836,900 | 2,423 |
| Total unused commitments | $6,619,000 | 4,148 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 52 | 3,986 |
| Assets and Liabilities | ||
| Total Assets: | $129,300,000 | 3,514 |
| Cash and due from depository institutions | $2,935,000 | 3,986 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $36,145,000 | 3,804 |
| Federal funds sold & reverse repurchase agreements | $6,962,000 | 2,016 |
| Net loans & leases | $78,849,000 | 3,203 |
| Loan loss allowance | $280,000 | 8,928 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,734,000 | 4,131 |
| Other real estate owned | $809,000 | 3,986 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,866,000 | 3,666 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,300,000 | 3,514 |
| Total liabilities | $116,347,000 | 3,541 |
| Total deposits | $115,633,000 | 3,390 |
| Interest-bearing deposits | $110,600,000 | 3,081 |
| Deposits held in domestic offices | $115,633,000 | 3,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $714,000 | 4,079 |
| Total equity capital | $12,953,000 | 3,132 |
| Total bank equity capital | $12,953,000 | 3,132 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $2,855,000 | 4,287 |
| Undivided profits | $10,098,000 | 2,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $788,000 | 3,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $513,000 | 3,600 |
| Earning assets | $121,956,000 | 3,414 |
| Long-term assets (5+ years) | $31,780,000 | 1,811 |
| Average Assets, year-to-date | $128,279,200 | 3,451 |
| Average Assets, quarterly | $129,202,000 | 3,495 |
| Volatile liabilities | $4,104,000 | 7,210 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,749,000 | 5,047 |
| Tier 1 (core) risk-based capital | $12,953,000 | 3,062 |
| Tier 2 risk-based capital | $280,000 | 7,886 |
| Total risk weighted assets | $82,833,600 | 3,112 |
| Total unused commitments | $4,749,000 | 5,069 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 47 | 4,481 |
| Assets and Liabilities | ||
| Total Assets: | $126,729,000 | 3,656 |
| Cash and due from depository institutions | $7,289,000 | 4,481 |
| Interest-bearing balances | $1,000,000 | 3,780 |
| Securities | $34,079,000 | 3,993 |
| Federal funds sold & reverse repurchase agreements | $2,213,000 | 6,100 |
| Net loans & leases | $78,243,000 | 3,310 |
| Loan loss allowance | $296,000 | 8,892 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,746,000 | 4,087 |
| Other real estate owned | $1,283,000 | 4,481 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,876,000 | 3,792 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,729,000 | 3,656 |
| Total liabilities | $115,578,000 | 3,672 |
| Total deposits | $114,898,000 | 3,539 |
| Interest-bearing deposits | $110,038,000 | 3,231 |
| Deposits held in domestic offices | $114,898,000 | 3,531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $680,000 | 4,531 |
| Total equity capital | $11,151,000 | 3,454 |
| Total bank equity capital | $11,151,000 | 3,454 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $2,674,000 | 4,416 |
| Undivided profits | $8,477,000 | 2,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $877,000 | 4,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $498,000 | 4,102 |
| Earning assets | $115,535,000 | 3,663 |
| Long-term assets (5+ years) | $36,303,000 | 1,564 |
| Average Assets, year-to-date | $122,049,200 | 3,709 |
| Average Assets, quarterly | $126,420,000 | 3,638 |
| Volatile liabilities | $4,336,000 | 7,113 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,805,000 | 5,389 |
| Tier 1 (core) risk-based capital | $11,151,000 | 3,402 |
| Tier 2 risk-based capital | $296,000 | 7,668 |
| Total risk weighted assets | $78,312,700 | 3,338 |
| Total unused commitments | $3,805,000 | 5,418 |
| Derivatives | $0 | 651 |