Home > Passumpsic Savings Bank > Income and Expense

Passumpsic Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$31,828,0001,332
Total interest expense$6,597,0001,714
Net interest income$25,231,0001,199
Provision for loan and lease losses$675,0001,069
Total noninterest income$6,783,000972
Gross Fiduciary activities income$1,918,000410
Service charges on deposit accounts$650,0001,393
Trading account gains and feesNANA
Additional Noninterest Income$4,215,000987
Total noninterest expense$26,822,000974
Salaries and employee benefits$14,678,000977
Premises and equipment expense$3,576,000735
Additional noninterest expense$4,215,000987
Pre-tax net operating income$4,517,0002,037
Securities gains (losses)$3,305,00031
Applicable income taxes$698,0001,677
Income before extraordinary items$7,124,0001,314
Extraordinary gains, net$054
Net income$7,124,0001,330
Minority interest net income$088
Net income of bank and minority interests.$7,124,0001,317
Net charge-offs$595,000693
Cash dividends$150,0003,235
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,116,4501,993
2023-09-30 (YTD Data)Rank
Total interest income$23,266,0001,330
Total interest expense$4,343,0001,744
Net interest income$18,923,0001,203
Provision for loan and lease losses$675,000842
Total noninterest income$4,972,0001,002
Gross Fiduciary activities income$1,443,000408
Service charges on deposit accounts$490,0001,395
Trading account gains and feesNANA
Additional Noninterest Income$3,039,0001,020
Total noninterest expense$19,928,000978
Salaries and employee benefits$11,216,000970
Premises and equipment expense$2,693,000741
Additional noninterest expense$3,039,0001,020
Pre-tax net operating income$3,292,0002,126
Securities gains (losses)$-250,0004,244
Applicable income taxes$81,0002,819
Income before extraordinary items$2,961,0002,070
Extraordinary gains, net$052
Net income$2,961,0002,091
Minority interest net income$081
Net income of bank and minority interests.$2,961,0002,071
Net charge-offs$528,000561
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,203,5002,000
2023-06-30 (YTD Data)Rank
Total interest income$14,946,0001,339
Total interest expense$2,160,0001,921
Net interest income$12,786,0001,199
Provision for loan and lease losses$450,000825
Total noninterest income$3,281,000956
Gross Fiduciary activities income$966,000404
Service charges on deposit accounts$322,0001,386
Trading account gains and feesNANA
Additional Noninterest Income$1,993,000972
Total noninterest expense$13,212,000971
Salaries and employee benefits$7,459,000970
Premises and equipment expense$1,839,000712
Additional noninterest expense$1,993,000971
Pre-tax net operating income$2,405,0002,013
Securities gains (losses)$887,00053
Applicable income taxes$344,0001,754
Income before extraordinary items$2,948,0001,594
Extraordinary gains, net$051
Net income$2,948,0001,614
Minority interest net income$081
Net income of bank and minority interests.$2,948,0001,594
Net charge-offs$451,000473
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,149,7001,979
2023-03-31 (YTD Data)Rank
Total interest income$7,301,0001,340
Total interest expense$733,0002,187
Net interest income$6,568,0001,178
Provision for loan and lease losses$225,000825
Total noninterest income$1,550,000985
Gross Fiduciary activities income$492,000411
Service charges on deposit accounts$162,0001,393
Trading account gains and feesNANA
Additional Noninterest Income$896,0001,053
Total noninterest expense$6,574,000991
Salaries and employee benefits$3,785,000979
Premises and equipment expense$942,000735
Additional noninterest expense$896,0001,053
Pre-tax net operating income$1,319,0001,945
Securities gains (losses)$289,00087
Applicable income taxes$155,0001,847
Income before extraordinary items$1,453,0001,637
Extraordinary gains, net$04
Net income$1,453,0001,637
Minority interest net income$048
Net income of bank and minority interests.$1,453,0001,637
Net charge-offs$397,000319
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,192,9001,889
2022-12-31 (YTD Data)Rank
Total interest income$26,622,0001,261
Total interest expense$1,921,0001,640
Net interest income$24,701,0001,212
Provision for loan and lease losses$-925,0004,597
Total noninterest income$6,245,0001,033
Gross Fiduciary activities income$1,918,000421
Service charges on deposit accounts$703,0001,341
Trading account gains and feesNANA
Additional Noninterest Income$3,624,0001,115
Total noninterest expense$25,298,000996
Salaries and employee benefits$14,333,000995
Premises and equipment expense$3,281,000791
Additional noninterest expense$3,624,0001,115
Pre-tax net operating income$6,573,0001,723
Securities gains (losses)$-5,141,0004,633
Applicable income taxes$-461,0004,658
Income before extraordinary items$1,893,0003,001
Extraordinary gains, net$05
Net income$1,893,0002,998
Minority interest net income$063
Net income of bank and minority interests.$1,893,0003,000
Net charge-offs$467,000613
Cash dividends$200,0003,144
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,034,0001,471
2022-09-30 (YTD Data)Rank
Total interest income$19,662,0001,223
Total interest expense$1,370,0001,410
Net interest income$18,292,0001,199
Provision for loan and lease losses$675,000802
Total noninterest income$4,852,0001,026
Gross Fiduciary activities income$1,445,000420
Service charges on deposit accounts$532,0001,343
Trading account gains and feesNANA
Additional Noninterest Income$2,875,0001,101
Total noninterest expense$19,105,000991
Salaries and employee benefits$10,903,000981
Premises and equipment expense$2,447,000790
Additional noninterest expense$2,875,0001,101
Pre-tax net operating income$3,364,0002,148
Securities gains (losses)$-8,669,0004,707
Applicable income taxes$-1,699,0004,733
Income before extraordinary items$-3,606,0004,721
Extraordinary gains, net$04
Net income$-3,606,0004,721
Minority interest net income$057
Net income of bank and minority interests.$-3,606,0004,721
Net charge-offs$332,000549
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,242,5102,027
2022-06-30 (YTD Data)Rank
Total interest income$12,582,0001,218
Total interest expense$903,0001,235
Net interest income$11,679,0001,211
Provision for loan and lease losses$450,000730
Total noninterest income$3,192,0001,028
Gross Fiduciary activities income$976,000378
Service charges on deposit accounts$341,0001,360
Trading account gains and feesNANA
Additional Noninterest Income$1,875,0001,138
Total noninterest expense$12,665,000976
Salaries and employee benefits$7,234,000975
Premises and equipment expense$1,648,000770
Additional noninterest expense$3,783,000974
Pre-tax net operating income$1,756,0002,367
Securities gains (losses)$-7,117,0004,733
Applicable income taxes$-1,436,0004,755
Income before extraordinary items$-3,925,0004,752
Extraordinary gains, net$04
Net income$-3,925,0004,752
Minority interest net income$060
Net income of bank and minority interests.$-3,925,0004,752
Net charge-offs$295,000442
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,697,4302,228
2022-03-31 (YTD Data)Rank
Total interest income$6,038,0001,218
Total interest expense$445,0001,215
Net interest income$5,593,0001,218
Provision for loan and lease losses$225,000608
Total noninterest income$1,490,0001,066
Gross Fiduciary activities income$502,000374
Service charges on deposit accounts$160,0001,424
Trading account gains and feesNANA
Additional Noninterest Income$828,0001,221
Total noninterest expense$6,258,000976
Salaries and employee benefits$3,574,000992
Premises and equipment expense$836,000778
Additional noninterest expense$1,848,000986
Pre-tax net operating income$600,0002,714
Securities gains (losses)$-1,852,0004,742
Applicable income taxes$-405,0004,768
Income before extraordinary items$-847,0004,755
Extraordinary gains, net$04
Net income$-847,0004,755
Minority interest net income$050
Net income of bank and minority interests.$-847,0004,755
Net charge-offs$19,000973
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$616,0802,533
2021-12-31 (YTD Data)Rank
Total interest income$23,921,0001,280
Total interest expense$2,054,0001,305
Net interest income$21,867,0001,262
Provision for loan and lease losses$1,200,000489
Total noninterest income$8,979,000900
Gross Fiduciary activities income$1,920,000378
Service charges on deposit accounts$622,0001,368
Trading account gains and feesNANA
Additional Noninterest Income$6,437,000899
Total noninterest expense$25,142,000981
Salaries and employee benefits$14,212,000978
Premises and equipment expense$3,133,000825
Additional noninterest expense$7,797,000953
Pre-tax net operating income$4,504,0002,186
Securities gains (losses)$6,545,00066
Applicable income taxes$1,895,0001,141
Income before extraordinary items$9,154,0001,224
Extraordinary gains, net$010
Net income$9,154,0001,224
Minority interest net income$074
Net income of bank and minority interests.$9,154,0001,224
Net charge-offs$413,000712
Cash dividends$350,0003,021
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,721,6502,243
2021-09-30 (YTD Data)Rank
Total interest income$17,939,0001,308
Total interest expense$1,603,0001,330
Net interest income$16,336,0001,291
Provision for loan and lease losses$900,000492
Total noninterest income$7,167,000880
Gross Fiduciary activities income$1,409,000380
Service charges on deposit accounts$443,0001,412
Trading account gains and feesNANA
Additional Noninterest Income$5,315,000864
Total noninterest expense$17,680,0001,033
Salaries and employee benefits$9,990,0001,055
Premises and equipment expense$2,268,000870
Additional noninterest expense$5,422,0001,009
Pre-tax net operating income$4,923,0001,784
Securities gains (losses)$2,878,00092
Applicable income taxes$1,311,0001,259
Income before extraordinary items$6,490,0001,316
Extraordinary gains, net$08
Net income$6,490,0001,316
Minority interest net income$069
Net income of bank and minority interests.$6,490,0001,316
Net charge-offs$299,000645
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,101,2601,813
2021-06-30 (YTD Data)Rank
Total interest income$11,894,0001,310
Total interest expense$1,172,0001,269
Net interest income$10,722,0001,292
Provision for loan and lease losses$600,000497
Total noninterest income$4,758,000882
Gross Fiduciary activities income$924,000378
Service charges on deposit accounts$280,0001,424
Trading account gains and feesNANA
Additional Noninterest Income$3,554,000872
Total noninterest expense$11,390,0001,054
Salaries and employee benefits$6,380,0001,076
Premises and equipment expense$1,538,000857
Additional noninterest expense$3,472,0001,029
Pre-tax net operating income$3,490,0001,677
Securities gains (losses)$3,330,00074
Applicable income taxes$1,254,000991
Income before extraordinary items$5,566,0001,094
Extraordinary gains, net$06
Net income$5,566,0001,095
Minority interest net income$067
Net income of bank and minority interests.$5,566,0001,095
Net charge-offs$42,0001,213
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,835,4001,743
2021-03-31 (YTD Data)Rank
Total interest income$5,883,0001,321
Total interest expense$620,0001,271
Net interest income$5,263,0001,296
Provision for loan and lease losses$300,000548
Total noninterest income$2,607,000827
Gross Fiduciary activities income$462,000378
Service charges on deposit accounts$134,0001,460
Trading account gains and feesNANA
Additional Noninterest Income$2,011,000812
Total noninterest expense$5,655,0001,046
Salaries and employee benefits$3,118,0001,089
Premises and equipment expense$789,000849
Additional noninterest expense$1,748,0001,006
Pre-tax net operating income$1,915,0001,568
Securities gains (losses)$1,379,00086
Applicable income taxes$604,0001,007
Income before extraordinary items$2,690,0001,128
Extraordinary gains, net$03
Net income$2,690,0001,128
Minority interest net income$055
Net income of bank and minority interests.$2,690,0001,128
Net charge-offs$64,000742
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,559,2201,635
2020-12-31 (YTD Data)Rank
Total interest income$24,477,0001,252
Total interest expense$3,165,0001,417
Net interest income$21,312,0001,212
Provision for loan and lease losses$2,200,000978
Total noninterest income$16,396,000567
Gross Fiduciary activities income$1,621,000388
Service charges on deposit accounts$596,0001,419
Trading account gains and feesNANA
Additional Noninterest Income$14,179,000510
Total noninterest expense$24,586,000960
Salaries and employee benefits$13,542,000984
Premises and equipment expense$3,219,000801
Additional noninterest expense$7,825,000894
Pre-tax net operating income$10,922,000989
Securities gains (losses)$3,881,000134
Applicable income taxes$2,491,000801
Income before extraordinary items$12,312,000788
Extraordinary gains, net$04
Net income$12,312,000788
Minority interest net income$072
Net income of bank and minority interests.$12,312,000788
Net charge-offs$591,000876
Cash dividends$100,0003,594
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,090,7701,007
2020-09-30 (YTD Data)Rank
Total interest income$18,426,0001,247
Total interest expense$2,370,0001,501
Net interest income$16,056,0001,198
Provision for loan and lease losses$1,500,0001,059
Total noninterest income$12,406,000547
Gross Fiduciary activities income$1,215,000380
Service charges on deposit accounts$437,0001,450
Trading account gains and feesNANA
Additional Noninterest Income$10,754,000487
Total noninterest expense$17,721,000972
Salaries and employee benefits$9,890,000989
Premises and equipment expense$2,427,000787
Additional noninterest expense$5,404,000950
Pre-tax net operating income$9,241,000857
Securities gains (losses)$1,404,000233
Applicable income taxes$1,642,000844
Income before extraordinary items$9,003,000779
Extraordinary gains, net$04
Net income$9,003,000779
Minority interest net income$065
Net income of bank and minority interests.$9,003,000779
Net charge-offs$362,000927
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,809,600848
2020-06-30 (YTD Data)Rank
Total interest income$12,309,0001,261
Total interest expense$1,582,0001,586
Net interest income$10,727,0001,198
Provision for loan and lease losses$600,0001,444
Total noninterest income$6,574,000611
Gross Fiduciary activities income$800,000384
Service charges on deposit accounts$292,0001,462
Trading account gains and feesNANA
Additional Noninterest Income$5,482,000538
Total noninterest expense$11,804,000959
Salaries and employee benefits$6,562,000991
Premises and equipment expense$1,625,000783
Additional noninterest expense$3,617,000939
Pre-tax net operating income$4,897,000972
Securities gains (losses)$-295,0004,987
Applicable income taxes$550,0001,263
Income before extraordinary items$4,052,0001,033
Extraordinary gains, net$04
Net income$4,052,0001,032
Minority interest net income$065
Net income of bank and minority interests.$4,052,0001,033
Net charge-offs$389,000694
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,311,600954
2020-03-31 (YTD Data)Rank
Total interest income$6,116,0001,279
Total interest expense$825,0001,653
Net interest income$5,291,0001,190
Provision for loan and lease losses$300,0001,167
Total noninterest income$2,811,000643
Gross Fiduciary activities income$403,000383
Service charges on deposit accounts$190,0001,345
Trading account gains and feesNANA
Additional Noninterest Income$2,218,000551
Total noninterest expense$5,964,000964
Salaries and employee benefits$3,296,000991
Premises and equipment expense$853,000762
Additional noninterest expense$1,815,000949
Pre-tax net operating income$1,838,0001,131
Securities gains (losses)$-3,504,0005,079
Applicable income taxes$-537,0005,029
Income before extraordinary items$-1,129,0005,013
Extraordinary gains, net$04
Net income$-1,129,0005,013
Minority interest net income$056
Net income of bank and minority interests.$-1,129,0005,013
Net charge-offs$240,000568
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,639,1601,078
2019-12-31 (YTD Data)Rank
Total interest income$25,468,0001,242
Total interest expense$3,742,0001,553
Net interest income$21,726,0001,170
Provision for loan and lease losses$1,200,000789
Total noninterest income$8,239,000796
Gross Fiduciary activities income$1,433,000395
Service charges on deposit accounts$839,0001,288
Trading account gains and feesNANA
Additional Noninterest Income$5,967,000726
Total noninterest expense$22,631,000983
Salaries and employee benefits$12,810,000984
Premises and equipment expense$3,097,000825
Additional noninterest expense$6,724,0001,004
Pre-tax net operating income$6,134,0001,501
Securities gains (losses)$4,817,00083
Applicable income taxes$1,578,0001,073
Income before extraordinary items$9,373,000987
Extraordinary gains, net$011
Net income$9,373,000988
Minority interest net income$076
Net income of bank and minority interests.$9,373,000988
Net charge-offs$1,595,000488
Cash dividends$150,0003,622
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,230,3801,512
2019-09-30 (YTD Data)Rank
Total interest income$19,079,0001,250
Total interest expense$2,791,0001,567
Net interest income$16,288,0001,182
Provision for loan and lease losses$900,000740
Total noninterest income$5,823,000834
Gross Fiduciary activities income$1,052,000400
Service charges on deposit accounts$616,0001,316
Trading account gains and feesNANA
Additional Noninterest Income$4,155,000765
Total noninterest expense$16,476,0001,007
Salaries and employee benefits$9,348,0001,004
Premises and equipment expense$2,355,000808
Additional noninterest expense$4,773,0001,041
Pre-tax net operating income$4,735,0001,512
Securities gains (losses)$3,533,00087
Applicable income taxes$1,224,0001,077
Income before extraordinary items$7,044,0001,002
Extraordinary gains, net$011
Net income$7,044,0001,003
Minority interest net income$072
Net income of bank and minority interests.$7,044,0001,003
Net charge-offs$1,241,000434
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,040,9501,503
2019-06-30 (YTD Data)Rank
Total interest income$12,579,0001,260
Total interest expense$1,798,0001,581
Net interest income$10,781,0001,197
Provision for loan and lease losses$600,000719
Total noninterest income$3,026,000963
Gross Fiduciary activities income$693,000404
Service charges on deposit accounts$408,0001,301
Trading account gains and feesNANA
Additional Noninterest Income$1,925,000957
Total noninterest expense$10,923,0001,007
Salaries and employee benefits$6,108,0001,014
Premises and equipment expense$1,582,000808
Additional noninterest expense$3,233,0001,029
Pre-tax net operating income$2,284,0001,915
Securities gains (losses)$3,034,00068
Applicable income taxes$785,0001,075
Income before extraordinary items$4,533,0001,003
Extraordinary gains, net$011
Net income$4,533,0001,003
Minority interest net income$069
Net income of bank and minority interests.$4,533,0001,003
Net charge-offs$896,000373
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,954,1001,924
2019-03-31 (YTD Data)Rank
Total interest income$6,241,0001,256
Total interest expense$837,0001,618
Net interest income$5,404,0001,195
Provision for loan and lease losses$300,000677
Total noninterest income$1,334,0001,015
Gross Fiduciary activities income$349,000401
Service charges on deposit accounts$196,0001,338
Trading account gains and feesNANA
Additional Noninterest Income$789,0001,064
Total noninterest expense$5,269,0001,039
Salaries and employee benefits$2,993,0001,035
Premises and equipment expense$805,000806
Additional noninterest expense$1,471,0001,091
Pre-tax net operating income$1,169,0001,843
Securities gains (losses)$1,939,00049
Applicable income taxes$112,0002,066
Income before extraordinary items$2,996,000771
Extraordinary gains, net$05
Net income$2,996,000771
Minority interest net income$052
Net income of bank and minority interests.$2,996,000770
Net charge-offs$609,000295
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,134,5601,679
2018-12-31 (YTD Data)Rank
Total interest income$23,430,0001,257
Total interest expense$2,640,0001,582
Net interest income$20,790,0001,196
Provision for loan and lease losses$1,140,000808
Total noninterest income$6,245,000954
Gross Fiduciary activities income$1,353,000417
Service charges on deposit accounts$875,0001,281
Trading account gains and feesNANA
Additional Noninterest Income$4,017,000916
Total noninterest expense$23,039,000946
Salaries and employee benefits$13,258,000930
Premises and equipment expense$3,096,000805
Additional noninterest expense$6,685,0001,001
Pre-tax net operating income$2,856,0002,582
Securities gains (losses)$1,514,00066
Applicable income taxes$273,0002,456
Income before extraordinary items$4,097,0001,872
Extraordinary gains, net$06
Net income$4,097,0001,871
Minority interest net income$072
Net income of bank and minority interests.$4,097,0001,871
Net charge-offs$877,000665
Cash dividends$100,0003,805
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,673,8402,488
2018-09-30 (YTD Data)Rank
Total interest income$17,187,0001,272
Total interest expense$1,884,0001,564
Net interest income$15,303,0001,219
Provision for loan and lease losses$855,000743
Total noninterest income$4,561,000977
Gross Fiduciary activities income$1,008,000411
Service charges on deposit accounts$643,0001,306
Trading account gains and feesNANA
Additional Noninterest Income$2,910,000952
Total noninterest expense$17,060,000957
Salaries and employee benefits$10,299,000907
Premises and equipment expense$2,253,000835
Additional noninterest expense$4,508,0001,080
Pre-tax net operating income$1,949,0002,779
Securities gains (losses)$1,514,00065
Applicable income taxes$226,0002,443
Income before extraordinary items$3,237,0001,803
Extraordinary gains, net$05
Net income$3,237,0001,802
Minority interest net income$066
Net income of bank and minority interests.$3,237,0001,802
Net charge-offs$720,000564
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,828,9802,660
2018-06-30 (YTD Data)Rank
Total interest income$11,257,0001,281
Total interest expense$1,193,0001,547
Net interest income$10,064,0001,230
Provision for loan and lease losses$570,000739
Total noninterest income$3,030,000975
Gross Fiduciary activities income$668,000417
Service charges on deposit accounts$436,0001,292
Trading account gains and feesNANA
Additional Noninterest Income$1,926,000961
Total noninterest expense$11,767,000928
Salaries and employee benefits$7,166,000875
Premises and equipment expense$1,571,000801
Additional noninterest expense$3,030,0001,067
Pre-tax net operating income$757,0003,568
Securities gains (losses)$1,025,00064
Applicable income taxes$35,0003,307
Income before extraordinary items$1,747,0002,079
Extraordinary gains, net$06
Net income$1,747,0002,077
Minority interest net income$065
Net income of bank and minority interests.$1,747,0002,078
Net charge-offs$413,000591
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$742,5003,407
2018-03-31 (YTD Data)Rank
Total interest income$5,717,0001,238
Total interest expense$584,0001,521
Net interest income$5,133,0001,197
Provision for loan and lease losses$285,000736
Total noninterest income$1,432,0001,002
Gross Fiduciary activities income$331,000420
Service charges on deposit accounts$218,0001,291
Trading account gains and fees$0123
Additional Noninterest Income$883,0001,008
Total noninterest expense$6,367,000873
Salaries and employee benefits$4,026,000797
Premises and equipment expense$796,000802
Additional noninterest expense$1,545,0001,050
Pre-tax net operating income$-87,0005,500
Securities gains (losses)$888,00051
Applicable income taxes$10,0003,495
Income before extraordinary items$791,0002,183
Extraordinary gains, net$07
Net income$791,0002,182
Minority interest net income$052
Net income of bank and minority interests.$791,0002,183
Net charge-offs$258,000470
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-88,1205,487
2017-12-31 (YTD Data)Rank
Total interest income$22,246,0001,234
Total interest expense$2,493,0001,293
Net interest income$19,753,0001,230
Provision for loan and lease losses$1,013,000878
Total noninterest income$6,436,000923
Gross Fiduciary activities income$1,153,000430
Service charges on deposit accounts$921,0001,264
Trading account gains and feesNANA
Additional Noninterest Income$4,362,000894
Total noninterest expense$22,507,000960
Salaries and employee benefits$13,088,000920
Premises and equipment expense$2,939,000832
Additional noninterest expense$6,480,000995
Pre-tax net operating income$2,669,0002,659
Securities gains (losses)$1,320,000123
Applicable income taxes$330,0002,704
Income before extraordinary items$3,659,0001,726
Extraordinary gains, net$09
Net income$3,659,0001,726
Minority interest net income$076
Net income of bank and minority interests.$3,659,0001,726
Net charge-offs$789,000821
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,444,6002,332
2017-09-30 (YTD Data)Rank
Total interest income$16,606,0001,242
Total interest expense$1,903,0001,247
Net interest income$14,703,0001,238
Provision for loan and lease losses$1,013,000681
Total noninterest income$4,638,000964
Gross Fiduciary activities income$848,000436
Service charges on deposit accounts$703,0001,253
Trading account gains and feesNANA
Additional Noninterest Income$3,087,000949
Total noninterest expense$16,555,000973
Salaries and employee benefits$9,554,000943
Premises and equipment expense$2,178,000850
Additional noninterest expense$4,823,0001,004
Pre-tax net operating income$1,773,0002,893
Securities gains (losses)$823,000148
Applicable income taxes$-100,0005,660
Income before extraordinary items$2,696,0001,900
Extraordinary gains, net$09
Net income$2,696,0001,900
Minority interest net income$071
Net income of bank and minority interests.$2,696,0001,900
Net charge-offs$349,0001,029
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,873,0002,502
2017-06-30 (YTD Data)Rank
Total interest income$10,941,0001,246
Total interest expense$1,284,0001,191
Net interest income$9,657,0001,255
Provision for loan and lease losses$675,000684
Total noninterest income$2,906,0001,024
Gross Fiduciary activities income$558,000438
Service charges on deposit accounts$489,0001,209
Trading account gains and feesNANA
Additional Noninterest Income$1,859,0001,020
Total noninterest expense$11,090,000971
Salaries and employee benefits$6,417,000943
Premises and equipment expense$1,493,000834
Additional noninterest expense$3,180,0001,017
Pre-tax net operating income$798,0003,463
Securities gains (losses)$540,000146
Applicable income taxes$04,189
Income before extraordinary items$1,338,0002,353
Extraordinary gains, net$011
Net income$1,338,0002,354
Minority interest net income$071
Net income of bank and minority interests.$1,338,0002,354
Net charge-offs$152,0001,236
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$798,0003,156
2017-03-31 (YTD Data)Rank
Total interest income$5,450,0001,239
Total interest expense$665,0001,134
Net interest income$4,785,0001,257
Provision for loan and lease losses$338,000613
Total noninterest income$1,383,0001,058
Gross Fiduciary activities income$283,000444
Service charges on deposit accounts$255,0001,174
Trading account gains and feesNANA
Additional Noninterest Income$845,0001,081
Total noninterest expense$5,609,000965
Salaries and employee benefits$3,287,000931
Premises and equipment expense$781,000807
Additional noninterest expense$1,541,0001,040
Pre-tax net operating income$221,0004,243
Securities gains (losses)$366,000113
Applicable income taxes$04,086
Income before extraordinary items$587,0002,489
Extraordinary gains, net$08
Net income$587,0002,488
Minority interest net income$055
Net income of bank and minority interests.$587,0002,489
Net charge-offs$76,0001,079
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$221,0003,992
2016-12-31 (YTD Data)Rank
Total interest income$21,646,0001,207
Total interest expense$2,598,0001,105
Net interest income$19,048,0001,225
Provision for loan and lease losses$1,800,000564
Total noninterest income$6,753,000931
Gross Fiduciary activities income$1,020,000453
Service charges on deposit accounts$933,0001,287
Trading account gains and fees$0170
Additional Noninterest Income$4,800,000867
Total noninterest expense$22,644,000930
Salaries and employee benefits$13,401,000881
Premises and equipment expense$2,892,000854
Additional noninterest expense$6,351,0001,032
Pre-tax net operating income$1,357,0003,650
Securities gains (losses)$931,000257
Applicable income taxes$04,278
Income before extraordinary items$2,288,0002,556
Extraordinary gains, net$05
Net income$2,288,0002,554
Minority interest net income$082
Net income of bank and minority interests.$2,288,0002,555
Net charge-offs$709,000861
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,357,0003,385
2016-09-30 (YTD Data)Rank
Total interest income$16,069,0001,227
Total interest expense$1,911,0001,129
Net interest income$14,158,0001,237
Provision for loan and lease losses$1,200,000607
Total noninterest income$4,805,000959
Gross Fiduciary activities income$763,000452
Service charges on deposit accounts$667,0001,335
Trading account gains and fees$0169
Additional Noninterest Income$3,375,000913
Total noninterest expense$16,373,000973
Salaries and employee benefits$9,424,000944
Premises and equipment expense$2,137,000871
Additional noninterest expense$4,812,0001,022
Pre-tax net operating income$1,390,0003,225
Securities gains (losses)$1,018,000198
Applicable income taxes$04,325
Income before extraordinary items$2,408,0002,001
Extraordinary gains, net$05
Net income$2,408,0002,001
Minority interest net income$071
Net income of bank and minority interests.$2,408,0002,001
Net charge-offs$548,000739
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,390,0002,880
2016-06-30 (YTD Data)Rank
Total interest income$10,632,0001,236
Total interest expense$1,276,0001,125
Net interest income$9,356,0001,251
Provision for loan and lease losses$600,000726
Total noninterest income$2,958,0001,001
Gross Fiduciary activities income$503,000458
Service charges on deposit accounts$440,0001,331
Trading account gains and fees$0157
Additional Noninterest Income$2,015,000959
Total noninterest expense$10,894,000978
Salaries and employee benefits$6,296,000947
Premises and equipment expense$1,466,000851
Additional noninterest expense$3,132,0001,047
Pre-tax net operating income$820,0003,417
Securities gains (losses)$540,000265
Applicable income taxes$04,338
Income before extraordinary items$1,360,0002,289
Extraordinary gains, net$016
Net income$1,360,0002,288
Minority interest net income$071
Net income of bank and minority interests.$1,360,0002,288
Net charge-offs$402,000697
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$820,0003,075
2016-03-31 (YTD Data)Rank
Total interest income$5,157,0001,270
Total interest expense$626,0001,141
Net interest income$4,531,0001,279
Provision for loan and lease losses$300,000670
Total noninterest income$1,357,0001,035
Gross Fiduciary activities income$254,000454
Service charges on deposit accounts$223,0001,308
Trading account gains and fees$0142
Additional Noninterest Income$880,0001,026
Total noninterest expense$5,383,000979
Salaries and employee benefits$3,145,000945
Premises and equipment expense$722,000871
Additional noninterest expense$1,516,0001,078
Pre-tax net operating income$205,0004,401
Securities gains (losses)$389,000161
Applicable income taxes$04,259
Income before extraordinary items$594,0002,465
Extraordinary gains, net$012
Net income$594,0002,465
Minority interest net income$062
Net income of bank and minority interests.$594,0002,465
Net charge-offs$188,000693
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$205,0004,142
2015-12-31 (YTD Data)Rank
Total interest income$21,048,0001,217
Total interest expense$2,644,0001,068
Net interest income$18,404,0001,238
Provision for loan and lease losses$1,650,000534
Total noninterest income$6,191,000978
Gross Fiduciary activities income$998,000460
Service charges on deposit accounts$990,0001,234
Trading account gains and fees$0159
Additional Noninterest Income$4,203,000912
Total noninterest expense$22,461,000928
Salaries and employee benefits$12,542,000902
Premises and equipment expense$2,953,000839
Additional noninterest expense$6,966,000946
Pre-tax net operating income$484,0004,968
Securities gains (losses)$1,158,000178
Applicable income taxes$04,402
Income before extraordinary items$1,642,0003,066
Extraordinary gains, net$023
Net income$1,642,0003,067
Minority interest net income$081
Net income of bank and minority interests.$1,642,0003,068
Net charge-offs$1,633,000458
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$484,0004,799
2015-09-30 (YTD Data)Rank
Total interest income$15,591,0001,233
Total interest expense$2,007,0001,062
Net interest income$13,584,0001,266
Provision for loan and lease losses$675,000812
Total noninterest income$4,656,000976
Gross Fiduciary activities income$746,000461
Service charges on deposit accounts$748,0001,228
Trading account gains and fees$0153
Additional Noninterest Income$3,162,000921
Total noninterest expense$16,296,000957
Salaries and employee benefits$9,230,000928
Premises and equipment expense$2,213,000851
Additional noninterest expense$4,853,0001,024
Pre-tax net operating income$1,269,0003,355
Securities gains (losses)$1,273,000150
Applicable income taxes$04,489
Income before extraordinary items$2,542,0001,867
Extraordinary gains, net$021
Net income$2,542,0001,869
Minority interest net income$078
Net income of bank and minority interests.$2,542,0001,869
Net charge-offs$942,000523
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,269,0003,031
2015-06-30 (YTD Data)Rank
Total interest income$10,287,0001,242
Total interest expense$1,352,0001,057
Net interest income$8,935,0001,277
Provision for loan and lease losses$450,000841
Total noninterest income$2,968,0001,012
Gross Fiduciary activities income$502,000466
Service charges on deposit accounts$500,0001,205
Trading account gains and fees$0157
Additional Noninterest Income$1,966,000985
Total noninterest expense$11,150,000937
Salaries and employee benefits$6,343,000905
Premises and equipment expense$1,491,000839
Additional noninterest expense$3,316,000994
Pre-tax net operating income$303,0004,846
Securities gains (losses)$1,153,000126
Applicable income taxes$04,497
Income before extraordinary items$1,456,0002,096
Extraordinary gains, net$022
Net income$1,456,0002,098
Minority interest net income$075
Net income of bank and minority interests.$1,456,0002,098
Net charge-offs$528,000616
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$303,0004,616
2015-03-31 (YTD Data)Rank
Total interest income$5,134,0001,241
Total interest expense$673,0001,070
Net interest income$4,461,0001,275
Provision for loan and lease losses$225,000816
Total noninterest income$1,497,000971
Gross Fiduciary activities income$252,000472
Service charges on deposit accounts$246,0001,200
Trading account gains and fees$0152
Additional Noninterest Income$999,000925
Total noninterest expense$5,631,000925
Salaries and employee benefits$3,160,000903
Premises and equipment expense$789,000809
Additional noninterest expense$1,682,000954
Pre-tax net operating income$102,0005,200
Securities gains (losses)$955,00095
Applicable income taxes$04,400
Income before extraordinary items$1,057,0001,513
Extraordinary gains, net$013
Net income$1,057,0001,514
Minority interest net income$064
Net income of bank and minority interests.$1,057,0001,515
Net charge-offs$150,000869
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$102,0005,041
2014-12-31 (YTD Data)Rank
Total interest income$20,957,0001,206
Total interest expense$2,964,0001,007
Net interest income$17,993,0001,244
Provision for loan and lease losses$600,0001,269
Total noninterest income$5,590,0001,010
Gross Fiduciary activities income$920,000478
Service charges on deposit accounts$1,156,0001,144
Trading account gains and fees$0180
Additional Noninterest Income$3,514,000986
Total noninterest expense$21,636,000934
Salaries and employee benefits$12,205,000900
Premises and equipment expense$3,064,000805
Additional noninterest expense$6,367,0001,034
Pre-tax net operating income$1,347,0003,661
Securities gains (losses)$1,760,000116
Applicable income taxes$183,0003,027
Income before extraordinary items$2,924,0002,059
Extraordinary gains, net$017
Net income$2,924,0002,059
Minority interest net income$084
Net income of bank and minority interests.$2,924,0002,058
Net charge-offs$956,000936
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,269,6003,477
2014-09-30 (YTD Data)Rank
Total interest income$15,638,0001,222
Total interest expense$2,257,0001,003
Net interest income$13,381,0001,261
Provision for loan and lease losses$225,0001,923
Total noninterest income$4,261,000998
Gross Fiduciary activities income$683,000477
Service charges on deposit accounts$875,0001,144
Trading account gains and fees$0174
Additional Noninterest Income$2,703,000982
Total noninterest expense$15,865,000956
Salaries and employee benefits$9,055,000909
Premises and equipment expense$2,292,000813
Additional noninterest expense$4,518,0001,096
Pre-tax net operating income$1,552,0002,975
Securities gains (losses)$1,333,000118
Applicable income taxes$246,0002,639
Income before extraordinary items$2,639,0001,765
Extraordinary gains, net$015
Net income$2,639,0001,766
Minority interest net income$081
Net income of bank and minority interests.$2,639,0001,765
Net charge-offs$865,000752
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,425,9702,777
2014-06-30 (YTD Data)Rank
Total interest income$10,411,0001,219
Total interest expense$1,517,000998
Net interest income$8,894,0001,249
Provision for loan and lease losses$150,0001,864
Total noninterest income$2,553,0001,074
Gross Fiduciary activities income$453,000480
Service charges on deposit accounts$587,0001,108
Trading account gains and fees$0172
Additional Noninterest Income$1,513,0001,091
Total noninterest expense$10,220,000982
Salaries and employee benefits$5,843,000929
Premises and equipment expense$1,575,000795
Additional noninterest expense$2,802,0001,164
Pre-tax net operating income$1,077,0002,830
Securities gains (losses)$1,112,000112
Applicable income taxes$238,0002,250
Income before extraordinary items$1,951,0001,575
Extraordinary gains, net$020
Net income$1,951,0001,578
Minority interest net income$080
Net income of bank and minority interests.$1,951,0001,577
Net charge-offs$730,000646
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$961,3202,676
2014-03-31 (YTD Data)Rank
Total interest income$5,220,0001,223
Total interest expense$765,000997
Net interest income$4,455,0001,256
Provision for loan and lease losses$75,0001,807
Total noninterest income$1,239,0001,067
Gross Fiduciary activities income$230,000483
Service charges on deposit accounts$284,0001,135
Trading account gains and fees$0147
Additional Noninterest Income$725,0001,096
Total noninterest expense$4,970,0001,033
Salaries and employee benefits$2,874,000960
Premises and equipment expense$822,000777
Additional noninterest expense$1,274,0001,260
Pre-tax net operating income$649,0002,448
Securities gains (losses)$839,00093
Applicable income taxes$248,0001,516
Income before extraordinary items$1,240,0001,223
Extraordinary gains, net$016
Net income$1,240,0001,224
Minority interest net income$066
Net income of bank and minority interests.$1,240,0001,224
Net charge-offs$311,000699
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$543,6302,387
2013-12-31 (YTD Data)Rank
Total interest income$21,567,0001,190
Total interest expense$4,136,000818
Net interest income$17,431,0001,266
Provision for loan and lease losses$600,0001,620
Total noninterest income$7,361,000853
Gross Fiduciary activities income$835,000493
Service charges on deposit accounts$1,089,0001,247
Trading account gains and fees$0184
Additional Noninterest Income$5,437,000754
Total noninterest expense$21,835,000929
Salaries and employee benefits$11,642,000922
Premises and equipment expense$2,941,000830
Additional noninterest expense$7,252,000937
Pre-tax net operating income$2,357,0002,558
Securities gains (losses)$1,155,000206
Applicable income taxes$551,0002,054
Income before extraordinary items$2,961,0001,921
Extraordinary gains, net$029
Net income$2,961,0001,923
Minority interest net income$090
Net income of bank and minority interests.$2,961,0001,923
Net charge-offs$838,0001,438
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,990,8002,558
2013-09-30 (YTD Data)Rank
Total interest income$16,223,0001,188
Total interest expense$3,238,000807
Net interest income$12,985,0001,269
Provision for loan and lease losses$450,0001,622
Total noninterest income$5,849,000825
Gross Fiduciary activities income$624,000494
Service charges on deposit accounts$776,0001,313
Trading account gains and fees$0180
Additional Noninterest Income$4,449,000721
Total noninterest expense$16,214,000944
Salaries and employee benefits$8,801,000920
Premises and equipment expense$2,202,000836
Additional noninterest expense$5,211,000973
Pre-tax net operating income$2,170,0002,285
Securities gains (losses)$1,195,000176
Applicable income taxes$865,0001,380
Income before extraordinary items$2,500,0001,774
Extraordinary gains, net$025
Net income$2,500,0001,778
Minority interest net income$084
Net income of bank and minority interests.$2,500,0001,779
Net charge-offs$400,0001,819
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,615,7002,431
2013-06-30 (YTD Data)Rank
Total interest income$10,788,0001,182
Total interest expense$2,219,000807
Net interest income$8,569,0001,264
Provision for loan and lease losses$300,0001,629
Total noninterest income$4,192,000784
Gross Fiduciary activities income$411,000500
Service charges on deposit accounts$521,0001,281
Trading account gains and fees$0157
Additional Noninterest Income$3,260,000679
Total noninterest expense$10,828,000937
Salaries and employee benefits$5,910,000912
Premises and equipment expense$1,477,000834
Additional noninterest expense$3,441,000971
Pre-tax net operating income$1,633,0002,056
Securities gains (losses)$822,000223
Applicable income taxes$662,0001,245
Income before extraordinary items$1,793,0001,671
Extraordinary gains, net$022
Net income$1,793,0001,675
Minority interest net income$082
Net income of bank and minority interests.$1,793,0001,676
Net charge-offs$273,0001,779
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,192,9402,221
2013-03-31 (YTD Data)Rank
Total interest income$5,448,0001,183
Total interest expense$1,141,000815
Net interest income$4,307,0001,257
Provision for loan and lease losses$150,0001,610
Total noninterest income$2,380,000721
Gross Fiduciary activities income$211,000504
Service charges on deposit accounts$263,0001,264
Trading account gains and fees$0148
Additional Noninterest Income$1,906,000604
Total noninterest expense$5,326,000964
Salaries and employee benefits$2,966,000922
Premises and equipment expense$746,000839
Additional noninterest expense$1,614,0001,044
Pre-tax net operating income$1,211,0001,462
Securities gains (losses)$572,000192
Applicable income taxes$527,000872
Income before extraordinary items$1,256,0001,192
Extraordinary gains, net$010
Net income$1,256,0001,194
Minority interest net income$076
Net income of bank and minority interests.$1,256,0001,194
Net charge-offs$144,0001,614
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$855,6001,627
2012-12-31 (YTD Data)Rank
Total interest income$23,624,0001,132
Total interest expense$5,030,000897
Net interest income$18,594,0001,187
Provision for loan and lease losses$1,400,0001,393
Total noninterest income$8,771,000749
Gross Fiduciary activities income$820,000491
Service charges on deposit accounts$1,079,0001,326
Trading account gains and fees$0166
Additional Noninterest Income$6,872,000632
Total noninterest expense$22,004,000918
Salaries and employee benefits$11,660,000892
Premises and equipment expense$2,803,000860
Additional noninterest expense$7,541,000922
Pre-tax net operating income$3,961,0001,664
Securities gains (losses)$345,0001,240
Applicable income taxes$872,0001,602
Income before extraordinary items$3,434,0001,666
Extraordinary gains, net$029
Net income$3,434,0001,666
Minority interest net income$093
Net income of bank and minority interests.$3,434,0001,667
Net charge-offs$2,800,000888
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,158,0001,672
2012-09-30 (YTD Data)Rank
Total interest income$17,820,0001,142
Total interest expense$3,815,000926
Net interest income$14,005,0001,193
Provision for loan and lease losses$750,0001,780
Total noninterest income$5,970,000799
Gross Fiduciary activities income$600,000501
Service charges on deposit accounts$800,0001,344
Trading account gains and fees$0157
Additional Noninterest Income$4,570,000687
Total noninterest expense$16,210,000930
Salaries and employee benefits$8,611,000911
Premises and equipment expense$2,095,000865
Additional noninterest expense$5,504,000952
Pre-tax net operating income$3,015,0001,688
Securities gains (losses)$325,0001,050
Applicable income taxes$697,0001,593
Income before extraordinary items$2,643,0001,666
Extraordinary gains, net$020
Net income$2,643,0001,665
Minority interest net income$086
Net income of bank and minority interests.$2,643,0001,667
Net charge-offs$226,0003,154
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,386,2501,713
2012-06-30 (YTD Data)Rank
Total interest income$11,829,0001,159
Total interest expense$2,569,000955
Net interest income$9,260,0001,206
Provision for loan and lease losses$600,0001,572
Total noninterest income$3,742,000831
Gross Fiduciary activities income$404,000497
Service charges on deposit accounts$546,0001,297
Trading account gains and fees$0153
Additional Noninterest Income$2,792,000734
Total noninterest expense$10,826,000930
Salaries and employee benefits$5,732,000918
Premises and equipment expense$1,400,000864
Additional noninterest expense$3,694,000938
Pre-tax net operating income$1,576,0002,058
Securities gains (losses)$62,0001,901
Applicable income taxes$261,0002,196
Income before extraordinary items$1,377,0002,032
Extraordinary gains, net$019
Net income$1,377,0002,030
Minority interest net income$084
Net income of bank and minority interests.$1,377,0002,032
Net charge-offs$-90,0007,077
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,324,9201,986
2012-03-31 (YTD Data)Rank
Total interest income$5,975,0001,149
Total interest expense$1,294,000978
Net interest income$4,681,0001,187
Provision for loan and lease losses$300,0001,500
Total noninterest income$1,603,000928
Gross Fiduciary activities income$207,000491
Service charges on deposit accounts$250,0001,406
Trading account gains and fees$0148
Additional Noninterest Income$1,146,000819
Total noninterest expense$5,322,000934
Salaries and employee benefits$2,824,000922
Premises and equipment expense$729,000834
Additional noninterest expense$1,769,000960
Pre-tax net operating income$662,0002,361
Securities gains (losses)$62,0001,137
Applicable income taxes$96,0002,486
Income before extraordinary items$628,0002,168
Extraordinary gains, net$019
Net income$628,0002,169
Minority interest net income$078
Net income of bank and minority interests.$628,0002,170
Net charge-offs$194,0001,877
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$574,0602,228
2011-12-31 (YTD Data)Rank
Total interest income$25,119,0001,124
Total interest expense$5,711,0001,056
Net interest income$19,408,0001,150
Provision for loan and lease losses$8,550,000480
Total noninterest income$6,269,000875
Gross Fiduciary activities income$756,000469
Service charges on deposit accounts$1,030,0001,438
Trading account gains and fees$0146
Additional Noninterest Income$4,483,000772
Total noninterest expense$20,646,000955
Salaries and employee benefits$10,760,000912
Premises and equipment expense$2,758,000914
Additional noninterest expense$7,128,000987
Pre-tax net operating income$-3,519,0006,963
Securities gains (losses)$740,000580
Applicable income taxes$-1,513,0007,220
Income before extraordinary items$-1,266,0006,716
Extraordinary gains, net$029
Net income$-1,266,0006,716
Minority interest net income$096
Net income of bank and minority interests.$-1,266,0006,716
Net charge-offs$7,336,000589
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-1,739,6006,769
2011-09-30 (YTD Data)Rank
Total interest income$18,947,0001,139
Total interest expense$4,324,0001,088
Net interest income$14,623,0001,152
Provision for loan and lease losses$5,900,000540
Total noninterest income$4,543,000907
Gross Fiduciary activities income$568,000462
Service charges on deposit accounts$813,0001,375
Trading account gains and fees$0145
Additional Noninterest Income$3,162,000802
Total noninterest expense$15,710,000946
Salaries and employee benefits$8,501,000869
Premises and equipment expense$2,088,000911
Additional noninterest expense$5,121,0001,031
Pre-tax net operating income$-2,444,0007,061
Securities gains (losses)$253,0001,032
Applicable income taxes$-1,142,0007,315
Income before extraordinary items$-1,049,0006,871
Extraordinary gains, net$021
Net income$-1,049,0006,873
Minority interest net income$087
Net income of bank and minority interests.$-1,049,0006,872
Net charge-offs$2,033,0001,212
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,210,9206,881
2011-06-30 (YTD Data)Rank
Total interest income$12,802,0001,133
Total interest expense$2,913,0001,119
Net interest income$9,889,0001,128
Provision for loan and lease losses$5,600,000384
Total noninterest income$3,086,000906
Gross Fiduciary activities income$382,000466
Service charges on deposit accounts$542,0001,349
Trading account gains and fees$0153
Additional Noninterest Income$2,162,000789
Total noninterest expense$10,535,000953
Salaries and employee benefits$5,678,000876
Premises and equipment expense$1,452,000883
Additional noninterest expense$3,405,0001,050
Pre-tax net operating income$-3,160,0007,287
Securities gains (losses)$173,000803
Applicable income taxes$-1,265,0007,427
Income before extraordinary items$-1,722,0007,178
Extraordinary gains, net$015
Net income$-1,722,0007,179
Minority interest net income$089
Net income of bank and minority interests.$-1,722,0007,179
Net charge-offs$1,951,000939
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,832,7207,181
2011-03-31 (YTD Data)Rank
Total interest income$6,325,0001,155
Total interest expense$1,464,0001,149
Net interest income$4,861,0001,151
Provision for loan and lease losses$300,0001,892
Total noninterest income$1,771,000801
Gross Fiduciary activities income$185,000477
Service charges on deposit accounts$263,0001,358
Trading account gains and fees$0158
Additional Noninterest Income$1,323,000683
Total noninterest expense$5,198,000967
Salaries and employee benefits$2,795,000899
Premises and equipment expense$756,000869
Additional noninterest expense$1,647,0001,081
Pre-tax net operating income$1,134,0001,277
Securities gains (losses)$106,000518
Applicable income taxes$294,0001,137
Income before extraordinary items$946,0001,300
Extraordinary gains, net$09
Net income$946,0001,300
Minority interest net income$086
Net income of bank and minority interests.$946,0001,300
Net charge-offs$107,0002,665
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$865,4401,353
2010-12-31 (YTD Data)Rank
Total interest income$26,978,0001,149
Total interest expense$6,769,0001,213
Net interest income$20,209,0001,105
Provision for loan and lease losses$1,200,0002,771
Total noninterest income$6,410,000887
Gross Fiduciary activities income$681,000482
Service charges on deposit accounts$923,0001,607
Trading account gains and fees$0175
Additional Noninterest Income$4,806,000772
Total noninterest expense$20,310,000982
Salaries and employee benefits$11,155,000879
Premises and equipment expense$2,692,000955
Additional noninterest expense$6,463,0001,143
Pre-tax net operating income$5,109,0001,012
Securities gains (losses)$50,0002,657
Applicable income taxes$1,240,0001,036
Income before extraordinary items$3,919,0001,110
Extraordinary gains, net$029
Net income$3,919,0001,111
Minority interest net income$0111
Net income of bank and minority interests.$3,919,0001,113
Net charge-offs$1,146,0002,502
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,881,0001,070
2010-09-30 (YTD Data)Rank
Total interest income$20,471,0001,151
Total interest expense$5,115,0001,252
Net interest income$15,356,0001,090
Provision for loan and lease losses$900,0002,663
Total noninterest income$4,365,000935
Gross Fiduciary activities income$504,000481
Service charges on deposit accounts$851,0001,384
Trading account gains and fees$0165
Additional Noninterest Income$3,010,000827
Total noninterest expense$15,199,000970
Salaries and employee benefits$8,011,000913
Premises and equipment expense$1,986,000977
Additional noninterest expense$5,202,0001,024
Pre-tax net operating income$3,622,0001,121
Securities gains (losses)$60,0002,306
Applicable income taxes$855,0001,139
Income before extraordinary items$2,827,0001,193
Extraordinary gains, net$023
Net income$2,827,0001,197
Minority interest net income$0110
Net income of bank and minority interests.$2,827,0001,197
Net charge-offs$760,0002,529
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,780,8001,161
2010-06-30 (YTD Data)Rank
Total interest income$13,437,0001,187
Total interest expense$3,439,0001,301
Net interest income$9,998,0001,124
Provision for loan and lease losses$600,0002,565
Total noninterest income$2,619,000998
Gross Fiduciary activities income$336,000489
Service charges on deposit accounts$603,0001,301
Trading account gains and fees$0152
Additional Noninterest Income$1,680,000904
Total noninterest expense$10,008,000984
Salaries and employee benefits$5,251,000924
Premises and equipment expense$1,338,000984
Additional noninterest expense$3,419,0001,034
Pre-tax net operating income$2,009,0001,299
Securities gains (losses)$34,0002,118
Applicable income taxes$426,0001,384
Income before extraordinary items$1,617,0001,363
Extraordinary gains, net$019
Net income$1,617,0001,363
Minority interest net income$0105
Net income of bank and minority interests.$1,617,0001,364
Net charge-offs$538,0002,360
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,590,1401,336
2010-03-31 (YTD Data)Rank
Total interest income$6,583,0001,242
Total interest expense$1,723,0001,369
Net interest income$4,860,0001,168
Provision for loan and lease losses$300,0002,372
Total noninterest income$1,342,000959
Gross Fiduciary activities income$169,000496
Service charges on deposit accounts$331,0001,184
Trading account gains and fees$0175
Additional Noninterest Income$842,000906
Total noninterest expense$5,041,000986
Salaries and employee benefits$2,675,000914
Premises and equipment expense$702,000966
Additional noninterest expense$1,664,0001,051
Pre-tax net operating income$861,0001,519
Securities gains (losses)$16,0001,584
Applicable income taxes$164,0001,638
Income before extraordinary items$713,0001,532
Extraordinary gains, net$016
Net income$713,0001,534
Minority interest net income$091
Net income of bank and minority interests.$713,0001,534
Net charge-offs$267,0002,154
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$700,0401,502
2009-12-31 (YTD Data)Rank
Total interest income$28,859,0001,191
Total interest expense$9,067,0001,316
Net interest income$19,792,0001,106
Provision for loan and lease losses$1,800,0002,620
Total noninterest income$6,640,000873
Gross Fiduciary activities income$557,000525
Service charges on deposit accounts$1,230,0001,402
Trading account gains and fees$0211
Additional Noninterest Income$4,853,000734
Total noninterest expense$21,014,000998
Salaries and employee benefits$10,483,000932
Premises and equipment expense$2,671,0001,012
Additional noninterest expense$7,860,0001,001
Pre-tax net operating income$3,618,0001,128
Securities gains (losses)$184,0001,613
Applicable income taxes$501,0001,559
Income before extraordinary items$3,301,0001,023
Extraordinary gains, net$034
Net income$3,301,0001,021
Minority interest net income$0115
Net income of bank and minority interests.$3,301,0001,022
Net charge-offs$1,910,0002,089
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,140,9201,071
2009-09-30 (YTD Data)Rank
Total interest income$21,789,0001,208
Total interest expense$7,181,0001,310
Net interest income$14,608,0001,132
Provision for loan and lease losses$1,125,0002,611
Total noninterest income$5,240,000841
Gross Fiduciary activities income$400,000531
Service charges on deposit accounts$937,0001,381
Trading account gains and fees$0212
Additional Noninterest Income$3,903,000705
Total noninterest expense$15,466,0001,001
Salaries and employee benefits$7,830,000956
Premises and equipment expense$2,019,0001,017
Additional noninterest expense$5,617,0001,003
Pre-tax net operating income$3,257,0001,004
Securities gains (losses)$267,0001,084
Applicable income taxes$693,0001,098
Income before extraordinary items$2,831,000959
Extraordinary gains, net$027
Net income$2,831,000959
Minority interest net income$0118
Net income of bank and minority interests.$2,831,000960
Net charge-offs$1,204,0002,000
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,617,4001,020
2009-06-30 (YTD Data)Rank
Total interest income$14,701,0001,213
Total interest expense$5,030,0001,311
Net interest income$9,671,0001,148
Provision for loan and lease losses$750,0002,406
Total noninterest income$3,595,000830
Gross Fiduciary activities income$258,000544
Service charges on deposit accounts$603,0001,414
Trading account gains and fees$0193
Additional Noninterest Income$2,734,000688
Total noninterest expense$10,331,0001,020
Salaries and employee benefits$5,145,000985
Premises and equipment expense$1,358,0001,041
Additional noninterest expense$3,828,0001,005
Pre-tax net operating income$2,185,0001,034
Securities gains (losses)$267,000834
Applicable income taxes$542,0001,011
Income before extraordinary items$1,910,000995
Extraordinary gains, net$021
Net income$1,910,000995
Minority interest net income$0112
Net income of bank and minority interests.$1,910,000995
Net charge-offs$1,098,0001,564
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,701,7401,078
2009-03-31 (YTD Data)Rank
Total interest income$7,408,0001,218
Total interest expense$2,638,0001,306
Net interest income$4,770,0001,156
Provision for loan and lease losses$225,0002,683
Total noninterest income$1,808,000802
Gross Fiduciary activities income$126,000552
Service charges on deposit accounts$290,0001,424
Trading account gains and fees$0171
Additional Noninterest Income$1,392,000662
Total noninterest expense$4,973,0001,014
Salaries and employee benefits$2,500,0001,010
Premises and equipment expense$652,0001,096
Additional noninterest expense$1,821,000911
Pre-tax net operating income$1,380,000922
Securities gains (losses)$266,000551
Applicable income taxes$374,000879
Income before extraordinary items$1,272,000826
Extraordinary gains, net$015
Net income$1,272,000827
Minority interest net income$0102
Net income of bank and minority interests.$1,272,000828
Net charge-offs$266,0001,885
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,067,180944
2008-12-31 (YTD Data)Rank
Total interest income$30,819,0001,246
Total interest expense$12,664,0001,292
Net interest income$18,155,0001,219
Provision for loan and lease losses$700,0003,245
Total noninterest income$4,720,0001,113
Gross Fiduciary activities income$569,000539
Service charges on deposit accounts$1,262,0001,425
Trading account gains and fees$0154
Additional Noninterest Income$2,889,0001,001
Total noninterest expense$19,178,0001,033
Salaries and employee benefits$9,753,0001,022
Premises and equipment expense$2,640,0001,053
Additional noninterest expense$6,785,000942
Pre-tax net operating income$2,997,0001,796
Securities gains (losses)$-5,444,0008,095
Applicable income taxes$-1,428,0007,826
Income before extraordinary items$-1,019,0007,002
Extraordinary gains, net$039
Net income$-1,019,0007,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,018,0001,940
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,465,1601,748
2008-09-30 (YTD Data)Rank
Total interest income$23,227,0001,259
Total interest expense$9,716,0001,310
Net interest income$13,511,0001,248
Provision for loan and lease losses$225,0004,003
Total noninterest income$3,778,0001,093
Gross Fiduciary activities income$445,000536
Service charges on deposit accounts$926,0001,461
Trading account gains and fees$0148
Additional Noninterest Income$2,407,000964
Total noninterest expense$14,008,0001,054
Salaries and employee benefits$7,302,0001,046
Premises and equipment expense$1,941,0001,082
Additional noninterest expense$4,765,000960
Pre-tax net operating income$3,056,0001,592
Securities gains (losses)$-4,897,0008,220
Applicable income taxes$-698,0007,958
Income before extraordinary items$-1,143,0007,573
Extraordinary gains, net$031
Net income$-1,143,0007,572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$447,0002,087
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,991,0801,880
2008-06-30 (YTD Data)Rank
Total interest income$15,280,0001,307
Total interest expense$6,687,0001,315
Net interest income$8,593,0001,298
Provision for loan and lease losses$150,0003,592
Total noninterest income$2,637,0001,060
Gross Fiduciary activities income$290,000554
Service charges on deposit accounts$582,0001,529
Trading account gains and fees$0149
Additional Noninterest Income$1,765,000922
Total noninterest expense$8,776,0001,107
Salaries and employee benefits$4,673,0001,098
Premises and equipment expense$1,245,0001,123
Additional noninterest expense$2,858,0001,047
Pre-tax net operating income$2,304,0001,489
Securities gains (losses)$296,000450
Applicable income taxes$486,0001,639
Income before extraordinary items$2,114,0001,303
Extraordinary gains, net$021
Net income$2,114,0001,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,272
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,874,2401,439
2008-03-31 (YTD Data)Rank
Total interest income$7,759,0001,318
Total interest expense$3,476,0001,347
Net interest income$4,283,0001,298
Provision for loan and lease losses$75,0003,123
Total noninterest income$1,382,0001,032
Gross Fiduciary activities income$143,000573
Service charges on deposit accounts$278,0001,574
Trading account gains and fees$0158
Additional Noninterest Income$961,000884
Total noninterest expense$4,122,0001,174
Salaries and employee benefits$2,325,0001,113
Premises and equipment expense$629,0001,119
Additional noninterest expense$1,168,0001,225
Pre-tax net operating income$1,468,0001,288
Securities gains (losses)$116,000644
Applicable income taxes$282,0001,542
Income before extraordinary items$1,302,0001,157
Extraordinary gains, net$015
Net income$1,302,0001,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0001,966
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,206,8801,208
2007-12-31 (YTD Data)Rank
Total interest income$31,697,0001,349
Total interest expense$15,191,0001,314
Net interest income$16,506,0001,358
Provision for loan and lease losses$330,0003,017
Total noninterest income$4,184,0001,257
Gross Fiduciary activities income$501,000591
Service charges on deposit accounts$1,181,0001,519
Trading account gains and fees$0178
Additional Noninterest Income$2,502,0001,156
Total noninterest expense$16,016,0001,168
Salaries and employee benefits$8,651,0001,158
Premises and equipment expense$2,379,0001,117
Additional noninterest expense$4,986,0001,135
Pre-tax net operating income$4,344,0001,854
Securities gains (losses)$574,000252
Applicable income taxes$890,0002,005
Income before extraordinary items$4,028,0001,580
Extraordinary gains, net$039
Net income$4,028,0001,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$553,0001,576
Cash dividends$100,0005,341
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,557,3201,755
2007-09-30 (YTD Data)Rank
Total interest income$23,819,0001,352
Total interest expense$11,475,0001,303
Net interest income$12,344,0001,366
Provision for loan and lease losses$330,0002,168
Total noninterest income$3,280,0001,204
Gross Fiduciary activities income$368,000587
Service charges on deposit accounts$860,0001,533
Trading account gains and fees$0184
Additional Noninterest Income$2,052,0001,088
Total noninterest expense$12,042,0001,161
Salaries and employee benefits$6,601,0001,141
Premises and equipment expense$1,779,0001,122
Additional noninterest expense$3,662,0001,129
Pre-tax net operating income$3,252,0001,969
Securities gains (losses)$349,000284
Applicable income taxes$591,0002,312
Income before extraordinary items$3,010,0001,690
Extraordinary gains, net$033
Net income$3,010,0001,689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$391,0001,278
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,716,8401,849
2007-06-30 (YTD Data)Rank
Total interest income$15,943,0001,344
Total interest expense$7,774,0001,288
Net interest income$8,169,0001,398
Provision for loan and lease losses$330,0001,431
Total noninterest income$2,105,0001,276
Gross Fiduciary activities income$239,000605
Service charges on deposit accounts$546,0001,613
Trading account gains and fees$0168
Additional Noninterest Income$1,320,0001,152
Total noninterest expense$8,163,0001,156
Salaries and employee benefits$4,406,0001,159
Premises and equipment expense$1,241,0001,079
Additional noninterest expense$2,516,0001,109
Pre-tax net operating income$1,781,0002,356
Securities gains (losses)$276,000267
Applicable income taxes$264,0002,896
Income before extraordinary items$1,793,0001,925
Extraordinary gains, net$029
Net income$1,793,0001,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0001,103
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,552,8802,140
2007-03-31 (YTD Data)Rank
Total interest income$7,907,0001,350
Total interest expense$3,940,0001,250
Net interest income$3,967,0001,444
Provision for loan and lease losses$165,0001,333
Total noninterest income$943,0001,367
Gross Fiduciary activities income$116,000625
Service charges on deposit accounts$259,0001,664
Trading account gains and fees$0195
Additional Noninterest Income$568,0001,245
Total noninterest expense$4,069,0001,152
Salaries and employee benefits$2,244,0001,150
Premises and equipment expense$635,0001,044
Additional noninterest expense$1,190,0001,145
Pre-tax net operating income$676,0002,866
Securities gains (losses)$01,187
Applicable income taxes$49,0004,153
Income before extraordinary items$627,0002,543
Extraordinary gains, net$022
Net income$627,0002,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0001,177
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$627,0002,515
2006-12-31 (YTD Data)Rank
Total interest income$27,142,0001,470
Total interest expense$11,922,0001,409
Net interest income$15,220,0001,501
Provision for loan and lease losses$969,0001,066
Total noninterest income$4,020,0001,293
Gross Fiduciary activities income$423,000619
Service charges on deposit accounts$932,0001,855
Trading account gains and fees$0130
Additional Noninterest Income$2,665,0001,085
Total noninterest expense$14,822,0001,213
Salaries and employee benefits$8,281,0001,178
Premises and equipment expense$2,078,0001,246
Additional noninterest expense$4,463,0001,193
Pre-tax net operating income$3,449,0002,513
Securities gains (losses)$374,000288
Applicable income taxes$941,0002,287
Income before extraordinary items$2,882,0002,344
Extraordinary gains, net$051
Net income$2,882,0002,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$276,0001,787
Cash dividends$18,300,000252
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,601,5002,507
2006-09-30 (YTD Data)Rank
Total interest income$19,258,0001,545
Total interest expense$8,107,0001,510
Net interest income$11,151,0001,554
Provision for loan and lease losses$405,0001,679
Total noninterest income$2,346,0001,573
Gross Fiduciary activities income$313,000618
Service charges on deposit accounts$654,0001,962
Trading account gains and fees$0126
Additional Noninterest Income$1,379,0001,445
Total noninterest expense$10,356,0001,307
Salaries and employee benefits$5,927,0001,245
Premises and equipment expense$1,494,0001,303
Additional noninterest expense$2,935,0001,357
Pre-tax net operating income$2,736,0002,484
Securities gains (losses)$332,000262
Applicable income taxes$764,0002,268
Income before extraordinary items$2,304,0002,301
Extraordinary gains, net$045
Net income$2,304,0002,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0001,335
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,055,0002,494
2006-06-30 (YTD Data)Rank
Total interest income$12,429,0001,567
Total interest expense$5,175,0001,506
Net interest income$7,254,0001,596
Provision for loan and lease losses$270,0001,643
Total noninterest income$1,495,0001,645
Gross Fiduciary activities income$207,000630
Service charges on deposit accounts$424,0002,000
Trading account gains and fees$0126
Additional Noninterest Income$864,0001,508
Total noninterest expense$6,909,0001,319
Salaries and employee benefits$3,957,0001,253
Premises and equipment expense$1,023,0001,274
Additional noninterest expense$1,929,0001,381
Pre-tax net operating income$1,570,0002,791
Securities gains (losses)$214,000258
Applicable income taxes$413,0002,574
Income before extraordinary items$1,371,0002,514
Extraordinary gains, net$039
Net income$1,371,0002,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0001,305
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,206,2202,772
2006-03-31 (YTD Data)Rank
Total interest income$6,172,0001,540
Total interest expense$2,466,0001,493
Net interest income$3,706,0001,542
Provision for loan and lease losses$135,0001,590
Total noninterest income$623,0001,869
Gross Fiduciary activities income$102,000639
Service charges on deposit accounts$202,0002,024
Trading account gains and fees$0115
Additional Noninterest Income$319,0001,847
Total noninterest expense$3,460,0001,316
Salaries and employee benefits$1,992,0001,247
Premises and equipment expense$515,0001,265
Additional noninterest expense$953,0001,383
Pre-tax net operating income$734,0002,881
Securities gains (losses)$211,000175
Applicable income taxes$203,0002,586
Income before extraordinary items$742,0002,348
Extraordinary gains, net$021
Net income$742,0002,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0001,568
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$575,3102,816
2005-12-31 (YTD Data)Rank
Total interest income$22,281,0001,497
Total interest expense$7,540,0001,503
Net interest income$14,741,0001,486
Provision for loan and lease losses$660,0001,506
Total noninterest income$3,180,0001,532
Gross Fiduciary activities income$380,000641
Service charges on deposit accounts$750,0002,223
Trading account gains and fees$0138
Additional Noninterest Income$2,050,0001,341
Total noninterest expense$13,278,0001,297
Salaries and employee benefits$7,604,0001,217
Premises and equipment expense$1,896,0001,299
Additional noninterest expense$3,778,0001,351
Pre-tax net operating income$3,983,0002,228
Securities gains (losses)$317,000398
Applicable income taxes$1,180,0002,031
Income before extraordinary items$3,120,0002,171
Extraordinary gains, net$046
Net income$3,120,0002,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$296,0001,750
Cash dividends$100,0005,466
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,888,5902,292
2005-09-30 (YTD Data)Rank
Total interest income$16,323,0001,487
Total interest expense$5,330,0001,499
Net interest income$10,993,0001,477
Provision for loan and lease losses$540,0001,309
Total noninterest income$2,221,0001,628
Gross Fiduciary activities income$277,000641
Service charges on deposit accounts$525,0002,340
Trading account gains and fees$0126
Additional Noninterest Income$1,419,0001,415
Total noninterest expense$9,819,0001,306
Salaries and employee benefits$5,512,0001,247
Premises and equipment expense$1,465,0001,244
Additional noninterest expense$2,842,0001,343
Pre-tax net operating income$2,855,0002,324
Securities gains (losses)$384,000319
Applicable income taxes$871,0002,083
Income before extraordinary items$2,368,0002,167
Extraordinary gains, net$035
Net income$2,368,0002,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0002,320
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,087,6802,379
2005-06-30 (YTD Data)Rank
Total interest income$10,568,0001,491
Total interest expense$3,347,0001,506
Net interest income$7,221,0001,476
Provision for loan and lease losses$420,0001,135
Total noninterest income$1,349,0001,759
Gross Fiduciary activities income$180,000655
Service charges on deposit accounts$323,0002,470
Trading account gains and fees$0116
Additional Noninterest Income$846,0001,514
Total noninterest expense$6,466,0001,311
Salaries and employee benefits$3,681,0001,236
Premises and equipment expense$989,0001,218
Additional noninterest expense$1,796,0001,392
Pre-tax net operating income$1,684,0002,500
Securities gains (losses)$243,000368
Applicable income taxes$487,0002,309
Income before extraordinary items$1,440,0002,300
Extraordinary gains, net$030
Net income$1,440,0002,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0002,562
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,257,7502,514
2005-03-31 (YTD Data)Rank
Total interest income$5,224,0001,477
Total interest expense$1,586,0001,511
Net interest income$3,638,0001,449
Provision for loan and lease losses$210,0001,084
Total noninterest income$534,0002,043
Gross Fiduciary activities income$88,000670
Service charges on deposit accounts$141,0002,681
Trading account gains and fees$0115
Additional Noninterest Income$305,0001,878
Total noninterest expense$3,147,0001,355
Salaries and employee benefits$1,839,0001,248
Premises and equipment expense$500,0001,210
Additional noninterest expense$808,0001,537
Pre-tax net operating income$815,0002,535
Securities gains (losses)$226,000229
Applicable income taxes$205,0002,551
Income before extraordinary items$836,0002,011
Extraordinary gains, net$024
Net income$836,0002,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,504
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$655,2002,400
2004-12-31 (YTD Data)Rank
Total interest income$20,310,0001,407
Total interest expense$6,211,0001,327
Net interest income$14,099,0001,430
Provision for loan and lease losses$630,0001,578
Total noninterest income$3,034,0001,582
Gross Fiduciary activities income$278,000711
Service charges on deposit accounts$663,0002,498
Trading account gains and fees$0138
Additional Noninterest Income$2,093,0001,274
Total noninterest expense$12,477,0001,320
Salaries and employee benefits$7,067,0001,240
Premises and equipment expense$1,953,0001,175
Additional noninterest expense$3,457,0001,438
Pre-tax net operating income$4,026,0002,053
Securities gains (losses)$346,000578
Applicable income taxes$1,197,0001,902
Income before extraordinary items$3,175,0001,974
Extraordinary gains, net$034
Net income$3,175,0001,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$378,0001,663
Cash dividends$100,0005,470
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,922,4202,078
2004-09-30 (YTD Data)Rank
Total interest income$15,089,0001,403
Total interest expense$4,619,0001,300
Net interest income$10,470,0001,431
Provision for loan and lease losses$450,0001,575
Total noninterest income$2,341,0001,552
Gross Fiduciary activities income$202,000721
Service charges on deposit accounts$490,0002,542
Trading account gains and fees$0134
Additional Noninterest Income$1,649,0001,228
Total noninterest expense$9,420,0001,307
Salaries and employee benefits$5,238,0001,258
Premises and equipment expense$1,473,0001,174
Additional noninterest expense$2,709,0001,367
Pre-tax net operating income$2,941,0002,106
Securities gains (losses)$343,000541
Applicable income taxes$938,0001,880
Income before extraordinary items$2,346,0002,005
Extraordinary gains, net$026
Net income$2,346,0002,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$345,0001,309
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,102,4702,167
2004-06-30 (YTD Data)Rank
Total interest income$10,069,0001,379
Total interest expense$3,067,0001,292
Net interest income$7,002,0001,412
Provision for loan and lease losses$270,0001,719
Total noninterest income$1,824,0001,377
Gross Fiduciary activities income$133,000727
Service charges on deposit accounts$315,0002,615
Trading account gains and fees$0130
Additional Noninterest Income$1,376,0001,053
Total noninterest expense$6,362,0001,284
Salaries and employee benefits$3,455,0001,264
Premises and equipment expense$993,0001,169
Additional noninterest expense$1,914,0001,273
Pre-tax net operating income$2,194,0001,892
Securities gains (losses)$96,0001,057
Applicable income taxes$643,0001,830
Income before extraordinary items$1,647,0001,906
Extraordinary gains, net$021
Net income$1,647,0001,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,0001,139
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,577,8801,934
2004-03-31 (YTD Data)Rank
Total interest income$4,992,0001,394
Total interest expense$1,541,0001,293
Net interest income$3,451,0001,440
Provision for loan and lease losses$135,0001,665
Total noninterest income$668,0001,726
Gross Fiduciary activities income$64,000751
Service charges on deposit accounts$151,0002,665
Trading account gains and fees$0121
Additional Noninterest Income$453,0001,390
Total noninterest expense$3,017,0001,362
Salaries and employee benefits$1,715,0001,288
Premises and equipment expense$481,0001,214
Additional noninterest expense$821,0001,465
Pre-tax net operating income$967,0002,068
Securities gains (losses)$42,0001,294
Applicable income taxes$250,0002,201
Income before extraordinary items$759,0002,028
Extraordinary gains, net$016
Net income$759,0002,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0001,104
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$727,5002,020
2003-12-31 (YTD Data)Rank
Total interest income$20,101,0001,423
Total interest expense$6,764,0001,307
Net interest income$13,337,0001,453
Provision for loan and lease losses$480,0002,232
Total noninterest income$4,046,0001,324
Gross Fiduciary activities income$221,000778
Service charges on deposit accounts$614,0002,651
Trading account gains and fees$0160
Additional Noninterest Income$3,211,0001,035
Total noninterest expense$13,155,0001,229
Salaries and employee benefits$6,955,0001,227
Premises and equipment expense$1,876,0001,197
Additional noninterest expense$4,324,0001,169
Pre-tax net operating income$3,748,0002,079
Securities gains (losses)$705,000605
Applicable income taxes$1,201,0001,936
Income before extraordinary items$3,252,0001,905
Extraordinary gains, net$054
Net income$3,252,0001,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0002,706
Cash dividends$100,0005,525
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,737,3502,114
2003-09-30 (YTD Data)Rank
Total interest income$14,813,0001,479
Total interest expense$5,166,0001,346
Net interest income$9,647,0001,525
Provision for loan and lease losses$360,0002,185
Total noninterest income$3,532,0001,207
Gross Fiduciary activities income$162,000780
Service charges on deposit accounts$443,0002,730
Trading account gains and fees$0153
Additional Noninterest Income$2,927,000937
Total noninterest expense$9,789,0001,250
Salaries and employee benefits$5,206,0001,247
Premises and equipment expense$1,423,0001,202
Additional noninterest expense$3,160,0001,199
Pre-tax net operating income$3,030,0002,034
Securities gains (losses)$589,000613
Applicable income taxes$922,0001,982
Income before extraordinary items$2,697,0001,796
Extraordinary gains, net$040
Net income$2,697,0001,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0002,633
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,255,2501,985
2003-06-30 (YTD Data)Rank
Total interest income$9,875,0001,497
Total interest expense$3,541,0001,359
Net interest income$6,334,0001,539
Provision for loan and lease losses$240,0002,189
Total noninterest income$2,118,0001,316
Gross Fiduciary activities income$100,000812
Service charges on deposit accounts$289,0002,734
Trading account gains and fees$0150
Additional Noninterest Income$1,729,0001,012
Total noninterest expense$6,411,0001,276
Salaries and employee benefits$3,417,0001,265
Premises and equipment expense$976,0001,174
Additional noninterest expense$2,018,0001,238
Pre-tax net operating income$1,801,0002,239
Securities gains (losses)$366,000709
Applicable income taxes$521,0002,252
Income before extraordinary items$1,646,0001,933
Extraordinary gains, net$030
Net income$1,646,0001,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0002,688
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,367,8402,161
2003-03-31 (YTD Data)Rank
Total interest income$4,922,0001,515
Total interest expense$1,787,0001,372
Net interest income$3,135,0001,555
Provision for loan and lease losses$120,0002,030
Total noninterest income$1,099,0001,255
Gross Fiduciary activities income$48,000820
Service charges on deposit accounts$137,0002,770
Trading account gains and fees$0134
Additional Noninterest Income$914,000951
Total noninterest expense$3,231,0001,250
Salaries and employee benefits$1,708,0001,264
Premises and equipment expense$499,0001,159
Additional noninterest expense$1,024,0001,193
Pre-tax net operating income$883,0002,275
Securities gains (losses)$228,000610
Applicable income taxes$235,0002,426
Income before extraordinary items$876,0001,805
Extraordinary gains, net$021
Net income$876,0001,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0002,069
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$695,8802,086
2002-12-31 (YTD Data)Rank
Total interest income$20,744,0001,485
Total interest expense$8,165,0001,377
Net interest income$12,579,0001,541
Provision for loan and lease losses$420,0002,722
Total noninterest income$3,208,0001,490
Gross Fiduciary activities income$191,000845
Service charges on deposit accounts$579,0002,635
Trading account gains and fees$0153
Additional Noninterest Income$2,438,0001,144
Total noninterest expense$11,984,0001,283
Salaries and employee benefits$6,245,0001,310
Premises and equipment expense$1,877,0001,181
Additional noninterest expense$3,862,0001,249
Pre-tax net operating income$3,383,0002,268
Securities gains (losses)$-1,630,0009,326
Applicable income taxes$448,0003,667
Income before extraordinary items$1,305,0003,877
Extraordinary gains, net$070
Net income$1,305,0003,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$303,0002,348
Cash dividends$100,0005,540
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,511,2002,264
2001-12-31 (YTD Data)Rank
Total interest income$21,562,0001,575
Total interest expense$10,963,0001,476
Net interest income$10,599,0001,685
Provision for loan and lease losses$360,0002,816
Total noninterest income$2,190,0001,877
Gross Fiduciary activities income$124,000948
Service charges on deposit accounts$502,0002,830
Trading account gains and fees$0177
Additional Noninterest Income$1,564,0001,478
Total noninterest expense$10,273,0001,429
Salaries and employee benefits$5,475,0001,375
Premises and equipment expense$1,656,0001,294
Additional noninterest expense$3,142,0001,481
Pre-tax net operating income$2,156,0003,009
Securities gains (losses)$150,0001,408
Applicable income taxes$562,0003,097
Income before extraordinary items$1,744,0002,869
Extraordinary gains, net$0105
Net income$1,744,0002,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0002,738
Cash dividends$100,0005,729
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,630,0002,933
2000-12-31 (YTD Data)Rank
Total interest income$21,636,0001,596
Total interest expense$11,650,0001,480
Net interest income$9,986,0001,759
Provision for loan and lease losses$570,0001,692
Total noninterest income$1,121,0002,904
Gross Fiduciary activities income$76,000986
Service charges on deposit accounts$642,0002,156
Trading account gains and fees$0180
Additional Noninterest Income$403,0003,325
Total noninterest expense$8,275,0001,687
Salaries and employee benefits$4,362,0001,634
Premises and equipment expense$1,361,0001,523
Additional noninterest expense$2,552,0001,740
Pre-tax net operating income$2,262,0003,024
Securities gains (losses)$539,000254
Applicable income taxes$719,0002,728
Income before extraordinary items$2,082,0002,465
Extraordinary gains, net$038
Net income$2,082,0002,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$596,0001,091
Cash dividends$100,0005,913
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,683,1402,946
1999-12-31 (YTD Data)Rank
Total interest income$20,551,0001,585
Total interest expense$10,302,0001,458
Net interest income$10,249,0001,698
Provision for loan and lease losses$420,0002,015
Total noninterest income$986,0003,123
Gross Fiduciary activities income$39,0001,136
Service charges on deposit accounts$612,0002,176
Trading account gains and fees$0173
Additional Noninterest Income$335,0003,768
Total noninterest expense$7,509,0001,847
Salaries and employee benefits$3,936,0001,755
Premises and equipment expense$1,285,0001,593
Additional noninterest expense$2,288,0001,904
Pre-tax net operating income$3,306,0002,214
Securities gains (losses)$567,000320
Applicable income taxes$1,050,0002,138
Income before extraordinary items$2,823,0001,878
Extraordinary gains, net$035
Net income$2,823,0001,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0002,289
Cash dividends$2,900,0001,007
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,409,0902,142
1998-12-31 (YTD Data)Rank
Total interest income$20,403,0001,594
Total interest expense$10,626,0001,441
Net interest income$9,777,0001,744
Provision for loan and lease losses$420,0001,980
Total noninterest income$922,0003,266
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$556,0002,320
Trading account gains and fees$0224
Additional Noninterest Income$366,0003,612
Total noninterest expense$8,366,0001,588
Salaries and employee benefits$4,625,0001,422
Premises and equipment expense$1,287,0001,524
Additional noninterest expense$2,454,0001,737
Pre-tax net operating income$1,913,0003,453
Securities gains (losses)$847,000422
Applicable income taxes$688,0003,071
Income before extraordinary items$2,072,0002,473
Extraordinary gains, net$032
Net income$2,072,0002,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$416,0001,462
Cash dividends$100,0006,234
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,436,7503,277
1997-12-31 (YTD Data)Rank
Total interest income$19,731,0001,672
Total interest expense$10,571,0001,473
Net interest income$9,160,0001,905
Provision for loan and lease losses$340,0002,366
Total noninterest income$931,0003,229
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$455,0002,870
Trading account gains and fees$0239
Additional Noninterest Income$476,0002,929
Total noninterest expense$6,707,0001,923
Salaries and employee benefits$3,593,0001,817
Premises and equipment expense$1,195,0001,637
Additional noninterest expense$1,919,0002,180
Pre-tax net operating income$3,044,0002,462
Securities gains (losses)$452,000450
Applicable income taxes$950,0002,541
Income before extraordinary items$2,546,0002,079
Extraordinary gains, net$044
Net income$2,546,0002,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$319,0001,879
Cash dividends$100,0006,450
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,216,0402,297
1996-12-31 (YTD Data)Rank
Total interest income$19,171,0001,760
Total interest expense$10,673,0001,506
Net interest income$8,498,0002,108
Provision for loan and lease losses$120,0004,568
Total noninterest income$700,0004,113
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$396,0003,362
Trading account gains and fees$0262
Additional Noninterest Income$304,0004,040
Total noninterest expense$6,289,0002,187
Salaries and employee benefits$3,423,0001,923
Premises and equipment expense$1,117,0001,797
Additional noninterest expense$1,749,0002,766
Pre-tax net operating income$2,789,0002,520
Securities gains (losses)$301,000550
Applicable income taxes$943,0002,480
Income before extraordinary items$2,147,0002,289
Extraordinary gains, net$053
Net income$2,147,0002,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$352,0001,845
Cash dividends$135,0006,228
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,939,3102,471
1995-12-31 (YTD Data)Rank
Total interest income$17,698,0001,919
Total interest expense$9,851,0001,612
Net interest income$7,847,0002,294
Provision for loan and lease losses$180,0003,223
Total noninterest income$647,0004,331
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$390,0003,439
Trading account gains and fees$0522
Additional Noninterest Income$257,0004,403
Total noninterest expense$6,075,0002,239
Salaries and employee benefits$3,112,0002,130
Premises and equipment expense$1,016,0001,989
Additional noninterest expense$1,947,0002,453
Pre-tax net operating income$2,239,0003,165
Securities gains (losses)$312,000497
Applicable income taxes$727,0003,135
Income before extraordinary items$1,824,0002,707
Extraordinary gains, net$065
Net income$1,824,0002,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0002,571
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,599,3603,032
1994-12-31 (YTD Data)Rank
Total interest income$15,400,0002,006
Total interest expense$7,644,0001,646
Net interest income$7,756,0002,319
Provision for loan and lease losses$355,0002,008
Total noninterest income$766,0003,852
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$383,0003,530
Trading account gains and fees$0475
Additional Noninterest Income$383,0003,502
Total noninterest expense$5,380,0002,588
Salaries and employee benefits$2,739,0002,446
Premises and equipment expense$808,0002,507
Additional noninterest expense$1,833,0002,778
Pre-tax net operating income$2,787,0002,537
Securities gains (losses)$177,000535
Applicable income taxes$875,0002,564
Income before extraordinary items$2,089,0002,324
Extraordinary gains, net$0249
Net income$2,089,0002,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0002,982
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,965,1002,493
1993-12-31 (YTD Data)Rank
Total interest income$15,570,0002,019
Total interest expense$8,122,0001,623
Net interest income$7,448,0002,407
Provision for loan and lease losses$600,0001,833
Total noninterest income$568,0005,141
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$327,0004,113
Trading account gains and fees$0532
Additional Noninterest Income$241,0005,104
Total noninterest expense$5,080,0002,818
Salaries and employee benefits$2,590,0002,558
Premises and equipment expense$772,0002,645
Additional noninterest expense$1,718,0003,100
Pre-tax net operating income$2,336,0002,889
Securities gains (losses)$279,0001,367
Applicable income taxes$943,0002,408
Income before extraordinary items$1,672,0002,925
Extraordinary gains, net$-84,00012,878
Net income$1,588,0003,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0003,107
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,493,4403,089
1992-12-31 (YTD Data)Rank
Total interest income$17,223,0002,054
Total interest expense$10,471,0001,653
Net interest income$6,752,0002,697
Provision for loan and lease losses$900,0001,967
Total noninterest income$416,0006,396
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$269,0004,842
Trading account gains and fees$0504
Additional Noninterest Income$147,0006,714
Total noninterest expense$4,680,0003,047
Salaries and employee benefits$2,298,0002,830
Premises and equipment expense$829,0002,494
Additional noninterest expense$1,553,0003,494
Pre-tax net operating income$1,588,0003,840
Securities gains (losses)$354,0001,388
Applicable income taxes$742,0002,803
Income before extraordinary items$1,200,0003,810
Extraordinary gains, net$01,422
Net income$1,200,0003,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$347,0003,073
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$973,4404,289

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.