Home > Passumpsic Savings Bank > Net charge- offs to loans

Passumpsic Savings Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0930%955
Percentage Net Loans Charged-off: Total real estate loans0.0757%290
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate-0.0091%4,200
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0953%162
Percentage Net Loans Charged-off: Home equity loans0.1292%88
All other 1-4 family - Percent of loans charged-off, net0.0944%161
Percentage Net Loans Charged-off: Commercial and industrial-0.1504%4,348
Percentage Net Loans Charged-off: Loans to individuals0.7692%863
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.7692%749
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1101%723
Percentage Net Loans Charged-off: Total real estate loans0.0947%198
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0121%4,271
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.1195%120
Percentage Net Loans Charged-off: Home equity loans0.1709%69
All other 1-4 family - Percent of loans charged-off, net0.1181%127
Percentage Net Loans Charged-off: Commercial and industrial0.0724%1,007
Percentage Net Loans Charged-off: Loans to individuals0.5563%990
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.5563%929
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1426%535
Percentage Net Loans Charged-off: Total real estate loans0.1451%105
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate-0.0101%4,296
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.1817%85
Percentage Net Loans Charged-off: Home equity loans0.2547%41
All other 1-4 family - Percent of loans charged-off, net0.1796%84
Percentage Net Loans Charged-off: Commercial and industrial0.1070%794
Percentage Net Loans Charged-off: Loans to individuals0.2459%1,465
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.2459%1,431
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2539%300
Percentage Net Loans Charged-off: Total real estate loans0.2958%51
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate-0.0122%4,373
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.3693%41
Percentage Net Loans Charged-off: Home equity loans0.4983%20
All other 1-4 family - Percent of loans charged-off, net0.3654%41
Percentage Net Loans Charged-off: Commercial and industrial0.2145%403
Percentage Net Loans Charged-off: Loans to individuals-0.3606%4,487
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual-0.3606%4,487
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0765%881
Percentage Net Loans Charged-off: Total real estate loans-0.0072%3,707
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0092%4,147
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0068%3,738
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.0070%3,799
Percentage Net Loans Charged-off: Commercial and industrial0.0471%1,059
Percentage Net Loans Charged-off: Loans to individuals1.9426%249
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual1.9426%232
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0728%785
Percentage Net Loans Charged-off: Total real estate loans-0.0086%3,763
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate-0.0082%4,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0088%3,800
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0091%3,869
Percentage Net Loans Charged-off: Commercial and industrial0.0619%786
Percentage Net Loans Charged-off: Loans to individuals1.7988%246
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual1.7988%227
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0980%599
Percentage Net Loans Charged-off: Total real estate loans-0.0119%3,820
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.0063%4,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0133%3,841
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0138%3,895
Percentage Net Loans Charged-off: Commercial and industrial0.0924%574
Percentage Net Loans Charged-off: Loans to individuals2.2989%190
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.2989%170
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0128%1,301
Percentage Net Loans Charged-off: Total real estate loans-0.0016%3,351
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate-0.0084%4,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0000%390
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0000%357
Percentage Net Loans Charged-off: Commercial and industrial0.0000%640
Percentage Net Loans Charged-off: Loans to individuals0.2954%1,118
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2954%1,038
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0718%1,074
Percentage Net Loans Charged-off: Total real estate loans0.0304%727
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.1425%294
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,013
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net0.0000%983
Percentage Net Loans Charged-off: Commercial and industrial0.0268%1,296
Percentage Net Loans Charged-off: Loans to individuals0.6541%665
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6541%594
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0698%951
Percentage Net Loans Charged-off: Total real estate loans0.0417%580
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.1890%217
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0000%889
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net0.0000%854
Percentage Net Loans Charged-off: Commercial and industrial0.0329%1,054
Percentage Net Loans Charged-off: Loans to individuals0.4584%818
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4584%728
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0149%1,650
Percentage Net Loans Charged-off: Total real estate loans-0.0018%3,437
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.0079%4,289
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0000%792
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.0000%755
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,104
Percentage Net Loans Charged-off: Loans to individuals0.2056%1,278
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2056%1,164
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0459%1,025
Percentage Net Loans Charged-off: Total real estate loans-0.0019%3,518
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-0.0079%4,390
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0000%564
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial0.0000%814
Percentage Net Loans Charged-off: Loans to individuals0.5544%740
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5544%664
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1093%1,378
Percentage Net Loans Charged-off: Total real estate loans0.0556%932
Percentage Net Loans Charged-off:Construction & development-0.0331%4,281
Percentage Net Loans Charged-off: Commercial real estate0.2455%352
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0170%4,205
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net-0.0186%4,247
Percentage Net Loans Charged-off: Commercial and industrial0.1157%1,403
Percentage Net Loans Charged-off: Loans to individuals0.5035%1,209
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5035%1,107
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0896%1,410
Percentage Net Loans Charged-off: Total real estate loans0.0412%893
Percentage Net Loans Charged-off:Construction & development-0.0427%4,354
Percentage Net Loans Charged-off: Commercial real estate0.2045%307
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0229%4,344
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net-0.0251%4,384
Percentage Net Loans Charged-off: Commercial and industrial0.0514%1,457
Percentage Net Loans Charged-off: Loans to individuals0.4590%1,247
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4590%1,134
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1449%995
Percentage Net Loans Charged-off: Total real estate loans0.0896%537
Percentage Net Loans Charged-off:Construction & development0.5722%55
Percentage Net Loans Charged-off: Commercial real estate0.2853%226
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,154
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net0.0000%1,087
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,576
Percentage Net Loans Charged-off: Loans to individuals0.6259%1,047
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6259%936
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1842%733
Percentage Net Loans Charged-off: Total real estate loans0.1654%289
Percentage Net Loans Charged-off:Construction & development-0.1164%4,530
Percentage Net Loans Charged-off: Commercial real estate0.5900%96
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0000%861
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0000%803
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals0.4263%1,369
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4263%1,276
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2991%700
Percentage Net Loans Charged-off: Total real estate loans0.1032%709
Percentage Net Loans Charged-off:Construction & development-0.2274%4,605
Percentage Net Loans Charged-off: Commercial real estate0.1082%574
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1122%606
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.1241%546
Percentage Net Loans Charged-off: Commercial and industrial-0.0035%3,892
Percentage Net Loans Charged-off: Loans to individuals1.4973%489
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.4973%432
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3086%566
Percentage Net Loans Charged-off: Total real estate loans0.0702%782
Percentage Net Loans Charged-off:Construction & development-0.0163%4,356
Percentage Net Loans Charged-off: Commercial real estate-0.0095%4,515
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.1058%548
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.1171%490
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,875
Percentage Net Loans Charged-off: Loans to individuals1.7013%402
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7013%353
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3381%504
Percentage Net Loans Charged-off: Total real estate loans0.0927%589
Percentage Net Loans Charged-off:Construction & development-0.0250%4,464
Percentage Net Loans Charged-off: Commercial real estate-0.0089%4,599
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1396%417
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.1551%382
Percentage Net Loans Charged-off: Commercial and industrial-0.0071%3,820
Percentage Net Loans Charged-off: Loans to individuals1.7371%390
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7371%339
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4655%331
Percentage Net Loans Charged-off: Total real estate loans0.0277%817
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0327%4,959
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0539%606
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0601%536
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals2.7969%229
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.7969%204
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1743%1,107
Percentage Net Loans Charged-off: Total real estate loans0.0903%824
Percentage Net Loans Charged-off:Construction & development-0.4401%4,838
Percentage Net Loans Charged-off: Commercial real estate0.2483%348
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0478%1,259
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.0535%1,153
Percentage Net Loans Charged-off: Commercial and industrial-0.0629%4,486
Percentage Net Loans Charged-off: Loans to individuals0.7383%1,128
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7383%1,027
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1923%869
Percentage Net Loans Charged-off: Total real estate loans0.1263%508
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.3408%203
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0517%1,053
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.0579%964
Percentage Net Loans Charged-off: Commercial and industrial0.0371%1,652
Percentage Net Loans Charged-off: Loans to individuals0.6461%1,163
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6461%1,053
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1671%931
Percentage Net Loans Charged-off: Total real estate loans0.1063%530
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.2165%237
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0699%804
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.0783%727
Percentage Net Loans Charged-off: Commercial and industrial0.0551%1,318
Percentage Net Loans Charged-off: Loans to individuals0.5909%1,172
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5909%1,065
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2094%710
Percentage Net Loans Charged-off: Total real estate loans0.1486%359
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.4674%110
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0371%842
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0416%748
Percentage Net Loans Charged-off: Commercial and industrial0.1106%821
Percentage Net Loans Charged-off: Loans to individuals0.6579%1,133
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6579%1,031
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1566%1,553
Percentage Net Loans Charged-off: Total real estate loans0.0385%1,694
Percentage Net Loans Charged-off:Construction & development-0.4819%5,049
Percentage Net Loans Charged-off: Commercial real estate0.0458%942
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0518%1,524
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.0580%1,385
Percentage Net Loans Charged-off: Commercial and industrial0.5000%980
Percentage Net Loans Charged-off: Loans to individuals0.7668%1,194
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7668%1,083
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0921%1,866
Percentage Net Loans Charged-off: Total real estate loans-0.0087%4,513
Percentage Net Loans Charged-off:Construction & development-0.1457%4,881
Percentage Net Loans Charged-off: Commercial real estate-0.1746%5,411
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0559%1,325
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.0626%1,214
Percentage Net Loans Charged-off: Commercial and industrial-0.0469%4,547
Percentage Net Loans Charged-off: Loans to individuals0.8265%1,017
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8265%917
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0604%2,064
Percentage Net Loans Charged-off: Total real estate loans-0.0686%5,303
Percentage Net Loans Charged-off:Construction & development-0.2192%4,986
Percentage Net Loans Charged-off: Commercial real estate-0.2536%5,510
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0029%1,790
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net0.0032%1,680
Percentage Net Loans Charged-off: Commercial and industrial0.0505%1,471
Percentage Net Loans Charged-off: Loans to individuals0.9123%885
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9123%790
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0605%1,727
Percentage Net Loans Charged-off: Total real estate loans-0.1314%5,566
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.5079%5,644
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,343
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net0.0000%1,248
Percentage Net Loans Charged-off: Commercial and industrial0.1135%853
Percentage Net Loans Charged-off: Loans to individuals1.2925%626
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2925%546
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1469%1,795
Percentage Net Loans Charged-off: Total real estate loans0.0907%1,323
Percentage Net Loans Charged-off:Construction & development-0.1548%5,010
Percentage Net Loans Charged-off: Commercial real estate-0.0252%5,140
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.1468%1,022
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.1655%906
Percentage Net Loans Charged-off: Commercial and industrial-0.0032%4,249
Percentage Net Loans Charged-off: Loans to individuals0.6423%1,499
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6423%1,381
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1533%1,467
Percentage Net Loans Charged-off: Total real estate loans0.0858%1,160
Percentage Net Loans Charged-off:Construction & development-0.1914%5,092
Percentage Net Loans Charged-off: Commercial real estate-0.0109%4,999
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.1378%974
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.1557%864
Percentage Net Loans Charged-off: Commercial and industrial-0.0042%4,152
Percentage Net Loans Charged-off: Loans to individuals0.7333%1,153
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7333%1,050
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1739%1,303
Percentage Net Loans Charged-off: Total real estate loans0.1319%846
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.1941%758
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.2206%666
Percentage Net Loans Charged-off: Commercial and industrial-0.0065%4,170
Percentage Net Loans Charged-off: Loans to individuals0.5943%1,318
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5943%1,193
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1663%1,139
Percentage Net Loans Charged-off: Total real estate loans0.0682%1,032
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.1016%928
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.1160%826
Percentage Net Loans Charged-off: Commercial and industrial-0.0550%4,802
Percentage Net Loans Charged-off: Loans to individuals1.0065%802
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0065%712
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3778%765
Percentage Net Loans Charged-off: Total real estate loans0.2480%765
Percentage Net Loans Charged-off:Construction & development-0.1446%5,105
Percentage Net Loans Charged-off: Commercial real estate0.1673%841
Percentage Net Loans Charged-off: Multi-family residential1.4877%73
Percentage Net Loans Charged-off: 1-4 family residential0.2721%805
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.3132%688
Percentage Net Loans Charged-off: Commercial and industrial0.1656%1,676
Percentage Net Loans Charged-off: Loans to individuals1.3971%513
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3971%452
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2926%910
Percentage Net Loans Charged-off: Total real estate loans0.1432%1,158
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.0027%1,388
Percentage Net Loans Charged-off: Multi-family residential-0.0778%4,842
Percentage Net Loans Charged-off: 1-4 family residential0.2148%948
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.2476%818
Percentage Net Loans Charged-off: Commercial and industrial0.2282%1,236
Percentage Net Loans Charged-off: Loans to individuals1.3268%490
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3268%431
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2500%1,040
Percentage Net Loans Charged-off: Total real estate loans0.0812%1,582
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.0833%818
Percentage Net Loans Charged-off: Multi-family residential-0.0768%4,877
Percentage Net Loans Charged-off: 1-4 family residential0.0866%1,617
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.1001%1,462
Percentage Net Loans Charged-off: Commercial and industrial0.3810%852
Percentage Net Loans Charged-off: Loans to individuals1.2641%558
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2641%499
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1446%1,374
Percentage Net Loans Charged-off: Total real estate loans0.0173%1,835
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential-0.0754%4,927
Percentage Net Loans Charged-off: 1-4 family residential0.0280%1,630
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.0326%1,494
Percentage Net Loans Charged-off: Commercial and industrial-0.0136%4,429
Percentage Net Loans Charged-off: Loans to individuals1.0187%717
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0187%657
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2336%1,807
Percentage Net Loans Charged-off: Total real estate loans0.0917%2,462
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate-0.1618%6,085
Percentage Net Loans Charged-off: Multi-family residential-0.0714%5,023
Percentage Net Loans Charged-off: 1-4 family residential0.2363%1,424
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.2784%1,205
Percentage Net Loans Charged-off: Commercial and industrial0.0071%2,704
Percentage Net Loans Charged-off: Loans to individuals1.2384%730
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2384%654
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2831%1,388
Percentage Net Loans Charged-off: Total real estate loans0.2025%1,352
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.1147%1,265
Percentage Net Loans Charged-off: Multi-family residential0.9857%151
Percentage Net Loans Charged-off: 1-4 family residential0.2353%1,318
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.2779%1,128
Percentage Net Loans Charged-off: Commercial and industrial-0.0096%4,616
Percentage Net Loans Charged-off: Loans to individuals0.9709%895
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9709%821
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3602%1,136
Percentage Net Loans Charged-off: Total real estate loans0.2583%1,143
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0861%1,182
Percentage Net Loans Charged-off: Multi-family residential1.5312%99
Percentage Net Loans Charged-off: 1-4 family residential0.3282%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.3887%854
Percentage Net Loans Charged-off: Commercial and industrial-0.0142%4,641
Percentage Net Loans Charged-off: Loans to individuals1.2263%696
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2263%631
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3070%1,146
Percentage Net Loans Charged-off: Total real estate loans0.1664%1,321
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.1548%694
Percentage Net Loans Charged-off: Multi-family residential-0.0684%5,126
Percentage Net Loans Charged-off: 1-4 family residential0.1863%1,233
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.2210%1,064
Percentage Net Loans Charged-off: Commercial and industrial-0.0141%4,662
Percentage Net Loans Charged-off: Loans to individuals1.3520%650
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3520%588
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2009%2,867
Percentage Net Loans Charged-off: Total real estate loans0.0323%3,978
Percentage Net Loans Charged-off:Construction & development-0.2025%5,694
Percentage Net Loans Charged-off: Commercial real estate0.0353%2,428
Percentage Net Loans Charged-off: Multi-family residential-0.7018%5,364
Percentage Net Loans Charged-off: 1-4 family residential0.0620%3,378
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.0734%3,104
Percentage Net Loans Charged-off: Commercial and industrial0.0346%2,883
Percentage Net Loans Charged-off: Loans to individuals1.2994%861
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2994%774
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1273%3,254
Percentage Net Loans Charged-off: Total real estate loans-0.0189%6,093
Percentage Net Loans Charged-off:Construction & development-0.2745%5,804
Percentage Net Loans Charged-off: Commercial real estate-0.0324%6,175
Percentage Net Loans Charged-off: Multi-family residential-0.9006%5,414
Percentage Net Loans Charged-off: 1-4 family residential0.0254%3,500
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.0300%3,291
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,729
Percentage Net Loans Charged-off: Loans to individuals1.0644%979
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0644%885
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1303%3,069
Percentage Net Loans Charged-off: Total real estate loans-0.0164%6,044
Percentage Net Loans Charged-off:Construction & development-0.4142%5,913
Percentage Net Loans Charged-off: Commercial real estate-0.0177%6,163
Percentage Net Loans Charged-off: Multi-family residential-1.2785%5,409
Percentage Net Loans Charged-off: 1-4 family residential0.0376%3,035
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.0443%2,811
Percentage Net Loans Charged-off: Commercial and industrial0.0212%2,285
Percentage Net Loans Charged-off: Loans to individuals1.0679%956
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0679%859
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1383%2,577
Percentage Net Loans Charged-off: Total real estate loans0.0170%2,879
Percentage Net Loans Charged-off:Construction & development-0.7896%6,056
Percentage Net Loans Charged-off: Commercial real estate-0.0355%6,368
Percentage Net Loans Charged-off: Multi-family residential-0.0609%5,338
Percentage Net Loans Charged-off: 1-4 family residential0.0751%2,176
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0889%1,977
Percentage Net Loans Charged-off: Commercial and industrial-0.0147%4,931
Percentage Net Loans Charged-off: Loans to individuals0.9385%1,068
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9385%954
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6513%1,808
Percentage Net Loans Charged-off: Total real estate loans0.6501%1,581
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate1.6392%522
Percentage Net Loans Charged-off: Multi-family residential2.2096%301
Percentage Net Loans Charged-off: 1-4 family residential0.0791%3,859
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.0936%3,550
Percentage Net Loans Charged-off: Commercial and industrial0.1635%2,886
Percentage Net Loans Charged-off: Loans to individuals0.9936%1,401
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9936%1,285
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0698%4,715
Percentage Net Loans Charged-off: Total real estate loans-0.0503%6,804
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate-0.4127%6,916
Percentage Net Loans Charged-off: Multi-family residential2.9304%231
Percentage Net Loans Charged-off: 1-4 family residential0.0488%3,797
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.0578%3,549
Percentage Net Loans Charged-off: Commercial and industrial0.1220%2,751
Percentage Net Loans Charged-off: Loans to individuals0.8137%1,520
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8137%1,392
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0418%6,619
Percentage Net Loans Charged-off: Total real estate loans-0.1842%6,984
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate-0.6299%7,003
Percentage Net Loans Charged-off: Multi-family residential-0.0839%5,541
Percentage Net Loans Charged-off: 1-4 family residential0.0533%3,419
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.0632%3,195
Percentage Net Loans Charged-off: Commercial and industrial0.1802%2,281
Percentage Net Loans Charged-off: Loans to individuals0.7510%1,567
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7510%1,435
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1794%3,023
Percentage Net Loans Charged-off: Total real estate loans0.0221%3,526
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0068%1,704
Percentage Net Loans Charged-off: Multi-family residential-0.0555%5,572
Percentage Net Loans Charged-off: 1-4 family residential0.0342%2,847
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.0406%2,644
Percentage Net Loans Charged-off: Commercial and industrial-0.2038%6,281
Percentage Net Loans Charged-off: Loans to individuals0.8226%1,319
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8226%1,187
Percentage Net Loans Charged-off: All other loans and lease4.7454%171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6685%930
Percentage Net Loans Charged-off: Total real estate loans1.9428%685
Percentage Net Loans Charged-off:Construction & development0.0000%2,917
Percentage Net Loans Charged-off: Commercial real estate5.1781%106
Percentage Net Loans Charged-off: Multi-family residential0.9719%609
Percentage Net Loans Charged-off: 1-4 family residential0.0514%4,479
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.0603%4,233
Percentage Net Loans Charged-off: Commercial and industrial0.3467%3,055
Percentage Net Loans Charged-off: Loans to individuals0.7793%2,066
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6594%2,063
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6156%2,405
Percentage Net Loans Charged-off: Total real estate loans0.6406%2,070
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate1.7146%616
Percentage Net Loans Charged-off: Multi-family residential-0.0544%5,660
Percentage Net Loans Charged-off: 1-4 family residential0.0090%4,437
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.0106%4,248
Percentage Net Loans Charged-off: Commercial and industrial0.4088%2,565
Percentage Net Loans Charged-off: Loans to individuals0.6649%2,133
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5422%2,140
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8895%1,745
Percentage Net Loans Charged-off: Total real estate loans0.9616%1,454
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate2.5304%391
Percentage Net Loans Charged-off: Multi-family residential-0.0540%5,691
Percentage Net Loans Charged-off: 1-4 family residential0.0195%3,894
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0227%3,680
Percentage Net Loans Charged-off: Commercial and industrial0.6160%1,999
Percentage Net Loans Charged-off: Loans to individuals0.6498%2,058
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5002%2,095
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0971%3,971
Percentage Net Loans Charged-off: Total real estate loans0.0715%3,398
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.1923%1,489
Percentage Net Loans Charged-off: Multi-family residential-0.0537%5,715
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,128
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0000%2,913
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,380
Percentage Net Loans Charged-off: Loans to individuals0.3776%2,376
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2620%2,380
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2583%4,745
Percentage Net Loans Charged-off: Total real estate loans0.2326%4,036
Percentage Net Loans Charged-off:Construction & development0.0363%3,329
Percentage Net Loans Charged-off: Commercial real estate0.4223%2,210
Percentage Net Loans Charged-off: Multi-family residential0.2665%934
Percentage Net Loans Charged-off: 1-4 family residential0.1122%4,031
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.1259%3,785
Percentage Net Loans Charged-off: Commercial and industrial-0.4741%7,162
Percentage Net Loans Charged-off: Loans to individuals0.8944%2,338
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.4741%1,537
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2295%4,559
Percentage Net Loans Charged-off: Total real estate loans0.2296%3,724
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.5117%1,726
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.0546%4,142
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.0614%3,898
Percentage Net Loans Charged-off: Commercial and industrial-0.6640%7,269
Percentage Net Loans Charged-off: Loans to individuals0.7103%2,578
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.6640%1,536
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2482%4,102
Percentage Net Loans Charged-off: Total real estate loans0.2745%3,212
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.6485%1,307
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.0316%3,863
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.0357%3,649
Percentage Net Loans Charged-off: Commercial and industrial-1.1172%7,373
Percentage Net Loans Charged-off: Loans to individuals0.6980%2,444
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE-1.1172%1,487
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2494%3,448
Percentage Net Loans Charged-off: Total real estate loans0.2715%2,620
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.4971%1,087
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.1294%2,511
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.1465%2,315
Percentage Net Loans Charged-off: Commercial and industrial-1.5835%7,480
Percentage Net Loans Charged-off: Loans to individuals0.8822%1,966
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE-1.5835%1,475
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4373%4,048
Percentage Net Loans Charged-off: Total real estate loans0.3276%3,504
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.7001%1,467
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.1136%3,840
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.1264%3,565
Percentage Net Loans Charged-off: Commercial and industrial0.9382%2,951
Percentage Net Loans Charged-off: Loans to individuals0.8858%2,974
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.9382%149
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3661%3,819
Percentage Net Loans Charged-off: Total real estate loans0.2766%3,209
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.5368%1,292
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.1352%3,250
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.1498%2,980
Percentage Net Loans Charged-off: Commercial and industrial0.5009%3,140
Percentage Net Loans Charged-off: Loans to individuals0.9154%2,626
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.5009%141
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5002%2,831
Percentage Net Loans Charged-off: Total real estate loans0.4198%2,335
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.8418%761
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.2007%2,480
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.2207%2,257
Percentage Net Loans Charged-off: Commercial and industrial0.6471%2,423
Percentage Net Loans Charged-off: Loans to individuals0.9455%2,413
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.6471%103
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2443%3,178
Percentage Net Loans Charged-off: Total real estate loans0.0112%3,642
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0329%1,280
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial0.6523%1,714
Percentage Net Loans Charged-off: Loans to individuals1.2771%1,723
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2489%3,785
Percentage Net Loans Charged-off: Total real estate loans0.1303%3,389
Percentage Net Loans Charged-off:Construction & development-0.1023%7,616
Percentage Net Loans Charged-off: Commercial real estate0.3423%1,099
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0154%3,975
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0171%3,707
Percentage Net Loans Charged-off: Commercial and industrial0.1666%3,713
Percentage Net Loans Charged-off: Loans to individuals1.0498%2,174
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1480%3,831
Percentage Net Loans Charged-off: Total real estate loans0.0407%3,672
Percentage Net Loans Charged-off:Construction & development-0.1446%7,658
Percentage Net Loans Charged-off: Commercial real estate0.0871%1,283
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0204%3,203
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0227%2,965
Percentage Net Loans Charged-off: Commercial and industrial0.0758%3,407
Percentage Net Loans Charged-off: Loans to individuals0.8530%2,196
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0981%3,863
Percentage Net Loans Charged-off: Total real estate loans0.0137%3,510
Percentage Net Loans Charged-off:Construction & development-0.2474%7,684
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0320%2,486
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0358%2,255
Percentage Net Loans Charged-off: Commercial and industrial0.0521%2,885
Percentage Net Loans Charged-off: Loans to individuals0.1348%4,346
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease13.2710%116
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0853%3,214
Percentage Net Loans Charged-off: Total real estate loans0.0275%2,343
Percentage Net Loans Charged-off:Construction & development-0.4841%7,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0645%1,550
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0722%1,385
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals0.0234%3,958
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease14.4721%105
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1412%3,324
Percentage Net Loans Charged-off: Total real estate loans0.0103%3,852
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0177%2,978
Percentage Net Loans Charged-off: Home equity loans0.1527%618
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial0.0139%3,850
Percentage Net Loans Charged-off: Loans to individuals0.8401%1,958
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1325%2,696
Percentage Net Loans Charged-off: Total real estate loans0.0137%2,879
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0237%2,253
Percentage Net Loans Charged-off: Home equity loans0.2002%409
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial0.0395%2,979
Percentage Net Loans Charged-off: Loans to individuals0.7255%1,946
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1346%2,317
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial-0.0035%6,646
Percentage Net Loans Charged-off: Loans to individuals0.8179%1,602
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1014%2,192
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals0.6000%1,926
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0806%3,659
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,458
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.0614%3,216
Percentage Net Loans Charged-off: Loans to individuals0.4050%3,316
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0892%542
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0981%2,753
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,897
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.0893%2,474
Percentage Net Loans Charged-off: Loans to individuals0.4968%2,526
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8588%547
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0957%2,536
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.1264%1,946
Percentage Net Loans Charged-off: Loans to individuals0.4509%2,529
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7406%536
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0564%2,718
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.0468%7,025
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,843
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease14.6604%65
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0977%3,697
Percentage Net Loans Charged-off: Total real estate loans0.0019%3,472
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0033%2,976
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0037%2,768
Percentage Net Loans Charged-off: Commercial and industrial0.2258%2,678
Percentage Net Loans Charged-off: Loans to individuals0.4187%3,936
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0530%4,120
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial-0.0128%6,887
Percentage Net Loans Charged-off: Loans to individuals0.3616%3,747
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0387%4,190
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial-0.0102%6,783
Percentage Net Loans Charged-off: Loans to individuals0.2712%3,810
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0096%4,357
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.0213%6,920
Percentage Net Loans Charged-off: Loans to individuals0.0865%4,034
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1346%3,622
Percentage Net Loans Charged-off: Total real estate loans-0.0015%7,785
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0026%7,909
Percentage Net Loans Charged-off: Home equity loans-0.0707%6,041
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.0415%3,966
Percentage Net Loans Charged-off: Loans to individuals0.8790%2,357
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1649%2,690
Percentage Net Loans Charged-off: Total real estate loans-0.0020%7,748
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0034%7,908
Percentage Net Loans Charged-off: Home equity loans-0.0917%6,021
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.0669%3,199
Percentage Net Loans Charged-off: Loans to individuals1.0562%1,751
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1905%2,335
Percentage Net Loans Charged-off: Total real estate loans-0.0030%7,812
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0052%7,997
Percentage Net Loans Charged-off: Home equity loans-0.1348%6,008
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.1116%2,529
Percentage Net Loans Charged-off: Loans to individuals1.1915%1,526
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1890%2,017
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.0146%6,966
Percentage Net Loans Charged-off: Loans to individuals1.2445%1,485
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0876%5,043
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,080
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial0.0047%4,732
Percentage Net Loans Charged-off: Loans to individuals0.5321%4,075
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0784%4,724
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,474
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,156
Percentage Net Loans Charged-off: Loans to individuals0.4730%3,959
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0716%4,497
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.0198%3,454
Percentage Net Loans Charged-off: Loans to individuals0.4200%3,899
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0921%3,479
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial-0.0196%7,326
Percentage Net Loans Charged-off: Loans to individuals0.5670%2,989
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1318%4,594
Percentage Net Loans Charged-off: Total real estate loans0.0036%3,974
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0057%3,269
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0061%3,090
Percentage Net Loans Charged-off: Commercial and industrial0.1768%3,873
Percentage Net Loans Charged-off: Loans to individuals0.7174%3,310
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1068%4,983
Percentage Net Loans Charged-off: Total real estate loans0.0068%3,653
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate-0.0023%8,701
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0115%2,937
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0121%2,760
Percentage Net Loans Charged-off: Commercial and industrial0.0779%4,293
Percentage Net Loans Charged-off: Loans to individuals0.5850%3,749
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3103%2,180
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1185%4,454
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2392%2,998
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1889%3,961
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2133%3,881
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1208%5,168
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0994%5,740
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1379%6,365
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2288%6,897
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA