Home > Passumpsic Bank, FSB > Income and Expense

Passumpsic Bank, FSB, Income and Expense

2001-12-31 (YTD Data)Rank
Total interest income$743,0009,304
Total interest expense$438,0009,118
Net interest income$305,0009,407
Provision for loan and lease losses$38,0007,009
Total noninterest income$90,0008,655
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$90,0006,656
Total noninterest expense$727,0008,615
Salaries and employee benefits$314,0009,006
Premises and equipment expense$138,0007,719
Additional noninterest expense$275,0008,038
Pre-tax net operating income$-370,0009,089
Securities gains (losses)$04,612
Applicable income taxes$-124,0009,300
Income before extraordinary items$-246,0009,090
Extraordinary gains, net$0105
Net income$-246,0009,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,241
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-246,0009,031
2000-12-31 (YTD Data)Rank
Total interest income$411,0009,742
Total interest expense$205,0009,654
Net interest income$206,0009,766
Provision for loan and lease losses$77,0005,824
Total noninterest income$30,0009,583
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$30,0008,541
Total noninterest expense$634,0009,007
Salaries and employee benefits$298,0009,267
Premises and equipment expense$105,0008,358
Additional noninterest expense$231,0008,494
Pre-tax net operating income$-475,0009,521
Securities gains (losses)$01,956
Applicable income taxes$-160,0009,656
Income before extraordinary items$-315,0009,456
Extraordinary gains, net$038
Net income$-315,0009,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-315,0009,457
1999-12-31 (YTD Data)Rank
Total interest income$23,00010,212
Total interest expense$3,00010,191
Net interest income$20,00010,206
Provision for loan and lease losses$7,0008,253
Total noninterest income$1,00010,157
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$1,00010,109
Total noninterest expense$317,00010,034
Salaries and employee benefits$112,00010,121
Premises and equipment expense$39,0009,842
Additional noninterest expense$166,0009,376
Pre-tax net operating income$-303,0009,714
Securities gains (losses)$03,155
Applicable income taxes$-103,0009,923
Income before extraordinary items$-200,0009,678
Extraordinary gains, net$035
Net income$-200,0009,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-200,0009,654

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.