Home > Partners Trust Bank > Net charge- offs to loans
Partners Trust Bank, Net charge- offs to loans
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0057% | 7,461 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0494% | 8,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4149% | 8,207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 2,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0503% | 626 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 2,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0477% | 7,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1615% | 4,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0557% | 3,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0236% | 2,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0868% | 568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 1,943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0533% | 470 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0121% | 1,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0028% | 2,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1844% | 3,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0196% | 3,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0448% | 1,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2299% | 246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 1,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0280% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0145% | 1,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9015% | 8,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2025% | 3,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1605% | 8,460 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0403% | 8,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2952% | 8,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 2,779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0118% | 675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0053% | 2,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.8554% | 8,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2266% | 4,312 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2044% | 8,516 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0779% | 8,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5382% | 8,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0063% | 2,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0155% | 517 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 2,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.9994% | 8,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2022% | 3,991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2362% | 8,530 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0476% | 8,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3290% | 8,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0050% | 1,954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0053% | 1,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.6278% | 8,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1417% | 3,996 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2229% | 8,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0150% | 1,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0763% | 346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 1,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.2131% | 8,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1862% | 3,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1398% | 8,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2210% | 623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2172% | 128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0142% | 2,679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0656% | 484 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 2,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.3060% | 8,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4116% | 3,978 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2277% | 8,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1469% | 849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7748% | 178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 2,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0386% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 2,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.5105% | 8,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3481% | 3,821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1054% | 8,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1119% | 957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5180% | 238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0255% | 1,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0144% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0263% | 1,654 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.3597% | 8,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3353% | 3,546 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0277% | 7,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3134% | 346 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5183% | 77 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0503% | 1,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0144% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0529% | 1,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.9747% | 8,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1220% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4713% | 1,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2118% | 875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1442% | 223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0638% | 153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 3,023 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0020% | 5,938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0093% | 2,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6443% | 535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8167% | 2,563 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2121% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0717% | 8,451 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1288% | 8,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8108% | 8,687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0913% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0121% | 2,482 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0031% | 5,923 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 2,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6193% | 8,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6683% | 2,773 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8267% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1693% | 2,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0486% | 1,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1585% | 542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1580% | 86 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0211% | 1,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0224% | 1,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2941% | 1,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2943% | 1,374 |
| Percentage Net Loans Charged-off: Credit card loans | 11.0545% | 94 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1400% | 2,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0700% | 1,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3698% | 246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3132% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 8,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 8,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1088% | 8,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8463% | 953 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4081% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4160% | 1,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0150% | 3,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0266% | 1,396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0135% | 3,060 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0379% | 6,022 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 2,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9872% | 427 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3270% | 1,632 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4653% | 727 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4214% | 1,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0185% | 2,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0427% | 1,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0140% | 2,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 2,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0908% | 337 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2594% | 1,622 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5669% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1622% | 3,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0289% | 2,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0766% | 746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0190% | 2,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 1,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0362% | 3,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2724% | 1,573 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7855% | 631 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1217% | 3,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0531% | 1,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1492% | 405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0318% | 1,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0332% | 1,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4420% | 8,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9784% | 1,999 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9391% | 910 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3494% | 2,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3705% | 614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0098% | 834 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0718% | 141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0144% | 3,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 2,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0812% | 4,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2716% | 5,567 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2810% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0915% | 5,256 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0152% | 8,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3857% | 9,175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0666% | 1,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0675% | 1,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5387% | 1,264 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0335% | 8,872 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3458% | 1,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0286% | 570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0371% | 1,389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0469% | 452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5115% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0399% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1247% | 47 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2178% | 1,533 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4110% | 916 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1914% | 3,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0771% | 330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0192% | 1,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1121% | 261 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0387% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0942% | 301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2489% | 74 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6407% | 1,532 |
| Percentage Net Loans Charged-off: Credit card loans | -2.6976% | 1,332 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8457% | 755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5554% | 29 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1091% | 8 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1277% | 237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4054% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1208% | 229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4721% | 59 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3249% | 177 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4213% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5148% | 1,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4370% | 62 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5974% | 23 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2116% | 142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5444% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2016% | 133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6730% | 269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9594% | 575 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5722% | 1,280 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7675% | 1,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4861% | 98 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8070% | 24 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0921% | 172 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2289% | 190 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9225% | 1,356 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5034% | 1,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2124% | 307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0724% | 116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0249% | 717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4008% | 356 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2454% | 119 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0875% | 1,334 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2400% | 3,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2047% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9868% | 178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0179% | 823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 776 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0713% | 1,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6431% | 495 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4234% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2652% | 4,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1313% | 682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5978% | 362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3675% | 631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8370% | 481 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8718% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.4552% | 52 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2831% | 6,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1033% | 939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1648% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1755% | 432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9545% | 600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7620% | 740 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7152% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |