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Partners Bank of New England, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$46,822,000	984
Total interest expense	$17,792,000	856
Net interest income	$29,030,000	1,077
Provision for loan and lease losses	$47,000	2,821
Total noninterest income	$2,676,000	1,745
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$418,000	1,848
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,258,000	1,511
Total noninterest expense	$24,947,000	1,017
Salaries and employee benefits	$14,347,000	998
Premises and equipment expense	$2,035,000	1,202
Additional noninterest expense	$2,258,000	1,511
Pre-tax net operating income	$6,712,000	1,587
Securities gains (losses)	$2,327,000	42
Applicable income taxes	$1,982,000	991
Income before extraordinary items	$7,057,000	1,327
Extraordinary gains, net	$0	54
Net income	$7,057,000	1,343
Minority interest net income	$0	88
Net income of bank and minority interests.	$7,057,000	1,330
Net charge-offs	$-27,000	4,063
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$5,218,670	1,705
2023-09-30 (YTD Data)		Rank
Total interest income	$34,370,000	975
Total interest expense	$12,288,000	854
Net interest income	$22,082,000	1,070
Provision for loan and lease losses	$462,000	1,047
Total noninterest income	$1,960,000	1,754
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$301,000	1,895
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,659,000	1,513
Total noninterest expense	$18,763,000	1,015
Salaries and employee benefits	$10,926,000	991
Premises and equipment expense	$1,574,000	1,172
Additional noninterest expense	$1,659,000	1,513
Pre-tax net operating income	$4,817,000	1,696
Securities gains (losses)	$222,000	108
Applicable income taxes	$1,110,000	1,214
Income before extraordinary items	$3,929,000	1,730
Extraordinary gains, net	$0	52
Net income	$3,929,000	1,744
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,929,000	1,730
Net charge-offs	$-71,000	4,287
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,753,620	1,812
2023-06-30 (YTD Data)		Rank
Total interest income	$22,258,000	971
Total interest expense	$7,354,000	849
Net interest income	$14,904,000	1,062
Provision for loan and lease losses	$451,000	824
Total noninterest income	$1,281,000	1,713
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$198,000	1,894
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,083,000	1,461
Total noninterest expense	$12,531,000	1,002
Salaries and employee benefits	$7,364,000	977
Premises and equipment expense	$1,094,000	1,119
Additional noninterest expense	$1,083,000	1,459
Pre-tax net operating income	$3,203,000	1,684
Securities gains (losses)	$681,000	59
Applicable income taxes	$854,000	1,108
Income before extraordinary items	$3,030,000	1,560
Extraordinary gains, net	$0	51
Net income	$3,030,000	1,580
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,030,000	1,560
Net charge-offs	$11,000	1,777
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,492,010	1,792
2023-03-31 (YTD Data)		Rank
Total interest income	$10,690,000	1,001
Total interest expense	$3,024,000	885
Net interest income	$7,666,000	1,030
Provision for loan and lease losses	$78,000	1,405
Total noninterest income	$600,000	1,772
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$100,000	1,904
Trading account gains and fees	NA	NA
Additional Noninterest Income	$500,000	1,526
Total noninterest expense	$6,384,000	1,007
Salaries and employee benefits	$3,885,000	959
Premises and equipment expense	$577,000	1,096
Additional noninterest expense	$500,000	1,526
Pre-tax net operating income	$1,804,000	1,581
Securities gains (losses)	$475,000	60
Applicable income taxes	$500,000	1,044
Income before extraordinary items	$1,779,000	1,398
Extraordinary gains, net	$0	4
Net income	$1,779,000	1,396
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,779,000	1,398
Net charge-offs	$7,000	1,486
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,403,750	1,695
2022-12-31 (YTD Data)		Rank
Total interest income	$35,020,000	1,005
Total interest expense	$3,973,000	938
Net interest income	$31,047,000	1,000
Provision for loan and lease losses	$-39,000	4,304
Total noninterest income	$2,914,000	1,662
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$382,000	2,000
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,532,000	1,401
Total noninterest expense	$24,319,000	1,024
Salaries and employee benefits	$13,568,000	1,039
Premises and equipment expense	$2,096,000	1,160
Additional noninterest expense	$2,532,000	1,401
Pre-tax net operating income	$9,681,000	1,300
Securities gains (losses)	$-2,272,000	4,566
Applicable income taxes	$1,520,000	1,251
Income before extraordinary items	$5,889,000	1,646
Extraordinary gains, net	$0	5
Net income	$5,889,000	1,643
Minority interest net income	$0	63
Net income of bank and minority interests.	$5,889,000	1,645
Net charge-offs	$216,000	890
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$7,683,880	1,367
2022-09-30 (YTD Data)		Rank
Total interest income	$24,673,000	1,015
Total interest expense	$2,113,000	968
Net interest income	$22,560,000	1,014
Provision for loan and lease losses	$-259,000	4,530
Total noninterest income	$2,259,000	1,649
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$296,000	1,975
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,963,000	1,385
Total noninterest expense	$17,758,000	1,038
Salaries and employee benefits	$10,284,000	1,037
Premises and equipment expense	$1,543,000	1,171
Additional noninterest expense	$1,963,000	1,385
Pre-tax net operating income	$7,320,000	1,288
Securities gains (losses)	$-4,878,000	4,681
Applicable income taxes	$440,000	1,924
Income before extraordinary items	$2,002,000	2,580
Extraordinary gains, net	$0	4
Net income	$2,002,000	2,578
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,002,000	2,579
Net charge-offs	$213,000	672
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$6,001,960	1,318
2022-06-30 (YTD Data)		Rank
Total interest income	$15,571,000	1,025
Total interest expense	$1,103,000	1,044
Net interest income	$14,468,000	1,017
Provision for loan and lease losses	$-299,000	4,561
Total noninterest income	$1,629,000	1,562
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$196,000	1,989
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,433,000	1,357
Total noninterest expense	$11,763,000	1,031
Salaries and employee benefits	$6,743,000	1,041
Premises and equipment expense	$1,042,000	1,148
Additional noninterest expense	$3,978,000	936
Pre-tax net operating income	$4,633,000	1,264
Securities gains (losses)	$-2,476,000	4,685
Applicable income taxes	$371,000	1,702
Income before extraordinary items	$1,786,000	2,127
Extraordinary gains, net	$0	4
Net income	$1,786,000	2,127
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,786,000	2,127
Net charge-offs	$196,000	540
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,841,080	1,288
2022-03-31 (YTD Data)		Rank
Total interest income	$7,513,000	1,032
Total interest expense	$520,000	1,056
Net interest income	$6,993,000	1,018
Provision for loan and lease losses	$-178,000	4,556
Total noninterest income	$1,028,000	1,347
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$101,000	1,929
Trading account gains and fees	NA	NA
Additional Noninterest Income	$927,000	1,134
Total noninterest expense	$5,671,000	1,058
Salaries and employee benefits	$3,224,000	1,082
Premises and equipment expense	$528,000	1,141
Additional noninterest expense	$1,919,000	952
Pre-tax net operating income	$2,528,000	1,144
Securities gains (losses)	$334,000	65
Applicable income taxes	$522,000	944
Income before extraordinary items	$2,340,000	1,066
Extraordinary gains, net	$0	4
Net income	$2,340,000	1,063
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,340,000	1,066
Net charge-offs	$240,000	336
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,066,120	1,182
2021-12-31 (YTD Data)		Rank
Total interest income	$29,106,000	1,089
Total interest expense	$2,482,000	1,093
Net interest income	$26,624,000	1,073
Provision for loan and lease losses	$19,000	2,882
Total noninterest income	$3,004,000	1,797
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$300,000	2,192
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,704,000	1,590
Total noninterest expense	$21,308,000	1,114
Salaries and employee benefits	$12,568,000	1,085
Premises and equipment expense	$2,156,000	1,137
Additional noninterest expense	$6,584,000	1,066
Pre-tax net operating income	$8,301,000	1,445
Securities gains (losses)	$4,445,000	88
Applicable income taxes	$2,717,000	907
Income before extraordinary items	$10,029,000	1,154
Extraordinary gains, net	$0	10
Net income	$10,029,000	1,154
Minority interest net income	$0	74
Net income of bank and minority interests.	$10,029,000	1,154
Net charge-offs	$-24,000	3,896
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$6,517,450	1,553
2021-09-30 (YTD Data)		Rank
Total interest income	$21,546,000	1,122
Total interest expense	$1,896,000	1,132
Net interest income	$19,650,000	1,104
Provision for loan and lease losses	$55,000	2,303
Total noninterest income	$2,280,000	1,840
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$211,000	2,265
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,069,000	1,632
Total noninterest expense	$14,944,000	1,179
Salaries and employee benefits	$8,810,000	1,148
Premises and equipment expense	$1,509,000	1,220
Additional noninterest expense	$4,625,000	1,125
Pre-tax net operating income	$6,931,000	1,396
Securities gains (losses)	$2,516,000	101
Applicable income taxes	$2,009,000	972
Income before extraordinary items	$7,438,000	1,202
Extraordinary gains, net	$0	8
Net income	$7,438,000	1,203
Minority interest net income	$0	69
Net income of bank and minority interests.	$7,438,000	1,203
Net charge-offs	$-9,000	3,624
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$5,450,360	1,488
2021-06-30 (YTD Data)		Rank
Total interest income	$14,139,000	1,127
Total interest expense	$1,301,000	1,151
Net interest income	$12,838,000	1,116
Provision for loan and lease losses	$38,000	2,292
Total noninterest income	$1,527,000	1,787
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$133,000	2,285
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,394,000	1,578
Total noninterest expense	$9,827,000	1,178
Salaries and employee benefits	$5,853,000	1,150
Premises and equipment expense	$876,000	1,369
Additional noninterest expense	$3,098,000	1,101
Pre-tax net operating income	$4,500,000	1,403
Securities gains (losses)	$3,068,000	77
Applicable income taxes	$1,609,000	857
Income before extraordinary items	$5,959,000	1,036
Extraordinary gains, net	$0	6
Net income	$5,959,000	1,035
Minority interest net income	$0	67
Net income of bank and minority interests.	$5,959,000	1,036
Net charge-offs	$-10,000	3,814
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,535,280	1,496
2021-03-31 (YTD Data)		Rank
Total interest income	$7,115,000	1,115
Total interest expense	$678,000	1,172
Net interest income	$6,437,000	1,106
Provision for loan and lease losses	$275,000	645
Total noninterest income	$773,000	1,769
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$66,000	2,290
Trading account gains and fees	NA	NA
Additional Noninterest Income	$707,000	1,572
Total noninterest expense	$4,810,000	1,169
Salaries and employee benefits	$3,039,000	1,103
Premises and equipment expense	$442,000	1,375
Additional noninterest expense	$1,329,000	1,228
Pre-tax net operating income	$2,125,000	1,466
Securities gains (losses)	$2,127,000	64
Applicable income taxes	$887,000	808
Income before extraordinary items	$3,365,000	927
Extraordinary gains, net	$0	3
Net income	$3,365,000	927
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,365,000	927
Net charge-offs	$-4,000	3,680
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,684,670	1,541
2020-12-31 (YTD Data)		Rank
Total interest income	$26,750,000	1,169
Total interest expense	$4,233,000	1,110
Net interest income	$22,517,000	1,170
Provision for loan and lease losses	$3,292,000	748
Total noninterest income	$2,776,000	1,794
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$333,000	2,110
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,443,000	1,612
Total noninterest expense	$19,717,000	1,132
Salaries and employee benefits	$12,286,000	1,056
Premises and equipment expense	$1,773,000	1,323
Additional noninterest expense	$5,658,000	1,147
Pre-tax net operating income	$2,284,000	2,785
Securities gains (losses)	$-228,000	4,964
Applicable income taxes	$310,000	2,280
Income before extraordinary items	$1,746,000	3,001
Extraordinary gains, net	$0	4
Net income	$1,746,000	3,000
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,746,000	3,001
Net charge-offs	$230,000	1,465
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,939,800	2,817
2020-09-30 (YTD Data)		Rank
Total interest income	$19,846,000	1,176
Total interest expense	$3,415,000	1,097
Net interest income	$16,431,000	1,180
Provision for loan and lease losses	$3,161,000	680
Total noninterest income	$2,171,000	1,718
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$247,000	2,119
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,924,000	1,527
Total noninterest expense	$14,567,000	1,125
Salaries and employee benefits	$9,024,000	1,060
Premises and equipment expense	$1,425,000	1,234
Additional noninterest expense	$4,118,000	1,158
Pre-tax net operating income	$874,000	3,585
Securities gains (losses)	$-2,697,000	5,022
Applicable income taxes	$-468,000	4,980
Income before extraordinary items	$-1,355,000	4,953
Extraordinary gains, net	$0	4
Net income	$-1,355,000	4,953
Minority interest net income	$0	65
Net income of bank and minority interests.	$-1,355,000	4,953
Net charge-offs	$215,000	1,218
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$775,630	3,579
2020-06-30 (YTD Data)		Rank
Total interest income	$13,190,000	1,192
Total interest expense	$2,452,000	1,101
Net interest income	$10,738,000	1,197
Provision for loan and lease losses	$1,857,000	755
Total noninterest income	$1,592,000	1,558
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$169,000	2,121
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,423,000	1,355
Total noninterest expense	$9,608,000	1,128
Salaries and employee benefits	$5,944,000	1,052
Premises and equipment expense	$975,000	1,209
Additional noninterest expense	$2,689,000	1,163
Pre-tax net operating income	$865,000	3,133
Securities gains (losses)	$-2,679,000	5,043
Applicable income taxes	$-433,000	4,991
Income before extraordinary items	$-1,381,000	4,983
Extraordinary gains, net	$0	4
Net income	$-1,381,000	4,983
Minority interest net income	$0	65
Net income of bank and minority interests.	$-1,381,000	4,983
Net charge-offs	$173,000	1,084
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$735,410	3,155
2020-03-31 (YTD Data)		Rank
Total interest income	$6,670,000	1,187
Total interest expense	$1,308,000	1,146
Net interest income	$5,362,000	1,180
Provision for loan and lease losses	$401,000	1,003
Total noninterest income	$700,000	1,602
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$110,000	2,021
Trading account gains and fees	NA	NA
Additional Noninterest Income	$590,000	1,369
Total noninterest expense	$4,810,000	1,133
Salaries and employee benefits	$3,017,000	1,060
Premises and equipment expense	$489,000	1,206
Additional noninterest expense	$1,304,000	1,223
Pre-tax net operating income	$851,000	2,073
Securities gains (losses)	$-5,202,000	5,088
Applicable income taxes	$-941,000	5,053
Income before extraordinary items	$-3,410,000	5,061
Extraordinary gains, net	$0	4
Net income	$-3,410,000	5,061
Minority interest net income	$0	56
Net income of bank and minority interests.	$-3,410,000	5,061
Net charge-offs	$151,000	721
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$699,580	2,142
2019-12-31 (YTD Data)		Rank
Total interest income	$26,506,000	1,196
Total interest expense	$4,983,000	1,250
Net interest income	$21,523,000	1,180
Provision for loan and lease losses	$644,000	1,281
Total noninterest income	$2,443,000	1,774
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$437,000	2,105
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,006,000	1,531
Total noninterest expense	$19,009,000	1,131
Salaries and employee benefits	$11,087,000	1,114
Premises and equipment expense	$1,693,000	1,354
Additional noninterest expense	$6,229,000	1,059
Pre-tax net operating income	$4,313,000	1,952
Securities gains (losses)	$3,935,000	99
Applicable income taxes	$1,704,000	1,001
Income before extraordinary items	$6,544,000	1,301
Extraordinary gains, net	$0	11
Net income	$6,544,000	1,302
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,544,000	1,303
Net charge-offs	$180,000	1,767
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,435,350	2,068
2019-09-30 (YTD Data)		Rank
Total interest income	$19,821,000	1,206
Total interest expense	$3,704,000	1,260
Net interest income	$16,117,000	1,196
Provision for loan and lease losses	$616,000	992
Total noninterest income	$1,867,000	1,745
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$315,000	2,171
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,552,000	1,505
Total noninterest expense	$14,106,000	1,135
Salaries and employee benefits	$8,196,000	1,129
Premises and equipment expense	$1,423,000	1,230
Additional noninterest expense	$4,487,000	1,085
Pre-tax net operating income	$3,262,000	2,002
Securities gains (losses)	$2,278,000	110
Applicable income taxes	$1,228,000	1,072
Income before extraordinary items	$4,312,000	1,462
Extraordinary gains, net	$0	11
Net income	$4,312,000	1,462
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,312,000	1,464
Net charge-offs	$35,000	2,430
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,512,380	2,157
2019-06-30 (YTD Data)		Rank
Total interest income	$13,124,000	1,206
Total interest expense	$2,400,000	1,268
Net interest income	$10,724,000	1,201
Provision for loan and lease losses	$467,000	902
Total noninterest income	$1,264,000	1,701
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$209,000	2,147
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,055,000	1,443
Total noninterest expense	$9,338,000	1,136
Salaries and employee benefits	$5,406,000	1,138
Premises and equipment expense	$956,000	1,234
Additional noninterest expense	$2,976,000	1,099
Pre-tax net operating income	$2,183,000	1,983
Securities gains (losses)	$1,855,000	98
Applicable income taxes	$900,000	970
Income before extraordinary items	$3,138,000	1,341
Extraordinary gains, net	$0	11
Net income	$3,138,000	1,341
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,138,000	1,341
Net charge-offs	$-5,000	4,282
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,672,550	2,154
2019-03-31 (YTD Data)		Rank
Total interest income	$6,468,000	1,211
Total interest expense	$1,150,000	1,286
Net interest income	$5,318,000	1,212
Provision for loan and lease losses	$203,000	928
Total noninterest income	$604,000	1,721
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$106,000	2,121
Trading account gains and fees	NA	NA
Additional Noninterest Income	$498,000	1,446
Total noninterest expense	$4,649,000	1,145
Salaries and employee benefits	$2,714,000	1,137
Premises and equipment expense	$459,000	1,294
Additional noninterest expense	$1,476,000	1,089
Pre-tax net operating income	$1,070,000	1,972
Securities gains (losses)	$1,767,000	54
Applicable income taxes	$622,000	763
Income before extraordinary items	$2,215,000	998
Extraordinary gains, net	$0	5
Net income	$2,215,000	997
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,215,000	997
Net charge-offs	$-11,000	4,688
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$819,070	2,149
2018-12-31 (YTD Data)		Rank
Total interest income	$24,253,000	1,211
Total interest expense	$3,857,000	1,174
Net interest income	$20,396,000	1,221
Provision for loan and lease losses	$922,000	951
Total noninterest income	$2,485,000	1,761
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$443,000	2,165
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,042,000	1,476
Total noninterest expense	$17,176,000	1,193
Salaries and employee benefits	$10,689,000	1,119
Premises and equipment expense	$1,449,000	1,545
Additional noninterest expense	$5,038,000	1,225
Pre-tax net operating income	$4,783,000	1,831
Securities gains (losses)	$701,000	103
Applicable income taxes	$1,028,000	1,371
Income before extraordinary items	$4,456,000	1,730
Extraordinary gains, net	$0	6
Net income	$4,456,000	1,729
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,456,000	1,729
Net charge-offs	$216,000	1,591
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,888,190	1,937
2018-09-30 (YTD Data)		Rank
Total interest income	$17,812,000	1,224
Total interest expense	$2,702,000	1,179
Net interest income	$15,110,000	1,233
Provision for loan and lease losses	$519,000	1,104
Total noninterest income	$1,841,000	1,779
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$322,000	2,223
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,519,000	1,507
Total noninterest expense	$12,936,000	1,193
Salaries and employee benefits	$7,960,000	1,126
Premises and equipment expense	$1,114,000	1,532
Additional noninterest expense	$3,862,000	1,216
Pre-tax net operating income	$3,496,000	1,891
Securities gains (losses)	$901,000	91
Applicable income taxes	$966,000	1,195
Income before extraordinary items	$3,431,000	1,715
Extraordinary gains, net	$0	5
Net income	$3,431,000	1,714
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,431,000	1,714
Net charge-offs	$-9,000	4,451
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,719,210	2,041
2018-06-30 (YTD Data)		Rank
Total interest income	$11,527,000	1,244
Total interest expense	$1,647,000	1,204
Net interest income	$9,880,000	1,249
Provision for loan and lease losses	$275,000	1,270
Total noninterest income	$1,204,000	1,796
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$213,000	2,224
Trading account gains and fees	NA	NA
Additional Noninterest Income	$991,000	1,527
Total noninterest expense	$8,734,000	1,183
Salaries and employee benefits	$5,307,000	1,131
Premises and equipment expense	$742,000	1,539
Additional noninterest expense	$2,685,000	1,170
Pre-tax net operating income	$2,075,000	2,049
Securities gains (losses)	$367,000	123
Applicable income taxes	$534,000	1,358
Income before extraordinary items	$1,908,000	1,954
Extraordinary gains, net	$0	6
Net income	$1,908,000	1,952
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,908,000	1,953
Net charge-offs	$-12,000	4,572
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,618,070	2,183
2018-03-31 (YTD Data)		Rank
Total interest income	$5,652,000	1,253
Total interest expense	$752,000	1,245
Net interest income	$4,900,000	1,257
Provision for loan and lease losses	$190,000	986
Total noninterest income	$608,000	1,783
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$110,000	2,179
Trading account gains and fees	NA	NA
Additional Noninterest Income	$498,000	1,487
Total noninterest expense	$4,275,000	1,207
Salaries and employee benefits	$2,678,000	1,129
Premises and equipment expense	$372,000	1,565
Additional noninterest expense	$1,225,000	1,259
Pre-tax net operating income	$1,043,000	1,981
Securities gains (losses)	$180,000	122
Applicable income taxes	$249,000	1,371
Income before extraordinary items	$974,000	1,878
Extraordinary gains, net	$0	7
Net income	$974,000	1,877
Minority interest net income	$0	52
Net income of bank and minority interests.	$974,000	1,878
Net charge-offs	$-29,000	5,080
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$830,000	2,105
2017-12-31 (YTD Data)		Rank
Total interest income	$22,312,000	1,229
Total interest expense	$3,171,000	1,026
Net interest income	$19,141,000	1,264
Provision for loan and lease losses	$431,000	1,581
Total noninterest income	$2,524,000	1,765
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$404,000	2,376
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,120,000	1,475
Total noninterest expense	$16,851,000	1,204
Salaries and employee benefits	$10,158,000	1,145
Premises and equipment expense	$1,406,000	1,604
Additional noninterest expense	$5,287,000	1,201
Pre-tax net operating income	$4,383,000	1,908
Securities gains (losses)	$823,000	163
Applicable income taxes	$1,727,000	1,410
Income before extraordinary items	$3,479,000	1,817
Extraordinary gains, net	$0	9
Net income	$3,479,000	1,817
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,479,000	1,818
Net charge-offs	$317,000	1,437
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,927,590	2,071
2017-09-30 (YTD Data)		Rank
Total interest income	$16,666,000	1,239
Total interest expense	$2,447,000	984
Net interest income	$14,219,000	1,277
Provision for loan and lease losses	$475,000	1,192
Total noninterest income	$1,882,000	1,793
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$298,000	2,418
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,584,000	1,503
Total noninterest expense	$12,333,000	1,233
Salaries and employee benefits	$7,449,000	1,175
Premises and equipment expense	$1,070,000	1,586
Additional noninterest expense	$3,814,000	1,225
Pre-tax net operating income	$3,293,000	1,916
Securities gains (losses)	$759,000	159
Applicable income taxes	$1,168,000	1,320
Income before extraordinary items	$2,884,000	1,781
Extraordinary gains, net	$0	9
Net income	$2,884,000	1,780
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,884,000	1,781
Net charge-offs	$377,000	964
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,345,110	2,108
2017-06-30 (YTD Data)		Rank
Total interest income	$10,944,000	1,245
Total interest expense	$1,666,000	944
Net interest income	$9,278,000	1,297
Provision for loan and lease losses	$503,000	844
Total noninterest income	$1,191,000	1,837
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$199,000	2,402
Trading account gains and fees	NA	NA
Additional Noninterest Income	$992,000	1,548
Total noninterest expense	$8,140,000	1,251
Salaries and employee benefits	$4,938,000	1,183
Premises and equipment expense	$764,000	1,512
Additional noninterest expense	$2,438,000	1,265
Pre-tax net operating income	$1,826,000	2,169
Securities gains (losses)	$814,000	102
Applicable income taxes	$809,000	1,265
Income before extraordinary items	$1,831,000	1,831
Extraordinary gains, net	$0	11
Net income	$1,831,000	1,831
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,831,000	1,831
Net charge-offs	$134,000	1,308
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,269,340	2,404
2017-03-31 (YTD Data)		Rank
Total interest income	$5,405,000	1,248
Total interest expense	$839,000	912
Net interest income	$4,566,000	1,301
Provision for loan and lease losses	$213,000	901
Total noninterest income	$553,000	1,922
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$94,000	2,488
Trading account gains and fees	NA	NA
Additional Noninterest Income	$459,000	1,612
Total noninterest expense	$4,046,000	1,268
Salaries and employee benefits	$2,453,000	1,195
Premises and equipment expense	$393,000	1,490
Additional noninterest expense	$1,200,000	1,285
Pre-tax net operating income	$860,000	2,172
Securities gains (losses)	$442,000	102
Applicable income taxes	$382,000	1,284
Income before extraordinary items	$920,000	1,768
Extraordinary gains, net	$0	8
Net income	$920,000	1,767
Minority interest net income	$0	55
Net income of bank and minority interests.	$920,000	1,768
Net charge-offs	$130,000	777
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$606,180	2,408
2016-12-31 (YTD Data)		Rank
Total interest income	$20,584,000	1,268
Total interest expense	$3,541,000	830
Net interest income	$17,043,000	1,341
Provision for loan and lease losses	$-63,000	5,547
Total noninterest income	$2,453,000	1,879
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$419,000	2,379
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,034,000	1,582
Total noninterest expense	$15,846,000	1,265
Salaries and employee benefits	$9,313,000	1,217
Premises and equipment expense	$1,417,000	1,605
Additional noninterest expense	$5,116,000	1,233
Pre-tax net operating income	$3,713,000	2,039
Securities gains (losses)	$592,000	373
Applicable income taxes	$1,106,000	1,547
Income before extraordinary items	$3,199,000	1,998
Extraordinary gains, net	$0	5
Net income	$3,199,000	1,997
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,199,000	1,997
Net charge-offs	$-43,000	5,327
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,760,920	2,190
2016-09-30 (YTD Data)		Rank
Total interest income	$15,525,000	1,264
Total interest expense	$2,671,000	817
Net interest income	$12,854,000	1,337
Provision for loan and lease losses	$-237,000	5,788
Total noninterest income	$1,901,000	1,839
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$308,000	2,422
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,593,000	1,527
Total noninterest expense	$11,955,000	1,259
Salaries and employee benefits	$6,997,000	1,219
Premises and equipment expense	$1,101,000	1,564
Additional noninterest expense	$3,857,000	1,229
Pre-tax net operating income	$3,037,000	1,947
Securities gains (losses)	$213,000	765
Applicable income taxes	$999,000	1,410
Income before extraordinary items	$2,251,000	2,147
Extraordinary gains, net	$0	5
Net income	$2,251,000	2,146
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,251,000	2,147
Net charge-offs	$-80,000	5,517
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,104,030	2,194
2016-06-30 (YTD Data)		Rank
Total interest income	$10,325,000	1,271
Total interest expense	$1,787,000	818
Net interest income	$8,538,000	1,347
Provision for loan and lease losses	$-18,000	5,768
Total noninterest income	$1,269,000	1,825
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$204,000	2,411
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,065,000	1,484
Total noninterest expense	$7,815,000	1,286
Salaries and employee benefits	$4,597,000	1,239
Premises and equipment expense	$771,000	1,483
Additional noninterest expense	$2,447,000	1,296
Pre-tax net operating income	$2,010,000	1,927
Securities gains (losses)	$211,000	576
Applicable income taxes	$689,000	1,370
Income before extraordinary items	$1,532,000	2,086
Extraordinary gains, net	$0	16
Net income	$1,532,000	2,086
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,532,000	2,086
Net charge-offs	$-99,000	5,701
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,386,410	2,190
2016-03-31 (YTD Data)		Rank
Total interest income	$5,206,000	1,260
Total interest expense	$905,000	798
Net interest income	$4,301,000	1,343
Provision for loan and lease losses	$-34,000	5,935
Total noninterest income	$625,000	1,790
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$100,000	2,430
Trading account gains and fees	$0	142
Additional Noninterest Income	$525,000	1,461
Total noninterest expense	$3,963,000	1,276
Salaries and employee benefits	$2,286,000	1,248
Premises and equipment expense	$401,000	1,442
Additional noninterest expense	$1,276,000	1,245
Pre-tax net operating income	$997,000	1,926
Securities gains (losses)	$84,000	607
Applicable income taxes	$330,000	1,391
Income before extraordinary items	$751,000	2,098
Extraordinary gains, net	$0	12
Net income	$751,000	2,098
Minority interest net income	$0	62
Net income of bank and minority interests.	$751,000	2,098
Net charge-offs	$-14,000	5,335
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$693,040	2,159
2015-12-31 (YTD Data)		Rank
Total interest income	$19,897,000	1,279
Total interest expense	$3,500,000	801
Net interest income	$16,397,000	1,363
Provision for loan and lease losses	$266,000	2,039
Total noninterest income	$2,555,000	1,804
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$440,000	2,350
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,115,000	1,462
Total noninterest expense	$14,982,000	1,317
Salaries and employee benefits	$8,840,000	1,242
Premises and equipment expense	$1,456,000	1,575
Additional noninterest expense	$4,686,000	1,343
Pre-tax net operating income	$3,704,000	1,988
Securities gains (losses)	$528,000	334
Applicable income taxes	$1,246,000	1,387
Income before extraordinary items	$2,986,000	2,068
Extraordinary gains, net	$0	23
Net income	$2,986,000	2,069
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,986,000	2,070
Net charge-offs	$266,000	1,720
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,611,120	2,219
2015-09-30 (YTD Data)		Rank
Total interest income	$14,893,000	1,288
Total interest expense	$2,575,000	825
Net interest income	$12,318,000	1,374
Provision for loan and lease losses	$105,000	2,615
Total noninterest income	$1,922,000	1,802
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$333,000	2,354
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,589,000	1,469
Total noninterest expense	$11,139,000	1,327
Salaries and employee benefits	$6,459,000	1,284
Premises and equipment expense	$1,157,000	1,504
Additional noninterest expense	$3,523,000	1,334
Pre-tax net operating income	$2,996,000	1,902
Securities gains (losses)	$410,000	361
Applicable income taxes	$1,101,000	1,283
Income before extraordinary items	$2,305,000	2,022
Extraordinary gains, net	$0	21
Net income	$2,305,000	2,023
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,305,000	2,024
Net charge-offs	$54,000	2,717
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,026,200	2,205
2015-06-30 (YTD Data)		Rank
Total interest income	$9,796,000	1,308
Total interest expense	$1,687,000	843
Net interest income	$8,109,000	1,388
Provision for loan and lease losses	$104,000	2,176
Total noninterest income	$1,281,000	1,811
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$226,000	2,280
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,055,000	1,495
Total noninterest expense	$7,411,000	1,337
Salaries and employee benefits	$4,350,000	1,276
Premises and equipment expense	$791,000	1,479
Additional noninterest expense	$2,270,000	1,383
Pre-tax net operating income	$1,875,000	1,981
Securities gains (losses)	$246,000	447
Applicable income taxes	$646,000	1,395
Income before extraordinary items	$1,475,000	2,080
Extraordinary gains, net	$0	22
Net income	$1,475,000	2,082
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,475,000	2,082
Net charge-offs	$12,000	3,188
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,302,800	2,240
2015-03-31 (YTD Data)		Rank
Total interest income	$4,859,000	1,320
Total interest expense	$834,000	855
Net interest income	$4,025,000	1,401
Provision for loan and lease losses	$96,000	1,498
Total noninterest income	$658,000	1,748
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$113,000	2,273
Trading account gains and fees	$0	152
Additional Noninterest Income	$545,000	1,419
Total noninterest expense	$3,438,000	1,428
Salaries and employee benefits	$2,005,000	1,375
Premises and equipment expense	$417,000	1,432
Additional noninterest expense	$1,016,000	1,510
Pre-tax net operating income	$1,149,000	1,642
Securities gains (losses)	$257,000	291
Applicable income taxes	$432,000	1,124
Income before extraordinary items	$974,000	1,647
Extraordinary gains, net	$0	13
Net income	$974,000	1,649
Minority interest net income	$0	64
Net income of bank and minority interests.	$974,000	1,649
Net charge-offs	$0	3,288
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$796,670	1,874
2014-12-31 (YTD Data)		Rank
Total interest income	$19,766,000	1,277
Total interest expense	$3,601,000	820
Net interest income	$16,165,000	1,382
Provision for loan and lease losses	$117,000	3,059
Total noninterest income	$2,258,000	1,938
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$516,000	2,236
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,742,000	1,618
Total noninterest expense	$14,720,000	1,329
Salaries and employee benefits	$8,785,000	1,234
Premises and equipment expense	$1,408,000	1,666
Additional noninterest expense	$4,527,000	1,412
Pre-tax net operating income	$3,586,000	1,987
Securities gains (losses)	$663,000	309
Applicable income taxes	$1,269,000	1,319
Income before extraordinary items	$2,980,000	2,032
Extraordinary gains, net	$0	17
Net income	$2,980,000	2,031
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,980,000	2,031
Net charge-offs	$401,000	1,718
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,515,900	2,252
2014-09-30 (YTD Data)		Rank
Total interest income	$14,836,000	1,284
Total interest expense	$2,741,000	817
Net interest income	$12,095,000	1,381
Provision for loan and lease losses	$133,000	2,532
Total noninterest income	$1,752,000	1,900
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$390,000	2,234
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,362,000	1,564
Total noninterest expense	$11,025,000	1,346
Salaries and employee benefits	$6,594,000	1,227
Premises and equipment expense	$1,099,000	1,609
Additional noninterest expense	$3,332,000	1,428
Pre-tax net operating income	$2,689,000	2,023
Securities gains (losses)	$704,000	219
Applicable income taxes	$1,096,000	1,229
Income before extraordinary items	$2,297,000	1,984
Extraordinary gains, net	$0	15
Net income	$2,297,000	1,983
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,297,000	1,982
Net charge-offs	$259,000	1,722
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,818,280	2,336
2014-06-30 (YTD Data)		Rank
Total interest income	$9,721,000	1,303
Total interest expense	$1,867,000	801
Net interest income	$7,854,000	1,411
Provision for loan and lease losses	$105,000	2,287
Total noninterest income	$1,143,000	1,915
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$253,000	2,246
Trading account gains and fees	$0	172
Additional Noninterest Income	$890,000	1,574
Total noninterest expense	$7,418,000	1,331
Salaries and employee benefits	$4,351,000	1,238
Premises and equipment expense	$752,000	1,577
Additional noninterest expense	$2,315,000	1,388
Pre-tax net operating income	$1,474,000	2,302
Securities gains (losses)	$490,000	229
Applicable income taxes	$646,000	1,318
Income before extraordinary items	$1,318,000	2,189
Extraordinary gains, net	$0	20
Net income	$1,318,000	2,192
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,318,000	2,192
Net charge-offs	$340,000	1,167
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$989,700	2,631
2014-03-31 (YTD Data)		Rank
Total interest income	$4,943,000	1,279
Total interest expense	$954,000	798
Net interest income	$3,989,000	1,393
Provision for loan and lease losses	$88,000	1,724
Total noninterest income	$594,000	1,812
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$122,000	2,278
Trading account gains and fees	$0	147
Additional Noninterest Income	$472,000	1,474
Total noninterest expense	$3,796,000	1,324
Salaries and employee benefits	$2,295,000	1,195
Premises and equipment expense	$389,000	1,557
Additional noninterest expense	$1,112,000	1,424
Pre-tax net operating income	$699,000	2,323
Securities gains (losses)	$106,000	425
Applicable income taxes	$259,000	1,480
Income before extraordinary items	$546,000	2,420
Extraordinary gains, net	$0	16
Net income	$546,000	2,423
Minority interest net income	$0	66
Net income of bank and minority interests.	$546,000	2,423
Net charge-offs	$375,000	620
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$473,920	2,629
2013-12-31 (YTD Data)		Rank
Total interest income	$19,225,000	1,323
Total interest expense	$3,975,000	851
Net interest income	$15,250,000	1,419
Provision for loan and lease losses	$992,000	1,111
Total noninterest income	$2,740,000	1,734
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$536,000	2,265
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,204,000	1,413
Total noninterest expense	$14,427,000	1,370
Salaries and employee benefits	$8,731,000	1,232
Premises and equipment expense	$1,316,000	1,775
Additional noninterest expense	$4,380,000	1,507
Pre-tax net operating income	$2,571,000	2,427
Securities gains (losses)	$1,087,000	215
Applicable income taxes	$952,000	1,508
Income before extraordinary items	$2,706,000	2,057
Extraordinary gains, net	$0	29
Net income	$2,706,000	2,062
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,706,000	2,062
Net charge-offs	$1,507,000	934
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,901,620	2,641
2013-09-30 (YTD Data)		Rank
Total interest income	$14,301,000	1,341
Total interest expense	$2,987,000	883
Net interest income	$11,314,000	1,436
Provision for loan and lease losses	$565,000	1,394
Total noninterest income	$2,149,000	1,697
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$400,000	2,284
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,749,000	1,398
Total noninterest expense	$11,116,000	1,342
Salaries and employee benefits	$6,676,000	1,216
Premises and equipment expense	$1,076,000	1,649
Additional noninterest expense	$3,364,000	1,472
Pre-tax net operating income	$1,782,000	2,636
Securities gains (losses)	$865,000	244
Applicable income taxes	$860,000	1,385
Income before extraordinary items	$1,787,000	2,323
Extraordinary gains, net	$0	25
Net income	$1,787,000	2,328
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,787,000	2,328
Net charge-offs	$1,311,000	819
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,198,800	3,012
2013-06-30 (YTD Data)		Rank
Total interest income	$9,386,000	1,354
Total interest expense	$2,000,000	905
Net interest income	$7,386,000	1,457
Provision for loan and lease losses	$428,000	1,312
Total noninterest income	$1,475,000	1,663
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$262,000	2,280
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,213,000	1,387
Total noninterest expense	$7,377,000	1,350
Salaries and employee benefits	$4,382,000	1,224
Premises and equipment expense	$739,000	1,616
Additional noninterest expense	$2,256,000	1,447
Pre-tax net operating income	$1,056,000	2,786
Securities gains (losses)	$788,000	236
Applicable income taxes	$596,000	1,359
Income before extraordinary items	$1,248,000	2,230
Extraordinary gains, net	$0	22
Net income	$1,248,000	2,239
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,248,000	2,237
Net charge-offs	$1,130,000	701
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$712,160	3,183
2013-03-31 (YTD Data)		Rank
Total interest income	$4,661,000	1,365
Total interest expense	$1,036,000	895
Net interest income	$3,625,000	1,488
Provision for loan and lease losses	$152,000	1,600
Total noninterest income	$942,000	1,408
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$133,000	2,235
Trading account gains and fees	$0	148
Additional Noninterest Income	$809,000	1,143
Total noninterest expense	$3,861,000	1,304
Salaries and employee benefits	$2,329,000	1,180
Premises and equipment expense	$373,000	1,621
Additional noninterest expense	$1,159,000	1,403
Pre-tax net operating income	$554,000	2,692
Securities gains (losses)	$358,000	285
Applicable income taxes	$303,000	1,314
Income before extraordinary items	$609,000	2,234
Extraordinary gains, net	$0	10
Net income	$609,000	2,236
Minority interest net income	$0	76
Net income of bank and minority interests.	$609,000	2,236
Net charge-offs	$39,000	2,600
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$369,140	3,076
2012-12-31 (YTD Data)		Rank
Total interest income	$19,923,000	1,345
Total interest expense	$4,742,000	946
Net interest income	$15,181,000	1,444
Provision for loan and lease losses	$1,396,000	1,397
Total noninterest income	$4,415,000	1,243
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$741,000	1,799
Trading account gains and fees	$0	166
Additional Noninterest Income	$3,674,000	1,028
Total noninterest expense	$14,380,000	1,373
Salaries and employee benefits	$8,785,000	1,203
Premises and equipment expense	$1,198,000	1,942
Additional noninterest expense	$4,397,000	1,530
Pre-tax net operating income	$3,820,000	1,707
Securities gains (losses)	$509,000	931
Applicable income taxes	$1,174,000	1,317
Income before extraordinary items	$3,155,000	1,776
Extraordinary gains, net	$0	29
Net income	$3,155,000	1,775
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,155,000	1,776
Net charge-offs	$615,000	2,386
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,783,430	1,880
2012-09-30 (YTD Data)		Rank
Total interest income	$15,008,000	1,359
Total interest expense	$3,614,000	977
Net interest income	$11,394,000	1,461
Provision for loan and lease losses	$961,000	1,479
Total noninterest income	$3,648,000	1,157
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$594,000	1,722
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,054,000	930
Total noninterest expense	$10,645,000	1,394
Salaries and employee benefits	$6,634,000	1,188
Premises and equipment expense	$1,003,000	1,774
Additional noninterest expense	$3,008,000	1,671
Pre-tax net operating income	$3,436,000	1,519
Securities gains (losses)	$484,000	762
Applicable income taxes	$1,263,000	1,024
Income before extraordinary items	$2,657,000	1,657
Extraordinary gains, net	$0	20
Net income	$2,657,000	1,657
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,657,000	1,658
Net charge-offs	$-110,000	7,047
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,327,880	1,747
2012-06-30 (YTD Data)		Rank
Total interest income	$10,027,000	1,362
Total interest expense	$2,449,000	998
Net interest income	$7,578,000	1,467
Provision for loan and lease losses	$796,000	1,304
Total noninterest income	$2,367,000	1,172
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$396,000	1,723
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,971,000	922
Total noninterest expense	$6,813,000	1,437
Salaries and employee benefits	$4,329,000	1,210
Premises and equipment expense	$691,000	1,706
Additional noninterest expense	$1,793,000	1,857
Pre-tax net operating income	$2,336,000	1,489
Securities gains (losses)	$398,000	694
Applicable income taxes	$918,000	950
Income before extraordinary items	$1,816,000	1,614
Extraordinary gains, net	$0	19
Net income	$1,816,000	1,613
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,816,000	1,614
Net charge-offs	$-242,000	7,176
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,553,320	1,743
2012-03-31 (YTD Data)		Rank
Total interest income	$5,019,000	1,376
Total interest expense	$1,261,000	1,007
Net interest income	$3,758,000	1,486
Provision for loan and lease losses	$534,000	1,008
Total noninterest income	$1,047,000	1,285
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$197,000	1,718
Trading account gains and fees	$0	148
Additional Noninterest Income	$850,000	1,028
Total noninterest expense	$3,354,000	1,467
Salaries and employee benefits	$2,320,000	1,120
Premises and equipment expense	$376,000	1,586
Additional noninterest expense	$658,000	2,433
Pre-tax net operating income	$917,000	1,809
Securities gains (losses)	$322,000	424
Applicable income taxes	$412,000	1,046
Income before extraordinary items	$827,000	1,751
Extraordinary gains, net	$0	19
Net income	$827,000	1,753
Minority interest net income	$0	78
Net income of bank and minority interests.	$827,000	1,752
Net charge-offs	$-260,000	7,250
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$611,260	2,110
2011-12-31 (YTD Data)		Rank
Total interest income	$19,512,000	1,465
Total interest expense	$5,333,000	1,127
Net interest income	$14,179,000	1,574
Provision for loan and lease losses	$529,000	3,379
Total noninterest income	$2,893,000	1,531
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$910,000	1,601
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,983,000	1,369
Total noninterest expense	$13,650,000	1,422
Salaries and employee benefits	$8,002,000	1,238
Premises and equipment expense	$1,044,000	2,326
Additional noninterest expense	$4,604,000	1,497
Pre-tax net operating income	$2,893,000	1,902
Securities gains (losses)	$1,113,000	398
Applicable income taxes	$1,213,000	1,172
Income before extraordinary items	$2,793,000	1,719
Extraordinary gains, net	$0	29
Net income	$2,793,000	1,720
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,793,000	1,720
Net charge-offs	$1,067,000	2,279
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,013,900	2,181
2011-09-30 (YTD Data)		Rank
Total interest income	$14,527,000	1,493
Total interest expense	$4,023,000	1,165
Net interest income	$10,504,000	1,603
Provision for loan and lease losses	$384,000	3,290
Total noninterest income	$2,402,000	1,413
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$698,000	1,569
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,704,000	1,241
Total noninterest expense	$10,139,000	1,442
Salaries and employee benefits	$6,030,000	1,231
Premises and equipment expense	$834,000	2,213
Additional noninterest expense	$3,275,000	1,559
Pre-tax net operating income	$2,383,000	1,817
Securities gains (losses)	$1,090,000	319
Applicable income taxes	$1,112,000	1,007
Income before extraordinary items	$2,361,000	1,607
Extraordinary gains, net	$0	21
Net income	$2,361,000	1,607
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,361,000	1,607
Net charge-offs	$328,000	3,143
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,619,800	2,090
2011-06-30 (YTD Data)		Rank
Total interest income	$9,658,000	1,503
Total interest expense	$2,691,000	1,203
Net interest income	$6,967,000	1,615
Provision for loan and lease losses	$371,000	2,688
Total noninterest income	$1,582,000	1,423
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$468,000	1,540
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,114,000	1,255
Total noninterest expense	$6,595,000	1,490
Salaries and employee benefits	$3,871,000	1,292
Premises and equipment expense	$572,000	2,188
Additional noninterest expense	$2,152,000	1,602
Pre-tax net operating income	$1,583,000	1,798
Securities gains (losses)	$1,081,000	186
Applicable income taxes	$860,000	865
Income before extraordinary items	$1,804,000	1,380
Extraordinary gains, net	$0	15
Net income	$1,804,000	1,380
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,804,000	1,380
Net charge-offs	$350,000	2,510
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,068,920	2,091
2011-03-31 (YTD Data)		Rank
Total interest income	$4,783,000	1,535
Total interest expense	$1,357,000	1,245
Net interest income	$3,426,000	1,635
Provision for loan and lease losses	$-28,000	7,466
Total noninterest income	$725,000	1,531
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$228,000	1,555
Trading account gains and fees	$0	158
Additional Noninterest Income	$497,000	1,349
Total noninterest expense	$3,552,000	1,403
Salaries and employee benefits	$2,049,000	1,229
Premises and equipment expense	$291,000	2,198
Additional noninterest expense	$1,212,000	1,448
Pre-tax net operating income	$627,000	2,145
Securities gains (losses)	$397,000	196
Applicable income taxes	$360,000	966
Income before extraordinary items	$664,000	1,756
Extraordinary gains, net	$0	9
Net income	$664,000	1,756
Minority interest net income	$0	86
Net income of bank and minority interests.	$664,000	1,756
Net charge-offs	$306,000	1,731
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$405,950	2,578
2010-12-31 (YTD Data)		Rank
Total interest income	$20,689,000	1,489
Total interest expense	$6,122,000	1,358
Net interest income	$14,567,000	1,537
Provision for loan and lease losses	$2,746,000	1,714
Total noninterest income	$3,528,000	1,388
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,010,000	1,496
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,518,000	1,192
Total noninterest expense	$12,664,000	1,567
Salaries and employee benefits	$7,503,000	1,313
Premises and equipment expense	$981,000	2,515
Additional noninterest expense	$4,180,000	1,720
Pre-tax net operating income	$2,685,000	1,790
Securities gains (losses)	$713,000	660
Applicable income taxes	$931,000	1,299
Income before extraordinary items	$2,467,000	1,670
Extraordinary gains, net	$0	29
Net income	$2,467,000	1,670
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,467,000	1,672
Net charge-offs	$2,613,000	1,583
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,946,510	1,994
2010-09-30 (YTD Data)		Rank
Total interest income	$15,611,000	1,511
Total interest expense	$4,676,000	1,386
Net interest income	$10,935,000	1,550
Provision for loan and lease losses	$2,700,000	1,356
Total noninterest income	$2,366,000	1,490
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$750,000	1,551
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,616,000	1,273
Total noninterest expense	$9,240,000	1,593
Salaries and employee benefits	$5,574,000	1,324
Premises and equipment expense	$781,000	2,428
Additional noninterest expense	$2,885,000	1,833
Pre-tax net operating income	$1,361,000	2,564
Securities gains (losses)	$652,000	595
Applicable income taxes	$715,000	1,316
Income before extraordinary items	$1,298,000	2,407
Extraordinary gains, net	$0	23
Net income	$1,298,000	2,404
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,298,000	2,408
Net charge-offs	$2,626,000	1,264
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$880,720	2,993
2010-06-30 (YTD Data)		Rank
Total interest income	$10,447,000	1,527
Total interest expense	$3,166,000	1,424
Net interest income	$7,281,000	1,557
Provision for loan and lease losses	$2,261,000	1,172
Total noninterest income	$1,428,000	1,561
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$484,000	1,603
Trading account gains and fees	$0	152
Additional Noninterest Income	$944,000	1,347
Total noninterest expense	$5,938,000	1,659
Salaries and employee benefits	$3,626,000	1,362
Premises and equipment expense	$546,000	2,358
Additional noninterest expense	$1,766,000	1,958
Pre-tax net operating income	$510,000	3,591
Securities gains (losses)	$640,000	383
Applicable income taxes	$422,000	1,394
Income before extraordinary items	$728,000	2,680
Extraordinary gains, net	$0	19
Net income	$728,000	2,675
Minority interest net income	$0	105
Net income of bank and minority interests.	$728,000	2,679
Net charge-offs	$990,000	1,739
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$318,400	4,063
2010-03-31 (YTD Data)		Rank
Total interest income	$5,255,000	1,550
Total interest expense	$1,665,000	1,414
Net interest income	$3,590,000	1,598
Provision for loan and lease losses	$1,526,000	883
Total noninterest income	$740,000	1,521
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$218,000	1,746
Trading account gains and fees	$0	175
Additional Noninterest Income	$522,000	1,254
Total noninterest expense	$2,834,000	1,752
Salaries and employee benefits	$1,708,000	1,468
Premises and equipment expense	$267,000	2,450
Additional noninterest expense	$859,000	1,977
Pre-tax net operating income	$-30,000	6,421
Securities gains (losses)	$186,000	545
Applicable income taxes	$95,000	2,176
Income before extraordinary items	$61,000	5,527
Extraordinary gains, net	$0	16
Net income	$61,000	5,529
Minority interest net income	$0	91
Net income of bank and minority interests.	$61,000	5,528
Net charge-offs	$535,000	1,529
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-58,040	6,573
2009-12-31 (YTD Data)		Rank
Total interest income	$23,370,000	1,468
Total interest expense	$9,065,000	1,317
Net interest income	$14,305,000	1,568
Provision for loan and lease losses	$1,403,000	2,987
Total noninterest income	$2,251,000	1,957
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$882,000	1,887
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,369,000	1,758
Total noninterest expense	$12,289,000	1,662
Salaries and employee benefits	$7,559,000	1,315
Premises and equipment expense	$945,000	2,714
Additional noninterest expense	$3,785,000	1,937
Pre-tax net operating income	$2,864,000	1,401
Securities gains (losses)	$540,000	835
Applicable income taxes	$1,017,000	943
Income before extraordinary items	$2,387,000	1,400
Extraordinary gains, net	$0	34
Net income	$2,387,000	1,398
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,387,000	1,399
Net charge-offs	$639,000	3,475
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,009,000	1,616
2009-09-30 (YTD Data)		Rank
Total interest income	$17,773,000	1,477
Total interest expense	$7,220,000	1,300
Net interest income	$10,553,000	1,597
Provision for loan and lease losses	$597,000	3,542
Total noninterest income	$1,623,000	2,048
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$649,000	1,919
Trading account gains and fees	$0	212
Additional Noninterest Income	$974,000	1,863
Total noninterest expense	$9,162,000	1,657
Salaries and employee benefits	$5,696,000	1,332
Premises and equipment expense	$782,000	2,517
Additional noninterest expense	$2,684,000	1,969
Pre-tax net operating income	$2,417,000	1,337
Securities gains (losses)	$-115,000	7,498
Applicable income taxes	$728,000	1,065
Income before extraordinary items	$1,574,000	1,704
Extraordinary gains, net	$0	27
Net income	$1,574,000	1,703
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,574,000	1,704
Net charge-offs	$310,000	3,661
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,652,200	1,579
2009-06-30 (YTD Data)		Rank
Total interest income	$12,073,000	1,480
Total interest expense	$5,068,000	1,299
Net interest income	$7,005,000	1,603
Provision for loan and lease losses	$391,000	3,313
Total noninterest income	$1,016,000	2,168
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$425,000	1,927
Trading account gains and fees	$0	193
Additional Noninterest Income	$591,000	2,010
Total noninterest expense	$6,145,000	1,676
Salaries and employee benefits	$3,813,000	1,352
Premises and equipment expense	$540,000	2,487
Additional noninterest expense	$1,792,000	1,993
Pre-tax net operating income	$1,485,000	1,537
Securities gains (losses)	$-67,000	7,633
Applicable income taxes	$462,000	1,151
Income before extraordinary items	$956,000	1,919
Extraordinary gains, net	$0	21
Net income	$956,000	1,917
Minority interest net income	$0	112
Net income of bank and minority interests.	$956,000	1,918
Net charge-offs	$226,000	3,286
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,000,890	1,789
2009-03-31 (YTD Data)		Rank
Total interest income	$6,101,000	1,481
Total interest expense	$2,697,000	1,269
Net interest income	$3,404,000	1,640
Provision for loan and lease losses	$161,000	3,125
Total noninterest income	$452,000	2,289
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$206,000	1,911
Trading account gains and fees	$0	171
Additional Noninterest Income	$246,000	2,222
Total noninterest expense	$3,021,000	1,657
Salaries and employee benefits	$2,024,000	1,275
Premises and equipment expense	$295,000	2,335
Additional noninterest expense	$702,000	2,228
Pre-tax net operating income	$674,000	1,862
Securities gains (losses)	$-104,000	7,987
Applicable income taxes	$187,000	1,530
Income before extraordinary items	$383,000	2,651
Extraordinary gains, net	$0	15
Net income	$383,000	2,650
Minority interest net income	$0	102
Net income of bank and minority interests.	$383,000	2,652
Net charge-offs	$10,000	4,758
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$452,680	2,192
2008-12-31 (YTD Data)		Rank
Total interest income	$26,560,000	1,462
Total interest expense	$13,340,000	1,216
Net interest income	$13,220,000	1,679
Provision for loan and lease losses	$532,000	3,715
Total noninterest income	$2,054,000	2,103
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$856,000	2,003
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,198,000	1,880
Total noninterest expense	$11,452,000	1,702
Salaries and employee benefits	$7,167,000	1,436
Premises and equipment expense	$903,000	2,863
Additional noninterest expense	$3,382,000	1,812
Pre-tax net operating income	$3,290,000	1,651
Securities gains (losses)	$-9,338,000	8,165
Applicable income taxes	$-2,294,000	7,956
Income before extraordinary items	$-3,754,000	7,707
Extraordinary gains, net	$0	39
Net income	$-3,754,000	7,706
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$598,000	2,552
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,222,320	1,916
2008-09-30 (YTD Data)		Rank
Total interest income	$20,090,000	1,485
Total interest expense	$10,226,000	1,237
Net interest income	$9,864,000	1,705
Provision for loan and lease losses	$174,000	4,439
Total noninterest income	$1,542,000	2,170
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$608,000	2,127
Trading account gains and fees	$0	148
Additional Noninterest Income	$934,000	1,918
Total noninterest expense	$8,415,000	1,729
Salaries and employee benefits	$5,220,000	1,513
Premises and equipment expense	$753,000	2,631
Additional noninterest expense	$2,442,000	1,814
Pre-tax net operating income	$2,817,000	1,723
Securities gains (losses)	$-2,569,000	8,104
Applicable income taxes	$105,000	3,561
Income before extraordinary items	$143,000	5,971
Extraordinary gains, net	$0	31
Net income	$143,000	5,970
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$148,000	3,427
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,787,160	2,069
2008-06-30 (YTD Data)		Rank
Total interest income	$13,541,000	1,492
Total interest expense	$6,945,000	1,259
Net interest income	$6,596,000	1,695
Provision for loan and lease losses	$97,000	4,319
Total noninterest income	$874,000	2,464
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$377,000	2,223
Trading account gains and fees	$0	149
Additional Noninterest Income	$497,000	2,256
Total noninterest expense	$5,608,000	1,728
Salaries and employee benefits	$3,479,000	1,519
Premises and equipment expense	$525,000	2,529
Additional noninterest expense	$1,604,000	1,801
Pre-tax net operating income	$1,765,000	1,893
Securities gains (losses)	$128,000	813
Applicable income taxes	$625,000	1,352
Income before extraordinary items	$1,268,000	2,082
Extraordinary gains, net	$0	21
Net income	$1,268,000	2,082
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,182,240	2,186
2008-03-31 (YTD Data)		Rank
Total interest income	$6,758,000	1,537
Total interest expense	$3,585,000	1,299
Net interest income	$3,173,000	1,759
Provision for loan and lease losses	$47,000	3,879
Total noninterest income	$410,000	2,558
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$164,000	2,440
Trading account gains and fees	$0	158
Additional Noninterest Income	$246,000	2,257
Total noninterest expense	$2,652,000	1,801
Salaries and employee benefits	$1,629,000	1,620
Premises and equipment expense	$291,000	2,329
Additional noninterest expense	$732,000	1,927
Pre-tax net operating income	$884,000	1,997
Securities gains (losses)	$0	2,688
Applicable income taxes	$295,000	1,496
Income before extraordinary items	$589,000	2,343
Extraordinary gains, net	$0	15
Net income	$589,000	2,345
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,217
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$589,000	2,277
2007-12-31 (YTD Data)		Rank
Total interest income	$25,899,000	1,669
Total interest expense	$14,067,000	1,420
Net interest income	$11,832,000	1,917
Provision for loan and lease losses	$180,000	4,023
Total noninterest income	$1,448,000	2,774
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$656,000	2,504
Trading account gains and fees	$0	178
Additional Noninterest Income	$792,000	2,569
Total noninterest expense	$10,434,000	1,779
Salaries and employee benefits	$6,637,000	1,524
Premises and equipment expense	$776,000	3,162
Additional noninterest expense	$3,021,000	1,827
Pre-tax net operating income	$2,666,000	2,688
Securities gains (losses)	$1,439,000	140
Applicable income taxes	$1,311,000	1,554
Income before extraordinary items	$2,794,000	2,158
Extraordinary gains, net	$0	39
Net income	$2,794,000	2,157
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	4,156
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,815,480	3,031
2007-09-30 (YTD Data)		Rank
Total interest income	$19,079,000	1,695
Total interest expense	$10,379,000	1,444
Net interest income	$8,700,000	1,971
Provision for loan and lease losses	$135,000	3,624
Total noninterest income	$1,022,000	2,871
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$484,000	2,503
Trading account gains and fees	$0	184
Additional Noninterest Income	$538,000	2,720
Total noninterest expense	$7,689,000	1,785
Salaries and employee benefits	$4,882,000	1,554
Premises and equipment expense	$605,000	3,051
Additional noninterest expense	$2,202,000	1,829
Pre-tax net operating income	$1,898,000	2,953
Securities gains (losses)	$1,511,000	117
Applicable income taxes	$1,117,000	1,518
Income before extraordinary items	$2,292,000	2,127
Extraordinary gains, net	$0	33
Net income	$2,292,000	2,125
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,700
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,279,630	3,308
2007-06-30 (YTD Data)		Rank
Total interest income	$12,502,000	1,738
Total interest expense	$6,767,000	1,475
Net interest income	$5,735,000	2,029
Provision for loan and lease losses	$90,000	3,429
Total noninterest income	$667,000	2,931
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$329,000	2,470
Trading account gains and fees	$0	168
Additional Noninterest Income	$338,000	2,834
Total noninterest expense	$5,265,000	1,753
Salaries and employee benefits	$3,337,000	1,537
Premises and equipment expense	$429,000	2,927
Additional noninterest expense	$1,499,000	1,814
Pre-tax net operating income	$1,047,000	3,430
Securities gains (losses)	$950,000	120
Applicable income taxes	$657,000	1,733
Income before extraordinary items	$1,340,000	2,416
Extraordinary gains, net	$0	29
Net income	$1,340,000	2,416
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,997
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$703,500	3,793
2007-03-31 (YTD Data)		Rank
Total interest income	$6,154,000	1,755
Total interest expense	$3,332,000	1,492
Net interest income	$2,822,000	2,056
Provision for loan and lease losses	$45,000	3,197
Total noninterest income	$348,000	2,817
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$167,000	2,392
Trading account gains and fees	$0	195
Additional Noninterest Income	$181,000	2,698
Total noninterest expense	$2,581,000	1,789
Salaries and employee benefits	$1,619,000	1,605
Premises and equipment expense	$231,000	2,775
Additional noninterest expense	$731,000	1,829
Pre-tax net operating income	$544,000	3,326
Securities gains (losses)	$316,000	157
Applicable income taxes	$284,000	1,920
Income before extraordinary items	$576,000	2,722
Extraordinary gains, net	$0	22
Net income	$576,000	2,723
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$364,280	3,706
2006-12-31 (YTD Data)		Rank
Total interest income	$22,941,000	1,761
Total interest expense	$11,492,000	1,466
Net interest income	$11,449,000	2,027
Provision for loan and lease losses	$90,000	4,875
Total noninterest income	$1,452,000	2,766
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$740,000	2,265
Trading account gains and fees	$0	130
Additional Noninterest Income	$712,000	2,740
Total noninterest expense	$10,324,000	1,729
Salaries and employee benefits	$6,676,000	1,487
Premises and equipment expense	$784,000	3,059
Additional noninterest expense	$2,864,000	1,837
Pre-tax net operating income	$2,487,000	3,139
Securities gains (losses)	$1,048,000	163
Applicable income taxes	$1,026,000	2,158
Income before extraordinary items	$2,509,000	2,615
Extraordinary gains, net	$0	51
Net income	$2,509,000	2,617
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	7,921
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,764,920	3,384
2006-09-30 (YTD Data)		Rank
Total interest income	$16,812,000	1,793
Total interest expense	$8,274,000	1,478
Net interest income	$8,538,000	2,053
Provision for loan and lease losses	$45,000	5,149
Total noninterest income	$1,078,000	2,789
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$549,000	2,284
Trading account gains and fees	$0	126
Additional Noninterest Income	$529,000	2,769
Total noninterest expense	$7,574,000	1,756
Salaries and employee benefits	$4,898,000	1,520
Premises and equipment expense	$613,000	2,949
Additional noninterest expense	$2,063,000	1,892
Pre-tax net operating income	$1,997,000	3,109
Securities gains (losses)	$435,000	229
Applicable income taxes	$850,000	2,111
Income before extraordinary items	$1,582,000	3,088
Extraordinary gains, net	$0	45
Net income	$1,582,000	3,089
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,745
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,299,250	3,526
2006-06-30 (YTD Data)		Rank
Total interest income	$10,810,000	1,826
Total interest expense	$5,242,000	1,479
Net interest income	$5,568,000	2,098
Provision for loan and lease losses	$0	6,419
Total noninterest income	$644,000	2,990
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$351,000	2,342
Trading account gains and fees	$0	126
Additional Noninterest Income	$293,000	3,071
Total noninterest expense	$5,083,000	1,749
Salaries and employee benefits	$3,289,000	1,514
Premises and equipment expense	$414,000	2,913
Additional noninterest expense	$1,380,000	1,885
Pre-tax net operating income	$1,129,000	3,502
Securities gains (losses)	$249,000	236
Applicable income taxes	$497,000	2,320
Income before extraordinary items	$881,000	3,498
Extraordinary gains, net	$0	39
Net income	$881,000	3,501
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	7,835
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$721,640	3,988
2006-03-31 (YTD Data)		Rank
Total interest income	$5,245,000	1,832
Total interest expense	$2,455,000	1,498
Net interest income	$2,790,000	2,082
Provision for loan and lease losses	$0	6,013
Total noninterest income	$278,000	3,237
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$156,000	2,521
Trading account gains and fees	$0	115
Additional Noninterest Income	$122,000	3,355
Total noninterest expense	$2,406,000	1,853
Salaries and employee benefits	$1,544,000	1,610
Premises and equipment expense	$240,000	2,556
Additional noninterest expense	$622,000	2,089
Pre-tax net operating income	$662,000	3,098
Securities gains (losses)	$176,000	197
Applicable income taxes	$306,000	2,001
Income before extraordinary items	$532,000	3,016
Extraordinary gains, net	$0	21
Net income	$532,000	3,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,131
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$419,360	3,549
2005-12-31 (YTD Data)		Rank
Total interest income	$19,159,000	1,752
Total interest expense	$8,325,000	1,365
Net interest income	$10,834,000	2,051
Provision for loan and lease losses	$0	7,120
Total noninterest income	$1,115,000	3,297
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$588,000	2,705
Trading account gains and fees	$0	138
Additional Noninterest Income	$527,000	3,274
Total noninterest expense	$10,484,000	1,633
Salaries and employee benefits	$6,941,000	1,344
Premises and equipment expense	$796,000	2,914
Additional noninterest expense	$2,747,000	1,841
Pre-tax net operating income	$1,465,000	4,445
Securities gains (losses)	$740,000	228
Applicable income taxes	$640,000	2,971
Income before extraordinary items	$1,565,000	3,683
Extraordinary gains, net	$0	46
Net income	$1,565,000	3,685
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-74,000	8,566
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,039,600	4,695
2005-09-30 (YTD Data)		Rank
Total interest income	$14,018,000	1,751
Total interest expense	$6,005,000	1,334
Net interest income	$8,013,000	2,068
Provision for loan and lease losses	$0	6,899
Total noninterest income	$798,000	3,408
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$434,000	2,727
Trading account gains and fees	$0	126
Additional Noninterest Income	$364,000	3,441
Total noninterest expense	$7,223,000	1,735
Salaries and employee benefits	$4,626,000	1,507
Premises and equipment expense	$633,000	2,732
Additional noninterest expense	$1,964,000	1,896
Pre-tax net operating income	$1,588,000	3,603
Securities gains (losses)	$392,000	313
Applicable income taxes	$685,000	2,427
Income before extraordinary items	$1,295,000	3,492
Extraordinary gains, net	$0	35
Net income	$1,295,000	3,493
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-111,000	8,653
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,040,200	4,019
2005-06-30 (YTD Data)		Rank
Total interest income	$9,186,000	1,734
Total interest expense	$3,809,000	1,321
Net interest income	$5,377,000	2,023
Provision for loan and lease losses	$0	6,626
Total noninterest income	$512,000	3,455
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$284,000	2,724
Trading account gains and fees	$0	116
Additional Noninterest Income	$228,000	3,531
Total noninterest expense	$4,860,000	1,716
Salaries and employee benefits	$3,131,000	1,480
Premises and equipment expense	$434,000	2,640
Additional noninterest expense	$1,295,000	1,899
Pre-tax net operating income	$1,029,000	3,638
Securities gains (losses)	$124,000	509
Applicable income taxes	$420,000	2,539
Income before extraordinary items	$733,000	3,850
Extraordinary gains, net	$0	30
Net income	$733,000	3,852
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-111,000	8,683
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$653,640	4,134
2005-03-31 (YTD Data)		Rank
Total interest income	$4,424,000	1,763
Total interest expense	$1,776,000	1,347
Net interest income	$2,648,000	2,039
Provision for loan and lease losses	$0	6,226
Total noninterest income	$248,000	3,487
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$130,000	2,849
Trading account gains and fees	$0	115
Additional Noninterest Income	$118,000	3,435
Total noninterest expense	$2,338,000	1,787
Salaries and employee benefits	$1,445,000	1,596
Premises and equipment expense	$245,000	2,393
Additional noninterest expense	$648,000	1,890
Pre-tax net operating income	$558,000	3,397
Securities gains (losses)	$139,000	311
Applicable income taxes	$252,000	2,261
Income before extraordinary items	$445,000	3,343
Extraordinary gains, net	$0	24
Net income	$445,000	3,344
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-25,000	8,407
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$356,040	3,870
2004-12-31 (YTD Data)		Rank
Total interest income	$17,873,000	1,621
Total interest expense	$6,751,000	1,216
Net interest income	$11,122,000	1,818
Provision for loan and lease losses	$200,000	3,677
Total noninterest income	$894,000	3,797
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$476,000	3,252
Trading account gains and fees	$0	138
Additional Noninterest Income	$418,000	3,636
Total noninterest expense	$9,602,000	1,694
Salaries and employee benefits	$5,986,000	1,485
Premises and equipment expense	$714,000	3,078
Additional noninterest expense	$2,902,000	1,680
Pre-tax net operating income	$2,214,000	3,280
Securities gains (losses)	$739,000	349
Applicable income taxes	$935,000	2,271
Income before extraordinary items	$2,018,000	2,896
Extraordinary gains, net	$0	34
Net income	$2,018,000	2,898
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-41,000	8,630
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,515,480	3,557
2004-09-30 (YTD Data)		Rank
Total interest income	$13,265,000	1,612
Total interest expense	$5,055,000	1,183
Net interest income	$8,210,000	1,831
Provision for loan and lease losses	$0	7,100
Total noninterest income	$635,000	3,942
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$331,000	3,441
Trading account gains and fees	$0	134
Additional Noninterest Income	$304,000	3,703
Total noninterest expense	$7,002,000	1,726
Salaries and employee benefits	$4,316,000	1,535
Premises and equipment expense	$604,000	2,763
Additional noninterest expense	$2,082,000	1,727
Pre-tax net operating income	$1,843,000	3,088
Securities gains (losses)	$637,000	363
Applicable income taxes	$975,000	1,813
Income before extraordinary items	$1,505,000	2,948
Extraordinary gains, net	$0	26
Net income	$1,505,000	2,949
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-49,000	8,657
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,097,320	3,708
2004-06-30 (YTD Data)		Rank
Total interest income	$8,788,000	1,605
Total interest expense	$3,349,000	1,174
Net interest income	$5,439,000	1,834
Provision for loan and lease losses	$0	6,885
Total noninterest income	$409,000	4,040
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$218,000	3,451
Trading account gains and fees	$0	130
Additional Noninterest Income	$191,000	3,826
Total noninterest expense	$4,544,000	1,763
Salaries and employee benefits	$2,756,000	1,602
Premises and equipment expense	$377,000	2,935
Additional noninterest expense	$1,411,000	1,695
Pre-tax net operating income	$1,304,000	2,908
Securities gains (losses)	$417,000	393
Applicable income taxes	$636,000	1,845
Income before extraordinary items	$1,085,000	2,746
Extraordinary gains, net	$0	21
Net income	$1,085,000	2,747
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,466
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$818,120	3,384
2004-03-31 (YTD Data)		Rank
Total interest income	$4,390,000	1,610
Total interest expense	$1,713,000	1,166
Net interest income	$2,677,000	1,867
Provision for loan and lease losses	$0	6,501
Total noninterest income	$195,000	4,119
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$109,000	3,379
Trading account gains and fees	$0	121
Additional Noninterest Income	$86,000	4,023
Total noninterest expense	$2,274,000	1,780
Salaries and employee benefits	$1,401,000	1,597
Premises and equipment expense	$189,000	2,959
Additional noninterest expense	$684,000	1,743
Pre-tax net operating income	$598,000	3,086
Securities gains (losses)	$365,000	319
Applicable income taxes	$369,000	1,674
Income before extraordinary items	$594,000	2,517
Extraordinary gains, net	$0	16
Net income	$594,000	2,518
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-38,000	8,777
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$360,400	3,661
2003-12-31 (YTD Data)		Rank
Total interest income	$18,306,000	1,572
Total interest expense	$7,211,000	1,228
Net interest income	$11,095,000	1,755
Provision for loan and lease losses	$480,000	2,232
Total noninterest income	$841,000	4,111
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$438,000	3,442
Trading account gains and fees	$0	160
Additional Noninterest Income	$403,000	3,960
Total noninterest expense	$8,618,000	1,842
Salaries and employee benefits	$5,695,000	1,504
Premises and equipment expense	$613,000	3,453
Additional noninterest expense	$2,310,000	2,088
Pre-tax net operating income	$2,838,000	2,623
Securities gains (losses)	$267,000	1,129
Applicable income taxes	$977,000	2,206
Income before extraordinary items	$2,128,000	2,732
Extraordinary gains, net	$0	54
Net income	$2,128,000	2,733
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	4,282
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,943,770	2,803
2003-09-30 (YTD Data)		Rank
Total interest income	$13,865,000	1,579
Total interest expense	$5,523,000	1,259
Net interest income	$8,342,000	1,757
Provision for loan and lease losses	$180,000	3,498
Total noninterest income	$605,000	4,262
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$320,000	3,516
Trading account gains and fees	$0	153
Additional Noninterest Income	$285,000	4,125
Total noninterest expense	$6,224,000	1,906
Salaries and employee benefits	$4,030,000	1,604
Premises and equipment expense	$671,000	2,514
Additional noninterest expense	$1,523,000	2,361
Pre-tax net operating income	$2,543,000	2,351
Securities gains (losses)	$-160,000	9,142
Applicable income taxes	$866,000	2,080
Income before extraordinary items	$1,517,000	2,936
Extraordinary gains, net	$0	40
Net income	$1,517,000	2,936
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	3,430
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,619,400	2,655
2003-06-30 (YTD Data)		Rank
Total interest income	$9,355,000	1,569
Total interest expense	$3,744,000	1,280
Net interest income	$5,611,000	1,737
Provision for loan and lease losses	$120,000	3,448
Total noninterest income	$377,000	4,394
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$207,000	3,535
Trading account gains and fees	$0	150
Additional Noninterest Income	$170,000	4,337
Total noninterest expense	$4,026,000	1,956
Salaries and employee benefits	$2,617,000	1,639
Premises and equipment expense	$436,000	2,552
Additional noninterest expense	$973,000	2,424
Pre-tax net operating income	$1,842,000	2,188
Securities gains (losses)	$-176,000	9,218
Applicable income taxes	$593,000	2,066
Income before extraordinary items	$1,073,000	2,830
Extraordinary gains, net	$0	30
Net income	$1,073,000	2,829
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	2,819
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,185,640	2,461
2003-03-31 (YTD Data)		Rank
Total interest income	$4,720,000	1,571
Total interest expense	$1,904,000	1,281
Net interest income	$2,816,000	1,726
Provision for loan and lease losses	$60,000	3,248
Total noninterest income	$185,000	4,352
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$101,000	3,525
Trading account gains and fees	$0	134
Additional Noninterest Income	$84,000	4,247
Total noninterest expense	$2,110,000	1,857
Salaries and employee benefits	$1,396,000	1,527
Premises and equipment expense	$232,000	2,397
Additional noninterest expense	$482,000	2,411
Pre-tax net operating income	$831,000	2,398
Securities gains (losses)	$-104,000	9,261
Applicable income taxes	$272,000	2,187
Income before extraordinary items	$455,000	3,144
Extraordinary gains, net	$0	21
Net income	$455,000	3,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	1,807
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$521,560	2,719
2002-12-31 (YTD Data)		Rank
Total interest income	$19,145,000	1,607
Total interest expense	$8,599,000	1,300
Net interest income	$10,546,000	1,846
Provision for loan and lease losses	$235,000	4,028
Total noninterest income	$734,000	4,207
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$383,000	3,635
Trading account gains and fees	$0	153
Additional Noninterest Income	$351,000	3,941
Total noninterest expense	$7,963,000	1,890
Salaries and employee benefits	$5,025,000	1,609
Premises and equipment expense	$682,000	3,062
Additional noninterest expense	$2,256,000	2,045
Pre-tax net operating income	$3,082,000	2,446
Securities gains (losses)	$-667,000	9,279
Applicable income taxes	$806,000	2,583
Income before extraordinary items	$1,609,000	3,318
Extraordinary gains, net	$0	70
Net income	$1,609,000	3,316
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-52,000	9,156
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,055,890	2,650
2001-12-31 (YTD Data)		Rank
Total interest income	$18,663,000	1,837
Total interest expense	$10,451,000	1,556
Net interest income	$8,212,000	2,188
Provision for loan and lease losses	$0	8,228
Total noninterest income	$847,000	3,704
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$340,000	3,842
Trading account gains and fees	$0	177
Additional Noninterest Income	$507,000	3,113
Total noninterest expense	$7,295,000	1,965
Salaries and employee benefits	$4,458,000	1,695
Premises and equipment expense	$625,000	3,263
Additional noninterest expense	$2,212,000	2,037
Pre-tax net operating income	$1,764,000	3,481
Securities gains (losses)	$0	4,612
Applicable income taxes	$489,000	3,359
Income before extraordinary items	$1,275,000	3,639
Extraordinary gains, net	$0	105
Net income	$1,275,000	3,641
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-114,000	9,518
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,275,000	3,540
2000-12-31 (YTD Data)		Rank
Total interest income	$16,804,000	2,096
Total interest expense	$9,623,000	1,783
Net interest income	$7,181,000	2,473
Provision for loan and lease losses	$0	8,337
Total noninterest income	$838,000	3,551
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$276,000	4,282
Trading account gains and fees	$0	180
Additional Noninterest Income	$562,000	2,745
Total noninterest expense	$6,482,000	2,124
Salaries and employee benefits	$3,720,000	1,932
Premises and equipment expense	$572,000	3,398
Additional noninterest expense	$2,190,000	1,990
Pre-tax net operating income	$1,537,000	4,008
Securities gains (losses)	$623,000	224
Applicable income taxes	$577,000	3,189
Income before extraordinary items	$1,583,000	3,115
Extraordinary gains, net	$0	38
Net income	$1,583,000	3,113
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-53,000	9,623
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,128,210	4,025
1999-12-31 (YTD Data)		Rank
Total interest income	$15,891,000	2,042
Total interest expense	$8,218,000	1,808
Net interest income	$7,673,000	2,301
Provision for loan and lease losses	$350,000	2,350
Total noninterest income	$729,000	3,873
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$241,000	4,621
Trading account gains and fees	$0	173
Additional Noninterest Income	$488,000	2,990
Total noninterest expense	$6,201,000	2,200
Salaries and employee benefits	$3,481,000	2,013
Premises and equipment expense	$616,000	3,178
Additional noninterest expense	$2,104,000	2,069
Pre-tax net operating income	$1,851,000	3,536
Securities gains (losses)	$1,753,000	154
Applicable income taxes	$1,076,000	2,099
Income before extraordinary items	$2,528,000	2,083
Extraordinary gains, net	$0	35
Net income	$2,528,000	2,084
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-37,000	9,813
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,300,900	3,602
1998-12-31 (YTD Data)		Rank
Total interest income	$14,760,000	2,215
Total interest expense	$8,097,000	1,884
Net interest income	$6,663,000	2,559
Provision for loan and lease losses	$440,000	1,913
Total noninterest income	$570,000	4,547
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$216,000	4,927
Trading account gains and fees	$0	224
Additional Noninterest Income	$354,000	3,679
Total noninterest expense	$5,805,000	2,258
Salaries and employee benefits	$3,187,000	2,124
Premises and equipment expense	$515,000	3,605
Additional noninterest expense	$2,103,000	2,024
Pre-tax net operating income	$988,000	5,447
Securities gains (losses)	$1,409,000	301
Applicable income taxes	$627,000	3,284
Income before extraordinary items	$1,770,000	2,828
Extraordinary gains, net	$0	32
Net income	$1,770,000	2,829
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-93,000	10,237
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$727,340	5,388
1997-12-31 (YTD Data)		Rank
Total interest income	$12,562,000	2,610
Total interest expense	$6,726,000	2,242
Net interest income	$5,836,000	2,992
Provision for loan and lease losses	$200,000	3,424
Total noninterest income	$341,000	6,241
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$113,000	6,913
Trading account gains and fees	$0	239
Additional Noninterest Income	$228,000	4,638
Total noninterest expense	$4,218,000	3,022
Salaries and employee benefits	$2,505,000	2,637
Premises and equipment expense	$433,000	4,167
Additional noninterest expense	$1,280,000	3,154
Pre-tax net operating income	$1,759,000	3,936
Securities gains (losses)	$1,166,000	256
Applicable income taxes	$977,000	2,480
Income before extraordinary items	$1,948,000	2,644
Extraordinary gains, net	$0	44
Net income	$1,948,000	2,643
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	4,315
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,166,780	4,091
1996-12-31 (YTD Data)		Rank
Total interest income	$11,217,000	2,942
Total interest expense	$5,774,000	2,635
Net interest income	$5,443,000	3,251
Provision for loan and lease losses	$125,000	4,497
Total noninterest income	$466,000	5,414
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$108,000	7,335
Trading account gains and fees	$0	262
Additional Noninterest Income	$358,000	3,640
Total noninterest expense	$3,661,000	3,616
Salaries and employee benefits	$2,306,000	2,896
Premises and equipment expense	$402,000	4,517
Additional noninterest expense	$953,000	4,583
Pre-tax net operating income	$2,123,000	3,253
Securities gains (losses)	$640,000	358
Applicable income taxes	$797,000	2,858
Income before extraordinary items	$1,966,000	2,500
Extraordinary gains, net	$0	53
Net income	$1,966,000	2,502
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$114,000	3,679
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,511,600	3,130
1995-12-31 (YTD Data)		Rank
Total interest income	$10,403,000	3,191
Total interest expense	$5,379,000	2,844
Net interest income	$5,024,000	3,515
Provision for loan and lease losses	$220,000	2,837
Total noninterest income	$350,000	6,484
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$103,000	7,717
Trading account gains and fees	$0	522
Additional Noninterest Income	$247,000	4,518
Total noninterest expense	$3,517,000	3,729
Salaries and employee benefits	$2,021,000	3,275
Premises and equipment expense	$422,000	4,329
Additional noninterest expense	$1,074,000	4,109
Pre-tax net operating income	$1,637,000	4,145
Securities gains (losses)	$470,000	375
Applicable income taxes	$363,000	5,291
Income before extraordinary items	$1,744,000	2,827
Extraordinary gains, net	$0	65
Net income	$1,744,000	2,825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	3,855
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,353,900	3,525
1994-12-31 (YTD Data)		Rank
Total interest income	$9,450,000	3,200
Total interest expense	$4,415,000	2,775
Net interest income	$5,035,000	3,542
Provision for loan and lease losses	$70,000	5,310
Total noninterest income	$263,000	7,767
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$91,000	8,334
Trading account gains and fees	$0	475
Additional Noninterest Income	$172,000	5,782
Total noninterest expense	$2,880,000	4,566
Salaries and employee benefits	$1,709,000	3,810
Premises and equipment expense	$275,000	6,081
Additional noninterest expense	$896,000	5,182
Pre-tax net operating income	$2,348,000	3,000
Securities gains (losses)	$390,000	321
Applicable income taxes	$1,102,000	2,046
Income before extraordinary items	$1,636,000	2,940
Extraordinary gains, net	$0	249
Net income	$1,636,000	2,947
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$170,000	2,765
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,386,400	3,427
1993-12-31 (YTD Data)		Rank
Total interest income	$9,946,000	3,102
Total interest expense	$4,481,000	2,866
Net interest income	$5,465,000	3,293
Provision for loan and lease losses	$300,000	2,975
Total noninterest income	$348,000	7,047
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$88,000	8,760
Trading account gains and fees	$0	532
Additional Noninterest Income	$260,000	4,898
Total noninterest expense	$2,899,000	4,653
Salaries and employee benefits	$1,567,000	4,115
Premises and equipment expense	$305,000	5,763
Additional noninterest expense	$1,027,000	4,807
Pre-tax net operating income	$2,614,000	2,610
Securities gains (losses)	$322,000	1,239
Applicable income taxes	$922,000	2,462
Income before extraordinary items	$2,014,000	2,497
Extraordinary gains, net	$490,000	481
Net income	$2,504,000	2,073
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$474,000	1,819
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,791,820	2,623
1992-12-31 (YTD Data)		Rank
Total interest income	$11,171,000	3,136
Total interest expense	$5,666,000	2,942
Net interest income	$5,505,000	3,324
Provision for loan and lease losses	$1,745,000	1,271
Total noninterest income	$174,000	9,943
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$95,000	8,668
Trading account gains and fees	$0	504
Additional Noninterest Income	$79,000	8,899
Total noninterest expense	$2,823,000	4,779
Salaries and employee benefits	$1,506,000	4,221
Premises and equipment expense	$350,000	5,369
Additional noninterest expense	$967,000	5,188
Pre-tax net operating income	$1,111,000	5,221
Securities gains (losses)	$169,000	2,257
Applicable income taxes	$624,000	3,320
Income before extraordinary items	$656,000	6,191
Extraordinary gains, net	$0	1,422
Net income	$656,000	6,261
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$933,000	1,621
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$547,840	6,583

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.