Home > Partners Bank of New England > Net charge- offs to loans

Partners Bank of New England, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0031%3,745
Percentage Net Loans Charged-off: Total real estate loans-0.0040%3,697
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.0000%532
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0062%3,838
Percentage Net Loans Charged-off: Home equity loans-0.0714%4,425
All other 1-4 family - Percent of loans charged-off, net-0.0012%3,558
Percentage Net Loans Charged-off: Commercial and industrial-0.1613%4,364
Percentage Net Loans Charged-off: Loans to individuals1.4343%503
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual1.4343%412
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0109%3,957
Percentage Net Loans Charged-off: Total real estate loans-0.0052%3,782
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0082%3,903
Percentage Net Loans Charged-off: Home equity loans-0.0973%4,481
All other 1-4 family - Percent of loans charged-off, net-0.0014%3,584
Percentage Net Loans Charged-off: Commercial and industrial-0.1974%4,402
Percentage Net Loans Charged-off: Loans to individuals0.6389%879
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.6389%827
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0026%2,254
Percentage Net Loans Charged-off: Total real estate loans-0.0007%3,362
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0012%3,583
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0012%3,606
Percentage Net Loans Charged-off: Commercial and industrial-0.0095%3,718
Percentage Net Loans Charged-off: Loans to individuals0.6718%812
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.6718%784
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0033%1,889
Percentage Net Loans Charged-off: Total real estate loans-0.0010%3,485
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0016%3,698
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0017%3,776
Percentage Net Loans Charged-off: Commercial and industrial-0.0097%3,731
Percentage Net Loans Charged-off: Loans to individuals0.8758%631
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.8758%573
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0294%1,476
Percentage Net Loans Charged-off: Total real estate loans-0.0077%3,739
Percentage Net Loans Charged-off:Construction & development-0.0272%4,449
Percentage Net Loans Charged-off: Commercial real estate-0.0006%3,875
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0090%3,826
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.0097%3,887
Percentage Net Loans Charged-off: Commercial and industrial0.5550%338
Percentage Net Loans Charged-off: Loans to individuals0.6962%762
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.6962%709
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0401%1,091
Percentage Net Loans Charged-off: Total real estate loans-0.0103%3,833
Percentage Net Loans Charged-off:Construction & development-0.0386%4,521
Percentage Net Loans Charged-off: Commercial real estate-0.0008%3,940
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0119%3,900
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0129%3,970
Percentage Net Loans Charged-off: Commercial and industrial0.7411%216
Percentage Net Loans Charged-off: Loans to individuals0.6448%759
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.6448%699
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0579%818
Percentage Net Loans Charged-off: Total real estate loans-0.0159%3,917
Percentage Net Loans Charged-off:Construction & development-0.0605%4,184
Percentage Net Loans Charged-off: Commercial real estate-0.0012%3,894
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0184%3,936
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0200%4,005
Percentage Net Loans Charged-off: Commercial and industrial1.0339%144
Percentage Net Loans Charged-off: Loans to individuals0.8328%575
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8328%524
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1486%391
Percentage Net Loans Charged-off: Total real estate loans-0.0020%3,412
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate-0.0025%4,086
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0022%3,533
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0024%3,600
Percentage Net Loans Charged-off: Commercial and industrial2.0993%67
Percentage Net Loans Charged-off: Loans to individuals1.1373%428
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1373%394
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0039%3,498
Percentage Net Loans Charged-off: Total real estate loans-0.0065%3,639
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate-0.0013%3,948
Percentage Net Loans Charged-off: Multi-family residential-0.0242%3,937
Percentage Net Loans Charged-off: 1-4 family residential-0.0084%3,656
Percentage Net Loans Charged-off: Home equity loans-0.0700%3,399
All other 1-4 family - Percent of loans charged-off, net-0.0026%3,459
Percentage Net Loans Charged-off: Commercial and industrial-0.0153%3,557
Percentage Net Loans Charged-off: Loans to individuals0.5072%849
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5072%772
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0020%3,218
Percentage Net Loans Charged-off: Total real estate loans-0.0042%3,547
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate-0.0008%4,004
Percentage Net Loans Charged-off: Multi-family residential-0.0321%3,978
Percentage Net Loans Charged-off: 1-4 family residential-0.0041%3,537
Percentage Net Loans Charged-off: Home equity loans-0.0189%3,315
All other 1-4 family - Percent of loans charged-off, net-0.0027%3,514
Percentage Net Loans Charged-off: Commercial and industrial-0.0148%3,593
Percentage Net Loans Charged-off: Loans to individuals0.4584%819
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4584%729
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0034%3,319
Percentage Net Loans Charged-off: Total real estate loans-0.0049%3,691
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.0013%4,110
Percentage Net Loans Charged-off: Multi-family residential-0.0478%3,995
Percentage Net Loans Charged-off: 1-4 family residential-0.0038%3,593
Percentage Net Loans Charged-off: Home equity loans-0.0142%3,343
All other 1-4 family - Percent of loans charged-off, net-0.0028%3,605
Percentage Net Loans Charged-off: Commercial and industrial-0.0180%3,711
Percentage Net Loans Charged-off: Loans to individuals0.3816%911
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3816%818
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0027%3,201
Percentage Net Loans Charged-off: Total real estate loans-0.0061%3,848
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential-0.0629%3,996
Percentage Net Loans Charged-off: 1-4 family residential-0.0051%3,770
Percentage Net Loans Charged-off: Home equity loans-0.0286%3,459
All other 1-4 family - Percent of loans charged-off, net-0.0028%3,721
Percentage Net Loans Charged-off: Commercial and industrial-0.0147%3,729
Percentage Net Loans Charged-off: Loans to individuals0.5615%735
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5615%660
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0418%2,225
Percentage Net Loans Charged-off: Total real estate loans0.0008%1,985
Percentage Net Loans Charged-off:Construction & development-0.0406%4,308
Percentage Net Loans Charged-off: Commercial real estate-0.0026%4,261
Percentage Net Loans Charged-off: Multi-family residential-0.0565%4,042
Percentage Net Loans Charged-off: 1-4 family residential0.0119%1,288
Percentage Net Loans Charged-off: Home equity loans0.0777%237
All other 1-4 family - Percent of loans charged-off, net0.0046%1,358
Percentage Net Loans Charged-off: Commercial and industrial0.4099%772
Percentage Net Loans Charged-off: Loans to individuals0.3859%1,486
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3859%1,366
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0529%1,850
Percentage Net Loans Charged-off: Total real estate loans-0.0027%3,824
Percentage Net Loans Charged-off:Construction & development-0.0557%4,387
Percentage Net Loans Charged-off: Commercial real estate-0.0035%4,302
Percentage Net Loans Charged-off: Multi-family residential-0.0595%4,055
Percentage Net Loans Charged-off: 1-4 family residential0.0081%1,159
Percentage Net Loans Charged-off: Home equity loans0.1087%183
All other 1-4 family - Percent of loans charged-off, net-0.0032%3,845
Percentage Net Loans Charged-off: Commercial and industrial0.5569%553
Percentage Net Loans Charged-off: Loans to individuals0.4522%1,258
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4522%1,146
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0652%1,591
Percentage Net Loans Charged-off: Total real estate loans-0.0008%3,629
Percentage Net Loans Charged-off:Construction & development-0.0854%4,459
Percentage Net Loans Charged-off: Commercial real estate-0.0040%4,374
Percentage Net Loans Charged-off: Multi-family residential-0.0572%4,066
Percentage Net Loans Charged-off: 1-4 family residential0.0145%953
Percentage Net Loans Charged-off: Home equity loans0.1699%125
All other 1-4 family - Percent of loans charged-off, net-0.0032%3,893
Percentage Net Loans Charged-off: Commercial and industrial0.7024%452
Percentage Net Loans Charged-off: Loans to individuals0.5868%1,103
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5868%991
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1156%1,011
Percentage Net Loans Charged-off: Total real estate loans-0.0175%4,429
Percentage Net Loans Charged-off:Construction & development-0.1792%4,554
Percentage Net Loans Charged-off: Commercial real estate-0.0026%4,385
Percentage Net Loans Charged-off: Multi-family residential-0.0659%4,098
Percentage Net Loans Charged-off: 1-4 family residential-0.0058%4,004
Percentage Net Loans Charged-off: Home equity loans-0.0280%3,539
All other 1-4 family - Percent of loans charged-off, net-0.0033%3,936
Percentage Net Loans Charged-off: Commercial and industrial1.6939%224
Percentage Net Loans Charged-off: Loans to individuals0.9015%849
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9015%772
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0353%2,681
Percentage Net Loans Charged-off: Total real estate loans0.0232%1,549
Percentage Net Loans Charged-off:Construction & development0.0371%293
Percentage Net Loans Charged-off: Commercial real estate0.0866%628
Percentage Net Loans Charged-off: Multi-family residential-0.0587%4,161
Percentage Net Loans Charged-off: 1-4 family residential-0.0056%4,121
Percentage Net Loans Charged-off: Home equity loans-0.0170%3,523
All other 1-4 family - Percent of loans charged-off, net-0.0042%4,090
Percentage Net Loans Charged-off: Commercial and industrial0.1611%1,550
Percentage Net Loans Charged-off: Loans to individuals0.2724%2,195
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2724%2,061
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0092%3,039
Percentage Net Loans Charged-off: Total real estate loans-0.0037%3,983
Percentage Net Loans Charged-off:Construction & development0.0465%210
Percentage Net Loans Charged-off: Commercial real estate0.0057%826
Percentage Net Loans Charged-off: Multi-family residential-0.0614%4,217
Percentage Net Loans Charged-off: 1-4 family residential-0.0106%4,260
Percentage Net Loans Charged-off: Home equity loans-0.0181%3,557
All other 1-4 family - Percent of loans charged-off, net-0.0097%4,276
Percentage Net Loans Charged-off: Commercial and industrial0.1551%1,292
Percentage Net Loans Charged-off: Loans to individuals0.1750%2,391
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1750%2,258
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0020%3,950
Percentage Net Loans Charged-off: Total real estate loans0.0004%1,667
Percentage Net Loans Charged-off:Construction & development0.0675%151
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential-0.0504%4,237
Percentage Net Loans Charged-off: 1-4 family residential-0.0046%4,056
Percentage Net Loans Charged-off: Home equity loans-0.0137%3,552
All other 1-4 family - Percent of loans charged-off, net-0.0034%4,042
Percentage Net Loans Charged-off: Commercial and industrial-0.0347%4,204
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,820
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,712
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0088%4,185
Percentage Net Loans Charged-off: Total real estate loans-0.0061%4,240
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential-0.0724%4,294
Percentage Net Loans Charged-off: 1-4 family residential-0.0046%4,157
Percentage Net Loans Charged-off: Home equity loans-0.0136%3,611
All other 1-4 family - Percent of loans charged-off, net-0.0035%4,153
Percentage Net Loans Charged-off: Commercial and industrial-0.0116%3,900
Percentage Net Loans Charged-off: Loans to individuals-0.2307%4,790
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2307%4,759
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0454%2,525
Percentage Net Loans Charged-off: Total real estate loans-0.0036%4,115
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,145
Percentage Net Loans Charged-off: Multi-family residential-0.0767%4,316
Percentage Net Loans Charged-off: 1-4 family residential-0.0008%4,112
Percentage Net Loans Charged-off: Home equity loans-0.0167%3,612
All other 1-4 family - Percent of loans charged-off, net0.0013%1,949
Percentage Net Loans Charged-off: Commercial and industrial0.5149%809
Percentage Net Loans Charged-off: Loans to individuals1.3918%523
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3918%462
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0025%4,117
Percentage Net Loans Charged-off: Total real estate loans-0.0147%4,464
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate0.0000%901
Percentage Net Loans Charged-off: Multi-family residential-0.0920%4,358
Percentage Net Loans Charged-off: 1-4 family residential-0.0184%4,572
Percentage Net Loans Charged-off: Home equity loans-0.0177%3,644
All other 1-4 family - Percent of loans charged-off, net-0.0185%4,599
Percentage Net Loans Charged-off: Commercial and industrial0.0598%1,553
Percentage Net Loans Charged-off: Loans to individuals0.6905%1,096
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6905%993
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0052%4,108
Percentage Net Loans Charged-off: Total real estate loans-0.0205%4,625
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0000%695
Percentage Net Loans Charged-off: Multi-family residential-0.1219%4,400
Percentage Net Loans Charged-off: 1-4 family residential-0.0261%4,709
Percentage Net Loans Charged-off: Home equity loans-0.0200%3,701
All other 1-4 family - Percent of loans charged-off, net-0.0269%4,763
Percentage Net Loans Charged-off: Commercial and industrial0.0988%1,180
Percentage Net Loans Charged-off: Loans to individuals0.7094%1,016
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7094%911
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0252%4,668
Percentage Net Loans Charged-off: Total real estate loans-0.0357%4,952
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential-0.1481%4,443
Percentage Net Loans Charged-off: 1-4 family residential-0.0494%5,008
Percentage Net Loans Charged-off: Home equity loans-0.0130%3,719
All other 1-4 family - Percent of loans charged-off, net-0.0543%5,068
Percentage Net Loans Charged-off: Commercial and industrial-0.0269%4,190
Percentage Net Loans Charged-off: Loans to individuals0.9267%835
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9267%738
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0711%2,432
Percentage Net Loans Charged-off: Total real estate loans0.0294%1,857
Percentage Net Loans Charged-off:Construction & development0.0593%383
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,316
Percentage Net Loans Charged-off: Multi-family residential0.6523%57
Percentage Net Loans Charged-off: 1-4 family residential0.0039%2,322
Percentage Net Loans Charged-off: Home equity loans-0.0148%3,798
All other 1-4 family - Percent of loans charged-off, net0.0068%2,155
Percentage Net Loans Charged-off: Commercial and industrial0.5717%901
Percentage Net Loans Charged-off: Loans to individuals0.6763%1,356
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6975%1,206
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1136%1,655
Percentage Net Loans Charged-off: Total real estate loans0.0450%1,345
Percentage Net Loans Charged-off:Construction & development0.0810%296
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,034
Percentage Net Loans Charged-off: Multi-family residential1.1525%39
Percentage Net Loans Charged-off: 1-4 family residential-0.0016%4,378
Percentage Net Loans Charged-off: Home equity loans-0.0155%3,822
All other 1-4 family - Percent of loans charged-off, net0.0006%1,992
Percentage Net Loans Charged-off: Commercial and industrial1.0067%490
Percentage Net Loans Charged-off: Loans to individuals0.6799%1,237
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7082%1,076
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0611%2,048
Percentage Net Loans Charged-off: Total real estate loans0.0601%1,089
Percentage Net Loans Charged-off:Construction & development0.1281%202
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential1.7379%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0151%4,765
Percentage Net Loans Charged-off: Home equity loans-0.0172%3,831
All other 1-4 family - Percent of loans charged-off, net-0.0147%4,802
Percentage Net Loans Charged-off: Commercial and industrial-0.0144%4,147
Percentage Net Loans Charged-off: Loans to individuals0.5918%1,334
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6341%1,138
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1199%1,210
Percentage Net Loans Charged-off: Total real estate loans0.1224%571
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential3.5530%14
Percentage Net Loans Charged-off: 1-4 family residential-0.0095%4,677
Percentage Net Loans Charged-off: Home equity loans-0.0113%3,892
All other 1-4 family - Percent of loans charged-off, net-0.0093%4,704
Percentage Net Loans Charged-off: Commercial and industrial-0.0152%4,131
Percentage Net Loans Charged-off: Loans to individuals0.6726%1,166
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7566%961
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0105%4,951
Percentage Net Loans Charged-off: Total real estate loans-0.0164%4,938
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate-0.0043%4,826
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential-0.0245%5,166
Percentage Net Loans Charged-off: Home equity loans-0.0143%3,963
All other 1-4 family - Percent of loans charged-off, net-0.0263%5,200
Percentage Net Loans Charged-off: Commercial and industrial-0.0163%4,456
Percentage Net Loans Charged-off: Loans to individuals0.4617%1,913
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4617%1,786
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,609
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0264%5,107
Percentage Net Loans Charged-off: Total real estate loans-0.0335%5,195
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate-0.0058%4,887
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.0520%5,390
Percentage Net Loans Charged-off: Home equity loans-0.0153%3,977
All other 1-4 family - Percent of loans charged-off, net-0.0585%5,431
Percentage Net Loans Charged-off: Commercial and industrial-0.0110%4,264
Percentage Net Loans Charged-off: Loans to individuals0.4242%1,763
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4242%1,621
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0491%5,359
Percentage Net Loans Charged-off: Total real estate loans-0.0541%5,391
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate-0.0086%5,040
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.0847%5,588
Percentage Net Loans Charged-off: Home equity loans-0.0116%3,978
All other 1-4 family - Percent of loans charged-off, net-0.0978%5,626
Percentage Net Loans Charged-off: Commercial and industrial-0.0165%4,330
Percentage Net Loans Charged-off: Loans to individuals0.1576%2,454
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1576%2,298
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0140%4,681
Percentage Net Loans Charged-off: Total real estate loans-0.0184%5,039
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-0.0171%5,300
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0214%5,171
Percentage Net Loans Charged-off: Home equity loans-0.0117%4,015
All other 1-4 family - Percent of loans charged-off, net-0.0232%5,243
Percentage Net Loans Charged-off: Commercial and industrial-0.0166%4,386
Percentage Net Loans Charged-off: Loans to individuals0.3116%1,747
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3116%1,591
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0677%2,887
Percentage Net Loans Charged-off: Total real estate loans0.0688%2,009
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,647
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.1158%1,628
Percentage Net Loans Charged-off: Home equity loans-0.0150%4,143
All other 1-4 family - Percent of loans charged-off, net0.1396%1,419
Percentage Net Loans Charged-off: Commercial and industrial0.0227%2,317
Percentage Net Loans Charged-off: Loans to individuals0.1881%2,738
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1881%2,591
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,449
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0184%3,576
Percentage Net Loans Charged-off: Total real estate loans0.0239%2,485
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0402%2,274
Percentage Net Loans Charged-off: Home equity loans-0.0160%4,171
All other 1-4 family - Percent of loans charged-off, net0.0505%2,075
Percentage Net Loans Charged-off: Commercial and industrial-0.1053%5,139
Percentage Net Loans Charged-off: Loans to individuals0.1496%2,662
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1496%2,523
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,309
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0062%3,685
Percentage Net Loans Charged-off: Total real estate loans-0.0006%4,606
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.0009%5,045
Percentage Net Loans Charged-off: Home equity loans-0.0121%4,186
All other 1-4 family - Percent of loans charged-off, net0.0011%2,359
Percentage Net Loans Charged-off: Commercial and industrial0.0853%1,418
Percentage Net Loans Charged-off: Loans to individuals0.1490%2,460
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1490%2,332
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,136
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%3,288
Percentage Net Loans Charged-off: Total real estate loans0.0089%1,959
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0151%1,723
Percentage Net Loans Charged-off: Home equity loans-0.0122%4,232
All other 1-4 family - Percent of loans charged-off, net0.0201%1,586
Percentage Net Loans Charged-off: Commercial and industrial-0.1959%5,509
Percentage Net Loans Charged-off: Loans to individuals0.1493%2,142
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1493%2,017
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1071%2,977
Percentage Net Loans Charged-off: Total real estate loans0.1248%2,087
Percentage Net Loans Charged-off:Construction & development0.2354%772
Percentage Net Loans Charged-off: Commercial real estate0.2196%1,144
Percentage Net Loans Charged-off: Multi-family residential-0.0275%4,976
Percentage Net Loans Charged-off: 1-4 family residential0.0706%2,693
Percentage Net Loans Charged-off: Home equity loans-0.0159%4,405
All other 1-4 family - Percent of loans charged-off, net0.0862%2,418
Percentage Net Loans Charged-off: Commercial and industrial-0.3638%5,828
Percentage Net Loans Charged-off: Loans to individuals0.7293%1,324
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7293%1,215
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0927%2,887
Percentage Net Loans Charged-off: Total real estate loans0.1308%1,867
Percentage Net Loans Charged-off:Construction & development0.3364%613
Percentage Net Loans Charged-off: Commercial real estate0.2946%845
Percentage Net Loans Charged-off: Multi-family residential-0.0254%5,022
Percentage Net Loans Charged-off: 1-4 family residential0.0294%2,877
Percentage Net Loans Charged-off: Home equity loans-0.0128%4,414
All other 1-4 family - Percent of loans charged-off, net0.0371%2,636
Percentage Net Loans Charged-off: Commercial and industrial-0.6992%6,062
Percentage Net Loans Charged-off: Loans to individuals0.5957%1,446
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5957%1,326
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1838%1,922
Percentage Net Loans Charged-off: Total real estate loans0.2215%1,271
Percentage Net Loans Charged-off:Construction & development0.5589%469
Percentage Net Loans Charged-off: Commercial real estate0.4365%634
Percentage Net Loans Charged-off: Multi-family residential-0.0193%5,046
Percentage Net Loans Charged-off: 1-4 family residential0.0843%2,122
Percentage Net Loans Charged-off: Home equity loans-0.0130%4,423
All other 1-4 family - Percent of loans charged-off, net0.1018%1,911
Percentage Net Loans Charged-off: Commercial and industrial-0.4803%5,994
Percentage Net Loans Charged-off: Loans to individuals0.2795%2,088
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2795%1,961
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4087%886
Percentage Net Loans Charged-off: Total real estate loans0.4169%687
Percentage Net Loans Charged-off:Construction & development1.2592%253
Percentage Net Loans Charged-off: Commercial real estate0.7244%341
Percentage Net Loans Charged-off: Multi-family residential-0.0395%5,114
Percentage Net Loans Charged-off: 1-4 family residential0.2004%1,173
Percentage Net Loans Charged-off: Home equity loans-0.0133%4,440
All other 1-4 family - Percent of loans charged-off, net0.2384%1,026
Percentage Net Loans Charged-off: Commercial and industrial0.3032%816
Percentage Net Loans Charged-off: Loans to individuals0.3355%1,807
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3355%1,686
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4187%1,597
Percentage Net Loans Charged-off: Total real estate loans0.1986%2,335
Percentage Net Loans Charged-off:Construction & development0.3175%1,220
Percentage Net Loans Charged-off: Commercial real estate0.4228%1,173
Percentage Net Loans Charged-off: Multi-family residential-0.2287%5,306
Percentage Net Loans Charged-off: 1-4 family residential0.0762%3,218
Percentage Net Loans Charged-off: Home equity loans0.0108%1,407
All other 1-4 family - Percent of loans charged-off, net0.0870%2,983
Percentage Net Loans Charged-off: Commercial and industrial3.9468%281
Percentage Net Loans Charged-off: Loans to individuals0.7270%1,564
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7270%1,443
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4900%1,312
Percentage Net Loans Charged-off: Total real estate loans0.1934%2,212
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.4446%1,034
Percentage Net Loans Charged-off: Multi-family residential-0.2668%5,361
Percentage Net Loans Charged-off: 1-4 family residential0.0729%3,025
Percentage Net Loans Charged-off: Home equity loans0.0196%1,239
All other 1-4 family - Percent of loans charged-off, net0.0816%2,796
Percentage Net Loans Charged-off: Commercial and industrial5.2118%191
Percentage Net Loans Charged-off: Loans to individuals0.4936%1,881
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4936%1,754
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6411%1,026
Percentage Net Loans Charged-off: Total real estate loans0.2526%1,855
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.5239%861
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.1158%2,446
Percentage Net Loans Charged-off: Home equity loans0.0447%1,036
All other 1-4 family - Percent of loans charged-off, net0.1272%2,255
Percentage Net Loans Charged-off: Commercial and industrial6.6347%152
Percentage Net Loans Charged-off: Loans to individuals0.3637%2,112
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3637%1,977
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0446%3,403
Percentage Net Loans Charged-off: Total real estate loans0.0458%2,642
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0579%1,253
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0434%2,324
Percentage Net Loans Charged-off: Home equity loans0.1036%705
All other 1-4 family - Percent of loans charged-off, net0.0337%2,235
Percentage Net Loans Charged-off: Commercial and industrial-0.0554%5,340
Percentage Net Loans Charged-off: Loans to individuals0.4405%1,738
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4405%1,599
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1759%3,970
Percentage Net Loans Charged-off: Total real estate loans0.0053%5,106
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate-0.2504%6,797
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.1378%3,408
Percentage Net Loans Charged-off: Home equity loans0.4216%1,116
All other 1-4 family - Percent of loans charged-off, net0.0975%3,519
Percentage Net Loans Charged-off: Commercial and industrial2.5503%660
Percentage Net Loans Charged-off: Loans to individuals0.6309%2,010
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6494%1,829
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0420%6,662
Percentage Net Loans Charged-off: Total real estate loans-0.0856%6,870
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate-0.4343%6,923
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.0812%3,547
Percentage Net Loans Charged-off: Home equity loans0.5804%859
All other 1-4 family - Percent of loans charged-off, net0.0125%3,956
Percentage Net Loans Charged-off: Commercial and industrial0.4076%2,020
Percentage Net Loans Charged-off: Loans to individuals0.6060%1,920
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6304%1,716
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1384%6,927
Percentage Net Loans Charged-off: Total real estate loans-0.2006%7,001
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate-0.6534%7,005
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,822
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.0000%3,637
Percentage Net Loans Charged-off: Commercial and industrial0.5962%1,605
Percentage Net Loans Charged-off: Loans to individuals0.2846%2,662
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2846%2,483
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2992%7,066
Percentage Net Loans Charged-off: Total real estate loans-0.4227%7,121
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate-1.4093%7,103
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,017
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.0000%2,835
Percentage Net Loans Charged-off: Commercial and industrial1.3356%831
Percentage Net Loans Charged-off: Loans to individuals0.1411%2,702
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1411%2,524
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3224%3,779
Percentage Net Loans Charged-off: Total real estate loans0.2711%3,544
Percentage Net Loans Charged-off:Construction & development0.0000%2,917
Percentage Net Loans Charged-off: Commercial real estate0.5925%1,808
Percentage Net Loans Charged-off: Multi-family residential0.9460%617
Percentage Net Loans Charged-off: 1-4 family residential0.1043%4,050
Percentage Net Loans Charged-off: Home equity loans-0.0091%5,217
All other 1-4 family - Percent of loans charged-off, net0.1191%3,803
Percentage Net Loans Charged-off: Commercial and industrial1.0877%1,899
Percentage Net Loans Charged-off: Loans to individuals0.4233%3,053
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4196%2,784
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1328%4,724
Percentage Net Loans Charged-off: Total real estate loans0.0404%4,790
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate-0.0478%6,993
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.0884%3,829
Percentage Net Loans Charged-off: Home equity loans-0.0124%5,228
All other 1-4 family - Percent of loans charged-off, net0.1016%3,585
Percentage Net Loans Charged-off: Commercial and industrial1.4973%1,366
Percentage Net Loans Charged-off: Loans to individuals0.2141%3,582
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2116%3,351
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2148%3,846
Percentage Net Loans Charged-off: Total real estate loans0.0765%4,112
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate0.0284%2,518
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.1091%3,340
Percentage Net Loans Charged-off: Home equity loans-0.0188%5,241
All other 1-4 family - Percent of loans charged-off, net0.1257%3,077
Percentage Net Loans Charged-off: Commercial and industrial2.3023%909
Percentage Net Loans Charged-off: Loans to individuals0.1588%3,515
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1558%3,282
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3800%2,549
Percentage Net Loans Charged-off: Total real estate loans0.1569%2,926
Percentage Net Loans Charged-off:Construction & development0.5808%1,337
Percentage Net Loans Charged-off: Commercial real estate-0.0175%6,923
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.2226%2,192
Percentage Net Loans Charged-off: Home equity loans-0.0191%5,248
All other 1-4 family - Percent of loans charged-off, net0.2538%1,955
Percentage Net Loans Charged-off: Commercial and industrial3.7839%509
Percentage Net Loans Charged-off: Loans to individuals0.3131%2,555
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3042%2,250
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7715%2,709
Percentage Net Loans Charged-off: Total real estate loans0.6636%2,539
Percentage Net Loans Charged-off:Construction & development0.0000%3,381
Percentage Net Loans Charged-off: Commercial real estate1.8330%703
Percentage Net Loans Charged-off: Multi-family residential-0.0307%5,886
Percentage Net Loans Charged-off: 1-4 family residential0.1483%3,777
Percentage Net Loans Charged-off: Home equity loans0.0852%1,822
All other 1-4 family - Percent of loans charged-off, net0.1554%3,604
Percentage Net Loans Charged-off: Commercial and industrial2.5796%1,311
Percentage Net Loans Charged-off: Loans to individuals0.4888%3,445
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0225%1,973
Percentage Net Loans Charged-off: Total real estate loans0.8825%1,917
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate2.4338%448
Percentage Net Loans Charged-off: Multi-family residential-0.0446%5,925
Percentage Net Loans Charged-off: 1-4 family residential0.1956%3,179
Percentage Net Loans Charged-off: Home equity loans0.1217%1,557
All other 1-4 family - Percent of loans charged-off, net0.2037%3,000
Percentage Net Loans Charged-off: Commercial and industrial3.4435%879
Percentage Net Loans Charged-off: Loans to individuals0.4897%3,191
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5722%2,822
Percentage Net Loans Charged-off: Total real estate loans0.3131%3,045
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.8160%1,146
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.0863%3,476
Percentage Net Loans Charged-off: Home equity loans-0.0204%5,537
All other 1-4 family - Percent of loans charged-off, net0.0978%3,207
Percentage Net Loans Charged-off: Commercial and industrial4.6482%618
Percentage Net Loans Charged-off: Loans to individuals0.4738%3,010
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6159%2,274
Percentage Net Loans Charged-off: Total real estate loans0.0576%3,648
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0905%2,689
Percentage Net Loans Charged-off: Home equity loans-0.0207%5,572
All other 1-4 family - Percent of loans charged-off, net0.1022%2,488
Percentage Net Loans Charged-off: Commercial and industrial9.3365%263
Percentage Net Loans Charged-off: Loans to individuals0.3295%2,990
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1762%5,540
Percentage Net Loans Charged-off: Total real estate loans0.1546%4,409
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.3370%2,081
Percentage Net Loans Charged-off: Multi-family residential2.4043%382
Percentage Net Loans Charged-off: 1-4 family residential0.0283%4,653
Percentage Net Loans Charged-off: Home equity loans-0.0233%5,794
All other 1-4 family - Percent of loans charged-off, net0.0326%4,389
Percentage Net Loans Charged-off: Commercial and industrial0.0966%4,806
Percentage Net Loans Charged-off: Loans to individuals1.3368%2,125
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1131%5,551
Percentage Net Loans Charged-off: Total real estate loans0.1060%4,261
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.3908%1,534
Percentage Net Loans Charged-off: Multi-family residential-0.1596%6,154
Percentage Net Loans Charged-off: 1-4 family residential-0.0071%7,605
Percentage Net Loans Charged-off: Home equity loans-0.0239%5,817
All other 1-4 family - Percent of loans charged-off, net-0.0057%7,583
Percentage Net Loans Charged-off: Commercial and industrial-0.0074%6,962
Percentage Net Loans Charged-off: Loans to individuals0.7198%3,107
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1224%4,940
Percentage Net Loans Charged-off: Total real estate loans0.1134%3,681
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.4292%1,127
Percentage Net Loans Charged-off: Multi-family residential-0.2519%6,161
Percentage Net Loans Charged-off: 1-4 family residential-0.0078%7,634
Percentage Net Loans Charged-off: Home equity loans-0.0247%5,847
All other 1-4 family - Percent of loans charged-off, net-0.0065%7,614
Percentage Net Loans Charged-off: Commercial and industrial0.0564%3,728
Percentage Net Loans Charged-off: Loans to individuals0.6782%3,000
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0107%5,476
Percentage Net Loans Charged-off: Total real estate loans-0.0115%7,703
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential-0.5378%6,132
Percentage Net Loans Charged-off: 1-4 family residential-0.0068%7,591
Percentage Net Loans Charged-off: Home equity loans-0.0256%5,845
All other 1-4 family - Percent of loans charged-off, net-0.0055%7,571
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals1.0268%2,025
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1633%4,565
Percentage Net Loans Charged-off: Total real estate loans0.1185%3,497
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.4437%935
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0166%3,953
Percentage Net Loans Charged-off: Home equity loans0.3518%838
All other 1-4 family - Percent of loans charged-off, net-0.0041%7,720
Percentage Net Loans Charged-off: Commercial and industrial0.6688%2,331
Percentage Net Loans Charged-off: Loans to individuals0.3725%4,225
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0540%5,166
Percentage Net Loans Charged-off: Total real estate loans0.0224%4,054
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.1123%1,194
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential-0.0045%7,721
Percentage Net Loans Charged-off: Home equity loans-0.0099%5,944
All other 1-4 family - Percent of loans charged-off, net-0.0042%7,682
Percentage Net Loans Charged-off: Commercial and industrial0.3930%2,273
Percentage Net Loans Charged-off: Loans to individuals0.1152%4,911
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,998
Percentage Net Loans Charged-off: Total real estate loans-0.0018%7,618
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential-0.0025%7,664
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net-0.0027%7,660
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,159
Percentage Net Loans Charged-off: Loans to individuals0.0739%4,637
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0022%6,888
Percentage Net Loans Charged-off: Total real estate loans-0.0025%7,613
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0034%7,702
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-0.0036%7,705
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,977
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0221%5,750
Percentage Net Loans Charged-off: Total real estate loans0.0212%3,502
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0283%2,788
Percentage Net Loans Charged-off: Home equity loans0.5397%295
All other 1-4 family - Percent of loans charged-off, net-0.0036%7,717
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,946
Percentage Net Loans Charged-off: Loans to individuals0.1029%5,129
Percentage Net Loans Charged-off: Credit card loans1.4069%782
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0012%6,019
Percentage Net Loans Charged-off: Total real estate loans-0.0026%7,541
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0034%7,626
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net-0.0037%7,610
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,276
Percentage Net Loans Charged-off: Loans to individuals0.1352%4,487
Percentage Net Loans Charged-off: Credit card loans2.1002%545
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0018%5,442
Percentage Net Loans Charged-off: Total real estate loans-0.0033%7,520
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0043%7,642
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net-0.0046%7,634
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,722
Percentage Net Loans Charged-off: Loans to individuals0.1794%3,768
Percentage Net Loans Charged-off: Credit card loans2.7972%395
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%4,509
Percentage Net Loans Charged-off: Total real estate loans-0.0026%7,518
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0035%7,682
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0037%7,681
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals0.0895%3,527
Percentage Net Loans Charged-off: Credit card loans1.8540%519
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0029%7,546
Percentage Net Loans Charged-off: Total real estate loans-0.0036%7,704
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0045%7,795
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net-0.0049%7,781
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,710
Percentage Net Loans Charged-off: Loans to individuals0.0108%5,700
Percentage Net Loans Charged-off: Credit card loans0.2110%1,219
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0035%7,250
Percentage Net Loans Charged-off: Total real estate loans-0.0043%7,673
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0055%7,772
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0059%7,762
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,095
Percentage Net Loans Charged-off: Loans to individuals0.0142%5,196
Percentage Net Loans Charged-off: Credit card loans0.2787%1,088
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0075%7,156
Percentage Net Loans Charged-off: Total real estate loans-0.0059%7,727
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0074%7,846
Percentage Net Loans Charged-off: Home equity loans-0.0121%5,966
All other 1-4 family - Percent of loans charged-off, net-0.0070%7,821
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,652
Percentage Net Loans Charged-off: Loans to individuals-0.0641%7,164
Percentage Net Loans Charged-off: Credit card loans-0.8708%1,935
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0042%6,577
Percentage Net Loans Charged-off: Total real estate loans-0.0075%7,808
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0093%7,924
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0100%7,934
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.0855%3,579
Percentage Net Loans Charged-off: Credit card loans1.7758%544
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0284%8,164
Percentage Net Loans Charged-off: Total real estate loans-0.0323%8,243
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.1573%8,360
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0099%8,013
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.0109%8,011
Percentage Net Loans Charged-off: Commercial and industrial-0.2176%7,851
Percentage Net Loans Charged-off: Loans to individuals0.1949%5,119
Percentage Net Loans Charged-off: Credit card loans3.0290%568
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RE-5.2434%1,366
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0581%8,206
Percentage Net Loans Charged-off: Total real estate loans-0.0583%8,364
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.3136%8,448
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0121%7,993
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.0133%7,979
Percentage Net Loans Charged-off: Commercial and industrial-0.3288%7,916
Percentage Net Loans Charged-off: Loans to individuals0.1156%5,110
Percentage Net Loans Charged-off: Credit card loans2.0151%724
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RE-10.7299%1,322
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0888%8,251
Percentage Net Loans Charged-off: Total real estate loans-0.0878%8,433
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.4992%8,486
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0165%8,040
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0181%8,040
Percentage Net Loans Charged-off: Commercial and industrial-0.4491%7,990
Percentage Net Loans Charged-off: Loans to individuals0.1307%4,585
Percentage Net Loans Charged-off: Credit card loans2.1786%658
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE-21.0526%1,272
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0407%7,730
Percentage Net Loans Charged-off: Total real estate loans-0.0173%8,067
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0208%8,159
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0229%8,176
Percentage Net Loans Charged-off: Commercial and industrial-1.0229%8,242
Percentage Net Loans Charged-off: Loans to individuals-0.0446%7,087
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE-112.0000%1,229
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0172%8,182
Percentage Net Loans Charged-off: Total real estate loans-0.0282%8,360
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.1150%8,508
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0129%8,133
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net-0.0143%8,138
Percentage Net Loans Charged-off: Commercial and industrial0.4115%2,360
Percentage Net Loans Charged-off: Loans to individuals0.1072%5,991
Percentage Net Loans Charged-off: Credit card loans0.6253%1,478
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0275%8,118
Percentage Net Loans Charged-off: Total real estate loans-0.0419%8,462
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.1527%8,574
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0224%8,240
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.0249%8,250
Percentage Net Loans Charged-off: Commercial and industrial0.5586%1,666
Percentage Net Loans Charged-off: Loans to individuals0.1270%5,421
Percentage Net Loans Charged-off: Credit card loans0.8443%1,304
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0187%7,805
Percentage Net Loans Charged-off: Total real estate loans-0.0393%8,441
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.2337%8,656
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0044%7,978
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.0048%7,998
Percentage Net Loans Charged-off: Commercial and industrial0.8642%1,171
Percentage Net Loans Charged-off: Loans to individuals0.1689%4,789
Percentage Net Loans Charged-off: Credit card loans1.2431%1,085
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0652%8,147
Percentage Net Loans Charged-off: Total real estate loans-0.0758%8,630
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.4710%8,740
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential-0.0044%8,091
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.0049%8,121
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals0.1981%3,964
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0399%6,108
Percentage Net Loans Charged-off: Total real estate loans0.0316%2,937
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate-0.0918%8,665
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0529%2,319
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0578%2,178
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,747
Percentage Net Loans Charged-off: Loans to individuals0.4232%4,607
Percentage Net Loans Charged-off: Credit card loans2.1711%1,120
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0539%5,268
Percentage Net Loans Charged-off: Total real estate loans0.0413%2,289
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate-0.1281%8,742
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0694%1,739
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0757%1,642
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,156
Percentage Net Loans Charged-off: Loans to individuals0.7445%2,878
Percentage Net Loans Charged-off: Credit card loans0.0000%1,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0741%4,445
Percentage Net Loans Charged-off: Total real estate loans0.0547%1,800
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate-0.2016%8,800
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0953%1,311
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.1038%1,234
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,532
Percentage Net Loans Charged-off: Loans to individuals1.1012%1,869
Percentage Net Loans Charged-off: Credit card loans0.4542%1,505
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1368%2,907
Percentage Net Loans Charged-off: Total real estate loans0.1167%985
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.1386%870
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.1504%820
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals1.2362%1,596
Percentage Net Loans Charged-off: Credit card loans0.9390%1,113
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0255%8,768
Percentage Net Loans Charged-off: Total real estate loans-0.0286%8,702
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate-0.2108%8,912
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential-0.0083%8,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net-0.0089%8,445
Percentage Net Loans Charged-off: Commercial and industrial-0.3952%8,538
Percentage Net Loans Charged-off: Loans to individuals0.3358%5,198
Percentage Net Loans Charged-off: Credit card loans0.5149%1,856
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0645%9,211
Percentage Net Loans Charged-off: Total real estate loans-0.0755%9,149
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate-0.2838%9,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0576%9,086
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net-0.0597%9,087
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,805
Percentage Net Loans Charged-off: Loans to individuals0.2821%5,431
Percentage Net Loans Charged-off: Credit card loans0.2660%2,057
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0355%9,202
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0284%9,377
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0821%9,894
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0810%5,930
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1345%5,094
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1250%5,077
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2393%3,565
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6771%2,038
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3241%1,429
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA