Home > Partners Bank > Income and Expense
Partners Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,048,000 | 6,594 |
| Total interest expense | $1,539,000 | 4,524 |
| Net interest income | $509,000 | 7,796 |
| Provision for loan and lease losses | $1,803,000 | 2,034 |
| Total noninterest income | $-898,000 | 8,038 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-898,000 | 8,003 |
| Total noninterest expense | $2,721,000 | 4,619 |
| Salaries and employee benefits | $1,289,000 | 4,819 |
| Premises and equipment expense | $472,000 | 3,785 |
| Additional noninterest expense | $960,000 | 4,523 |
| Pre-tax net operating income | $-4,913,000 | 7,498 |
| Securities gains (losses) | $142,000 | 1,546 |
| Applicable income taxes | $3,156,000 | 317 |
| Income before extraordinary items | $-7,927,000 | 7,724 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-7,927,000 | 7,723 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-7,927,000 | 7,723 |
| Net charge-offs | $2,250,000 | 1,408 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-8,069,000 | 7,734 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,419,000 | 6,580 |
| Total interest expense | $1,071,000 | 4,531 |
| Net interest income | $348,000 | 7,844 |
| Provision for loan and lease losses | $1,803,000 | 1,496 |
| Total noninterest income | $-907,000 | 8,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-907,000 | 8,119 |
| Total noninterest expense | $1,719,000 | 4,827 |
| Salaries and employee benefits | $897,000 | 4,753 |
| Premises and equipment expense | $313,000 | 3,822 |
| Additional noninterest expense | $509,000 | 5,206 |
| Pre-tax net operating income | $-4,081,000 | 7,674 |
| Securities gains (losses) | $68,000 | 1,716 |
| Applicable income taxes | $3,156,000 | 240 |
| Income before extraordinary items | $-7,169,000 | 7,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,169,000 | 7,885 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-7,169,000 | 7,885 |
| Net charge-offs | $1,892,000 | 1,158 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-7,237,000 | 7,893 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $748,000 | 6,519 |
| Total interest expense | $550,000 | 4,576 |
| Net interest income | $198,000 | 7,798 |
| Provision for loan and lease losses | $1,403,000 | 965 |
| Total noninterest income | $-775,000 | 8,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-775,000 | 8,209 |
| Total noninterest expense | $851,000 | 4,767 |
| Salaries and employee benefits | $472,000 | 4,662 |
| Premises and equipment expense | $154,000 | 3,899 |
| Additional noninterest expense | $225,000 | 5,263 |
| Pre-tax net operating income | $-2,831,000 | 7,931 |
| Securities gains (losses) | $68,000 | 1,165 |
| Applicable income taxes | $3,156,000 | 146 |
| Income before extraordinary items | $-5,919,000 | 8,077 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-5,919,000 | 8,077 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-5,919,000 | 8,077 |
| Net charge-offs | $1,507,000 | 734 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-5,987,000 | 8,080 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,998,000 | 6,627 |
| Total interest expense | $1,862,000 | 5,480 |
| Net interest income | $1,136,000 | 7,434 |
| Provision for loan and lease losses | $1,182,000 | 2,474 |
| Total noninterest income | $54,000 | 7,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $54,000 | 6,692 |
| Total noninterest expense | $3,466,000 | 4,674 |
| Salaries and employee benefits | $1,946,000 | 4,544 |
| Premises and equipment expense | $603,000 | 3,922 |
| Additional noninterest expense | $917,000 | 5,093 |
| Pre-tax net operating income | $-3,458,000 | 7,667 |
| Securities gains (losses) | $118,000 | 1,009 |
| Applicable income taxes | $-1,252,000 | 7,785 |
| Income before extraordinary items | $-2,088,000 | 7,408 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,088,000 | 7,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $684,000 | 2,391 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,163,520 | 7,517 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,257,000 | 6,681 |
| Total interest expense | $1,359,000 | 5,672 |
| Net interest income | $898,000 | 7,426 |
| Provision for loan and lease losses | $887,000 | 1,975 |
| Total noninterest income | $39,000 | 7,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $39,000 | 6,860 |
| Total noninterest expense | $2,626,000 | 4,627 |
| Salaries and employee benefits | $1,476,000 | 4,542 |
| Premises and equipment expense | $470,000 | 3,813 |
| Additional noninterest expense | $680,000 | 5,041 |
| Pre-tax net operating income | $-2,576,000 | 7,953 |
| Securities gains (losses) | $62,000 | 1,283 |
| Applicable income taxes | $-942,000 | 8,030 |
| Income before extraordinary items | $-1,572,000 | 7,733 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,572,000 | 7,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $662,000 | 1,656 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,611,680 | 7,838 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 6,775 |
| Total interest expense | $907,000 | 5,807 |
| Net interest income | $573,000 | 7,522 |
| Provision for loan and lease losses | $672,000 | 1,579 |
| Total noninterest income | $27,000 | 7,921 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $27,000 | 6,905 |
| Total noninterest expense | $1,765,000 | 4,629 |
| Salaries and employee benefits | $987,000 | 4,562 |
| Premises and equipment expense | $320,000 | 3,767 |
| Additional noninterest expense | $458,000 | 5,004 |
| Pre-tax net operating income | $-1,837,000 | 8,134 |
| Securities gains (losses) | $62,000 | 1,287 |
| Applicable income taxes | $-665,000 | 8,213 |
| Income before extraordinary items | $-1,110,000 | 8,027 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,110,000 | 8,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $511,000 | 1,295 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,149,680 | 8,039 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $759,000 | 6,818 |
| Total interest expense | $496,000 | 5,791 |
| Net interest income | $263,000 | 7,688 |
| Provision for loan and lease losses | $500,000 | 995 |
| Total noninterest income | $10,000 | 8,048 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 7,226 |
| Total noninterest expense | $894,000 | 4,588 |
| Salaries and employee benefits | $507,000 | 4,503 |
| Premises and equipment expense | $142,000 | 4,150 |
| Additional noninterest expense | $245,000 | 4,756 |
| Pre-tax net operating income | $-1,121,000 | 8,292 |
| Securities gains (losses) | $62,000 | 968 |
| Applicable income taxes | $-397,000 | 8,340 |
| Income before extraordinary items | $-662,000 | 8,223 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-662,000 | 8,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 806 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-701,680 | 8,228 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,532,000 | 6,500 |
| Total interest expense | $2,142,000 | 5,678 |
| Net interest income | $1,390,000 | 7,261 |
| Provision for loan and lease losses | $550,000 | 2,187 |
| Total noninterest income | $45,000 | 8,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $45,000 | 7,199 |
| Total noninterest expense | $3,552,000 | 4,470 |
| Salaries and employee benefits | $1,794,000 | 4,759 |
| Premises and equipment expense | $956,000 | 2,668 |
| Additional noninterest expense | $802,000 | 5,339 |
| Pre-tax net operating income | $-2,667,000 | 8,348 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-999,000 | 8,404 |
| Income before extraordinary items | $-1,668,000 | 8,271 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,668,000 | 8,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $446,000 | 1,824 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 359 |
| Net operating income | $-1,668,000 | 8,261 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 6,481 |
| Total interest expense | $1,646,000 | 5,633 |
| Net interest income | $1,068,000 | 7,267 |
| Provision for loan and lease losses | $250,000 | 2,604 |
| Total noninterest income | $32,000 | 8,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $32,000 | 7,274 |
| Total noninterest expense | $2,700,000 | 4,417 |
| Salaries and employee benefits | $1,356,000 | 4,699 |
| Premises and equipment expense | $816,000 | 2,368 |
| Additional noninterest expense | $528,000 | 5,663 |
| Pre-tax net operating income | $-1,850,000 | 8,431 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-693,000 | 8,474 |
| Income before extraordinary items | $-1,157,000 | 8,359 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,157,000 | 8,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,269 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 270 |
| Net operating income | $-1,157,000 | 8,352 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,840,000 | 6,487 |
| Total interest expense | $1,129,000 | 5,555 |
| Net interest income | $711,000 | 7,329 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $23,000 | 8,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $23,000 | 7,240 |
| Total noninterest expense | $1,787,000 | 4,460 |
| Salaries and employee benefits | $911,000 | 4,708 |
| Premises and equipment expense | $546,000 | 2,363 |
| Additional noninterest expense | $330,000 | 5,850 |
| Pre-tax net operating income | $-1,203,000 | 8,493 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-451,000 | 8,534 |
| Income before extraordinary items | $-752,000 | 8,426 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-752,000 | 8,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 1,616 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 202 |
| Net operating income | $-752,000 | 8,414 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $936,000 | 6,454 |
| Total interest expense | $610,000 | 5,335 |
| Net interest income | $326,000 | 7,516 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $11,000 | 8,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,000 | 7,311 |
| Total noninterest expense | $815,000 | 4,755 |
| Salaries and employee benefits | $454,000 | 4,757 |
| Premises and equipment expense | $201,000 | 3,103 |
| Additional noninterest expense | $160,000 | 5,927 |
| Pre-tax net operating income | $-628,000 | 8,546 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-236,000 | 8,575 |
| Income before extraordinary items | $-392,000 | 8,492 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-392,000 | 8,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 900 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-392,000 | 8,484 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,136,000 | 6,672 |
| Total interest expense | $1,563,000 | 6,015 |
| Net interest income | $1,573,000 | 7,090 |
| Provision for loan and lease losses | $158,000 | 3,976 |
| Total noninterest income | $69,000 | 8,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $69,000 | 6,875 |
| Total noninterest expense | $2,895,000 | 4,998 |
| Salaries and employee benefits | $1,615,000 | 4,961 |
| Premises and equipment expense | $462,000 | 4,482 |
| Additional noninterest expense | $818,000 | 5,168 |
| Pre-tax net operating income | $-1,411,000 | 8,514 |
| Securities gains (losses) | $255,000 | 343 |
| Applicable income taxes | $-434,000 | 8,556 |
| Income before extraordinary items | $-722,000 | 8,380 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-722,000 | 8,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-885,200 | 8,421 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,249,000 | 6,821 |
| Total interest expense | $1,076,000 | 6,162 |
| Net interest income | $1,173,000 | 7,181 |
| Provision for loan and lease losses | $156,000 | 3,343 |
| Total noninterest income | $57,000 | 8,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $57,000 | 6,753 |
| Total noninterest expense | $2,051,000 | 5,188 |
| Salaries and employee benefits | $1,202,000 | 4,966 |
| Premises and equipment expense | $276,000 | 5,197 |
| Additional noninterest expense | $573,000 | 5,367 |
| Pre-tax net operating income | $-977,000 | 8,582 |
| Securities gains (losses) | $194,000 | 340 |
| Applicable income taxes | $-294,000 | 8,656 |
| Income before extraordinary items | $-489,000 | 8,470 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-489,000 | 8,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-613,160 | 8,500 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,327,000 | 7,078 |
| Total interest expense | $589,000 | 6,523 |
| Net interest income | $738,000 | 7,334 |
| Provision for loan and lease losses | $136,000 | 2,806 |
| Total noninterest income | $32,000 | 8,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,029 |
| Total noninterest expense | $1,179,000 | 5,663 |
| Salaries and employee benefits | $666,000 | 5,581 |
| Premises and equipment expense | $134,000 | 6,061 |
| Additional noninterest expense | $379,000 | 5,394 |
| Pre-tax net operating income | $-545,000 | 8,584 |
| Securities gains (losses) | $49,000 | 458 |
| Applicable income taxes | $-186,000 | 8,684 |
| Income before extraordinary items | $-310,000 | 8,499 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-310,000 | 8,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-341,360 | 8,512 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $574,000 | 7,348 |
| Total interest expense | $256,000 | 6,745 |
| Net interest income | $318,000 | 7,617 |
| Provision for loan and lease losses | $78,000 | 2,364 |
| Total noninterest income | $26,000 | 7,808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,300 |
| Total noninterest expense | $522,000 | 6,049 |
| Salaries and employee benefits | $278,000 | 6,165 |
| Premises and equipment expense | $62,000 | 6,285 |
| Additional noninterest expense | $182,000 | 5,465 |
| Pre-tax net operating income | $-256,000 | 8,591 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-96,000 | 8,695 |
| Income before extraordinary items | $-160,000 | 8,522 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-160,000 | 8,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-160,000 | 8,510 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $352,000 | 8,700 |
| Total interest expense | $101,000 | 8,618 |
| Net interest income | $251,000 | 8,701 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $13,000 | 8,642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,000 | 8,328 |
| Total noninterest expense | $1,395,000 | 7,065 |
| Salaries and employee benefits | $352,000 | 8,356 |
| Premises and equipment expense | $82,000 | 8,069 |
| Additional noninterest expense | $961,000 | 4,555 |
| Pre-tax net operating income | $-1,251,000 | 8,683 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-469,000 | 8,764 |
| Income before extraordinary items | $-782,000 | 8,618 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-782,000 | 8,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $11,000,000 | 167 |
| Net operating income | $-782,000 | 8,598 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $61,000 | 8,834 |
| Total interest expense | $19,000 | 8,765 |
| Net interest income | $42,000 | 8,839 |
| Provision for loan and lease losses | $38,000 | 5,602 |
| Total noninterest income | $0 | 8,802 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,723 |
| Total noninterest expense | $926,000 | 7,332 |
| Salaries and employee benefits | $128,000 | 8,736 |
| Premises and equipment expense | $22,000 | 8,680 |
| Additional noninterest expense | $776,000 | 4,280 |
| Pre-tax net operating income | $-922,000 | 8,709 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-341,000 | 8,799 |
| Income before extraordinary items | $-581,000 | 8,667 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-581,000 | 8,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $11,000,000 | 117 |
| Net operating income | $-581,000 | 8,643 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.