Home > Parkway Bank Arizona > Income and Expense
Parkway Bank Arizona, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,516,000 | 5,576 |
| Total interest expense | $1,580,000 | 4,365 |
| Net interest income | $936,000 | 6,618 |
| Provision for loan and lease losses | $352,000 | 2,316 |
| Total noninterest income | $118,000 | 6,401 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $108,000 | 4,701 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $10,000 | 7,678 |
| Total noninterest expense | $1,842,000 | 4,498 |
| Salaries and employee benefits | $881,000 | 4,901 |
| Premises and equipment expense | $545,000 | 2,447 |
| Additional noninterest expense | $416,000 | 5,306 |
| Pre-tax net operating income | $-1,140,000 | 7,976 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-459,000 | 8,163 |
| Income before extraordinary items | $-681,000 | 7,822 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-681,000 | 7,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,769 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-681,000 | 7,803 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 5,668 |
| Total interest expense | $778,000 | 4,586 |
| Net interest income | $487,000 | 6,567 |
| Provision for loan and lease losses | $38,000 | 4,158 |
| Total noninterest income | $63,000 | 6,287 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $58,000 | 4,507 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 7,707 |
| Total noninterest expense | $972,000 | 4,323 |
| Salaries and employee benefits | $477,000 | 4,711 |
| Premises and equipment expense | $279,000 | 2,419 |
| Additional noninterest expense | $216,000 | 5,137 |
| Pre-tax net operating income | $-460,000 | 8,057 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-186,000 | 8,250 |
| Income before extraordinary items | $-274,000 | 7,951 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-274,000 | 7,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,329 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-274,000 | 7,921 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,467,000 | 5,996 |
| Total interest expense | $2,768,000 | 5,002 |
| Net interest income | $1,699,000 | 6,878 |
| Provision for loan and lease losses | $234,000 | 3,647 |
| Total noninterest income | $180,000 | 6,886 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $156,000 | 5,358 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $24,000 | 7,697 |
| Total noninterest expense | $3,467,000 | 4,555 |
| Salaries and employee benefits | $1,728,000 | 4,884 |
| Premises and equipment expense | $981,000 | 2,621 |
| Additional noninterest expense | $758,000 | 5,519 |
| Pre-tax net operating income | $-1,822,000 | 8,252 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-744,000 | 8,372 |
| Income before extraordinary items | $-1,078,000 | 8,128 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,078,000 | 8,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,078,000 | 8,122 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,353,000 | 6,022 |
| Total interest expense | $2,075,000 | 5,011 |
| Net interest income | $1,278,000 | 6,905 |
| Provision for loan and lease losses | $169,000 | 3,319 |
| Total noninterest income | $123,000 | 7,050 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $101,000 | 5,619 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $22,000 | 7,602 |
| Total noninterest expense | $2,437,000 | 4,737 |
| Salaries and employee benefits | $1,236,000 | 4,996 |
| Premises and equipment expense | $688,000 | 2,750 |
| Additional noninterest expense | $513,000 | 5,743 |
| Pre-tax net operating income | $-1,205,000 | 8,334 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-495,000 | 8,443 |
| Income before extraordinary items | $-710,000 | 8,234 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-710,000 | 8,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-710,000 | 8,226 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,253,000 | 6,034 |
| Total interest expense | $1,388,000 | 5,017 |
| Net interest income | $865,000 | 6,915 |
| Provision for loan and lease losses | $45,000 | 4,495 |
| Total noninterest income | $74,000 | 7,234 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $58,000 | 5,870 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $16,000 | 7,569 |
| Total noninterest expense | $1,495,000 | 5,018 |
| Salaries and employee benefits | $788,000 | 5,183 |
| Premises and equipment expense | $408,000 | 3,049 |
| Additional noninterest expense | $299,000 | 6,125 |
| Pre-tax net operating income | $-601,000 | 8,343 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-251,000 | 8,484 |
| Income before extraordinary items | $-350,000 | 8,238 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-350,000 | 8,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-350,000 | 8,229 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,136,000 | 6,013 |
| Total interest expense | $710,000 | 4,938 |
| Net interest income | $426,000 | 6,965 |
| Provision for loan and lease losses | $23,000 | 4,237 |
| Total noninterest income | $36,000 | 7,257 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $27,000 | 5,944 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $713,000 | 5,188 |
| Salaries and employee benefits | $370,000 | 5,413 |
| Premises and equipment expense | $197,000 | 3,149 |
| Additional noninterest expense | $146,000 | 6,188 |
| Pre-tax net operating income | $-274,000 | 8,387 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-115,000 | 8,523 |
| Income before extraordinary items | $-159,000 | 8,280 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-159,000 | 8,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-159,000 | 8,268 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,947,000 | 6,815 |
| Total interest expense | $1,496,000 | 6,120 |
| Net interest income | $1,451,000 | 7,241 |
| Provision for loan and lease losses | $90,000 | 4,875 |
| Total noninterest income | $156,000 | 7,253 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $114,000 | 5,967 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $42,000 | 7,436 |
| Total noninterest expense | $2,332,000 | 5,702 |
| Salaries and employee benefits | $1,227,000 | 5,837 |
| Premises and equipment expense | $670,000 | 3,455 |
| Additional noninterest expense | $435,000 | 6,886 |
| Pre-tax net operating income | $-815,000 | 8,373 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-335,000 | 8,526 |
| Income before extraordinary items | $-480,000 | 8,280 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-480,000 | 8,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,128 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-480,000 | 8,277 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,989,000 | 7,074 |
| Total interest expense | $925,000 | 6,502 |
| Net interest income | $1,064,000 | 7,348 |
| Provision for loan and lease losses | $68,000 | 4,698 |
| Total noninterest income | $125,000 | 7,232 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $92,000 | 5,921 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $33,000 | 7,424 |
| Total noninterest expense | $1,655,000 | 5,854 |
| Salaries and employee benefits | $916,000 | 5,826 |
| Premises and equipment expense | $460,000 | 3,710 |
| Additional noninterest expense | $279,000 | 7,219 |
| Pre-tax net operating income | $-534,000 | 8,463 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-219,000 | 8,632 |
| Income before extraordinary items | $-315,000 | 8,388 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-315,000 | 8,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-315,000 | 8,381 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 7,310 |
| Total interest expense | $495,000 | 6,863 |
| Net interest income | $676,000 | 7,490 |
| Provision for loan and lease losses | $45,000 | 4,580 |
| Total noninterest income | $77,000 | 7,373 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $59,000 | 6,001 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,655 |
| Total noninterest expense | $1,066,000 | 5,976 |
| Salaries and employee benefits | $580,000 | 6,015 |
| Premises and equipment expense | $288,000 | 3,888 |
| Additional noninterest expense | $198,000 | 7,120 |
| Pre-tax net operating income | $-358,000 | 8,502 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-145,000 | 8,666 |
| Income before extraordinary items | $-213,000 | 8,437 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-213,000 | 8,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,252 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-213,000 | 8,433 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $504,000 | 7,592 |
| Total interest expense | $210,000 | 7,143 |
| Net interest income | $294,000 | 7,747 |
| Provision for loan and lease losses | $23,000 | 4,400 |
| Total noninterest income | $45,000 | 7,115 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $34,000 | 5,706 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,462 |
| Total noninterest expense | $436,000 | 6,567 |
| Salaries and employee benefits | $258,000 | 6,376 |
| Premises and equipment expense | $115,000 | 4,545 |
| Additional noninterest expense | $63,000 | 7,866 |
| Pre-tax net operating income | $-120,000 | 8,465 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-48,000 | 8,647 |
| Income before extraordinary items | $-72,000 | 8,424 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-72,000 | 8,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,017 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-72,000 | 8,408 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 8,001 |
| Total interest expense | $409,000 | 7,862 |
| Net interest income | $983,000 | 7,961 |
| Provision for loan and lease losses | $7,000 | 6,907 |
| Total noninterest income | $220,000 | 6,908 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $168,000 | 5,414 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $52,000 | 7,351 |
| Total noninterest expense | $1,097,000 | 7,576 |
| Salaries and employee benefits | $497,000 | 7,914 |
| Premises and equipment expense | $293,000 | 5,796 |
| Additional noninterest expense | $307,000 | 7,604 |
| Pre-tax net operating income | $99,000 | 8,000 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $32,000 | 6,114 |
| Income before extraordinary items | $67,000 | 8,083 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $67,000 | 8,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,230 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $67,000 | 8,054 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $919,000 | 8,193 |
| Total interest expense | $239,000 | 8,145 |
| Net interest income | $680,000 | 8,125 |
| Provision for loan and lease losses | $4,000 | 6,766 |
| Total noninterest income | $157,000 | 7,017 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $122,000 | 5,500 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 7,480 |
| Total noninterest expense | $828,000 | 7,561 |
| Salaries and employee benefits | $316,000 | 8,119 |
| Premises and equipment expense | $223,000 | 5,763 |
| Additional noninterest expense | $289,000 | 7,175 |
| Pre-tax net operating income | $5,000 | 8,302 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-3,000 | 8,561 |
| Income before extraordinary items | $8,000 | 8,323 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,000 | 8,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,418 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $8,000 | 8,294 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $506,000 | 8,367 |
| Total interest expense | $92,000 | 8,490 |
| Net interest income | $414,000 | 8,238 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $94,000 | 7,161 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $75,000 | 5,613 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $19,000 | 7,696 |
| Total noninterest expense | $486,000 | 7,785 |
| Salaries and employee benefits | $186,000 | 8,280 |
| Premises and equipment expense | $69,000 | 7,428 |
| Additional noninterest expense | $231,000 | 6,765 |
| Pre-tax net operating income | $22,000 | 8,270 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $6,000 | 6,566 |
| Income before extraordinary items | $16,000 | 8,304 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $16,000 | 8,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $16,000 | 8,269 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $225,000 | 8,532 |
| Total interest expense | $41,000 | 8,598 |
| Net interest income | $184,000 | 8,447 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $64,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $43,000 | 5,318 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,763 |
| Total noninterest expense | $274,000 | 7,633 |
| Salaries and employee benefits | $101,000 | 8,256 |
| Premises and equipment expense | $73,000 | 5,831 |
| Additional noninterest expense | $100,000 | 7,144 |
| Pre-tax net operating income | $-26,000 | 8,516 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-12,000 | 8,709 |
| Income before extraordinary items | $-14,000 | 8,513 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-14,000 | 8,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-14,000 | 8,489 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $359,000 | 8,832 |
| Total interest expense | $59,000 | 8,819 |
| Net interest income | $300,000 | 8,816 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $88,000 | 8,220 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $61,000 | 7,102 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $27,000 | 8,034 |
| Total noninterest expense | $445,000 | 8,738 |
| Salaries and employee benefits | $118,000 | 8,905 |
| Premises and equipment expense | $76,000 | 8,271 |
| Additional noninterest expense | $251,000 | 7,987 |
| Pre-tax net operating income | $-57,000 | 8,456 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-23,000 | 8,627 |
| Income before extraordinary items | $-34,000 | 8,480 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-34,000 | 8,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-34,000 | 8,448 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $96,000 | 8,964 |
| Total interest expense | $19,000 | 8,925 |
| Net interest income | $77,000 | 8,959 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $31,000 | 8,696 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $30,000 | 7,486 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 8,861 |
| Total noninterest expense | $116,000 | 8,993 |
| Salaries and employee benefits | $24,000 | 8,996 |
| Premises and equipment expense | $30,000 | 8,744 |
| Additional noninterest expense | $62,000 | 8,906 |
| Pre-tax net operating income | $-8,000 | 8,491 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-3,000 | 8,680 |
| Income before extraordinary items | $-5,000 | 8,514 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-5,000 | 8,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-5,000 | 8,471 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $556,000 | 8,390 |
| Total interest expense | $132,000 | 8,333 |
| Net interest income | $424,000 | 8,322 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $105,000 | 7,137 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $53,000 | 6,439 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $52,000 | 6,365 |
| Total noninterest expense | $532,000 | 7,695 |
| Salaries and employee benefits | $208,000 | 8,295 |
| Premises and equipment expense | $129,000 | 6,121 |
| Additional noninterest expense | $195,000 | 7,187 |
| Pre-tax net operating income | $-3,000 | 8,533 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-1,000 | 8,710 |
| Income before extraordinary items | $-2,000 | 8,577 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,000 | 8,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,719 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-2,000 | 8,529 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $293,000 | 8,380 |
| Total interest expense | $72,000 | 8,313 |
| Net interest income | $221,000 | 8,321 |
| Provision for loan and lease losses | $-8,000 | 8,917 |
| Total noninterest income | $39,000 | 7,637 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $29,000 | 6,251 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $260,000 | 7,793 |
| Salaries and employee benefits | $111,000 | 8,233 |
| Premises and equipment expense | $63,000 | 6,196 |
| Additional noninterest expense | $86,000 | 7,481 |
| Pre-tax net operating income | $8,000 | 8,461 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $3,000 | 6,752 |
| Income before extraordinary items | $5,000 | 8,530 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,000 | 8,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $5,000 | 8,472 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,186,000 | 8,408 |
| Total interest expense | $413,000 | 8,068 |
| Net interest income | $773,000 | 8,452 |
| Provision for loan and lease losses | $290,000 | 3,263 |
| Total noninterest income | $168,000 | 7,630 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $171,000 | 5,603 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-3,000 | 9,118 |
| Total noninterest expense | $1,115,000 | 7,645 |
| Salaries and employee benefits | $542,000 | 7,930 |
| Premises and equipment expense | $200,000 | 6,773 |
| Additional noninterest expense | $373,000 | 7,318 |
| Pre-tax net operating income | $-464,000 | 8,806 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-157,000 | 8,989 |
| Income before extraordinary items | $-307,000 | 8,823 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-307,000 | 8,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,625 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-307,000 | 8,759 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $902,000 | 8,482 |
| Total interest expense | $320,000 | 8,155 |
| Net interest income | $582,000 | 8,529 |
| Provision for loan and lease losses | $267,000 | 2,754 |
| Total noninterest income | $120,000 | 7,774 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $138,000 | 5,469 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-18,000 | 9,202 |
| Total noninterest expense | $796,000 | 7,747 |
| Salaries and employee benefits | $389,000 | 7,987 |
| Premises and equipment expense | $145,000 | 6,860 |
| Additional noninterest expense | $262,000 | 7,457 |
| Pre-tax net operating income | $-361,000 | 8,902 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-123,000 | 9,081 |
| Income before extraordinary items | $-238,000 | 8,924 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-238,000 | 8,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,415 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-238,000 | 8,859 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $592,000 | 8,566 |
| Total interest expense | $206,000 | 8,293 |
| Net interest income | $386,000 | 8,569 |
| Provision for loan and lease losses | $245,000 | 2,166 |
| Total noninterest income | $100,000 | 7,400 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $84,000 | 5,654 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $16,000 | 8,080 |
| Total noninterest expense | $458,000 | 8,068 |
| Salaries and employee benefits | $251,000 | 8,074 |
| Premises and equipment expense | $47,000 | 8,170 |
| Additional noninterest expense | $160,000 | 7,642 |
| Pre-tax net operating income | $-217,000 | 8,935 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-73,000 | 9,108 |
| Income before extraordinary items | $-144,000 | 8,959 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-144,000 | 8,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,673 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-144,000 | 8,880 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $253,000 | 8,774 |
| Total interest expense | $95,000 | 8,490 |
| Net interest income | $158,000 | 8,797 |
| Provision for loan and lease losses | $23,000 | 5,064 |
| Total noninterest income | $83,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $43,000 | 5,528 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 5,700 |
| Total noninterest expense | $209,000 | 8,262 |
| Salaries and employee benefits | $102,000 | 8,477 |
| Premises and equipment expense | $24,000 | 8,165 |
| Additional noninterest expense | $83,000 | 7,586 |
| Pre-tax net operating income | $9,000 | 8,579 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $3,000 | 7,063 |
| Income before extraordinary items | $6,000 | 8,683 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,000 | 8,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,062 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $6,000 | 8,578 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $656,000 | 9,080 |
| Total interest expense | $243,000 | 8,995 |
| Net interest income | $413,000 | 9,081 |
| Provision for loan and lease losses | $138,000 | 5,097 |
| Total noninterest income | $275,000 | 6,656 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $128,000 | 6,146 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $147,000 | 5,641 |
| Total noninterest expense | $708,000 | 8,526 |
| Salaries and employee benefits | $366,000 | 8,630 |
| Premises and equipment expense | $100,000 | 8,169 |
| Additional noninterest expense | $242,000 | 8,231 |
| Pre-tax net operating income | $-158,000 | 8,808 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-53,000 | 8,997 |
| Income before extraordinary items | $-105,000 | 8,842 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-105,000 | 8,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-105,000 | 8,782 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $125,000 | 9,562 |
| Total interest expense | $47,000 | 9,502 |
| Net interest income | $78,000 | 9,561 |
| Provision for loan and lease losses | $20,000 | 7,552 |
| Total noninterest income | $17,000 | 9,442 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $15,000 | 8,198 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,000 | 9,423 |
| Total noninterest expense | $529,000 | 9,119 |
| Salaries and employee benefits | $215,000 | 9,361 |
| Premises and equipment expense | $41,000 | 9,280 |
| Additional noninterest expense | $273,000 | 8,052 |
| Pre-tax net operating income | $-454,000 | 9,141 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-138,000 | 9,318 |
| Income before extraordinary items | $-316,000 | 9,136 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-316,000 | 9,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 234 |
| Net operating income | $-316,000 | 9,082 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.