Home > Parkway Bank and Trust Company > Net charge- offs to loans
Parkway Bank and Trust Company, Net charge- offs to loans
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0036% | 3,637 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 3,885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,166 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0087% | 4,517 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,936 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3745% | 284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4902% | 44 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0862% | 45 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1524% | 4,546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0658% | 4,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0110% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1038% | 4,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0117% | 1,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1183% | 2,266 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1183% | 2,143 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0547% | 4,387 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0767% | 4,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,164 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1799% | 4,582 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0914% | 4,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1363% | 4,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0134% | 1,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1645% | 1,877 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1645% | 1,803 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0800% | 4,478 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1127% | 4,564 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 4,267 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2700% | 4,612 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0197% | 1,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2606% | 1,422 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2606% | 1,381 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1682% | 4,575 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2254% | 4,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 4,393 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5464% | 4,688 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5092% | 946 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5092% | 878 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 1,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0504% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0293% | 1,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0015% | 3,224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 4,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 4,115 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0436% | 4,723 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0399% | 868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0026% | 1,990 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0202% | 4,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 3,843 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0698% | 3,859 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0627% | 646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0259% | 4,024 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0353% | 4,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,066 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1292% | 3,875 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0528% | 4,349 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0589% | 4,443 |
| Percentage Net Loans Charged-off:Construction & development | 0.0928% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0093% | 640 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2576% | 3,979 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0322% | 3,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0143% | 3,827 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 3,651 |
| Percentage Net Loans Charged-off:Construction & development | -0.0305% | 4,179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0032% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0194% | 3,973 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0460% | 3,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0106% | 3,689 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 3,618 |
| Percentage Net Loans Charged-off:Construction & development | -0.0440% | 4,263 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0068% | 492 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0168% | 3,979 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0377% | 3,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0233% | 4,068 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0107% | 4,058 |
| Percentage Net Loans Charged-off:Construction & development | -0.0806% | 4,374 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,254 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0100% | 3,969 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0721% | 4,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0271% | 2,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 1,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0068% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 4,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0683% | 60 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4913% | 4,873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6024% | 4,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1385% | 1,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 2,798 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0196% | 4,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0097% | 245 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,221 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0130% | 4,016 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6436% | 4,906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7879% | 4,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1689% | 1,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0127% | 2,514 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0305% | 4,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,245 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0205% | 4,040 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9528% | 4,943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -1.1605% | 4,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2723% | 788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0096% | 4,064 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0117% | 4,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 4,509 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0240% | 4,080 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0325% | 4,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0389% | 4,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0045% | 1,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0325% | 2,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 1,870 |
| Percentage Net Loans Charged-off:Construction & development | -0.0088% | 4,235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0162% | 941 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0241% | 4,136 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2428% | 291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3074% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2310% | 298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2212% | 1,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3373% | 1,978 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3373% | 1,860 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 1,888 |
| Percentage Net Loans Charged-off:Construction & development | -0.0125% | 4,329 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,290 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0243% | 4,191 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3393% | 188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4051% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3273% | 190 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0144% | 3,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3607% | 1,794 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3607% | 1,672 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 3,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 1,478 |
| Percentage Net Loans Charged-off:Construction & development | -0.0203% | 4,434 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 4,352 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0237% | 4,219 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5251% | 114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6126% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5093% | 118 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0189% | 4,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5372% | 1,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5372% | 1,194 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0238% | 4,558 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0222% | 4,718 |
| Percentage Net Loans Charged-off:Construction & development | -0.0412% | 4,606 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0205% | 4,871 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0200% | 4,265 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0387% | 4,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0454% | 4,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0391% | 4,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0503% | 4,979 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0578% | 4,970 |
| Percentage Net Loans Charged-off:Construction & development | -0.5018% | 4,858 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0316% | 4,826 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0240% | 4,278 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0213% | 4,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1982% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0553% | 4,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0480% | 1,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0471% | 4,913 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0503% | 4,942 |
| Percentage Net Loans Charged-off:Construction & development | -0.6786% | 4,930 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,549 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0245% | 4,317 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 1,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2629% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0321% | 4,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0020% | 3,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0453% | 4,888 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0484% | 4,968 |
| Percentage Net Loans Charged-off:Construction & development | -0.6682% | 4,962 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 4,619 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0269% | 4,357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 1,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3935% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0274% | 4,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0297% | 4,734 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0318% | 4,906 |
| Percentage Net Loans Charged-off:Construction & development | -0.5057% | 4,983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,779 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0267% | 4,402 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1627% | 395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9425% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0467% | 726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 3,959 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 2,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0706% | 373 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0127% | 1,178 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0426% | 4,468 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0277% | 4,954 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2843% | 4,142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0120% | 2,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0480% | 2,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0475% | 3,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0475% | 3,306 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 4,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 2,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0936% | 288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0164% | 900 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0408% | 4,493 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0720% | 5,273 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3803% | 4,191 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0241% | 4,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0953% | 4,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0616% | 3,130 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0616% | 2,993 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 4,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 1,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0302% | 281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0262% | 677 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0384% | 4,529 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0979% | 902 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5746% | 4,231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2018% | 519 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2627% | 5,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0898% | 2,733 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0898% | 2,597 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0468% | 1,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0398% | 1,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0624% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0587% | 361 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0385% | 4,572 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1621% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1552% | 4,306 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3663% | 287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1695% | 769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0864% | 2,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0929% | 1,302 |
| Percentage Net Loans Charged-off:Construction & development | 0.1897% | 333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0684% | 972 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0810% | 160 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5207% | 239 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0611% | 4,139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6138% | 205 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0163% | 4,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0526% | 3,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0526% | 3,369 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1985% | 1,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2131% | 539 |
| Percentage Net Loans Charged-off:Construction & development | 0.2513% | 258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2184% | 455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1216% | 119 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6870% | 148 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0801% | 4,192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8106% | 132 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0211% | 4,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0733% | 3,075 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0733% | 2,924 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2904% | 819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3087% | 397 |
| Percentage Net Loans Charged-off:Construction & development | 0.3442% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3199% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3151% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 4,723 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0235% | 4,045 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0403% | 4,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1133% | 2,634 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1133% | 2,481 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2557% | 812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2729% | 403 |
| Percentage Net Loans Charged-off:Construction & development | 0.3182% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3168% | 249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1780% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 1,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1371% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0883% | 5,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2217% | 1,939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2217% | 1,794 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4313% | 647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4504% | 354 |
| Percentage Net Loans Charged-off:Construction & development | 2.4699% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1329% | 927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6418% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6513% | 56 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0109% | 46 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5937% | 65 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0592% | 4,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,585 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6614% | 333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6870% | 174 |
| Percentage Net Loans Charged-off:Construction & development | 2.6346% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3368% | 463 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0156% | 71 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8116% | 45 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3153% | 44 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7308% | 58 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0931% | 5,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6068% | 387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6276% | 233 |
| Percentage Net Loans Charged-off:Construction & development | 1.9392% | 145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2930% | 487 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2319% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3302% | 98 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6426% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2801% | 106 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0751% | 5,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7668% | 304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7917% | 187 |
| Percentage Net Loans Charged-off:Construction & development | -0.1526% | 5,349 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9980% | 165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3808% | 46 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1702% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5733% | 47 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0756% | 5,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5559% | 733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5674% | 506 |
| Percentage Net Loans Charged-off:Construction & development | 4.9282% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1521% | 1,349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0126% | 399 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2038% | 1,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3061% | 557 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1875% | 1,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1430% | 2,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0465% | 3,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0465% | 3,574 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5690% | 660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5894% | 467 |
| Percentage Net Loans Charged-off:Construction & development | 5.7010% | 96 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0733% | 1,416 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0023% | 4,962 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0968% | 2,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4089% | 440 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0470% | 2,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2236% | 5,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0623% | 3,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0623% | 3,199 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7265% | 524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7546% | 363 |
| Percentage Net Loans Charged-off:Construction & development | 7.5493% | 71 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0397% | 1,352 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0035% | 5,001 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0439% | 2,456 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0246% | 4,474 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0549% | 2,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4126% | 5,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0929% | 2,917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0929% | 2,760 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4943% | 741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5227% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 4.7437% | 107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0253% | 947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1154% | 141 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0882% | 1,633 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0495% | 4,574 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1101% | 1,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6735% | 6,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1840% | 2,213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1840% | 2,085 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3813% | 353 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3023% | 309 |
| Percentage Net Loans Charged-off:Construction & development | 8.5827% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1193% | 1,995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8367% | 299 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6135% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1417% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4900% | 1,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5032% | 175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1290% | 3,521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1290% | 3,379 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2166% | 448 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1405% | 385 |
| Percentage Net Loans Charged-off:Construction & development | 7.0999% | 166 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1042% | 1,798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9274% | 244 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6177% | 862 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2701% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4527% | 1,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4165% | 183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1698% | 3,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1698% | 2,897 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3930% | 403 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2743% | 369 |
| Percentage Net Loans Charged-off:Construction & development | 7.4940% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1397% | 1,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4336% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7812% | 698 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1504% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6790% | 793 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.9326% | 110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3306% | 2,207 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3306% | 2,063 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0963% | 548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9177% | 567 |
| Percentage Net Loans Charged-off:Construction & development | 4.8014% | 233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0888% | 1,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8663% | 124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6610% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8587% | 597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.2587% | 78 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8843% | 1,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8935% | 1,142 |
| Percentage Net Loans Charged-off:Construction & development | 3.0733% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4907% | 1,577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4529% | 579 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6905% | 1,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0968% | 1,604 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8689% | 1,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5617% | 1,976 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0335% | 6,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0335% | 5,938 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0677% | 975 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0770% | 889 |
| Percentage Net Loans Charged-off:Construction & development | 3.5345% | 724 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6396% | 1,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4208% | 523 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6569% | 1,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1356% | 1,356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8133% | 1,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7679% | 1,502 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0428% | 5,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0428% | 5,882 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0950% | 993 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0977% | 885 |
| Percentage Net Loans Charged-off:Construction & development | 3.3410% | 703 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6477% | 1,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6468% | 385 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9279% | 982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2033% | 1,122 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1422% | 770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1299% | 1,148 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0607% | 5,893 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0607% | 5,796 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8250% | 1,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7983% | 1,138 |
| Percentage Net Loans Charged-off:Construction & development | 3.5527% | 542 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2766% | 1,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0403% | 373 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3945% | 1,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3099% | 805 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4193% | 1,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0964% | 630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8772% | 766 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9152% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 7.3139% | 662 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5419% | 1,915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7436% | 675 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7289% | 667 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3148% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2450% | 997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3192% | 3,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4388% | 1,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3221% | 1,097 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8924% | 691 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9224% | 641 |
| Percentage Net Loans Charged-off:Construction & development | 7.0017% | 629 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6155% | 1,492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7289% | 565 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5888% | 685 |
| Percentage Net Loans Charged-off: Home equity loans | 4.1581% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7958% | 1,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6637% | 2,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9725% | 771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7087% | 746 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6218% | 903 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6375% | 837 |
| Percentage Net Loans Charged-off:Construction & development | 5.3125% | 782 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6931% | 1,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0466% | 653 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1086% | 498 |
| Percentage Net Loans Charged-off: Home equity loans | 6.1063% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8392% | 1,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9835% | 1,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2991% | 641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7575% | 670 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7768% | 732 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7700% | 667 |
| Percentage Net Loans Charged-off:Construction & development | 4.1490% | 707 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0859% | 743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0919% | 412 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2294% | 176 |
| Percentage Net Loans Charged-off: Home equity loans | 12.0950% | 63 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6984% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0130% | 832 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5417% | 302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2045% | 340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4713% | 1,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4518% | 1,344 |
| Percentage Net Loans Charged-off:Construction & development | 4.1613% | 1,430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7311% | 1,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3990% | 890 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2036% | 3,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0178% | 1,921 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2773% | 2,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6179% | 1,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6102% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8537% | 1,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8389% | 948 |
| Percentage Net Loans Charged-off:Construction & development | 5.3774% | 1,045 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8600% | 1,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5159% | 686 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2596% | 2,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0229% | 1,678 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3577% | 2,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8264% | 1,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8165% | 2,351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9758% | 1,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9108% | 1,720 |
| Percentage Net Loans Charged-off:Construction & development | 2.9493% | 1,378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3027% | 1,799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1857% | 628 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2026% | 2,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0253% | 1,391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2787% | 2,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3515% | 660 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1804% | 1,648 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9960% | 1,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9459% | 1,425 |
| Percentage Net Loans Charged-off:Construction & development | 3.2607% | 999 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1872% | 1,471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3705% | 371 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1227% | 2,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0167% | 967 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1696% | 2,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6363% | 666 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3055% | 867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0477% | 2,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0349% | 1,871 |
| Percentage Net Loans Charged-off:Construction & development | 3.2273% | 1,662 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2257% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1282% | 833 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2590% | 2,950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3760% | 2,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0718% | 1,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3388% | 4,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2293% | 1,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2092% | 1,343 |
| Percentage Net Loans Charged-off:Construction & development | 3.6219% | 1,264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2999% | 1,697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1721% | 603 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2619% | 2,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3801% | 2,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7153% | 1,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4902% | 3,763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9357% | 1,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9595% | 1,413 |
| Percentage Net Loans Charged-off:Construction & development | 2.9009% | 1,215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2374% | 1,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1536% | 465 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2768% | 7,968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4038% | 7,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1623% | 3,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6258% | 3,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5979% | 1,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6110% | 1,433 |
| Percentage Net Loans Charged-off:Construction & development | 1.8056% | 992 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1103% | 1,094 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3707% | 245 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0732% | 2,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1069% | 2,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2220% | 2,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5686% | 1,443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5283% | 2,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5517% | 1,561 |
| Percentage Net Loans Charged-off:Construction & development | 1.7302% | 1,191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0582% | 1,947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0810% | 3,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1999% | 1,024 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0318% | 3,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1921% | 3,613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0840% | 5,563 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3536% | 2,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3686% | 1,463 |
| Percentage Net Loans Charged-off:Construction & development | 1.1680% | 988 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0263% | 1,555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1926% | 2,866 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0798% | 5,123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 4,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0497% | 2,932 |
| Percentage Net Loans Charged-off:Construction & development | 0.1538% | 1,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0031% | 1,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0157% | 6,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0269% | 4,845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0203% | 4,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 2,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0625% | 1,001 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 795 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0227% | 6,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0716% | 4,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0490% | 2,861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0959% | 1,199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1603% | 208 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0040% | 1,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0142% | 5,677 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0040% | 5,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0238% | 2,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 7,790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2175% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6470% | 7,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0189% | 5,175 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0058% | 5,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 1,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 7,849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3370% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9240% | 7,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0302% | 4,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0624% | 7,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8353% | 8,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1143% | 8,404 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0911% | 8,387 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1599% | 8,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9009% | 8,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2284% | 4,299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1638% | 8,482 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1224% | 8,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2112% | 8,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5609% | 8,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0875% | 4,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1886% | 8,478 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1811% | 8,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3064% | 8,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6567% | 8,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0626% | 4,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3141% | 8,516 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3425% | 8,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5625% | 8,418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 6,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1849% | 3,165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1937% | 8,615 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2413% | 8,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3520% | 8,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6072% | 1,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0965% | 5,704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4372% | 8,715 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4646% | 8,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6612% | 8,497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3989% | 7,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1256% | 5,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6626% | 8,739 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7050% | 8,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9795% | 8,521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5808% | 8,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0774% | 4,868 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0859% | 8,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0852% | 8,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1190% | 8,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2003% | 7,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2152% | 2,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2245% | 826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3001% | 605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1741% | 1,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2741% | 722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2632% | 2,855 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0580% | 8,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0877% | 3,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0880% | 1,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1124% | 749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1727% | 919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2685% | 639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1761% | 2,680 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0794% | 8,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2222% | 2,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2515% | 609 |
| Percentage Net Loans Charged-off:Construction & development | 1.1053% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1474% | 554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2575% | 648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4007% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0566% | 7,309 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1968% | 8,156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0512% | 3,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0596% | 1,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.0397% | 242 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0251% | 502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8435% | 185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3056% | 116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3566% | 8,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0739% | 5,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2932% | 749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4258% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3199% | 737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9692% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0315% | 8,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.3581% | 8,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4681% | 4,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1967% | 8,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0605% | 1,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1046% | 871 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1713% | 8,880 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4207% | 6,044 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0376% | 8,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.4325% | 8,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6508% | 3,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3442% | 9,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0388% | 2,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0765% | 747 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2520% | 8,954 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6443% | 6,017 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0368% | 8,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | -6.5504% | 8,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2339% | 4,812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7867% | 9,168 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0319% | 8,649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0500% | 8,745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1132% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0612% | 8,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | -13.1017% | 8,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2371% | 3,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0480% | 2,598 |
| Percentage Net Loans Charged-off:Construction & development | -0.0591% | 8,110 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0958% | 1,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1146% | 1,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4048% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0313% | 8,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9735% | 696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3880% | 4,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0458% | 6,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0316% | 2,773 |
| Percentage Net Loans Charged-off:Construction & development | 0.1329% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0399% | 1,178 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1032% | 6,644 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0376% | 8,998 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1146% | 6,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2931% | 3,289 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0929% | 9,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1027% | 8,011 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0442% | 5,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0293% | 566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0612% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0289% | 317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0051% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0137% | 1,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0198% | 1,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2117% | 685 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0194% | 1,483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2075% | 3,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1360% | 201 |
| Percentage Net Loans Charged-off:Construction & development | 0.5670% | 50 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0491% | 268 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0106% | 1,329 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0344% | 619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0484% | 482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5371% | 365 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2949% | 108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1514% | 4,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0590% | 433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0349% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0155% | 401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0223% | 131 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5059% | 39 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6964% | 26 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8320% | 219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7839% | 624 |
| Percentage Net Loans Charged-off: Credit card loans | 125.0000% | 4 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 7,718 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0417% | 1,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0042% | 247 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0149% | 427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5304% | 1,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3952% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8888% | 1,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3805% | 414 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7139% | 285 |
| Percentage Net Loans Charged-off: Credit card loans | 1,409.0909% | 1 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0784% | 6,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0983% | 429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0027% | 281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1984% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0135% | 1,334 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0377% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 1,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0624% | 1,225 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0820% | 1,505 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2011% | 3,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2061% | 315 |
| Percentage Net Loans Charged-off:Construction & development | 0.5696% | 135 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0737% | 488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0142% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1231% | 1,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9500% | 86 |
| Percentage Net Loans Charged-off: Credit card loans | -2.8902% | 1,348 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0697% | 6,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0410% | 779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2373% | 1,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0515% | 299 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0944% | 438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1403% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2751% | 468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2760% | 902 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4642% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2297% | 4,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2878% | 459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0113% | 475 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5719% | 372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0351% | 785 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0110% | 1,258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0567% | 630 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0231% | 1,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0240% | 1,291 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5552% | 617 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6851% | 3,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2240% | 717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4739% | 589 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0363% | 1,433 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0096% | 1,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0139% | 978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9856% | 229 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5493% | 361 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3298% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |