Home > Parkway Bank > Income and Expense
Parkway Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 4,677 |
| Total interest expense | $199,000 | 3,684 |
| Net interest income | $817,000 | 4,826 |
| Provision for loan and lease losses | $20,000 | 3,573 |
| Total noninterest income | $260,000 | 3,214 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $50,000 | 4,085 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $210,000 | 2,716 |
| Total noninterest expense | $1,156,000 | 3,649 |
| Salaries and employee benefits | $516,000 | 4,084 |
| Premises and equipment expense | $88,000 | 4,589 |
| Additional noninterest expense | $552,000 | 2,738 |
| Pre-tax net operating income | $-99,000 | 6,618 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-99,000 | 6,658 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-99,000 | 6,659 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-99,000 | 6,659 |
| Net charge-offs | $57,000 | 2,329 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-99,000 | 6,627 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,049,000 | 4,837 |
| Total interest expense | $889,000 | 3,891 |
| Net interest income | $3,160,000 | 4,987 |
| Provision for loan and lease losses | $1,163,000 | 1,616 |
| Total noninterest income | $1,148,000 | 3,033 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $209,000 | 4,174 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $939,000 | 2,460 |
| Total noninterest expense | $5,156,000 | 3,387 |
| Salaries and employee benefits | $2,558,000 | 3,513 |
| Premises and equipment expense | $374,000 | 4,454 |
| Additional noninterest expense | $2,224,000 | 2,837 |
| Pre-tax net operating income | $-2,011,000 | 6,806 |
| Securities gains (losses) | $673,000 | 752 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-1,338,000 | 6,763 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,338,000 | 6,761 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,338,000 | 6,762 |
| Net charge-offs | $1,448,000 | 1,435 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-2,011,000 | 6,815 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,052,000 | 4,918 |
| Total interest expense | $684,000 | 3,954 |
| Net interest income | $2,368,000 | 5,070 |
| Provision for loan and lease losses | $638,000 | 1,973 |
| Total noninterest income | $870,000 | 3,029 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $155,000 | 4,243 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $715,000 | 2,429 |
| Total noninterest expense | $3,839,000 | 3,433 |
| Salaries and employee benefits | $1,982,000 | 3,443 |
| Premises and equipment expense | $282,000 | 4,501 |
| Additional noninterest expense | $1,575,000 | 2,986 |
| Pre-tax net operating income | $-1,239,000 | 6,891 |
| Securities gains (losses) | $460,000 | 794 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-779,000 | 6,832 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-779,000 | 6,830 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-779,000 | 6,831 |
| Net charge-offs | $1,062,000 | 1,402 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,239,000 | 6,899 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,064,000 | 4,926 |
| Total interest expense | $469,000 | 3,977 |
| Net interest income | $1,595,000 | 5,078 |
| Provision for loan and lease losses | $240,000 | 2,731 |
| Total noninterest income | $590,000 | 2,961 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $104,000 | 4,226 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $486,000 | 2,373 |
| Total noninterest expense | $2,570,000 | 3,437 |
| Salaries and employee benefits | $1,372,000 | 3,372 |
| Premises and equipment expense | $191,000 | 4,479 |
| Additional noninterest expense | $1,007,000 | 3,107 |
| Pre-tax net operating income | $-625,000 | 6,861 |
| Securities gains (losses) | $460,000 | 597 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-165,000 | 6,693 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-165,000 | 6,694 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-165,000 | 6,694 |
| Net charge-offs | $658,000 | 1,518 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-625,000 | 6,876 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,075,000 | 4,851 |
| Total interest expense | $248,000 | 3,956 |
| Net interest income | $827,000 | 5,019 |
| Provision for loan and lease losses | $132,000 | 2,555 |
| Total noninterest income | $248,000 | 3,259 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $49,000 | 4,333 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $199,000 | 2,667 |
| Total noninterest expense | $1,275,000 | 3,484 |
| Salaries and employee benefits | $697,000 | 3,355 |
| Premises and equipment expense | $92,000 | 4,583 |
| Additional noninterest expense | $486,000 | 3,162 |
| Pre-tax net operating income | $-332,000 | 6,962 |
| Securities gains (losses) | $460,000 | 299 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $128,000 | 5,072 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $128,000 | 5,075 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $128,000 | 5,076 |
| Net charge-offs | $511,000 | 1,077 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-332,000 | 6,979 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,792,000 | 4,676 |
| Total interest expense | $1,388,000 | 3,631 |
| Net interest income | $3,404,000 | 4,977 |
| Provision for loan and lease losses | $1,382,000 | 1,998 |
| Total noninterest income | $939,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $218,000 | 4,222 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $721,000 | 2,595 |
| Total noninterest expense | $5,089,000 | 3,487 |
| Salaries and employee benefits | $2,558,000 | 3,496 |
| Premises and equipment expense | $353,000 | 4,841 |
| Additional noninterest expense | $2,178,000 | 2,895 |
| Pre-tax net operating income | $-2,128,000 | 6,808 |
| Securities gains (losses) | $11,000 | 3,300 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-2,117,000 | 6,848 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,117,000 | 6,848 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,117,000 | 6,848 |
| Net charge-offs | $2,952,000 | 1,212 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,088 |
| Net operating income | $-2,128,000 | 6,838 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,682,000 | 4,666 |
| Total interest expense | $1,079,000 | 3,646 |
| Net interest income | $2,603,000 | 4,947 |
| Provision for loan and lease losses | $1,277,000 | 1,679 |
| Total noninterest income | $733,000 | 3,161 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $165,000 | 4,228 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $568,000 | 2,502 |
| Total noninterest expense | $3,745,000 | 3,551 |
| Salaries and employee benefits | $1,886,000 | 3,543 |
| Premises and equipment expense | $267,000 | 4,889 |
| Additional noninterest expense | $1,592,000 | 2,981 |
| Pre-tax net operating income | $-1,686,000 | 6,956 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,686,000 | 7,014 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,686,000 | 7,015 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,686,000 | 7,015 |
| Net charge-offs | $2,935,000 | 964 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,016 |
| Net operating income | $-1,686,000 | 6,995 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 4,749 |
| Total interest expense | $735,000 | 3,698 |
| Net interest income | $1,682,000 | 5,042 |
| Provision for loan and lease losses | $1,303,000 | 1,264 |
| Total noninterest income | $468,000 | 3,244 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $104,000 | 4,309 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $364,000 | 2,577 |
| Total noninterest expense | $2,514,000 | 3,566 |
| Salaries and employee benefits | $1,237,000 | 3,613 |
| Premises and equipment expense | $179,000 | 4,911 |
| Additional noninterest expense | $1,098,000 | 2,944 |
| Pre-tax net operating income | $-1,667,000 | 7,126 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,667,000 | 7,173 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,667,000 | 7,174 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,667,000 | 7,174 |
| Net charge-offs | $2,145,000 | 876 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 964 |
| Net operating income | $-1,667,000 | 7,153 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 4,794 |
| Total interest expense | $374,000 | 3,759 |
| Net interest income | $830,000 | 5,069 |
| Provision for loan and lease losses | $137,000 | 2,983 |
| Total noninterest income | $230,000 | 3,309 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $49,000 | 4,390 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $181,000 | 2,612 |
| Total noninterest expense | $1,221,000 | 3,651 |
| Salaries and employee benefits | $602,000 | 3,716 |
| Premises and equipment expense | $91,000 | 4,936 |
| Additional noninterest expense | $528,000 | 3,042 |
| Pre-tax net operating income | $-298,000 | 6,933 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-298,000 | 6,983 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-298,000 | 6,983 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-298,000 | 6,983 |
| Net charge-offs | $9,000 | 4,430 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 891 |
| Net operating income | $-298,000 | 6,970 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,011,000 | 4,809 |
| Total interest expense | $1,700,000 | 3,976 |
| Net interest income | $3,311,000 | 5,097 |
| Provision for loan and lease losses | $2,337,000 | 1,883 |
| Total noninterest income | $1,234,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $245,000 | 4,047 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $989,000 | 2,191 |
| Total noninterest expense | $5,102,000 | 3,560 |
| Salaries and employee benefits | $2,284,000 | 3,844 |
| Premises and equipment expense | $359,000 | 5,007 |
| Additional noninterest expense | $2,459,000 | 2,727 |
| Pre-tax net operating income | $-2,894,000 | 6,903 |
| Securities gains (losses) | $4,000 | 3,501 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-2,890,000 | 6,980 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,890,000 | 6,981 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,890,000 | 6,981 |
| Net charge-offs | $1,594,000 | 2,114 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,198 |
| Net operating income | $-2,894,000 | 6,961 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,783,000 | 4,894 |
| Total interest expense | $1,293,000 | 4,076 |
| Net interest income | $2,490,000 | 5,148 |
| Provision for loan and lease losses | $1,275,000 | 2,195 |
| Total noninterest income | $999,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $183,000 | 4,118 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $816,000 | 2,043 |
| Total noninterest expense | $3,821,000 | 3,552 |
| Salaries and employee benefits | $1,671,000 | 3,959 |
| Premises and equipment expense | $271,000 | 5,067 |
| Additional noninterest expense | $1,879,000 | 2,631 |
| Pre-tax net operating income | $-1,607,000 | 6,981 |
| Securities gains (losses) | $4,000 | 3,332 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,603,000 | 7,067 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,603,000 | 7,065 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,603,000 | 7,067 |
| Net charge-offs | $1,438,000 | 1,821 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,108 |
| Net operating income | $-1,607,000 | 7,036 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,547,000 | 4,903 |
| Total interest expense | $865,000 | 4,166 |
| Net interest income | $1,682,000 | 5,127 |
| Provision for loan and lease losses | $1,119,000 | 1,828 |
| Total noninterest income | $742,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $118,000 | 4,180 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $624,000 | 1,812 |
| Total noninterest expense | $2,617,000 | 3,495 |
| Salaries and employee benefits | $1,077,000 | 4,078 |
| Premises and equipment expense | $178,000 | 5,137 |
| Additional noninterest expense | $1,362,000 | 2,438 |
| Pre-tax net operating income | $-1,312,000 | 7,121 |
| Securities gains (losses) | $4,000 | 2,840 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,308,000 | 7,188 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,308,000 | 7,187 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,308,000 | 7,188 |
| Net charge-offs | $806,000 | 1,932 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,045 |
| Net operating income | $-1,312,000 | 7,177 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,315,000 | 4,872 |
| Total interest expense | $440,000 | 4,248 |
| Net interest income | $875,000 | 5,058 |
| Provision for loan and lease losses | $204,000 | 2,958 |
| Total noninterest income | $433,000 | 2,242 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $55,000 | 4,301 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $378,000 | 1,560 |
| Total noninterest expense | $1,156,000 | 3,859 |
| Salaries and employee benefits | $525,000 | 4,215 |
| Premises and equipment expense | $91,000 | 5,158 |
| Additional noninterest expense | $540,000 | 2,970 |
| Pre-tax net operating income | $-52,000 | 6,503 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-52,000 | 6,624 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-52,000 | 6,626 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-52,000 | 6,625 |
| Net charge-offs | $728,000 | 1,288 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 996 |
| Net operating income | $-52,000 | 6,547 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,788,000 | 4,722 |
| Total interest expense | $2,684,000 | 3,709 |
| Net interest income | $3,104,000 | 5,290 |
| Provision for loan and lease losses | $3,375,000 | 1,831 |
| Total noninterest income | $981,000 | 3,372 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $272,000 | 4,061 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $709,000 | 2,644 |
| Total noninterest expense | $4,364,000 | 4,087 |
| Salaries and employee benefits | $2,122,000 | 4,174 |
| Premises and equipment expense | $352,000 | 5,313 |
| Additional noninterest expense | $1,890,000 | 3,463 |
| Pre-tax net operating income | $-3,654,000 | 7,009 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $640,000 | 1,320 |
| Income before extraordinary items | $-4,294,000 | 7,193 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,294,000 | 7,192 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,294,000 | 7,192 |
| Net charge-offs | $3,202,000 | 1,537 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,323 |
| Net operating income | $-4,294,000 | 7,191 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,371,000 | 4,759 |
| Total interest expense | $2,176,000 | 3,637 |
| Net interest income | $2,195,000 | 5,466 |
| Provision for loan and lease losses | $1,966,000 | 1,932 |
| Total noninterest income | $679,000 | 3,594 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $203,000 | 4,102 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $476,000 | 2,886 |
| Total noninterest expense | $3,303,000 | 4,073 |
| Salaries and employee benefits | $1,601,000 | 4,188 |
| Premises and equipment expense | $285,000 | 5,164 |
| Additional noninterest expense | $1,417,000 | 3,422 |
| Pre-tax net operating income | $-2,395,000 | 7,160 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,395,000 | 7,273 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,395,000 | 7,272 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,395,000 | 7,273 |
| Net charge-offs | $2,301,000 | 1,393 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,218 |
| Net operating income | $-2,395,000 | 7,264 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,994,000 | 4,708 |
| Total interest expense | $1,572,000 | 3,557 |
| Net interest income | $1,422,000 | 5,551 |
| Provision for loan and lease losses | $1,282,000 | 1,782 |
| Total noninterest income | $448,000 | 3,628 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $135,000 | 4,079 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $313,000 | 2,929 |
| Total noninterest expense | $2,225,000 | 4,064 |
| Salaries and employee benefits | $1,056,000 | 4,274 |
| Premises and equipment expense | $201,000 | 5,060 |
| Additional noninterest expense | $968,000 | 3,369 |
| Pre-tax net operating income | $-1,637,000 | 7,280 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-296,000 | 7,418 |
| Income before extraordinary items | $-1,341,000 | 7,281 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,341,000 | 7,281 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,341,000 | 7,280 |
| Net charge-offs | $2,177,000 | 1,063 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,172 |
| Net operating income | $-1,341,000 | 7,281 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 4,711 |
| Total interest expense | $806,000 | 3,595 |
| Net interest income | $718,000 | 5,504 |
| Provision for loan and lease losses | $566,000 | 1,670 |
| Total noninterest income | $248,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $63,000 | 4,164 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $185,000 | 2,623 |
| Total noninterest expense | $1,085,000 | 4,064 |
| Salaries and employee benefits | $520,000 | 4,346 |
| Premises and equipment expense | $108,000 | 4,900 |
| Additional noninterest expense | $457,000 | 3,234 |
| Pre-tax net operating income | $-685,000 | 7,474 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-296,000 | 7,789 |
| Income before extraordinary items | $-389,000 | 7,326 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-389,000 | 7,327 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-389,000 | 7,327 |
| Net charge-offs | $1,356,000 | 791 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,052 |
| Net operating income | $-389,000 | 7,286 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,741,000 | 4,591 |
| Total interest expense | $3,458,000 | 3,875 |
| Net interest income | $3,283,000 | 5,163 |
| Provision for loan and lease losses | $3,544,000 | 1,259 |
| Total noninterest income | $988,000 | 3,432 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $335,000 | 3,816 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $653,000 | 2,753 |
| Total noninterest expense | $3,884,000 | 4,333 |
| Salaries and employee benefits | $2,037,000 | 4,389 |
| Premises and equipment expense | $374,000 | 5,273 |
| Additional noninterest expense | $1,473,000 | 3,666 |
| Pre-tax net operating income | $-3,157,000 | 7,618 |
| Securities gains (losses) | $-103,000 | 7,251 |
| Applicable income taxes | $-1,379,000 | 7,813 |
| Income before extraordinary items | $-1,881,000 | 7,343 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,881,000 | 7,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,338,000 | 1,669 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $-117,000 | 8,236 |
| Net operating income | $-1,815,080 | 7,423 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,075,000 | 4,667 |
| Total interest expense | $2,567,000 | 4,005 |
| Net interest income | $2,508,000 | 5,139 |
| Provision for loan and lease losses | $1,694,000 | 1,324 |
| Total noninterest income | $763,000 | 3,452 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $252,000 | 3,830 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $511,000 | 2,776 |
| Total noninterest expense | $2,801,000 | 4,441 |
| Salaries and employee benefits | $1,512,000 | 4,442 |
| Premises and equipment expense | $259,000 | 5,483 |
| Additional noninterest expense | $1,030,000 | 3,779 |
| Pre-tax net operating income | $-1,224,000 | 7,638 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-626,000 | 7,932 |
| Income before extraordinary items | $-598,000 | 7,266 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-598,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $476,000 | 2,001 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $-78,000 | 8,320 |
| Net operating income | $-598,000 | 7,388 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,441,000 | 4,679 |
| Total interest expense | $1,744,000 | 4,099 |
| Net interest income | $1,697,000 | 5,109 |
| Provision for loan and lease losses | $606,000 | 1,682 |
| Total noninterest income | $551,000 | 3,311 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $166,000 | 3,860 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $385,000 | 2,646 |
| Total noninterest expense | $1,891,000 | 4,419 |
| Salaries and employee benefits | $1,014,000 | 4,475 |
| Premises and equipment expense | $162,000 | 5,682 |
| Additional noninterest expense | $715,000 | 3,664 |
| Pre-tax net operating income | $-249,000 | 7,379 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-163,000 | 7,941 |
| Income before extraordinary items | $-86,000 | 7,225 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-86,000 | 7,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,555 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-86,000 | 7,188 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,755,000 | 4,716 |
| Total interest expense | $905,000 | 4,167 |
| Net interest income | $850,000 | 5,119 |
| Provision for loan and lease losses | $102,000 | 2,683 |
| Total noninterest income | $266,000 | 3,382 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $81,000 | 3,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $185,000 | 2,689 |
| Total noninterest expense | $879,000 | 4,656 |
| Salaries and employee benefits | $459,000 | 4,824 |
| Premises and equipment expense | $82,000 | 5,672 |
| Additional noninterest expense | $338,000 | 3,766 |
| Pre-tax net operating income | $135,000 | 5,598 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $14,000 | 4,601 |
| Income before extraordinary items | $121,000 | 5,555 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $121,000 | 5,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $121,000 | 5,456 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,354,000 | 4,610 |
| Total interest expense | $3,727,000 | 4,187 |
| Net interest income | $3,627,000 | 4,917 |
| Provision for loan and lease losses | $308,000 | 3,141 |
| Total noninterest income | $1,051,000 | 3,449 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $301,000 | 4,067 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $750,000 | 2,652 |
| Total noninterest expense | $3,443,000 | 4,580 |
| Salaries and employee benefits | $1,736,000 | 4,869 |
| Premises and equipment expense | $344,000 | 5,453 |
| Additional noninterest expense | $1,363,000 | 3,699 |
| Pre-tax net operating income | $927,000 | 4,886 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $225,000 | 3,724 |
| Income before extraordinary items | $702,000 | 5,045 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $702,000 | 5,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,507 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 851 |
| Net operating income | $702,000 | 5,029 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,466,000 | 4,644 |
| Total interest expense | $2,750,000 | 4,236 |
| Net interest income | $2,716,000 | 4,949 |
| Provision for loan and lease losses | $204,000 | 2,977 |
| Total noninterest income | $781,000 | 3,448 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $221,000 | 4,119 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $560,000 | 2,668 |
| Total noninterest expense | $2,261,000 | 4,963 |
| Salaries and employee benefits | $1,271,000 | 4,920 |
| Premises and equipment expense | $260,000 | 5,434 |
| Additional noninterest expense | $730,000 | 4,680 |
| Pre-tax net operating income | $1,032,000 | 4,279 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $308,000 | 3,170 |
| Income before extraordinary items | $724,000 | 4,569 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $724,000 | 4,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 1,662 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 688 |
| Net operating income | $724,000 | 4,567 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,570,000 | 4,704 |
| Total interest expense | $1,783,000 | 4,314 |
| Net interest income | $1,787,000 | 5,021 |
| Provision for loan and lease losses | $113,000 | 3,123 |
| Total noninterest income | $571,000 | 3,267 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $146,000 | 4,140 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $425,000 | 2,486 |
| Total noninterest expense | $1,504,000 | 5,000 |
| Salaries and employee benefits | $862,000 | 4,888 |
| Premises and equipment expense | $169,000 | 5,529 |
| Additional noninterest expense | $473,000 | 4,751 |
| Pre-tax net operating income | $741,000 | 4,191 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $227,000 | 3,101 |
| Income before extraordinary items | $514,000 | 4,488 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $514,000 | 4,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,876 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 936 |
| Net operating income | $514,000 | 4,487 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,767,000 | 4,736 |
| Total interest expense | $889,000 | 4,308 |
| Net interest income | $878,000 | 5,073 |
| Provision for loan and lease losses | $38,000 | 3,501 |
| Total noninterest income | $271,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $62,000 | 4,457 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $209,000 | 2,482 |
| Total noninterest expense | $734,000 | 5,087 |
| Salaries and employee benefits | $436,000 | 4,877 |
| Premises and equipment expense | $78,000 | 5,747 |
| Additional noninterest expense | $220,000 | 4,940 |
| Pre-tax net operating income | $377,000 | 4,133 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $116,000 | 3,070 |
| Income before extraordinary items | $261,000 | 4,464 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $261,000 | 4,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 712 |
| Net operating income | $261,000 | 4,451 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,330,000 | 4,838 |
| Total interest expense | $2,899,000 | 4,408 |
| Net interest income | $3,431,000 | 5,114 |
| Provision for loan and lease losses | $140,000 | 4,163 |
| Total noninterest income | $1,084,000 | 3,358 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $327,000 | 3,949 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $757,000 | 2,663 |
| Total noninterest expense | $2,894,000 | 5,000 |
| Salaries and employee benefits | $1,610,000 | 4,970 |
| Premises and equipment expense | $321,000 | 5,573 |
| Additional noninterest expense | $963,000 | 4,635 |
| Pre-tax net operating income | $1,481,000 | 4,313 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $468,000 | 3,234 |
| Income before extraordinary items | $1,013,000 | 4,683 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,013,000 | 4,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 2,851 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 1,040 |
| Net operating income | $1,013,000 | 4,679 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,616,000 | 4,907 |
| Total interest expense | $2,029,000 | 4,512 |
| Net interest income | $2,587,000 | 5,147 |
| Provision for loan and lease losses | $125,000 | 3,756 |
| Total noninterest income | $816,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $250,000 | 3,950 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $566,000 | 2,674 |
| Total noninterest expense | $2,169,000 | 4,991 |
| Salaries and employee benefits | $1,190,000 | 4,993 |
| Premises and equipment expense | $246,000 | 5,529 |
| Additional noninterest expense | $733,000 | 4,558 |
| Pre-tax net operating income | $1,109,000 | 4,496 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $356,000 | 3,341 |
| Income before extraordinary items | $753,000 | 4,842 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $753,000 | 4,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,289 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 848 |
| Net operating income | $753,000 | 4,831 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,986,000 | 4,963 |
| Total interest expense | $1,261,000 | 4,572 |
| Net interest income | $1,725,000 | 5,164 |
| Provision for loan and lease losses | $95,000 | 3,398 |
| Total noninterest income | $569,000 | 3,231 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $167,000 | 3,914 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $402,000 | 2,553 |
| Total noninterest expense | $1,448,000 | 5,009 |
| Salaries and employee benefits | $787,000 | 5,040 |
| Premises and equipment expense | $170,000 | 5,423 |
| Additional noninterest expense | $491,000 | 4,546 |
| Pre-tax net operating income | $751,000 | 4,466 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $262,000 | 3,229 |
| Income before extraordinary items | $489,000 | 4,935 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $489,000 | 4,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 669 |
| Net operating income | $489,000 | 4,927 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,453,000 | 4,993 |
| Total interest expense | $604,000 | 4,558 |
| Net interest income | $849,000 | 5,230 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $267,000 | 3,330 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $77,000 | 4,007 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $190,000 | 2,579 |
| Total noninterest expense | $728,000 | 5,000 |
| Salaries and employee benefits | $395,000 | 5,056 |
| Premises and equipment expense | $81,000 | 5,603 |
| Additional noninterest expense | $252,000 | 4,448 |
| Pre-tax net operating income | $338,000 | 4,667 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $111,000 | 3,459 |
| Income before extraordinary items | $227,000 | 5,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $227,000 | 5,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 629 |
| Net operating income | $227,000 | 5,048 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,750,000 | 5,326 |
| Total interest expense | $1,641,000 | 4,997 |
| Net interest income | $3,109,000 | 5,391 |
| Provision for loan and lease losses | $209,000 | 3,523 |
| Total noninterest income | $1,139,000 | 3,255 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $331,000 | 3,964 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $808,000 | 2,519 |
| Total noninterest expense | $2,835,000 | 4,972 |
| Salaries and employee benefits | $1,521,000 | 4,998 |
| Premises and equipment expense | $337,000 | 5,401 |
| Additional noninterest expense | $977,000 | 4,494 |
| Pre-tax net operating income | $1,204,000 | 4,896 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $171,000 | 4,860 |
| Income before extraordinary items | $1,033,000 | 4,744 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,033,000 | 4,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,391 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,033,000 | 4,718 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,383,000 | 5,445 |
| Total interest expense | $1,112,000 | 5,155 |
| Net interest income | $2,271,000 | 5,493 |
| Provision for loan and lease losses | $147,000 | 3,532 |
| Total noninterest income | $862,000 | 3,245 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $241,000 | 4,053 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $621,000 | 2,503 |
| Total noninterest expense | $2,145,000 | 4,904 |
| Salaries and employee benefits | $1,122,000 | 5,035 |
| Premises and equipment expense | $258,000 | 5,335 |
| Additional noninterest expense | $765,000 | 4,330 |
| Pre-tax net operating income | $841,000 | 5,210 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $33,000 | 6,025 |
| Income before extraordinary items | $808,000 | 4,728 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $808,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,080 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $808,000 | 4,691 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,148,000 | 5,533 |
| Total interest expense | $684,000 | 5,226 |
| Net interest income | $1,464,000 | 5,572 |
| Provision for loan and lease losses | $132,000 | 2,878 |
| Total noninterest income | $598,000 | 3,105 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $158,000 | 4,037 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $440,000 | 2,379 |
| Total noninterest expense | $1,416,000 | 4,933 |
| Salaries and employee benefits | $744,000 | 5,056 |
| Premises and equipment expense | $166,000 | 5,420 |
| Additional noninterest expense | $506,000 | 4,332 |
| Pre-tax net operating income | $514,000 | 5,422 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $514,000 | 4,833 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $514,000 | 4,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,379 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $514,000 | 4,780 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 5,621 |
| Total interest expense | $322,000 | 5,294 |
| Net interest income | $714,000 | 5,679 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $260,000 | 3,380 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $71,000 | 4,223 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $189,000 | 2,570 |
| Total noninterest expense | $704,000 | 4,982 |
| Salaries and employee benefits | $377,000 | 5,027 |
| Premises and equipment expense | $82,000 | 5,496 |
| Additional noninterest expense | $245,000 | 4,420 |
| Pre-tax net operating income | $220,000 | 5,749 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $220,000 | 5,171 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $220,000 | 5,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,138 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $220,000 | 5,141 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,272,000 | 6,168 |
| Total interest expense | $1,274,000 | 4,945 |
| Net interest income | $1,998,000 | 6,628 |
| Provision for loan and lease losses | $84,000 | 5,272 |
| Total noninterest income | $909,000 | 3,768 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $290,000 | 4,391 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $619,000 | 2,932 |
| Total noninterest expense | $2,501,000 | 5,307 |
| Salaries and employee benefits | $1,390,000 | 5,203 |
| Premises and equipment expense | $308,000 | 5,606 |
| Additional noninterest expense | $803,000 | 5,080 |
| Pre-tax net operating income | $322,000 | 7,370 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $322,000 | 7,133 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $322,000 | 7,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,720 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $5,513,000 | 212 |
| Net operating income | $322,000 | 7,080 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,313,000 | 6,348 |
| Total interest expense | $955,000 | 4,909 |
| Net interest income | $1,358,000 | 6,899 |
| Provision for loan and lease losses | $72,000 | 4,871 |
| Total noninterest income | $697,000 | 3,743 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $206,000 | 4,566 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $491,000 | 2,835 |
| Total noninterest expense | $1,850,000 | 5,308 |
| Salaries and employee benefits | $1,040,000 | 5,183 |
| Premises and equipment expense | $231,000 | 5,580 |
| Additional noninterest expense | $579,000 | 5,157 |
| Pre-tax net operating income | $133,000 | 7,982 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $133,000 | 7,894 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $133,000 | 7,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,844 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $5,513,000 | 155 |
| Net operating income | $133,000 | 7,845 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,457,000 | 6,552 |
| Total interest expense | $628,000 | 4,967 |
| Net interest income | $829,000 | 7,148 |
| Provision for loan and lease losses | $33,000 | 5,235 |
| Total noninterest income | $465,000 | 3,737 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $118,000 | 4,906 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $347,000 | 2,743 |
| Total noninterest expense | $1,231,000 | 5,342 |
| Salaries and employee benefits | $693,000 | 5,208 |
| Premises and equipment expense | $146,000 | 5,744 |
| Additional noninterest expense | $392,000 | 5,129 |
| Pre-tax net operating income | $30,000 | 8,357 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $30,000 | 8,394 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $30,000 | 8,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,035 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $301,000 | 301 |
| Net operating income | $30,000 | 8,329 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $710,000 | 6,669 |
| Total interest expense | $300,000 | 5,164 |
| Net interest income | $410,000 | 7,205 |
| Provision for loan and lease losses | $22,000 | 4,718 |
| Total noninterest income | $212,000 | 3,924 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $48,000 | 5,292 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $164,000 | 2,783 |
| Total noninterest expense | $580,000 | 5,558 |
| Salaries and employee benefits | $330,000 | 5,406 |
| Premises and equipment expense | $66,000 | 6,063 |
| Additional noninterest expense | $184,000 | 5,360 |
| Pre-tax net operating income | $20,000 | 8,314 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $20,000 | 8,327 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $20,000 | 8,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,952 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $301,000 | 182 |
| Net operating income | $20,000 | 8,262 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 7,095 |
| Total interest expense | $1,024,000 | 6,045 |
| Net interest income | $1,425,000 | 7,472 |
| Provision for loan and lease losses | $196,000 | 4,069 |
| Total noninterest income | $823,000 | 4,173 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $96,000 | 6,623 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $727,000 | 2,893 |
| Total noninterest expense | $1,924,000 | 6,116 |
| Salaries and employee benefits | $1,175,000 | 5,712 |
| Premises and equipment expense | $209,000 | 6,671 |
| Additional noninterest expense | $540,000 | 6,308 |
| Pre-tax net operating income | $128,000 | 8,091 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $128,000 | 8,094 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $128,000 | 8,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,233 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $128,000 | 7,977 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,772,000 | 7,266 |
| Total interest expense | $743,000 | 6,295 |
| Net interest income | $1,029,000 | 7,598 |
| Provision for loan and lease losses | $163,000 | 3,753 |
| Total noninterest income | $671,000 | 4,031 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $58,000 | 7,002 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $613,000 | 2,804 |
| Total noninterest expense | $1,433,000 | 6,104 |
| Salaries and employee benefits | $900,000 | 5,600 |
| Premises and equipment expense | $159,000 | 6,640 |
| Additional noninterest expense | $374,000 | 6,542 |
| Pre-tax net operating income | $104,000 | 8,204 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $104,000 | 8,193 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $104,000 | 8,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,530 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $104,000 | 8,059 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,134,000 | 7,426 |
| Total interest expense | $479,000 | 6,512 |
| Net interest income | $655,000 | 7,720 |
| Provision for loan and lease losses | $127,000 | 3,371 |
| Total noninterest income | $436,000 | 4,054 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $33,000 | 7,215 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $403,000 | 2,791 |
| Total noninterest expense | $944,000 | 6,168 |
| Salaries and employee benefits | $595,000 | 5,642 |
| Premises and equipment expense | $104,000 | 6,670 |
| Additional noninterest expense | $245,000 | 6,586 |
| Pre-tax net operating income | $20,000 | 8,559 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $20,000 | 8,646 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $20,000 | 8,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,788 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $20,000 | 8,525 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $543,000 | 7,551 |
| Total interest expense | $237,000 | 6,637 |
| Net interest income | $306,000 | 7,889 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $219,000 | 3,938 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $204,000 | 2,691 |
| Total noninterest expense | $475,000 | 6,172 |
| Salaries and employee benefits | $298,000 | 5,644 |
| Premises and equipment expense | $51,000 | 6,736 |
| Additional noninterest expense | $126,000 | 6,497 |
| Pre-tax net operating income | $-10,000 | 8,766 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-10,000 | 8,827 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-10,000 | 8,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-10,000 | 8,727 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 8,283 |
| Total interest expense | $650,000 | 7,952 |
| Net interest income | $936,000 | 8,366 |
| Provision for loan and lease losses | $334,000 | 3,230 |
| Total noninterest income | $593,000 | 4,765 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $36,000 | 7,759 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $557,000 | 3,091 |
| Total noninterest expense | $1,483,000 | 6,883 |
| Salaries and employee benefits | $902,000 | 6,511 |
| Premises and equipment expense | $185,000 | 6,974 |
| Additional noninterest expense | $396,000 | 7,182 |
| Pre-tax net operating income | $-288,000 | 8,881 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-285,000 | 8,956 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-285,000 | 8,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-288,000 | 8,904 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $234,000 | 9,530 |
| Total interest expense | $66,000 | 9,490 |
| Net interest income | $168,000 | 9,513 |
| Provision for loan and lease losses | $181,000 | 4,336 |
| Total noninterest income | $183,000 | 7,494 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $4,000 | 8,325 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $179,000 | 5,173 |
| Total noninterest expense | $1,031,000 | 7,878 |
| Salaries and employee benefits | $487,000 | 8,242 |
| Premises and equipment expense | $93,000 | 8,406 |
| Additional noninterest expense | $451,000 | 6,779 |
| Pre-tax net operating income | $-861,000 | 9,311 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-861,000 | 9,379 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-861,000 | 9,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $6,631,000 | 130 |
| Net operating income | $-861,000 | 9,347 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.