Home > Parkvale Savings Bank > Income and Expense
Parkvale Savings Bank, Income and Expense
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $61,617,000 | 441 |
| Total interest expense | $25,381,000 | 225 |
| Net interest income | $36,236,000 | 592 |
| Provision for loan and lease losses | $2,684,000 | 1,292 |
| Total noninterest income | $8,888,000 | 678 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $3,538,000 | 433 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $5,350,000 | 662 |
| Total noninterest expense | $32,203,000 | 620 |
| Salaries and employee benefits | $14,521,000 | 675 |
| Premises and equipment expense | $4,240,000 | 597 |
| Additional noninterest expense | $13,442,000 | 545 |
| Pre-tax net operating income | $10,237,000 | 612 |
| Securities gains (losses) | $-655,000 | 7,254 |
| Applicable income taxes | $2,810,000 | 607 |
| Income before extraordinary items | $6,772,000 | 745 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,772,000 | 743 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $6,772,000 | 745 |
| Net charge-offs | $5,613,000 | 731 |
| Cash dividends | $5,280,000 | 409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $7,237,050 | 666 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $46,788,000 | 441 |
| Total interest expense | $19,302,000 | 228 |
| Net interest income | $27,486,000 | 589 |
| Provision for loan and lease losses | $2,309,000 | 1,124 |
| Total noninterest income | $7,172,000 | 635 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $2,676,000 | 433 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $4,496,000 | 631 |
| Total noninterest expense | $23,400,000 | 647 |
| Salaries and employee benefits | $10,670,000 | 690 |
| Premises and equipment expense | $3,200,000 | 598 |
| Additional noninterest expense | $9,530,000 | 561 |
| Pre-tax net operating income | $8,949,000 | 550 |
| Securities gains (losses) | $-372,000 | 7,330 |
| Applicable income taxes | $2,561,000 | 522 |
| Income before extraordinary items | $6,016,000 | 668 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,016,000 | 668 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $6,016,000 | 668 |
| Net charge-offs | $3,173,000 | 904 |
| Cash dividends | $4,180,000 | 343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $6,276,400 | 612 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $31,820,000 | 443 |
| Total interest expense | $12,984,000 | 237 |
| Net interest income | $18,836,000 | 581 |
| Provision for loan and lease losses | $1,225,000 | 1,308 |
| Total noninterest income | $4,650,000 | 649 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,756,000 | 438 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,894,000 | 636 |
| Total noninterest expense | $15,616,000 | 658 |
| Salaries and employee benefits | $7,167,000 | 693 |
| Premises and equipment expense | $2,161,000 | 600 |
| Additional noninterest expense | $6,288,000 | 582 |
| Pre-tax net operating income | $6,645,000 | 500 |
| Securities gains (losses) | $-372,000 | 7,418 |
| Applicable income taxes | $1,903,000 | 481 |
| Income before extraordinary items | $4,370,000 | 603 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,370,000 | 602 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $4,370,000 | 603 |
| Net charge-offs | $2,328,000 | 821 |
| Cash dividends | $2,755,000 | 335 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $4,630,400 | 560 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $16,099,000 | 442 |
| Total interest expense | $6,591,000 | 242 |
| Net interest income | $9,508,000 | 576 |
| Provision for loan and lease losses | $670,000 | 1,180 |
| Total noninterest income | $2,388,000 | 641 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $846,000 | 444 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,542,000 | 613 |
| Total noninterest expense | $7,890,000 | 651 |
| Salaries and employee benefits | $3,598,000 | 695 |
| Premises and equipment expense | $1,153,000 | 568 |
| Additional noninterest expense | $3,139,000 | 572 |
| Pre-tax net operating income | $3,336,000 | 500 |
| Securities gains (losses) | $-254,000 | 7,479 |
| Applicable income taxes | $933,000 | 483 |
| Income before extraordinary items | $2,149,000 | 611 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,149,000 | 608 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,149,000 | 611 |
| Net charge-offs | $1,107,000 | 802 |
| Cash dividends | $1,029,000 | 371 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $2,326,800 | 552 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $70,326,000 | 430 |
| Total interest expense | $31,262,000 | 252 |
| Net interest income | $39,064,000 | 556 |
| Provision for loan and lease losses | $4,827,000 | 1,179 |
| Total noninterest income | $9,081,000 | 681 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,522,000 | 439 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,559,000 | 686 |
| Total noninterest expense | $31,338,000 | 650 |
| Salaries and employee benefits | $14,659,000 | 663 |
| Premises and equipment expense | $4,384,000 | 586 |
| Additional noninterest expense | $12,295,000 | 624 |
| Pre-tax net operating income | $11,980,000 | 462 |
| Securities gains (losses) | $-36,036,000 | 7,649 |
| Applicable income taxes | $-9,197,000 | 7,617 |
| Income before extraordinary items | $-14,859,000 | 7,471 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-14,859,000 | 7,471 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-14,859,000 | 7,471 |
| Net charge-offs | $5,737,000 | 910 |
| Cash dividends | $7,431,000 | 237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $8,204,040 | 535 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $53,848,000 | 420 |
| Total interest expense | $24,296,000 | 254 |
| Net interest income | $29,552,000 | 547 |
| Provision for loan and lease losses | $4,070,000 | 1,031 |
| Total noninterest income | $6,858,000 | 668 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,643,000 | 436 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $4,215,000 | 638 |
| Total noninterest expense | $23,709,000 | 636 |
| Salaries and employee benefits | $11,308,000 | 628 |
| Premises and equipment expense | $3,341,000 | 573 |
| Additional noninterest expense | $9,060,000 | 597 |
| Pre-tax net operating income | $8,631,000 | 495 |
| Securities gains (losses) | $-35,091,000 | 7,755 |
| Applicable income taxes | $-9,794,000 | 7,722 |
| Income before extraordinary items | $-16,666,000 | 7,640 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-16,666,000 | 7,640 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-16,666,000 | 7,640 |
| Net charge-offs | $4,541,000 | 841 |
| Cash dividends | $6,000,000 | 181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $5,792,240 | 569 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $36,786,000 | 417 |
| Total interest expense | $16,728,000 | 252 |
| Net interest income | $20,058,000 | 530 |
| Provision for loan and lease losses | $3,229,000 | 900 |
| Total noninterest income | $4,320,000 | 679 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,680,000 | 452 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,640,000 | 651 |
| Total noninterest expense | $15,609,000 | 644 |
| Salaries and employee benefits | $7,476,000 | 633 |
| Premises and equipment expense | $2,279,000 | 566 |
| Additional noninterest expense | $5,854,000 | 618 |
| Pre-tax net operating income | $5,540,000 | 497 |
| Securities gains (losses) | $-35,267,000 | 7,826 |
| Applicable income taxes | $-10,565,000 | 7,801 |
| Income before extraordinary items | $-19,162,000 | 7,752 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-19,162,000 | 7,752 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-19,162,000 | 7,752 |
| Net charge-offs | $3,372,000 | 747 |
| Cash dividends | $3,400,000 | 212 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,408,880 | 637 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $18,752,000 | 420 |
| Total interest expense | $8,779,000 | 252 |
| Net interest income | $9,973,000 | 546 |
| Provision for loan and lease losses | $919,000 | 1,231 |
| Total noninterest income | $2,065,000 | 690 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $792,000 | 477 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,273,000 | 662 |
| Total noninterest expense | $7,918,000 | 642 |
| Salaries and employee benefits | $3,739,000 | 648 |
| Premises and equipment expense | $1,232,000 | 535 |
| Additional noninterest expense | $2,947,000 | 624 |
| Pre-tax net operating income | $3,201,000 | 416 |
| Securities gains (losses) | $-876,000 | 7,869 |
| Applicable income taxes | $614,000 | 600 |
| Income before extraordinary items | $1,711,000 | 652 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,711,000 | 655 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,711,000 | 656 |
| Net charge-offs | $2,210,000 | 609 |
| Cash dividends | $1,700,000 | 200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,359,240 | 447 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $83,487,000 | 401 |
| Total interest expense | $42,949,000 | 267 |
| Net interest income | $40,538,000 | 532 |
| Provision for loan and lease losses | $6,172,000 | 1,216 |
| Total noninterest income | $8,748,000 | 716 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,679,000 | 448 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $5,069,000 | 705 |
| Total noninterest expense | $30,168,000 | 693 |
| Salaries and employee benefits | $14,897,000 | 642 |
| Premises and equipment expense | $4,557,000 | 576 |
| Additional noninterest expense | $10,714,000 | 748 |
| Pre-tax net operating income | $12,946,000 | 325 |
| Securities gains (losses) | $-24,425,000 | 7,973 |
| Applicable income taxes | $-4,048,000 | 7,702 |
| Income before extraordinary items | $-7,431,000 | 7,456 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,431,000 | 7,453 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-7,431,000 | 7,454 |
| Net charge-offs | $7,004,000 | 897 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $8,445,250 | 385 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $64,064,000 | 404 |
| Total interest expense | $33,188,000 | 282 |
| Net interest income | $30,876,000 | 529 |
| Provision for loan and lease losses | $5,042,000 | 1,039 |
| Total noninterest income | $6,626,000 | 706 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,743,000 | 452 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,883,000 | 708 |
| Total noninterest expense | $22,852,000 | 690 |
| Salaries and employee benefits | $11,387,000 | 646 |
| Premises and equipment expense | $3,473,000 | 579 |
| Additional noninterest expense | $7,992,000 | 719 |
| Pre-tax net operating income | $9,608,000 | 344 |
| Securities gains (losses) | $-24,741,000 | 8,070 |
| Applicable income taxes | $-4,960,000 | 7,898 |
| Income before extraordinary items | $-10,173,000 | 7,787 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-10,173,000 | 7,785 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-10,173,000 | 7,786 |
| Net charge-offs | $4,823,000 | 840 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $6,403,470 | 406 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $43,888,000 | 402 |
| Total interest expense | $22,805,000 | 288 |
| Net interest income | $21,083,000 | 515 |
| Provision for loan and lease losses | $2,923,000 | 1,104 |
| Total noninterest income | $4,250,000 | 739 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,767,000 | 465 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,483,000 | 742 |
| Total noninterest expense | $15,219,000 | 705 |
| Salaries and employee benefits | $7,679,000 | 644 |
| Premises and equipment expense | $2,373,000 | 581 |
| Additional noninterest expense | $5,167,000 | 751 |
| Pre-tax net operating income | $7,191,000 | 309 |
| Securities gains (losses) | $-22,981,000 | 8,174 |
| Applicable income taxes | $-4,549,000 | 8,025 |
| Income before extraordinary items | $-11,241,000 | 7,967 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-11,241,000 | 7,966 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-11,241,000 | 7,966 |
| Net charge-offs | $2,518,000 | 968 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $5,075,510 | 334 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $22,203,000 | 404 |
| Total interest expense | $11,782,000 | 292 |
| Net interest income | $10,421,000 | 510 |
| Provision for loan and lease losses | $1,731,000 | 831 |
| Total noninterest income | $2,352,000 | 670 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $879,000 | 464 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,473,000 | 635 |
| Total noninterest expense | $7,262,000 | 697 |
| Salaries and employee benefits | $3,910,000 | 634 |
| Premises and equipment expense | $1,263,000 | 557 |
| Additional noninterest expense | $2,089,000 | 797 |
| Pre-tax net operating income | $3,780,000 | 324 |
| Securities gains (losses) | $-20,467,000 | 8,234 |
| Applicable income taxes | $-3,876,000 | 8,141 |
| Income before extraordinary items | $-12,811,000 | 8,134 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-12,811,000 | 8,134 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-12,811,000 | 8,134 |
| Net charge-offs | $910,000 | 1,009 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,948,590 | 314 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $95,682,000 | 404 |
| Total interest expense | $53,326,000 | 305 |
| Net interest income | $42,356,000 | 513 |
| Provision for loan and lease losses | $3,854,000 | 1,193 |
| Total noninterest income | $9,317,000 | 633 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,371,000 | 280 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,946,000 | 986 |
| Total noninterest expense | $28,221,000 | 708 |
| Salaries and employee benefits | $15,746,000 | 617 |
| Premises and equipment expense | $4,469,000 | 619 |
| Additional noninterest expense | $8,006,000 | 826 |
| Pre-tax net operating income | $19,598,000 | 293 |
| Securities gains (losses) | $-4,807,000 | 8,078 |
| Applicable income taxes | $4,275,000 | 360 |
| Income before extraordinary items | $10,516,000 | 369 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $10,516,000 | 369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,068,000 | 985 |
| Cash dividends | $3,600,000 | 768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $13,928,970 | 301 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $72,396,000 | 418 |
| Total interest expense | $40,820,000 | 317 |
| Net interest income | $31,576,000 | 530 |
| Provision for loan and lease losses | $1,850,000 | 1,248 |
| Total noninterest income | $7,004,000 | 661 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $4,823,000 | 285 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,181,000 | 1,034 |
| Total noninterest expense | $21,166,000 | 704 |
| Salaries and employee benefits | $11,844,000 | 633 |
| Premises and equipment expense | $3,390,000 | 612 |
| Additional noninterest expense | $5,932,000 | 782 |
| Pre-tax net operating income | $15,564,000 | 340 |
| Securities gains (losses) | $-4,807,000 | 8,215 |
| Applicable income taxes | $3,046,000 | 451 |
| Income before extraordinary items | $7,711,000 | 474 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $7,711,000 | 473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,965,000 | 835 |
| Cash dividends | $2,900,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $11,172,040 | 351 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $48,418,000 | 425 |
| Total interest expense | $27,899,000 | 319 |
| Net interest income | $20,519,000 | 546 |
| Provision for loan and lease losses | $1,103,000 | 1,155 |
| Total noninterest income | $4,737,000 | 664 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $3,198,000 | 285 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,539,000 | 1,035 |
| Total noninterest expense | $14,078,000 | 692 |
| Salaries and employee benefits | $7,917,000 | 631 |
| Premises and equipment expense | $2,299,000 | 600 |
| Additional noninterest expense | $3,862,000 | 783 |
| Pre-tax net operating income | $10,075,000 | 365 |
| Securities gains (losses) | $-860,000 | 8,370 |
| Applicable income taxes | $2,575,000 | 429 |
| Income before extraordinary items | $6,640,000 | 423 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,640,000 | 422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $625,000 | 1,146 |
| Cash dividends | $1,650,000 | 911 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $7,259,200 | 368 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $24,669,000 | 434 |
| Total interest expense | $14,486,000 | 332 |
| Net interest income | $10,183,000 | 545 |
| Provision for loan and lease losses | $290,000 | 1,438 |
| Total noninterest income | $2,322,000 | 672 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,567,000 | 286 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $755,000 | 1,042 |
| Total noninterest expense | $7,104,000 | 675 |
| Salaries and employee benefits | $4,020,000 | 625 |
| Premises and equipment expense | $1,191,000 | 580 |
| Additional noninterest expense | $1,893,000 | 768 |
| Pre-tax net operating income | $5,111,000 | 395 |
| Securities gains (losses) | $581,000 | 215 |
| Applicable income taxes | $1,772,000 | 380 |
| Income before extraordinary items | $3,920,000 | 388 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,920,000 | 389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 1,685 |
| Cash dividends | $450,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $3,519,110 | 406 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $99,125,000 | 441 |
| Total interest expense | $58,151,000 | 366 |
| Net interest income | $40,974,000 | 555 |
| Provision for loan and lease losses | $1,092,000 | 1,335 |
| Total noninterest income | $9,234,000 | 650 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $6,539,000 | 282 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,695,000 | 1,095 |
| Total noninterest expense | $28,039,000 | 670 |
| Salaries and employee benefits | $15,574,000 | 620 |
| Premises and equipment expense | $4,580,000 | 574 |
| Additional noninterest expense | $7,885,000 | 728 |
| Pre-tax net operating income | $21,077,000 | 443 |
| Securities gains (losses) | $255,000 | 394 |
| Applicable income taxes | $6,415,000 | 450 |
| Income before extraordinary items | $14,917,000 | 453 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $14,917,000 | 451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,414,000 | 786 |
| Cash dividends | $13,150,000 | 335 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $14,738,500 | 449 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $73,908,000 | 445 |
| Total interest expense | $43,135,000 | 376 |
| Net interest income | $30,773,000 | 557 |
| Provision for loan and lease losses | $902,000 | 975 |
| Total noninterest income | $6,713,000 | 670 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $4,877,000 | 279 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,836,000 | 1,192 |
| Total noninterest expense | $21,025,000 | 659 |
| Salaries and employee benefits | $11,706,000 | 619 |
| Premises and equipment expense | $3,512,000 | 558 |
| Additional noninterest expense | $5,807,000 | 732 |
| Pre-tax net operating income | $15,559,000 | 481 |
| Securities gains (losses) | $255,000 | 338 |
| Applicable income taxes | $4,712,000 | 494 |
| Income before extraordinary items | $11,102,000 | 493 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $11,102,000 | 492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,182,000 | 577 |
| Cash dividends | $9,700,000 | 337 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $10,923,500 | 496 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $48,994,000 | 456 |
| Total interest expense | $28,396,000 | 384 |
| Net interest income | $20,598,000 | 567 |
| Provision for loan and lease losses | $240,000 | 1,865 |
| Total noninterest income | $4,201,000 | 738 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $3,224,000 | 287 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $977,000 | 1,425 |
| Total noninterest expense | $13,821,000 | 681 |
| Salaries and employee benefits | $7,645,000 | 646 |
| Premises and equipment expense | $2,399,000 | 570 |
| Additional noninterest expense | $3,777,000 | 756 |
| Pre-tax net operating income | $10,738,000 | 501 |
| Securities gains (losses) | $255,000 | 271 |
| Applicable income taxes | $3,588,000 | 482 |
| Income before extraordinary items | $7,405,000 | 525 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,405,000 | 524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,083,000 | 427 |
| Cash dividends | $4,950,000 | 434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $7,234,150 | 523 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $24,487,000 | 454 |
| Total interest expense | $14,086,000 | 381 |
| Net interest income | $10,401,000 | 559 |
| Provision for loan and lease losses | $50,000 | 3,068 |
| Total noninterest income | $1,887,000 | 792 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,561,000 | 284 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $326,000 | 1,852 |
| Total noninterest expense | $6,914,000 | 682 |
| Salaries and employee benefits | $3,832,000 | 653 |
| Premises and equipment expense | $1,232,000 | 552 |
| Additional noninterest expense | $1,850,000 | 752 |
| Pre-tax net operating income | $5,324,000 | 503 |
| Securities gains (losses) | $255,000 | 176 |
| Applicable income taxes | $1,837,000 | 472 |
| Income before extraordinary items | $3,742,000 | 522 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,742,000 | 521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $752,000 | 299 |
| Cash dividends | $1,700,000 | 528 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,571,150 | 526 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $95,377,000 | 432 |
| Total interest expense | $52,959,000 | 347 |
| Net interest income | $42,418,000 | 544 |
| Provision for loan and lease losses | $430,000 | 2,148 |
| Total noninterest income | $8,668,000 | 688 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $6,269,000 | 278 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,399,000 | 1,176 |
| Total noninterest expense | $27,670,000 | 642 |
| Salaries and employee benefits | $14,784,000 | 636 |
| Premises and equipment expense | $4,730,000 | 537 |
| Additional noninterest expense | $8,156,000 | 668 |
| Pre-tax net operating income | $22,986,000 | 490 |
| Securities gains (losses) | $139,000 | 468 |
| Applicable income taxes | $7,483,000 | 474 |
| Income before extraordinary items | $15,642,000 | 511 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $15,642,000 | 509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $636,000 | 974 |
| Cash dividends | $5,150,000 | 689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $15,547,480 | 506 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $70,550,000 | 446 |
| Total interest expense | $38,430,000 | 355 |
| Net interest income | $32,120,000 | 550 |
| Provision for loan and lease losses | $420,000 | 1,622 |
| Total noninterest income | $6,518,000 | 701 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $4,664,000 | 286 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,854,000 | 1,161 |
| Total noninterest expense | $20,995,000 | 648 |
| Salaries and employee benefits | $11,167,000 | 645 |
| Premises and equipment expense | $3,584,000 | 540 |
| Additional noninterest expense | $6,244,000 | 668 |
| Pre-tax net operating income | $17,223,000 | 504 |
| Securities gains (losses) | $65,000 | 508 |
| Applicable income taxes | $5,608,000 | 494 |
| Income before extraordinary items | $11,680,000 | 532 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $11,680,000 | 532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $533,000 | 768 |
| Cash dividends | $3,540,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $11,635,800 | 519 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $46,423,000 | 443 |
| Total interest expense | $24,845,000 | 355 |
| Net interest income | $21,578,000 | 545 |
| Provision for loan and lease losses | $299,000 | 1,540 |
| Total noninterest income | $4,177,000 | 724 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,981,000 | 293 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,196,000 | 1,193 |
| Total noninterest expense | $14,114,000 | 653 |
| Salaries and employee benefits | $7,473,000 | 654 |
| Premises and equipment expense | $2,415,000 | 536 |
| Additional noninterest expense | $4,226,000 | 664 |
| Pre-tax net operating income | $11,342,000 | 509 |
| Securities gains (losses) | $65,000 | 405 |
| Applicable income taxes | $3,692,000 | 504 |
| Income before extraordinary items | $7,715,000 | 530 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,715,000 | 529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 625 |
| Cash dividends | $2,140,000 | 767 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $7,670,800 | 522 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $22,832,000 | 442 |
| Total interest expense | $12,066,000 | 349 |
| Net interest income | $10,766,000 | 541 |
| Provision for loan and lease losses | $124,000 | 1,710 |
| Total noninterest income | $2,052,000 | 720 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,456,000 | 291 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $596,000 | 1,175 |
| Total noninterest expense | $7,167,000 | 640 |
| Salaries and employee benefits | $3,774,000 | 648 |
| Premises and equipment expense | $1,210,000 | 526 |
| Additional noninterest expense | $2,183,000 | 643 |
| Pre-tax net operating income | $5,527,000 | 519 |
| Securities gains (losses) | $65,000 | 300 |
| Applicable income taxes | $1,797,000 | 502 |
| Income before extraordinary items | $3,795,000 | 536 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,795,000 | 535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 537 |
| Cash dividends | $600,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,750,800 | 531 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $86,768,000 | 420 |
| Total interest expense | $45,456,000 | 301 |
| Net interest income | $41,312,000 | 539 |
| Provision for loan and lease losses | $190,000 | 3,672 |
| Total noninterest income | $8,008,000 | 729 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $5,941,000 | 284 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,067,000 | 1,327 |
| Total noninterest expense | $27,974,000 | 623 |
| Salaries and employee benefits | $14,609,000 | 621 |
| Premises and equipment expense | $5,154,000 | 479 |
| Additional noninterest expense | $8,211,000 | 659 |
| Pre-tax net operating income | $21,156,000 | 514 |
| Securities gains (losses) | $14,000 | 1,379 |
| Applicable income taxes | $6,805,000 | 509 |
| Income before extraordinary items | $14,365,000 | 532 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $14,365,000 | 532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $489,000 | 1,183 |
| Cash dividends | $5,571,000 | 607 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $14,355,480 | 521 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $64,569,000 | 405 |
| Total interest expense | $33,545,000 | 290 |
| Net interest income | $31,024,000 | 530 |
| Provision for loan and lease losses | $100,000 | 4,154 |
| Total noninterest income | $6,034,000 | 732 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $4,430,000 | 282 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,604,000 | 1,296 |
| Total noninterest expense | $21,224,000 | 617 |
| Salaries and employee benefits | $11,079,000 | 611 |
| Premises and equipment expense | $3,874,000 | 469 |
| Additional noninterest expense | $6,271,000 | 650 |
| Pre-tax net operating income | $15,734,000 | 518 |
| Securities gains (losses) | $14,000 | 1,366 |
| Applicable income taxes | $5,064,000 | 520 |
| Income before extraordinary items | $10,684,000 | 536 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $10,684,000 | 536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 1,229 |
| Cash dividends | $3,871,000 | 593 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $10,674,480 | 525 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $42,714,000 | 396 |
| Total interest expense | $21,922,000 | 279 |
| Net interest income | $20,792,000 | 520 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $4,049,000 | 716 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,900,000 | 283 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,149,000 | 1,220 |
| Total noninterest expense | $14,391,000 | 610 |
| Salaries and employee benefits | $7,456,000 | 601 |
| Premises and equipment expense | $2,616,000 | 468 |
| Additional noninterest expense | $4,319,000 | 623 |
| Pre-tax net operating income | $10,400,000 | 514 |
| Securities gains (losses) | $14,000 | 1,233 |
| Applicable income taxes | $3,361,000 | 517 |
| Income before extraordinary items | $7,053,000 | 537 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $7,053,000 | 537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 1,148 |
| Cash dividends | $821,000 | 1,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $7,043,480 | 522 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $21,180,000 | 390 |
| Total interest expense | $10,812,000 | 269 |
| Net interest income | $10,368,000 | 519 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $1,968,000 | 724 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,403,000 | 276 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $565,000 | 1,219 |
| Total noninterest expense | $7,261,000 | 604 |
| Salaries and employee benefits | $3,743,000 | 598 |
| Premises and equipment expense | $1,326,000 | 458 |
| Additional noninterest expense | $2,192,000 | 613 |
| Pre-tax net operating income | $5,075,000 | 507 |
| Securities gains (losses) | $10,000 | 1,006 |
| Applicable income taxes | $1,620,000 | 532 |
| Income before extraordinary items | $3,465,000 | 537 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,465,000 | 537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 1,003 |
| Cash dividends | $821,000 | 789 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,458,200 | 522 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $69,339,000 | 426 |
| Total interest expense | $38,296,000 | 255 |
| Net interest income | $31,043,000 | 644 |
| Provision for loan and lease losses | $80,000 | 5,318 |
| Total noninterest income | $7,257,000 | 777 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $4,684,000 | 370 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,573,000 | 1,104 |
| Total noninterest expense | $22,328,000 | 729 |
| Salaries and employee benefits | $12,240,000 | 696 |
| Premises and equipment expense | $3,964,000 | 570 |
| Additional noninterest expense | $6,124,000 | 819 |
| Pre-tax net operating income | $15,892,000 | 586 |
| Securities gains (losses) | $180,000 | 882 |
| Applicable income taxes | $4,995,000 | 606 |
| Income before extraordinary items | $11,077,000 | 616 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $11,077,000 | 617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $949,000 | 818 |
| Cash dividends | $5,320,000 | 582 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $10,952,800 | 599 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $51,663,000 | 423 |
| Total interest expense | $28,748,000 | 250 |
| Net interest income | $22,915,000 | 647 |
| Provision for loan and lease losses | $30,000 | 5,981 |
| Total noninterest income | $5,491,000 | 784 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $3,370,000 | 388 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,121,000 | 1,034 |
| Total noninterest expense | $16,801,000 | 711 |
| Salaries and employee benefits | $9,255,000 | 687 |
| Premises and equipment expense | $2,989,000 | 576 |
| Additional noninterest expense | $4,557,000 | 822 |
| Pre-tax net operating income | $11,575,000 | 607 |
| Securities gains (losses) | $180,000 | 816 |
| Applicable income taxes | $3,627,000 | 625 |
| Income before extraordinary items | $8,128,000 | 630 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $8,128,000 | 631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $886,000 | 625 |
| Cash dividends | $4,190,000 | 532 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $8,003,800 | 610 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $34,049,000 | 426 |
| Total interest expense | $19,228,000 | 242 |
| Net interest income | $14,821,000 | 655 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $3,740,000 | 779 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,116,000 | 412 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,624,000 | 932 |
| Total noninterest expense | $11,131,000 | 721 |
| Salaries and employee benefits | $6,092,000 | 692 |
| Premises and equipment expense | $1,991,000 | 575 |
| Additional noninterest expense | $3,048,000 | 810 |
| Pre-tax net operating income | $7,430,000 | 613 |
| Securities gains (losses) | $180,000 | 697 |
| Applicable income taxes | $2,329,000 | 642 |
| Income before extraordinary items | $5,281,000 | 637 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,281,000 | 637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $866,000 | 477 |
| Cash dividends | $2,640,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $5,156,800 | 620 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $17,609,000 | 416 |
| Total interest expense | $9,684,000 | 249 |
| Net interest income | $7,925,000 | 624 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,533,000 | 894 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $984,000 | 439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $549,000 | 1,211 |
| Total noninterest expense | $5,526,000 | 731 |
| Salaries and employee benefits | $3,020,000 | 713 |
| Premises and equipment expense | $1,030,000 | 565 |
| Additional noninterest expense | $1,476,000 | 834 |
| Pre-tax net operating income | $3,932,000 | 581 |
| Securities gains (losses) | $180,000 | 547 |
| Applicable income taxes | $1,256,000 | 616 |
| Income before extraordinary items | $2,856,000 | 604 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,856,000 | 603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,954 |
| Cash dividends | $800,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,731,800 | 582 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $77,563,000 | 392 |
| Total interest expense | $45,331,000 | 238 |
| Net interest income | $32,232,000 | 589 |
| Provision for loan and lease losses | $-120,000 | 9,049 |
| Total noninterest income | $5,276,000 | 1,082 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $4,142,000 | 411 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,134,000 | 2,199 |
| Total noninterest expense | $23,091,000 | 712 |
| Salaries and employee benefits | $12,478,000 | 682 |
| Premises and equipment expense | $4,088,000 | 564 |
| Additional noninterest expense | $6,525,000 | 792 |
| Pre-tax net operating income | $14,537,000 | 617 |
| Securities gains (losses) | $406,000 | 864 |
| Applicable income taxes | $4,561,000 | 667 |
| Income before extraordinary items | $10,382,000 | 639 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $10,382,000 | 641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $632,000 | 1,330 |
| Cash dividends | $2,610,000 | 1,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $10,101,860 | 610 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $59,469,000 | 399 |
| Total interest expense | $35,339,000 | 243 |
| Net interest income | $24,130,000 | 602 |
| Provision for loan and lease losses | $-120,000 | 9,144 |
| Total noninterest income | $3,508,000 | 1,214 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $3,079,000 | 426 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $429,000 | 3,407 |
| Total noninterest expense | $17,421,000 | 723 |
| Salaries and employee benefits | $9,430,000 | 695 |
| Premises and equipment expense | $3,076,000 | 574 |
| Additional noninterest expense | $4,915,000 | 792 |
| Pre-tax net operating income | $10,337,000 | 665 |
| Securities gains (losses) | $406,000 | 785 |
| Applicable income taxes | $3,266,000 | 717 |
| Income before extraordinary items | $7,477,000 | 688 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $7,477,000 | 689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $517,000 | 1,132 |
| Cash dividends | $2,000,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $7,192,800 | 664 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $41,130,000 | 387 |
| Total interest expense | $24,268,000 | 243 |
| Net interest income | $16,862,000 | 579 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $1,944,000 | 1,392 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $2,033,000 | 427 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-89,000 | 9,262 |
| Total noninterest expense | $11,830,000 | 704 |
| Salaries and employee benefits | $6,440,000 | 675 |
| Premises and equipment expense | $2,062,000 | 576 |
| Additional noninterest expense | $3,328,000 | 781 |
| Pre-tax net operating income | $6,976,000 | 655 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,125,000 | 734 |
| Income before extraordinary items | $4,851,000 | 711 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,851,000 | 712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 849 |
| Cash dividends | $2,000,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,851,000 | 658 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $21,035,000 | 385 |
| Total interest expense | $12,411,000 | 248 |
| Net interest income | $8,624,000 | 571 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $1,514,000 | 966 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $994,000 | 418 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $520,000 | 1,450 |
| Total noninterest expense | $5,907,000 | 699 |
| Salaries and employee benefits | $3,229,000 | 680 |
| Premises and equipment expense | $1,054,000 | 565 |
| Additional noninterest expense | $1,624,000 | 775 |
| Pre-tax net operating income | $4,231,000 | 562 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,321,000 | 621 |
| Income before extraordinary items | $2,910,000 | 605 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,910,000 | 603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,840 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,910,000 | 565 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $92,108,000 | 375 |
| Total interest expense | $57,175,000 | 250 |
| Net interest income | $34,933,000 | 554 |
| Provision for loan and lease losses | $110,000 | 5,550 |
| Total noninterest income | $-374,000 | 9,338 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $4,315,000 | 373 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-4,689,000 | 9,364 |
| Total noninterest expense | $23,512,000 | 687 |
| Salaries and employee benefits | $12,335,000 | 665 |
| Premises and equipment expense | $3,781,000 | 585 |
| Additional noninterest expense | $7,396,000 | 706 |
| Pre-tax net operating income | $10,937,000 | 794 |
| Securities gains (losses) | $3,333,000 | 202 |
| Applicable income taxes | $4,692,000 | 631 |
| Income before extraordinary items | $9,578,000 | 654 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $9,578,000 | 656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $478,000 | 1,717 |
| Cash dividends | $770,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,344,890 | 820 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $94,707,000 | 408 |
| Total interest expense | $60,641,000 | 331 |
| Net interest income | $34,066,000 | 549 |
| Provision for loan and lease losses | $90,000 | 5,778 |
| Total noninterest income | $4,970,000 | 1,003 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $3,212,000 | 471 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,758,000 | 1,357 |
| Total noninterest expense | $18,797,000 | 803 |
| Salaries and employee benefits | $10,378,000 | 721 |
| Premises and equipment expense | $3,099,000 | 693 |
| Additional noninterest expense | $5,320,000 | 912 |
| Pre-tax net operating income | $20,149,000 | 422 |
| Securities gains (losses) | $1,217,000 | 368 |
| Applicable income taxes | $7,423,000 | 413 |
| Income before extraordinary items | $13,943,000 | 437 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $13,943,000 | 437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,849 |
| Cash dividends | $4,230,000 | 702 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $13,151,950 | 437 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $89,513,000 | 450 |
| Total interest expense | $53,478,000 | 406 |
| Net interest income | $36,035,000 | 521 |
| Provision for loan and lease losses | $247,000 | 3,272 |
| Total noninterest income | $3,431,000 | 1,196 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,423,000 | 548 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,008,000 | 1,844 |
| Total noninterest expense | $17,957,000 | 813 |
| Salaries and employee benefits | $10,066,000 | 705 |
| Premises and equipment expense | $2,839,000 | 729 |
| Additional noninterest expense | $5,052,000 | 944 |
| Pre-tax net operating income | $21,262,000 | 429 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $7,551,000 | 416 |
| Income before extraordinary items | $13,711,000 | 445 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $13,711,000 | 447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 9,448 |
| Cash dividends | $7,000,000 | 482 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $13,711,000 | 446 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $81,909,000 | 469 |
| Total interest expense | $48,376,000 | 393 |
| Net interest income | $33,533,000 | 578 |
| Provision for loan and lease losses | $265,000 | 2,939 |
| Total noninterest income | $3,445,000 | 1,204 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,026,000 | 655 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,419,000 | 1,447 |
| Total noninterest expense | $16,776,000 | 859 |
| Salaries and employee benefits | $9,034,000 | 775 |
| Premises and equipment expense | $2,305,000 | 871 |
| Additional noninterest expense | $5,437,000 | 899 |
| Pre-tax net operating income | $19,937,000 | 487 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $7,378,000 | 453 |
| Income before extraordinary items | $12,559,000 | 521 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $12,559,000 | 521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,126 |
| Cash dividends | $15,000,000 | 300 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $12,559,000 | 509 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $76,797,000 | 499 |
| Total interest expense | $46,278,000 | 423 |
| Net interest income | $30,519,000 | 589 |
| Provision for loan and lease losses | $275,000 | 2,807 |
| Total noninterest income | $2,981,000 | 1,353 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,524,000 | 810 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,457,000 | 1,430 |
| Total noninterest expense | $17,585,000 | 823 |
| Salaries and employee benefits | $8,226,000 | 805 |
| Premises and equipment expense | $2,068,000 | 935 |
| Additional noninterest expense | $7,291,000 | 742 |
| Pre-tax net operating income | $15,640,000 | 533 |
| Securities gains (losses) | $2,737,000 | 193 |
| Applicable income taxes | $6,712,000 | 457 |
| Income before extraordinary items | $11,665,000 | 503 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $11,665,000 | 502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,214,000 | 657 |
| Cash dividends | $6,000,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $9,913,320 | 569 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $71,743,000 | 524 |
| Total interest expense | $42,470,000 | 451 |
| Net interest income | $29,273,000 | 625 |
| Provision for loan and lease losses | $330,000 | 2,419 |
| Total noninterest income | $2,300,000 | 1,575 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,357,000 | 940 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $943,000 | 1,815 |
| Total noninterest expense | $14,512,000 | 958 |
| Salaries and employee benefits | $7,432,000 | 891 |
| Premises and equipment expense | $2,158,000 | 931 |
| Additional noninterest expense | $4,922,000 | 977 |
| Pre-tax net operating income | $16,731,000 | 532 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $6,140,000 | 528 |
| Income before extraordinary items | $10,591,000 | 568 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $10,591,000 | 568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 2,229 |
| Cash dividends | $3,000,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $10,591,000 | 550 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $66,739,000 | 590 |
| Total interest expense | $39,190,000 | 512 |
| Net interest income | $27,549,000 | 699 |
| Provision for loan and lease losses | $794,000 | 1,213 |
| Total noninterest income | $3,107,000 | 1,327 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,130,000 | 1,174 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,977,000 | 1,166 |
| Total noninterest expense | $19,015,000 | 825 |
| Salaries and employee benefits | $6,866,000 | 977 |
| Premises and equipment expense | $2,010,000 | 1,049 |
| Additional noninterest expense | $10,139,000 | 668 |
| Pre-tax net operating income | $10,847,000 | 739 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $3,743,000 | 737 |
| Income before extraordinary items | $7,104,000 | 769 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,104,000 | 770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 2,192 |
| Cash dividends | $2,000,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $7,104,000 | 746 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $64,677,000 | 626 |
| Total interest expense | $38,488,000 | 538 |
| Net interest income | $26,189,000 | 749 |
| Provision for loan and lease losses | $1,024,000 | 920 |
| Total noninterest income | $2,182,000 | 1,710 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,103,000 | 1,208 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,079,000 | 1,709 |
| Total noninterest expense | $14,280,000 | 1,050 |
| Salaries and employee benefits | $6,890,000 | 999 |
| Premises and equipment expense | $1,986,000 | 1,065 |
| Additional noninterest expense | $5,404,000 | 1,053 |
| Pre-tax net operating income | $13,067,000 | 665 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $4,619,000 | 648 |
| Income before extraordinary items | $8,448,000 | 694 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $8,448,000 | 694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 10,972 |
| Cash dividends | $2,999,000 | 930 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $8,448,000 | 680 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $58,776,000 | 610 |
| Total interest expense | $34,175,000 | 489 |
| Net interest income | $24,601,000 | 780 |
| Provision for loan and lease losses | $1,237,000 | 805 |
| Total noninterest income | $2,042,000 | 1,816 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,078,000 | 1,233 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $964,000 | 1,883 |
| Total noninterest expense | $13,462,000 | 1,116 |
| Salaries and employee benefits | $6,192,000 | 1,094 |
| Premises and equipment expense | $1,871,000 | 1,131 |
| Additional noninterest expense | $5,399,000 | 1,100 |
| Pre-tax net operating income | $11,944,000 | 692 |
| Securities gains (losses) | $51,000 | 1,146 |
| Applicable income taxes | $4,420,000 | 631 |
| Income before extraordinary items | $7,575,000 | 722 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,575,000 | 724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,156 |
| Cash dividends | $2,500,000 | 920 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $7,542,360 | 731 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $62,709,000 | 570 |
| Total interest expense | $37,384,000 | 443 |
| Net interest income | $25,325,000 | 763 |
| Provision for loan and lease losses | $2,732,000 | 651 |
| Total noninterest income | $2,225,000 | 1,826 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $993,000 | 1,359 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,232,000 | 1,785 |
| Total noninterest expense | $13,770,000 | 1,140 |
| Salaries and employee benefits | $5,947,000 | 1,139 |
| Premises and equipment expense | $1,506,000 | 1,415 |
| Additional noninterest expense | $6,317,000 | 1,048 |
| Pre-tax net operating income | $11,048,000 | 654 |
| Securities gains (losses) | $228,000 | 1,542 |
| Applicable income taxes | $4,377,000 | 598 |
| Income before extraordinary items | $6,899,000 | 757 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $6,899,000 | 786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $705,000 | 1,438 |
| Cash dividends | $1,020,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,753,080 | 729 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $70,866,000 | 580 |
| Total interest expense | $46,182,000 | 464 |
| Net interest income | $24,684,000 | 798 |
| Provision for loan and lease losses | $4,595,000 | 626 |
| Total noninterest income | $3,214,000 | 1,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,214,000 | 908 |
| Total noninterest expense | $13,100,000 | 1,215 |
| Salaries and employee benefits | $5,964,000 | 1,124 |
| Premises and equipment expense | $2,433,000 | 953 |
| Additional noninterest expense | $4,703,000 | 1,399 |
| Pre-tax net operating income | $10,203,000 | 625 |
| Securities gains (losses) | $90,000 | 3,184 |
| Applicable income taxes | $5,289,000 | 455 |
| Income before extraordinary items | $5,004,000 | 952 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,004,000 | 955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $638,000 | 2,095 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,946,400 | 876 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.