Home > Parkvale Savings Bank > Net charge- offs to loans
Parkvale Savings Bank, Net charge- offs to loans
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5654% | 2,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4862% | 2,685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0902% | 3,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5725% | 2,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1230% | 1,747 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6235% | 1,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4031% | 1,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8874% | 1,835 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8090% | 1,733 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4213% | 3,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4342% | 2,621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1190% | 2,625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5052% | 1,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0313% | 1,649 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5578% | 1,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1262% | 3,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4727% | 2,650 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4165% | 2,532 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4596% | 2,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4745% | 2,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0254% | 2,536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5678% | 1,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0556% | 1,392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6232% | 1,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1874% | 2,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4413% | 2,594 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3683% | 2,505 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4335% | 2,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4420% | 2,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0512% | 1,773 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5236% | 1,511 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0054% | 5,230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5792% | 1,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3003% | 1,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4286% | 2,263 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3242% | 2,189 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5496% | 3,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5495% | 2,842 |
| Percentage Net Loans Charged-off:Construction & development | 3.6225% | 1,569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4852% | 2,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5393% | 2,179 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0074% | 5,470 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5897% | 2,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7343% | 2,907 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0024% | 6,772 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0625% | 1,494 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3230% | 340 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5783% | 3,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5646% | 2,537 |
| Percentage Net Loans Charged-off:Construction & development | 4.4146% | 1,240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6535% | 1,519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5213% | 2,034 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0081% | 5,511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5687% | 1,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0390% | 2,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.1545% | 282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6404% | 2,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6068% | 2,240 |
| Percentage Net Loans Charged-off:Construction & development | 6.4136% | 814 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9391% | 1,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5020% | 1,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5455% | 1,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5207% | 1,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.3080% | 208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8367% | 1,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8016% | 1,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6088% | 545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7309% | 1,266 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7929% | 1,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0396% | 1,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4119% | 211 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6236% | 3,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5877% | 2,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0511% | 3,117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6851% | 1,716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0809% | 1,794 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7269% | 1,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3998% | 2,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7625% | 3,308 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0840% | 1,616 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5655% | 2,991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5052% | 2,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0690% | 2,465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5840% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0648% | 1,544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6185% | 1,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9506% | 1,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6827% | 3,198 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1193% | 1,608 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4364% | 3,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3408% | 2,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1043% | 1,818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3858% | 1,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0995% | 1,191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4040% | 1,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8339% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3860% | 3,822 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1922% | 1,602 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3114% | 2,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2907% | 2,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3377% | 1,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0758% | 790 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3535% | 1,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7685% | 1,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4049% | 3,151 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4012% | 1,617 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2553% | 3,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2210% | 2,750 |
| Percentage Net Loans Charged-off:Construction & development | 5.2558% | 481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1725% | 2,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0534% | 1,292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1788% | 2,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0089% | 1,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4755% | 3,811 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6931% | 781 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2169% | 3,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1750% | 2,297 |
| Percentage Net Loans Charged-off:Construction & development | 6.8471% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0919% | 2,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0471% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0942% | 2,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2705% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3336% | 3,855 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6860% | 694 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1032% | 3,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0551% | 2,858 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0641% | 2,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0629% | 822 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0642% | 2,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1453% | 955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4267% | 3,112 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7300% | 476 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0377% | 3,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 2,621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 1,912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0056% | 1,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6670% | 1,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3887% | 2,776 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1137% | 3,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0363% | 3,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0419% | 2,568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4425% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 2,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9606% | 645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3909% | 3,565 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2412% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1262% | 2,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0346% | 2,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0399% | 2,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5447% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 2,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4113% | 426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3084% | 3,529 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3778% | 1,024 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1728% | 1,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0391% | 1,829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0450% | 1,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6465% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 1,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5317% | 274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2929% | 3,191 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7317% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2395% | 1,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0664% | 1,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0764% | 999 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3535% | 73 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 1,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6601% | 184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2441% | 2,934 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3394% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0513% | 4,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 2,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 2,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1151% | 436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 2,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2215% | 2,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6968% | 2,191 |
| Percentage Net Loans Charged-off: Credit card loans | 26.3975% | 16 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0575% | 3,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 2,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0264% | 1,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0148% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0272% | 1,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2761% | 1,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8282% | 1,622 |
| Percentage Net Loans Charged-off: Credit card loans | 32.6650% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0705% | 2,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0367% | 1,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 1,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0247% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0436% | 1,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1980% | 1,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9160% | 1,395 |
| Percentage Net Loans Charged-off: Credit card loans | 45.2830% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0795% | 2,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0404% | 1,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0467% | 989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0722% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0449% | 920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3087% | 1,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9276% | 1,375 |
| Percentage Net Loans Charged-off: Credit card loans | 80.1706% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0398% | 5,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 3,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 2,910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0333% | 565 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5656% | 1,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2978% | 4,568 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0337% | 4,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 2,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 2,564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0442% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4657% | 1,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2750% | 4,190 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0351% | 4,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 2,519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 2,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0321% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 7,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5815% | 1,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2234% | 4,049 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0384% | 3,519 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 7,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 7,984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0542% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0125% | 8,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4389% | 1,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5315% | 2,480 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0856% | 4,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 3,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 3,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0616% | 480 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 2,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8319% | 812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2752% | 5,005 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3596% | 1,563 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1103% | 3,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 2,933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 2,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0822% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 2,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4853% | 501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5016% | 3,408 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4023% | 1,435 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1603% | 2,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0142% | 2,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 2,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0344% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 1,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7084% | 287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5438% | 3,067 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4529% | 1,290 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0181% | 4,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 1,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 1,533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0763% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 1,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6237% | 2,599 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4156% | 686 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0521% | 5,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 3,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3315% | 632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 3,256 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0071% | 5,970 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6490% | 2,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0750% | 6,596 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4978% | 1,361 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9350% | 42 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0560% | 5,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 2,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4703% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 8,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0024% | 514 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 8,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7467% | 1,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0584% | 6,274 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7072% | 1,216 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.1404% | 32 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0798% | 4,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 2,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7136% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 8,193 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0354% | 5,946 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 8,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0756% | 1,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2779% | 1,260 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.5203% | 21 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0091% | 5,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1354% | 2,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1461% | 4,509 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1476% | 1,245 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.8164% | 13 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0400% | 6,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 3,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1903% | 868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 3,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0283% | 538 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4589% | 2,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4006% | 4,806 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6321% | 1,809 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 8.9062% | 16 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 7,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 3,915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 3,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0512% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2690% | 1,648 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4476% | 1,502 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 8,659 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 1,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 1,362 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1475% | 1,373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0416% | 968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1265% | 1,215 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6415% | 857 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0241% | 6,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0166% | 783 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3710% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5393% | 774 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8008% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1427% | 4,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1309% | 227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1423% | 3 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1138% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0021% | 849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6726% | 705 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9981% | 617 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0347% | 7,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0376% | 593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0399% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4593% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0023% | 1,428 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5270% | 770 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0445% | 7,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3368% | 1,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1780% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 1,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7173% | 708 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0263% | 638 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 9,852 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 1,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 1,352 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1740% | 1,341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0087% | 1,346 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7038% | 601 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0477% | 7,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0181% | 897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0196% | 809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2596% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4997% | 628 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3723% | 921 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1365% | 6,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1451% | 651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1484% | 251 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7166% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 1,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 962 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0462% | 1,263 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1208% | 8,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0991% | 947 |
| Percentage Net Loans Charged-off:Construction & development | 3.2705% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 1,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0060% | 1,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0744% | 561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0946% | 1,327 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8313% | 452 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |