Home > Park State Bank > Income and Expense
Park State Bank, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $100,000 | 8,798 |
| Total interest expense | $23,000 | 8,740 |
| Net interest income | $77,000 | 8,797 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $25,000 | 8,579 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $24,000 | 7,422 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,000 | 8,658 |
| Total noninterest expense | $43,000 | 8,820 |
| Salaries and employee benefits | $27,000 | 8,803 |
| Premises and equipment expense | $6,000 | 8,790 |
| Additional noninterest expense | $10,000 | 8,826 |
| Pre-tax net operating income | $59,000 | 8,110 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $9,000 | 6,569 |
| Income before extraordinary items | $50,000 | 8,146 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $50,000 | 8,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $50,000 | 8,117 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 7,294 |
| Total interest expense | $287,000 | 7,929 |
| Net interest income | $1,347,000 | 6,940 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $371,000 | 5,282 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $327,000 | 3,365 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $44,000 | 7,221 |
| Total noninterest expense | $994,000 | 7,171 |
| Salaries and employee benefits | $687,000 | 6,594 |
| Premises and equipment expense | $134,000 | 6,949 |
| Additional noninterest expense | $173,000 | 8,041 |
| Pre-tax net operating income | $679,000 | 5,711 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $130,000 | 4,982 |
| Income before extraordinary items | $549,000 | 5,677 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $549,000 | 5,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,280 |
| Cash dividends | $300,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $549,000 | 5,630 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,093,000 | 7,258 |
| Total interest expense | $183,000 | 7,934 |
| Net interest income | $910,000 | 6,907 |
| Provision for loan and lease losses | $25,000 | 5,445 |
| Total noninterest income | $231,000 | 5,422 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $211,000 | 3,380 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $20,000 | 7,651 |
| Total noninterest expense | $715,000 | 7,011 |
| Salaries and employee benefits | $481,000 | 6,459 |
| Premises and equipment expense | $105,000 | 6,596 |
| Additional noninterest expense | $129,000 | 7,872 |
| Pre-tax net operating income | $401,000 | 5,971 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $53,000 | 5,468 |
| Income before extraordinary items | $348,000 | 5,798 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $348,000 | 5,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $300,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $348,000 | 5,752 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $550,000 | 7,295 |
| Total interest expense | $89,000 | 7,975 |
| Net interest income | $461,000 | 6,914 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $116,000 | 5,357 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $103,000 | 3,372 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $307,000 | 7,399 |
| Salaries and employee benefits | $210,000 | 6,858 |
| Premises and equipment expense | $46,000 | 6,938 |
| Additional noninterest expense | $51,000 | 8,248 |
| Pre-tax net operating income | $260,000 | 5,357 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $26,000 | 5,434 |
| Income before extraordinary items | $234,000 | 5,039 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $234,000 | 5,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $234,000 | 5,003 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,251,000 | 7,130 |
| Total interest expense | $364,000 | 7,826 |
| Net interest income | $1,887,000 | 6,783 |
| Provision for loan and lease losses | $50,000 | 5,899 |
| Total noninterest income | $515,000 | 5,186 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $490,000 | 3,195 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $25,000 | 8,078 |
| Total noninterest expense | $1,551,000 | 6,792 |
| Salaries and employee benefits | $1,043,000 | 6,147 |
| Premises and equipment expense | $219,000 | 6,539 |
| Additional noninterest expense | $289,000 | 7,759 |
| Pre-tax net operating income | $801,000 | 5,789 |
| Securities gains (losses) | $-12,000 | 8,276 |
| Applicable income taxes | $97,000 | 5,535 |
| Income before extraordinary items | $692,000 | 5,620 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $692,000 | 5,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,315 |
| Cash dividends | $600,000 | 3,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $702,560 | 5,506 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,704,000 | 7,137 |
| Total interest expense | $279,000 | 7,823 |
| Net interest income | $1,425,000 | 6,773 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $393,000 | 5,175 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $377,000 | 3,145 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 8,210 |
| Total noninterest expense | $1,108,000 | 6,905 |
| Salaries and employee benefits | $747,000 | 6,255 |
| Premises and equipment expense | $170,000 | 6,433 |
| Additional noninterest expense | $191,000 | 7,972 |
| Pre-tax net operating income | $710,000 | 5,487 |
| Securities gains (losses) | $-12,000 | 8,545 |
| Applicable income taxes | $45,000 | 6,037 |
| Income before extraordinary items | $653,000 | 5,144 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $653,000 | 5,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,796 |
| Cash dividends | $300,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $664,280 | 5,000 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,137,000 | 7,171 |
| Total interest expense | $191,000 | 7,838 |
| Net interest income | $946,000 | 6,812 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $268,000 | 5,092 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $259,000 | 3,056 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,365 |
| Total noninterest expense | $790,000 | 6,755 |
| Salaries and employee benefits | $531,000 | 6,086 |
| Premises and equipment expense | $119,000 | 6,333 |
| Additional noninterest expense | $140,000 | 7,851 |
| Pre-tax net operating income | $424,000 | 5,719 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $36,000 | 5,909 |
| Income before extraordinary items | $388,000 | 5,392 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $388,000 | 5,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,091 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $388,000 | 5,299 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $577,000 | 7,182 |
| Total interest expense | $100,000 | 7,846 |
| Net interest income | $477,000 | 6,821 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $127,000 | 5,178 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $126,000 | 3,056 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $341,000 | 7,193 |
| Salaries and employee benefits | $217,000 | 6,761 |
| Premises and equipment expense | $59,000 | 6,355 |
| Additional noninterest expense | $65,000 | 8,009 |
| Pre-tax net operating income | $263,000 | 5,139 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $28,000 | 5,476 |
| Income before extraordinary items | $235,000 | 4,919 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $235,000 | 4,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $235,000 | 4,791 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,348,000 | 7,201 |
| Total interest expense | $482,000 | 7,802 |
| Net interest income | $1,866,000 | 6,789 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $516,000 | 5,348 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $491,000 | 3,130 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $25,000 | 8,275 |
| Total noninterest expense | $1,576,000 | 6,756 |
| Salaries and employee benefits | $1,102,000 | 5,924 |
| Premises and equipment expense | $233,000 | 6,395 |
| Additional noninterest expense | $241,000 | 8,144 |
| Pre-tax net operating income | $806,000 | 5,684 |
| Securities gains (losses) | $19,000 | 3,246 |
| Applicable income taxes | $166,000 | 5,161 |
| Income before extraordinary items | $659,000 | 5,740 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $659,000 | 5,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,909 |
| Cash dividends | $1,650,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $643,800 | 5,622 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 7,237 |
| Total interest expense | $373,000 | 7,894 |
| Net interest income | $1,416,000 | 6,807 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $377,000 | 5,467 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $358,000 | 3,220 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 8,294 |
| Total noninterest expense | $1,097,000 | 6,952 |
| Salaries and employee benefits | $756,000 | 6,205 |
| Premises and equipment expense | $157,000 | 6,673 |
| Additional noninterest expense | $184,000 | 8,143 |
| Pre-tax net operating income | $696,000 | 5,522 |
| Securities gains (losses) | $19,000 | 2,984 |
| Applicable income taxes | $132,000 | 5,265 |
| Income before extraordinary items | $583,000 | 5,473 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $583,000 | 5,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $1,350,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $567,420 | 5,359 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,235,000 | 7,204 |
| Total interest expense | $263,000 | 7,915 |
| Net interest income | $972,000 | 6,722 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $245,000 | 5,519 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $232,000 | 3,251 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $13,000 | 8,275 |
| Total noninterest expense | $777,000 | 6,792 |
| Salaries and employee benefits | $536,000 | 6,000 |
| Premises and equipment expense | $119,000 | 6,291 |
| Additional noninterest expense | $122,000 | 8,146 |
| Pre-tax net operating income | $440,000 | 5,639 |
| Securities gains (losses) | $19,000 | 2,643 |
| Applicable income taxes | $81,000 | 5,398 |
| Income before extraordinary items | $378,000 | 5,560 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $378,000 | 5,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $350,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $362,420 | 5,441 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $635,000 | 7,169 |
| Total interest expense | $138,000 | 7,915 |
| Net interest income | $497,000 | 6,667 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $122,000 | 5,426 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $115,000 | 3,184 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $334,000 | 7,247 |
| Salaries and employee benefits | $222,000 | 6,661 |
| Premises and equipment expense | $62,000 | 6,190 |
| Additional noninterest expense | $50,000 | 8,487 |
| Pre-tax net operating income | $285,000 | 4,922 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $50,000 | 5,100 |
| Income before extraordinary items | $235,000 | 4,884 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $235,000 | 4,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $235,000 | 4,686 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,674,000 | 7,186 |
| Total interest expense | $697,000 | 7,829 |
| Net interest income | $1,977,000 | 6,664 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $553,000 | 4,938 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $488,000 | 3,038 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,000 | 7,210 |
| Total noninterest expense | $1,577,000 | 6,698 |
| Salaries and employee benefits | $1,146,000 | 5,650 |
| Premises and equipment expense | $191,000 | 6,877 |
| Additional noninterest expense | $240,000 | 8,247 |
| Pre-tax net operating income | $953,000 | 5,331 |
| Securities gains (losses) | $15,000 | 3,365 |
| Applicable income taxes | $228,000 | 4,916 |
| Income before extraordinary items | $740,000 | 5,405 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $740,000 | 5,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,689 |
| Cash dividends | $700,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $728,600 | 5,313 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,949,000 | 7,304 |
| Total interest expense | $1,100,000 | 7,814 |
| Net interest income | $1,849,000 | 6,710 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $556,000 | 4,779 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $511,000 | 2,798 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $45,000 | 7,826 |
| Total noninterest expense | $1,507,000 | 6,781 |
| Salaries and employee benefits | $1,065,000 | 5,765 |
| Premises and equipment expense | $196,000 | 6,849 |
| Additional noninterest expense | $246,000 | 8,257 |
| Pre-tax net operating income | $898,000 | 5,203 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $206,000 | 4,971 |
| Income before extraordinary items | $692,000 | 5,256 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $692,000 | 5,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,083 |
| Cash dividends | $700,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $692,000 | 5,141 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,971,000 | 7,441 |
| Total interest expense | $1,124,000 | 7,965 |
| Net interest income | $1,847,000 | 6,824 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $543,000 | 4,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $502,000 | 2,681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,125 |
| Total noninterest expense | $1,505,000 | 6,740 |
| Salaries and employee benefits | $1,052,000 | 5,725 |
| Premises and equipment expense | $179,000 | 7,097 |
| Additional noninterest expense | $274,000 | 8,156 |
| Pre-tax net operating income | $885,000 | 5,599 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $184,000 | 5,557 |
| Income before extraordinary items | $701,000 | 5,423 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $701,000 | 5,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $680,000 | 2,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $701,000 | 5,424 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,882,000 | 7,512 |
| Total interest expense | $1,041,000 | 8,071 |
| Net interest income | $1,841,000 | 6,929 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $580,000 | 4,527 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $535,000 | 2,475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 8,226 |
| Total noninterest expense | $1,547,000 | 6,659 |
| Salaries and employee benefits | $1,083,000 | 5,570 |
| Premises and equipment expense | $170,000 | 7,325 |
| Additional noninterest expense | $294,000 | 8,163 |
| Pre-tax net operating income | $874,000 | 5,675 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $135,000 | 6,458 |
| Income before extraordinary items | $739,000 | 5,314 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $739,000 | 5,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,087 |
| Cash dividends | $680,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $739,000 | 5,276 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,898,000 | 7,647 |
| Total interest expense | $1,110,000 | 8,132 |
| Net interest income | $1,788,000 | 7,078 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $653,000 | 4,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $613,000 | 2,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,530 |
| Total noninterest expense | $1,524,000 | 6,620 |
| Salaries and employee benefits | $1,072,000 | 5,511 |
| Premises and equipment expense | $176,000 | 7,131 |
| Additional noninterest expense | $276,000 | 8,343 |
| Pre-tax net operating income | $917,000 | 5,681 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $123,000 | 7,208 |
| Income before extraordinary items | $801,000 | 5,189 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $801,000 | 5,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,392 |
| Cash dividends | $630,000 | 3,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $794,910 | 5,115 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,885,000 | 7,905 |
| Total interest expense | $1,099,000 | 8,409 |
| Net interest income | $1,786,000 | 7,347 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $640,000 | 4,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $604,000 | 2,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,049 |
| Total noninterest expense | $1,496,000 | 6,794 |
| Salaries and employee benefits | $1,031,000 | 5,741 |
| Premises and equipment expense | $169,000 | 7,402 |
| Additional noninterest expense | $296,000 | 8,362 |
| Pre-tax net operating income | $930,000 | 6,051 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $251,000 | 6,255 |
| Income before extraordinary items | $678,000 | 5,988 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $678,000 | 5,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,932 |
| Cash dividends | $600,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $678,730 | 5,946 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,897,000 | 8,136 |
| Total interest expense | $1,065,000 | 8,801 |
| Net interest income | $1,832,000 | 7,491 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $649,000 | 4,325 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $609,000 | 2,222 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 9,363 |
| Total noninterest expense | $1,444,000 | 7,273 |
| Salaries and employee benefits | $933,000 | 6,297 |
| Premises and equipment expense | $193,000 | 7,149 |
| Additional noninterest expense | $318,000 | 8,690 |
| Pre-tax net operating income | $1,037,000 | 5,606 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $234,000 | 6,651 |
| Income before extraordinary items | $812,000 | 5,252 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $812,000 | 5,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $550,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $804,980 | 5,218 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 8,354 |
| Total interest expense | $1,078,000 | 8,973 |
| Net interest income | $1,828,000 | 7,698 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $669,000 | 4,231 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $626,000 | 2,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,575 |
| Total noninterest expense | $1,374,000 | 7,670 |
| Salaries and employee benefits | $922,000 | 6,448 |
| Premises and equipment expense | $170,000 | 7,815 |
| Additional noninterest expense | $282,000 | 9,451 |
| Pre-tax net operating income | $1,113,000 | 5,559 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $344,000 | 5,517 |
| Income before extraordinary items | $770,000 | 5,595 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $770,000 | 5,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,073 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $769,310 | 5,587 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,897,000 | 8,236 |
| Total interest expense | $838,000 | 9,402 |
| Net interest income | $2,059,000 | 7,427 |
| Provision for loan and lease losses | $31,000 | 7,056 |
| Total noninterest income | $597,000 | 4,682 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $564,000 | 2,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,596 |
| Total noninterest expense | $1,438,000 | 7,798 |
| Salaries and employee benefits | $906,000 | 6,587 |
| Premises and equipment expense | $198,000 | 7,470 |
| Additional noninterest expense | $334,000 | 9,558 |
| Pre-tax net operating income | $1,187,000 | 5,273 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $342,000 | 5,361 |
| Income before extraordinary items | $848,000 | 5,129 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $848,000 | 5,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,693 |
| Cash dividends | $470,000 | 3,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $845,870 | 5,191 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,016,000 | 8,314 |
| Total interest expense | $847,000 | 9,801 |
| Net interest income | $2,169,000 | 7,257 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $580,000 | 5,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $551,000 | 2,519 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,374 |
| Total noninterest expense | $1,454,000 | 7,983 |
| Salaries and employee benefits | $976,000 | 6,267 |
| Premises and equipment expense | $165,000 | 8,511 |
| Additional noninterest expense | $313,000 | 10,275 |
| Pre-tax net operating income | $1,205,000 | 5,165 |
| Securities gains (losses) | $-21,000 | 12,925 |
| Applicable income taxes | $334,000 | 5,684 |
| Income before extraordinary items | $850,000 | 5,311 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $850,000 | 5,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,760 |
| Cash dividends | $420,000 | 3,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $865,120 | 5,024 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,223,000 | 8,602 |
| Total interest expense | $1,091,000 | 10,017 |
| Net interest income | $2,132,000 | 7,418 |
| Provision for loan and lease losses | $170,000 | 5,731 |
| Total noninterest income | $594,000 | 4,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $549,000 | 2,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,722 |
| Total noninterest expense | $1,478,000 | 7,992 |
| Salaries and employee benefits | $936,000 | 6,414 |
| Premises and equipment expense | $184,000 | 8,213 |
| Additional noninterest expense | $358,000 | 10,091 |
| Pre-tax net operating income | $1,078,000 | 5,339 |
| Securities gains (losses) | $38,000 | 4,584 |
| Applicable income taxes | $292,000 | 6,046 |
| Income before extraordinary items | $824,000 | 5,243 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $824,000 | 5,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 4,417 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $795,880 | 5,077 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.