Home > Park National Bank of Houston > Income and Expense
Park National Bank of Houston, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,172,000 | 1,865 |
| Total interest expense | $6,107,000 | 2,508 |
| Net interest income | $12,065,000 | 1,489 |
| Provision for loan and lease losses | $1,150,000 | 850 |
| Total noninterest income | $2,083,000 | 1,778 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,764,000 | 757 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $319,000 | 3,861 |
| Total noninterest expense | $9,572,000 | 1,487 |
| Salaries and employee benefits | $5,448,000 | 1,230 |
| Premises and equipment expense | $1,442,000 | 1,430 |
| Additional noninterest expense | $2,682,000 | 1,864 |
| Pre-tax net operating income | $3,426,000 | 2,146 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $620,000 | 3,585 |
| Income before extraordinary items | $2,806,000 | 1,803 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,806,000 | 1,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,219 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,806,000 | 1,778 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,506,000 | 2,269 |
| Total interest expense | $4,130,000 | 2,947 |
| Net interest income | $9,376,000 | 1,933 |
| Provision for loan and lease losses | $27,000 | 7,330 |
| Total noninterest income | $2,137,000 | 1,761 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,773,000 | 756 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $364,000 | 3,628 |
| Total noninterest expense | $9,101,000 | 1,618 |
| Salaries and employee benefits | $4,903,000 | 1,380 |
| Premises and equipment expense | $1,401,000 | 1,478 |
| Additional noninterest expense | $2,797,000 | 1,933 |
| Pre-tax net operating income | $2,385,000 | 2,953 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $125,000 | 8,819 |
| Income before extraordinary items | $2,260,000 | 2,170 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,260,000 | 2,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,783 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,260,000 | 2,183 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,015,000 | 2,813 |
| Total interest expense | $3,270,000 | 3,816 |
| Net interest income | $7,745,000 | 2,310 |
| Provision for loan and lease losses | $-169,000 | 13,010 |
| Total noninterest income | $2,246,000 | 1,815 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,921,000 | 707 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $325,000 | 4,273 |
| Total noninterest expense | $7,817,000 | 1,895 |
| Salaries and employee benefits | $4,041,000 | 1,670 |
| Premises and equipment expense | $1,147,000 | 1,824 |
| Additional noninterest expense | $2,629,000 | 2,122 |
| Pre-tax net operating income | $2,343,000 | 2,876 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $343,000 | 5,583 |
| Income before extraordinary items | $2,000,000 | 2,524 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,000,000 | 2,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 7,654 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,000,000 | 2,369 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,033,000 | 3,178 |
| Total interest expense | $3,997,000 | 4,082 |
| Net interest income | $7,036,000 | 2,576 |
| Provision for loan and lease losses | $-195,000 | 13,813 |
| Total noninterest income | $2,151,000 | 1,844 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,706,000 | 776 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $445,000 | 3,465 |
| Total noninterest expense | $6,963,000 | 2,113 |
| Salaries and employee benefits | $3,515,000 | 1,872 |
| Premises and equipment expense | $1,050,000 | 2,008 |
| Additional noninterest expense | $2,398,000 | 2,403 |
| Pre-tax net operating income | $2,419,000 | 2,576 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $774,000 | 2,698 |
| Income before extraordinary items | $1,645,000 | 2,796 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,645,000 | 2,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 13,333 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $273,000 | 673 |
| Net operating income | $1,645,000 | 2,593 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.