Home > Park National Bank and Trust of Chicago > Income and Expense
Park National Bank and Trust of Chicago, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $19,150,000 | 1,755 |
| Total interest expense | $5,510,000 | 2,031 |
| Net interest income | $13,640,000 | 1,608 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,244,000 | 3,061 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $928,000 | 1,847 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $316,000 | 4,223 |
| Total noninterest expense | $5,467,000 | 2,998 |
| Salaries and employee benefits | $2,695,000 | 3,269 |
| Premises and equipment expense | $792,000 | 2,923 |
| Additional noninterest expense | $1,980,000 | 2,519 |
| Pre-tax net operating income | $9,417,000 | 1,033 |
| Securities gains (losses) | $-3,000 | 7,152 |
| Applicable income taxes | $3,601,000 | 843 |
| Income before extraordinary items | $5,813,000 | 1,239 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,813,000 | 1,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,267 |
| Cash dividends | $5,000,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,814,920 | 1,218 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,517,000 | 1,820 |
| Total interest expense | $3,885,000 | 2,040 |
| Net interest income | $9,632,000 | 1,687 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $933,000 | 3,052 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $696,000 | 1,842 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $237,000 | 4,229 |
| Total noninterest expense | $4,109,000 | 2,946 |
| Salaries and employee benefits | $2,029,000 | 3,231 |
| Premises and equipment expense | $597,000 | 2,892 |
| Additional noninterest expense | $1,483,000 | 2,484 |
| Pre-tax net operating income | $6,456,000 | 1,112 |
| Securities gains (losses) | $-3,000 | 7,524 |
| Applicable income taxes | $2,464,000 | 916 |
| Income before extraordinary items | $3,989,000 | 1,351 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,989,000 | 1,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,186 |
| Cash dividends | $5,000,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,990,920 | 1,329 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,699,000 | 1,833 |
| Total interest expense | $2,451,000 | 2,029 |
| Net interest income | $6,248,000 | 1,717 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $617,000 | 3,028 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $456,000 | 1,838 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $161,000 | 4,163 |
| Total noninterest expense | $2,788,000 | 2,892 |
| Salaries and employee benefits | $1,376,000 | 3,164 |
| Premises and equipment expense | $404,000 | 2,822 |
| Additional noninterest expense | $1,008,000 | 2,411 |
| Pre-tax net operating income | $4,077,000 | 1,143 |
| Securities gains (losses) | $-3,000 | 7,812 |
| Applicable income taxes | $1,551,000 | 922 |
| Income before extraordinary items | $2,523,000 | 1,382 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,523,000 | 1,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,046 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,524,920 | 1,363 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,346,000 | 1,801 |
| Total interest expense | $1,130,000 | 2,083 |
| Net interest income | $3,216,000 | 1,664 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $307,000 | 3,013 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $234,000 | 1,737 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $73,000 | 4,368 |
| Total noninterest expense | $1,426,000 | 2,843 |
| Salaries and employee benefits | $709,000 | 3,094 |
| Premises and equipment expense | $210,000 | 2,749 |
| Additional noninterest expense | $507,000 | 2,404 |
| Pre-tax net operating income | $2,097,000 | 1,101 |
| Securities gains (losses) | $-3,000 | 8,297 |
| Applicable income taxes | $798,000 | 911 |
| Income before extraordinary items | $1,296,000 | 1,334 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,296,000 | 1,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,297,920 | 1,303 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $17,090,000 | 1,676 |
| Total interest expense | $3,674,000 | 2,203 |
| Net interest income | $13,416,000 | 1,507 |
| Provision for loan and lease losses | $400,000 | 2,359 |
| Total noninterest income | $1,496,000 | 2,697 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,037,000 | 1,694 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $459,000 | 3,470 |
| Total noninterest expense | $5,698,000 | 2,778 |
| Salaries and employee benefits | $2,831,000 | 2,991 |
| Premises and equipment expense | $813,000 | 2,751 |
| Additional noninterest expense | $2,054,000 | 2,361 |
| Pre-tax net operating income | $8,814,000 | 986 |
| Securities gains (losses) | $39,000 | 1,925 |
| Applicable income taxes | $3,106,000 | 879 |
| Income before extraordinary items | $5,747,000 | 1,132 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,747,000 | 1,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,376 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,721,650 | 1,109 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,905,000 | 1,659 |
| Total interest expense | $2,706,000 | 2,200 |
| Net interest income | $10,199,000 | 1,478 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $1,186,000 | 2,595 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $801,000 | 1,650 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $385,000 | 3,266 |
| Total noninterest expense | $4,267,000 | 2,760 |
| Salaries and employee benefits | $2,167,000 | 2,919 |
| Premises and equipment expense | $606,000 | 2,755 |
| Additional noninterest expense | $1,494,000 | 2,403 |
| Pre-tax net operating income | $7,118,000 | 934 |
| Securities gains (losses) | $39,000 | 1,845 |
| Applicable income taxes | $2,719,000 | 789 |
| Income before extraordinary items | $4,438,000 | 1,111 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,438,000 | 1,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,165 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,413,040 | 1,082 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,941,000 | 1,768 |
| Total interest expense | $1,791,000 | 2,196 |
| Net interest income | $6,150,000 | 1,624 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $807,000 | 2,584 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $553,000 | 1,584 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $254,000 | 3,299 |
| Total noninterest expense | $2,841,000 | 2,763 |
| Salaries and employee benefits | $1,434,000 | 2,953 |
| Premises and equipment expense | $411,000 | 2,726 |
| Additional noninterest expense | $996,000 | 2,391 |
| Pre-tax net operating income | $4,116,000 | 1,056 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $1,547,000 | 899 |
| Income before extraordinary items | $2,572,000 | 1,260 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,572,000 | 1,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,788 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,570,080 | 1,222 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,776,000 | 1,861 |
| Total interest expense | $905,000 | 2,196 |
| Net interest income | $2,871,000 | 1,736 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $359,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $288,000 | 1,490 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $71,000 | 4,413 |
| Total noninterest expense | $1,448,000 | 2,722 |
| Salaries and employee benefits | $693,000 | 3,048 |
| Premises and equipment expense | $212,000 | 2,664 |
| Additional noninterest expense | $543,000 | 2,188 |
| Pre-tax net operating income | $1,782,000 | 1,180 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $667,000 | 1,024 |
| Income before extraordinary items | $1,118,000 | 1,433 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,118,000 | 1,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,116,080 | 1,359 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,651,000 | 1,940 |
| Total interest expense | $3,528,000 | 2,487 |
| Net interest income | $11,123,000 | 1,745 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $795,000 | 4,244 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $729,000 | 2,285 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $66,000 | 7,202 |
| Total noninterest expense | $5,100,000 | 2,998 |
| Salaries and employee benefits | $2,770,000 | 2,978 |
| Premises and equipment expense | $609,000 | 3,471 |
| Additional noninterest expense | $1,721,000 | 2,732 |
| Pre-tax net operating income | $6,818,000 | 1,226 |
| Securities gains (losses) | $20,000 | 3,211 |
| Applicable income taxes | $2,530,000 | 1,064 |
| Income before extraordinary items | $4,308,000 | 1,457 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,308,000 | 1,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-155,000 | 9,084 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,295,200 | 1,397 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,900,000 | 1,979 |
| Total interest expense | $2,627,000 | 2,581 |
| Net interest income | $8,273,000 | 1,768 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $492,000 | 4,784 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $490,000 | 2,515 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,000 | 9,035 |
| Total noninterest expense | $3,725,000 | 3,057 |
| Salaries and employee benefits | $2,139,000 | 2,901 |
| Premises and equipment expense | $398,000 | 3,877 |
| Additional noninterest expense | $1,188,000 | 2,904 |
| Pre-tax net operating income | $5,040,000 | 1,281 |
| Securities gains (losses) | $-2,000 | 8,785 |
| Applicable income taxes | $1,858,000 | 1,120 |
| Income before extraordinary items | $3,180,000 | 1,529 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,180,000 | 1,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-153,000 | 9,139 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,181,280 | 1,458 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,646,000 | 2,584 |
| Total interest expense | $1,832,000 | 2,562 |
| Net interest income | $3,814,000 | 2,554 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $249,000 | 5,468 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $282,000 | 2,788 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-33,000 | 9,242 |
| Total noninterest expense | $2,542,000 | 3,006 |
| Salaries and employee benefits | $1,497,000 | 2,784 |
| Premises and equipment expense | $289,000 | 3,615 |
| Additional noninterest expense | $756,000 | 3,013 |
| Pre-tax net operating income | $1,521,000 | 2,553 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $512,000 | 2,279 |
| Income before extraordinary items | $1,009,000 | 2,959 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,009,000 | 2,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-166,000 | 9,188 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,009,000 | 2,804 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 2,610 |
| Total interest expense | $964,000 | 2,513 |
| Net interest income | $1,853,000 | 2,618 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $177,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $144,000 | 2,659 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 6,044 |
| Total noninterest expense | $1,234,000 | 3,064 |
| Salaries and employee benefits | $730,000 | 2,848 |
| Premises and equipment expense | $52,000 | 6,665 |
| Additional noninterest expense | $452,000 | 2,556 |
| Pre-tax net operating income | $796,000 | 2,484 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $261,000 | 2,261 |
| Income before extraordinary items | $535,000 | 2,803 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $535,000 | 2,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-215,000 | 9,274 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $535,000 | 2,658 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,544,000 | 2,105 |
| Total interest expense | $5,051,000 | 2,220 |
| Net interest income | $9,493,000 | 2,044 |
| Provision for loan and lease losses | $160,000 | 4,794 |
| Total noninterest income | $1,100,000 | 3,265 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $645,000 | 2,427 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $455,000 | 3,463 |
| Total noninterest expense | $5,611,000 | 2,638 |
| Salaries and employee benefits | $3,187,000 | 2,481 |
| Premises and equipment expense | $164,000 | 7,257 |
| Additional noninterest expense | $2,260,000 | 2,039 |
| Pre-tax net operating income | $4,822,000 | 1,688 |
| Securities gains (losses) | $-96,000 | 9,128 |
| Applicable income taxes | $1,360,000 | 1,792 |
| Income before extraordinary items | $3,366,000 | 1,777 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,366,000 | 1,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-240,000 | 9,307 |
| Cash dividends | $613,000 | 3,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,434,160 | 1,690 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,612,000 | 1,842 |
| Total interest expense | $8,380,000 | 1,934 |
| Net interest income | $10,232,000 | 1,746 |
| Provision for loan and lease losses | $400,000 | 2,609 |
| Total noninterest income | $778,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $579,000 | 2,501 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $199,000 | 4,932 |
| Total noninterest expense | $5,251,000 | 2,697 |
| Salaries and employee benefits | $3,211,000 | 2,334 |
| Premises and equipment expense | $162,000 | 7,325 |
| Additional noninterest expense | $1,878,000 | 2,378 |
| Pre-tax net operating income | $5,359,000 | 1,360 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,306,000 | 1,692 |
| Income before extraordinary items | $4,053,000 | 1,348 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,053,000 | 1,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,334,000 | 768 |
| Cash dividends | $2,451,000 | 1,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,053,000 | 1,288 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $21,211,000 | 1,628 |
| Total interest expense | $11,248,000 | 1,527 |
| Net interest income | $9,963,000 | 1,763 |
| Provision for loan and lease losses | $20,000 | 7,595 |
| Total noninterest income | $593,000 | 4,441 |
| Gross Fiduciary activities income | $1,000 | 1,318 |
| Service charges on deposit accounts | $458,000 | 2,917 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $134,000 | 5,749 |
| Total noninterest expense | $4,200,000 | 3,200 |
| Salaries and employee benefits | $2,073,000 | 3,368 |
| Premises and equipment expense | $158,000 | 7,469 |
| Additional noninterest expense | $1,969,000 | 2,198 |
| Pre-tax net operating income | $6,336,000 | 1,173 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,868,000 | 1,246 |
| Income before extraordinary items | $4,468,000 | 1,189 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,468,000 | 1,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 1,988 |
| Cash dividends | $2,042,000 | 1,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,468,000 | 1,191 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,303,000 | 1,536 |
| Total interest expense | $11,156,000 | 1,340 |
| Net interest income | $10,147,000 | 1,714 |
| Provision for loan and lease losses | $660,000 | 1,382 |
| Total noninterest income | $10,957,000 | 590 |
| Gross Fiduciary activities income | $12,000 | 1,254 |
| Service charges on deposit accounts | $418,000 | 3,096 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $10,527,000 | 435 |
| Total noninterest expense | $6,688,000 | 2,037 |
| Salaries and employee benefits | $4,216,000 | 1,632 |
| Premises and equipment expense | $314,000 | 5,333 |
| Additional noninterest expense | $2,158,000 | 2,022 |
| Pre-tax net operating income | $13,756,000 | 638 |
| Securities gains (losses) | $-219,000 | 10,046 |
| Applicable income taxes | $4,796,000 | 616 |
| Income before extraordinary items | $8,741,000 | 691 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,741,000 | 690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,262 |
| Cash dividends | $2,043,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $8,883,350 | 668 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $25,194,000 | 1,286 |
| Total interest expense | $14,730,000 | 1,067 |
| Net interest income | $10,464,000 | 1,630 |
| Provision for loan and lease losses | $860,000 | 1,111 |
| Total noninterest income | $2,053,000 | 1,798 |
| Gross Fiduciary activities income | $15,000 | 1,249 |
| Service charges on deposit accounts | $577,000 | 2,223 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,461,000 | 1,429 |
| Total noninterest expense | $6,948,000 | 1,870 |
| Salaries and employee benefits | $3,571,000 | 1,869 |
| Premises and equipment expense | $589,000 | 3,227 |
| Additional noninterest expense | $2,788,000 | 1,547 |
| Pre-tax net operating income | $4,709,000 | 1,575 |
| Securities gains (losses) | $22,000 | 2,353 |
| Applicable income taxes | $1,431,000 | 1,701 |
| Income before extraordinary items | $3,300,000 | 1,590 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,300,000 | 1,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 2,039 |
| Cash dividends | $2,042,000 | 1,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,284,600 | 1,542 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $23,827,000 | 1,383 |
| Total interest expense | $14,033,000 | 1,154 |
| Net interest income | $9,794,000 | 1,782 |
| Provision for loan and lease losses | $300,000 | 2,568 |
| Total noninterest income | $1,342,000 | 2,412 |
| Gross Fiduciary activities income | $13,000 | 1,317 |
| Service charges on deposit accounts | $653,000 | 2,010 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $676,000 | 2,266 |
| Total noninterest expense | $7,071,000 | 1,832 |
| Salaries and employee benefits | $3,824,000 | 1,710 |
| Premises and equipment expense | $617,000 | 3,068 |
| Additional noninterest expense | $2,630,000 | 1,624 |
| Pre-tax net operating income | $3,765,000 | 1,999 |
| Securities gains (losses) | $52,000 | 1,322 |
| Applicable income taxes | $1,092,000 | 2,262 |
| Income before extraordinary items | $2,725,000 | 1,937 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,725,000 | 1,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 1,748 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,688,080 | 1,903 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $21,679,000 | 1,543 |
| Total interest expense | $12,377,000 | 1,306 |
| Net interest income | $9,302,000 | 1,922 |
| Provision for loan and lease losses | $300,000 | 2,555 |
| Total noninterest income | $1,081,000 | 2,935 |
| Gross Fiduciary activities income | $12,000 | 1,388 |
| Service charges on deposit accounts | $703,000 | 1,928 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $366,000 | 3,591 |
| Total noninterest expense | $7,009,000 | 1,998 |
| Salaries and employee benefits | $3,652,000 | 1,810 |
| Premises and equipment expense | $514,000 | 3,690 |
| Additional noninterest expense | $2,843,000 | 1,824 |
| Pre-tax net operating income | $3,074,000 | 2,318 |
| Securities gains (losses) | $59,000 | 1,236 |
| Applicable income taxes | $962,000 | 2,438 |
| Income before extraordinary items | $2,171,000 | 2,272 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,171,000 | 2,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 1,905 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,130,290 | 2,257 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $20,371,000 | 1,664 |
| Total interest expense | $10,975,000 | 1,485 |
| Net interest income | $9,396,000 | 1,907 |
| Provision for loan and lease losses | $1,123,000 | 869 |
| Total noninterest income | $797,000 | 3,692 |
| Gross Fiduciary activities income | $11,000 | 1,466 |
| Service charges on deposit accounts | $625,000 | 2,173 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $161,000 | 5,779 |
| Total noninterest expense | $6,572,000 | 2,106 |
| Salaries and employee benefits | $3,355,000 | 1,979 |
| Premises and equipment expense | $492,000 | 3,809 |
| Additional noninterest expense | $2,725,000 | 1,833 |
| Pre-tax net operating income | $2,498,000 | 2,850 |
| Securities gains (losses) | $20,000 | 1,915 |
| Applicable income taxes | $779,000 | 2,941 |
| Income before extraordinary items | $1,739,000 | 2,840 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,739,000 | 2,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $839,000 | 993 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,725,200 | 2,821 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,496,000 | 1,669 |
| Total interest expense | $8,785,000 | 1,477 |
| Net interest income | $9,711,000 | 1,863 |
| Provision for loan and lease losses | $28,000 | 7,286 |
| Total noninterest income | $480,000 | 5,449 |
| Gross Fiduciary activities income | $7,000 | 1,498 |
| Service charges on deposit accounts | $595,000 | 2,292 |
| Trading account gains and fees | $-292,000 | 4,908 |
| Additional Noninterest Income | $170,000 | 5,815 |
| Total noninterest expense | $6,570,000 | 2,151 |
| Salaries and employee benefits | $3,104,000 | 2,132 |
| Premises and equipment expense | $331,000 | 5,289 |
| Additional noninterest expense | $3,135,000 | 1,738 |
| Pre-tax net operating income | $3,593,000 | 1,987 |
| Securities gains (losses) | $-269,000 | 12,069 |
| Applicable income taxes | $1,066,000 | 2,103 |
| Income before extraordinary items | $2,258,000 | 2,172 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,258,000 | 2,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,814 |
| Cash dividends | $306,000 | 4,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,440,920 | 2,015 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,984,000 | 1,847 |
| Total interest expense | $7,015,000 | 1,857 |
| Net interest income | $9,969,000 | 1,801 |
| Provision for loan and lease losses | $695,000 | 1,673 |
| Total noninterest income | $884,000 | 3,682 |
| Gross Fiduciary activities income | $10,000 | 1,500 |
| Service charges on deposit accounts | $703,000 | 1,937 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $171,000 | 6,152 |
| Total noninterest expense | $6,926,000 | 2,117 |
| Salaries and employee benefits | $3,343,000 | 1,994 |
| Premises and equipment expense | $639,000 | 3,129 |
| Additional noninterest expense | $2,944,000 | 1,942 |
| Pre-tax net operating income | $3,232,000 | 2,110 |
| Securities gains (losses) | $-405,000 | 13,241 |
| Applicable income taxes | $901,000 | 2,517 |
| Income before extraordinary items | $1,926,000 | 2,613 |
| Extraordinary gains, net | $306,000 | 702 |
| Net income | $2,232,000 | 2,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $822,000 | 1,305 |
| Cash dividends | $1,226,000 | 1,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,201,400 | 2,140 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,572,000 | 1,913 |
| Total interest expense | $9,201,000 | 1,843 |
| Net interest income | $9,371,000 | 1,947 |
| Provision for loan and lease losses | $2,188,000 | 1,083 |
| Total noninterest income | $880,000 | 3,684 |
| Gross Fiduciary activities income | $10,000 | 1,544 |
| Service charges on deposit accounts | $605,000 | 2,269 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $265,000 | 4,781 |
| Total noninterest expense | $6,342,000 | 2,302 |
| Salaries and employee benefits | $2,882,000 | 2,260 |
| Premises and equipment expense | $429,000 | 4,536 |
| Additional noninterest expense | $3,031,000 | 1,984 |
| Pre-tax net operating income | $1,721,000 | 3,575 |
| Securities gains (losses) | $408,000 | 1,259 |
| Applicable income taxes | $365,000 | 5,150 |
| Income before extraordinary items | $1,764,000 | 2,605 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,764,000 | 2,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,995,000 | 964 |
| Cash dividends | $1,123,000 | 1,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,425,360 | 2,992 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.