Home > Park National Bank and Trust of Chicago > Assets and Liabilities
Park National Bank and Trust of Chicago, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 42 | 3,855 |
| Assets and Liabilities | ||
| Total Assets: | $276,546,000 | 2,248 |
| Cash and due from depository institutions | $5,939,000 | 3,855 |
| Interest-bearing balances | $480,000 | 3,417 |
| Securities | $50,430,000 | 2,349 |
| Federal funds sold & reverse repurchase agreements | $13,400,000 | 1,009 |
| Net loans & leases | $192,494,000 | 2,180 |
| Loan loss allowance | $2,829,000 | 1,762 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,148,000 | 2,196 |
| Other real estate owned | $0 | 3,855 |
| Goodwill and other intangibles | $2,040,000 | 1,283 |
| All other assets | $7,095,000 | 2,224 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $276,546,000 | 2,248 |
| Total liabilities | $243,769,000 | 2,303 |
| Total deposits | $241,843,000 | 2,076 |
| Interest-bearing deposits | $220,385,000 | 1,924 |
| Deposits held in domestic offices | $241,843,000 | 2,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,926,000 | 2,196 |
| Total equity capital | $32,777,000 | 1,902 |
| Total bank equity capital | $32,777,000 | 1,902 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $7,657,000 | 528 |
| Surplus | $14,636,000 | 1,651 |
| Undivided profits | $10,484,000 | 2,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $68,000 | 6,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,835,000 | 1,926 |
| Earning assets | $256,804,000 | 2,215 |
| Long-term assets (5+ years) | $94,510,000 | 1,078 |
| Average Assets, year-to-date | $276,362,400 | 2,146 |
| Average Assets, quarterly | $274,901,000 | 2,236 |
| Volatile liabilities | $62,741,000 | 2,035 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $23,791,000 | 2,966 |
| Tier 1 (core) risk-based capital | $31,137,000 | 1,933 |
| Tier 2 risk-based capital | $2,829,000 | 1,697 |
| Total risk weighted assets | $255,161,000 | 1,759 |
| Total unused commitments | $23,791,000 | 2,968 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 46 | 3,586 |
| Assets and Liabilities | ||
| Total Assets: | $273,256,000 | 2,242 |
| Cash and due from depository institutions | $6,953,000 | 3,586 |
| Interest-bearing balances | $477,000 | 3,510 |
| Securities | $50,784,000 | 2,298 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,644 |
| Net loans & leases | $197,383,000 | 2,099 |
| Loan loss allowance | $2,829,000 | 1,724 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,160,000 | 2,142 |
| Other real estate owned | $0 | 3,586 |
| Goodwill and other intangibles | $2,242,000 | 1,201 |
| All other assets | $6,734,000 | 2,246 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $273,256,000 | 2,242 |
| Total liabilities | $242,105,000 | 2,267 |
| Total deposits | $240,334,000 | 2,057 |
| Interest-bearing deposits | $213,610,000 | 1,935 |
| Deposits held in domestic offices | $240,334,000 | 2,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,771,000 | 2,285 |
| Total equity capital | $31,151,000 | 1,977 |
| Total bank equity capital | $31,151,000 | 1,977 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,189,000 | 424 |
| Surplus | $13,104,000 | 1,767 |
| Undivided profits | $8,858,000 | 3,344 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,055,000 | 880 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,619,000 | 2,123 |
| Earning assets | $252,644,000 | 2,205 |
| Long-term assets (5+ years) | $92,835,000 | 1,069 |
| Average Assets, year-to-date | $276,316,500 | 2,125 |
| Average Assets, quarterly | $279,005,500 | 2,153 |
| Volatile liabilities | $59,188,000 | 2,073 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $24,266,000 | 2,890 |
| Tier 1 (core) risk-based capital | $29,160,000 | 2,034 |
| Tier 2 risk-based capital | $2,829,000 | 1,668 |
| Total risk weighted assets | $258,022,000 | 1,706 |
| Total unused commitments | $24,266,000 | 2,892 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 46 | 3,596 |
| Assets and Liabilities | ||
| Total Assets: | $284,755,000 | 2,086 |
| Cash and due from depository institutions | $7,602,000 | 3,596 |
| Interest-bearing balances | $500,000 | 3,384 |
| Securities | $55,056,000 | 2,153 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $211,339,000 | 1,921 |
| Loan loss allowance | $2,824,000 | 1,695 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,255,000 | 2,058 |
| Other real estate owned | $0 | 3,596 |
| Goodwill and other intangibles | $2,444,000 | 1,145 |
| All other assets | $3,059,000 | 3,850 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $284,755,000 | 2,086 |
| Total liabilities | $249,650,000 | 2,149 |
| Total deposits | $243,074,000 | 1,985 |
| Interest-bearing deposits | $218,870,000 | 1,857 |
| Deposits held in domestic offices | $243,074,000 | 1,979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,628 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,576,000 | 2,345 |
| Total equity capital | $35,105,000 | 1,697 |
| Total bank equity capital | $35,105,000 | 1,697 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,189,000 | 397 |
| Surplus | $13,104,000 | 1,729 |
| Undivided profits | $12,812,000 | 2,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $97,000 | 6,273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,860,000 | 1,649 |
| Earning assets | $266,895,000 | 2,060 |
| Long-term assets (5+ years) | $100,905,000 | 997 |
| Average Assets, year-to-date | $277,336,670 | 2,097 |
| Average Assets, quarterly | $283,557,000 | 2,071 |
| Volatile liabilities | $64,518,000 | 1,854 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $33,393,000 | 2,269 |
| Tier 1 (core) risk-based capital | $32,542,000 | 1,731 |
| Tier 2 risk-based capital | $2,824,000 | 1,646 |
| Total risk weighted assets | $273,405,000 | 1,590 |
| Total unused commitments | $33,393,000 | 2,269 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 46 | 3,571 |
| Assets and Liabilities | ||
| Total Assets: | $282,359,000 | 2,080 |
| Cash and due from depository institutions | $5,860,000 | 3,571 |
| Interest-bearing balances | $500,000 | 3,415 |
| Securities | $54,536,000 | 2,231 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,320 |
| Net loans & leases | $206,284,000 | 1,910 |
| Loan loss allowance | $2,811,000 | 1,690 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,341,000 | 1,999 |
| Other real estate owned | $0 | 3,571 |
| Goodwill and other intangibles | $2,646,000 | 1,099 |
| All other assets | $2,692,000 | 4,118 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $282,359,000 | 2,080 |
| Total liabilities | $248,964,000 | 2,123 |
| Total deposits | $246,664,000 | 1,927 |
| Interest-bearing deposits | $222,043,000 | 1,816 |
| Deposits held in domestic offices | $246,664,000 | 1,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,300,000 | 1,736 |
| Total equity capital | $33,395,000 | 1,741 |
| Total bank equity capital | $33,395,000 | 1,741 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,189,000 | 383 |
| Surplus | $13,104,000 | 1,683 |
| Undivided profits | $11,102,000 | 2,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $123,000 | 6,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,627,000 | 1,836 |
| Earning assets | $266,320,000 | 2,035 |
| Long-term assets (5+ years) | $101,417,000 | 1,009 |
| Average Assets, year-to-date | $273,627,500 | 2,126 |
| Average Assets, quarterly | $273,627,500 | 2,126 |
| Volatile liabilities | $55,958,000 | 1,980 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $32,398,000 | 2,272 |
| Tier 1 (core) risk-based capital | $31,162,000 | 1,772 |
| Tier 2 risk-based capital | $2,811,000 | 1,635 |
| Total risk weighted assets | $268,451,000 | 1,572 |
| Total unused commitments | $32,398,000 | 2,276 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 48 | 3,450 |
| Assets and Liabilities | ||
| Total Assets: | $264,896,000 | 2,196 |
| Cash and due from depository institutions | $7,141,000 | 3,450 |
| Interest-bearing balances | $500,000 | 3,466 |
| Securities | $49,792,000 | 2,426 |
| Federal funds sold & reverse repurchase agreements | $13,300,000 | 896 |
| Net loans & leases | $183,871,000 | 2,127 |
| Loan loss allowance | $2,808,000 | 1,652 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,433,000 | 1,953 |
| Other real estate owned | $0 | 3,450 |
| Goodwill and other intangibles | $2,848,000 | 1,046 |
| All other assets | $2,511,000 | 4,249 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $264,896,000 | 2,196 |
| Total liabilities | $232,127,000 | 2,254 |
| Total deposits | $230,175,000 | 2,042 |
| Interest-bearing deposits | $205,564,000 | 1,935 |
| Deposits held in domestic offices | $230,175,000 | 2,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,952,000 | 1,963 |
| Total equity capital | $32,769,000 | 1,776 |
| Total bank equity capital | $32,769,000 | 1,776 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,189,000 | 367 |
| Surplus | $13,104,000 | 1,670 |
| Undivided profits | $10,476,000 | 2,881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $339,000 | 4,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,528,000 | 1,938 |
| Earning assets | $247,463,000 | 2,168 |
| Long-term assets (5+ years) | $77,968,000 | 1,292 |
| Average Assets, year-to-date | $264,002,200 | 2,109 |
| Average Assets, quarterly | $263,366,500 | 2,182 |
| Volatile liabilities | $49,211,000 | 2,151 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $22,716,000 | 2,778 |
| Tier 1 (core) risk-based capital | $29,713,000 | 1,852 |
| Tier 2 risk-based capital | $2,808,000 | 1,613 |
| Total risk weighted assets | $239,338,000 | 1,724 |
| Total unused commitments | $22,716,000 | 2,780 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 48 | 3,466 |
| Assets and Liabilities | ||
| Total Assets: | $261,837,000 | 2,197 |
| Cash and due from depository institutions | $6,790,000 | 3,466 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $36,887,000 | 3,099 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 944 |
| Net loans & leases | $195,345,000 | 1,956 |
| Loan loss allowance | $2,403,000 | 1,951 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,476,000 | 1,894 |
| Other real estate owned | $0 | 3,466 |
| Goodwill and other intangibles | $3,051,000 | 992 |
| All other assets | $2,288,000 | 4,481 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $261,837,000 | 2,197 |
| Total liabilities | $230,116,000 | 2,257 |
| Total deposits | $227,391,000 | 2,035 |
| Interest-bearing deposits | $200,973,000 | 1,943 |
| Deposits held in domestic offices | $227,391,000 | 2,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,725,000 | 1,498 |
| Total equity capital | $31,721,000 | 1,812 |
| Total bank equity capital | $31,721,000 | 1,812 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $9,189,000 | 362 |
| Surplus | $13,104,000 | 1,639 |
| Undivided profits | $9,428,000 | 3,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,160,000 | 2,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,347,000 | 2,300 |
| Earning assets | $244,232,000 | 2,163 |
| Long-term assets (5+ years) | $67,749,000 | 1,483 |
| Average Assets, year-to-date | $263,778,750 | 2,109 |
| Average Assets, quarterly | $263,895,000 | 2,150 |
| Volatile liabilities | $44,871,000 | 2,296 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $22,485,000 | 2,772 |
| Tier 1 (core) risk-based capital | $28,251,000 | 1,929 |
| Tier 2 risk-based capital | $2,403,000 | 1,846 |
| Total risk weighted assets | $235,176,000 | 1,717 |
| Total unused commitments | $22,485,000 | 2,776 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 52 | 3,254 |
| Assets and Liabilities | ||
| Total Assets: | $265,953,000 | 2,134 |
| Cash and due from depository institutions | $6,904,000 | 3,254 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $39,878,000 | 2,952 |
| Federal funds sold & reverse repurchase agreements | $7,600,000 | 1,398 |
| Net loans & leases | $200,271,000 | 1,866 |
| Loan loss allowance | $2,397,000 | 1,931 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,579,000 | 1,821 |
| Other real estate owned | $0 | 3,254 |
| Goodwill and other intangibles | $3,252,000 | 941 |
| All other assets | $2,469,000 | 4,246 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $265,953,000 | 2,134 |
| Total liabilities | $236,478,000 | 2,162 |
| Total deposits | $234,052,000 | 1,959 |
| Interest-bearing deposits | $207,692,000 | 1,861 |
| Deposits held in domestic offices | $234,052,000 | 1,952 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,426,000 | 1,530 |
| Total equity capital | $29,475,000 | 1,862 |
| Total bank equity capital | $29,475,000 | 1,862 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $9,189,000 | 359 |
| Surplus | $13,104,000 | 1,589 |
| Undivided profits | $7,182,000 | 3,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,275,000 | 1,243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,543,000 | 1,830 |
| Earning assets | $247,749,000 | 2,102 |
| Long-term assets (5+ years) | $61,041,000 | 1,652 |
| Average Assets, year-to-date | $264,426,000 | 2,099 |
| Average Assets, quarterly | $266,298,000 | 2,108 |
| Volatile liabilities | $42,327,000 | 2,328 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $18,150,000 | 3,194 |
| Tier 1 (core) risk-based capital | $26,233,000 | 2,048 |
| Tier 2 risk-based capital | $2,397,000 | 1,826 |
| Total risk weighted assets | $239,608,000 | 1,650 |
| Total unused commitments | $18,150,000 | 3,197 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 48 | 3,470 |
| Assets and Liabilities | ||
| Total Assets: | $266,643,000 | 2,104 |
| Cash and due from depository institutions | $6,731,000 | 3,470 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $34,856,000 | 3,265 |
| Federal funds sold & reverse repurchase agreements | $11,650,000 | 1,267 |
| Net loans & leases | $199,544,000 | 1,831 |
| Loan loss allowance | $2,396,000 | 1,920 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,680,000 | 1,750 |
| Other real estate owned | $85,000 | 3,470 |
| Goodwill and other intangibles | $5,824,000 | 660 |
| All other assets | $2,273,000 | 4,337 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $266,643,000 | 2,104 |
| Total liabilities | $235,842,000 | 2,138 |
| Total deposits | $231,260,000 | 1,964 |
| Interest-bearing deposits | $206,403,000 | 1,877 |
| Deposits held in domestic offices | $231,260,000 | 1,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,213,000 | 2,407 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,369,000 | 1,322 |
| Total equity capital | $30,801,000 | 1,824 |
| Total bank equity capital | $30,801,000 | 1,824 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $9,189,000 | 352 |
| Surplus | $15,474,000 | 1,352 |
| Undivided profits | $6,138,000 | 4,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,596,000 | 1,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,369,000 | 2,082 |
| Earning assets | $246,050,000 | 2,095 |
| Long-term assets (5+ years) | $57,341,000 | 1,716 |
| Average Assets, year-to-date | $263,662,500 | 2,108 |
| Average Assets, quarterly | $263,662,500 | 2,108 |
| Volatile liabilities | $42,090,000 | 2,276 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $16,639,000 | 3,299 |
| Tier 1 (core) risk-based capital | $24,627,000 | 2,155 |
| Tier 2 risk-based capital | $2,396,000 | 1,809 |
| Total risk weighted assets | $234,876,000 | 1,650 |
| Total unused commitments | $16,639,000 | 3,306 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 50 | 3,363 |
| Assets and Liabilities | ||
| Total Assets: | $260,682,000 | 2,149 |
| Cash and due from depository institutions | $6,596,000 | 3,363 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $37,517,000 | 3,142 |
| Federal funds sold & reverse repurchase agreements | $24,700,000 | 449 |
| Net loans & leases | $180,241,000 | 1,984 |
| Loan loss allowance | $2,393,000 | 1,903 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,633,000 | 1,761 |
| Other real estate owned | $85,000 | 3,363 |
| Goodwill and other intangibles | $3,656,000 | 870 |
| All other assets | $2,254,000 | 4,392 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $260,682,000 | 2,149 |
| Total liabilities | $233,512,000 | 2,162 |
| Total deposits | $230,739,000 | 1,962 |
| Interest-bearing deposits | $207,426,000 | 1,860 |
| Deposits held in domestic offices | $230,739,000 | 1,959 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $66,000 | 3,385 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,707,000 | 1,485 |
| Total equity capital | $27,170,000 | 2,024 |
| Total bank equity capital | $27,170,000 | 2,024 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $9,189,000 | 353 |
| Surplus | $13,105,000 | 1,541 |
| Undivided profits | $4,876,000 | 4,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,720,000 | 1,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,355,000 | 2,208 |
| Earning assets | $242,458,000 | 2,117 |
| Long-term assets (5+ years) | $49,866,000 | 1,922 |
| Average Assets, year-to-date | $234,163,000 | 2,309 |
| Average Assets, quarterly | $250,517,000 | 2,214 |
| Volatile liabilities | $44,928,000 | 2,148 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $18,152,000 | 3,027 |
| Tier 1 (core) risk-based capital | $23,357,000 | 2,236 |
| Tier 2 risk-based capital | $2,393,000 | 1,783 |
| Total risk weighted assets | $223,754,000 | 1,711 |
| Total unused commitments | $18,152,000 | 3,029 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 46 | 3,631 |
| Assets and Liabilities | ||
| Total Assets: | $240,352,000 | 2,331 |
| Cash and due from depository institutions | $9,866,000 | 3,631 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $44,668,000 | 2,666 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $175,950,000 | 2,019 |
| Loan loss allowance | $2,391,000 | 1,910 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $925,000 | 6,057 |
| Other real estate owned | $0 | 3,631 |
| Goodwill and other intangibles | $7,183,000 | 574 |
| All other assets | $1,760,000 | 5,021 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $240,352,000 | 2,331 |
| Total liabilities | $211,962,000 | 2,389 |
| Total deposits | $202,434,000 | 2,240 |
| Interest-bearing deposits | $179,298,000 | 2,169 |
| Deposits held in domestic offices | $202,434,000 | 2,235 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,685,000 | 1,263 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,843,000 | 2,045 |
| Total equity capital | $28,390,000 | 1,920 |
| Total bank equity capital | $28,390,000 | 1,920 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $9,189,000 | 354 |
| Surplus | $15,474,000 | 1,303 |
| Undivided profits | $3,727,000 | 5,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,163,000 | 1,027 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,366,000 | 2,310 |
| Earning assets | $220,618,000 | 2,330 |
| Long-term assets (5+ years) | $43,296,000 | 2,102 |
| Average Assets, year-to-date | $227,533,250 | 2,399 |
| Average Assets, quarterly | $229,435,000 | 2,431 |
| Volatile liabilities | $45,322,000 | 2,084 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $17,865,000 | 3,053 |
| Tier 1 (core) risk-based capital | $21,121,000 | 2,450 |
| Tier 2 risk-based capital | $2,391,000 | 1,778 |
| Total risk weighted assets | $219,883,000 | 1,720 |
| Total unused commitments | $17,865,000 | 3,055 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 46 | 3,641 |
| Assets and Liabilities | ||
| Total Assets: | $218,518,000 | 2,536 |
| Cash and due from depository institutions | $5,592,000 | 3,641 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $47,369,000 | 2,500 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $155,542,000 | 2,229 |
| Loan loss allowance | $2,404,000 | 1,865 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $950,000 | 5,992 |
| Other real estate owned | $0 | 3,641 |
| Goodwill and other intangibles | $7,306,000 | 548 |
| All other assets | $1,759,000 | 4,914 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,518,000 | 2,536 |
| Total liabilities | $192,062,000 | 2,587 |
| Total deposits | $183,598,000 | 2,447 |
| Interest-bearing deposits | $158,475,000 | 2,403 |
| Deposits held in domestic offices | $183,598,000 | 2,442 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,983,000 | 1,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $522,000 | 5,202 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $959,000 | 3,400 |
| Total equity capital | $26,456,000 | 2,077 |
| Total bank equity capital | $26,456,000 | 2,077 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $9,189,000 | 346 |
| Surplus | $15,474,000 | 1,282 |
| Undivided profits | $1,793,000 | 6,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $557,000 | 4,125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $82,000 | 1,014 |
| Income earned, not collected on loans | $1,325,000 | 2,269 |
| Earning assets | $202,911,000 | 2,512 |
| Long-term assets (5+ years) | $24,708,000 | 3,027 |
| Average Assets, year-to-date | $223,260,330 | 2,430 |
| Average Assets, quarterly | $213,831,000 | 2,568 |
| Volatile liabilities | $27,098,000 | 3,079 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $21,214,000 | 2,693 |
| Tier 1 (core) risk-based capital | $18,876,000 | 2,668 |
| Tier 2 risk-based capital | $2,404,000 | 1,735 |
| Total risk weighted assets | $199,611,000 | 1,849 |
| Total unused commitments | $21,214,000 | 2,700 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 67 | 2,570 |
| Assets and Liabilities | ||
| Total Assets: | $209,144,000 | 2,605 |
| Cash and due from depository institutions | $5,027,000 | 2,570 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $46,431,000 | 2,526 |
| Federal funds sold & reverse repurchase agreements | $23,150,000 | 688 |
| Net loans & leases | $124,207,000 | 2,685 |
| Loan loss allowance | $2,453,000 | 1,786 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,078,000 | 5,706 |
| Other real estate owned | $0 | 2,570 |
| Goodwill and other intangibles | $7,430,000 | 535 |
| All other assets | $1,821,000 | 4,790 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,144,000 | 2,605 |
| Total liabilities | $183,737,000 | 2,666 |
| Total deposits | $180,875,000 | 2,463 |
| Interest-bearing deposits | $157,037,000 | 2,426 |
| Deposits held in domestic offices | $180,875,000 | 2,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,891,000 | 2,013 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $110,000 | 5,448 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $861,000 | 3,677 |
| Total equity capital | $25,407,000 | 2,107 |
| Total bank equity capital | $25,407,000 | 2,107 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $9,189,000 | 341 |
| Surplus | $15,474,000 | 1,257 |
| Undivided profits | $744,000 | 7,816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $915,000 | 3,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,205,000 | 2,533 |
| Earning assets | $193,788,000 | 2,582 |
| Long-term assets (5+ years) | $13,654,000 | 4,213 |
| Average Assets, year-to-date | $225,631,500 | 2,403 |
| Average Assets, quarterly | $225,631,500 | 2,403 |
| Volatile liabilities | $20,618,000 | 3,705 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $110,000 | 1,870 |
| Unused loan commitments | $19,306,000 | 2,775 |
| Tier 1 (core) risk-based capital | $18,328,000 | 2,700 |
| Tier 2 risk-based capital | $2,120,000 | 1,901 |
| Total risk weighted assets | $169,237,000 | 2,105 |
| Total unused commitments | $19,306,000 | 2,787 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 66 | 2,596 |
| Assets and Liabilities | ||
| Total Assets: | $242,119,000 | 2,202 |
| Cash and due from depository institutions | $5,741,000 | 2,596 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $38,010,000 | 2,934 |
| Federal funds sold & reverse repurchase agreements | $60,550,000 | 259 |
| Net loans & leases | $133,989,000 | 2,497 |
| Loan loss allowance | $2,238,000 | 1,911 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,119,000 | 5,592 |
| Other real estate owned | $0 | 2,596 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,710,000 | 3,764 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $242,119,000 | 2,202 |
| Total liabilities | $200,376,000 | 2,421 |
| Total deposits | $196,184,000 | 2,217 |
| Interest-bearing deposits | $169,602,000 | 2,202 |
| Deposits held in domestic offices | $196,184,000 | 2,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,821,000 | 2,120 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $1,647,000 | 4,520 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $724,000 | 4,195 |
| Total equity capital | $41,743,000 | 1,252 |
| Total bank equity capital | $41,743,000 | 1,252 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $9,189,000 | 337 |
| Surplus | $1,838,000 | 5,664 |
| Undivided profits | $30,716,000 | 999 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $926,000 | 2,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,217,000 | 2,632 |
| Earning assets | $232,549,000 | 2,112 |
| Long-term assets (5+ years) | $13,435,000 | 4,198 |
| Average Assets, year-to-date | $245,630,000 | 2,072 |
| Average Assets, quarterly | $244,267,000 | 2,163 |
| Volatile liabilities | $29,501,000 | 2,830 |
| Insider loans | $2,000,000 | 2,519 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $21,266,000 | 2,534 |
| Tier 1 (core) risk-based capital | $40,831,000 | 1,170 |
| Tier 2 risk-based capital | $2,189,000 | 1,815 |
| Total risk weighted assets | $175,086,000 | 2,007 |
| Total unused commitments | $21,266,000 | 2,539 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 66 | 2,594 |
| Assets and Liabilities | ||
| Total Assets: | $257,010,000 | 1,977 |
| Cash and due from depository institutions | $5,852,000 | 2,594 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $39,870,000 | 2,655 |
| Federal funds sold & reverse repurchase agreements | $24,150,000 | 585 |
| Net loans & leases | $180,359,000 | 1,818 |
| Loan loss allowance | $1,838,000 | 2,162 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,359,000 | 5,116 |
| Other real estate owned | $2,390,000 | 2,594 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,030,000 | 3,355 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $257,010,000 | 1,977 |
| Total liabilities | $218,120,000 | 2,090 |
| Total deposits | $213,765,000 | 1,930 |
| Interest-bearing deposits | $188,101,000 | 1,877 |
| Deposits held in domestic offices | $213,765,000 | 1,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,079,000 | 1,874 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $185,000 | 5,308 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,091,000 | 3,254 |
| Total equity capital | $38,890,000 | 1,268 |
| Total bank equity capital | $38,890,000 | 1,268 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $9,189,000 | 331 |
| Surplus | $1,838,000 | 5,682 |
| Undivided profits | $27,863,000 | 1,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $910,000 | 2,879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,656,000 | 2,046 |
| Earning assets | $244,379,000 | 1,899 |
| Long-term assets (5+ years) | $16,859,000 | 3,675 |
| Average Assets, year-to-date | $256,814,600 | 1,890 |
| Average Assets, quarterly | $251,612,500 | 1,993 |
| Volatile liabilities | $33,425,000 | 2,489 |
| Insider loans | $2,000,000 | 2,394 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $22,817,000 | 2,273 |
| Tier 1 (core) risk-based capital | $38,078,000 | 1,203 |
| Tier 2 risk-based capital | $1,838,000 | 1,999 |
| Total risk weighted assets | $202,976,000 | 1,676 |
| Total unused commitments | $22,817,000 | 2,279 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 66 | 2,603 |
| Assets and Liabilities | ||
| Total Assets: | $265,598,000 | 1,810 |
| Cash and due from depository institutions | $4,717,000 | 2,603 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $70,287,000 | 1,556 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $185,752,000 | 1,712 |
| Loan loss allowance | $2,772,000 | 1,404 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,545,000 | 4,760 |
| Other real estate owned | $0 | 2,603 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,297,000 | 2,629 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $265,598,000 | 1,810 |
| Total liabilities | $228,754,000 | 1,902 |
| Total deposits | $221,707,000 | 1,747 |
| Interest-bearing deposits | $194,986,000 | 1,716 |
| Deposits held in domestic offices | $221,707,000 | 1,742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,264,000 | 1,539 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $473,000 | 5,047 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,310,000 | 2,898 |
| Total equity capital | $36,844,000 | 1,253 |
| Total bank equity capital | $36,844,000 | 1,253 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $9,189,000 | 341 |
| Surplus | $1,838,000 | 5,712 |
| Undivided profits | $25,817,000 | 1,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $218,000 | 5,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,331,000 | 1,963 |
| Earning assets | $256,039,000 | 1,737 |
| Long-term assets (5+ years) | $16,943,000 | 3,504 |
| Average Assets, year-to-date | $275,020,200 | 1,660 |
| Average Assets, quarterly | $270,869,000 | 1,759 |
| Volatile liabilities | $27,438,000 | 2,863 |
| Insider loans | $2,392,000 | 1,965 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $20,649,000 | 2,282 |
| Tier 1 (core) risk-based capital | $36,476,000 | 1,186 |
| Tier 2 risk-based capital | $2,651,520 | 1,376 |
| Total risk weighted assets | $212,000,720 | 1,537 |
| Total unused commitments | $20,649,000 | 2,288 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 70 | 2,506 |
| Assets and Liabilities | ||
| Total Assets: | $283,183,000 | 1,667 |
| Cash and due from depository institutions | $7,333,000 | 2,506 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $84,741,000 | 1,357 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 2,242 |
| Net loans & leases | $182,922,000 | 1,663 |
| Loan loss allowance | $3,015,000 | 1,273 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,456,000 | 4,949 |
| Other real estate owned | $0 | 2,506 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,631,000 | 3,167 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $283,183,000 | 1,667 |
| Total liabilities | $249,648,000 | 1,715 |
| Total deposits | $244,531,000 | 1,551 |
| Interest-bearing deposits | $216,803,000 | 1,500 |
| Deposits held in domestic offices | $244,531,000 | 1,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,602,000 | 2,250 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,207,000 | 4,393 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,308,000 | 2,616 |
| Total equity capital | $33,535,000 | 1,330 |
| Total bank equity capital | $33,535,000 | 1,330 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $9,189,000 | 370 |
| Surplus | $1,838,000 | 5,772 |
| Undivided profits | $22,508,000 | 1,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,343,000 | 1,701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $848,000 | 2,733 |
| Earning assets | $271,763,000 | 1,592 |
| Long-term assets (5+ years) | $17,537,000 | 3,585 |
| Average Assets, year-to-date | $298,102,600 | 1,511 |
| Average Assets, quarterly | $276,654,500 | 1,692 |
| Volatile liabilities | $39,122,000 | 2,029 |
| Insider loans | $2,401,000 | 1,911 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $25,049,000 | 1,994 |
| Tier 1 (core) risk-based capital | $34,050,000 | 1,279 |
| Tier 2 risk-based capital | $2,739,720 | 1,299 |
| Total risk weighted assets | $218,902,020 | 1,433 |
| Total unused commitments | $25,049,000 | 1,999 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 96 | 1,777 |
| Assets and Liabilities | ||
| Total Assets: | $364,528,000 | 1,251 |
| Cash and due from depository institutions | $6,700,000 | 1,777 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $144,578,000 | 816 |
| Federal funds sold & reverse repurchase agreements | $15,900,000 | 1,019 |
| Net loans & leases | $184,282,000 | 1,528 |
| Loan loss allowance | $2,349,000 | 1,538 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $9,229,000 | 812 |
| Other real estate owned | $0 | 1,777 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,839,000 | 1,961 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $364,528,000 | 1,251 |
| Total liabilities | $335,990,000 | 1,232 |
| Total deposits | $332,154,000 | 1,110 |
| Interest-bearing deposits | $295,467,000 | 1,083 |
| Deposits held in domestic offices | $332,154,000 | 1,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,041,000 | 1,969 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $92,000 | 4,813 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,703,000 | 2,267 |
| Total equity capital | $28,538,000 | 1,564 |
| Total bank equity capital | $28,538,000 | 1,564 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $9,189,000 | 381 |
| Surplus | $1,838,000 | 5,702 |
| Undivided profits | $17,511,000 | 1,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $448,000 | 4,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,145,000 | 1,905 |
| Earning assets | $344,760,000 | 1,223 |
| Long-term assets (5+ years) | $13,196,000 | 4,061 |
| Average Assets, year-to-date | $360,503,800 | 1,211 |
| Average Assets, quarterly | $356,702,000 | 1,263 |
| Volatile liabilities | $39,430,000 | 1,728 |
| Insider loans | $2,021,000 | 2,106 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $20,203,000 | 2,248 |
| Tier 1 (core) risk-based capital | $27,351,000 | 1,542 |
| Tier 2 risk-based capital | $2,349,000 | 1,407 |
| Total risk weighted assets | $232,334,700 | 1,240 |
| Total unused commitments | $20,203,000 | 2,257 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 103 | 1,703 |
| Assets and Liabilities | ||
| Total Assets: | $361,566,000 | 1,293 |
| Cash and due from depository institutions | $8,062,000 | 1,703 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $142,861,000 | 837 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 5,626 |
| Net loans & leases | $194,860,000 | 1,448 |
| Loan loss allowance | $1,751,000 | 2,012 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $9,637,000 | 766 |
| Other real estate owned | $1,293,000 | 1,703 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,353,000 | 2,153 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $361,566,000 | 1,293 |
| Total liabilities | $334,607,000 | 1,252 |
| Total deposits | $322,041,000 | 1,161 |
| Interest-bearing deposits | $288,880,000 | 1,125 |
| Deposits held in domestic offices | $322,041,000 | 1,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,814,000 | 1,194 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,534,000 | 2,632 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,218,000 | 1,859 |
| Total equity capital | $26,959,000 | 1,660 |
| Total bank equity capital | $26,959,000 | 1,660 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $9,189,000 | 390 |
| Surplus | $1,838,000 | 5,715 |
| Undivided profits | $15,932,000 | 1,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,743,000 | 1,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,026,000 | 2,213 |
| Earning assets | $339,221,000 | 1,267 |
| Long-term assets (5+ years) | $14,337,000 | 3,461 |
| Average Assets, year-to-date | $339,833,600 | 1,293 |
| Average Assets, quarterly | $354,119,000 | 1,293 |
| Volatile liabilities | $67,389,000 | 1,125 |
| Insider loans | $2,627,000 | 1,612 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $251,000 | 1,248 |
| Unused loan commitments | $26,626,000 | 1,719 |
| Tier 1 (core) risk-based capital | $26,092,000 | 1,629 |
| Tier 2 risk-based capital | $1,751,000 | 1,735 |
| Total risk weighted assets | $242,500,800 | 1,181 |
| Total unused commitments | $26,626,000 | 1,723 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 110 | 1,691 |
| Assets and Liabilities | ||
| Total Assets: | $318,627,000 | 1,493 |
| Cash and due from depository institutions | $8,340,000 | 1,691 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $126,699,000 | 962 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $171,464,000 | 1,687 |
| Loan loss allowance | $1,807,000 | 2,076 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,110,000 | 840 |
| Other real estate owned | $0 | 1,691 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,014,000 | 2,473 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $318,627,000 | 1,493 |
| Total liabilities | $295,650,000 | 1,444 |
| Total deposits | $282,778,000 | 1,358 |
| Interest-bearing deposits | $250,280,000 | 1,343 |
| Deposits held in domestic offices | $282,778,000 | 1,353 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,454,000 | 1,185 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,191,000 | 3,174 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,227,000 | 1,857 |
| Total equity capital | $22,977,000 | 1,943 |
| Total bank equity capital | $22,977,000 | 1,943 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $9,189,000 | 414 |
| Surplus | $1,838,000 | 5,836 |
| Undivided profits | $11,950,000 | 2,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,171,000 | 1,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $983,000 | 2,291 |
| Earning assets | $298,163,000 | 1,462 |
| Long-term assets (5+ years) | $14,919,000 | 3,275 |
| Average Assets, year-to-date | $306,937,000 | 1,482 |
| Average Assets, quarterly | $315,608,000 | 1,489 |
| Volatile liabilities | $50,216,000 | 1,400 |
| Insider loans | $625,000 | 4,909 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $728,000 | 849 |
| Unused loan commitments | $19,005,000 | 2,121 |
| Tier 1 (core) risk-based capital | $23,366,000 | 1,849 |
| Tier 2 risk-based capital | $1,807,000 | 1,733 |
| Total risk weighted assets | $209,292,700 | 1,371 |
| Total unused commitments | $19,005,000 | 2,134 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 103 | 1,875 |
| Assets and Liabilities | ||
| Total Assets: | $291,963,000 | 1,620 |
| Cash and due from depository institutions | $7,131,000 | 1,875 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $101,388,000 | 1,233 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 4,459 |
| Net loans & leases | $168,673,000 | 1,694 |
| Loan loss allowance | $1,847,000 | 2,081 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $8,689,000 | 871 |
| Other real estate owned | $104,000 | 1,875 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,078,000 | 2,479 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $291,963,000 | 1,620 |
| Total liabilities | $271,051,000 | 1,592 |
| Total deposits | $255,121,000 | 1,524 |
| Interest-bearing deposits | $223,258,000 | 1,533 |
| Deposits held in domestic offices | $255,121,000 | 1,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,833,000 | 980 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $664,000 | 3,257 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,433,000 | 1,797 |
| Total equity capital | $20,912,000 | 2,131 |
| Total bank equity capital | $20,912,000 | 2,131 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $9,189,000 | 432 |
| Surplus | $1,838,000 | 5,896 |
| Undivided profits | $9,885,000 | 2,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,388,000 | 1,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $28,000 | 1,346 |
| Income earned, not collected on loans | $1,094,000 | 2,094 |
| Earning assets | $272,961,000 | 1,599 |
| Long-term assets (5+ years) | $18,455,000 | 2,655 |
| Average Assets, year-to-date | $276,954,600 | 1,633 |
| Average Assets, quarterly | $288,159,500 | 1,623 |
| Volatile liabilities | $48,641,000 | 1,311 |
| Insider loans | $129,000 | 8,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,052,000 | 806 |
| Unused loan commitments | $18,203,000 | 2,120 |
| Tier 1 (core) risk-based capital | $21,195,000 | 2,023 |
| Tier 2 risk-based capital | $1,847,000 | 1,710 |
| Total risk weighted assets | $203,075,300 | 1,404 |
| Total unused commitments | $18,203,000 | 2,131 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 95 | 2,121 |
| Assets and Liabilities | ||
| Total Assets: | $263,752,000 | 1,743 |
| Cash and due from depository institutions | $6,384,000 | 2,121 |
| Interest-bearing balances | $198,000 | 4,547 |
| Securities | $91,788,000 | 1,406 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $154,626,000 | 1,797 |
| Loan loss allowance | $1,563,000 | 2,448 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,869,000 | 1,060 |
| Other real estate owned | $400,000 | 2,121 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,685,000 | 2,210 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $263,752,000 | 1,743 |
| Total liabilities | $247,761,000 | 1,695 |
| Total deposits | $231,677,000 | 1,638 |
| Interest-bearing deposits | $201,269,000 | 1,643 |
| Deposits held in domestic offices | $231,677,000 | 1,627 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,312,000 | 1,101 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,336,000 | 2,906 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,436,000 | 2,306 |
| Total equity capital | $15,991,000 | 2,563 |
| Total bank equity capital | $15,991,000 | 2,563 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $7,658,000 | 493 |
| Surplus | $1,532,000 | 6,520 |
| Undivided profits | $6,801,000 | 3,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 8,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $730,000 | 2,788 |
| Earning assets | $246,612,000 | 1,711 |
| Long-term assets (5+ years) | $25,265,000 | 2,110 |
| Average Assets, year-to-date | $251,272,800 | 1,773 |
| Average Assets, quarterly | $256,008,500 | 1,786 |
| Volatile liabilities | $38,821,000 | 1,501 |
| Insider loans | $594,000 | 5,162 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $19,014,000 | 1,997 |
| Tier 1 (core) risk-based capital | $19,457,000 | 2,112 |
| Tier 2 risk-based capital | $1,563,000 | 1,967 |
| Total risk weighted assets | $187,502,500 | 1,491 |
| Total unused commitments | $19,014,000 | 2,008 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 96 | 2,196 |
| Assets and Liabilities | ||
| Total Assets: | $247,140,000 | 1,878 |
| Cash and due from depository institutions | $7,286,000 | 2,196 |
| Interest-bearing balances | $198,000 | 5,660 |
| Securities | $70,338,000 | 1,952 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 1,846 |
| Net loans & leases | $151,202,000 | 1,813 |
| Loan loss allowance | $1,631,000 | 2,447 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,949,000 | 1,043 |
| Other real estate owned | $680,000 | 2,196 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,185,000 | 2,295 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $247,140,000 | 1,878 |
| Total liabilities | $229,635,000 | 1,846 |
| Total deposits | $222,899,000 | 1,767 |
| Interest-bearing deposits | $191,847,000 | 1,808 |
| Deposits held in domestic offices | $222,899,000 | 1,751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,830,000 | 2,316 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,396,000 | 2,022 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,510,000 | 1,519 |
| Total equity capital | $17,505,000 | 2,307 |
| Total bank equity capital | $17,505,000 | 2,307 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $7,658,000 | 487 |
| Surplus | $1,532,000 | 6,544 |
| Undivided profits | $8,315,000 | 2,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,644,000 | 2,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $535,000 | 3,449 |
| Earning assets | $229,238,000 | 1,864 |
| Long-term assets (5+ years) | $29,943,000 | 1,911 |
| Average Assets, year-to-date | $245,765,600 | 1,833 |
| Average Assets, quarterly | $246,888,000 | 1,861 |
| Volatile liabilities | $30,308,000 | 1,730 |
| Insider loans | $75,000 | 10,157 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $18,469,000 | 1,992 |
| Tier 1 (core) risk-based capital | $17,505,000 | 2,232 |
| Tier 2 risk-based capital | $1,631,000 | 1,881 |
| Total risk weighted assets | $182,882,600 | 1,515 |
| Total unused commitments | $18,469,000 | 2,009 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 95 | 2,272 |
| Assets and Liabilities | ||
| Total Assets: | $251,380,000 | 1,897 |
| Cash and due from depository institutions | $6,960,000 | 2,272 |
| Interest-bearing balances | $95,000 | 7,369 |
| Securities | $80,612,000 | 1,672 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $151,061,000 | 1,850 |
| Loan loss allowance | $1,758,000 | 2,356 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,682,000 | 1,081 |
| Other real estate owned | $0 | 2,272 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $6,065,000 | 1,415 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $251,380,000 | 1,897 |
| Total liabilities | $234,882,000 | 1,873 |
| Total deposits | $214,345,000 | 1,922 |
| Interest-bearing deposits | $188,149,000 | 1,911 |
| Deposits held in domestic offices | $214,345,000 | 1,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,734,000 | 831 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,709,000 | 1,361 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,094,000 | 3,063 |
| Total equity capital | $16,498,000 | 2,329 |
| Total bank equity capital | $16,498,000 | 2,329 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $7,658,000 | 493 |
| Surplus | $1,532,000 | 6,482 |
| Undivided profits | $7,308,000 | 3,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $341,000 | 6,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $685,000 | 2,917 |
| Earning assets | $231,768,000 | 1,877 |
| Long-term assets (5+ years) | $30,761,000 | 1,825 |
| Average Assets, year-to-date | $236,449,600 | 1,963 |
| Average Assets, quarterly | $246,959,500 | 1,910 |
| Volatile liabilities | $43,029,000 | 1,322 |
| Insider loans | $932,000 | 915 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $29,743,000 | 1,373 |
| Tier 1 (core) risk-based capital | $16,498,000 | 2,269 |
| Tier 2 risk-based capital | $1,758,000 | 1,794 |
| Total risk weighted assets | $192,973,000 | 1,496 |
| Total unused commitments | $29,743,000 | 1,389 |
| Derivatives | $0 | 651 |