Home > Park National Bank > Income and Expense
Park National Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $184,153,000 | 168 |
| Total interest expense | $59,369,000 | 170 |
| Net interest income | $124,784,000 | 164 |
| Provision for loan and lease losses | $95,117,000 | 136 |
| Total noninterest income | $20,462,000 | 321 |
| Gross Fiduciary activities income | $2,921,000 | 160 |
| Service charges on deposit accounts | $4,376,000 | 299 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $13,165,000 | 302 |
| Total noninterest expense | $92,951,000 | 206 |
| Salaries and employee benefits | $36,994,000 | 189 |
| Premises and equipment expense | $10,696,000 | 197 |
| Additional noninterest expense | $45,261,000 | 193 |
| Pre-tax net operating income | $-42,822,000 | 7,965 |
| Securities gains (losses) | $-684,000 | 7,796 |
| Applicable income taxes | $-15,615,000 | 8,009 |
| Income before extraordinary items | $-27,891,000 | 7,934 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-27,891,000 | 7,934 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-27,891,000 | 7,934 |
| Net charge-offs | $80,857,000 | 118 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-27,453,240 | 7,933 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $127,156,000 | 169 |
| Total interest expense | $39,457,000 | 181 |
| Net interest income | $87,699,000 | 162 |
| Provision for loan and lease losses | $57,117,000 | 145 |
| Total noninterest income | $13,890,000 | 316 |
| Gross Fiduciary activities income | $1,983,000 | 162 |
| Service charges on deposit accounts | $2,899,000 | 300 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $9,008,000 | 301 |
| Total noninterest expense | $59,919,000 | 213 |
| Salaries and employee benefits | $24,572,000 | 194 |
| Premises and equipment expense | $7,301,000 | 199 |
| Additional noninterest expense | $28,046,000 | 209 |
| Pre-tax net operating income | $-15,447,000 | 7,987 |
| Securities gains (losses) | $-684,000 | 7,959 |
| Applicable income taxes | $-6,170,000 | 8,059 |
| Income before extraordinary items | $-9,961,000 | 7,949 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-9,961,000 | 7,949 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-9,961,000 | 7,948 |
| Net charge-offs | $41,355,000 | 137 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-9,523,240 | 7,941 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $64,781,000 | 171 |
| Total interest expense | $19,755,000 | 188 |
| Net interest income | $45,026,000 | 157 |
| Provision for loan and lease losses | $10,000,000 | 255 |
| Total noninterest income | $4,241,000 | 423 |
| Gross Fiduciary activities income | $911,000 | 173 |
| Service charges on deposit accounts | $1,452,000 | 291 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,878,000 | 528 |
| Total noninterest expense | $26,424,000 | 228 |
| Salaries and employee benefits | $12,337,000 | 197 |
| Premises and equipment expense | $3,938,000 | 193 |
| Additional noninterest expense | $10,149,000 | 231 |
| Pre-tax net operating income | $12,843,000 | 123 |
| Securities gains (losses) | $-1,512,000 | 8,156 |
| Applicable income taxes | $4,136,000 | 119 |
| Income before extraordinary items | $7,195,000 | 159 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,195,000 | 158 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $7,195,000 | 160 |
| Net charge-offs | $16,464,000 | 143 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $8,162,680 | 134 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $277,355,000 | 174 |
| Total interest expense | $108,491,000 | 174 |
| Net interest income | $168,864,000 | 165 |
| Provision for loan and lease losses | $28,500,000 | 282 |
| Total noninterest income | $33,000,000 | 245 |
| Gross Fiduciary activities income | $4,459,000 | 167 |
| Service charges on deposit accounts | $6,360,000 | 282 |
| Trading account gains and fees | $8,780,000 | 43 |
| Additional Noninterest Income | $13,401,000 | 312 |
| Total noninterest expense | $96,666,000 | 245 |
| Salaries and employee benefits | $53,666,000 | 184 |
| Premises and equipment expense | $14,846,000 | 196 |
| Additional noninterest expense | $28,154,000 | 316 |
| Pre-tax net operating income | $76,698,000 | 103 |
| Securities gains (losses) | $-143,425,000 | 8,284 |
| Applicable income taxes | $-26,782,000 | 8,240 |
| Income before extraordinary items | $-39,945,000 | 8,175 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-39,945,000 | 8,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,263,000 | 470 |
| Cash dividends | $27,000,000 | 139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $51,847,000 | 106 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $208,673,000 | 184 |
| Total interest expense | $83,960,000 | 185 |
| Net interest income | $124,713,000 | 170 |
| Provision for loan and lease losses | $21,175,000 | 235 |
| Total noninterest income | $27,365,000 | 241 |
| Gross Fiduciary activities income | $3,493,000 | 166 |
| Service charges on deposit accounts | $4,795,000 | 288 |
| Trading account gains and fees | $8,780,000 | 38 |
| Additional Noninterest Income | $10,297,000 | 332 |
| Total noninterest expense | $68,516,000 | 249 |
| Salaries and employee benefits | $38,146,000 | 198 |
| Premises and equipment expense | $11,091,000 | 201 |
| Additional noninterest expense | $19,279,000 | 310 |
| Pre-tax net operating income | $62,387,000 | 120 |
| Securities gains (losses) | $-133,746,000 | 8,369 |
| Applicable income taxes | $-28,004,000 | 8,344 |
| Income before extraordinary items | $-43,355,000 | 8,314 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-43,355,000 | 8,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,555,000 | 568 |
| Cash dividends | $27,000,000 | 115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $42,242,440 | 127 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $137,336,000 | 188 |
| Total interest expense | $57,085,000 | 187 |
| Net interest income | $80,251,000 | 176 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $19,910,000 | 235 |
| Gross Fiduciary activities income | $2,295,000 | 170 |
| Service charges on deposit accounts | $3,200,000 | 284 |
| Trading account gains and fees | $8,863,000 | 32 |
| Additional Noninterest Income | $5,552,000 | 411 |
| Total noninterest expense | $45,341,000 | 247 |
| Salaries and employee benefits | $25,309,000 | 201 |
| Premises and equipment expense | $7,538,000 | 198 |
| Additional noninterest expense | $12,494,000 | 311 |
| Pre-tax net operating income | $54,820,000 | 104 |
| Securities gains (losses) | $52,000 | 1,417 |
| Applicable income taxes | $19,540,000 | 98 |
| Income before extraordinary items | $35,332,000 | 112 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $35,332,000 | 112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,204,000 | 404 |
| Cash dividends | $27,000,000 | 92 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $35,298,720 | 112 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $68,996,000 | 193 |
| Total interest expense | $30,077,000 | 193 |
| Net interest income | $38,919,000 | 182 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $9,904,000 | 241 |
| Gross Fiduciary activities income | $1,112,000 | 173 |
| Service charges on deposit accounts | $1,618,000 | 281 |
| Trading account gains and fees | $4,890,000 | 34 |
| Additional Noninterest Income | $2,284,000 | 464 |
| Total noninterest expense | $22,681,000 | 250 |
| Salaries and employee benefits | $12,584,000 | 212 |
| Premises and equipment expense | $3,876,000 | 196 |
| Additional noninterest expense | $6,221,000 | 295 |
| Pre-tax net operating income | $26,142,000 | 114 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $9,271,000 | 116 |
| Income before extraordinary items | $16,871,000 | 123 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $16,871,000 | 123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,004,000 | 229 |
| Cash dividends | $15,000,000 | 77 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $16,871,000 | 120 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $279,287,000 | 196 |
| Total interest expense | $127,193,000 | 199 |
| Net interest income | $152,094,000 | 175 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $16,055,000 | 444 |
| Gross Fiduciary activities income | $4,028,000 | 181 |
| Service charges on deposit accounts | $6,744,000 | 278 |
| Trading account gains and fees | $-4,320,000 | 8,515 |
| Additional Noninterest Income | $9,603,000 | 418 |
| Total noninterest expense | $85,066,000 | 249 |
| Salaries and employee benefits | $47,680,000 | 209 |
| Premises and equipment expense | $14,478,000 | 194 |
| Additional noninterest expense | $22,908,000 | 314 |
| Pre-tax net operating income | $83,083,000 | 155 |
| Securities gains (losses) | $-528,000 | 8,377 |
| Applicable income taxes | $29,472,000 | 146 |
| Income before extraordinary items | $53,083,000 | 170 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $53,083,000 | 167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,282,000 | 840 |
| Cash dividends | $70,000,000 | 108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $53,420,920 | 169 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $207,615,000 | 194 |
| Total interest expense | $95,679,000 | 197 |
| Net interest income | $111,936,000 | 180 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $16,628,000 | 351 |
| Gross Fiduciary activities income | $2,915,000 | 180 |
| Service charges on deposit accounts | $4,756,000 | 285 |
| Trading account gains and fees | $2,098,000 | 59 |
| Additional Noninterest Income | $6,859,000 | 439 |
| Total noninterest expense | $61,648,000 | 249 |
| Salaries and employee benefits | $34,895,000 | 211 |
| Premises and equipment expense | $10,885,000 | 193 |
| Additional noninterest expense | $15,868,000 | 317 |
| Pre-tax net operating income | $66,916,000 | 164 |
| Securities gains (losses) | $-496,000 | 8,458 |
| Applicable income taxes | $23,465,000 | 158 |
| Income before extraordinary items | $42,955,000 | 175 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $42,955,000 | 173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 1,388 |
| Cash dividends | $35,000,000 | 140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $43,277,400 | 172 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $135,807,000 | 207 |
| Total interest expense | $64,480,000 | 208 |
| Net interest income | $71,327,000 | 202 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $9,507,000 | 413 |
| Gross Fiduciary activities income | $1,913,000 | 187 |
| Service charges on deposit accounts | $3,072,000 | 300 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,522,000 | 462 |
| Total noninterest expense | $40,537,000 | 261 |
| Salaries and employee benefits | $23,252,000 | 225 |
| Premises and equipment expense | $7,441,000 | 202 |
| Additional noninterest expense | $9,844,000 | 340 |
| Pre-tax net operating income | $40,297,000 | 185 |
| Securities gains (losses) | $-197,000 | 8,468 |
| Applicable income taxes | $14,206,000 | 181 |
| Income before extraordinary items | $25,894,000 | 195 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $25,894,000 | 195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,632 |
| Cash dividends | $35,000,000 | 117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $26,022,050 | 190 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $67,366,000 | 205 |
| Total interest expense | $32,497,000 | 209 |
| Net interest income | $34,869,000 | 201 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $4,448,000 | 425 |
| Gross Fiduciary activities income | $912,000 | 194 |
| Service charges on deposit accounts | $1,485,000 | 301 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,051,000 | 487 |
| Total noninterest expense | $19,870,000 | 266 |
| Salaries and employee benefits | $11,576,000 | 227 |
| Premises and equipment expense | $3,722,000 | 201 |
| Additional noninterest expense | $4,572,000 | 350 |
| Pre-tax net operating income | $19,447,000 | 189 |
| Securities gains (losses) | $-189,000 | 8,583 |
| Applicable income taxes | $6,811,000 | 182 |
| Income before extraordinary items | $12,447,000 | 200 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $12,447,000 | 199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,074 |
| Cash dividends | $35,000,000 | 57 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $12,569,850 | 196 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $283,936,000 | 179 |
| Total interest expense | $108,916,000 | 207 |
| Net interest income | $175,020,000 | 166 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $18,140,000 | 409 |
| Gross Fiduciary activities income | $2,642,000 | 221 |
| Service charges on deposit accounts | $6,487,000 | 265 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,011,000 | 446 |
| Total noninterest expense | $69,107,000 | 285 |
| Salaries and employee benefits | $38,475,000 | 258 |
| Premises and equipment expense | $11,848,000 | 220 |
| Additional noninterest expense | $18,784,000 | 345 |
| Pre-tax net operating income | $124,053,000 | 142 |
| Securities gains (losses) | $-6,274,000 | 8,646 |
| Applicable income taxes | $41,603,000 | 139 |
| Income before extraordinary items | $76,176,000 | 149 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $76,176,000 | 150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,088,000 | 637 |
| Cash dividends | $72,000,000 | 107 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $80,254,100 | 142 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $216,646,000 | 188 |
| Total interest expense | $78,689,000 | 219 |
| Net interest income | $137,957,000 | 166 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $12,677,000 | 448 |
| Gross Fiduciary activities income | $1,967,000 | 227 |
| Service charges on deposit accounts | $4,912,000 | 268 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,798,000 | 507 |
| Total noninterest expense | $51,311,000 | 301 |
| Salaries and employee benefits | $28,646,000 | 269 |
| Premises and equipment expense | $8,341,000 | 245 |
| Additional noninterest expense | $14,324,000 | 345 |
| Pre-tax net operating income | $99,323,000 | 147 |
| Securities gains (losses) | $-6,209,000 | 8,721 |
| Applicable income taxes | $33,505,000 | 148 |
| Income before extraordinary items | $59,609,000 | 162 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $59,609,000 | 162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,081,000 | 433 |
| Cash dividends | $25,000,000 | 170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $63,582,760 | 149 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $153,259,000 | 181 |
| Total interest expense | $49,790,000 | 220 |
| Net interest income | $103,469,000 | 158 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $8,504,000 | 442 |
| Gross Fiduciary activities income | $1,317,000 | 236 |
| Service charges on deposit accounts | $3,254,000 | 268 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,933,000 | 502 |
| Total noninterest expense | $34,957,000 | 299 |
| Salaries and employee benefits | $18,962,000 | 275 |
| Premises and equipment expense | $5,509,000 | 251 |
| Additional noninterest expense | $10,486,000 | 328 |
| Pre-tax net operating income | $77,016,000 | 140 |
| Securities gains (losses) | $-5,914,000 | 8,764 |
| Applicable income taxes | $25,683,000 | 140 |
| Income before extraordinary items | $45,419,000 | 151 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $45,419,000 | 151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $364,000 | 723 |
| Cash dividends | $25,000,000 | 124 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $49,203,960 | 141 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $61,659,000 | 207 |
| Total interest expense | $23,917,000 | 217 |
| Net interest income | $37,742,000 | 198 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $4,820,000 | 398 |
| Gross Fiduciary activities income | $618,000 | 248 |
| Service charges on deposit accounts | $1,624,000 | 263 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,578,000 | 425 |
| Total noninterest expense | $16,776,000 | 307 |
| Salaries and employee benefits | $9,351,000 | 279 |
| Premises and equipment expense | $2,724,000 | 257 |
| Additional noninterest expense | $4,701,000 | 351 |
| Pre-tax net operating income | $25,786,000 | 172 |
| Securities gains (losses) | $-5,636,000 | 8,782 |
| Applicable income taxes | $7,343,000 | 195 |
| Income before extraordinary items | $12,807,000 | 215 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $12,807,000 | 215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $613,000 | 284 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $16,414,040 | 178 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $86,613,000 | 421 |
| Total interest expense | $21,203,000 | 554 |
| Net interest income | $65,410,000 | 371 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $3,648,000 | 1,373 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,836,000 | 600 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $812,000 | 2,510 |
| Total noninterest expense | $23,222,000 | 739 |
| Salaries and employee benefits | $12,445,000 | 721 |
| Premises and equipment expense | $4,862,000 | 506 |
| Additional noninterest expense | $5,915,000 | 869 |
| Pre-tax net operating income | $45,836,000 | 296 |
| Securities gains (losses) | $-33,000 | 8,031 |
| Applicable income taxes | $16,573,000 | 279 |
| Income before extraordinary items | $29,230,000 | 310 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $29,230,000 | 311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $630,000 | 969 |
| Cash dividends | $40,000,000 | 147 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $29,251,120 | 304 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $64,732,000 | 403 |
| Total interest expense | $14,388,000 | 573 |
| Net interest income | $50,344,000 | 363 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $2,624,000 | 1,441 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,060,000 | 616 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $564,000 | 2,654 |
| Total noninterest expense | $16,926,000 | 748 |
| Salaries and employee benefits | $9,517,000 | 703 |
| Premises and equipment expense | $3,537,000 | 516 |
| Additional noninterest expense | $3,872,000 | 991 |
| Pre-tax net operating income | $36,042,000 | 290 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $13,659,000 | 269 |
| Income before extraordinary items | $22,383,000 | 310 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $22,383,000 | 311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $431,000 | 935 |
| Cash dividends | $40,000,000 | 115 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $22,383,000 | 305 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $43,552,000 | 390 |
| Total interest expense | $8,792,000 | 581 |
| Net interest income | $34,760,000 | 342 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,283,000 | 1,827 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,303,000 | 641 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $-20,000 | 8,852 |
| Total noninterest expense | $11,221,000 | 747 |
| Salaries and employee benefits | $6,211,000 | 715 |
| Premises and equipment expense | $2,377,000 | 508 |
| Additional noninterest expense | $2,633,000 | 964 |
| Pre-tax net operating income | $24,822,000 | 272 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $9,386,000 | 253 |
| Income before extraordinary items | $15,436,000 | 296 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $15,436,000 | 296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 663 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $15,436,000 | 292 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $19,730,000 | 411 |
| Total interest expense | $4,035,000 | 600 |
| Net interest income | $15,695,000 | 370 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $927,000 | 1,323 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $632,000 | 636 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $295,000 | 1,908 |
| Total noninterest expense | $5,629,000 | 741 |
| Salaries and employee benefits | $3,183,000 | 692 |
| Premises and equipment expense | $1,217,000 | 491 |
| Additional noninterest expense | $1,229,000 | 1,010 |
| Pre-tax net operating income | $10,993,000 | 298 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,163,000 | 270 |
| Income before extraordinary items | $6,830,000 | 319 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $6,830,000 | 319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 1,081 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $6,830,000 | 313 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $77,420,000 | 383 |
| Total interest expense | $13,345,000 | 619 |
| Net interest income | $64,075,000 | 350 |
| Provision for loan and lease losses | $2,775,000 | 409 |
| Total noninterest income | $5,281,000 | 1,037 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,960,000 | 585 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,321,000 | 1,197 |
| Total noninterest expense | $22,539,000 | 722 |
| Salaries and employee benefits | $11,734,000 | 719 |
| Premises and equipment expense | $5,104,000 | 457 |
| Additional noninterest expense | $5,701,000 | 880 |
| Pre-tax net operating income | $44,042,000 | 280 |
| Securities gains (losses) | $2,766,000 | 155 |
| Applicable income taxes | $17,235,000 | 253 |
| Income before extraordinary items | $29,573,000 | 287 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $29,573,000 | 287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 2,139 |
| Cash dividends | $10,000,000 | 355 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $27,802,760 | 299 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $58,002,000 | 387 |
| Total interest expense | $9,668,000 | 628 |
| Net interest income | $48,334,000 | 349 |
| Provision for loan and lease losses | $2,775,000 | 330 |
| Total noninterest income | $4,156,000 | 1,002 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,241,000 | 584 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,915,000 | 1,120 |
| Total noninterest expense | $16,896,000 | 710 |
| Salaries and employee benefits | $8,765,000 | 724 |
| Premises and equipment expense | $3,889,000 | 455 |
| Additional noninterest expense | $4,242,000 | 875 |
| Pre-tax net operating income | $32,819,000 | 283 |
| Securities gains (losses) | $2,766,000 | 147 |
| Applicable income taxes | $14,315,000 | 245 |
| Income before extraordinary items | $21,270,000 | 298 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $21,270,000 | 299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 1,459 |
| Cash dividends | $10,000,000 | 270 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $19,499,760 | 312 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $37,989,000 | 390 |
| Total interest expense | $6,244,000 | 633 |
| Net interest income | $31,745,000 | 350 |
| Provision for loan and lease losses | $2,775,000 | 243 |
| Total noninterest income | $2,192,000 | 1,197 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,453,000 | 600 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $739,000 | 1,646 |
| Total noninterest expense | $11,215,000 | 713 |
| Salaries and employee benefits | $5,744,000 | 733 |
| Premises and equipment expense | $2,631,000 | 447 |
| Additional noninterest expense | $2,840,000 | 872 |
| Pre-tax net operating income | $19,947,000 | 294 |
| Securities gains (losses) | $2,766,000 | 128 |
| Applicable income taxes | $9,127,000 | 251 |
| Income before extraordinary items | $13,586,000 | 302 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $13,586,000 | 303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,672 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $11,815,760 | 325 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $19,740,000 | 384 |
| Total interest expense | $3,159,000 | 638 |
| Net interest income | $16,581,000 | 339 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,114,000 | 1,156 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $725,000 | 592 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $389,000 | 1,566 |
| Total noninterest expense | $5,599,000 | 724 |
| Salaries and employee benefits | $2,885,000 | 743 |
| Premises and equipment expense | $1,318,000 | 455 |
| Additional noninterest expense | $1,396,000 | 890 |
| Pre-tax net operating income | $12,096,000 | 258 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $4,866,000 | 234 |
| Income before extraordinary items | $7,230,000 | 286 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $7,230,000 | 287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $7,230,000 | 270 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $76,132,000 | 397 |
| Total interest expense | $15,197,000 | 589 |
| Net interest income | $60,935,000 | 352 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $-1,183,000 | 9,176 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $3,063,000 | 563 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-4,246,000 | 9,190 |
| Total noninterest expense | $22,418,000 | 728 |
| Salaries and employee benefits | $10,720,000 | 790 |
| Premises and equipment expense | $5,162,000 | 456 |
| Additional noninterest expense | $6,536,000 | 789 |
| Pre-tax net operating income | $37,334,000 | 302 |
| Securities gains (losses) | $415,000 | 849 |
| Applicable income taxes | $13,043,000 | 305 |
| Income before extraordinary items | $24,706,000 | 322 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $24,706,000 | 323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $479,000 | 1,661 |
| Cash dividends | $10,000,000 | 375 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $24,436,250 | 306 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $56,282,000 | 415 |
| Total interest expense | $11,976,000 | 590 |
| Net interest income | $44,306,000 | 368 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $3,536,000 | 1,206 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,284,000 | 577 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,252,000 | 1,752 |
| Total noninterest expense | $19,914,000 | 644 |
| Salaries and employee benefits | $7,854,000 | 817 |
| Premises and equipment expense | $3,895,000 | 458 |
| Additional noninterest expense | $8,165,000 | 527 |
| Pre-tax net operating income | $27,928,000 | 307 |
| Securities gains (losses) | $393,000 | 801 |
| Applicable income taxes | $10,344,000 | 308 |
| Income before extraordinary items | $17,977,000 | 349 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $17,977,000 | 350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $520,000 | 1,123 |
| Cash dividends | $10,000,000 | 304 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $17,725,480 | 321 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $37,114,000 | 420 |
| Total interest expense | $8,500,000 | 578 |
| Net interest income | $28,614,000 | 380 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $2,168,000 | 1,291 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,482,000 | 579 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $686,000 | 2,001 |
| Total noninterest expense | $11,286,000 | 734 |
| Salaries and employee benefits | $5,444,000 | 792 |
| Premises and equipment expense | $2,607,000 | 460 |
| Additional noninterest expense | $3,235,000 | 805 |
| Pre-tax net operating income | $19,496,000 | 304 |
| Securities gains (losses) | $103,000 | 1,487 |
| Applicable income taxes | $7,068,000 | 308 |
| Income before extraordinary items | $12,531,000 | 336 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $12,531,000 | 338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $564,000 | 786 |
| Cash dividends | $10,000,000 | 200 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $12,465,080 | 309 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $17,776,000 | 446 |
| Total interest expense | $4,480,000 | 567 |
| Net interest income | $13,296,000 | 406 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $991,000 | 1,346 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $720,000 | 582 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $271,000 | 2,249 |
| Total noninterest expense | $5,621,000 | 739 |
| Salaries and employee benefits | $2,719,000 | 796 |
| Premises and equipment expense | $1,329,000 | 457 |
| Additional noninterest expense | $1,573,000 | 804 |
| Pre-tax net operating income | $8,666,000 | 322 |
| Securities gains (losses) | $103,000 | 984 |
| Applicable income taxes | $3,144,000 | 335 |
| Income before extraordinary items | $5,625,000 | 355 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,625,000 | 356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $571,000 | 447 |
| Cash dividends | $10,000,000 | 127 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $5,559,080 | 328 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $84,381,000 | 400 |
| Total interest expense | $21,012,000 | 556 |
| Net interest income | $63,369,000 | 359 |
| Provision for loan and lease losses | $7,500,000 | 291 |
| Total noninterest income | $5,338,000 | 988 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,986,000 | 543 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,352,000 | 1,175 |
| Total noninterest expense | $20,923,000 | 763 |
| Salaries and employee benefits | $10,170,000 | 792 |
| Premises and equipment expense | $4,840,000 | 479 |
| Additional noninterest expense | $5,913,000 | 842 |
| Pre-tax net operating income | $40,284,000 | 286 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $13,234,000 | 303 |
| Income before extraordinary items | $27,050,000 | 299 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $27,050,000 | 299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,665,000 | 468 |
| Cash dividends | $10,000,000 | 361 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $27,050,000 | 284 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $90,460,000 | 419 |
| Total interest expense | $34,482,000 | 504 |
| Net interest income | $55,978,000 | 376 |
| Provision for loan and lease losses | $2,675,000 | 554 |
| Total noninterest income | $5,430,000 | 921 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $3,032,000 | 493 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,398,000 | 1,098 |
| Total noninterest expense | $37,208,000 | 465 |
| Salaries and employee benefits | $9,833,000 | 757 |
| Premises and equipment expense | $4,670,000 | 490 |
| Additional noninterest expense | $22,705,000 | 329 |
| Pre-tax net operating income | $21,525,000 | 401 |
| Securities gains (losses) | $634,000 | 539 |
| Applicable income taxes | $14,025,000 | 261 |
| Income before extraordinary items | $8,134,000 | 691 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $8,134,000 | 693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,305,000 | 343 |
| Cash dividends | $31,500,000 | 172 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $7,728,240 | 699 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $90,770,000 | 444 |
| Total interest expense | $39,133,000 | 507 |
| Net interest income | $51,637,000 | 393 |
| Provision for loan and lease losses | $200,000 | 3,731 |
| Total noninterest income | $6,528,000 | 762 |
| Gross Fiduciary activities income | $1,417,000 | 352 |
| Service charges on deposit accounts | $2,853,000 | 480 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,258,000 | 1,043 |
| Total noninterest expense | $37,660,000 | 439 |
| Salaries and employee benefits | $10,400,000 | 685 |
| Premises and equipment expense | $4,966,000 | 462 |
| Additional noninterest expense | $22,294,000 | 323 |
| Pre-tax net operating income | $20,305,000 | 446 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $13,293,000 | 279 |
| Income before extraordinary items | $7,012,000 | 774 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $7,012,000 | 774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,247,000 | 643 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $7,012,000 | 770 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $60,914,000 | 592 |
| Total interest expense | $26,457,000 | 628 |
| Net interest income | $34,457,000 | 562 |
| Provision for loan and lease losses | $425,000 | 1,996 |
| Total noninterest income | $5,265,000 | 912 |
| Gross Fiduciary activities income | $1,329,000 | 397 |
| Service charges on deposit accounts | $2,707,000 | 500 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,229,000 | 1,608 |
| Total noninterest expense | $31,097,000 | 531 |
| Salaries and employee benefits | $9,414,000 | 742 |
| Premises and equipment expense | $3,897,000 | 576 |
| Additional noninterest expense | $17,786,000 | 396 |
| Pre-tax net operating income | $8,200,000 | 973 |
| Securities gains (losses) | $-421,000 | 10,099 |
| Applicable income taxes | $7,606,000 | 443 |
| Income before extraordinary items | $173,000 | 8,483 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $173,000 | 8,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,473,000 | 542 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $442,440 | 6,727 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $36,019,000 | 922 |
| Total interest expense | $16,638,000 | 954 |
| Net interest income | $19,381,000 | 885 |
| Provision for loan and lease losses | $1,376,000 | 747 |
| Total noninterest income | $4,563,000 | 1,002 |
| Gross Fiduciary activities income | $1,221,000 | 413 |
| Service charges on deposit accounts | $2,404,000 | 534 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $938,000 | 1,954 |
| Total noninterest expense | $16,545,000 | 861 |
| Salaries and employee benefits | $8,286,000 | 798 |
| Premises and equipment expense | $2,686,000 | 750 |
| Additional noninterest expense | $5,573,000 | 888 |
| Pre-tax net operating income | $6,023,000 | 1,248 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $1,791,000 | 1,397 |
| Income before extraordinary items | $4,239,000 | 1,262 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,239,000 | 1,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,141,000 | 453 |
| Cash dividends | $4,195,000 | 739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,234,100 | 1,214 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $35,706,000 | 959 |
| Total interest expense | $16,253,000 | 1,002 |
| Net interest income | $19,453,000 | 921 |
| Provision for loan and lease losses | $2,458,000 | 497 |
| Total noninterest income | $5,545,000 | 865 |
| Gross Fiduciary activities income | $1,204,000 | 419 |
| Service charges on deposit accounts | $2,344,000 | 557 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,997,000 | 1,105 |
| Total noninterest expense | $17,284,000 | 832 |
| Salaries and employee benefits | $8,383,000 | 807 |
| Premises and equipment expense | $2,824,000 | 726 |
| Additional noninterest expense | $6,077,000 | 843 |
| Pre-tax net operating income | $5,256,000 | 1,470 |
| Securities gains (losses) | $-36,000 | 10,562 |
| Applicable income taxes | $1,480,000 | 1,724 |
| Income before extraordinary items | $3,740,000 | 1,450 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,740,000 | 1,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,185,000 | 716 |
| Cash dividends | $4,266,000 | 707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,765,920 | 1,403 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $23,298,000 | 1,448 |
| Total interest expense | $10,121,000 | 1,571 |
| Net interest income | $13,177,000 | 1,361 |
| Provision for loan and lease losses | $1,040,000 | 991 |
| Total noninterest income | $4,146,000 | 1,080 |
| Gross Fiduciary activities income | $1,031,000 | 498 |
| Service charges on deposit accounts | $2,146,000 | 638 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $969,000 | 1,855 |
| Total noninterest expense | $11,126,000 | 1,291 |
| Salaries and employee benefits | $5,858,000 | 1,152 |
| Premises and equipment expense | $1,842,000 | 1,133 |
| Additional noninterest expense | $3,426,000 | 1,546 |
| Pre-tax net operating income | $5,157,000 | 1,403 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,510,000 | 1,593 |
| Income before extraordinary items | $3,647,000 | 1,360 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,647,000 | 1,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $671,000 | 1,152 |
| Cash dividends | $1,688,000 | 1,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,647,000 | 1,325 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $20,257,000 | 1,673 |
| Total interest expense | $8,175,000 | 1,924 |
| Net interest income | $12,082,000 | 1,488 |
| Provision for loan and lease losses | $915,000 | 1,011 |
| Total noninterest income | $3,742,000 | 1,167 |
| Gross Fiduciary activities income | $1,070,000 | 524 |
| Service charges on deposit accounts | $2,205,000 | 626 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $467,000 | 3,001 |
| Total noninterest expense | $10,046,000 | 1,412 |
| Salaries and employee benefits | $5,077,000 | 1,307 |
| Premises and equipment expense | $1,627,000 | 1,275 |
| Additional noninterest expense | $3,342,000 | 1,548 |
| Pre-tax net operating income | $4,863,000 | 1,543 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $1,646,000 | 1,518 |
| Income before extraordinary items | $3,209,000 | 1,591 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,209,000 | 1,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 1,538 |
| Cash dividends | $1,952,000 | 1,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,214,280 | 1,566 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,453,000 | 1,874 |
| Total interest expense | $5,770,000 | 2,168 |
| Net interest income | $10,683,000 | 1,694 |
| Provision for loan and lease losses | $1,203,000 | 817 |
| Total noninterest income | $3,847,000 | 1,115 |
| Gross Fiduciary activities income | $1,103,000 | 504 |
| Service charges on deposit accounts | $2,267,000 | 602 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $477,000 | 3,038 |
| Total noninterest expense | $9,168,000 | 1,601 |
| Salaries and employee benefits | $4,606,000 | 1,463 |
| Premises and equipment expense | $1,308,000 | 1,577 |
| Additional noninterest expense | $3,254,000 | 1,690 |
| Pre-tax net operating income | $4,159,000 | 1,708 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $1,402,000 | 1,649 |
| Income before extraordinary items | $2,751,000 | 1,772 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,751,000 | 1,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $944,000 | 901 |
| Cash dividends | $1,478,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,754,960 | 1,777 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,160,000 | 1,936 |
| Total interest expense | $6,355,000 | 2,042 |
| Net interest income | $9,805,000 | 1,834 |
| Provision for loan and lease losses | $1,304,000 | 1,096 |
| Total noninterest income | $3,333,000 | 1,345 |
| Gross Fiduciary activities income | $989,000 | 545 |
| Service charges on deposit accounts | $2,034,000 | 670 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $310,000 | 4,382 |
| Total noninterest expense | $9,006,000 | 1,687 |
| Salaries and employee benefits | $4,797,000 | 1,405 |
| Premises and equipment expense | $1,285,000 | 1,635 |
| Additional noninterest expense | $2,924,000 | 1,952 |
| Pre-tax net operating income | $2,828,000 | 2,434 |
| Securities gains (losses) | $747,000 | 677 |
| Applicable income taxes | $1,147,000 | 1,994 |
| Income before extraordinary items | $2,428,000 | 2,063 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,428,000 | 2,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,566,000 | 845 |
| Cash dividends | $2,426,000 | 857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,920,040 | 2,461 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,646,000 | 2,014 |
| Total interest expense | $8,454,000 | 2,013 |
| Net interest income | $9,192,000 | 1,990 |
| Provision for loan and lease losses | $475,000 | 3,113 |
| Total noninterest income | $3,376,000 | 1,306 |
| Gross Fiduciary activities income | $1,081,000 | 534 |
| Service charges on deposit accounts | $2,006,000 | 673 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $289,000 | 4,526 |
| Total noninterest expense | $8,681,000 | 1,751 |
| Salaries and employee benefits | $4,829,000 | 1,381 |
| Premises and equipment expense | $1,176,000 | 1,797 |
| Additional noninterest expense | $2,676,000 | 2,198 |
| Pre-tax net operating income | $3,412,000 | 1,815 |
| Securities gains (losses) | $251,000 | 1,719 |
| Applicable income taxes | $1,040,000 | 2,035 |
| Income before extraordinary items | $2,623,000 | 1,741 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,623,000 | 1,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 4,763 |
| Cash dividends | $2,532,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,442,280 | 1,714 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.