Home > Park National Bank > Income and Expense

Park National Bank, Income and Expense

2009-09-30 (YTD Data)Rank
Total interest income$184,153,000168
Total interest expense$59,369,000170
Net interest income$124,784,000164
Provision for loan and lease losses$95,117,000136
Total noninterest income$20,462,000321
Gross Fiduciary activities income$2,921,000160
Service charges on deposit accounts$4,376,000299
Trading account gains and fees$0212
Additional Noninterest Income$13,165,000302
Total noninterest expense$92,951,000206
Salaries and employee benefits$36,994,000189
Premises and equipment expense$10,696,000197
Additional noninterest expense$45,261,000193
Pre-tax net operating income$-42,822,0007,965
Securities gains (losses)$-684,0007,796
Applicable income taxes$-15,615,0008,009
Income before extraordinary items$-27,891,0007,934
Extraordinary gains, net$027
Net income$-27,891,0007,934
Minority interest net income$0118
Net income of bank and minority interests.$-27,891,0007,934
Net charge-offs$80,857,000118
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-27,453,2407,933
2009-06-30 (YTD Data)Rank
Total interest income$127,156,000169
Total interest expense$39,457,000181
Net interest income$87,699,000162
Provision for loan and lease losses$57,117,000145
Total noninterest income$13,890,000316
Gross Fiduciary activities income$1,983,000162
Service charges on deposit accounts$2,899,000300
Trading account gains and fees$0193
Additional Noninterest Income$9,008,000301
Total noninterest expense$59,919,000213
Salaries and employee benefits$24,572,000194
Premises and equipment expense$7,301,000199
Additional noninterest expense$28,046,000209
Pre-tax net operating income$-15,447,0007,987
Securities gains (losses)$-684,0007,959
Applicable income taxes$-6,170,0008,059
Income before extraordinary items$-9,961,0007,949
Extraordinary gains, net$021
Net income$-9,961,0007,949
Minority interest net income$0112
Net income of bank and minority interests.$-9,961,0007,948
Net charge-offs$41,355,000137
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-9,523,2407,941
2009-03-31 (YTD Data)Rank
Total interest income$64,781,000171
Total interest expense$19,755,000188
Net interest income$45,026,000157
Provision for loan and lease losses$10,000,000255
Total noninterest income$4,241,000423
Gross Fiduciary activities income$911,000173
Service charges on deposit accounts$1,452,000291
Trading account gains and fees$0171
Additional Noninterest Income$1,878,000528
Total noninterest expense$26,424,000228
Salaries and employee benefits$12,337,000197
Premises and equipment expense$3,938,000193
Additional noninterest expense$10,149,000231
Pre-tax net operating income$12,843,000123
Securities gains (losses)$-1,512,0008,156
Applicable income taxes$4,136,000119
Income before extraordinary items$7,195,000159
Extraordinary gains, net$015
Net income$7,195,000158
Minority interest net income$0102
Net income of bank and minority interests.$7,195,000160
Net charge-offs$16,464,000143
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$8,162,680134
2008-12-31 (YTD Data)Rank
Total interest income$277,355,000174
Total interest expense$108,491,000174
Net interest income$168,864,000165
Provision for loan and lease losses$28,500,000282
Total noninterest income$33,000,000245
Gross Fiduciary activities income$4,459,000167
Service charges on deposit accounts$6,360,000282
Trading account gains and fees$8,780,00043
Additional Noninterest Income$13,401,000312
Total noninterest expense$96,666,000245
Salaries and employee benefits$53,666,000184
Premises and equipment expense$14,846,000196
Additional noninterest expense$28,154,000316
Pre-tax net operating income$76,698,000103
Securities gains (losses)$-143,425,0008,284
Applicable income taxes$-26,782,0008,240
Income before extraordinary items$-39,945,0008,175
Extraordinary gains, net$039
Net income$-39,945,0008,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,263,000470
Cash dividends$27,000,000139
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$51,847,000106
2008-09-30 (YTD Data)Rank
Total interest income$208,673,000184
Total interest expense$83,960,000185
Net interest income$124,713,000170
Provision for loan and lease losses$21,175,000235
Total noninterest income$27,365,000241
Gross Fiduciary activities income$3,493,000166
Service charges on deposit accounts$4,795,000288
Trading account gains and fees$8,780,00038
Additional Noninterest Income$10,297,000332
Total noninterest expense$68,516,000249
Salaries and employee benefits$38,146,000198
Premises and equipment expense$11,091,000201
Additional noninterest expense$19,279,000310
Pre-tax net operating income$62,387,000120
Securities gains (losses)$-133,746,0008,369
Applicable income taxes$-28,004,0008,344
Income before extraordinary items$-43,355,0008,314
Extraordinary gains, net$031
Net income$-43,355,0008,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,555,000568
Cash dividends$27,000,000115
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$42,242,440127
2008-06-30 (YTD Data)Rank
Total interest income$137,336,000188
Total interest expense$57,085,000187
Net interest income$80,251,000176
Provision for loan and lease losses$06,671
Total noninterest income$19,910,000235
Gross Fiduciary activities income$2,295,000170
Service charges on deposit accounts$3,200,000284
Trading account gains and fees$8,863,00032
Additional Noninterest Income$5,552,000411
Total noninterest expense$45,341,000247
Salaries and employee benefits$25,309,000201
Premises and equipment expense$7,538,000198
Additional noninterest expense$12,494,000311
Pre-tax net operating income$54,820,000104
Securities gains (losses)$52,0001,417
Applicable income taxes$19,540,00098
Income before extraordinary items$35,332,000112
Extraordinary gains, net$021
Net income$35,332,000112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,204,000404
Cash dividends$27,000,00092
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$35,298,720112
2008-03-31 (YTD Data)Rank
Total interest income$68,996,000193
Total interest expense$30,077,000193
Net interest income$38,919,000182
Provision for loan and lease losses$06,080
Total noninterest income$9,904,000241
Gross Fiduciary activities income$1,112,000173
Service charges on deposit accounts$1,618,000281
Trading account gains and fees$4,890,00034
Additional Noninterest Income$2,284,000464
Total noninterest expense$22,681,000250
Salaries and employee benefits$12,584,000212
Premises and equipment expense$3,876,000196
Additional noninterest expense$6,221,000295
Pre-tax net operating income$26,142,000114
Securities gains (losses)$02,688
Applicable income taxes$9,271,000116
Income before extraordinary items$16,871,000123
Extraordinary gains, net$015
Net income$16,871,000123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,004,000229
Cash dividends$15,000,00077
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$16,871,000120
2007-12-31 (YTD Data)Rank
Total interest income$279,287,000196
Total interest expense$127,193,000199
Net interest income$152,094,000175
Provision for loan and lease losses$06,851
Total noninterest income$16,055,000444
Gross Fiduciary activities income$4,028,000181
Service charges on deposit accounts$6,744,000278
Trading account gains and fees$-4,320,0008,515
Additional Noninterest Income$9,603,000418
Total noninterest expense$85,066,000249
Salaries and employee benefits$47,680,000209
Premises and equipment expense$14,478,000194
Additional noninterest expense$22,908,000314
Pre-tax net operating income$83,083,000155
Securities gains (losses)$-528,0008,377
Applicable income taxes$29,472,000146
Income before extraordinary items$53,083,000170
Extraordinary gains, net$039
Net income$53,083,000167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,282,000840
Cash dividends$70,000,000108
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$53,420,920169
2007-09-30 (YTD Data)Rank
Total interest income$207,615,000194
Total interest expense$95,679,000197
Net interest income$111,936,000180
Provision for loan and lease losses$06,528
Total noninterest income$16,628,000351
Gross Fiduciary activities income$2,915,000180
Service charges on deposit accounts$4,756,000285
Trading account gains and fees$2,098,00059
Additional Noninterest Income$6,859,000439
Total noninterest expense$61,648,000249
Salaries and employee benefits$34,895,000211
Premises and equipment expense$10,885,000193
Additional noninterest expense$15,868,000317
Pre-tax net operating income$66,916,000164
Securities gains (losses)$-496,0008,458
Applicable income taxes$23,465,000158
Income before extraordinary items$42,955,000175
Extraordinary gains, net$033
Net income$42,955,000173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$344,0001,388
Cash dividends$35,000,000140
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$43,277,400172
2007-06-30 (YTD Data)Rank
Total interest income$135,807,000207
Total interest expense$64,480,000208
Net interest income$71,327,000202
Provision for loan and lease losses$06,209
Total noninterest income$9,507,000413
Gross Fiduciary activities income$1,913,000187
Service charges on deposit accounts$3,072,000300
Trading account gains and fees$0168
Additional Noninterest Income$4,522,000462
Total noninterest expense$40,537,000261
Salaries and employee benefits$23,252,000225
Premises and equipment expense$7,441,000202
Additional noninterest expense$9,844,000340
Pre-tax net operating income$40,297,000185
Securities gains (losses)$-197,0008,468
Applicable income taxes$14,206,000181
Income before extraordinary items$25,894,000195
Extraordinary gains, net$029
Net income$25,894,000195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,632
Cash dividends$35,000,000117
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$26,022,050190
2007-03-31 (YTD Data)Rank
Total interest income$67,366,000205
Total interest expense$32,497,000209
Net interest income$34,869,000201
Provision for loan and lease losses$05,779
Total noninterest income$4,448,000425
Gross Fiduciary activities income$912,000194
Service charges on deposit accounts$1,485,000301
Trading account gains and fees$0195
Additional Noninterest Income$2,051,000487
Total noninterest expense$19,870,000266
Salaries and employee benefits$11,576,000227
Premises and equipment expense$3,722,000201
Additional noninterest expense$4,572,000350
Pre-tax net operating income$19,447,000189
Securities gains (losses)$-189,0008,583
Applicable income taxes$6,811,000182
Income before extraordinary items$12,447,000200
Extraordinary gains, net$022
Net income$12,447,000199
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,074
Cash dividends$35,000,00057
Sale, conversion, retirement of capital stock, net$0885
Net operating income$12,569,850196
2006-12-31 (YTD Data)Rank
Total interest income$283,936,000179
Total interest expense$108,916,000207
Net interest income$175,020,000166
Provision for loan and lease losses$06,850
Total noninterest income$18,140,000409
Gross Fiduciary activities income$2,642,000221
Service charges on deposit accounts$6,487,000265
Trading account gains and fees$0130
Additional Noninterest Income$9,011,000446
Total noninterest expense$69,107,000285
Salaries and employee benefits$38,475,000258
Premises and equipment expense$11,848,000220
Additional noninterest expense$18,784,000345
Pre-tax net operating income$124,053,000142
Securities gains (losses)$-6,274,0008,646
Applicable income taxes$41,603,000139
Income before extraordinary items$76,176,000149
Extraordinary gains, net$051
Net income$76,176,000150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,088,000637
Cash dividends$72,000,000107
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$80,254,100142
2006-09-30 (YTD Data)Rank
Total interest income$216,646,000188
Total interest expense$78,689,000219
Net interest income$137,957,000166
Provision for loan and lease losses$06,685
Total noninterest income$12,677,000448
Gross Fiduciary activities income$1,967,000227
Service charges on deposit accounts$4,912,000268
Trading account gains and fees$0126
Additional Noninterest Income$5,798,000507
Total noninterest expense$51,311,000301
Salaries and employee benefits$28,646,000269
Premises and equipment expense$8,341,000245
Additional noninterest expense$14,324,000345
Pre-tax net operating income$99,323,000147
Securities gains (losses)$-6,209,0008,721
Applicable income taxes$33,505,000148
Income before extraordinary items$59,609,000162
Extraordinary gains, net$045
Net income$59,609,000162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,081,000433
Cash dividends$25,000,000170
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$63,582,760149
2006-06-30 (YTD Data)Rank
Total interest income$153,259,000181
Total interest expense$49,790,000220
Net interest income$103,469,000158
Provision for loan and lease losses$06,419
Total noninterest income$8,504,000442
Gross Fiduciary activities income$1,317,000236
Service charges on deposit accounts$3,254,000268
Trading account gains and fees$0126
Additional Noninterest Income$3,933,000502
Total noninterest expense$34,957,000299
Salaries and employee benefits$18,962,000275
Premises and equipment expense$5,509,000251
Additional noninterest expense$10,486,000328
Pre-tax net operating income$77,016,000140
Securities gains (losses)$-5,914,0008,764
Applicable income taxes$25,683,000140
Income before extraordinary items$45,419,000151
Extraordinary gains, net$039
Net income$45,419,000151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,000723
Cash dividends$25,000,000124
Sale, conversion, retirement of capital stock, net$0887
Net operating income$49,203,960141
2006-03-31 (YTD Data)Rank
Total interest income$61,659,000207
Total interest expense$23,917,000217
Net interest income$37,742,000198
Provision for loan and lease losses$06,013
Total noninterest income$4,820,000398
Gross Fiduciary activities income$618,000248
Service charges on deposit accounts$1,624,000263
Trading account gains and fees$0115
Additional Noninterest Income$2,578,000425
Total noninterest expense$16,776,000307
Salaries and employee benefits$9,351,000279
Premises and equipment expense$2,724,000257
Additional noninterest expense$4,701,000351
Pre-tax net operating income$25,786,000172
Securities gains (losses)$-5,636,0008,782
Applicable income taxes$7,343,000195
Income before extraordinary items$12,807,000215
Extraordinary gains, net$021
Net income$12,807,000215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$613,000284
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$16,414,040178
2005-12-31 (YTD Data)Rank
Total interest income$86,613,000421
Total interest expense$21,203,000554
Net interest income$65,410,000371
Provision for loan and lease losses$07,120
Total noninterest income$3,648,0001,373
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,836,000600
Trading account gains and fees$0138
Additional Noninterest Income$812,0002,510
Total noninterest expense$23,222,000739
Salaries and employee benefits$12,445,000721
Premises and equipment expense$4,862,000506
Additional noninterest expense$5,915,000869
Pre-tax net operating income$45,836,000296
Securities gains (losses)$-33,0008,031
Applicable income taxes$16,573,000279
Income before extraordinary items$29,230,000310
Extraordinary gains, net$046
Net income$29,230,000311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$630,000969
Cash dividends$40,000,000147
Sale, conversion, retirement of capital stock, net$0934
Net operating income$29,251,120304
2005-09-30 (YTD Data)Rank
Total interest income$64,732,000403
Total interest expense$14,388,000573
Net interest income$50,344,000363
Provision for loan and lease losses$06,899
Total noninterest income$2,624,0001,441
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,060,000616
Trading account gains and fees$0126
Additional Noninterest Income$564,0002,654
Total noninterest expense$16,926,000748
Salaries and employee benefits$9,517,000703
Premises and equipment expense$3,537,000516
Additional noninterest expense$3,872,000991
Pre-tax net operating income$36,042,000290
Securities gains (losses)$02,317
Applicable income taxes$13,659,000269
Income before extraordinary items$22,383,000310
Extraordinary gains, net$035
Net income$22,383,000311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$431,000935
Cash dividends$40,000,000115
Sale, conversion, retirement of capital stock, net$0769
Net operating income$22,383,000305
2005-06-30 (YTD Data)Rank
Total interest income$43,552,000390
Total interest expense$8,792,000581
Net interest income$34,760,000342
Provision for loan and lease losses$06,626
Total noninterest income$1,283,0001,827
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,303,000641
Trading account gains and fees$0116
Additional Noninterest Income$-20,0008,852
Total noninterest expense$11,221,000747
Salaries and employee benefits$6,211,000715
Premises and equipment expense$2,377,000508
Additional noninterest expense$2,633,000964
Pre-tax net operating income$24,822,000272
Securities gains (losses)$02,146
Applicable income taxes$9,386,000253
Income before extraordinary items$15,436,000296
Extraordinary gains, net$030
Net income$15,436,000296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$439,000663
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$15,436,000292
2005-03-31 (YTD Data)Rank
Total interest income$19,730,000411
Total interest expense$4,035,000600
Net interest income$15,695,000370
Provision for loan and lease losses$06,226
Total noninterest income$927,0001,323
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$632,000636
Trading account gains and fees$0115
Additional Noninterest Income$295,0001,908
Total noninterest expense$5,629,000741
Salaries and employee benefits$3,183,000692
Premises and equipment expense$1,217,000491
Additional noninterest expense$1,229,0001,010
Pre-tax net operating income$10,993,000298
Securities gains (losses)$01,685
Applicable income taxes$4,163,000270
Income before extraordinary items$6,830,000319
Extraordinary gains, net$024
Net income$6,830,000319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0001,081
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$6,830,000313
2004-12-31 (YTD Data)Rank
Total interest income$77,420,000383
Total interest expense$13,345,000619
Net interest income$64,075,000350
Provision for loan and lease losses$2,775,000409
Total noninterest income$5,281,0001,037
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,960,000585
Trading account gains and fees$0138
Additional Noninterest Income$2,321,0001,197
Total noninterest expense$22,539,000722
Salaries and employee benefits$11,734,000719
Premises and equipment expense$5,104,000457
Additional noninterest expense$5,701,000880
Pre-tax net operating income$44,042,000280
Securities gains (losses)$2,766,000155
Applicable income taxes$17,235,000253
Income before extraordinary items$29,573,000287
Extraordinary gains, net$034
Net income$29,573,000287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,0002,139
Cash dividends$10,000,000355
Sale, conversion, retirement of capital stock, net$0872
Net operating income$27,802,760299
2004-09-30 (YTD Data)Rank
Total interest income$58,002,000387
Total interest expense$9,668,000628
Net interest income$48,334,000349
Provision for loan and lease losses$2,775,000330
Total noninterest income$4,156,0001,002
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,241,000584
Trading account gains and fees$0134
Additional Noninterest Income$1,915,0001,120
Total noninterest expense$16,896,000710
Salaries and employee benefits$8,765,000724
Premises and equipment expense$3,889,000455
Additional noninterest expense$4,242,000875
Pre-tax net operating income$32,819,000283
Securities gains (losses)$2,766,000147
Applicable income taxes$14,315,000245
Income before extraordinary items$21,270,000298
Extraordinary gains, net$026
Net income$21,270,000299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$295,0001,459
Cash dividends$10,000,000270
Sale, conversion, retirement of capital stock, net$0738
Net operating income$19,499,760312
2004-06-30 (YTD Data)Rank
Total interest income$37,989,000390
Total interest expense$6,244,000633
Net interest income$31,745,000350
Provision for loan and lease losses$2,775,000243
Total noninterest income$2,192,0001,197
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,453,000600
Trading account gains and fees$0130
Additional Noninterest Income$739,0001,646
Total noninterest expense$11,215,000713
Salaries and employee benefits$5,744,000733
Premises and equipment expense$2,631,000447
Additional noninterest expense$2,840,000872
Pre-tax net operating income$19,947,000294
Securities gains (losses)$2,766,000128
Applicable income taxes$9,127,000251
Income before extraordinary items$13,586,000302
Extraordinary gains, net$021
Net income$13,586,000303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0008,672
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$11,815,760325
2004-03-31 (YTD Data)Rank
Total interest income$19,740,000384
Total interest expense$3,159,000638
Net interest income$16,581,000339
Provision for loan and lease losses$06,501
Total noninterest income$1,114,0001,156
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$725,000592
Trading account gains and fees$0121
Additional Noninterest Income$389,0001,566
Total noninterest expense$5,599,000724
Salaries and employee benefits$2,885,000743
Premises and equipment expense$1,318,000455
Additional noninterest expense$1,396,000890
Pre-tax net operating income$12,096,000258
Securities gains (losses)$02,934
Applicable income taxes$4,866,000234
Income before extraordinary items$7,230,000286
Extraordinary gains, net$016
Net income$7,230,000287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,968
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$7,230,000270
2003-12-31 (YTD Data)Rank
Total interest income$76,132,000397
Total interest expense$15,197,000589
Net interest income$60,935,000352
Provision for loan and lease losses$07,651
Total noninterest income$-1,183,0009,176
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$3,063,000563
Trading account gains and fees$0160
Additional Noninterest Income$-4,246,0009,190
Total noninterest expense$22,418,000728
Salaries and employee benefits$10,720,000790
Premises and equipment expense$5,162,000456
Additional noninterest expense$6,536,000789
Pre-tax net operating income$37,334,000302
Securities gains (losses)$415,000849
Applicable income taxes$13,043,000305
Income before extraordinary items$24,706,000322
Extraordinary gains, net$054
Net income$24,706,000323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$479,0001,661
Cash dividends$10,000,000375
Sale, conversion, retirement of capital stock, net$0868
Net operating income$24,436,250306
2003-09-30 (YTD Data)Rank
Total interest income$56,282,000415
Total interest expense$11,976,000590
Net interest income$44,306,000368
Provision for loan and lease losses$07,481
Total noninterest income$3,536,0001,206
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,284,000577
Trading account gains and fees$0153
Additional Noninterest Income$1,252,0001,752
Total noninterest expense$19,914,000644
Salaries and employee benefits$7,854,000817
Premises and equipment expense$3,895,000458
Additional noninterest expense$8,165,000527
Pre-tax net operating income$27,928,000307
Securities gains (losses)$393,000801
Applicable income taxes$10,344,000308
Income before extraordinary items$17,977,000349
Extraordinary gains, net$040
Net income$17,977,000350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$520,0001,123
Cash dividends$10,000,000304
Sale, conversion, retirement of capital stock, net$0722
Net operating income$17,725,480321
2003-06-30 (YTD Data)Rank
Total interest income$37,114,000420
Total interest expense$8,500,000578
Net interest income$28,614,000380
Provision for loan and lease losses$07,324
Total noninterest income$2,168,0001,291
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,482,000579
Trading account gains and fees$0150
Additional Noninterest Income$686,0002,001
Total noninterest expense$11,286,000734
Salaries and employee benefits$5,444,000792
Premises and equipment expense$2,607,000460
Additional noninterest expense$3,235,000805
Pre-tax net operating income$19,496,000304
Securities gains (losses)$103,0001,487
Applicable income taxes$7,068,000308
Income before extraordinary items$12,531,000336
Extraordinary gains, net$030
Net income$12,531,000338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$564,000786
Cash dividends$10,000,000200
Sale, conversion, retirement of capital stock, net$0589
Net operating income$12,465,080309
2003-03-31 (YTD Data)Rank
Total interest income$17,776,000446
Total interest expense$4,480,000567
Net interest income$13,296,000406
Provision for loan and lease losses$06,934
Total noninterest income$991,0001,346
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$720,000582
Trading account gains and fees$0134
Additional Noninterest Income$271,0002,249
Total noninterest expense$5,621,000739
Salaries and employee benefits$2,719,000796
Premises and equipment expense$1,329,000457
Additional noninterest expense$1,573,000804
Pre-tax net operating income$8,666,000322
Securities gains (losses)$103,000984
Applicable income taxes$3,144,000335
Income before extraordinary items$5,625,000355
Extraordinary gains, net$021
Net income$5,625,000356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$571,000447
Cash dividends$10,000,000127
Sale, conversion, retirement of capital stock, net$0419
Net operating income$5,559,080328
2002-12-31 (YTD Data)Rank
Total interest income$84,381,000400
Total interest expense$21,012,000556
Net interest income$63,369,000359
Provision for loan and lease losses$7,500,000291
Total noninterest income$5,338,000988
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,986,000543
Trading account gains and fees$0153
Additional Noninterest Income$2,352,0001,175
Total noninterest expense$20,923,000763
Salaries and employee benefits$10,170,000792
Premises and equipment expense$4,840,000479
Additional noninterest expense$5,913,000842
Pre-tax net operating income$40,284,000286
Securities gains (losses)$04,537
Applicable income taxes$13,234,000303
Income before extraordinary items$27,050,000299
Extraordinary gains, net$070
Net income$27,050,000299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,665,000468
Cash dividends$10,000,000361
Sale, conversion, retirement of capital stock, net$0862
Net operating income$27,050,000284
2001-12-31 (YTD Data)Rank
Total interest income$90,460,000419
Total interest expense$34,482,000504
Net interest income$55,978,000376
Provision for loan and lease losses$2,675,000554
Total noninterest income$5,430,000921
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$3,032,000493
Trading account gains and fees$0177
Additional Noninterest Income$2,398,0001,098
Total noninterest expense$37,208,000465
Salaries and employee benefits$9,833,000757
Premises and equipment expense$4,670,000490
Additional noninterest expense$22,705,000329
Pre-tax net operating income$21,525,000401
Securities gains (losses)$634,000539
Applicable income taxes$14,025,000261
Income before extraordinary items$8,134,000691
Extraordinary gains, net$0105
Net income$8,134,000693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,305,000343
Cash dividends$31,500,000172
Sale, conversion, retirement of capital stock, net$0922
Net operating income$7,728,240699
2000-12-31 (YTD Data)Rank
Total interest income$90,770,000444
Total interest expense$39,133,000507
Net interest income$51,637,000393
Provision for loan and lease losses$200,0003,731
Total noninterest income$6,528,000762
Gross Fiduciary activities income$1,417,000352
Service charges on deposit accounts$2,853,000480
Trading account gains and fees$0180
Additional Noninterest Income$2,258,0001,043
Total noninterest expense$37,660,000439
Salaries and employee benefits$10,400,000685
Premises and equipment expense$4,966,000462
Additional noninterest expense$22,294,000323
Pre-tax net operating income$20,305,000446
Securities gains (losses)$01,956
Applicable income taxes$13,293,000279
Income before extraordinary items$7,012,000774
Extraordinary gains, net$038
Net income$7,012,000774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,247,000643
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$7,012,000770
1999-12-31 (YTD Data)Rank
Total interest income$60,914,000592
Total interest expense$26,457,000628
Net interest income$34,457,000562
Provision for loan and lease losses$425,0001,996
Total noninterest income$5,265,000912
Gross Fiduciary activities income$1,329,000397
Service charges on deposit accounts$2,707,000500
Trading account gains and fees$0173
Additional Noninterest Income$1,229,0001,608
Total noninterest expense$31,097,000531
Salaries and employee benefits$9,414,000742
Premises and equipment expense$3,897,000576
Additional noninterest expense$17,786,000396
Pre-tax net operating income$8,200,000973
Securities gains (losses)$-421,00010,099
Applicable income taxes$7,606,000443
Income before extraordinary items$173,0008,483
Extraordinary gains, net$035
Net income$173,0008,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,473,000542
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$442,4406,727
1998-12-31 (YTD Data)Rank
Total interest income$36,019,000922
Total interest expense$16,638,000954
Net interest income$19,381,000885
Provision for loan and lease losses$1,376,000747
Total noninterest income$4,563,0001,002
Gross Fiduciary activities income$1,221,000413
Service charges on deposit accounts$2,404,000534
Trading account gains and fees$0224
Additional Noninterest Income$938,0001,954
Total noninterest expense$16,545,000861
Salaries and employee benefits$8,286,000798
Premises and equipment expense$2,686,000750
Additional noninterest expense$5,573,000888
Pre-tax net operating income$6,023,0001,248
Securities gains (losses)$7,0003,223
Applicable income taxes$1,791,0001,397
Income before extraordinary items$4,239,0001,262
Extraordinary gains, net$032
Net income$4,239,0001,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,141,000453
Cash dividends$4,195,000739
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,234,1001,214
1997-12-31 (YTD Data)Rank
Total interest income$35,706,000959
Total interest expense$16,253,0001,002
Net interest income$19,453,000921
Provision for loan and lease losses$2,458,000497
Total noninterest income$5,545,000865
Gross Fiduciary activities income$1,204,000419
Service charges on deposit accounts$2,344,000557
Trading account gains and fees$0239
Additional Noninterest Income$1,997,0001,105
Total noninterest expense$17,284,000832
Salaries and employee benefits$8,383,000807
Premises and equipment expense$2,824,000726
Additional noninterest expense$6,077,000843
Pre-tax net operating income$5,256,0001,470
Securities gains (losses)$-36,00010,562
Applicable income taxes$1,480,0001,724
Income before extraordinary items$3,740,0001,450
Extraordinary gains, net$044
Net income$3,740,0001,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,185,000716
Cash dividends$4,266,000707
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,765,9201,403
1996-12-31 (YTD Data)Rank
Total interest income$23,298,0001,448
Total interest expense$10,121,0001,571
Net interest income$13,177,0001,361
Provision for loan and lease losses$1,040,000991
Total noninterest income$4,146,0001,080
Gross Fiduciary activities income$1,031,000498
Service charges on deposit accounts$2,146,000638
Trading account gains and fees$0262
Additional Noninterest Income$969,0001,855
Total noninterest expense$11,126,0001,291
Salaries and employee benefits$5,858,0001,152
Premises and equipment expense$1,842,0001,133
Additional noninterest expense$3,426,0001,546
Pre-tax net operating income$5,157,0001,403
Securities gains (losses)$04,148
Applicable income taxes$1,510,0001,593
Income before extraordinary items$3,647,0001,360
Extraordinary gains, net$053
Net income$3,647,0001,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$671,0001,152
Cash dividends$1,688,0001,452
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,647,0001,325
1995-12-31 (YTD Data)Rank
Total interest income$20,257,0001,673
Total interest expense$8,175,0001,924
Net interest income$12,082,0001,488
Provision for loan and lease losses$915,0001,011
Total noninterest income$3,742,0001,167
Gross Fiduciary activities income$1,070,000524
Service charges on deposit accounts$2,205,000626
Trading account gains and fees$0522
Additional Noninterest Income$467,0003,001
Total noninterest expense$10,046,0001,412
Salaries and employee benefits$5,077,0001,307
Premises and equipment expense$1,627,0001,275
Additional noninterest expense$3,342,0001,548
Pre-tax net operating income$4,863,0001,543
Securities gains (losses)$-8,0009,956
Applicable income taxes$1,646,0001,518
Income before extraordinary items$3,209,0001,591
Extraordinary gains, net$065
Net income$3,209,0001,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$422,0001,538
Cash dividends$1,952,0001,268
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,214,2801,566
1994-12-31 (YTD Data)Rank
Total interest income$16,453,0001,874
Total interest expense$5,770,0002,168
Net interest income$10,683,0001,694
Provision for loan and lease losses$1,203,000817
Total noninterest income$3,847,0001,115
Gross Fiduciary activities income$1,103,000504
Service charges on deposit accounts$2,267,000602
Trading account gains and fees$0475
Additional Noninterest Income$477,0003,038
Total noninterest expense$9,168,0001,601
Salaries and employee benefits$4,606,0001,463
Premises and equipment expense$1,308,0001,577
Additional noninterest expense$3,254,0001,690
Pre-tax net operating income$4,159,0001,708
Securities gains (losses)$-6,0009,509
Applicable income taxes$1,402,0001,649
Income before extraordinary items$2,751,0001,772
Extraordinary gains, net$0249
Net income$2,751,0001,771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$944,000901
Cash dividends$1,478,0001,436
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,754,9601,777
1993-12-31 (YTD Data)Rank
Total interest income$16,160,0001,936
Total interest expense$6,355,0002,042
Net interest income$9,805,0001,834
Provision for loan and lease losses$1,304,0001,096
Total noninterest income$3,333,0001,345
Gross Fiduciary activities income$989,000545
Service charges on deposit accounts$2,034,000670
Trading account gains and fees$0532
Additional Noninterest Income$310,0004,382
Total noninterest expense$9,006,0001,687
Salaries and employee benefits$4,797,0001,405
Premises and equipment expense$1,285,0001,635
Additional noninterest expense$2,924,0001,952
Pre-tax net operating income$2,828,0002,434
Securities gains (losses)$747,000677
Applicable income taxes$1,147,0001,994
Income before extraordinary items$2,428,0002,063
Extraordinary gains, net$03,149
Net income$2,428,0002,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,566,000845
Cash dividends$2,426,000857
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,920,0402,461
1992-12-31 (YTD Data)Rank
Total interest income$17,646,0002,014
Total interest expense$8,454,0002,013
Net interest income$9,192,0001,990
Provision for loan and lease losses$475,0003,113
Total noninterest income$3,376,0001,306
Gross Fiduciary activities income$1,081,000534
Service charges on deposit accounts$2,006,000673
Trading account gains and fees$0504
Additional Noninterest Income$289,0004,526
Total noninterest expense$8,681,0001,751
Salaries and employee benefits$4,829,0001,381
Premises and equipment expense$1,176,0001,797
Additional noninterest expense$2,676,0002,198
Pre-tax net operating income$3,412,0001,815
Securities gains (losses)$251,0001,719
Applicable income taxes$1,040,0002,035
Income before extraordinary items$2,623,0001,741
Extraordinary gains, net$01,422
Net income$2,623,0001,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0004,763
Cash dividends$2,532,000686
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,442,2801,714

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.