Home > Park Midway Bank > Income and Expense
Park Midway Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,766,000 | 2,244 |
| Total interest expense | $224,000 | 3,416 |
| Net interest income | $2,542,000 | 2,066 |
| Provision for loan and lease losses | $16,000 | 3,706 |
| Total noninterest income | $458,000 | 2,347 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $166,000 | 1,879 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $292,000 | 2,257 |
| Total noninterest expense | $1,922,000 | 2,458 |
| Salaries and employee benefits | $1,365,000 | 1,900 |
| Premises and equipment expense | $182,000 | 2,935 |
| Additional noninterest expense | $375,000 | 3,680 |
| Pre-tax net operating income | $1,062,000 | 1,622 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,062,000 | 1,390 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,062,000 | 1,392 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,062,000 | 1,392 |
| Net charge-offs | $23,000 | 2,983 |
| Cash dividends | $1,163,000 | 474 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,062,000 | 1,337 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,236,000 | 1,988 |
| Total interest expense | $1,285,000 | 3,061 |
| Net interest income | $11,951,000 | 1,830 |
| Provision for loan and lease losses | $402,000 | 3,011 |
| Total noninterest income | $1,715,000 | 2,414 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $701,000 | 1,896 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,014,000 | 2,353 |
| Total noninterest expense | $8,011,000 | 2,356 |
| Salaries and employee benefits | $5,148,000 | 1,959 |
| Premises and equipment expense | $761,000 | 2,846 |
| Additional noninterest expense | $2,102,000 | 2,982 |
| Pre-tax net operating income | $5,253,000 | 1,314 |
| Securities gains (losses) | $834,000 | 631 |
| Applicable income taxes | $5,000 | 4,499 |
| Income before extraordinary items | $6,082,000 | 992 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,082,000 | 992 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,082,000 | 992 |
| Net charge-offs | $431,000 | 2,847 |
| Cash dividends | $4,612,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $5,248,000 | 1,070 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,689,000 | 2,067 |
| Total interest expense | $1,054,000 | 2,952 |
| Net interest income | $8,635,000 | 1,932 |
| Provision for loan and lease losses | $383,000 | 2,647 |
| Total noninterest income | $933,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $529,000 | 1,905 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $404,000 | 3,256 |
| Total noninterest expense | $6,030,000 | 2,349 |
| Salaries and employee benefits | $4,010,000 | 1,875 |
| Premises and equipment expense | $585,000 | 2,827 |
| Additional noninterest expense | $1,435,000 | 3,225 |
| Pre-tax net operating income | $3,155,000 | 1,626 |
| Securities gains (losses) | $812,000 | 496 |
| Applicable income taxes | $5,000 | 4,514 |
| Income before extraordinary items | $3,962,000 | 1,137 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,962,000 | 1,138 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,962,000 | 1,138 |
| Net charge-offs | $261,000 | 3,002 |
| Cash dividends | $1,822,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,150,000 | 1,344 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,548,000 | 2,044 |
| Total interest expense | $811,000 | 2,740 |
| Net interest income | $5,737,000 | 1,929 |
| Provision for loan and lease losses | $368,000 | 2,186 |
| Total noninterest income | $456,000 | 3,411 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $358,000 | 1,869 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $98,000 | 4,686 |
| Total noninterest expense | $4,318,000 | 2,216 |
| Salaries and employee benefits | $2,698,000 | 1,852 |
| Premises and equipment expense | $399,000 | 2,774 |
| Additional noninterest expense | $1,221,000 | 2,640 |
| Pre-tax net operating income | $1,507,000 | 2,133 |
| Securities gains (losses) | $503,000 | 540 |
| Applicable income taxes | $5,000 | 4,421 |
| Income before extraordinary items | $2,005,000 | 1,481 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,005,000 | 1,481 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,005,000 | 1,481 |
| Net charge-offs | $22,000 | 4,582 |
| Cash dividends | $1,822,000 | 583 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,502,000 | 1,792 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,303,000 | 2,040 |
| Total interest expense | $428,000 | 2,717 |
| Net interest income | $2,875,000 | 1,930 |
| Provision for loan and lease losses | $290,000 | 1,634 |
| Total noninterest income | $209,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $176,000 | 1,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 5,248 |
| Total noninterest expense | $2,157,000 | 2,206 |
| Salaries and employee benefits | $1,333,000 | 1,882 |
| Premises and equipment expense | $204,000 | 2,754 |
| Additional noninterest expense | $620,000 | 2,578 |
| Pre-tax net operating income | $637,000 | 2,422 |
| Securities gains (losses) | $211,000 | 583 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $843,000 | 1,725 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $843,000 | 1,726 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $843,000 | 1,726 |
| Net charge-offs | $26,000 | 3,512 |
| Cash dividends | $606,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $634,110 | 2,056 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,250,000 | 2,105 |
| Total interest expense | $2,011,000 | 2,771 |
| Net interest income | $11,239,000 | 1,950 |
| Provision for loan and lease losses | $2,131,000 | 1,501 |
| Total noninterest income | $1,585,000 | 2,362 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $734,000 | 1,913 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $851,000 | 2,353 |
| Total noninterest expense | $8,476,000 | 2,246 |
| Salaries and employee benefits | $5,036,000 | 1,926 |
| Premises and equipment expense | $815,000 | 2,873 |
| Additional noninterest expense | $2,625,000 | 2,496 |
| Pre-tax net operating income | $2,217,000 | 2,323 |
| Securities gains (losses) | $6,000 | 3,464 |
| Applicable income taxes | $5,000 | 4,437 |
| Income before extraordinary items | $2,218,000 | 2,080 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,218,000 | 2,081 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,218,000 | 2,081 |
| Net charge-offs | $1,635,000 | 1,765 |
| Cash dividends | $1,743,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,212,000 | 1,998 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,777,000 | 2,164 |
| Total interest expense | $1,566,000 | 2,785 |
| Net interest income | $8,211,000 | 2,007 |
| Provision for loan and lease losses | $1,186,000 | 1,763 |
| Total noninterest income | $1,070,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $549,000 | 1,919 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $521,000 | 2,641 |
| Total noninterest expense | $6,378,000 | 2,247 |
| Salaries and employee benefits | $3,881,000 | 1,889 |
| Premises and equipment expense | $630,000 | 2,828 |
| Additional noninterest expense | $1,867,000 | 2,605 |
| Pre-tax net operating income | $1,717,000 | 2,341 |
| Securities gains (losses) | $2,000 | 3,369 |
| Applicable income taxes | $5,000 | 4,418 |
| Income before extraordinary items | $1,714,000 | 2,076 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,714,000 | 2,075 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,714,000 | 2,076 |
| Net charge-offs | $512,000 | 2,639 |
| Cash dividends | $1,743,000 | 740 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,712,000 | 1,981 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,487,000 | 2,197 |
| Total interest expense | $1,091,000 | 2,765 |
| Net interest income | $5,396,000 | 2,039 |
| Provision for loan and lease losses | $752,000 | 1,798 |
| Total noninterest income | $697,000 | 2,548 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $366,000 | 1,893 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $331,000 | 2,739 |
| Total noninterest expense | $4,063,000 | 2,367 |
| Salaries and employee benefits | $2,566,000 | 1,909 |
| Premises and equipment expense | $429,000 | 2,786 |
| Additional noninterest expense | $1,068,000 | 3,032 |
| Pre-tax net operating income | $1,278,000 | 2,130 |
| Securities gains (losses) | $2,000 | 2,702 |
| Applicable income taxes | $5,000 | 4,311 |
| Income before extraordinary items | $1,275,000 | 1,857 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,275,000 | 1,857 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,275,000 | 1,857 |
| Net charge-offs | $117,000 | 3,688 |
| Cash dividends | $1,643,000 | 517 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,273,000 | 1,791 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,198,000 | 2,241 |
| Total interest expense | $555,000 | 2,811 |
| Net interest income | $2,643,000 | 2,062 |
| Provision for loan and lease losses | $229,000 | 2,250 |
| Total noninterest income | $343,000 | 2,603 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $184,000 | 1,865 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $159,000 | 2,799 |
| Total noninterest expense | $2,046,000 | 2,370 |
| Salaries and employee benefits | $1,275,000 | 1,929 |
| Premises and equipment expense | $222,000 | 2,744 |
| Additional noninterest expense | $549,000 | 2,954 |
| Pre-tax net operating income | $711,000 | 1,951 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $5,000 | 4,051 |
| Income before extraordinary items | $706,000 | 1,668 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $706,000 | 1,668 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $706,000 | 1,668 |
| Net charge-offs | $-20,000 | 7,198 |
| Cash dividends | $463,000 | 799 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $706,000 | 1,615 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,021,000 | 2,153 |
| Total interest expense | $2,856,000 | 2,701 |
| Net interest income | $11,165,000 | 1,944 |
| Provision for loan and lease losses | $1,836,000 | 2,193 |
| Total noninterest income | $1,446,000 | 2,578 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $808,000 | 1,806 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $638,000 | 2,823 |
| Total noninterest expense | $8,311,000 | 2,326 |
| Salaries and employee benefits | $5,105,000 | 1,900 |
| Premises and equipment expense | $933,000 | 2,625 |
| Additional noninterest expense | $2,273,000 | 2,910 |
| Pre-tax net operating income | $2,464,000 | 1,910 |
| Securities gains (losses) | $20,000 | 3,102 |
| Applicable income taxes | $5,000 | 4,343 |
| Income before extraordinary items | $2,479,000 | 1,663 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,479,000 | 1,663 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,479,000 | 1,665 |
| Net charge-offs | $2,221,000 | 1,751 |
| Cash dividends | $1,614,000 | 996 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,459,000 | 1,614 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,550,000 | 2,193 |
| Total interest expense | $2,255,000 | 2,693 |
| Net interest income | $8,295,000 | 1,989 |
| Provision for loan and lease losses | $1,246,000 | 2,230 |
| Total noninterest income | $1,698,000 | 1,915 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $611,000 | 1,853 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,087,000 | 1,716 |
| Total noninterest expense | $6,237,000 | 2,329 |
| Salaries and employee benefits | $3,965,000 | 1,839 |
| Premises and equipment expense | $686,000 | 2,708 |
| Additional noninterest expense | $1,586,000 | 3,058 |
| Pre-tax net operating income | $2,510,000 | 1,568 |
| Securities gains (losses) | $20,000 | 2,883 |
| Applicable income taxes | $5,000 | 4,390 |
| Income before extraordinary items | $2,525,000 | 1,320 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,525,000 | 1,324 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,525,000 | 1,324 |
| Net charge-offs | $887,000 | 2,329 |
| Cash dividends | $1,614,000 | 668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,505,000 | 1,286 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,141,000 | 2,182 |
| Total interest expense | $1,584,000 | 2,673 |
| Net interest income | $5,557,000 | 1,993 |
| Provision for loan and lease losses | $436,000 | 3,069 |
| Total noninterest income | $742,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $414,000 | 1,833 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $328,000 | 2,713 |
| Total noninterest expense | $4,194,000 | 2,305 |
| Salaries and employee benefits | $2,641,000 | 1,859 |
| Premises and equipment expense | $451,000 | 2,749 |
| Additional noninterest expense | $1,102,000 | 2,939 |
| Pre-tax net operating income | $1,669,000 | 1,562 |
| Securities gains (losses) | $19,000 | 2,380 |
| Applicable income taxes | $5,000 | 4,306 |
| Income before extraordinary items | $1,683,000 | 1,314 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,683,000 | 1,315 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,683,000 | 1,315 |
| Net charge-offs | $653,000 | 2,159 |
| Cash dividends | $1,389,000 | 496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,664,000 | 1,284 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,536,000 | 2,270 |
| Total interest expense | $808,000 | 2,739 |
| Net interest income | $2,728,000 | 2,045 |
| Provision for loan and lease losses | $283,000 | 2,537 |
| Total noninterest income | $380,000 | 2,461 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $201,000 | 1,867 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $179,000 | 2,553 |
| Total noninterest expense | $2,211,000 | 2,214 |
| Salaries and employee benefits | $1,316,000 | 1,896 |
| Premises and equipment expense | $236,000 | 2,704 |
| Additional noninterest expense | $659,000 | 2,501 |
| Pre-tax net operating income | $614,000 | 2,062 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $614,000 | 1,793 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $614,000 | 1,792 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $614,000 | 1,794 |
| Net charge-offs | $296,000 | 2,039 |
| Cash dividends | $217,000 | 1,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $614,000 | 1,710 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,471,000 | 2,311 |
| Total interest expense | $3,682,000 | 2,928 |
| Net interest income | $10,789,000 | 2,026 |
| Provision for loan and lease losses | $1,916,000 | 2,535 |
| Total noninterest income | $1,858,000 | 2,233 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $824,000 | 2,012 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,034,000 | 2,106 |
| Total noninterest expense | $8,862,000 | 2,235 |
| Salaries and employee benefits | $5,217,000 | 1,891 |
| Premises and equipment expense | $916,000 | 2,775 |
| Additional noninterest expense | $2,729,000 | 2,551 |
| Pre-tax net operating income | $1,869,000 | 2,018 |
| Securities gains (losses) | $26,000 | 2,943 |
| Applicable income taxes | $5,000 | 4,022 |
| Income before extraordinary items | $1,890,000 | 1,771 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,890,000 | 1,770 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,890,000 | 1,771 |
| Net charge-offs | $1,922,000 | 2,081 |
| Cash dividends | $1,580,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,864,000 | 1,750 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,837,000 | 2,350 |
| Total interest expense | $2,845,000 | 2,977 |
| Net interest income | $7,992,000 | 2,061 |
| Provision for loan and lease losses | $869,000 | 2,997 |
| Total noninterest income | $1,547,000 | 2,121 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $624,000 | 1,991 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $923,000 | 1,929 |
| Total noninterest expense | $6,589,000 | 2,257 |
| Salaries and employee benefits | $3,950,000 | 1,892 |
| Premises and equipment expense | $692,000 | 2,791 |
| Additional noninterest expense | $1,947,000 | 2,631 |
| Pre-tax net operating income | $2,081,000 | 1,566 |
| Securities gains (losses) | $26,000 | 2,633 |
| Applicable income taxes | $5,000 | 4,212 |
| Income before extraordinary items | $2,102,000 | 1,275 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,102,000 | 1,274 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,102,000 | 1,275 |
| Net charge-offs | $1,246,000 | 1,962 |
| Cash dividends | $1,716,000 | 747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,076,000 | 1,259 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,095,000 | 2,422 |
| Total interest expense | $1,946,000 | 3,029 |
| Net interest income | $5,149,000 | 2,123 |
| Provision for loan and lease losses | $415,000 | 3,222 |
| Total noninterest income | $715,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $427,000 | 1,918 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $288,000 | 3,072 |
| Total noninterest expense | $4,198,000 | 2,381 |
| Salaries and employee benefits | $2,617,000 | 1,938 |
| Premises and equipment expense | $465,000 | 2,819 |
| Additional noninterest expense | $1,116,000 | 3,023 |
| Pre-tax net operating income | $1,251,000 | 1,765 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $5,000 | 4,239 |
| Income before extraordinary items | $1,246,000 | 1,491 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,246,000 | 1,488 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,246,000 | 1,490 |
| Net charge-offs | $1,007,000 | 1,622 |
| Cash dividends | $951,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,246,000 | 1,466 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,450,000 | 2,517 |
| Total interest expense | $976,000 | 3,115 |
| Net interest income | $2,474,000 | 2,218 |
| Provision for loan and lease losses | $198,000 | 2,883 |
| Total noninterest income | $382,000 | 2,582 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $220,000 | 1,817 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $162,000 | 2,846 |
| Total noninterest expense | $2,058,000 | 2,358 |
| Salaries and employee benefits | $1,329,000 | 1,938 |
| Premises and equipment expense | $239,000 | 2,781 |
| Additional noninterest expense | $490,000 | 3,061 |
| Pre-tax net operating income | $600,000 | 2,052 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $600,000 | 1,800 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $600,000 | 1,801 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $600,000 | 1,802 |
| Net charge-offs | $55,000 | 3,454 |
| Cash dividends | $449,000 | 992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $600,000 | 1,699 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,859,000 | 2,486 |
| Total interest expense | $4,816,000 | 3,061 |
| Net interest income | $10,043,000 | 2,215 |
| Provision for loan and lease losses | $1,889,000 | 1,874 |
| Total noninterest income | $1,388,000 | 2,774 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $897,000 | 1,924 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $491,000 | 3,202 |
| Total noninterest expense | $7,406,000 | 2,558 |
| Salaries and employee benefits | $4,799,000 | 2,116 |
| Premises and equipment expense | $735,000 | 3,388 |
| Additional noninterest expense | $1,872,000 | 3,037 |
| Pre-tax net operating income | $2,136,000 | 2,329 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $5,000 | 4,660 |
| Income before extraordinary items | $2,133,000 | 1,871 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,133,000 | 1,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,500,000 | 1,129 |
| Cash dividends | $1,928,000 | 1,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,131,000 | 1,998 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,209,000 | 2,521 |
| Total interest expense | $3,690,000 | 3,104 |
| Net interest income | $7,519,000 | 2,231 |
| Provision for loan and lease losses | $1,422,000 | 1,475 |
| Total noninterest income | $1,439,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $626,000 | 2,056 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $813,000 | 2,101 |
| Total noninterest expense | $5,696,000 | 2,478 |
| Salaries and employee benefits | $3,773,000 | 2,039 |
| Premises and equipment expense | $569,000 | 3,321 |
| Additional noninterest expense | $1,354,000 | 3,022 |
| Pre-tax net operating income | $1,840,000 | 2,450 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $5,000 | 5,028 |
| Income before extraordinary items | $1,837,000 | 1,928 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,837,000 | 1,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $652,000 | 1,675 |
| Cash dividends | $1,410,000 | 1,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,835,000 | 2,032 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,573,000 | 2,525 |
| Total interest expense | $2,523,000 | 3,161 |
| Net interest income | $5,050,000 | 2,203 |
| Provision for loan and lease losses | $716,000 | 1,505 |
| Total noninterest income | $471,000 | 3,643 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $407,000 | 2,082 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $64,000 | 5,772 |
| Total noninterest expense | $4,160,000 | 2,301 |
| Salaries and employee benefits | $2,628,000 | 1,978 |
| Premises and equipment expense | $374,000 | 3,393 |
| Additional noninterest expense | $1,158,000 | 2,420 |
| Pre-tax net operating income | $645,000 | 3,860 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $5,000 | 5,215 |
| Income before extraordinary items | $642,000 | 3,486 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $642,000 | 3,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $582,000 | 1,195 |
| Cash dividends | $1,410,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $640,020 | 3,443 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,776,000 | 2,599 |
| Total interest expense | $1,296,000 | 3,256 |
| Net interest income | $2,480,000 | 2,231 |
| Provision for loan and lease losses | $156,000 | 2,081 |
| Total noninterest income | $373,000 | 2,733 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $181,000 | 2,264 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $192,000 | 2,639 |
| Total noninterest expense | $2,120,000 | 2,249 |
| Salaries and employee benefits | $1,350,000 | 1,947 |
| Premises and equipment expense | $191,000 | 3,362 |
| Additional noninterest expense | $579,000 | 2,387 |
| Pre-tax net operating income | $577,000 | 2,794 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $577,000 | 2,389 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $577,000 | 2,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 1,458 |
| Cash dividends | $58,000 | 3,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $577,000 | 2,314 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,532,000 | 2,468 |
| Total interest expense | $5,608,000 | 3,177 |
| Net interest income | $10,924,000 | 2,070 |
| Provision for loan and lease losses | $727,000 | 1,801 |
| Total noninterest income | $2,085,000 | 2,148 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $764,000 | 2,218 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,321,000 | 1,838 |
| Total noninterest expense | $7,442,000 | 2,453 |
| Salaries and employee benefits | $4,634,000 | 2,169 |
| Premises and equipment expense | $681,000 | 3,508 |
| Additional noninterest expense | $2,127,000 | 2,518 |
| Pre-tax net operating income | $4,840,000 | 1,695 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $4,000 | 5,829 |
| Income before extraordinary items | $4,837,000 | 1,324 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,837,000 | 1,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 2,270 |
| Cash dividends | $4,053,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,836,000 | 1,312 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,280,000 | 2,499 |
| Total interest expense | $4,126,000 | 3,216 |
| Net interest income | $8,154,000 | 2,092 |
| Provision for loan and lease losses | $727,000 | 1,176 |
| Total noninterest income | $1,241,000 | 2,533 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $679,000 | 1,911 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $562,000 | 2,663 |
| Total noninterest expense | $5,497,000 | 2,464 |
| Salaries and employee benefits | $3,409,000 | 2,211 |
| Premises and equipment expense | $570,000 | 3,202 |
| Additional noninterest expense | $1,518,000 | 2,593 |
| Pre-tax net operating income | $3,171,000 | 2,008 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $4,000 | 5,949 |
| Income before extraordinary items | $3,167,000 | 1,600 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,167,000 | 1,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-111,000 | 8,402 |
| Cash dividends | $2,705,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,167,000 | 1,585 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,989,000 | 2,567 |
| Total interest expense | $2,623,000 | 3,319 |
| Net interest income | $5,366,000 | 2,148 |
| Provision for loan and lease losses | $599,000 | 892 |
| Total noninterest income | $828,000 | 2,546 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $443,000 | 1,939 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $385,000 | 2,626 |
| Total noninterest expense | $3,620,000 | 2,525 |
| Salaries and employee benefits | $2,250,000 | 2,274 |
| Premises and equipment expense | $372,000 | 3,273 |
| Additional noninterest expense | $998,000 | 2,633 |
| Pre-tax net operating income | $1,975,000 | 2,187 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,975,000 | 1,754 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,975,000 | 1,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $1,434,000 | 1,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,975,000 | 1,738 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,861,000 | 2,629 |
| Total interest expense | $1,266,000 | 3,401 |
| Net interest income | $2,595,000 | 2,208 |
| Provision for loan and lease losses | $179,000 | 1,278 |
| Total noninterest income | $457,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $209,000 | 1,981 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $248,000 | 2,229 |
| Total noninterest expense | $1,775,000 | 2,573 |
| Salaries and employee benefits | $1,138,000 | 2,260 |
| Premises and equipment expense | $188,000 | 3,268 |
| Additional noninterest expense | $449,000 | 2,862 |
| Pre-tax net operating income | $1,098,000 | 2,010 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,098,000 | 1,573 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,098,000 | 1,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $961,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,098,000 | 1,558 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,089,000 | 2,538 |
| Total interest expense | $4,306,000 | 3,413 |
| Net interest income | $10,783,000 | 2,151 |
| Provision for loan and lease losses | $719,000 | 1,387 |
| Total noninterest income | $1,985,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $863,000 | 1,990 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,122,000 | 2,054 |
| Total noninterest expense | $7,017,000 | 2,505 |
| Salaries and employee benefits | $4,187,000 | 2,346 |
| Premises and equipment expense | $930,000 | 2,641 |
| Additional noninterest expense | $1,900,000 | 2,689 |
| Pre-tax net operating income | $5,032,000 | 1,864 |
| Securities gains (losses) | $17,000 | 959 |
| Applicable income taxes | $5,000 | 6,317 |
| Income before extraordinary items | $5,044,000 | 1,443 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,044,000 | 1,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $426,000 | 1,315 |
| Cash dividends | $3,405,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,027,000 | 1,432 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,098,000 | 2,571 |
| Total interest expense | $3,039,000 | 3,475 |
| Net interest income | $8,059,000 | 2,166 |
| Provision for loan and lease losses | $649,000 | 1,125 |
| Total noninterest income | $1,390,000 | 2,354 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $643,000 | 1,995 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $747,000 | 2,237 |
| Total noninterest expense | $5,099,000 | 2,583 |
| Salaries and employee benefits | $3,129,000 | 2,352 |
| Premises and equipment expense | $598,000 | 3,012 |
| Additional noninterest expense | $1,372,000 | 2,763 |
| Pre-tax net operating income | $3,701,000 | 1,969 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $3,701,000 | 1,512 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,701,000 | 1,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,496 |
| Cash dividends | $2,518,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,701,000 | 1,494 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,169,000 | 2,611 |
| Total interest expense | $1,858,000 | 3,591 |
| Net interest income | $5,311,000 | 2,195 |
| Provision for loan and lease losses | $484,000 | 1,007 |
| Total noninterest income | $866,000 | 2,465 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $425,000 | 1,992 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $441,000 | 2,397 |
| Total noninterest expense | $3,403,000 | 2,588 |
| Salaries and employee benefits | $2,085,000 | 2,360 |
| Premises and equipment expense | $398,000 | 3,013 |
| Additional noninterest expense | $920,000 | 2,762 |
| Pre-tax net operating income | $2,290,000 | 2,093 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $2,290,000 | 1,600 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,290,000 | 1,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 1,858 |
| Cash dividends | $1,664,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,290,000 | 1,589 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,434,000 | 2,648 |
| Total interest expense | $865,000 | 3,636 |
| Net interest income | $2,569,000 | 2,265 |
| Provision for loan and lease losses | $231,000 | 1,006 |
| Total noninterest income | $476,000 | 2,260 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $210,000 | 1,960 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $266,000 | 2,115 |
| Total noninterest expense | $1,669,000 | 2,638 |
| Salaries and employee benefits | $1,038,000 | 2,366 |
| Premises and equipment expense | $206,000 | 2,949 |
| Additional noninterest expense | $425,000 | 2,953 |
| Pre-tax net operating income | $1,145,000 | 2,059 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,145,000 | 1,580 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,145,000 | 1,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,145,000 | 1,561 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,315,000 | 2,655 |
| Total interest expense | $2,954,000 | 3,373 |
| Net interest income | $9,361,000 | 2,359 |
| Provision for loan and lease losses | $690,000 | 1,446 |
| Total noninterest income | $2,269,000 | 2,022 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $936,000 | 1,825 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,333,000 | 1,812 |
| Total noninterest expense | $6,268,000 | 2,646 |
| Salaries and employee benefits | $3,690,000 | 2,479 |
| Premises and equipment expense | $822,000 | 2,830 |
| Additional noninterest expense | $1,756,000 | 2,818 |
| Pre-tax net operating income | $4,672,000 | 1,967 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $4,672,000 | 1,511 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,672,000 | 1,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 1,966 |
| Cash dividends | $2,700,000 | 1,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,672,000 | 1,487 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,002,000 | 2,650 |
| Total interest expense | $2,139,000 | 3,315 |
| Net interest income | $6,863,000 | 2,386 |
| Provision for loan and lease losses | $679,000 | 1,097 |
| Total noninterest income | $1,606,000 | 2,102 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $714,000 | 1,803 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $892,000 | 1,961 |
| Total noninterest expense | $4,787,000 | 2,571 |
| Salaries and employee benefits | $2,887,000 | 2,343 |
| Premises and equipment expense | $611,000 | 2,838 |
| Additional noninterest expense | $1,289,000 | 2,848 |
| Pre-tax net operating income | $3,003,000 | 2,241 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $3,003,000 | 1,752 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,003,000 | 1,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 1,096 |
| Cash dividends | $1,835,000 | 1,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,003,000 | 1,724 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,804,000 | 2,674 |
| Total interest expense | $1,346,000 | 3,323 |
| Net interest income | $4,458,000 | 2,421 |
| Provision for loan and lease losses | $505,000 | 961 |
| Total noninterest income | $1,172,000 | 1,950 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $470,000 | 1,777 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $702,000 | 1,744 |
| Total noninterest expense | $3,201,000 | 2,545 |
| Salaries and employee benefits | $1,936,000 | 2,326 |
| Premises and equipment expense | $403,000 | 2,826 |
| Additional noninterest expense | $862,000 | 2,820 |
| Pre-tax net operating income | $1,924,000 | 2,252 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,924,000 | 1,777 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,924,000 | 1,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,334 |
| Cash dividends | $1,175,000 | 1,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,924,000 | 1,743 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,755,000 | 2,760 |
| Total interest expense | $623,000 | 3,413 |
| Net interest income | $2,132,000 | 2,506 |
| Provision for loan and lease losses | $262,000 | 889 |
| Total noninterest income | $663,000 | 1,732 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $232,000 | 1,753 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $431,000 | 1,469 |
| Total noninterest expense | $1,608,000 | 2,546 |
| Salaries and employee benefits | $974,000 | 2,334 |
| Premises and equipment expense | $203,000 | 2,848 |
| Additional noninterest expense | $431,000 | 2,816 |
| Pre-tax net operating income | $925,000 | 2,305 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $925,000 | 1,831 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $925,000 | 1,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $555,000 | 1,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $925,000 | 1,790 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,317,000 | 2,751 |
| Total interest expense | $2,191,000 | 3,382 |
| Net interest income | $8,126,000 | 2,509 |
| Provision for loan and lease losses | $2,296,000 | 479 |
| Total noninterest income | $2,634,000 | 1,791 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,046,000 | 1,678 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,588,000 | 1,573 |
| Total noninterest expense | $5,619,000 | 2,814 |
| Salaries and employee benefits | $2,984,000 | 2,856 |
| Premises and equipment expense | $804,000 | 2,778 |
| Additional noninterest expense | $1,831,000 | 2,614 |
| Pre-tax net operating income | $2,845,000 | 2,706 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $3,000 | 7,000 |
| Income before extraordinary items | $2,843,000 | 2,174 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,843,000 | 2,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,216,000 | 422 |
| Cash dividends | $2,243,000 | 1,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,842,000 | 2,133 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,558,000 | 2,778 |
| Total interest expense | $1,582,000 | 3,457 |
| Net interest income | $5,976,000 | 2,531 |
| Provision for loan and lease losses | $775,000 | 981 |
| Total noninterest income | $2,034,000 | 1,759 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $787,000 | 1,681 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,247,000 | 1,518 |
| Total noninterest expense | $4,253,000 | 2,771 |
| Salaries and employee benefits | $2,523,000 | 2,558 |
| Premises and equipment expense | $595,000 | 2,804 |
| Additional noninterest expense | $1,135,000 | 3,089 |
| Pre-tax net operating income | $2,982,000 | 2,082 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $3,000 | 7,043 |
| Income before extraordinary items | $2,979,000 | 1,634 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,979,000 | 1,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $593,000 | 829 |
| Cash dividends | $1,750,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,979,000 | 1,582 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,854,000 | 2,865 |
| Total interest expense | $976,000 | 3,678 |
| Net interest income | $3,878,000 | 2,562 |
| Provision for loan and lease losses | $327,000 | 1,434 |
| Total noninterest income | $1,407,000 | 1,697 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $533,000 | 1,641 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $874,000 | 1,461 |
| Total noninterest expense | $2,847,000 | 2,754 |
| Salaries and employee benefits | $1,703,000 | 2,523 |
| Premises and equipment expense | $399,000 | 2,797 |
| Additional noninterest expense | $745,000 | 3,138 |
| Pre-tax net operating income | $2,111,000 | 1,953 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $3,000 | 6,985 |
| Income before extraordinary items | $2,108,000 | 1,520 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,108,000 | 1,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $538,000 | 659 |
| Cash dividends | $1,150,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,108,000 | 1,470 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,342,000 | 2,973 |
| Total interest expense | $475,000 | 3,805 |
| Net interest income | $1,867,000 | 2,652 |
| Provision for loan and lease losses | $164,000 | 1,346 |
| Total noninterest income | $743,000 | 1,586 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $264,000 | 1,615 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $479,000 | 1,332 |
| Total noninterest expense | $1,428,000 | 2,761 |
| Salaries and employee benefits | $873,000 | 2,478 |
| Premises and equipment expense | $206,000 | 2,742 |
| Additional noninterest expense | $349,000 | 3,295 |
| Pre-tax net operating income | $1,018,000 | 1,973 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $3,000 | 6,752 |
| Income before extraordinary items | $1,015,000 | 1,577 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,015,000 | 1,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,228 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,015,000 | 1,487 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,979,000 | 3,118 |
| Total interest expense | $1,984,000 | 4,051 |
| Net interest income | $6,995,000 | 2,752 |
| Provision for loan and lease losses | $601,000 | 1,834 |
| Total noninterest income | $2,434,000 | 1,989 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,007,000 | 1,711 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,427,000 | 1,895 |
| Total noninterest expense | $5,438,000 | 2,843 |
| Salaries and employee benefits | $3,127,000 | 2,682 |
| Premises and equipment expense | $793,000 | 2,780 |
| Additional noninterest expense | $1,518,000 | 3,046 |
| Pre-tax net operating income | $3,390,000 | 2,268 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $3,390,000 | 1,833 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,390,000 | 1,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,233 |
| Cash dividends | $2,100,000 | 1,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,390,000 | 1,749 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,711,000 | 3,165 |
| Total interest expense | $1,514,000 | 4,109 |
| Net interest income | $5,197,000 | 2,801 |
| Provision for loan and lease losses | $300,000 | 2,501 |
| Total noninterest income | $1,868,000 | 2,008 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $730,000 | 1,771 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,138,000 | 1,875 |
| Total noninterest expense | $3,969,000 | 2,926 |
| Salaries and employee benefits | $2,379,000 | 2,657 |
| Premises and equipment expense | $590,000 | 2,819 |
| Additional noninterest expense | $1,000,000 | 3,400 |
| Pre-tax net operating income | $2,796,000 | 2,164 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,796,000 | 1,722 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,796,000 | 1,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,047 |
| Cash dividends | $960,000 | 1,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,796,000 | 1,632 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,486,000 | 3,175 |
| Total interest expense | $1,028,000 | 4,160 |
| Net interest income | $3,458,000 | 2,791 |
| Provision for loan and lease losses | $188,000 | 2,618 |
| Total noninterest income | $1,187,000 | 2,076 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $464,000 | 1,821 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $723,000 | 1,920 |
| Total noninterest expense | $2,576,000 | 2,974 |
| Salaries and employee benefits | $1,578,000 | 2,665 |
| Premises and equipment expense | $388,000 | 2,847 |
| Additional noninterest expense | $610,000 | 3,656 |
| Pre-tax net operating income | $1,881,000 | 2,151 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,881,000 | 1,724 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,881,000 | 1,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $640,000 | 1,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,881,000 | 1,617 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,166,000 | 3,297 |
| Total interest expense | $528,000 | 4,160 |
| Net interest income | $1,638,000 | 2,920 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $446,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $228,000 | 1,799 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $218,000 | 2,578 |
| Total noninterest expense | $1,249,000 | 3,036 |
| Salaries and employee benefits | $808,000 | 2,593 |
| Premises and equipment expense | $185,000 | 2,937 |
| Additional noninterest expense | $256,000 | 4,131 |
| Pre-tax net operating income | $760,000 | 2,571 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $760,000 | 2,061 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $760,000 | 2,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $760,000 | 1,943 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,588,000 | 3,432 |
| Total interest expense | $1,978,000 | 4,827 |
| Net interest income | $6,610,000 | 2,884 |
| Provision for loan and lease losses | $552,000 | 2,215 |
| Total noninterest income | $1,677,000 | 2,434 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $748,000 | 2,121 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $929,000 | 2,285 |
| Total noninterest expense | $4,736,000 | 3,066 |
| Salaries and employee benefits | $2,686,000 | 2,934 |
| Premises and equipment expense | $658,000 | 3,157 |
| Additional noninterest expense | $1,392,000 | 3,151 |
| Pre-tax net operating income | $2,999,000 | 2,508 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $4,000 | 7,480 |
| Income before extraordinary items | $2,995,000 | 2,011 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,995,000 | 2,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,337 |
| Cash dividends | $1,770,000 | 1,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,995,000 | 1,942 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,404,000 | 3,855 |
| Total interest expense | $2,636,000 | 5,219 |
| Net interest income | $5,768,000 | 3,048 |
| Provision for loan and lease losses | $507,000 | 2,175 |
| Total noninterest income | $888,000 | 3,602 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $514,000 | 2,782 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $374,000 | 3,680 |
| Total noninterest expense | $4,045,000 | 3,391 |
| Salaries and employee benefits | $2,257,000 | 3,250 |
| Premises and equipment expense | $577,000 | 3,480 |
| Additional noninterest expense | $1,211,000 | 3,470 |
| Pre-tax net operating income | $2,104,000 | 3,054 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $532,000 | 3,216 |
| Income before extraordinary items | $1,572,000 | 3,111 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,572,000 | 3,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,035 |
| Cash dividends | $460,000 | 3,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,572,000 | 3,016 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,011,000 | 4,125 |
| Total interest expense | $2,898,000 | 5,056 |
| Net interest income | $5,113,000 | 3,406 |
| Provision for loan and lease losses | $329,000 | 2,678 |
| Total noninterest income | $530,000 | 4,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $394,000 | 3,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 5,716 |
| Total noninterest expense | $3,064,000 | 4,158 |
| Salaries and employee benefits | $1,756,000 | 3,851 |
| Premises and equipment expense | $424,000 | 4,319 |
| Additional noninterest expense | $884,000 | 4,400 |
| Pre-tax net operating income | $2,250,000 | 3,036 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $817,000 | 2,482 |
| Income before extraordinary items | $1,434,000 | 3,372 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,434,000 | 3,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,185 |
| Cash dividends | $50,000 | 6,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,433,360 | 3,365 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,619,000 | 4,604 |
| Total interest expense | $2,104,000 | 5,796 |
| Net interest income | $4,515,000 | 3,777 |
| Provision for loan and lease losses | $165,000 | 4,039 |
| Total noninterest income | $500,000 | 4,956 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $376,000 | 3,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,094 |
| Total noninterest expense | $2,711,000 | 4,580 |
| Salaries and employee benefits | $1,438,000 | 4,495 |
| Premises and equipment expense | $423,000 | 4,338 |
| Additional noninterest expense | $850,000 | 4,594 |
| Pre-tax net operating income | $2,139,000 | 3,174 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $758,000 | 2,750 |
| Income before extraordinary items | $1,381,000 | 3,457 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,381,000 | 3,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,193 |
| Cash dividends | $549,000 | 3,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,381,000 | 3,429 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,670,000 | 5,187 |
| Total interest expense | $1,835,000 | 6,484 |
| Net interest income | $3,835,000 | 4,268 |
| Provision for loan and lease losses | $85,000 | 5,461 |
| Total noninterest income | $610,000 | 4,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 3,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 4,089 |
| Total noninterest expense | $2,636,000 | 4,593 |
| Salaries and employee benefits | $1,426,000 | 4,427 |
| Premises and equipment expense | $537,000 | 3,496 |
| Additional noninterest expense | $673,000 | 5,322 |
| Pre-tax net operating income | $1,724,000 | 3,763 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $626,000 | 3,288 |
| Income before extraordinary items | $1,098,000 | 4,194 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,098,000 | 4,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $530,000 | 3,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,098,000 | 4,103 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,603,000 | 6,127 |
| Total interest expense | $1,386,000 | 7,616 |
| Net interest income | $3,217,000 | 5,039 |
| Provision for loan and lease losses | $88,000 | 5,481 |
| Total noninterest income | $569,000 | 4,577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 4,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 4,129 |
| Total noninterest expense | $2,487,000 | 4,798 |
| Salaries and employee benefits | $1,326,000 | 4,708 |
| Premises and equipment expense | $538,000 | 3,470 |
| Additional noninterest expense | $623,000 | 5,668 |
| Pre-tax net operating income | $1,211,000 | 5,219 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $409,000 | 4,816 |
| Income before extraordinary items | $803,000 | 5,444 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $803,000 | 5,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $469,000 | 3,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $802,340 | 5,400 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,992,000 | 6,881 |
| Total interest expense | $1,216,000 | 8,329 |
| Net interest income | $2,776,000 | 5,768 |
| Provision for loan and lease losses | $36,000 | 7,135 |
| Total noninterest income | $772,000 | 3,802 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $307,000 | 4,155 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $465,000 | 3,076 |
| Total noninterest expense | $2,355,000 | 5,254 |
| Salaries and employee benefits | $1,143,000 | 5,428 |
| Premises and equipment expense | $618,000 | 3,118 |
| Additional noninterest expense | $594,000 | 6,388 |
| Pre-tax net operating income | $1,157,000 | 5,245 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $392,000 | 4,951 |
| Income before extraordinary items | $765,000 | 5,452 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $765,000 | 5,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $333,000 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $765,000 | 5,403 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,591,000 | 7,433 |
| Total interest expense | $1,064,000 | 9,021 |
| Net interest income | $2,527,000 | 6,265 |
| Provision for loan and lease losses | $58,000 | 5,942 |
| Total noninterest income | $535,000 | 4,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 4,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 4,678 |
| Total noninterest expense | $2,205,000 | 5,544 |
| Salaries and employee benefits | $1,033,000 | 5,894 |
| Premises and equipment expense | $610,000 | 3,168 |
| Additional noninterest expense | $562,000 | 6,766 |
| Pre-tax net operating income | $799,000 | 6,839 |
| Securities gains (losses) | $-16,000 | 10,415 |
| Applicable income taxes | $267,000 | 6,412 |
| Income before extraordinary items | $516,000 | 7,130 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $516,000 | 7,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,707 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $526,560 | 7,033 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,076,000 | 7,924 |
| Total interest expense | $719,000 | 9,998 |
| Net interest income | $2,357,000 | 6,742 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $525,000 | 5,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $308,000 | 4,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 5,013 |
| Total noninterest expense | $2,158,000 | 5,847 |
| Salaries and employee benefits | $1,004,000 | 6,069 |
| Premises and equipment expense | $595,000 | 3,293 |
| Additional noninterest expense | $559,000 | 7,354 |
| Pre-tax net operating income | $724,000 | 7,262 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $213,000 | 7,131 |
| Income before extraordinary items | $511,000 | 7,227 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $511,000 | 7,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $125,000 | 6,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $511,000 | 7,262 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 8,269 |
| Total interest expense | $752,000 | 10,293 |
| Net interest income | $2,287,000 | 6,952 |
| Provision for loan and lease losses | $68,000 | 6,717 |
| Total noninterest income | $515,000 | 5,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $282,000 | 4,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 5,208 |
| Total noninterest expense | $2,224,000 | 5,813 |
| Salaries and employee benefits | $941,000 | 6,469 |
| Premises and equipment expense | $546,000 | 3,591 |
| Additional noninterest expense | $737,000 | 6,316 |
| Pre-tax net operating income | $510,000 | 8,601 |
| Securities gains (losses) | $-15,000 | 12,862 |
| Applicable income taxes | $178,000 | 8,047 |
| Income before extraordinary items | $317,000 | 9,273 |
| Extraordinary gains, net | $-59,000 | 12,766 |
| Net income | $258,000 | 10,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,830 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $326,600 | 8,911 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,246,000 | 8,567 |
| Total interest expense | $1,098,000 | 9,991 |
| Net interest income | $2,148,000 | 7,375 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $442,000 | 6,146 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $304,000 | 4,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,940 |
| Total noninterest expense | $2,372,000 | 5,543 |
| Salaries and employee benefits | $1,113,000 | 5,535 |
| Premises and equipment expense | $558,000 | 3,604 |
| Additional noninterest expense | $701,000 | 6,741 |
| Pre-tax net operating income | $98,000 | 12,043 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $15,000 | 12,232 |
| Income before extraordinary items | $95,000 | 12,005 |
| Extraordinary gains, net | $153,000 | 552 |
| Net income | $248,000 | 10,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 3,766 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $84,680 | 11,862 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.