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Park Meridian Bank, Income and Expense

2001-12-31 (YTD Data)		Rank
Total interest income	$2,131,000	8,084
Total interest expense	$1,138,000	7,726
Net interest income	$993,000	8,302
Provision for loan and lease losses	$30,000	7,215
Total noninterest income	$139,000	7,978
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$6,000	8,300
Trading account gains and fees	$0	177
Additional Noninterest Income	$133,000	5,774
Total noninterest expense	$517,000	9,141
Salaries and employee benefits	$344,000	8,868
Premises and equipment expense	$64,000	8,903
Additional noninterest expense	$109,000	9,323
Pre-tax net operating income	$585,000	6,227
Securities gains (losses)	$2,000	4,242
Applicable income taxes	$228,000	4,774
Income before extraordinary items	$359,000	6,787
Extraordinary gains, net	$0	105
Net income	$359,000	6,788
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	7,243
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$357,720	6,674
2000-12-31 (YTD Data)		Rank
Total interest income	$21,499,000	1,603
Total interest expense	$13,453,000	1,298
Net interest income	$8,046,000	2,211
Provision for loan and lease losses	$833,000	1,234
Total noninterest income	$1,413,000	2,454
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$26,000	8,160
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,387,000	1,471
Total noninterest expense	$4,987,000	2,723
Salaries and employee benefits	$2,869,000	2,485
Premises and equipment expense	$332,000	5,120
Additional noninterest expense	$1,786,000	2,405
Pre-tax net operating income	$3,639,000	2,006
Securities gains (losses)	$-5,000	7,961
Applicable income taxes	$1,162,000	1,871
Income before extraordinary items	$2,472,000	2,103
Extraordinary gains, net	$0	38
Net income	$2,472,000	2,103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	4,280
Cash dividends	$275,000	4,642
Sale, conversion, retirement of capital stock, net	$106,000	693
Net operating income	$2,475,400	2,100
1999-12-31 (YTD Data)		Rank
Total interest income	$14,762,000	2,212
Total interest expense	$8,657,000	1,716
Net interest income	$6,105,000	2,876
Provision for loan and lease losses	$407,000	2,076
Total noninterest income	$1,411,000	2,385
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$22,000	8,460
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,389,000	1,466
Total noninterest expense	$4,269,000	3,119
Salaries and employee benefits	$2,354,000	2,980
Premises and equipment expense	$355,000	4,929
Additional noninterest expense	$1,560,000	2,770
Pre-tax net operating income	$2,840,000	2,521
Securities gains (losses)	$71,000	861
Applicable income taxes	$902,000	2,385
Income before extraordinary items	$2,009,000	2,585
Extraordinary gains, net	$0	35
Net income	$2,009,000	2,585
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	5,344
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$107,000	782
Net operating income	$1,960,010	2,600
1998-12-31 (YTD Data)		Rank
Total interest income	$11,694,000	2,766
Total interest expense	$6,686,000	2,267
Net interest income	$5,008,000	3,382
Provision for loan and lease losses	$420,000	1,980
Total noninterest income	$1,659,000	2,102
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$11,000	8,855
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,648,000	1,319
Total noninterest expense	$4,018,000	3,186
Salaries and employee benefits	$2,320,000	2,917
Premises and equipment expense	$341,000	4,967
Additional noninterest expense	$1,357,000	3,025
Pre-tax net operating income	$2,229,000	3,062
Securities gains (losses)	$49,000	1,746
Applicable income taxes	$676,000	3,110
Income before extraordinary items	$1,602,000	3,085
Extraordinary gains, net	$0	32
Net income	$1,602,000	3,086
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	3,945
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$1,379,000	430
Net operating income	$1,567,700	3,048
1997-12-31 (YTD Data)		Rank
Total interest income	$8,911,000	3,609
Total interest expense	$4,927,000	3,025
Net interest income	$3,984,000	4,252
Provision for loan and lease losses	$305,000	2,540
Total noninterest income	$1,186,000	2,656
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$6,000	9,358
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,180,000	1,577
Total noninterest expense	$3,199,000	3,895
Salaries and employee benefits	$1,776,000	3,692
Premises and equipment expense	$316,000	5,267
Additional noninterest expense	$1,107,000	3,579
Pre-tax net operating income	$1,666,000	4,101
Securities gains (losses)	$13,000	2,177
Applicable income taxes	$575,000	3,803
Income before extraordinary items	$1,104,000	4,351
Extraordinary gains, net	$0	44
Net income	$1,104,000	4,352
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	9,836
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$4,328,000	238
Net operating income	$1,095,420	4,310
1996-12-31 (YTD Data)		Rank
Total interest income	$6,374,000	4,949
Total interest expense	$3,484,000	4,212
Net interest income	$2,890,000	5,592
Provision for loan and lease losses	$300,000	2,555
Total noninterest income	$1,121,000	2,838
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$12,000	9,717
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,109,000	1,689
Total noninterest expense	$2,515,000	4,982
Salaries and employee benefits	$1,392,000	4,607
Premises and equipment expense	$300,000	5,603
Additional noninterest expense	$823,000	5,100
Pre-tax net operating income	$1,196,000	5,137
Securities gains (losses)	$-2,000	9,485
Applicable income taxes	$418,000	4,754
Income before extraordinary items	$776,000	5,409
Extraordinary gains, net	$0	53
Net income	$776,000	5,410
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$165,000	2,999
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$777,300	5,353
1995-12-31 (YTD Data)		Rank
Total interest income	$4,967,000	6,018
Total interest expense	$2,418,000	5,714
Net interest income	$2,549,000	6,224
Provision for loan and lease losses	$380,000	1,931
Total noninterest income	$262,000	7,553
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$16,000	10,084
Trading account gains and fees	NA	NA
Additional Noninterest Income	$246,000	4,530
Total noninterest expense	$1,900,000	6,226
Salaries and employee benefits	$991,000	6,112
Premises and equipment expense	$278,000	5,953
Additional noninterest expense	$631,000	6,326
Pre-tax net operating income	$531,000	8,269
Securities gains (losses)	$-3,000	9,402
Applicable income taxes	$-125,000	11,735
Income before extraordinary items	$653,000	6,286
Extraordinary gains, net	$0	65
Net income	$653,000	6,284
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	3,241
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$656,000	6,245
1994-12-31 (YTD Data)		Rank
Total interest income	$3,356,000	7,543
Total interest expense	$1,417,000	7,152
Net interest income	$1,939,000	7,705
Provision for loan and lease losses	$247,000	2,626
Total noninterest income	$185,000	9,009
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$6,000	10,784
Trading account gains and fees	NA	NA
Additional Noninterest Income	$179,000	5,633
Total noninterest expense	$1,570,000	7,378
Salaries and employee benefits	$797,000	7,228
Premises and equipment expense	$220,000	7,054
Additional noninterest expense	$553,000	7,398
Pre-tax net operating income	$307,000	10,088
Securities gains (losses)	$-15,000	10,127
Applicable income taxes	$0	11,630
Income before extraordinary items	$292,000	9,229
Extraordinary gains, net	$0	249
Net income	$292,000	9,234
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	4,830
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$307,000	9,140
1993-12-31 (YTD Data)		Rank
Total interest income	$2,314,000	9,538
Total interest expense	$1,048,000	8,886
Net interest income	$1,266,000	9,849
Provision for loan and lease losses	$192,000	4,009
Total noninterest income	$128,000	10,666
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$10,000	11,204
Trading account gains and fees	NA	NA
Additional Noninterest Income	$118,000	7,354
Total noninterest expense	$1,345,000	8,354
Salaries and employee benefits	$693,000	8,044
Premises and equipment expense	$222,000	7,249
Additional noninterest expense	$430,000	8,930
Pre-tax net operating income	$-143,000	12,639
Securities gains (losses)	$18,000	4,806
Applicable income taxes	$0	12,141
Income before extraordinary items	$-125,000	12,683
Extraordinary gains, net	$0	3,149
Net income	$-125,000	12,701
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	8,917
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$-143,000	12,613
1992-12-31 (YTD Data)		Rank
Total interest income	$1,208,000	12,586
Total interest expense	$529,000	12,629
Net interest income	$679,000	12,404
Provision for loan and lease losses	$187,000	5,407
Total noninterest income	$16,000	13,736
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$7,000	11,651
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,000	13,414
Total noninterest expense	$1,162,000	9,230
Salaries and employee benefits	$545,000	9,320
Premises and equipment expense	$259,000	6,615
Additional noninterest expense	$358,000	10,091
Pre-tax net operating income	$-654,000	13,373
Securities gains (losses)	$28,000	5,098
Applicable income taxes	$0	12,680
Income before extraordinary items	$-626,000	13,430
Extraordinary gains, net	$0	1,422
Net income	$-626,000	13,431
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-654,000	13,350

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.