Home > Park Federal Savings Bank > Income and Expense
Park Federal Savings Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,219,000 | 3,912 |
| Total interest expense | $353,000 | 1,903 |
| Net interest income | $866,000 | 4,347 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $190,000 | 3,448 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $29,000 | 4,379 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $161,000 | 2,904 |
| Total noninterest expense | $1,672,000 | 2,653 |
| Salaries and employee benefits | $622,000 | 3,447 |
| Premises and equipment expense | $231,000 | 2,286 |
| Additional noninterest expense | $819,000 | 1,809 |
| Pre-tax net operating income | $-616,000 | 6,071 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-616,000 | 6,071 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-616,000 | 6,071 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-616,000 | 6,071 |
| Net charge-offs | $-45,000 | 5,705 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-616,000 | 6,069 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,338,000 | 3,696 |
| Total interest expense | $1,597,000 | 1,681 |
| Net interest income | $3,741,000 | 4,198 |
| Provision for loan and lease losses | $-500,000 | 5,943 |
| Total noninterest income | $843,000 | 3,368 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $130,000 | 4,347 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $713,000 | 2,810 |
| Total noninterest expense | $6,937,000 | 2,575 |
| Salaries and employee benefits | $2,627,000 | 3,295 |
| Premises and equipment expense | $905,000 | 2,331 |
| Additional noninterest expense | $3,405,000 | 1,785 |
| Pre-tax net operating income | $-1,853,000 | 6,134 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-1,853,000 | 6,129 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,853,000 | 6,129 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,853,000 | 6,129 |
| Net charge-offs | $226,000 | 1,869 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-1,853,000 | 6,127 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,047,000 | 3,708 |
| Total interest expense | $1,213,000 | 1,690 |
| Net interest income | $2,834,000 | 4,228 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $609,000 | 3,435 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $97,000 | 4,393 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $512,000 | 2,890 |
| Total noninterest expense | $5,182,000 | 2,596 |
| Salaries and employee benefits | $1,994,000 | 3,291 |
| Premises and equipment expense | $678,000 | 2,367 |
| Additional noninterest expense | $2,510,000 | 1,802 |
| Pre-tax net operating income | $-1,739,000 | 6,228 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-1,739,000 | 6,231 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,739,000 | 6,231 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,739,000 | 6,231 |
| Net charge-offs | $153,000 | 1,776 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-1,739,000 | 6,228 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,748,000 | 3,691 |
| Total interest expense | $823,000 | 1,680 |
| Net interest income | $1,925,000 | 4,218 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $425,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $63,000 | 4,436 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $362,000 | 2,802 |
| Total noninterest expense | $3,520,000 | 2,590 |
| Salaries and employee benefits | $1,332,000 | 3,304 |
| Premises and equipment expense | $449,000 | 2,392 |
| Additional noninterest expense | $1,739,000 | 1,739 |
| Pre-tax net operating income | $-1,170,000 | 6,294 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-1,170,000 | 6,300 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,170,000 | 6,299 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-1,170,000 | 6,300 |
| Net charge-offs | $138,000 | 1,442 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-1,170,000 | 6,297 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 3,658 |
| Total interest expense | $420,000 | 1,648 |
| Net interest income | $979,000 | 4,194 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $212,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $35,000 | 4,270 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $177,000 | 2,795 |
| Total noninterest expense | $1,855,000 | 2,474 |
| Salaries and employee benefits | $684,000 | 3,287 |
| Premises and equipment expense | $214,000 | 2,511 |
| Additional noninterest expense | $957,000 | 1,588 |
| Pre-tax net operating income | $-664,000 | 6,373 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-664,000 | 6,372 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-664,000 | 6,373 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-664,000 | 6,373 |
| Net charge-offs | $74,000 | 1,302 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-664,000 | 6,367 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,951,000 | 3,546 |
| Total interest expense | $1,975,000 | 1,499 |
| Net interest income | $3,976,000 | 4,203 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $975,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $126,000 | 4,659 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $849,000 | 2,565 |
| Total noninterest expense | $7,267,000 | 2,528 |
| Salaries and employee benefits | $2,645,000 | 3,365 |
| Premises and equipment expense | $774,000 | 2,724 |
| Additional noninterest expense | $3,848,000 | 1,614 |
| Pre-tax net operating income | $-2,316,000 | 6,439 |
| Securities gains (losses) | $341,000 | 555 |
| Applicable income taxes | $154,000 | 3,144 |
| Income before extraordinary items | $-2,129,000 | 6,427 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-2,129,000 | 6,426 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,129,000 | 6,426 |
| Net charge-offs | $806,000 | 1,064 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-2,470,000 | 6,442 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,561,000 | 3,526 |
| Total interest expense | $1,507,000 | 1,497 |
| Net interest income | $3,054,000 | 4,189 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $736,000 | 3,173 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $94,000 | 4,727 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $642,000 | 2,551 |
| Total noninterest expense | $5,401,000 | 2,558 |
| Salaries and employee benefits | $1,987,000 | 3,365 |
| Premises and equipment expense | $740,000 | 2,294 |
| Additional noninterest expense | $2,674,000 | 1,725 |
| Pre-tax net operating income | $-1,611,000 | 6,514 |
| Securities gains (losses) | $341,000 | 436 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-1,270,000 | 6,500 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,270,000 | 6,499 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,270,000 | 6,499 |
| Net charge-offs | $313,000 | 1,564 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-1,611,000 | 6,511 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,088,000 | 3,492 |
| Total interest expense | $1,016,000 | 1,474 |
| Net interest income | $2,072,000 | 4,146 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $519,000 | 3,043 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $63,000 | 4,704 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $456,000 | 2,438 |
| Total noninterest expense | $3,599,000 | 2,566 |
| Salaries and employee benefits | $1,317,000 | 3,394 |
| Premises and equipment expense | $514,000 | 2,224 |
| Additional noninterest expense | $1,768,000 | 1,735 |
| Pre-tax net operating income | $-1,008,000 | 6,582 |
| Securities gains (losses) | $37,000 | 1,347 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-971,000 | 6,575 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-971,000 | 6,575 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-971,000 | 6,575 |
| Net charge-offs | $143,000 | 1,876 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-1,008,000 | 6,578 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,561,000 | 3,490 |
| Total interest expense | $516,000 | 1,470 |
| Net interest income | $1,045,000 | 4,140 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $281,000 | 2,897 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $29,000 | 4,846 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $252,000 | 2,246 |
| Total noninterest expense | $1,726,000 | 2,654 |
| Salaries and employee benefits | $652,000 | 3,453 |
| Premises and equipment expense | $276,000 | 2,142 |
| Additional noninterest expense | $798,000 | 1,893 |
| Pre-tax net operating income | $-400,000 | 6,608 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-400,000 | 6,611 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-400,000 | 6,611 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-400,000 | 6,611 |
| Net charge-offs | $59,000 | 1,738 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-400,000 | 6,610 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,625,000 | 3,405 |
| Total interest expense | $2,314,000 | 1,466 |
| Net interest income | $4,311,000 | 4,084 |
| Provision for loan and lease losses | $452,000 | 1,960 |
| Total noninterest income | $1,102,000 | 3,033 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $123,000 | 4,912 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $979,000 | 2,410 |
| Total noninterest expense | $6,947,000 | 2,645 |
| Salaries and employee benefits | $2,608,000 | 3,440 |
| Premises and equipment expense | $951,000 | 2,345 |
| Additional noninterest expense | $3,388,000 | 1,875 |
| Pre-tax net operating income | $-1,986,000 | 6,657 |
| Securities gains (losses) | $115,000 | 1,215 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-1,871,000 | 6,665 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,871,000 | 6,665 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-1,871,000 | 6,665 |
| Net charge-offs | $408,000 | 2,233 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-1,986,000 | 6,663 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,044,000 | 3,390 |
| Total interest expense | $1,771,000 | 1,483 |
| Net interest income | $3,273,000 | 4,084 |
| Provision for loan and lease losses | $452,000 | 1,615 |
| Total noninterest income | $669,000 | 3,475 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $92,000 | 4,969 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $577,000 | 2,800 |
| Total noninterest expense | $5,050,000 | 2,717 |
| Salaries and employee benefits | $1,977,000 | 3,419 |
| Premises and equipment expense | $717,000 | 2,364 |
| Additional noninterest expense | $2,356,000 | 1,987 |
| Pre-tax net operating income | $-1,560,000 | 6,760 |
| Securities gains (losses) | $115,000 | 1,127 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-1,445,000 | 6,756 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,445,000 | 6,757 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,445,000 | 6,757 |
| Net charge-offs | $290,000 | 2,157 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,560,000 | 6,760 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,421,000 | 3,346 |
| Total interest expense | $1,189,000 | 1,501 |
| Net interest income | $2,232,000 | 4,015 |
| Provision for loan and lease losses | $452,000 | 1,248 |
| Total noninterest income | $518,000 | 3,232 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $61,000 | 4,947 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $457,000 | 2,606 |
| Total noninterest expense | $3,474,000 | 2,658 |
| Salaries and employee benefits | $1,315,000 | 3,447 |
| Premises and equipment expense | $470,000 | 2,399 |
| Additional noninterest expense | $1,689,000 | 1,867 |
| Pre-tax net operating income | $-1,176,000 | 6,803 |
| Securities gains (losses) | $115,000 | 1,019 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-1,061,000 | 6,822 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,061,000 | 6,823 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,061,000 | 6,823 |
| Net charge-offs | $236,000 | 1,930 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-1,176,000 | 6,819 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,727,000 | 3,345 |
| Total interest expense | $597,000 | 1,544 |
| Net interest income | $1,130,000 | 3,991 |
| Provision for loan and lease losses | $452,000 | 733 |
| Total noninterest income | $169,000 | 3,951 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $31,000 | 4,905 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $138,000 | 3,303 |
| Total noninterest expense | $1,881,000 | 2,496 |
| Salaries and employee benefits | $661,000 | 3,467 |
| Premises and equipment expense | $238,000 | 2,397 |
| Additional noninterest expense | $982,000 | 1,634 |
| Pre-tax net operating income | $-1,034,000 | 6,935 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-1,034,000 | 6,947 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-1,034,000 | 6,948 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,034,000 | 6,948 |
| Net charge-offs | $253,000 | 1,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-1,034,000 | 6,935 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,591,000 | 3,248 |
| Total interest expense | $2,598,000 | 1,688 |
| Net interest income | $4,993,000 | 3,819 |
| Provision for loan and lease losses | $3,134,000 | 740 |
| Total noninterest income | $829,000 | 3,582 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $163,000 | 4,629 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $666,000 | 2,962 |
| Total noninterest expense | $6,857,000 | 2,707 |
| Salaries and employee benefits | $2,591,000 | 3,474 |
| Premises and equipment expense | $1,008,000 | 2,268 |
| Additional noninterest expense | $3,258,000 | 2,010 |
| Pre-tax net operating income | $-4,169,000 | 6,935 |
| Securities gains (losses) | $24,000 | 3,114 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-4,145,000 | 6,940 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,145,000 | 6,939 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-4,145,000 | 6,939 |
| Net charge-offs | $5,249,000 | 557 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-4,169,000 | 6,933 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,825,000 | 3,243 |
| Total interest expense | $1,971,000 | 1,742 |
| Net interest income | $3,854,000 | 3,804 |
| Provision for loan and lease losses | $2,687,000 | 680 |
| Total noninterest income | $642,000 | 3,561 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $124,000 | 4,660 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $518,000 | 2,897 |
| Total noninterest expense | $4,786,000 | 2,892 |
| Salaries and employee benefits | $1,946,000 | 3,494 |
| Premises and equipment expense | $771,000 | 2,256 |
| Additional noninterest expense | $2,069,000 | 2,343 |
| Pre-tax net operating income | $-2,977,000 | 7,039 |
| Securities gains (losses) | $24,000 | 2,809 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-2,953,000 | 7,048 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-2,953,000 | 7,047 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,953,000 | 7,047 |
| Net charge-offs | $4,814,000 | 476 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-2,977,000 | 7,039 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,925,000 | 3,245 |
| Total interest expense | $1,322,000 | 1,777 |
| Net interest income | $2,603,000 | 3,784 |
| Provision for loan and lease losses | $2,082,000 | 624 |
| Total noninterest income | $340,000 | 3,957 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $85,000 | 4,622 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $255,000 | 3,303 |
| Total noninterest expense | $3,246,000 | 2,852 |
| Salaries and employee benefits | $1,308,000 | 3,489 |
| Premises and equipment expense | $531,000 | 2,174 |
| Additional noninterest expense | $1,407,000 | 2,300 |
| Pre-tax net operating income | $-2,385,000 | 7,112 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-2,385,000 | 7,132 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,385,000 | 7,132 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,385,000 | 7,132 |
| Net charge-offs | $4,478,000 | 362 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-2,385,000 | 7,119 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 3,273 |
| Total interest expense | $670,000 | 1,830 |
| Net interest income | $1,288,000 | 3,830 |
| Provision for loan and lease losses | $835,000 | 709 |
| Total noninterest income | $168,000 | 3,997 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $43,000 | 4,581 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $125,000 | 3,353 |
| Total noninterest expense | $1,620,000 | 2,868 |
| Salaries and employee benefits | $668,000 | 3,467 |
| Premises and equipment expense | $258,000 | 2,240 |
| Additional noninterest expense | $694,000 | 2,306 |
| Pre-tax net operating income | $-999,000 | 7,161 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-999,000 | 7,170 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-999,000 | 7,170 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-999,000 | 7,170 |
| Net charge-offs | $3,858,000 | 232 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-999,000 | 7,162 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,392,000 | 3,197 |
| Total interest expense | $3,030,000 | 1,940 |
| Net interest income | $5,362,000 | 3,740 |
| Provision for loan and lease losses | $3,013,000 | 1,189 |
| Total noninterest income | $-274,000 | 7,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-274,000 | 6,998 |
| Total noninterest expense | $5,918,000 | 3,095 |
| Salaries and employee benefits | $2,773,000 | 3,299 |
| Premises and equipment expense | $915,000 | 2,603 |
| Additional noninterest expense | $2,230,000 | 2,831 |
| Pre-tax net operating income | $-3,843,000 | 6,988 |
| Securities gains (losses) | $336,000 | 1,052 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-3,507,000 | 6,991 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,507,000 | 6,992 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-3,507,000 | 6,992 |
| Net charge-offs | $2,338,000 | 1,413 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-3,843,000 | 6,994 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,395,000 | 3,192 |
| Total interest expense | $2,317,000 | 1,986 |
| Net interest income | $4,078,000 | 3,727 |
| Provision for loan and lease losses | $2,639,000 | 1,029 |
| Total noninterest income | $-71,000 | 7,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-71,000 | 7,036 |
| Total noninterest expense | $4,489,000 | 3,068 |
| Salaries and employee benefits | $2,131,000 | 3,250 |
| Premises and equipment expense | $688,000 | 2,604 |
| Additional noninterest expense | $1,670,000 | 2,852 |
| Pre-tax net operating income | $-3,121,000 | 7,117 |
| Securities gains (losses) | $329,000 | 875 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-2,792,000 | 7,133 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,792,000 | 7,133 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-2,792,000 | 7,134 |
| Net charge-offs | $1,764,000 | 1,331 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-3,121,000 | 7,148 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,308,000 | 3,200 |
| Total interest expense | $1,572,000 | 2,019 |
| Net interest income | $2,736,000 | 3,715 |
| Provision for loan and lease losses | $1,621,000 | 1,056 |
| Total noninterest income | $72,000 | 6,250 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $72,000 | 5,041 |
| Total noninterest expense | $3,062,000 | 3,043 |
| Salaries and employee benefits | $1,435,000 | 3,247 |
| Premises and equipment expense | $460,000 | 2,616 |
| Additional noninterest expense | $1,167,000 | 2,798 |
| Pre-tax net operating income | $-1,875,000 | 7,156 |
| Securities gains (losses) | $317,000 | 531 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,558,000 | 7,149 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,558,000 | 7,150 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,558,000 | 7,150 |
| Net charge-offs | $1,116,000 | 1,380 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,875,000 | 7,189 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 3,209 |
| Total interest expense | $796,000 | 2,066 |
| Net interest income | $1,362,000 | 3,723 |
| Provision for loan and lease losses | $807,000 | 1,008 |
| Total noninterest income | $38,000 | 6,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $38,000 | 5,072 |
| Total noninterest expense | $1,538,000 | 3,045 |
| Salaries and employee benefits | $734,000 | 3,206 |
| Premises and equipment expense | $228,000 | 2,682 |
| Additional noninterest expense | $576,000 | 2,807 |
| Pre-tax net operating income | $-945,000 | 7,249 |
| Securities gains (losses) | $317,000 | 241 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-628,000 | 7,183 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-628,000 | 7,184 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-628,000 | 7,184 |
| Net charge-offs | $612,000 | 1,176 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-945,000 | 7,275 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,368,000 | 3,113 |
| Total interest expense | $3,677,000 | 2,155 |
| Net interest income | $5,691,000 | 3,618 |
| Provision for loan and lease losses | $4,129,000 | 1,310 |
| Total noninterest income | $-224,000 | 7,433 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-224,000 | 7,295 |
| Total noninterest expense | $6,377,000 | 2,956 |
| Salaries and employee benefits | $3,258,000 | 2,906 |
| Premises and equipment expense | $1,020,000 | 2,437 |
| Additional noninterest expense | $2,099,000 | 3,130 |
| Pre-tax net operating income | $-5,039,000 | 7,105 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-5,039,000 | 7,177 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,039,000 | 7,177 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,039,000 | 7,177 |
| Net charge-offs | $3,128,000 | 1,435 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-5,039,000 | 7,155 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,147,000 | 3,130 |
| Total interest expense | $2,838,000 | 2,186 |
| Net interest income | $4,309,000 | 3,635 |
| Provision for loan and lease losses | $1,585,000 | 1,911 |
| Total noninterest income | $-122,000 | 7,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-122,000 | 7,403 |
| Total noninterest expense | $4,799,000 | 2,943 |
| Salaries and employee benefits | $2,479,000 | 2,865 |
| Premises and equipment expense | $763,000 | 2,486 |
| Additional noninterest expense | $1,557,000 | 3,110 |
| Pre-tax net operating income | $-2,197,000 | 7,100 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-2,197,000 | 7,166 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,197,000 | 7,164 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,197,000 | 7,166 |
| Net charge-offs | $1,109,000 | 2,073 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,197,000 | 7,148 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,817,000 | 3,143 |
| Total interest expense | $1,934,000 | 2,228 |
| Net interest income | $2,883,000 | 3,625 |
| Provision for loan and lease losses | $1,312,000 | 1,653 |
| Total noninterest income | $150,000 | 5,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $150,000 | 3,983 |
| Total noninterest expense | $3,255,000 | 2,902 |
| Salaries and employee benefits | $1,668,000 | 2,858 |
| Premises and equipment expense | $523,000 | 2,436 |
| Additional noninterest expense | $1,064,000 | 3,030 |
| Pre-tax net operating income | $-1,534,000 | 7,176 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,534,000 | 7,251 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,534,000 | 7,250 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,534,000 | 7,251 |
| Net charge-offs | $994,000 | 1,730 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,534,000 | 7,243 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,460,000 | 3,145 |
| Total interest expense | $995,000 | 2,267 |
| Net interest income | $1,465,000 | 3,622 |
| Provision for loan and lease losses | $444,000 | 1,971 |
| Total noninterest income | $46,000 | 6,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $46,000 | 4,823 |
| Total noninterest expense | $1,617,000 | 2,944 |
| Salaries and employee benefits | $836,000 | 2,901 |
| Premises and equipment expense | $272,000 | 2,398 |
| Additional noninterest expense | $509,000 | 3,135 |
| Pre-tax net operating income | $-550,000 | 7,212 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-550,000 | 7,297 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-550,000 | 7,297 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-550,000 | 7,298 |
| Net charge-offs | $259,000 | 2,188 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-550,000 | 7,279 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,215,000 | 3,182 |
| Total interest expense | $5,212,000 | 2,177 |
| Net interest income | $5,003,000 | 3,953 |
| Provision for loan and lease losses | $2,222,000 | 2,348 |
| Total noninterest income | $497,000 | 4,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $497,000 | 3,205 |
| Total noninterest expense | $6,637,000 | 2,930 |
| Salaries and employee benefits | $3,361,000 | 2,892 |
| Premises and equipment expense | $945,000 | 2,714 |
| Additional noninterest expense | $2,331,000 | 2,917 |
| Pre-tax net operating income | $-3,359,000 | 6,959 |
| Securities gains (losses) | $-178,000 | 7,400 |
| Applicable income taxes | $255,000 | 2,172 |
| Income before extraordinary items | $-3,792,000 | 7,129 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,792,000 | 7,128 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,792,000 | 7,127 |
| Net charge-offs | $2,042,000 | 2,011 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,614,000 | 7,094 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,751,000 | 3,204 |
| Total interest expense | $4,028,000 | 2,205 |
| Net interest income | $3,723,000 | 3,970 |
| Provision for loan and lease losses | $358,000 | 4,344 |
| Total noninterest income | $413,000 | 4,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $413,000 | 3,124 |
| Total noninterest expense | $5,044,000 | 2,887 |
| Salaries and employee benefits | $2,541,000 | 2,903 |
| Premises and equipment expense | $634,000 | 3,006 |
| Additional noninterest expense | $1,869,000 | 2,716 |
| Pre-tax net operating income | $-1,266,000 | 6,769 |
| Securities gains (losses) | $-178,000 | 7,569 |
| Applicable income taxes | $-69,000 | 6,871 |
| Income before extraordinary items | $-1,375,000 | 6,947 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,375,000 | 6,948 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,375,000 | 6,948 |
| Net charge-offs | $231,000 | 4,082 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,205,900 | 6,844 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,334,000 | 3,133 |
| Total interest expense | $2,748,000 | 2,245 |
| Net interest income | $2,586,000 | 3,845 |
| Provision for loan and lease losses | $161,000 | 4,640 |
| Total noninterest income | $301,000 | 4,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $301,000 | 2,995 |
| Total noninterest expense | $3,517,000 | 2,820 |
| Salaries and employee benefits | $1,714,000 | 2,890 |
| Premises and equipment expense | $430,000 | 3,006 |
| Additional noninterest expense | $1,373,000 | 2,530 |
| Pre-tax net operating income | $-791,000 | 6,890 |
| Securities gains (losses) | $-178,000 | 7,771 |
| Applicable income taxes | $-69,000 | 7,065 |
| Income before extraordinary items | $-900,000 | 7,096 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-900,000 | 7,096 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-900,000 | 7,096 |
| Net charge-offs | $99,000 | 4,256 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-734,460 | 6,959 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,695,000 | 3,133 |
| Total interest expense | $1,384,000 | 2,306 |
| Net interest income | $1,311,000 | 3,806 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $159,000 | 4,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $159,000 | 2,871 |
| Total noninterest expense | $1,785,000 | 2,701 |
| Salaries and employee benefits | $850,000 | 2,952 |
| Premises and equipment expense | $227,000 | 2,915 |
| Additional noninterest expense | $708,000 | 2,211 |
| Pre-tax net operating income | $-345,000 | 7,132 |
| Securities gains (losses) | $-178,000 | 8,036 |
| Applicable income taxes | $-67,000 | 7,483 |
| Income before extraordinary items | $-456,000 | 7,399 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-456,000 | 7,400 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-456,000 | 7,400 |
| Net charge-offs | $18,000 | 4,403 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-301,140 | 7,157 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,435,000 | 3,167 |
| Total interest expense | $6,117,000 | 2,474 |
| Net interest income | $5,318,000 | 3,782 |
| Provision for loan and lease losses | $184,000 | 5,313 |
| Total noninterest income | $706,000 | 4,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $706,000 | 2,642 |
| Total noninterest expense | $8,676,000 | 2,201 |
| Salaries and employee benefits | $3,295,000 | 2,991 |
| Premises and equipment expense | $924,000 | 2,813 |
| Additional noninterest expense | $4,457,000 | 1,390 |
| Pre-tax net operating income | $-2,836,000 | 7,553 |
| Securities gains (losses) | $-14,000 | 7,048 |
| Applicable income taxes | $-838,000 | 7,654 |
| Income before extraordinary items | $-2,012,000 | 7,389 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,012,000 | 7,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,646 |
| Cash dividends | $1,000,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,002,060 | 7,478 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,593,000 | 3,224 |
| Total interest expense | $4,703,000 | 2,510 |
| Net interest income | $3,890,000 | 3,870 |
| Provision for loan and lease losses | $135,000 | 4,747 |
| Total noninterest income | $516,000 | 4,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $516,000 | 2,758 |
| Total noninterest expense | $6,034,000 | 2,353 |
| Salaries and employee benefits | $2,507,000 | 2,971 |
| Premises and equipment expense | $657,000 | 2,964 |
| Additional noninterest expense | $2,870,000 | 1,556 |
| Pre-tax net operating income | $-1,763,000 | 7,811 |
| Securities gains (losses) | $-14,000 | 7,370 |
| Applicable income taxes | $-691,000 | 7,955 |
| Income before extraordinary items | $-1,086,000 | 7,547 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,086,000 | 7,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,844 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,077,040 | 7,657 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,694,000 | 3,285 |
| Total interest expense | $3,216,000 | 2,548 |
| Net interest income | $2,478,000 | 4,004 |
| Provision for loan and lease losses | $15,000 | 6,116 |
| Total noninterest income | $334,000 | 4,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $334,000 | 2,862 |
| Total noninterest expense | $3,363,000 | 2,765 |
| Salaries and employee benefits | $1,639,000 | 3,070 |
| Premises and equipment expense | $380,000 | 3,340 |
| Additional noninterest expense | $1,344,000 | 2,106 |
| Pre-tax net operating income | $-566,000 | 7,654 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-251,000 | 8,033 |
| Income before extraordinary items | $-315,000 | 7,532 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-315,000 | 7,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,007 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-315,000 | 7,515 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,865,000 | 3,356 |
| Total interest expense | $1,652,000 | 2,640 |
| Net interest income | $1,213,000 | 4,079 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $133,000 | 4,880 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $133,000 | 3,249 |
| Total noninterest expense | $1,409,000 | 3,250 |
| Salaries and employee benefits | $810,000 | 3,129 |
| Premises and equipment expense | $171,000 | 3,628 |
| Additional noninterest expense | $428,000 | 3,106 |
| Pre-tax net operating income | $-63,000 | 7,449 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-45,000 | 8,010 |
| Income before extraordinary items | $-18,000 | 7,379 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-18,000 | 7,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,243 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-18,000 | 7,305 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,891,000 | 3,308 |
| Total interest expense | $6,534,000 | 2,795 |
| Net interest income | $5,357,000 | 3,798 |
| Provision for loan and lease losses | $75,000 | 5,254 |
| Total noninterest income | $995,000 | 3,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $995,000 | 2,226 |
| Total noninterest expense | $6,541,000 | 2,740 |
| Salaries and employee benefits | $3,311,000 | 2,971 |
| Premises and equipment expense | $1,000,000 | 2,567 |
| Additional noninterest expense | $2,230,000 | 2,421 |
| Pre-tax net operating income | $-264,000 | 7,691 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-200,000 | 8,129 |
| Income before extraordinary items | $-64,000 | 7,590 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-64,000 | 7,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,354 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-64,000 | 7,566 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,893,000 | 3,316 |
| Total interest expense | $4,870,000 | 2,806 |
| Net interest income | $4,023,000 | 3,812 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $622,000 | 3,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $622,000 | 2,506 |
| Total noninterest expense | $4,469,000 | 2,966 |
| Salaries and employee benefits | $2,494,000 | 2,933 |
| Premises and equipment expense | $760,000 | 2,536 |
| Additional noninterest expense | $1,215,000 | 3,158 |
| Pre-tax net operating income | $176,000 | 7,057 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-30,000 | 8,112 |
| Income before extraordinary items | $206,000 | 6,780 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $206,000 | 6,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,435 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $206,000 | 6,766 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,956,000 | 3,311 |
| Total interest expense | $3,251,000 | 2,797 |
| Net interest income | $2,705,000 | 3,818 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $393,000 | 4,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $393,000 | 2,606 |
| Total noninterest expense | $3,005,000 | 2,972 |
| Salaries and employee benefits | $1,671,000 | 2,955 |
| Premises and equipment expense | $515,000 | 2,514 |
| Additional noninterest expense | $819,000 | 3,125 |
| Pre-tax net operating income | $93,000 | 7,288 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-29,000 | 8,238 |
| Income before extraordinary items | $122,000 | 6,959 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $122,000 | 6,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,655 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $122,000 | 6,946 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,974,000 | 3,304 |
| Total interest expense | $1,623,000 | 2,785 |
| Net interest income | $1,351,000 | 3,816 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $143,000 | 4,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $143,000 | 3,106 |
| Total noninterest expense | $1,534,000 | 2,926 |
| Salaries and employee benefits | $858,000 | 2,892 |
| Premises and equipment expense | $273,000 | 2,387 |
| Additional noninterest expense | $403,000 | 3,152 |
| Pre-tax net operating income | $-40,000 | 8,003 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-43,000 | 8,396 |
| Income before extraordinary items | $3,000 | 7,829 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,000 | 7,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,000 | 7,812 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,199,000 | 3,042 |
| Total interest expense | $6,472,000 | 2,429 |
| Net interest income | $5,727,000 | 3,640 |
| Provision for loan and lease losses | $249,000 | 3,119 |
| Total noninterest income | $821,000 | 3,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $821,000 | 2,548 |
| Total noninterest expense | $6,292,000 | 2,765 |
| Salaries and employee benefits | $3,668,000 | 2,635 |
| Premises and equipment expense | $1,043,000 | 2,370 |
| Additional noninterest expense | $1,581,000 | 3,155 |
| Pre-tax net operating income | $7,000 | 7,927 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-87,000 | 8,359 |
| Income before extraordinary items | $94,000 | 7,698 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $94,000 | 7,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,290 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $94,000 | 7,689 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,249,000 | 2,994 |
| Total interest expense | $4,817,000 | 2,392 |
| Net interest income | $4,432,000 | 3,579 |
| Provision for loan and lease losses | $249,000 | 2,464 |
| Total noninterest income | $555,000 | 4,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $555,000 | 2,700 |
| Total noninterest expense | $4,853,000 | 2,703 |
| Salaries and employee benefits | $2,819,000 | 2,579 |
| Premises and equipment expense | $794,000 | 2,349 |
| Additional noninterest expense | $1,240,000 | 3,035 |
| Pre-tax net operating income | $-115,000 | 8,237 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-104,000 | 8,564 |
| Income before extraordinary items | $-11,000 | 8,148 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-11,000 | 8,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 1,277 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-11,000 | 8,133 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,174,000 | 2,960 |
| Total interest expense | $3,194,000 | 2,306 |
| Net interest income | $2,980,000 | 3,564 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $360,000 | 4,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $360,000 | 2,710 |
| Total noninterest expense | $3,154,000 | 2,778 |
| Salaries and employee benefits | $1,881,000 | 2,570 |
| Premises and equipment expense | $552,000 | 2,252 |
| Additional noninterest expense | $721,000 | 3,386 |
| Pre-tax net operating income | $186,000 | 7,167 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $10,000 | 6,127 |
| Income before extraordinary items | $176,000 | 6,949 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $176,000 | 6,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,668 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $176,000 | 6,952 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,105,000 | 2,888 |
| Total interest expense | $1,574,000 | 2,233 |
| Net interest income | $1,531,000 | 3,486 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $231,000 | 3,656 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $231,000 | 2,287 |
| Total noninterest expense | $1,647,000 | 2,669 |
| Salaries and employee benefits | $1,009,000 | 2,426 |
| Premises and equipment expense | $266,000 | 2,343 |
| Additional noninterest expense | $372,000 | 3,316 |
| Pre-tax net operating income | $115,000 | 6,881 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $11,000 | 5,709 |
| Income before extraordinary items | $104,000 | 6,677 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $104,000 | 6,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,694 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $104,000 | 6,671 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,207,000 | 2,495 |
| Total interest expense | $5,888,000 | 1,918 |
| Net interest income | $7,319,000 | 2,929 |
| Provision for loan and lease losses | $317,000 | 2,713 |
| Total noninterest income | $807,000 | 4,018 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $807,000 | 2,525 |
| Total noninterest expense | $6,003,000 | 2,751 |
| Salaries and employee benefits | $3,698,000 | 2,472 |
| Premises and equipment expense | $1,072,000 | 2,231 |
| Additional noninterest expense | $1,233,000 | 3,790 |
| Pre-tax net operating income | $1,806,000 | 3,950 |
| Securities gains (losses) | $24,000 | 1,190 |
| Applicable income taxes | $517,000 | 3,318 |
| Income before extraordinary items | $1,313,000 | 4,125 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,313,000 | 4,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,117,000 | 615 |
| Cash dividends | $2,000,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,295,720 | 4,131 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,867,000 | 2,453 |
| Total interest expense | $4,366,000 | 1,836 |
| Net interest income | $5,501,000 | 2,908 |
| Provision for loan and lease losses | $317,000 | 2,092 |
| Total noninterest income | $467,000 | 4,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $467,000 | 3,009 |
| Total noninterest expense | $4,591,000 | 2,661 |
| Salaries and employee benefits | $2,896,000 | 2,337 |
| Premises and equipment expense | $778,000 | 2,278 |
| Additional noninterest expense | $917,000 | 3,748 |
| Pre-tax net operating income | $1,060,000 | 4,619 |
| Securities gains (losses) | $24,000 | 1,156 |
| Applicable income taxes | $291,000 | 3,852 |
| Income before extraordinary items | $793,000 | 4,780 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $793,000 | 4,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,117,000 | 457 |
| Cash dividends | $2,000,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $775,480 | 4,802 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,630,000 | 2,378 |
| Total interest expense | $2,882,000 | 1,756 |
| Net interest income | $3,748,000 | 2,810 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $311,000 | 4,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $311,000 | 2,999 |
| Total noninterest expense | $2,997,000 | 2,695 |
| Salaries and employee benefits | $1,945,000 | 2,316 |
| Premises and equipment expense | $502,000 | 2,321 |
| Additional noninterest expense | $550,000 | 4,065 |
| Pre-tax net operating income | $1,062,000 | 3,561 |
| Securities gains (losses) | $24,000 | 1,040 |
| Applicable income taxes | $369,000 | 2,738 |
| Income before extraordinary items | $717,000 | 3,928 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $717,000 | 3,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $816,000 | 422 |
| Cash dividends | $1,000,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $701,160 | 3,928 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,270,000 | 2,359 |
| Total interest expense | $1,417,000 | 1,689 |
| Net interest income | $1,853,000 | 2,842 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $132,000 | 5,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $132,000 | 3,224 |
| Total noninterest expense | $1,513,000 | 2,689 |
| Salaries and employee benefits | $1,021,000 | 2,228 |
| Premises and equipment expense | $276,000 | 2,164 |
| Additional noninterest expense | $216,000 | 4,823 |
| Pre-tax net operating income | $472,000 | 3,833 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $161,000 | 2,984 |
| Income before extraordinary items | $311,000 | 4,265 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $311,000 | 4,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $311,000 | 4,223 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,636,000 | 2,095 |
| Total interest expense | $5,277,000 | 1,554 |
| Net interest income | $8,359,000 | 2,447 |
| Provision for loan and lease losses | $816,000 | 1,261 |
| Total noninterest income | $1,800,000 | 2,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,800,000 | 1,427 |
| Total noninterest expense | $5,902,000 | 2,694 |
| Salaries and employee benefits | $3,768,000 | 2,305 |
| Premises and equipment expense | $1,060,000 | 2,159 |
| Additional noninterest expense | $1,074,000 | 4,095 |
| Pre-tax net operating income | $3,441,000 | 2,302 |
| Securities gains (losses) | $295,000 | 646 |
| Applicable income taxes | $1,287,000 | 1,811 |
| Income before extraordinary items | $2,449,000 | 2,469 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,449,000 | 2,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 696 |
| Net operating income | $2,254,300 | 2,589 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,214,000 | 2,051 |
| Total interest expense | $3,934,000 | 1,536 |
| Net interest income | $6,280,000 | 2,409 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $505,000 | 4,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $505,000 | 2,782 |
| Total noninterest expense | $4,314,000 | 2,720 |
| Salaries and employee benefits | $2,755,000 | 2,351 |
| Premises and equipment expense | $804,000 | 2,134 |
| Additional noninterest expense | $755,000 | 4,267 |
| Pre-tax net operating income | $2,471,000 | 2,415 |
| Securities gains (losses) | $257,000 | 664 |
| Applicable income taxes | $910,000 | 1,931 |
| Income before extraordinary items | $1,818,000 | 2,540 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,818,000 | 2,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,375 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 546 |
| Net operating income | $1,645,810 | 2,683 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,790,000 | 2,043 |
| Total interest expense | $2,581,000 | 1,539 |
| Net interest income | $4,209,000 | 2,375 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $339,000 | 4,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $339,000 | 2,787 |
| Total noninterest expense | $2,839,000 | 2,764 |
| Salaries and employee benefits | $1,839,000 | 2,349 |
| Premises and equipment expense | $525,000 | 2,175 |
| Additional noninterest expense | $475,000 | 4,497 |
| Pre-tax net operating income | $1,709,000 | 2,320 |
| Securities gains (losses) | $128,000 | 882 |
| Applicable income taxes | $625,000 | 1,867 |
| Income before extraordinary items | $1,212,000 | 2,505 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,212,000 | 2,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,411 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 434 |
| Net operating income | $1,127,520 | 2,588 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,470,000 | 2,021 |
| Total interest expense | $1,287,000 | 1,555 |
| Net interest income | $2,183,000 | 2,287 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $188,000 | 4,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $188,000 | 2,570 |
| Total noninterest expense | $1,474,000 | 2,672 |
| Salaries and employee benefits | $962,000 | 2,272 |
| Premises and equipment expense | $272,000 | 2,131 |
| Additional noninterest expense | $240,000 | 4,461 |
| Pre-tax net operating income | $897,000 | 2,204 |
| Securities gains (losses) | $128,000 | 686 |
| Applicable income taxes | $348,000 | 1,736 |
| Income before extraordinary items | $677,000 | 2,240 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $677,000 | 2,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,556 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $592,520 | 2,439 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,020,000 | 2,191 |
| Total interest expense | $6,054,000 | 1,466 |
| Net interest income | $6,966,000 | 2,764 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,434,000 | 2,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,434,000 | 1,885 |
| Total noninterest expense | $5,194,000 | 2,959 |
| Salaries and employee benefits | $3,484,000 | 2,415 |
| Premises and equipment expense | $966,000 | 2,326 |
| Additional noninterest expense | $744,000 | 5,301 |
| Pre-tax net operating income | $3,206,000 | 2,375 |
| Securities gains (losses) | $184,000 | 1,391 |
| Applicable income taxes | $1,155,000 | 1,984 |
| Income before extraordinary items | $2,235,000 | 2,624 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,235,000 | 2,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,477 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,113,560 | 2,615 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,741,000 | 2,239 |
| Total interest expense | $4,741,000 | 1,471 |
| Net interest income | $5,000,000 | 2,902 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $972,000 | 3,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $972,000 | 2,094 |
| Total noninterest expense | $3,819,000 | 3,001 |
| Salaries and employee benefits | $2,622,000 | 2,420 |
| Premises and equipment expense | $730,000 | 2,319 |
| Additional noninterest expense | $467,000 | 5,852 |
| Pre-tax net operating income | $2,153,000 | 2,690 |
| Securities gains (losses) | $71,000 | 2,028 |
| Applicable income taxes | $749,000 | 2,292 |
| Income before extraordinary items | $1,475,000 | 3,001 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,475,000 | 3,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,498 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,428,140 | 2,929 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,463,000 | 2,266 |
| Total interest expense | $3,260,000 | 1,483 |
| Net interest income | $3,203,000 | 2,986 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $536,000 | 3,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $536,000 | 2,351 |
| Total noninterest expense | $2,560,000 | 2,994 |
| Salaries and employee benefits | $1,737,000 | 2,423 |
| Premises and equipment expense | $456,000 | 2,440 |
| Additional noninterest expense | $367,000 | 5,313 |
| Pre-tax net operating income | $1,179,000 | 3,124 |
| Securities gains (losses) | $76,000 | 1,726 |
| Applicable income taxes | $422,000 | 2,592 |
| Income before extraordinary items | $833,000 | 3,403 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $833,000 | 3,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,495 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $782,840 | 3,372 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,265,000 | 2,254 |
| Total interest expense | $1,645,000 | 1,511 |
| Net interest income | $1,620,000 | 2,953 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $334,000 | 3,005 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $334,000 | 1,956 |
| Total noninterest expense | $1,301,000 | 2,941 |
| Salaries and employee benefits | $867,000 | 2,435 |
| Premises and equipment expense | $230,000 | 2,414 |
| Additional noninterest expense | $204,000 | 4,894 |
| Pre-tax net operating income | $653,000 | 2,887 |
| Securities gains (losses) | $68,000 | 1,210 |
| Applicable income taxes | $243,000 | 2,369 |
| Income before extraordinary items | $478,000 | 3,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $478,000 | 3,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $433,120 | 3,104 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,150,000 | 2,172 |
| Total interest expense | $7,622,000 | 1,486 |
| Net interest income | $6,528,000 | 2,918 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $1,209,000 | 3,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,209,000 | 1,929 |
| Total noninterest expense | $4,805,000 | 3,025 |
| Salaries and employee benefits | $3,118,000 | 2,529 |
| Premises and equipment expense | $971,000 | 2,253 |
| Additional noninterest expense | $716,000 | 5,335 |
| Pre-tax net operating income | $2,812,000 | 2,622 |
| Securities gains (losses) | $104,000 | 1,711 |
| Applicable income taxes | $959,000 | 2,276 |
| Income before extraordinary items | $1,957,000 | 2,850 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,957,000 | 2,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,336 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,887,320 | 2,839 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,680,000 | 2,194 |
| Total interest expense | $9,941,000 | 1,628 |
| Net interest income | $5,739,000 | 3,068 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $847,000 | 3,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $847,000 | 2,301 |
| Total noninterest expense | $4,564,000 | 3,054 |
| Salaries and employee benefits | $3,092,000 | 2,431 |
| Premises and equipment expense | $769,000 | 2,736 |
| Additional noninterest expense | $703,000 | 5,280 |
| Pre-tax net operating income | $2,022,000 | 3,149 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $725,000 | 2,606 |
| Income before extraordinary items | $1,297,000 | 3,587 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,297,000 | 3,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $7,100,000 | 470 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,297,000 | 3,488 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,862,000 | 2,356 |
| Total interest expense | $9,350,000 | 1,847 |
| Net interest income | $5,512,000 | 3,194 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $981,000 | 3,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $981,000 | 1,883 |
| Total noninterest expense | $4,365,000 | 3,084 |
| Salaries and employee benefits | $2,954,000 | 2,424 |
| Premises and equipment expense | $713,000 | 2,840 |
| Additional noninterest expense | $698,000 | 5,188 |
| Pre-tax net operating income | $2,128,000 | 3,163 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $762,000 | 2,603 |
| Income before extraordinary items | $1,366,000 | 3,500 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,366,000 | 3,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,366,000 | 3,487 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,986,000 | 2,332 |
| Total interest expense | $8,114,000 | 1,834 |
| Net interest income | $5,872,000 | 2,983 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,040,000 | 2,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,040,000 | 1,816 |
| Total noninterest expense | $4,557,000 | 2,953 |
| Salaries and employee benefits | $3,045,000 | 2,299 |
| Premises and equipment expense | $768,000 | 2,640 |
| Additional noninterest expense | $744,000 | 5,040 |
| Pre-tax net operating income | $2,355,000 | 2,930 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $831,000 | 2,561 |
| Income before extraordinary items | $1,524,000 | 3,199 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,524,000 | 3,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,524,000 | 3,165 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,953,000 | 2,524 |
| Total interest expense | $7,513,000 | 2,029 |
| Net interest income | $5,440,000 | 3,159 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,206,000 | 2,677 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,206,000 | 1,622 |
| Total noninterest expense | $3,906,000 | 3,274 |
| Salaries and employee benefits | $2,512,000 | 2,702 |
| Premises and equipment expense | $689,000 | 2,806 |
| Additional noninterest expense | $705,000 | 5,137 |
| Pre-tax net operating income | $2,740,000 | 2,580 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $962,000 | 2,373 |
| Income before extraordinary items | $1,778,000 | 2,812 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,778,000 | 2,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $7,000,000 | 502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,778,000 | 2,740 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,642,000 | 2,817 |
| Total interest expense | $6,445,000 | 2,330 |
| Net interest income | $5,197,000 | 3,359 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $622,000 | 4,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $622,000 | 2,410 |
| Total noninterest expense | $3,938,000 | 3,223 |
| Salaries and employee benefits | $2,574,000 | 2,568 |
| Premises and equipment expense | $651,000 | 2,933 |
| Additional noninterest expense | $713,000 | 5,148 |
| Pre-tax net operating income | $1,881,000 | 3,730 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $691,000 | 3,271 |
| Income before extraordinary items | $1,190,000 | 4,087 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,190,000 | 4,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $6,000,000 | 536 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,190,000 | 4,019 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,100,000 | 2,965 |
| Total interest expense | $6,290,000 | 2,455 |
| Net interest income | $4,810,000 | 3,675 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $306,000 | 6,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $306,000 | 4,024 |
| Total noninterest expense | $3,827,000 | 3,474 |
| Salaries and employee benefits | $1,744,000 | 3,776 |
| Premises and equipment expense | $567,000 | 3,384 |
| Additional noninterest expense | $1,516,000 | 3,085 |
| Pre-tax net operating income | $1,289,000 | 4,851 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $436,000 | 4,616 |
| Income before extraordinary items | $853,000 | 5,065 |
| Extraordinary gains, net | $-101,000 | 11,435 |
| Net income | $752,000 | 5,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-127,000 | 11,268 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $13,638,000 | 48 |
| Net operating income | $853,000 | 5,012 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,755,000 | 3,359 |
| Total interest expense | $5,706,000 | 2,697 |
| Net interest income | $4,049,000 | 4,268 |
| Provision for loan and lease losses | $98,000 | 4,693 |
| Total noninterest income | $694,000 | 4,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $694,000 | 2,306 |
| Total noninterest expense | $3,096,000 | 4,172 |
| Salaries and employee benefits | $1,782,000 | 3,681 |
| Premises and equipment expense | $525,000 | 3,606 |
| Additional noninterest expense | $789,000 | 5,311 |
| Pre-tax net operating income | $1,549,000 | 4,335 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $512,000 | 4,121 |
| Income before extraordinary items | $1,037,000 | 4,448 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,037,000 | 4,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,037,000 | 4,444 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,862,000 | 3,386 |
| Total interest expense | $4,643,000 | 2,637 |
| Net interest income | $4,219,000 | 4,176 |
| Provision for loan and lease losses | $49,000 | 6,214 |
| Total noninterest income | $1,285,000 | 2,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,285,000 | 1,552 |
| Total noninterest expense | $2,824,000 | 4,644 |
| Salaries and employee benefits | $1,635,000 | 3,958 |
| Premises and equipment expense | $518,000 | 3,685 |
| Additional noninterest expense | $671,000 | 6,526 |
| Pre-tax net operating income | $2,631,000 | 2,699 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $881,000 | 2,541 |
| Income before extraordinary items | $1,750,000 | 2,763 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,750,000 | 2,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,338 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,750,000 | 2,783 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,254,000 | 3,341 |
| Total interest expense | $4,890,000 | 2,622 |
| Net interest income | $4,364,000 | 4,061 |
| Provision for loan and lease losses | $140,000 | 4,819 |
| Total noninterest income | $1,109,000 | 3,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,109,000 | 1,902 |
| Total noninterest expense | $2,622,000 | 5,062 |
| Salaries and employee benefits | $1,485,000 | 4,309 |
| Premises and equipment expense | $481,000 | 4,008 |
| Additional noninterest expense | $656,000 | 6,902 |
| Pre-tax net operating income | $2,711,000 | 2,521 |
| Securities gains (losses) | $138,000 | 2,074 |
| Applicable income taxes | $1,113,000 | 2,050 |
| Income before extraordinary items | $1,736,000 | 2,843 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,736,000 | 2,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,647,680 | 2,815 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,068,000 | 3,171 |
| Total interest expense | $6,355,000 | 2,650 |
| Net interest income | $4,713,000 | 3,838 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $1,315,000 | 2,660 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,315,000 | 1,655 |
| Total noninterest expense | $2,432,000 | 5,431 |
| Salaries and employee benefits | $1,402,000 | 4,492 |
| Premises and equipment expense | $416,000 | 4,661 |
| Additional noninterest expense | $614,000 | 7,383 |
| Pre-tax net operating income | $3,496,000 | 1,765 |
| Securities gains (losses) | $93,000 | 3,119 |
| Applicable income taxes | $1,268,000 | 1,662 |
| Income before extraordinary items | $2,321,000 | 1,978 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,321,000 | 2,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,260,550 | 1,860 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.