Home > Parish National Bank > Assets and Liabilities
Parish National Bank, Assets and Liabilities
| 2008-09-30 | Rank | |
| # of Employees: | 294 | 522 |
| Assets and Liabilities | ||
| Total Assets: | $771,064,000 | 897 |
| Cash and due from depository institutions | $31,912,000 | 522 |
| Interest-bearing balances | $24,419,000 | 289 |
| Securities | $87,124,000 | 1,361 |
| Federal funds sold & reverse repurchase agreements | $1,650,000 | 3,995 |
| Net loans & leases | $604,688,000 | 805 |
| Loan loss allowance | $10,808,000 | 628 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $30,038,000 | 391 |
| Other real estate owned | $763,000 | 522 |
| Goodwill and other intangibles | $2,804,000 | 1,215 |
| All other assets | $12,085,000 | 1,620 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $771,064,000 | 897 |
| Total liabilities | $700,648,000 | 881 |
| Total deposits | $636,367,000 | 816 |
| Interest-bearing deposits | $510,257,000 | 892 |
| Deposits held in domestic offices | $636,367,000 | 812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $56,696,000 | 1,073 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,585,000 | 811 |
| Total equity capital | $70,416,000 | 963 |
| Total bank equity capital | $70,416,000 | 963 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,200,000 | 2,598 |
| Surplus | $15,829,000 | 1,854 |
| Undivided profits | $53,387,000 | 646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,225,000 | 1,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,870,000 | 1,333 |
| Earning assets | $717,881,000 | 865 |
| Long-term assets (5+ years) | $144,913,000 | 917 |
| Average Assets, year-to-date | $764,118,750 | 887 |
| Average Assets, quarterly | $764,795,500 | 898 |
| Volatile liabilities | $119,686,000 | 1,251 |
| Insider loans | $18,696,000 | 344 |
| FHLB advances | $56,696,000 | 992 |
| Loans and leases held for sale | $9,824,000 | 213 |
| Unused loan commitments | $102,201,000 | 938 |
| Tier 1 (core) risk-based capital | $66,262,000 | 958 |
| Tier 2 risk-based capital | $10,808,000 | 578 |
| Total risk weighted assets | $637,468,000 | 810 |
| Total unused commitments | $102,201,000 | 938 |
| Derivatives | $10,767,000 | 451 |
| 2008-06-30 | Rank | |
| # of Employees: | 303 | 509 |
| Assets and Liabilities | ||
| Total Assets: | $758,527,000 | 907 |
| Cash and due from depository institutions | $31,868,000 | 509 |
| Interest-bearing balances | $24,280,000 | 243 |
| Securities | $88,544,000 | 1,370 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $594,134,000 | 816 |
| Loan loss allowance | $5,514,000 | 1,091 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $29,596,000 | 386 |
| Other real estate owned | $672,000 | 509 |
| Goodwill and other intangibles | $2,804,000 | 1,231 |
| All other assets | $10,909,000 | 1,721 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $758,527,000 | 907 |
| Total liabilities | $686,874,000 | 895 |
| Total deposits | $646,740,000 | 786 |
| Interest-bearing deposits | $517,839,000 | 870 |
| Deposits held in domestic offices | $646,740,000 | 783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $32,699,000 | 1,551 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $7,435,000 | 830 |
| Total equity capital | $71,653,000 | 941 |
| Total bank equity capital | $71,653,000 | 941 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,200,000 | 2,617 |
| Surplus | $15,829,000 | 1,840 |
| Undivided profits | $54,624,000 | 652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,873,000 | 2,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,821,000 | 1,303 |
| Earning assets | $706,958,000 | 879 |
| Long-term assets (5+ years) | $127,339,000 | 1,025 |
| Average Assets, year-to-date | $761,803,670 | 889 |
| Average Assets, quarterly | $760,504,500 | 899 |
| Volatile liabilities | $96,146,000 | 1,509 |
| Insider loans | $23,624,000 | 258 |
| FHLB advances | $32,699,000 | 1,474 |
| Loans and leases held for sale | $14,824,000 | 185 |
| Unused loan commitments | $108,481,000 | 929 |
| Tier 1 (core) risk-based capital | $68,358,000 | 914 |
| Tier 2 risk-based capital | $5,514,000 | 1,008 |
| Total risk weighted assets | $620,519,000 | 829 |
| Total unused commitments | $108,481,000 | 929 |
| Derivatives | $4,654,000 | 589 |
| 2008-03-31 | Rank | |
| # of Employees: | 297 | 513 |
| Assets and Liabilities | ||
| Total Assets: | $762,482,000 | 898 |
| Cash and due from depository institutions | $37,440,000 | 513 |
| Interest-bearing balances | $30,316,000 | 239 |
| Securities | $93,095,000 | 1,304 |
| Federal funds sold & reverse repurchase agreements | $16,975,000 | 984 |
| Net loans & leases | $574,908,000 | 826 |
| Loan loss allowance | $5,558,000 | 1,002 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $29,687,000 | 376 |
| Other real estate owned | $545,000 | 513 |
| Goodwill and other intangibles | $2,804,000 | 1,242 |
| All other assets | $7,028,000 | 2,383 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $762,482,000 | 898 |
| Total liabilities | $691,143,000 | 888 |
| Total deposits | $679,000,000 | 748 |
| Interest-bearing deposits | $547,070,000 | 824 |
| Deposits held in domestic offices | $679,000,000 | 744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,975,000 | 2,248 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $2,703,000 | 4,418 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $7,465,000 | 874 |
| Total equity capital | $71,339,000 | 971 |
| Total bank equity capital | $71,339,000 | 971 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,200,000 | 2,618 |
| Surplus | $15,829,000 | 1,818 |
| Undivided profits | $54,310,000 | 682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,956,000 | 1,950 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,944,000 | 1,283 |
| Earning assets | $715,294,000 | 869 |
| Long-term assets (5+ years) | $119,512,000 | 1,032 |
| Average Assets, year-to-date | $763,442,000 | 893 |
| Average Assets, quarterly | $763,442,000 | 893 |
| Volatile liabilities | $69,283,000 | 1,994 |
| Insider loans | $22,844,000 | 259 |
| FHLB advances | $2,703,000 | 4,282 |
| Loans and leases held for sale | $11,527,000 | 230 |
| Unused loan commitments | $85,921,000 | 1,158 |
| Tier 1 (core) risk-based capital | $66,595,000 | 937 |
| Tier 2 risk-based capital | $5,558,000 | 956 |
| Total risk weighted assets | $601,631,000 | 846 |
| Total unused commitments | $85,921,000 | 1,159 |
| Derivatives | $14,640,000 | 448 |
| 2007-12-31 | Rank | |
| # of Employees: | 304 | 510 |
| Assets and Liabilities | ||
| Total Assets: | $764,402,000 | 900 |
| Cash and due from depository institutions | $37,622,000 | 510 |
| Interest-bearing balances | $29,162,000 | 192 |
| Securities | $99,732,000 | 1,203 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,456 |
| Net loans & leases | $582,473,000 | 812 |
| Loan loss allowance | $5,444,000 | 1,002 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $29,750,000 | 374 |
| Other real estate owned | $317,000 | 510 |
| Goodwill and other intangibles | $2,804,000 | 1,238 |
| All other assets | $8,704,000 | 2,015 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $764,402,000 | 900 |
| Total liabilities | $696,301,000 | 887 |
| Total deposits | $672,906,000 | 755 |
| Interest-bearing deposits | $541,109,000 | 827 |
| Deposits held in domestic offices | $672,906,000 | 751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $17,706,000 | 2,025 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,689,000 | 1,060 |
| Total equity capital | $68,101,000 | 1,015 |
| Total bank equity capital | $68,101,000 | 1,015 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,200,000 | 2,621 |
| Surplus | $15,829,000 | 1,799 |
| Undivided profits | $51,072,000 | 723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,930,000 | 1,676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,374,000 | 1,198 |
| Earning assets | $714,367,000 | 869 |
| Long-term assets (5+ years) | $111,532,000 | 1,046 |
| Average Assets, year-to-date | $777,684,600 | 835 |
| Average Assets, quarterly | $774,943,500 | 873 |
| Volatile liabilities | $78,757,000 | 1,782 |
| Insider loans | $23,141,000 | 248 |
| FHLB advances | $17,706,000 | 1,926 |
| Loans and leases held for sale | $17,882,000 | 168 |
| Unused loan commitments | $74,630,000 | 1,300 |
| Tier 1 (core) risk-based capital | $64,356,000 | 978 |
| Tier 2 risk-based capital | $5,444,000 | 981 |
| Total risk weighted assets | $607,742,000 | 833 |
| Total unused commitments | $74,630,000 | 1,300 |
| Derivatives | $9,422,000 | 486 |
| 2007-09-30 | Rank | |
| # of Employees: | 307 | 496 |
| Assets and Liabilities | ||
| Total Assets: | $785,485,000 | 854 |
| Cash and due from depository institutions | $50,101,000 | 496 |
| Interest-bearing balances | $31,297,000 | 184 |
| Securities | $111,299,000 | 1,082 |
| Federal funds sold & reverse repurchase agreements | $24,325,000 | 561 |
| Net loans & leases | $558,386,000 | 830 |
| Loan loss allowance | $5,987,000 | 892 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $29,623,000 | 364 |
| Other real estate owned | $97,000 | 496 |
| Goodwill and other intangibles | $2,804,000 | 1,220 |
| All other assets | $8,850,000 | 1,972 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $785,485,000 | 854 |
| Total liabilities | $720,131,000 | 825 |
| Total deposits | $705,034,000 | 715 |
| Interest-bearing deposits | $562,221,000 | 790 |
| Deposits held in domestic offices | $705,034,000 | 713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $6,956,000 | 3,093 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $8,141,000 | 796 |
| Total equity capital | $65,354,000 | 1,042 |
| Total bank equity capital | $65,354,000 | 1,042 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,200,000 | 2,596 |
| Surplus | $15,829,000 | 1,763 |
| Undivided profits | $48,325,000 | 774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,449,000 | 737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,578,000 | 1,211 |
| Earning assets | $725,307,000 | 846 |
| Long-term assets (5+ years) | $92,361,000 | 1,200 |
| Average Assets, year-to-date | $781,005,250 | 832 |
| Average Assets, quarterly | $782,810,000 | 846 |
| Volatile liabilities | $64,166,000 | 2,085 |
| Insider loans | $22,465,000 | 259 |
| FHLB advances | $6,826,000 | 2,979 |
| Loans and leases held for sale | $8,943,000 | 242 |
| Unused loan commitments | $106,528,000 | 993 |
| Tier 1 (core) risk-based capital | $62,234,000 | 1,005 |
| Tier 2 risk-based capital | $5,987,000 | 890 |
| Total risk weighted assets | $612,599,000 | 812 |
| Total unused commitments | $106,528,000 | 993 |
| Derivatives | $19,676,000 | 379 |
| 2007-06-30 | Rank | |
| # of Employees: | 316 | 500 |
| Assets and Liabilities | ||
| Total Assets: | $780,135,000 | 861 |
| Cash and due from depository institutions | $34,677,000 | 500 |
| Interest-bearing balances | $9,397,000 | 609 |
| Securities | $90,087,000 | 1,325 |
| Federal funds sold & reverse repurchase agreements | $43,825,000 | 352 |
| Net loans & leases | $569,349,000 | 811 |
| Loan loss allowance | $5,878,000 | 893 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $29,350,000 | 363 |
| Other real estate owned | $91,000 | 500 |
| Goodwill and other intangibles | $2,804,000 | 1,222 |
| All other assets | $9,952,000 | 1,787 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $780,135,000 | 861 |
| Total liabilities | $717,681,000 | 832 |
| Total deposits | $703,416,000 | 729 |
| Interest-bearing deposits | $545,994,000 | 826 |
| Deposits held in domestic offices | $703,416,000 | 727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,960,000 | 2,996 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,305,000 | 852 |
| Total equity capital | $62,454,000 | 1,088 |
| Total bank equity capital | $62,454,000 | 1,088 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,200,000 | 2,602 |
| Surplus | $15,829,000 | 1,769 |
| Undivided profits | $45,425,000 | 818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,056,000 | 1,773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,993,000 | 1,346 |
| Earning assets | $712,658,000 | 862 |
| Long-term assets (5+ years) | $73,245,000 | 1,432 |
| Average Assets, year-to-date | $779,512,000 | 850 |
| Average Assets, quarterly | $785,286,000 | 853 |
| Volatile liabilities | $65,899,000 | 2,019 |
| Insider loans | $24,556,000 | 232 |
| FHLB advances | $6,830,000 | 2,884 |
| Loans and leases held for sale | $28,457,000 | 138 |
| Unused loan commitments | $84,613,000 | 1,229 |
| Tier 1 (core) risk-based capital | $60,254,000 | 1,048 |
| Tier 2 risk-based capital | $5,878,000 | 915 |
| Total risk weighted assets | $603,147,000 | 826 |
| Total unused commitments | $84,613,000 | 1,229 |
| Derivatives | $13,511,000 | 461 |
| 2007-03-31 | Rank | |
| # of Employees: | 312 | 505 |
| Assets and Liabilities | ||
| Total Assets: | $790,437,000 | 842 |
| Cash and due from depository institutions | $23,197,000 | 505 |
| Interest-bearing balances | $9,397,000 | 680 |
| Securities | $97,704,000 | 1,238 |
| Federal funds sold & reverse repurchase agreements | $89,475,000 | 222 |
| Net loans & leases | $537,960,000 | 841 |
| Loan loss allowance | $5,714,000 | 911 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $29,554,000 | 348 |
| Other real estate owned | $72,000 | 505 |
| Goodwill and other intangibles | $2,804,000 | 1,202 |
| All other assets | $9,671,000 | 1,769 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $790,437,000 | 842 |
| Total liabilities | $728,745,000 | 810 |
| Total deposits | $708,974,000 | 716 |
| Interest-bearing deposits | $548,779,000 | 811 |
| Deposits held in domestic offices | $708,974,000 | 713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $12,962,000 | 2,125 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $6,809,000 | 904 |
| Total equity capital | $61,692,000 | 1,084 |
| Total bank equity capital | $61,692,000 | 1,084 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,200,000 | 2,594 |
| Surplus | $15,829,000 | 1,745 |
| Undivided profits | $44,663,000 | 841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,993,000 | 1,700 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,077,000 | 1,260 |
| Earning assets | $734,536,000 | 836 |
| Long-term assets (5+ years) | $45,819,000 | 1,984 |
| Average Assets, year-to-date | $779,200,500 | 847 |
| Average Assets, quarterly | $779,200,500 | 847 |
| Volatile liabilities | $67,185,000 | 1,964 |
| Insider loans | $32,649,000 | 163 |
| FHLB advances | $12,832,000 | 2,034 |
| Loans and leases held for sale | $13,891,000 | 216 |
| Unused loan commitments | $104,909,000 | 1,000 |
| Tier 1 (core) risk-based capital | $58,358,000 | 1,065 |
| Tier 2 risk-based capital | $5,714,000 | 929 |
| Total risk weighted assets | $585,117,000 | 819 |
| Total unused commitments | $104,909,000 | 1,000 |
| Derivatives | $6,483,000 | 577 |
| 2006-12-31 | Rank | |
| # of Employees: | 317 | 500 |
| Assets and Liabilities | ||
| Total Assets: | $767,964,000 | 851 |
| Cash and due from depository institutions | $38,143,000 | 500 |
| Interest-bearing balances | $9,397,000 | 641 |
| Securities | $97,486,000 | 1,269 |
| Federal funds sold & reverse repurchase agreements | $52,075,000 | 287 |
| Net loans & leases | $538,176,000 | 825 |
| Loan loss allowance | $5,644,000 | 902 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $28,023,000 | 357 |
| Other real estate owned | $72,000 | 500 |
| Goodwill and other intangibles | $2,804,000 | 1,187 |
| All other assets | $11,185,000 | 1,572 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $767,964,000 | 851 |
| Total liabilities | $707,554,000 | 827 |
| Total deposits | $686,520,000 | 733 |
| Interest-bearing deposits | $523,426,000 | 828 |
| Deposits held in domestic offices | $686,520,000 | 730 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,968,000 | 2,201 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $8,066,000 | 794 |
| Total equity capital | $60,410,000 | 1,088 |
| Total bank equity capital | $60,410,000 | 1,088 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,200,000 | 2,593 |
| Surplus | $15,829,000 | 1,701 |
| Undivided profits | $43,381,000 | 844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,193,000 | 2,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,491,000 | 1,137 |
| Earning assets | $697,134,000 | 864 |
| Long-term assets (5+ years) | $40,550,000 | 2,131 |
| Average Assets, year-to-date | $764,263,400 | 821 |
| Average Assets, quarterly | $762,930,000 | 853 |
| Volatile liabilities | $69,493,000 | 2,043 |
| Insider loans | $30,842,000 | 172 |
| FHLB advances | $12,838,000 | 2,106 |
| Loans and leases held for sale | $11,699,000 | 238 |
| Unused loan commitments | $93,191,000 | 1,087 |
| Tier 1 (core) risk-based capital | $57,399,000 | 1,067 |
| Tier 2 risk-based capital | $5,644,000 | 927 |
| Total risk weighted assets | $586,505,000 | 804 |
| Total unused commitments | $93,191,000 | 1,088 |
| Derivatives | $11,822,000 | 464 |
| 2006-09-30 | Rank | |
| # of Employees: | 306 | 514 |
| Assets and Liabilities | ||
| Total Assets: | $757,896,000 | 865 |
| Cash and due from depository institutions | $33,813,000 | 514 |
| Interest-bearing balances | $9,892,000 | 537 |
| Securities | $99,711,000 | 1,251 |
| Federal funds sold & reverse repurchase agreements | $67,075,000 | 220 |
| Net loans & leases | $520,369,000 | 854 |
| Loan loss allowance | $5,480,000 | 936 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $24,611,000 | 399 |
| Other real estate owned | $81,000 | 514 |
| Goodwill and other intangibles | $2,804,000 | 1,175 |
| All other assets | $9,432,000 | 1,822 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $757,896,000 | 865 |
| Total liabilities | $698,988,000 | 836 |
| Total deposits | $673,642,000 | 738 |
| Interest-bearing deposits | $502,111,000 | 855 |
| Deposits held in domestic offices | $673,642,000 | 736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $12,967,000 | 2,281 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $12,379,000 | 583 |
| Total equity capital | $58,908,000 | 1,117 |
| Total bank equity capital | $58,908,000 | 1,117 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,200,000 | 2,604 |
| Surplus | $15,829,000 | 1,680 |
| Undivided profits | $41,879,000 | 872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $360,000 | 4,477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,650,000 | 1,060 |
| Earning assets | $697,047,000 | 870 |
| Long-term assets (5+ years) | $33,636,000 | 2,428 |
| Average Assets, year-to-date | $763,338,250 | 825 |
| Average Assets, quarterly | $761,471,500 | 854 |
| Volatile liabilities | $53,629,000 | 2,491 |
| Insider loans | $32,662,000 | 159 |
| FHLB advances | $12,837,000 | 2,184 |
| Loans and leases held for sale | $7,868,000 | 286 |
| Unused loan commitments | $93,294,000 | 1,104 |
| Tier 1 (core) risk-based capital | $56,079,000 | 1,091 |
| Tier 2 risk-based capital | $5,480,000 | 945 |
| Total risk weighted assets | $518,868,000 | 897 |
| Total unused commitments | $93,294,000 | 1,105 |
| Derivatives | $25,809,000 | 356 |
| 2006-06-30 | Rank | |
| # of Employees: | 314 | 503 |
| Assets and Liabilities | ||
| Total Assets: | $765,047,000 | 839 |
| Cash and due from depository institutions | $32,829,000 | 503 |
| Interest-bearing balances | $8,605,000 | 621 |
| Securities | $105,368,000 | 1,184 |
| Federal funds sold & reverse repurchase agreements | $74,975,000 | 189 |
| Net loans & leases | $517,741,000 | 850 |
| Loan loss allowance | $5,639,000 | 888 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $23,025,000 | 427 |
| Other real estate owned | $9,000 | 503 |
| Goodwill and other intangibles | $2,804,000 | 1,161 |
| All other assets | $8,296,000 | 2,017 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $765,047,000 | 839 |
| Total liabilities | $708,600,000 | 809 |
| Total deposits | $683,047,000 | 712 |
| Interest-bearing deposits | $499,653,000 | 844 |
| Deposits held in domestic offices | $683,047,000 | 710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $12,969,000 | 2,331 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $12,584,000 | 542 |
| Total equity capital | $56,447,000 | 1,124 |
| Total bank equity capital | $56,447,000 | 1,124 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,200,000 | 2,594 |
| Surplus | $15,829,000 | 1,636 |
| Undivided profits | $39,418,000 | 886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $945,000 | 2,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,699,000 | 1,317 |
| Earning assets | $706,689,000 | 833 |
| Long-term assets (5+ years) | $35,166,000 | 2,323 |
| Average Assets, year-to-date | $765,152,330 | 821 |
| Average Assets, quarterly | $779,521,000 | 815 |
| Volatile liabilities | $59,631,000 | 2,254 |
| Insider loans | $29,160,000 | 177 |
| FHLB advances | $12,839,000 | 2,214 |
| Loans and leases held for sale | $16,367,000 | 190 |
| Unused loan commitments | $104,510,000 | 1,002 |
| Tier 1 (core) risk-based capital | $54,077,000 | 1,105 |
| Tier 2 risk-based capital | $5,639,000 | 911 |
| Total risk weighted assets | $552,083,000 | 840 |
| Total unused commitments | $104,510,000 | 1,002 |
| Derivatives | $15,966,000 | 434 |
| 2006-03-31 | Rank | |
| # of Employees: | 310 | 509 |
| Assets and Liabilities | ||
| Total Assets: | $793,995,000 | 790 |
| Cash and due from depository institutions | $35,996,000 | 509 |
| Interest-bearing balances | $8,507,000 | 701 |
| Securities | $78,465,000 | 1,569 |
| Federal funds sold & reverse repurchase agreements | $152,925,000 | 120 |
| Net loans & leases | $494,535,000 | 872 |
| Loan loss allowance | $5,453,000 | 924 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $21,890,000 | 439 |
| Other real estate owned | $9,000 | 509 |
| Goodwill and other intangibles | $2,804,000 | 1,138 |
| All other assets | $7,371,000 | 2,155 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $793,995,000 | 790 |
| Total liabilities | $739,465,000 | 761 |
| Total deposits | $715,099,000 | 667 |
| Interest-bearing deposits | $518,157,000 | 800 |
| Deposits held in domestic offices | $715,099,000 | 666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $14,974,000 | 2,055 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $9,392,000 | 659 |
| Total equity capital | $54,530,000 | 1,142 |
| Total bank equity capital | $54,530,000 | 1,142 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,200,000 | 2,584 |
| Surplus | $15,829,000 | 1,578 |
| Undivided profits | $37,501,000 | 921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,072,000 | 2,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,082,000 | 1,087 |
| Earning assets | $734,432,000 | 784 |
| Long-term assets (5+ years) | $31,693,000 | 2,483 |
| Average Assets, year-to-date | $765,205,000 | 812 |
| Average Assets, quarterly | $765,205,000 | 812 |
| Volatile liabilities | $59,562,000 | 2,179 |
| Insider loans | $34,636,000 | 143 |
| FHLB advances | $14,844,000 | 1,965 |
| Loans and leases held for sale | $13,602,000 | 206 |
| Unused loan commitments | $71,932,000 | 1,342 |
| Tier 1 (core) risk-based capital | $51,823,000 | 1,136 |
| Tier 2 risk-based capital | $5,453,000 | 920 |
| Total risk weighted assets | $500,379,000 | 898 |
| Total unused commitments | $71,932,000 | 1,342 |
| Derivatives | $10,851,000 | 463 |
| 2005-12-31 | Rank | |
| # of Employees: | 291 | 534 |
| Assets and Liabilities | ||
| Total Assets: | $736,415,000 | 850 |
| Cash and due from depository institutions | $36,506,000 | 534 |
| Interest-bearing balances | $4,447,000 | 1,202 |
| Securities | $58,613,000 | 2,054 |
| Federal funds sold & reverse repurchase agreements | $120,750,000 | 133 |
| Net loans & leases | $487,845,000 | 873 |
| Loan loss allowance | $5,066,000 | 973 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $21,035,000 | 450 |
| Other real estate owned | $17,000 | 534 |
| Goodwill and other intangibles | $2,804,000 | 1,118 |
| All other assets | $8,845,000 | 1,856 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $736,415,000 | 850 |
| Total liabilities | $683,829,000 | 813 |
| Total deposits | $658,648,000 | 710 |
| Interest-bearing deposits | $474,851,000 | 857 |
| Deposits held in domestic offices | $658,648,000 | 708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,976,000 | 2,120 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $10,205,000 | 604 |
| Total equity capital | $52,586,000 | 1,163 |
| Total bank equity capital | $52,586,000 | 1,163 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,200,000 | 2,581 |
| Surplus | $15,829,000 | 1,558 |
| Undivided profits | $35,557,000 | 966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,665,000 | 1,526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,675,000 | 893 |
| Earning assets | $671,655,000 | 843 |
| Long-term assets (5+ years) | $19,679,000 | 3,330 |
| Average Assets, year-to-date | $624,235,800 | 952 |
| Average Assets, quarterly | $699,431,000 | 891 |
| Volatile liabilities | $72,286,000 | 1,821 |
| Insider loans | $31,723,000 | 147 |
| FHLB advances | $14,846,000 | 2,007 |
| Loans and leases held for sale | $11,956,000 | 223 |
| Unused loan commitments | $153,209,000 | 730 |
| Tier 1 (core) risk-based capital | $49,657,000 | 1,167 |
| Tier 2 risk-based capital | $5,066,000 | 965 |
| Total risk weighted assets | $525,160,000 | 842 |
| Total unused commitments | $153,209,000 | 730 |
| Derivatives | $8,468,000 | 470 |
| 2005-09-30 | Rank | |
| # of Employees: | 289 | 534 |
| Assets and Liabilities | ||
| Total Assets: | $662,447,000 | 929 |
| Cash and due from depository institutions | $29,742,000 | 534 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $20,879,000 | 4,499 |
| Federal funds sold & reverse repurchase agreements | $77,850,000 | 187 |
| Net loans & leases | $502,710,000 | 820 |
| Loan loss allowance | $4,185,000 | 1,162 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $21,254,000 | 426 |
| Other real estate owned | $17,000 | 534 |
| Goodwill and other intangibles | $2,804,000 | 1,087 |
| All other assets | $7,191,000 | 2,125 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $662,448,000 | 929 |
| Total liabilities | $610,757,000 | 907 |
| Total deposits | $588,860,000 | 788 |
| Interest-bearing deposits | $432,245,000 | 921 |
| Deposits held in domestic offices | $588,860,000 | 787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $17,367,000 | 1,940 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,530,000 | 1,065 |
| Total equity capital | $51,691,000 | 1,162 |
| Total bank equity capital | $51,691,000 | 1,162 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,200,000 | 2,562 |
| Surplus | $15,829,000 | 1,510 |
| Undivided profits | $34,662,000 | 993 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $360,000 | 4,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,496,000 | 872 |
| Earning assets | $601,439,000 | 938 |
| Long-term assets (5+ years) | $19,630,000 | 3,365 |
| Average Assets, year-to-date | $596,191,000 | 988 |
| Average Assets, quarterly | $631,821,500 | 963 |
| Volatile liabilities | $88,168,000 | 1,468 |
| Insider loans | $33,472,000 | 138 |
| FHLB advances | $17,237,000 | 1,825 |
| Loans and leases held for sale | $24,256,000 | 169 |
| Unused loan commitments | $143,316,000 | 758 |
| Tier 1 (core) risk-based capital | $48,600,000 | 1,166 |
| Tier 2 risk-based capital | $4,185,000 | 1,128 |
| Total risk weighted assets | $512,949,000 | 845 |
| Total unused commitments | $143,316,000 | 760 |
| Derivatives | $14,223,000 | 409 |
| 2005-06-30 | Rank | |
| # of Employees: | 247 | 637 |
| Assets and Liabilities | ||
| Total Assets: | $601,196,000 | 995 |
| Cash and due from depository institutions | $19,188,000 | 637 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $22,592,000 | 4,300 |
| Federal funds sold & reverse repurchase agreements | $44,425,000 | 273 |
| Net loans & leases | $484,673,000 | 827 |
| Loan loss allowance | $3,970,000 | 1,215 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $21,423,000 | 409 |
| Other real estate owned | $16,000 | 637 |
| Goodwill and other intangibles | $2,804,000 | 1,079 |
| All other assets | $6,075,000 | 2,344 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $601,196,000 | 995 |
| Total liabilities | $550,747,000 | 975 |
| Total deposits | $529,841,000 | 847 |
| Interest-bearing deposits | $403,338,000 | 951 |
| Deposits held in domestic offices | $529,841,000 | 845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $17,247,000 | 1,931 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,659,000 | 1,219 |
| Total equity capital | $50,449,000 | 1,182 |
| Total bank equity capital | $50,449,000 | 1,182 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,200,000 | 2,540 |
| Surplus | $15,829,000 | 1,482 |
| Undivided profits | $33,420,000 | 1,013 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $362,000 | 4,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,577,000 | 1,960 |
| Earning assets | $551,690,000 | 989 |
| Long-term assets (5+ years) | $19,274,000 | 3,416 |
| Average Assets, year-to-date | $574,105,670 | 1,005 |
| Average Assets, quarterly | $585,996,500 | 1,001 |
| Volatile liabilities | $104,797,000 | 1,220 |
| Insider loans | $35,263,000 | 130 |
| FHLB advances | $17,117,000 | 1,834 |
| Loans and leases held for sale | $22,531,000 | 178 |
| Unused loan commitments | $142,646,000 | 731 |
| Tier 1 (core) risk-based capital | $47,353,000 | 1,168 |
| Tier 2 risk-based capital | $3,970,000 | 1,177 |
| Total risk weighted assets | $495,106,000 | 857 |
| Total unused commitments | $142,646,000 | 732 |
| Derivatives | $21,509,000 | 330 |
| 2005-03-31 | Rank | |
| # of Employees: | 247 | 622 |
| Assets and Liabilities | ||
| Total Assets: | $570,797,000 | 1,026 |
| Cash and due from depository institutions | $19,571,000 | 622 |
| Interest-bearing balances | $100,000 | 5,036 |
| Securities | $26,783,000 | 3,916 |
| Federal funds sold & reverse repurchase agreements | $27,275,000 | 450 |
| Net loans & leases | $467,994,000 | 833 |
| Loan loss allowance | $3,871,000 | 1,230 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $21,324,000 | 400 |
| Other real estate owned | $33,000 | 622 |
| Goodwill and other intangibles | $2,804,000 | 1,066 |
| All other assets | $5,013,000 | 2,704 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $570,797,000 | 1,026 |
| Total liabilities | $521,571,000 | 1,004 |
| Total deposits | $499,557,000 | 885 |
| Interest-bearing deposits | $377,438,000 | 1,008 |
| Deposits held in domestic offices | $499,557,000 | 882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $19,247,000 | 1,757 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,767,000 | 1,497 |
| Total equity capital | $49,226,000 | 1,172 |
| Total bank equity capital | $49,226,000 | 1,172 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,200,000 | 2,548 |
| Surplus | $15,829,000 | 1,441 |
| Undivided profits | $32,197,000 | 1,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $119,000 | 6,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,676,000 | 1,783 |
| Earning assets | $522,152,000 | 1,017 |
| Long-term assets (5+ years) | $22,782,000 | 3,175 |
| Average Assets, year-to-date | $560,560,500 | 1,029 |
| Average Assets, quarterly | $560,560,500 | 1,029 |
| Volatile liabilities | $95,302,000 | 1,276 |
| Insider loans | $34,953,000 | 131 |
| FHLB advances | $19,117,000 | 1,664 |
| Loans and leases held for sale | $15,998,000 | 200 |
| Unused loan commitments | $132,497,000 | 778 |
| Tier 1 (core) risk-based capital | $46,210,000 | 1,183 |
| Tier 2 risk-based capital | $3,871,000 | 1,197 |
| Total risk weighted assets | $484,828,000 | 859 |
| Total unused commitments | $132,497,000 | 778 |
| Derivatives | $27,565,000 | 277 |
| 2004-12-31 | Rank | |
| # of Employees: | 297 | 514 |
| Assets and Liabilities | ||
| Total Assets: | $550,324,000 | 1,053 |
| Cash and due from depository institutions | $14,592,000 | 514 |
| Interest-bearing balances | $595,000 | 3,301 |
| Securities | $26,038,000 | 3,994 |
| Federal funds sold & reverse repurchase agreements | $34,650,000 | 353 |
| Net loans & leases | $446,483,000 | 867 |
| Loan loss allowance | $3,719,000 | 1,263 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $20,155,000 | 417 |
| Other real estate owned | $33,000 | 514 |
| Goodwill and other intangibles | $2,804,000 | 1,054 |
| All other assets | $5,569,000 | 2,443 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $550,324,000 | 1,053 |
| Total liabilities | $502,413,000 | 1,039 |
| Total deposits | $481,236,000 | 915 |
| Interest-bearing deposits | $374,308,000 | 1,005 |
| Deposits held in domestic offices | $481,236,000 | 914 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $19,247,000 | 1,768 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,930,000 | 1,971 |
| Total equity capital | $47,911,000 | 1,198 |
| Total bank equity capital | $47,911,000 | 1,198 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,200,000 | 2,540 |
| Surplus | $15,829,000 | 1,432 |
| Undivided profits | $30,882,000 | 1,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 6,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,552,000 | 1,908 |
| Earning assets | $507,766,000 | 1,041 |
| Long-term assets (5+ years) | $21,644,000 | 3,323 |
| Average Assets, year-to-date | $508,075,000 | 1,089 |
| Average Assets, quarterly | $543,478,500 | 1,051 |
| Volatile liabilities | $93,828,000 | 1,272 |
| Insider loans | $36,141,000 | 119 |
| FHLB advances | $19,117,000 | 1,670 |
| Loans and leases held for sale | $17,075,000 | 188 |
| Unused loan commitments | $123,120,000 | 796 |
| Tier 1 (core) risk-based capital | $44,786,000 | 1,201 |
| Tier 2 risk-based capital | $3,719,000 | 1,235 |
| Total risk weighted assets | $459,987,000 | 889 |
| Total unused commitments | $123,120,000 | 796 |
| Derivatives | $19,381,000 | 324 |
| 2004-09-30 | Rank | |
| # of Employees: | 297 | 521 |
| Assets and Liabilities | ||
| Total Assets: | $536,633,000 | 1,057 |
| Cash and due from depository institutions | $20,487,000 | 521 |
| Interest-bearing balances | $100,000 | 5,125 |
| Securities | $30,030,000 | 3,619 |
| Federal funds sold & reverse repurchase agreements | $41,925,000 | 286 |
| Net loans & leases | $415,797,000 | 909 |
| Loan loss allowance | $3,583,000 | 1,316 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $20,262,000 | 404 |
| Other real estate owned | $486,000 | 521 |
| Goodwill and other intangibles | $2,732,000 | 1,041 |
| All other assets | $4,914,000 | 2,655 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $536,633,000 | 1,057 |
| Total liabilities | $489,261,000 | 1,045 |
| Total deposits | $465,892,000 | 922 |
| Interest-bearing deposits | $360,048,000 | 1,031 |
| Deposits held in domestic offices | $465,892,000 | 919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $19,130,000 | 1,776 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,239,000 | 1,038 |
| Total equity capital | $47,372,000 | 1,197 |
| Total bank equity capital | $47,372,000 | 1,197 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,200,000 | 2,540 |
| Surplus | $15,897,000 | 1,384 |
| Undivided profits | $30,275,000 | 1,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 5,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,382,000 | 2,240 |
| Earning assets | $487,852,000 | 1,072 |
| Long-term assets (5+ years) | $21,540,000 | 3,396 |
| Average Assets, year-to-date | $497,512,750 | 1,103 |
| Average Assets, quarterly | $517,889,500 | 1,090 |
| Volatile liabilities | $78,616,000 | 1,441 |
| Insider loans | $30,440,000 | 134 |
| FHLB advances | $19,000,000 | 1,670 |
| Loans and leases held for sale | $22,933,000 | 169 |
| Unused loan commitments | $114,148,000 | 836 |
| Tier 1 (core) risk-based capital | $44,274,000 | 1,191 |
| Tier 2 risk-based capital | $3,583,000 | 1,277 |
| Total risk weighted assets | $431,642,000 | 924 |
| Total unused commitments | $114,148,000 | 839 |
| Derivatives | $15,623,000 | 354 |
| 2004-06-30 | Rank | |
| # of Employees: | 295 | 526 |
| Assets and Liabilities | ||
| Total Assets: | $499,146,000 | 1,123 |
| Cash and due from depository institutions | $18,962,000 | 526 |
| Interest-bearing balances | $100,000 | 5,164 |
| Securities | $40,220,000 | 2,932 |
| Federal funds sold & reverse repurchase agreements | $16,975,000 | 628 |
| Net loans & leases | $393,136,000 | 932 |
| Loan loss allowance | $3,489,000 | 1,339 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $20,715,000 | 386 |
| Other real estate owned | $546,000 | 526 |
| Goodwill and other intangibles | $3,191,000 | 953 |
| All other assets | $5,401,000 | 2,471 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $499,146,000 | 1,123 |
| Total liabilities | $453,161,000 | 1,117 |
| Total deposits | $431,703,000 | 993 |
| Interest-bearing deposits | $328,445,000 | 1,138 |
| Deposits held in domestic offices | $431,703,000 | 989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $19,130,000 | 1,750 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,328,000 | 1,577 |
| Total equity capital | $45,985,000 | 1,178 |
| Total bank equity capital | $45,985,000 | 1,178 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,200,000 | 2,543 |
| Surplus | $15,871,000 | 1,339 |
| Undivided profits | $28,914,000 | 1,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $195,000 | 5,659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,318,000 | 2,209 |
| Earning assets | $450,431,000 | 1,143 |
| Long-term assets (5+ years) | $38,684,000 | 2,337 |
| Average Assets, year-to-date | $484,472,670 | 1,127 |
| Average Assets, quarterly | $494,454,000 | 1,120 |
| Volatile liabilities | $34,361,000 | 2,730 |
| Insider loans | $26,747,000 | 156 |
| FHLB advances | $19,000,000 | 1,651 |
| Loans and leases held for sale | $24,052,000 | 166 |
| Unused loan commitments | $104,929,000 | 864 |
| Tier 1 (core) risk-based capital | $43,147,000 | 1,197 |
| Tier 2 risk-based capital | $3,489,000 | 1,294 |
| Total risk weighted assets | $410,880,000 | 947 |
| Total unused commitments | $104,929,000 | 866 |
| Derivatives | $18,778,000 | 337 |
| 2004-03-31 | Rank | |
| # of Employees: | 299 | 519 |
| Assets and Liabilities | ||
| Total Assets: | $489,762,000 | 1,129 |
| Cash and due from depository institutions | $18,374,000 | 519 |
| Interest-bearing balances | $100,000 | 5,261 |
| Securities | $37,243,000 | 3,097 |
| Federal funds sold & reverse repurchase agreements | $49,075,000 | 287 |
| Net loans & leases | $356,404,000 | 1,012 |
| Loan loss allowance | $3,350,000 | 1,388 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $20,551,000 | 385 |
| Other real estate owned | $1,330,000 | 519 |
| Goodwill and other intangibles | $2,217,000 | 1,114 |
| All other assets | $4,568,000 | 2,676 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $489,762,000 | 1,129 |
| Total liabilities | $454,279,000 | 1,094 |
| Total deposits | $433,121,000 | 983 |
| Interest-bearing deposits | $333,044,000 | 1,102 |
| Deposits held in domestic offices | $433,121,000 | 980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $19,130,000 | 1,672 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,028,000 | 1,953 |
| Total equity capital | $35,482,000 | 1,565 |
| Total bank equity capital | $35,482,000 | 1,565 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,003,000 | 2,792 |
| Surplus | $6,326,000 | 2,892 |
| Undivided profits | $28,153,000 | 1,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 6,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,028,000 | 2,818 |
| Earning assets | $442,822,000 | 1,148 |
| Long-term assets (5+ years) | $31,401,000 | 2,679 |
| Average Assets, year-to-date | $477,136,000 | 1,142 |
| Average Assets, quarterly | $477,136,000 | 1,142 |
| Volatile liabilities | $35,904,000 | 2,588 |
| Insider loans | $13,573,000 | 356 |
| FHLB advances | $19,000,000 | 1,571 |
| Loans and leases held for sale | $17,968,000 | 194 |
| Unused loan commitments | $103,169,000 | 852 |
| Tier 1 (core) risk-based capital | $33,310,000 | 1,538 |
| Tier 2 risk-based capital | $3,350,000 | 1,334 |
| Total risk weighted assets | $378,392,000 | 1,001 |
| Total unused commitments | $103,169,000 | 852 |
| Derivatives | $17,584,000 | 354 |
| 2003-12-31 | Rank | |
| # of Employees: | 285 | 552 |
| Assets and Liabilities | ||
| Total Assets: | $464,510,000 | 1,191 |
| Cash and due from depository institutions | $25,563,000 | 552 |
| Interest-bearing balances | $2,868,000 | 1,798 |
| Securities | $53,978,000 | 2,332 |
| Federal funds sold & reverse repurchase agreements | $11,750,000 | 1,007 |
| Net loans & leases | $345,799,000 | 1,043 |
| Loan loss allowance | $3,199,000 | 1,443 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $18,217,000 | 444 |
| Other real estate owned | $1,249,000 | 552 |
| Goodwill and other intangibles | $2,219,000 | 1,121 |
| All other assets | $5,736,000 | 2,243 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $464,510,000 | 1,191 |
| Total liabilities | $429,629,000 | 1,158 |
| Total deposits | $406,901,000 | 1,041 |
| Interest-bearing deposits | $314,001,000 | 1,189 |
| Deposits held in domestic offices | $406,901,000 | 1,040 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,130,000 | 1,675 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,598,000 | 1,189 |
| Total equity capital | $34,881,000 | 1,568 |
| Total bank equity capital | $34,881,000 | 1,568 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,003,000 | 2,814 |
| Surplus | $6,326,000 | 2,859 |
| Undivided profits | $27,552,000 | 1,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $170,000 | 6,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,298,000 | 2,302 |
| Earning assets | $414,395,000 | 1,215 |
| Long-term assets (5+ years) | $30,054,000 | 2,778 |
| Average Assets, year-to-date | $417,283,000 | 1,290 |
| Average Assets, quarterly | $443,992,000 | 1,235 |
| Volatile liabilities | $38,511,000 | 2,428 |
| Insider loans | $8,282,000 | 619 |
| FHLB advances | $19,000,000 | 1,568 |
| Loans and leases held for sale | $18,674,000 | 174 |
| Unused loan commitments | $90,822,000 | 906 |
| Tier 1 (core) risk-based capital | $33,058,000 | 1,539 |
| Tier 2 risk-based capital | $3,199,000 | 1,381 |
| Total risk weighted assets | $362,603,000 | 1,041 |
| Total unused commitments | $90,822,000 | 907 |
| Derivatives | $9,017,000 | 402 |
| 2003-09-30 | Rank | |
| # of Employees: | 219 | 741 |
| Assets and Liabilities | ||
| Total Assets: | $423,474,000 | 1,314 |
| Cash and due from depository institutions | $20,119,000 | 741 |
| Interest-bearing balances | $3,067,000 | 1,885 |
| Securities | $31,121,000 | 3,543 |
| Federal funds sold & reverse repurchase agreements | $32,525,000 | 439 |
| Net loans & leases | $317,226,000 | 1,117 |
| Loan loss allowance | $3,120,000 | 1,481 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $17,089,000 | 477 |
| Other real estate owned | $1,004,000 | 741 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,390,000 | 2,764 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $423,474,000 | 1,314 |
| Total liabilities | $388,659,000 | 1,292 |
| Total deposits | $367,069,000 | 1,177 |
| Interest-bearing deposits | $281,897,000 | 1,351 |
| Deposits held in domestic offices | $367,069,000 | 1,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,130,000 | 1,637 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,460,000 | 1,653 |
| Total equity capital | $34,815,000 | 1,578 |
| Total bank equity capital | $34,815,000 | 1,578 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $996,000 | 3,170 |
| Surplus | $6,219,000 | 2,836 |
| Undivided profits | $27,600,000 | 1,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $685,000 | 3,647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,060,000 | 2,982 |
| Earning assets | $383,939,000 | 1,329 |
| Long-term assets (5+ years) | $28,340,000 | 2,892 |
| Average Assets, year-to-date | $405,476,250 | 1,353 |
| Average Assets, quarterly | $418,489,500 | 1,338 |
| Volatile liabilities | $36,913,000 | 2,467 |
| Insider loans | $7,460,000 | 694 |
| FHLB advances | $19,000,000 | 1,522 |
| Loans and leases held for sale | $4,582,000 | 554 |
| Unused loan commitments | $82,703,000 | 999 |
| Tier 1 (core) risk-based capital | $34,474,000 | 1,490 |
| Tier 2 risk-based capital | $3,120,000 | 1,411 |
| Total risk weighted assets | $341,542,000 | 1,105 |
| Total unused commitments | $82,703,000 | 1,000 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 216 | 754 |
| Assets and Liabilities | ||
| Total Assets: | $413,505,000 | 1,341 |
| Cash and due from depository institutions | $27,205,000 | 754 |
| Interest-bearing balances | $6,248,000 | 1,246 |
| Securities | $39,519,000 | 2,907 |
| Federal funds sold & reverse repurchase agreements | $23,100,000 | 665 |
| Net loans & leases | $302,109,000 | 1,171 |
| Loan loss allowance | $2,949,000 | 1,545 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $16,492,000 | 488 |
| Other real estate owned | $1,220,000 | 754 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,860,000 | 2,929 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $413,505,000 | 1,341 |
| Total liabilities | $379,936,000 | 1,310 |
| Total deposits | $358,716,000 | 1,202 |
| Interest-bearing deposits | $260,270,000 | 1,450 |
| Deposits held in domestic offices | $358,716,000 | 1,201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $19,130,000 | 1,623 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,090,000 | 1,943 |
| Total equity capital | $33,569,000 | 1,630 |
| Total bank equity capital | $33,569,000 | 1,630 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $996,000 | 3,171 |
| Surplus | $6,219,000 | 2,801 |
| Undivided profits | $26,354,000 | 1,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $297,000 | 5,393 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,420,000 | 2,113 |
| Earning assets | $370,976,000 | 1,368 |
| Long-term assets (5+ years) | $16,538,000 | 3,861 |
| Average Assets, year-to-date | $399,477,000 | 1,361 |
| Average Assets, quarterly | $407,070,000 | 1,350 |
| Volatile liabilities | $22,421,000 | 3,535 |
| Insider loans | $7,169,000 | 711 |
| FHLB advances | $19,000,000 | 1,515 |
| Loans and leases held for sale | $18,847,000 | 299 |
| Unused loan commitments | $62,502,000 | 1,209 |
| Tier 1 (core) risk-based capital | $33,034,000 | 1,522 |
| Tier 2 risk-based capital | $2,949,000 | 1,439 |
| Total risk weighted assets | $329,473,000 | 1,129 |
| Total unused commitments | $62,502,000 | 1,220 |
| Derivatives | $1,000 | 622 |
| 2003-03-31 | Rank | |
| # of Employees: | 204 | 791 |
| Assets and Liabilities | ||
| Total Assets: | $400,635,000 | 1,364 |
| Cash and due from depository institutions | $27,514,000 | 791 |
| Interest-bearing balances | $7,542,000 | 1,095 |
| Securities | $47,015,000 | 2,497 |
| Federal funds sold & reverse repurchase agreements | $18,675,000 | 860 |
| Net loans & leases | $286,666,000 | 1,215 |
| Loan loss allowance | $2,893,000 | 1,539 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $15,862,000 | 503 |
| Other real estate owned | $1,019,000 | 791 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,884,000 | 2,863 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $400,635,000 | 1,364 |
| Total liabilities | $368,119,000 | 1,327 |
| Total deposits | $358,700,000 | 1,181 |
| Interest-bearing deposits | $265,747,000 | 1,416 |
| Deposits held in domestic offices | $358,700,000 | 1,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $7,130,000 | 2,688 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,289,000 | 1,854 |
| Total equity capital | $32,516,000 | 1,643 |
| Total bank equity capital | $32,516,000 | 1,643 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $996,000 | 3,184 |
| Surplus | $6,219,000 | 2,753 |
| Undivided profits | $25,301,000 | 1,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $276,000 | 5,494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,405,000 | 2,149 |
| Earning assets | $359,898,000 | 1,390 |
| Long-term assets (5+ years) | $20,602,000 | 3,335 |
| Average Assets, year-to-date | $392,463,000 | 1,373 |
| Average Assets, quarterly | $392,463,000 | 1,373 |
| Volatile liabilities | $21,501,000 | 3,583 |
| Insider loans | $6,273,000 | 818 |
| FHLB advances | $7,000,000 | 2,557 |
| Loans and leases held for sale | $13,272,000 | 331 |
| Unused loan commitments | $56,431,000 | 1,262 |
| Tier 1 (core) risk-based capital | $31,625,000 | 1,560 |
| Tier 2 risk-based capital | $2,893,000 | 1,436 |
| Total risk weighted assets | $318,778,000 | 1,143 |
| Total unused commitments | $56,431,000 | 1,272 |
| Derivatives | $7,276,000 | 398 |
| 2002-12-31 | Rank | |
| # of Employees: | 208 | 780 |
| Assets and Liabilities | ||
| Total Assets: | $384,291,000 | 1,393 |
| Cash and due from depository institutions | $26,460,000 | 780 |
| Interest-bearing balances | $8,736,000 | 906 |
| Securities | $53,019,000 | 2,222 |
| Federal funds sold & reverse repurchase agreements | $16,425,000 | 854 |
| Net loans & leases | $268,281,000 | 1,280 |
| Loan loss allowance | $2,833,000 | 1,543 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $15,957,000 | 493 |
| Other real estate owned | $478,000 | 780 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,671,000 | 2,952 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $384,291,000 | 1,393 |
| Total liabilities | $352,775,000 | 1,362 |
| Total deposits | $343,735,000 | 1,214 |
| Interest-bearing deposits | $261,147,000 | 1,408 |
| Deposits held in domestic offices | $343,735,000 | 1,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $7,130,000 | 2,732 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,910,000 | 2,095 |
| Total equity capital | $31,516,000 | 1,662 |
| Total bank equity capital | $31,516,000 | 1,662 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $996,000 | 3,189 |
| Surplus | $6,219,000 | 2,709 |
| Undivided profits | $24,301,000 | 1,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $418,000 | 4,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,320,000 | 2,431 |
| Earning assets | $346,461,000 | 1,419 |
| Long-term assets (5+ years) | $17,124,000 | 3,682 |
| Average Assets, year-to-date | $366,524,200 | 1,402 |
| Average Assets, quarterly | $380,170,000 | 1,388 |
| Volatile liabilities | $25,323,000 | 3,187 |
| Insider loans | $9,876,000 | 466 |
| FHLB advances | $7,000,000 | 2,578 |
| Loans and leases held for sale | $10,902,000 | 430 |
| Unused loan commitments | $45,444,000 | 1,453 |
| Tier 1 (core) risk-based capital | $31,124,000 | 1,557 |
| Tier 2 risk-based capital | $2,833,000 | 1,435 |
| Total risk weighted assets | $302,973,000 | 1,190 |
| Total unused commitments | $45,444,000 | 1,454 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 193 | 841 |
| Assets and Liabilities | ||
| Total Assets: | $340,313,000 | 1,492 |
| Cash and due from depository institutions | $14,333,000 | 841 |
| Interest-bearing balances | $799,000 | 3,234 |
| Securities | $50,851,000 | 2,165 |
| Federal funds sold & reverse repurchase agreements | $9,375,000 | 1,568 |
| Net loans & leases | $247,328,000 | 1,340 |
| Loan loss allowance | $2,760,000 | 1,492 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $13,847,000 | 565 |
| Other real estate owned | $566,000 | 841 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,013,000 | 2,660 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $340,313,000 | 1,492 |
| Total liabilities | $312,224,000 | 1,459 |
| Total deposits | $310,028,000 | 1,288 |
| Interest-bearing deposits | $237,581,000 | 1,465 |
| Deposits held in domestic offices | $310,028,000 | 1,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $130,000 | 5,371 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,066,000 | 1,956 |
| Total equity capital | $28,089,000 | 1,749 |
| Total bank equity capital | $28,089,000 | 1,749 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $996,000 | 3,245 |
| Surplus | $6,217,000 | 2,592 |
| Undivided profits | $20,876,000 | 1,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $745,000 | 3,305 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,533,000 | 2,209 |
| Earning assets | $308,353,000 | 1,500 |
| Long-term assets (5+ years) | $26,268,000 | 2,754 |
| Average Assets, year-to-date | $336,815,200 | 1,430 |
| Average Assets, quarterly | $343,910,500 | 1,462 |
| Volatile liabilities | $21,832,000 | 3,427 |
| Insider loans | $9,689,000 | 443 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $8,859,000 | 427 |
| Unused loan commitments | $55,616,000 | 1,166 |
| Tier 1 (core) risk-based capital | $27,560,000 | 1,664 |
| Tier 2 risk-based capital | $2,760,000 | 1,403 |
| Total risk weighted assets | $263,697,000 | 1,302 |
| Total unused commitments | $55,616,000 | 1,171 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 178 | 886 |
| Assets and Liabilities | ||
| Total Assets: | $310,319,000 | 1,537 |
| Cash and due from depository institutions | $22,385,000 | 886 |
| Interest-bearing balances | $298,000 | 3,492 |
| Securities | $41,526,000 | 2,603 |
| Federal funds sold & reverse repurchase agreements | $10,550,000 | 1,125 |
| Net loans & leases | $219,864,000 | 1,454 |
| Loan loss allowance | $2,062,000 | 1,856 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $12,480,000 | 620 |
| Other real estate owned | $823,000 | 886 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,691,000 | 3,116 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $310,319,000 | 1,537 |
| Total liabilities | $285,789,000 | 1,515 |
| Total deposits | $283,021,000 | 1,342 |
| Interest-bearing deposits | $223,978,000 | 1,476 |
| Deposits held in domestic offices | $283,021,000 | 1,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $385,000 | 5,123 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,383,000 | 1,788 |
| Total equity capital | $24,530,000 | 1,884 |
| Total bank equity capital | $24,530,000 | 1,884 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $995,000 | 3,341 |
| Surplus | $6,195,000 | 2,534 |
| Undivided profits | $17,340,000 | 1,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $352,000 | 4,565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,232,000 | 2,147 |
| Earning assets | $272,238,000 | 1,618 |
| Long-term assets (5+ years) | $20,874,000 | 3,076 |
| Average Assets, year-to-date | $306,068,000 | 1,495 |
| Average Assets, quarterly | $306,999,500 | 1,536 |
| Volatile liabilities | $24,084,000 | 3,190 |
| Insider loans | $10,848,000 | 381 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $845,000 | 777 |
| Unused loan commitments | $50,772,000 | 1,158 |
| Tier 1 (core) risk-based capital | $24,662,000 | 1,785 |
| Tier 2 risk-based capital | $2,062,000 | 1,730 |
| Total risk weighted assets | $234,944,700 | 1,396 |
| Total unused commitments | $50,772,000 | 1,160 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 172 | 957 |
| Assets and Liabilities | ||
| Total Assets: | $300,392,000 | 1,574 |
| Cash and due from depository institutions | $18,998,000 | 957 |
| Interest-bearing balances | $991,000 | 2,470 |
| Securities | $50,054,000 | 2,261 |
| Federal funds sold & reverse repurchase agreements | $13,550,000 | 726 |
| Net loans & leases | $202,168,000 | 1,505 |
| Loan loss allowance | $1,718,000 | 2,124 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $12,446,000 | 608 |
| Other real estate owned | $652,000 | 957 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,523,000 | 3,285 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $300,392,000 | 1,574 |
| Total liabilities | $278,570,000 | 1,524 |
| Total deposits | $264,925,000 | 1,422 |
| Interest-bearing deposits | $206,688,000 | 1,578 |
| Deposits held in domestic offices | $264,925,000 | 1,417 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,203 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $801,000 | 4,730 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,844,000 | 1,427 |
| Total equity capital | $21,822,000 | 2,031 |
| Total bank equity capital | $21,822,000 | 2,031 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $993,000 | 3,420 |
| Surplus | $6,141,000 | 2,511 |
| Undivided profits | $14,688,000 | 1,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $891,000 | 2,397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $933,000 | 2,442 |
| Earning assets | $266,763,000 | 1,616 |
| Long-term assets (5+ years) | $24,662,000 | 2,897 |
| Average Assets, year-to-date | $280,441,600 | 1,614 |
| Average Assets, quarterly | $292,638,000 | 1,596 |
| Volatile liabilities | $31,259,000 | 2,470 |
| Insider loans | $3,610,000 | 1,314 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $6,545,000 | 281 |
| Unused loan commitments | $46,925,000 | 1,255 |
| Tier 1 (core) risk-based capital | $22,456,000 | 1,964 |
| Tier 2 risk-based capital | $1,718,000 | 1,947 |
| Total risk weighted assets | $208,227,800 | 1,500 |
| Total unused commitments | $46,925,000 | 1,258 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 167 | 1,001 |
| Assets and Liabilities | ||
| Total Assets: | $265,108,000 | 1,752 |
| Cash and due from depository institutions | $17,415,000 | 1,001 |
| Interest-bearing balances | $992,000 | 2,892 |
| Securities | $54,458,000 | 2,127 |
| Federal funds sold & reverse repurchase agreements | $5,625,000 | 3,043 |
| Net loans & leases | $172,968,000 | 1,622 |
| Loan loss allowance | $1,384,000 | 2,500 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $11,851,000 | 614 |
| Other real estate owned | $812,000 | 1,001 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,979,000 | 3,588 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $265,108,000 | 1,752 |
| Total liabilities | $244,111,000 | 1,704 |
| Total deposits | $241,332,000 | 1,545 |
| Interest-bearing deposits | $189,079,000 | 1,718 |
| Deposits held in domestic offices | $241,332,000 | 1,539 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $704,000 | 4,020 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,075,000 | 1,931 |
| Total equity capital | $20,997,000 | 2,149 |
| Total bank equity capital | $20,997,000 | 2,149 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $992,000 | 3,431 |
| Surplus | $6,130,000 | 2,391 |
| Undivided profits | $13,875,000 | 1,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $700,000 | 3,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $98,000 | 920 |
| Income earned, not collected on loans | $739,000 | 3,131 |
| Earning assets | $234,043,000 | 1,828 |
| Long-term assets (5+ years) | $19,323,000 | 3,217 |
| Average Assets, year-to-date | $252,044,600 | 1,732 |
| Average Assets, quarterly | $260,176,500 | 1,745 |
| Volatile liabilities | $21,149,000 | 2,874 |
| Insider loans | $3,710,000 | 1,155 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $7,013,000 | 416 |
| Unused loan commitments | $51,760,000 | 1,104 |
| Tier 1 (core) risk-based capital | $20,771,000 | 2,048 |
| Tier 2 risk-based capital | $1,384,000 | 2,256 |
| Total risk weighted assets | $180,831,600 | 1,590 |
| Total unused commitments | $51,760,000 | 1,108 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 167 | 1,033 |
| Assets and Liabilities | ||
| Total Assets: | $239,791,000 | 1,906 |
| Cash and due from depository institutions | $15,449,000 | 1,033 |
| Interest-bearing balances | $793,000 | 2,697 |
| Securities | $36,542,000 | 3,073 |
| Federal funds sold & reverse repurchase agreements | $14,575,000 | 909 |
| Net loans & leases | $159,986,000 | 1,774 |
| Loan loss allowance | $1,057,000 | 3,206 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $10,625,000 | 682 |
| Other real estate owned | $832,000 | 1,033 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,782,000 | 3,861 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $239,791,000 | 1,906 |
| Total liabilities | $220,825,000 | 1,860 |
| Total deposits | $218,338,000 | 1,720 |
| Interest-bearing deposits | $171,067,000 | 1,893 |
| Deposits held in domestic offices | $218,338,000 | 1,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $683,000 | 3,835 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,804,000 | 2,226 |
| Total equity capital | $18,966,000 | 2,362 |
| Total bank equity capital | $18,966,000 | 2,362 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $984,000 | 3,531 |
| Surplus | $5,983,000 | 2,404 |
| Undivided profits | $11,999,000 | 2,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $716,000 | 3,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $738,000 | 3,179 |
| Earning assets | $211,896,000 | 1,982 |
| Long-term assets (5+ years) | $5,362,000 | 5,820 |
| Average Assets, year-to-date | $228,308,600 | 1,905 |
| Average Assets, quarterly | $234,236,000 | 1,917 |
| Volatile liabilities | $19,885,000 | 3,008 |
| Insider loans | $3,195,000 | 1,322 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $4,671,000 | 366 |
| Unused loan commitments | $24,615,000 | 1,800 |
| Tier 1 (core) risk-based capital | $18,909,000 | 2,267 |
| Tier 2 risk-based capital | $1,057,000 | 2,782 |
| Total risk weighted assets | $156,849,200 | 1,794 |
| Total unused commitments | $24,615,000 | 1,806 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 177 | 1,055 |
| Assets and Liabilities | ||
| Total Assets: | $219,572,000 | 2,121 |
| Cash and due from depository institutions | $17,371,000 | 1,055 |
| Interest-bearing balances | $4,964,000 | 771 |
| Securities | $61,226,000 | 1,984 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 4,494 |
| Net loans & leases | $125,621,000 | 2,254 |
| Loan loss allowance | $812,000 | 4,170 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,838,000 | 691 |
| Other real estate owned | $125,000 | 1,055 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,091,000 | 3,474 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,572,000 | 2,121 |
| Total liabilities | $201,936,000 | 2,084 |
| Total deposits | $199,831,000 | 1,943 |
| Interest-bearing deposits | $156,878,000 | 2,132 |
| Deposits held in domestic offices | $199,831,000 | 1,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $567,000 | 3,833 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,538,000 | 2,523 |
| Total equity capital | $17,636,000 | 2,541 |
| Total bank equity capital | $17,636,000 | 2,541 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $984,000 | 3,760 |
| Surplus | $5,983,000 | 2,470 |
| Undivided profits | $10,669,000 | 2,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $214,000 | 6,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $606,000 | 3,802 |
| Earning assets | $194,111,000 | 2,204 |
| Long-term assets (5+ years) | $5,789,000 | 5,542 |
| Average Assets, year-to-date | $209,667,800 | 2,153 |
| Average Assets, quarterly | $215,549,500 | 2,134 |
| Volatile liabilities | $14,330,000 | 3,739 |
| Insider loans | $1,369,000 | 2,867 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $4,663,000 | 339 |
| Unused loan commitments | $25,834,000 | 1,715 |
| Tier 1 (core) risk-based capital | $17,592,000 | 2,473 |
| Tier 2 risk-based capital | $812,000 | 3,602 |
| Total risk weighted assets | $131,211,700 | 2,144 |
| Total unused commitments | $25,834,000 | 1,730 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 145 | 1,314 |
| Assets and Liabilities | ||
| Total Assets: | $202,342,000 | 2,328 |
| Cash and due from depository institutions | $16,128,000 | 1,314 |
| Interest-bearing balances | $5,252,000 | 901 |
| Securities | $77,857,000 | 1,619 |
| Federal funds sold & reverse repurchase agreements | $5,375,000 | 2,695 |
| Net loans & leases | $91,917,000 | 2,924 |
| Loan loss allowance | $971,000 | 3,632 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $8,917,000 | 844 |
| Other real estate owned | $142,000 | 1,314 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,006,000 | 3,615 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,342,000 | 2,328 |
| Total liabilities | $185,360,000 | 2,297 |
| Total deposits | $181,085,000 | 2,182 |
| Interest-bearing deposits | $142,003,000 | 2,396 |
| Deposits held in domestic offices | $181,085,000 | 2,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,500,000 | 2,020 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $84,000 | 4,466 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,691,000 | 2,399 |
| Total equity capital | $16,982,000 | 2,628 |
| Total bank equity capital | $16,982,000 | 2,628 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $984,000 | 3,946 |
| Surplus | $5,983,000 | 2,472 |
| Undivided profits | $10,015,000 | 2,585 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $490,000 | 4,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $536,000 | 4,426 |
| Earning assets | $180,401,000 | 2,393 |
| Long-term assets (5+ years) | $5,049,000 | 5,771 |
| Average Assets, year-to-date | $187,513,400 | 2,400 |
| Average Assets, quarterly | $197,554,000 | 2,355 |
| Volatile liabilities | $14,789,000 | 3,377 |
| Insider loans | $953,000 | 3,848 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $2,172,000 | 574 |
| Unused loan commitments | $16,865,000 | 2,237 |
| Tier 1 (core) risk-based capital | $16,555,000 | 2,599 |
| Tier 2 risk-based capital | $971,000 | 2,988 |
| Total risk weighted assets | $104,467,100 | 2,613 |
| Total unused commitments | $16,865,000 | 2,249 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 124 | 1,592 |
| Assets and Liabilities | ||
| Total Assets: | $170,454,000 | 2,696 |
| Cash and due from depository institutions | $14,842,000 | 1,592 |
| Interest-bearing balances | $7,722,000 | 467 |
| Securities | $61,561,000 | 2,142 |
| Federal funds sold & reverse repurchase agreements | $9,105,000 | 1,025 |
| Net loans & leases | $76,112,000 | 3,402 |
| Loan loss allowance | $1,284,000 | 2,890 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,476,000 | 1,667 |
| Other real estate owned | $617,000 | 1,592 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,741,000 | 2,177 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,454,000 | 2,696 |
| Total liabilities | $156,346,000 | 2,667 |
| Total deposits | $153,476,000 | 2,511 |
| Interest-bearing deposits | $122,309,000 | 2,697 |
| Deposits held in domestic offices | $153,476,000 | 2,500 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $395,000 | 3,957 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,475,000 | 1,528 |
| Total equity capital | $14,108,000 | 2,879 |
| Total bank equity capital | $14,108,000 | 2,879 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $984,000 | 4,114 |
| Surplus | $5,983,000 | 2,400 |
| Undivided profits | $7,141,000 | 3,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $920,000 | 2,804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $318,000 | 362 |
| Income earned, not collected on loans | $130,000 | 10,120 |
| Earning assets | $154,500,000 | 2,700 |
| Long-term assets (5+ years) | $1,114,000 | 9,282 |
| Average Assets, year-to-date | $169,639,400 | 2,620 |
| Average Assets, quarterly | $170,742,000 | 2,661 |
| Volatile liabilities | $8,901,000 | 4,706 |
| Insider loans | $817,000 | 4,246 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $1,016,000 | 637 |
| Unused loan commitments | $14,785,000 | 2,383 |
| Tier 1 (core) risk-based capital | $15,377,000 | 2,693 |
| Tier 2 risk-based capital | $1,085,680 | 2,714 |
| Total risk weighted assets | $86,655,680 | 3,049 |
| Total unused commitments | $14,785,000 | 2,395 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 122 | 1,711 |
| Assets and Liabilities | ||
| Total Assets: | $165,589,000 | 2,764 |
| Cash and due from depository institutions | $15,282,000 | 1,711 |
| Interest-bearing balances | $8,321,000 | 739 |
| Securities | $62,974,000 | 2,164 |
| Federal funds sold & reverse repurchase agreements | $10,725,000 | 1,253 |
| Net loans & leases | $69,019,000 | 3,640 |
| Loan loss allowance | $1,670,000 | 2,392 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,743,000 | 1,939 |
| Other real estate owned | $1,390,000 | 1,711 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,456,000 | 2,889 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,589,000 | 2,764 |
| Total liabilities | $151,770,000 | 2,755 |
| Total deposits | $149,872,000 | 2,627 |
| Interest-bearing deposits | $119,276,000 | 2,867 |
| Deposits held in domestic offices | $149,872,000 | 2,616 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $308,000 | 3,748 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,590,000 | 2,198 |
| Total equity capital | $13,819,000 | 2,921 |
| Total bank equity capital | $13,819,000 | 2,921 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $984,000 | 4,272 |
| Surplus | $5,929,000 | 2,316 |
| Undivided profits | $6,906,000 | 3,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,889,000 | 1,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $381,000 | 361 |
| Income earned, not collected on loans | $322,000 | 5,708 |
| Earning assets | $151,039,000 | 2,794 |
| Long-term assets (5+ years) | $2,704,000 | 8,063 |
| Average Assets, year-to-date | $163,466,400 | 2,745 |
| Average Assets, quarterly | $165,002,500 | 2,765 |
| Volatile liabilities | $5,481,000 | 6,198 |
| Insider loans | $745,000 | 4,562 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $3,659,000 | 590 |
| Unused loan commitments | $17,280,000 | 2,092 |
| Tier 1 (core) risk-based capital | $13,819,000 | 2,857 |
| Tier 2 risk-based capital | $998,450 | 2,890 |
| Total risk weighted assets | $79,204,550 | 3,267 |
| Total unused commitments | $17,280,000 | 2,110 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 125 | 1,731 |
| Assets and Liabilities | ||
| Total Assets: | $161,409,000 | 2,925 |
| Cash and due from depository institutions | $11,961,000 | 1,731 |
| Interest-bearing balances | $4,427,000 | 1,589 |
| Securities | $52,382,000 | 2,597 |
| Federal funds sold & reverse repurchase agreements | $21,750,000 | 786 |
| Net loans & leases | $66,390,000 | 3,823 |
| Loan loss allowance | $2,395,000 | 1,826 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,657,000 | 2,002 |
| Other real estate owned | $3,371,000 | 1,731 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,898,000 | 3,755 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,409,000 | 2,925 |
| Total liabilities | $149,428,000 | 2,892 |
| Total deposits | $147,946,000 | 2,782 |
| Interest-bearing deposits | $121,161,000 | 2,958 |
| Deposits held in domestic offices | $147,946,000 | 2,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $759,000 | 2,791 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $723,000 | 4,284 |
| Total equity capital | $11,981,000 | 3,197 |
| Total bank equity capital | $11,981,000 | 3,197 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $984,000 | 4,477 |
| Surplus | $5,927,000 | 2,238 |
| Undivided profits | $5,070,000 | 4,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,591,000 | 1,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $349,000 | 5,740 |
| Earning assets | $144,949,000 | 2,968 |
| Long-term assets (5+ years) | $6,307,000 | 5,758 |
| Average Assets, year-to-date | $155,766,400 | 2,952 |
| Average Assets, quarterly | $158,745,000 | 2,945 |
| Volatile liabilities | $8,273,000 | 4,719 |
| Insider loans | $276,000 | 3,108 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $3,452,000 | 434 |
| Unused loan commitments | $11,016,000 | 2,755 |
| Tier 1 (core) risk-based capital | $11,981,000 | 3,142 |
| Tier 2 risk-based capital | $1,017,820 | 2,863 |
| Total risk weighted assets | $80,048,620 | 3,264 |
| Total unused commitments | $11,016,000 | 2,769 |
| Derivatives | $0 | 651 |