Home > Parish Bank and Trust Company > Income and Expense
Parish Bank and Trust Company, Income and Expense
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $896,000 | 8,672 |
| Total interest expense | $246,000 | 8,620 |
| Net interest income | $650,000 | 8,633 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $225,000 | 7,138 |
| Gross Fiduciary activities income | $1,000 | 1,575 |
| Service charges on deposit accounts | $170,000 | 5,615 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $54,000 | 7,452 |
| Total noninterest expense | $718,000 | 8,415 |
| Salaries and employee benefits | $380,000 | 8,489 |
| Premises and equipment expense | $130,000 | 7,667 |
| Additional noninterest expense | $208,000 | 8,393 |
| Pre-tax net operating income | $157,000 | 7,976 |
| Securities gains (losses) | $7,000 | 3,771 |
| Applicable income taxes | $14,000 | 6,930 |
| Income before extraordinary items | $150,000 | 8,009 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $150,000 | 8,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,439 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $143,630 | 7,915 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $677,000 | 8,749 |
| Total interest expense | $189,000 | 8,713 |
| Net interest income | $488,000 | 8,703 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $162,000 | 7,257 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $130,000 | 5,604 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 7,823 |
| Total noninterest expense | $555,000 | 8,385 |
| Salaries and employee benefits | $301,000 | 8,416 |
| Premises and equipment expense | $96,000 | 7,711 |
| Additional noninterest expense | $158,000 | 8,393 |
| Pre-tax net operating income | $95,000 | 8,255 |
| Securities gains (losses) | $6,000 | 3,549 |
| Applicable income taxes | $10,000 | 7,078 |
| Income before extraordinary items | $91,000 | 8,277 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $91,000 | 8,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,672 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $85,600 | 8,199 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $479,000 | 8,752 |
| Total interest expense | $133,000 | 8,747 |
| Net interest income | $346,000 | 8,682 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $112,000 | 7,187 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $92,000 | 5,460 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $19,000 | 7,898 |
| Total noninterest expense | $388,000 | 8,352 |
| Salaries and employee benefits | $216,000 | 8,349 |
| Premises and equipment expense | $63,000 | 7,744 |
| Additional noninterest expense | $109,000 | 8,325 |
| Pre-tax net operating income | $70,000 | 8,231 |
| Securities gains (losses) | $6,000 | 3,151 |
| Applicable income taxes | $7,000 | 7,084 |
| Income before extraordinary items | $69,000 | 8,234 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $69,000 | 8,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,544 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $63,540 | 8,166 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $243,000 | 8,803 |
| Total interest expense | $71,000 | 8,769 |
| Net interest income | $172,000 | 8,728 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $54,000 | 7,230 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $44,000 | 5,485 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $192,000 | 8,406 |
| Salaries and employee benefits | $106,000 | 8,419 |
| Premises and equipment expense | $31,000 | 7,807 |
| Additional noninterest expense | $55,000 | 8,353 |
| Pre-tax net operating income | $34,000 | 8,247 |
| Securities gains (losses) | $6,000 | 2,344 |
| Applicable income taxes | $3,000 | 7,063 |
| Income before extraordinary items | $37,000 | 8,150 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $37,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $31,480 | 8,124 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 8,793 |
| Total interest expense | $378,000 | 8,715 |
| Net interest income | $689,000 | 8,760 |
| Provision for loan and lease losses | $10,000 | 7,810 |
| Total noninterest income | $197,000 | 7,341 |
| Gross Fiduciary activities income | $1,000 | 1,652 |
| Service charges on deposit accounts | $32,000 | 7,826 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $164,000 | 5,419 |
| Total noninterest expense | $789,000 | 8,367 |
| Salaries and employee benefits | $391,000 | 8,540 |
| Premises and equipment expense | $157,000 | 7,354 |
| Additional noninterest expense | $241,000 | 8,237 |
| Pre-tax net operating income | $87,000 | 8,352 |
| Securities gains (losses) | $9,000 | 3,662 |
| Applicable income taxes | $27,000 | 6,900 |
| Income before extraordinary items | $69,000 | 8,469 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $69,000 | 8,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,538 |
| Cash dividends | $174,000 | 5,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $62,520 | 8,412 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 8,954 |
| Total interest expense | $541,000 | 8,943 |
| Net interest income | $706,000 | 8,838 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $149,000 | 7,869 |
| Gross Fiduciary activities income | $1,000 | 1,678 |
| Service charges on deposit accounts | $31,000 | 7,960 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $117,000 | 6,058 |
| Total noninterest expense | $675,000 | 8,739 |
| Salaries and employee benefits | $387,000 | 8,682 |
| Premises and equipment expense | $95,000 | 8,379 |
| Additional noninterest expense | $193,000 | 8,715 |
| Pre-tax net operating income | $180,000 | 7,977 |
| Securities gains (losses) | $16,000 | 3,318 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $196,000 | 7,770 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $196,000 | 7,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,083 |
| Cash dividends | $136,000 | 5,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $180,000 | 7,748 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,347,000 | 9,099 |
| Total interest expense | $539,000 | 9,173 |
| Net interest income | $808,000 | 8,879 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $149,000 | 7,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 8,033 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,051 |
| Total noninterest expense | $689,000 | 8,847 |
| Salaries and employee benefits | $383,000 | 8,837 |
| Premises and equipment expense | $124,000 | 8,022 |
| Additional noninterest expense | $182,000 | 8,957 |
| Pre-tax net operating income | $268,000 | 8,035 |
| Securities gains (losses) | $3,000 | 1,519 |
| Applicable income taxes | $85,000 | 6,718 |
| Income before extraordinary items | $186,000 | 8,158 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $186,000 | 8,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,998 |
| Cash dividends | $128,000 | 5,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $183,930 | 8,181 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,272,000 | 9,340 |
| Total interest expense | $518,000 | 9,401 |
| Net interest income | $754,000 | 9,164 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $133,000 | 8,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 8,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 6,614 |
| Total noninterest expense | $623,000 | 9,256 |
| Salaries and employee benefits | $359,000 | 9,131 |
| Premises and equipment expense | $100,000 | 8,634 |
| Additional noninterest expense | $164,000 | 9,402 |
| Pre-tax net operating income | $264,000 | 8,274 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $80,000 | 7,195 |
| Income before extraordinary items | $184,000 | 8,408 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $184,000 | 8,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $120,000 | 5,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $184,000 | 8,377 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,299,000 | 9,533 |
| Total interest expense | $485,000 | 9,725 |
| Net interest income | $814,000 | 9,212 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $119,000 | 8,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 8,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,994 |
| Total noninterest expense | $631,000 | 9,336 |
| Salaries and employee benefits | $352,000 | 9,281 |
| Premises and equipment expense | $86,000 | 9,014 |
| Additional noninterest expense | $193,000 | 9,189 |
| Pre-tax net operating income | $302,000 | 8,388 |
| Securities gains (losses) | $38,000 | 1,949 |
| Applicable income taxes | $110,000 | 7,374 |
| Income before extraordinary items | $230,000 | 8,391 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $230,000 | 8,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $120,000 | 6,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $204,160 | 8,516 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 9,924 |
| Total interest expense | $467,000 | 10,177 |
| Net interest income | $840,000 | 9,575 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $152,000 | 8,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 8,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,392 |
| Total noninterest expense | $668,000 | 9,497 |
| Salaries and employee benefits | $376,000 | 9,411 |
| Premises and equipment expense | $107,000 | 8,804 |
| Additional noninterest expense | $185,000 | 9,600 |
| Pre-tax net operating income | $324,000 | 8,856 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $108,000 | 8,273 |
| Income before extraordinary items | $223,000 | 8,960 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $223,000 | 8,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $118,000 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $218,310 | 8,970 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,316,000 | 10,365 |
| Total interest expense | $465,000 | 10,702 |
| Net interest income | $851,000 | 9,959 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $181,000 | 8,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 9,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,132 |
| Total noninterest expense | $666,000 | 9,927 |
| Salaries and employee benefits | $372,000 | 9,797 |
| Premises and equipment expense | $104,000 | 9,176 |
| Additional noninterest expense | $190,000 | 10,047 |
| Pre-tax net operating income | $366,000 | 8,717 |
| Securities gains (losses) | $-10,000 | 10,276 |
| Applicable income taxes | $116,000 | 8,455 |
| Income before extraordinary items | $240,000 | 8,914 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $240,000 | 8,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $104,000 | 6,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $246,700 | 8,806 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,295,000 | 10,846 |
| Total interest expense | $435,000 | 11,235 |
| Net interest income | $860,000 | 10,354 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $155,000 | 9,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 9,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,804 |
| Total noninterest expense | $693,000 | 10,214 |
| Salaries and employee benefits | $368,000 | 10,188 |
| Premises and equipment expense | $113,000 | 9,239 |
| Additional noninterest expense | $212,000 | 10,282 |
| Pre-tax net operating income | $307,000 | 9,696 |
| Securities gains (losses) | $13,000 | 2,193 |
| Applicable income taxes | $101,000 | 9,160 |
| Income before extraordinary items | $219,000 | 9,726 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $219,000 | 9,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $98,000 | 6,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $210,160 | 9,796 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 11,509 |
| Total interest expense | $376,000 | 11,706 |
| Net interest income | $736,000 | 11,261 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $174,000 | 9,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 9,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,669 |
| Total noninterest expense | $729,000 | 10,568 |
| Salaries and employee benefits | $378,000 | 10,483 |
| Premises and equipment expense | $106,000 | 9,833 |
| Additional noninterest expense | $245,000 | 10,583 |
| Pre-tax net operating income | $166,000 | 11,154 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $38,000 | 10,742 |
| Income before extraordinary items | $122,000 | 11,134 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $122,000 | 11,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,986 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $126,560 | 11,141 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,142,000 | 12,001 |
| Total interest expense | $442,000 | 11,995 |
| Net interest income | $700,000 | 11,880 |
| Provision for loan and lease losses | $-23,000 | 12,601 |
| Total noninterest income | $158,000 | 10,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 10,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 7,302 |
| Total noninterest expense | $786,000 | 10,733 |
| Salaries and employee benefits | $408,000 | 10,552 |
| Premises and equipment expense | $99,000 | 10,473 |
| Additional noninterest expense | $279,000 | 10,702 |
| Pre-tax net operating income | $95,000 | 11,901 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $16,000 | 11,688 |
| Income before extraordinary items | $82,000 | 11,990 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $82,000 | 12,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 11,674 |
| Cash dividends | $72,000 | 7,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $79,480 | 11,836 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,337,000 | 12,311 |
| Total interest expense | $627,000 | 12,167 |
| Net interest income | $710,000 | 12,279 |
| Provision for loan and lease losses | $57,000 | 8,768 |
| Total noninterest income | $175,000 | 9,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 10,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 7,019 |
| Total noninterest expense | $801,000 | 10,992 |
| Salaries and employee benefits | $445,000 | 10,355 |
| Premises and equipment expense | $87,000 | 11,223 |
| Additional noninterest expense | $269,000 | 11,288 |
| Pre-tax net operating income | $27,000 | 12,561 |
| Securities gains (losses) | $64,000 | 3,722 |
| Applicable income taxes | $14,000 | 12,262 |
| Income before extraordinary items | $77,000 | 12,270 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $77,000 | 12,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 13,191 |
| Cash dividends | $88,000 | 6,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $22,600 | 12,524 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.