Home > Paramount Bank, F.S.B. > Income and Expense
Paramount Bank, F.S.B., Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,824,000 | 8,357 |
| Total interest expense | $1,522,000 | 6,831 |
| Net interest income | $1,302,000 | 9,456 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $471,000 | 5,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $471,000 | 3,064 |
| Total noninterest expense | $2,635,000 | 4,928 |
| Salaries and employee benefits | $1,261,000 | 5,022 |
| Premises and equipment expense | $476,000 | 3,957 |
| Additional noninterest expense | $898,000 | 5,175 |
| Pre-tax net operating income | $-862,000 | 12,440 |
| Securities gains (losses) | $574,000 | 246 |
| Applicable income taxes | $3,000 | 11,532 |
| Income before extraordinary items | $-291,000 | 12,273 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-291,000 | 12,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,111 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 857 |
| Net operating income | $-865,000 | 12,414 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,156,000 | 8,083 |
| Total interest expense | $1,656,000 | 6,725 |
| Net interest income | $1,500,000 | 9,103 |
| Provision for loan and lease losses | $-27,000 | 12,633 |
| Total noninterest income | $302,000 | 7,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $302,000 | 4,444 |
| Total noninterest expense | $2,715,000 | 4,901 |
| Salaries and employee benefits | $1,401,000 | 4,549 |
| Premises and equipment expense | $484,000 | 3,981 |
| Additional noninterest expense | $830,000 | 5,755 |
| Pre-tax net operating income | $-886,000 | 12,952 |
| Securities gains (losses) | $1,122,000 | 503 |
| Applicable income taxes | $25,000 | 11,496 |
| Income before extraordinary items | $211,000 | 10,515 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $211,000 | 10,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 12,290 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-787,580 | 12,919 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,052,000 | 7,435 |
| Total interest expense | $2,506,000 | 5,982 |
| Net interest income | $1,546,000 | 9,130 |
| Provision for loan and lease losses | $573,000 | 2,716 |
| Total noninterest income | $174,000 | 9,943 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $174,000 | 6,145 |
| Total noninterest expense | $2,714,000 | 4,950 |
| Salaries and employee benefits | $980,000 | 6,144 |
| Premises and equipment expense | $452,000 | 4,332 |
| Additional noninterest expense | $1,282,000 | 4,092 |
| Pre-tax net operating income | $-1,567,000 | 13,585 |
| Securities gains (losses) | $818,000 | 754 |
| Applicable income taxes | $8,000 | 12,420 |
| Income before extraordinary items | $-757,000 | 13,484 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-757,000 | 13,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 5,062 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,575,000 | 13,571 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.