Home > Paramount Bank > Income and Expense
Paramount Bank, Income and Expense
2008-09-30 (YTD Data) | Rank | |
Total interest income | $922,000 | 7,939 |
Total interest expense | $300,000 | 7,931 |
Net interest income | $622,000 | 7,854 |
Provision for loan and lease losses | $136,000 | 4,739 |
Total noninterest income | $9,000 | 8,124 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $1,000 | 7,351 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $8,000 | 7,837 |
Total noninterest expense | $1,489,000 | 6,242 |
Salaries and employee benefits | $700,000 | 6,604 |
Premises and equipment expense | $317,000 | 4,961 |
Additional noninterest expense | $472,000 | 6,062 |
Pre-tax net operating income | $-994,000 | 7,530 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $0 | 5,372 |
Income before extraordinary items | $-994,000 | 7,499 |
Extraordinary gains, net | $0 | 31 |
Net income | $-994,000 | 7,497 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,534 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $35,000 | 1,017 |
Net operating income | $-994,000 | 7,616 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $558,000 | 8,082 |
Total interest expense | $181,000 | 8,079 |
Net interest income | $377,000 | 7,982 |
Provision for loan and lease losses | $109,000 | 4,150 |
Total noninterest income | $1,000 | 8,287 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $0 | 7,428 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $1,000 | 8,142 |
Total noninterest expense | $1,001,000 | 6,266 |
Salaries and employee benefits | $483,000 | 6,569 |
Premises and equipment expense | $209,000 | 5,019 |
Additional noninterest expense | $309,000 | 6,115 |
Pre-tax net operating income | $-732,000 | 7,759 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $0 | 5,627 |
Income before extraordinary items | $-732,000 | 7,857 |
Extraordinary gains, net | $0 | 21 |
Net income | $-732,000 | 7,856 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,998 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $23,000 | 927 |
Net operating income | $-732,000 | 7,838 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $252,000 | 8,198 |
Total interest expense | $70,000 | 8,241 |
Net interest income | $182,000 | 8,062 |
Provision for loan and lease losses | $21,000 | 4,844 |
Total noninterest income | $1,000 | 8,296 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $0 | 7,431 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $1,000 | 8,110 |
Total noninterest expense | $469,000 | 6,466 |
Salaries and employee benefits | $212,000 | 6,878 |
Premises and equipment expense | $105,000 | 5,030 |
Additional noninterest expense | $152,000 | 6,154 |
Pre-tax net operating income | $-307,000 | 7,921 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $0 | 5,622 |
Income before extraordinary items | $-307,000 | 7,989 |
Extraordinary gains, net | $0 | 15 |
Net income | $-307,000 | 7,988 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,009 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $11,000 | 813 |
Net operating income | $-307,000 | 7,962 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $329,000 | 8,448 |
Total interest expense | $16,000 | 8,492 |
Net interest income | $313,000 | 8,413 |
Provision for loan and lease losses | $123,000 | 4,588 |
Total noninterest income | $0 | 8,422 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $0 | 7,508 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $0 | 8,329 |
Total noninterest expense | $845,000 | 7,872 |
Salaries and employee benefits | $446,000 | 7,940 |
Premises and equipment expense | $172,000 | 7,014 |
Additional noninterest expense | $227,000 | 7,899 |
Pre-tax net operating income | $-655,000 | 7,903 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $0 | 6,070 |
Income before extraordinary items | $-655,000 | 7,979 |
Extraordinary gains, net | $0 | 39 |
Net income | $-655,000 | 7,977 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,600 |
Cash dividends | $0 | 5,817 |
Sale, conversion, retirement of capital stock, net | $12,000,000 | 155 |
Net operating income | $-655,000 | 7,971 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $140,000 | 8,525 |
Total interest expense | $0 | 8,544 |
Net interest income | $140,000 | 8,505 |
Provision for loan and lease losses | $23,000 | 5,748 |
Total noninterest income | $0 | 8,457 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $0 | 7,525 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $0 | 8,377 |
Total noninterest expense | $409,000 | 8,278 |
Salaries and employee benefits | $269,000 | 8,143 |
Premises and equipment expense | $70,000 | 7,806 |
Additional noninterest expense | $70,000 | 8,450 |
Pre-tax net operating income | $-292,000 | 7,960 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $0 | 6,220 |
Income before extraordinary items | $-292,000 | 7,999 |
Extraordinary gains, net | $0 | 33 |
Net income | $-292,000 | 7,995 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,076 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $12,000,000 | 112 |
Net operating income | $-292,000 | 7,983 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.