Home > Paramount Bank > Net charge- offs to loans
Paramount Bank, Net charge- offs to loans
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1966% | 277 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2070% | 240 |
| Percentage Net Loans Charged-off:Construction & development | 28.2695% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0471% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0596% | 850 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.7814% | 147 |
| Percentage Net Loans Charged-off: Home equity loans | 7.7866% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | 4.0767% | 223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0265% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4664% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1842% | 485 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2806% | 430 |
| Percentage Net Loans Charged-off:Construction & development | 23.2682% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4410% | 443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0890% | 670 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3892% | 289 |
| Percentage Net Loans Charged-off: Home equity loans | 11.5966% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4854% | 828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4265% | 1,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7383% | 264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9524% | 523 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0909% | 455 |
| Percentage Net Loans Charged-off:Construction & development | 1.8405% | 1,243 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9803% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.8211% | 178 |
| Percentage Net Loans Charged-off: Home equity loans | 13.9336% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6425% | 425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8729% | 1,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.5457% | 253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1291% | 656 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9568% | 646 |
| Percentage Net Loans Charged-off:Construction & development | 10.6359% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6580% | 704 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.3361% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2062% | 353 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1572% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5228% | 341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4457% | 1,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 24.4491% | 46 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3755% | 778 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0372% | 822 |
| Percentage Net Loans Charged-off:Construction & development | 6.4669% | 775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6404% | 1,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.9792% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1020% | 320 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0707% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4280% | 302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3520% | 720 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.6473% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9936% | 928 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5841% | 957 |
| Percentage Net Loans Charged-off:Construction & development | 1.3464% | 1,664 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6105% | 936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9733% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1369% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9178% | 322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4376% | 645 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0739% | 501 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0937% | 691 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5790% | 719 |
| Percentage Net Loans Charged-off:Construction & development | 2.9366% | 793 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0470% | 7,815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6320% | 204 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1420% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5020% | 169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0902% | 433 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7302% | 304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2633% | 256 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9443% | 229 |
| Percentage Net Loans Charged-off:Construction & development | 25.5164% | 37 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5749% | 788 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2889% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0405% | 102 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4958% | 150 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2601% | 94 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2836% | 346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1268% | 5,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8862% | 121 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3839% | 114 |
| Percentage Net Loans Charged-off:Construction & development | 33.7728% | 20 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2162% | 920 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8969% | 118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.8025% | 59 |
| Percentage Net Loans Charged-off: Home equity loans | 4.6453% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 4.8666% | 56 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.2809% | 164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1680% | 4,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3960% | 135 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4562% | 161 |
| Percentage Net Loans Charged-off:Construction & development | 35.3689% | 15 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0799% | 995 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0028% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6113% | 132 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0221% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4393% | 145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.7729% | 96 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4602% | 191 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8909% | 176 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7340% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0950% | 57 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2980% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5651% | 75 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5724% | 142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3098% | 341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9847% | 239 |
| Percentage Net Loans Charged-off:Construction & development | 1.0436% | 418 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0653% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5744% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6660% | 128 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2815% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8649% | 107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4418% | 360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5952% | 2,706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4647% | 218 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1698% | 115 |
| Percentage Net Loans Charged-off:Construction & development | 0.5647% | 370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0876% | 742 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9688% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0493% | 62 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4292% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3818% | 57 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3838% | 297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4075% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1003% | 289 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1944% | 95 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1335% | 486 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.7842% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8361% | 74 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0482% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7211% | 94 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5369% | 1,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3675% | 2,880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7256% | 453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8427% | 149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8858% | 81 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0119% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3645% | 53 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1686% | 2,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1883% | 772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1080% | 8,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4764% | 343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9268% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1632% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0576% | 3,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1140% | 2,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1216% | 923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0744% | 8,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3034% | 452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7606% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0286% | 8,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0759% | 2,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1080% | 2,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1091% | 917 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0926% | 8,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2856% | 460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6960% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0336% | 8,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1088% | 2,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0588% | 7,828 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0692% | 8,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1480% | 8,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0261% | 8,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2046% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2194% | 8,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1708% | 2,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1715% | 795 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0311% | 1,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3063% | 542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1887% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4231% | 392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1794% | 2,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1189% | 2,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1014% | 1,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0566% | 753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1543% | 915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2512% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0537% | 1,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2471% | 2,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1506% | 2,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1184% | 919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0839% | 551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1676% | 798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2447% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0842% | 1,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3864% | 1,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1477% | 1,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0625% | 1,052 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1802% | 282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 7,993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0176% | 8,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7584% | 838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1055% | 4,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1387% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1736% | 836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1449% | 1,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0738% | 451 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2223% | 885 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0152% | 7,263 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1930% | 8,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0598% | 4,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0663% | 1,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0846% | 806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0683% | 1,662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1045% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0297% | 2,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0217% | 7,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3180% | 4,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0942% | 3,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1044% | 1,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1325% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1082% | 1,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1699% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0458% | 1,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0347% | 7,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4768% | 3,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0906% | 3,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0883% | 1,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1770% | 720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3880% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 8,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9814% | 1,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1237% | 4,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1095% | 1,733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0600% | 1,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1734% | 1,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2703% | 888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2403% | 3,461 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0562% | 8,425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1509% | 3,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1296% | 1,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0805% | 931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1974% | 940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2935% | 693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3167% | 2,683 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0755% | 8,337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1662% | 3,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1232% | 1,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2417% | 741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3464% | 572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4706% | 2,016 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1171% | 8,301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2381% | 2,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1316% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2624% | 577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3757% | 449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8749% | 1,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4435% | 1,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0980% | 1,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1768% | 1,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2162% | 1,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8934% | 1,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3998% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0593% | 5,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0678% | 2,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1051% | 1,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1179% | 1,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5701% | 3,817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,622 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |