Home > Paramount Bank > Assets and Liabilities
Paramount Bank, Assets and Liabilities
| 2010-09-30 | Rank | |
| # of Employees: | 36 | 3,946 |
| Assets and Liabilities | ||
| Total Assets: | $252,744,000 | 2,579 |
| Cash and due from depository institutions | $24,180,000 | 3,946 |
| Interest-bearing balances | $23,620,000 | 1,489 |
| Securities | $0 | 7,552 |
| Federal funds sold & reverse repurchase agreements | $34,000 | 4,345 |
| Net loans & leases | $217,114,000 | 1,990 |
| Loan loss allowance | $8,640,000 | 960 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $482,000 | 6,296 |
| Other real estate owned | $5,839,000 | 3,946 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $5,095,000 | 3,234 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $252,745,000 | 2,579 |
| Total liabilities | $250,174,000 | 2,362 |
| Total deposits | $213,550,000 | 2,539 |
| Interest-bearing deposits | $202,415,000 | 2,300 |
| Deposits held in domestic offices | $213,550,000 | 2,536 |
| % insured | 95.60% | 1,303 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $36,000,000 | 989 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $624,000 | 4,536 |
| Total equity capital | $2,571,000 | 7,469 |
| Total bank equity capital | $2,571,000 | 7,469 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,626,000 | 2,021 |
| Surplus | $30,482,000 | 1,089 |
| Undivided profits | $-29,537,000 | 7,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $16,885,000 | 989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $826,000 | 3,816 |
| Earning assets | $240,768,000 | 2,487 |
| Long-term assets (5+ years) | $17,325,000 | 4,441 |
| Average Assets, year-to-date | $273,235,500 | 2,366 |
| Average Assets, quarterly | $260,990,000 | 2,494 |
| Volatile liabilities | $109,464,000 | 1,288 |
| Insider loans | $328,000 | 5,605 |
| FHLB advances | $36,000,000 | 907 |
| Loans and leases held for sale | $7,245,000 | 451 |
| Unused loan commitments | $7,946,000 | 4,446 |
| Tier 1 (core) risk-based capital | $2,571,000 | 7,427 |
| Tier 2 risk-based capital | $2,571,000 | 2,064 |
| Total risk weighted assets | $206,509,000 | 2,166 |
| Total unused commitments | $7,946,000 | 4,449 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 68 | 2,335 |
| Assets and Liabilities | ||
| Total Assets: | $269,236,000 | 2,437 |
| Cash and due from depository institutions | $18,897,000 | 2,335 |
| Interest-bearing balances | $18,373,000 | 1,734 |
| Securities | $8,066,000 | 6,098 |
| Federal funds sold & reverse repurchase agreements | $38,000 | 4,422 |
| Net loans & leases | $233,543,000 | 1,884 |
| Loan loss allowance | $7,099,000 | 1,181 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $676,000 | 5,975 |
| Other real estate owned | $2,746,000 | 2,335 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $5,270,000 | 3,198 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $269,235,000 | 2,437 |
| Total liabilities | $260,928,000 | 2,263 |
| Total deposits | $219,340,000 | 2,471 |
| Interest-bearing deposits | $209,079,000 | 2,255 |
| Deposits held in domestic offices | $219,340,000 | 2,469 |
| % insured | 96.58% | 1,010 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $41,000,000 | 929 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $588,000 | 4,511 |
| Total equity capital | $8,307,000 | 5,725 |
| Total bank equity capital | $8,307,000 | 5,724 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,626,000 | 2,042 |
| Surplus | $30,482,000 | 1,087 |
| Undivided profits | $-23,801,000 | 7,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $18,523,000 | 927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $908,000 | 3,452 |
| Earning assets | $260,020,000 | 2,316 |
| Long-term assets (5+ years) | $22,575,000 | 3,945 |
| Average Assets, year-to-date | $280,066,000 | 2,332 |
| Average Assets, quarterly | $275,967,500 | 2,368 |
| Volatile liabilities | $102,397,000 | 1,397 |
| Insider loans | $683,000 | 4,752 |
| FHLB advances | $41,000,000 | 865 |
| Loans and leases held for sale | $9,182,000 | 318 |
| Unused loan commitments | $12,755,000 | 3,500 |
| Tier 1 (core) risk-based capital | $8,250,000 | 5,611 |
| Tier 2 risk-based capital | $2,786,000 | 1,932 |
| Total risk weighted assets | $218,539,000 | 2,085 |
| Total unused commitments | $12,755,000 | 3,507 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 68 | 2,368 |
| Assets and Liabilities | ||
| Total Assets: | $282,699,000 | 2,379 |
| Cash and due from depository institutions | $27,478,000 | 2,368 |
| Interest-bearing balances | $26,991,000 | 1,268 |
| Securities | $8,050,000 | 6,151 |
| Federal funds sold & reverse repurchase agreements | $2,307,000 | 2,795 |
| Net loans & leases | $235,888,000 | 1,907 |
| Loan loss allowance | $6,875,000 | 1,241 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $779,000 | 5,881 |
| Other real estate owned | $2,958,000 | 2,368 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $5,239,000 | 3,291 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $282,699,000 | 2,379 |
| Total liabilities | $272,129,000 | 2,244 |
| Total deposits | $235,523,000 | 2,341 |
| Interest-bearing deposits | $225,696,000 | 2,145 |
| Deposits held in domestic offices | $235,523,000 | 2,339 |
| % insured | 96.91% | 961 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $36,000,000 | 1,105 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $606,000 | 4,440 |
| Total equity capital | $10,570,000 | 5,105 |
| Total bank equity capital | $10,570,000 | 5,103 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,626,000 | 2,086 |
| Surplus | $30,482,000 | 1,103 |
| Undivided profits | $-21,538,000 | 7,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $12,431,000 | 1,299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $977,000 | 3,304 |
| Earning assets | $273,236,000 | 2,265 |
| Long-term assets (5+ years) | $22,365,000 | 3,966 |
| Average Assets, year-to-date | $285,481,000 | 2,347 |
| Average Assets, quarterly | $285,481,000 | 2,347 |
| Volatile liabilities | $93,355,000 | 1,581 |
| Insider loans | $912,000 | 4,365 |
| FHLB advances | $36,000,000 | 1,038 |
| Loans and leases held for sale | $7,058,000 | 308 |
| Unused loan commitments | $15,321,000 | 3,269 |
| Tier 1 (core) risk-based capital | $10,657,000 | 4,939 |
| Tier 2 risk-based capital | $2,839,000 | 1,960 |
| Total risk weighted assets | $223,108,000 | 2,105 |
| Total unused commitments | $15,321,000 | 3,273 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 68 | 2,391 |
| Assets and Liabilities | ||
| Total Assets: | $288,263,000 | 2,341 |
| Cash and due from depository institutions | $25,913,000 | 2,391 |
| Interest-bearing balances | $25,427,000 | 1,126 |
| Securities | $8,088,000 | 6,125 |
| Federal funds sold & reverse repurchase agreements | $686,000 | 3,804 |
| Net loans & leases | $244,974,000 | 1,900 |
| Loan loss allowance | $6,498,000 | 1,294 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $876,000 | 5,773 |
| Other real estate owned | $2,242,000 | 2,391 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $5,484,000 | 3,245 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $288,262,000 | 2,341 |
| Total liabilities | $275,631,000 | 2,231 |
| Total deposits | $236,337,000 | 2,330 |
| Interest-bearing deposits | $226,651,000 | 2,126 |
| Deposits held in domestic offices | $236,337,000 | 2,328 |
| % insured | 96.66% | 1,045 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $38,500,000 | 1,137 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $794,000 | 3,910 |
| Total equity capital | $12,631,000 | 4,567 |
| Total bank equity capital | $12,631,000 | 4,567 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,626,000 | 2,119 |
| Surplus | $30,482,000 | 1,102 |
| Undivided profits | $-19,477,000 | 7,816 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $13,456,000 | 1,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $951,000 | 3,520 |
| Earning assets | $279,175,000 | 2,222 |
| Long-term assets (5+ years) | $23,985,000 | 3,805 |
| Average Assets, year-to-date | $280,326,000 | 2,347 |
| Average Assets, quarterly | $284,534,000 | 2,352 |
| Volatile liabilities | $71,059,000 | 2,039 |
| Insider loans | $740,000 | 4,778 |
| FHLB advances | $38,500,000 | 1,061 |
| Loans and leases held for sale | $7,202,000 | 336 |
| Unused loan commitments | $12,366,000 | 3,702 |
| Tier 1 (core) risk-based capital | $12,777,000 | 4,400 |
| Tier 2 risk-based capital | $2,928,000 | 1,922 |
| Total risk weighted assets | $230,658,000 | 2,079 |
| Total unused commitments | $12,366,000 | 3,704 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 66 | 2,472 |
| Assets and Liabilities | ||
| Total Assets: | $280,805,000 | 2,394 |
| Cash and due from depository institutions | $28,797,000 | 2,472 |
| Interest-bearing balances | $18,175,000 | 1,335 |
| Securities | $2,001,000 | 7,398 |
| Federal funds sold & reverse repurchase agreements | $38,000 | 4,801 |
| Net loans & leases | $240,813,000 | 1,955 |
| Loan loss allowance | $6,328,000 | 1,257 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $899,000 | 5,797 |
| Other real estate owned | $2,055,000 | 2,472 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $6,202,000 | 2,683 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $280,804,000 | 2,394 |
| Total liabilities | $263,570,000 | 2,308 |
| Total deposits | $224,241,000 | 2,423 |
| Interest-bearing deposits | $215,326,000 | 2,221 |
| Deposits held in domestic offices | $224,241,000 | 2,421 |
| % insured | 96.27% | 1,377 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $38,500,000 | 1,189 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $829,000 | 4,196 |
| Total equity capital | $17,234,000 | 3,715 |
| Total bank equity capital | $17,234,000 | 3,714 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,626,000 | 2,147 |
| Surplus | $30,482,000 | 1,107 |
| Undivided profits | $-14,874,000 | 7,905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $10,618,000 | 1,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,070,000 | 3,346 |
| Earning assets | $261,027,000 | 2,377 |
| Long-term assets (5+ years) | $22,549,000 | 3,915 |
| Average Assets, year-to-date | $278,341,750 | 2,375 |
| Average Assets, quarterly | $278,973,000 | 2,396 |
| Volatile liabilities | $53,847,000 | 2,606 |
| Insider loans | $1,135,000 | 4,051 |
| FHLB advances | $38,500,000 | 1,112 |
| Loans and leases held for sale | $7,794,000 | 307 |
| Unused loan commitments | $14,642,000 | 3,475 |
| Tier 1 (core) risk-based capital | $17,234,000 | 3,555 |
| Tier 2 risk-based capital | $2,894,000 | 1,959 |
| Total risk weighted assets | $228,111,000 | 2,134 |
| Total unused commitments | $14,642,000 | 3,476 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 63 | 2,634 |
| Assets and Liabilities | ||
| Total Assets: | $277,141,000 | 2,431 |
| Cash and due from depository institutions | $29,220,000 | 2,634 |
| Interest-bearing balances | $28,735,000 | 771 |
| Securities | $1,980,000 | 7,446 |
| Federal funds sold & reverse repurchase agreements | $58,000 | 5,022 |
| Net loans & leases | $237,698,000 | 1,998 |
| Loan loss allowance | $5,820,000 | 1,315 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $993,000 | 5,724 |
| Other real estate owned | $2,611,000 | 2,634 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $4,581,000 | 3,302 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $277,141,000 | 2,431 |
| Total liabilities | $256,994,000 | 2,370 |
| Total deposits | $217,506,000 | 2,494 |
| Interest-bearing deposits | $207,642,000 | 2,276 |
| Deposits held in domestic offices | $217,506,000 | 2,491 |
| % insured | 86.59% | 1,728 |
| Federal funds purchased & repurchase agreements | $71,000 | 2,880 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $38,500,000 | 1,248 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $917,000 | 3,996 |
| Total equity capital | $20,147,000 | 3,223 |
| Total bank equity capital | $20,147,000 | 3,223 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,626,000 | 2,180 |
| Surplus | $30,482,000 | 1,123 |
| Undivided profits | $-11,961,000 | 7,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $9,790,000 | 1,450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,064,000 | 3,247 |
| Earning assets | $268,471,000 | 2,322 |
| Long-term assets (5+ years) | $20,312,000 | 4,099 |
| Average Assets, year-to-date | $277,520,670 | 2,399 |
| Average Assets, quarterly | $277,282,000 | 2,420 |
| Volatile liabilities | $74,006,000 | 2,003 |
| Insider loans | $777,000 | 4,758 |
| FHLB advances | $38,500,000 | 1,165 |
| Loans and leases held for sale | $2,988,000 | 728 |
| Unused loan commitments | $19,683,000 | 2,977 |
| Tier 1 (core) risk-based capital | $20,166,000 | 3,109 |
| Tier 2 risk-based capital | $2,862,000 | 1,971 |
| Total risk weighted assets | $225,965,000 | 2,183 |
| Total unused commitments | $19,683,000 | 2,978 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 50 | 3,236 |
| Assets and Liabilities | ||
| Total Assets: | $277,423,000 | 2,422 |
| Cash and due from depository institutions | $6,092,000 | 3,236 |
| Interest-bearing balances | $5,469,000 | 2,407 |
| Securities | $2,006,000 | 7,506 |
| Federal funds sold & reverse repurchase agreements | $15,865,000 | 736 |
| Net loans & leases | $244,429,000 | 1,972 |
| Loan loss allowance | $5,985,000 | 1,214 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,110,000 | 5,576 |
| Other real estate owned | $3,064,000 | 3,236 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $4,857,000 | 3,175 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $277,423,000 | 2,422 |
| Total liabilities | $256,249,000 | 2,371 |
| Total deposits | $216,945,000 | 2,495 |
| Interest-bearing deposits | $206,637,000 | 2,293 |
| Deposits held in domestic offices | $216,945,000 | 2,493 |
| % insured | 87.21% | 1,667 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $38,500,000 | 1,296 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $804,000 | 4,208 |
| Total equity capital | $21,174,000 | 3,113 |
| Total bank equity capital | $21,174,000 | 3,113 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,626,000 | 2,194 |
| Surplus | $30,482,000 | 1,115 |
| Undivided profits | $-10,934,000 | 8,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $10,048,000 | 1,310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,093,000 | 3,163 |
| Earning assets | $267,769,000 | 2,324 |
| Long-term assets (5+ years) | $18,777,000 | 4,209 |
| Average Assets, year-to-date | $277,710,500 | 2,406 |
| Average Assets, quarterly | $277,710,500 | 2,406 |
| Volatile liabilities | $70,094,000 | 2,120 |
| Insider loans | $783,000 | 4,755 |
| FHLB advances | $38,500,000 | 1,206 |
| Loans and leases held for sale | $6,348,000 | 399 |
| Unused loan commitments | $17,390,000 | 3,337 |
| Tier 1 (core) risk-based capital | $21,174,000 | 2,989 |
| Tier 2 risk-based capital | $2,963,000 | 1,896 |
| Total risk weighted assets | $234,046,000 | 2,118 |
| Total unused commitments | $17,390,000 | 3,337 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 52 | 3,158 |
| Assets and Liabilities | ||
| Total Assets: | $277,998,000 | 2,406 |
| Cash and due from depository institutions | $3,132,000 | 3,158 |
| Interest-bearing balances | $2,614,000 | 2,658 |
| Securities | $4,023,000 | 7,128 |
| Federal funds sold & reverse repurchase agreements | $13,982,000 | 679 |
| Net loans & leases | $247,957,000 | 1,960 |
| Loan loss allowance | $6,005,000 | 1,161 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,239,000 | 5,441 |
| Other real estate owned | $3,119,000 | 3,158 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $4,546,000 | 3,348 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $277,997,000 | 2,406 |
| Total liabilities | $255,279,000 | 2,375 |
| Total deposits | $215,910,000 | 2,455 |
| Interest-bearing deposits | $205,255,000 | 2,263 |
| Deposits held in domestic offices | $215,910,000 | 2,453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $38,507,000 | 1,428 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $862,000 | 4,072 |
| Total equity capital | $22,718,000 | 2,908 |
| Total bank equity capital | $22,718,000 | 2,908 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,626,000 | 2,201 |
| Surplus | $30,482,000 | 1,091 |
| Undivided profits | $-9,390,000 | 8,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,622,000 | 1,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,033,000 | 3,577 |
| Earning assets | $268,576,000 | 2,305 |
| Long-term assets (5+ years) | $18,211,000 | 4,209 |
| Average Assets, year-to-date | $284,219,800 | 2,290 |
| Average Assets, quarterly | $280,287,000 | 2,374 |
| Volatile liabilities | $72,576,000 | 2,030 |
| Insider loans | $789,000 | 4,806 |
| FHLB advances | $38,500,000 | 1,336 |
| Loans and leases held for sale | $5,183,000 | 355 |
| Unused loan commitments | $17,890,000 | 3,280 |
| Tier 1 (core) risk-based capital | $22,708,000 | 2,767 |
| Tier 2 risk-based capital | $3,022,000 | 1,842 |
| Total risk weighted assets | $238,814,000 | 2,083 |
| Total unused commitments | $17,890,000 | 3,283 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 51 | 3,239 |
| Assets and Liabilities | ||
| Total Assets: | $257,962,000 | 2,550 |
| Cash and due from depository institutions | $2,272,000 | 3,239 |
| Interest-bearing balances | $360,000 | 3,974 |
| Securities | $0 | 8,112 |
| Federal funds sold & reverse repurchase agreements | $26,457,000 | 426 |
| Net loans & leases | $220,556,000 | 2,161 |
| Loan loss allowance | $5,920,000 | 1,057 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $641,000 | 6,459 |
| Other real estate owned | $3,673,000 | 3,239 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,363,000 | 3,455 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $257,961,000 | 2,550 |
| Total liabilities | $243,437,000 | 2,449 |
| Total deposits | $200,211,000 | 2,611 |
| Interest-bearing deposits | $190,822,000 | 2,373 |
| Deposits held in domestic offices | $200,211,000 | 2,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $42,500,000 | 1,340 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $726,000 | 4,595 |
| Total equity capital | $14,524,000 | 4,266 |
| Total bank equity capital | $14,524,000 | 4,266 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,625,000 | 2,221 |
| Surplus | $18,436,000 | 1,634 |
| Undivided profits | $-5,537,000 | 8,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,260,000 | 1,386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,043,000 | 3,715 |
| Earning assets | $247,373,000 | 2,451 |
| Long-term assets (5+ years) | $18,394,000 | 4,153 |
| Average Assets, year-to-date | $264,339,500 | 2,431 |
| Average Assets, quarterly | $261,752,500 | 2,501 |
| Volatile liabilities | $59,771,000 | 2,311 |
| Insider loans | $802,000 | 4,772 |
| FHLB advances | $42,500,000 | 1,257 |
| Loans and leases held for sale | $1,513,000 | 626 |
| Unused loan commitments | $18,417,000 | 3,387 |
| Tier 1 (core) risk-based capital | $14,524,000 | 4,179 |
| Tier 2 risk-based capital | $2,721,000 | 1,957 |
| Total risk weighted assets | $214,512,000 | 2,283 |
| Total unused commitments | $18,417,000 | 3,390 |
| Derivatives | $216,000 | 1,022 |
| 2008-06-30 | Rank | |
| # of Employees: | 52 | 3,233 |
| Assets and Liabilities | ||
| Total Assets: | $265,543,000 | 2,475 |
| Cash and due from depository institutions | $3,332,000 | 3,233 |
| Interest-bearing balances | $546,000 | 3,447 |
| Securities | $0 | 8,159 |
| Federal funds sold & reverse repurchase agreements | $22,972,000 | 488 |
| Net loans & leases | $232,264,000 | 2,060 |
| Loan loss allowance | $6,000,000 | 1,002 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $719,000 | 6,360 |
| Other real estate owned | $2,168,000 | 3,233 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,088,000 | 3,540 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $265,543,000 | 2,475 |
| Total liabilities | $248,229,000 | 2,396 |
| Total deposits | $205,920,000 | 2,535 |
| Interest-bearing deposits | $196,492,000 | 2,297 |
| Deposits held in domestic offices | $205,920,000 | 2,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $41,500,000 | 1,325 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $809,000 | 4,308 |
| Total equity capital | $17,314,000 | 3,715 |
| Total bank equity capital | $17,314,000 | 3,715 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,625,000 | 2,240 |
| Surplus | $18,436,000 | 1,612 |
| Undivided profits | $-2,747,000 | 8,030 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,674,000 | 882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,019,000 | 3,716 |
| Earning assets | $255,782,000 | 2,372 |
| Long-term assets (5+ years) | $18,997,000 | 4,073 |
| Average Assets, year-to-date | $266,465,330 | 2,424 |
| Average Assets, quarterly | $266,502,000 | 2,452 |
| Volatile liabilities | $61,117,000 | 2,265 |
| Insider loans | $967,000 | 4,462 |
| FHLB advances | $41,500,000 | 1,254 |
| Loans and leases held for sale | $5,280,000 | 352 |
| Unused loan commitments | $21,785,000 | 3,143 |
| Tier 1 (core) risk-based capital | $17,314,000 | 3,641 |
| Tier 2 risk-based capital | $2,812,000 | 1,875 |
| Total risk weighted assets | $221,799,000 | 2,213 |
| Total unused commitments | $21,785,000 | 3,145 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 57 | 2,983 |
| Assets and Liabilities | ||
| Total Assets: | $267,461,000 | 2,452 |
| Cash and due from depository institutions | $2,676,000 | 2,983 |
| Interest-bearing balances | $111,000 | 4,878 |
| Securities | $0 | 8,194 |
| Federal funds sold & reverse repurchase agreements | $11,200,000 | 1,560 |
| Net loans & leases | $246,638,000 | 1,922 |
| Loan loss allowance | $4,375,000 | 1,298 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $811,000 | 6,195 |
| Other real estate owned | $2,091,000 | 2,983 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $4,045,000 | 3,465 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $267,462,000 | 2,452 |
| Total liabilities | $245,979,000 | 2,397 |
| Total deposits | $205,661,000 | 2,526 |
| Interest-bearing deposits | $196,443,000 | 2,309 |
| Deposits held in domestic offices | $205,661,000 | 2,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $39,500,000 | 1,275 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $818,000 | 4,488 |
| Total equity capital | $21,483,000 | 3,147 |
| Total bank equity capital | $21,483,000 | 3,147 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,625,000 | 2,239 |
| Surplus | $18,436,000 | 1,606 |
| Undivided profits | $1,422,000 | 6,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,821,000 | 614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,134,000 | 3,357 |
| Earning assets | $257,949,000 | 2,349 |
| Long-term assets (5+ years) | $19,907,000 | 3,868 |
| Average Assets, year-to-date | $266,926,500 | 2,431 |
| Average Assets, quarterly | $266,926,500 | 2,431 |
| Volatile liabilities | $65,583,000 | 2,093 |
| Insider loans | $960,000 | 4,433 |
| FHLB advances | $39,500,000 | 1,200 |
| Loans and leases held for sale | $6,215,000 | 359 |
| Unused loan commitments | $28,751,000 | 2,679 |
| Tier 1 (core) risk-based capital | $21,483,000 | 2,968 |
| Tier 2 risk-based capital | $2,917,000 | 1,776 |
| Total risk weighted assets | $231,932,000 | 2,102 |
| Total unused commitments | $28,751,000 | 2,682 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 61 | 2,810 |
| Assets and Liabilities | ||
| Total Assets: | $266,392,000 | 2,432 |
| Cash and due from depository institutions | $2,555,000 | 2,810 |
| Interest-bearing balances | $557,000 | 3,051 |
| Securities | $0 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $52,000 | 6,023 |
| Net loans & leases | $255,903,000 | 1,842 |
| Loan loss allowance | $3,946,000 | 1,415 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $910,000 | 6,017 |
| Other real estate owned | $2,261,000 | 2,810 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,711,000 | 3,181 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $266,392,000 | 2,432 |
| Total liabilities | $242,806,000 | 2,402 |
| Total deposits | $205,406,000 | 2,507 |
| Interest-bearing deposits | $195,863,000 | 2,281 |
| Deposits held in domestic offices | $205,406,000 | 2,505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,664,000 | 2,501 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $35,000,000 | 1,302 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $736,000 | 4,703 |
| Total equity capital | $23,586,000 | 2,860 |
| Total bank equity capital | $23,586,000 | 2,860 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,625,000 | 2,234 |
| Surplus | $18,436,000 | 1,583 |
| Undivided profits | $3,525,000 | 5,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,114,000 | 948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,262,000 | 3,288 |
| Earning assets | $256,512,000 | 2,335 |
| Long-term assets (5+ years) | $20,167,000 | 3,636 |
| Average Assets, year-to-date | $273,077,600 | 2,318 |
| Average Assets, quarterly | $267,735,000 | 2,396 |
| Volatile liabilities | $63,779,000 | 2,135 |
| Insider loans | $715,000 | 4,931 |
| FHLB advances | $35,000,000 | 1,218 |
| Loans and leases held for sale | $8,446,000 | 260 |
| Unused loan commitments | $35,880,000 | 2,283 |
| Tier 1 (core) risk-based capital | $23,586,000 | 2,710 |
| Tier 2 risk-based capital | $3,089,000 | 1,680 |
| Total risk weighted assets | $246,289,000 | 1,995 |
| Total unused commitments | $35,880,000 | 2,285 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 62 | 2,771 |
| Assets and Liabilities | ||
| Total Assets: | $269,078,000 | 2,381 |
| Cash and due from depository institutions | $1,485,000 | 2,771 |
| Interest-bearing balances | $136,000 | 4,236 |
| Securities | $0 | 8,282 |
| Federal funds sold & reverse repurchase agreements | $5,702,000 | 2,333 |
| Net loans & leases | $254,336,000 | 1,816 |
| Loan loss allowance | $4,295,000 | 1,216 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,022,000 | 5,848 |
| Other real estate owned | $2,175,000 | 2,771 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,358,000 | 3,388 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $269,078,000 | 2,381 |
| Total liabilities | $245,746,000 | 2,343 |
| Total deposits | $217,360,000 | 2,353 |
| Interest-bearing deposits | $208,385,000 | 2,152 |
| Deposits held in domestic offices | $217,360,000 | 2,350 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $27,018,000 | 1,446 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,368,000 | 3,321 |
| Total equity capital | $23,332,000 | 2,860 |
| Total bank equity capital | $23,332,000 | 2,860 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,625,000 | 2,212 |
| Surplus | $18,436,000 | 1,548 |
| Undivided profits | $3,271,000 | 5,557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,228,000 | 1,092 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,378,000 | 3,203 |
| Earning assets | $260,174,000 | 2,285 |
| Long-term assets (5+ years) | $18,554,000 | 3,687 |
| Average Assets, year-to-date | $274,749,000 | 2,309 |
| Average Assets, quarterly | $279,385,000 | 2,305 |
| Volatile liabilities | $66,434,000 | 2,016 |
| Insider loans | $717,000 | 4,908 |
| FHLB advances | $27,000,000 | 1,367 |
| Loans and leases held for sale | $4,179,000 | 394 |
| Unused loan commitments | $42,410,000 | 2,042 |
| Tier 1 (core) risk-based capital | $23,332,000 | 2,735 |
| Tier 2 risk-based capital | $3,133,000 | 1,651 |
| Total risk weighted assets | $249,439,000 | 1,952 |
| Total unused commitments | $42,410,000 | 2,042 |
| Derivatives | $857,000 | 846 |
| 2007-06-30 | Rank | |
| # of Employees: | 72 | 2,439 |
| Assets and Liabilities | ||
| Total Assets: | $289,692,000 | 2,275 |
| Cash and due from depository institutions | $3,246,000 | 2,439 |
| Interest-bearing balances | $268,000 | 3,658 |
| Securities | $70,000 | 8,293 |
| Federal funds sold & reverse repurchase agreements | $23,837,000 | 630 |
| Net loans & leases | $254,045,000 | 1,826 |
| Loan loss allowance | $3,127,000 | 1,685 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,126,000 | 5,736 |
| Other real estate owned | $3,081,000 | 2,439 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $4,287,000 | 3,373 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $289,691,000 | 2,275 |
| Total liabilities | $263,449,000 | 2,233 |
| Total deposits | $240,427,000 | 2,186 |
| Interest-bearing deposits | $229,964,000 | 1,999 |
| Deposits held in domestic offices | $240,427,000 | 2,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $22,062,000 | 1,579 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $960,000 | 3,967 |
| Total equity capital | $26,242,000 | 2,559 |
| Total bank equity capital | $26,242,000 | 2,559 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,625,000 | 2,211 |
| Surplus | $18,436,000 | 1,548 |
| Undivided profits | $6,181,000 | 4,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,611,000 | 724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,304,000 | 3,174 |
| Earning assets | $278,220,000 | 2,184 |
| Long-term assets (5+ years) | $17,015,000 | 3,790 |
| Average Assets, year-to-date | $276,639,330 | 2,332 |
| Average Assets, quarterly | $280,247,000 | 2,318 |
| Volatile liabilities | $61,608,000 | 2,114 |
| Insider loans | $719,000 | 4,868 |
| FHLB advances | $22,000,000 | 1,493 |
| Loans and leases held for sale | $5,775,000 | 375 |
| Unused loan commitments | $48,100,000 | 1,879 |
| Tier 1 (core) risk-based capital | $26,242,000 | 2,478 |
| Tier 2 risk-based capital | $3,073,000 | 1,677 |
| Total risk weighted assets | $253,856,000 | 1,923 |
| Total unused commitments | $48,100,000 | 1,880 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 65 | 2,678 |
| Assets and Liabilities | ||
| Total Assets: | $270,802,000 | 2,395 |
| Cash and due from depository institutions | $3,665,000 | 2,678 |
| Interest-bearing balances | $302,000 | 3,596 |
| Securities | $75,000 | 8,323 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $259,741,000 | 1,779 |
| Loan loss allowance | $2,796,000 | 1,877 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,207,000 | 5,607 |
| Other real estate owned | $1,788,000 | 2,678 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $4,326,000 | 3,294 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $270,802,000 | 2,395 |
| Total liabilities | $243,972,000 | 2,379 |
| Total deposits | $216,516,000 | 2,413 |
| Interest-bearing deposits | $207,036,000 | 2,180 |
| Deposits held in domestic offices | $216,516,000 | 2,410 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $987,000 | 2,475 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $25,332,000 | 1,385 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,137,000 | 3,618 |
| Total equity capital | $26,830,000 | 2,523 |
| Total bank equity capital | $26,830,000 | 2,523 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,625,000 | 2,202 |
| Surplus | $18,436,000 | 1,518 |
| Undivided profits | $6,769,000 | 4,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,576,000 | 645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,408,000 | 2,838 |
| Earning assets | $260,118,000 | 2,305 |
| Long-term assets (5+ years) | $16,777,000 | 3,777 |
| Average Assets, year-to-date | $270,113,000 | 2,381 |
| Average Assets, quarterly | $270,113,000 | 2,381 |
| Volatile liabilities | $55,422,000 | 2,301 |
| Insider loans | $697,000 | 4,941 |
| FHLB advances | $22,000,000 | 1,449 |
| Loans and leases held for sale | $9,905,000 | 261 |
| Unused loan commitments | $48,513,000 | 1,863 |
| Tier 1 (core) risk-based capital | $26,830,000 | 2,399 |
| Tier 2 risk-based capital | $2,796,000 | 1,814 |
| Total risk weighted assets | $251,069,000 | 1,921 |
| Total unused commitments | $48,513,000 | 1,864 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 65 | 2,686 |
| Assets and Liabilities | ||
| Total Assets: | $269,424,000 | 2,393 |
| Cash and due from depository institutions | $5,744,000 | 2,686 |
| Interest-bearing balances | $153,000 | 4,295 |
| Securities | $75,000 | 8,375 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $257,278,000 | 1,769 |
| Loan loss allowance | $2,810,000 | 1,833 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,141,000 | 5,710 |
| Other real estate owned | $1,061,000 | 2,686 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,125,000 | 3,426 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $269,424,000 | 2,393 |
| Total liabilities | $242,910,000 | 2,383 |
| Total deposits | $205,649,000 | 2,495 |
| Interest-bearing deposits | $193,285,000 | 2,287 |
| Deposits held in domestic offices | $205,649,000 | 2,491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,619,000 | 1,426 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $29,680,000 | 1,317 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $962,000 | 3,947 |
| Total equity capital | $26,514,000 | 2,495 |
| Total bank equity capital | $26,514,000 | 2,495 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,625,000 | 2,191 |
| Surplus | $18,417,000 | 1,493 |
| Undivided profits | $6,472,000 | 4,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,061,000 | 535 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,373,000 | 3,024 |
| Earning assets | $257,506,000 | 2,299 |
| Long-term assets (5+ years) | $15,428,000 | 3,898 |
| Average Assets, year-to-date | $256,645,200 | 2,417 |
| Average Assets, quarterly | $264,169,500 | 2,418 |
| Volatile liabilities | $71,407,000 | 2,006 |
| Insider loans | $1,696,000 | 3,266 |
| FHLB advances | $28,000,000 | 1,288 |
| Loans and leases held for sale | $4,920,000 | 386 |
| Unused loan commitments | $49,669,000 | 1,831 |
| Tier 1 (core) risk-based capital | $26,514,000 | 2,381 |
| Tier 2 risk-based capital | $2,810,000 | 1,785 |
| Total risk weighted assets | $243,326,000 | 1,957 |
| Total unused commitments | $49,669,000 | 1,831 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 65 | 2,707 |
| Assets and Liabilities | ||
| Total Assets: | $258,915,000 | 2,468 |
| Cash and due from depository institutions | $3,098,000 | 2,707 |
| Interest-bearing balances | $60,000 | 5,325 |
| Securities | $100,000 | 8,442 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $250,318,000 | 1,803 |
| Loan loss allowance | $2,537,000 | 2,027 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,127,000 | 5,726 |
| Other real estate owned | $352,000 | 2,707 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,920,000 | 3,563 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $258,915,000 | 2,468 |
| Total liabilities | $232,847,000 | 2,450 |
| Total deposits | $200,181,000 | 2,531 |
| Interest-bearing deposits | $189,540,000 | 2,291 |
| Deposits held in domestic offices | $200,181,000 | 2,527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,675,000 | 2,168 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $29,000,000 | 1,399 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $991,000 | 3,870 |
| Total equity capital | $26,068,000 | 2,508 |
| Total bank equity capital | $26,068,000 | 2,508 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,625,000 | 2,200 |
| Surplus | $18,403,000 | 1,476 |
| Undivided profits | $6,040,000 | 4,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,042,000 | 1,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,273,000 | 3,238 |
| Earning assets | $250,478,000 | 2,346 |
| Long-term assets (5+ years) | $15,001,000 | 3,898 |
| Average Assets, year-to-date | $253,450,500 | 2,449 |
| Average Assets, quarterly | $256,928,500 | 2,462 |
| Volatile liabilities | $68,648,000 | 2,062 |
| Insider loans | $1,151,000 | 3,956 |
| FHLB advances | $29,000,000 | 1,314 |
| Loans and leases held for sale | $5,834,000 | 350 |
| Unused loan commitments | $51,308,000 | 1,813 |
| Tier 1 (core) risk-based capital | $26,068,000 | 2,408 |
| Tier 2 risk-based capital | $2,537,000 | 1,964 |
| Total risk weighted assets | $235,834,000 | 1,994 |
| Total unused commitments | $51,308,000 | 1,813 |
| Derivatives | $161,000 | 991 |
| 2006-06-30 | Rank | |
| # of Employees: | 64 | 2,770 |
| Assets and Liabilities | ||
| Total Assets: | $254,942,000 | 2,487 |
| Cash and due from depository institutions | $3,188,000 | 2,770 |
| Interest-bearing balances | $154,000 | 4,354 |
| Securities | $100,000 | 8,486 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $246,552,000 | 1,803 |
| Loan loss allowance | $2,286,000 | 2,195 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $520,000 | 6,973 |
| Other real estate owned | $653,000 | 2,770 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,929,000 | 3,517 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $254,942,000 | 2,487 |
| Total liabilities | $229,521,000 | 2,472 |
| Total deposits | $198,149,000 | 2,540 |
| Interest-bearing deposits | $188,876,000 | 2,296 |
| Deposits held in domestic offices | $198,149,000 | 2,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,878,000 | 2,155 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $27,500,000 | 1,450 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $994,000 | 3,551 |
| Total equity capital | $25,421,000 | 2,479 |
| Total bank equity capital | $25,421,000 | 2,479 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,625,000 | 2,192 |
| Surplus | $18,389,000 | 1,441 |
| Undivided profits | $5,407,000 | 4,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,405,000 | 780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,130,000 | 3,255 |
| Earning assets | $246,806,000 | 2,361 |
| Long-term assets (5+ years) | $16,083,000 | 3,726 |
| Average Assets, year-to-date | $251,629,000 | 2,471 |
| Average Assets, quarterly | $251,738,500 | 2,489 |
| Volatile liabilities | $67,131,000 | 2,055 |
| Insider loans | $1,153,000 | 3,958 |
| FHLB advances | $27,500,000 | 1,354 |
| Loans and leases held for sale | $6,212,000 | 346 |
| Unused loan commitments | $45,294,000 | 1,989 |
| Tier 1 (core) risk-based capital | $25,421,000 | 2,425 |
| Tier 2 risk-based capital | $2,286,000 | 2,102 |
| Total risk weighted assets | $231,207,000 | 1,997 |
| Total unused commitments | $45,294,000 | 1,989 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 65 | 2,689 |
| Assets and Liabilities | ||
| Total Assets: | $248,535,000 | 2,510 |
| Cash and due from depository institutions | $2,011,000 | 2,689 |
| Interest-bearing balances | $39,000 | 5,755 |
| Securities | $100,000 | 8,522 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $241,489,000 | 1,789 |
| Loan loss allowance | $2,244,000 | 2,194 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $518,000 | 6,966 |
| Other real estate owned | $436,000 | 2,689 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,981,000 | 3,408 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $248,534,000 | 2,510 |
| Total liabilities | $223,936,000 | 2,503 |
| Total deposits | $200,365,000 | 2,498 |
| Interest-bearing deposits | $190,108,000 | 2,255 |
| Deposits held in domestic offices | $200,365,000 | 2,494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,789,000 | 2,291 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $21,000,000 | 1,664 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $782,000 | 4,115 |
| Total equity capital | $24,598,000 | 2,524 |
| Total bank equity capital | $24,598,000 | 2,524 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,625,000 | 2,180 |
| Surplus | $13,467,000 | 1,833 |
| Undivided profits | $9,506,000 | 3,151 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,453,000 | 1,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,110,000 | 3,124 |
| Earning assets | $241,628,000 | 2,385 |
| Long-term assets (5+ years) | $15,303,000 | 3,804 |
| Average Assets, year-to-date | $249,972,500 | 2,487 |
| Average Assets, quarterly | $249,972,500 | 2,487 |
| Volatile liabilities | $106,534,000 | 1,318 |
| Insider loans | $1,440,000 | 3,477 |
| FHLB advances | $21,000,000 | 1,579 |
| Loans and leases held for sale | $2,887,000 | 476 |
| Unused loan commitments | $44,908,000 | 1,978 |
| Tier 1 (core) risk-based capital | $24,598,000 | 2,451 |
| Tier 2 risk-based capital | $2,244,000 | 2,094 |
| Total risk weighted assets | $226,615,000 | 1,985 |
| Total unused commitments | $44,908,000 | 1,979 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 65 | 2,699 |
| Assets and Liabilities | ||
| Total Assets: | $251,410,000 | 2,485 |
| Cash and due from depository institutions | $2,333,000 | 2,699 |
| Interest-bearing balances | $266,000 | 3,975 |
| Securities | $100,000 | 8,581 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $243,996,000 | 1,755 |
| Loan loss allowance | $2,092,000 | 2,292 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $584,000 | 6,782 |
| Other real estate owned | $436,000 | 2,699 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,961,000 | 3,414 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $251,410,000 | 2,485 |
| Total liabilities | $227,612,000 | 2,466 |
| Total deposits | $197,106,000 | 2,512 |
| Interest-bearing deposits | $186,016,000 | 2,273 |
| Deposits held in domestic offices | $197,106,000 | 2,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,282,000 | 1,467 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $23,500,000 | 1,587 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $724,000 | 4,215 |
| Total equity capital | $23,798,000 | 2,563 |
| Total bank equity capital | $23,798,000 | 2,563 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,625,000 | 2,176 |
| Surplus | $13,467,000 | 1,798 |
| Undivided profits | $8,706,000 | 3,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,644,000 | 992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,140,000 | 3,092 |
| Earning assets | $244,362,000 | 2,335 |
| Long-term assets (5+ years) | $13,761,000 | 3,998 |
| Average Assets, year-to-date | $234,988,800 | 2,518 |
| Average Assets, quarterly | $249,219,500 | 2,459 |
| Volatile liabilities | $111,014,000 | 1,246 |
| Insider loans | $1,442,000 | 3,455 |
| FHLB advances | $23,500,000 | 1,484 |
| Loans and leases held for sale | $6,980,000 | 302 |
| Unused loan commitments | $44,006,000 | 1,964 |
| Tier 1 (core) risk-based capital | $23,798,000 | 2,477 |
| Tier 2 risk-based capital | $2,092,000 | 2,199 |
| Total risk weighted assets | $227,854,000 | 1,938 |
| Total unused commitments | $44,006,000 | 1,964 |
| Derivatives | $196,000 | 885 |
| 2005-09-30 | Rank | |
| # of Employees: | 69 | 2,516 |
| Assets and Liabilities | ||
| Total Assets: | $247,029,000 | 2,464 |
| Cash and due from depository institutions | $3,868,000 | 2,516 |
| Interest-bearing balances | $307,000 | 3,906 |
| Securities | $200,000 | 8,597 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $237,771,000 | 1,758 |
| Loan loss allowance | $2,101,000 | 2,281 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $632,000 | 6,691 |
| Other real estate owned | $683,000 | 2,516 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,875,000 | 3,419 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $247,028,000 | 2,464 |
| Total liabilities | $223,971,000 | 2,450 |
| Total deposits | $194,775,000 | 2,502 |
| Interest-bearing deposits | $184,107,000 | 2,248 |
| Deposits held in domestic offices | $194,775,000 | 2,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,340,000 | 1,944 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $25,000,000 | 1,523 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $856,000 | 3,830 |
| Total equity capital | $23,057,000 | 2,611 |
| Total bank equity capital | $23,057,000 | 2,611 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,625,000 | 2,146 |
| Surplus | $13,467,000 | 1,740 |
| Undivided profits | $7,965,000 | 3,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,029,000 | 1,281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,001,000 | 3,417 |
| Earning assets | $238,278,000 | 2,356 |
| Long-term assets (5+ years) | $13,384,000 | 4,092 |
| Average Assets, year-to-date | $230,883,500 | 2,543 |
| Average Assets, quarterly | $242,729,500 | 2,478 |
| Volatile liabilities | $106,791,000 | 1,235 |
| Insider loans | $1,270,000 | 3,667 |
| FHLB advances | $25,000,000 | 1,427 |
| Loans and leases held for sale | $6,884,000 | 339 |
| Unused loan commitments | $45,929,000 | 1,852 |
| Tier 1 (core) risk-based capital | $23,057,000 | 2,517 |
| Tier 2 risk-based capital | $2,102,000 | 2,177 |
| Total risk weighted assets | $223,741,000 | 1,921 |
| Total unused commitments | $45,929,000 | 1,854 |
| Derivatives | $719,000 | 775 |
| 2005-06-30 | Rank | |
| # of Employees: | 70 | 2,460 |
| Assets and Liabilities | ||
| Total Assets: | $238,430,000 | 2,496 |
| Cash and due from depository institutions | $1,853,000 | 2,460 |
| Interest-bearing balances | $156,000 | 4,539 |
| Securities | $200,000 | 8,621 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $231,565,000 | 1,773 |
| Loan loss allowance | $1,896,000 | 2,449 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $671,000 | 6,579 |
| Other real estate owned | $282,000 | 2,460 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,859,000 | 3,308 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $238,430,000 | 2,496 |
| Total liabilities | $216,173,000 | 2,469 |
| Total deposits | $183,537,000 | 2,582 |
| Interest-bearing deposits | $172,813,000 | 2,346 |
| Deposits held in domestic offices | $183,537,000 | 2,578 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,784,000 | 1,680 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $27,050,000 | 1,448 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $802,000 | 3,747 |
| Total equity capital | $22,257,000 | 2,661 |
| Total bank equity capital | $22,257,000 | 2,661 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,625,000 | 2,125 |
| Surplus | $13,467,000 | 1,704 |
| Undivided profits | $7,165,000 | 3,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,813,000 | 1,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $937,000 | 3,341 |
| Earning assets | $231,921,000 | 2,364 |
| Long-term assets (5+ years) | $13,813,000 | 4,077 |
| Average Assets, year-to-date | $225,501,670 | 2,583 |
| Average Assets, quarterly | $231,952,500 | 2,533 |
| Volatile liabilities | $102,017,000 | 1,247 |
| Insider loans | $1,372,000 | 3,489 |
| FHLB advances | $27,050,000 | 1,364 |
| Loans and leases held for sale | $6,312,000 | 377 |
| Unused loan commitments | $50,388,000 | 1,681 |
| Tier 1 (core) risk-based capital | $22,257,000 | 2,544 |
| Tier 2 risk-based capital | $1,896,000 | 2,336 |
| Total risk weighted assets | $217,426,000 | 1,929 |
| Total unused commitments | $50,388,000 | 1,682 |
| Derivatives | $4,280,000 | 553 |
| 2005-03-31 | Rank | |
| # of Employees: | 67 | 2,564 |
| Assets and Liabilities | ||
| Total Assets: | $225,475,000 | 2,609 |
| Cash and due from depository institutions | $2,322,000 | 2,564 |
| Interest-bearing balances | $378,000 | 3,712 |
| Securities | $200,000 | 8,693 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $218,351,000 | 1,817 |
| Loan loss allowance | $1,821,000 | 2,514 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $681,000 | 6,597 |
| Other real estate owned | $247,000 | 2,564 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,674,000 | 3,380 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $225,475,000 | 2,609 |
| Total liabilities | $203,844,000 | 2,588 |
| Total deposits | $175,656,000 | 2,683 |
| Interest-bearing deposits | $167,204,000 | 2,411 |
| Deposits held in domestic offices | $175,656,000 | 2,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,370,000 | 1,515 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $22,050,000 | 1,595 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $768,000 | 3,770 |
| Total equity capital | $21,631,000 | 2,667 |
| Total bank equity capital | $21,631,000 | 2,667 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,625,000 | 2,130 |
| Surplus | $13,467,000 | 1,663 |
| Undivided profits | $6,539,000 | 3,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,604,000 | 1,581 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $840,000 | 3,568 |
| Earning assets | $218,929,000 | 2,474 |
| Long-term assets (5+ years) | $14,552,000 | 4,040 |
| Average Assets, year-to-date | $219,037,500 | 2,653 |
| Average Assets, quarterly | $219,037,500 | 2,653 |
| Volatile liabilities | $96,004,000 | 1,269 |
| Insider loans | $1,001,000 | 4,130 |
| FHLB advances | $22,050,000 | 1,495 |
| Loans and leases held for sale | $5,543,000 | 360 |
| Unused loan commitments | $45,937,000 | 1,769 |
| Tier 1 (core) risk-based capital | $21,631,000 | 2,577 |
| Tier 2 risk-based capital | $1,821,000 | 2,383 |
| Total risk weighted assets | $203,333,000 | 2,015 |
| Total unused commitments | $45,937,000 | 1,770 |
| Derivatives | $126,000 | 768 |
| 2004-12-31 | Rank | |
| # of Employees: | 66 | 2,611 |
| Assets and Liabilities | ||
| Total Assets: | $212,600,000 | 2,731 |
| Cash and due from depository institutions | $1,503,000 | 2,611 |
| Interest-bearing balances | $278,000 | 4,061 |
| Securities | $500,000 | 8,662 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $206,117,000 | 1,883 |
| Loan loss allowance | $1,744,000 | 2,593 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $700,000 | 6,542 |
| Other real estate owned | $261,000 | 2,611 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,519,000 | 3,427 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $212,600,000 | 2,731 |
| Total liabilities | $191,469,000 | 2,715 |
| Total deposits | $172,570,000 | 2,700 |
| Interest-bearing deposits | $163,957,000 | 2,420 |
| Deposits held in domestic offices | $172,570,000 | 2,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,127,000 | 2,634 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $17,050,000 | 1,901 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $722,000 | 3,855 |
| Total equity capital | $21,132,000 | 2,719 |
| Total bank equity capital | $21,132,000 | 2,719 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,625,000 | 2,113 |
| Surplus | $13,467,000 | 1,646 |
| Undivided profits | $6,040,000 | 4,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,597,000 | 1,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $770,000 | 3,819 |
| Earning assets | $206,895,000 | 2,601 |
| Long-term assets (5+ years) | $14,171,000 | 4,174 |
| Average Assets, year-to-date | $182,452,400 | 2,976 |
| Average Assets, quarterly | $206,325,000 | 2,777 |
| Volatile liabilities | $82,067,000 | 1,430 |
| Insider loans | $1,279,000 | 3,619 |
| FHLB advances | $17,050,000 | 1,791 |
| Loans and leases held for sale | $4,400,000 | 382 |
| Unused loan commitments | $48,698,000 | 1,623 |
| Tier 1 (core) risk-based capital | $21,132,000 | 2,593 |
| Tier 2 risk-based capital | $1,744,000 | 2,448 |
| Total risk weighted assets | $193,733,000 | 2,094 |
| Total unused commitments | $48,698,000 | 1,623 |
| Derivatives | $527,000 | 676 |
| 2004-09-30 | Rank | |
| # of Employees: | 64 | 2,687 |
| Assets and Liabilities | ||
| Total Assets: | $200,050,000 | 2,852 |
| Cash and due from depository institutions | $1,421,000 | 2,687 |
| Interest-bearing balances | $18,000 | 6,343 |
| Securities | $600,000 | 8,692 |
| Federal funds sold & reverse repurchase agreements | $3,829,000 | 2,591 |
| Net loans & leases | $189,835,000 | 2,018 |
| Loan loss allowance | $1,681,000 | 2,671 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $774,000 | 6,343 |
| Other real estate owned | $243,000 | 2,687 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,348,000 | 3,494 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $200,050,000 | 2,852 |
| Total liabilities | $179,198,000 | 2,849 |
| Total deposits | $161,460,000 | 2,828 |
| Interest-bearing deposits | $152,147,000 | 2,584 |
| Deposits held in domestic offices | $161,460,000 | 2,822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $17,050,000 | 1,890 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $688,000 | 4,083 |
| Total equity capital | $20,852,000 | 2,738 |
| Total bank equity capital | $20,852,000 | 2,738 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,625,000 | 2,111 |
| Surplus | $13,467,000 | 1,612 |
| Undivided profits | $5,760,000 | 4,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,531,000 | 1,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $679,000 | 4,419 |
| Earning assets | $194,282,000 | 2,695 |
| Long-term assets (5+ years) | $12,207,000 | 4,532 |
| Average Assets, year-to-date | $174,915,500 | 3,067 |
| Average Assets, quarterly | $186,719,500 | 2,966 |
| Volatile liabilities | $73,585,000 | 1,510 |
| Insider loans | $1,089,000 | 3,911 |
| FHLB advances | $17,050,000 | 1,769 |
| Loans and leases held for sale | $4,223,000 | 401 |
| Unused loan commitments | $43,051,000 | 1,764 |
| Tier 1 (core) risk-based capital | $20,852,000 | 2,596 |
| Tier 2 risk-based capital | $1,681,000 | 2,486 |
| Total risk weighted assets | $179,242,000 | 2,196 |
| Total unused commitments | $43,051,000 | 1,765 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 66 | 2,629 |
| Assets and Liabilities | ||
| Total Assets: | $173,389,000 | 3,151 |
| Cash and due from depository institutions | $1,556,000 | 2,629 |
| Interest-bearing balances | $4,000 | 6,773 |
| Securities | $600,000 | 8,760 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $166,907,000 | 2,226 |
| Loan loss allowance | $1,632,000 | 2,732 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $854,000 | 6,183 |
| Other real estate owned | $242,000 | 2,629 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,230,000 | 3,571 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $173,389,000 | 3,151 |
| Total liabilities | $152,783,000 | 3,196 |
| Total deposits | $131,522,000 | 3,346 |
| Interest-bearing deposits | $122,853,000 | 3,063 |
| Deposits held in domestic offices | $131,522,000 | 3,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,254,000 | 1,995 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,050,000 | 1,879 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $957,000 | 3,034 |
| Total equity capital | $20,606,000 | 2,658 |
| Total bank equity capital | $20,606,000 | 2,658 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,625,000 | 2,114 |
| Surplus | $13,467,000 | 1,555 |
| Undivided profits | $5,514,000 | 4,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,952,000 | 1,438 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $559,000 | 4,869 |
| Earning assets | $167,511,000 | 3,017 |
| Long-term assets (5+ years) | $10,813,000 | 4,901 |
| Average Assets, year-to-date | $166,537,330 | 3,192 |
| Average Assets, quarterly | $170,445,500 | 3,156 |
| Volatile liabilities | $46,102,000 | 2,202 |
| Insider loans | $1,012,000 | 4,038 |
| FHLB advances | $17,050,000 | 1,766 |
| Loans and leases held for sale | $5,116,000 | 362 |
| Unused loan commitments | $34,670,000 | 2,066 |
| Tier 1 (core) risk-based capital | $20,606,000 | 2,581 |
| Tier 2 risk-based capital | $1,632,000 | 2,528 |
| Total risk weighted assets | $154,410,000 | 2,494 |
| Total unused commitments | $34,670,000 | 2,070 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 66 | 2,602 |
| Assets and Liabilities | ||
| Total Assets: | $167,502,000 | 3,197 |
| Cash and due from depository institutions | $3,835,000 | 2,602 |
| Interest-bearing balances | $2,643,000 | 2,002 |
| Securities | $600,000 | 8,792 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 6,446 |
| Net loans & leases | $158,918,000 | 2,271 |
| Loan loss allowance | $1,612,000 | 2,741 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $849,000 | 6,180 |
| Other real estate owned | $0 | 2,602 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,050,000 | 3,570 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $167,502,000 | 3,197 |
| Total liabilities | $150,354,000 | 3,202 |
| Total deposits | $134,041,000 | 3,279 |
| Interest-bearing deposits | $121,259,000 | 3,087 |
| Deposits held in domestic offices | $134,041,000 | 3,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $15,550,000 | 1,891 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $763,000 | 3,853 |
| Total equity capital | $17,148,000 | 3,202 |
| Total bank equity capital | $17,148,000 | 3,202 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,625,000 | 2,110 |
| Surplus | $10,467,000 | 1,865 |
| Undivided profits | $5,056,000 | 4,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,209,000 | 1,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $519,000 | 5,058 |
| Earning assets | $162,411,000 | 3,065 |
| Long-term assets (5+ years) | $9,611,000 | 5,068 |
| Average Assets, year-to-date | $163,111,500 | 3,247 |
| Average Assets, quarterly | $163,111,500 | 3,247 |
| Volatile liabilities | $39,310,000 | 2,386 |
| Insider loans | $821,000 | 4,453 |
| FHLB advances | $15,550,000 | 1,766 |
| Loans and leases held for sale | $14,007,000 | 225 |
| Unused loan commitments | $38,544,000 | 1,849 |
| Tier 1 (core) risk-based capital | $17,148,000 | 3,017 |
| Tier 2 risk-based capital | $1,612,000 | 2,530 |
| Total risk weighted assets | $145,590,000 | 2,558 |
| Total unused commitments | $38,544,000 | 1,854 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 63 | 2,738 |
| Assets and Liabilities | ||
| Total Assets: | $158,721,000 | 3,334 |
| Cash and due from depository institutions | $5,474,000 | 2,738 |
| Interest-bearing balances | $4,220,000 | 1,374 |
| Securities | $600,000 | 8,846 |
| Federal funds sold & reverse repurchase agreements | $1,850,000 | 4,149 |
| Net loans & leases | $146,978,000 | 2,416 |
| Loan loss allowance | $1,646,000 | 2,666 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $830,000 | 6,249 |
| Other real estate owned | $0 | 2,738 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,989,000 | 3,643 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $158,721,000 | 3,334 |
| Total liabilities | $141,789,000 | 3,345 |
| Total deposits | $123,947,000 | 3,490 |
| Interest-bearing deposits | $114,345,000 | 3,231 |
| Deposits held in domestic offices | $123,947,000 | 3,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,050,000 | 1,799 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $792,000 | 3,610 |
| Total equity capital | $16,932,000 | 3,160 |
| Total bank equity capital | $16,932,000 | 3,160 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,625,000 | 2,126 |
| Surplus | $10,467,000 | 1,846 |
| Undivided profits | $4,840,000 | 4,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,469,000 | 1,996 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $541,000 | 5,085 |
| Earning assets | $153,648,000 | 3,182 |
| Long-term assets (5+ years) | $8,420,000 | 5,336 |
| Average Assets, year-to-date | $165,905,400 | 3,129 |
| Average Assets, quarterly | $161,322,500 | 3,273 |
| Volatile liabilities | $34,558,000 | 2,635 |
| Insider loans | $1,279,000 | 3,532 |
| FHLB advances | $17,050,000 | 1,688 |
| Loans and leases held for sale | $7,336,000 | 307 |
| Unused loan commitments | $30,513,000 | 2,119 |
| Tier 1 (core) risk-based capital | $16,932,000 | 3,014 |
| Tier 2 risk-based capital | $1,646,000 | 2,477 |
| Total risk weighted assets | $139,227,000 | 2,636 |
| Total unused commitments | $30,513,000 | 2,122 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 68 | 2,572 |
| Assets and Liabilities | ||
| Total Assets: | $163,924,000 | 3,241 |
| Cash and due from depository institutions | $1,918,000 | 2,572 |
| Interest-bearing balances | $543,000 | 3,706 |
| Securities | $700,000 | 8,878 |
| Federal funds sold & reverse repurchase agreements | $13,100,000 | 1,113 |
| Net loans & leases | $144,112,000 | 2,449 |
| Loan loss allowance | $1,654,000 | 2,655 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $894,000 | 6,126 |
| Other real estate owned | $40,000 | 2,572 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,160,000 | 3,517 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,924,000 | 3,241 |
| Total liabilities | $147,277,000 | 3,231 |
| Total deposits | $127,492,000 | 3,397 |
| Interest-bearing deposits | $118,173,000 | 3,145 |
| Deposits held in domestic offices | $127,492,000 | 3,394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,050,000 | 1,684 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,735,000 | 2,162 |
| Total equity capital | $16,647,000 | 3,205 |
| Total bank equity capital | $16,647,000 | 3,205 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,625,000 | 2,134 |
| Surplus | $10,467,000 | 1,827 |
| Undivided profits | $4,555,000 | 4,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,066,000 | 1,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $517,000 | 5,410 |
| Earning assets | $158,455,000 | 3,102 |
| Long-term assets (5+ years) | $7,417,000 | 5,590 |
| Average Assets, year-to-date | $167,701,500 | 3,128 |
| Average Assets, quarterly | $169,374,000 | 3,154 |
| Volatile liabilities | $34,335,000 | 2,617 |
| Insider loans | $1,282,000 | 3,483 |
| FHLB advances | $18,050,000 | 1,567 |
| Loans and leases held for sale | $11,480,000 | 320 |
| Unused loan commitments | $30,313,000 | 2,153 |
| Tier 1 (core) risk-based capital | $16,647,000 | 3,057 |
| Tier 2 risk-based capital | $1,654,000 | 2,452 |
| Total risk weighted assets | $136,551,000 | 2,666 |
| Total unused commitments | $30,313,000 | 2,157 |
| Derivatives | $662,000 | 598 |
| 2003-06-30 | Rank | |
| # of Employees: | 66 | 2,633 |
| Assets and Liabilities | ||
| Total Assets: | $174,824,000 | 3,073 |
| Cash and due from depository institutions | $3,103,000 | 2,633 |
| Interest-bearing balances | $777,000 | 3,480 |
| Securities | $700,000 | 8,900 |
| Federal funds sold & reverse repurchase agreements | $12,050,000 | 1,305 |
| Net loans & leases | $154,895,000 | 2,240 |
| Loan loss allowance | $1,658,000 | 2,614 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $943,000 | 6,005 |
| Other real estate owned | $0 | 2,633 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,133,000 | 3,405 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,824,000 | 3,073 |
| Total liabilities | $158,949,000 | 3,043 |
| Total deposits | $139,553,000 | 3,139 |
| Interest-bearing deposits | $124,265,000 | 3,008 |
| Deposits held in domestic offices | $139,553,000 | 3,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $18,050,000 | 1,671 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,346,000 | 2,692 |
| Total equity capital | $15,875,000 | 3,336 |
| Total bank equity capital | $15,875,000 | 3,336 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,625,000 | 2,135 |
| Surplus | $8,467,000 | 2,178 |
| Undivided profits | $5,783,000 | 4,334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,168,000 | 1,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $540,000 | 5,133 |
| Earning assets | $168,422,000 | 2,933 |
| Long-term assets (5+ years) | $5,244,000 | 6,100 |
| Average Assets, year-to-date | $168,960,670 | 3,119 |
| Average Assets, quarterly | $171,486,500 | 3,102 |
| Volatile liabilities | $36,292,000 | 2,444 |
| Insider loans | $835,000 | 4,384 |
| FHLB advances | $18,050,000 | 1,553 |
| Loans and leases held for sale | $23,481,000 | 254 |
| Unused loan commitments | $44,882,000 | 1,557 |
| Tier 1 (core) risk-based capital | $15,875,000 | 3,129 |
| Tier 2 risk-based capital | $1,658,000 | 2,396 |
| Total risk weighted assets | $143,794,000 | 2,493 |
| Total unused commitments | $44,882,000 | 1,563 |
| Derivatives | $297,000 | 593 |
| 2003-03-31 | Rank | |
| # of Employees: | 63 | 2,733 |
| Assets and Liabilities | ||
| Total Assets: | $168,149,000 | 3,149 |
| Cash and due from depository institutions | $2,359,000 | 2,733 |
| Interest-bearing balances | $428,000 | 3,979 |
| Securities | $700,000 | 8,941 |
| Federal funds sold & reverse repurchase agreements | $10,250,000 | 1,676 |
| Net loans & leases | $150,835,000 | 2,263 |
| Loan loss allowance | $1,580,000 | 2,688 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $866,000 | 6,167 |
| Other real estate owned | $0 | 2,733 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,139,000 | 3,346 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,149,000 | 3,149 |
| Total liabilities | $153,344,000 | 3,111 |
| Total deposits | $135,196,000 | 3,181 |
| Interest-bearing deposits | $123,724,000 | 3,011 |
| Deposits held in domestic offices | $135,196,000 | 3,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $15,050,000 | 1,783 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,098,000 | 1,480 |
| Total equity capital | $14,805,000 | 3,502 |
| Total bank equity capital | $14,805,000 | 3,502 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,625,000 | 2,148 |
| Surplus | $8,467,000 | 2,146 |
| Undivided profits | $4,713,000 | 4,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,863,000 | 1,151 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $579,000 | 4,834 |
| Earning assets | $162,213,000 | 3,003 |
| Long-term assets (5+ years) | $5,156,000 | 6,059 |
| Average Assets, year-to-date | $166,029,000 | 3,147 |
| Average Assets, quarterly | $166,029,000 | 3,147 |
| Volatile liabilities | $35,292,000 | 2,476 |
| Insider loans | $1,166,000 | 3,608 |
| FHLB advances | $15,050,000 | 1,666 |
| Loans and leases held for sale | $18,745,000 | 270 |
| Unused loan commitments | $26,258,000 | 2,252 |
| Tier 1 (core) risk-based capital | $14,805,000 | 3,317 |
| Tier 2 risk-based capital | $1,580,000 | 2,461 |
| Total risk weighted assets | $140,328,000 | 2,512 |
| Total unused commitments | $26,258,000 | 2,263 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 62 | 2,734 |
| Assets and Liabilities | ||
| Total Assets: | $163,909,000 | 3,165 |
| Cash and due from depository institutions | $2,530,000 | 2,734 |
| Interest-bearing balances | $999,000 | 3,114 |
| Securities | $800,000 | 8,959 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 5,982 |
| Net loans & leases | $155,117,000 | 2,183 |
| Loan loss allowance | $1,522,000 | 2,705 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $795,000 | 6,363 |
| Other real estate owned | $0 | 2,734 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,767,000 | 2,890 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,909,000 | 3,165 |
| Total liabilities | $149,997,000 | 3,110 |
| Total deposits | $119,777,000 | 3,479 |
| Interest-bearing deposits | $110,297,000 | 3,246 |
| Deposits held in domestic offices | $119,777,000 | 3,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $28,610,000 | 1,202 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,610,000 | 2,390 |
| Total equity capital | $13,912,000 | 3,649 |
| Total bank equity capital | $13,912,000 | 3,649 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,625,000 | 2,144 |
| Surplus | $8,467,000 | 2,112 |
| Undivided profits | $3,820,000 | 5,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,369,000 | 933 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $593,000 | 4,992 |
| Earning assets | $157,816,000 | 3,031 |
| Long-term assets (5+ years) | $6,114,000 | 5,756 |
| Average Assets, year-to-date | $147,159,600 | 3,309 |
| Average Assets, quarterly | $166,832,000 | 3,096 |
| Volatile liabilities | $43,404,000 | 2,060 |
| Insider loans | $1,433,000 | 3,178 |
| FHLB advances | $28,610,000 | 1,103 |
| Loans and leases held for sale | $18,870,000 | 305 |
| Unused loan commitments | $18,586,000 | 2,763 |
| Tier 1 (core) risk-based capital | $13,912,000 | 3,441 |
| Tier 2 risk-based capital | $1,522,000 | 2,499 |
| Total risk weighted assets | $142,281,000 | 2,444 |
| Total unused commitments | $18,586,000 | 2,770 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 52 | 3,227 |
| Assets and Liabilities | ||
| Total Assets: | $131,265,000 | 3,655 |
| Cash and due from depository institutions | $939,000 | 3,227 |
| Interest-bearing balances | $115,000 | 4,917 |
| Securities | $1,554,000 | 8,987 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $125,662,000 | 2,557 |
| Loan loss allowance | $1,114,000 | 3,312 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,000,000 | 5,891 |
| Other real estate owned | $0 | 3,227 |
| Goodwill and other intangibles | $2,000 | 3,071 |
| All other assets | $2,108,000 | 4,391 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,265,000 | 3,655 |
| Total liabilities | $121,533,000 | 3,556 |
| Total deposits | $103,488,000 | 3,818 |
| Interest-bearing deposits | $93,895,000 | 3,632 |
| Deposits held in domestic offices | $103,488,000 | 3,812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,893 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,000,000 | 1,752 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,045,000 | 3,351 |
| Total equity capital | $9,732,000 | 4,603 |
| Total bank equity capital | $9,732,000 | 4,603 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,625,000 | 2,180 |
| Surplus | $6,867,000 | 2,399 |
| Undivided profits | $1,240,000 | 7,312 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $630,000 | 3,655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $556,000 | 5,558 |
| Earning assets | $127,331,000 | 3,468 |
| Long-term assets (5+ years) | $10,066,000 | 4,783 |
| Average Assets, year-to-date | $104,781,600 | 4,238 |
| Average Assets, quarterly | $120,482,000 | 3,915 |
| Volatile liabilities | $28,260,000 | 2,840 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $14,000,000 | 1,620 |
| Loans and leases held for sale | $18,547,000 | 251 |
| Unused loan commitments | $12,725,000 | 3,392 |
| Tier 1 (core) risk-based capital | $9,732,000 | 4,453 |
| Tier 2 risk-based capital | $1,114,000 | 3,073 |
| Total risk weighted assets | $109,626,000 | 2,987 |
| Total unused commitments | $12,725,000 | 3,400 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 42 | 3,908 |
| Assets and Liabilities | ||
| Total Assets: | $87,743,000 | 4,893 |
| Cash and due from depository institutions | $734,000 | 3,908 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $3,422,000 | 8,889 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $81,840,000 | 3,625 |
| Loan loss allowance | $874,000 | 3,881 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $917,000 | 6,174 |
| Other real estate owned | $0 | 3,908 |
| Goodwill and other intangibles | $10,000 | 3,046 |
| All other assets | $820,000 | 6,744 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,743,000 | 4,893 |
| Total liabilities | $79,690,000 | 4,839 |
| Total deposits | $68,114,000 | 5,083 |
| Interest-bearing deposits | $61,966,000 | 4,918 |
| Deposits held in domestic offices | $68,114,000 | 5,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,379 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,800,000 | 1,955 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $476,000 | 5,944 |
| Total equity capital | $8,053,000 | 5,219 |
| Total bank equity capital | $8,053,000 | 5,219 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,625,000 | 2,226 |
| Surplus | $6,867,000 | 2,327 |
| Undivided profits | $-439,000 | 9,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $352,000 | 4,565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $502,000 | 5,113 |
| Earning assets | $85,262,000 | 4,680 |
| Long-term assets (5+ years) | $9,988,000 | 4,586 |
| Average Assets, year-to-date | $82,669,800 | 4,933 |
| Average Assets, quarterly | $85,954,000 | 4,915 |
| Volatile liabilities | $19,440,000 | 3,710 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $6,440,000 | 290 |
| Unused loan commitments | $10,076,000 | 3,723 |
| Tier 1 (core) risk-based capital | $8,052,000 | 5,099 |
| Tier 2 risk-based capital | $874,000 | 3,658 |
| Total risk weighted assets | $71,168,400 | 4,140 |
| Total unused commitments | $10,076,000 | 3,724 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 44 | 3,871 |
| Assets and Liabilities | ||
| Total Assets: | $76,758,000 | 5,362 |
| Cash and due from depository institutions | $639,000 | 3,871 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $3,083,000 | 9,304 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $71,085,000 | 3,921 |
| Loan loss allowance | $795,000 | 4,120 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $700,000 | 6,980 |
| Other real estate owned | $0 | 3,871 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,251,000 | 5,474 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,758,000 | 5,362 |
| Total liabilities | $69,390,000 | 5,345 |
| Total deposits | $52,461,000 | 6,064 |
| Interest-bearing deposits | $51,144,000 | 5,605 |
| Deposits held in domestic offices | $52,461,000 | 6,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $16,500,000 | 1,472 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $429,000 | 5,850 |
| Total equity capital | $7,368,000 | 5,424 |
| Total bank equity capital | $7,368,000 | 5,424 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,625,000 | 2,253 |
| Surplus | $6,667,000 | 2,344 |
| Undivided profits | $-924,000 | 9,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 6,341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $405,000 | 5,353 |
| Earning assets | $74,168,000 | 5,159 |
| Long-term assets (5+ years) | $7,145,000 | 5,606 |
| Average Assets, year-to-date | $48,203,400 | 6,887 |
| Average Assets, quarterly | $67,123,000 | 5,813 |
| Volatile liabilities | $20,682,000 | 3,408 |
| Insider loans | $65,000 | 8,375 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $9,006,000 | 242 |
| Unused loan commitments | $5,805,000 | 5,088 |
| Tier 1 (core) risk-based capital | $7,368,000 | 5,456 |
| Tier 2 risk-based capital | $695,660 | 4,275 |
| Total risk weighted assets | $55,553,560 | 4,891 |
| Total unused commitments | $5,805,000 | 5,090 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 22 | 6,497 |
| Assets and Liabilities | ||
| Total Assets: | $29,067,000 | 8,720 |
| Cash and due from depository institutions | $196,000 | 6,497 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $1,853,000 | 9,837 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 6,498 |
| Net loans & leases | $25,030,000 | 7,289 |
| Loan loss allowance | $253,000 | 7,910 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $409,000 | 8,163 |
| Other real estate owned | $0 | 6,497 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $179,000 | 10,003 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,067,000 | 8,720 |
| Total liabilities | $24,078,000 | 8,866 |
| Total deposits | $23,819,000 | 8,773 |
| Interest-bearing deposits | $22,940,000 | 8,426 |
| Deposits held in domestic offices | $23,819,000 | 8,772 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $259,000 | 7,931 |
| Total equity capital | $4,989,000 | 7,119 |
| Total bank equity capital | $4,989,000 | 7,119 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,625,000 | 2,219 |
| Surplus | $3,639,000 | 3,692 |
| Undivided profits | $-275,000 | 9,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $84,000 | 9,583 |
| Earning assets | $28,283,000 | 8,536 |
| Long-term assets (5+ years) | $3,835,000 | 6,753 |
| Average Assets, year-to-date | $20,119,500 | 9,413 |
| Average Assets, quarterly | $26,669,500 | 8,872 |
| Volatile liabilities | $6,136,000 | 6,438 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $5,525,000 | 500 |
| Unused loan commitments | $961,000 | 8,708 |
| Tier 1 (core) risk-based capital | $4,989,000 | 6,945 |
| Tier 2 risk-based capital | $238,660 | 7,751 |
| Total risk weighted assets | $19,078,360 | 8,371 |
| Total unused commitments | $961,000 | 8,716 |
| Derivatives | $0 | 527 |