Home > Paragon Commercial Bank > Income and Expense
Paragon Commercial Bank, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $64,675,000 | 453 |
| Total interest expense | $10,298,000 | 367 |
| Net interest income | $54,377,000 | 471 |
| Provision for loan and lease losses | $1,384,000 | 691 |
| Total noninterest income | $1,371,000 | 2,516 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $256,000 | 3,093 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,115,000 | 2,161 |
| Total noninterest expense | $30,395,000 | 722 |
| Salaries and employee benefits | $18,794,000 | 648 |
| Premises and equipment expense | $2,111,000 | 1,115 |
| Additional noninterest expense | $9,490,000 | 709 |
| Pre-tax net operating income | $23,969,000 | 473 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $8,844,000 | 447 |
| Income before extraordinary items | $15,125,000 | 519 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $15,125,000 | 517 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $15,125,000 | 519 |
| Net charge-offs | $-304,000 | 5,505 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $15,125,000 | 516 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $47,165,000 | 467 |
| Total interest expense | $7,367,000 | 371 |
| Net interest income | $39,798,000 | 484 |
| Provision for loan and lease losses | $1,214,000 | 586 |
| Total noninterest income | $1,085,000 | 2,471 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $187,000 | 3,153 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $898,000 | 2,104 |
| Total noninterest expense | $21,677,000 | 754 |
| Salaries and employee benefits | $13,190,000 | 704 |
| Premises and equipment expense | $1,588,000 | 1,121 |
| Additional noninterest expense | $6,899,000 | 726 |
| Pre-tax net operating income | $17,992,000 | 488 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $6,043,000 | 430 |
| Income before extraordinary items | $11,949,000 | 533 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $11,949,000 | 531 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $11,949,000 | 533 |
| Net charge-offs | $-279,000 | 5,558 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $11,949,000 | 529 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $30,268,000 | 476 |
| Total interest expense | $4,554,000 | 377 |
| Net interest income | $25,714,000 | 492 |
| Provision for loan and lease losses | $809,000 | 584 |
| Total noninterest income | $907,000 | 2,180 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $119,000 | 3,232 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $788,000 | 1,791 |
| Total noninterest expense | $14,595,000 | 744 |
| Salaries and employee benefits | $8,870,000 | 694 |
| Premises and equipment expense | $1,054,000 | 1,122 |
| Additional noninterest expense | $4,671,000 | 723 |
| Pre-tax net operating income | $11,217,000 | 510 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $3,729,000 | 448 |
| Income before extraordinary items | $7,488,000 | 563 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $7,488,000 | 562 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $7,488,000 | 563 |
| Net charge-offs | $-203,000 | 5,587 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $7,488,000 | 551 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $14,695,000 | 485 |
| Total interest expense | $2,170,000 | 379 |
| Net interest income | $12,525,000 | 502 |
| Provision for loan and lease losses | $159,000 | 1,083 |
| Total noninterest income | $436,000 | 2,207 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $57,000 | 3,310 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $379,000 | 1,816 |
| Total noninterest expense | $7,384,000 | 750 |
| Salaries and employee benefits | $4,507,000 | 692 |
| Premises and equipment expense | $521,000 | 1,147 |
| Additional noninterest expense | $2,356,000 | 711 |
| Pre-tax net operating income | $5,418,000 | 498 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $1,822,000 | 443 |
| Income before extraordinary items | $3,596,000 | 569 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,596,000 | 569 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $3,596,000 | 569 |
| Net charge-offs | $-57,000 | 5,499 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $3,596,000 | 556 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $54,266,000 | 497 |
| Total interest expense | $7,528,000 | 398 |
| Net interest income | $46,738,000 | 513 |
| Provision for loan and lease losses | $591,000 | 1,337 |
| Total noninterest income | $1,084,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $224,000 | 3,433 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $860,000 | 2,582 |
| Total noninterest expense | $26,295,000 | 810 |
| Salaries and employee benefits | $15,811,000 | 746 |
| Premises and equipment expense | $2,090,000 | 1,133 |
| Additional noninterest expense | $8,394,000 | 787 |
| Pre-tax net operating income | $20,936,000 | 491 |
| Securities gains (losses) | $106,000 | 1,299 |
| Applicable income taxes | $6,876,000 | 446 |
| Income before extraordinary items | $14,166,000 | 545 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $14,166,000 | 543 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $14,166,000 | 544 |
| Net charge-offs | $323,000 | 1,454 |
| Cash dividends | $1,100,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $14,094,980 | 534 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $39,663,000 | 508 |
| Total interest expense | $5,513,000 | 403 |
| Net interest income | $34,150,000 | 525 |
| Provision for loan and lease losses | $391,000 | 1,374 |
| Total noninterest income | $927,000 | 2,733 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $164,000 | 3,477 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $763,000 | 2,375 |
| Total noninterest expense | $19,445,000 | 824 |
| Salaries and employee benefits | $11,651,000 | 762 |
| Premises and equipment expense | $1,529,000 | 1,159 |
| Additional noninterest expense | $6,265,000 | 796 |
| Pre-tax net operating income | $15,241,000 | 504 |
| Securities gains (losses) | $85,000 | 1,376 |
| Applicable income taxes | $4,978,000 | 463 |
| Income before extraordinary items | $10,348,000 | 568 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $10,348,000 | 568 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $10,348,000 | 568 |
| Net charge-offs | $107,000 | 2,012 |
| Cash dividends | $1,100,000 | 1,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $10,290,200 | 551 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $25,767,000 | 518 |
| Total interest expense | $3,553,000 | 413 |
| Net interest income | $22,214,000 | 536 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $530,000 | 2,936 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $105,000 | 3,546 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $425,000 | 2,584 |
| Total noninterest expense | $12,806,000 | 832 |
| Salaries and employee benefits | $7,674,000 | 767 |
| Premises and equipment expense | $1,007,000 | 1,173 |
| Additional noninterest expense | $4,125,000 | 807 |
| Pre-tax net operating income | $9,938,000 | 510 |
| Securities gains (losses) | $85,000 | 1,078 |
| Applicable income taxes | $3,306,000 | 458 |
| Income before extraordinary items | $6,717,000 | 573 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,717,000 | 571 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,717,000 | 572 |
| Net charge-offs | $-345,000 | 5,936 |
| Cash dividends | $1,100,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $6,660,050 | 560 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $12,475,000 | 535 |
| Total interest expense | $1,743,000 | 418 |
| Net interest income | $10,732,000 | 558 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $171,000 | 3,608 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $54,000 | 3,493 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $117,000 | 3,311 |
| Total noninterest expense | $6,457,000 | 818 |
| Salaries and employee benefits | $3,902,000 | 760 |
| Premises and equipment expense | $502,000 | 1,186 |
| Additional noninterest expense | $2,053,000 | 797 |
| Pre-tax net operating income | $4,446,000 | 538 |
| Securities gains (losses) | $85,000 | 604 |
| Applicable income taxes | $1,485,000 | 481 |
| Income before extraordinary items | $3,046,000 | 607 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $3,046,000 | 604 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $3,046,000 | 607 |
| Net charge-offs | $-290,000 | 6,036 |
| Cash dividends | $1,100,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,989,050 | 607 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $48,564,000 | 526 |
| Total interest expense | $6,688,000 | 409 |
| Net interest income | $41,876,000 | 543 |
| Provision for loan and lease losses | $750,000 | 1,014 |
| Total noninterest income | $778,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $202,000 | 3,692 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $576,000 | 3,093 |
| Total noninterest expense | $24,355,000 | 852 |
| Salaries and employee benefits | $13,476,000 | 840 |
| Premises and equipment expense | $2,174,000 | 1,092 |
| Additional noninterest expense | $8,705,000 | 756 |
| Pre-tax net operating income | $17,549,000 | 543 |
| Securities gains (losses) | $541,000 | 327 |
| Applicable income taxes | $6,131,000 | 456 |
| Income before extraordinary items | $11,959,000 | 611 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $11,959,000 | 610 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $11,959,000 | 612 |
| Net charge-offs | $-22,000 | 5,356 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $11,601,940 | 619 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $35,956,000 | 537 |
| Total interest expense | $4,994,000 | 415 |
| Net interest income | $30,962,000 | 557 |
| Provision for loan and lease losses | $750,000 | 739 |
| Total noninterest income | $665,000 | 3,294 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $151,000 | 3,732 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $514,000 | 2,886 |
| Total noninterest expense | $18,148,000 | 866 |
| Salaries and employee benefits | $9,820,000 | 873 |
| Premises and equipment expense | $1,675,000 | 1,080 |
| Additional noninterest expense | $6,653,000 | 745 |
| Pre-tax net operating income | $12,729,000 | 564 |
| Securities gains (losses) | $567,000 | 271 |
| Applicable income taxes | $4,475,000 | 478 |
| Income before extraordinary items | $8,821,000 | 629 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,821,000 | 628 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $8,821,000 | 629 |
| Net charge-offs | $1,000 | 4,077 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $8,446,780 | 642 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $23,412,000 | 547 |
| Total interest expense | $3,312,000 | 412 |
| Net interest income | $20,100,000 | 563 |
| Provision for loan and lease losses | $750,000 | 537 |
| Total noninterest income | $300,000 | 3,929 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $97,000 | 3,769 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $203,000 | 3,614 |
| Total noninterest expense | $12,043,000 | 875 |
| Salaries and employee benefits | $6,391,000 | 896 |
| Premises and equipment expense | $1,153,000 | 1,057 |
| Additional noninterest expense | $4,499,000 | 745 |
| Pre-tax net operating income | $7,607,000 | 628 |
| Securities gains (losses) | $422,000 | 288 |
| Applicable income taxes | $2,684,000 | 523 |
| Income before extraordinary items | $5,345,000 | 687 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,345,000 | 684 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $5,345,000 | 687 |
| Net charge-offs | $50,000 | 2,311 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $5,062,260 | 704 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $11,348,000 | 559 |
| Total interest expense | $1,692,000 | 405 |
| Net interest income | $9,656,000 | 585 |
| Provision for loan and lease losses | $571,000 | 369 |
| Total noninterest income | $33,000 | 5,678 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $47,000 | 3,792 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-14,000 | 6,330 |
| Total noninterest expense | $5,792,000 | 904 |
| Salaries and employee benefits | $3,248,000 | 879 |
| Premises and equipment expense | $510,000 | 1,183 |
| Additional noninterest expense | $2,034,000 | 804 |
| Pre-tax net operating income | $3,326,000 | 679 |
| Securities gains (losses) | $422,000 | 188 |
| Applicable income taxes | $1,266,000 | 529 |
| Income before extraordinary items | $2,482,000 | 716 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $2,482,000 | 713 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $2,482,000 | 716 |
| Net charge-offs | $-112,000 | 6,142 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $2,203,480 | 767 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $42,906,000 | 580 |
| Total interest expense | $7,894,000 | 356 |
| Net interest income | $35,012,000 | 625 |
| Provision for loan and lease losses | $538,000 | 1,390 |
| Total noninterest income | $490,000 | 4,306 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $192,000 | 3,974 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $298,000 | 4,029 |
| Total noninterest expense | $21,558,000 | 937 |
| Salaries and employee benefits | $11,930,000 | 917 |
| Premises and equipment expense | $1,748,000 | 1,357 |
| Additional noninterest expense | $7,880,000 | 825 |
| Pre-tax net operating income | $13,406,000 | 626 |
| Securities gains (losses) | $87,000 | 1,360 |
| Applicable income taxes | $4,787,000 | 513 |
| Income before extraordinary items | $8,706,000 | 776 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $8,706,000 | 775 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $8,706,000 | 775 |
| Net charge-offs | $608,000 | 1,285 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,649,450 | 766 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $31,568,000 | 586 |
| Total interest expense | $6,017,000 | 342 |
| Net interest income | $25,551,000 | 644 |
| Provision for loan and lease losses | $538,000 | 1,079 |
| Total noninterest income | $29,000 | 6,363 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $142,000 | 4,052 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-113,000 | 6,498 |
| Total noninterest expense | $16,126,000 | 936 |
| Salaries and employee benefits | $8,933,000 | 917 |
| Premises and equipment expense | $1,242,000 | 1,439 |
| Additional noninterest expense | $5,951,000 | 818 |
| Pre-tax net operating income | $8,916,000 | 711 |
| Securities gains (losses) | $87,000 | 1,088 |
| Applicable income taxes | $3,201,000 | 565 |
| Income before extraordinary items | $5,802,000 | 860 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,802,000 | 859 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,802,000 | 859 |
| Net charge-offs | $468,000 | 1,208 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $5,746,320 | 845 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $20,732,000 | 597 |
| Total interest expense | $4,025,000 | 342 |
| Net interest income | $16,707,000 | 656 |
| Provision for loan and lease losses | $538,000 | 787 |
| Total noninterest income | $434,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $91,000 | 4,096 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $343,000 | 2,852 |
| Total noninterest expense | $10,510,000 | 956 |
| Salaries and employee benefits | $5,811,000 | 936 |
| Premises and equipment expense | $714,000 | 1,658 |
| Additional noninterest expense | $3,985,000 | 813 |
| Pre-tax net operating income | $6,093,000 | 679 |
| Securities gains (losses) | $87,000 | 865 |
| Applicable income taxes | $2,078,000 | 564 |
| Income before extraordinary items | $4,102,000 | 793 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,102,000 | 792 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,102,000 | 793 |
| Net charge-offs | $522,000 | 841 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $4,044,580 | 788 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $10,278,000 | 603 |
| Total interest expense | $2,033,000 | 342 |
| Net interest income | $8,245,000 | 664 |
| Provision for loan and lease losses | $538,000 | 424 |
| Total noninterest income | $244,000 | 3,100 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $44,000 | 4,152 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $200,000 | 2,555 |
| Total noninterest expense | $5,146,000 | 992 |
| Salaries and employee benefits | $2,891,000 | 954 |
| Premises and equipment expense | $278,000 | 2,130 |
| Additional noninterest expense | $1,977,000 | 814 |
| Pre-tax net operating income | $2,805,000 | 715 |
| Securities gains (losses) | $96,000 | 458 |
| Applicable income taxes | $1,175,000 | 495 |
| Income before extraordinary items | $1,726,000 | 908 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,726,000 | 909 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,726,000 | 909 |
| Net charge-offs | $-104,000 | 6,480 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,664,560 | 924 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $40,598,000 | 607 |
| Total interest expense | $9,702,000 | 321 |
| Net interest income | $30,896,000 | 689 |
| Provision for loan and lease losses | $156,000 | 3,236 |
| Total noninterest income | $-2,125,000 | 6,802 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $233,000 | 3,832 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-2,358,000 | 6,801 |
| Total noninterest expense | $19,820,000 | 1,030 |
| Salaries and employee benefits | $9,664,000 | 1,129 |
| Premises and equipment expense | $2,082,000 | 1,151 |
| Additional noninterest expense | $8,074,000 | 843 |
| Pre-tax net operating income | $8,795,000 | 878 |
| Securities gains (losses) | $89,000 | 1,409 |
| Applicable income taxes | $3,177,000 | 640 |
| Income before extraordinary items | $5,707,000 | 1,086 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,707,000 | 1,088 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,707,000 | 1,088 |
| Net charge-offs | $3,565,000 | 466 |
| Cash dividends | $1,250,000 | 1,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,650,040 | 1,069 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $30,170,000 | 610 |
| Total interest expense | $7,399,000 | 326 |
| Net interest income | $22,771,000 | 706 |
| Provision for loan and lease losses | $757,000 | 1,106 |
| Total noninterest income | $-2,150,000 | 6,886 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $172,000 | 3,907 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-2,322,000 | 6,888 |
| Total noninterest expense | $13,732,000 | 1,111 |
| Salaries and employee benefits | $6,490,000 | 1,240 |
| Premises and equipment expense | $1,226,000 | 1,468 |
| Additional noninterest expense | $6,016,000 | 846 |
| Pre-tax net operating income | $6,132,000 | 953 |
| Securities gains (losses) | $64,000 | 1,494 |
| Applicable income taxes | $2,073,000 | 709 |
| Income before extraordinary items | $4,123,000 | 1,131 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,123,000 | 1,133 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,123,000 | 1,133 |
| Net charge-offs | $3,509,000 | 368 |
| Cash dividends | $500,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,080,120 | 1,112 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $19,747,000 | 620 |
| Total interest expense | $5,013,000 | 328 |
| Net interest income | $14,734,000 | 724 |
| Provision for loan and lease losses | $1,237,000 | 561 |
| Total noninterest income | $-1,971,000 | 6,933 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $127,000 | 3,664 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-2,098,000 | 6,938 |
| Total noninterest expense | $9,059,000 | 1,126 |
| Salaries and employee benefits | $4,178,000 | 1,277 |
| Premises and equipment expense | $780,000 | 1,536 |
| Additional noninterest expense | $4,101,000 | 817 |
| Pre-tax net operating income | $2,467,000 | 1,450 |
| Securities gains (losses) | $73,000 | 1,297 |
| Applicable income taxes | $790,000 | 1,111 |
| Income before extraordinary items | $1,750,000 | 1,702 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,750,000 | 1,706 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,750,000 | 1,707 |
| Net charge-offs | $2,413,000 | 385 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,699,630 | 1,675 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $9,720,000 | 638 |
| Total interest expense | $2,564,000 | 329 |
| Net interest income | $7,156,000 | 743 |
| Provision for loan and lease losses | $537,000 | 655 |
| Total noninterest income | $-592,000 | 7,004 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $66,000 | 3,575 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-658,000 | 7,003 |
| Total noninterest expense | $4,548,000 | 1,130 |
| Salaries and employee benefits | $2,067,000 | 1,300 |
| Premises and equipment expense | $393,000 | 1,550 |
| Additional noninterest expense | $2,088,000 | 815 |
| Pre-tax net operating income | $1,479,000 | 1,231 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $474,000 | 960 |
| Income before extraordinary items | $1,005,000 | 1,480 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,005,000 | 1,483 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,005,000 | 1,482 |
| Net charge-offs | $1,620,000 | 312 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,005,000 | 1,422 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $38,885,000 | 675 |
| Total interest expense | $13,585,000 | 301 |
| Net interest income | $25,300,000 | 845 |
| Provision for loan and lease losses | $930,000 | 1,853 |
| Total noninterest income | $-715,000 | 7,009 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $211,000 | 4,159 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-926,000 | 6,994 |
| Total noninterest expense | $17,574,000 | 1,151 |
| Salaries and employee benefits | $7,802,000 | 1,324 |
| Premises and equipment expense | $1,385,000 | 1,701 |
| Additional noninterest expense | $8,387,000 | 836 |
| Pre-tax net operating income | $6,081,000 | 1,167 |
| Securities gains (losses) | $4,000 | 3,557 |
| Applicable income taxes | $2,149,000 | 819 |
| Income before extraordinary items | $3,936,000 | 1,474 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,936,000 | 1,475 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,936,000 | 1,475 |
| Net charge-offs | $3,851,000 | 709 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,933,400 | 1,382 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $28,963,000 | 689 |
| Total interest expense | $10,687,000 | 300 |
| Net interest income | $18,276,000 | 896 |
| Provision for loan and lease losses | $754,000 | 1,771 |
| Total noninterest income | $-363,000 | 7,090 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $160,000 | 4,193 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-523,000 | 7,081 |
| Total noninterest expense | $12,974,000 | 1,162 |
| Salaries and employee benefits | $5,427,000 | 1,403 |
| Premises and equipment expense | $1,060,000 | 1,677 |
| Additional noninterest expense | $6,487,000 | 806 |
| Pre-tax net operating income | $4,185,000 | 1,280 |
| Securities gains (losses) | $-56,000 | 6,970 |
| Applicable income taxes | $1,350,000 | 979 |
| Income before extraordinary items | $2,779,000 | 1,583 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,779,000 | 1,583 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,779,000 | 1,584 |
| Net charge-offs | $3,281,000 | 631 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,816,520 | 1,486 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $19,322,000 | 696 |
| Total interest expense | $7,270,000 | 303 |
| Net interest income | $12,052,000 | 911 |
| Provision for loan and lease losses | $1,007,000 | 1,086 |
| Total noninterest income | $-356,000 | 7,177 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $104,000 | 4,226 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-460,000 | 7,161 |
| Total noninterest expense | $8,269,000 | 1,213 |
| Salaries and employee benefits | $3,300,000 | 1,532 |
| Premises and equipment expense | $728,000 | 1,634 |
| Additional noninterest expense | $4,241,000 | 822 |
| Pre-tax net operating income | $2,420,000 | 1,438 |
| Securities gains (losses) | $-39,000 | 7,032 |
| Applicable income taxes | $763,000 | 1,106 |
| Income before extraordinary items | $1,618,000 | 1,771 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,618,000 | 1,769 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,618,000 | 1,771 |
| Net charge-offs | $2,549,000 | 575 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,644,520 | 1,670 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $9,765,000 | 688 |
| Total interest expense | $3,707,000 | 308 |
| Net interest income | $6,058,000 | 905 |
| Provision for loan and lease losses | $223,000 | 1,911 |
| Total noninterest income | $81,000 | 5,238 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $51,000 | 4,252 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 5,349 |
| Total noninterest expense | $4,138,000 | 1,208 |
| Salaries and employee benefits | $1,583,000 | 1,592 |
| Premises and equipment expense | $350,000 | 1,703 |
| Additional noninterest expense | $2,205,000 | 781 |
| Pre-tax net operating income | $1,778,000 | 999 |
| Securities gains (losses) | $-174,000 | 7,230 |
| Applicable income taxes | $521,000 | 851 |
| Income before extraordinary items | $1,083,000 | 1,340 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,083,000 | 1,341 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,083,000 | 1,341 |
| Net charge-offs | $2,452,000 | 342 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,201,320 | 1,152 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $44,136,000 | 622 |
| Total interest expense | $18,513,000 | 301 |
| Net interest income | $25,623,000 | 853 |
| Provision for loan and lease losses | $2,918,000 | 1,219 |
| Total noninterest income | $991,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $225,000 | 4,168 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $766,000 | 2,513 |
| Total noninterest expense | $20,904,000 | 944 |
| Salaries and employee benefits | $6,854,000 | 1,446 |
| Premises and equipment expense | $1,843,000 | 1,347 |
| Additional noninterest expense | $12,207,000 | 595 |
| Pre-tax net operating income | $2,792,000 | 1,961 |
| Securities gains (losses) | $-1,231,000 | 7,294 |
| Applicable income taxes | $33,000 | 3,928 |
| Income before extraordinary items | $1,528,000 | 2,740 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,528,000 | 2,742 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,528,000 | 2,742 |
| Net charge-offs | $7,022,000 | 607 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,734,380 | 1,667 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $34,245,000 | 612 |
| Total interest expense | $14,458,000 | 302 |
| Net interest income | $19,787,000 | 833 |
| Provision for loan and lease losses | $3,277,000 | 868 |
| Total noninterest income | $1,391,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $171,000 | 4,166 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,220,000 | 1,543 |
| Total noninterest expense | $15,762,000 | 942 |
| Salaries and employee benefits | $5,106,000 | 1,446 |
| Premises and equipment expense | $1,338,000 | 1,418 |
| Additional noninterest expense | $9,318,000 | 577 |
| Pre-tax net operating income | $2,139,000 | 1,978 |
| Securities gains (losses) | $-595,000 | 7,357 |
| Applicable income taxes | $284,000 | 2,327 |
| Income before extraordinary items | $1,260,000 | 2,631 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,260,000 | 2,633 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,260,000 | 2,633 |
| Net charge-offs | $7,474,000 | 447 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,747,900 | 1,946 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $23,650,000 | 603 |
| Total interest expense | $10,086,000 | 306 |
| Net interest income | $13,564,000 | 817 |
| Provision for loan and lease losses | $4,923,000 | 450 |
| Total noninterest income | $140,000 | 5,422 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $111,000 | 4,191 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 5,978 |
| Total noninterest expense | $9,526,000 | 1,055 |
| Salaries and employee benefits | $3,405,000 | 1,468 |
| Premises and equipment expense | $927,000 | 1,365 |
| Additional noninterest expense | $5,194,000 | 700 |
| Pre-tax net operating income | $-745,000 | 6,895 |
| Securities gains (losses) | $-477,000 | 7,435 |
| Applicable income taxes | $-714,000 | 7,387 |
| Income before extraordinary items | $-508,000 | 6,852 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-508,000 | 6,851 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-508,000 | 6,852 |
| Net charge-offs | $6,096,000 | 395 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-202,720 | 6,601 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $12,038,000 | 595 |
| Total interest expense | $5,357,000 | 298 |
| Net interest income | $6,681,000 | 831 |
| Provision for loan and lease losses | $3,359,000 | 333 |
| Total noninterest income | $-160,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $51,000 | 4,310 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-211,000 | 7,440 |
| Total noninterest expense | $4,342,000 | 1,161 |
| Salaries and employee benefits | $1,443,000 | 1,711 |
| Premises and equipment expense | $468,000 | 1,384 |
| Additional noninterest expense | $2,431,000 | 738 |
| Pre-tax net operating income | $-1,180,000 | 7,306 |
| Securities gains (losses) | $-479,000 | 7,518 |
| Applicable income taxes | $-455,000 | 7,464 |
| Income before extraordinary items | $-1,204,000 | 7,328 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,204,000 | 7,328 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,204,000 | 7,329 |
| Net charge-offs | $3,271,000 | 373 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-854,330 | 7,255 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $56,090,000 | 529 |
| Total interest expense | $25,265,000 | 302 |
| Net interest income | $30,825,000 | 709 |
| Provision for loan and lease losses | $22,500,000 | 327 |
| Total noninterest income | $2,233,000 | 1,927 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $213,000 | 4,300 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,020,000 | 1,394 |
| Total noninterest expense | $27,486,000 | 722 |
| Salaries and employee benefits | $8,761,000 | 1,126 |
| Premises and equipment expense | $1,917,000 | 1,341 |
| Additional noninterest expense | $16,808,000 | 473 |
| Pre-tax net operating income | $-16,928,000 | 7,486 |
| Securities gains (losses) | $4,063,000 | 125 |
| Applicable income taxes | $-5,724,000 | 7,591 |
| Income before extraordinary items | $-7,141,000 | 7,286 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,141,000 | 7,286 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-7,141,000 | 7,286 |
| Net charge-offs | $22,061,000 | 311 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-9,741,320 | 7,363 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $43,023,000 | 517 |
| Total interest expense | $19,428,000 | 307 |
| Net interest income | $23,595,000 | 679 |
| Provision for loan and lease losses | $18,952,000 | 291 |
| Total noninterest income | $1,448,000 | 2,143 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $149,000 | 4,490 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,299,000 | 1,497 |
| Total noninterest expense | $18,813,000 | 783 |
| Salaries and employee benefits | $6,562,000 | 1,124 |
| Premises and equipment expense | $1,450,000 | 1,349 |
| Additional noninterest expense | $10,801,000 | 511 |
| Pre-tax net operating income | $-12,722,000 | 7,602 |
| Securities gains (losses) | $3,017,000 | 143 |
| Applicable income taxes | $-4,394,000 | 7,687 |
| Income before extraordinary items | $-5,311,000 | 7,440 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-5,311,000 | 7,440 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-5,311,000 | 7,440 |
| Net charge-offs | $19,225,000 | 267 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-7,241,880 | 7,502 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $28,993,000 | 516 |
| Total interest expense | $13,028,000 | 320 |
| Net interest income | $15,965,000 | 671 |
| Provision for loan and lease losses | $14,485,000 | 269 |
| Total noninterest income | $851,000 | 2,276 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $105,000 | 4,402 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $746,000 | 1,608 |
| Total noninterest expense | $13,036,000 | 743 |
| Salaries and employee benefits | $4,415,000 | 1,115 |
| Premises and equipment expense | $974,000 | 1,358 |
| Additional noninterest expense | $7,647,000 | 494 |
| Pre-tax net operating income | $-10,705,000 | 7,693 |
| Securities gains (losses) | $1,195,000 | 220 |
| Applicable income taxes | $-4,121,000 | 7,766 |
| Income before extraordinary items | $-5,389,000 | 7,607 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,389,000 | 7,607 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-5,389,000 | 7,607 |
| Net charge-offs | $14,334,000 | 253 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-6,153,800 | 7,624 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $14,257,000 | 542 |
| Total interest expense | $6,485,000 | 342 |
| Net interest income | $7,772,000 | 700 |
| Provision for loan and lease losses | $4,888,000 | 389 |
| Total noninterest income | $404,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $48,000 | 4,553 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $356,000 | 1,637 |
| Total noninterest expense | $5,672,000 | 878 |
| Salaries and employee benefits | $2,258,000 | 1,101 |
| Premises and equipment expense | $480,000 | 1,420 |
| Additional noninterest expense | $2,934,000 | 625 |
| Pre-tax net operating income | $-2,384,000 | 7,646 |
| Securities gains (losses) | $742,000 | 165 |
| Applicable income taxes | $-858,000 | 7,774 |
| Income before extraordinary items | $-784,000 | 7,407 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-784,000 | 7,407 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-784,000 | 7,408 |
| Net charge-offs | $3,406,000 | 441 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,258,880 | 7,525 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $57,645,000 | 563 |
| Total interest expense | $31,042,000 | 358 |
| Net interest income | $26,603,000 | 816 |
| Provision for loan and lease losses | $14,612,000 | 624 |
| Total noninterest income | $1,660,000 | 2,400 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $211,000 | 4,545 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,449,000 | 1,690 |
| Total noninterest expense | $18,365,000 | 1,132 |
| Salaries and employee benefits | $9,082,000 | 1,080 |
| Premises and equipment expense | $2,031,000 | 1,331 |
| Additional noninterest expense | $7,252,000 | 1,068 |
| Pre-tax net operating income | $-4,714,000 | 7,155 |
| Securities gains (losses) | $2,783,000 | 207 |
| Applicable income taxes | $-1,610,000 | 7,448 |
| Income before extraordinary items | $-321,000 | 5,944 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-321,000 | 5,943 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-321,000 | 5,943 |
| Net charge-offs | $10,922,000 | 643 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,102,120 | 6,778 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $42,720,000 | 585 |
| Total interest expense | $24,248,000 | 373 |
| Net interest income | $18,472,000 | 887 |
| Provision for loan and lease losses | $7,401,000 | 788 |
| Total noninterest income | $1,222,000 | 2,471 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $153,000 | 4,645 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,069,000 | 1,741 |
| Total noninterest expense | $14,261,000 | 1,090 |
| Salaries and employee benefits | $7,111,000 | 1,049 |
| Premises and equipment expense | $1,550,000 | 1,321 |
| Additional noninterest expense | $5,600,000 | 1,007 |
| Pre-tax net operating income | $-1,968,000 | 7,039 |
| Securities gains (losses) | $2,019,000 | 212 |
| Applicable income taxes | $-632,000 | 7,407 |
| Income before extraordinary items | $683,000 | 3,177 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $683,000 | 3,175 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $683,000 | 3,177 |
| Net charge-offs | $6,664,000 | 665 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,336,000 | 6,903 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $28,200,000 | 615 |
| Total interest expense | $16,884,000 | 379 |
| Net interest income | $11,316,000 | 953 |
| Provision for loan and lease losses | $5,181,000 | 718 |
| Total noninterest income | $849,000 | 2,434 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $105,000 | 4,568 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $744,000 | 1,739 |
| Total noninterest expense | $9,569,000 | 1,105 |
| Salaries and employee benefits | $4,984,000 | 1,014 |
| Premises and equipment expense | $1,036,000 | 1,343 |
| Additional noninterest expense | $3,549,000 | 1,083 |
| Pre-tax net operating income | $-2,585,000 | 7,506 |
| Securities gains (losses) | $1,712,000 | 189 |
| Applicable income taxes | $-740,000 | 7,681 |
| Income before extraordinary items | $-133,000 | 6,251 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-133,000 | 6,250 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-133,000 | 6,250 |
| Net charge-offs | $2,678,000 | 932 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,228,680 | 7,241 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $14,079,000 | 618 |
| Total interest expense | $8,934,000 | 375 |
| Net interest income | $5,145,000 | 1,053 |
| Provision for loan and lease losses | $2,649,000 | 617 |
| Total noninterest income | $417,000 | 2,433 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $55,000 | 4,417 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $362,000 | 1,727 |
| Total noninterest expense | $4,758,000 | 1,056 |
| Salaries and employee benefits | $2,477,000 | 1,020 |
| Premises and equipment expense | $525,000 | 1,355 |
| Additional noninterest expense | $1,756,000 | 955 |
| Pre-tax net operating income | $-1,845,000 | 7,803 |
| Securities gains (losses) | $16,000 | 1,773 |
| Applicable income taxes | $-874,000 | 7,973 |
| Income before extraordinary items | $-955,000 | 7,688 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-955,000 | 7,689 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-955,000 | 7,689 |
| Net charge-offs | $98,000 | 2,889 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-965,240 | 7,689 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $65,358,000 | 573 |
| Total interest expense | $39,602,000 | 411 |
| Net interest income | $25,756,000 | 835 |
| Provision for loan and lease losses | $7,568,000 | 742 |
| Total noninterest income | $1,262,000 | 2,955 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $208,000 | 4,720 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,054,000 | 2,051 |
| Total noninterest expense | $15,839,000 | 1,235 |
| Salaries and employee benefits | $8,563,000 | 1,154 |
| Premises and equipment expense | $2,180,000 | 1,253 |
| Additional noninterest expense | $5,096,000 | 1,246 |
| Pre-tax net operating income | $3,611,000 | 1,518 |
| Securities gains (losses) | $29,000 | 1,954 |
| Applicable income taxes | $547,000 | 1,758 |
| Income before extraordinary items | $3,093,000 | 1,320 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,093,000 | 1,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,190,000 | 964 |
| Cash dividends | $6,000,000 | 471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,068,350 | 1,432 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $49,557,000 | 589 |
| Total interest expense | $30,075,000 | 423 |
| Net interest income | $19,482,000 | 844 |
| Provision for loan and lease losses | $5,463,000 | 618 |
| Total noninterest income | $948,000 | 3,000 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $150,000 | 4,825 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $798,000 | 2,122 |
| Total noninterest expense | $11,750,000 | 1,238 |
| Salaries and employee benefits | $6,434,000 | 1,181 |
| Premises and equipment expense | $1,575,000 | 1,311 |
| Additional noninterest expense | $3,741,000 | 1,226 |
| Pre-tax net operating income | $3,217,000 | 1,516 |
| Securities gains (losses) | $29,000 | 1,776 |
| Applicable income taxes | $516,000 | 1,860 |
| Income before extraordinary items | $2,730,000 | 1,363 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,730,000 | 1,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,726,000 | 922 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,705,640 | 1,439 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $33,202,000 | 593 |
| Total interest expense | $20,212,000 | 435 |
| Net interest income | $12,990,000 | 836 |
| Provision for loan and lease losses | $2,703,000 | 646 |
| Total noninterest income | $626,000 | 3,052 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $94,000 | 4,946 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $532,000 | 2,139 |
| Total noninterest expense | $8,020,000 | 1,206 |
| Salaries and employee benefits | $4,363,000 | 1,172 |
| Premises and equipment expense | $1,045,000 | 1,318 |
| Additional noninterest expense | $2,612,000 | 1,142 |
| Pre-tax net operating income | $2,893,000 | 1,231 |
| Securities gains (losses) | $21,000 | 2,006 |
| Applicable income taxes | $748,000 | 1,169 |
| Income before extraordinary items | $2,166,000 | 1,271 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,166,000 | 1,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,194 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,150,460 | 1,258 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $17,191,000 | 588 |
| Total interest expense | $10,162,000 | 468 |
| Net interest income | $7,029,000 | 776 |
| Provision for loan and lease losses | $2,145,000 | 385 |
| Total noninterest income | $304,000 | 3,110 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $41,000 | 5,179 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $263,000 | 2,143 |
| Total noninterest expense | $4,028,000 | 1,202 |
| Salaries and employee benefits | $2,256,000 | 1,143 |
| Premises and equipment expense | $506,000 | 1,368 |
| Additional noninterest expense | $1,266,000 | 1,140 |
| Pre-tax net operating income | $1,160,000 | 1,569 |
| Securities gains (losses) | $14,000 | 1,798 |
| Applicable income taxes | $270,000 | 1,591 |
| Income before extraordinary items | $904,000 | 1,645 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $904,000 | 1,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $893,220 | 1,604 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $60,407,000 | 689 |
| Total interest expense | $32,956,000 | 613 |
| Net interest income | $27,451,000 | 804 |
| Provision for loan and lease losses | $3,721,000 | 532 |
| Total noninterest income | $1,521,000 | 2,684 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $146,000 | 5,476 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,375,000 | 1,782 |
| Total noninterest expense | $15,727,000 | 1,189 |
| Salaries and employee benefits | $8,985,000 | 1,118 |
| Premises and equipment expense | $2,234,000 | 1,178 |
| Additional noninterest expense | $4,508,000 | 1,245 |
| Pre-tax net operating income | $9,524,000 | 890 |
| Securities gains (losses) | $-83,000 | 8,105 |
| Applicable income taxes | $3,121,000 | 787 |
| Income before extraordinary items | $6,320,000 | 1,033 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,320,000 | 1,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,548,000 | 738 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,375,610 | 1,008 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $43,677,000 | 705 |
| Total interest expense | $23,568,000 | 634 |
| Net interest income | $20,109,000 | 819 |
| Provision for loan and lease losses | $2,030,000 | 517 |
| Total noninterest income | $1,167,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $104,000 | 5,576 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,063,000 | 1,750 |
| Total noninterest expense | $11,489,000 | 1,209 |
| Salaries and employee benefits | $6,855,000 | 1,101 |
| Premises and equipment expense | $1,600,000 | 1,239 |
| Additional noninterest expense | $3,034,000 | 1,346 |
| Pre-tax net operating income | $7,757,000 | 899 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,621,000 | 773 |
| Income before extraordinary items | $5,136,000 | 1,027 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,136,000 | 1,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,610 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,136,000 | 1,010 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $27,751,000 | 750 |
| Total interest expense | $14,626,000 | 682 |
| Net interest income | $13,125,000 | 851 |
| Provision for loan and lease losses | $1,210,000 | 503 |
| Total noninterest income | $646,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $67,000 | 5,649 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $579,000 | 2,034 |
| Total noninterest expense | $7,398,000 | 1,262 |
| Salaries and employee benefits | $4,463,000 | 1,144 |
| Premises and equipment expense | $1,036,000 | 1,294 |
| Additional noninterest expense | $1,899,000 | 1,433 |
| Pre-tax net operating income | $5,163,000 | 933 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,772,000 | 798 |
| Income before extraordinary items | $3,391,000 | 1,065 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,391,000 | 1,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,391,000 | 1,047 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $12,947,000 | 799 |
| Total interest expense | $6,632,000 | 736 |
| Net interest income | $6,315,000 | 887 |
| Provision for loan and lease losses | $613,000 | 443 |
| Total noninterest income | $284,000 | 3,229 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $32,000 | 5,690 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $252,000 | 2,207 |
| Total noninterest expense | $3,413,000 | 1,365 |
| Salaries and employee benefits | $2,102,000 | 1,219 |
| Premises and equipment expense | $500,000 | 1,342 |
| Additional noninterest expense | $811,000 | 1,658 |
| Pre-tax net operating income | $2,573,000 | 917 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $886,000 | 794 |
| Income before extraordinary items | $1,687,000 | 1,050 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,687,000 | 1,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,687,000 | 1,034 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $41,218,000 | 945 |
| Total interest expense | $18,739,000 | 888 |
| Net interest income | $22,479,000 | 987 |
| Provision for loan and lease losses | $1,585,000 | 684 |
| Total noninterest income | $1,160,000 | 3,191 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $95,000 | 6,218 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,065,000 | 2,131 |
| Total noninterest expense | $11,893,000 | 1,499 |
| Salaries and employee benefits | $6,443,000 | 1,533 |
| Premises and equipment expense | $1,705,000 | 1,510 |
| Additional noninterest expense | $3,745,000 | 1,416 |
| Pre-tax net operating income | $10,161,000 | 960 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,490,000 | 835 |
| Income before extraordinary items | $6,671,000 | 1,117 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,671,000 | 1,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,672 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,671,000 | 1,102 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $29,144,000 | 1,012 |
| Total interest expense | $12,875,000 | 943 |
| Net interest income | $16,269,000 | 1,048 |
| Provision for loan and lease losses | $1,427,000 | 545 |
| Total noninterest income | $816,000 | 3,353 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $69,000 | 6,336 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $747,000 | 2,237 |
| Total noninterest expense | $7,869,000 | 1,700 |
| Salaries and employee benefits | $4,515,000 | 1,640 |
| Premises and equipment expense | $1,079,000 | 1,764 |
| Additional noninterest expense | $2,275,000 | 1,722 |
| Pre-tax net operating income | $7,789,000 | 994 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,742,000 | 847 |
| Income before extraordinary items | $5,047,000 | 1,146 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,047,000 | 1,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,812 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,047,000 | 1,132 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $17,997,000 | 1,068 |
| Total interest expense | $7,755,000 | 987 |
| Net interest income | $10,242,000 | 1,103 |
| Provision for loan and lease losses | $884,000 | 590 |
| Total noninterest income | $552,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $60,000 | 5,971 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $492,000 | 2,237 |
| Total noninterest expense | $4,995,000 | 1,780 |
| Salaries and employee benefits | $2,811,000 | 1,745 |
| Premises and equipment expense | $687,000 | 1,836 |
| Additional noninterest expense | $1,497,000 | 1,760 |
| Pre-tax net operating income | $4,915,000 | 1,037 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,710,000 | 890 |
| Income before extraordinary items | $3,205,000 | 1,192 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,205,000 | 1,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,763 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,205,000 | 1,175 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,374,000 | 1,128 |
| Total interest expense | $3,531,000 | 1,024 |
| Net interest income | $4,843,000 | 1,162 |
| Provision for loan and lease losses | $426,000 | 583 |
| Total noninterest income | $223,000 | 3,735 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $29,000 | 5,974 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $194,000 | 2,540 |
| Total noninterest expense | $2,410,000 | 1,850 |
| Salaries and employee benefits | $1,336,000 | 1,846 |
| Premises and equipment expense | $380,000 | 1,685 |
| Additional noninterest expense | $694,000 | 1,886 |
| Pre-tax net operating income | $2,230,000 | 1,106 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $765,000 | 968 |
| Income before extraordinary items | $1,465,000 | 1,263 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,465,000 | 1,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,616 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,465,000 | 1,242 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $26,373,000 | 1,266 |
| Total interest expense | $10,578,000 | 1,060 |
| Net interest income | $15,795,000 | 1,382 |
| Provision for loan and lease losses | $1,060,000 | 997 |
| Total noninterest income | $2,019,000 | 2,194 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $91,000 | 6,413 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,928,000 | 1,397 |
| Total noninterest expense | $8,574,000 | 1,954 |
| Salaries and employee benefits | $5,077,000 | 1,830 |
| Premises and equipment expense | $1,003,000 | 2,354 |
| Additional noninterest expense | $2,494,000 | 2,021 |
| Pre-tax net operating income | $8,180,000 | 1,178 |
| Securities gains (losses) | $-284,000 | 8,641 |
| Applicable income taxes | $2,683,000 | 1,062 |
| Income before extraordinary items | $5,213,000 | 1,362 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,213,000 | 1,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $250,000 | 4,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,400,440 | 1,305 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $18,687,000 | 1,302 |
| Total interest expense | $7,606,000 | 1,037 |
| Net interest income | $11,081,000 | 1,463 |
| Provision for loan and lease losses | $1,060,000 | 724 |
| Total noninterest income | $1,612,000 | 2,093 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $65,000 | 6,511 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,547,000 | 1,333 |
| Total noninterest expense | $6,329,000 | 1,964 |
| Salaries and employee benefits | $3,821,000 | 1,816 |
| Premises and equipment expense | $724,000 | 2,435 |
| Additional noninterest expense | $1,784,000 | 2,086 |
| Pre-tax net operating income | $5,304,000 | 1,359 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $1,831,000 | 1,165 |
| Income before extraordinary items | $3,475,000 | 1,520 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,475,000 | 1,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,473,700 | 1,496 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,620,000 | 1,365 |
| Total interest expense | $4,701,000 | 1,064 |
| Net interest income | $6,919,000 | 1,552 |
| Provision for loan and lease losses | $798,000 | 638 |
| Total noninterest income | $968,000 | 2,228 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $38,000 | 6,682 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $930,000 | 1,425 |
| Total noninterest expense | $4,130,000 | 1,991 |
| Salaries and employee benefits | $2,438,000 | 1,869 |
| Premises and equipment expense | $475,000 | 2,442 |
| Additional noninterest expense | $1,217,000 | 2,023 |
| Pre-tax net operating income | $2,959,000 | 1,574 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $1,012,000 | 1,361 |
| Income before extraordinary items | $1,950,000 | 1,750 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,950,000 | 1,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,948,020 | 1,725 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,386,000 | 1,430 |
| Total interest expense | $2,014,000 | 1,171 |
| Net interest income | $3,372,000 | 1,577 |
| Provision for loan and lease losses | $405,000 | 582 |
| Total noninterest income | $382,000 | 2,578 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $13,000 | 7,104 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $369,000 | 1,646 |
| Total noninterest expense | $1,980,000 | 2,086 |
| Salaries and employee benefits | $1,164,000 | 1,959 |
| Premises and equipment expense | $222,000 | 2,619 |
| Additional noninterest expense | $594,000 | 2,065 |
| Pre-tax net operating income | $1,369,000 | 1,671 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $472,000 | 1,416 |
| Income before extraordinary items | $900,000 | 1,881 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $900,000 | 1,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $898,020 | 1,850 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,916,000 | 1,802 |
| Total interest expense | $5,170,000 | 1,597 |
| Net interest income | $10,746,000 | 1,884 |
| Provision for loan and lease losses | $1,006,000 | 1,029 |
| Total noninterest income | $1,184,000 | 3,156 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $65,000 | 7,039 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,119,000 | 2,007 |
| Total noninterest expense | $6,098,000 | 2,588 |
| Salaries and employee benefits | $3,515,000 | 2,476 |
| Premises and equipment expense | $682,000 | 3,197 |
| Additional noninterest expense | $1,901,000 | 2,533 |
| Pre-tax net operating income | $4,826,000 | 1,755 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,626,000 | 1,520 |
| Income before extraordinary items | $3,200,000 | 1,962 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,200,000 | 1,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,200,000 | 1,912 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,290,000 | 1,879 |
| Total interest expense | $3,589,000 | 1,684 |
| Net interest income | $7,701,000 | 1,959 |
| Provision for loan and lease losses | $728,000 | 1,044 |
| Total noninterest income | $812,000 | 3,368 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $53,000 | 6,988 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $759,000 | 2,147 |
| Total noninterest expense | $4,506,000 | 2,605 |
| Salaries and employee benefits | $2,688,000 | 2,404 |
| Premises and equipment expense | $492,000 | 3,292 |
| Additional noninterest expense | $1,326,000 | 2,658 |
| Pre-tax net operating income | $3,279,000 | 1,916 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,105,000 | 1,644 |
| Income before extraordinary items | $2,174,000 | 2,155 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,174,000 | 2,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,174,000 | 2,100 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,301,000 | 1,917 |
| Total interest expense | $2,325,000 | 1,714 |
| Net interest income | $4,976,000 | 2,004 |
| Provision for loan and lease losses | $541,000 | 918 |
| Total noninterest income | $422,000 | 3,972 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $36,000 | 6,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $386,000 | 2,563 |
| Total noninterest expense | $2,937,000 | 2,667 |
| Salaries and employee benefits | $1,732,000 | 2,483 |
| Premises and equipment expense | $322,000 | 3,355 |
| Additional noninterest expense | $883,000 | 2,671 |
| Pre-tax net operating income | $1,920,000 | 2,116 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $636,000 | 1,845 |
| Income before extraordinary items | $1,284,000 | 2,372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,284,000 | 2,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,284,000 | 2,310 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,594,000 | 1,950 |
| Total interest expense | $1,164,000 | 1,732 |
| Net interest income | $2,430,000 | 2,059 |
| Provision for loan and lease losses | $262,000 | 912 |
| Total noninterest income | $134,000 | 5,061 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $116,000 | 3,401 |
| Total noninterest expense | $1,363,000 | 2,872 |
| Salaries and employee benefits | $773,000 | 2,778 |
| Premises and equipment expense | $150,000 | 3,590 |
| Additional noninterest expense | $440,000 | 2,659 |
| Pre-tax net operating income | $939,000 | 2,125 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $313,000 | 1,861 |
| Income before extraordinary items | $626,000 | 2,397 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $626,000 | 2,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $626,000 | 2,314 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,825,000 | 2,238 |
| Total interest expense | $4,422,000 | 2,020 |
| Net interest income | $8,403,000 | 2,308 |
| Provision for loan and lease losses | $648,000 | 1,744 |
| Total noninterest income | $245,000 | 6,986 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $82,000 | 6,865 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $163,000 | 5,670 |
| Total noninterest expense | $4,051,000 | 3,675 |
| Salaries and employee benefits | $2,216,000 | 3,603 |
| Premises and equipment expense | $398,000 | 4,744 |
| Additional noninterest expense | $1,437,000 | 3,207 |
| Pre-tax net operating income | $3,949,000 | 1,994 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,412,000 | 1,706 |
| Income before extraordinary items | $2,537,000 | 2,346 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,537,000 | 2,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $5,000 | 6,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,537,000 | 2,235 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,474,000 | 2,314 |
| Total interest expense | $3,355,000 | 2,072 |
| Net interest income | $6,119,000 | 2,398 |
| Provision for loan and lease losses | $568,000 | 1,492 |
| Total noninterest income | $181,000 | 7,067 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $62,000 | 6,909 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $119,000 | 5,748 |
| Total noninterest expense | $2,874,000 | 3,831 |
| Salaries and employee benefits | $1,634,000 | 3,641 |
| Premises and equipment expense | $271,000 | 5,060 |
| Additional noninterest expense | $969,000 | 3,482 |
| Pre-tax net operating income | $2,858,000 | 2,123 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,035,000 | 1,812 |
| Income before extraordinary items | $1,823,000 | 2,530 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,823,000 | 2,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,593 |
| Cash dividends | $5,000 | 5,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,823,000 | 2,399 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,238,000 | 2,353 |
| Total interest expense | $2,263,000 | 2,116 |
| Net interest income | $3,975,000 | 2,450 |
| Provision for loan and lease losses | $426,000 | 1,315 |
| Total noninterest income | $69,000 | 7,980 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $39,000 | 6,980 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $30,000 | 7,328 |
| Total noninterest expense | $1,876,000 | 3,873 |
| Salaries and employee benefits | $1,073,000 | 3,686 |
| Premises and equipment expense | $183,000 | 4,991 |
| Additional noninterest expense | $620,000 | 3,617 |
| Pre-tax net operating income | $1,742,000 | 2,302 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $643,000 | 1,946 |
| Income before extraordinary items | $1,099,000 | 2,770 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,099,000 | 2,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $5,000 | 5,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,099,000 | 2,614 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,056,000 | 2,411 |
| Total interest expense | $1,141,000 | 2,144 |
| Net interest income | $1,915,000 | 2,533 |
| Provision for loan and lease losses | $213,000 | 1,302 |
| Total noninterest income | $30,000 | 8,154 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 6,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $924,000 | 3,914 |
| Salaries and employee benefits | $524,000 | 3,764 |
| Premises and equipment expense | $94,000 | 4,897 |
| Additional noninterest expense | $306,000 | 3,601 |
| Pre-tax net operating income | $808,000 | 2,449 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $298,000 | 2,072 |
| Income before extraordinary items | $510,000 | 2,905 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $510,000 | 2,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $5,000 | 3,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $510,000 | 2,764 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,864,000 | 2,587 |
| Total interest expense | $5,323,000 | 2,113 |
| Net interest income | $6,541,000 | 2,911 |
| Provision for loan and lease losses | $261,000 | 3,761 |
| Total noninterest income | $136,000 | 7,997 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $80,000 | 6,939 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $56,000 | 7,449 |
| Total noninterest expense | $3,160,000 | 4,296 |
| Salaries and employee benefits | $1,705,000 | 4,262 |
| Premises and equipment expense | $353,000 | 5,071 |
| Additional noninterest expense | $1,102,000 | 3,874 |
| Pre-tax net operating income | $3,256,000 | 2,337 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,253,000 | 1,886 |
| Income before extraordinary items | $2,003,000 | 2,804 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,003,000 | 2,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,003,000 | 2,714 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,032,000 | 3,304 |
| Total interest expense | $6,223,000 | 2,570 |
| Net interest income | $3,809,000 | 4,278 |
| Provision for loan and lease losses | $881,000 | 1,381 |
| Total noninterest income | $95,000 | 8,590 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $55,000 | 7,493 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $40,000 | 8,001 |
| Total noninterest expense | $2,467,000 | 4,994 |
| Salaries and employee benefits | $1,284,000 | 5,076 |
| Premises and equipment expense | $325,000 | 5,272 |
| Additional noninterest expense | $858,000 | 4,559 |
| Pre-tax net operating income | $556,000 | 6,335 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-197,000 | 9,374 |
| Income before extraordinary items | $753,000 | 5,040 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $753,000 | 5,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $63,000 | 6,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $753,000 | 4,931 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,049,000 | 4,561 |
| Total interest expense | $3,868,000 | 4,081 |
| Net interest income | $3,181,000 | 4,946 |
| Provision for loan and lease losses | $714,000 | 1,394 |
| Total noninterest income | $29,000 | 9,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 8,281 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,421 |
| Total noninterest expense | $2,166,000 | 5,394 |
| Salaries and employee benefits | $1,133,000 | 5,443 |
| Premises and equipment expense | $297,000 | 5,453 |
| Additional noninterest expense | $736,000 | 5,000 |
| Pre-tax net operating income | $330,000 | 7,775 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $330,000 | 7,288 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $330,000 | 7,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $330,000 | 7,288 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,327,000 | 9,281 |
| Total interest expense | $256,000 | 9,861 |
| Net interest income | $1,071,000 | 8,465 |
| Provision for loan and lease losses | $568,000 | 1,597 |
| Total noninterest income | $6,000 | 10,097 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 9,914 |
| Total noninterest expense | $1,891,000 | 5,883 |
| Salaries and employee benefits | $957,000 | 6,059 |
| Premises and equipment expense | $239,000 | 6,199 |
| Additional noninterest expense | $695,000 | 5,266 |
| Pre-tax net operating income | $-1,382,000 | 10,121 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-1,382,000 | 10,125 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,382,000 | 10,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $16,485,000 | 41 |
| Net operating income | $-1,382,000 | 10,119 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.