Home > Paragon Bank & Trust > Income and Expense
Paragon Bank & Trust, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,327,000 | 5,518 |
| Total interest expense | $2,308,000 | 4,092 |
| Net interest income | $2,019,000 | 6,330 |
| Provision for loan and lease losses | $4,525,000 | 1,531 |
| Total noninterest income | $1,253,000 | 2,889 |
| Gross Fiduciary activities income | $1,259,000 | 335 |
| Service charges on deposit accounts | $55,000 | 6,399 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-61,000 | 7,551 |
| Total noninterest expense | $5,485,000 | 3,413 |
| Salaries and employee benefits | $1,433,000 | 5,330 |
| Premises and equipment expense | $362,000 | 5,241 |
| Additional noninterest expense | $3,690,000 | 1,980 |
| Pre-tax net operating income | $-6,738,000 | 7,332 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $558,000 | 1,445 |
| Income before extraordinary items | $-7,296,000 | 7,446 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,296,000 | 7,443 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-7,296,000 | 7,444 |
| Net charge-offs | $4,426,000 | 1,253 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-7,296,000 | 7,459 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,343,000 | 5,509 |
| Total interest expense | $1,811,000 | 4,110 |
| Net interest income | $1,532,000 | 6,330 |
| Provision for loan and lease losses | $2,637,000 | 1,608 |
| Total noninterest income | $1,546,000 | 2,123 |
| Gross Fiduciary activities income | $926,000 | 337 |
| Service charges on deposit accounts | $43,000 | 6,412 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $577,000 | 2,575 |
| Total noninterest expense | $4,192,000 | 3,379 |
| Salaries and employee benefits | $1,150,000 | 5,178 |
| Premises and equipment expense | $275,000 | 5,244 |
| Additional noninterest expense | $2,767,000 | 1,914 |
| Pre-tax net operating income | $-3,751,000 | 7,385 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,439,000 | 622 |
| Income before extraordinary items | $-5,190,000 | 7,592 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,190,000 | 7,592 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,190,000 | 7,592 |
| Net charge-offs | $2,627,000 | 1,283 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-5,190,000 | 7,606 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,294,000 | 5,489 |
| Total interest expense | $1,297,000 | 4,041 |
| Net interest income | $997,000 | 6,398 |
| Provision for loan and lease losses | $1,392,000 | 1,714 |
| Total noninterest income | $1,036,000 | 2,122 |
| Gross Fiduciary activities income | $603,000 | 345 |
| Service charges on deposit accounts | $27,000 | 6,492 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $406,000 | 2,534 |
| Total noninterest expense | $2,871,000 | 3,339 |
| Salaries and employee benefits | $850,000 | 4,911 |
| Premises and equipment expense | $188,000 | 5,234 |
| Additional noninterest expense | $1,833,000 | 1,948 |
| Pre-tax net operating income | $-2,230,000 | 7,440 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-763,000 | 7,689 |
| Income before extraordinary items | $-1,467,000 | 7,310 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,467,000 | 7,308 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,467,000 | 7,308 |
| Net charge-offs | $1,725,000 | 1,237 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,467,000 | 7,319 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,189,000 | 5,430 |
| Total interest expense | $656,000 | 4,121 |
| Net interest income | $533,000 | 6,267 |
| Provision for loan and lease losses | $1,752,000 | 820 |
| Total noninterest income | $501,000 | 2,137 |
| Gross Fiduciary activities income | $277,000 | 364 |
| Service charges on deposit accounts | $15,000 | 6,393 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $209,000 | 2,450 |
| Total noninterest expense | $1,448,000 | 3,230 |
| Salaries and employee benefits | $469,000 | 4,677 |
| Premises and equipment expense | $100,000 | 5,111 |
| Additional noninterest expense | $879,000 | 1,831 |
| Pre-tax net operating income | $-2,166,000 | 7,851 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-739,000 | 7,946 |
| Income before extraordinary items | $-1,427,000 | 7,816 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,427,000 | 7,817 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,427,000 | 7,817 |
| Net charge-offs | $1,640,000 | 696 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,427,000 | 7,805 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,666,000 | 5,100 |
| Total interest expense | $2,963,000 | 4,290 |
| Net interest income | $2,703,000 | 5,703 |
| Provision for loan and lease losses | $2,858,000 | 1,440 |
| Total noninterest income | $2,182,000 | 2,005 |
| Gross Fiduciary activities income | $1,194,000 | 366 |
| Service charges on deposit accounts | $68,000 | 6,372 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $920,000 | 2,251 |
| Total noninterest expense | $4,564,000 | 3,841 |
| Salaries and employee benefits | $1,818,000 | 4,751 |
| Premises and equipment expense | $347,000 | 5,439 |
| Additional noninterest expense | $2,399,000 | 2,432 |
| Pre-tax net operating income | $-2,537,000 | 7,497 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-860,000 | 7,661 |
| Income before extraordinary items | $-1,677,000 | 7,268 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,677,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,036,000 | 1,915 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,677,000 | 7,374 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,367,000 | 5,097 |
| Total interest expense | $2,283,000 | 4,326 |
| Net interest income | $2,084,000 | 5,665 |
| Provision for loan and lease losses | $1,393,000 | 1,504 |
| Total noninterest income | $1,614,000 | 2,095 |
| Gross Fiduciary activities income | $882,000 | 374 |
| Service charges on deposit accounts | $50,000 | 6,441 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $682,000 | 2,359 |
| Total noninterest expense | $3,404,000 | 3,845 |
| Salaries and employee benefits | $1,412,000 | 4,673 |
| Premises and equipment expense | $259,000 | 5,483 |
| Additional noninterest expense | $1,733,000 | 2,442 |
| Pre-tax net operating income | $-1,099,000 | 7,581 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-374,000 | 7,812 |
| Income before extraordinary items | $-725,000 | 7,355 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-725,000 | 7,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $757,000 | 1,541 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-725,000 | 7,481 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,970,000 | 5,109 |
| Total interest expense | $1,564,000 | 4,402 |
| Net interest income | $1,406,000 | 5,655 |
| Provision for loan and lease losses | $516,000 | 1,875 |
| Total noninterest income | $1,063,000 | 2,138 |
| Gross Fiduciary activities income | $564,000 | 397 |
| Service charges on deposit accounts | $34,000 | 6,431 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $465,000 | 2,358 |
| Total noninterest expense | $2,234,000 | 3,909 |
| Salaries and employee benefits | $955,000 | 4,676 |
| Premises and equipment expense | $170,000 | 5,570 |
| Additional noninterest expense | $1,109,000 | 2,509 |
| Pre-tax net operating income | $-281,000 | 7,413 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-96,000 | 7,851 |
| Income before extraordinary items | $-185,000 | 7,384 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-185,000 | 7,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,173 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-185,000 | 7,365 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 4,964 |
| Total interest expense | $876,000 | 4,258 |
| Net interest income | $726,000 | 5,579 |
| Provision for loan and lease losses | $373,000 | 1,205 |
| Total noninterest income | $464,000 | 2,342 |
| Gross Fiduciary activities income | $233,000 | 447 |
| Service charges on deposit accounts | $17,000 | 6,420 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $214,000 | 2,479 |
| Total noninterest expense | $1,069,000 | 4,042 |
| Salaries and employee benefits | $493,000 | 4,603 |
| Premises and equipment expense | $86,000 | 5,563 |
| Additional noninterest expense | $490,000 | 2,771 |
| Pre-tax net operating income | $-252,000 | 7,841 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-86,000 | 8,109 |
| Income before extraordinary items | $-166,000 | 7,775 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-166,000 | 7,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,625 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-166,000 | 7,738 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,833,000 | 4,803 |
| Total interest expense | $3,638,000 | 4,247 |
| Net interest income | $3,195,000 | 5,329 |
| Provision for loan and lease losses | $985,000 | 1,441 |
| Total noninterest income | $1,590,000 | 2,598 |
| Gross Fiduciary activities income | $1,039,000 | 410 |
| Service charges on deposit accounts | $72,000 | 6,409 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $479,000 | 3,394 |
| Total noninterest expense | $4,322,000 | 3,887 |
| Salaries and employee benefits | $2,124,000 | 4,193 |
| Premises and equipment expense | $318,000 | 5,647 |
| Additional noninterest expense | $1,880,000 | 2,819 |
| Pre-tax net operating income | $-522,000 | 7,829 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-181,000 | 8,113 |
| Income before extraordinary items | $-341,000 | 7,807 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-341,000 | 7,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $615,000 | 1,462 |
| Cash dividends | $200,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-341,000 | 7,789 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,140,000 | 4,809 |
| Total interest expense | $2,719,000 | 4,267 |
| Net interest income | $2,421,000 | 5,322 |
| Provision for loan and lease losses | $377,000 | 1,950 |
| Total noninterest income | $1,016,000 | 2,887 |
| Gross Fiduciary activities income | $699,000 | 433 |
| Service charges on deposit accounts | $53,000 | 6,468 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $264,000 | 3,988 |
| Total noninterest expense | $3,100,000 | 3,995 |
| Salaries and employee benefits | $1,541,000 | 4,289 |
| Premises and equipment expense | $235,000 | 5,666 |
| Additional noninterest expense | $1,324,000 | 2,926 |
| Pre-tax net operating income | $-40,000 | 7,718 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-15,000 | 8,054 |
| Income before extraordinary items | $-25,000 | 7,732 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-25,000 | 7,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $389,000 | 1,282 |
| Cash dividends | $200,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-25,000 | 7,711 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 4,838 |
| Total interest expense | $1,803,000 | 4,282 |
| Net interest income | $1,611,000 | 5,357 |
| Provision for loan and lease losses | $218,000 | 2,033 |
| Total noninterest income | $629,000 | 3,052 |
| Gross Fiduciary activities income | $448,000 | 448 |
| Service charges on deposit accounts | $33,000 | 6,573 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $148,000 | 4,332 |
| Total noninterest expense | $1,994,000 | 4,130 |
| Salaries and employee benefits | $1,000,000 | 4,412 |
| Premises and equipment expense | $154,000 | 5,739 |
| Additional noninterest expense | $840,000 | 3,067 |
| Pre-tax net operating income | $28,000 | 7,645 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $7,000 | 5,792 |
| Income before extraordinary items | $21,000 | 7,677 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $21,000 | 7,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 1,138 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $21,000 | 7,661 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,721,000 | 4,803 |
| Total interest expense | $899,000 | 4,277 |
| Net interest income | $822,000 | 5,300 |
| Provision for loan and lease losses | $67,000 | 2,635 |
| Total noninterest income | $330,000 | 2,927 |
| Gross Fiduciary activities income | $222,000 | 458 |
| Service charges on deposit accounts | $15,000 | 6,674 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $93,000 | 3,879 |
| Total noninterest expense | $992,000 | 4,168 |
| Salaries and employee benefits | $503,000 | 4,417 |
| Premises and equipment expense | $74,000 | 5,891 |
| Additional noninterest expense | $415,000 | 3,075 |
| Pre-tax net operating income | $93,000 | 6,750 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $31,000 | 4,589 |
| Income before extraordinary items | $62,000 | 6,984 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $62,000 | 6,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $62,000 | 6,968 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,328,000 | 4,442 |
| Total interest expense | $3,497,000 | 3,918 |
| Net interest income | $3,831,000 | 4,782 |
| Provision for loan and lease losses | $111,000 | 4,589 |
| Total noninterest income | $1,483,000 | 2,716 |
| Gross Fiduciary activities income | $855,000 | 448 |
| Service charges on deposit accounts | $80,000 | 6,440 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $548,000 | 3,182 |
| Total noninterest expense | $3,904,000 | 4,061 |
| Salaries and employee benefits | $1,918,000 | 4,412 |
| Premises and equipment expense | $308,000 | 5,683 |
| Additional noninterest expense | $1,678,000 | 3,000 |
| Pre-tax net operating income | $1,299,000 | 4,616 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $441,000 | 3,311 |
| Income before extraordinary items | $858,000 | 5,063 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $858,000 | 5,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,267 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $858,000 | 5,048 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,507,000 | 4,416 |
| Total interest expense | $2,551,000 | 3,904 |
| Net interest income | $2,956,000 | 4,737 |
| Provision for loan and lease losses | $49,000 | 5,100 |
| Total noninterest income | $1,054,000 | 2,827 |
| Gross Fiduciary activities income | $556,000 | 483 |
| Service charges on deposit accounts | $62,000 | 6,468 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $436,000 | 3,071 |
| Total noninterest expense | $2,923,000 | 4,052 |
| Salaries and employee benefits | $1,450,000 | 4,355 |
| Premises and equipment expense | $236,000 | 5,646 |
| Additional noninterest expense | $1,237,000 | 3,037 |
| Pre-tax net operating income | $1,038,000 | 4,641 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $351,000 | 3,363 |
| Income before extraordinary items | $687,000 | 5,047 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $687,000 | 5,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 2,245 |
| Cash dividends | $750,000 | 2,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $687,000 | 5,040 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,739,000 | 4,312 |
| Total interest expense | $1,643,000 | 3,892 |
| Net interest income | $2,096,000 | 4,570 |
| Provision for loan and lease losses | $-120,000 | 8,649 |
| Total noninterest income | $593,000 | 3,147 |
| Gross Fiduciary activities income | $371,000 | 489 |
| Service charges on deposit accounts | $42,000 | 6,470 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $180,000 | 3,942 |
| Total noninterest expense | $1,939,000 | 4,083 |
| Salaries and employee benefits | $959,000 | 4,395 |
| Premises and equipment expense | $157,000 | 5,662 |
| Additional noninterest expense | $823,000 | 3,064 |
| Pre-tax net operating income | $870,000 | 4,125 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $295,000 | 3,073 |
| Income before extraordinary items | $575,000 | 4,548 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $575,000 | 4,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,703 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $575,000 | 4,539 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,877,000 | 4,263 |
| Total interest expense | $802,000 | 3,815 |
| Net interest income | $1,075,000 | 4,490 |
| Provision for loan and lease losses | $-46,000 | 8,618 |
| Total noninterest income | $281,000 | 3,216 |
| Gross Fiduciary activities income | $193,000 | 487 |
| Service charges on deposit accounts | $22,000 | 6,377 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,533 |
| Total noninterest expense | $996,000 | 4,030 |
| Salaries and employee benefits | $478,000 | 4,420 |
| Premises and equipment expense | $76,000 | 5,765 |
| Additional noninterest expense | $442,000 | 2,854 |
| Pre-tax net operating income | $406,000 | 4,244 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $137,000 | 3,170 |
| Income before extraordinary items | $269,000 | 4,684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $269,000 | 4,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $250,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $269,000 | 4,667 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,168,000 | 4,077 |
| Total interest expense | $2,830,000 | 3,498 |
| Net interest income | $4,338,000 | 4,379 |
| Provision for loan and lease losses | $903,000 | 1,139 |
| Total noninterest income | $1,351,000 | 2,876 |
| Gross Fiduciary activities income | $615,000 | 526 |
| Service charges on deposit accounts | $106,000 | 6,202 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $630,000 | 2,969 |
| Total noninterest expense | $3,559,000 | 4,238 |
| Salaries and employee benefits | $2,079,000 | 4,015 |
| Premises and equipment expense | $328,000 | 5,484 |
| Additional noninterest expense | $1,152,000 | 3,982 |
| Pre-tax net operating income | $1,227,000 | 4,856 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $416,000 | 3,647 |
| Income before extraordinary items | $811,000 | 5,313 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $811,000 | 5,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $878,000 | 754 |
| Cash dividends | $1,150,000 | 2,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $811,000 | 5,289 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,326,000 | 4,059 |
| Total interest expense | $2,021,000 | 3,482 |
| Net interest income | $3,305,000 | 4,334 |
| Provision for loan and lease losses | $746,000 | 1,007 |
| Total noninterest income | $1,022,000 | 2,866 |
| Gross Fiduciary activities income | $467,000 | 522 |
| Service charges on deposit accounts | $84,000 | 6,160 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $471,000 | 2,991 |
| Total noninterest expense | $2,675,000 | 4,191 |
| Salaries and employee benefits | $1,565,000 | 3,963 |
| Premises and equipment expense | $246,000 | 5,485 |
| Additional noninterest expense | $864,000 | 3,946 |
| Pre-tax net operating income | $906,000 | 5,022 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $307,000 | 3,766 |
| Income before extraordinary items | $599,000 | 5,448 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $599,000 | 5,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $776,000 | 596 |
| Cash dividends | $975,000 | 1,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $599,000 | 5,422 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,519,000 | 4,022 |
| Total interest expense | $1,260,000 | 3,504 |
| Net interest income | $2,259,000 | 4,227 |
| Provision for loan and lease losses | $216,000 | 2,022 |
| Total noninterest income | $659,000 | 2,900 |
| Gross Fiduciary activities income | $318,000 | 512 |
| Service charges on deposit accounts | $58,000 | 6,068 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $283,000 | 3,172 |
| Total noninterest expense | $1,778,000 | 4,185 |
| Salaries and employee benefits | $1,022,000 | 4,007 |
| Premises and equipment expense | $164,000 | 5,450 |
| Additional noninterest expense | $592,000 | 3,853 |
| Pre-tax net operating income | $924,000 | 3,920 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $313,000 | 3,030 |
| Income before extraordinary items | $611,000 | 4,371 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $611,000 | 4,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,863 |
| Cash dividends | $825,000 | 1,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $611,000 | 4,317 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 4,015 |
| Total interest expense | $571,000 | 3,649 |
| Net interest income | $1,173,000 | 4,136 |
| Provision for loan and lease losses | $39,000 | 3,651 |
| Total noninterest income | $342,000 | 2,766 |
| Gross Fiduciary activities income | $158,000 | 523 |
| Service charges on deposit accounts | $29,000 | 6,046 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $155,000 | 2,913 |
| Total noninterest expense | $917,000 | 4,102 |
| Salaries and employee benefits | $511,000 | 4,025 |
| Premises and equipment expense | $80,000 | 5,566 |
| Additional noninterest expense | $326,000 | 3,557 |
| Pre-tax net operating income | $559,000 | 3,395 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $189,000 | 2,702 |
| Income before extraordinary items | $370,000 | 3,823 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $370,000 | 3,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,639 |
| Cash dividends | $175,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $370,000 | 3,781 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,754,000 | 4,396 |
| Total interest expense | $1,865,000 | 3,857 |
| Net interest income | $3,889,000 | 4,570 |
| Provision for loan and lease losses | $317,000 | 2,799 |
| Total noninterest income | $2,681,000 | 1,766 |
| Gross Fiduciary activities income | $550,000 | 541 |
| Service charges on deposit accounts | $133,000 | 6,006 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,998,000 | 1,319 |
| Total noninterest expense | $4,635,000 | 3,334 |
| Salaries and employee benefits | $3,119,000 | 2,743 |
| Premises and equipment expense | $345,000 | 5,271 |
| Additional noninterest expense | $1,171,000 | 3,829 |
| Pre-tax net operating income | $1,618,000 | 4,061 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $548,000 | 3,187 |
| Income before extraordinary items | $1,070,000 | 4,518 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,070,000 | 4,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 1,843 |
| Cash dividends | $600,000 | 3,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,070,000 | 4,445 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,226,000 | 4,442 |
| Total interest expense | $1,351,000 | 3,922 |
| Net interest income | $2,875,000 | 4,613 |
| Provision for loan and lease losses | $172,000 | 3,310 |
| Total noninterest income | $1,967,000 | 1,808 |
| Gross Fiduciary activities income | $367,000 | 582 |
| Service charges on deposit accounts | $104,000 | 5,986 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,496,000 | 1,337 |
| Total noninterest expense | $3,475,000 | 3,315 |
| Salaries and employee benefits | $2,329,000 | 2,741 |
| Premises and equipment expense | $263,000 | 5,174 |
| Additional noninterest expense | $883,000 | 3,782 |
| Pre-tax net operating income | $1,195,000 | 4,163 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $405,000 | 3,278 |
| Income before extraordinary items | $790,000 | 4,660 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $790,000 | 4,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,296 |
| Cash dividends | $450,000 | 2,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $790,000 | 4,572 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,771,000 | 4,489 |
| Total interest expense | $876,000 | 4,005 |
| Net interest income | $1,895,000 | 4,650 |
| Provision for loan and lease losses | $141,000 | 2,877 |
| Total noninterest income | $1,375,000 | 1,716 |
| Gross Fiduciary activities income | $240,000 | 584 |
| Service charges on deposit accounts | $67,000 | 6,054 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,068,000 | 1,259 |
| Total noninterest expense | $2,343,000 | 3,298 |
| Salaries and employee benefits | $1,598,000 | 2,674 |
| Premises and equipment expense | $177,000 | 5,163 |
| Additional noninterest expense | $568,000 | 3,908 |
| Pre-tax net operating income | $786,000 | 4,153 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $266,000 | 3,290 |
| Income before extraordinary items | $520,000 | 4,636 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $520,000 | 4,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 1,613 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $520,000 | 4,548 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,381,000 | 4,533 |
| Total interest expense | $439,000 | 4,048 |
| Net interest income | $942,000 | 4,667 |
| Provision for loan and lease losses | $62,000 | 2,894 |
| Total noninterest income | $704,000 | 1,657 |
| Gross Fiduciary activities income | $124,000 | 580 |
| Service charges on deposit accounts | $34,000 | 5,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $546,000 | 1,212 |
| Total noninterest expense | $1,184,000 | 3,259 |
| Salaries and employee benefits | $796,000 | 2,694 |
| Premises and equipment expense | $88,000 | 5,242 |
| Additional noninterest expense | $300,000 | 3,750 |
| Pre-tax net operating income | $400,000 | 4,087 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $135,000 | 3,278 |
| Income before extraordinary items | $265,000 | 4,601 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $265,000 | 4,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 1,001 |
| Cash dividends | $150,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $265,000 | 4,473 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,633,000 | 4,486 |
| Total interest expense | $1,991,000 | 4,043 |
| Net interest income | $3,642,000 | 4,664 |
| Provision for loan and lease losses | $358,000 | 2,813 |
| Total noninterest income | $2,605,000 | 1,886 |
| Gross Fiduciary activities income | $458,000 | 595 |
| Service charges on deposit accounts | $108,000 | 6,432 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,039,000 | 1,452 |
| Total noninterest expense | $4,543,000 | 3,322 |
| Salaries and employee benefits | $2,972,000 | 2,790 |
| Premises and equipment expense | $356,000 | 5,113 |
| Additional noninterest expense | $1,215,000 | 3,692 |
| Pre-tax net operating income | $1,346,000 | 4,396 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $455,000 | 3,554 |
| Income before extraordinary items | $891,000 | 4,963 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $891,000 | 4,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 2,325 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $891,000 | 4,792 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,287,000 | 4,496 |
| Total interest expense | $1,556,000 | 4,023 |
| Net interest income | $2,731,000 | 4,683 |
| Provision for loan and lease losses | $272,000 | 2,682 |
| Total noninterest income | $2,037,000 | 1,865 |
| Gross Fiduciary activities income | $306,000 | 628 |
| Service charges on deposit accounts | $82,000 | 6,466 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,649,000 | 1,433 |
| Total noninterest expense | $3,409,000 | 3,315 |
| Salaries and employee benefits | $2,228,000 | 2,798 |
| Premises and equipment expense | $259,000 | 5,208 |
| Additional noninterest expense | $922,000 | 3,640 |
| Pre-tax net operating income | $1,087,000 | 4,338 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $368,000 | 3,551 |
| Income before extraordinary items | $719,000 | 4,923 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $719,000 | 4,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,870 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $719,000 | 4,728 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,908,000 | 4,472 |
| Total interest expense | $1,075,000 | 4,017 |
| Net interest income | $1,833,000 | 4,652 |
| Provision for loan and lease losses | $273,000 | 1,992 |
| Total noninterest income | $1,356,000 | 1,856 |
| Gross Fiduciary activities income | $207,000 | 632 |
| Service charges on deposit accounts | $57,000 | 6,385 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,092,000 | 1,419 |
| Total noninterest expense | $2,302,000 | 3,273 |
| Salaries and employee benefits | $1,454,000 | 2,859 |
| Premises and equipment expense | $164,000 | 5,356 |
| Additional noninterest expense | $684,000 | 3,294 |
| Pre-tax net operating income | $614,000 | 4,768 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $207,000 | 3,888 |
| Income before extraordinary items | $407,000 | 5,354 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $407,000 | 5,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,328 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $407,000 | 5,155 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,457,000 | 4,502 |
| Total interest expense | $543,000 | 4,091 |
| Net interest income | $914,000 | 4,661 |
| Provision for loan and lease losses | $255,000 | 1,093 |
| Total noninterest income | $707,000 | 1,765 |
| Gross Fiduciary activities income | $101,000 | 643 |
| Service charges on deposit accounts | $31,000 | 6,193 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $575,000 | 1,345 |
| Total noninterest expense | $1,117,000 | 3,349 |
| Salaries and employee benefits | $697,000 | 2,967 |
| Premises and equipment expense | $84,000 | 5,273 |
| Additional noninterest expense | $336,000 | 3,308 |
| Pre-tax net operating income | $249,000 | 5,297 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $83,000 | 4,283 |
| Income before extraordinary items | $166,000 | 5,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $166,000 | 5,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,774 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $166,000 | 5,582 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,058,000 | 4,523 |
| Total interest expense | $2,285,000 | 4,393 |
| Net interest income | $3,773,000 | 4,527 |
| Provision for loan and lease losses | $464,000 | 2,527 |
| Total noninterest income | $2,189,000 | 1,982 |
| Gross Fiduciary activities income | $444,000 | 616 |
| Service charges on deposit accounts | $95,000 | 6,657 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,650,000 | 1,532 |
| Total noninterest expense | $4,330,000 | 3,332 |
| Salaries and employee benefits | $2,540,000 | 3,076 |
| Premises and equipment expense | $240,000 | 6,266 |
| Additional noninterest expense | $1,550,000 | 2,885 |
| Pre-tax net operating income | $1,168,000 | 4,791 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $397,000 | 3,897 |
| Income before extraordinary items | $771,000 | 5,305 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $771,000 | 5,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 3,085 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $771,000 | 5,165 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,510,000 | 4,665 |
| Total interest expense | $3,482,000 | 4,222 |
| Net interest income | $3,028,000 | 5,035 |
| Provision for loan and lease losses | $700,000 | 1,661 |
| Total noninterest income | $1,759,000 | 2,233 |
| Gross Fiduciary activities income | $721,000 | 486 |
| Service charges on deposit accounts | $71,000 | 7,149 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $967,000 | 2,090 |
| Total noninterest expense | $3,919,000 | 3,486 |
| Salaries and employee benefits | $2,168,000 | 3,351 |
| Premises and equipment expense | $233,000 | 6,313 |
| Additional noninterest expense | $1,518,000 | 2,840 |
| Pre-tax net operating income | $168,000 | 8,027 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $116,000 | 5,821 |
| Income before extraordinary items | $55,000 | 8,584 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $55,000 | 8,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $489,000 | 1,587 |
| Cash dividends | $563,000 | 3,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $53,080 | 8,497 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,082,000 | 4,538 |
| Total interest expense | $4,289,000 | 3,763 |
| Net interest income | $2,793,000 | 5,412 |
| Provision for loan and lease losses | $51,000 | 6,491 |
| Total noninterest income | $1,024,000 | 3,072 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 7,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $964,000 | 1,904 |
| Total noninterest expense | $3,283,000 | 3,930 |
| Salaries and employee benefits | $1,626,000 | 4,096 |
| Premises and equipment expense | $261,000 | 5,893 |
| Additional noninterest expense | $1,396,000 | 2,997 |
| Pre-tax net operating income | $483,000 | 7,074 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $221,000 | 5,214 |
| Income before extraordinary items | $255,000 | 7,742 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $255,000 | 7,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,827 |
| Cash dividends | $900,000 | 2,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $259,480 | 7,721 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,348,000 | 4,769 |
| Total interest expense | $3,726,000 | 3,814 |
| Net interest income | $2,622,000 | 5,642 |
| Provision for loan and lease losses | $325,000 | 2,488 |
| Total noninterest income | $881,000 | 3,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 8,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $838,000 | 2,093 |
| Total noninterest expense | $2,821,000 | 4,443 |
| Salaries and employee benefits | $1,345,000 | 4,740 |
| Premises and equipment expense | $286,000 | 5,610 |
| Additional noninterest expense | $1,190,000 | 3,452 |
| Pre-tax net operating income | $357,000 | 7,801 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $181,000 | 5,913 |
| Income before extraordinary items | $176,000 | 8,460 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $176,000 | 8,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 2,062 |
| Cash dividends | $500,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $176,000 | 8,426 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,656,000 | 4,582 |
| Total interest expense | $3,980,000 | 3,707 |
| Net interest income | $2,676,000 | 5,582 |
| Provision for loan and lease losses | $201,000 | 3,495 |
| Total noninterest income | $782,000 | 3,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $706,000 | 2,370 |
| Total noninterest expense | $2,402,000 | 4,903 |
| Salaries and employee benefits | $1,117,000 | 5,344 |
| Premises and equipment expense | $206,000 | 6,617 |
| Additional noninterest expense | $1,079,000 | 3,695 |
| Pre-tax net operating income | $855,000 | 5,886 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $355,000 | 4,722 |
| Income before extraordinary items | $502,000 | 6,603 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $502,000 | 6,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,145 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $500,720 | 6,494 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,698,000 | 5,266 |
| Total interest expense | $3,127,000 | 4,552 |
| Net interest income | $2,571,000 | 5,941 |
| Provision for loan and lease losses | $138,000 | 4,329 |
| Total noninterest income | $570,000 | 4,569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 8,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $516,000 | 2,763 |
| Total noninterest expense | $2,165,000 | 5,342 |
| Salaries and employee benefits | $867,000 | 6,455 |
| Premises and equipment expense | $163,000 | 7,518 |
| Additional noninterest expense | $1,135,000 | 3,508 |
| Pre-tax net operating income | $838,000 | 6,377 |
| Securities gains (losses) | $48,000 | 1,362 |
| Applicable income taxes | $361,000 | 5,202 |
| Income before extraordinary items | $525,000 | 6,829 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $525,000 | 6,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,573 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $494,280 | 6,947 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,805,000 | 6,106 |
| Total interest expense | $2,559,000 | 5,418 |
| Net interest income | $2,246,000 | 6,670 |
| Provision for loan and lease losses | $69,000 | 5,880 |
| Total noninterest income | $447,000 | 5,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 8,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $394,000 | 3,435 |
| Total noninterest expense | $1,938,000 | 6,078 |
| Salaries and employee benefits | $819,000 | 6,893 |
| Premises and equipment expense | $317,000 | 5,368 |
| Additional noninterest expense | $802,000 | 5,189 |
| Pre-tax net operating income | $686,000 | 6,999 |
| Securities gains (losses) | $78,000 | 1,076 |
| Applicable income taxes | $316,000 | 5,656 |
| Income before extraordinary items | $448,000 | 7,250 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $448,000 | 7,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $749,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $398,080 | 7,573 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,457,000 | 6,500 |
| Total interest expense | $2,468,000 | 5,631 |
| Net interest income | $1,989,000 | 7,343 |
| Provision for loan and lease losses | $102,000 | 4,548 |
| Total noninterest income | $544,000 | 4,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 9,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $493,000 | 2,904 |
| Total noninterest expense | $1,956,000 | 6,092 |
| Salaries and employee benefits | $716,000 | 7,617 |
| Premises and equipment expense | $409,000 | 4,452 |
| Additional noninterest expense | $831,000 | 5,103 |
| Pre-tax net operating income | $475,000 | 8,583 |
| Securities gains (losses) | $-16,000 | 10,415 |
| Applicable income taxes | $217,000 | 7,139 |
| Income before extraordinary items | $242,000 | 9,485 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $242,000 | 9,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $252,240 | 9,371 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,074,000 | 9,665 |
| Total interest expense | $994,000 | 8,721 |
| Net interest income | $1,080,000 | 10,143 |
| Provision for loan and lease losses | $160,000 | 3,463 |
| Total noninterest income | $103,000 | 10,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 10,503 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,198 |
| Total noninterest expense | $936,000 | 9,605 |
| Salaries and employee benefits | $432,000 | 9,989 |
| Premises and equipment expense | $198,000 | 7,470 |
| Additional noninterest expense | $306,000 | 9,893 |
| Pre-tax net operating income | $87,000 | 11,705 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $-258,000 | 12,418 |
| Income before extraordinary items | $349,000 | 8,636 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $349,000 | 8,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $345,000 | 8,735 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,690,000 | 8,841 |
| Total interest expense | $1,402,000 | 7,530 |
| Net interest income | $1,288,000 | 9,772 |
| Provision for loan and lease losses | $64,000 | 6,841 |
| Total noninterest income | $255,000 | 8,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 10,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 5,260 |
| Total noninterest expense | $1,431,000 | 8,075 |
| Salaries and employee benefits | $737,000 | 7,732 |
| Premises and equipment expense | $332,000 | 5,430 |
| Additional noninterest expense | $362,000 | 9,699 |
| Pre-tax net operating income | $48,000 | 12,194 |
| Securities gains (losses) | $137,000 | 2,090 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $185,000 | 10,816 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $185,000 | 10,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $48,000 | 12,121 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,102,000 | 10,696 |
| Total interest expense | $1,165,000 | 9,729 |
| Net interest income | $937,000 | 11,352 |
| Provision for loan and lease losses | $105,000 | 7,133 |
| Total noninterest income | $114,000 | 11,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 11,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 8,166 |
| Total noninterest expense | $1,225,000 | 8,934 |
| Salaries and employee benefits | $653,000 | 8,365 |
| Premises and equipment expense | $277,000 | 6,329 |
| Additional noninterest expense | $295,000 | 10,894 |
| Pre-tax net operating income | $-279,000 | 13,155 |
| Securities gains (losses) | $68,000 | 3,635 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-211,000 | 13,192 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-211,000 | 13,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,350,000 | 370 |
| Net operating income | $-279,000 | 13,128 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.