Home > Paragon Bank > Income and Expense
Paragon Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $679,000 | 5,683 |
| Total interest expense | $43,000 | 5,692 |
| Net interest income | $636,000 | 5,650 |
| Provision for loan and lease losses | $10,000 | 3,761 |
| Total noninterest income | $43,000 | 5,691 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $20,000 | 5,411 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $23,000 | 5,479 |
| Total noninterest expense | $469,000 | 5,748 |
| Salaries and employee benefits | $238,000 | 5,780 |
| Premises and equipment expense | $53,000 | 5,558 |
| Additional noninterest expense | $178,000 | 5,608 |
| Pre-tax net operating income | $200,000 | 5,090 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $70,000 | 3,208 |
| Income before extraordinary items | $130,000 | 5,326 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $130,000 | 5,324 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $130,000 | 5,325 |
| Net charge-offs | $27,000 | 2,572 |
| Cash dividends | $132,000 | 3,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $130,000 | 5,257 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $347,000 | 5,724 |
| Total interest expense | $22,000 | 5,736 |
| Net interest income | $325,000 | 5,695 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $28,000 | 5,565 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $11,000 | 5,366 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $17,000 | 5,319 |
| Total noninterest expense | $261,000 | 5,725 |
| Salaries and employee benefits | $125,000 | 5,799 |
| Premises and equipment expense | $26,000 | 5,612 |
| Additional noninterest expense | $110,000 | 5,491 |
| Pre-tax net operating income | $92,000 | 5,131 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $34,000 | 3,204 |
| Income before extraordinary items | $58,000 | 5,376 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $58,000 | 5,377 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $58,000 | 5,377 |
| Net charge-offs | $-9,000 | 5,132 |
| Cash dividends | $132,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $58,000 | 5,320 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 5,734 |
| Total interest expense | $81,000 | 5,826 |
| Net interest income | $1,361,000 | 5,701 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $157,000 | 5,402 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $50,000 | 5,400 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $107,000 | 5,048 |
| Total noninterest expense | $1,168,000 | 5,681 |
| Salaries and employee benefits | $551,000 | 5,799 |
| Premises and equipment expense | $166,000 | 5,292 |
| Additional noninterest expense | $451,000 | 5,505 |
| Pre-tax net operating income | $350,000 | 5,180 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $30,000 | 3,806 |
| Income before extraordinary items | $320,000 | 5,197 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $320,000 | 5,201 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $320,000 | 5,201 |
| Net charge-offs | $77,000 | 2,887 |
| Cash dividends | $70,000 | 4,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $320,000 | 5,151 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 5,804 |
| Total interest expense | $59,000 | 5,930 |
| Net interest income | $1,033,000 | 5,761 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $138,000 | 5,331 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $39,000 | 5,432 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $99,000 | 4,910 |
| Total noninterest expense | $891,000 | 5,728 |
| Salaries and employee benefits | $405,000 | 5,868 |
| Premises and equipment expense | $140,000 | 5,225 |
| Additional noninterest expense | $346,000 | 5,531 |
| Pre-tax net operating income | $280,000 | 5,262 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $90,000 | 3,329 |
| Income before extraordinary items | $190,000 | 5,461 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $190,000 | 5,463 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $190,000 | 5,464 |
| Net charge-offs | $26,000 | 3,214 |
| Cash dividends | $70,000 | 3,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $190,000 | 5,410 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $739,000 | 5,849 |
| Total interest expense | $37,000 | 6,024 |
| Net interest income | $702,000 | 5,795 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $124,000 | 5,077 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $28,000 | 5,406 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $96,000 | 4,561 |
| Total noninterest expense | $637,000 | 5,721 |
| Salaries and employee benefits | $276,000 | 5,913 |
| Premises and equipment expense | $114,000 | 4,988 |
| Additional noninterest expense | $247,000 | 5,505 |
| Pre-tax net operating income | $189,000 | 5,279 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $77,000 | 3,185 |
| Income before extraordinary items | $112,000 | 5,545 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $112,000 | 5,545 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $112,000 | 5,547 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $20,000 | 3,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $112,000 | 5,501 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $377,000 | 5,884 |
| Total interest expense | $15,000 | 6,165 |
| Net interest income | $362,000 | 5,809 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $21,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $15,000 | 5,349 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $6,000 | 5,971 |
| Total noninterest expense | $335,000 | 5,720 |
| Salaries and employee benefits | $138,000 | 5,967 |
| Premises and equipment expense | $61,000 | 4,935 |
| Additional noninterest expense | $136,000 | 5,420 |
| Pre-tax net operating income | $48,000 | 5,632 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $18,000 | 3,566 |
| Income before extraordinary items | $30,000 | 5,803 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $30,000 | 5,804 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $30,000 | 5,804 |
| Net charge-offs | $7,000 | 2,613 |
| Cash dividends | $20,000 | 2,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $30,000 | 5,752 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,517,000 | 5,968 |
| Total interest expense | $83,000 | 6,151 |
| Net interest income | $1,434,000 | 5,903 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $118,000 | 5,852 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $70,000 | 5,391 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $48,000 | 5,751 |
| Total noninterest expense | $1,256,000 | 5,878 |
| Salaries and employee benefits | $554,000 | 6,076 |
| Premises and equipment expense | $231,000 | 5,149 |
| Additional noninterest expense | $471,000 | 5,713 |
| Pre-tax net operating income | $296,000 | 5,487 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $100,000 | 3,398 |
| Income before extraordinary items | $196,000 | 5,675 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $196,000 | 5,676 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $196,000 | 5,677 |
| Net charge-offs | $105,000 | 3,139 |
| Cash dividends | $77,000 | 4,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $196,000 | 5,631 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 6,033 |
| Total interest expense | $63,000 | 6,227 |
| Net interest income | $1,084,000 | 5,961 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $99,000 | 5,848 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $57,000 | 5,385 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $42,000 | 5,740 |
| Total noninterest expense | $916,000 | 5,956 |
| Salaries and employee benefits | $401,000 | 6,143 |
| Premises and equipment expense | $172,000 | 5,199 |
| Additional noninterest expense | $343,000 | 5,807 |
| Pre-tax net operating income | $267,000 | 5,446 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $108,000 | 3,236 |
| Income before extraordinary items | $159,000 | 5,704 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $159,000 | 5,703 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $159,000 | 5,704 |
| Net charge-offs | $74,000 | 2,957 |
| Cash dividends | $77,000 | 3,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $159,000 | 5,659 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $771,000 | 6,073 |
| Total interest expense | $42,000 | 6,281 |
| Net interest income | $729,000 | 6,000 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $74,000 | 5,792 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $39,000 | 5,372 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $35,000 | 5,619 |
| Total noninterest expense | $601,000 | 6,022 |
| Salaries and employee benefits | $267,000 | 6,207 |
| Premises and equipment expense | $114,000 | 5,244 |
| Additional noninterest expense | $220,000 | 5,884 |
| Pre-tax net operating income | $202,000 | 5,316 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $82,000 | 3,165 |
| Income before extraordinary items | $120,000 | 5,645 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $120,000 | 5,646 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $120,000 | 5,647 |
| Net charge-offs | $-9,000 | 5,629 |
| Cash dividends | $77,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $120,000 | 5,601 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $386,000 | 6,132 |
| Total interest expense | $21,000 | 6,352 |
| Net interest income | $365,000 | 6,062 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $32,000 | 5,941 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $17,000 | 5,529 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $15,000 | 5,734 |
| Total noninterest expense | $305,000 | 6,082 |
| Salaries and employee benefits | $137,000 | 6,248 |
| Premises and equipment expense | $57,000 | 5,305 |
| Additional noninterest expense | $111,000 | 5,928 |
| Pre-tax net operating income | $92,000 | 5,339 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $37,000 | 3,165 |
| Income before extraordinary items | $55,000 | 5,660 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $55,000 | 5,660 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $55,000 | 5,660 |
| Net charge-offs | $-6,000 | 5,539 |
| Cash dividends | $78,000 | 2,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $55,000 | 5,625 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,521,000 | 6,204 |
| Total interest expense | $99,000 | 6,436 |
| Net interest income | $1,422,000 | 6,127 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $138,000 | 5,977 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $59,000 | 5,841 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $79,000 | 5,566 |
| Total noninterest expense | $1,272,000 | 6,106 |
| Salaries and employee benefits | $595,000 | 6,254 |
| Premises and equipment expense | $219,000 | 5,417 |
| Additional noninterest expense | $458,000 | 5,957 |
| Pre-tax net operating income | $288,000 | 5,520 |
| Securities gains (losses) | $10,000 | 2,629 |
| Applicable income taxes | $87,000 | 3,492 |
| Income before extraordinary items | $211,000 | 5,674 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $211,000 | 5,676 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $211,000 | 5,676 |
| Net charge-offs | $34,000 | 4,592 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $203,900 | 5,646 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 6,261 |
| Total interest expense | $78,000 | 6,494 |
| Net interest income | $1,067,000 | 6,185 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $112,000 | 5,976 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $44,000 | 5,904 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $68,000 | 5,533 |
| Total noninterest expense | $988,000 | 6,112 |
| Salaries and employee benefits | $459,000 | 6,260 |
| Premises and equipment expense | $164,000 | 5,455 |
| Additional noninterest expense | $365,000 | 5,924 |
| Pre-tax net operating income | $191,000 | 5,705 |
| Securities gains (losses) | $10,000 | 2,497 |
| Applicable income taxes | $78,000 | 3,460 |
| Income before extraordinary items | $123,000 | 5,928 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $123,000 | 5,930 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $123,000 | 5,930 |
| Net charge-offs | $28,000 | 4,232 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $116,600 | 5,893 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $771,000 | 6,284 |
| Total interest expense | $53,000 | 6,546 |
| Net interest income | $718,000 | 6,205 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $89,000 | 5,837 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $29,000 | 5,935 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $60,000 | 5,326 |
| Total noninterest expense | $652,000 | 6,157 |
| Salaries and employee benefits | $323,000 | 6,231 |
| Premises and equipment expense | $108,000 | 5,483 |
| Additional noninterest expense | $221,000 | 6,050 |
| Pre-tax net operating income | $155,000 | 5,575 |
| Securities gains (losses) | $10,000 | 2,282 |
| Applicable income taxes | $66,000 | 3,311 |
| Income before extraordinary items | $99,000 | 5,863 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $99,000 | 5,865 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $99,000 | 5,865 |
| Net charge-offs | $26,000 | 3,836 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $92,600 | 5,803 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $374,000 | 6,380 |
| Total interest expense | $27,000 | 6,619 |
| Net interest income | $347,000 | 6,288 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $60,000 | 5,533 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $14,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $46,000 | 4,816 |
| Total noninterest expense | $324,000 | 6,224 |
| Salaries and employee benefits | $157,000 | 6,329 |
| Premises and equipment expense | $54,000 | 5,518 |
| Additional noninterest expense | $113,000 | 6,104 |
| Pre-tax net operating income | $83,000 | 5,480 |
| Securities gains (losses) | $2,000 | 1,785 |
| Applicable income taxes | $33,000 | 3,291 |
| Income before extraordinary items | $52,000 | 5,822 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $52,000 | 5,824 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $52,000 | 5,824 |
| Net charge-offs | $30,000 | 2,794 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $50,720 | 5,766 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,520,000 | 6,469 |
| Total interest expense | $130,000 | 6,702 |
| Net interest income | $1,390,000 | 6,369 |
| Provision for loan and lease losses | $15,000 | 5,669 |
| Total noninterest income | $118,000 | 6,167 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $66,000 | 5,964 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $52,000 | 5,836 |
| Total noninterest expense | $1,267,000 | 6,338 |
| Salaries and employee benefits | $621,000 | 6,422 |
| Premises and equipment expense | $211,000 | 5,646 |
| Additional noninterest expense | $435,000 | 6,244 |
| Pre-tax net operating income | $226,000 | 5,610 |
| Securities gains (losses) | $31,000 | 3,001 |
| Applicable income taxes | $99,000 | 3,516 |
| Income before extraordinary items | $158,000 | 5,892 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $158,000 | 5,890 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $158,000 | 5,892 |
| Net charge-offs | $43,000 | 5,018 |
| Cash dividends | $185,000 | 3,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $138,160 | 5,801 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 6,591 |
| Total interest expense | $98,000 | 6,820 |
| Net interest income | $1,021,000 | 6,491 |
| Provision for loan and lease losses | $15,000 | 5,485 |
| Total noninterest income | $92,000 | 6,233 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $50,000 | 6,028 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $42,000 | 5,885 |
| Total noninterest expense | $907,000 | 6,452 |
| Salaries and employee benefits | $443,000 | 6,538 |
| Premises and equipment expense | $160,000 | 5,681 |
| Additional noninterest expense | $304,000 | 6,392 |
| Pre-tax net operating income | $191,000 | 5,707 |
| Securities gains (losses) | $21,000 | 2,854 |
| Applicable income taxes | $77,000 | 3,537 |
| Income before extraordinary items | $135,000 | 5,986 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $135,000 | 5,985 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $135,000 | 5,985 |
| Net charge-offs | $-9,000 | 6,584 |
| Cash dividends | $85,000 | 3,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $121,560 | 5,898 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $753,000 | 6,637 |
| Total interest expense | $68,000 | 6,877 |
| Net interest income | $685,000 | 6,530 |
| Provision for loan and lease losses | $15,000 | 5,227 |
| Total noninterest income | $69,000 | 6,153 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $33,000 | 6,059 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 5,731 |
| Total noninterest expense | $553,000 | 6,607 |
| Salaries and employee benefits | $273,000 | 6,679 |
| Premises and equipment expense | $105,000 | 5,725 |
| Additional noninterest expense | $175,000 | 6,604 |
| Pre-tax net operating income | $186,000 | 5,380 |
| Securities gains (losses) | $20,000 | 2,488 |
| Applicable income taxes | $84,000 | 3,199 |
| Income before extraordinary items | $122,000 | 5,819 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $122,000 | 5,818 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $122,000 | 5,818 |
| Net charge-offs | $-3,000 | 6,365 |
| Cash dividends | $85,000 | 3,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $109,200 | 5,725 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $382,000 | 6,676 |
| Total interest expense | $34,000 | 6,960 |
| Net interest income | $348,000 | 6,558 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $45,000 | 5,958 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $16,000 | 6,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 5,390 |
| Total noninterest expense | $276,000 | 6,661 |
| Salaries and employee benefits | $135,000 | 6,739 |
| Premises and equipment expense | $53,000 | 5,750 |
| Additional noninterest expense | $88,000 | 6,651 |
| Pre-tax net operating income | $102,000 | 5,372 |
| Securities gains (losses) | $20,000 | 1,594 |
| Applicable income taxes | $50,000 | 3,068 |
| Income before extraordinary items | $72,000 | 5,721 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $72,000 | 5,721 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $72,000 | 5,721 |
| Net charge-offs | $4,000 | 4,348 |
| Cash dividends | $85,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $59,200 | 5,732 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,567,000 | 6,715 |
| Total interest expense | $184,000 | 6,954 |
| Net interest income | $1,383,000 | 6,612 |
| Provision for loan and lease losses | $94,000 | 5,419 |
| Total noninterest income | $50,000 | 6,788 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $72,000 | 5,943 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-22,000 | 6,766 |
| Total noninterest expense | $1,232,000 | 6,598 |
| Salaries and employee benefits | $611,000 | 6,671 |
| Premises and equipment expense | $209,000 | 5,927 |
| Additional noninterest expense | $412,000 | 6,515 |
| Pre-tax net operating income | $107,000 | 5,744 |
| Securities gains (losses) | $38,000 | 2,752 |
| Applicable income taxes | $20,000 | 4,116 |
| Income before extraordinary items | $125,000 | 5,788 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $125,000 | 5,790 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $125,000 | 5,790 |
| Net charge-offs | $200,000 | 4,293 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $92,320 | 5,785 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 6,789 |
| Total interest expense | $147,000 | 7,008 |
| Net interest income | $1,023,000 | 6,693 |
| Provision for loan and lease losses | $85,000 | 5,150 |
| Total noninterest income | $25,000 | 6,973 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $54,000 | 5,973 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-29,000 | 6,973 |
| Total noninterest expense | $918,000 | 6,638 |
| Salaries and employee benefits | $465,000 | 6,670 |
| Premises and equipment expense | $156,000 | 5,983 |
| Additional noninterest expense | $297,000 | 6,612 |
| Pre-tax net operating income | $45,000 | 6,005 |
| Securities gains (losses) | $38,000 | 2,498 |
| Applicable income taxes | $15,000 | 4,140 |
| Income before extraordinary items | $68,000 | 6,012 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $68,000 | 6,013 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $68,000 | 6,013 |
| Net charge-offs | $102,000 | 4,407 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $36,840 | 6,035 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $772,000 | 6,867 |
| Total interest expense | $103,000 | 7,066 |
| Net interest income | $669,000 | 6,770 |
| Provision for loan and lease losses | $85,000 | 4,593 |
| Total noninterest income | $57,000 | 6,449 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $33,000 | 6,080 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 6,112 |
| Total noninterest expense | $685,000 | 6,555 |
| Salaries and employee benefits | $311,000 | 6,732 |
| Premises and equipment expense | $106,000 | 5,993 |
| Additional noninterest expense | $268,000 | 6,288 |
| Pre-tax net operating income | $-44,000 | 6,316 |
| Securities gains (losses) | $38,000 | 1,750 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-6,000 | 6,320 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-6,000 | 6,320 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-6,000 | 6,320 |
| Net charge-offs | $100,000 | 3,841 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-44,000 | 6,348 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $382,000 | 6,932 |
| Total interest expense | $57,000 | 7,076 |
| Net interest income | $325,000 | 6,838 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $30,000 | 6,494 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $16,000 | 6,075 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,135 |
| Total noninterest expense | $340,000 | 6,616 |
| Salaries and employee benefits | $155,000 | 6,781 |
| Premises and equipment expense | $54,000 | 6,004 |
| Additional noninterest expense | $131,000 | 6,381 |
| Pre-tax net operating income | $15,000 | 6,156 |
| Securities gains (losses) | $6,000 | 1,415 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $21,000 | 6,114 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $21,000 | 6,113 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $21,000 | 6,114 |
| Net charge-offs | $54,000 | 3,283 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $15,000 | 6,146 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 6,903 |
| Total interest expense | $340,000 | 6,948 |
| Net interest income | $1,393,000 | 6,815 |
| Provision for loan and lease losses | $195,000 | 5,372 |
| Total noninterest income | $247,000 | 5,683 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $103,000 | 5,442 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $144,000 | 5,032 |
| Total noninterest expense | $1,322,000 | 6,718 |
| Salaries and employee benefits | $598,000 | 6,928 |
| Premises and equipment expense | $215,000 | 6,089 |
| Additional noninterest expense | $509,000 | 6,473 |
| Pre-tax net operating income | $123,000 | 5,413 |
| Securities gains (losses) | $15,000 | 3,201 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $138,000 | 5,490 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $138,000 | 5,490 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $138,000 | 5,491 |
| Net charge-offs | $271,000 | 4,433 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $123,000 | 5,407 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 7,015 |
| Total interest expense | $271,000 | 7,024 |
| Net interest income | $1,025,000 | 6,939 |
| Provision for loan and lease losses | $195,000 | 4,919 |
| Total noninterest income | $224,000 | 5,496 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $86,000 | 5,378 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $138,000 | 4,776 |
| Total noninterest expense | $953,000 | 6,835 |
| Salaries and employee benefits | $450,000 | 6,973 |
| Premises and equipment expense | $162,000 | 6,131 |
| Additional noninterest expense | $341,000 | 6,704 |
| Pre-tax net operating income | $101,000 | 5,612 |
| Securities gains (losses) | $15,000 | 2,997 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $116,000 | 5,659 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $116,000 | 5,660 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $116,000 | 5,660 |
| Net charge-offs | $195,000 | 4,258 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $101,000 | 5,568 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $876,000 | 7,060 |
| Total interest expense | $190,000 | 7,060 |
| Net interest income | $686,000 | 6,965 |
| Provision for loan and lease losses | $157,000 | 4,545 |
| Total noninterest income | $192,000 | 5,090 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $59,000 | 5,365 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $133,000 | 4,181 |
| Total noninterest expense | $648,000 | 6,857 |
| Salaries and employee benefits | $302,000 | 7,016 |
| Premises and equipment expense | $107,000 | 6,196 |
| Additional noninterest expense | $239,000 | 6,662 |
| Pre-tax net operating income | $73,000 | 5,667 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $73,000 | 5,727 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $73,000 | 5,729 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $73,000 | 5,728 |
| Net charge-offs | $165,000 | 3,730 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $73,000 | 5,610 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $443,000 | 7,141 |
| Total interest expense | $102,000 | 7,120 |
| Net interest income | $341,000 | 7,048 |
| Provision for loan and lease losses | $42,000 | 5,071 |
| Total noninterest income | $33,000 | 6,632 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $29,000 | 5,402 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $322,000 | 6,950 |
| Salaries and employee benefits | $151,000 | 7,109 |
| Premises and equipment expense | $59,000 | 6,092 |
| Additional noninterest expense | $112,000 | 6,846 |
| Pre-tax net operating income | $10,000 | 6,142 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $10,000 | 6,254 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $10,000 | 6,256 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $10,000 | 6,256 |
| Net charge-offs | $67,000 | 3,472 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $10,000 | 6,148 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,950,000 | 7,089 |
| Total interest expense | $557,000 | 7,004 |
| Net interest income | $1,393,000 | 7,023 |
| Provision for loan and lease losses | $33,000 | 7,024 |
| Total noninterest income | $190,000 | 6,296 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $136,000 | 5,303 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $54,000 | 6,288 |
| Total noninterest expense | $1,437,000 | 6,878 |
| Salaries and employee benefits | $618,000 | 7,169 |
| Premises and equipment expense | $230,000 | 6,234 |
| Additional noninterest expense | $589,000 | 6,484 |
| Pre-tax net operating income | $113,000 | 5,047 |
| Securities gains (losses) | $41,000 | 2,739 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $152,000 | 4,977 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $152,000 | 4,977 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $152,000 | 4,977 |
| Net charge-offs | $197,000 | 5,032 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $111,410 | 5,048 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,488,000 | 7,143 |
| Total interest expense | $441,000 | 7,058 |
| Net interest income | $1,047,000 | 7,069 |
| Provision for loan and lease losses | $33,000 | 6,759 |
| Total noninterest income | $154,000 | 6,295 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $105,000 | 5,296 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $49,000 | 6,248 |
| Total noninterest expense | $1,100,000 | 6,872 |
| Salaries and employee benefits | $465,000 | 7,201 |
| Premises and equipment expense | $175,000 | 6,245 |
| Additional noninterest expense | $460,000 | 6,429 |
| Pre-tax net operating income | $68,000 | 5,417 |
| Securities gains (losses) | $41,000 | 2,416 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $108,000 | 5,273 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $108,000 | 5,272 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $108,000 | 5,272 |
| Net charge-offs | $13,000 | 6,424 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $67,410 | 5,431 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,011,000 | 7,196 |
| Total interest expense | $314,000 | 7,080 |
| Net interest income | $697,000 | 7,099 |
| Provision for loan and lease losses | $33,000 | 6,390 |
| Total noninterest income | $82,000 | 6,655 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $66,000 | 5,389 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $16,000 | 6,961 |
| Total noninterest expense | $745,000 | 6,898 |
| Salaries and employee benefits | $310,000 | 7,278 |
| Premises and equipment expense | $120,000 | 6,240 |
| Additional noninterest expense | $315,000 | 6,398 |
| Pre-tax net operating income | $1,000 | 5,784 |
| Securities gains (losses) | $41,000 | 2,030 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $40,000 | 5,642 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $40,000 | 5,640 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $40,000 | 5,640 |
| Net charge-offs | $18,000 | 5,684 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,050 | 5,822 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $512,000 | 7,230 |
| Total interest expense | $167,000 | 7,073 |
| Net interest income | $345,000 | 7,140 |
| Provision for loan and lease losses | $33,000 | 5,351 |
| Total noninterest income | $37,000 | 6,760 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $31,000 | 5,453 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $369,000 | 6,882 |
| Salaries and employee benefits | $168,000 | 7,182 |
| Premises and equipment expense | $63,000 | 6,194 |
| Additional noninterest expense | $138,000 | 6,509 |
| Pre-tax net operating income | $-20,000 | 6,362 |
| Securities gains (losses) | $41,000 | 1,384 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $21,000 | 6,141 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $21,000 | 6,143 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $21,000 | 6,143 |
| Net charge-offs | $24,000 | 4,197 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-20,000 | 6,389 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 7,051 |
| Total interest expense | $765,000 | 7,195 |
| Net interest income | $1,661,000 | 6,809 |
| Provision for loan and lease losses | $1,027,000 | 2,672 |
| Total noninterest income | $167,000 | 6,732 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $134,000 | 5,508 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $33,000 | 7,128 |
| Total noninterest expense | $1,481,000 | 6,888 |
| Salaries and employee benefits | $722,000 | 7,100 |
| Premises and equipment expense | $259,000 | 6,165 |
| Additional noninterest expense | $500,000 | 6,622 |
| Pre-tax net operating income | $-680,000 | 6,863 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $143,000 | 3,103 |
| Income before extraordinary items | $-823,000 | 6,907 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-823,000 | 6,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $718,000 | 2,333 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-823,000 | 7,026 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,866,000 | 7,074 |
| Total interest expense | $580,000 | 7,297 |
| Net interest income | $1,286,000 | 6,794 |
| Provision for loan and lease losses | $580,000 | 2,525 |
| Total noninterest income | $131,000 | 6,776 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $98,000 | 5,567 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 7,020 |
| Total noninterest expense | $1,068,000 | 6,980 |
| Salaries and employee benefits | $550,000 | 7,080 |
| Premises and equipment expense | $198,000 | 6,129 |
| Additional noninterest expense | $320,000 | 6,922 |
| Pre-tax net operating income | $-231,000 | 7,053 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $143,000 | 3,279 |
| Income before extraordinary items | $-374,000 | 7,083 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-374,000 | 7,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 3,025 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-374,000 | 7,229 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,251,000 | 7,131 |
| Total interest expense | $383,000 | 7,435 |
| Net interest income | $868,000 | 6,789 |
| Provision for loan and lease losses | $580,000 | 1,750 |
| Total noninterest income | $96,000 | 6,723 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $69,000 | 5,503 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $27,000 | 6,905 |
| Total noninterest expense | $729,000 | 6,987 |
| Salaries and employee benefits | $374,000 | 7,093 |
| Premises and equipment expense | $134,000 | 6,128 |
| Additional noninterest expense | $221,000 | 6,883 |
| Pre-tax net operating income | $-345,000 | 7,478 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $143,000 | 3,080 |
| Income before extraordinary items | $-488,000 | 7,680 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-488,000 | 7,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,189 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-488,000 | 7,657 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $631,000 | 7,202 |
| Total interest expense | $192,000 | 7,561 |
| Net interest income | $439,000 | 6,820 |
| Provision for loan and lease losses | $580,000 | 926 |
| Total noninterest income | $47,000 | 6,756 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $35,000 | 5,454 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $365,000 | 7,012 |
| Salaries and employee benefits | $196,000 | 7,052 |
| Premises and equipment expense | $68,000 | 6,121 |
| Additional noninterest expense | $101,000 | 7,042 |
| Pre-tax net operating income | $-459,000 | 8,056 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $142,000 | 2,393 |
| Income before extraordinary items | $-601,000 | 8,193 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-601,000 | 8,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 1,244 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-601,000 | 8,180 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,433,000 | 7,267 |
| Total interest expense | $802,000 | 7,500 |
| Net interest income | $1,631,000 | 6,951 |
| Provision for loan and lease losses | $329,000 | 3,035 |
| Total noninterest income | $289,000 | 6,085 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $148,000 | 5,446 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $141,000 | 5,681 |
| Total noninterest expense | $1,602,000 | 6,766 |
| Salaries and employee benefits | $802,000 | 6,967 |
| Premises and equipment expense | $297,000 | 5,791 |
| Additional noninterest expense | $503,000 | 6,561 |
| Pre-tax net operating income | $-11,000 | 7,461 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-11,000 | 7,521 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-11,000 | 7,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,810 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-11,000 | 7,497 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,804,000 | 7,323 |
| Total interest expense | $605,000 | 7,520 |
| Net interest income | $1,199,000 | 7,043 |
| Provision for loan and lease losses | $193,000 | 3,067 |
| Total noninterest income | $188,000 | 6,436 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $102,000 | 5,600 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $86,000 | 6,048 |
| Total noninterest expense | $1,200,000 | 6,752 |
| Salaries and employee benefits | $610,000 | 6,913 |
| Premises and equipment expense | $238,000 | 5,633 |
| Additional noninterest expense | $352,000 | 6,714 |
| Pre-tax net operating income | $-6,000 | 7,662 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-6,000 | 7,696 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-6,000 | 7,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,103 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-6,000 | 7,670 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,177,000 | 7,397 |
| Total interest expense | $406,000 | 7,538 |
| Net interest income | $771,000 | 7,166 |
| Provision for loan and lease losses | $178,000 | 2,373 |
| Total noninterest income | $147,000 | 6,173 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $67,000 | 5,649 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $80,000 | 5,520 |
| Total noninterest expense | $817,000 | 6,760 |
| Salaries and employee benefits | $415,000 | 6,925 |
| Premises and equipment expense | $154,000 | 5,739 |
| Additional noninterest expense | $248,000 | 6,606 |
| Pre-tax net operating income | $-77,000 | 7,938 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-77,000 | 7,955 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-77,000 | 7,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 1,537 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-77,000 | 7,949 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $585,000 | 7,438 |
| Total interest expense | $205,000 | 7,543 |
| Net interest income | $380,000 | 7,217 |
| Provision for loan and lease losses | $115,000 | 1,841 |
| Total noninterest income | $42,000 | 7,055 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $35,000 | 5,544 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $421,000 | 6,707 |
| Salaries and employee benefits | $212,000 | 6,900 |
| Premises and equipment expense | $84,000 | 5,553 |
| Additional noninterest expense | $125,000 | 6,594 |
| Pre-tax net operating income | $-114,000 | 8,170 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-114,000 | 8,202 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-114,000 | 8,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 1,014 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-114,000 | 8,189 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,253,000 | 7,343 |
| Total interest expense | $685,000 | 7,543 |
| Net interest income | $1,568,000 | 7,097 |
| Provision for loan and lease losses | $129,000 | 4,279 |
| Total noninterest income | $208,000 | 6,868 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $162,000 | 5,378 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $46,000 | 7,334 |
| Total noninterest expense | $1,611,000 | 6,713 |
| Salaries and employee benefits | $797,000 | 6,966 |
| Premises and equipment expense | $307,000 | 5,689 |
| Additional noninterest expense | $507,000 | 6,507 |
| Pre-tax net operating income | $36,000 | 7,866 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $9,000 | 6,185 |
| Income before extraordinary items | $27,000 | 7,906 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $27,000 | 7,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,358 |
| Cash dividends | $365,000 | 4,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $27,000 | 7,895 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,689,000 | 7,384 |
| Total interest expense | $482,000 | 7,635 |
| Net interest income | $1,207,000 | 7,129 |
| Provision for loan and lease losses | $112,000 | 3,920 |
| Total noninterest income | $161,000 | 6,847 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $122,000 | 5,437 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $39,000 | 7,234 |
| Total noninterest expense | $1,208,000 | 6,728 |
| Salaries and employee benefits | $589,000 | 6,990 |
| Premises and equipment expense | $237,000 | 5,629 |
| Additional noninterest expense | $382,000 | 6,503 |
| Pre-tax net operating income | $48,000 | 7,977 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $9,000 | 6,256 |
| Income before extraordinary items | $39,000 | 8,003 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $39,000 | 8,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 1,843 |
| Cash dividends | $175,000 | 4,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $39,000 | 7,990 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,123,000 | 7,394 |
| Total interest expense | $304,000 | 7,685 |
| Net interest income | $819,000 | 7,139 |
| Provision for loan and lease losses | $57,000 | 4,319 |
| Total noninterest income | $86,000 | 7,234 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $78,000 | 5,510 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,200 |
| Total noninterest expense | $811,000 | 6,733 |
| Salaries and employee benefits | $386,000 | 7,069 |
| Premises and equipment expense | $156,000 | 5,678 |
| Additional noninterest expense | $269,000 | 6,383 |
| Pre-tax net operating income | $37,000 | 8,018 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $9,000 | 6,166 |
| Income before extraordinary items | $28,000 | 8,040 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $28,000 | 8,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 1,766 |
| Cash dividends | $175,000 | 3,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $28,000 | 8,037 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $552,000 | 7,424 |
| Total interest expense | $147,000 | 7,705 |
| Net interest income | $405,000 | 7,188 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $36,000 | 7,439 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $34,000 | 5,706 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $392,000 | 6,823 |
| Salaries and employee benefits | $194,000 | 7,068 |
| Premises and equipment expense | $79,000 | 5,661 |
| Additional noninterest expense | $119,000 | 6,649 |
| Pre-tax net operating income | $4,000 | 8,167 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $4,000 | 8,163 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,000 | 8,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 1,230 |
| Cash dividends | $175,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $4,000 | 8,154 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 7,258 |
| Total interest expense | $486,000 | 7,657 |
| Net interest income | $1,723,000 | 6,999 |
| Provision for loan and lease losses | $276,000 | 2,998 |
| Total noninterest income | $99,000 | 7,956 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $162,000 | 5,470 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-63,000 | 8,822 |
| Total noninterest expense | $1,812,000 | 6,392 |
| Salaries and employee benefits | $781,000 | 6,992 |
| Premises and equipment expense | $328,000 | 5,484 |
| Additional noninterest expense | $703,000 | 5,576 |
| Pre-tax net operating income | $-266,000 | 8,418 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-151,000 | 8,647 |
| Income before extraordinary items | $-115,000 | 8,373 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-115,000 | 8,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 1,797 |
| Cash dividends | $174,000 | 5,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-115,000 | 8,347 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,679,000 | 7,236 |
| Total interest expense | $349,000 | 7,682 |
| Net interest income | $1,330,000 | 6,970 |
| Provision for loan and lease losses | $216,000 | 2,832 |
| Total noninterest income | $123,000 | 7,389 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $123,000 | 5,482 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,723 |
| Total noninterest expense | $1,340,000 | 6,420 |
| Salaries and employee benefits | $598,000 | 6,940 |
| Premises and equipment expense | $255,000 | 5,370 |
| Additional noninterest expense | $487,000 | 5,783 |
| Pre-tax net operating income | $-103,000 | 8,430 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-103,000 | 8,454 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-103,000 | 8,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 1,748 |
| Cash dividends | $174,000 | 4,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-103,000 | 8,425 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,146,000 | 7,175 |
| Total interest expense | $228,000 | 7,650 |
| Net interest income | $918,000 | 6,874 |
| Provision for loan and lease losses | $209,000 | 2,099 |
| Total noninterest income | $101,000 | 7,038 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $83,000 | 5,411 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $18,000 | 7,744 |
| Total noninterest expense | $951,000 | 6,244 |
| Salaries and employee benefits | $412,000 | 6,841 |
| Premises and equipment expense | $219,000 | 4,512 |
| Additional noninterest expense | $320,000 | 5,803 |
| Pre-tax net operating income | $-141,000 | 8,516 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-141,000 | 8,542 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-141,000 | 8,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 1,332 |
| Cash dividends | $174,000 | 3,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-141,000 | 8,518 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $593,000 | 7,128 |
| Total interest expense | $111,000 | 7,695 |
| Net interest income | $482,000 | 6,803 |
| Provision for loan and lease losses | $127,000 | 1,664 |
| Total noninterest income | $44,000 | 7,259 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $38,000 | 5,561 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $465,000 | 6,340 |
| Salaries and employee benefits | $211,000 | 6,845 |
| Premises and equipment expense | $97,000 | 4,978 |
| Additional noninterest expense | $157,000 | 5,849 |
| Pre-tax net operating income | $-66,000 | 8,605 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-66,000 | 8,620 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-66,000 | 8,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 930 |
| Cash dividends | $174,000 | 2,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-66,000 | 8,597 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,533,000 | 6,857 |
| Total interest expense | $488,000 | 7,348 |
| Net interest income | $2,045,000 | 6,565 |
| Provision for loan and lease losses | $347,000 | 2,648 |
| Total noninterest income | $254,000 | 6,739 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $219,000 | 5,038 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $35,000 | 7,828 |
| Total noninterest expense | $1,592,000 | 6,723 |
| Salaries and employee benefits | $786,000 | 6,981 |
| Premises and equipment expense | $320,000 | 5,489 |
| Additional noninterest expense | $486,000 | 6,629 |
| Pre-tax net operating income | $360,000 | 7,238 |
| Securities gains (losses) | $-2,000 | 7,892 |
| Applicable income taxes | $144,000 | 5,152 |
| Income before extraordinary items | $214,000 | 7,576 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $214,000 | 7,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 2,007 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $215,280 | 7,534 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,933,000 | 6,841 |
| Total interest expense | $366,000 | 7,367 |
| Net interest income | $1,567,000 | 6,515 |
| Provision for loan and lease losses | $252,000 | 2,558 |
| Total noninterest income | $202,000 | 6,653 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $167,000 | 5,045 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 7,515 |
| Total noninterest expense | $1,176,000 | 6,728 |
| Salaries and employee benefits | $568,000 | 7,037 |
| Premises and equipment expense | $235,000 | 5,534 |
| Additional noninterest expense | $373,000 | 6,534 |
| Pre-tax net operating income | $341,000 | 6,995 |
| Securities gains (losses) | $-2,000 | 8,174 |
| Applicable income taxes | $137,000 | 4,960 |
| Income before extraordinary items | $202,000 | 7,467 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $202,000 | 7,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 1,842 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $203,280 | 7,401 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 6,842 |
| Total interest expense | $244,000 | 7,429 |
| Net interest income | $1,059,000 | 6,506 |
| Provision for loan and lease losses | $225,000 | 1,999 |
| Total noninterest income | $126,000 | 6,806 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $108,000 | 5,108 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 7,850 |
| Total noninterest expense | $777,000 | 6,805 |
| Salaries and employee benefits | $380,000 | 7,077 |
| Premises and equipment expense | $142,000 | 5,829 |
| Additional noninterest expense | $255,000 | 6,470 |
| Pre-tax net operating income | $183,000 | 7,317 |
| Securities gains (losses) | $-2,000 | 8,438 |
| Applicable income taxes | $73,000 | 5,225 |
| Income before extraordinary items | $108,000 | 7,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $108,000 | 7,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 1,599 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $109,280 | 7,623 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $661,000 | 6,851 |
| Total interest expense | $121,000 | 7,511 |
| Net interest income | $540,000 | 6,480 |
| Provision for loan and lease losses | $195,000 | 1,177 |
| Total noninterest income | $58,000 | 6,943 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $53,000 | 5,065 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $387,000 | 6,853 |
| Salaries and employee benefits | $190,000 | 7,115 |
| Premises and equipment expense | $70,000 | 5,876 |
| Additional noninterest expense | $127,000 | 6,499 |
| Pre-tax net operating income | $16,000 | 8,360 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $3,000 | 6,752 |
| Income before extraordinary items | $13,000 | 8,421 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $13,000 | 8,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,458 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $13,000 | 8,355 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,433,000 | 7,112 |
| Total interest expense | $578,000 | 7,464 |
| Net interest income | $1,855,000 | 6,812 |
| Provision for loan and lease losses | $195,000 | 4,077 |
| Total noninterest income | $274,000 | 6,781 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $234,000 | 4,903 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $40,000 | 7,815 |
| Total noninterest expense | $1,321,000 | 7,222 |
| Salaries and employee benefits | $658,000 | 7,470 |
| Premises and equipment expense | $227,000 | 6,464 |
| Additional noninterest expense | $436,000 | 6,928 |
| Pre-tax net operating income | $613,000 | 6,288 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $248,000 | 4,595 |
| Income before extraordinary items | $365,000 | 6,965 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $365,000 | 6,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,873 |
| Cash dividends | $200,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $365,000 | 6,819 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,783,000 | 7,251 |
| Total interest expense | $458,000 | 7,496 |
| Net interest income | $1,325,000 | 7,004 |
| Provision for loan and lease losses | $150,000 | 3,902 |
| Total noninterest income | $210,000 | 6,765 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $178,000 | 4,901 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 7,787 |
| Total noninterest expense | $935,000 | 7,363 |
| Salaries and employee benefits | $432,000 | 7,761 |
| Premises and equipment expense | $167,000 | 6,504 |
| Additional noninterest expense | $336,000 | 6,839 |
| Pre-tax net operating income | $450,000 | 6,507 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $181,000 | 4,809 |
| Income before extraordinary items | $269,000 | 7,120 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $269,000 | 7,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,249 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $269,000 | 6,960 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 7,365 |
| Total interest expense | $328,000 | 7,471 |
| Net interest income | $832,000 | 7,171 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $142,000 | 6,749 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $123,000 | 4,793 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $19,000 | 7,898 |
| Total noninterest expense | $622,000 | 7,394 |
| Salaries and employee benefits | $290,000 | 7,773 |
| Premises and equipment expense | $109,000 | 6,544 |
| Additional noninterest expense | $223,000 | 6,862 |
| Pre-tax net operating income | $262,000 | 6,758 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $106,000 | 5,052 |
| Income before extraordinary items | $156,000 | 7,385 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $156,000 | 7,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,178 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $156,000 | 7,202 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $566,000 | 7,471 |
| Total interest expense | $170,000 | 7,484 |
| Net interest income | $396,000 | 7,319 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $65,000 | 6,866 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $57,000 | 4,884 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $309,000 | 7,443 |
| Salaries and employee benefits | $145,000 | 7,801 |
| Premises and equipment expense | $50,000 | 6,781 |
| Additional noninterest expense | $114,000 | 6,780 |
| Pre-tax net operating income | $107,000 | 7,088 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $43,000 | 5,304 |
| Income before extraordinary items | $64,000 | 7,605 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $64,000 | 7,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,653 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $64,000 | 7,450 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,524,000 | 7,334 |
| Total interest expense | $815,000 | 7,466 |
| Net interest income | $1,709,000 | 7,104 |
| Provision for loan and lease losses | $338,000 | 3,204 |
| Total noninterest income | $235,000 | 6,989 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $190,000 | 5,314 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 7,733 |
| Total noninterest expense | $1,156,000 | 7,575 |
| Salaries and employee benefits | $562,000 | 7,878 |
| Premises and equipment expense | $210,000 | 6,659 |
| Additional noninterest expense | $384,000 | 7,260 |
| Pre-tax net operating income | $450,000 | 6,965 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $191,000 | 5,179 |
| Income before extraordinary items | $259,000 | 7,515 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $259,000 | 7,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,746 |
| Cash dividends | $100,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $259,000 | 7,426 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,406,000 | 7,843 |
| Total interest expense | $1,230,000 | 7,553 |
| Net interest income | $1,176,000 | 7,935 |
| Provision for loan and lease losses | $157,000 | 4,689 |
| Total noninterest income | $200,000 | 7,312 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $144,000 | 5,880 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $56,000 | 7,506 |
| Total noninterest expense | $1,045,000 | 7,838 |
| Salaries and employee benefits | $523,000 | 8,062 |
| Premises and equipment expense | $206,000 | 6,707 |
| Additional noninterest expense | $316,000 | 7,737 |
| Pre-tax net operating income | $174,000 | 8,004 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $83,000 | 6,223 |
| Income before extraordinary items | $91,000 | 8,394 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $91,000 | 8,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,388 |
| Cash dividends | $100,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $91,000 | 8,292 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,696,000 | 8,733 |
| Total interest expense | $836,000 | 8,562 |
| Net interest income | $860,000 | 8,778 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $149,000 | 7,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 6,224 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 8,576 |
| Total noninterest expense | $830,000 | 8,476 |
| Salaries and employee benefits | $407,000 | 8,716 |
| Premises and equipment expense | $156,000 | 7,501 |
| Additional noninterest expense | $267,000 | 8,210 |
| Pre-tax net operating income | $129,000 | 8,694 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $50,000 | 7,236 |
| Income before extraordinary items | $79,000 | 8,835 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $79,000 | 8,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,827 |
| Cash dividends | $66,000 | 6,255 |
| Sale, conversion, retirement of capital stock, net | $757,000 | 492 |
| Net operating income | $79,000 | 8,822 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 9,278 |
| Total interest expense | $514,000 | 9,410 |
| Net interest income | $815,000 | 9,021 |
| Provision for loan and lease losses | $10,000 | 8,114 |
| Total noninterest income | $136,000 | 8,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 6,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 8,834 |
| Total noninterest expense | $722,000 | 8,970 |
| Salaries and employee benefits | $377,000 | 9,016 |
| Premises and equipment expense | $141,000 | 7,831 |
| Additional noninterest expense | $204,000 | 8,983 |
| Pre-tax net operating income | $219,000 | 8,481 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $86,000 | 7,125 |
| Income before extraordinary items | $133,000 | 8,755 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $133,000 | 8,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,384 |
| Cash dividends | $78,000 | 6,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $133,000 | 8,716 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 9,312 |
| Total interest expense | $620,000 | 9,423 |
| Net interest income | $867,000 | 9,095 |
| Provision for loan and lease losses | $42,000 | 6,869 |
| Total noninterest income | $131,000 | 8,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 6,766 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,196 |
| Total noninterest expense | $704,000 | 9,091 |
| Salaries and employee benefits | $365,000 | 9,188 |
| Premises and equipment expense | $128,000 | 8,111 |
| Additional noninterest expense | $211,000 | 9,008 |
| Pre-tax net operating income | $252,000 | 8,656 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $96,000 | 7,595 |
| Income before extraordinary items | $156,000 | 8,939 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $156,000 | 8,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,633 |
| Cash dividends | $189,000 | 5,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $156,000 | 8,868 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,464,000 | 9,718 |
| Total interest expense | $571,000 | 9,917 |
| Net interest income | $893,000 | 9,435 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $154,000 | 8,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 6,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 8,993 |
| Total noninterest expense | $677,000 | 9,468 |
| Salaries and employee benefits | $352,000 | 9,583 |
| Premises and equipment expense | $122,000 | 8,446 |
| Additional noninterest expense | $203,000 | 9,373 |
| Pre-tax net operating income | $320,000 | 8,884 |
| Securities gains (losses) | $-4,000 | 9,548 |
| Applicable income taxes | $127,000 | 7,961 |
| Income before extraordinary items | $189,000 | 9,256 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $189,000 | 9,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,298 |
| Cash dividends | $268,000 | 4,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $191,560 | 9,193 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,398,000 | 10,253 |
| Total interest expense | $549,000 | 10,445 |
| Net interest income | $849,000 | 9,962 |
| Provision for loan and lease losses | $35,000 | 7,226 |
| Total noninterest income | $389,000 | 6,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 7,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 4,131 |
| Total noninterest expense | $758,000 | 9,595 |
| Salaries and employee benefits | $389,000 | 9,679 |
| Premises and equipment expense | $102,000 | 9,234 |
| Additional noninterest expense | $267,000 | 9,216 |
| Pre-tax net operating income | $445,000 | 8,241 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $177,000 | 7,479 |
| Income before extraordinary items | $268,000 | 8,679 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $268,000 | 8,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,970 |
| Cash dividends | $155,000 | 5,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $268,000 | 8,617 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,285,000 | 10,863 |
| Total interest expense | $524,000 | 10,937 |
| Net interest income | $761,000 | 10,655 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $101,000 | 10,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 8,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,008 |
| Total noninterest expense | $608,000 | 10,535 |
| Salaries and employee benefits | $311,000 | 10,655 |
| Premises and equipment expense | $72,000 | 10,422 |
| Additional noninterest expense | $225,000 | 10,129 |
| Pre-tax net operating income | $254,000 | 10,085 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $95,000 | 9,268 |
| Income before extraordinary items | $159,000 | 10,379 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $159,000 | 10,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,055 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $159,000 | 10,353 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,155,000 | 11,430 |
| Total interest expense | $414,000 | 11,512 |
| Net interest income | $741,000 | 11,245 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $117,000 | 10,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,793 |
| Total noninterest expense | $609,000 | 11,079 |
| Salaries and employee benefits | $296,000 | 11,244 |
| Premises and equipment expense | $81,000 | 10,622 |
| Additional noninterest expense | $232,000 | 10,746 |
| Pre-tax net operating income | $249,000 | 10,497 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $99,000 | 9,383 |
| Income before extraordinary items | $150,000 | 10,820 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $150,000 | 10,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 11,449 |
| Cash dividends | $110,000 | 6,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $150,000 | 10,872 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,155,000 | 11,978 |
| Total interest expense | $450,000 | 11,944 |
| Net interest income | $705,000 | 11,856 |
| Provision for loan and lease losses | $33,000 | 8,295 |
| Total noninterest income | $87,000 | 11,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 12,543 |
| Total noninterest expense | $545,000 | 11,940 |
| Salaries and employee benefits | $263,000 | 12,050 |
| Premises and equipment expense | $83,000 | 11,040 |
| Additional noninterest expense | $199,000 | 11,739 |
| Pre-tax net operating income | $214,000 | 10,920 |
| Securities gains (losses) | $-5,000 | 12,580 |
| Applicable income taxes | $77,000 | 10,286 |
| Income before extraordinary items | $132,000 | 11,431 |
| Extraordinary gains, net | $-133,000 | 12,976 |
| Net income | $-1,000 | 12,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 7,153 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $135,200 | 11,181 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 12,445 |
| Total interest expense | $602,000 | 12,283 |
| Net interest income | $676,000 | 12,412 |
| Provision for loan and lease losses | $217,000 | 5,017 |
| Total noninterest income | $92,000 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 10,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 11,401 |
| Total noninterest expense | $552,000 | 12,346 |
| Salaries and employee benefits | $245,000 | 12,656 |
| Premises and equipment expense | $91,000 | 11,073 |
| Additional noninterest expense | $216,000 | 12,014 |
| Pre-tax net operating income | $-1,000 | 12,743 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $4,000 | 12,540 |
| Income before extraordinary items | $9,000 | 12,843 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $9,000 | 12,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 4,052 |
| Cash dividends | $133,000 | 6,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-660 | 12,679 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.