Home > Paradigm Bank Texas > Income and Expense
Paradigm Bank Texas, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $15,678,000 | 2,196 |
| Total interest expense | $5,372,000 | 2,959 |
| Net interest income | $10,306,000 | 1,737 |
| Provision for loan and lease losses | $1,009,000 | 1,239 |
| Total noninterest income | $4,527,000 | 1,081 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $3,563,000 | 420 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $964,000 | 2,094 |
| Total noninterest expense | $11,967,000 | 1,218 |
| Salaries and employee benefits | $5,632,000 | 1,322 |
| Premises and equipment expense | $2,257,000 | 925 |
| Additional noninterest expense | $4,078,000 | 1,173 |
| Pre-tax net operating income | $1,857,000 | 3,352 |
| Securities gains (losses) | $450,000 | 650 |
| Applicable income taxes | $636,000 | 2,863 |
| Income before extraordinary items | $1,671,000 | 2,967 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,671,000 | 2,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $575,000 | 1,409 |
| Cash dividends | $493,000 | 3,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,347,000 | 3,403 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,767,000 | 2,225 |
| Total interest expense | $5,065,000 | 3,278 |
| Net interest income | $10,702,000 | 1,638 |
| Provision for loan and lease losses | $701,000 | 1,408 |
| Total noninterest income | $3,818,000 | 1,106 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $2,930,000 | 464 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $888,000 | 2,011 |
| Total noninterest expense | $9,342,000 | 1,492 |
| Salaries and employee benefits | $4,604,000 | 1,542 |
| Premises and equipment expense | $1,646,000 | 1,237 |
| Additional noninterest expense | $3,092,000 | 1,454 |
| Pre-tax net operating income | $4,477,000 | 1,638 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $1,446,000 | 1,561 |
| Income before extraordinary items | $3,029,000 | 1,738 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,029,000 | 1,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,088 |
| Cash dividends | $1,591,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,030,360 | 1,730 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,206,000 | 4,287 |
| Total interest expense | $2,364,000 | 5,397 |
| Net interest income | $4,842,000 | 3,546 |
| Provision for loan and lease losses | $289,000 | 2,764 |
| Total noninterest income | $1,944,000 | 1,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $446,000 | 2,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,498,000 | 1,401 |
| Total noninterest expense | $4,738,000 | 2,850 |
| Salaries and employee benefits | $2,391,000 | 2,927 |
| Premises and equipment expense | $715,000 | 2,824 |
| Additional noninterest expense | $1,632,000 | 2,639 |
| Pre-tax net operating income | $1,759,000 | 3,671 |
| Securities gains (losses) | $185,000 | 565 |
| Applicable income taxes | $74,000 | 7,277 |
| Income before extraordinary items | $1,870,000 | 2,730 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,870,000 | 2,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,998 |
| Cash dividends | $1,162,000 | 2,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,692,400 | 2,917 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,325,000 | 4,808 |
| Total interest expense | $2,372,000 | 5,573 |
| Net interest income | $3,953,000 | 4,159 |
| Provision for loan and lease losses | $76,000 | 5,693 |
| Total noninterest income | $1,446,000 | 2,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,011,000 | 1,237 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $435,000 | 3,248 |
| Total noninterest expense | $3,968,000 | 3,211 |
| Salaries and employee benefits | $2,156,000 | 3,106 |
| Premises and equipment expense | $543,000 | 3,464 |
| Additional noninterest expense | $1,269,000 | 3,215 |
| Pre-tax net operating income | $1,355,000 | 4,489 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,355,000 | 3,543 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,355,000 | 3,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,392 |
| Cash dividends | $479,000 | 3,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,355,000 | 3,446 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,758,000 | 5,991 |
| Total interest expense | $1,864,000 | 6,538 |
| Net interest income | $2,894,000 | 5,452 |
| Provision for loan and lease losses | $40,000 | 7,002 |
| Total noninterest income | $1,125,000 | 2,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $860,000 | 1,507 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 4,226 |
| Total noninterest expense | $2,525,000 | 4,750 |
| Salaries and employee benefits | $1,305,000 | 4,772 |
| Premises and equipment expense | $379,000 | 4,626 |
| Additional noninterest expense | $841,000 | 4,556 |
| Pre-tax net operating income | $1,454,000 | 4,607 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $330,000 | 5,468 |
| Income before extraordinary items | $1,124,000 | 4,285 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,124,000 | 4,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $2,985,000 | 957 |
| Sale, conversion, retirement of capital stock, net | $2,508,000 | 343 |
| Net operating income | $1,124,000 | 4,224 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,903,000 | 6,962 |
| Total interest expense | $1,395,000 | 7,846 |
| Net interest income | $2,508,000 | 6,179 |
| Provision for loan and lease losses | $8,000 | 8,671 |
| Total noninterest income | $914,000 | 3,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $721,000 | 1,881 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 5,277 |
| Total noninterest expense | $2,049,000 | 5,847 |
| Salaries and employee benefits | $1,012,000 | 5,933 |
| Premises and equipment expense | $242,000 | 6,359 |
| Additional noninterest expense | $795,000 | 5,225 |
| Pre-tax net operating income | $1,365,000 | 4,666 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $354,000 | 5,287 |
| Income before extraordinary items | $1,011,000 | 4,459 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,011,000 | 4,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,716 |
| Cash dividends | $450,000 | 3,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,011,000 | 4,404 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,553,000 | 7,479 |
| Total interest expense | $1,239,000 | 8,462 |
| Net interest income | $2,314,000 | 6,653 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $852,000 | 3,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $668,000 | 2,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 5,355 |
| Total noninterest expense | $1,825,000 | 6,399 |
| Salaries and employee benefits | $844,000 | 6,862 |
| Premises and equipment expense | $235,000 | 6,590 |
| Additional noninterest expense | $746,000 | 5,553 |
| Pre-tax net operating income | $1,341,000 | 4,841 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $440,000 | 4,594 |
| Income before extraordinary items | $901,000 | 4,995 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $901,000 | 4,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $901,000 | 4,970 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,998,000 | 8,048 |
| Total interest expense | $920,000 | 9,041 |
| Net interest income | $2,078,000 | 7,377 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $903,000 | 3,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $708,000 | 1,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 5,356 |
| Total noninterest expense | $1,865,000 | 6,535 |
| Salaries and employee benefits | $804,000 | 7,191 |
| Premises and equipment expense | $243,000 | 6,633 |
| Additional noninterest expense | $818,000 | 5,598 |
| Pre-tax net operating income | $1,116,000 | 5,512 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $346,000 | 5,323 |
| Income before extraordinary items | $773,000 | 5,488 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $773,000 | 5,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,099 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $770,930 | 5,573 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,919,000 | 8,465 |
| Total interest expense | $865,000 | 9,718 |
| Net interest income | $2,054,000 | 7,525 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $840,000 | 3,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $678,000 | 2,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 6,311 |
| Total noninterest expense | $1,619,000 | 7,446 |
| Salaries and employee benefits | $728,000 | 7,795 |
| Premises and equipment expense | $230,000 | 7,093 |
| Additional noninterest expense | $661,000 | 6,859 |
| Pre-tax net operating income | $1,275,000 | 4,942 |
| Securities gains (losses) | $167,000 | 1,880 |
| Applicable income taxes | $484,000 | 4,300 |
| Income before extraordinary items | $958,000 | 4,845 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $958,000 | 4,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $847,780 | 5,101 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 8,923 |
| Total interest expense | $1,005,000 | 10,367 |
| Net interest income | $2,024,000 | 7,681 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $903,000 | 3,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $691,000 | 1,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 5,472 |
| Total noninterest expense | $1,663,000 | 7,362 |
| Salaries and employee benefits | $722,000 | 7,820 |
| Premises and equipment expense | $197,000 | 7,902 |
| Additional noninterest expense | $744,000 | 6,458 |
| Pre-tax net operating income | $1,264,000 | 4,714 |
| Securities gains (losses) | $113,000 | 2,816 |
| Applicable income taxes | $469,000 | 4,211 |
| Income before extraordinary items | $908,000 | 4,900 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $908,000 | 4,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $833,420 | 4,893 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.