Home > Panhandle State Bank > Income and Expense
Panhandle State Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $24,085,000 | 783 |
| Total interest expense | $1,355,000 | 1,627 |
| Net interest income | $22,730,000 | 728 |
| Provision for loan and lease losses | $-267,000 | 6,308 |
| Total noninterest income | $6,405,000 | 723 |
| Gross Fiduciary activities income | $581,000 | 520 |
| Service charges on deposit accounts | $1,230,000 | 823 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $4,594,000 | 655 |
| Total noninterest expense | $23,054,000 | 667 |
| Salaries and employee benefits | $12,738,000 | 643 |
| Premises and equipment expense | $3,942,000 | 488 |
| Additional noninterest expense | $6,374,000 | 776 |
| Pre-tax net operating income | $6,348,000 | 992 |
| Securities gains (losses) | $671,000 | 226 |
| Applicable income taxes | $2,163,000 | 752 |
| Income before extraordinary items | $4,856,000 | 1,027 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,856,000 | 1,027 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,856,000 | 1,027 |
| Net charge-offs | $46,000 | 3,324 |
| Cash dividends | $1,700,000 | 1,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $4,393,010 | 1,105 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $15,978,000 | 785 |
| Total interest expense | $935,000 | 1,599 |
| Net interest income | $15,043,000 | 730 |
| Provision for loan and lease losses | $99,000 | 2,395 |
| Total noninterest income | $4,189,000 | 725 |
| Gross Fiduciary activities income | $378,000 | 523 |
| Service charges on deposit accounts | $815,000 | 823 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,996,000 | 652 |
| Total noninterest expense | $15,194,000 | 670 |
| Salaries and employee benefits | $8,432,000 | 649 |
| Premises and equipment expense | $2,636,000 | 488 |
| Additional noninterest expense | $4,126,000 | 797 |
| Pre-tax net operating income | $3,939,000 | 1,039 |
| Securities gains (losses) | $174,000 | 529 |
| Applicable income taxes | $1,200,000 | 843 |
| Income before extraordinary items | $2,913,000 | 1,109 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,913,000 | 1,110 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,913,000 | 1,110 |
| Net charge-offs | $104,000 | 2,150 |
| Cash dividends | $700,000 | 1,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,789,460 | 1,124 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $7,776,000 | 812 |
| Total interest expense | $482,000 | 1,585 |
| Net interest income | $7,294,000 | 751 |
| Provision for loan and lease losses | $103,000 | 1,575 |
| Total noninterest income | $2,009,000 | 723 |
| Gross Fiduciary activities income | $179,000 | 537 |
| Service charges on deposit accounts | $409,000 | 799 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,421,000 | 652 |
| Total noninterest expense | $7,206,000 | 710 |
| Salaries and employee benefits | $3,901,000 | 717 |
| Premises and equipment expense | $1,321,000 | 493 |
| Additional noninterest expense | $1,984,000 | 810 |
| Pre-tax net operating income | $1,994,000 | 979 |
| Securities gains (losses) | $5,000 | 1,340 |
| Applicable income taxes | $400,000 | 1,084 |
| Income before extraordinary items | $1,599,000 | 973 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,599,000 | 973 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,599,000 | 974 |
| Net charge-offs | $11,000 | 2,795 |
| Cash dividends | $300,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,595,000 | 959 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $33,614,000 | 742 |
| Total interest expense | $2,289,000 | 1,484 |
| Net interest income | $31,325,000 | 678 |
| Provision for loan and lease losses | $559,000 | 1,715 |
| Total noninterest income | $9,530,000 | 700 |
| Gross Fiduciary activities income | $705,000 | 533 |
| Service charges on deposit accounts | $1,886,000 | 740 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,939,000 | 633 |
| Total noninterest expense | $33,218,000 | 627 |
| Salaries and employee benefits | $17,223,000 | 630 |
| Premises and equipment expense | $5,690,000 | 447 |
| Additional noninterest expense | $10,305,000 | 674 |
| Pre-tax net operating income | $7,078,000 | 1,066 |
| Securities gains (losses) | $238,000 | 804 |
| Applicable income taxes | $-3,159,000 | 6,745 |
| Income before extraordinary items | $10,475,000 | 615 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $10,475,000 | 616 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $10,475,000 | 616 |
| Net charge-offs | $815,000 | 1,466 |
| Cash dividends | $20,300,000 | 189 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $10,237,000 | 615 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $25,274,000 | 742 |
| Total interest expense | $1,780,000 | 1,475 |
| Net interest income | $23,494,000 | 676 |
| Provision for loan and lease losses | $344,000 | 1,943 |
| Total noninterest income | $7,104,000 | 721 |
| Gross Fiduciary activities income | $525,000 | 534 |
| Service charges on deposit accounts | $1,451,000 | 725 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,128,000 | 655 |
| Total noninterest expense | $23,952,000 | 655 |
| Salaries and employee benefits | $12,560,000 | 647 |
| Premises and equipment expense | $4,338,000 | 437 |
| Additional noninterest expense | $7,054,000 | 742 |
| Pre-tax net operating income | $6,302,000 | 932 |
| Securities gains (losses) | $321,000 | 603 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $6,623,000 | 729 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $6,623,000 | 729 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,623,000 | 731 |
| Net charge-offs | $258,000 | 2,272 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,302,000 | 739 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $16,922,000 | 734 |
| Total interest expense | $1,234,000 | 1,447 |
| Net interest income | $15,688,000 | 671 |
| Provision for loan and lease losses | $426,000 | 1,317 |
| Total noninterest income | $4,815,000 | 715 |
| Gross Fiduciary activities income | $345,000 | 543 |
| Service charges on deposit accounts | $985,000 | 690 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,485,000 | 648 |
| Total noninterest expense | $16,021,000 | 654 |
| Salaries and employee benefits | $8,497,000 | 639 |
| Premises and equipment expense | $2,968,000 | 431 |
| Additional noninterest expense | $4,556,000 | 749 |
| Pre-tax net operating income | $4,056,000 | 935 |
| Securities gains (losses) | $140,000 | 916 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $4,196,000 | 745 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,196,000 | 747 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,196,000 | 747 |
| Net charge-offs | $327,000 | 1,610 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $4,056,000 | 739 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $8,380,000 | 745 |
| Total interest expense | $649,000 | 1,424 |
| Net interest income | $7,731,000 | 688 |
| Provision for loan and lease losses | $179,000 | 1,472 |
| Total noninterest income | $2,267,000 | 742 |
| Gross Fiduciary activities income | $168,000 | 557 |
| Service charges on deposit accounts | $488,000 | 697 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,611,000 | 707 |
| Total noninterest expense | $7,959,000 | 665 |
| Salaries and employee benefits | $4,191,000 | 663 |
| Premises and equipment expense | $1,472,000 | 436 |
| Additional noninterest expense | $2,296,000 | 745 |
| Pre-tax net operating income | $1,860,000 | 990 |
| Securities gains (losses) | $-1,000 | 6,666 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,859,000 | 824 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,859,000 | 825 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,859,000 | 826 |
| Net charge-offs | $444,000 | 832 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,860,000 | 783 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $36,011,000 | 725 |
| Total interest expense | $3,724,000 | 1,207 |
| Net interest income | $32,287,000 | 667 |
| Provision for loan and lease losses | $4,307,000 | 575 |
| Total noninterest income | $9,930,000 | 693 |
| Gross Fiduciary activities income | $609,000 | 557 |
| Service charges on deposit accounts | $2,091,000 | 682 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $7,230,000 | 604 |
| Total noninterest expense | $32,676,000 | 640 |
| Salaries and employee benefits | $16,478,000 | 636 |
| Premises and equipment expense | $6,445,000 | 389 |
| Additional noninterest expense | $9,753,000 | 728 |
| Pre-tax net operating income | $5,234,000 | 1,319 |
| Securities gains (losses) | $436,000 | 1,046 |
| Applicable income taxes | $-8,000 | 6,526 |
| Income before extraordinary items | $5,678,000 | 1,047 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,678,000 | 1,047 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $5,678,000 | 1,047 |
| Net charge-offs | $9,054,000 | 349 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $30,000,000 | 11 |
| Net operating income | $5,242,000 | 1,073 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $27,325,000 | 729 |
| Total interest expense | $2,945,000 | 1,205 |
| Net interest income | $24,380,000 | 665 |
| Provision for loan and lease losses | $3,688,000 | 519 |
| Total noninterest income | $7,335,000 | 689 |
| Gross Fiduciary activities income | $451,000 | 563 |
| Service charges on deposit accounts | $1,536,000 | 698 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,348,000 | 610 |
| Total noninterest expense | $24,303,000 | 645 |
| Salaries and employee benefits | $12,390,000 | 632 |
| Premises and equipment expense | $4,861,000 | 387 |
| Additional noninterest expense | $7,052,000 | 743 |
| Pre-tax net operating income | $3,724,000 | 1,415 |
| Securities gains (losses) | $228,000 | 1,330 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $3,952,000 | 1,140 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,952,000 | 1,141 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,952,000 | 1,141 |
| Net charge-offs | $7,291,000 | 333 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $30,000,000 | 10 |
| Net operating income | $3,724,000 | 1,140 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $18,339,000 | 737 |
| Total interest expense | $1,994,000 | 1,230 |
| Net interest income | $16,345,000 | 659 |
| Provision for loan and lease losses | $2,534,000 | 534 |
| Total noninterest income | $4,814,000 | 696 |
| Gross Fiduciary activities income | $296,000 | 577 |
| Service charges on deposit accounts | $948,000 | 750 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,570,000 | 610 |
| Total noninterest expense | $16,218,000 | 644 |
| Salaries and employee benefits | $8,323,000 | 623 |
| Premises and equipment expense | $3,244,000 | 385 |
| Additional noninterest expense | $4,651,000 | 749 |
| Pre-tax net operating income | $2,407,000 | 1,445 |
| Securities gains (losses) | $262,000 | 934 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $2,669,000 | 1,129 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,669,000 | 1,129 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,669,000 | 1,129 |
| Net charge-offs | $4,992,000 | 336 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $30,000,000 | 7 |
| Net operating income | $2,407,000 | 1,170 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $9,077,000 | 747 |
| Total interest expense | $1,039,000 | 1,226 |
| Net interest income | $8,038,000 | 671 |
| Provision for loan and lease losses | $959,000 | 644 |
| Total noninterest income | $2,414,000 | 682 |
| Gross Fiduciary activities income | $150,000 | 573 |
| Service charges on deposit accounts | $476,000 | 738 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,788,000 | 601 |
| Total noninterest expense | $8,202,000 | 626 |
| Salaries and employee benefits | $4,282,000 | 603 |
| Premises and equipment expense | $1,652,000 | 388 |
| Additional noninterest expense | $2,268,000 | 757 |
| Pre-tax net operating income | $1,291,000 | 1,356 |
| Securities gains (losses) | $315,000 | 440 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,606,000 | 930 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,606,000 | 931 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,606,000 | 931 |
| Net charge-offs | $2,277,000 | 366 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $30,000,000 | 3 |
| Net operating income | $1,291,000 | 1,081 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $41,915,000 | 662 |
| Total interest expense | $5,346,000 | 1,125 |
| Net interest income | $36,569,000 | 590 |
| Provision for loan and lease losses | $7,290,000 | 573 |
| Total noninterest income | $9,714,000 | 633 |
| Gross Fiduciary activities income | $579,000 | 530 |
| Service charges on deposit accounts | $2,419,000 | 604 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $6,716,000 | 562 |
| Total noninterest expense | $37,821,000 | 539 |
| Salaries and employee benefits | $18,590,000 | 524 |
| Premises and equipment expense | $6,753,000 | 385 |
| Additional noninterest expense | $12,478,000 | 583 |
| Pre-tax net operating income | $1,172,000 | 3,440 |
| Securities gains (losses) | $-14,000 | 6,905 |
| Applicable income taxes | $-152,000 | 6,882 |
| Income before extraordinary items | $1,310,000 | 3,032 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,310,000 | 3,035 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,310,000 | 3,034 |
| Net charge-offs | $7,055,000 | 603 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,324,000 | 2,919 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $32,143,000 | 653 |
| Total interest expense | $4,262,000 | 1,106 |
| Net interest income | $27,881,000 | 583 |
| Provision for loan and lease losses | $6,584,000 | 483 |
| Total noninterest income | $7,287,000 | 627 |
| Gross Fiduciary activities income | $435,000 | 529 |
| Service charges on deposit accounts | $1,892,000 | 586 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $4,960,000 | 581 |
| Total noninterest expense | $28,985,000 | 528 |
| Salaries and employee benefits | $14,416,000 | 511 |
| Premises and equipment expense | $5,087,000 | 386 |
| Additional noninterest expense | $9,482,000 | 569 |
| Pre-tax net operating income | $-401,000 | 6,539 |
| Securities gains (losses) | $12,000 | 2,990 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-389,000 | 6,631 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-389,000 | 6,633 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-389,000 | 6,633 |
| Net charge-offs | $4,672,000 | 660 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-401,000 | 6,588 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $21,567,000 | 661 |
| Total interest expense | $2,865,000 | 1,136 |
| Net interest income | $18,702,000 | 586 |
| Provision for loan and lease losses | $4,345,000 | 501 |
| Total noninterest income | $4,808,000 | 631 |
| Gross Fiduciary activities income | $287,000 | 536 |
| Service charges on deposit accounts | $1,342,000 | 554 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,179,000 | 591 |
| Total noninterest expense | $19,138,000 | 535 |
| Salaries and employee benefits | $9,644,000 | 505 |
| Premises and equipment expense | $3,434,000 | 389 |
| Additional noninterest expense | $6,060,000 | 607 |
| Pre-tax net operating income | $27,000 | 6,060 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $27,000 | 6,153 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $27,000 | 6,152 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $27,000 | 6,153 |
| Net charge-offs | $3,113,000 | 668 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $27,000 | 6,067 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $10,577,000 | 683 |
| Total interest expense | $1,494,000 | 1,124 |
| Net interest income | $9,083,000 | 602 |
| Provision for loan and lease losses | $1,634,000 | 601 |
| Total noninterest income | $2,314,000 | 658 |
| Gross Fiduciary activities income | $136,000 | 550 |
| Service charges on deposit accounts | $679,000 | 539 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,499,000 | 629 |
| Total noninterest expense | $9,538,000 | 541 |
| Salaries and employee benefits | $4,753,000 | 516 |
| Premises and equipment expense | $1,756,000 | 388 |
| Additional noninterest expense | $3,029,000 | 590 |
| Pre-tax net operating income | $225,000 | 4,033 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $225,000 | 3,771 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $225,000 | 3,771 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $225,000 | 3,771 |
| Net charge-offs | $1,606,000 | 620 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $225,000 | 3,713 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $46,479,000 | 641 |
| Total interest expense | $9,093,000 | 913 |
| Net interest income | $37,386,000 | 581 |
| Provision for loan and lease losses | $24,012,000 | 308 |
| Total noninterest income | $10,709,000 | 607 |
| Gross Fiduciary activities income | $467,000 | 567 |
| Service charges on deposit accounts | $3,322,000 | 460 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,920,000 | 589 |
| Total noninterest expense | $54,753,000 | 398 |
| Salaries and employee benefits | $20,479,000 | 477 |
| Premises and equipment expense | $7,113,000 | 371 |
| Additional noninterest expense | $27,161,000 | 318 |
| Pre-tax net operating income | $-30,670,000 | 7,568 |
| Securities gains (losses) | $-480,000 | 7,422 |
| Applicable income taxes | $-883,000 | 7,292 |
| Income before extraordinary items | $-30,267,000 | 7,565 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-30,267,000 | 7,565 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-30,267,000 | 7,565 |
| Net charge-offs | $27,535,000 | 257 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-29,801,400 | 7,561 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $35,174,000 | 635 |
| Total interest expense | $7,415,000 | 866 |
| Net interest income | $27,759,000 | 584 |
| Provision for loan and lease losses | $21,781,000 | 265 |
| Total noninterest income | $8,090,000 | 580 |
| Gross Fiduciary activities income | $338,000 | 568 |
| Service charges on deposit accounts | $2,558,000 | 450 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $5,194,000 | 561 |
| Total noninterest expense | $44,673,000 | 363 |
| Salaries and employee benefits | $15,556,000 | 472 |
| Premises and equipment expense | $5,376,000 | 366 |
| Additional noninterest expense | $23,741,000 | 267 |
| Pre-tax net operating income | $-30,605,000 | 7,697 |
| Securities gains (losses) | $-257,000 | 7,520 |
| Applicable income taxes | $-883,000 | 7,469 |
| Income before extraordinary items | $-29,979,000 | 7,699 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-29,979,000 | 7,699 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-29,979,000 | 7,699 |
| Net charge-offs | $23,424,000 | 226 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-29,729,710 | 7,695 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $23,372,000 | 650 |
| Total interest expense | $5,195,000 | 849 |
| Net interest income | $18,177,000 | 597 |
| Provision for loan and lease losses | $11,723,000 | 315 |
| Total noninterest income | $5,123,000 | 598 |
| Gross Fiduciary activities income | $218,000 | 582 |
| Service charges on deposit accounts | $1,722,000 | 442 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,183,000 | 569 |
| Total noninterest expense | $22,610,000 | 456 |
| Salaries and employee benefits | $10,741,000 | 447 |
| Premises and equipment expense | $3,554,000 | 367 |
| Additional noninterest expense | $8,315,000 | 450 |
| Pre-tax net operating income | $-11,033,000 | 7,698 |
| Securities gains (losses) | $-114,000 | 7,540 |
| Applicable income taxes | $-5,052,000 | 7,775 |
| Income before extraordinary items | $-6,095,000 | 7,623 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-6,095,000 | 7,623 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-6,095,000 | 7,623 |
| Net charge-offs | $13,957,000 | 258 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-6,022,040 | 7,621 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $11,550,000 | 673 |
| Total interest expense | $2,770,000 | 835 |
| Net interest income | $8,780,000 | 625 |
| Provision for loan and lease losses | $6,808,000 | 300 |
| Total noninterest income | $2,320,000 | 638 |
| Gross Fiduciary activities income | $104,000 | 605 |
| Service charges on deposit accounts | $846,000 | 446 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,370,000 | 625 |
| Total noninterest expense | $11,440,000 | 454 |
| Salaries and employee benefits | $5,709,000 | 425 |
| Premises and equipment expense | $1,797,000 | 378 |
| Additional noninterest expense | $3,934,000 | 468 |
| Pre-tax net operating income | $-7,148,000 | 7,814 |
| Securities gains (losses) | $34,000 | 1,304 |
| Applicable income taxes | $-3,117,000 | 7,884 |
| Income before extraordinary items | $-3,997,000 | 7,757 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-3,997,000 | 7,757 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-3,997,000 | 7,758 |
| Net charge-offs | $4,488,000 | 364 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-4,018,760 | 7,749 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $54,838,000 | 594 |
| Total interest expense | $14,156,000 | 824 |
| Net interest income | $40,682,000 | 528 |
| Provision for loan and lease losses | $36,329,000 | 321 |
| Total noninterest income | $8,964,000 | 702 |
| Gross Fiduciary activities income | $354,000 | 626 |
| Service charges on deposit accounts | $3,859,000 | 430 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,751,000 | 747 |
| Total noninterest expense | $48,661,000 | 441 |
| Salaries and employee benefits | $22,163,000 | 433 |
| Premises and equipment expense | $7,616,000 | 358 |
| Additional noninterest expense | $18,882,000 | 456 |
| Pre-tax net operating income | $-35,344,000 | 7,822 |
| Securities gains (losses) | $1,795,000 | 305 |
| Applicable income taxes | $-14,359,000 | 7,899 |
| Income before extraordinary items | $-19,190,000 | 7,728 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-19,190,000 | 7,726 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-19,190,000 | 7,726 |
| Net charge-offs | $36,153,000 | 249 |
| Cash dividends | $11,000,000 | 165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-20,338,800 | 7,744 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $43,192,000 | 580 |
| Total interest expense | $11,085,000 | 834 |
| Net interest income | $32,107,000 | 507 |
| Provision for loan and lease losses | $25,210,000 | 341 |
| Total noninterest income | $6,660,000 | 703 |
| Gross Fiduciary activities income | $259,000 | 631 |
| Service charges on deposit accounts | $2,889,000 | 431 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,512,000 | 765 |
| Total noninterest expense | $35,712,000 | 451 |
| Salaries and employee benefits | $16,900,000 | 434 |
| Premises and equipment expense | $5,725,000 | 360 |
| Additional noninterest expense | $13,087,000 | 465 |
| Pre-tax net operating income | $-22,155,000 | 7,885 |
| Securities gains (losses) | $1,795,000 | 234 |
| Applicable income taxes | $-9,143,000 | 7,969 |
| Income before extraordinary items | $-11,217,000 | 7,806 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-11,217,000 | 7,804 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-11,217,000 | 7,805 |
| Net charge-offs | $24,031,000 | 261 |
| Cash dividends | $11,000,000 | 130 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-12,365,800 | 7,833 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $29,352,000 | 585 |
| Total interest expense | $7,624,000 | 851 |
| Net interest income | $21,728,000 | 502 |
| Provision for loan and lease losses | $21,453,000 | 273 |
| Total noninterest income | $4,353,000 | 727 |
| Gross Fiduciary activities income | $173,000 | 627 |
| Service charges on deposit accounts | $1,860,000 | 444 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,320,000 | 781 |
| Total noninterest expense | $23,265,000 | 475 |
| Salaries and employee benefits | $11,373,000 | 440 |
| Premises and equipment expense | $3,894,000 | 365 |
| Additional noninterest expense | $7,998,000 | 506 |
| Pre-tax net operating income | $-18,637,000 | 8,016 |
| Securities gains (losses) | $1,295,000 | 230 |
| Applicable income taxes | $-7,441,000 | 8,073 |
| Income before extraordinary items | $-9,901,000 | 7,947 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-9,901,000 | 7,947 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-9,901,000 | 7,946 |
| Net charge-offs | $13,587,000 | 308 |
| Cash dividends | $11,000,000 | 92 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-10,729,800 | 7,964 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $14,598,000 | 592 |
| Total interest expense | $3,920,000 | 855 |
| Net interest income | $10,678,000 | 501 |
| Provision for loan and lease losses | $2,770,000 | 598 |
| Total noninterest income | $1,961,000 | 753 |
| Gross Fiduciary activities income | $79,000 | 664 |
| Service charges on deposit accounts | $874,000 | 466 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,008,000 | 848 |
| Total noninterest expense | $10,692,000 | 491 |
| Salaries and employee benefits | $5,673,000 | 440 |
| Premises and equipment expense | $2,006,000 | 357 |
| Additional noninterest expense | $3,013,000 | 578 |
| Pre-tax net operating income | $-823,000 | 7,556 |
| Securities gains (losses) | $1,295,000 | 157 |
| Applicable income taxes | $-9,000 | 7,186 |
| Income before extraordinary items | $481,000 | 2,206 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $481,000 | 2,207 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $481,000 | 2,208 |
| Net charge-offs | $1,763,000 | 655 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-814,000 | 7,633 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $65,329,000 | 575 |
| Total interest expense | $19,033,000 | 836 |
| Net interest income | $46,296,000 | 478 |
| Provision for loan and lease losses | $10,384,000 | 581 |
| Total noninterest income | $10,220,000 | 575 |
| Gross Fiduciary activities income | $321,000 | 665 |
| Service charges on deposit accounts | $4,015,000 | 433 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $5,884,000 | 570 |
| Total noninterest expense | $45,024,000 | 465 |
| Salaries and employee benefits | $25,298,000 | 382 |
| Premises and equipment expense | $7,647,000 | 360 |
| Additional noninterest expense | $12,079,000 | 576 |
| Pre-tax net operating income | $1,108,000 | 3,574 |
| Securities gains (losses) | $2,182,000 | 116 |
| Applicable income taxes | $-81,000 | 7,042 |
| Income before extraordinary items | $3,371,000 | 1,233 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,371,000 | 1,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,712,000 | 607 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,189,000 | 3,079 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $50,211,000 | 581 |
| Total interest expense | $14,312,000 | 865 |
| Net interest income | $35,899,000 | 476 |
| Provision for loan and lease losses | $4,872,000 | 653 |
| Total noninterest income | $7,755,000 | 604 |
| Gross Fiduciary activities income | $244,000 | 668 |
| Service charges on deposit accounts | $2,996,000 | 440 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,515,000 | 595 |
| Total noninterest expense | $33,017,000 | 463 |
| Salaries and employee benefits | $19,074,000 | 397 |
| Premises and equipment expense | $5,669,000 | 378 |
| Additional noninterest expense | $8,274,000 | 593 |
| Pre-tax net operating income | $5,765,000 | 881 |
| Securities gains (losses) | $2,182,000 | 108 |
| Applicable income taxes | $2,298,000 | 578 |
| Income before extraordinary items | $5,649,000 | 642 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $5,649,000 | 641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,599,000 | 563 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,099,780 | 955 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $33,734,000 | 583 |
| Total interest expense | $9,819,000 | 874 |
| Net interest income | $23,915,000 | 478 |
| Provision for loan and lease losses | $2,398,000 | 694 |
| Total noninterest income | $5,131,000 | 621 |
| Gross Fiduciary activities income | $154,000 | 693 |
| Service charges on deposit accounts | $1,941,000 | 438 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,036,000 | 614 |
| Total noninterest expense | $21,631,000 | 470 |
| Salaries and employee benefits | $12,739,000 | 397 |
| Premises and equipment expense | $3,588,000 | 397 |
| Additional noninterest expense | $5,304,000 | 588 |
| Pre-tax net operating income | $5,017,000 | 706 |
| Securities gains (losses) | $2,182,000 | 111 |
| Applicable income taxes | $2,296,000 | 469 |
| Income before extraordinary items | $4,903,000 | 563 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,903,000 | 561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,266,000 | 747 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,419,240 | 788 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $17,507,000 | 578 |
| Total interest expense | $5,547,000 | 818 |
| Net interest income | $11,960,000 | 471 |
| Provision for loan and lease losses | $258,000 | 1,553 |
| Total noninterest income | $2,473,000 | 644 |
| Gross Fiduciary activities income | $76,000 | 712 |
| Service charges on deposit accounts | $914,000 | 459 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,483,000 | 619 |
| Total noninterest expense | $11,122,000 | 454 |
| Salaries and employee benefits | $6,981,000 | 368 |
| Premises and equipment expense | $1,638,000 | 430 |
| Additional noninterest expense | $2,503,000 | 589 |
| Pre-tax net operating income | $3,053,000 | 642 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $933,000 | 618 |
| Income before extraordinary items | $2,120,000 | 724 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,120,000 | 725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,038 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,120,000 | 688 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $73,922,000 | 570 |
| Total interest expense | $24,750,000 | 798 |
| Net interest income | $49,172,000 | 472 |
| Provision for loan and lease losses | $3,896,000 | 510 |
| Total noninterest income | $12,091,000 | 541 |
| Gross Fiduciary activities income | $216,000 | 788 |
| Service charges on deposit accounts | $4,209,000 | 414 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $7,666,000 | 490 |
| Total noninterest expense | $40,407,000 | 475 |
| Salaries and employee benefits | $25,165,000 | 396 |
| Premises and equipment expense | $6,086,000 | 440 |
| Additional noninterest expense | $9,156,000 | 633 |
| Pre-tax net operating income | $16,960,000 | 528 |
| Securities gains (losses) | $38,000 | 889 |
| Applicable income taxes | $5,453,000 | 504 |
| Income before extraordinary items | $11,545,000 | 563 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $11,545,000 | 561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,969,000 | 628 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $11,519,160 | 558 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $54,893,000 | 572 |
| Total interest expense | $18,278,000 | 806 |
| Net interest income | $36,615,000 | 474 |
| Provision for loan and lease losses | $3,228,000 | 370 |
| Total noninterest income | $8,979,000 | 543 |
| Gross Fiduciary activities income | $143,000 | 805 |
| Service charges on deposit accounts | $3,164,000 | 405 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,672,000 | 506 |
| Total noninterest expense | $29,999,000 | 477 |
| Salaries and employee benefits | $18,975,000 | 393 |
| Premises and equipment expense | $4,379,000 | 457 |
| Additional noninterest expense | $6,645,000 | 624 |
| Pre-tax net operating income | $12,367,000 | 580 |
| Securities gains (losses) | $38,000 | 681 |
| Applicable income taxes | $4,229,000 | 536 |
| Income before extraordinary items | $8,176,000 | 646 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $8,176,000 | 644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,650,000 | 457 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $8,150,920 | 633 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $35,504,000 | 603 |
| Total interest expense | $11,775,000 | 840 |
| Net interest income | $23,729,000 | 499 |
| Provision for loan and lease losses | $2,007,000 | 325 |
| Total noninterest income | $5,739,000 | 576 |
| Gross Fiduciary activities income | $82,000 | 849 |
| Service charges on deposit accounts | $2,035,000 | 427 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,622,000 | 542 |
| Total noninterest expense | $19,372,000 | 509 |
| Salaries and employee benefits | $12,493,000 | 407 |
| Premises and equipment expense | $2,835,000 | 484 |
| Additional noninterest expense | $4,044,000 | 706 |
| Pre-tax net operating income | $8,089,000 | 621 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,639,000 | 578 |
| Income before extraordinary items | $5,450,000 | 674 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,450,000 | 673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,039,000 | 440 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $5,450,000 | 661 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $17,253,000 | 618 |
| Total interest expense | $5,782,000 | 850 |
| Net interest income | $11,471,000 | 509 |
| Provision for loan and lease losses | $834,000 | 339 |
| Total noninterest income | $2,842,000 | 572 |
| Gross Fiduciary activities income | $39,000 | 863 |
| Service charges on deposit accounts | $933,000 | 448 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,870,000 | 526 |
| Total noninterest expense | $9,551,000 | 513 |
| Salaries and employee benefits | $6,163,000 | 417 |
| Premises and equipment expense | $1,391,000 | 486 |
| Additional noninterest expense | $1,997,000 | 698 |
| Pre-tax net operating income | $3,928,000 | 625 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,285,000 | 603 |
| Income before extraordinary items | $2,643,000 | 684 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,643,000 | 683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 1,184 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,643,000 | 674 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $60,159,000 | 646 |
| Total interest expense | $16,184,000 | 1,026 |
| Net interest income | $43,975,000 | 520 |
| Provision for loan and lease losses | $2,148,000 | 526 |
| Total noninterest income | $11,223,000 | 559 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $4,068,000 | 422 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,155,000 | 523 |
| Total noninterest expense | $35,430,000 | 520 |
| Salaries and employee benefits | $21,898,000 | 446 |
| Premises and equipment expense | $4,786,000 | 530 |
| Additional noninterest expense | $8,746,000 | 626 |
| Pre-tax net operating income | $17,620,000 | 606 |
| Securities gains (losses) | $-987,000 | 8,583 |
| Applicable income taxes | $5,575,000 | 585 |
| Income before extraordinary items | $11,058,000 | 679 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $11,058,000 | 679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 1,501 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $11,709,420 | 639 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $42,966,000 | 677 |
| Total interest expense | $10,994,000 | 1,113 |
| Net interest income | $31,972,000 | 552 |
| Provision for loan and lease losses | $1,576,000 | 502 |
| Total noninterest income | $8,365,000 | 576 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $3,062,000 | 423 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,303,000 | 537 |
| Total noninterest expense | $25,409,000 | 549 |
| Salaries and employee benefits | $15,886,000 | 467 |
| Premises and equipment expense | $3,558,000 | 541 |
| Additional noninterest expense | $5,965,000 | 697 |
| Pre-tax net operating income | $13,352,000 | 618 |
| Securities gains (losses) | $-983,000 | 8,677 |
| Applicable income taxes | $4,101,000 | 627 |
| Income before extraordinary items | $8,268,000 | 710 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,268,000 | 709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,997 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $8,926,610 | 656 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $28,137,000 | 681 |
| Total interest expense | $6,408,000 | 1,217 |
| Net interest income | $21,729,000 | 541 |
| Provision for loan and lease losses | $666,000 | 748 |
| Total noninterest income | $5,550,000 | 582 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,006,000 | 426 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,544,000 | 536 |
| Total noninterest expense | $17,726,000 | 545 |
| Salaries and employee benefits | $11,733,000 | 434 |
| Premises and equipment expense | $2,316,000 | 560 |
| Additional noninterest expense | $3,677,000 | 744 |
| Pre-tax net operating income | $8,887,000 | 615 |
| Securities gains (losses) | $-983,000 | 8,732 |
| Applicable income taxes | $2,678,000 | 645 |
| Income before extraordinary items | $5,226,000 | 747 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,226,000 | 747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,304 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,874,780 | 666 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $12,746,000 | 725 |
| Total interest expense | $3,047,000 | 1,211 |
| Net interest income | $9,699,000 | 597 |
| Provision for loan and lease losses | $-96,000 | 8,664 |
| Total noninterest income | $2,322,000 | 652 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $936,000 | 442 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,386,000 | 631 |
| Total noninterest expense | $7,620,000 | 608 |
| Salaries and employee benefits | $4,651,000 | 534 |
| Premises and equipment expense | $1,115,000 | 579 |
| Additional noninterest expense | $1,854,000 | 732 |
| Pre-tax net operating income | $4,497,000 | 596 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,561,000 | 572 |
| Income before extraordinary items | $2,936,000 | 663 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,936,000 | 662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,099 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,936,000 | 648 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $42,367,000 | 759 |
| Total interest expense | $9,675,000 | 1,166 |
| Net interest income | $32,692,000 | 644 |
| Provision for loan and lease losses | $2,229,000 | 482 |
| Total noninterest income | $8,945,000 | 675 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,653,000 | 465 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,292,000 | 654 |
| Total noninterest expense | $26,125,000 | 662 |
| Salaries and employee benefits | $15,620,000 | 588 |
| Premises and equipment expense | $3,925,000 | 624 |
| Additional noninterest expense | $6,580,000 | 795 |
| Pre-tax net operating income | $13,283,000 | 749 |
| Securities gains (losses) | $-43,000 | 8,125 |
| Applicable income taxes | $4,308,000 | 722 |
| Income before extraordinary items | $8,932,000 | 808 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,932,000 | 810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $518,000 | 1,140 |
| Cash dividends | $450,000 | 3,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,960,810 | 789 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $29,983,000 | 780 |
| Total interest expense | $6,827,000 | 1,162 |
| Net interest income | $23,156,000 | 673 |
| Provision for loan and lease losses | $2,229,000 | 349 |
| Total noninterest income | $6,571,000 | 688 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,682,000 | 480 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,889,000 | 668 |
| Total noninterest expense | $18,293,000 | 689 |
| Salaries and employee benefits | $10,885,000 | 624 |
| Premises and equipment expense | $2,824,000 | 648 |
| Additional noninterest expense | $4,584,000 | 841 |
| Pre-tax net operating income | $9,205,000 | 800 |
| Securities gains (losses) | $-43,000 | 8,421 |
| Applicable income taxes | $2,909,000 | 798 |
| Income before extraordinary items | $6,253,000 | 859 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,253,000 | 860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 1,172 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,282,240 | 840 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $18,555,000 | 823 |
| Total interest expense | $4,143,000 | 1,203 |
| Net interest income | $14,412,000 | 709 |
| Provision for loan and lease losses | $1,292,000 | 386 |
| Total noninterest income | $4,215,000 | 699 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,710,000 | 488 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,505,000 | 681 |
| Total noninterest expense | $11,709,000 | 710 |
| Salaries and employee benefits | $6,950,000 | 636 |
| Premises and equipment expense | $1,857,000 | 654 |
| Additional noninterest expense | $2,902,000 | 867 |
| Pre-tax net operating income | $5,626,000 | 851 |
| Securities gains (losses) | $-41,000 | 8,545 |
| Applicable income taxes | $1,733,000 | 854 |
| Income before extraordinary items | $3,852,000 | 907 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,852,000 | 907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,880,290 | 881 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,599,000 | 885 |
| Total interest expense | $1,818,000 | 1,316 |
| Net interest income | $6,781,000 | 754 |
| Provision for loan and lease losses | $298,000 | 807 |
| Total noninterest income | $1,954,000 | 729 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $795,000 | 505 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,159,000 | 712 |
| Total noninterest expense | $5,665,000 | 736 |
| Salaries and employee benefits | $3,283,000 | 671 |
| Premises and equipment expense | $942,000 | 636 |
| Additional noninterest expense | $1,440,000 | 868 |
| Pre-tax net operating income | $2,772,000 | 849 |
| Securities gains (losses) | $-39,000 | 8,753 |
| Applicable income taxes | $854,000 | 860 |
| Income before extraordinary items | $1,879,000 | 921 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,879,000 | 921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,262 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,905,910 | 893 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $25,816,000 | 1,095 |
| Total interest expense | $4,895,000 | 1,671 |
| Net interest income | $20,921,000 | 946 |
| Provision for loan and lease losses | $1,438,000 | 747 |
| Total noninterest income | $6,691,000 | 835 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,889,000 | 602 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,802,000 | 818 |
| Total noninterest expense | $18,549,000 | 879 |
| Salaries and employee benefits | $11,136,000 | 768 |
| Premises and equipment expense | $2,852,000 | 795 |
| Additional noninterest expense | $4,561,000 | 1,078 |
| Pre-tax net operating income | $7,625,000 | 1,146 |
| Securities gains (losses) | $49,000 | 1,761 |
| Applicable income taxes | $2,172,000 | 1,183 |
| Income before extraordinary items | $5,502,000 | 1,190 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,502,000 | 1,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $552,000 | 1,243 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,466,720 | 1,163 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $18,148,000 | 1,151 |
| Total interest expense | $3,402,000 | 1,762 |
| Net interest income | $14,746,000 | 1,002 |
| Provision for loan and lease losses | $997,000 | 781 |
| Total noninterest income | $4,788,000 | 880 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,106,000 | 631 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,682,000 | 871 |
| Total noninterest expense | $12,626,000 | 967 |
| Salaries and employee benefits | $7,524,000 | 854 |
| Premises and equipment expense | $2,002,000 | 843 |
| Additional noninterest expense | $3,100,000 | 1,186 |
| Pre-tax net operating income | $5,911,000 | 1,115 |
| Securities gains (losses) | $33,000 | 1,968 |
| Applicable income taxes | $1,821,000 | 1,098 |
| Income before extraordinary items | $4,123,000 | 1,201 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,123,000 | 1,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 1,477 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,100,230 | 1,166 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $11,700,000 | 1,176 |
| Total interest expense | $2,168,000 | 1,829 |
| Net interest income | $9,532,000 | 1,025 |
| Provision for loan and lease losses | $829,000 | 617 |
| Total noninterest income | $3,034,000 | 916 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,361,000 | 642 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,673,000 | 910 |
| Total noninterest expense | $8,052,000 | 1,002 |
| Salaries and employee benefits | $4,842,000 | 885 |
| Premises and equipment expense | $1,234,000 | 909 |
| Additional noninterest expense | $1,976,000 | 1,224 |
| Pre-tax net operating income | $3,685,000 | 1,170 |
| Securities gains (losses) | $-13,000 | 8,727 |
| Applicable income taxes | $1,101,000 | 1,188 |
| Income before extraordinary items | $2,571,000 | 1,261 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,571,000 | 1,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,580,100 | 1,215 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,644,000 | 1,227 |
| Total interest expense | $1,047,000 | 1,913 |
| Net interest income | $4,597,000 | 1,076 |
| Provision for loan and lease losses | $136,000 | 1,658 |
| Total noninterest income | $1,302,000 | 1,024 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $623,000 | 684 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $679,000 | 1,035 |
| Total noninterest expense | $3,843,000 | 1,053 |
| Salaries and employee benefits | $2,305,000 | 939 |
| Premises and equipment expense | $622,000 | 920 |
| Additional noninterest expense | $916,000 | 1,318 |
| Pre-tax net operating income | $1,920,000 | 1,108 |
| Securities gains (losses) | $-21,000 | 8,983 |
| Applicable income taxes | $627,000 | 1,079 |
| Income before extraordinary items | $1,272,000 | 1,274 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,272,000 | 1,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,673 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,286,070 | 1,193 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,350,000 | 1,322 |
| Total interest expense | $4,471,000 | 1,996 |
| Net interest income | $16,879,000 | 1,148 |
| Provision for loan and lease losses | $955,000 | 1,243 |
| Total noninterest income | $5,557,000 | 1,046 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,336,000 | 729 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,221,000 | 1,029 |
| Total noninterest expense | $15,318,000 | 1,061 |
| Salaries and employee benefits | $9,269,000 | 917 |
| Premises and equipment expense | $2,491,000 | 898 |
| Additional noninterest expense | $3,558,000 | 1,381 |
| Pre-tax net operating income | $6,163,000 | 1,339 |
| Securities gains (losses) | $39,000 | 2,721 |
| Applicable income taxes | $1,906,000 | 1,332 |
| Income before extraordinary items | $4,296,000 | 1,461 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,296,000 | 1,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $705,000 | 1,219 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,269,090 | 1,402 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,652,000 | 1,390 |
| Total interest expense | $3,465,000 | 2,012 |
| Net interest income | $12,187,000 | 1,201 |
| Provision for loan and lease losses | $822,000 | 1,056 |
| Total noninterest income | $4,182,000 | 1,076 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,706,000 | 760 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,476,000 | 1,066 |
| Total noninterest expense | $10,713,000 | 1,144 |
| Salaries and employee benefits | $6,541,000 | 997 |
| Premises and equipment expense | $1,784,000 | 962 |
| Additional noninterest expense | $2,388,000 | 1,547 |
| Pre-tax net operating income | $4,834,000 | 1,331 |
| Securities gains (losses) | $29,000 | 2,717 |
| Applicable income taxes | $1,582,000 | 1,284 |
| Income before extraordinary items | $3,281,000 | 1,496 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,281,000 | 1,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 1,948 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,261,570 | 1,433 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,172,000 | 1,444 |
| Total interest expense | $2,340,000 | 2,050 |
| Net interest income | $7,832,000 | 1,240 |
| Provision for loan and lease losses | $644,000 | 936 |
| Total noninterest income | $2,626,000 | 1,111 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,080,000 | 799 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,546,000 | 1,113 |
| Total noninterest expense | $6,823,000 | 1,190 |
| Salaries and employee benefits | $4,315,000 | 1,001 |
| Premises and equipment expense | $1,036,000 | 1,105 |
| Additional noninterest expense | $1,472,000 | 1,649 |
| Pre-tax net operating income | $2,991,000 | 1,429 |
| Securities gains (losses) | $23,000 | 2,537 |
| Applicable income taxes | $960,000 | 1,419 |
| Income before extraordinary items | $2,054,000 | 1,575 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,054,000 | 1,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,688 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,038,360 | 1,493 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,825,000 | 1,543 |
| Total interest expense | $1,146,000 | 2,136 |
| Net interest income | $3,679,000 | 1,330 |
| Provision for loan and lease losses | $74,000 | 3,005 |
| Total noninterest income | $1,133,000 | 1,219 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $422,000 | 982 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $711,000 | 1,154 |
| Total noninterest expense | $3,246,000 | 1,242 |
| Salaries and employee benefits | $2,107,000 | 1,019 |
| Premises and equipment expense | $479,000 | 1,195 |
| Additional noninterest expense | $660,000 | 1,781 |
| Pre-tax net operating income | $1,492,000 | 1,434 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $533,000 | 1,293 |
| Income before extraordinary items | $959,000 | 1,674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $959,000 | 1,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,980 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $959,000 | 1,569 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,610,000 | 1,855 |
| Total interest expense | $3,918,000 | 2,802 |
| Net interest income | $12,692,000 | 1,525 |
| Provision for loan and lease losses | $1,607,000 | 890 |
| Total noninterest income | $3,455,000 | 1,403 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,435,000 | 1,129 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,020,000 | 1,299 |
| Total noninterest expense | $11,050,000 | 1,398 |
| Salaries and employee benefits | $7,450,000 | 1,073 |
| Premises and equipment expense | $1,703,000 | 1,291 |
| Additional noninterest expense | $1,897,000 | 2,432 |
| Pre-tax net operating income | $3,490,000 | 2,210 |
| Securities gains (losses) | $426,000 | 728 |
| Applicable income taxes | $1,314,000 | 1,829 |
| Income before extraordinary items | $2,602,000 | 2,275 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,602,000 | 2,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $923,000 | 1,045 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,320,840 | 2,405 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,297,000 | 2,109 |
| Total interest expense | $6,123,000 | 2,610 |
| Net interest income | $10,174,000 | 1,754 |
| Provision for loan and lease losses | $1,118,000 | 1,152 |
| Total noninterest income | $2,252,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,221,000 | 1,226 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,031,000 | 1,992 |
| Total noninterest expense | $8,471,000 | 1,723 |
| Salaries and employee benefits | $5,252,000 | 1,446 |
| Premises and equipment expense | $1,346,000 | 1,599 |
| Additional noninterest expense | $1,873,000 | 2,383 |
| Pre-tax net operating income | $2,837,000 | 2,396 |
| Securities gains (losses) | $41,000 | 2,547 |
| Applicable income taxes | $960,000 | 2,139 |
| Income before extraordinary items | $1,918,000 | 2,632 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,918,000 | 2,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $435,000 | 1,720 |
| Cash dividends | $938,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,890,530 | 2,586 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,268,000 | 2,438 |
| Total interest expense | $5,717,000 | 2,908 |
| Net interest income | $8,551,000 | 2,072 |
| Provision for loan and lease losses | $808,000 | 1,268 |
| Total noninterest income | $1,817,000 | 2,019 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,089,000 | 1,240 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $728,000 | 2,295 |
| Total noninterest expense | $6,160,000 | 2,226 |
| Salaries and employee benefits | $3,714,000 | 1,934 |
| Premises and equipment expense | $999,000 | 2,063 |
| Additional noninterest expense | $1,447,000 | 2,906 |
| Pre-tax net operating income | $3,400,000 | 2,136 |
| Securities gains (losses) | $3,000 | 1,519 |
| Applicable income taxes | $1,108,000 | 1,951 |
| Income before extraordinary items | $2,295,000 | 2,252 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,295,000 | 2,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 1,507 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,292,990 | 2,261 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,174,000 | 2,897 |
| Total interest expense | $4,196,000 | 3,442 |
| Net interest income | $6,978,000 | 2,520 |
| Provision for loan and lease losses | $427,000 | 1,991 |
| Total noninterest income | $1,704,000 | 2,091 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $995,000 | 1,317 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $709,000 | 2,357 |
| Total noninterest expense | $4,769,000 | 2,831 |
| Salaries and employee benefits | $2,804,000 | 2,502 |
| Premises and equipment expense | $750,000 | 2,709 |
| Additional noninterest expense | $1,215,000 | 3,389 |
| Pre-tax net operating income | $3,486,000 | 2,102 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $1,041,000 | 2,154 |
| Income before extraordinary items | $2,451,000 | 2,133 |
| Extraordinary gains, net | $-1,000 | 10,139 |
| Net income | $2,450,000 | 2,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,328 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,446,800 | 2,107 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,898,000 | 3,263 |
| Total interest expense | $3,752,000 | 3,884 |
| Net interest income | $6,146,000 | 2,794 |
| Provision for loan and lease losses | $174,000 | 3,870 |
| Total noninterest income | $1,419,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $805,000 | 1,574 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $614,000 | 2,606 |
| Total noninterest expense | $3,598,000 | 3,528 |
| Salaries and employee benefits | $2,332,000 | 2,902 |
| Premises and equipment expense | $527,000 | 3,546 |
| Additional noninterest expense | $739,000 | 4,948 |
| Pre-tax net operating income | $3,793,000 | 1,925 |
| Securities gains (losses) | $12,000 | 2,822 |
| Applicable income taxes | $1,277,000 | 1,882 |
| Income before extraordinary items | $2,528,000 | 2,062 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,528,000 | 2,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,807 |
| Cash dividends | $1,167,000 | 2,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,520,080 | 1,996 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,584,000 | 3,724 |
| Total interest expense | $3,223,000 | 4,428 |
| Net interest income | $5,361,000 | 3,268 |
| Provision for loan and lease losses | $236,000 | 3,102 |
| Total noninterest income | $977,000 | 3,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $623,000 | 2,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $354,000 | 3,558 |
| Total noninterest expense | $2,987,000 | 4,112 |
| Salaries and employee benefits | $1,959,000 | 3,375 |
| Premises and equipment expense | $421,000 | 4,267 |
| Additional noninterest expense | $607,000 | 5,758 |
| Pre-tax net operating income | $3,115,000 | 2,405 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $998,000 | 2,444 |
| Income before extraordinary items | $2,121,000 | 2,449 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,121,000 | 2,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,457 |
| Cash dividends | $4,000 | 7,833 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 932 |
| Net operating income | $2,118,280 | 2,391 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,454,000 | 4,311 |
| Total interest expense | $2,896,000 | 4,940 |
| Net interest income | $4,558,000 | 3,859 |
| Provision for loan and lease losses | $204,000 | 3,372 |
| Total noninterest income | $754,000 | 3,863 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $472,000 | 2,871 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $282,000 | 4,230 |
| Total noninterest expense | $2,465,000 | 5,066 |
| Salaries and employee benefits | $1,613,000 | 4,033 |
| Premises and equipment expense | $361,000 | 4,917 |
| Additional noninterest expense | $491,000 | 7,132 |
| Pre-tax net operating income | $2,643,000 | 2,645 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $816,000 | 2,793 |
| Income before extraordinary items | $1,828,000 | 2,664 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,828,000 | 2,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,157 |
| Cash dividends | $4,000 | 8,293 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 853 |
| Net operating income | $1,827,310 | 2,620 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,451,000 | 4,889 |
| Total interest expense | $2,437,000 | 5,680 |
| Net interest income | $4,014,000 | 4,291 |
| Provision for loan and lease losses | $114,000 | 4,327 |
| Total noninterest income | $592,000 | 4,620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $355,000 | 3,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 4,638 |
| Total noninterest expense | $2,254,000 | 5,449 |
| Salaries and employee benefits | $1,375,000 | 4,633 |
| Premises and equipment expense | $292,000 | 5,753 |
| Additional noninterest expense | $587,000 | 6,617 |
| Pre-tax net operating income | $2,238,000 | 3,166 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $756,000 | 3,020 |
| Income before extraordinary items | $1,486,000 | 3,276 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,486,000 | 3,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,496 |
| Cash dividends | $3,000 | 8,676 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 724 |
| Net operating income | $1,483,360 | 3,258 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,149,000 | 5,534 |
| Total interest expense | $1,411,000 | 7,175 |
| Net interest income | $3,738,000 | 4,656 |
| Provision for loan and lease losses | $103,000 | 4,489 |
| Total noninterest income | $459,000 | 5,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $304,000 | 4,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 6,118 |
| Total noninterest expense | $2,057,000 | 6,053 |
| Salaries and employee benefits | $1,185,000 | 5,302 |
| Premises and equipment expense | $281,000 | 5,988 |
| Additional noninterest expense | $591,000 | 7,102 |
| Pre-tax net operating income | $2,037,000 | 3,368 |
| Securities gains (losses) | $25,000 | 1,598 |
| Applicable income taxes | $689,000 | 3,130 |
| Income before extraordinary items | $1,373,000 | 3,418 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,373,000 | 3,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,867 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 964 |
| Net operating income | $1,356,250 | 3,485 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,310,000 | 6,513 |
| Total interest expense | $1,299,000 | 7,883 |
| Net interest income | $3,011,000 | 5,645 |
| Provision for loan and lease losses | $65,000 | 6,791 |
| Total noninterest income | $472,000 | 5,811 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 5,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 5,429 |
| Total noninterest expense | $1,746,000 | 7,051 |
| Salaries and employee benefits | $976,000 | 6,267 |
| Premises and equipment expense | $245,000 | 6,787 |
| Additional noninterest expense | $525,000 | 7,993 |
| Pre-tax net operating income | $1,672,000 | 3,930 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $672,000 | 3,235 |
| Income before extraordinary items | $1,005,000 | 4,682 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,005,000 | 4,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $2,000 | 9,058 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,141 |
| Net operating income | $1,001,800 | 4,456 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,760,000 | 7,823 |
| Total interest expense | $1,388,000 | 8,899 |
| Net interest income | $2,372,000 | 6,842 |
| Provision for loan and lease losses | $211,000 | 5,078 |
| Total noninterest income | $351,000 | 7,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 7,224 |
| Total noninterest expense | $1,352,000 | 8,480 |
| Salaries and employee benefits | $741,000 | 7,672 |
| Premises and equipment expense | $218,000 | 7,441 |
| Additional noninterest expense | $393,000 | 9,643 |
| Pre-tax net operating income | $1,160,000 | 5,055 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $396,000 | 4,834 |
| Income before extraordinary items | $771,000 | 5,515 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $771,000 | 5,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 7,168 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 1,032 |
| Net operating income | $766,380 | 5,206 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.