Home > Panhandle State Bank > Net charge- offs to loans
Panhandle State Bank, Net charge- offs to loans
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 4,328 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0486% | 5,930 |
| Percentage Net Loans Charged-off:Construction & development | -0.1811% | 5,456 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0325% | 5,790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0309% | 5,906 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2079% | 4,711 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0257% | 2,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2739% | 1,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3619% | 2,020 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7491% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0177% | 5,192 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0638% | 5,611 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0398% | 3,434 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0395% | 5,897 |
| Percentage Net Loans Charged-off:Construction & development | -0.2320% | 5,563 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 5,454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0263% | 5,892 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2494% | 4,751 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0440% | 2,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3893% | 1,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2719% | 2,114 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7498% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1332% | 5,567 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0315% | 5,545 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 3,456 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0182% | 5,650 |
| Percentage Net Loans Charged-off:Construction & development | -0.0691% | 5,441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0375% | 5,983 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3823% | 4,814 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0672% | 1,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1302% | 1,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3740% | 1,712 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9240% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0530% | 5,225 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0557% | 5,645 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1553% | 3,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2428% | 2,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.2137% | 1,309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3117% | 1,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2346% | 2,029 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1503% | 4,862 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3486% | 1,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3484% | 6,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0794% | 3,830 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6002% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4038% | 6,298 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4018% | 737 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0655% | 3,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2434% | 1,929 |
| Percentage Net Loans Charged-off:Construction & development | 0.3181% | 1,084 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3814% | 1,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0370% | 3,379 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1668% | 4,904 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0982% | 2,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5267% | 6,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1891% | 2,959 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1372% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4628% | 6,342 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0169% | 5,614 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1249% | 3,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3567% | 1,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.2851% | 1,005 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6259% | 757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 3,359 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6027% | 5,004 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1778% | 1,993 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5360% | 6,283 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0994% | 5,705 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2056% | 461 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5774% | 6,392 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0483% | 5,733 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3418% | 1,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6154% | 854 |
| Percentage Net Loans Charged-off:Construction & development | -0.0924% | 5,761 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2739% | 364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1092% | 6,534 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3917% | 4,983 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0292% | 6,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3495% | 6,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0411% | 977 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3334% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4732% | 1,547 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0587% | 5,804 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7354% | 473 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0078% | 330 |
| Percentage Net Loans Charged-off:Construction & development | 3.9937% | 678 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0999% | 365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8555% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1851% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0549% | 352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0543% | 822 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0194% | 623 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0309% | 445 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0159% | 572 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0096% | 5,812 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8712% | 410 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1287% | 293 |
| Percentage Net Loans Charged-off:Construction & development | 3.9110% | 658 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0818% | 354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3481% | 279 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5193% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5984% | 268 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3172% | 680 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4225% | 476 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9427% | 432 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5634% | 414 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0219% | 5,933 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9190% | 451 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0903% | 353 |
| Percentage Net Loans Charged-off:Construction & development | 5.4356% | 483 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6228% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2704% | 316 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6050% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1664% | 354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6793% | 612 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5307% | 477 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3297% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5864% | 428 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0607% | 6,061 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7637% | 540 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9197% | 440 |
| Percentage Net Loans Charged-off:Construction & development | 3.7449% | 529 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3725% | 330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0893% | 801 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2499% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7088% | 1,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4404% | 572 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0545% | 386 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3695% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4975% | 305 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1467% | 6,190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2759% | 1,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5789% | 951 |
| Percentage Net Loans Charged-off:Construction & development | 4.0557% | 1,160 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3722% | 2,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4606% | 395 |
| Percentage Net Loans Charged-off: Home equity loans | 4.9102% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4381% | 853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5806% | 2,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5180% | 390 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4702% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3497% | 364 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4249% | 865 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1113% | 1,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2896% | 1,112 |
| Percentage Net Loans Charged-off:Construction & development | 4.1878% | 998 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0577% | 2,842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5954% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8109% | 456 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5016% | 750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7706% | 2,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1311% | 699 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5973% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7338% | 735 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5473% | 724 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0991% | 1,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1620% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 3.3616% | 1,065 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0695% | 7,061 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8730% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4001% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0811% | 511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0021% | 1,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6165% | 944 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2675% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3517% | 906 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8289% | 536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1312% | 1,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0463% | 1,163 |
| Percentage Net Loans Charged-off:Construction & development | 1.5807% | 1,074 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0676% | 1,740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6303% | 373 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1492% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8400% | 339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1284% | 1,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6844% | 874 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9725% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3364% | 830 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4874% | 334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3631% | 260 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9880% | 283 |
| Percentage Net Loans Charged-off:Construction & development | 7.8179% | 802 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8918% | 366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0553% | 1,060 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2239% | 317 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6779% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4739% | 309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.5520% | 333 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1126% | 1,013 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9565% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3502% | 689 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8490% | 187 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1807% | 245 |
| Percentage Net Loans Charged-off:Construction & development | 8.9885% | 611 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2234% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0761% | 843 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2973% | 292 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9032% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4793% | 290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.3247% | 229 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0679% | 1,010 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4387% | 455 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2088% | 675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2591% | 288 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2797% | 251 |
| Percentage Net Loans Charged-off:Construction & development | 8.2575% | 612 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2984% | 470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1219% | 656 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0698% | 211 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0676% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 4.0708% | 233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9148% | 466 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1765% | 941 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5461% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7125% | 488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7088% | 593 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9185% | 488 |
| Percentage Net Loans Charged-off:Construction & development | 4.3626% | 852 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6915% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1115% | 424 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9557% | 239 |
| Percentage Net Loans Charged-off: Home equity loans | 4.9033% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5240% | 297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0051% | 784 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2308% | 623 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4990% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9280% | 566 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9490% | 272 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.9025% | 167 |
| Percentage Net Loans Charged-off:Construction & development | 12.9544% | 429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2914% | 760 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7254% | 445 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5945% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3041% | 373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1284% | 1,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9763% | 532 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7195% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3408% | 453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3097% | 305 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.9752% | 207 |
| Percentage Net Loans Charged-off:Construction & development | 10.8346% | 441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3879% | 532 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6164% | 694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9735% | 726 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9551% | 559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7317% | 1,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4303% | 656 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0297% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2753% | 447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6182% | 423 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3378% | 255 |
| Percentage Net Loans Charged-off:Construction & development | 9.0883% | 480 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6599% | 602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5453% | 381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6290% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4960% | 933 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9721% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3578% | 661 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9315% | 1,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1723% | 912 |
| Percentage Net Loans Charged-off:Construction & development | 2.0958% | 936 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1938% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2463% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6297% | 991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5485% | 1,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3807% | 1,593 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9704% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7355% | 1,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6989% | 1,284 |
| Percentage Net Loans Charged-off:Construction & development | 1.3384% | 1,376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1920% | 2,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2236% | 998 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1758% | 2,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1133% | 1,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7492% | 1,213 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1503% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0351% | 1,760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6165% | 1,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5576% | 1,075 |
| Percentage Net Loans Charged-off:Construction & development | 1.0260% | 1,078 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2029% | 1,702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1293% | 905 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2403% | 1,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0327% | 1,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3622% | 1,342 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0189% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0469% | 1,477 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3257% | 2,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2295% | 1,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.3268% | 1,152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2985% | 1,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2035% | 647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3452% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7155% | 1,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0117% | 1,680 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2026% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0092% | 1,394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0401% | 3,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 2,588 |
| Percentage Net Loans Charged-off:Construction & development | -0.1373% | 7,641 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5075% | 589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7568% | 394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0258% | 2,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8989% | 1,675 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4973% | 578 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2668% | 2,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1263% | 1,848 |
| Percentage Net Loans Charged-off:Construction & development | 0.2418% | 931 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0059% | 1,605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 7,843 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0272% | 6,006 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5384% | 1,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4758% | 995 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4525% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0542% | 1,529 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3016% | 1,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1472% | 1,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.2918% | 512 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0181% | 7,864 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0497% | 6,012 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7438% | 1,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8523% | 1,640 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1341% | 538 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0727% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2913% | 1,240 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 7,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0252% | 7,924 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0553% | 6,006 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 7,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0319% | 787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8679% | 1,522 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8393% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1095% | 1,074 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0578% | 2,807 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 7,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 7,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0312% | 1,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8348% | 1,484 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8617% | 517 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0554% | 4,256 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0197% | 8,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0441% | 8,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 2,813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 2,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1215% | 2,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8529% | 1,760 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5025% | 1,115 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2333% | 7,361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0282% | 4,447 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0226% | 8,040 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0603% | 8,148 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0531% | 1,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0931% | 1,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0549% | 2,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8763% | 1,529 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6788% | 935 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3142% | 7,436 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0199% | 4,338 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0465% | 8,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0926% | 8,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0861% | 2,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1382% | 1,093 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2884% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4895% | 7,468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0181% | 3,678 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0652% | 8,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1933% | 8,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0300% | 6,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7654% | 1,596 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5878% | 774 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1028% | 3,611 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0196% | 8,106 |
| Percentage Net Loans Charged-off:Construction & development | -0.0862% | 7,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0351% | 1,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 2,955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0663% | 481 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0212% | 8,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1318% | 3,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9456% | 1,988 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9225% | 855 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0259% | 1,517 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0905% | 3,317 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0285% | 8,170 |
| Percentage Net Loans Charged-off:Construction & development | -0.1303% | 7,857 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0484% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0916% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0332% | 8,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2039% | 2,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5826% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6590% | 1,142 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0340% | 1,295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 5,432 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0453% | 8,266 |
| Percentage Net Loans Charged-off:Construction & development | -0.2206% | 7,844 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0766% | 565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0049% | 2,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2059% | 4,142 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0115% | 943 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0527% | 1,040 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0162% | 7,204 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0928% | 8,495 |
| Percentage Net Loans Charged-off:Construction & development | -0.2750% | 7,844 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0157% | 8,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0173% | 1,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3306% | 3,099 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1625% | 3,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 2,880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0527% | 587 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0392% | 2,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0320% | 548 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0407% | 2,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4524% | 2,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5986% | 3,367 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3827% | 1,184 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1221% | 3,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 2,820 |
| Percentage Net Loans Charged-off:Construction & development | -0.0109% | 7,854 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0479% | 1,887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0462% | 419 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0482% | 1,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3056% | 2,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6772% | 2,739 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7581% | 1,330 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0007% | 7,244 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0307% | 8,364 |
| Percentage Net Loans Charged-off:Construction & development | -0.0350% | 7,876 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0630% | 8,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0726% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0875% | 8,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0398% | 7,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4449% | 3,430 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1922% | 2,493 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0376% | 7,820 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0698% | 8,614 |
| Percentage Net Loans Charged-off:Construction & development | -0.0713% | 7,890 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1354% | 8,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1598% | 8,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0274% | 7,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0488% | 4,592 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3912% | 2,466 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2697% | 2,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0861% | 2,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.1488% | 517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0399% | 2,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0545% | 485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0374% | 2,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6310% | 2,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7553% | 3,142 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4920% | 1,725 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1297% | 3,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0533% | 2,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 2,632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0929% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 8,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2642% | 2,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4509% | 4,051 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7853% | 1,535 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0731% | 4,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0756% | 1,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 8,225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 8,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0027% | 7,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6572% | 2,976 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5756% | 1,469 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0516% | 8,315 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 8,166 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0093% | 8,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 8,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1259% | 7,899 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1673% | 8,159 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3545% | 1,229 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5189% | 1,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0693% | 2,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1624% | 1,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7078% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1052% | 1,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5330% | 1,345 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4406% | 1,488 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3243% | 2,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0816% | 1,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1561% | 1,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2116% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7305% | 2,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3742% | 4,835 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0275% | 1,711 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3774% | 1,787 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1522% | 3,869 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1361% | 4,425 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1989% | 3,828 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1671% | 4,571 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0870% | 5,958 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0274% | 10,563 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0121% | 9,500 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2213% | 6,996 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |