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Panhandle First Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$8,714,000	1,402
Total interest expense	$2,858,000	1,473
Net interest income	$5,856,000	1,369
Provision for loan and lease losses	$270,000	866
Total noninterest income	$567,000	1,804
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$189,000	1,231
Trading account gains and fees	NA	NA
Additional Noninterest Income	$378,000	1,759
Total noninterest expense	$4,018,000	1,524
Salaries and employee benefits	$2,216,000	1,553
Premises and equipment expense	$287,000	1,925
Additional noninterest expense	$378,000	1,759
Pre-tax net operating income	$2,135,000	1,375
Securities gains (losses)	$0	665
Applicable income taxes	$0	3,151
Income before extraordinary items	$2,135,000	1,216
Extraordinary gains, net	$0	47
Net income	$2,135,000	1,233
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,135,000	1,216
Net charge-offs	$0	2,299
Cash dividends	$0	2,364
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$2,135,000	1,228
2024-12-31 (YTD Data)		Rank
Total interest income	$30,437,000	1,538
Total interest expense	$10,015,000	1,665
Net interest income	$20,422,000	1,450
Provision for loan and lease losses	$2,061,000	595
Total noninterest income	$2,007,000	2,006
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$703,000	1,333
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,304,000	1,981
Total noninterest expense	$13,867,000	1,678
Salaries and employee benefits	$7,494,000	1,736
Premises and equipment expense	$930,000	2,132
Additional noninterest expense	$1,304,000	1,981
Pre-tax net operating income	$6,501,000	1,562
Securities gains (losses)	$0	940
Applicable income taxes	$0	3,278
Income before extraordinary items	$6,501,000	1,427
Extraordinary gains, net	$0	53
Net income	$6,501,000	1,440
Minority interest net income	$0	90
Net income of bank and minority interests.	$6,501,000	1,427
Net charge-offs	$75,000	1,886
Cash dividends	$4,080,000	1,011
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$6,501,000	1,431
2024-09-30 (YTD Data)		Rank
Total interest income	$21,551,000	1,600
Total interest expense	$7,177,000	1,712
Net interest income	$14,374,000	1,511
Provision for loan and lease losses	$1,821,000	516
Total noninterest income	$1,400,000	2,065
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$506,000	1,370
Trading account gains and fees	NA	NA
Additional Noninterest Income	$894,000	2,068
Total noninterest expense	$9,326,000	1,806
Salaries and employee benefits	$5,115,000	1,836
Premises and equipment expense	$672,000	2,172
Additional noninterest expense	$894,000	2,068
Pre-tax net operating income	$4,627,000	1,606
Securities gains (losses)	$0	930
Applicable income taxes	$0	3,278
Income before extraordinary items	$4,627,000	1,442
Extraordinary gains, net	$0	51
Net income	$4,627,000	1,458
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,627,000	1,444
Net charge-offs	$74,000	1,528
Cash dividends	$2,460,000	1,037
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$4,627,000	1,446
2024-06-30 (YTD Data)		Rank
Total interest income	$12,404,000	1,751
Total interest expense	$4,277,000	1,801
Net interest income	$8,127,000	1,712
Provision for loan and lease losses	$1,581,000	427
Total noninterest income	$785,000	2,228
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$296,000	1,476
Trading account gains and fees	NA	NA
Additional Noninterest Income	$489,000	2,226
Total noninterest expense	$5,160,000	2,025
Salaries and employee benefits	$2,899,000	2,042
Premises and equipment expense	$386,000	2,348
Additional noninterest expense	$489,000	2,226
Pre-tax net operating income	$2,171,000	2,008
Securities gains (losses)	$0	628
Applicable income taxes	$0	3,283
Income before extraordinary items	$2,171,000	1,825
Extraordinary gains, net	$0	52
Net income	$2,171,000	1,850
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,171,000	1,826
Net charge-offs	$83,000	1,175
Cash dividends	$1,907,000	957
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$2,171,000	1,831
2024-03-31 (YTD Data)		Rank
Total interest income	$3,565,000	2,493
Total interest expense	$1,059,000	2,617
Net interest income	$2,506,000	2,379
Provision for loan and lease losses	$0	2,578
Total noninterest income	$268,000	2,552
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$69,000	2,280
Trading account gains and fees	NA	NA
Additional Noninterest Income	$199,000	2,389
Total noninterest expense	$1,615,000	2,701
Salaries and employee benefits	$939,000	2,642
Premises and equipment expense	$96,000	3,300
Additional noninterest expense	$199,000	2,389
Pre-tax net operating income	$1,159,000	1,878
Securities gains (losses)	$0	689
Applicable income taxes	$0	3,183
Income before extraordinary items	$1,159,000	1,719
Extraordinary gains, net	$0	51
Net income	$1,159,000	1,740
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,159,000	1,718
Net charge-offs	$-4,000	3,832
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$1,159,000	1,714
2023-12-31 (YTD Data)		Rank
Total interest income	$12,361,000	2,551
Total interest expense	$2,923,000	2,644
Net interest income	$9,438,000	2,458
Provision for loan and lease losses	$0	3,275
Total noninterest income	$1,113,000	2,613
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$301,000	2,186
Trading account gains and fees	NA	NA
Additional Noninterest Income	$812,000	2,486
Total noninterest expense	$5,663,000	2,873
Salaries and employee benefits	$3,429,000	2,748
Premises and equipment expense	$321,000	3,521
Additional noninterest expense	$812,000	2,486
Pre-tax net operating income	$4,888,000	1,946
Securities gains (losses)	$0	988
Applicable income taxes	$0	3,369
Income before extraordinary items	$4,888,000	1,753
Extraordinary gains, net	$0	54
Net income	$4,888,000	1,774
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,888,000	1,756
Net charge-offs	$-47,000	4,180
Cash dividends	$1,977,000	1,554
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$4,888,000	1,783
2023-09-30 (YTD Data)		Rank
Total interest income	$9,029,000	2,566
Total interest expense	$2,037,000	2,623
Net interest income	$6,992,000	2,494
Provision for loan and lease losses	$0	3,085
Total noninterest income	$825,000	2,627
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$228,000	2,179
Trading account gains and fees	NA	NA
Additional Noninterest Income	$597,000	2,498
Total noninterest expense	$4,190,000	2,878
Salaries and employee benefits	$2,599,000	2,719
Premises and equipment expense	$232,000	3,565
Additional noninterest expense	$597,000	2,497
Pre-tax net operating income	$3,627,000	2,007
Securities gains (losses)	$0	849
Applicable income taxes	$0	3,407
Income before extraordinary items	$3,627,000	1,830
Extraordinary gains, net	$0	52
Net income	$3,627,000	1,847
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,627,000	1,830
Net charge-offs	$-43,000	4,188
Cash dividends	$327,000	2,518
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,627,000	1,854
2023-06-30 (YTD Data)		Rank
Total interest income	$5,834,000	2,577
Total interest expense	$1,257,000	2,562
Net interest income	$4,577,000	2,538
Provision for loan and lease losses	$0	2,940
Total noninterest income	$561,000	2,566
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$156,000	2,140
Trading account gains and fees	NA	NA
Additional Noninterest Income	$405,000	2,438
Total noninterest expense	$2,748,000	2,902
Salaries and employee benefits	$1,733,000	2,725
Premises and equipment expense	$156,000	3,568
Additional noninterest expense	$405,000	2,434
Pre-tax net operating income	$2,390,000	2,024
Securities gains (losses)	$0	938
Applicable income taxes	$0	3,436
Income before extraordinary items	$2,390,000	1,831
Extraordinary gains, net	$0	51
Net income	$2,390,000	1,851
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,390,000	1,831
Net charge-offs	$-36,000	4,249
Cash dividends	$162,000	2,612
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,390,000	1,839
2023-03-31 (YTD Data)		Rank
Total interest income	$2,780,000	2,622
Total interest expense	$577,000	2,472
Net interest income	$2,203,000	2,596
Provision for loan and lease losses	$0	2,612
Total noninterest income	$296,000	2,500
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$80,000	2,140
Trading account gains and fees	NA	NA
Additional Noninterest Income	$216,000	2,347
Total noninterest expense	$1,346,000	2,966
Salaries and employee benefits	$877,000	2,746
Premises and equipment expense	$70,000	3,724
Additional noninterest expense	$216,000	2,347
Pre-tax net operating income	$1,153,000	2,126
Securities gains (losses)	$0	950
Applicable income taxes	$0	3,388
Income before extraordinary items	$1,153,000	1,917
Extraordinary gains, net	$0	4
Net income	$1,153,000	1,917
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,153,000	1,917
Net charge-offs	$-30,000	4,314
Cash dividends	$162,000	1,899
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,153,000	1,934
2022-12-31 (YTD Data)		Rank
Total interest income	$9,327,000	2,625
Total interest expense	$1,089,000	2,300
Net interest income	$8,238,000	2,635
Provision for loan and lease losses	$180,000	1,851
Total noninterest income	$1,142,000	2,645
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$323,000	2,174
Trading account gains and fees	NA	NA
Additional Noninterest Income	$819,000	2,564
Total noninterest expense	$5,041,000	3,029
Salaries and employee benefits	$3,298,000	2,795
Premises and equipment expense	$246,000	3,841
Additional noninterest expense	$819,000	2,564
Pre-tax net operating income	$4,159,000	2,254
Securities gains (losses)	$0	691
Applicable income taxes	$0	3,596
Income before extraordinary items	$4,159,000	2,054
Extraordinary gains, net	$0	5
Net income	$4,159,000	2,053
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,159,000	2,053
Net charge-offs	$-79,000	4,220
Cash dividends	$700,000	2,447
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,159,000	2,083
2022-09-30 (YTD Data)		Rank
Total interest income	$6,752,000	2,614
Total interest expense	$678,000	2,236
Net interest income	$6,074,000	2,644
Provision for loan and lease losses	$180,000	1,523
Total noninterest income	$870,000	2,662
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$242,000	2,190
Trading account gains and fees	NA	NA
Additional Noninterest Income	$628,000	2,552
Total noninterest expense	$3,698,000	3,050
Salaries and employee benefits	$2,430,000	2,808
Premises and equipment expense	$178,000	3,883
Additional noninterest expense	$628,000	2,552
Pre-tax net operating income	$3,066,000	2,253
Securities gains (losses)	$0	740
Applicable income taxes	$0	3,603
Income before extraordinary items	$3,066,000	2,059
Extraordinary gains, net	$0	4
Net income	$3,066,000	2,058
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,066,000	2,058
Net charge-offs	$-74,000	4,213
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,066,000	2,087
2022-06-30 (YTD Data)		Rank
Total interest income	$4,244,000	2,671
Total interest expense	$405,000	2,245
Net interest income	$3,839,000	2,695
Provision for loan and lease losses	$180,000	1,178
Total noninterest income	$579,000	2,664
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$162,000	2,188
Trading account gains and fees	NA	NA
Additional Noninterest Income	$417,000	2,581
Total noninterest expense	$2,466,000	3,036
Salaries and employee benefits	$1,635,000	2,800
Premises and equipment expense	$123,000	3,883
Additional noninterest expense	$708,000	3,170
Pre-tax net operating income	$1,772,000	2,357
Securities gains (losses)	$0	687
Applicable income taxes	$0	3,564
Income before extraordinary items	$1,772,000	2,140
Extraordinary gains, net	$0	4
Net income	$1,772,000	2,140
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,772,000	2,140
Net charge-offs	$-72,000	4,305
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,772,000	2,180
2022-03-31 (YTD Data)		Rank
Total interest income	$2,070,000	2,666
Total interest expense	$191,000	2,298
Net interest income	$1,879,000	2,675
Provision for loan and lease losses	$90,000	1,018
Total noninterest income	$279,000	2,678
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$78,000	2,205
Trading account gains and fees	NA	NA
Additional Noninterest Income	$201,000	2,565
Total noninterest expense	$1,239,000	3,030
Salaries and employee benefits	$820,000	2,790
Premises and equipment expense	$59,000	3,945
Additional noninterest expense	$360,000	3,150
Pre-tax net operating income	$829,000	2,342
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$829,000	2,148
Extraordinary gains, net	$0	4
Net income	$829,000	2,148
Minority interest net income	$0	50
Net income of bank and minority interests.	$829,000	2,148
Net charge-offs	$-66,000	4,466
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$829,000	2,166
2021-12-31 (YTD Data)		Rank
Total interest income	$8,646,000	2,700
Total interest expense	$820,000	2,492
Net interest income	$7,826,000	2,681
Provision for loan and lease losses	$400,000	1,195
Total noninterest income	$1,161,000	2,810
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$279,000	2,278
Trading account gains and fees	NA	NA
Additional Noninterest Income	$882,000	2,739
Total noninterest expense	$4,921,000	3,047
Salaries and employee benefits	$3,091,000	2,885
Premises and equipment expense	$258,000	3,891
Additional noninterest expense	$1,572,000	3,021
Pre-tax net operating income	$3,666,000	2,440
Securities gains (losses)	$545,000	340
Applicable income taxes	$0	3,710
Income before extraordinary items	$4,211,000	2,091
Extraordinary gains, net	$0	10
Net income	$4,211,000	2,092
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,211,000	2,092
Net charge-offs	$-18,000	3,808
Cash dividends	$1,836,000	1,621
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,666,000	2,256
2021-09-30 (YTD Data)		Rank
Total interest income	$6,543,000	2,724
Total interest expense	$627,000	2,545
Net interest income	$5,916,000	2,712
Provision for loan and lease losses	$270,000	1,230
Total noninterest income	$824,000	2,913
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$193,000	2,363
Trading account gains and fees	NA	NA
Additional Noninterest Income	$631,000	2,819
Total noninterest expense	$3,618,000	3,088
Salaries and employee benefits	$2,339,000	2,886
Premises and equipment expense	$197,000	3,917
Additional noninterest expense	$1,082,000	3,185
Pre-tax net operating income	$2,852,000	2,493
Securities gains (losses)	$0	2,015
Applicable income taxes	$0	3,719
Income before extraordinary items	$2,852,000	2,325
Extraordinary gains, net	$0	8
Net income	$2,852,000	2,324
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,852,000	2,325
Net charge-offs	$-16,000	3,803
Cash dividends	$456,000	2,385
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,852,000	2,299
2021-06-30 (YTD Data)		Rank
Total interest income	$4,276,000	2,764
Total interest expense	$418,000	2,608
Net interest income	$3,858,000	2,747
Provision for loan and lease losses	$180,000	1,246
Total noninterest income	$522,000	2,958
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$120,000	2,408
Trading account gains and fees	NA	NA
Additional Noninterest Income	$402,000	2,838
Total noninterest expense	$2,431,000	3,066
Salaries and employee benefits	$1,562,000	2,885
Premises and equipment expense	$144,000	3,833
Additional noninterest expense	$725,000	3,163
Pre-tax net operating income	$1,769,000	2,571
Securities gains (losses)	$0	1,818
Applicable income taxes	$0	3,702
Income before extraordinary items	$1,769,000	2,389
Extraordinary gains, net	$0	6
Net income	$1,769,000	2,389
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,769,000	2,389
Net charge-offs	$-8,000	3,728
Cash dividends	$304,000	2,338
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,769,000	2,357
2021-03-31 (YTD Data)		Rank
Total interest income	$2,040,000	2,832
Total interest expense	$206,000	2,708
Net interest income	$1,834,000	2,806
Provision for loan and lease losses	$90,000	1,312
Total noninterest income	$252,000	2,971
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$58,000	2,439
Trading account gains and fees	NA	NA
Additional Noninterest Income	$194,000	2,871
Total noninterest expense	$1,214,000	3,064
Salaries and employee benefits	$797,000	2,856
Premises and equipment expense	$76,000	3,794
Additional noninterest expense	$341,000	3,218
Pre-tax net operating income	$782,000	2,697
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$782,000	2,546
Extraordinary gains, net	$0	3
Net income	$782,000	2,544
Minority interest net income	$0	55
Net income of bank and minority interests.	$782,000	2,546
Net charge-offs	$-6,000	3,842
Cash dividends	$152,000	1,939
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$782,000	2,517
2020-12-31 (YTD Data)		Rank
Total interest income	$7,959,000	2,892
Total interest expense	$1,186,000	2,689
Net interest income	$6,773,000	2,864
Provision for loan and lease losses	$460,000	2,326
Total noninterest income	$1,021,000	2,839
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$275,000	2,343
Trading account gains and fees	NA	NA
Additional Noninterest Income	$746,000	2,753
Total noninterest expense	$4,350,000	3,243
Salaries and employee benefits	$2,815,000	3,037
Premises and equipment expense	$217,000	4,169
Additional noninterest expense	$1,318,000	3,254
Pre-tax net operating income	$2,984,000	2,434
Securities gains (losses)	$61,000	1,631
Applicable income taxes	$0	3,697
Income before extraordinary items	$3,045,000	2,295
Extraordinary gains, net	$0	4
Net income	$3,045,000	2,294
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,045,000	2,295
Net charge-offs	$9,000	3,054
Cash dividends	$1,306,000	1,920
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,984,000	2,262
2020-09-30 (YTD Data)		Rank
Total interest income	$5,905,000	2,925
Total interest expense	$938,000	2,696
Net interest income	$4,967,000	2,907
Provision for loan and lease losses	$270,000	2,510
Total noninterest income	$781,000	2,798
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$212,000	2,319
Trading account gains and fees	NA	NA
Additional Noninterest Income	$569,000	2,709
Total noninterest expense	$3,359,000	3,189
Salaries and employee benefits	$2,226,000	2,938
Premises and equipment expense	$159,000	4,203
Additional noninterest expense	$974,000	3,266
Pre-tax net operating income	$2,119,000	2,505
Securities gains (losses)	$61,000	1,453
Applicable income taxes	$0	3,696
Income before extraordinary items	$2,180,000	2,322
Extraordinary gains, net	$0	4
Net income	$2,180,000	2,322
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,180,000	2,322
Net charge-offs	$-58,000	4,690
Cash dividends	$456,000	2,405
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,119,000	2,316
2020-06-30 (YTD Data)		Rank
Total interest income	$3,993,000	2,937
Total interest expense	$669,000	2,711
Net interest income	$3,324,000	2,923
Provision for loan and lease losses	$180,000	2,493
Total noninterest income	$511,000	2,783
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$139,000	2,370
Trading account gains and fees	NA	NA
Additional Noninterest Income	$372,000	2,687
Total noninterest expense	$2,245,000	3,187
Salaries and employee benefits	$1,499,000	2,944
Premises and equipment expense	$108,000	4,211
Additional noninterest expense	$638,000	3,303
Pre-tax net operating income	$1,410,000	2,475
Securities gains (losses)	$60,000	1,219
Applicable income taxes	$0	3,655
Income before extraordinary items	$1,470,000	2,266
Extraordinary gains, net	$0	4
Net income	$1,470,000	2,265
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,470,000	2,266
Net charge-offs	$-55,000	4,769
Cash dividends	$304,000	2,379
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,410,000	2,272
2020-03-31 (YTD Data)		Rank
Total interest income	$2,005,000	2,927
Total interest expense	$364,000	2,731
Net interest income	$1,641,000	2,923
Provision for loan and lease losses	$90,000	2,048
Total noninterest income	$245,000	2,759
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$82,000	2,405
Trading account gains and fees	NA	NA
Additional Noninterest Income	$163,000	2,679
Total noninterest expense	$1,126,000	3,204
Salaries and employee benefits	$758,000	2,942
Premises and equipment expense	$48,000	4,354
Additional noninterest expense	$320,000	3,334
Pre-tax net operating income	$670,000	2,404
Securities gains (losses)	$61,000	779
Applicable income taxes	$0	3,513
Income before extraordinary items	$731,000	2,107
Extraordinary gains, net	$0	4
Net income	$731,000	2,106
Minority interest net income	$0	56
Net income of bank and minority interests.	$731,000	2,107
Net charge-offs	$-13,000	4,549
Cash dividends	$152,000	2,085
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$670,000	2,212
2019-12-31 (YTD Data)		Rank
Total interest income	$7,924,000	2,973
Total interest expense	$1,574,000	2,685
Net interest income	$6,350,000	2,999
Provision for loan and lease losses	$360,000	1,775
Total noninterest income	$998,000	2,821
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$308,000	2,572
Trading account gains and fees	NA	NA
Additional Noninterest Income	$690,000	2,679
Total noninterest expense	$4,356,000	3,274
Salaries and employee benefits	$2,875,000	3,013
Premises and equipment expense	$246,000	4,154
Additional noninterest expense	$1,235,000	3,443
Pre-tax net operating income	$2,632,000	2,661
Securities gains (losses)	$151,000	737
Applicable income taxes	$0	3,859
Income before extraordinary items	$2,783,000	2,403
Extraordinary gains, net	$0	11
Net income	$2,783,000	2,404
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,783,000	2,405
Net charge-offs	$125,000	2,048
Cash dividends	$1,400,000	1,953
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,632,000	2,470
2019-09-30 (YTD Data)		Rank
Total interest income	$5,864,000	3,026
Total interest expense	$1,189,000	2,700
Net interest income	$4,675,000	3,066
Provision for loan and lease losses	$270,000	1,685
Total noninterest income	$756,000	2,826
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$227,000	2,629
Trading account gains and fees	NA	NA
Additional Noninterest Income	$529,000	2,670
Total noninterest expense	$3,275,000	3,279
Salaries and employee benefits	$2,165,000	3,016
Premises and equipment expense	$195,000	4,147
Additional noninterest expense	$915,000	3,485
Pre-tax net operating income	$1,886,000	2,816
Securities gains (losses)	$151,000	620
Applicable income taxes	$0	3,902
Income before extraordinary items	$2,037,000	2,498
Extraordinary gains, net	$0	11
Net income	$2,037,000	2,499
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,037,000	2,499
Net charge-offs	$119,000	1,651
Cash dividends	$522,000	2,445
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,886,000	2,585
2019-06-30 (YTD Data)		Rank
Total interest income	$3,830,000	3,072
Total interest expense	$793,000	2,681
Net interest income	$3,037,000	3,131
Provision for loan and lease losses	$180,000	1,640
Total noninterest income	$446,000	2,952
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$144,000	2,695
Trading account gains and fees	NA	NA
Additional Noninterest Income	$302,000	2,800
Total noninterest expense	$2,184,000	3,297
Salaries and employee benefits	$1,426,000	3,058
Premises and equipment expense	$128,000	4,185
Additional noninterest expense	$630,000	3,455
Pre-tax net operating income	$1,119,000	2,946
Securities gains (losses)	$151,000	429
Applicable income taxes	$0	3,901
Income before extraordinary items	$1,270,000	2,579
Extraordinary gains, net	$0	11
Net income	$1,270,000	2,578
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,270,000	2,578
Net charge-offs	$68,000	1,624
Cash dividends	$360,000	2,437
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,119,000	2,761
2019-03-31 (YTD Data)		Rank
Total interest income	$1,906,000	3,098
Total interest expense	$386,000	2,688
Net interest income	$1,520,000	3,151
Provision for loan and lease losses	$90,000	1,533
Total noninterest income	$218,000	2,942
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$71,000	2,721
Trading account gains and fees	NA	NA
Additional Noninterest Income	$147,000	2,769
Total noninterest expense	$1,072,000	3,357
Salaries and employee benefits	$699,000	3,107
Premises and equipment expense	$70,000	4,110
Additional noninterest expense	$303,000	3,527
Pre-tax net operating income	$576,000	2,874
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$576,000	2,689
Extraordinary gains, net	$0	5
Net income	$576,000	2,688
Minority interest net income	$0	52
Net income of bank and minority interests.	$576,000	2,688
Net charge-offs	$58,000	1,135
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$576,000	2,667
2018-12-31 (YTD Data)		Rank
Total interest income	$7,318,000	3,091
Total interest expense	$1,107,000	2,779
Net interest income	$6,211,000	3,099
Provision for loan and lease losses	$300,000	1,959
Total noninterest income	$957,000	2,910
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$328,000	2,609
Trading account gains and fees	NA	NA
Additional Noninterest Income	$629,000	2,794
Total noninterest expense	$4,313,000	3,332
Salaries and employee benefits	$2,744,000	3,117
Premises and equipment expense	$265,000	4,202
Additional noninterest expense	$1,304,000	3,436
Pre-tax net operating income	$2,555,000	2,745
Securities gains (losses)	$-234,000	5,178
Applicable income taxes	$0	3,978
Income before extraordinary items	$2,321,000	2,708
Extraordinary gains, net	$0	6
Net income	$2,321,000	2,706
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,321,000	2,707
Net charge-offs	$227,000	1,539
Cash dividends	$1,270,000	1,949
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,555,000	2,553
2018-09-30 (YTD Data)		Rank
Total interest income	$5,319,000	3,154
Total interest expense	$763,000	2,826
Net interest income	$4,556,000	3,163
Provision for loan and lease losses	$120,000	2,455
Total noninterest income	$681,000	3,014
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$244,000	2,638
Trading account gains and fees	NA	NA
Additional Noninterest Income	$437,000	2,920
Total noninterest expense	$3,392,000	3,261
Salaries and employee benefits	$2,207,000	3,006
Premises and equipment expense	$207,000	4,183
Additional noninterest expense	$978,000	3,446
Pre-tax net operating income	$1,725,000	2,981
Securities gains (losses)	$-234,000	5,336
Applicable income taxes	$0	4,032
Income before extraordinary items	$1,491,000	3,004
Extraordinary gains, net	$0	5
Net income	$1,491,000	3,002
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,491,000	3,003
Net charge-offs	$233,000	1,138
Cash dividends	$675,000	2,085
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,725,000	2,761
2018-06-30 (YTD Data)		Rank
Total interest income	$3,409,000	3,200
Total interest expense	$465,000	2,895
Net interest income	$2,944,000	3,228
Provision for loan and lease losses	$80,000	2,377
Total noninterest income	$445,000	3,050
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$159,000	2,675
Trading account gains and fees	NA	NA
Additional Noninterest Income	$286,000	2,955
Total noninterest expense	$2,219,000	3,319
Salaries and employee benefits	$1,497,000	2,989
Premises and equipment expense	$143,000	4,159
Additional noninterest expense	$579,000	3,694
Pre-tax net operating income	$1,090,000	3,032
Securities gains (losses)	$-234,000	5,429
Applicable income taxes	$0	4,018
Income before extraordinary items	$856,000	3,194
Extraordinary gains, net	$0	6
Net income	$856,000	3,192
Minority interest net income	$0	65
Net income of bank and minority interests.	$856,000	3,193
Net charge-offs	$-1,000	3,891
Cash dividends	$475,000	2,074
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,090,000	2,816
2018-03-31 (YTD Data)		Rank
Total interest income	$1,658,000	3,260
Total interest expense	$222,000	2,925
Net interest income	$1,436,000	3,283
Provision for loan and lease losses	$30,000	2,415
Total noninterest income	$212,000	3,098
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$81,000	2,647
Trading account gains and fees	NA	NA
Additional Noninterest Income	$131,000	3,009
Total noninterest expense	$1,129,000	3,318
Salaries and employee benefits	$769,000	2,960
Premises and equipment expense	$79,000	4,056
Additional noninterest expense	$281,000	3,768
Pre-tax net operating income	$489,000	3,128
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$489,000	2,931
Extraordinary gains, net	$0	7
Net income	$489,000	2,932
Minority interest net income	$0	52
Net income of bank and minority interests.	$489,000	2,931
Net charge-offs	$1,000	2,559
Cash dividends	$200,000	1,882
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$489,000	2,921
2017-12-31 (YTD Data)		Rank
Total interest income	$6,480,000	3,266
Total interest expense	$709,000	3,117
Net interest income	$5,771,000	3,258
Provision for loan and lease losses	$120,000	2,846
Total noninterest income	$934,000	3,040
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$345,000	2,614
Trading account gains and fees	NA	NA
Additional Noninterest Income	$589,000	2,956
Total noninterest expense	$4,230,000	3,456
Salaries and employee benefits	$2,721,000	3,178
Premises and equipment expense	$262,000	4,377
Additional noninterest expense	$1,247,000	3,588
Pre-tax net operating income	$2,355,000	2,843
Securities gains (losses)	$9,000	1,639
Applicable income taxes	$0	4,135
Income before extraordinary items	$2,364,000	2,408
Extraordinary gains, net	$0	9
Net income	$2,364,000	2,408
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,364,000	2,408
Net charge-offs	$11,000	3,661
Cash dividends	$1,345,000	1,840
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,355,000	2,404
2017-09-30 (YTD Data)		Rank
Total interest income	$4,812,000	3,300
Total interest expense	$496,000	3,228
Net interest income	$4,316,000	3,282
Provision for loan and lease losses	$90,000	2,745
Total noninterest income	$714,000	3,039
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$265,000	2,595
Trading account gains and fees	NA	NA
Additional Noninterest Income	$449,000	2,950
Total noninterest expense	$3,182,000	3,462
Salaries and employee benefits	$2,017,000	3,211
Premises and equipment expense	$199,000	4,382
Additional noninterest expense	$966,000	3,536
Pre-tax net operating income	$1,758,000	2,910
Securities gains (losses)	$9,000	1,660
Applicable income taxes	$0	4,172
Income before extraordinary items	$1,767,000	2,603
Extraordinary gains, net	$0	9
Net income	$1,767,000	2,603
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,767,000	2,603
Net charge-offs	$36,000	2,656
Cash dividends	$795,000	1,941
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,758,000	2,590
2017-06-30 (YTD Data)		Rank
Total interest income	$3,187,000	3,310
Total interest expense	$311,000	3,302
Net interest income	$2,876,000	3,278
Provision for loan and lease losses	$60,000	2,608
Total noninterest income	$471,000	3,058
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$174,000	2,623
Trading account gains and fees	NA	NA
Additional Noninterest Income	$297,000	2,954
Total noninterest expense	$2,149,000	3,440
Salaries and employee benefits	$1,353,000	3,210
Premises and equipment expense	$133,000	4,406
Additional noninterest expense	$663,000	3,492
Pre-tax net operating income	$1,138,000	2,927
Securities gains (losses)	$9,000	1,292
Applicable income taxes	$0	4,189
Income before extraordinary items	$1,147,000	2,605
Extraordinary gains, net	$0	11
Net income	$1,147,000	2,604
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,147,000	2,605
Net charge-offs	$50,000	2,000
Cash dividends	$535,000	1,926
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,138,000	2,599
2017-03-31 (YTD Data)		Rank
Total interest income	$1,562,000	3,359
Total interest expense	$152,000	3,337
Net interest income	$1,410,000	3,322
Provision for loan and lease losses	$30,000	2,408
Total noninterest income	$229,000	3,101
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$91,000	2,546
Trading account gains and fees	NA	NA
Additional Noninterest Income	$138,000	3,040
Total noninterest expense	$1,101,000	3,412
Salaries and employee benefits	$698,000	3,201
Premises and equipment expense	$65,000	4,484
Additional noninterest expense	$338,000	3,461
Pre-tax net operating income	$508,000	3,058
Securities gains (losses)	$-10,000	5,652
Applicable income taxes	$0	4,086
Income before extraordinary items	$498,000	2,760
Extraordinary gains, net	$0	8
Net income	$498,000	2,760
Minority interest net income	$0	55
Net income of bank and minority interests.	$498,000	2,760
Net charge-offs	$69,000	1,132
Cash dividends	$335,000	1,554
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$508,000	2,709
2016-12-31 (YTD Data)		Rank
Total interest income	$5,984,000	3,434
Total interest expense	$585,000	3,366
Net interest income	$5,399,000	3,402
Provision for loan and lease losses	$70,000	3,422
Total noninterest income	$1,043,000	2,976
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$383,000	2,541
Trading account gains and fees	$0	170
Additional Noninterest Income	$660,000	2,913
Total noninterest expense	$4,068,000	3,617
Salaries and employee benefits	$2,517,000	3,388
Premises and equipment expense	$293,000	4,349
Additional noninterest expense	$1,258,000	3,707
Pre-tax net operating income	$2,304,000	2,819
Securities gains (losses)	$96,000	1,378
Applicable income taxes	$0	4,278
Income before extraordinary items	$2,400,000	2,481
Extraordinary gains, net	$0	5
Net income	$2,400,000	2,480
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,400,000	2,481
Net charge-offs	$14,000	3,764
Cash dividends	$1,045,000	2,147
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,304,000	2,499
2016-09-30 (YTD Data)		Rank
Total interest income	$4,479,000	3,454
Total interest expense	$435,000	3,398
Net interest income	$4,044,000	3,424
Provision for loan and lease losses	$45,000	3,408
Total noninterest income	$796,000	2,949
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$287,000	2,543
Trading account gains and fees	$0	169
Additional Noninterest Income	$509,000	2,881
Total noninterest expense	$2,988,000	3,666
Salaries and employee benefits	$1,852,000	3,419
Premises and equipment expense	$209,000	4,448
Additional noninterest expense	$927,000	3,777
Pre-tax net operating income	$1,807,000	2,792
Securities gains (losses)	$95,000	1,305
Applicable income taxes	$0	4,325
Income before extraordinary items	$1,902,000	2,423
Extraordinary gains, net	$0	5
Net income	$1,902,000	2,422
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,902,000	2,423
Net charge-offs	$11,000	3,389
Cash dividends	$535,000	2,307
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,807,000	2,457
2016-06-30 (YTD Data)		Rank
Total interest income	$3,008,000	3,449
Total interest expense	$294,000	3,397
Net interest income	$2,714,000	3,423
Provision for loan and lease losses	$30,000	3,242
Total noninterest income	$537,000	2,915
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$184,000	2,577
Trading account gains and fees	$0	157
Additional Noninterest Income	$353,000	2,823
Total noninterest expense	$1,981,000	3,701
Salaries and employee benefits	$1,161,000	3,571
Premises and equipment expense	$147,000	4,386
Additional noninterest expense	$673,000	3,608
Pre-tax net operating income	$1,240,000	2,709
Securities gains (losses)	$95,000	1,000
Applicable income taxes	$0	4,338
Income before extraordinary items	$1,335,000	2,314
Extraordinary gains, net	$0	16
Net income	$1,335,000	2,313
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,335,000	2,313
Net charge-offs	$4,000	3,372
Cash dividends	$360,000	2,320
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,240,000	2,381
2016-03-31 (YTD Data)		Rank
Total interest income	$1,436,000	3,563
Total interest expense	$148,000	3,406
Net interest income	$1,288,000	3,548
Provision for loan and lease losses	$15,000	2,996
Total noninterest income	$238,000	3,095
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$88,000	2,636
Trading account gains and fees	$0	142
Additional Noninterest Income	$150,000	2,980
Total noninterest expense	$1,027,000	3,650
Salaries and employee benefits	$590,000	3,561
Premises and equipment expense	$73,000	4,430
Additional noninterest expense	$364,000	3,449
Pre-tax net operating income	$484,000	3,102
Securities gains (losses)	$68,000	688
Applicable income taxes	$0	4,259
Income before extraordinary items	$552,000	2,584
Extraordinary gains, net	$0	12
Net income	$552,000	2,584
Minority interest net income	$0	62
Net income of bank and minority interests.	$552,000	2,584
Net charge-offs	$1,000	2,929
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$484,000	2,751
2015-12-31 (YTD Data)		Rank
Total interest income	$5,751,000	3,537
Total interest expense	$637,000	3,251
Net interest income	$5,114,000	3,538
Provision for loan and lease losses	$60,000	3,437
Total noninterest income	$1,138,000	2,865
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$400,000	2,509
Trading account gains and fees	$0	159
Additional Noninterest Income	$738,000	2,759
Total noninterest expense	$3,981,000	3,726
Salaries and employee benefits	$2,358,000	3,553
Premises and equipment expense	$291,000	4,528
Additional noninterest expense	$1,332,000	3,679
Pre-tax net operating income	$2,211,000	2,825
Securities gains (losses)	$62,000	1,489
Applicable income taxes	$0	4,402
Income before extraordinary items	$2,273,000	2,499
Extraordinary gains, net	$0	23
Net income	$2,273,000	2,501
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,273,000	2,501
Net charge-offs	$0	4,462
Cash dividends	$3,504,000	876
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,211,000	2,495
2015-09-30 (YTD Data)		Rank
Total interest income	$4,245,000	3,609
Total interest expense	$475,000	3,303
Net interest income	$3,770,000	3,602
Provision for loan and lease losses	$45,000	3,330
Total noninterest income	$890,000	2,813
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$300,000	2,524
Trading account gains and fees	$0	153
Additional Noninterest Income	$590,000	2,692
Total noninterest expense	$2,993,000	3,738
Salaries and employee benefits	$1,811,000	3,502
Premises and equipment expense	$220,000	4,561
Additional noninterest expense	$962,000	3,786
Pre-tax net operating income	$1,622,000	2,934
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$1,622,000	2,637
Extraordinary gains, net	$0	21
Net income	$1,622,000	2,637
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,622,000	2,638
Net charge-offs	$1,000	4,077
Cash dividends	$3,090,000	691
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,622,000	2,582
2015-06-30 (YTD Data)		Rank
Total interest income	$2,788,000	3,656
Total interest expense	$317,000	3,333
Net interest income	$2,471,000	3,650
Provision for loan and lease losses	$30,000	3,185
Total noninterest income	$603,000	2,815
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$201,000	2,484
Trading account gains and fees	$0	157
Additional Noninterest Income	$402,000	2,669
Total noninterest expense	$2,027,000	3,740
Salaries and employee benefits	$1,227,000	3,487
Premises and equipment expense	$146,000	4,606
Additional noninterest expense	$654,000	3,770
Pre-tax net operating income	$1,017,000	3,038
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$1,017,000	2,725
Extraordinary gains, net	$0	22
Net income	$1,017,000	2,726
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,017,000	2,727
Net charge-offs	$4,000	3,531
Cash dividends	$2,895,000	525
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,017,000	2,673
2015-03-31 (YTD Data)		Rank
Total interest income	$1,391,000	3,673
Total interest expense	$161,000	3,335
Net interest income	$1,230,000	3,664
Provision for loan and lease losses	$15,000	2,956
Total noninterest income	$350,000	2,574
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$104,000	2,410
Trading account gains and fees	$0	152
Additional Noninterest Income	$246,000	2,375
Total noninterest expense	$1,035,000	3,714
Salaries and employee benefits	$629,000	3,464
Premises and equipment expense	$76,000	4,568
Additional noninterest expense	$330,000	3,741
Pre-tax net operating income	$530,000	2,919
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$530,000	2,605
Extraordinary gains, net	$0	13
Net income	$530,000	2,608
Minority interest net income	$0	64
Net income of bank and minority interests.	$530,000	2,608
Net charge-offs	$1,000	3,128
Cash dividends	$195,000	1,896
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$530,000	2,531
2014-12-31 (YTD Data)		Rank
Total interest income	$5,575,000	3,694
Total interest expense	$668,000	3,405
Net interest income	$4,907,000	3,700
Provision for loan and lease losses	$60,000	3,589
Total noninterest income	$1,366,000	2,648
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$401,000	2,685
Trading account gains and fees	$0	180
Additional Noninterest Income	$965,000	2,370
Total noninterest expense	$4,073,000	3,794
Salaries and employee benefits	$2,452,000	3,518
Premises and equipment expense	$292,000	4,725
Additional noninterest expense	$1,329,000	3,826
Pre-tax net operating income	$2,140,000	2,868
Securities gains (losses)	$18,000	2,377
Applicable income taxes	$0	4,531
Income before extraordinary items	$2,158,000	2,553
Extraordinary gains, net	$0	17
Net income	$2,158,000	2,553
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,158,000	2,553
Net charge-offs	$-11,000	5,679
Cash dividends	$1,165,000	1,858
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,140,000	2,531
2014-09-30 (YTD Data)		Rank
Total interest income	$4,121,000	3,752
Total interest expense	$506,000	3,431
Net interest income	$3,615,000	3,776
Provision for loan and lease losses	$45,000	3,462
Total noninterest income	$1,035,000	2,656
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$295,000	2,746
Trading account gains and fees	$0	174
Additional Noninterest Income	$740,000	2,368
Total noninterest expense	$3,014,000	3,848
Salaries and employee benefits	$1,832,000	3,535
Premises and equipment expense	$218,000	4,782
Additional noninterest expense	$964,000	3,926
Pre-tax net operating income	$1,591,000	2,927
Securities gains (losses)	$18,000	2,074
Applicable income taxes	$0	4,583
Income before extraordinary items	$1,609,000	2,601
Extraordinary gains, net	$0	15
Net income	$1,609,000	2,602
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,609,000	2,601
Net charge-offs	$1,000	4,590
Cash dividends	$595,000	2,048
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,591,000	2,574
2014-06-30 (YTD Data)		Rank
Total interest income	$2,680,000	3,831
Total interest expense	$335,000	3,479
Net interest income	$2,345,000	3,843
Provision for loan and lease losses	$30,000	3,313
Total noninterest income	$668,000	2,678
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$187,000	2,826
Trading account gains and fees	$0	172
Additional Noninterest Income	$481,000	2,353
Total noninterest expense	$2,016,000	3,861
Salaries and employee benefits	$1,222,000	3,564
Premises and equipment expense	$141,000	4,886
Additional noninterest expense	$653,000	3,906
Pre-tax net operating income	$967,000	3,025
Securities gains (losses)	$-2,000	6,107
Applicable income taxes	$0	4,568
Income before extraordinary items	$965,000	2,712
Extraordinary gains, net	$0	20
Net income	$965,000	2,716
Minority interest net income	$0	80
Net income of bank and minority interests.	$965,000	2,716
Net charge-offs	$9,000	3,772
Cash dividends	$195,000	2,759
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$967,000	2,667
2014-03-31 (YTD Data)		Rank
Total interest income	$1,329,000	3,866
Total interest expense	$169,000	3,515
Net interest income	$1,160,000	3,884
Provision for loan and lease losses	$15,000	3,093
Total noninterest income	$340,000	2,625
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$89,000	2,896
Trading account gains and fees	$0	147
Additional Noninterest Income	$251,000	2,254
Total noninterest expense	$1,036,000	3,820
Salaries and employee benefits	$612,000	3,594
Premises and equipment expense	$71,000	4,911
Additional noninterest expense	$353,000	3,698
Pre-tax net operating income	$449,000	3,099
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$449,000	2,784
Extraordinary gains, net	$0	16
Net income	$449,000	2,787
Minority interest net income	$0	66
Net income of bank and minority interests.	$449,000	2,787
Net charge-offs	$10,000	2,841
Cash dividends	$195,000	1,799
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$449,000	2,741
2013-12-31 (YTD Data)		Rank
Total interest income	$5,356,000	3,892
Total interest expense	$736,000	3,630
Net interest income	$4,620,000	3,897
Provision for loan and lease losses	$30,000	4,534
Total noninterest income	$1,272,000	2,830
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$364,000	3,022
Trading account gains and fees	$0	184
Additional Noninterest Income	$908,000	2,497
Total noninterest expense	$3,887,000	3,993
Salaries and employee benefits	$2,371,000	3,671
Premises and equipment expense	$260,000	5,114
Additional noninterest expense	$1,256,000	4,084
Pre-tax net operating income	$1,975,000	2,885
Securities gains (losses)	$34,000	2,048
Applicable income taxes	$0	4,631
Income before extraordinary items	$2,009,000	2,603
Extraordinary gains, net	$0	29
Net income	$2,009,000	2,606
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,009,000	2,606
Net charge-offs	$-15,000	6,239
Cash dividends	$1,155,000	1,750
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,975,000	2,573
2013-09-30 (YTD Data)		Rank
Total interest income	$3,969,000	3,966
Total interest expense	$561,000	3,680
Net interest income	$3,408,000	3,972
Provision for loan and lease losses	$15,000	4,590
Total noninterest income	$968,000	2,867
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$267,000	3,077
Trading account gains and fees	$0	180
Additional Noninterest Income	$701,000	2,507
Total noninterest expense	$2,866,000	4,049
Salaries and employee benefits	$1,747,000	3,723
Premises and equipment expense	$193,000	5,164
Additional noninterest expense	$926,000	4,133
Pre-tax net operating income	$1,495,000	2,924
Securities gains (losses)	$29,000	2,014
Applicable income taxes	$0	4,713
Income before extraordinary items	$1,524,000	2,629
Extraordinary gains, net	$0	25
Net income	$1,524,000	2,633
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,524,000	2,633
Net charge-offs	$-2,000	5,787
Cash dividends	$585,000	1,950
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,495,000	2,587
2013-06-30 (YTD Data)		Rank
Total interest income	$2,623,000	3,997
Total interest expense	$383,000	3,688
Net interest income	$2,240,000	4,000
Provision for loan and lease losses	$0	4,788
Total noninterest income	$608,000	2,979
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$172,000	3,119
Trading account gains and fees	$0	157
Additional Noninterest Income	$436,000	2,674
Total noninterest expense	$1,890,000	4,088
Salaries and employee benefits	$1,163,000	3,741
Premises and equipment expense	$130,000	5,162
Additional noninterest expense	$597,000	4,204
Pre-tax net operating income	$958,000	2,981
Securities gains (losses)	$29,000	1,835
Applicable income taxes	$0	4,679
Income before extraordinary items	$987,000	2,673
Extraordinary gains, net	$0	22
Net income	$987,000	2,678
Minority interest net income	$0	82
Net income of bank and minority interests.	$987,000	2,678
Net charge-offs	$-13,000	6,217
Cash dividends	$195,000	2,604
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$958,000	2,628
2013-03-31 (YTD Data)		Rank
Total interest income	$1,305,000	4,051
Total interest expense	$198,000	3,694
Net interest income	$1,107,000	4,042
Provision for loan and lease losses	$0	4,409
Total noninterest income	$300,000	3,011
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$84,000	3,147
Trading account gains and fees	$0	148
Additional Noninterest Income	$216,000	2,667
Total noninterest expense	$931,000	4,173
Salaries and employee benefits	$577,000	3,802
Premises and equipment expense	$58,000	5,397
Additional noninterest expense	$296,000	4,259
Pre-tax net operating income	$476,000	2,961
Securities gains (losses)	$2,000	1,785
Applicable income taxes	$0	4,602
Income before extraordinary items	$478,000	2,673
Extraordinary gains, net	$0	10
Net income	$478,000	2,676
Minority interest net income	$0	76
Net income of bank and minority interests.	$478,000	2,675
Net charge-offs	$-10,000	6,196
Cash dividends	$195,000	1,662
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$476,000	2,605
2012-12-31 (YTD Data)		Rank
Total interest income	$5,302,000	4,165
Total interest expense	$915,000	3,828
Net interest income	$4,387,000	4,165
Provision for loan and lease losses	$0	5,905
Total noninterest income	$1,123,000	3,068
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$350,000	3,181
Trading account gains and fees	$0	166
Additional Noninterest Income	$773,000	2,736
Total noninterest expense	$3,555,000	4,335
Salaries and employee benefits	$2,046,000	4,081
Premises and equipment expense	$284,000	5,083
Additional noninterest expense	$1,225,000	4,305
Pre-tax net operating income	$1,955,000	2,859
Securities gains (losses)	$69,000	2,532
Applicable income taxes	$0	4,751
Income before extraordinary items	$2,024,000	2,567
Extraordinary gains, net	$0	29
Net income	$2,024,000	2,569
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,024,000	2,568
Net charge-offs	$-6,000	6,535
Cash dividends	$935,000	2,050
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,955,000	2,508
2012-09-30 (YTD Data)		Rank
Total interest income	$3,964,000	4,249
Total interest expense	$706,000	3,882
Net interest income	$3,258,000	4,251
Provision for loan and lease losses	$0	5,790
Total noninterest income	$804,000	3,157
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$268,000	3,193
Trading account gains and fees	$0	157
Additional Noninterest Income	$536,000	2,847
Total noninterest expense	$2,626,000	4,399
Salaries and employee benefits	$1,499,000	4,144
Premises and equipment expense	$223,000	5,057
Additional noninterest expense	$904,000	4,367
Pre-tax net operating income	$1,436,000	2,967
Securities gains (losses)	$69,000	2,241
Applicable income taxes	$0	4,802
Income before extraordinary items	$1,505,000	2,637
Extraordinary gains, net	$0	20
Net income	$1,505,000	2,638
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,505,000	2,638
Net charge-offs	$-16,000	6,700
Cash dividends	$388,000	2,322
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,436,000	2,591
2012-06-30 (YTD Data)		Rank
Total interest income	$2,655,000	4,265
Total interest expense	$486,000	3,896
Net interest income	$2,169,000	4,271
Provision for loan and lease losses	$0	5,619
Total noninterest income	$529,000	3,132
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$179,000	3,186
Trading account gains and fees	$0	153
Additional Noninterest Income	$350,000	2,847
Total noninterest expense	$1,765,000	4,413
Salaries and employee benefits	$991,000	4,197
Premises and equipment expense	$153,000	5,009
Additional noninterest expense	$621,000	4,310
Pre-tax net operating income	$933,000	2,989
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$933,000	2,736
Extraordinary gains, net	$0	19
Net income	$933,000	2,737
Minority interest net income	$0	84
Net income of bank and minority interests.	$933,000	2,737
Net charge-offs	$4,000	5,214
Cash dividends	$190,000	2,596
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$933,000	2,606
2012-03-31 (YTD Data)		Rank
Total interest income	$1,335,000	4,289
Total interest expense	$252,000	3,921
Net interest income	$1,083,000	4,297
Provision for loan and lease losses	$0	5,254
Total noninterest income	$266,000	3,139
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$96,000	3,017
Trading account gains and fees	$0	148
Additional Noninterest Income	$170,000	2,883
Total noninterest expense	$917,000	4,321
Salaries and employee benefits	$501,000	4,201
Premises and equipment expense	$87,000	4,720
Additional noninterest expense	$329,000	4,157
Pre-tax net operating income	$432,000	3,167
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$432,000	2,915
Extraordinary gains, net	$0	19
Net income	$432,000	2,918
Minority interest net income	$0	78
Net income of bank and minority interests.	$432,000	2,919
Net charge-offs	$1,000	4,615
Cash dividends	$190,000	1,650
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$432,000	2,759
2011-12-31 (YTD Data)		Rank
Total interest income	$5,619,000	4,250
Total interest expense	$1,273,000	3,827
Net interest income	$4,346,000	4,306
Provision for loan and lease losses	$90,000	5,433
Total noninterest income	$1,194,000	2,806
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$459,000	2,754
Trading account gains and fees	$0	146
Additional Noninterest Income	$735,000	2,571
Total noninterest expense	$3,438,000	4,525
Salaries and employee benefits	$1,991,000	4,185
Premises and equipment expense	$284,000	5,351
Additional noninterest expense	$1,163,000	4,551
Pre-tax net operating income	$2,012,000	2,501
Securities gains (losses)	$85,000	2,196
Applicable income taxes	$0	4,719
Income before extraordinary items	$2,097,000	2,164
Extraordinary gains, net	$0	29
Net income	$2,097,000	2,164
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,097,000	2,164
Net charge-offs	$-58,000	7,199
Cash dividends	$985,000	1,663
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,012,000	2,184
2011-09-30 (YTD Data)		Rank
Total interest income	$4,242,000	4,280
Total interest expense	$1,000,000	3,834
Net interest income	$3,242,000	4,353
Provision for loan and lease losses	$67,000	5,338
Total noninterest income	$779,000	3,060
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$345,000	2,750
Trading account gains and fees	$0	145
Additional Noninterest Income	$434,000	2,907
Total noninterest expense	$2,535,000	4,570
Salaries and employee benefits	$1,428,000	4,294
Premises and equipment expense	$207,000	5,455
Additional noninterest expense	$900,000	4,458
Pre-tax net operating income	$1,419,000	2,684
Securities gains (losses)	$85,000	1,924
Applicable income taxes	$0	4,740
Income before extraordinary items	$1,504,000	2,310
Extraordinary gains, net	$0	21
Net income	$1,504,000	2,310
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,504,000	2,311
Net charge-offs	$-46,000	7,244
Cash dividends	$585,000	1,650
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,419,000	2,324
2011-06-30 (YTD Data)		Rank
Total interest income	$2,805,000	4,351
Total interest expense	$669,000	3,922
Net interest income	$2,136,000	4,391
Provision for loan and lease losses	$45,000	5,204
Total noninterest income	$493,000	3,141
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$222,000	2,810
Trading account gains and fees	$0	153
Additional Noninterest Income	$271,000	3,035
Total noninterest expense	$1,674,000	4,649
Salaries and employee benefits	$955,000	4,320
Premises and equipment expense	$127,000	5,655
Additional noninterest expense	$592,000	4,565
Pre-tax net operating income	$910,000	2,697
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$910,000	2,444
Extraordinary gains, net	$0	15
Net income	$910,000	2,444
Minority interest net income	$0	89
Net income of bank and minority interests.	$910,000	2,444
Net charge-offs	$-29,000	7,224
Cash dividends	$390,000	1,668
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$910,000	2,355
2011-03-31 (YTD Data)		Rank
Total interest income	$1,381,000	4,408
Total interest expense	$327,000	4,088
Net interest income	$1,054,000	4,420
Provision for loan and lease losses	$22,000	4,949
Total noninterest income	$248,000	3,172
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$111,000	2,768
Trading account gains and fees	$0	158
Additional Noninterest Income	$137,000	3,061
Total noninterest expense	$859,000	4,601
Salaries and employee benefits	$487,000	4,308
Premises and equipment expense	$66,000	5,640
Additional noninterest expense	$306,000	4,476
Pre-tax net operating income	$421,000	2,867
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$421,000	2,559
Extraordinary gains, net	$0	9
Net income	$421,000	2,558
Minority interest net income	$0	86
Net income of bank and minority interests.	$421,000	2,559
Net charge-offs	$-20,000	7,198
Cash dividends	$195,000	1,457
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$421,000	2,502
2010-12-31 (YTD Data)		Rank
Total interest income	$5,386,000	4,614
Total interest expense	$1,329,000	4,559
Net interest income	$4,057,000	4,555
Provision for loan and lease losses	$185,000	5,430
Total noninterest income	$1,135,000	3,004
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$570,000	2,398
Trading account gains and fees	$0	175
Additional Noninterest Income	$565,000	3,006
Total noninterest expense	$3,320,000	4,724
Salaries and employee benefits	$1,848,000	4,451
Premises and equipment expense	$258,000	5,746
Additional noninterest expense	$1,214,000	4,578
Pre-tax net operating income	$1,687,000	2,542
Securities gains (losses)	$144,000	1,867
Applicable income taxes	$0	4,655
Income before extraordinary items	$1,831,000	2,173
Extraordinary gains, net	$0	29
Net income	$1,831,000	2,175
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,831,000	2,176
Net charge-offs	$37,000	6,095
Cash dividends	$1,020,000	1,443
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,687,000	2,213
2010-09-30 (YTD Data)		Rank
Total interest income	$4,013,000	4,722
Total interest expense	$1,003,000	4,693
Net interest income	$3,010,000	4,643
Provision for loan and lease losses	$163,000	5,157
Total noninterest income	$845,000	3,037
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$430,000	2,444
Trading account gains and fees	$0	165
Additional Noninterest Income	$415,000	3,051
Total noninterest expense	$2,418,000	4,826
Salaries and employee benefits	$1,374,000	4,504
Premises and equipment expense	$193,000	5,801
Additional noninterest expense	$851,000	4,751
Pre-tax net operating income	$1,274,000	2,666
Securities gains (losses)	$144,000	1,638
Applicable income taxes	$0	4,726
Income before extraordinary items	$1,418,000	2,250
Extraordinary gains, net	$0	23
Net income	$1,418,000	2,250
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,418,000	2,252
Net charge-offs	$32,000	5,785
Cash dividends	$570,000	1,618
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,274,000	2,318
2010-06-30 (YTD Data)		Rank
Total interest income	$2,657,000	4,778
Total interest expense	$666,000	4,817
Net interest income	$1,991,000	4,669
Provision for loan and lease losses	$125,000	4,845
Total noninterest income	$557,000	3,015
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$279,000	2,503
Trading account gains and fees	$0	152
Additional Noninterest Income	$278,000	2,958
Total noninterest expense	$1,581,000	4,899
Salaries and employee benefits	$919,000	4,520
Premises and equipment expense	$127,000	5,857
Additional noninterest expense	$535,000	4,898
Pre-tax net operating income	$842,000	2,698
Securities gains (losses)	$144,000	1,160
Applicable income taxes	$0	4,691
Income before extraordinary items	$986,000	2,149
Extraordinary gains, net	$0	19
Net income	$986,000	2,147
Minority interest net income	$0	105
Net income of bank and minority interests.	$986,000	2,151
Net charge-offs	$28,000	5,315
Cash dividends	$380,000	1,660
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$842,000	2,318
2010-03-31 (YTD Data)		Rank
Total interest income	$1,333,000	4,837
Total interest expense	$327,000	4,984
Net interest income	$1,006,000	4,661
Provision for loan and lease losses	$80,000	4,236
Total noninterest income	$264,000	3,115
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$133,000	2,584
Trading account gains and fees	$0	175
Additional Noninterest Income	$131,000	3,057
Total noninterest expense	$807,000	4,893
Salaries and employee benefits	$466,000	4,548
Premises and equipment expense	$63,000	5,953
Additional noninterest expense	$278,000	4,810
Pre-tax net operating income	$383,000	2,905
Securities gains (losses)	$144,000	639
Applicable income taxes	$0	4,611
Income before extraordinary items	$527,000	2,052
Extraordinary gains, net	$0	16
Net income	$527,000	2,051
Minority interest net income	$0	91
Net income of bank and minority interests.	$527,000	2,052
Net charge-offs	$47,000	3,765
Cash dividends	$190,000	1,445
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$383,000	2,524
2009-12-31 (YTD Data)		Rank
Total interest income	$5,353,000	4,933
Total interest expense	$1,375,000	5,350
Net interest income	$3,978,000	4,591
Provision for loan and lease losses	$227,000	5,633
Total noninterest income	$1,026,000	3,286
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$540,000	2,733
Trading account gains and fees	$0	211
Additional Noninterest Income	$486,000	3,245
Total noninterest expense	$3,207,000	4,987
Salaries and employee benefits	$1,755,000	4,732
Premises and equipment expense	$290,000	5,726
Additional noninterest expense	$1,162,000	4,829
Pre-tax net operating income	$1,570,000	2,284
Securities gains (losses)	$17,000	3,102
Applicable income taxes	$0	4,388
Income before extraordinary items	$1,587,000	2,019
Extraordinary gains, net	$0	34
Net income	$1,587,000	2,016
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,587,000	2,018
Net charge-offs	$-11,000	7,866
Cash dividends	$599,000	2,342
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,570,000	2,006
2009-09-30 (YTD Data)		Rank
Total interest income	$4,012,000	5,001
Total interest expense	$1,036,000	5,475
Net interest income	$2,976,000	4,613
Provision for loan and lease losses	$135,000	5,613
Total noninterest income	$734,000	3,435
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$401,000	2,760
Trading account gains and fees	$0	212
Additional Noninterest Income	$333,000	3,466
Total noninterest expense	$2,521,000	4,850
Salaries and employee benefits	$1,401,000	4,605
Premises and equipment expense	$219,000	5,760
Additional noninterest expense	$901,000	4,722
Pre-tax net operating income	$1,054,000	2,648
Securities gains (losses)	$17,000	2,808
Applicable income taxes	$0	4,592
Income before extraordinary items	$1,071,000	2,363
Extraordinary gains, net	$0	27
Net income	$1,071,000	2,360
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,071,000	2,363
Net charge-offs	$-18,000	7,929
Cash dividends	$437,000	2,170
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,054,000	2,349
2009-06-30 (YTD Data)		Rank
Total interest income	$2,668,000	5,050
Total interest expense	$686,000	5,614
Net interest income	$1,982,000	4,614
Provision for loan and lease losses	$90,000	5,421
Total noninterest income	$464,000	3,563
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$255,000	2,822
Trading account gains and fees	$0	193
Additional Noninterest Income	$209,000	3,593
Total noninterest expense	$1,679,000	4,900
Salaries and employee benefits	$950,000	4,593
Premises and equipment expense	$150,000	5,750
Additional noninterest expense	$579,000	4,828
Pre-tax net operating income	$677,000	2,828
Securities gains (losses)	$10,000	2,574
Applicable income taxes	$0	4,657
Income before extraordinary items	$687,000	2,534
Extraordinary gains, net	$0	21
Net income	$687,000	2,531
Minority interest net income	$0	112
Net income of bank and minority interests.	$687,000	2,533
Net charge-offs	$-7,000	7,843
Cash dividends	$275,000	2,309
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$677,000	2,479
2009-03-31 (YTD Data)		Rank
Total interest income	$1,309,000	5,154
Total interest expense	$336,000	5,774
Net interest income	$973,000	4,650
Provision for loan and lease losses	$45,000	4,992
Total noninterest income	$227,000	3,573
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$127,000	2,774
Trading account gains and fees	$0	171
Additional Noninterest Income	$100,000	3,652
Total noninterest expense	$829,000	4,843
Salaries and employee benefits	$486,000	4,567
Premises and equipment expense	$72,000	5,887
Additional noninterest expense	$271,000	4,718
Pre-tax net operating income	$326,000	3,207
Securities gains (losses)	$9,000	1,939
Applicable income taxes	$0	4,835
Income before extraordinary items	$335,000	2,916
Extraordinary gains, net	$0	15
Net income	$335,000	2,917
Minority interest net income	$0	102
Net income of bank and minority interests.	$335,000	2,917
Net charge-offs	$-39,000	8,107
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$326,000	2,832
2008-12-31 (YTD Data)		Rank
Total interest income	$5,047,000	5,429
Total interest expense	$1,552,000	5,916
Net interest income	$3,495,000	4,978
Provision for loan and lease losses	$270,000	4,804
Total noninterest income	$1,053,000	3,294
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$547,000	2,824
Trading account gains and fees	$0	154
Additional Noninterest Income	$506,000	3,151
Total noninterest expense	$2,952,000	5,166
Salaries and employee benefits	$1,656,000	5,036
Premises and equipment expense	$303,000	5,768
Additional noninterest expense	$993,000	4,843
Pre-tax net operating income	$1,326,000	3,232
Securities gains (losses)	$18,000	2,241
Applicable income taxes	$0	4,979
Income before extraordinary items	$1,344,000	2,720
Extraordinary gains, net	$0	39
Net income	$1,344,000	2,719
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$292,000	3,561
Cash dividends	$405,000	3,658
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,326,000	2,877
2008-09-30 (YTD Data)		Rank
Total interest income	$3,772,000	5,512
Total interest expense	$1,199,000	5,969
Net interest income	$2,573,000	5,079
Provision for loan and lease losses	$225,000	4,003
Total noninterest income	$794,000	3,354
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$398,000	2,900
Trading account gains and fees	$0	148
Additional Noninterest Income	$396,000	3,204
Total noninterest expense	$2,363,000	4,939
Salaries and employee benefits	$1,452,000	4,582
Premises and equipment expense	$229,000	5,759
Additional noninterest expense	$682,000	5,032
Pre-tax net operating income	$779,000	4,147
Securities gains (losses)	$18,000	2,081
Applicable income taxes	$0	5,372
Income before extraordinary items	$797,000	3,572
Extraordinary gains, net	$0	31
Net income	$797,000	3,572
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$270,000	2,683
Cash dividends	$305,000	3,356
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$779,000	3,762
2008-06-30 (YTD Data)		Rank
Total interest income	$2,495,000	5,606
Total interest expense	$827,000	6,032
Net interest income	$1,668,000	5,159
Provision for loan and lease losses	$115,000	4,076
Total noninterest income	$502,000	3,492
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$262,000	2,906
Trading account gains and fees	$0	149
Additional Noninterest Income	$240,000	3,427
Total noninterest expense	$1,554,000	5,015
Salaries and employee benefits	$973,000	4,617
Premises and equipment expense	$83,000	7,070
Additional noninterest expense	$498,000	4,734
Pre-tax net operating income	$501,000	4,370
Securities gains (losses)	$16,000	2,191
Applicable income taxes	$0	5,627
Income before extraordinary items	$517,000	3,954
Extraordinary gains, net	$0	21
Net income	$517,000	3,955
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$180,000	2,344
Cash dividends	$205,000	3,389
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$501,000	3,957
2008-03-31 (YTD Data)		Rank
Total interest income	$1,289,000	5,600
Total interest expense	$443,000	6,040
Net interest income	$846,000	5,131
Provision for loan and lease losses	$24,000	4,755
Total noninterest income	$242,000	3,593
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$127,000	2,928
Trading account gains and fees	$0	158
Additional Noninterest Income	$115,000	3,517
Total noninterest expense	$771,000	5,049
Salaries and employee benefits	$486,000	4,655
Premises and equipment expense	$41,000	7,126
Additional noninterest expense	$244,000	4,770
Pre-tax net operating income	$293,000	4,208
Securities gains (losses)	$13,000	1,848
Applicable income taxes	$0	5,622
Income before extraordinary items	$306,000	3,756
Extraordinary gains, net	$0	15
Net income	$306,000	3,760
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,162
Cash dividends	$105,000	2,861
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$293,000	3,764
2007-12-31 (YTD Data)		Rank
Total interest income	$5,598,000	5,425
Total interest expense	$2,174,000	5,646
Net interest income	$3,424,000	5,108
Provision for loan and lease losses	$106,000	4,827
Total noninterest income	$1,104,000	3,339
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$604,000	2,659
Trading account gains and fees	$0	178
Additional Noninterest Income	$500,000	3,311
Total noninterest expense	$2,868,000	5,151
Salaries and employee benefits	$1,673,000	4,971
Premises and equipment expense	$179,000	6,942
Additional noninterest expense	$1,016,000	4,613
Pre-tax net operating income	$1,554,000	3,840
Securities gains (losses)	$-8,000	7,514
Applicable income taxes	$0	6,070
Income before extraordinary items	$1,546,000	3,371
Extraordinary gains, net	$0	39
Net income	$1,546,000	3,370
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$196,000	2,892
Cash dividends	$535,000	3,606
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,554,000	3,349
2007-09-30 (YTD Data)		Rank
Total interest income	$4,232,000	5,414
Total interest expense	$1,641,000	5,645
Net interest income	$2,591,000	5,095
Provision for loan and lease losses	$72,000	4,634
Total noninterest income	$876,000	3,191
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$460,000	2,619
Trading account gains and fees	$0	184
Additional Noninterest Income	$416,000	3,137
Total noninterest expense	$2,215,000	5,028
Salaries and employee benefits	$1,313,000	4,814
Premises and equipment expense	$136,000	6,908
Additional noninterest expense	$766,000	4,516
Pre-tax net operating income	$1,180,000	3,990
Securities gains (losses)	$-8,000	7,721
Applicable income taxes	$0	6,220
Income before extraordinary items	$1,172,000	3,522
Extraordinary gains, net	$0	33
Net income	$1,172,000	3,521
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	3,856
Cash dividends	$395,000	3,285
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,180,000	3,494
2007-06-30 (YTD Data)		Rank
Total interest income	$2,782,000	5,476
Total interest expense	$1,074,000	5,697
Net interest income	$1,708,000	5,154
Provision for loan and lease losses	$48,000	4,431
Total noninterest income	$620,000	3,086
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$322,000	2,510
Trading account gains and fees	$0	168
Additional Noninterest Income	$298,000	3,020
Total noninterest expense	$1,466,000	5,084
Salaries and employee benefits	$882,000	4,816
Premises and equipment expense	$89,000	6,968
Additional noninterest expense	$495,000	4,615
Pre-tax net operating income	$814,000	3,982
Securities gains (losses)	$-8,000	7,953
Applicable income taxes	$0	6,265
Income before extraordinary items	$806,000	3,503
Extraordinary gains, net	$0	29
Net income	$806,000	3,503
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	4,059
Cash dividends	$255,000	3,327
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$814,000	3,460
2007-03-31 (YTD Data)		Rank
Total interest income	$1,364,000	5,541
Total interest expense	$541,000	5,662
Net interest income	$823,000	5,293
Provision for loan and lease losses	$24,000	4,189
Total noninterest income	$319,000	2,997
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$160,000	2,478
Trading account gains and fees	$0	195
Additional Noninterest Income	$159,000	2,907
Total noninterest expense	$721,000	5,156
Salaries and employee benefits	$445,000	4,817
Premises and equipment expense	$42,000	7,103
Additional noninterest expense	$234,000	4,753
Pre-tax net operating income	$397,000	4,018
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$397,000	3,523
Extraordinary gains, net	$0	22
Net income	$397,000	3,523
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,345
Cash dividends	$115,000	2,977
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$397,000	3,497
2006-12-31 (YTD Data)		Rank
Total interest income	$5,102,000	5,499
Total interest expense	$1,795,000	5,697
Net interest income	$3,307,000	5,232
Provision for loan and lease losses	$96,000	4,805
Total noninterest income	$1,146,000	3,221
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$715,000	2,328
Trading account gains and fees	$0	130
Additional Noninterest Income	$431,000	3,601
Total noninterest expense	$2,690,000	5,252
Salaries and employee benefits	$1,552,000	5,077
Premises and equipment expense	$194,000	6,790
Additional noninterest expense	$944,000	4,698
Pre-tax net operating income	$1,667,000	4,049
Securities gains (losses)	$-63,000	8,028
Applicable income taxes	$0	6,600
Income before extraordinary items	$1,604,000	3,619
Extraordinary gains, net	$0	51
Net income	$1,604,000	3,619
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	8,219
Cash dividends	$435,000	3,942
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,667,000	3,507
2006-09-30 (YTD Data)		Rank
Total interest income	$3,731,000	5,572
Total interest expense	$1,293,000	5,723
Net interest income	$2,438,000	5,334
Provision for loan and lease losses	$72,000	4,622
Total noninterest income	$869,000	3,215
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$556,000	2,265
Trading account gains and fees	$0	126
Additional Noninterest Income	$313,000	3,667
Total noninterest expense	$1,984,000	5,291
Salaries and employee benefits	$1,195,000	4,984
Premises and equipment expense	$146,000	6,809
Additional noninterest expense	$643,000	4,998
Pre-tax net operating income	$1,251,000	4,200
Securities gains (losses)	$-41,000	8,113
Applicable income taxes	$0	6,687
Income before extraordinary items	$1,210,000	3,724
Extraordinary gains, net	$0	45
Net income	$1,210,000	3,726
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	8,053
Cash dividends	$325,000	3,534
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,251,000	3,618
2006-06-30 (YTD Data)		Rank
Total interest income	$2,397,000	5,647
Total interest expense	$804,000	5,795
Net interest income	$1,593,000	5,409
Provision for loan and lease losses	$48,000	4,517
Total noninterest income	$564,000	3,242
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$360,000	2,296
Trading account gains and fees	$0	126
Additional Noninterest Income	$204,000	3,708
Total noninterest expense	$1,322,000	5,302
Salaries and employee benefits	$798,000	4,989
Premises and equipment expense	$97,000	6,830
Additional noninterest expense	$427,000	4,997
Pre-tax net operating income	$787,000	4,361
Securities gains (losses)	$-1,000	7,450
Applicable income taxes	$0	6,706
Income before extraordinary items	$786,000	3,791
Extraordinary gains, net	$0	39
Net income	$786,000	3,795
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,784
Cash dividends	$215,000	3,591
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$787,000	3,779
2006-03-31 (YTD Data)		Rank
Total interest income	$1,168,000	5,674
Total interest expense	$381,000	5,823
Net interest income	$787,000	5,442
Provision for loan and lease losses	$24,000	4,343
Total noninterest income	$285,000	3,189
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$172,000	2,312
Trading account gains and fees	$0	115
Additional Noninterest Income	$113,000	3,483
Total noninterest expense	$642,000	5,399
Salaries and employee benefits	$396,000	5,046
Premises and equipment expense	$49,000	6,794
Additional noninterest expense	$197,000	5,226
Pre-tax net operating income	$406,000	4,244
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$406,000	3,674
Extraordinary gains, net	$0	21
Net income	$406,000	3,673
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-24,000	8,228
Cash dividends	$116,000	2,964
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$406,000	3,657
2005-12-31 (YTD Data)		Rank
Total interest income	$4,002,000	5,826
Total interest expense	$1,160,000	5,908
Net interest income	$2,842,000	5,670
Provision for loan and lease losses	$96,000	4,889
Total noninterest income	$1,069,000	3,394
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$747,000	2,229
Trading account gains and fees	$0	138
Additional Noninterest Income	$322,000	4,187
Total noninterest expense	$2,549,000	5,313
Salaries and employee benefits	$1,419,000	5,236
Premises and equipment expense	$192,000	6,802
Additional noninterest expense	$938,000	4,637
Pre-tax net operating income	$1,266,000	4,788
Securities gains (losses)	$3,000	1,899
Applicable income taxes	$0	6,964
Income before extraordinary items	$1,269,000	4,207
Extraordinary gains, net	$0	46
Net income	$1,269,000	4,208
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	2,953
Cash dividends	$735,000	2,988
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,266,000	4,191
2005-09-30 (YTD Data)		Rank
Total interest income	$2,919,000	5,886
Total interest expense	$815,000	5,967
Net interest income	$2,104,000	5,734
Provision for loan and lease losses	$72,000	4,758
Total noninterest income	$810,000	3,379
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$565,000	2,216
Trading account gains and fees	$0	126
Additional Noninterest Income	$245,000	4,173
Total noninterest expense	$1,957,000	5,217
Salaries and employee benefits	$1,117,000	5,052
Premises and equipment expense	$145,000	6,792
Additional noninterest expense	$695,000	4,646
Pre-tax net operating income	$885,000	5,066
Securities gains (losses)	$3,000	1,906
Applicable income taxes	$0	6,976
Income before extraordinary items	$888,000	4,493
Extraordinary gains, net	$0	35
Net income	$888,000	4,493
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$111,000	2,414
Cash dividends	$250,000	3,766
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$885,000	4,458
2005-06-30 (YTD Data)		Rank
Total interest income	$1,908,000	5,877
Total interest expense	$525,000	5,907
Net interest income	$1,383,000	5,758
Provision for loan and lease losses	$48,000	4,636
Total noninterest income	$514,000	3,448
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$360,000	2,249
Trading account gains and fees	$0	116
Additional Noninterest Income	$154,000	4,261
Total noninterest expense	$1,311,000	5,188
Salaries and employee benefits	$750,000	5,020
Premises and equipment expense	$98,000	6,741
Additional noninterest expense	$463,000	4,630
Pre-tax net operating income	$538,000	5,285
Securities gains (losses)	$3,000	1,754
Applicable income taxes	$0	6,961
Income before extraordinary items	$541,000	4,695
Extraordinary gains, net	$0	30
Net income	$541,000	4,696
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	2,240
Cash dividends	$250,000	3,195
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$538,000	4,650
2005-03-31 (YTD Data)		Rank
Total interest income	$931,000	5,938
Total interest expense	$250,000	5,965
Net interest income	$681,000	5,812
Provision for loan and lease losses	$24,000	4,451
Total noninterest income	$254,000	3,419
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$170,000	2,312
Trading account gains and fees	$0	115
Additional Noninterest Income	$84,000	4,085
Total noninterest expense	$673,000	5,136
Salaries and employee benefits	$375,000	5,042
Premises and equipment expense	$50,000	6,770
Additional noninterest expense	$248,000	4,387
Pre-tax net operating income	$238,000	5,559
Securities gains (losses)	$3,000	1,324
Applicable income taxes	$0	6,892
Income before extraordinary items	$241,000	4,955
Extraordinary gains, net	$0	24
Net income	$241,000	4,956
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	1,985
Cash dividends	$250,000	1,945
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$238,000	4,944
2004-12-31 (YTD Data)		Rank
Total interest income	$3,812,000	5,702
Total interest expense	$999,000	5,654
Net interest income	$2,813,000	5,625
Provision for loan and lease losses	$158,000	4,152
Total noninterest income	$930,000	3,721
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$616,000	2,652
Trading account gains and fees	$0	138
Additional Noninterest Income	$314,000	4,180
Total noninterest expense	$2,362,000	5,484
Salaries and employee benefits	$1,337,000	5,336
Premises and equipment expense	$191,000	6,861
Additional noninterest expense	$834,000	4,959
Pre-tax net operating income	$1,223,000	4,748
Securities gains (losses)	$31,000	2,094
Applicable income taxes	$363,000	3,878
Income before extraordinary items	$891,000	5,001
Extraordinary gains, net	$0	34
Net income	$891,000	5,002
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	3,915
Cash dividends	$385,000	3,982
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$868,990	4,999
2004-09-30 (YTD Data)		Rank
Total interest income	$2,852,000	5,699
Total interest expense	$757,000	5,598
Net interest income	$2,095,000	5,640
Provision for loan and lease losses	$127,000	3,888
Total noninterest income	$657,000	3,864
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$436,000	2,792
Trading account gains and fees	$0	134
Additional Noninterest Income	$221,000	4,315
Total noninterest expense	$1,829,000	5,361
Salaries and employee benefits	$1,059,000	5,103
Premises and equipment expense	$148,000	6,758
Additional noninterest expense	$622,000	4,936
Pre-tax net operating income	$796,000	5,192
Securities gains (losses)	$31,000	2,017
Applicable income taxes	$228,000	4,240
Income before extraordinary items	$599,000	5,366
Extraordinary gains, net	$0	26
Net income	$599,000	5,366
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	4,149
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$576,680	5,397
2004-06-30 (YTD Data)		Rank
Total interest income	$1,932,000	5,657
Total interest expense	$508,000	5,603
Net interest income	$1,424,000	5,568
Provision for loan and lease losses	$98,000	3,550
Total noninterest income	$438,000	3,890
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$286,000	2,822
Trading account gains and fees	$0	130
Additional Noninterest Income	$152,000	4,279
Total noninterest expense	$1,197,000	5,451
Salaries and employee benefits	$688,000	5,238
Premises and equipment expense	$98,000	6,821
Additional noninterest expense	$411,000	4,972
Pre-tax net operating income	$567,000	4,969
Securities gains (losses)	$39,000	1,614
Applicable income taxes	$183,000	3,937
Income before extraordinary items	$423,000	5,171
Extraordinary gains, net	$0	21
Net income	$423,000	5,171
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	3,344
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$395,700	5,257
2004-03-31 (YTD Data)		Rank
Total interest income	$969,000	5,674
Total interest expense	$257,000	5,639
Net interest income	$712,000	5,570
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$205,000	4,006
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$135,000	2,893
Trading account gains and fees	$0	121
Additional Noninterest Income	$70,000	4,441
Total noninterest expense	$599,000	5,453
Salaries and employee benefits	$346,000	5,227
Premises and equipment expense	$48,000	6,879
Additional noninterest expense	$205,000	4,985
Pre-tax net operating income	$288,000	4,902
Securities gains (losses)	$0	2,934
Applicable income taxes	$65,000	4,461
Income before extraordinary items	$223,000	5,052
Extraordinary gains, net	$0	16
Net income	$223,000	5,051
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	8,369
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$223,000	4,923
2003-12-31 (YTD Data)		Rank
Total interest income	$3,826,000	5,793
Total interest expense	$1,239,000	5,471
Net interest income	$2,587,000	5,795
Provision for loan and lease losses	$142,000	4,682
Total noninterest income	$785,000	4,282
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$562,000	2,828
Trading account gains and fees	$0	160
Additional Noninterest Income	$223,000	5,065
Total noninterest expense	$2,244,000	5,608
Salaries and employee benefits	$1,220,000	5,588
Premises and equipment expense	$210,000	6,664
Additional noninterest expense	$814,000	4,991
Pre-tax net operating income	$986,000	5,213
Securities gains (losses)	$38,000	2,739
Applicable income taxes	$304,000	4,262
Income before extraordinary items	$720,000	5,506
Extraordinary gains, net	$0	54
Net income	$720,000	5,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	4,399
Cash dividends	$85,000	5,664
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$693,400	5,442
2003-09-30 (YTD Data)		Rank
Total interest income	$2,849,000	5,879
Total interest expense	$963,000	5,492
Net interest income	$1,886,000	5,914
Provision for loan and lease losses	$112,000	4,473
Total noninterest income	$595,000	4,294
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$422,000	2,840
Trading account gains and fees	$0	153
Additional Noninterest Income	$173,000	5,056
Total noninterest expense	$1,695,000	5,549
Salaries and employee benefits	$929,000	5,492
Premises and equipment expense	$154,000	6,717
Additional noninterest expense	$612,000	4,936
Pre-tax net operating income	$674,000	5,610
Securities gains (losses)	$19,000	2,984
Applicable income taxes	$239,000	4,357
Income before extraordinary items	$454,000	6,076
Extraordinary gains, net	$0	40
Net income	$454,000	6,077
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	3,488
Cash dividends	$22,000	5,344
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$441,460	5,977
2003-06-30 (YTD Data)		Rank
Total interest income	$1,917,000	5,887
Total interest expense	$661,000	5,521
Net interest income	$1,256,000	5,916
Provision for loan and lease losses	$81,000	4,279
Total noninterest income	$379,000	4,379
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$276,000	2,839
Trading account gains and fees	$0	150
Additional Noninterest Income	$103,000	5,279
Total noninterest expense	$1,152,000	5,486
Salaries and employee benefits	$624,000	5,488
Premises and equipment expense	$104,000	6,670
Additional noninterest expense	$424,000	4,804
Pre-tax net operating income	$402,000	5,842
Securities gains (losses)	$19,000	2,643
Applicable income taxes	$162,000	4,372
Income before extraordinary items	$259,000	6,447
Extraordinary gains, net	$0	30
Net income	$259,000	6,447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	3,357
Cash dividends	$22,000	5,036
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$246,840	6,348
2003-03-31 (YTD Data)		Rank
Total interest income	$940,000	5,968
Total interest expense	$340,000	5,528
Net interest income	$600,000	6,064
Provision for loan and lease losses	$51,000	3,633
Total noninterest income	$187,000	4,326
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$131,000	2,877
Trading account gains and fees	$0	134
Additional Noninterest Income	$56,000	5,056
Total noninterest expense	$584,000	5,428
Salaries and employee benefits	$312,000	5,504
Premises and equipment expense	$48,000	6,893
Additional noninterest expense	$224,000	4,575
Pre-tax net operating income	$152,000	6,443
Securities gains (losses)	$0	2,891
Applicable income taxes	$54,000	4,991
Income before extraordinary items	$98,000	6,936
Extraordinary gains, net	$0	21
Net income	$98,000	6,938
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	1,934
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$98,000	6,777
2002-12-31 (YTD Data)		Rank
Total interest income	$4,290,000	5,694
Total interest expense	$1,618,000	5,493
Net interest income	$2,672,000	5,688
Provision for loan and lease losses	$1,873,000	790
Total noninterest income	$784,000	4,041
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$593,000	2,592
Trading account gains and fees	$0	153
Additional Noninterest Income	$191,000	5,130
Total noninterest expense	$2,126,000	5,660
Salaries and employee benefits	$1,144,000	5,659
Premises and equipment expense	$203,000	6,746
Additional noninterest expense	$779,000	5,027
Pre-tax net operating income	$-543,000	8,998
Securities gains (losses)	$114,000	1,616
Applicable income taxes	$-197,000	9,136
Income before extraordinary items	$-232,000	8,918
Extraordinary gains, net	$0	70
Net income	$-232,000	8,917
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,067,000	551
Cash dividends	$88,000	5,682
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-304,960	8,912
2001-12-31 (YTD Data)		Rank
Total interest income	$4,916,000	5,673
Total interest expense	$2,272,000	5,712
Net interest income	$2,644,000	5,531
Provision for loan and lease losses	$140,000	4,923
Total noninterest income	$724,000	4,112
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$560,000	2,588
Trading account gains and fees	$0	177
Additional Noninterest Income	$164,000	5,346
Total noninterest expense	$1,930,000	5,870
Salaries and employee benefits	$1,087,000	5,693
Premises and equipment expense	$188,000	6,954
Additional noninterest expense	$655,000	5,517
Pre-tax net operating income	$1,298,000	4,229
Securities gains (losses)	$38,000	2,612
Applicable income taxes	$495,000	3,342
Income before extraordinary items	$841,000	4,751
Extraordinary gains, net	$0	105
Net income	$841,000	4,753
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	4,483
Cash dividends	$220,000	4,872
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$816,680	4,704
2000-12-31 (YTD Data)		Rank
Total interest income	$4,994,000	5,737
Total interest expense	$2,299,000	5,834
Net interest income	$2,695,000	5,548
Provision for loan and lease losses	$347,000	2,590
Total noninterest income	$591,000	4,450
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$466,000	2,881
Trading account gains and fees	NA	NA
Additional Noninterest Income	$125,000	5,899
Total noninterest expense	$1,766,000	6,121
Salaries and employee benefits	$970,000	6,048
Premises and equipment expense	$134,000	7,850
Additional noninterest expense	$662,000	5,397
Pre-tax net operating income	$1,173,000	4,786
Securities gains (losses)	$-22,000	8,788
Applicable income taxes	$444,000	3,763
Income before extraordinary items	$707,000	5,394
Extraordinary gains, net	$0	38
Net income	$707,000	5,394
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$257,000	2,021
Cash dividends	$177,000	5,304
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$721,080	5,342
1999-12-31 (YTD Data)		Rank
Total interest income	$4,252,000	6,148
Total interest expense	$1,994,000	6,011
Net interest income	$2,258,000	6,167
Provision for loan and lease losses	$276,000	2,856
Total noninterest income	$438,000	5,354
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$340,000	3,632
Trading account gains and fees	NA	NA
Additional Noninterest Income	$98,000	6,696
Total noninterest expense	$1,716,000	6,260
Salaries and employee benefits	$915,000	6,236
Premises and equipment expense	$195,000	6,889
Additional noninterest expense	$606,000	5,786
Pre-tax net operating income	$704,000	6,302
Securities gains (losses)	$-16,000	9,482
Applicable income taxes	$230,000	5,400
Income before extraordinary items	$458,000	6,655
Extraordinary gains, net	$0	35
Net income	$458,000	6,654
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$314,000	1,745
Cash dividends	$178,000	5,417
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$468,720	6,582
1998-12-31 (YTD Data)		Rank
Total interest income	$4,548,000	6,015
Total interest expense	$2,100,000	6,013
Net interest income	$2,448,000	5,921
Provision for loan and lease losses	$470,000	1,813
Total noninterest income	$433,000	5,369
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$321,000	3,726
Trading account gains and fees	NA	NA
Additional Noninterest Income	$112,000	6,362
Total noninterest expense	$1,583,000	6,464
Salaries and employee benefits	$827,000	6,567
Premises and equipment expense	$179,000	7,070
Additional noninterest expense	$577,000	5,903
Pre-tax net operating income	$828,000	5,976
Securities gains (losses)	$-2,000	9,897
Applicable income taxes	$285,000	5,310
Income before extraordinary items	$541,000	6,368
Extraordinary gains, net	$0	32
Net income	$541,000	6,368
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$450,000	1,377
Cash dividends	$73,000	6,604
Sale, conversion, retirement of capital stock, net	$630,000	532
Net operating income	$542,300	6,256
1997-12-31 (YTD Data)		Rank
Total interest income	$4,485,000	6,243
Total interest expense	$2,074,000	6,127
Net interest income	$2,411,000	6,199
Provision for loan and lease losses	$142,000	4,274
Total noninterest income	$496,000	5,026
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$303,000	4,040
Trading account gains and fees	NA	NA
Additional Noninterest Income	$193,000	5,044
Total noninterest expense	$1,693,000	6,316
Salaries and employee benefits	$830,000	6,630
Premises and equipment expense	$185,000	7,111
Additional noninterest expense	$678,000	5,340
Pre-tax net operating income	$1,072,000	5,619
Securities gains (losses)	$4,000	2,936
Applicable income taxes	$367,000	5,155
Income before extraordinary items	$709,000	5,859
Extraordinary gains, net	$0	44
Net income	$709,000	5,861
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$166,000	2,860
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$1,000	1,018
Net operating income	$706,360	5,831
1996-12-31 (YTD Data)		Rank
Total interest income	$4,200,000	6,675
Total interest expense	$1,962,000	6,484
Net interest income	$2,238,000	6,687
Provision for loan and lease losses	$276,000	2,757
Total noninterest income	$409,000	5,868
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$276,000	4,479
Trading account gains and fees	NA	NA
Additional Noninterest Income	$133,000	6,311
Total noninterest expense	$1,551,000	6,970
Salaries and employee benefits	$796,000	7,003
Premises and equipment expense	$192,000	7,172
Additional noninterest expense	$563,000	6,593
Pre-tax net operating income	$820,000	6,428
Securities gains (losses)	$-5,000	9,952
Applicable income taxes	$284,000	6,018
Income before extraordinary items	$531,000	6,689
Extraordinary gains, net	$0	53
Net income	$531,000	6,692
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$291,000	2,128
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$534,250	6,609
1995-12-31 (YTD Data)		Rank
Total interest income	$3,866,000	7,146
Total interest expense	$1,854,000	6,771
Net interest income	$2,012,000	7,280
Provision for loan and lease losses	$388,000	1,905
Total noninterest income	$372,000	6,252
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$253,000	4,907
Trading account gains and fees	NA	NA
Additional Noninterest Income	$119,000	6,675
Total noninterest expense	$1,290,000	7,889
Salaries and employee benefits	$636,000	8,140
Premises and equipment expense	$204,000	7,109
Additional noninterest expense	$450,000	7,705
Pre-tax net operating income	$706,000	7,295
Securities gains (losses)	$-1,000	9,017
Applicable income taxes	$254,000	6,590
Income before extraordinary items	$451,000	7,631
Extraordinary gains, net	$0	65
Net income	$451,000	7,630
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$350,000	1,753
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$451,640	7,593
1994-12-31 (YTD Data)		Rank
Total interest income	$2,830,000	8,350
Total interest expense	$1,195,000	7,921
Net interest income	$1,635,000	8,496
Provision for loan and lease losses	$42,000	6,508
Total noninterest income	$346,000	6,717
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$225,000	5,425
Trading account gains and fees	NA	NA
Additional Noninterest Income	$121,000	6,901
Total noninterest expense	$1,213,000	8,554
Salaries and employee benefits	$570,000	8,822
Premises and equipment expense	$223,000	7,003
Additional noninterest expense	$420,000	8,616
Pre-tax net operating income	$726,000	7,253
Securities gains (losses)	$0	3,600
Applicable income taxes	$255,000	6,452
Income before extraordinary items	$471,000	7,534
Extraordinary gains, net	$0	249
Net income	$471,000	7,540
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	11,066
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$471,000	7,576
1993-12-31 (YTD Data)		Rank
Total interest income	$2,314,000	9,538
Total interest expense	$961,000	9,285
Net interest income	$1,353,000	9,566
Provision for loan and lease losses	$16,000	9,322
Total noninterest income	$270,000	8,057
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$214,000	5,711
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	9,758
Total noninterest expense	$1,046,000	9,536
Salaries and employee benefits	$498,000	9,692
Premises and equipment expense	$187,000	7,960
Additional noninterest expense	$361,000	9,718
Pre-tax net operating income	$561,000	8,222
Securities gains (losses)	$0	7,477
Applicable income taxes	$201,000	7,594
Income before extraordinary items	$360,000	8,833
Extraordinary gains, net	$35,000	2,385
Net income	$395,000	8,635
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	7,730
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$360,000	8,569
1992-12-31 (YTD Data)		Rank
Total interest income	$2,148,000	10,595
Total interest expense	$969,000	10,532
Net interest income	$1,179,000	10,401
Provision for loan and lease losses	$35,000	9,755
Total noninterest income	$224,000	8,956
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$174,000	6,517
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	10,399
Total noninterest expense	$912,000	10,413
Salaries and employee benefits	$423,000	10,602
Premises and equipment expense	$175,000	8,439
Additional noninterest expense	$314,000	10,627
Pre-tax net operating income	$456,000	8,746
Securities gains (losses)	$-24,000	13,523
Applicable income taxes	$94,000	10,072
Income before extraordinary items	$338,000	8,843
Extraordinary gains, net	$0	1,422
Net income	$338,000	8,981
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	9,710
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$356,720	8,285

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.