Home > Panasia Bank > Income and Expense
Panasia Bank, Income and Expense
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,047,000 | 2,860 |
| Total interest expense | $1,156,000 | 3,787 |
| Net interest income | $3,891,000 | 2,496 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $2,012,000 | 1,366 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,076,000 | 805 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $936,000 | 1,591 |
| Total noninterest expense | $3,820,000 | 2,063 |
| Salaries and employee benefits | $2,025,000 | 2,098 |
| Premises and equipment expense | $720,000 | 1,592 |
| Additional noninterest expense | $1,075,000 | 2,212 |
| Pre-tax net operating income | $2,053,000 | 1,987 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $714,000 | 1,788 |
| Income before extraordinary items | $1,339,000 | 2,322 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,339,000 | 2,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-143,000 | 9,173 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,339,000 | 2,196 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,538,000 | 2,866 |
| Total interest expense | $595,000 | 3,779 |
| Net interest income | $1,943,000 | 2,498 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $907,000 | 1,435 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $520,000 | 794 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $387,000 | 1,779 |
| Total noninterest expense | $1,950,000 | 2,013 |
| Salaries and employee benefits | $989,000 | 2,129 |
| Premises and equipment expense | $368,000 | 1,568 |
| Additional noninterest expense | $593,000 | 1,985 |
| Pre-tax net operating income | $885,000 | 2,272 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $252,000 | 2,311 |
| Income before extraordinary items | $633,000 | 2,410 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $633,000 | 2,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,727 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $633,000 | 2,279 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,064,000 | 3,006 |
| Total interest expense | $2,579,000 | 4,002 |
| Net interest income | $7,485,000 | 2,559 |
| Provision for loan and lease losses | $415,000 | 2,759 |
| Total noninterest income | $3,297,000 | 1,456 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,816,000 | 894 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,481,000 | 1,662 |
| Total noninterest expense | $7,453,000 | 2,016 |
| Salaries and employee benefits | $3,874,000 | 2,066 |
| Premises and equipment expense | $1,382,000 | 1,601 |
| Additional noninterest expense | $2,197,000 | 2,109 |
| Pre-tax net operating income | $2,914,000 | 2,561 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $853,000 | 2,482 |
| Income before extraordinary items | $2,061,000 | 2,735 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,061,000 | 2,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 3,353 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,061,000 | 2,643 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,582,000 | 3,785 |
| Total interest expense | $3,015,000 | 4,710 |
| Net interest income | $5,567,000 | 3,145 |
| Provision for loan and lease losses | $550,000 | 2,033 |
| Total noninterest income | $2,316,000 | 1,796 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,255,000 | 1,184 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,061,000 | 1,956 |
| Total noninterest expense | $6,245,000 | 2,289 |
| Salaries and employee benefits | $2,997,000 | 2,509 |
| Premises and equipment expense | $1,002,000 | 2,123 |
| Additional noninterest expense | $2,246,000 | 2,005 |
| Pre-tax net operating income | $1,088,000 | 4,685 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $319,000 | 4,146 |
| Income before extraordinary items | $769,000 | 4,974 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $769,000 | 4,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,021 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $769,000 | 4,859 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,815,000 | 6,643 |
| Total interest expense | $1,651,000 | 6,854 |
| Net interest income | $2,164,000 | 6,327 |
| Provision for loan and lease losses | $15,000 | 7,764 |
| Total noninterest income | $1,056,000 | 3,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $528,000 | 2,567 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $528,000 | 2,862 |
| Total noninterest expense | $2,103,000 | 5,499 |
| Salaries and employee benefits | $896,000 | 6,332 |
| Premises and equipment expense | $427,000 | 4,292 |
| Additional noninterest expense | $780,000 | 4,823 |
| Pre-tax net operating income | $1,102,000 | 4,987 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $545,000 | 3,299 |
| Income before extraordinary items | $557,000 | 6,047 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $557,000 | 6,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,753 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $557,000 | 6,053 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,996,000 | 4,952 |
| Total interest expense | $2,049,000 | 5,917 |
| Net interest income | $3,947,000 | 4,227 |
| Provision for loan and lease losses | $226,000 | 3,295 |
| Total noninterest income | $1,969,000 | 1,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,152,000 | 1,153 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $817,000 | 2,138 |
| Total noninterest expense | $3,817,000 | 3,456 |
| Salaries and employee benefits | $2,038,000 | 3,382 |
| Premises and equipment expense | $678,000 | 2,939 |
| Additional noninterest expense | $1,101,000 | 3,709 |
| Pre-tax net operating income | $1,873,000 | 3,503 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $707,000 | 2,887 |
| Income before extraordinary items | $1,166,000 | 3,964 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,166,000 | 3,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,166 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,166,000 | 3,934 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,310,000 | 5,443 |
| Total interest expense | $1,479,000 | 7,234 |
| Net interest income | $3,831,000 | 4,271 |
| Provision for loan and lease losses | $287,000 | 2,727 |
| Total noninterest income | $1,945,000 | 1,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,162,000 | 1,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $783,000 | 2,207 |
| Total noninterest expense | $3,691,000 | 3,451 |
| Salaries and employee benefits | $1,979,000 | 3,375 |
| Premises and equipment expense | $656,000 | 2,940 |
| Additional noninterest expense | $1,056,000 | 3,771 |
| Pre-tax net operating income | $1,798,000 | 3,633 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $755,000 | 2,862 |
| Income before extraordinary items | $1,043,000 | 4,356 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,043,000 | 4,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 1,910 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $-1,050,000 | 10,425 |
| Net operating income | $1,043,000 | 4,268 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,621,000 | 6,112 |
| Total interest expense | $1,266,000 | 7,935 |
| Net interest income | $3,355,000 | 4,882 |
| Provision for loan and lease losses | $125,000 | 4,524 |
| Total noninterest income | $1,912,000 | 1,839 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,207,000 | 1,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $705,000 | 2,209 |
| Total noninterest expense | $3,530,000 | 3,578 |
| Salaries and employee benefits | $1,807,000 | 3,626 |
| Premises and equipment expense | $659,000 | 2,899 |
| Additional noninterest expense | $1,064,000 | 3,684 |
| Pre-tax net operating income | $1,612,000 | 4,212 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $623,000 | 3,557 |
| Income before extraordinary items | $989,000 | 4,745 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $989,000 | 4,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,018 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $438,000 | 571 |
| Net operating income | $989,000 | 4,686 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,603,000 | 7,268 |
| Total interest expense | $956,000 | 9,166 |
| Net interest income | $2,647,000 | 5,969 |
| Provision for loan and lease losses | $132,000 | 4,386 |
| Total noninterest income | $1,542,000 | 2,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $893,000 | 1,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $649,000 | 2,435 |
| Total noninterest expense | $3,008,000 | 4,303 |
| Salaries and employee benefits | $1,393,000 | 4,604 |
| Premises and equipment expense | $555,000 | 3,458 |
| Additional noninterest expense | $1,060,000 | 4,196 |
| Pre-tax net operating income | $1,049,000 | 5,566 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $445,000 | 4,536 |
| Income before extraordinary items | $604,000 | 6,249 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $604,000 | 6,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 723 |
| Net operating income | $604,000 | 6,189 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 9,429 |
| Total interest expense | $468,000 | 11,135 |
| Net interest income | $1,723,000 | 7,954 |
| Provision for loan and lease losses | $21,000 | 7,611 |
| Total noninterest income | $850,000 | 3,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $452,000 | 2,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $398,000 | 3,323 |
| Total noninterest expense | $2,181,000 | 5,600 |
| Salaries and employee benefits | $968,000 | 6,219 |
| Premises and equipment expense | $376,000 | 4,773 |
| Additional noninterest expense | $837,000 | 5,072 |
| Pre-tax net operating income | $371,000 | 9,251 |
| Securities gains (losses) | $45,000 | 1,385 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $416,000 | 7,914 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $416,000 | 7,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,954 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $371,000 | 8,292 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,362,000 | 11,015 |
| Total interest expense | $174,000 | 12,397 |
| Net interest income | $1,188,000 | 9,788 |
| Provision for loan and lease losses | $125,000 | 3,960 |
| Total noninterest income | $449,000 | 5,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 5,051 |
| Total noninterest expense | $1,258,000 | 8,397 |
| Salaries and employee benefits | $590,000 | 8,679 |
| Premises and equipment expense | $192,000 | 7,613 |
| Additional noninterest expense | $476,000 | 8,089 |
| Pre-tax net operating income | $254,000 | 10,457 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $254,000 | 9,653 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $254,000 | 9,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,455 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $254,000 | 9,721 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $415,000 | 13,112 |
| Total interest expense | $59,000 | 13,210 |
| Net interest income | $356,000 | 12,907 |
| Provision for loan and lease losses | $241,000 | 3,462 |
| Total noninterest income | $338,000 | 7,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $279,000 | 4,672 |
| Total noninterest expense | $891,000 | 10,235 |
| Salaries and employee benefits | $453,000 | 10,117 |
| Premises and equipment expense | $151,000 | 8,878 |
| Additional noninterest expense | $287,000 | 10,601 |
| Pre-tax net operating income | $-438,000 | 12,826 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-434,000 | 12,873 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-434,000 | 12,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $5,884,000 | 176 |
| Net operating income | $-438,000 | 12,812 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.