Pana Federal Savings and Loan Association, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$651,00010,611
Total interest expense$481,00010,141
Net interest income$170,00010,805
Provision for loan and lease losses$15,0008,110
Total noninterest income$19,00010,698
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$19,0009,900
Total noninterest expense$364,00010,566
Salaries and employee benefits$91,00010,836
Premises and equipment expense$96,0009,053
Additional noninterest expense$177,0009,704
Pre-tax net operating income$-190,00010,556
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$-190,00010,599
Extraordinary gains, net$044
Net income$-190,00010,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,656
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-190,00010,572
1996-12-31 (YTD Data)Rank
Total interest income$768,00011,056
Total interest expense$536,00010,475
Net interest income$232,00011,305
Provision for loan and lease losses$4,0008,888
Total noninterest income$23,00011,217
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$23,00010,237
Total noninterest expense$347,00011,120
Salaries and employee benefits$86,00011,386
Premises and equipment expense$99,0009,324
Additional noninterest expense$162,00010,409
Pre-tax net operating income$-96,00010,949
Securities gains (losses)$04,148
Applicable income taxes$010,572
Income before extraordinary items$-96,00010,992
Extraordinary gains, net$053
Net income$-96,00010,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0008,286
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-96,00010,946
1995-12-31 (YTD Data)Rank
Total interest income$825,00011,492
Total interest expense$558,00010,823
Net interest income$267,00011,799
Provision for loan and lease losses$4,0008,753
Total noninterest income$23,00011,746
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$23,00010,706
Total noninterest expense$286,00011,745
Salaries and employee benefits$99,00011,876
Premises and equipment expense$86,00010,034
Additional noninterest expense$101,00011,605
Pre-tax net operating income$011,463
Securities gains (losses)$03,831
Applicable income taxes$011,151
Income before extraordinary items$011,497
Extraordinary gains, net$065
Net income$011,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$011,468
1994-12-31 (YTD Data)Rank
Total interest income$777,00012,090
Total interest expense$522,00010,997
Net interest income$255,00012,463
Provision for loan and lease losses$8,0008,632
Total noninterest income$29,00012,275
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$29,00010,859
Total noninterest expense$269,00012,411
Salaries and employee benefits$95,00012,523
Premises and equipment expense$84,00010,524
Additional noninterest expense$90,00012,374
Pre-tax net operating income$7,00012,050
Securities gains (losses)$03,600
Applicable income taxes$011,630
Income before extraordinary items$7,00012,016
Extraordinary gains, net$0249
Net income$7,00012,017
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$7,00012,048
1993-12-31 (YTD Data)Rank
Total interest income$850,00012,578
Total interest expense$603,00011,127
Net interest income$247,00013,083
Provision for loan and lease losses$4,00010,179
Total noninterest income$26,00012,995
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$26,00011,580
Total noninterest expense$270,00013,048
Salaries and employee benefits$104,00013,164
Premises and equipment expense$82,00011,085
Additional noninterest expense$84,00013,060
Pre-tax net operating income$-1,00012,442
Securities gains (losses)$07,477
Applicable income taxes$012,141
Income before extraordinary items$-1,00012,533
Extraordinary gains, net$03,149
Net income$-1,00012,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0008,808
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-1,00012,395
1992-12-31 (YTD Data)Rank
Total interest income$1,047,00012,941
Total interest expense$770,00011,463
Net interest income$277,00013,659
Provision for loan and lease losses$4,00011,584
Total noninterest income$24,00013,630
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$24,00012,236
Total noninterest expense$260,00013,674
Salaries and employee benefits$90,00013,812
Premises and equipment expense$79,00011,525
Additional noninterest expense$91,00013,600
Pre-tax net operating income$37,00012,492
Securities gains (losses)$08,369
Applicable income taxes$012,680
Income before extraordinary items$37,00012,663
Extraordinary gains, net$01,422
Net income$37,00012,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,00012,178
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$37,00012,413

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.