Home > Pan Pacific Bank > Income and Expense
Pan Pacific Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,525,000 | 3,462 |
| Total interest expense | $352,000 | 3,902 |
| Net interest income | $4,173,000 | 3,386 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $198,000 | 4,994 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $55,000 | 5,112 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $143,000 | 4,544 |
| Total noninterest expense | $3,646,000 | 3,300 |
| Salaries and employee benefits | $2,241,000 | 3,067 |
| Premises and equipment expense | $314,000 | 3,877 |
| Additional noninterest expense | $1,091,000 | 3,482 |
| Pre-tax net operating income | $725,000 | 4,237 |
| Securities gains (losses) | $13,000 | 2,219 |
| Applicable income taxes | $305,000 | 2,467 |
| Income before extraordinary items | $433,000 | 4,748 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $433,000 | 4,751 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $433,000 | 4,752 |
| Net charge-offs | $-15,000 | 5,271 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 479 |
| Net operating income | $424,680 | 4,723 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,841,000 | 3,612 |
| Total interest expense | $225,000 | 4,017 |
| Net interest income | $2,616,000 | 3,524 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $124,000 | 5,077 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $38,000 | 5,095 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $86,000 | 4,673 |
| Total noninterest expense | $2,365,000 | 3,398 |
| Salaries and employee benefits | $1,479,000 | 3,111 |
| Premises and equipment expense | $214,000 | 3,852 |
| Additional noninterest expense | $672,000 | 3,684 |
| Pre-tax net operating income | $375,000 | 4,554 |
| Securities gains (losses) | $13,000 | 1,906 |
| Applicable income taxes | $160,000 | 2,671 |
| Income before extraordinary items | $228,000 | 5,010 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $228,000 | 5,012 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $228,000 | 5,014 |
| Net charge-offs | $-10,000 | 5,254 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 459 |
| Net operating income | $219,680 | 4,993 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,372,000 | 3,704 |
| Total interest expense | $108,000 | 4,141 |
| Net interest income | $1,264,000 | 3,609 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $70,000 | 4,944 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $20,000 | 5,051 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $50,000 | 4,520 |
| Total noninterest expense | $1,152,000 | 3,484 |
| Salaries and employee benefits | $720,000 | 3,182 |
| Premises and equipment expense | $108,000 | 3,873 |
| Additional noninterest expense | $324,000 | 3,785 |
| Pre-tax net operating income | $182,000 | 4,572 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $77,000 | 2,673 |
| Income before extraordinary items | $105,000 | 5,081 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $105,000 | 5,083 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $105,000 | 5,085 |
| Net charge-offs | $-5,000 | 5,132 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 429 |
| Net operating income | $105,000 | 5,019 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,810,000 | 4,046 |
| Total interest expense | $431,000 | 4,312 |
| Net interest income | $4,379,000 | 3,976 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $293,000 | 5,018 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $60,000 | 5,535 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $233,000 | 4,345 |
| Total noninterest expense | $4,480,000 | 3,560 |
| Salaries and employee benefits | $2,822,000 | 3,199 |
| Premises and equipment expense | $286,000 | 4,760 |
| Additional noninterest expense | $1,372,000 | 3,748 |
| Pre-tax net operating income | $192,000 | 5,689 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-2,857,000 | 6,463 |
| Income before extraordinary items | $3,049,000 | 1,994 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,049,000 | 1,993 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,049,000 | 1,992 |
| Net charge-offs | $-12,000 | 5,693 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 519 |
| Net operating income | $3,049,000 | 1,951 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,553,000 | 4,129 |
| Total interest expense | $318,000 | 4,397 |
| Net interest income | $3,235,000 | 4,046 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $224,000 | 5,047 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $45,000 | 5,607 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $179,000 | 4,352 |
| Total noninterest expense | $3,212,000 | 3,674 |
| Salaries and employee benefits | $2,034,000 | 3,320 |
| Premises and equipment expense | $180,000 | 5,123 |
| Additional noninterest expense | $998,000 | 3,842 |
| Pre-tax net operating income | $247,000 | 5,502 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-2,736,000 | 6,562 |
| Income before extraordinary items | $2,983,000 | 1,589 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,983,000 | 1,589 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,983,000 | 1,589 |
| Net charge-offs | $-7,000 | 5,535 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 474 |
| Net operating income | $2,983,000 | 1,564 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,318,000 | 4,196 |
| Total interest expense | $212,000 | 4,444 |
| Net interest income | $2,106,000 | 4,102 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $165,000 | 4,936 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $28,000 | 5,701 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $137,000 | 4,160 |
| Total noninterest expense | $2,080,000 | 3,777 |
| Salaries and employee benefits | $1,308,000 | 3,413 |
| Premises and equipment expense | $117,000 | 5,212 |
| Additional noninterest expense | $655,000 | 3,899 |
| Pre-tax net operating income | $191,000 | 5,366 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-2,736,000 | 6,639 |
| Income before extraordinary items | $2,927,000 | 1,098 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,927,000 | 1,099 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,927,000 | 1,099 |
| Net charge-offs | $-6,000 | 5,507 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 443 |
| Net operating income | $2,927,000 | 1,078 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 4,251 |
| Total interest expense | $108,000 | 4,476 |
| Net interest income | $1,037,000 | 4,165 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $82,000 | 4,914 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $12,000 | 5,863 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $70,000 | 4,105 |
| Total noninterest expense | $1,043,000 | 3,803 |
| Salaries and employee benefits | $661,000 | 3,418 |
| Premises and equipment expense | $59,000 | 5,256 |
| Additional noninterest expense | $323,000 | 3,945 |
| Pre-tax net operating income | $76,000 | 5,502 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $74,000 | 5,440 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $74,000 | 5,440 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $74,000 | 5,440 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 464 |
| Net operating income | $74,000 | 5,403 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,786,000 | 4,192 |
| Total interest expense | $570,000 | 4,179 |
| Net interest income | $4,216,000 | 4,146 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $286,000 | 5,200 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $68,000 | 5,700 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $218,000 | 4,503 |
| Total noninterest expense | $4,238,000 | 3,778 |
| Salaries and employee benefits | $2,623,000 | 3,424 |
| Premises and equipment expense | $241,000 | 5,263 |
| Additional noninterest expense | $1,374,000 | 3,872 |
| Pre-tax net operating income | $264,000 | 5,565 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $10,000 | 4,304 |
| Income before extraordinary items | $254,000 | 5,542 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $254,000 | 5,547 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $254,000 | 5,547 |
| Net charge-offs | $113,000 | 3,623 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 630 |
| Net operating income | $254,000 | 5,484 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,568,000 | 4,261 |
| Total interest expense | $449,000 | 4,162 |
| Net interest income | $3,119,000 | 4,212 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $205,000 | 5,338 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $53,000 | 5,716 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $152,000 | 4,696 |
| Total noninterest expense | $3,162,000 | 3,815 |
| Salaries and employee benefits | $1,954,000 | 3,459 |
| Premises and equipment expense | $182,000 | 5,268 |
| Additional noninterest expense | $1,026,000 | 3,881 |
| Pre-tax net operating income | $162,000 | 5,790 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $8,000 | 4,371 |
| Income before extraordinary items | $154,000 | 5,812 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $154,000 | 5,814 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $154,000 | 5,814 |
| Net charge-offs | $17,000 | 4,487 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 584 |
| Net operating income | $154,000 | 5,748 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 4,222 |
| Total interest expense | $306,000 | 4,182 |
| Net interest income | $2,097,000 | 4,189 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $132,000 | 5,417 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $35,000 | 5,735 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $97,000 | 4,781 |
| Total noninterest expense | $2,096,000 | 3,850 |
| Salaries and employee benefits | $1,264,000 | 3,547 |
| Premises and equipment expense | $119,000 | 5,314 |
| Additional noninterest expense | $713,000 | 3,779 |
| Pre-tax net operating income | $133,000 | 5,676 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $6,000 | 4,328 |
| Income before extraordinary items | $127,000 | 5,683 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $127,000 | 5,685 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $127,000 | 5,685 |
| Net charge-offs | $222,000 | 1,994 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 521 |
| Net operating income | $127,000 | 5,594 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 4,241 |
| Total interest expense | $156,000 | 4,235 |
| Net interest income | $1,052,000 | 4,193 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $70,000 | 5,332 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $17,000 | 5,778 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $53,000 | 4,635 |
| Total noninterest expense | $1,032,000 | 3,925 |
| Salaries and employee benefits | $635,000 | 3,577 |
| Premises and equipment expense | $59,000 | 5,371 |
| Additional noninterest expense | $338,000 | 3,939 |
| Pre-tax net operating income | $90,000 | 5,411 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $2,000 | 4,407 |
| Income before extraordinary items | $88,000 | 5,387 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $88,000 | 5,389 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $88,000 | 5,389 |
| Net charge-offs | $15,000 | 3,259 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 626 |
| Net operating income | $88,000 | 5,286 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,253,000 | 4,187 |
| Total interest expense | $775,000 | 4,185 |
| Net interest income | $4,478,000 | 4,110 |
| Provision for loan and lease losses | $128,000 | 4,419 |
| Total noninterest income | $1,360,000 | 2,763 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $77,000 | 5,778 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,283,000 | 2,038 |
| Total noninterest expense | $4,781,000 | 3,587 |
| Salaries and employee benefits | $3,017,000 | 3,120 |
| Premises and equipment expense | $249,000 | 5,354 |
| Additional noninterest expense | $1,515,000 | 3,766 |
| Pre-tax net operating income | $929,000 | 4,114 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $6,000 | 4,480 |
| Income before extraordinary items | $923,000 | 4,043 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $923,000 | 4,043 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $923,000 | 4,045 |
| Net charge-offs | $91,000 | 4,497 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $1,379,000 | 184 |
| Net operating income | $923,000 | 3,866 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,970,000 | 4,246 |
| Total interest expense | $603,000 | 4,226 |
| Net interest income | $3,367,000 | 4,166 |
| Provision for loan and lease losses | $128,000 | 4,112 |
| Total noninterest income | $870,000 | 3,029 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $57,000 | 5,863 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $813,000 | 2,255 |
| Total noninterest expense | $3,516,000 | 3,668 |
| Salaries and employee benefits | $2,300,000 | 3,094 |
| Premises and equipment expense | $191,000 | 5,353 |
| Additional noninterest expense | $1,025,000 | 4,043 |
| Pre-tax net operating income | $593,000 | 4,472 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,000 | 4,707 |
| Income before extraordinary items | $592,000 | 4,396 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $592,000 | 4,395 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $592,000 | 4,394 |
| Net charge-offs | $48,000 | 4,539 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $1,363,000 | 136 |
| Net operating income | $592,000 | 4,212 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,602,000 | 4,312 |
| Total interest expense | $417,000 | 4,237 |
| Net interest income | $2,185,000 | 4,248 |
| Provision for loan and lease losses | $128,000 | 3,540 |
| Total noninterest income | $743,000 | 2,600 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $38,000 | 5,880 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $705,000 | 1,910 |
| Total noninterest expense | $2,376,000 | 3,640 |
| Salaries and employee benefits | $1,563,000 | 3,078 |
| Premises and equipment expense | $130,000 | 5,331 |
| Additional noninterest expense | $683,000 | 4,054 |
| Pre-tax net operating income | $424,000 | 4,360 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $423,000 | 4,280 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $423,000 | 4,284 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $423,000 | 4,283 |
| Net charge-offs | $52,000 | 4,001 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $345,000 | 213 |
| Net operating income | $423,000 | 4,095 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,301,000 | 4,348 |
| Total interest expense | $210,000 | 4,337 |
| Net interest income | $1,091,000 | 4,280 |
| Provision for loan and lease losses | $128,000 | 2,586 |
| Total noninterest income | $705,000 | 1,694 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $22,000 | 5,685 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $683,000 | 1,200 |
| Total noninterest expense | $1,319,000 | 3,388 |
| Salaries and employee benefits | $899,000 | 2,746 |
| Premises and equipment expense | $63,000 | 5,405 |
| Additional noninterest expense | $357,000 | 3,928 |
| Pre-tax net operating income | $349,000 | 3,558 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,000 | 4,577 |
| Income before extraordinary items | $348,000 | 3,360 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $348,000 | 3,363 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $348,000 | 3,363 |
| Net charge-offs | $57,000 | 2,915 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $330,000 | 127 |
| Net operating income | $348,000 | 3,189 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,437,000 | 4,886 |
| Total interest expense | $868,000 | 4,735 |
| Net interest income | $3,569,000 | 4,840 |
| Provision for loan and lease losses | $837,000 | 2,674 |
| Total noninterest income | $166,000 | 5,949 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $95,000 | 5,599 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $71,000 | 5,630 |
| Total noninterest expense | $4,160,000 | 4,009 |
| Salaries and employee benefits | $2,264,000 | 3,836 |
| Premises and equipment expense | $252,000 | 5,579 |
| Additional noninterest expense | $1,644,000 | 3,632 |
| Pre-tax net operating income | $-1,262,000 | 6,651 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,000 | 4,639 |
| Income before extraordinary items | $-1,263,000 | 6,715 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,263,000 | 6,715 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,263,000 | 6,715 |
| Net charge-offs | $941,000 | 2,431 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $4,647,000 | 148 |
| Net operating income | $-1,263,000 | 6,677 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,251,000 | 5,001 |
| Total interest expense | $641,000 | 4,882 |
| Net interest income | $2,610,000 | 4,940 |
| Provision for loan and lease losses | $454,000 | 3,007 |
| Total noninterest income | $129,000 | 6,008 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $73,000 | 5,575 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $56,000 | 5,669 |
| Total noninterest expense | $3,003,000 | 4,117 |
| Salaries and employee benefits | $1,696,000 | 3,846 |
| Premises and equipment expense | $187,000 | 5,656 |
| Additional noninterest expense | $1,120,000 | 3,866 |
| Pre-tax net operating income | $-718,000 | 6,696 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,000 | 4,642 |
| Income before extraordinary items | $-719,000 | 6,776 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-719,000 | 6,776 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-719,000 | 6,776 |
| Net charge-offs | $478,000 | 2,717 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 874 |
| Net operating income | $-719,000 | 6,736 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,200,000 | 4,994 |
| Total interest expense | $424,000 | 5,024 |
| Net interest income | $1,776,000 | 4,906 |
| Provision for loan and lease losses | $246,000 | 3,273 |
| Total noninterest income | $89,000 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $48,000 | 5,592 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $41,000 | 5,658 |
| Total noninterest expense | $2,034,000 | 4,117 |
| Salaries and employee benefits | $1,093,000 | 3,966 |
| Premises and equipment expense | $122,000 | 5,740 |
| Additional noninterest expense | $819,000 | 3,684 |
| Pre-tax net operating income | $-415,000 | 6,743 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $-416,000 | 6,795 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-416,000 | 6,794 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-416,000 | 6,795 |
| Net charge-offs | $481,000 | 2,190 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 819 |
| Net operating income | $-416,000 | 6,788 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 5,001 |
| Total interest expense | $219,000 | 5,052 |
| Net interest income | $891,000 | 4,895 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $41,000 | 6,172 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $22,000 | 5,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 5,847 |
| Total noninterest expense | $1,087,000 | 3,966 |
| Salaries and employee benefits | $546,000 | 3,990 |
| Premises and equipment expense | $61,000 | 5,802 |
| Additional noninterest expense | $480,000 | 3,292 |
| Pre-tax net operating income | $-155,000 | 6,772 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $-156,000 | 6,821 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-156,000 | 6,821 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-156,000 | 6,821 |
| Net charge-offs | $-18,000 | 7,169 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 762 |
| Net operating income | $-156,000 | 6,813 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,638,000 | 5,018 |
| Total interest expense | $1,106,000 | 5,004 |
| Net interest income | $3,532,000 | 4,922 |
| Provision for loan and lease losses | $943,000 | 3,153 |
| Total noninterest income | $1,151,000 | 2,974 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $169,000 | 4,715 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $982,000 | 2,200 |
| Total noninterest expense | $4,431,000 | 3,936 |
| Salaries and employee benefits | $2,195,000 | 3,967 |
| Premises and equipment expense | $260,000 | 5,724 |
| Additional noninterest expense | $1,976,000 | 3,288 |
| Pre-tax net operating income | $-691,000 | 6,349 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,000 | 4,548 |
| Income before extraordinary items | $-692,000 | 6,457 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-692,000 | 6,458 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-692,000 | 6,458 |
| Net charge-offs | $743,000 | 3,091 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 863 |
| Net operating income | $-692,000 | 6,417 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,473,000 | 5,121 |
| Total interest expense | $851,000 | 5,095 |
| Net interest income | $2,622,000 | 5,017 |
| Provision for loan and lease losses | $821,000 | 2,808 |
| Total noninterest income | $1,093,000 | 2,569 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $137,000 | 4,657 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $956,000 | 1,851 |
| Total noninterest expense | $3,250,000 | 4,001 |
| Salaries and employee benefits | $1,666,000 | 3,968 |
| Premises and equipment expense | $206,000 | 5,674 |
| Additional noninterest expense | $1,378,000 | 3,461 |
| Pre-tax net operating income | $-356,000 | 6,439 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $-357,000 | 6,580 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-357,000 | 6,580 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-357,000 | 6,580 |
| Net charge-offs | $632,000 | 2,754 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 810 |
| Net operating income | $-357,000 | 6,502 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,264,000 | 5,227 |
| Total interest expense | $558,000 | 5,234 |
| Net interest income | $1,706,000 | 5,083 |
| Provision for loan and lease losses | $821,000 | 2,163 |
| Total noninterest income | $416,000 | 3,559 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $97,000 | 4,543 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $319,000 | 2,758 |
| Total noninterest expense | $1,944,000 | 4,321 |
| Salaries and employee benefits | $1,091,000 | 4,044 |
| Premises and equipment expense | $136,000 | 5,722 |
| Additional noninterest expense | $717,000 | 4,072 |
| Pre-tax net operating income | $-643,000 | 6,839 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $-644,000 | 6,936 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-644,000 | 6,936 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-644,000 | 6,936 |
| Net charge-offs | $681,000 | 2,118 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 672 |
| Net operating income | $-644,000 | 6,899 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 5,358 |
| Total interest expense | $273,000 | 5,409 |
| Net interest income | $826,000 | 5,201 |
| Provision for loan and lease losses | $8,000 | 6,225 |
| Total noninterest income | $51,000 | 6,092 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $50,000 | 4,477 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,000 | 7,328 |
| Total noninterest expense | $922,000 | 4,513 |
| Salaries and employee benefits | $565,000 | 3,988 |
| Premises and equipment expense | $67,000 | 5,829 |
| Additional noninterest expense | $290,000 | 4,682 |
| Pre-tax net operating income | $-53,000 | 6,509 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $-54,000 | 6,634 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-54,000 | 6,636 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-54,000 | 6,635 |
| Net charge-offs | $8,000 | 4,945 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 610 |
| Net operating income | $-54,000 | 6,558 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,172,000 | 5,600 |
| Total interest expense | $948,000 | 6,130 |
| Net interest income | $3,224,000 | 5,188 |
| Provision for loan and lease losses | $2,579,000 | 2,141 |
| Total noninterest income | $161,000 | 6,494 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $157,000 | 5,084 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,000 | 7,315 |
| Total noninterest expense | $3,276,000 | 4,923 |
| Salaries and employee benefits | $2,044,000 | 4,285 |
| Premises and equipment expense | $244,000 | 6,120 |
| Additional noninterest expense | $988,000 | 5,268 |
| Pre-tax net operating income | $-2,470,000 | 6,763 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $-2,471,000 | 6,880 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,471,000 | 6,877 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,471,000 | 6,878 |
| Net charge-offs | $2,002,000 | 2,032 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 903 |
| Net operating income | $-2,471,000 | 6,884 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,115,000 | 5,684 |
| Total interest expense | $685,000 | 6,349 |
| Net interest income | $2,430,000 | 5,190 |
| Provision for loan and lease losses | $2,508,000 | 1,657 |
| Total noninterest income | $112,000 | 6,714 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $109,000 | 5,250 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,000 | 7,488 |
| Total noninterest expense | $2,428,000 | 4,966 |
| Salaries and employee benefits | $1,542,000 | 4,296 |
| Premises and equipment expense | $190,000 | 6,072 |
| Additional noninterest expense | $696,000 | 5,425 |
| Pre-tax net operating income | $-2,394,000 | 7,159 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $-2,395,000 | 7,273 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,395,000 | 7,272 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,395,000 | 7,273 |
| Net charge-offs | $2,037,000 | 1,487 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 710 |
| Net operating income | $-2,395,000 | 7,264 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 5,694 |
| Total interest expense | $444,000 | 6,514 |
| Net interest income | $1,665,000 | 5,099 |
| Provision for loan and lease losses | $443,000 | 3,130 |
| Total noninterest income | $70,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $68,000 | 5,343 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,000 | 7,623 |
| Total noninterest expense | $1,593,000 | 5,067 |
| Salaries and employee benefits | $1,019,000 | 4,380 |
| Premises and equipment expense | $124,000 | 6,186 |
| Additional noninterest expense | $450,000 | 5,530 |
| Pre-tax net operating income | $-301,000 | 6,431 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $-302,000 | 6,539 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-302,000 | 6,538 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-302,000 | 6,538 |
| Net charge-offs | $197,000 | 3,433 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 685 |
| Net operating income | $-302,000 | 6,531 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 5,756 |
| Total interest expense | $222,000 | 6,621 |
| Net interest income | $828,000 | 5,110 |
| Provision for loan and lease losses | $77,000 | 4,278 |
| Total noninterest income | $31,000 | 6,970 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $30,000 | 5,504 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,000 | 7,715 |
| Total noninterest expense | $770,000 | 5,088 |
| Salaries and employee benefits | $495,000 | 4,498 |
| Premises and equipment expense | $60,000 | 6,298 |
| Additional noninterest expense | $215,000 | 5,408 |
| Pre-tax net operating income | $12,000 | 6,103 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $11,000 | 6,264 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $11,000 | 6,266 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $11,000 | 6,266 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 582 |
| Net operating income | $11,000 | 6,112 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,262,000 | 5,864 |
| Total interest expense | $1,068,000 | 6,656 |
| Net interest income | $3,194,000 | 5,243 |
| Provision for loan and lease losses | $440,000 | 4,004 |
| Total noninterest income | $90,000 | 7,404 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $87,000 | 6,083 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,000 | 7,858 |
| Total noninterest expense | $3,085,000 | 5,030 |
| Salaries and employee benefits | $1,794,000 | 4,802 |
| Premises and equipment expense | $257,000 | 6,180 |
| Additional noninterest expense | $1,034,000 | 4,726 |
| Pre-tax net operating income | $-241,000 | 6,589 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $-242,000 | 6,521 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-242,000 | 6,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $171,000 | 813 |
| Net operating income | $-242,000 | 6,670 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,166,000 | 5,956 |
| Total interest expense | $828,000 | 6,723 |
| Net interest income | $2,338,000 | 5,346 |
| Provision for loan and lease losses | $287,000 | 3,627 |
| Total noninterest income | $63,000 | 7,586 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $62,000 | 6,184 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 8,065 |
| Total noninterest expense | $2,369,000 | 4,932 |
| Salaries and employee benefits | $1,357,000 | 4,783 |
| Premises and equipment expense | $193,000 | 6,192 |
| Additional noninterest expense | $819,000 | 4,497 |
| Pre-tax net operating income | $-255,000 | 7,076 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $-256,000 | 6,969 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-256,000 | 6,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 695 |
| Net operating income | $-256,000 | 7,130 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 6,115 |
| Total interest expense | $555,000 | 6,832 |
| Net interest income | $1,468,000 | 5,524 |
| Provision for loan and lease losses | $182,000 | 3,295 |
| Total noninterest income | $38,000 | 7,726 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $37,000 | 6,331 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,000 | 8,142 |
| Total noninterest expense | $1,581,000 | 4,958 |
| Salaries and employee benefits | $917,000 | 4,790 |
| Premises and equipment expense | $127,000 | 6,258 |
| Additional noninterest expense | $537,000 | 4,524 |
| Pre-tax net operating income | $-257,000 | 7,385 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-257,000 | 7,477 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-257,000 | 7,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 599 |
| Net operating income | $-257,000 | 7,459 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,042,000 | 6,126 |
| Total interest expense | $337,000 | 6,599 |
| Net interest income | $705,000 | 5,668 |
| Provision for loan and lease losses | $92,000 | 2,834 |
| Total noninterest income | $16,000 | 7,860 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $16,000 | 6,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $797,000 | 4,942 |
| Salaries and employee benefits | $484,000 | 4,665 |
| Premises and equipment expense | $61,000 | 6,379 |
| Additional noninterest expense | $252,000 | 4,656 |
| Pre-tax net operating income | $-168,000 | 7,694 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $-169,000 | 7,785 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-169,000 | 7,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 437 |
| Net operating income | $-169,000 | 7,747 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,567,000 | 5,951 |
| Total interest expense | $2,144,000 | 5,676 |
| Net interest income | $2,423,000 | 6,056 |
| Provision for loan and lease losses | $270,000 | 3,372 |
| Total noninterest income | $34,000 | 8,165 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $26,000 | 7,075 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $8,000 | 8,113 |
| Total noninterest expense | $3,373,000 | 4,641 |
| Salaries and employee benefits | $1,906,000 | 4,555 |
| Premises and equipment expense | $327,000 | 5,572 |
| Additional noninterest expense | $1,140,000 | 4,218 |
| Pre-tax net operating income | $-1,186,000 | 8,108 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $-1,187,000 | 8,160 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,187,000 | 8,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $214,000 | 738 |
| Net operating income | $-1,187,000 | 8,152 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,345,000 | 6,031 |
| Total interest expense | $1,651,000 | 5,624 |
| Net interest income | $1,694,000 | 6,256 |
| Provision for loan and lease losses | $270,000 | 2,452 |
| Total noninterest income | $23,000 | 8,228 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $16,000 | 7,169 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $7,000 | 8,132 |
| Total noninterest expense | $2,528,000 | 4,627 |
| Salaries and employee benefits | $1,447,000 | 4,495 |
| Premises and equipment expense | $179,000 | 6,349 |
| Additional noninterest expense | $902,000 | 4,002 |
| Pre-tax net operating income | $-1,081,000 | 8,313 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $-1,082,000 | 8,348 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,082,000 | 8,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $151,000 | 664 |
| Net operating income | $-1,082,000 | 8,341 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,145,000 | 6,145 |
| Total interest expense | $1,115,000 | 5,590 |
| Net interest income | $1,030,000 | 6,513 |
| Provision for loan and lease losses | $158,000 | 2,519 |
| Total noninterest income | $15,000 | 8,290 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $9,000 | 7,247 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,000 | 8,115 |
| Total noninterest expense | $1,797,000 | 4,451 |
| Salaries and employee benefits | $987,000 | 4,448 |
| Premises and equipment expense | $116,000 | 6,453 |
| Additional noninterest expense | $694,000 | 3,587 |
| Pre-tax net operating income | $-910,000 | 8,438 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $-911,000 | 8,466 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-911,000 | 8,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 592 |
| Net operating income | $-911,000 | 8,457 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 6,280 |
| Total interest expense | $566,000 | 5,541 |
| Net interest income | $454,000 | 6,829 |
| Provision for loan and lease losses | $47,000 | 3,165 |
| Total noninterest income | $6,000 | 8,365 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $4,000 | 7,300 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $1,026,000 | 4,068 |
| Salaries and employee benefits | $527,000 | 4,265 |
| Premises and equipment expense | $57,000 | 6,519 |
| Additional noninterest expense | $442,000 | 2,909 |
| Pre-tax net operating income | $-613,000 | 8,541 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $-614,000 | 8,554 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-614,000 | 8,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 456 |
| Net operating income | $-614,000 | 8,546 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,531,000 | 7,113 |
| Total interest expense | $1,169,000 | 6,628 |
| Net interest income | $1,362,000 | 7,358 |
| Provision for loan and lease losses | $298,000 | 2,825 |
| Total noninterest income | $23,000 | 8,392 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $10,000 | 7,420 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,184 |
| Total noninterest expense | $2,721,000 | 5,206 |
| Salaries and employee benefits | $1,727,000 | 4,751 |
| Premises and equipment expense | $218,000 | 6,539 |
| Additional noninterest expense | $776,000 | 5,320 |
| Pre-tax net operating income | $-1,634,000 | 8,546 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,635,000 | 8,565 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,635,000 | 8,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $237,000 | 728 |
| Net operating income | $-1,634,000 | 8,556 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,718,000 | 7,357 |
| Total interest expense | $741,000 | 6,943 |
| Net interest income | $977,000 | 7,508 |
| Provision for loan and lease losses | $184,000 | 3,018 |
| Total noninterest income | $14,000 | 8,514 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $5,000 | 7,546 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,272 |
| Total noninterest expense | $2,062,000 | 5,163 |
| Salaries and employee benefits | $1,355,000 | 4,579 |
| Premises and equipment expense | $164,000 | 6,553 |
| Additional noninterest expense | $543,000 | 5,533 |
| Pre-tax net operating income | $-1,255,000 | 8,628 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $-1,257,000 | 8,641 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,257,000 | 8,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $178,000 | 616 |
| Net operating income | $-1,256,000 | 8,634 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 7,467 |
| Total interest expense | $477,000 | 6,943 |
| Net interest income | $603,000 | 7,692 |
| Provision for loan and lease losses | $155,000 | 2,524 |
| Total noninterest income | $4,000 | 8,635 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $4,000 | 7,559 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,630 |
| Total noninterest expense | $1,382,000 | 5,162 |
| Salaries and employee benefits | $902,000 | 4,614 |
| Premises and equipment expense | $108,000 | 6,597 |
| Additional noninterest expense | $372,000 | 5,453 |
| Pre-tax net operating income | $-930,000 | 8,671 |
| Securities gains (losses) | $-1,000 | 7,450 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $-932,000 | 8,690 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-932,000 | 8,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $118,000 | 513 |
| Net operating income | $-931,000 | 8,680 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $503,000 | 7,596 |
| Total interest expense | $237,000 | 6,885 |
| Net interest income | $266,000 | 7,890 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $2,000 | 8,640 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,000 | 7,586 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $658,000 | 5,324 |
| Salaries and employee benefits | $427,000 | 4,811 |
| Premises and equipment expense | $52,000 | 6,673 |
| Additional noninterest expense | $179,000 | 5,526 |
| Pre-tax net operating income | $-480,000 | 8,690 |
| Securities gains (losses) | $-1,000 | 7,892 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-481,000 | 8,703 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-481,000 | 8,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 379 |
| Net operating income | $-480,000 | 8,693 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $524,000 | 8,625 |
| Total interest expense | $175,000 | 8,495 |
| Net interest income | $349,000 | 8,636 |
| Provision for loan and lease losses | $40,000 | 5,969 |
| Total noninterest income | $3,000 | 8,727 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,000 | 7,726 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,000 | 8,635 |
| Total noninterest expense | $2,032,000 | 6,061 |
| Salaries and employee benefits | $1,047,000 | 6,220 |
| Premises and equipment expense | $148,000 | 7,300 |
| Additional noninterest expense | $837,000 | 5,011 |
| Pre-tax net operating income | $-1,720,000 | 8,747 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-1,720,000 | 8,759 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,720,000 | 8,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $15,745,000 | 104 |
| Net operating income | $-1,720,000 | 8,745 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $180,000 | 8,775 |
| Total interest expense | $7,000 | 8,815 |
| Net interest income | $173,000 | 8,756 |
| Provision for loan and lease losses | $40,000 | 5,540 |
| Total noninterest income | $0 | 8,802 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,723 |
| Total noninterest expense | $1,342,000 | 6,414 |
| Salaries and employee benefits | $710,000 | 6,501 |
| Premises and equipment expense | $95,000 | 7,549 |
| Additional noninterest expense | $537,000 | 5,490 |
| Pre-tax net operating income | $-1,209,000 | 8,756 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-1,209,000 | 8,775 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,209,000 | 8,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $15,745,000 | 77 |
| Net operating income | $-1,209,000 | 8,755 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.