Home > Pan American Bank, FSB > Income and Expense
Pan American Bank, FSB, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $132,963,000 | 259 |
| Total interest expense | $23,003,000 | 374 |
| Net interest income | $109,960,000 | 233 |
| Provision for loan and lease losses | $22,718,000 | 99 |
| Total noninterest income | $8,325,000 | 696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,325,000 | 468 |
| Total noninterest expense | $47,854,000 | 387 |
| Salaries and employee benefits | $32,773,000 | 286 |
| Premises and equipment expense | $6,042,000 | 397 |
| Additional noninterest expense | $9,039,000 | 601 |
| Pre-tax net operating income | $47,713,000 | 264 |
| Securities gains (losses) | $777,000 | 334 |
| Applicable income taxes | $19,362,000 | 233 |
| Income before extraordinary items | $29,128,000 | 293 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $29,128,000 | 293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,446,000 | 105 |
| Cash dividends | $124,125,000 | 66 |
| Sale, conversion, retirement of capital stock, net | $9,000,000 | 127 |
| Net operating income | $28,630,720 | 290 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $103,659,000 | 252 |
| Total interest expense | $19,719,000 | 334 |
| Net interest income | $83,940,000 | 230 |
| Provision for loan and lease losses | $17,692,000 | 103 |
| Total noninterest income | $8,070,000 | 584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,070,000 | 398 |
| Total noninterest expense | $38,419,000 | 362 |
| Salaries and employee benefits | $26,177,000 | 272 |
| Premises and equipment expense | $4,874,000 | 367 |
| Additional noninterest expense | $7,368,000 | 555 |
| Pre-tax net operating income | $35,899,000 | 265 |
| Securities gains (losses) | $777,000 | 315 |
| Applicable income taxes | $14,518,000 | 235 |
| Income before extraordinary items | $22,158,000 | 291 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $22,158,000 | 292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,501,000 | 108 |
| Cash dividends | $27,875,000 | 151 |
| Sale, conversion, retirement of capital stock, net | $9,000,000 | 97 |
| Net operating income | $21,660,720 | 284 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $66,292,000 | 258 |
| Total interest expense | $12,637,000 | 340 |
| Net interest income | $53,655,000 | 233 |
| Provision for loan and lease losses | $13,022,000 | 98 |
| Total noninterest income | $1,273,000 | 1,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,273,000 | 1,122 |
| Total noninterest expense | $24,581,000 | 373 |
| Salaries and employee benefits | $16,854,000 | 275 |
| Premises and equipment expense | $3,116,000 | 383 |
| Additional noninterest expense | $4,611,000 | 576 |
| Pre-tax net operating income | $17,325,000 | 328 |
| Securities gains (losses) | $597,000 | 317 |
| Applicable income taxes | $7,244,000 | 296 |
| Income before extraordinary items | $10,678,000 | 365 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,678,000 | 364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,085,000 | 110 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $9,000,000 | 65 |
| Net operating income | $10,295,920 | 363 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $32,150,000 | 266 |
| Total interest expense | $6,426,000 | 344 |
| Net interest income | $25,724,000 | 244 |
| Provision for loan and lease losses | $6,714,000 | 96 |
| Total noninterest income | $791,000 | 1,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $791,000 | 936 |
| Total noninterest expense | $12,012,000 | 388 |
| Salaries and employee benefits | $8,261,000 | 288 |
| Premises and equipment expense | $1,507,000 | 400 |
| Additional noninterest expense | $2,244,000 | 585 |
| Pre-tax net operating income | $7,789,000 | 355 |
| Securities gains (losses) | $498,000 | 261 |
| Applicable income taxes | $3,352,000 | 306 |
| Income before extraordinary items | $4,935,000 | 393 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,935,000 | 392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,751,000 | 109 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $4,616,280 | 390 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $100,968,000 | 320 |
| Total interest expense | $23,206,000 | 400 |
| Net interest income | $77,762,000 | 295 |
| Provision for loan and lease losses | $17,738,000 | 146 |
| Total noninterest income | $3,139,000 | 1,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,139,000 | 1,053 |
| Total noninterest expense | $40,801,000 | 448 |
| Salaries and employee benefits | $28,342,000 | 322 |
| Premises and equipment expense | $5,727,000 | 420 |
| Additional noninterest expense | $6,732,000 | 767 |
| Pre-tax net operating income | $22,362,000 | 442 |
| Securities gains (losses) | $506,000 | 741 |
| Applicable income taxes | $9,253,000 | 389 |
| Income before extraordinary items | $13,615,000 | 522 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $13,615,000 | 523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,532,000 | 131 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $13,291,160 | 497 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $71,150,000 | 340 |
| Total interest expense | $17,004,000 | 429 |
| Net interest income | $54,146,000 | 320 |
| Provision for loan and lease losses | $12,305,000 | 155 |
| Total noninterest income | $2,361,000 | 1,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,361,000 | 1,101 |
| Total noninterest expense | $29,596,000 | 470 |
| Salaries and employee benefits | $20,594,000 | 340 |
| Premises and equipment expense | $4,176,000 | 434 |
| Additional noninterest expense | $4,826,000 | 801 |
| Pre-tax net operating income | $14,606,000 | 498 |
| Securities gains (losses) | $402,000 | 791 |
| Applicable income taxes | $6,072,000 | 437 |
| Income before extraordinary items | $8,936,000 | 592 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $8,936,000 | 592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,385,000 | 137 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $8,678,720 | 559 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $44,490,000 | 363 |
| Total interest expense | $11,193,000 | 450 |
| Net interest income | $33,297,000 | 340 |
| Provision for loan and lease losses | $2,630,000 | 324 |
| Total noninterest income | $1,812,000 | 1,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,812,000 | 982 |
| Total noninterest expense | $19,117,000 | 482 |
| Salaries and employee benefits | $13,313,000 | 352 |
| Premises and equipment expense | $2,715,000 | 448 |
| Additional noninterest expense | $3,089,000 | 846 |
| Pre-tax net operating income | $13,362,000 | 395 |
| Securities gains (losses) | $315,000 | 779 |
| Applicable income taxes | $5,524,000 | 362 |
| Income before extraordinary items | $8,153,000 | 466 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $8,153,000 | 466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,956,000 | 136 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $7,951,400 | 436 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $20,469,000 | 398 |
| Total interest expense | $5,335,000 | 487 |
| Net interest income | $15,134,000 | 369 |
| Provision for loan and lease losses | $535,000 | 596 |
| Total noninterest income | $1,281,000 | 1,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,281,000 | 744 |
| Total noninterest expense | $9,173,000 | 497 |
| Salaries and employee benefits | $6,358,000 | 364 |
| Premises and equipment expense | $1,316,000 | 459 |
| Additional noninterest expense | $1,499,000 | 839 |
| Pre-tax net operating income | $6,707,000 | 385 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,726,000 | 370 |
| Income before extraordinary items | $3,981,000 | 470 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,981,000 | 469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,537,000 | 135 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,981,000 | 441 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $70,611,000 | 463 |
| Total interest expense | $19,025,000 | 599 |
| Net interest income | $51,586,000 | 414 |
| Provision for loan and lease losses | $639,000 | 1,965 |
| Total noninterest income | $2,915,000 | 1,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,915,000 | 1,011 |
| Total noninterest expense | $33,706,000 | 515 |
| Salaries and employee benefits | $21,772,000 | 399 |
| Premises and equipment expense | $4,913,000 | 474 |
| Additional noninterest expense | $7,021,000 | 732 |
| Pre-tax net operating income | $20,156,000 | 472 |
| Securities gains (losses) | $430,000 | 725 |
| Applicable income taxes | $7,944,000 | 421 |
| Income before extraordinary items | $12,642,000 | 531 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $12,642,000 | 534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,820,000 | 152 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $159,000 | 589 |
| Net operating income | $12,366,800 | 513 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $57,320,000 | 614 |
| Total interest expense | $20,306,000 | 805 |
| Net interest income | $37,014,000 | 512 |
| Provision for loan and lease losses | $-633,000 | 9,584 |
| Total noninterest income | $1,756,000 | 2,236 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,756,000 | 1,358 |
| Total noninterest expense | $24,860,000 | 646 |
| Salaries and employee benefits | $16,326,000 | 492 |
| Premises and equipment expense | $3,917,000 | 565 |
| Additional noninterest expense | $4,617,000 | 1,044 |
| Pre-tax net operating income | $14,543,000 | 550 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $5,678,000 | 498 |
| Income before extraordinary items | $8,865,000 | 635 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $8,865,000 | 637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,735,000 | 224 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $8,865,000 | 605 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $43,883,000 | 806 |
| Total interest expense | $16,209,000 | 1,078 |
| Net interest income | $27,674,000 | 648 |
| Provision for loan and lease losses | $2,597,000 | 511 |
| Total noninterest income | $-10,204,000 | 9,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-11,374,000 | 4,550 |
| Additional Noninterest Income | $1,170,000 | 1,672 |
| Total noninterest expense | $24,635,000 | 650 |
| Salaries and employee benefits | $13,040,000 | 556 |
| Premises and equipment expense | $3,273,000 | 653 |
| Additional noninterest expense | $8,322,000 | 661 |
| Pre-tax net operating income | $-9,762,000 | 9,888 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-3,701,000 | 9,880 |
| Income before extraordinary items | $-6,061,000 | 9,868 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-6,061,000 | 9,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,577,000 | 194 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-6,061,000 | 9,869 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $49,799,000 | 703 |
| Total interest expense | $19,933,000 | 798 |
| Net interest income | $29,866,000 | 635 |
| Provision for loan and lease losses | $7,807,000 | 236 |
| Total noninterest income | $-198,000 | 10,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $-198,000 | 10,236 |
| Total noninterest expense | $62,361,000 | 304 |
| Salaries and employee benefits | $32,418,000 | 246 |
| Premises and equipment expense | $7,290,000 | 336 |
| Additional noninterest expense | $22,653,000 | 331 |
| Pre-tax net operating income | $-40,500,000 | 10,237 |
| Securities gains (losses) | $31,902,000 | 16 |
| Applicable income taxes | $-3,597,000 | 10,212 |
| Income before extraordinary items | $-5,001,000 | 10,200 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-5,001,000 | 10,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,366,000 | 159 |
| Cash dividends | $247,000 | 4,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-25,418,280 | 10,217 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $45,222,000 | 743 |
| Total interest expense | $20,417,000 | 796 |
| Net interest income | $24,805,000 | 711 |
| Provision for loan and lease losses | $5,854,000 | 283 |
| Total noninterest income | $1,484,000 | 2,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,484,000 | 1,412 |
| Total noninterest expense | $54,556,000 | 323 |
| Salaries and employee benefits | $34,800,000 | 228 |
| Premises and equipment expense | $6,529,000 | 352 |
| Additional noninterest expense | $13,227,000 | 484 |
| Pre-tax net operating income | $-34,121,000 | 10,477 |
| Securities gains (losses) | $46,488,000 | 19 |
| Applicable income taxes | $5,255,000 | 555 |
| Income before extraordinary items | $7,112,000 | 779 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $7,112,000 | 780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,209,000 | 230 |
| Cash dividends | $576,000 | 3,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-22,640,320 | 10,456 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $26,385,000 | 1,276 |
| Total interest expense | $11,743,000 | 1,345 |
| Net interest income | $14,642,000 | 1,201 |
| Provision for loan and lease losses | $506,000 | 1,751 |
| Total noninterest income | $892,000 | 3,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $892,000 | 1,876 |
| Total noninterest expense | $28,831,000 | 531 |
| Salaries and employee benefits | $19,293,000 | 367 |
| Premises and equipment expense | $3,511,000 | 596 |
| Additional noninterest expense | $6,027,000 | 855 |
| Pre-tax net operating income | $-13,803,000 | 10,933 |
| Securities gains (losses) | $25,282,000 | 21 |
| Applicable income taxes | $4,809,000 | 622 |
| Income before extraordinary items | $6,670,000 | 832 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,670,000 | 835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,542,000 | 596 |
| Cash dividends | $845,000 | 2,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-9,510,480 | 10,908 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,359,000 | 2,064 |
| Total interest expense | $7,298,000 | 2,142 |
| Net interest income | $9,061,000 | 1,988 |
| Provision for loan and lease losses | $194,000 | 3,495 |
| Total noninterest income | $612,000 | 4,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $612,000 | 2,537 |
| Total noninterest expense | $9,615,000 | 1,485 |
| Salaries and employee benefits | $5,514,000 | 1,207 |
| Premises and equipment expense | $1,231,000 | 1,654 |
| Additional noninterest expense | $2,870,000 | 1,809 |
| Pre-tax net operating income | $-136,000 | 11,008 |
| Securities gains (losses) | $2,347,000 | 133 |
| Applicable income taxes | $932,000 | 2,499 |
| Income before extraordinary items | $1,279,000 | 3,671 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,279,000 | 3,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,683 |
| Cash dividends | $556,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-223,080 | 11,084 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,607,000 | 2,456 |
| Total interest expense | $7,241,000 | 2,143 |
| Net interest income | $6,366,000 | 2,804 |
| Provision for loan and lease losses | $170,000 | 3,392 |
| Total noninterest income | $289,000 | 7,202 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $289,000 | 4,091 |
| Total noninterest expense | $5,149,000 | 2,636 |
| Salaries and employee benefits | $2,878,000 | 2,307 |
| Premises and equipment expense | $739,000 | 2,671 |
| Additional noninterest expense | $1,532,000 | 3,037 |
| Pre-tax net operating income | $1,336,000 | 4,859 |
| Securities gains (losses) | $33,000 | 1,557 |
| Applicable income taxes | $615,000 | 3,600 |
| Income before extraordinary items | $754,000 | 5,689 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $754,000 | 5,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,579 |
| Cash dividends | $486,000 | 3,428 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $732,880 | 5,780 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,725,000 | 4,382 |
| Total interest expense | $3,342,000 | 3,579 |
| Net interest income | $3,383,000 | 5,088 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $199,000 | 8,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $199,000 | 5,282 |
| Total noninterest expense | $3,148,000 | 4,236 |
| Salaries and employee benefits | $1,577,000 | 4,099 |
| Premises and equipment expense | $651,000 | 3,027 |
| Additional noninterest expense | $920,000 | 5,085 |
| Pre-tax net operating income | $434,000 | 9,100 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $202,000 | 7,307 |
| Income before extraordinary items | $232,000 | 9,896 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $232,000 | 9,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $230,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $16,100,000 | 77 |
| Net operating income | $232,000 | 9,969 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.